Speaker 1: Hey, hey, hey, and we're back from Father's Day weekend.
Speaker 1: How was your Father's Day?
Speaker 2: Oh? It was good. Actually, I was down in Atlanta again.
Speaker 2: I've been to Doorgia twice in two weeks, which is
Speaker 2: like kind of nice. So I went down. It was
Speaker 2: a double duty. I spent half of it with my
Speaker 2: mom trying on wedding dresses, and the other day I
Speaker 2: spent with my dad taking him to All he wanted
Speaker 2: was to go to Hibachi grill.
Speaker 1: Oh that's yeah.
Speaker 2: I never would have agreed to, but I was like,
Speaker 2: it's your day, I guess we'll go.
Speaker 1: I spent like half my day with my dad, my
Speaker 1: sisters and I went to go obviously like visit and
Speaker 1: we all brought like lunch, so we had lunch, and
Speaker 1: my nephew was there, so everybody was just like, you know,
Speaker 1: he's like the star of the show. We're like, is
Speaker 1: Roman County crawling now and like doing the fake walk
Speaker 1: when you like hold onto the couch and you're like,
Speaker 1: I can walk, I mean but with the couch assisted,
Speaker 1: so I know, so fun. And then the other half
Speaker 1: just back here at home. Superman had like a Father's
Speaker 1: Day barbecue with his friends in the backyard and he
Speaker 1: had fun.
Speaker 2: That's nice. Wait with his daughter.
Speaker 1: No, no, yeah, like just the other dads in the
Speaker 1: back they just like bought like barbecue stuff and like
Speaker 1: ice pops for the kids and just grilled out and
Speaker 1: let everybody eat free.
Speaker 2: You know. I saw a lot of I wasn't on
Speaker 2: my computer so much, but because my uncle was one
Speaker 2: of the people who was posting this, I noticed that
Speaker 2: there were quite a few posts about single dads and
Speaker 2: how apparently there's a trend among single moms on Father's
Speaker 2: Day to be like, well, shout out to all them
Speaker 2: single moms, who should also get credit for being you know,
Speaker 2: the mother and the father, and so apparently there's so
Speaker 2: that's like a separate thing. But then there was a
Speaker 2: lot of single dads he were posting. He were saying,
Speaker 2: you know what, like shout out to all the single dads.
Speaker 2: If you're a mom, you don't get to be the
Speaker 2: dad too, like, And it seems like there's like a
Speaker 2: little bit of like a beef there. And I never
Speaker 2: really thought about that as an issue before, but I
Speaker 2: could I kind of could see. I could see people's
Speaker 2: point when they say, you know, when you are a
Speaker 2: single mother, it's important. I read one sort of one
Speaker 2: of the more well thought articles posted by a blog
Speaker 2: called Wealthy Single Mommy. Oh I know her say hi Emma, Yeah, hey, Amma.
Speaker 2: I forget if she wrote it or she just shared
Speaker 2: this blog post, but it was more in depth. She
Speaker 2: kind of talked about how when single moms say that
Speaker 2: they are, you know, say I'm the mommy and the daddy,
Speaker 2: it just kind of tells kids that it's okay to
Speaker 2: not have a dad and you know, don't feel bad
Speaker 2: about not having a dad, and somehow that impacts them
Speaker 2: psychologically when they're not allowed to when they're not allowed
Speaker 2: to be sad about not having a dad.
Speaker 1: Or Yeah, the truth of the matter is like, I
Speaker 1: get it, but you're not a mom and a dad.
Speaker 1: You're a mom and you could be an amazing mom.
Speaker 1: You can raise an amazing kid. But that's like saying
Speaker 1: I'm your brother and your sister. I mean, I'm your sister.
Speaker 1: You know it's okay not to be the brother. It doesn't,
Speaker 1: you know what I mean? I just I don't. I
Speaker 1: never get that. I get why. It's because basically I
Speaker 1: had to do everything if I'm the single mom, and
Speaker 1: like my mom you know, the man in my life
Speaker 1: is not helping I get that. But to me, it
Speaker 1: doesn't make you both. It just makes you a great mom.
Speaker 2: There's so much like Tiptoe, there's so much. See, I'm
Speaker 2: so my I was raised by a single mom. My
Speaker 2: parents pers when I was ten, and you know, my
Speaker 2: dad was still in the picture, but he definitely wasn't
Speaker 2: the main breadwinner. He wasn't supporting us super financially, and
Speaker 2: so having grown up in the situation, and I don't
Speaker 2: want to get too much. You know, my mom listens
Speaker 2: sometimes I don't want to make her. I don't want
Speaker 2: to get in.
Speaker 3: Trouble right basically carefully now, because that's that's what it
Speaker 3: is you owe in you know, my cousins or around
Speaker 3: the age I was one of the you know, their
Speaker 3: parents geting divorce, and I find myself really putting myself
Speaker 3: in their shoes because it's so hard.
Speaker 2: You love your mom, you love your dad, but you
Speaker 2: see your mom busting her ass to take care of you.
Speaker 2: And my mom had four kids ages shoot like fifteen
Speaker 2: to five, to take care of on her own, you know,
Speaker 2: without a college degree, working a pretty stable job and
Speaker 2: doing it all. And it's hard because you have to
Speaker 2: as a parent, you have to respect the other parent,
Speaker 2: you know, even though that parent may be you know,
Speaker 2: up to no good or not helping out like they
Speaker 2: should be, or not helping out equitably. All I've read
Speaker 2: and all I've experience is it can be more damaging
Speaker 2: when you speak ill of the other parent. Yeah, you
Speaker 2: have to sort of always in the kid's mind that
Speaker 2: keep a positive impression of or impositive dialogue going about
Speaker 2: the other parent, even if you really just need like
Speaker 2: a big loss of wine, you just want to murder
Speaker 2: this person, you know, on the regular.
Speaker 1: No, No, I agree, because when I used to teach preschool,
Speaker 1: what I found was that kids really saw themselves, you know,
Speaker 1: when parents were not in the picture, They really saw
Speaker 1: themselves as half mommy, half daddy, even if daddy kind
Speaker 1: of wasn't really there. And if you spoke ill of
Speaker 1: their parents, you know, it was like a reflection of them,
Speaker 1: like so part of me is bad, you know. Yeah,
Speaker 1: And I don't think a lot of parents who you know,
Speaker 1: who are struggling with their significant other not being there,
Speaker 1: not being supportive or whatever, I don't think sometimes they
Speaker 1: get that.
Speaker 2: They're like, it's so hard it's so hard to not
Speaker 2: feel a resentment when you feel like doing it over it.
Speaker 2: That's why I really encourage, you know, I think my parents,
Speaker 2: my family waited way too long to go start talking
Speaker 2: to therapists and stuff, and I hope that I feel
Speaker 2: like some of the stigma around therapy has changed. But
Speaker 2: when I was a kid, like it just wasn't something
Speaker 2: that you did. And I wish my family as a
Speaker 2: whole has started talking to someone earlier then we you know,
Speaker 2: waiting until we're in our twenties and like, you know,
Speaker 2: out in the world, because I feel like, even if
Speaker 2: you don't feel like you need it, especially the parent,
Speaker 2: you need that objective adult to talk to about whatever's happening,
Speaker 2: so you don't go home and take it out like
Speaker 2: your frustrations when you know your kids can hear. Yeah,
Speaker 2: that's my parenting advice.
Speaker 1: By the day, parenting advice from two non parents.
Speaker 2: So today's the first day of summer.
Speaker 1: I saw that Facebook told me, facebookbook told me too. Ye,
Speaker 1: Facebook tells me everything.
Speaker 2: So you know how when you're becoming an adult, things
Speaker 2: don't It's it's like weird because there's not really a
Speaker 2: summer vacation. So like, why do I look forward? I
Speaker 2: used to wait for June and now it's like, oh
Speaker 2: June still working.
Speaker 1: Yeah, and you know what it was like for me?
Speaker 1: It was crazy because I got to elongate that feeling
Speaker 1: because I was a school teacher, so I got that
Speaker 1: same summer off. I was like, oh, my life is
Speaker 1: still the same. I can't wait the last couple of weeks.
Speaker 1: I was like, I don't care what you learned. Just
Speaker 1: sit down.
Speaker 2: I'm sorry, guys, how does that work when you're a teacher?
Speaker 2: What do you get paid over the summer?
Speaker 1: No, so it works one of two ways. Either one
Speaker 1: you just your page just stops in you I'd better
Speaker 1: have saved, or you have a boo or somebody that's
Speaker 1: gonna help you out, or too. Some schools will actually
Speaker 1: so you get paid for ten months. But some schools
Speaker 1: will escrow some of your money so you can still
Speaker 1: get paid during the summer. But not a lot of
Speaker 1: schools do that.
Speaker 2: Oh that's interesting. I was always curious about that.
Speaker 1: No, you have a ten month contract basically, so like
Speaker 1: where I worked, it was like ten months. I just
Speaker 1: used to stack my money and then use it in
Speaker 1: the summer.
Speaker 2: And then do you not get paid for like weeks
Speaker 2: off like spring break and winter break and stuff like that.
Speaker 1: No, no, you do. It's a salary. So you get
Speaker 1: like your you know, every two weeks you get or
Speaker 1: you know, I think that's what it was. Every two
Speaker 1: weeks you get paid regardless, and and then you also
Speaker 1: get you know, some vacation days and some sick days.
Speaker 1: But no, you get spring break and all of that.
Speaker 1: Your check is not shorter. You don't get paid hourly
Speaker 1: and the esting.
Speaker 2: So there was a lot of news today about this
Speaker 2: ticket Master settlement. Did you read about that?
Speaker 1: I totally checked and I was so disappointed.
Speaker 2: I am an eight dollars air now eight dollars in.
Speaker 1: There that whole sign.
Speaker 2: Well, first, so what I happened was apparently so this
Speaker 2: happens a lot of times. There's huge class actions that
Speaker 2: go on for years and years, and you have no
Speaker 2: idea you're part of this class action lawsuit until there's
Speaker 2: finally a settlement, and then the attorneys are in charge
Speaker 2: of alerting people. So basically, Ticketmaster got sued for tacking
Speaker 2: on extra fees to tickets between the years of like
Speaker 2: nineteen ninety seven to twenty thirteen. And so if you
Speaker 2: purchase tickets during that what like sixteen year time period
Speaker 2: you may be eligible for, like I think it's so
Speaker 2: it's two dollars and twenty five cents for each ticket
Speaker 2: purchased during that sixteen year period up to like seventeen tickets.
Speaker 2: So if you're eligible, all you have to do is
Speaker 2: basically check your email. You should have. I just I
Speaker 2: didn't realize this had been going on, and I get
Speaker 2: a lot of junk mail, so I just quickly searched
Speaker 2: my email inbox for ticket Master and actually found the
Speaker 2: email saying you're eligible and you go to what's the website,
Speaker 2: get mastered dot com slash voucher.
Speaker 1: Okay, I think it was like honestly, I just wanted
Speaker 1: the Ticketmaster. I logged in and there was there was
Speaker 1: a button on the side that said vouchers, and then
Speaker 1: I clicked the active voucher and there was nothing, and
Speaker 1: I was like, well whatever. I know.
Speaker 2: Well, anyway, if I had only had four four tickets,
Speaker 2: four vouchers each for two dollars and twenty five cents,
Speaker 2: and I read that you can use up to two
Speaker 2: vouchers at a time per so if I go buy
Speaker 2: a ticket next time, I can get a whole entire
Speaker 2: four dollars and fifty cents off, said a sa, Hey,
Speaker 2: that's more money than I had on Ticketmaster yesterday. So yeah,
Speaker 2: I go check logging the Ticketmaster. Just check can't hurt.
Speaker 1: Yeah, exactly. So I mean because I know Wells Fargo
Speaker 1: was paying out something because a lot of the women
Speaker 1: in my DreamCatcher group were getting like seventy dollars checks
Speaker 1: from Wells Fargo. I can't remember what they did.
Speaker 2: Oh you know what I bet that is they were
Speaker 2: sued class action for do doing that purchase ordering, illegal
Speaker 2: purchase ordering on debit accounts. Okay, I think that might
Speaker 2: be it. That's when this was like, this isn't happening
Speaker 2: as much because obviously they were sued and lost. But
Speaker 2: sometimes when you go shopping, instead of banks ordering your
Speaker 2: transactions and the order that you made them, they would
Speaker 2: do it like smallest transaction first or largest transaction first,
Speaker 2: and people who were like really trying to calculate how
Speaker 2: much money they have left would all of a sudden
Speaker 2: get hit with a larger fee than they are, larger
Speaker 2: than it's expected because of the way the bank was
Speaker 2: ordering it. And of course that works for banks because
Speaker 2: the average overdraft fee is like thirty five dollars. Yeah,
Speaker 2: a pop. So that's what that's about.
Speaker 1: Wow, that's crazy, that's crazy.
Speaker 2: Yeah.
Speaker 1: Well yeah, so a lot of people got money back
Speaker 1: from that too. You just got to be careful sometimes
Speaker 1: with banks. Because someone had posted that a bank, the
Speaker 1: bank deposited nearly a million dollars in her account. I
Speaker 1: think it was either a million or a hundred thousand. I
Speaker 1: can't remember the zeros, but some obscene amount of money.
Speaker 1: Of course it was a mistake. They took back the
Speaker 1: money plus two thousand dollars and overdrafted her, and they're
Speaker 1: telling her it's going to take two weeks to get
Speaker 1: her money back. She's like, so these bills and so
Speaker 1: she was freaking Yeah, she was freaking. Yeah, she was
Speaker 1: freaking out. It was in the DreamCatcher group and people
Speaker 1: were trying to tell her like, you know, like work
Speaker 1: for the bank, this is what you should say. And
Speaker 1: some people were telling her that's not possible. I work
Speaker 1: for the bank. That would never happen. And people were like, uh, yeah,
Speaker 1: it happened to me, Like why would you think she's
Speaker 1: just lying? Like what's the purpose of lying in the
Speaker 1: DreamCatcher group to say, hey, the bank took extra money.
Speaker 1: That happens. And actually a friend of mine had called me,
Speaker 1: she said, did you see what was posted in the group.
Speaker 1: That happened to me Once they you know, deposited fifty
Speaker 1: thousand dollars accidentally and took maybe like you know, one
Speaker 1: hundred or two hundred dollars extra back, and it took
Speaker 1: forever to get her money back. But I felt, I
Speaker 1: really felt for this woman because she was like, I'm
Speaker 1: already living paycheck to paycheck. I could not afford to
Speaker 1: lose a dollar, let alone two thousand, and I'm now
Speaker 1: I have to wait for it. And so what happens
Speaker 1: when my bills are late? Are they going to pay
Speaker 1: these late fees? And so yeah, we're still trying to
Speaker 1: I know, I know, I just it's just crazy that
Speaker 1: that's the reason why we do what we do right here.
Speaker 1: Hopefully the you know help you navigate those murky waters.
Speaker 2: I love writing a good you know big bank screwed
Speaker 2: this customer over story. So if you want to email
Speaker 2: us at briananmbispodcast at gmail dot com, get in touch
Speaker 2: with me, I could put you in a story. That's
Speaker 2: the question you know, it's sad, but a lot of
Speaker 2: times those people who write to like newspaper reporters or
Speaker 2: consumer reporters with their grievances, and all you have to
Speaker 2: do is publish one article saying, you know, bank of
Speaker 2: x mm hmm still took the money from the poor
Speaker 2: consumer in you know, Nebraska, and then oh, magically, a
Speaker 2: day later.
Speaker 1: Yeah, well you know, I'm gonna look, maybe I'll tag
Speaker 1: you in it because I could tell that she was
Speaker 1: just really stressed out and afraid.
Speaker 2: Honestly, please, do you know I just I just did
Speaker 2: a story on a woman from Seattle, old woman. Her
Speaker 2: name was Stephanie Baker, and she had a taken out
Speaker 2: of payday loan. You know those the loans, and of
Speaker 2: course you know, but for those who don't know payday loans,
Speaker 2: you you know, don't have enough money to cover your bills,
Speaker 2: so you go to these little storefronts and they front
Speaker 2: you the money and it's usually due within fourteen days.
Speaker 2: So Stephanie's loan, she took out a loan and she
Speaker 2: was a couple months late on it, and she ended
Speaker 2: up filing bankruptcy for other reasons. This loan was expunged
Speaker 2: in bankruptcy. Shouldn't have been dude. A year later, she
Speaker 2: gets a letter from this payday lending company saying she
Speaker 2: now it was some forty thousand dollars, like because of
Speaker 2: interest in late fees and whatnot and whatnot. This was
Speaker 2: maybe two three years ago. She's hired attorneys. She spent
Speaker 2: one hundred on legals. This is the woman who has
Speaker 2: no she doesn't have hundreds to spend because you remember,
Speaker 2: she took out a payday loan as she filed bankruptcy.
Speaker 2: Once you filew bankruptcy and a debt has been discharged,
Speaker 2: those debt collectors are no longer allowed to come after you.
Speaker 2: And yet this payday lender continued coming after her. And
Speaker 2: even though she was clearly in the right here and
Speaker 2: shouldn't have been persude, but you said, collector, she still
Speaker 2: had to hire attorneys to represent her and to get
Speaker 2: these people off her back. Now, two years later, she
Speaker 2: gets her story written and went on Yahoo, and before
Speaker 2: that it was covered by a local newspaper. And all
Speaker 2: of a sudden, the Patty Landing company comes out and
Speaker 2: they're like, oh, whips are bad. That was a typo.
Speaker 2: You didn't really want dollars you only owed four hundred
Speaker 2: and by the way, that was expungeon bankruptcy, so our bad.
Speaker 1: Wow did they? That's just so crazy and it's just
Speaker 1: such a shame that, like public shame is the only
Speaker 1: thing that helped. Did you see the one about Bank
Speaker 1: of America? How a couple four closed on the actual
Speaker 1: bank of Bank of America, like a local.
Speaker 2: Branch fore closed on the bank.
Speaker 1: But no, So this is what happened. I thought it
Speaker 1: was like hilarious. So it was a it was a
Speaker 1: on the news like whatever the local news was down
Speaker 1: and wherever set down. I think it was in Florida.
Speaker 1: So the couple bought a property in cash in full.
Speaker 1: I think it was like three hundred thousand dollars or
Speaker 1: whatever they paid for. The bank sends them a letter
Speaker 1: saying you're behind in your mortgage, and they're like, yeah,
Speaker 1: so the thing is, we don't have a mortgage because
Speaker 1: we bought the house in full from you. The bank
Speaker 1: considers continues to pursue it for closes on the property,
Speaker 1: causes all this money and whatever. So the couple sues
Speaker 1: the bank to say, you caused us all this money
Speaker 1: and hardship and blah blah blah, when in fact we
Speaker 1: paid for the property in full. The bank was like, yeah, yeah, yeah,
Speaker 1: well you know, we'll get around to rectifyd the situation.
Speaker 1: So the couple's attorney says, you know what, the bank,
Speaker 1: because they won in court and the bank was it said,
Speaker 1: I guess the judge or whatever said yes, the bank
Speaker 1: has to pay you back X amount of dollars. Bank
Speaker 1: doesn't pay, bank doesn't pay. Attorney files to liquidate the
Speaker 1: bank's assets to get his client's money, and the judge agrees,
Speaker 1: and they send the sheriff. Like I'm watching it on
Speaker 1: the like this local news on YouTube or on Facebook.
Speaker 1: Somebody had posted the link to the local news. So
Speaker 1: if you're watching, like the sheriff go in like they're
Speaker 1: actually moving stuff on a moving truck, like starting to
Speaker 1: move things out of the bank, like just like they
Speaker 1: would do if they were foreclosing on your house. What
Speaker 1: that bank manager flew into his office and called whoever
Speaker 1: and within a few hours that check that they owed
Speaker 1: was written. Now, isn't a shame that it takes all
Speaker 1: of that to shame you to foreclose on the very
Speaker 1: bank that's trying to foreclose on them. I just thought that,
Speaker 1: like everybody was like cheering, like yeah, get them, but
Speaker 1: it was just like one of my life feel good
Speaker 1: like it was posted so many times in the group
Speaker 1: because people were just like, yeahs, finally a big bank
Speaker 1: gets their due. And the woman was like, oh, she
Speaker 1: was so cute. She was so nervous. She's like, I
Speaker 1: just I just want to have my house. I don't
Speaker 1: even care about all this stuff. She just was like,
Speaker 1: and it's just a shame that people have to go through.
Speaker 2: That, that you do the right thing by buying a
Speaker 2: house in cash, which happened.
Speaker 1: Exactly and then exactly, and it's just yeah, it's just
Speaker 1: a shame because you know, the part that makes me
Speaker 1: mad is that I understand that mistakes happen, you know,
Speaker 1: because they do. But when you make a mistake, I
Speaker 1: feel like it is your duty to make it right
Speaker 1: and not to have somebody wait for you to make
Speaker 1: it right or you just like drag your feet for
Speaker 1: you to make it right. But that's why I tell people,
Speaker 1: if someone does you, like if a company does you wrong,
Speaker 1: take it to social media. I know I do every
Speaker 1: single time, Like, hey, Staple. So the thing is, I
Speaker 1: was in Staple store number two two one four and
Speaker 1: the woman behind the counter. For real, I'll do that,
Speaker 1: and I'm never like, you know, I won't bash anyone,
Speaker 1: and I won't say their name, but i'll say, you
Speaker 1: know the clerk, because usually they'll message you the clerk
Speaker 1: behind the counter. You know, I know she might have
Speaker 1: been having a hard day, but she was extremely rude
Speaker 1: or they lost my you know, product or whatever it is.
Speaker 1: And I'll message them and usually i'll get a message
Speaker 1: back like how can we make this better? Because sometimes
Speaker 1: email is slow, but social media is quick fastening. Herry,
Speaker 1: I'll put it on your Facebook page. I'll tweet about it,
Speaker 1: and usually, you know, there's some sort of restitution. You
Speaker 1: might get a little extra butter on your bagel next
Speaker 1: time you go. I know, what are you on your own?
Speaker 1: I have not eaten like carbs in like a week
Speaker 1: or so, and I'm dying.
Speaker 2: What I'm supposed to be on a paleo. So I'm
Speaker 2: doing the CrossFit thing and they gave us some some
Speaker 2: sort of nutrition plan and it's like paleo and I'm like,
Speaker 2: I'm too tired of paleo, Like I need carbs. My
Speaker 2: nutrition is actually told me, and God bless her. She
Speaker 2: was like Mandy, you may not be very physical at
Speaker 2: your jaw, but you use a lot of brain power.
Speaker 2: You need some good healthy carbs. Don't trust any diet
Speaker 2: that says no carbs.
Speaker 1: Okay, well, I it's what is that stuff called car
Speaker 1: It's like a protein slash car.
Speaker 2: But it's a complex carbohydrate, you know, just like the
Speaker 2: good stuff like broccoli can be considered a good carb
Speaker 2: It has carbohydrates like you know, whole grain stuff. But
Speaker 2: like she told me, she's like lots of good little tips,
Speaker 2: like don't go out and have the gigantic whole wheat
Speaker 2: wrap that has like three hundred calories. But have like
Speaker 2: she's like, have a piece of normal sliced toast, like
Speaker 2: or normal sized piece of toast. It's not going to
Speaker 2: kill you. I'm just you know, it's all about like
Speaker 2: trying to be like a little less. I've done the
Speaker 2: extreme stuff.
Speaker 1: Yeah, I'm just trying to like I'm trying to find
Speaker 1: my happy like place where it's like it's not a diet,
Speaker 1: it's just a life thing, you know. Like, oh, like honestly,
Speaker 1: I white rice. I actually really really love Kingwa. So
Speaker 1: that's not a huge switching from rice to Kingwa wasn't
Speaker 1: a huge shift because I think keen Whit is yum
Speaker 1: me you know, but it's like, uh, it's the ice cream,
Speaker 1: it's the cookies. Like what I am an addict like
Speaker 1: to that crystal sugar is like just even thinking about it,
Speaker 1: I'm like, I like when I was a kid, I
Speaker 1: used to put the spoon in the white sugar bag
Speaker 1: and just give me a scoop.
Speaker 2: Was it not long ago you were boosting to this
Speaker 2: ice cream shop in your neighborhood. Yes, two weeks ago.
Speaker 1: Yeah. That it's so crazy because someone hit me up
Speaker 1: on the behind the scenes. They were like, girl, I
Speaker 1: went to Nasta's. Thank you. I was like, you're welcome,
Speaker 1: You are welcome. Nasto's is so yummy. And I'm just
Speaker 1: like the other night I was with Supergirl, I was like,
Speaker 1: you know what I want? She's like what. I was like,
Speaker 1: ice cream? She looked at me like, Tiffy, we're not
Speaker 1: supposed to I know, but what if we did ice
Speaker 1: cream in a way that wasn't unhealthy? Like what if
Speaker 1: we Because I went I actually googled healthiest ice cream
Speaker 1: and like one of them was at my local shop
Speaker 1: where it was like eighty calories, and but meanwhile it's midnight.
Speaker 2: And I'm like, healthy ice cream?
Speaker 1: Ah, you know what I mean?
Speaker 2: Did they get you one tablespoon and they call that healthy?
Speaker 1: I know, No, it actually wasn't like it wasn't. Honestly,
Speaker 1: I felt like it wasn't worth it because I'm like, well,
Speaker 1: darn it, these eighty calories are not even really that flavorful.
Speaker 1: It's like, yeah, I felt like I should have just
Speaker 1: had a small scoop of regular delicious just yeah ice cream.
Speaker 1: I can't, I can't. Essence is coming up. I told
Speaker 1: myself after Essence, I can splurge a little, but I'm
Speaker 1: trying to be snatched and spanks free for essence. That's
Speaker 1: like my goal. Spanks free for essence.
Speaker 2: That's my motto for the wedding. Trying on these dresses,
Speaker 2: I was like, I don't want to wear spanks, but
Speaker 2: it's less about me losing weight, more about finding a
Speaker 2: dress that you know, isn't highlighting every bump and lump
Speaker 2: and goodie gum drop.
Speaker 1: I like that goody goody gum drop.
Speaker 2: I am demed and it's.
Speaker 1: Not even that like because I mean, I don't, I mean,
Speaker 1: I actually like my side It's just that I you
Speaker 1: know how, like some people they gain weight in like
Speaker 1: cute places somewhere. Oh no, oh it is buzzy.
Speaker 2: Sorry, I'm like silent. I did that was vibrating.
Speaker 1: It was I'm liked you phone, You've betrayed me. So no,
Speaker 1: I feel like I can honestly say that, like I
Speaker 1: like my body. It's just that, huh. I have the
Speaker 1: type of body like some girls when they gain weight,
Speaker 1: they gain weight and like the cute places like ooh,
Speaker 1: I'm gaining some weight. Look at my hips or my
Speaker 1: booty or my thighs. Girl, I'm like a roly poly
Speaker 1: six year old. I've always been like, when I gain weight,
Speaker 1: it's straight belly. I look back at pictures of you
Speaker 1: as a kid. I was all skinning, bold and just
Speaker 1: this round, and I'm like, why why at thirty six
Speaker 1: am I still dealing with that? So I could be
Speaker 1: skinny and then I have this belly. So that's what
Speaker 1: I struggle with it that it's not really like the
Speaker 1: weight overall. It's just that when I do put on anything,
Speaker 1: it doesn't necessarily go to the cute places or it
Speaker 1: goes there, third and fourth, it goes to belly first, second,
Speaker 1: and third.
Speaker 2: Well, just be nice to yourself. I'm say, thank you belly. Hey,
Speaker 2: that belly does a lot of work digesting. That's that
Speaker 2: nasty healthy ice creemy. You keep eating it.
Speaker 1: I mean while I'm like, so some tolerance and the
Speaker 1: belly somehow makes me live.
Speaker 2: Still, thank you belly, Thank you lex something like me
Speaker 2: moving along?
Speaker 1: So are you ready to brown break? Are you boosting?
Speaker 2: I'm gonna take a brown break because am I going first?
Speaker 1: Yeah? You can go first.
Speaker 2: This is really weighing on me. I don't usually get pestered.
Speaker 2: You know, you get these weird phone calls every once
Speaker 2: in a while, you have one of free cruise to
Speaker 2: the Bahamas. I am literally getting five to six phone
Speaker 2: calls a day and I don't know what's happening, like
Speaker 2: I feel. And I'm on the do not Call registry list.
Speaker 2: I'm on all of them for cell phones, for landlines.
Speaker 2: I know, I am. I check all the time. You
Speaker 2: know what I think it is? I think because I've
Speaker 2: written two stories in the last year about how to
Speaker 2: get yourself, how to stop robo callers, and how to
Speaker 2: get yourself off these like big data, like like magazine
Speaker 2: subscription lists and and like like those things you get
Speaker 2: in the mail, like junk mail and stuff. I feel
Speaker 2: like since I've written those, there's someone out there who's like, we.
Speaker 1: Go get oh really, oh you think?
Speaker 2: So do you get these calls? Though? I feel like
Speaker 2: I feel like this whole do not call registerry thing
Speaker 2: is not working anymore.
Speaker 1: I know what you know, because I registered it for
Speaker 1: like a year or so ago, and then every once
Speaker 1: in a while I feel like it expires and I
Speaker 1: go on and put myself back on. But I'm the
Speaker 1: type that I will stay on until you get to
Speaker 1: the point where you're like, if you want to be removed,
Speaker 1: press nine, because then it's never a typical number. And
Speaker 1: I stay on and I will press nine because I'm like,
Speaker 1: why are you calling myself phone? Thanks?
Speaker 2: This is not fair. Well, I'm just gonna I wish
Speaker 2: I'm taking a brown break, but it means nothing, because
Speaker 2: tomorrow I'm going to get five more phone calls, you know, Like, Okay,
Speaker 2: I was gonna say this sort of coincides with so
Speaker 2: this is a time of year, not you know, closer
Speaker 2: in April and May, especially for tax scams, irs scams,
Speaker 2: and I was reading about one. Of course you get
Speaker 2: a phone call and they're like, we're the I R S.
Speaker 2: And if you don't pay your tax bill, then we're gonna,
Speaker 2: you know, sue you for however much money. And little
Speaker 2: old lady in Pensacola, Florida gets all freed and doesn't
Speaker 2: know any better, and all of a sudden, she's sending
Speaker 2: money by wire transfer to a fraudster. Do you know though,
Speaker 2: now that they're using iTunes gift cards for these scams? Really,
Speaker 2: So that's how they're so instead of asking people to
Speaker 2: money via Western Union and money Gram, these like wire
Speaker 2: transfer services, I guess because enough people have realized this
Speaker 2: is that those are scam signals. They've started asking people
Speaker 2: to purchase an iTunes gift card and then send them
Speaker 2: the information on the back, and people are doing it,
Speaker 2: like tens of thousands of people are doing it. And
Speaker 2: one of the most common iTunes gift card scams is
Speaker 2: linked to the IRS scam. They say, you know, you
Speaker 2: owe one hundred bucks on that, you know, but you
Speaker 2: can pay us in an iTunes gift card And people
Speaker 2: are actually doing it. So that's a shocking to me,
Speaker 2: but it's happening. So if you're out there and you
Speaker 2: get a call and someone's asking for an email and
Speaker 2: they're asking you to pay them by iTunes gift card.
Speaker 2: Do not do it, email, the FTC or just ignore
Speaker 2: it because that's not good.
Speaker 1: Exactly. No, that's I feel like there's just so many
Speaker 1: scams out there. If someone is sending you money and
Speaker 1: you don't know them, the chances of it being a
Speaker 1: scam are ninety nine point nine nine nine.
Speaker 2: You see the cf the Consumer Financial Protection Bureau, it's
Speaker 2: Consumer Finance dot gov. If you ever want to complain
Speaker 2: about a company or your bank or your whatever financial product,
Speaker 2: this is where you go. But I was looking and
Speaker 2: the complaints for money transfers have skyrocketed in the last year,
Speaker 2: and most of it is due to this kind of fraud.
Speaker 1: Yeah, because people think like, oh wow, this is awesome,
Speaker 1: an awesome opportunity. It is easy to get swept away.
Speaker 1: But yeah, if you don't know someone and they're sending
Speaker 1: you money, that should be the first red flag. Like,
Speaker 1: why in this day and age would somebody be sending
Speaker 1: you money or sending you a gift or whatever, just because.
Speaker 2: At least of all and iTunes gift card exactly exactly.
Speaker 1: That's how my husband said, my husband, my sister's my
Speaker 1: sister's husband says, he's he has a really thick Nigerian accent, Hey, Manuel,
Speaker 1: and it's just cute. He always says like exactly exactly,
Speaker 1: and I love it. And whenever he says that, I
Speaker 1: like repeat it. I don't think he realizes that, like
Speaker 1: I'm saying it in like the way he says it.
Speaker 1: He's like, yeah, yeah, I'm like, no, no, I'm slightly
Speaker 1: mocking you. But it's a nice way exactly. So I
Speaker 1: switched up my brown break. I'm taking a brown break.
Speaker 1: I didn't even tell you, Mandy. I got to a
Speaker 1: car accident on Saturday.
Speaker 2: I'm so sorry.
Speaker 1: I know it wasn't like terrible, but so I'm taking
Speaker 1: a ground break from terrible drivers.
Speaker 2: It's just good your your the car had forever. Did
Speaker 2: you get the new car the No.
Speaker 1: This is the loaner car that I got from my
Speaker 1: new sponsors. No way, wait, you don't understand. I was like,
Speaker 1: of course, I have literally not been a car accident
Speaker 1: in like fifteen years. And I was like, literally I
Speaker 1: was thinking to myself, of course, like why wouldn't this happen?
Speaker 1: Of course? Oh no, And literally I barely drove the
Speaker 1: car because I was so nervous. I was like, it's
Speaker 1: not mine. It's not mine. I feel so nervous. Even
Speaker 1: though it's in short and so short on my end,
Speaker 1: inn on their end, but I still felt like it's
Speaker 1: not mine. But then I was like, you know what,
Speaker 1: I'm going to be a big girl and do what
Speaker 1: I was hired to do and drive the car. I
Speaker 1: drove it maybe like twice, but very short distances, and
Speaker 1: I was just literally going around the corner. I pulled
Speaker 1: out of the drive parking lot. I'm in the street
Speaker 1: and this woman rips around the corner. She's not paying
Speaker 1: attention and she slams into me, and like I didn't
Speaker 1: get hurt. Like it's a testament to how all the
Speaker 1: cars built. Like I barely felt it. Like on the
Speaker 1: outside it looks crazy, but honestly, on the inside of
Speaker 1: it, it didn't feel like anything.
Speaker 2: You know, what kind of car is it?
Speaker 1: She hit the my side, the driver's side. It's a
Speaker 1: Ford Fusion, a twenty seventeen Forth Fusion, and so she
Speaker 1: hit it pretty hard. It was just like because all
Speaker 1: you heard was and she's turning the corner to come
Speaker 1: up the street and bun and I could see her
Speaker 1: and there was plenty of room. I was like, ooh good,
Speaker 1: if I stopped right here, she has room to pass me.
Speaker 1: But she wasn't looking, so she was hugging my side
Speaker 1: of the street and I was like, oh my gosh,
Speaker 1: I'm honking the horn, haarking the horn because I didn't
Speaker 1: have time to reverse. But I was like, if she
Speaker 1: could just see even last minute, she had time to
Speaker 1: swerve because there was still room in the street, but
Speaker 1: she was on the phone and she just slammed into it,
Speaker 1: I know, And I was like, huh boy. So I
Speaker 1: get out and I'm like, are you okay? And she
Speaker 1: was like yes because I live in the hood, and
Speaker 1: I was just like, you know what, let me leave
Speaker 1: her alone. And so everybody's like outside like and they
Speaker 1: were like, oh my gosh, you know, is everybody okay?
Speaker 1: And we're like yeah, she said yeah, she hit me.
Speaker 1: And that's when everyone, including myself and the rest of
Speaker 1: the hood stops and says wait.
Speaker 2: What wait hit She says, you hit her?
Speaker 1: Yes, and literally we are we all paused for a minute.
Speaker 1: We're like what's happening? And then all hell broke blues.
Speaker 1: What I didn't even have to say anything. Everybody was furious. God,
Speaker 1: you a damn not. You know, everybody's grandma, uncle, the kids,
Speaker 1: the babies. Everyone was jumping down her throat. I felt
Speaker 1: kind of bad for her. They were like, you are liar,
Speaker 1: you were speeding, and she was you were on the phone.
Speaker 1: She was like, ah, my boyfriend's my witness. I was
Speaker 1: on the phone with him. They're like, exactly, how can
Speaker 1: he be your witness? He's not even here. You're not
Speaker 1: supposed to be on the phone. You're speeding. And she
Speaker 1: lived around there and I lived around the corner, so
Speaker 1: but I never met them, like the neighbors who were
Speaker 1: kind of out, and so she was thicking to her
Speaker 1: story of I hit her, and I said, you know,
Speaker 1: so I didn't beyond the you know, are you okay
Speaker 1: likens registration please. I didn't say anything else to her
Speaker 1: because I saw where this was going. I'm like, well,
Speaker 1: there's nothing else to say, so we'll just wait for
Speaker 1: the police. So I called the EMS and they came
Speaker 1: out because I just wanted to make sure that Supergirl
Speaker 1: was in the car with me.
Speaker 2: So she was shaking up.
Speaker 1: Yeah, but she wasn't hurt and Luckily we were literally
Speaker 1: still like right by the house, so she ran to
Speaker 1: get her dad, but she was fine, but they just
Speaker 1: wanted to check us out. And so so the woman
Speaker 1: who hit us, you know, declined being checked out, and
Speaker 1: I was like, okay, So we waited for the police.
Speaker 1: They came. They took the report, and there was like
Speaker 1: three witnesses, you know, So they took they're like name
Speaker 1: and information, and I took it too, just to be
Speaker 1: on the safe side. So I'm thinking, like, okay, she
Speaker 1: will claim under her insurance, I claim, but her mind
Speaker 1: will move our separate ways. So apparently she decided to
Speaker 1: call my insurance company to say not only is her
Speaker 1: car damage, but she it's physically in hurting. And I
Speaker 1: was like, so I see where.
Speaker 2: There says just too much judge studio.
Speaker 1: Yeah, what she is clearly trying to go for everything.
Speaker 1: And so you know, I gave the story to my
Speaker 1: insurance and I told them I'm not gonna say that
Speaker 1: she's not because I'm not her, but I will say
Speaker 1: that the EMS came checked me and the little girl
Speaker 1: that was with me out and she refused service. So
Speaker 1: I just think it's very curious how she didn't want
Speaker 1: to get checked out. But now she's saying that she's
Speaker 1: physically hurt. And luckily I was able to give them,
Speaker 1: like all the witnesses, Like I said, I didn't know them,
Speaker 1: but they all gave me their name number and addresses,
Speaker 1: and I gave it to the insurance company, and so
Speaker 1: I'm pretty confident that they're gonna deny her claim. And
Speaker 1: then you know, the people who own my car will
Speaker 1: you know, will take care of their car. But I
Speaker 1: just felt really bad, you know, because I just so
Speaker 1: I want to take a brown break from people who
Speaker 1: drive terribly. And if you do drive terribly and you
Speaker 1: end up getting to a car accident, be honest, like,
Speaker 1: because I'm assuming she did have insurance, but I'm assuming
Speaker 1: she must only have liability and her insurance will not
Speaker 1: take care of her car. So she's looking for someone
Speaker 1: to pay for the damage to her car. But I'm
Speaker 1: gonna but then you know right now, young woman, that
Speaker 1: it would not be me.
Speaker 2: So you get the wrong woman, I know.
Speaker 1: I suggest that you ask for overtime or a raise
Speaker 1: or whatever it is that you've been holding back on,
Speaker 1: and you get your finances all the way together, because
Speaker 1: I've already informed my insurance company that like, you know,
Speaker 1: the things that you said, we're not true, and you
Speaker 1: know that I'm not liable for the damage to your car.
Speaker 1: And although I'm sorry that we got into an accident,
Speaker 1: it's not okay to lie, and especially to add on too,
Speaker 1: It's worse. It's bad enough to say it's not my fault,
Speaker 1: it's another thing to say it's not my fault and oh,
Speaker 1: I'm hurt. Meanwhile, she was running back and forth and
Speaker 1: in people's faces. I'm like, this doesn't look like someone
Speaker 1: who's hurt and refuses medical attention. So yeah, brown break, honey.
Speaker 2: I was just like, oh, well, I'm really glad that
Speaker 2: you're both okay. Yeah, that's scary. It's so scary of
Speaker 2: what can happen with distracted driving. It's never been worse
Speaker 2: man since cell phones.
Speaker 1: Yeah, what, it's.
Speaker 2: Scary, And it's a good thing you've had insurance. I'm
Speaker 2: interested to see. I wonder if your policy it will
Speaker 2: be impacted by it.
Speaker 1: I know, and I'm hoping that if they deny her
Speaker 1: that my policy won't be impacted.
Speaker 2: It wasn't your phone.
Speaker 1: Yeah, but you never you know, insurance companies they don't
Speaker 1: need much to increase your policy.
Speaker 2: So what happens with Ford? Are you going to get
Speaker 2: another loaner or what happened?
Speaker 1: No, the loaner was only for a short period. It
Speaker 1: was it was for a week. Actually today was the day.
Speaker 1: I was like, of course, two days before I returned.
Speaker 1: So they came by with a tow truck. I thought,
Speaker 1: you don't understand. I got back in the house, like,
Speaker 1: the accident didn't bother me. Even the woman saying I
Speaker 1: hate her, that didn't bother me. But just I just
Speaker 1: felt like an irresponsible child. I was like in the
Speaker 1: house and Superman was like, are you okay? And I
Speaker 1: was like, and that's when I burst into tears. He
Speaker 1: was like, wait are you I was like, I don't
Speaker 1: want them to be bad at me. And then Supergirl
Speaker 1: starts crying because she was like I know. She was like, Tippy,
Speaker 1: I can get on the phone with them and tell
Speaker 1: them you didn't hit her. And I was like, oh,
Speaker 1: now I gotta stop crying so she can stop crying.
Speaker 1: But yeah, I was feeling just so like bad because
Speaker 1: it's like, you let me something that's yours and it's precious,
Speaker 1: and I broke it. I felt like a five year.
Speaker 2: Old, Well, I'm sure they understood, and that they didn't
Speaker 2: then boom.
Speaker 1: No, no they did. They were so nice about it.
Speaker 1: They're like, typically we just are concerned as long long
Speaker 1: as you're okay. And I was just like, honestly, they
Speaker 1: were really really really nice about it. Nobody was like,
Speaker 1: oh my car, you know. So it's just me feeling
Speaker 1: like bad because I'm like, literally, I have not been
Speaker 1: in a car accident since I was like twenty one.
Speaker 1: I'm thirty six, and it would be with a car
Speaker 1: that's not mine that I didn't even get to leave
Speaker 1: with it. I'm like in the parking like wow, I
Speaker 1: gotta leave. Oh not today.
Speaker 2: Alrighty, we have a really cool we have a good
Speaker 2: question today. I'm excited about this question, and if you
Speaker 2: have a question, we've been getting some good ones. If
Speaker 2: you don't hear your question today, it doesn't mean that
Speaker 2: we don't have it. It just means that we have a
Speaker 2: lot and we're trying to work our way through them.
Speaker 2: So don't be shy. Email us a on Ambition podcast
Speaker 2: at gmail dot com. You can also take questions on
Speaker 2: Twitter at the BA podcast on Facebook at Brown Ambition.
Speaker 2: There's actually a you can actually message us on Facebook,
Speaker 2: it won't be public, and that's another way to get
Speaker 2: your question in. Today's question comes from listener Shre. I
Speaker 2: hope I'm pronouncing that right. I have a question. She
Speaker 2: says about a year ago, I moved in with my
Speaker 2: eldest sister after a bad divorce, and we sat down
Speaker 2: and discussed what I would pay monthly. Everything has been
Speaker 2: going smoothly. However, you knew it was coming. Yeah, when
Speaker 2: do you say, sisters living together? Okay, yeah, I'm ready. However,
Speaker 2: last week she had a certain alarm company come out
Speaker 2: to give an estimate on going digital and adding cameras,
Speaker 2: et cetera. She asked me to sit in so he
Speaker 2: could explain what they were offering. This is all caps.
Speaker 2: I know my sister. She wants me to help her
Speaker 2: pay for these upgrades, and I feel that's a personal
Speaker 2: choice and should not to help pay for the upgrades
Speaker 2: to the system. I don't mind contributing more money monthly,
Speaker 2: but I don't feel I should pay for any of
Speaker 2: the equipment upgrades. I want to do the right thing. However,
Speaker 2: I would not ask as if anyone if it were
Speaker 2: my house, your opinion would be greatly appreciated Oo, so
Speaker 2: should she have to pay for these expensive upgrades to
Speaker 2: the security system?
Speaker 1: So she said, her name is Shri Courty. Yes, oh, Sre.
Speaker 1: I moved in with my sister for about nine months,
Speaker 1: six months more than she would be happy to admit
Speaker 1: to because I went through I didn't go through divorce,
Speaker 1: but me, my long term boyfriend had broken up, and
Speaker 1: I had lost my job and I lost my home.
Speaker 1: So she kind of opened up her space to me
Speaker 1: and allowed me to stay. It's not easy to have
Speaker 1: someone come into your personal space and say, even if
Speaker 1: you're paying, it's still she's still doing and I want
Speaker 1: I don't want to call it a favor, but she's
Speaker 1: still extending herself to you. You're not on equal footing.
Speaker 1: It's far is like, oh, well, you know I pay
Speaker 1: this and I pay that. So I'm not saying that
Speaker 1: you know, you have to put money towards the system,
Speaker 1: but honestly, you don't also have to stay there, and
Speaker 1: so you know what I mean. So that's what I'd say,
Speaker 1: is that if my sister at the time asked me
Speaker 1: to contribute, would I be pissed? Sure, But it's her house,
Speaker 1: so it's almost like when you live with your parents,
Speaker 1: and your mom's like, well, these are the rules, and
Speaker 1: even if the rules are unreasonable, guess what, it's her house.
Speaker 1: So even if the rules are unreasonable, she can make
Speaker 1: it reasonable rules. She can make a rule that every
Speaker 1: Wednesday you have to wear purple. It's her house. So
Speaker 1: if she's asking that this is you staying, there's contingent
Speaker 1: upon this. It's still her house. So you can't make
Speaker 1: a rule for her house. So if it's a rule
Speaker 1: that you don't like or you don't you know, you
Speaker 1: don't agree to, then you are welcome, honestly, to find
Speaker 1: another place to live. I'm not trying to sound harsh
Speaker 1: because I was the can I stay with you sister
Speaker 1: so and I was pissed when she asked me to
Speaker 1: move out because she couldn't take it anymore. But on
Speaker 1: now that I've like moved on and I got my
Speaker 1: own place, I realized just how hard it was for
Speaker 1: her for me to be there for an extended period
Speaker 1: of time. So that's kind of like my two cents.
Speaker 2: Yeah, and I guess mine is that if these if
Speaker 2: she'd already had this expensive alarm system when you moved in,
Speaker 2: she would have considered that in the amount that you
Speaker 2: were contributing. Probably so if they had been I guess
Speaker 2: what I'm asking is if they'd have been installed the
Speaker 2: month before you moved in, would you also be putting
Speaker 2: up a fight having a contribute for them. But also,
Speaker 2: she hasn't asked you yet, and I don't want you
Speaker 2: to assume that she's gonna be coming for you to
Speaker 2: help with these upgrades. If she does, and it's within
Speaker 2: your means to help her pay for them, then maybe
Speaker 2: you can work out something similar to how you worked
Speaker 2: at the other expenses. You know, maybe you can kick
Speaker 2: in twenty five percent or you know, half percent, fifty percent.
Speaker 2: I know divorces can be expensive. I mean I've watched
Speaker 2: I know more than many people just from watching you know,
Speaker 2: family members go through it. It's incredibly to expense, and
Speaker 2: in those attorneys' fees they build up, and especially if
Speaker 2: you're used to having a second income, we don't even
Speaker 2: know what your financial situation is. So yeah, I think
Speaker 2: if you're just open with your sister about your financial situation,
Speaker 2: she'll know what she can expect of you. And if
Speaker 2: you're you know, have a good relationship. And it sounds
Speaker 2: like you do, since she was, you know, nice enough
Speaker 2: to open up her house to you, then I think
Speaker 2: you guys can work out something reasonable. But I think
Speaker 2: going in defensively off the bat before you even know
Speaker 2: what she expects of you, saying I know my sister
Speaker 2: and she wants me to you know, maybe you do,
Speaker 2: but maybe you don't. Maybe she'll surprise you, and you
Speaker 2: know if she you know, like I said, just talk,
Speaker 2: talk it through and be open about what you can afford.
Speaker 1: Exactly and honestly, like you said, because it's like at
Speaker 1: one point, like my sister had moved in with me earlier,
Speaker 1: and when we looked at her budget, she couldn't afford
Speaker 1: a whole lot. So sometimes just sitting down and looking
Speaker 1: at the numbers makes it better. So it's not like
Speaker 1: I just don't want to pay. It's like, well, here's
Speaker 1: my budget, here's what i'm making, here's what I'm spending,
Speaker 1: and this is kind of what I can afford. Like
Speaker 1: so that we were making a collective decision versus someone
Speaker 1: saying you had better and someone saying no, I'm not.
Speaker 2: You know, I just reread it. She says she's lived
Speaker 2: there for about a year.
Speaker 1: Ooh girl, and for me.
Speaker 2: That kind of says, you know, when amenities are added
Speaker 2: that she's fand her into how much you're paying. So
Speaker 2: I'm definitely I'm in the camp of suck it up
Speaker 2: and andy, hey, your sister.
Speaker 1: Or get your own place right.
Speaker 2: Or get your own long time.
Speaker 1: I'm telling you. Tracy my sister, she was like, I
Speaker 1: just remember the day she came home and I was
Speaker 1: like on the couch and she just looked at me.
Speaker 1: I said, oh, because I could see the look on
Speaker 1: her face and me being so oblivious. Tracy was like
Speaker 1: actually planning on moving. She's like, oh, I need a
Speaker 1: new place and I found this beautiful place and I
Speaker 1: was like, oh, I can't wait. And she seems to
Speaker 1: be like that that's what she knew. It's time to
Speaker 1: break into siphany. Girl, you're not coming. And first of all,
Speaker 1: not only you not coming, you're gonna be gone before
Speaker 1: I start moving. And I was furious. I did I
Speaker 1: speak to her for like a few months. But honestly
Speaker 1: that was the push that I needed to like get
Speaker 1: on my own two feet, because honestly I was using
Speaker 1: her as a crutch. Yeah, you know, And so, like
Speaker 1: like I said, I was angry and I was massing
Speaker 1: at her and I had never like not spoken to
Speaker 1: her for an extended period of time. But like I said,
Speaker 1: it was the push that I needed because I didn't
Speaker 1: realize that I wasn't that I was using her as
Speaker 1: like the excuse to not move on and move forward.
Speaker 1: You know that I needed basically to be forced to see, no, Tiffany,
Speaker 1: you can do it, and you will do it. You know.
Speaker 2: That's that's really that reminds me when I was ask
Speaker 2: my parents divorce my uncle, my mom's brother. So again,
Speaker 2: siblings are the best, you know. Like he took us
Speaker 2: into his house and we were there for the summer
Speaker 2: after the divorce, and I remember my mom. I didn't
Speaker 2: understand why she was so adamant about getting out of
Speaker 2: my uncle's house, but like I was super I'm like,
Speaker 2: but he asked, cable, why are you bush got Cabley's
Speaker 2: got all the stacks I can eat. He loves mac
Speaker 2: and cheese excellent, gives me dollar bills all the time.
Speaker 2: What's wrong with us arrangements? But she was I could
Speaker 2: see and I understand now, like you really you don't
Speaker 2: want that crutch to keep you, to hold you back
Speaker 2: from change and maybe you need a little boost to
Speaker 2: get out of there. Hey, if the security, this extra
Speaker 2: security bill is what's going to make you want to,
Speaker 2: you know, move on officially with your new single life
Speaker 2: and and you know move on, then maybe that's a
Speaker 2: good thing.
Speaker 1: Exactly.
Speaker 2: May not see it now, I get not right now,
Speaker 2: you won't.
Speaker 1: You'll be pissed. But that's your sister and you're gonna
Speaker 1: love her and she's still gonna love you. So, Mandy,
Speaker 1: I have a quick question for you, which is gonna
Speaker 1: be kind of funny. But so someone hit me up Joanna. Hey, Joanna,
Speaker 1: if you listen, and she said, Hey, Tiffany, I love
Speaker 1: your podcast with you and Mandy. How do I start
Speaker 1: my own? Is there like a core resource that I
Speaker 1: can read or watch or And I was like, so,
Speaker 1: I'm terrible in that I just come here and I'm
Speaker 1: just Tiffany Manny does the heavy lifting. So let me
Speaker 1: ask mey, So is there something that she can like
Speaker 1: read or watch like just the.
Speaker 2: Re well www dot Google dot com.
Speaker 1: I google no.
Speaker 2: But honestly, I really was like, what do you need?
Speaker 2: I'll tell you just real quick that the two things
Speaker 2: that I used for the podcast, one I don't even
Speaker 2: use my fancy microphone anymore. Honestly, I think both Tiff
Speaker 2: and I just use basic headsets. We use Skype, and
Speaker 2: we use a special recording software called call Recorder. It
Speaker 2: is all you need to record your Skype calls. And
Speaker 2: when you're in person, if you have a co host,
Speaker 2: if you're by yourself, then you know, get it a
Speaker 2: nice get a nice little like fifty dollars microphone from
Speaker 2: the you know, Amazon or something. But it's it's not
Speaker 2: that hard. The hard part is keeping it up. The
Speaker 2: hard part is carving out time in your schedule to
Speaker 2: edit if you're going to be editing. I have friends
Speaker 2: who use uh actually editors from foreign countries like China.
Speaker 2: There's actually services and as soon as we started the pot,
Speaker 2: we started getting emails like from people who I'll edit
Speaker 2: your podcast for five dollars an episode, and and there's
Speaker 2: some nicer ones in the States who will charge you more,
Speaker 2: and you have to sort of factor that into how
Speaker 2: much you're willing to spend. I can go into a
Speaker 2: lot more detail, honestly, email us at Brown Ambition Podcast
Speaker 2: at gmail dot com and I can give you more tips.
Speaker 2: But I just taught myself googling and message boards and
Speaker 2: YouTube videos. There's a lot of good YouTube videos. I
Speaker 2: taught myself how to edit, how to post and all
Speaker 2: that kind of stuff, and uh, you know, it's a
Speaker 2: little rough around the edges, but we make it happen.
Speaker 1: No, it's dope. Okay, that's great because I was like, ooh,
Speaker 1: I felt I felt a shame to tell her, so
Speaker 1: I don't know. Oh, I also email I also her
Speaker 1: to email us Akau.
Speaker 2: Okay Brown Embition podcasts at gmail dot com dot com.
Speaker 1: So let's finish out with a nice strong win. So
Speaker 1: my win goes for my nige friend, my girl awesomely Lovey.
Speaker 1: If you don know who she is, you need to
Speaker 1: use the googles. Awesomely Lovey is just that she's awesome.
Speaker 1: Her name actually is Lovey. I'm ashamed to say I
Speaker 1: cannot pronounce her last name, even though it's not that long.
Speaker 1: I dj J girls. I know I'm a mess. It's
Speaker 1: not even that long. I'm just a mess because it's
Speaker 1: not in front of my face anyway, Lovey. What I
Speaker 1: love about her is that she has a blog called
Speaker 1: Awesibly Lovey, where she talks l u v v i E,
Speaker 1: where she talks about like like just current events, but
Speaker 1: she her wit is like she will have you gagging, huggy,
Speaker 1: Like she's just so hilarious. Yes, and she has a
Speaker 1: new book out right, like.
Speaker 2: I'm judging you.
Speaker 1: I'm judging you. And that's so I'm like, I know, right, meanwhile,
Speaker 1: my win. Anyway, she's just so dope. And I met
Speaker 1: her in person and Barbados. We were speaking at the
Speaker 1: same place and we just hit it off and I
Speaker 1: was like, my judge, youran sister were friends for life,
Speaker 1: and so we'll go back and forth than our Facebook inboxes.
Speaker 1: And she just interviewed Oprah and Oprah's like, awesome. Lovey
Speaker 1: just cut off her locks, so she's got like this short,
Speaker 1: really cute haircut and so rubbing like Oprah's like rubbing
Speaker 1: her head and it's like this awesome picture. And so
Speaker 1: I just want to like give her like a little
Speaker 1: wood because I just love seeing women, you know, brown
Speaker 1: ambition women just out here killing it. And she's just
Speaker 1: fun and dope and humble and just like Hull when
Speaker 1: I say hilarious, you will pet your pants some of
Speaker 1: the stuff she writes. I'm like, love is just yeah,
Speaker 1: She's just awesome. So that's my win. It's just keep winning, lovey.
Speaker 1: I see you with Oprah. Oprah knows your name now, girl,
Speaker 1: all you can do is whisper to her. You don't
Speaker 1: even have to use my last name. Just tell how
Speaker 1: I'm coming.
Speaker 2: If there's one person who could stick their hands in
Speaker 2: my hair unwarranted, it would be Oprah.
Speaker 1: Why I'd be like, Oprah, do you want to wockeycause?
Speaker 1: Why do you get some scissors? It is yours?
Speaker 2: I love her. Game of Thrones reviews awesome with love
Speaker 2: Is they're really funny?
Speaker 1: Oh really, I haven't isn't too late to get into
Speaker 1: the Game of Thrones?
Speaker 2: No, I'm actually jealous. Go back and there's only been
Speaker 2: six five seasons. Six seasons, okay, like ten episodes each.
Speaker 1: Is it really graphic?
Speaker 2: Like you know, oh my god, last night's episode it
Speaker 2: was so gruesome and bloody.
Speaker 1: Yeah.
Speaker 2: I would say if you can't handle a lot of
Speaker 2: violence and grat and death and sex and murder and
Speaker 2: throats being slit and guts being gutted, then oh yeah,
Speaker 2: maybe watch something else.
Speaker 1: Okay, like the sex for Out of Mind. But I'm
Speaker 1: like the guts and glory and all that kind of stuff.
Speaker 1: That's why I never really got into it, and I
Speaker 1: was just like, I don't know if I want.
Speaker 2: To see it is like any Like, yeah, it's a gore.
Speaker 2: If you're into gore, it is like your wet dream
Speaker 2: of a show. It is so it is nasty sometimes,
Speaker 2: but I'm into it for the characters, you know, and
Speaker 2: the nuance. Yeah it's good though, but no, Meanwhile, I'm
Speaker 2: watching The Good Wife and it's taken up my life.
Speaker 2: You know how many episodes. There's like twenty four episodes
Speaker 2: per season, and there's seven seasons. You do the math.
Speaker 2: I'm not going to have a life until I finish
Speaker 2: the show. Anyway.
Speaker 1: Let me tell you one last thing. When I watched
Speaker 1: last night Working Girl. Do you remember that movie Working Girl?
Speaker 1: Are you too young? Waite?
Speaker 2: Is that like Tutsie?
Speaker 1: No? Oh my gosh, it's with Melanie Griffin. It's a
Speaker 1: Girni week.
Speaker 2: Yeah.
Speaker 1: It was so good. It was our logo last night.
Speaker 1: I was like, oh, my goodness, I love that movie.
Speaker 1: I don't know, I'm pretty sure it was inappropriate for
Speaker 1: me to watch it when I was when it came out,
Speaker 1: but I love that movie and it was so good.
Speaker 1: I watched it and I made Superman watch it, and
Speaker 1: at first he was like what is this? And then
Speaker 1: he was all into it, like get her. So I
Speaker 1: just want to tell you that that, like ooh, I
Speaker 1: would love if if you guys tweet us or inbox us.
Speaker 1: You're kind of like old school movies that are like
Speaker 1: the movies that you loved as a kid, or like
Speaker 1: as a teen or twenty ish and just share them
Speaker 1: with us. Because I love a good I love a
Speaker 1: good movie.
Speaker 2: I found myself quoting look who's talking this week with
Speaker 2: my family, but like John Travolta and pretty crazy crisy Ally,
Speaker 2: what a horribly awesome just like bad Franchise. I love that. Oh,
Speaker 2: this is a shared one for us today. I just
Speaker 2: wanted to Sometimes we get we get a lot of questions,
Speaker 2: but we also sometimes get some really nice letters from
Speaker 2: our listeners. So I wanted to share this one today.
Speaker 2: It's super long, and I'm I love you girl for
Speaker 2: writing this letter, but I can't read the whole thing.
Speaker 2: How do I pronounce her name? SINETI It starts with
Speaker 2: a C. Sineth writes a very long email and I'm
Speaker 2: just going to pick it up somewhere about the half
Speaker 2: way Mark. She says, there's so much shame and icky
Speaker 2: emotion around money. I've not been able to figure out
Speaker 2: how to start in conversation that feels safe enough for
Speaker 2: people around me to join in. So I decided to
Speaker 2: find virtual friends, and here you are. I used to
Speaker 2: think that I needed to make more, but I now
Speaker 2: know that my spending was my problem, which is why
Speaker 2: making more never really seemed to help or change my
Speaker 2: situation situation. Since finding your podcast, Brown Ambition, I've gotten
Speaker 2: honest with my spending, created a budget she used. I
Speaker 2: used to just wing it. I returned all the items
Speaker 2: that still had tags in my closet and consigned consigned
Speaker 2: the rest I didn't have anywhere to wear them to.
Speaker 2: I've paid off nine thousand dollars in debt credit in
Speaker 2: that sense. We've been on the air since September, so
Speaker 2: that's that's a lot of progress for less than a year. Yeah,
Speaker 2: she says, my credit score is up one hundred and
Speaker 2: twenty points. I've increased my four oh one K contribution
Speaker 2: by two percent, and I opened an investment account with
Speaker 2: just twenty dollars a month to get started because I
Speaker 2: thought I had to wait until I saved a lot
Speaker 2: of money to have someone tell me how to invest,
Speaker 2: and now she knows that's not true. So this just
Speaker 2: made me all feel warm and fuzzy.
Speaker 1: And yeah, I want to give you virtual hunt. We're
Speaker 1: so proud of you.
Speaker 2: I'm gonna send We're gonna send you an email back
Speaker 2: because this. And she even goes and she gives us
Speaker 2: her entire budget. You know when people like get really
Speaker 2: excited about their savings, yes, and you feel they're like,
Speaker 2: just like, I love this.
Speaker 1: I'm not gonna lie. Is it weird that like I
Speaker 1: love Saturday mornings when I get up in budget, like
Speaker 1: I will, like I get super excited when I'm shifting
Speaker 1: money around making transfers. I'm like, oh my god.
Speaker 2: I'm the same way. Payday is the best day because
Speaker 2: that's when that's when I save and pay my bills.
Speaker 2: It's not how much would I get paid today, It's
Speaker 2: how much did I save today?
Speaker 1: Yes, I love shifting. I'm like a little here and
Speaker 1: a little here, and look at this travel account growing.
Speaker 2: Like a bad scientist exactly.
Speaker 1: So yes, we love it. If you have other like
Speaker 1: news like that, you can certainly tweet us at the
Speaker 1: BA podcast, Facebook, us at broad Ambition and email us.
Speaker 2: At Brown Ambition podcast. Oh are you gonna do it?
Speaker 1: I was trying to get trying to see if I
Speaker 1: can do an Ambition podcasts at gmail dot.
Speaker 2: Com, Episode forty two. Folks, we're getting too.
Speaker 1: No, that's awesome. That's a great note for and nodes.
Speaker 2: Ma'am. All right, well we will see quote unquote see
Speaker 2: you guys next week. We will you stay safe out there.
Speaker 2: Wear your seatbelt, yes, please do.
Speaker 1: If that's the phone when you're driving, No texting, yes
Speaker 1: please