1
00:00:16,640 --> 00:00:20,000
Speaker 1: Hey, hey, hey, and we're back from Father's Day weekend.

2
00:00:20,079 --> 00:00:21,040
Speaker 1: How was your Father's Day?

3
00:00:21,320 --> 00:00:24,880
Speaker 2: Oh? It was good. Actually, I was down in Atlanta again.

4
00:00:24,920 --> 00:00:26,800
Speaker 2: I've been to Doorgia twice in two weeks, which is

5
00:00:26,840 --> 00:00:29,760
Speaker 2: like kind of nice. So I went down. It was

6
00:00:29,800 --> 00:00:31,800
Speaker 2: a double duty. I spent half of it with my

7
00:00:31,840 --> 00:00:34,960
Speaker 2: mom trying on wedding dresses, and the other day I

8
00:00:35,000 --> 00:00:38,040
Speaker 2: spent with my dad taking him to All he wanted

9
00:00:38,080 --> 00:00:39,200
Speaker 2: was to go to Hibachi grill.

10
00:00:40,440 --> 00:00:41,800
Speaker 1: Oh that's yeah.

11
00:00:41,840 --> 00:00:43,159
Speaker 2: I never would have agreed to, but I was like,

12
00:00:43,159 --> 00:00:44,479
Speaker 2: it's your day, I guess we'll go.

13
00:00:46,680 --> 00:00:48,479
Speaker 1: I spent like half my day with my dad, my

14
00:00:48,560 --> 00:00:52,120
Speaker 1: sisters and I went to go obviously like visit and

15
00:00:52,440 --> 00:00:54,600
Speaker 1: we all brought like lunch, so we had lunch, and

16
00:00:54,720 --> 00:00:56,760
Speaker 1: my nephew was there, so everybody was just like, you know,

17
00:00:56,800 --> 00:00:58,160
Speaker 1: he's like the star of the show. We're like, is

18
00:00:58,280 --> 00:01:02,520
Speaker 1: Roman County crawling now and like doing the fake walk

19
00:01:02,560 --> 00:01:04,080
Speaker 1: when you like hold onto the couch and you're like,

20
00:01:04,120 --> 00:01:06,399
Speaker 1: I can walk, I mean but with the couch assisted,

21
00:01:07,240 --> 00:01:10,040
Speaker 1: so I know, so fun. And then the other half

22
00:01:10,720 --> 00:01:14,360
Speaker 1: just back here at home. Superman had like a Father's

23
00:01:14,400 --> 00:01:16,800
Speaker 1: Day barbecue with his friends in the backyard and he

24
00:01:16,840 --> 00:01:17,280
Speaker 1: had fun.

25
00:01:18,440 --> 00:01:20,039
Speaker 2: That's nice. Wait with his daughter.

26
00:01:21,000 --> 00:01:23,920
Speaker 1: No, no, yeah, like just the other dads in the

27
00:01:23,920 --> 00:01:26,039
Speaker 1: back they just like bought like barbecue stuff and like

28
00:01:26,080 --> 00:01:28,360
Speaker 1: ice pops for the kids and just grilled out and

29
00:01:28,560 --> 00:01:30,200
Speaker 1: let everybody eat free.

30
00:01:30,319 --> 00:01:31,760
Speaker 2: You know. I saw a lot of I wasn't on

31
00:01:31,920 --> 00:01:35,240
Speaker 2: my computer so much, but because my uncle was one

32
00:01:35,240 --> 00:01:37,480
Speaker 2: of the people who was posting this, I noticed that

33
00:01:37,520 --> 00:01:40,680
Speaker 2: there were quite a few posts about single dads and

34
00:01:40,720 --> 00:01:44,360
Speaker 2: how apparently there's a trend among single moms on Father's

35
00:01:44,440 --> 00:01:46,880
Speaker 2: Day to be like, well, shout out to all them

36
00:01:46,959 --> 00:01:49,800
Speaker 2: single moms, who should also get credit for being you know,

37
00:01:49,880 --> 00:01:53,160
Speaker 2: the mother and the father, and so apparently there's so

38
00:01:53,200 --> 00:01:54,680
Speaker 2: that's like a separate thing. But then there was a

39
00:01:54,680 --> 00:01:56,960
Speaker 2: lot of single dads he were posting. He were saying,

40
00:01:57,000 --> 00:01:59,560
Speaker 2: you know what, like shout out to all the single dads.

41
00:01:59,640 --> 00:02:01,400
Speaker 2: If you're a mom, you don't get to be the

42
00:02:01,480 --> 00:02:04,120
Speaker 2: dad too, like, And it seems like there's like a

43
00:02:04,160 --> 00:02:07,120
Speaker 2: little bit of like a beef there. And I never

44
00:02:07,160 --> 00:02:11,720
Speaker 2: really thought about that as an issue before, but I

45
00:02:11,760 --> 00:02:14,200
Speaker 2: could I kind of could see. I could see people's

46
00:02:14,200 --> 00:02:16,560
Speaker 2: point when they say, you know, when you are a

47
00:02:16,600 --> 00:02:19,480
Speaker 2: single mother, it's important. I read one sort of one

48
00:02:19,520 --> 00:02:23,680
Speaker 2: of the more well thought articles posted by a blog

49
00:02:23,680 --> 00:02:28,120
Speaker 2: called Wealthy Single Mommy. Oh I know her say hi Emma, Yeah, hey, Amma.

50
00:02:28,639 --> 00:02:30,120
Speaker 2: I forget if she wrote it or she just shared

51
00:02:30,120 --> 00:02:31,680
Speaker 2: this blog post, but it was more in depth. She

52
00:02:31,760 --> 00:02:34,720
Speaker 2: kind of talked about how when single moms say that

53
00:02:34,880 --> 00:02:37,079
Speaker 2: they are, you know, say I'm the mommy and the daddy,

54
00:02:37,440 --> 00:02:40,000
Speaker 2: it just kind of tells kids that it's okay to

55
00:02:40,080 --> 00:02:42,320
Speaker 2: not have a dad and you know, don't feel bad

56
00:02:42,320 --> 00:02:45,040
Speaker 2: about not having a dad, and somehow that impacts them

57
00:02:45,080 --> 00:02:48,160
Speaker 2: psychologically when they're not allowed to when they're not allowed

58
00:02:48,160 --> 00:02:50,399
Speaker 2: to be sad about not having a dad.

59
00:02:50,280 --> 00:02:55,040
Speaker 1: Or Yeah, the truth of the matter is like, I

60
00:02:55,120 --> 00:02:57,440
Speaker 1: get it, but you're not a mom and a dad.

61
00:02:58,360 --> 00:03:01,560
Speaker 1: You're a mom and you could be an amazing mom.

62
00:03:01,639 --> 00:03:04,280
Speaker 1: You can raise an amazing kid. But that's like saying

63
00:03:04,320 --> 00:03:07,520
Speaker 1: I'm your brother and your sister. I mean, I'm your sister.

64
00:03:07,680 --> 00:03:09,880
Speaker 1: You know it's okay not to be the brother. It doesn't,

65
00:03:10,400 --> 00:03:12,120
Speaker 1: you know what I mean? I just I don't. I

66
00:03:12,160 --> 00:03:15,800
Speaker 1: never get that. I get why. It's because basically I

67
00:03:15,840 --> 00:03:17,760
Speaker 1: had to do everything if I'm the single mom, and

68
00:03:17,840 --> 00:03:19,720
Speaker 1: like my mom you know, the man in my life

69
00:03:19,800 --> 00:03:22,560
Speaker 1: is not helping I get that. But to me, it

70
00:03:22,600 --> 00:03:26,560
Speaker 1: doesn't make you both. It just makes you a great mom.

71
00:03:26,600 --> 00:03:29,959
Speaker 2: There's so much like Tiptoe, there's so much. See, I'm

72
00:03:30,160 --> 00:03:31,760
Speaker 2: so my I was raised by a single mom. My

73
00:03:31,760 --> 00:03:34,040
Speaker 2: parents pers when I was ten, and you know, my

74
00:03:34,120 --> 00:03:36,600
Speaker 2: dad was still in the picture, but he definitely wasn't

75
00:03:36,680 --> 00:03:41,000
Speaker 2: the main breadwinner. He wasn't supporting us super financially, and

76
00:03:41,080 --> 00:03:44,240
Speaker 2: so having grown up in the situation, and I don't

77
00:03:44,240 --> 00:03:45,760
Speaker 2: want to get too much. You know, my mom listens

78
00:03:45,760 --> 00:03:47,560
Speaker 2: sometimes I don't want to make her. I don't want

79
00:03:47,560 --> 00:03:48,000
Speaker 2: to get in.

80
00:03:47,880 --> 00:03:52,680
Speaker 3: Trouble right basically carefully now, because that's that's what it

81
00:03:52,720 --> 00:03:54,920
Speaker 3: is you owe in you know, my cousins or around

82
00:03:54,960 --> 00:03:56,320
Speaker 3: the age I was one of the you know, their

83
00:03:56,360 --> 00:03:59,080
Speaker 3: parents geting divorce, and I find myself really putting myself

84
00:03:59,080 --> 00:04:00,720
Speaker 3: in their shoes because it's so hard.

85
00:04:01,160 --> 00:04:02,880
Speaker 2: You love your mom, you love your dad, but you

86
00:04:02,880 --> 00:04:05,280
Speaker 2: see your mom busting her ass to take care of you.

87
00:04:05,360 --> 00:04:09,280
Speaker 2: And my mom had four kids ages shoot like fifteen

88
00:04:09,360 --> 00:04:12,040
Speaker 2: to five, to take care of on her own, you know,

89
00:04:12,080 --> 00:04:17,560
Speaker 2: without a college degree, working a pretty stable job and

90
00:04:17,640 --> 00:04:20,320
Speaker 2: doing it all. And it's hard because you have to

91
00:04:20,440 --> 00:04:23,320
Speaker 2: as a parent, you have to respect the other parent,

92
00:04:23,560 --> 00:04:26,400
Speaker 2: you know, even though that parent may be you know,

93
00:04:26,520 --> 00:04:28,640
Speaker 2: up to no good or not helping out like they

94
00:04:28,680 --> 00:04:31,480
Speaker 2: should be, or not helping out equitably. All I've read

95
00:04:31,520 --> 00:04:34,120
Speaker 2: and all I've experience is it can be more damaging

96
00:04:34,120 --> 00:04:37,120
Speaker 2: when you speak ill of the other parent. Yeah, you

97
00:04:37,200 --> 00:04:40,360
Speaker 2: have to sort of always in the kid's mind that

98
00:04:41,000 --> 00:04:45,520
Speaker 2: keep a positive impression of or impositive dialogue going about

99
00:04:45,520 --> 00:04:47,880
Speaker 2: the other parent, even if you really just need like

100
00:04:47,920 --> 00:04:49,480
Speaker 2: a big loss of wine, you just want to murder

101
00:04:49,520 --> 00:04:51,919
Speaker 2: this person, you know, on the regular.

102
00:04:52,720 --> 00:04:56,680
Speaker 1: No, No, I agree, because when I used to teach preschool,

103
00:04:57,600 --> 00:05:01,839
Speaker 1: what I found was that kids really saw themselves, you know,

104
00:05:01,839 --> 00:05:04,000
Speaker 1: when parents were not in the picture, They really saw

105
00:05:04,080 --> 00:05:08,400
Speaker 1: themselves as half mommy, half daddy, even if daddy kind

106
00:05:08,400 --> 00:05:12,080
Speaker 1: of wasn't really there. And if you spoke ill of

107
00:05:12,160 --> 00:05:16,520
Speaker 1: their parents, you know, it was like a reflection of them,

108
00:05:16,560 --> 00:05:19,239
Speaker 1: like so part of me is bad, you know. Yeah,

109
00:05:19,279 --> 00:05:21,760
Speaker 1: And I don't think a lot of parents who you know,

110
00:05:21,800 --> 00:05:24,160
Speaker 1: who are struggling with their significant other not being there,

111
00:05:24,279 --> 00:05:26,840
Speaker 1: not being supportive or whatever, I don't think sometimes they

112
00:05:26,880 --> 00:05:27,159
Speaker 1: get that.

113
00:05:28,080 --> 00:05:31,040
Speaker 2: They're like, it's so hard it's so hard to not

114
00:05:31,120 --> 00:05:33,080
Speaker 2: feel a resentment when you feel like doing it over it.

115
00:05:33,080 --> 00:05:35,440
Speaker 2: That's why I really encourage, you know, I think my parents,

116
00:05:35,480 --> 00:05:37,520
Speaker 2: my family waited way too long to go start talking

117
00:05:37,600 --> 00:05:40,560
Speaker 2: to therapists and stuff, and I hope that I feel

118
00:05:40,560 --> 00:05:42,560
Speaker 2: like some of the stigma around therapy has changed. But

119
00:05:42,600 --> 00:05:44,040
Speaker 2: when I was a kid, like it just wasn't something

120
00:05:44,040 --> 00:05:46,640
Speaker 2: that you did. And I wish my family as a

121
00:05:46,680 --> 00:05:50,080
Speaker 2: whole has started talking to someone earlier then we you know,

122
00:05:50,240 --> 00:05:52,520
Speaker 2: waiting until we're in our twenties and like, you know,

123
00:05:52,680 --> 00:05:55,279
Speaker 2: out in the world, because I feel like, even if

124
00:05:55,320 --> 00:05:58,000
Speaker 2: you don't feel like you need it, especially the parent,

125
00:05:58,080 --> 00:06:01,679
Speaker 2: you need that objective adult to talk to about whatever's happening,

126
00:06:01,760 --> 00:06:03,720
Speaker 2: so you don't go home and take it out like

127
00:06:04,120 --> 00:06:07,520
Speaker 2: your frustrations when you know your kids can hear. Yeah,

128
00:06:07,960 --> 00:06:09,600
Speaker 2: that's my parenting advice.

129
00:06:09,640 --> 00:06:14,320
Speaker 1: By the day, parenting advice from two non parents.

130
00:06:14,920 --> 00:06:16,840
Speaker 2: So today's the first day of summer.

131
00:06:17,640 --> 00:06:21,000
Speaker 1: I saw that Facebook told me, facebookbook told me too. Ye,

132
00:06:21,520 --> 00:06:23,080
Speaker 1: Facebook tells me everything.

133
00:06:23,320 --> 00:06:25,679
Speaker 2: So you know how when you're becoming an adult, things

134
00:06:25,720 --> 00:06:27,920
Speaker 2: don't It's it's like weird because there's not really a

135
00:06:27,920 --> 00:06:30,039
Speaker 2: summer vacation. So like, why do I look forward? I

136
00:06:30,120 --> 00:06:32,920
Speaker 2: used to wait for June and now it's like, oh

137
00:06:33,040 --> 00:06:34,680
Speaker 2: June still working.

138
00:06:35,760 --> 00:06:37,560
Speaker 1: Yeah, and you know what it was like for me?

139
00:06:37,680 --> 00:06:39,679
Speaker 1: It was crazy because I got to elongate that feeling

140
00:06:39,720 --> 00:06:41,800
Speaker 1: because I was a school teacher, so I got that

141
00:06:41,839 --> 00:06:43,760
Speaker 1: same summer off. I was like, oh, my life is

142
00:06:43,800 --> 00:06:46,800
Speaker 1: still the same. I can't wait the last couple of weeks.

143
00:06:46,800 --> 00:06:48,040
Speaker 1: I was like, I don't care what you learned. Just

144
00:06:48,080 --> 00:06:48,440
Speaker 1: sit down.

145
00:06:50,160 --> 00:06:52,280
Speaker 2: I'm sorry, guys, how does that work when you're a teacher?

146
00:06:52,320 --> 00:06:53,760
Speaker 2: What do you get paid over the summer?

147
00:06:54,279 --> 00:06:56,960
Speaker 1: No, so it works one of two ways. Either one

148
00:06:57,839 --> 00:07:00,360
Speaker 1: you just your page just stops in you I'd better

149
00:07:00,400 --> 00:07:02,599
Speaker 1: have saved, or you have a boo or somebody that's

150
00:07:02,600 --> 00:07:06,600
Speaker 1: gonna help you out, or too. Some schools will actually

151
00:07:07,480 --> 00:07:09,560
Speaker 1: so you get paid for ten months. But some schools

152
00:07:09,600 --> 00:07:11,880
Speaker 1: will escrow some of your money so you can still

153
00:07:11,880 --> 00:07:13,600
Speaker 1: get paid during the summer. But not a lot of

154
00:07:13,600 --> 00:07:14,280
Speaker 1: schools do that.

155
00:07:14,640 --> 00:07:16,760
Speaker 2: Oh that's interesting. I was always curious about that.

156
00:07:17,240 --> 00:07:19,520
Speaker 1: No, you have a ten month contract basically, so like

157
00:07:19,600 --> 00:07:21,280
Speaker 1: where I worked, it was like ten months. I just

158
00:07:21,400 --> 00:07:23,000
Speaker 1: used to stack my money and then use it in

159
00:07:23,040 --> 00:07:23,480
Speaker 1: the summer.

160
00:07:24,000 --> 00:07:25,840
Speaker 2: And then do you not get paid for like weeks

161
00:07:25,840 --> 00:07:28,280
Speaker 2: off like spring break and winter break and stuff like that.

162
00:07:29,200 --> 00:07:32,120
Speaker 1: No, no, you do. It's a salary. So you get

163
00:07:32,160 --> 00:07:34,000
Speaker 1: like your you know, every two weeks you get or

164
00:07:34,040 --> 00:07:35,360
Speaker 1: you know, I think that's what it was. Every two

165
00:07:35,360 --> 00:07:37,880
Speaker 1: weeks you get paid regardless, and and then you also

166
00:07:37,920 --> 00:07:40,680
Speaker 1: get you know, some vacation days and some sick days.

167
00:07:40,720 --> 00:07:42,760
Speaker 1: But no, you get spring break and all of that.

168
00:07:42,800 --> 00:07:45,160
Speaker 1: Your check is not shorter. You don't get paid hourly

169
00:07:45,640 --> 00:07:46,520
Speaker 1: and the esting.

170
00:07:48,840 --> 00:07:50,840
Speaker 2: So there was a lot of news today about this

171
00:07:50,880 --> 00:07:53,200
Speaker 2: ticket Master settlement. Did you read about that?

172
00:07:53,280 --> 00:07:55,720
Speaker 1: I totally checked and I was so disappointed.

173
00:07:56,880 --> 00:08:01,560
Speaker 2: I am an eight dollars air now eight dollars in.

174
00:08:01,560 --> 00:08:03,600
Speaker 1: There that whole sign.

175
00:08:04,240 --> 00:08:07,720
Speaker 2: Well, first, so what I happened was apparently so this

176
00:08:07,800 --> 00:08:09,920
Speaker 2: happens a lot of times. There's huge class actions that

177
00:08:10,000 --> 00:08:11,920
Speaker 2: go on for years and years, and you have no

178
00:08:12,000 --> 00:08:14,800
Speaker 2: idea you're part of this class action lawsuit until there's

179
00:08:14,840 --> 00:08:17,840
Speaker 2: finally a settlement, and then the attorneys are in charge

180
00:08:17,880 --> 00:08:21,560
Speaker 2: of alerting people. So basically, Ticketmaster got sued for tacking

181
00:08:21,600 --> 00:08:24,480
Speaker 2: on extra fees to tickets between the years of like

182
00:08:24,560 --> 00:08:28,800
Speaker 2: nineteen ninety seven to twenty thirteen. And so if you

183
00:08:28,840 --> 00:08:31,800
Speaker 2: purchase tickets during that what like sixteen year time period

184
00:08:31,840 --> 00:08:34,640
Speaker 2: you may be eligible for, like I think it's so

185
00:08:34,679 --> 00:08:37,720
Speaker 2: it's two dollars and twenty five cents for each ticket

186
00:08:37,880 --> 00:08:43,360
Speaker 2: purchased during that sixteen year period up to like seventeen tickets.

187
00:08:43,679 --> 00:08:45,839
Speaker 2: So if you're eligible, all you have to do is

188
00:08:45,880 --> 00:08:49,200
Speaker 2: basically check your email. You should have. I just I

189
00:08:49,200 --> 00:08:51,120
Speaker 2: didn't realize this had been going on, and I get

190
00:08:51,120 --> 00:08:53,000
Speaker 2: a lot of junk mail, so I just quickly searched

191
00:08:53,000 --> 00:08:55,440
Speaker 2: my email inbox for ticket Master and actually found the

192
00:08:55,480 --> 00:08:59,720
Speaker 2: email saying you're eligible and you go to what's the website,

193
00:09:00,080 --> 00:09:03,079
Speaker 2: get mastered dot com slash voucher.

194
00:09:03,320 --> 00:09:05,240
Speaker 1: Okay, I think it was like honestly, I just wanted

195
00:09:05,240 --> 00:09:09,079
Speaker 1: the Ticketmaster. I logged in and there was there was

196
00:09:09,120 --> 00:09:11,079
Speaker 1: a button on the side that said vouchers, and then

197
00:09:11,120 --> 00:09:13,240
Speaker 1: I clicked the active voucher and there was nothing, and

198
00:09:13,280 --> 00:09:16,760
Speaker 1: I was like, well whatever. I know.

199
00:09:18,280 --> 00:09:23,080
Speaker 2: Well, anyway, if I had only had four four tickets,

200
00:09:23,320 --> 00:09:25,880
Speaker 2: four vouchers each for two dollars and twenty five cents,

201
00:09:26,120 --> 00:09:27,959
Speaker 2: and I read that you can use up to two

202
00:09:28,040 --> 00:09:30,400
Speaker 2: vouchers at a time per so if I go buy

203
00:09:30,440 --> 00:09:33,439
Speaker 2: a ticket next time, I can get a whole entire

204
00:09:33,559 --> 00:09:37,640
Speaker 2: four dollars and fifty cents off, said a sa, Hey,

205
00:09:38,240 --> 00:09:42,240
Speaker 2: that's more money than I had on Ticketmaster yesterday. So yeah,

206
00:09:42,280 --> 00:09:44,920
Speaker 2: I go check logging the Ticketmaster. Just check can't hurt.

207
00:09:45,640 --> 00:09:48,800
Speaker 1: Yeah, exactly. So I mean because I know Wells Fargo

208
00:09:48,920 --> 00:09:50,400
Speaker 1: was paying out something because a lot of the women

209
00:09:50,440 --> 00:09:53,360
Speaker 1: in my DreamCatcher group were getting like seventy dollars checks

210
00:09:53,400 --> 00:09:55,160
Speaker 1: from Wells Fargo. I can't remember what they did.

211
00:09:55,840 --> 00:09:58,080
Speaker 2: Oh you know what I bet that is they were

212
00:09:58,160 --> 00:10:01,760
Speaker 2: sued class action for do doing that purchase ordering, illegal

213
00:10:01,800 --> 00:10:05,319
Speaker 2: purchase ordering on debit accounts. Okay, I think that might

214
00:10:05,320 --> 00:10:07,960
Speaker 2: be it. That's when this was like, this isn't happening

215
00:10:07,960 --> 00:10:10,600
Speaker 2: as much because obviously they were sued and lost. But

216
00:10:11,280 --> 00:10:14,880
Speaker 2: sometimes when you go shopping, instead of banks ordering your

217
00:10:14,920 --> 00:10:17,400
Speaker 2: transactions and the order that you made them, they would

218
00:10:17,440 --> 00:10:20,600
Speaker 2: do it like smallest transaction first or largest transaction first,

219
00:10:21,160 --> 00:10:24,320
Speaker 2: and people who were like really trying to calculate how

220
00:10:24,400 --> 00:10:26,840
Speaker 2: much money they have left would all of a sudden

221
00:10:27,200 --> 00:10:29,640
Speaker 2: get hit with a larger fee than they are, larger

222
00:10:29,720 --> 00:10:32,439
Speaker 2: than it's expected because of the way the bank was

223
00:10:32,559 --> 00:10:36,480
Speaker 2: ordering it. And of course that works for banks because

224
00:10:36,559 --> 00:10:39,920
Speaker 2: the average overdraft fee is like thirty five dollars. Yeah,

225
00:10:39,960 --> 00:10:42,240
Speaker 2: a pop. So that's what that's about.

226
00:10:43,440 --> 00:10:46,000
Speaker 1: Wow, that's crazy, that's crazy.

227
00:10:46,240 --> 00:10:46,480
Speaker 2: Yeah.

228
00:10:46,520 --> 00:10:48,480
Speaker 1: Well yeah, so a lot of people got money back

229
00:10:48,480 --> 00:10:50,840
Speaker 1: from that too. You just got to be careful sometimes

230
00:10:50,840 --> 00:10:52,840
Speaker 1: with banks. Because someone had posted that a bank, the

231
00:10:52,880 --> 00:10:56,360
Speaker 1: bank deposited nearly a million dollars in her account. I

232
00:10:56,400 --> 00:10:58,079
Speaker 1: think it was either a million or a hundred thousand. I

233
00:10:58,080 --> 00:11:00,720
Speaker 1: can't remember the zeros, but some obscene amount of money.

234
00:11:01,040 --> 00:11:03,200
Speaker 1: Of course it was a mistake. They took back the

235
00:11:03,240 --> 00:11:06,560
Speaker 1: money plus two thousand dollars and overdrafted her, and they're

236
00:11:06,559 --> 00:11:08,319
Speaker 1: telling her it's going to take two weeks to get

237
00:11:08,320 --> 00:11:11,160
Speaker 1: her money back. She's like, so these bills and so

238
00:11:11,200 --> 00:11:13,640
Speaker 1: she was freaking Yeah, she was freaking. Yeah, she was

239
00:11:13,640 --> 00:11:15,960
Speaker 1: freaking out. It was in the DreamCatcher group and people

240
00:11:16,000 --> 00:11:17,480
Speaker 1: were trying to tell her like, you know, like work

241
00:11:17,480 --> 00:11:18,840
Speaker 1: for the bank, this is what you should say. And

242
00:11:18,880 --> 00:11:21,319
Speaker 1: some people were telling her that's not possible. I work

243
00:11:21,400 --> 00:11:24,360
Speaker 1: for the bank. That would never happen. And people were like, uh, yeah,

244
00:11:24,440 --> 00:11:27,040
Speaker 1: it happened to me, Like why would you think she's

245
00:11:27,080 --> 00:11:28,760
Speaker 1: just lying? Like what's the purpose of lying in the

246
00:11:28,840 --> 00:11:31,199
Speaker 1: DreamCatcher group to say, hey, the bank took extra money.

247
00:11:31,960 --> 00:11:34,839
Speaker 1: That happens. And actually a friend of mine had called me,

248
00:11:34,920 --> 00:11:36,720
Speaker 1: she said, did you see what was posted in the group.

249
00:11:36,840 --> 00:11:39,560
Speaker 1: That happened to me Once they you know, deposited fifty

250
00:11:39,600 --> 00:11:42,160
Speaker 1: thousand dollars accidentally and took maybe like you know, one

251
00:11:42,240 --> 00:11:44,679
Speaker 1: hundred or two hundred dollars extra back, and it took

252
00:11:44,760 --> 00:11:46,760
Speaker 1: forever to get her money back. But I felt, I

253
00:11:46,800 --> 00:11:48,719
Speaker 1: really felt for this woman because she was like, I'm

254
00:11:48,720 --> 00:11:51,840
Speaker 1: already living paycheck to paycheck. I could not afford to

255
00:11:51,880 --> 00:11:54,280
Speaker 1: lose a dollar, let alone two thousand, and I'm now

256
00:11:54,320 --> 00:11:56,240
Speaker 1: I have to wait for it. And so what happens

257
00:11:56,280 --> 00:11:58,000
Speaker 1: when my bills are late? Are they going to pay

258
00:11:58,040 --> 00:12:01,240
Speaker 1: these late fees? And so yeah, we're still trying to

259
00:12:01,880 --> 00:12:04,480
Speaker 1: I know, I know, I just it's just crazy that

260
00:12:05,679 --> 00:12:07,560
Speaker 1: that's the reason why we do what we do right here.

261
00:12:07,920 --> 00:12:12,080
Speaker 1: Hopefully the you know help you navigate those murky waters.

262
00:12:12,320 --> 00:12:15,560
Speaker 2: I love writing a good you know big bank screwed

263
00:12:15,559 --> 00:12:17,480
Speaker 2: this customer over story. So if you want to email

264
00:12:17,559 --> 00:12:21,200
Speaker 2: us at briananmbispodcast at gmail dot com, get in touch

265
00:12:21,240 --> 00:12:23,520
Speaker 2: with me, I could put you in a story. That's

266
00:12:23,520 --> 00:12:25,120
Speaker 2: the question you know, it's sad, but a lot of

267
00:12:25,120 --> 00:12:28,560
Speaker 2: times those people who write to like newspaper reporters or

268
00:12:28,559 --> 00:12:31,480
Speaker 2: consumer reporters with their grievances, and all you have to

269
00:12:31,480 --> 00:12:34,360
Speaker 2: do is publish one article saying, you know, bank of

270
00:12:34,720 --> 00:12:37,680
Speaker 2: x mm hmm still took the money from the poor

271
00:12:37,720 --> 00:12:41,640
Speaker 2: consumer in you know, Nebraska, and then oh, magically, a

272
00:12:41,720 --> 00:12:42,360
Speaker 2: day later.

273
00:12:42,240 --> 00:12:44,600
Speaker 1: Yeah, well you know, I'm gonna look, maybe I'll tag

274
00:12:44,640 --> 00:12:46,120
Speaker 1: you in it because I could tell that she was

275
00:12:46,200 --> 00:12:49,480
Speaker 1: just really stressed out and afraid.

276
00:12:49,559 --> 00:12:52,480
Speaker 2: Honestly, please, do you know I just I just did

277
00:12:52,480 --> 00:12:56,080
Speaker 2: a story on a woman from Seattle, old woman. Her

278
00:12:56,160 --> 00:12:59,840
Speaker 2: name was Stephanie Baker, and she had a taken out

279
00:12:59,880 --> 00:13:03,080
Speaker 2: of payday loan. You know those the loans, and of

280
00:13:03,080 --> 00:13:05,400
Speaker 2: course you know, but for those who don't know payday loans,

281
00:13:05,760 --> 00:13:08,320
Speaker 2: you you know, don't have enough money to cover your bills,

282
00:13:08,320 --> 00:13:10,600
Speaker 2: so you go to these little storefronts and they front

283
00:13:10,640 --> 00:13:13,440
Speaker 2: you the money and it's usually due within fourteen days.

284
00:13:14,000 --> 00:13:18,040
Speaker 2: So Stephanie's loan, she took out a loan and she

285
00:13:18,080 --> 00:13:19,640
Speaker 2: was a couple months late on it, and she ended

286
00:13:19,720 --> 00:13:23,760
Speaker 2: up filing bankruptcy for other reasons. This loan was expunged

287
00:13:23,800 --> 00:13:27,000
Speaker 2: in bankruptcy. Shouldn't have been dude. A year later, she

288
00:13:27,120 --> 00:13:29,920
Speaker 2: gets a letter from this payday lending company saying she

289
00:13:29,960 --> 00:13:33,800
Speaker 2: now it was some forty thousand dollars, like because of

290
00:13:33,840 --> 00:13:36,000
Speaker 2: interest in late fees and whatnot and whatnot. This was

291
00:13:36,200 --> 00:13:39,480
Speaker 2: maybe two three years ago. She's hired attorneys. She spent

292
00:13:39,520 --> 00:13:41,320
Speaker 2: one hundred on legals. This is the woman who has

293
00:13:41,360 --> 00:13:43,600
Speaker 2: no she doesn't have hundreds to spend because you remember,

294
00:13:43,679 --> 00:13:45,800
Speaker 2: she took out a payday loan as she filed bankruptcy.

295
00:13:46,320 --> 00:13:49,440
Speaker 2: Once you filew bankruptcy and a debt has been discharged,

296
00:13:49,600 --> 00:13:52,120
Speaker 2: those debt collectors are no longer allowed to come after you.

297
00:13:52,520 --> 00:13:56,000
Speaker 2: And yet this payday lender continued coming after her. And

298
00:13:56,080 --> 00:13:58,200
Speaker 2: even though she was clearly in the right here and

299
00:13:58,240 --> 00:14:01,360
Speaker 2: shouldn't have been persude, but you said, collector, she still

300
00:14:01,400 --> 00:14:04,559
Speaker 2: had to hire attorneys to represent her and to get

301
00:14:04,559 --> 00:14:07,000
Speaker 2: these people off her back. Now, two years later, she

302
00:14:07,000 --> 00:14:10,120
Speaker 2: gets her story written and went on Yahoo, and before

303
00:14:10,160 --> 00:14:12,439
Speaker 2: that it was covered by a local newspaper. And all

304
00:14:12,480 --> 00:14:14,760
Speaker 2: of a sudden, the Patty Landing company comes out and

305
00:14:14,800 --> 00:14:18,000
Speaker 2: they're like, oh, whips are bad. That was a typo.

306
00:14:18,360 --> 00:14:22,240
Speaker 2: You didn't really want dollars you only owed four hundred

307
00:14:22,280 --> 00:14:26,480
Speaker 2: and by the way, that was expungeon bankruptcy, so our bad.

308
00:14:27,160 --> 00:14:30,840
Speaker 1: Wow did they? That's just so crazy and it's just

309
00:14:30,880 --> 00:14:33,400
Speaker 1: such a shame that, like public shame is the only

310
00:14:33,440 --> 00:14:35,840
Speaker 1: thing that helped. Did you see the one about Bank

311
00:14:35,840 --> 00:14:38,880
Speaker 1: of America? How a couple four closed on the actual

312
00:14:38,920 --> 00:14:41,080
Speaker 1: bank of Bank of America, like a local.

313
00:14:40,800 --> 00:14:43,520
Speaker 2: Branch fore closed on the bank.

314
00:14:43,560 --> 00:14:46,000
Speaker 1: But no, So this is what happened. I thought it

315
00:14:46,040 --> 00:14:47,560
Speaker 1: was like hilarious. So it was a it was a

316
00:14:48,640 --> 00:14:51,080
Speaker 1: on the news like whatever the local news was down

317
00:14:51,120 --> 00:14:53,280
Speaker 1: and wherever set down. I think it was in Florida.

318
00:14:53,680 --> 00:14:57,560
Speaker 1: So the couple bought a property in cash in full.

319
00:14:57,600 --> 00:14:59,280
Speaker 1: I think it was like three hundred thousand dollars or

320
00:14:59,320 --> 00:15:02,760
Speaker 1: whatever they paid for. The bank sends them a letter

321
00:15:02,800 --> 00:15:04,760
Speaker 1: saying you're behind in your mortgage, and they're like, yeah,

322
00:15:04,800 --> 00:15:06,920
Speaker 1: so the thing is, we don't have a mortgage because

323
00:15:06,960 --> 00:15:09,720
Speaker 1: we bought the house in full from you. The bank

324
00:15:09,760 --> 00:15:13,400
Speaker 1: considers continues to pursue it for closes on the property,

325
00:15:13,520 --> 00:15:17,120
Speaker 1: causes all this money and whatever. So the couple sues

326
00:15:17,200 --> 00:15:19,600
Speaker 1: the bank to say, you caused us all this money

327
00:15:19,720 --> 00:15:22,960
Speaker 1: and hardship and blah blah blah, when in fact we

328
00:15:23,040 --> 00:15:26,560
Speaker 1: paid for the property in full. The bank was like, yeah, yeah, yeah,

329
00:15:26,640 --> 00:15:28,720
Speaker 1: well you know, we'll get around to rectifyd the situation.

330
00:15:28,960 --> 00:15:31,520
Speaker 1: So the couple's attorney says, you know what, the bank,

331
00:15:31,640 --> 00:15:35,200
Speaker 1: because they won in court and the bank was it said,

332
00:15:35,240 --> 00:15:36,880
Speaker 1: I guess the judge or whatever said yes, the bank

333
00:15:36,920 --> 00:15:38,760
Speaker 1: has to pay you back X amount of dollars. Bank

334
00:15:38,800 --> 00:15:43,880
Speaker 1: doesn't pay, bank doesn't pay. Attorney files to liquidate the

335
00:15:43,880 --> 00:15:48,080
Speaker 1: bank's assets to get his client's money, and the judge agrees,

336
00:15:48,240 --> 00:15:50,400
Speaker 1: and they send the sheriff. Like I'm watching it on

337
00:15:50,440 --> 00:15:54,800
Speaker 1: the like this local news on YouTube or on Facebook.

338
00:15:54,840 --> 00:15:56,600
Speaker 1: Somebody had posted the link to the local news. So

339
00:15:56,640 --> 00:15:59,640
Speaker 1: if you're watching, like the sheriff go in like they're

340
00:15:59,680 --> 00:16:01,920
Speaker 1: actually moving stuff on a moving truck, like starting to

341
00:16:01,960 --> 00:16:04,000
Speaker 1: move things out of the bank, like just like they

342
00:16:04,000 --> 00:16:06,400
Speaker 1: would do if they were foreclosing on your house. What

343
00:16:06,720 --> 00:16:10,360
Speaker 1: that bank manager flew into his office and called whoever

344
00:16:10,880 --> 00:16:13,440
Speaker 1: and within a few hours that check that they owed

345
00:16:13,560 --> 00:16:15,840
Speaker 1: was written. Now, isn't a shame that it takes all

346
00:16:15,840 --> 00:16:19,360
Speaker 1: of that to shame you to foreclose on the very

347
00:16:19,440 --> 00:16:22,040
Speaker 1: bank that's trying to foreclose on them. I just thought that,

348
00:16:22,080 --> 00:16:26,360
Speaker 1: like everybody was like cheering, like yeah, get them, but

349
00:16:26,400 --> 00:16:27,840
Speaker 1: it was just like one of my life feel good

350
00:16:27,960 --> 00:16:29,680
Speaker 1: like it was posted so many times in the group

351
00:16:29,720 --> 00:16:32,560
Speaker 1: because people were just like, yeahs, finally a big bank

352
00:16:32,600 --> 00:16:35,680
Speaker 1: gets their due. And the woman was like, oh, she

353
00:16:35,760 --> 00:16:37,400
Speaker 1: was so cute. She was so nervous. She's like, I

354
00:16:37,480 --> 00:16:39,560
Speaker 1: just I just want to have my house. I don't

355
00:16:39,600 --> 00:16:41,840
Speaker 1: even care about all this stuff. She just was like,

356
00:16:41,960 --> 00:16:43,920
Speaker 1: and it's just a shame that people have to go through.

357
00:16:43,720 --> 00:16:46,160
Speaker 2: That, that you do the right thing by buying a

358
00:16:46,200 --> 00:16:48,400
Speaker 2: house in cash, which happened.

359
00:16:48,600 --> 00:16:52,480
Speaker 1: Exactly and then exactly, and it's just yeah, it's just

360
00:16:52,520 --> 00:16:55,040
Speaker 1: a shame because you know, the part that makes me

361
00:16:55,120 --> 00:16:57,600
Speaker 1: mad is that I understand that mistakes happen, you know,

362
00:16:57,680 --> 00:17:00,200
Speaker 1: because they do. But when you make a mistake, I

363
00:17:00,200 --> 00:17:03,720
Speaker 1: feel like it is your duty to make it right

364
00:17:03,840 --> 00:17:05,760
Speaker 1: and not to have somebody wait for you to make

365
00:17:05,760 --> 00:17:07,879
Speaker 1: it right or you just like drag your feet for

366
00:17:07,960 --> 00:17:10,440
Speaker 1: you to make it right. But that's why I tell people,

367
00:17:10,480 --> 00:17:12,840
Speaker 1: if someone does you, like if a company does you wrong,

368
00:17:13,160 --> 00:17:15,200
Speaker 1: take it to social media. I know I do every

369
00:17:15,240 --> 00:17:18,119
Speaker 1: single time, Like, hey, Staple. So the thing is, I

370
00:17:18,240 --> 00:17:21,000
Speaker 1: was in Staple store number two two one four and

371
00:17:21,080 --> 00:17:23,040
Speaker 1: the woman behind the counter. For real, I'll do that,

372
00:17:23,119 --> 00:17:25,280
Speaker 1: and I'm never like, you know, I won't bash anyone,

373
00:17:25,280 --> 00:17:26,600
Speaker 1: and I won't say their name, but i'll say, you

374
00:17:26,640 --> 00:17:29,560
Speaker 1: know the clerk, because usually they'll message you the clerk

375
00:17:29,600 --> 00:17:31,560
Speaker 1: behind the counter. You know, I know she might have

376
00:17:31,560 --> 00:17:34,040
Speaker 1: been having a hard day, but she was extremely rude

377
00:17:34,160 --> 00:17:37,520
Speaker 1: or they lost my you know, product or whatever it is.

378
00:17:37,560 --> 00:17:40,040
Speaker 1: And I'll message them and usually i'll get a message

379
00:17:40,040 --> 00:17:43,240
Speaker 1: back like how can we make this better? Because sometimes

380
00:17:43,280 --> 00:17:46,440
Speaker 1: email is slow, but social media is quick fastening. Herry,

381
00:17:46,480 --> 00:17:48,840
Speaker 1: I'll put it on your Facebook page. I'll tweet about it,

382
00:17:49,440 --> 00:17:51,600
Speaker 1: and usually, you know, there's some sort of restitution. You

383
00:17:51,640 --> 00:17:53,520
Speaker 1: might get a little extra butter on your bagel next

384
00:17:53,520 --> 00:17:58,600
Speaker 1: time you go. I know, what are you on your own?

385
00:17:58,680 --> 00:18:01,320
Speaker 1: I have not eaten like carbs in like a week

386
00:18:01,440 --> 00:18:02,840
Speaker 1: or so, and I'm dying.

387
00:18:03,000 --> 00:18:06,240
Speaker 2: What I'm supposed to be on a paleo. So I'm

388
00:18:06,280 --> 00:18:07,960
Speaker 2: doing the CrossFit thing and they gave us some some

389
00:18:08,160 --> 00:18:11,520
Speaker 2: sort of nutrition plan and it's like paleo and I'm like,

390
00:18:11,680 --> 00:18:15,800
Speaker 2: I'm too tired of paleo, Like I need carbs. My

391
00:18:15,920 --> 00:18:18,919
Speaker 2: nutrition is actually told me, and God bless her. She

392
00:18:19,119 --> 00:18:21,919
Speaker 2: was like Mandy, you may not be very physical at

393
00:18:21,920 --> 00:18:23,520
Speaker 2: your jaw, but you use a lot of brain power.

394
00:18:23,600 --> 00:18:26,639
Speaker 2: You need some good healthy carbs. Don't trust any diet

395
00:18:26,640 --> 00:18:27,879
Speaker 2: that says no carbs.

396
00:18:28,160 --> 00:18:34,000
Speaker 1: Okay, well, I it's what is that stuff called car

397
00:18:34,200 --> 00:18:35,639
Speaker 1: It's like a protein slash car.

398
00:18:35,640 --> 00:18:38,080
Speaker 2: But it's a complex carbohydrate, you know, just like the

399
00:18:38,119 --> 00:18:41,360
Speaker 2: good stuff like broccoli can be considered a good carb

400
00:18:41,400 --> 00:18:45,040
Speaker 2: It has carbohydrates like you know, whole grain stuff. But

401
00:18:45,119 --> 00:18:47,560
Speaker 2: like she told me, she's like lots of good little tips,

402
00:18:47,560 --> 00:18:50,159
Speaker 2: like don't go out and have the gigantic whole wheat

403
00:18:50,160 --> 00:18:52,320
Speaker 2: wrap that has like three hundred calories. But have like

404
00:18:52,760 --> 00:18:55,959
Speaker 2: she's like, have a piece of normal sliced toast, like

405
00:18:56,280 --> 00:18:58,359
Speaker 2: or normal sized piece of toast. It's not going to

406
00:18:58,480 --> 00:19:01,600
Speaker 2: kill you. I'm just you know, it's all about like

407
00:19:01,640 --> 00:19:04,080
Speaker 2: trying to be like a little less. I've done the

408
00:19:04,119 --> 00:19:04,760
Speaker 2: extreme stuff.

409
00:19:05,080 --> 00:19:07,760
Speaker 1: Yeah, I'm just trying to like I'm trying to find

410
00:19:07,760 --> 00:19:11,800
Speaker 1: my happy like place where it's like it's not a diet,

411
00:19:11,960 --> 00:19:15,880
Speaker 1: it's just a life thing, you know. Like, oh, like honestly,

412
00:19:15,960 --> 00:19:18,960
Speaker 1: I white rice. I actually really really love Kingwa. So

413
00:19:19,000 --> 00:19:21,720
Speaker 1: that's not a huge switching from rice to Kingwa wasn't

414
00:19:21,720 --> 00:19:24,160
Speaker 1: a huge shift because I think keen Whit is yum

415
00:19:24,240 --> 00:19:28,840
Speaker 1: me you know, but it's like, uh, it's the ice cream,

416
00:19:29,119 --> 00:19:33,879
Speaker 1: it's the cookies. Like what I am an addict like

417
00:19:34,000 --> 00:19:37,679
Speaker 1: to that crystal sugar is like just even thinking about it,

418
00:19:37,680 --> 00:19:39,280
Speaker 1: I'm like, I like when I was a kid, I

419
00:19:39,359 --> 00:19:41,359
Speaker 1: used to put the spoon in the white sugar bag

420
00:19:41,359 --> 00:19:42,479
Speaker 1: and just give me a scoop.

421
00:19:43,680 --> 00:19:45,760
Speaker 2: Was it not long ago you were boosting to this

422
00:19:45,800 --> 00:19:49,680
Speaker 2: ice cream shop in your neighborhood. Yes, two weeks ago.

423
00:19:50,040 --> 00:19:51,919
Speaker 1: Yeah. That it's so crazy because someone hit me up

424
00:19:51,920 --> 00:19:53,919
Speaker 1: on the behind the scenes. They were like, girl, I

425
00:19:53,960 --> 00:19:56,359
Speaker 1: went to Nasta's. Thank you. I was like, you're welcome,

426
00:19:56,640 --> 00:19:59,760
Speaker 1: You are welcome. Nasto's is so yummy. And I'm just

427
00:20:00,080 --> 00:20:01,879
Speaker 1: like the other night I was with Supergirl, I was like,

428
00:20:01,920 --> 00:20:03,760
Speaker 1: you know what I want? She's like what. I was like,

429
00:20:03,840 --> 00:20:05,800
Speaker 1: ice cream? She looked at me like, Tiffy, we're not

430
00:20:05,840 --> 00:20:09,920
Speaker 1: supposed to I know, but what if we did ice

431
00:20:09,960 --> 00:20:14,160
Speaker 1: cream in a way that wasn't unhealthy? Like what if

432
00:20:14,160 --> 00:20:17,320
Speaker 1: we Because I went I actually googled healthiest ice cream

433
00:20:17,480 --> 00:20:18,960
Speaker 1: and like one of them was at my local shop

434
00:20:19,000 --> 00:20:22,520
Speaker 1: where it was like eighty calories, and but meanwhile it's midnight.

435
00:20:22,520 --> 00:20:23,760
Speaker 2: And I'm like, healthy ice cream?

436
00:20:25,200 --> 00:20:26,200
Speaker 1: Ah, you know what I mean?

437
00:20:26,320 --> 00:20:28,600
Speaker 2: Did they get you one tablespoon and they call that healthy?

438
00:20:29,160 --> 00:20:32,280
Speaker 1: I know, No, it actually wasn't like it wasn't. Honestly,

439
00:20:32,320 --> 00:20:34,000
Speaker 1: I felt like it wasn't worth it because I'm like, well,

440
00:20:34,040 --> 00:20:37,960
Speaker 1: darn it, these eighty calories are not even really that flavorful.

441
00:20:38,000 --> 00:20:40,320
Speaker 1: It's like, yeah, I felt like I should have just

442
00:20:40,359 --> 00:20:44,960
Speaker 1: had a small scoop of regular delicious just yeah ice cream.

443
00:20:45,560 --> 00:20:48,160
Speaker 1: I can't, I can't. Essence is coming up. I told

444
00:20:48,200 --> 00:20:50,720
Speaker 1: myself after Essence, I can splurge a little, but I'm

445
00:20:50,760 --> 00:20:54,280
Speaker 1: trying to be snatched and spanks free for essence. That's

446
00:20:54,320 --> 00:20:56,040
Speaker 1: like my goal. Spanks free for essence.

447
00:20:57,280 --> 00:20:59,720
Speaker 2: That's my motto for the wedding. Trying on these dresses,

448
00:20:59,760 --> 00:21:01,359
Speaker 2: I was like, I don't want to wear spanks, but

449
00:21:01,400 --> 00:21:03,399
Speaker 2: it's less about me losing weight, more about finding a

450
00:21:03,480 --> 00:21:07,200
Speaker 2: dress that you know, isn't highlighting every bump and lump

451
00:21:07,240 --> 00:21:08,600
Speaker 2: and goodie gum drop.

452
00:21:09,800 --> 00:21:11,240
Speaker 1: I like that goody goody gum drop.

453
00:21:11,280 --> 00:21:13,320
Speaker 2: I am demed and it's.

454
00:21:13,200 --> 00:21:14,600
Speaker 1: Not even that like because I mean, I don't, I mean,

455
00:21:14,600 --> 00:21:17,199
Speaker 1: I actually like my side It's just that I you

456
00:21:17,240 --> 00:21:19,240
Speaker 1: know how, like some people they gain weight in like

457
00:21:19,280 --> 00:21:23,000
Speaker 1: cute places somewhere. Oh no, oh it is buzzy.

458
00:21:23,080 --> 00:21:29,200
Speaker 2: Sorry, I'm like silent. I did that was vibrating.

459
00:21:29,840 --> 00:21:34,720
Speaker 1: It was I'm liked you phone, You've betrayed me. So no,

460
00:21:34,840 --> 00:21:36,840
Speaker 1: I feel like I can honestly say that, like I

461
00:21:37,480 --> 00:21:40,439
Speaker 1: like my body. It's just that, huh. I have the

462
00:21:40,440 --> 00:21:42,240
Speaker 1: type of body like some girls when they gain weight,

463
00:21:42,240 --> 00:21:44,000
Speaker 1: they gain weight and like the cute places like ooh,

464
00:21:44,000 --> 00:21:45,720
Speaker 1: I'm gaining some weight. Look at my hips or my

465
00:21:45,760 --> 00:21:49,200
Speaker 1: booty or my thighs. Girl, I'm like a roly poly

466
00:21:49,359 --> 00:21:52,040
Speaker 1: six year old. I've always been like, when I gain weight,

467
00:21:52,080 --> 00:21:56,480
Speaker 1: it's straight belly. I look back at pictures of you

468
00:21:56,560 --> 00:21:59,000
Speaker 1: as a kid. I was all skinning, bold and just

469
00:21:59,040 --> 00:22:02,160
Speaker 1: this round, and I'm like, why why at thirty six

470
00:22:02,200 --> 00:22:04,480
Speaker 1: am I still dealing with that? So I could be

471
00:22:04,520 --> 00:22:06,879
Speaker 1: skinny and then I have this belly. So that's what

472
00:22:06,920 --> 00:22:08,760
Speaker 1: I struggle with it that it's not really like the

473
00:22:08,800 --> 00:22:11,680
Speaker 1: weight overall. It's just that when I do put on anything,

474
00:22:12,040 --> 00:22:14,199
Speaker 1: it doesn't necessarily go to the cute places or it

475
00:22:14,200 --> 00:22:16,920
Speaker 1: goes there, third and fourth, it goes to belly first, second,

476
00:22:16,920 --> 00:22:17,520
Speaker 1: and third.

477
00:22:18,480 --> 00:22:25,520
Speaker 2: Well, just be nice to yourself. I'm say, thank you belly. Hey,

478
00:22:25,520 --> 00:22:30,040
Speaker 2: that belly does a lot of work digesting. That's that

479
00:22:30,200 --> 00:22:32,640
Speaker 2: nasty healthy ice creemy. You keep eating it.

480
00:22:33,040 --> 00:22:35,000
Speaker 1: I mean while I'm like, so some tolerance and the

481
00:22:35,000 --> 00:22:36,480
Speaker 1: belly somehow makes me live.

482
00:22:36,600 --> 00:22:48,000
Speaker 2: Still, thank you belly, Thank you lex something like me

483
00:22:48,080 --> 00:22:48,719
Speaker 2: moving along?

484
00:22:49,840 --> 00:22:52,320
Speaker 1: So are you ready to brown break? Are you boosting?

485
00:22:52,800 --> 00:22:56,760
Speaker 2: I'm gonna take a brown break because am I going first?

486
00:22:57,200 --> 00:22:58,119
Speaker 1: Yeah? You can go first.

487
00:22:58,240 --> 00:23:01,960
Speaker 2: This is really weighing on me. I don't usually get pestered.

488
00:23:02,000 --> 00:23:03,800
Speaker 2: You know, you get these weird phone calls every once

489
00:23:03,840 --> 00:23:05,879
Speaker 2: in a while, you have one of free cruise to

490
00:23:06,040 --> 00:23:10,760
Speaker 2: the Bahamas. I am literally getting five to six phone

491
00:23:10,800 --> 00:23:13,480
Speaker 2: calls a day and I don't know what's happening, like

492
00:23:14,359 --> 00:23:17,160
Speaker 2: I feel. And I'm on the do not Call registry list.

493
00:23:17,480 --> 00:23:19,800
Speaker 2: I'm on all of them for cell phones, for landlines.

494
00:23:20,080 --> 00:23:22,080
Speaker 2: I know, I am. I check all the time. You

495
00:23:22,119 --> 00:23:24,080
Speaker 2: know what I think it is? I think because I've

496
00:23:24,080 --> 00:23:27,200
Speaker 2: written two stories in the last year about how to

497
00:23:27,240 --> 00:23:29,960
Speaker 2: get yourself, how to stop robo callers, and how to

498
00:23:30,000 --> 00:23:33,000
Speaker 2: get yourself off these like big data, like like magazine

499
00:23:33,040 --> 00:23:37,120
Speaker 2: subscription lists and and like like those things you get

500
00:23:37,119 --> 00:23:39,040
Speaker 2: in the mail, like junk mail and stuff. I feel

501
00:23:39,080 --> 00:23:42,240
Speaker 2: like since I've written those, there's someone out there who's like, we.

502
00:23:42,280 --> 00:23:45,520
Speaker 1: Go get oh really, oh you think?

503
00:23:45,600 --> 00:23:48,359
Speaker 2: So do you get these calls? Though? I feel like

504
00:23:48,480 --> 00:23:50,679
Speaker 2: I feel like this whole do not call registerry thing

505
00:23:50,800 --> 00:23:51,840
Speaker 2: is not working anymore.

506
00:23:52,320 --> 00:23:54,439
Speaker 1: I know what you know, because I registered it for

507
00:23:54,520 --> 00:23:57,240
Speaker 1: like a year or so ago, and then every once

508
00:23:57,280 --> 00:23:58,720
Speaker 1: in a while I feel like it expires and I

509
00:23:58,800 --> 00:24:01,000
Speaker 1: go on and put myself back on. But I'm the

510
00:24:01,000 --> 00:24:02,800
Speaker 1: type that I will stay on until you get to

511
00:24:02,800 --> 00:24:04,640
Speaker 1: the point where you're like, if you want to be removed,

512
00:24:05,119 --> 00:24:07,760
Speaker 1: press nine, because then it's never a typical number. And

513
00:24:07,840 --> 00:24:09,720
Speaker 1: I stay on and I will press nine because I'm like,

514
00:24:09,720 --> 00:24:11,600
Speaker 1: why are you calling myself phone? Thanks?

515
00:24:11,880 --> 00:24:14,040
Speaker 2: This is not fair. Well, I'm just gonna I wish

516
00:24:14,040 --> 00:24:16,240
Speaker 2: I'm taking a brown break, but it means nothing, because

517
00:24:16,240 --> 00:24:21,280
Speaker 2: tomorrow I'm going to get five more phone calls, you know, Like, Okay,

518
00:24:21,480 --> 00:24:24,240
Speaker 2: I was gonna say this sort of coincides with so

519
00:24:24,320 --> 00:24:27,880
Speaker 2: this is a time of year, not you know, closer

520
00:24:27,920 --> 00:24:31,400
Speaker 2: in April and May, especially for tax scams, irs scams,

521
00:24:32,200 --> 00:24:34,439
Speaker 2: and I was reading about one. Of course you get

522
00:24:34,480 --> 00:24:36,000
Speaker 2: a phone call and they're like, we're the I R S.

523
00:24:36,040 --> 00:24:38,040
Speaker 2: And if you don't pay your tax bill, then we're gonna,

524
00:24:38,240 --> 00:24:41,600
Speaker 2: you know, sue you for however much money. And little

525
00:24:41,640 --> 00:24:44,320
Speaker 2: old lady in Pensacola, Florida gets all freed and doesn't

526
00:24:44,320 --> 00:24:46,720
Speaker 2: know any better, and all of a sudden, she's sending

527
00:24:46,760 --> 00:24:51,400
Speaker 2: money by wire transfer to a fraudster. Do you know though,

528
00:24:51,440 --> 00:24:56,200
Speaker 2: now that they're using iTunes gift cards for these scams? Really,

529
00:24:57,240 --> 00:24:59,879
Speaker 2: So that's how they're so instead of asking people to

530
00:25:00,200 --> 00:25:02,760
Speaker 2: money via Western Union and money Gram, these like wire

531
00:25:02,760 --> 00:25:05,960
Speaker 2: transfer services, I guess because enough people have realized this

532
00:25:06,040 --> 00:25:09,879
Speaker 2: is that those are scam signals. They've started asking people

533
00:25:09,960 --> 00:25:13,240
Speaker 2: to purchase an iTunes gift card and then send them

534
00:25:13,280 --> 00:25:16,400
Speaker 2: the information on the back, and people are doing it,

535
00:25:16,480 --> 00:25:19,640
Speaker 2: like tens of thousands of people are doing it. And

536
00:25:19,720 --> 00:25:22,200
Speaker 2: one of the most common iTunes gift card scams is

537
00:25:22,280 --> 00:25:25,159
Speaker 2: linked to the IRS scam. They say, you know, you

538
00:25:25,160 --> 00:25:26,720
Speaker 2: owe one hundred bucks on that, you know, but you

539
00:25:26,720 --> 00:25:29,240
Speaker 2: can pay us in an iTunes gift card And people

540
00:25:29,280 --> 00:25:32,760
Speaker 2: are actually doing it. So that's a shocking to me,

541
00:25:32,840 --> 00:25:35,159
Speaker 2: but it's happening. So if you're out there and you

542
00:25:35,240 --> 00:25:37,200
Speaker 2: get a call and someone's asking for an email and

543
00:25:37,200 --> 00:25:39,760
Speaker 2: they're asking you to pay them by iTunes gift card.

544
00:25:39,920 --> 00:25:43,600
Speaker 2: Do not do it, email, the FTC or just ignore

545
00:25:43,640 --> 00:25:45,560
Speaker 2: it because that's not good.

546
00:25:46,040 --> 00:25:49,760
Speaker 1: Exactly. No, that's I feel like there's just so many

547
00:25:49,800 --> 00:25:51,760
Speaker 1: scams out there. If someone is sending you money and

548
00:25:51,800 --> 00:25:53,639
Speaker 1: you don't know them, the chances of it being a

549
00:25:53,680 --> 00:25:55,600
Speaker 1: scam are ninety nine point nine nine nine.

550
00:25:56,359 --> 00:26:00,560
Speaker 2: You see the cf the Consumer Financial Protection Bureau, it's

551
00:26:00,600 --> 00:26:03,480
Speaker 2: Consumer Finance dot gov. If you ever want to complain

552
00:26:03,840 --> 00:26:06,840
Speaker 2: about a company or your bank or your whatever financial product,

553
00:26:06,880 --> 00:26:09,080
Speaker 2: this is where you go. But I was looking and

554
00:26:09,119 --> 00:26:14,080
Speaker 2: the complaints for money transfers have skyrocketed in the last year,

555
00:26:14,320 --> 00:26:16,280
Speaker 2: and most of it is due to this kind of fraud.

556
00:26:17,359 --> 00:26:19,679
Speaker 1: Yeah, because people think like, oh wow, this is awesome,

557
00:26:19,680 --> 00:26:22,000
Speaker 1: an awesome opportunity. It is easy to get swept away.

558
00:26:22,040 --> 00:26:25,359
Speaker 1: But yeah, if you don't know someone and they're sending

559
00:26:25,440 --> 00:26:27,399
Speaker 1: you money, that should be the first red flag. Like,

560
00:26:27,480 --> 00:26:29,520
Speaker 1: why in this day and age would somebody be sending

561
00:26:29,560 --> 00:26:32,440
Speaker 1: you money or sending you a gift or whatever, just because.

562
00:26:32,800 --> 00:26:36,800
Speaker 2: At least of all and iTunes gift card exactly exactly.

563
00:26:37,040 --> 00:26:40,720
Speaker 1: That's how my husband said, my husband, my sister's my

564
00:26:40,840 --> 00:26:44,560
Speaker 1: sister's husband says, he's he has a really thick Nigerian accent, Hey, Manuel,

565
00:26:44,800 --> 00:26:48,440
Speaker 1: and it's just cute. He always says like exactly exactly,

566
00:26:49,280 --> 00:26:51,119
Speaker 1: and I love it. And whenever he says that, I

567
00:26:51,160 --> 00:26:53,240
Speaker 1: like repeat it. I don't think he realizes that, like

568
00:26:53,520 --> 00:26:55,760
Speaker 1: I'm saying it in like the way he says it.

569
00:26:55,800 --> 00:26:58,080
Speaker 1: He's like, yeah, yeah, I'm like, no, no, I'm slightly

570
00:26:58,160 --> 00:27:03,560
Speaker 1: mocking you. But it's a nice way exactly. So I

571
00:27:03,600 --> 00:27:06,040
Speaker 1: switched up my brown break. I'm taking a brown break.

572
00:27:06,080 --> 00:27:07,520
Speaker 1: I didn't even tell you, Mandy. I got to a

573
00:27:07,520 --> 00:27:09,960
Speaker 1: car accident on Saturday.

574
00:27:10,119 --> 00:27:10,919
Speaker 2: I'm so sorry.

575
00:27:11,560 --> 00:27:14,640
Speaker 1: I know it wasn't like terrible, but so I'm taking

576
00:27:14,680 --> 00:27:16,560
Speaker 1: a ground break from terrible drivers.

577
00:27:16,920 --> 00:27:19,920
Speaker 2: It's just good your your the car had forever. Did

578
00:27:19,960 --> 00:27:22,000
Speaker 2: you get the new car the No.

579
00:27:22,800 --> 00:27:26,280
Speaker 1: This is the loaner car that I got from my

580
00:27:26,400 --> 00:27:30,800
Speaker 1: new sponsors. No way, wait, you don't understand. I was like,

581
00:27:30,840 --> 00:27:32,560
Speaker 1: of course, I have literally not been a car accident

582
00:27:32,560 --> 00:27:35,480
Speaker 1: in like fifteen years. And I was like, literally I

583
00:27:35,520 --> 00:27:37,800
Speaker 1: was thinking to myself, of course, like why wouldn't this happen?

584
00:27:37,920 --> 00:27:41,240
Speaker 1: Of course? Oh no, And literally I barely drove the

585
00:27:41,240 --> 00:27:42,720
Speaker 1: car because I was so nervous. I was like, it's

586
00:27:42,720 --> 00:27:44,719
Speaker 1: not mine. It's not mine. I feel so nervous. Even

587
00:27:44,760 --> 00:27:47,080
Speaker 1: though it's in short and so short on my end,

588
00:27:47,119 --> 00:27:49,080
Speaker 1: inn on their end, but I still felt like it's

589
00:27:49,080 --> 00:27:51,560
Speaker 1: not mine. But then I was like, you know what,

590
00:27:51,680 --> 00:27:53,320
Speaker 1: I'm going to be a big girl and do what

591
00:27:53,400 --> 00:27:55,760
Speaker 1: I was hired to do and drive the car. I

592
00:27:55,840 --> 00:27:58,119
Speaker 1: drove it maybe like twice, but very short distances, and

593
00:27:58,160 --> 00:28:00,440
Speaker 1: I was just literally going around the corner. I pulled

594
00:28:00,440 --> 00:28:02,440
Speaker 1: out of the drive parking lot. I'm in the street

595
00:28:02,480 --> 00:28:05,320
Speaker 1: and this woman rips around the corner. She's not paying

596
00:28:05,320 --> 00:28:09,360
Speaker 1: attention and she slams into me, and like I didn't

597
00:28:09,359 --> 00:28:11,280
Speaker 1: get hurt. Like it's a testament to how all the

598
00:28:11,320 --> 00:28:13,280
Speaker 1: cars built. Like I barely felt it. Like on the

599
00:28:13,280 --> 00:28:16,159
Speaker 1: outside it looks crazy, but honestly, on the inside of

600
00:28:16,160 --> 00:28:17,359
Speaker 1: it, it didn't feel like anything.

601
00:28:17,480 --> 00:28:20,480
Speaker 2: You know, what kind of car is it?

602
00:28:20,119 --> 00:28:24,879
Speaker 1: She hit the my side, the driver's side. It's a

603
00:28:24,920 --> 00:28:28,720
Speaker 1: Ford Fusion, a twenty seventeen Forth Fusion, and so she

604
00:28:28,800 --> 00:28:30,600
Speaker 1: hit it pretty hard. It was just like because all

605
00:28:30,600 --> 00:28:33,040
Speaker 1: you heard was and she's turning the corner to come

606
00:28:33,080 --> 00:28:36,040
Speaker 1: up the street and bun and I could see her

607
00:28:36,119 --> 00:28:38,680
Speaker 1: and there was plenty of room. I was like, ooh good,

608
00:28:38,720 --> 00:28:40,840
Speaker 1: if I stopped right here, she has room to pass me.

609
00:28:41,360 --> 00:28:43,760
Speaker 1: But she wasn't looking, so she was hugging my side

610
00:28:43,760 --> 00:28:46,520
Speaker 1: of the street and I was like, oh my gosh,

611
00:28:46,560 --> 00:28:48,120
Speaker 1: I'm honking the horn, haarking the horn because I didn't

612
00:28:48,120 --> 00:28:49,600
Speaker 1: have time to reverse. But I was like, if she

613
00:28:49,600 --> 00:28:51,960
Speaker 1: could just see even last minute, she had time to

614
00:28:52,000 --> 00:28:54,440
Speaker 1: swerve because there was still room in the street, but

615
00:28:54,560 --> 00:28:56,920
Speaker 1: she was on the phone and she just slammed into it,

616
00:28:57,800 --> 00:28:59,640
Speaker 1: I know, And I was like, huh boy. So I

617
00:28:59,640 --> 00:29:01,680
Speaker 1: get out and I'm like, are you okay? And she

618
00:29:01,840 --> 00:29:04,240
Speaker 1: was like yes because I live in the hood, and

619
00:29:04,280 --> 00:29:06,200
Speaker 1: I was just like, you know what, let me leave

620
00:29:06,200 --> 00:29:08,640
Speaker 1: her alone. And so everybody's like outside like and they

621
00:29:08,640 --> 00:29:11,240
Speaker 1: were like, oh my gosh, you know, is everybody okay?

622
00:29:11,280 --> 00:29:13,080
Speaker 1: And we're like yeah, she said yeah, she hit me.

623
00:29:13,520 --> 00:29:15,720
Speaker 1: And that's when everyone, including myself and the rest of

624
00:29:15,720 --> 00:29:18,000
Speaker 1: the hood stops and says wait.

625
00:29:17,800 --> 00:29:20,240
Speaker 2: What wait hit She says, you hit her?

626
00:29:20,680 --> 00:29:24,560
Speaker 1: Yes, and literally we are we all paused for a minute.

627
00:29:24,560 --> 00:29:27,680
Speaker 1: We're like what's happening? And then all hell broke blues.

628
00:29:27,680 --> 00:29:31,440
Speaker 1: What I didn't even have to say anything. Everybody was furious. God,

629
00:29:31,560 --> 00:29:38,240
Speaker 1: you a damn not. You know, everybody's grandma, uncle, the kids,

630
00:29:38,280 --> 00:29:40,760
Speaker 1: the babies. Everyone was jumping down her throat. I felt

631
00:29:40,800 --> 00:29:42,360
Speaker 1: kind of bad for her. They were like, you are liar,

632
00:29:42,920 --> 00:29:45,200
Speaker 1: you were speeding, and she was you were on the phone.

633
00:29:45,520 --> 00:29:47,280
Speaker 1: She was like, ah, my boyfriend's my witness. I was

634
00:29:47,280 --> 00:29:50,040
Speaker 1: on the phone with him. They're like, exactly, how can

635
00:29:50,120 --> 00:29:52,320
Speaker 1: he be your witness? He's not even here. You're not

636
00:29:52,320 --> 00:29:54,880
Speaker 1: supposed to be on the phone. You're speeding. And she

637
00:29:55,000 --> 00:29:57,240
Speaker 1: lived around there and I lived around the corner, so

638
00:29:57,240 --> 00:29:59,400
Speaker 1: but I never met them, like the neighbors who were

639
00:29:59,440 --> 00:30:01,360
Speaker 1: kind of out, and so she was thicking to her

640
00:30:01,400 --> 00:30:03,400
Speaker 1: story of I hit her, and I said, you know,

641
00:30:03,440 --> 00:30:06,080
Speaker 1: so I didn't beyond the you know, are you okay

642
00:30:06,320 --> 00:30:08,440
Speaker 1: likens registration please. I didn't say anything else to her

643
00:30:08,480 --> 00:30:10,240
Speaker 1: because I saw where this was going. I'm like, well,

644
00:30:10,280 --> 00:30:12,320
Speaker 1: there's nothing else to say, so we'll just wait for

645
00:30:12,360 --> 00:30:17,280
Speaker 1: the police. So I called the EMS and they came

646
00:30:17,320 --> 00:30:19,640
Speaker 1: out because I just wanted to make sure that Supergirl

647
00:30:19,680 --> 00:30:20,360
Speaker 1: was in the car with me.

648
00:30:20,560 --> 00:30:21,479
Speaker 2: So she was shaking up.

649
00:30:22,000 --> 00:30:24,280
Speaker 1: Yeah, but she wasn't hurt and Luckily we were literally

650
00:30:24,320 --> 00:30:25,960
Speaker 1: still like right by the house, so she ran to

651
00:30:25,960 --> 00:30:29,400
Speaker 1: get her dad, but she was fine, but they just

652
00:30:29,400 --> 00:30:31,360
Speaker 1: wanted to check us out. And so so the woman

653
00:30:31,680 --> 00:30:35,400
Speaker 1: who hit us, you know, declined being checked out, and

654
00:30:35,480 --> 00:30:37,160
Speaker 1: I was like, okay, So we waited for the police.

655
00:30:37,160 --> 00:30:39,560
Speaker 1: They came. They took the report, and there was like

656
00:30:39,600 --> 00:30:42,000
Speaker 1: three witnesses, you know, So they took they're like name

657
00:30:42,040 --> 00:30:43,600
Speaker 1: and information, and I took it too, just to be

658
00:30:43,640 --> 00:30:46,200
Speaker 1: on the safe side. So I'm thinking, like, okay, she

659
00:30:46,440 --> 00:30:48,400
Speaker 1: will claim under her insurance, I claim, but her mind

660
00:30:48,400 --> 00:30:50,400
Speaker 1: will move our separate ways. So apparently she decided to

661
00:30:50,440 --> 00:30:53,680
Speaker 1: call my insurance company to say not only is her

662
00:30:53,720 --> 00:30:57,720
Speaker 1: car damage, but she it's physically in hurting. And I

663
00:30:57,840 --> 00:30:59,720
Speaker 1: was like, so I see where.

664
00:30:59,560 --> 00:31:01,360
Speaker 2: There says just too much judge studio.

665
00:31:01,400 --> 00:31:03,960
Speaker 1: Yeah, what she is clearly trying to go for everything.

666
00:31:04,280 --> 00:31:05,920
Speaker 1: And so you know, I gave the story to my

667
00:31:06,000 --> 00:31:08,720
Speaker 1: insurance and I told them I'm not gonna say that

668
00:31:08,720 --> 00:31:10,440
Speaker 1: she's not because I'm not her, but I will say

669
00:31:10,680 --> 00:31:14,120
Speaker 1: that the EMS came checked me and the little girl

670
00:31:14,120 --> 00:31:16,080
Speaker 1: that was with me out and she refused service. So

671
00:31:16,240 --> 00:31:18,520
Speaker 1: I just think it's very curious how she didn't want

672
00:31:18,520 --> 00:31:20,120
Speaker 1: to get checked out. But now she's saying that she's

673
00:31:20,120 --> 00:31:23,400
Speaker 1: physically hurt. And luckily I was able to give them,

674
00:31:23,440 --> 00:31:25,320
Speaker 1: like all the witnesses, Like I said, I didn't know them,

675
00:31:25,600 --> 00:31:27,480
Speaker 1: but they all gave me their name number and addresses,

676
00:31:27,480 --> 00:31:29,640
Speaker 1: and I gave it to the insurance company, and so

677
00:31:29,720 --> 00:31:33,560
Speaker 1: I'm pretty confident that they're gonna deny her claim. And

678
00:31:33,600 --> 00:31:36,920
Speaker 1: then you know, the people who own my car will

679
00:31:37,120 --> 00:31:38,680
Speaker 1: you know, will take care of their car. But I

680
00:31:38,720 --> 00:31:42,160
Speaker 1: just felt really bad, you know, because I just so

681
00:31:42,240 --> 00:31:43,840
Speaker 1: I want to take a brown break from people who

682
00:31:43,920 --> 00:31:46,080
Speaker 1: drive terribly. And if you do drive terribly and you

683
00:31:46,200 --> 00:31:49,120
Speaker 1: end up getting to a car accident, be honest, like,

684
00:31:49,600 --> 00:31:52,479
Speaker 1: because I'm assuming she did have insurance, but I'm assuming

685
00:31:52,520 --> 00:31:55,520
Speaker 1: she must only have liability and her insurance will not

686
00:31:55,560 --> 00:31:57,640
Speaker 1: take care of her car. So she's looking for someone

687
00:31:57,680 --> 00:31:59,760
Speaker 1: to pay for the damage to her car. But I'm

688
00:31:59,760 --> 00:32:01,760
Speaker 1: gonna but then you know right now, young woman, that

689
00:32:02,360 --> 00:32:03,200
Speaker 1: it would not be me.

690
00:32:04,200 --> 00:32:08,320
Speaker 2: So you get the wrong woman, I know.

691
00:32:08,760 --> 00:32:11,680
Speaker 1: I suggest that you ask for overtime or a raise

692
00:32:11,920 --> 00:32:13,600
Speaker 1: or whatever it is that you've been holding back on,

693
00:32:13,800 --> 00:32:16,280
Speaker 1: and you get your finances all the way together, because

694
00:32:16,720 --> 00:32:19,280
Speaker 1: I've already informed my insurance company that like, you know,

695
00:32:19,600 --> 00:32:22,120
Speaker 1: the things that you said, we're not true, and you

696
00:32:22,160 --> 00:32:24,840
Speaker 1: know that I'm not liable for the damage to your car.

697
00:32:25,040 --> 00:32:26,920
Speaker 1: And although I'm sorry that we got into an accident,

698
00:32:27,240 --> 00:32:29,640
Speaker 1: it's not okay to lie, and especially to add on too,

699
00:32:29,680 --> 00:32:31,920
Speaker 1: It's worse. It's bad enough to say it's not my fault,

700
00:32:31,960 --> 00:32:33,920
Speaker 1: it's another thing to say it's not my fault and oh,

701
00:32:33,920 --> 00:32:36,160
Speaker 1: I'm hurt. Meanwhile, she was running back and forth and

702
00:32:36,480 --> 00:32:38,600
Speaker 1: in people's faces. I'm like, this doesn't look like someone

703
00:32:38,600 --> 00:32:43,680
Speaker 1: who's hurt and refuses medical attention. So yeah, brown break, honey.

704
00:32:43,680 --> 00:32:47,200
Speaker 2: I was just like, oh, well, I'm really glad that

705
00:32:47,240 --> 00:32:50,280
Speaker 2: you're both okay. Yeah, that's scary. It's so scary of

706
00:32:50,320 --> 00:32:52,720
Speaker 2: what can happen with distracted driving. It's never been worse

707
00:32:52,800 --> 00:32:53,920
Speaker 2: man since cell phones.

708
00:32:54,000 --> 00:32:55,840
Speaker 1: Yeah, what, it's.

709
00:32:55,680 --> 00:33:00,240
Speaker 2: Scary, And it's a good thing you've had insurance. I'm

710
00:33:00,280 --> 00:33:02,400
Speaker 2: interested to see. I wonder if your policy it will

711
00:33:02,400 --> 00:33:03,560
Speaker 2: be impacted by it.

712
00:33:03,560 --> 00:33:05,760
Speaker 1: I know, and I'm hoping that if they deny her

713
00:33:05,800 --> 00:33:07,440
Speaker 1: that my policy won't be impacted.

714
00:33:08,560 --> 00:33:09,600
Speaker 2: It wasn't your phone.

715
00:33:09,760 --> 00:33:11,760
Speaker 1: Yeah, but you never you know, insurance companies they don't

716
00:33:11,760 --> 00:33:13,760
Speaker 1: need much to increase your policy.

717
00:33:14,360 --> 00:33:16,800
Speaker 2: So what happens with Ford? Are you going to get

718
00:33:16,840 --> 00:33:19,120
Speaker 2: another loaner or what happened?

719
00:33:19,200 --> 00:33:21,160
Speaker 1: No, the loaner was only for a short period. It

720
00:33:21,200 --> 00:33:23,360
Speaker 1: was it was for a week. Actually today was the day.

721
00:33:23,440 --> 00:33:25,560
Speaker 1: I was like, of course, two days before I returned.

722
00:33:26,800 --> 00:33:30,560
Speaker 1: So they came by with a tow truck. I thought,

723
00:33:30,760 --> 00:33:32,880
Speaker 1: you don't understand. I got back in the house, like,

724
00:33:33,280 --> 00:33:35,280
Speaker 1: the accident didn't bother me. Even the woman saying I

725
00:33:35,320 --> 00:33:37,320
Speaker 1: hate her, that didn't bother me. But just I just

726
00:33:37,360 --> 00:33:39,720
Speaker 1: felt like an irresponsible child. I was like in the

727
00:33:39,760 --> 00:33:41,920
Speaker 1: house and Superman was like, are you okay? And I

728
00:33:42,000 --> 00:33:43,960
Speaker 1: was like, and that's when I burst into tears. He

729
00:33:44,040 --> 00:33:46,440
Speaker 1: was like, wait are you I was like, I don't

730
00:33:46,480 --> 00:33:48,160
Speaker 1: want them to be bad at me. And then Supergirl

731
00:33:48,200 --> 00:33:52,120
Speaker 1: starts crying because she was like I know. She was like, Tippy,

732
00:33:52,400 --> 00:33:53,880
Speaker 1: I can get on the phone with them and tell

733
00:33:53,920 --> 00:33:55,920
Speaker 1: them you didn't hit her. And I was like, oh,

734
00:33:56,120 --> 00:33:58,040
Speaker 1: now I gotta stop crying so she can stop crying.

735
00:33:59,440 --> 00:34:02,600
Speaker 1: But yeah, I was feeling just so like bad because

736
00:34:02,600 --> 00:34:05,720
Speaker 1: it's like, you let me something that's yours and it's precious,

737
00:34:05,760 --> 00:34:07,880
Speaker 1: and I broke it. I felt like a five year.

738
00:34:07,760 --> 00:34:11,279
Speaker 2: Old, Well, I'm sure they understood, and that they didn't

739
00:34:11,360 --> 00:34:12,520
Speaker 2: then boom.

740
00:34:12,440 --> 00:34:13,800
Speaker 1: No, no they did. They were so nice about it.

741
00:34:13,840 --> 00:34:15,680
Speaker 1: They're like, typically we just are concerned as long long

742
00:34:15,719 --> 00:34:18,120
Speaker 1: as you're okay. And I was just like, honestly, they

743
00:34:18,160 --> 00:34:20,440
Speaker 1: were really really really nice about it. Nobody was like,

744
00:34:20,560 --> 00:34:23,800
Speaker 1: oh my car, you know. So it's just me feeling

745
00:34:23,880 --> 00:34:26,400
Speaker 1: like bad because I'm like, literally, I have not been

746
00:34:26,400 --> 00:34:28,160
Speaker 1: in a car accident since I was like twenty one.

747
00:34:28,200 --> 00:34:30,719
Speaker 1: I'm thirty six, and it would be with a car

748
00:34:30,880 --> 00:34:32,640
Speaker 1: that's not mine that I didn't even get to leave

749
00:34:32,680 --> 00:34:34,480
Speaker 1: with it. I'm like in the parking like wow, I

750
00:34:34,520 --> 00:34:44,160
Speaker 1: gotta leave. Oh not today.

751
00:34:45,000 --> 00:34:47,359
Speaker 2: Alrighty, we have a really cool we have a good

752
00:34:47,440 --> 00:34:50,160
Speaker 2: question today. I'm excited about this question, and if you

753
00:34:50,239 --> 00:34:52,440
Speaker 2: have a question, we've been getting some good ones. If

754
00:34:52,440 --> 00:34:54,560
Speaker 2: you don't hear your question today, it doesn't mean that

755
00:34:54,600 --> 00:34:56,160
Speaker 2: we don't have it. It just means that we have a

756
00:34:56,160 --> 00:34:57,719
Speaker 2: lot and we're trying to work our way through them.

757
00:34:57,760 --> 00:35:01,200
Speaker 2: So don't be shy. Email us a on Ambition podcast

758
00:35:01,360 --> 00:35:04,359
Speaker 2: at gmail dot com. You can also take questions on

759
00:35:04,400 --> 00:35:08,280
Speaker 2: Twitter at the BA podcast on Facebook at Brown Ambition.

760
00:35:08,520 --> 00:35:11,640
Speaker 2: There's actually a you can actually message us on Facebook,

761
00:35:11,640 --> 00:35:14,719
Speaker 2: it won't be public, and that's another way to get

762
00:35:14,760 --> 00:35:20,160
Speaker 2: your question in. Today's question comes from listener Shre. I

763
00:35:20,160 --> 00:35:23,600
Speaker 2: hope I'm pronouncing that right. I have a question. She

764
00:35:23,680 --> 00:35:25,920
Speaker 2: says about a year ago, I moved in with my

765
00:35:26,040 --> 00:35:28,759
Speaker 2: eldest sister after a bad divorce, and we sat down

766
00:35:28,760 --> 00:35:31,920
Speaker 2: and discussed what I would pay monthly. Everything has been

767
00:35:31,920 --> 00:35:36,799
Speaker 2: going smoothly. However, you knew it was coming. Yeah, when

768
00:35:36,800 --> 00:35:41,560
Speaker 2: do you say, sisters living together? Okay, yeah, I'm ready. However,

769
00:35:41,800 --> 00:35:44,600
Speaker 2: last week she had a certain alarm company come out

770
00:35:44,600 --> 00:35:48,080
Speaker 2: to give an estimate on going digital and adding cameras,

771
00:35:48,080 --> 00:35:50,600
Speaker 2: et cetera. She asked me to sit in so he

772
00:35:50,640 --> 00:35:53,240
Speaker 2: could explain what they were offering. This is all caps.

773
00:35:53,600 --> 00:35:56,839
Speaker 2: I know my sister. She wants me to help her

774
00:35:56,880 --> 00:35:59,080
Speaker 2: pay for these upgrades, and I feel that's a personal

775
00:35:59,160 --> 00:36:01,440
Speaker 2: choice and should not to help pay for the upgrades

776
00:36:01,440 --> 00:36:04,600
Speaker 2: to the system. I don't mind contributing more money monthly,

777
00:36:04,880 --> 00:36:06,520
Speaker 2: but I don't feel I should pay for any of

778
00:36:06,520 --> 00:36:09,280
Speaker 2: the equipment upgrades. I want to do the right thing. However,

779
00:36:09,320 --> 00:36:11,200
Speaker 2: I would not ask as if anyone if it were

780
00:36:11,320 --> 00:36:16,959
Speaker 2: my house, your opinion would be greatly appreciated Oo, so

781
00:36:17,480 --> 00:36:20,719
Speaker 2: should she have to pay for these expensive upgrades to

782
00:36:20,800 --> 00:36:22,080
Speaker 2: the security system?

783
00:36:23,520 --> 00:36:26,759
Speaker 1: So she said, her name is Shri Courty. Yes, oh, Sre.

784
00:36:27,239 --> 00:36:30,440
Speaker 1: I moved in with my sister for about nine months,

785
00:36:30,680 --> 00:36:33,160
Speaker 1: six months more than she would be happy to admit

786
00:36:33,239 --> 00:36:37,080
Speaker 1: to because I went through I didn't go through divorce,

787
00:36:37,120 --> 00:36:39,120
Speaker 1: but me, my long term boyfriend had broken up, and

788
00:36:39,160 --> 00:36:40,759
Speaker 1: I had lost my job and I lost my home.

789
00:36:41,040 --> 00:36:42,680
Speaker 1: So she kind of opened up her space to me

790
00:36:43,040 --> 00:36:46,640
Speaker 1: and allowed me to stay. It's not easy to have

791
00:36:46,719 --> 00:36:50,560
Speaker 1: someone come into your personal space and say, even if

792
00:36:50,600 --> 00:36:54,319
Speaker 1: you're paying, it's still she's still doing and I want

793
00:36:54,320 --> 00:36:56,160
Speaker 1: I don't want to call it a favor, but she's

794
00:36:56,160 --> 00:36:59,720
Speaker 1: still extending herself to you. You're not on equal footing.

795
00:36:59,719 --> 00:37:01,959
Speaker 1: It's far is like, oh, well, you know I pay

796
00:37:02,000 --> 00:37:04,719
Speaker 1: this and I pay that. So I'm not saying that

797
00:37:05,880 --> 00:37:09,960
Speaker 1: you know, you have to put money towards the system,

798
00:37:10,040 --> 00:37:12,560
Speaker 1: but honestly, you don't also have to stay there, and

799
00:37:12,640 --> 00:37:15,759
Speaker 1: so you know what I mean. So that's what I'd say,

800
00:37:15,760 --> 00:37:18,319
Speaker 1: is that if my sister at the time asked me

801
00:37:18,360 --> 00:37:21,760
Speaker 1: to contribute, would I be pissed? Sure, But it's her house,

802
00:37:22,080 --> 00:37:24,040
Speaker 1: so it's almost like when you live with your parents,

803
00:37:24,280 --> 00:37:26,680
Speaker 1: and your mom's like, well, these are the rules, and

804
00:37:26,719 --> 00:37:31,480
Speaker 1: even if the rules are unreasonable, guess what, it's her house.

805
00:37:31,760 --> 00:37:33,880
Speaker 1: So even if the rules are unreasonable, she can make

806
00:37:33,920 --> 00:37:35,640
Speaker 1: it reasonable rules. She can make a rule that every

807
00:37:35,640 --> 00:37:38,359
Speaker 1: Wednesday you have to wear purple. It's her house. So

808
00:37:38,600 --> 00:37:41,640
Speaker 1: if she's asking that this is you staying, there's contingent

809
00:37:41,719 --> 00:37:44,520
Speaker 1: upon this. It's still her house. So you can't make

810
00:37:44,560 --> 00:37:47,480
Speaker 1: a rule for her house. So if it's a rule

811
00:37:47,520 --> 00:37:49,279
Speaker 1: that you don't like or you don't you know, you

812
00:37:49,320 --> 00:37:52,719
Speaker 1: don't agree to, then you are welcome, honestly, to find

813
00:37:52,719 --> 00:37:54,479
Speaker 1: another place to live. I'm not trying to sound harsh

814
00:37:54,520 --> 00:37:57,280
Speaker 1: because I was the can I stay with you sister

815
00:37:57,440 --> 00:37:59,040
Speaker 1: so and I was pissed when she asked me to

816
00:37:59,080 --> 00:38:02,200
Speaker 1: move out because she couldn't take it anymore. But on

817
00:38:02,360 --> 00:38:04,600
Speaker 1: now that I've like moved on and I got my

818
00:38:04,640 --> 00:38:06,759
Speaker 1: own place, I realized just how hard it was for

819
00:38:06,840 --> 00:38:08,960
Speaker 1: her for me to be there for an extended period

820
00:38:08,960 --> 00:38:11,160
Speaker 1: of time. So that's kind of like my two cents.

821
00:38:11,680 --> 00:38:13,960
Speaker 2: Yeah, and I guess mine is that if these if

822
00:38:14,000 --> 00:38:16,520
Speaker 2: she'd already had this expensive alarm system when you moved in,

823
00:38:16,640 --> 00:38:19,520
Speaker 2: she would have considered that in the amount that you

824
00:38:19,600 --> 00:38:23,719
Speaker 2: were contributing. Probably so if they had been I guess

825
00:38:23,719 --> 00:38:25,279
Speaker 2: what I'm asking is if they'd have been installed the

826
00:38:25,320 --> 00:38:27,200
Speaker 2: month before you moved in, would you also be putting

827
00:38:27,239 --> 00:38:31,240
Speaker 2: up a fight having a contribute for them. But also,

828
00:38:31,320 --> 00:38:33,480
Speaker 2: she hasn't asked you yet, and I don't want you

829
00:38:33,600 --> 00:38:36,279
Speaker 2: to assume that she's gonna be coming for you to

830
00:38:36,320 --> 00:38:39,360
Speaker 2: help with these upgrades. If she does, and it's within

831
00:38:39,400 --> 00:38:41,480
Speaker 2: your means to help her pay for them, then maybe

832
00:38:41,560 --> 00:38:43,640
Speaker 2: you can work out something similar to how you worked

833
00:38:43,640 --> 00:38:45,680
Speaker 2: at the other expenses. You know, maybe you can kick

834
00:38:45,719 --> 00:38:49,240
Speaker 2: in twenty five percent or you know, half percent, fifty percent.

835
00:38:49,400 --> 00:38:52,440
Speaker 2: I know divorces can be expensive. I mean I've watched

836
00:38:54,239 --> 00:38:56,920
Speaker 2: I know more than many people just from watching you know,

837
00:38:57,040 --> 00:39:00,120
Speaker 2: family members go through it. It's incredibly to expense, and

838
00:39:00,680 --> 00:39:04,120
Speaker 2: in those attorneys' fees they build up, and especially if

839
00:39:04,120 --> 00:39:06,680
Speaker 2: you're used to having a second income, we don't even

840
00:39:06,680 --> 00:39:09,560
Speaker 2: know what your financial situation is. So yeah, I think

841
00:39:09,600 --> 00:39:12,280
Speaker 2: if you're just open with your sister about your financial situation,

842
00:39:12,440 --> 00:39:15,719
Speaker 2: she'll know what she can expect of you. And if

843
00:39:15,719 --> 00:39:17,520
Speaker 2: you're you know, have a good relationship. And it sounds

844
00:39:17,560 --> 00:39:20,239
Speaker 2: like you do, since she was, you know, nice enough

845
00:39:20,239 --> 00:39:23,080
Speaker 2: to open up her house to you, then I think

846
00:39:23,120 --> 00:39:26,560
Speaker 2: you guys can work out something reasonable. But I think

847
00:39:26,600 --> 00:39:28,960
Speaker 2: going in defensively off the bat before you even know

848
00:39:29,000 --> 00:39:30,919
Speaker 2: what she expects of you, saying I know my sister

849
00:39:31,000 --> 00:39:33,439
Speaker 2: and she wants me to you know, maybe you do,

850
00:39:33,600 --> 00:39:36,680
Speaker 2: but maybe you don't. Maybe she'll surprise you, and you

851
00:39:36,719 --> 00:39:38,919
Speaker 2: know if she you know, like I said, just talk,

852
00:39:39,040 --> 00:39:41,640
Speaker 2: talk it through and be open about what you can afford.

853
00:39:41,920 --> 00:39:45,000
Speaker 1: Exactly and honestly, like you said, because it's like at

854
00:39:45,000 --> 00:39:47,680
Speaker 1: one point, like my sister had moved in with me earlier,

855
00:39:48,160 --> 00:39:50,919
Speaker 1: and when we looked at her budget, she couldn't afford

856
00:39:50,960 --> 00:39:53,560
Speaker 1: a whole lot. So sometimes just sitting down and looking

857
00:39:53,600 --> 00:39:56,200
Speaker 1: at the numbers makes it better. So it's not like

858
00:39:56,280 --> 00:39:58,600
Speaker 1: I just don't want to pay. It's like, well, here's

859
00:39:58,640 --> 00:40:01,000
Speaker 1: my budget, here's what i'm making, here's what I'm spending,

860
00:40:01,280 --> 00:40:03,239
Speaker 1: and this is kind of what I can afford. Like

861
00:40:03,320 --> 00:40:06,560
Speaker 1: so that we were making a collective decision versus someone

862
00:40:06,640 --> 00:40:08,799
Speaker 1: saying you had better and someone saying no, I'm not.

863
00:40:09,960 --> 00:40:11,839
Speaker 2: You know, I just reread it. She says she's lived

864
00:40:11,840 --> 00:40:12,799
Speaker 2: there for about a year.

865
00:40:13,320 --> 00:40:14,759
Speaker 1: Ooh girl, and for me.

866
00:40:14,960 --> 00:40:17,560
Speaker 2: That kind of says, you know, when amenities are added

867
00:40:17,640 --> 00:40:19,640
Speaker 2: that she's fand her into how much you're paying. So

868
00:40:19,760 --> 00:40:22,799
Speaker 2: I'm definitely I'm in the camp of suck it up

869
00:40:22,840 --> 00:40:25,560
Speaker 2: and andy, hey, your sister.

870
00:40:25,800 --> 00:40:27,280
Speaker 1: Or get your own place right.

871
00:40:27,200 --> 00:40:28,560
Speaker 2: Or get your own long time.

872
00:40:29,120 --> 00:40:31,400
Speaker 1: I'm telling you. Tracy my sister, she was like, I

873
00:40:31,440 --> 00:40:33,319
Speaker 1: just remember the day she came home and I was

874
00:40:33,360 --> 00:40:34,920
Speaker 1: like on the couch and she just looked at me.

875
00:40:35,000 --> 00:40:38,480
Speaker 1: I said, oh, because I could see the look on

876
00:40:38,520 --> 00:40:42,120
Speaker 1: her face and me being so oblivious. Tracy was like

877
00:40:42,200 --> 00:40:44,200
Speaker 1: actually planning on moving. She's like, oh, I need a

878
00:40:44,200 --> 00:40:46,360
Speaker 1: new place and I found this beautiful place and I

879
00:40:46,400 --> 00:40:48,239
Speaker 1: was like, oh, I can't wait. And she seems to

880
00:40:48,280 --> 00:40:51,520
Speaker 1: be like that that's what she knew. It's time to

881
00:40:51,560 --> 00:40:54,520
Speaker 1: break into siphany. Girl, you're not coming. And first of all,

882
00:40:54,560 --> 00:40:56,520
Speaker 1: not only you not coming, you're gonna be gone before

883
00:40:56,520 --> 00:41:00,080
Speaker 1: I start moving. And I was furious. I did I

884
00:41:00,080 --> 00:41:02,440
Speaker 1: speak to her for like a few months. But honestly

885
00:41:03,000 --> 00:41:05,480
Speaker 1: that was the push that I needed to like get

886
00:41:05,520 --> 00:41:07,479
Speaker 1: on my own two feet, because honestly I was using

887
00:41:07,480 --> 00:41:10,560
Speaker 1: her as a crutch. Yeah, you know, And so, like

888
00:41:10,560 --> 00:41:13,160
Speaker 1: like I said, I was angry and I was massing

889
00:41:13,200 --> 00:41:15,239
Speaker 1: at her and I had never like not spoken to

890
00:41:15,280 --> 00:41:18,040
Speaker 1: her for an extended period of time. But like I said,

891
00:41:18,080 --> 00:41:19,960
Speaker 1: it was the push that I needed because I didn't

892
00:41:20,040 --> 00:41:23,399
Speaker 1: realize that I wasn't that I was using her as

893
00:41:23,480 --> 00:41:26,240
Speaker 1: like the excuse to not move on and move forward.

894
00:41:26,600 --> 00:41:30,680
Speaker 1: You know that I needed basically to be forced to see, no, Tiffany,

895
00:41:30,719 --> 00:41:33,360
Speaker 1: you can do it, and you will do it. You know.

896
00:41:33,560 --> 00:41:36,640
Speaker 2: That's that's really that reminds me when I was ask

897
00:41:36,719 --> 00:41:39,279
Speaker 2: my parents divorce my uncle, my mom's brother. So again,

898
00:41:39,400 --> 00:41:42,239
Speaker 2: siblings are the best, you know. Like he took us

899
00:41:42,239 --> 00:41:44,040
Speaker 2: into his house and we were there for the summer

900
00:41:44,520 --> 00:41:46,759
Speaker 2: after the divorce, and I remember my mom. I didn't

901
00:41:46,800 --> 00:41:50,000
Speaker 2: understand why she was so adamant about getting out of

902
00:41:50,040 --> 00:41:51,800
Speaker 2: my uncle's house, but like I was super I'm like,

903
00:41:51,880 --> 00:41:56,240
Speaker 2: but he asked, cable, why are you bush got Cabley's

904
00:41:56,239 --> 00:41:57,879
Speaker 2: got all the stacks I can eat. He loves mac

905
00:41:57,920 --> 00:42:00,000
Speaker 2: and cheese excellent, gives me dollar bills all the time.

906
00:42:00,520 --> 00:42:05,399
Speaker 2: What's wrong with us arrangements? But she was I could

907
00:42:05,400 --> 00:42:07,640
Speaker 2: see and I understand now, like you really you don't

908
00:42:07,640 --> 00:42:10,440
Speaker 2: want that crutch to keep you, to hold you back

909
00:42:10,440 --> 00:42:12,080
Speaker 2: from change and maybe you need a little boost to

910
00:42:12,080 --> 00:42:14,760
Speaker 2: get out of there. Hey, if the security, this extra

911
00:42:14,800 --> 00:42:16,680
Speaker 2: security bill is what's going to make you want to,

912
00:42:16,840 --> 00:42:20,080
Speaker 2: you know, move on officially with your new single life

913
00:42:20,120 --> 00:42:22,600
Speaker 2: and and you know move on, then maybe that's a

914
00:42:22,600 --> 00:42:22,960
Speaker 2: good thing.

915
00:42:23,760 --> 00:42:24,120
Speaker 1: Exactly.

916
00:42:24,120 --> 00:42:26,400
Speaker 2: May not see it now, I get not right now,

917
00:42:26,440 --> 00:42:26,799
Speaker 2: you won't.

918
00:42:26,800 --> 00:42:28,640
Speaker 1: You'll be pissed. But that's your sister and you're gonna

919
00:42:28,640 --> 00:42:30,680
Speaker 1: love her and she's still gonna love you. So, Mandy,

920
00:42:30,760 --> 00:42:33,879
Speaker 1: I have a quick question for you, which is gonna

921
00:42:33,880 --> 00:42:37,520
Speaker 1: be kind of funny. But so someone hit me up Joanna. Hey, Joanna,

922
00:42:37,560 --> 00:42:42,000
Speaker 1: if you listen, and she said, Hey, Tiffany, I love

923
00:42:42,040 --> 00:42:44,680
Speaker 1: your podcast with you and Mandy. How do I start

924
00:42:44,680 --> 00:42:47,000
Speaker 1: my own? Is there like a core resource that I

925
00:42:47,040 --> 00:42:49,880
Speaker 1: can read or watch or And I was like, so,

926
00:42:50,000 --> 00:42:51,879
Speaker 1: I'm terrible in that I just come here and I'm

927
00:42:51,880 --> 00:42:54,200
Speaker 1: just Tiffany Manny does the heavy lifting. So let me

928
00:42:54,280 --> 00:42:58,360
Speaker 1: ask mey, So is there something that she can like

929
00:42:58,440 --> 00:42:59,799
Speaker 1: read or watch like just the.

930
00:42:59,840 --> 00:43:04,400
Speaker 2: Re well www dot Google dot com.

931
00:43:05,280 --> 00:43:13,080
Speaker 1: I google no.

932
00:43:13,000 --> 00:43:15,319
Speaker 2: But honestly, I really was like, what do you need?

933
00:43:15,400 --> 00:43:17,560
Speaker 2: I'll tell you just real quick that the two things

934
00:43:17,560 --> 00:43:20,480
Speaker 2: that I used for the podcast, one I don't even

935
00:43:20,560 --> 00:43:23,960
Speaker 2: use my fancy microphone anymore. Honestly, I think both Tiff

936
00:43:24,000 --> 00:43:27,319
Speaker 2: and I just use basic headsets. We use Skype, and

937
00:43:27,360 --> 00:43:32,640
Speaker 2: we use a special recording software called call Recorder. It

938
00:43:32,719 --> 00:43:35,200
Speaker 2: is all you need to record your Skype calls. And

939
00:43:35,280 --> 00:43:37,200
Speaker 2: when you're in person, if you have a co host,

940
00:43:37,239 --> 00:43:38,759
Speaker 2: if you're by yourself, then you know, get it a

941
00:43:38,840 --> 00:43:41,640
Speaker 2: nice get a nice little like fifty dollars microphone from

942
00:43:41,640 --> 00:43:45,400
Speaker 2: the you know, Amazon or something. But it's it's not

943
00:43:45,440 --> 00:43:47,279
Speaker 2: that hard. The hard part is keeping it up. The

944
00:43:47,320 --> 00:43:49,480
Speaker 2: hard part is carving out time in your schedule to

945
00:43:49,560 --> 00:43:52,280
Speaker 2: edit if you're going to be editing. I have friends

946
00:43:52,320 --> 00:43:57,520
Speaker 2: who use uh actually editors from foreign countries like China.

947
00:43:57,800 --> 00:44:00,280
Speaker 2: There's actually services and as soon as we started the pot,

948
00:44:00,280 --> 00:44:03,080
Speaker 2: we started getting emails like from people who I'll edit

949
00:44:03,080 --> 00:44:06,480
Speaker 2: your podcast for five dollars an episode, and and there's

950
00:44:06,520 --> 00:44:09,360
Speaker 2: some nicer ones in the States who will charge you more,

951
00:44:09,840 --> 00:44:11,560
Speaker 2: and you have to sort of factor that into how

952
00:44:11,640 --> 00:44:14,200
Speaker 2: much you're willing to spend. I can go into a

953
00:44:14,200 --> 00:44:17,440
Speaker 2: lot more detail, honestly, email us at Brown Ambition Podcast

954
00:44:17,440 --> 00:44:20,120
Speaker 2: at gmail dot com and I can give you more tips.

955
00:44:20,280 --> 00:44:23,640
Speaker 2: But I just taught myself googling and message boards and

956
00:44:23,680 --> 00:44:26,160
Speaker 2: YouTube videos. There's a lot of good YouTube videos. I

957
00:44:26,200 --> 00:44:30,120
Speaker 2: taught myself how to edit, how to post and all

958
00:44:30,120 --> 00:44:32,960
Speaker 2: that kind of stuff, and uh, you know, it's a

959
00:44:33,000 --> 00:44:35,160
Speaker 2: little rough around the edges, but we make it happen.

960
00:44:35,640 --> 00:44:37,520
Speaker 1: No, it's dope. Okay, that's great because I was like, ooh,

961
00:44:37,680 --> 00:44:40,560
Speaker 1: I felt I felt a shame to tell her, so

962
00:44:40,960 --> 00:44:46,200
Speaker 1: I don't know. Oh, I also email I also her

963
00:44:46,239 --> 00:44:48,360
Speaker 1: to email us Akau.

964
00:44:48,520 --> 00:44:54,000
Speaker 2: Okay Brown Embition podcasts at gmail dot com dot com.

965
00:44:54,800 --> 00:44:58,200
Speaker 1: So let's finish out with a nice strong win. So

966
00:44:58,239 --> 00:45:02,680
Speaker 1: my win goes for my nige friend, my girl awesomely Lovey.

967
00:45:02,760 --> 00:45:04,400
Speaker 1: If you don know who she is, you need to

968
00:45:04,719 --> 00:45:08,160
Speaker 1: use the googles. Awesomely Lovey is just that she's awesome.

969
00:45:08,280 --> 00:45:12,240
Speaker 1: Her name actually is Lovey. I'm ashamed to say I

970
00:45:12,280 --> 00:45:14,520
Speaker 1: cannot pronounce her last name, even though it's not that long.

971
00:45:14,600 --> 00:45:19,000
Speaker 1: I dj J girls. I know I'm a mess. It's

972
00:45:19,000 --> 00:45:21,239
Speaker 1: not even that long. I'm just a mess because it's

973
00:45:21,280 --> 00:45:24,400
Speaker 1: not in front of my face anyway, Lovey. What I

974
00:45:24,400 --> 00:45:27,919
Speaker 1: love about her is that she has a blog called

975
00:45:28,000 --> 00:45:30,640
Speaker 1: Awesibly Lovey, where she talks l u v v i E,

976
00:45:30,920 --> 00:45:34,520
Speaker 1: where she talks about like like just current events, but

977
00:45:34,680 --> 00:45:39,480
Speaker 1: she her wit is like she will have you gagging, huggy,

978
00:45:39,840 --> 00:45:42,640
Speaker 1: Like she's just so hilarious. Yes, and she has a

979
00:45:42,680 --> 00:45:43,680
Speaker 1: new book out right, like.

980
00:45:45,560 --> 00:45:46,239
Speaker 2: I'm judging you.

981
00:45:47,320 --> 00:45:49,800
Speaker 1: I'm judging you. And that's so I'm like, I know, right, meanwhile,

982
00:45:49,840 --> 00:45:52,759
Speaker 1: my win. Anyway, she's just so dope. And I met

983
00:45:52,760 --> 00:45:55,239
Speaker 1: her in person and Barbados. We were speaking at the

984
00:45:55,239 --> 00:45:56,920
Speaker 1: same place and we just hit it off and I

985
00:45:56,960 --> 00:45:58,920
Speaker 1: was like, my judge, youran sister were friends for life,

986
00:45:59,000 --> 00:46:01,400
Speaker 1: and so we'll go back and forth than our Facebook inboxes.

987
00:46:01,400 --> 00:46:07,000
Speaker 1: And she just interviewed Oprah and Oprah's like, awesome. Lovey

988
00:46:07,120 --> 00:46:09,120
Speaker 1: just cut off her locks, so she's got like this short,

989
00:46:09,280 --> 00:46:12,960
Speaker 1: really cute haircut and so rubbing like Oprah's like rubbing

990
00:46:13,000 --> 00:46:15,400
Speaker 1: her head and it's like this awesome picture. And so

991
00:46:15,480 --> 00:46:16,840
Speaker 1: I just want to like give her like a little

992
00:46:16,840 --> 00:46:20,080
Speaker 1: wood because I just love seeing women, you know, brown

993
00:46:20,080 --> 00:46:22,719
Speaker 1: ambition women just out here killing it. And she's just

994
00:46:22,880 --> 00:46:26,879
Speaker 1: fun and dope and humble and just like Hull when

995
00:46:26,920 --> 00:46:29,160
Speaker 1: I say hilarious, you will pet your pants some of

996
00:46:29,160 --> 00:46:32,719
Speaker 1: the stuff she writes. I'm like, love is just yeah,

997
00:46:32,719 --> 00:46:36,000
Speaker 1: She's just awesome. So that's my win. It's just keep winning, lovey.

998
00:46:36,320 --> 00:46:38,879
Speaker 1: I see you with Oprah. Oprah knows your name now, girl,

999
00:46:39,160 --> 00:46:41,520
Speaker 1: all you can do is whisper to her. You don't

1000
00:46:41,520 --> 00:46:43,000
Speaker 1: even have to use my last name. Just tell how

1001
00:46:43,000 --> 00:46:43,440
Speaker 1: I'm coming.

1002
00:46:43,719 --> 00:46:45,520
Speaker 2: If there's one person who could stick their hands in

1003
00:46:45,560 --> 00:46:47,520
Speaker 2: my hair unwarranted, it would be Oprah.

1004
00:46:47,680 --> 00:46:49,959
Speaker 1: Why I'd be like, Oprah, do you want to wockeycause?

1005
00:46:49,960 --> 00:46:53,200
Speaker 1: Why do you get some scissors? It is yours?

1006
00:46:55,000 --> 00:46:57,440
Speaker 2: I love her. Game of Thrones reviews awesome with love

1007
00:46:57,640 --> 00:46:58,719
Speaker 2: Is they're really funny?

1008
00:46:58,920 --> 00:47:01,399
Speaker 1: Oh really, I haven't isn't too late to get into

1009
00:47:01,400 --> 00:47:02,080
Speaker 1: the Game of Thrones?

1010
00:47:02,400 --> 00:47:04,799
Speaker 2: No, I'm actually jealous. Go back and there's only been

1011
00:47:04,960 --> 00:47:09,399
Speaker 2: six five seasons. Six seasons, okay, like ten episodes each.

1012
00:47:10,080 --> 00:47:10,960
Speaker 1: Is it really graphic?

1013
00:47:11,120 --> 00:47:13,839
Speaker 2: Like you know, oh my god, last night's episode it

1014
00:47:13,960 --> 00:47:16,520
Speaker 2: was so gruesome and bloody.

1015
00:47:17,320 --> 00:47:17,480
Speaker 1: Yeah.

1016
00:47:17,480 --> 00:47:19,000
Speaker 2: I would say if you can't handle a lot of

1017
00:47:19,040 --> 00:47:22,680
Speaker 2: violence and grat and death and sex and murder and

1018
00:47:22,920 --> 00:47:25,960
Speaker 2: throats being slit and guts being gutted, then oh yeah,

1019
00:47:26,360 --> 00:47:30,560
Speaker 2: maybe watch something else.

1020
00:47:30,920 --> 00:47:33,160
Speaker 1: Okay, like the sex for Out of Mind. But I'm

1021
00:47:33,200 --> 00:47:35,320
Speaker 1: like the guts and glory and all that kind of stuff.

1022
00:47:35,560 --> 00:47:37,080
Speaker 1: That's why I never really got into it, and I

1023
00:47:37,120 --> 00:47:38,840
Speaker 1: was just like, I don't know if I want.

1024
00:47:38,640 --> 00:47:44,280
Speaker 2: To see it is like any Like, yeah, it's a gore.

1025
00:47:44,440 --> 00:47:46,479
Speaker 2: If you're into gore, it is like your wet dream

1026
00:47:46,520 --> 00:47:48,920
Speaker 2: of a show. It is so it is nasty sometimes,

1027
00:47:48,960 --> 00:47:50,640
Speaker 2: but I'm into it for the characters, you know, and

1028
00:47:50,680 --> 00:47:58,359
Speaker 2: the nuance. Yeah it's good though, but no, Meanwhile, I'm

1029
00:47:58,400 --> 00:48:00,600
Speaker 2: watching The Good Wife and it's taken up my life.

1030
00:48:00,600 --> 00:48:03,400
Speaker 2: You know how many episodes. There's like twenty four episodes

1031
00:48:03,400 --> 00:48:05,480
Speaker 2: per season, and there's seven seasons. You do the math.

1032
00:48:05,640 --> 00:48:07,320
Speaker 2: I'm not going to have a life until I finish

1033
00:48:07,360 --> 00:48:09,760
Speaker 2: the show. Anyway.

1034
00:48:10,160 --> 00:48:11,560
Speaker 1: Let me tell you one last thing. When I watched

1035
00:48:11,640 --> 00:48:14,399
Speaker 1: last night Working Girl. Do you remember that movie Working Girl?

1036
00:48:14,440 --> 00:48:15,760
Speaker 1: Are you too young? Waite?

1037
00:48:16,160 --> 00:48:17,120
Speaker 2: Is that like Tutsie?

1038
00:48:17,480 --> 00:48:20,120
Speaker 1: No? Oh my gosh, it's with Melanie Griffin. It's a

1039
00:48:20,160 --> 00:48:20,799
Speaker 1: Girni week.

1040
00:48:21,320 --> 00:48:21,680
Speaker 2: Yeah.

1041
00:48:21,800 --> 00:48:24,000
Speaker 1: It was so good. It was our logo last night.

1042
00:48:24,040 --> 00:48:27,359
Speaker 1: I was like, oh, my goodness, I love that movie.

1043
00:48:27,440 --> 00:48:29,160
Speaker 1: I don't know, I'm pretty sure it was inappropriate for

1044
00:48:29,200 --> 00:48:30,919
Speaker 1: me to watch it when I was when it came out,

1045
00:48:31,280 --> 00:48:34,200
Speaker 1: but I love that movie and it was so good.

1046
00:48:34,239 --> 00:48:36,279
Speaker 1: I watched it and I made Superman watch it, and

1047
00:48:36,320 --> 00:48:37,839
Speaker 1: at first he was like what is this? And then

1048
00:48:37,880 --> 00:48:42,279
Speaker 1: he was all into it, like get her. So I

1049
00:48:42,320 --> 00:48:43,920
Speaker 1: just want to tell you that that, like ooh, I

1050
00:48:43,960 --> 00:48:46,440
Speaker 1: would love if if you guys tweet us or inbox us.

1051
00:48:46,440 --> 00:48:48,480
Speaker 1: You're kind of like old school movies that are like

1052
00:48:49,040 --> 00:48:51,080
Speaker 1: the movies that you loved as a kid, or like

1053
00:48:51,160 --> 00:48:55,000
Speaker 1: as a teen or twenty ish and just share them

1054
00:48:55,000 --> 00:48:56,239
Speaker 1: with us. Because I love a good I love a

1055
00:48:56,239 --> 00:48:57,080
Speaker 1: good movie.

1056
00:48:57,320 --> 00:49:00,359
Speaker 2: I found myself quoting look who's talking this week with

1057
00:49:00,400 --> 00:49:05,200
Speaker 2: my family, but like John Travolta and pretty crazy crisy Ally,

1058
00:49:06,880 --> 00:49:14,680
Speaker 2: what a horribly awesome just like bad Franchise. I love that. Oh,

1059
00:49:14,760 --> 00:49:16,400
Speaker 2: this is a shared one for us today. I just

1060
00:49:16,400 --> 00:49:18,399
Speaker 2: wanted to Sometimes we get we get a lot of questions,

1061
00:49:18,440 --> 00:49:21,040
Speaker 2: but we also sometimes get some really nice letters from

1062
00:49:21,440 --> 00:49:23,400
Speaker 2: our listeners. So I wanted to share this one today.

1063
00:49:23,480 --> 00:49:26,520
Speaker 2: It's super long, and I'm I love you girl for

1064
00:49:26,560 --> 00:49:28,160
Speaker 2: writing this letter, but I can't read the whole thing.

1065
00:49:29,040 --> 00:49:32,360
Speaker 2: How do I pronounce her name? SINETI It starts with

1066
00:49:32,360 --> 00:49:36,279
Speaker 2: a C. Sineth writes a very long email and I'm

1067
00:49:36,320 --> 00:49:39,040
Speaker 2: just going to pick it up somewhere about the half

1068
00:49:39,320 --> 00:49:43,239
Speaker 2: way Mark. She says, there's so much shame and icky

1069
00:49:43,280 --> 00:49:45,520
Speaker 2: emotion around money. I've not been able to figure out

1070
00:49:45,600 --> 00:49:47,920
Speaker 2: how to start in conversation that feels safe enough for

1071
00:49:47,960 --> 00:49:50,640
Speaker 2: people around me to join in. So I decided to

1072
00:49:50,719 --> 00:49:54,160
Speaker 2: find virtual friends, and here you are. I used to

1073
00:49:54,160 --> 00:49:56,799
Speaker 2: think that I needed to make more, but I now

1074
00:49:56,920 --> 00:49:59,440
Speaker 2: know that my spending was my problem, which is why

1075
00:49:59,520 --> 00:50:01,560
Speaker 2: making more never really seemed to help or change my

1076
00:50:01,600 --> 00:50:07,040
Speaker 2: situation situation. Since finding your podcast, Brown Ambition, I've gotten

1077
00:50:07,080 --> 00:50:10,520
Speaker 2: honest with my spending, created a budget she used. I

1078
00:50:10,600 --> 00:50:12,920
Speaker 2: used to just wing it. I returned all the items

1079
00:50:12,920 --> 00:50:16,040
Speaker 2: that still had tags in my closet and consigned consigned

1080
00:50:16,080 --> 00:50:18,200
Speaker 2: the rest I didn't have anywhere to wear them to.

1081
00:50:18,719 --> 00:50:23,520
Speaker 2: I've paid off nine thousand dollars in debt credit in

1082
00:50:23,520 --> 00:50:25,759
Speaker 2: that sense. We've been on the air since September, so

1083
00:50:25,880 --> 00:50:30,600
Speaker 2: that's that's a lot of progress for less than a year. Yeah,

1084
00:50:30,680 --> 00:50:32,400
Speaker 2: she says, my credit score is up one hundred and

1085
00:50:32,480 --> 00:50:35,440
Speaker 2: twenty points. I've increased my four oh one K contribution

1086
00:50:35,520 --> 00:50:38,680
Speaker 2: by two percent, and I opened an investment account with

1087
00:50:38,800 --> 00:50:40,759
Speaker 2: just twenty dollars a month to get started because I

1088
00:50:40,760 --> 00:50:42,719
Speaker 2: thought I had to wait until I saved a lot

1089
00:50:42,719 --> 00:50:44,640
Speaker 2: of money to have someone tell me how to invest,

1090
00:50:45,080 --> 00:50:48,319
Speaker 2: and now she knows that's not true. So this just

1091
00:50:48,360 --> 00:50:50,320
Speaker 2: made me all feel warm and fuzzy.

1092
00:50:50,080 --> 00:50:53,600
Speaker 1: And yeah, I want to give you virtual hunt. We're

1093
00:50:53,640 --> 00:50:54,399
Speaker 1: so proud of you.

1094
00:50:54,760 --> 00:50:57,080
Speaker 2: I'm gonna send We're gonna send you an email back

1095
00:50:57,200 --> 00:50:59,239
Speaker 2: because this. And she even goes and she gives us

1096
00:50:59,239 --> 00:51:00,960
Speaker 2: her entire budget. You know when people like get really

1097
00:51:01,000 --> 00:51:04,359
Speaker 2: excited about their savings, yes, and you feel they're like,

1098
00:51:04,680 --> 00:51:06,160
Speaker 2: just like, I love this.

1099
00:51:08,360 --> 00:51:10,520
Speaker 1: I'm not gonna lie. Is it weird that like I

1100
00:51:10,560 --> 00:51:12,680
Speaker 1: love Saturday mornings when I get up in budget, like

1101
00:51:12,719 --> 00:51:15,120
Speaker 1: I will, like I get super excited when I'm shifting

1102
00:51:15,120 --> 00:51:17,520
Speaker 1: money around making transfers. I'm like, oh my god.

1103
00:51:19,800 --> 00:51:21,799
Speaker 2: I'm the same way. Payday is the best day because

1104
00:51:21,800 --> 00:51:23,880
Speaker 2: that's when that's when I save and pay my bills.

1105
00:51:24,120 --> 00:51:25,640
Speaker 2: It's not how much would I get paid today, It's

1106
00:51:25,640 --> 00:51:26,800
Speaker 2: how much did I save today?

1107
00:51:27,080 --> 00:51:29,000
Speaker 1: Yes, I love shifting. I'm like a little here and

1108
00:51:29,040 --> 00:51:31,920
Speaker 1: a little here, and look at this travel account growing.

1109
00:51:33,680 --> 00:51:35,880
Speaker 2: Like a bad scientist exactly.

1110
00:51:36,000 --> 00:51:38,759
Speaker 1: So yes, we love it. If you have other like

1111
00:51:39,560 --> 00:51:41,400
Speaker 1: news like that, you can certainly tweet us at the

1112
00:51:41,480 --> 00:51:45,520
Speaker 1: BA podcast, Facebook, us at broad Ambition and email us.

1113
00:51:45,440 --> 00:51:48,560
Speaker 2: At Brown Ambition podcast. Oh are you gonna do it?

1114
00:51:49,160 --> 00:51:50,320
Speaker 1: I was trying to get trying to see if I

1115
00:51:50,360 --> 00:51:54,600
Speaker 1: can do an Ambition podcasts at gmail dot.

1116
00:51:54,400 --> 00:52:01,280
Speaker 2: Com, Episode forty two. Folks, we're getting too.

1117
00:52:04,640 --> 00:52:07,200
Speaker 1: No, that's awesome. That's a great note for and nodes.

1118
00:52:07,320 --> 00:52:10,920
Speaker 2: Ma'am. All right, well we will see quote unquote see

1119
00:52:10,920 --> 00:52:14,000
Speaker 2: you guys next week. We will you stay safe out there.

1120
00:52:14,080 --> 00:52:16,160
Speaker 2: Wear your seatbelt, yes, please do.

1121
00:52:16,560 --> 00:52:18,560
Speaker 1: If that's the phone when you're driving, No texting, yes

1122
00:52:18,719 --> 00:52:19,080
Speaker 1: please