1 00:00:06,200 --> 00:00:18,280 Speaker 1: Hey, hey, hey, we're back. We're black, We're ambition. Hey hey, Mandra, 2 00:00:18,360 --> 00:00:18,800 Speaker 1: how you be. 3 00:00:19,440 --> 00:00:23,239 Speaker 2: I'm good, I'm good. You hear the beautiful sounds of 4 00:00:23,320 --> 00:00:26,079 Speaker 2: a daycare being closed for three days. I hope that 5 00:00:26,200 --> 00:00:29,240 Speaker 2: they I hope that whatever paint they are painting and 6 00:00:29,280 --> 00:00:32,080 Speaker 2: whatever training those teachers are getting, I hope that it 7 00:00:32,159 --> 00:00:35,839 Speaker 2: is worth it for this. Yeah, homeboys home for three 8 00:00:35,920 --> 00:00:38,879 Speaker 2: days in a row. And because you know, I'm a 9 00:00:38,920 --> 00:00:40,960 Speaker 2: work from home business mom, that means I'm also a 10 00:00:41,000 --> 00:00:43,879 Speaker 2: stay at home business mom at the same time. And 11 00:00:43,960 --> 00:00:49,720 Speaker 2: everything is fair and equitable and feminism yay. We did 12 00:00:49,760 --> 00:00:52,080 Speaker 2: have some really exciting news which will be great to 13 00:00:52,159 --> 00:00:55,680 Speaker 2: like focus my brain on, which is there's like the 14 00:00:55,680 --> 00:00:58,040 Speaker 2: there's the camp of people who are mad about this, 15 00:00:58,200 --> 00:01:00,120 Speaker 2: and there's the camp of people who are just like 16 00:01:00,200 --> 00:01:01,680 Speaker 2: thrilled about it. I choose to be. 17 00:01:02,080 --> 00:01:03,640 Speaker 1: Can I make it a church announcement first? 18 00:01:04,040 --> 00:01:08,240 Speaker 2: A church announcement? Yeah, you know, like just like so. 19 00:01:08,280 --> 00:01:10,000 Speaker 1: I want to make a church announcement first to say 20 00:01:10,000 --> 00:01:12,760 Speaker 1: thank you guys for all your support for Get Smart 21 00:01:12,760 --> 00:01:16,560 Speaker 1: with Monday. So it comes out September sixth. I'm gonna 22 00:01:16,720 --> 00:01:20,600 Speaker 1: have a screening, hopefully, manager you're able to come, I know, 23 00:01:20,760 --> 00:01:23,080 Speaker 1: with all the baby and such. But it's going to 24 00:01:23,120 --> 00:01:26,560 Speaker 1: be at NJ Packett, Newark on September sixth, which is 25 00:01:26,560 --> 00:01:30,840 Speaker 1: a Tuesday, from six to nine thirty. It's free, you know, 26 00:01:31,000 --> 00:01:34,080 Speaker 1: popcorn and stuff is on me. But even if you 27 00:01:34,080 --> 00:01:36,440 Speaker 1: don't live in like the Newark, New Jersey area, we'll 28 00:01:36,480 --> 00:01:40,120 Speaker 1: have a we'll have digital tickets that will also be free, 29 00:01:40,400 --> 00:01:42,320 Speaker 1: and so just like look out for that. This is 30 00:01:42,360 --> 00:01:44,319 Speaker 1: going to be airing on Wednesday. The tickets are going 31 00:01:44,400 --> 00:01:50,200 Speaker 1: to drop on Thursday. Unlimited digital tickets, but three hundred 32 00:01:50,920 --> 00:01:53,680 Speaker 1: physical in person tickets. Like I said, it's free to 33 00:01:53,720 --> 00:01:56,880 Speaker 1: watch my new documentary alongside me and all of our 34 00:01:56,960 --> 00:02:00,000 Speaker 1: amazing folks that you know who listen to this podcast 35 00:02:00,240 --> 00:02:02,400 Speaker 1: and who are dream catchers and dream builders and mentees 36 00:02:02,440 --> 00:02:04,360 Speaker 1: and such. So if you want to watch the trailer, 37 00:02:04,400 --> 00:02:07,640 Speaker 1: head on over to Netflix at Get Good with Money. 38 00:02:08,040 --> 00:02:11,120 Speaker 1: Make sure you click the ad or like this or something. 39 00:02:11,160 --> 00:02:13,120 Speaker 1: It's like a button that you can add it to 40 00:02:13,200 --> 00:02:15,400 Speaker 1: your like your lists or whatever. So make sure you 41 00:02:15,440 --> 00:02:17,919 Speaker 1: go to Netflix. Type in get Smart. I'm sorry, I 42 00:02:17,960 --> 00:02:19,720 Speaker 1: Get Good with Money is my book? Type in Get 43 00:02:19,800 --> 00:02:22,760 Speaker 1: Smart with Money? What's the trailer? I guess but click 44 00:02:22,800 --> 00:02:26,680 Speaker 1: the little like add to list button there that helps 45 00:02:26,680 --> 00:02:29,119 Speaker 1: with the with the metrics and the number. So I'm 46 00:02:29,200 --> 00:02:31,600 Speaker 1: so excited. That's why I'm so tired because there's so 47 00:02:31,639 --> 00:02:35,919 Speaker 1: many things happening. But yes, that's happening. And I just 48 00:02:35,960 --> 00:02:38,040 Speaker 1: wanted to let that church announcement before we go because 49 00:02:38,240 --> 00:02:40,000 Speaker 1: I have a different brown boost, so I didn't want 50 00:02:40,000 --> 00:02:41,400 Speaker 1: to I did that brown boos last week, so I 51 00:02:41,400 --> 00:02:43,520 Speaker 1: wanted to have it as a church announcement in the beginning. 52 00:02:43,760 --> 00:02:45,200 Speaker 2: Okay, gotcha, gotcha? 53 00:02:45,280 --> 00:02:47,320 Speaker 1: Yeah, so preach, preach um, go ahead. 54 00:02:47,160 --> 00:02:50,880 Speaker 2: Body, No, that's okay. In congrats, that's exciting. You're gonna 55 00:02:50,880 --> 00:02:53,320 Speaker 2: actually do like a party? Is there an after party? 56 00:02:53,639 --> 00:02:54,160 Speaker 2: Where are we? 57 00:02:54,880 --> 00:02:56,960 Speaker 1: Yeah? So there's a little there's like a cute restaurant, 58 00:02:57,000 --> 00:02:59,160 Speaker 1: sauce bar at eng Pack is just a really it's 59 00:02:59,200 --> 00:03:02,240 Speaker 1: called New Jersey Forming Art Center. So like you some 60 00:03:02,280 --> 00:03:05,240 Speaker 1: of your faiths have performed there, you know, like Beyonce, 61 00:03:05,440 --> 00:03:07,720 Speaker 1: I mean like that's the child, I guess and Lauren Hill. 62 00:03:07,760 --> 00:03:10,240 Speaker 1: It's just a huge, you know place where there's going 63 00:03:10,280 --> 00:03:12,320 Speaker 1: to be a concert in Newark. That's where it is. 64 00:03:13,240 --> 00:03:15,480 Speaker 1: I will not be in that huge, huge, like their 65 00:03:15,560 --> 00:03:19,720 Speaker 1: biggest theater I'm in something called the Chaser Room. But 66 00:03:19,880 --> 00:03:24,040 Speaker 1: still it's super nice. It seats like three hundred or whatever. Yeah, 67 00:03:24,080 --> 00:03:28,360 Speaker 1: like I said, it's free n J pack September sixth, 68 00:03:28,480 --> 00:03:32,000 Speaker 1: but I will drop the link on my socials on Thursday. 69 00:03:32,160 --> 00:03:34,720 Speaker 1: So go ahead and get you a free digital ticket 70 00:03:34,920 --> 00:03:38,600 Speaker 1: or if you're in town or close by, a free 71 00:03:38,680 --> 00:03:41,160 Speaker 1: in person ticket, and then we can you know, I 72 00:03:41,240 --> 00:03:42,560 Speaker 1: can pretend like I like the fact you want to 73 00:03:42,600 --> 00:03:42,920 Speaker 1: hug me. 74 00:03:45,200 --> 00:03:47,560 Speaker 2: Well, you recently had COVID, so like you have your inoculation. 75 00:03:50,160 --> 00:03:53,560 Speaker 2: Small blessings, small blessings. Oh, speaking of church, we're finally 76 00:03:53,560 --> 00:03:56,920 Speaker 2: getting my heathen child baptized. So shout out to God. 77 00:03:58,240 --> 00:03:59,960 Speaker 1: I looked to this SI to go on or whatever. 78 00:04:03,040 --> 00:04:06,640 Speaker 1: Yeah the case, I don't want to be the reason 79 00:04:06,640 --> 00:04:09,640 Speaker 1: that you're dan to health, danda, health, fire, damnation, what 80 00:04:09,800 --> 00:04:09,960 Speaker 1: is that? 81 00:04:10,040 --> 00:04:13,240 Speaker 2: Damnation and brimstone and all that kind of stuff. No, 82 00:04:13,280 --> 00:04:15,480 Speaker 2: I mean I don't want to. Of course, you know 83 00:04:16,000 --> 00:04:18,120 Speaker 2: I whatever faith you believe, and I believe in that 84 00:04:18,200 --> 00:04:20,520 Speaker 2: with you and I'm here for it. But yeah, my 85 00:04:20,600 --> 00:04:24,600 Speaker 2: husband's family is on the Catholic side, and he was 86 00:04:24,960 --> 00:04:27,560 Speaker 2: the fact that he was a pandemic baby stopped being 87 00:04:27,640 --> 00:04:31,320 Speaker 2: like a viable excuse. I don't know, like I mean, 88 00:04:31,320 --> 00:04:33,880 Speaker 2: technically he's still not vaccinated all the way, so I 89 00:04:33,880 --> 00:04:37,120 Speaker 2: feel like it's still a valid excuse. But yeah, so 90 00:04:37,200 --> 00:04:40,520 Speaker 2: we are finally getting it together. He's he's two, so 91 00:04:40,560 --> 00:04:43,400 Speaker 2: it's been a minute. And yeah, it was funny because 92 00:04:43,400 --> 00:04:47,200 Speaker 2: we went to this like local church here and they 93 00:04:47,400 --> 00:04:50,640 Speaker 2: have just been inundated by people who have moved to 94 00:04:50,760 --> 00:04:53,640 Speaker 2: the suburbs from the city, and they're like, wow, we're 95 00:04:53,720 --> 00:04:56,360 Speaker 2: very popular all of a sudden, you know, like all 96 00:04:56,440 --> 00:04:58,680 Speaker 2: these people from the city coming up and I guess 97 00:04:58,680 --> 00:05:03,160 Speaker 2: having like the pandemic baby boom now getting baptized. But yeah, 98 00:05:03,160 --> 00:05:06,240 Speaker 2: so I'm gonna take a little I don't have to 99 00:05:06,279 --> 00:05:09,000 Speaker 2: technically take a class. My husband was like, you better 100 00:05:09,040 --> 00:05:11,160 Speaker 2: get ready. We may have to have a church wedding, 101 00:05:11,279 --> 00:05:13,760 Speaker 2: like you may have to go to school. And I'm 102 00:05:13,800 --> 00:05:16,320 Speaker 2: just like, fine, whatever it'll take for my mother in 103 00:05:16,440 --> 00:05:20,000 Speaker 2: law to just be happy. But yeah, I'm gonna I'm 104 00:05:20,040 --> 00:05:22,560 Speaker 2: gonna go to the little class for godparents just to 105 00:05:22,720 --> 00:05:24,760 Speaker 2: because I just want to be able to know exactly 106 00:05:24,839 --> 00:05:28,719 Speaker 2: what's going on. But that's gonna be a little family 107 00:05:28,720 --> 00:05:33,080 Speaker 2: affair at some point in September. So I don't know. 108 00:05:33,320 --> 00:05:35,280 Speaker 2: I was asking and low ki, I was asking the 109 00:05:35,520 --> 00:05:38,760 Speaker 2: the priest. I was like, so do you have like 110 00:05:38,800 --> 00:05:42,360 Speaker 2: a water gun you're gonna chase him with? I do 111 00:05:42,400 --> 00:05:47,080 Speaker 2: not see rio, you know, being cradled and you know, 112 00:05:47,400 --> 00:05:49,039 Speaker 2: blessed with holy water in peace. 113 00:05:49,120 --> 00:05:50,920 Speaker 1: But I also when I was baptized, I want to say, 114 00:05:50,920 --> 00:05:53,320 Speaker 1: I was like I was old. I like walked on stage. 115 00:05:53,480 --> 00:05:55,800 Speaker 1: I think I was like in kindergarten or something. So 116 00:05:55,839 --> 00:05:57,640 Speaker 1: I was like four or five, you know. So I 117 00:05:57,720 --> 00:05:59,640 Speaker 1: remember because I remember I loved my dress. I was like, 118 00:05:59,680 --> 00:06:03,039 Speaker 1: get it, and you know, you know, but there was 119 00:06:03,080 --> 00:06:06,400 Speaker 1: we weren't. I wasn't Dune, you weren't dunk. It wasn't 120 00:06:06,400 --> 00:06:08,279 Speaker 1: like one of the pool ones. No. I just remember 121 00:06:08,320 --> 00:06:09,920 Speaker 1: I think vaguely maybe he put order on my head 122 00:06:10,000 --> 00:06:12,919 Speaker 1: or something like that, you know. But yeah, I was like, 123 00:06:12,920 --> 00:06:14,840 Speaker 1: I'm want stage in front of everybody. Hey, hey, y'all 124 00:06:14,880 --> 00:06:17,920 Speaker 1: you see me up here in my dress? Lay? But yeah, 125 00:06:17,920 --> 00:06:19,480 Speaker 1: I was. I was a big girl. I was literally 126 00:06:19,480 --> 00:06:21,120 Speaker 1: walked off stage. Was like, hey, I don't need don't 127 00:06:21,120 --> 00:06:24,000 Speaker 1: hold my hand. I got it. Oh okay, So so 128 00:06:24,000 --> 00:06:25,760 Speaker 1: he's not like super old because I was just like, 129 00:06:25,880 --> 00:06:27,640 Speaker 1: you know, I don't know why don't get waited so long? 130 00:06:28,320 --> 00:06:30,400 Speaker 2: Yeah, you can get baptize at any age. But it's 131 00:06:30,480 --> 00:06:32,520 Speaker 2: just like, but it's funny because my mom bought him 132 00:06:32,560 --> 00:06:34,480 Speaker 2: like a little baptism suit when he was a baby. 133 00:06:34,600 --> 00:06:37,479 Speaker 2: She got way too excited and uh, yeah, there's no 134 00:06:37,480 --> 00:06:38,440 Speaker 2: way he's fitting into that. 135 00:06:38,920 --> 00:06:41,120 Speaker 1: Yeah, real probaly couldn't fit into that when he was 136 00:06:41,160 --> 00:06:43,120 Speaker 1: a baby. He was tall, he was born tall. 137 00:06:43,200 --> 00:06:46,479 Speaker 2: Probably probably what am I just gonna, like spend a 138 00:06:46,560 --> 00:06:49,760 Speaker 2: ridiculous amount of money on a white suit for him? 139 00:06:49,800 --> 00:06:53,279 Speaker 2: Like that seems silly. I don't know what's going on. Hey, 140 00:06:53,320 --> 00:06:55,440 Speaker 2: if you're listening and you've had a toddler baptized, what 141 00:06:55,480 --> 00:06:57,640 Speaker 2: did you dress them in? So then I don't look 142 00:06:57,640 --> 00:07:02,000 Speaker 2: a fool out there? All right, this concludes our church announcement. 143 00:07:03,760 --> 00:07:05,960 Speaker 1: I like I would call that at the beginning like churchouse. 144 00:07:06,200 --> 00:07:08,200 Speaker 1: Ah man, okay. 145 00:07:08,440 --> 00:07:14,080 Speaker 2: Oh man, Well, can we get into student debt relief 146 00:07:14,440 --> 00:07:19,160 Speaker 2: for a minute, because the people, the girls, the guys, 147 00:07:19,400 --> 00:07:24,400 Speaker 2: the human beings, y'all, this that relief planned. I was saying, like, 148 00:07:24,440 --> 00:07:27,360 Speaker 2: there's either the camp that is like pissed and mad. 149 00:07:27,920 --> 00:07:30,440 Speaker 2: It's like either not enough or we shouldn't have the 150 00:07:30,480 --> 00:07:35,080 Speaker 2: debt canceled at all. But I choose happiness. I choose optimism, 151 00:07:35,080 --> 00:07:36,280 Speaker 2: and I choose to be happy. 152 00:07:36,520 --> 00:07:38,160 Speaker 1: We're getting I choose you. 153 00:07:39,280 --> 00:07:41,400 Speaker 2: I just listen. I'm one of those people. You are 154 00:07:41,400 --> 00:07:44,280 Speaker 2: too tip Like our student loans have been paid off, right, Yeah, 155 00:07:44,640 --> 00:07:48,360 Speaker 2: so like that I feel happy for y'all. Like I 156 00:07:48,400 --> 00:07:51,040 Speaker 2: don't feel I feel like if your loans were paid off, 157 00:07:51,080 --> 00:07:54,080 Speaker 2: you were capable of paying them off, you know, like 158 00:07:54,120 --> 00:07:57,520 Speaker 2: you made it happen. So it's not like like I'm 159 00:07:57,520 --> 00:07:59,280 Speaker 2: not gonna sit here and calculate, well, what if I 160 00:07:59,280 --> 00:08:02,360 Speaker 2: had put that eight seven hundred and ninety three dollars 161 00:08:02,400 --> 00:08:04,960 Speaker 2: in the stock market, you know, instead of paying it off? 162 00:08:04,960 --> 00:08:06,960 Speaker 2: What would I have now? Like I just I don't know. 163 00:08:07,080 --> 00:08:10,640 Speaker 2: I just choose to be happy for people. So what 164 00:08:10,760 --> 00:08:12,680 Speaker 2: kinds of what should we cover? Should we just go 165 00:08:12,720 --> 00:08:16,320 Speaker 2: through like a quick roundup of what exactly it all entails? 166 00:08:16,720 --> 00:08:17,840 Speaker 1: Yes we can. 167 00:08:18,400 --> 00:08:21,280 Speaker 2: So starting with the amounts we got ten thousand dollars. 168 00:08:21,360 --> 00:08:24,920 Speaker 2: If you have regular regular federal student loans, you're eligible 169 00:08:25,040 --> 00:08:28,000 Speaker 2: for ten up to ten thousand dollars. And the up 170 00:08:28,040 --> 00:08:30,800 Speaker 2: to is important because you know they love their fine print. 171 00:08:31,560 --> 00:08:33,280 Speaker 1: Can we just come for just for a second. Can 172 00:08:33,320 --> 00:08:35,400 Speaker 1: we paused to say, this is why we be telling 173 00:08:35,440 --> 00:08:38,720 Speaker 1: the girls, like, if possible, if you have a choice 174 00:08:38,760 --> 00:08:41,320 Speaker 1: between private and federal, girl would be telling you to 175 00:08:41,320 --> 00:08:44,640 Speaker 1: go to federal. Wow, Because first of all, you know, 176 00:08:45,000 --> 00:08:47,319 Speaker 1: you didn't have to pay for basically three years we're 177 00:08:47,320 --> 00:08:48,920 Speaker 1: gonna be it's gonna be three full years that you 178 00:08:48,960 --> 00:08:52,600 Speaker 1: didn't have to pay, and then this forgiveness component. And 179 00:08:52,760 --> 00:08:54,800 Speaker 1: sometimes you don't have a choice. So obviously you know 180 00:08:54,880 --> 00:08:57,200 Speaker 1: the private, right, bro, But to jump right into private 181 00:08:57,920 --> 00:08:59,760 Speaker 1: we don't suggest, but this is one of the reasons 182 00:08:59,760 --> 00:09:01,840 Speaker 1: why I just want them now when you know later 183 00:09:01,920 --> 00:09:03,240 Speaker 1: for those of you who might be just going to 184 00:09:03,280 --> 00:09:07,040 Speaker 1: college or whatever, like, and you're making these considerations, you're like, oh, 185 00:09:07,559 --> 00:09:10,520 Speaker 1: the federal student loans over private student loans unless you 186 00:09:10,559 --> 00:09:11,440 Speaker 1: don't have a choice. 187 00:09:11,640 --> 00:09:14,600 Speaker 2: Yes, absolutely, So starting with the amounts ten thousand dollars 188 00:09:14,679 --> 00:09:17,640 Speaker 2: or twenty thousand dollars, which one of those depends on 189 00:09:17,640 --> 00:09:19,480 Speaker 2: what type of loans you have. So if you have regular, 190 00:09:19,480 --> 00:09:23,120 Speaker 2: regular federal loans and you're eligible for up to ten thousand, 191 00:09:23,559 --> 00:09:27,240 Speaker 2: and then if you are a pelgrant recipient, which most 192 00:09:27,240 --> 00:09:31,439 Speaker 2: households who qualify or families who qualify for pelgrants tend 193 00:09:31,480 --> 00:09:33,839 Speaker 2: to be on the lower income side. So if you're 194 00:09:33,880 --> 00:09:37,360 Speaker 2: a pelgrant recipient, you are eligible for up to double 195 00:09:38,000 --> 00:09:41,120 Speaker 2: but the income requirement, of course. I feel like they 196 00:09:41,160 --> 00:09:43,520 Speaker 2: have the announcement out there about the income requirement, but 197 00:09:43,640 --> 00:09:46,520 Speaker 2: I'm still getting questions from people like so, if you 198 00:09:47,800 --> 00:09:50,400 Speaker 2: have earned up to one hundred and twenty five thousand dollars, 199 00:09:50,559 --> 00:09:53,920 Speaker 2: you are eligible if your household income. If your personal 200 00:09:53,960 --> 00:09:56,960 Speaker 2: individual income is more than that, you're not eligible. And 201 00:09:57,000 --> 00:10:00,000 Speaker 2: then for a household, so if you have a household 202 00:10:00,080 --> 00:10:04,440 Speaker 2: of two earners, two adults earning and income collectively if 203 00:10:04,440 --> 00:10:08,000 Speaker 2: you own, if you earn more than two hundred and 204 00:10:08,000 --> 00:10:11,920 Speaker 2: fifty thousand dollars, then you are not eligible. So one 205 00:10:12,040 --> 00:10:15,719 Speaker 2: twenty five or two fifty those are the magic numbers 206 00:10:15,840 --> 00:10:20,520 Speaker 2: for eligibility. Yeah, I would encourage anyone. So my sister 207 00:10:20,600 --> 00:10:22,800 Speaker 2: qualifies for this too, and I was like, student aid 208 00:10:23,120 --> 00:10:27,120 Speaker 2: dot go slash debt relief is like the home base 209 00:10:27,760 --> 00:10:30,720 Speaker 2: for all the knowledge, all the team. 210 00:10:30,880 --> 00:10:33,319 Speaker 1: We say that again, man, one more games, who just 211 00:10:33,320 --> 00:10:33,839 Speaker 1: grabbed a pan? 212 00:10:34,440 --> 00:10:39,600 Speaker 2: Yeah, studentaid dot gov slash debt relief And if the 213 00:10:39,679 --> 00:10:42,200 Speaker 2: site acts a little Craig Cray I think people crash 214 00:10:42,240 --> 00:10:44,079 Speaker 2: it over the weekend because I was trying to get 215 00:10:44,080 --> 00:10:47,400 Speaker 2: on it. Yeah, you can go to ed dot gov 216 00:10:47,640 --> 00:10:50,200 Speaker 2: and find your way there or white House dot gov. 217 00:10:50,720 --> 00:10:53,840 Speaker 2: There's also a good and it's like on their homepage. 218 00:10:53,960 --> 00:10:56,360 Speaker 2: There's a great fact sheet on white House dot gov. 219 00:10:56,920 --> 00:10:59,960 Speaker 2: I think this is I feel like this is a meeting. 220 00:11:00,160 --> 00:11:02,480 Speaker 2: Whenever there's a new program, it's like, do not if 221 00:11:02,480 --> 00:11:05,640 Speaker 2: anyone calls you and they're like, pay me one hundred dollars, 222 00:11:05,760 --> 00:11:08,200 Speaker 2: I'll get your application through. I'll make sure that you 223 00:11:08,280 --> 00:11:13,280 Speaker 2: qualify for the student Debt Relief Plan. No, no, immediately, No, 224 00:11:14,400 --> 00:11:16,520 Speaker 2: it's free. You don't have to do shit, I mean sorry, 225 00:11:16,520 --> 00:11:18,880 Speaker 2: you don't have to do anything part of my friend 226 00:11:18,920 --> 00:11:22,840 Speaker 2: to qualify other than call your student loan servicer and 227 00:11:22,880 --> 00:11:26,840 Speaker 2: make sure that your information is up to date. Your 228 00:11:26,840 --> 00:11:32,360 Speaker 2: income information, your phone, your address, your direct deposit, all 229 00:11:32,400 --> 00:11:33,240 Speaker 2: that is up to date. 230 00:11:33,480 --> 00:11:34,240 Speaker 1: You can do that. 231 00:11:34,720 --> 00:11:38,600 Speaker 2: But as long as you hit those qualification markers, you should. 232 00:11:38,640 --> 00:11:41,480 Speaker 2: It should be automatic for you. There may be a 233 00:11:41,520 --> 00:11:44,559 Speaker 2: form that you have to sign up, sign up or sorry, 234 00:11:44,559 --> 00:11:48,680 Speaker 2: apply for technically, but that's going to be available to everybody. 235 00:11:49,200 --> 00:11:50,680 Speaker 2: And I think we're on the street as it's coming 236 00:11:50,679 --> 00:11:51,520 Speaker 2: out in October. 237 00:11:52,320 --> 00:11:54,560 Speaker 1: Okay, can we just talk about real quick the pettiness 238 00:11:54,640 --> 00:11:57,680 Speaker 1: level of the White House. So there's like, you know, 239 00:11:59,559 --> 00:12:05,679 Speaker 1: can we get in? So I don't know who's run 240 00:12:05,679 --> 00:12:07,600 Speaker 1: in the White House. It's clearly a millennial or a 241 00:12:07,679 --> 00:12:11,360 Speaker 1: z because I feel like ex's you know, we be 242 00:12:11,360 --> 00:12:12,840 Speaker 1: following the rules. We're like, oh, I don't want to 243 00:12:12,840 --> 00:12:16,320 Speaker 1: do that. So what happened was the number of probably 244 00:12:16,400 --> 00:12:19,600 Speaker 1: in too of course, were criming every river about this, 245 00:12:20,880 --> 00:12:23,280 Speaker 1: and they you know, were sharing like what will the 246 00:12:23,320 --> 00:12:26,360 Speaker 1: farmers do? It was just so random, like people will 247 00:12:26,400 --> 00:12:29,520 Speaker 1: have to pay for your you know, because you're getting 248 00:12:29,559 --> 00:12:32,319 Speaker 1: loans forgiven people. It's going to the public is going 249 00:12:32,360 --> 00:12:36,280 Speaker 1: to have to ingest those you know, the payments. And 250 00:12:36,320 --> 00:12:40,160 Speaker 1: so the White House and supreme pettiness would reshare the 251 00:12:40,160 --> 00:12:44,840 Speaker 1: person opposing this forgiveness plan with how much PPE loan 252 00:12:44,920 --> 00:12:47,280 Speaker 1: of forgiveness they receive. So it's like this person's like 253 00:12:47,280 --> 00:12:49,760 Speaker 1: they shouldn't get ten million, ten thousand, and then you 254 00:12:49,800 --> 00:12:52,640 Speaker 1: see such and such was for had nine hundred thousand 255 00:12:53,120 --> 00:12:57,240 Speaker 1: of PPE money forgiven. Marjorie whatever, that lady, crazy lady 256 00:12:57,240 --> 00:13:00,000 Speaker 1: with with the blonde hair, you know, she had like 257 00:13:00,040 --> 00:13:03,640 Speaker 1: one hundred something thousand a PPE loan forgiven. So it's 258 00:13:03,679 --> 00:13:07,000 Speaker 1: like PPP sid PPE. I don't know why PPE is like, 259 00:13:07,040 --> 00:13:07,640 Speaker 1: what is that in that? 260 00:13:07,760 --> 00:13:12,240 Speaker 2: Like the personal protective equipment isn't in a long pandemic 261 00:13:12,600 --> 00:13:15,880 Speaker 2: pneumonian terms. I got you, we know what you're talking about. 262 00:13:16,400 --> 00:13:19,040 Speaker 1: So I just thought that. I was like wait. At first, 263 00:13:19,040 --> 00:13:20,840 Speaker 1: I was like, I thought it was a joke, and 264 00:13:20,960 --> 00:13:22,360 Speaker 1: because if people were sharing it, I was like, oh, 265 00:13:22,360 --> 00:13:24,839 Speaker 1: maybe somebody just made this meme and no, no, no, it's 266 00:13:24,840 --> 00:13:27,800 Speaker 1: the actual White House account. Basically they did that. This. 267 00:13:28,000 --> 00:13:33,120 Speaker 1: You remember when Will Smith smacked Chris Rock in the 268 00:13:33,120 --> 00:13:36,400 Speaker 1: Black Constituents. Although we do not agree with Will Smith 269 00:13:36,679 --> 00:13:39,440 Speaker 1: smacking Chris Rock, we are going to discuss it amongst ourselves, 270 00:13:39,440 --> 00:13:41,560 Speaker 1: amongst family. You out there, you're not allowed to say 271 00:13:41,600 --> 00:13:43,400 Speaker 1: nothing about Will Smith. Don't say none about Will Smith. 272 00:13:43,720 --> 00:13:46,520 Speaker 1: And anyone who says something. People pulled up receipts to 273 00:13:46,559 --> 00:13:50,720 Speaker 1: say this. You like Jim Carrey saying whatever Will Smith, 274 00:13:50,760 --> 00:13:53,720 Speaker 1: but mean while he forcibly kissed like I think Christina 275 00:13:53,720 --> 00:13:56,560 Speaker 1: Aguilera or somebody on stage, and they were like, Jim Carrey, 276 00:13:56,600 --> 00:14:00,440 Speaker 1: this you okay, be quiet. Anybody who said a little anything. 277 00:14:00,440 --> 00:14:02,480 Speaker 1: It's like, we're not saying Will is right. We're saying 278 00:14:02,720 --> 00:14:05,440 Speaker 1: we're not talking to you. And so they pulled the 279 00:14:05,520 --> 00:14:09,280 Speaker 1: immediate dissue and the White House did like, so you 280 00:14:09,360 --> 00:14:12,760 Speaker 1: don't want regular people to have this ten thousand dollars 281 00:14:12,760 --> 00:14:15,880 Speaker 1: potentially up to twenty thousand dollars forgiven, but you can 282 00:14:15,960 --> 00:14:18,480 Speaker 1: be forgiven. I just saw a clip about you know 283 00:14:18,600 --> 00:14:21,720 Speaker 1: the dr you know, Boltimort of personal Finance that we 284 00:14:21,720 --> 00:14:26,240 Speaker 1: don't mention his name. He was basically saying, how oh, 285 00:14:26,360 --> 00:14:28,520 Speaker 1: this is just for the Biden administration to get you 286 00:14:28,520 --> 00:14:30,600 Speaker 1: guys to like that before you know, midterms. And I'm like, 287 00:14:30,920 --> 00:14:35,960 Speaker 1: probably right. I'm like, I mean, so give me dinner 288 00:14:36,000 --> 00:14:39,960 Speaker 1: before you seduce me, right, take me out shoe and 289 00:14:40,040 --> 00:14:43,560 Speaker 1: so you know where everybody's aware. And he was like, 290 00:14:43,600 --> 00:14:45,720 Speaker 1: basically that people should be responsible for their own debt. 291 00:14:45,760 --> 00:14:48,400 Speaker 1: I'm like, and yet when you go to DR's website, 292 00:14:48,480 --> 00:14:51,720 Speaker 1: he literally has my bankruptcy story. He had a net 293 00:14:51,800 --> 00:14:55,240 Speaker 1: worth of a million dollars. This is him his sanctioned 294 00:14:55,280 --> 00:14:58,800 Speaker 1: website that the words there are words that he said, yes, 295 00:14:58,840 --> 00:15:01,200 Speaker 1: put up here off of bankruptcy when he was in 296 00:15:01,200 --> 00:15:03,720 Speaker 1: his mid twenties and he had a net worth of 297 00:15:03,720 --> 00:15:05,960 Speaker 1: a million dollars. This is what his website says. So 298 00:15:06,000 --> 00:15:10,960 Speaker 1: I'm like, I'm confused. How do you say confused in Spanish? 299 00:15:11,040 --> 00:15:13,680 Speaker 2: That might be confounded? But close enough, that's good. 300 00:15:13,680 --> 00:15:24,280 Speaker 1: Closer You're I don't get because I'm just like, here's 301 00:15:24,320 --> 00:15:28,720 Speaker 1: the thing, how are you going to apply for bankruptcy? Mister? 302 00:15:28,920 --> 00:15:33,560 Speaker 1: I was a millionaire and then when the pores, including myself, 303 00:15:33,600 --> 00:15:36,200 Speaker 1: well I'm not a poor but I was, I was like, hey, 304 00:15:36,240 --> 00:15:37,800 Speaker 1: I'm having a hard time. I would love my helth 305 00:15:37,800 --> 00:15:40,640 Speaker 1: because this would have been so helpful when I needed it. No, 306 00:15:40,720 --> 00:15:48,200 Speaker 1: not you. It's giving hypocrisy, it's giving patriarchy, it's giving selfishness. 307 00:15:48,600 --> 00:15:50,280 Speaker 1: It's giving. I don't really care about people. I just 308 00:15:50,280 --> 00:15:51,720 Speaker 1: care about myself and as long as I can get 309 00:15:51,720 --> 00:15:54,280 Speaker 1: what I need to get, forget about everybody else. You know, 310 00:15:54,840 --> 00:15:58,280 Speaker 1: it's giving. Dave Ramsey did we say his name? Am there? 311 00:15:58,320 --> 00:15:58,560 Speaker 2: You go? 312 00:15:58,920 --> 00:16:01,480 Speaker 1: So yeah, I just to share that component too, that 313 00:16:01,640 --> 00:16:05,160 Speaker 1: like some of the people are angry, and you know, 314 00:16:05,280 --> 00:16:09,280 Speaker 1: but who cares if you if you qualify, you know, 315 00:16:09,320 --> 00:16:11,120 Speaker 1: for some people, honestly, it's not even even nearly enough. 316 00:16:11,160 --> 00:16:13,080 Speaker 1: I had a friend, she has her master, She owes 317 00:16:13,120 --> 00:16:16,200 Speaker 1: six figures and she's like, girl, this is just a 318 00:16:16,240 --> 00:16:18,680 Speaker 1: little dropping a bucket. I guess. So some people are 319 00:16:18,680 --> 00:16:20,560 Speaker 1: saying it's not enough. Some people say it's too much. 320 00:16:20,600 --> 00:16:22,080 Speaker 1: Some people are saying you shouldn't do it at all. 321 00:16:23,040 --> 00:16:26,640 Speaker 1: But either way, it's happening. We still start somewhere. Yes, 322 00:16:26,720 --> 00:16:27,080 Speaker 1: And you. 323 00:16:27,040 --> 00:16:30,880 Speaker 2: Know what, it has been a long few years since 324 00:16:30,920 --> 00:16:32,800 Speaker 2: Biden was elected. Has it been a few years. How 325 00:16:32,840 --> 00:16:36,040 Speaker 2: many years has it been. It feels like seventy eleven. Anyway, 326 00:16:36,080 --> 00:16:39,760 Speaker 2: it's been a minute, right, and at least finally we 327 00:16:39,800 --> 00:16:44,680 Speaker 2: are seeing some action. Okay, we have had some gun reform, 328 00:16:44,840 --> 00:16:46,680 Speaker 2: and it's never going to be enough for everybody, you 329 00:16:46,720 --> 00:16:49,640 Speaker 2: know what I mean. Like, we have had this huge 330 00:16:50,600 --> 00:16:54,240 Speaker 2: inflation Reduction Act that was just passed, which has you know, 331 00:16:54,600 --> 00:16:59,760 Speaker 2: given so much more access to American households, like given 332 00:16:59,800 --> 00:17:04,200 Speaker 2: you subsidies to invest in like electronic vehicles. That's the 333 00:17:04,280 --> 00:17:06,280 Speaker 2: only thing that stands out to me because my husband 334 00:17:06,280 --> 00:17:08,960 Speaker 2: has been hammering that home in my head ever since 335 00:17:08,960 --> 00:17:11,160 Speaker 2: it was passed. But now we have the student debt 336 00:17:11,200 --> 00:17:14,920 Speaker 2: relief now and I feel like progressives, like people were like, oh, 337 00:17:14,920 --> 00:17:16,840 Speaker 2: it should be fifty k, it should be more but 338 00:17:16,840 --> 00:17:18,960 Speaker 2: at least we started somewhere right. We said a president 339 00:17:19,600 --> 00:17:22,960 Speaker 2: no pun intended, and I feel like, let's see what happens. 340 00:17:23,800 --> 00:17:26,320 Speaker 2: We should also mention that it wasn't just about debt relief. 341 00:17:26,359 --> 00:17:30,399 Speaker 2: This this I don't know this action that he took. 342 00:17:30,760 --> 00:17:35,119 Speaker 2: It's also extending one final time your moratorium on federal 343 00:17:35,119 --> 00:17:38,320 Speaker 2: student loan payments until the end of twenty twenty two, 344 00:17:38,400 --> 00:17:40,600 Speaker 2: so one final time. And they were clear this time, 345 00:17:40,600 --> 00:17:44,200 Speaker 2: one final time until December thirty first, twenty twenty two, 346 00:17:44,240 --> 00:17:48,320 Speaker 2: and then payments will resume in January. And then also 347 00:17:48,600 --> 00:17:51,240 Speaker 2: created a new income driven me payment plan right where 348 00:17:51,240 --> 00:17:54,399 Speaker 2: it's five percent. It's based on your payments will be 349 00:17:54,400 --> 00:17:59,240 Speaker 2: capped at five percent of your income, so very exciting things. 350 00:18:00,080 --> 00:18:04,080 Speaker 1: It is exciting, you know, honestly, So hopefully people can 351 00:18:04,160 --> 00:18:07,080 Speaker 1: lean into this and start to you know, get a 352 00:18:07,080 --> 00:18:08,360 Speaker 1: little writer, you know what I mean. 353 00:18:08,640 --> 00:18:11,080 Speaker 2: Yes, And just one final announcement for again for the 354 00:18:11,119 --> 00:18:15,200 Speaker 2: girls in the back, do not listen to your uncle 355 00:18:15,200 --> 00:18:17,399 Speaker 2: at the cookout, even not just us, like go to 356 00:18:17,440 --> 00:18:19,639 Speaker 2: White House dot gov, go to studentaid dot gov and 357 00:18:19,720 --> 00:18:23,600 Speaker 2: get the information directly from the government websites and be 358 00:18:23,680 --> 00:18:26,960 Speaker 2: sure that you were following all the proper protocols signing 359 00:18:27,040 --> 00:18:29,800 Speaker 2: up so that you get the application when it's sent out, 360 00:18:29,920 --> 00:18:32,520 Speaker 2: you know, being on top of this, just so you're 361 00:18:32,520 --> 00:18:35,159 Speaker 2: not susceptible to any scams or people trying to take 362 00:18:35,200 --> 00:18:38,080 Speaker 2: advantage of you, because that's what tend to happens. We 363 00:18:38,119 --> 00:18:41,919 Speaker 2: saw it with PPP loans, We saw it with we 364 00:18:42,000 --> 00:18:45,159 Speaker 2: see it with student loan relief, now you know. So yeah, 365 00:18:45,640 --> 00:18:47,760 Speaker 2: just stay alert and let us know if y'all spot 366 00:18:47,760 --> 00:18:50,480 Speaker 2: any scams, and we'll shout them out in a bad way, 367 00:18:51,080 --> 00:18:51,680 Speaker 2: call them out. 368 00:18:53,160 --> 00:18:54,120 Speaker 1: So we take a break. 369 00:18:54,320 --> 00:18:57,240 Speaker 2: We will be right back with boost or break, y'all. 370 00:18:58,240 --> 00:19:03,159 Speaker 1: And we're bless and back with brown boost brown Break. 371 00:19:03,560 --> 00:19:06,800 Speaker 1: What you're gonna do is you gonna boots stop break 372 00:19:06,880 --> 00:19:10,040 Speaker 1: on you? Brown booths brown break. What we gonna do? 373 00:19:10,520 --> 00:19:12,760 Speaker 1: Oh you gonna boostop break on you? 374 00:19:15,200 --> 00:19:17,840 Speaker 2: No one ever knows that bird look at bad boys 375 00:19:17,880 --> 00:19:24,879 Speaker 2: bad Yeah? Yeah yeah, police, no police. Why was appropriate 376 00:19:24,920 --> 00:19:27,080 Speaker 2: television for like a seven year old? Because I was 377 00:19:27,200 --> 00:19:27,680 Speaker 2: wat you look. 378 00:19:27,600 --> 00:19:29,159 Speaker 1: Back at some of the things I was watching. I 379 00:19:29,160 --> 00:19:32,119 Speaker 1: was like, what was I watching? First of all, I 380 00:19:32,280 --> 00:19:34,119 Speaker 1: remember when Miss Cleo first came out with you. You 381 00:19:34,160 --> 00:19:37,520 Speaker 1: were too young? No, I remember late night call me now. 382 00:19:38,200 --> 00:19:40,399 Speaker 1: So I don't know if it was miss Cleo, but 383 00:19:40,440 --> 00:19:42,040 Speaker 1: I remember back in the day, I had just learned 384 00:19:42,080 --> 00:19:43,359 Speaker 1: to use the phone because my parents taught me how 385 00:19:43,400 --> 00:19:46,760 Speaker 1: to call in case something happened, and I just thought 386 00:19:46,840 --> 00:19:49,560 Speaker 1: that you could just call phone numbers. Girl. When that 387 00:19:49,600 --> 00:19:52,879 Speaker 1: two hundred and fifty dollars bill came in, my dad's like, 388 00:19:52,920 --> 00:19:55,720 Speaker 1: who has been calling? And I'm like, I don't understand. 389 00:19:56,040 --> 00:19:58,960 Speaker 1: I didn't understand that you paid. Girl. Anytime a phone 390 00:19:59,000 --> 00:20:01,439 Speaker 1: number came across the screen, I ran in my car 391 00:20:01,480 --> 00:20:06,360 Speaker 1: and I'd be like, hello, hello girl. Let's just say 392 00:20:06,400 --> 00:20:08,359 Speaker 1: I hain't never called nobody again. 393 00:20:09,359 --> 00:20:12,360 Speaker 2: Age brother in the era of Skinnemac and pay per view, 394 00:20:12,440 --> 00:20:17,360 Speaker 2: let me just say, okay, we got a phone bill. 395 00:20:17,400 --> 00:20:19,000 Speaker 2: I think he was like, it wasn't even like one 396 00:20:19,000 --> 00:20:21,520 Speaker 2: of those sexy time phone hotlines that he called. It 397 00:20:21,560 --> 00:20:24,240 Speaker 2: was like Victoria's secret customer service line that he called 398 00:20:24,320 --> 00:20:27,400 Speaker 2: and some or something like that. Anyway, anyway, shout out 399 00:20:27,440 --> 00:20:30,399 Speaker 2: to listen, no matter if it was smartphones. Before smartphones, 400 00:20:30,480 --> 00:20:33,760 Speaker 2: kids have been finding a way to run a phone bills. 401 00:20:33,600 --> 00:20:37,119 Speaker 1: Since if they not buying your rob lucks or whatever. Literally, 402 00:20:37,160 --> 00:20:40,240 Speaker 1: Karen was like Roman was on her on her and 403 00:20:40,280 --> 00:20:42,959 Speaker 1: his tablet, and she was like, did you just buy 404 00:20:43,000 --> 00:20:45,520 Speaker 1: a game? He said, the other one's boring? He good 405 00:20:45,560 --> 00:20:48,520 Speaker 1: at table She thought I had these you know, like 406 00:20:48,560 --> 00:20:50,280 Speaker 1: you have these things on that people. The kids can't 407 00:20:50,280 --> 00:20:53,440 Speaker 1: buy stuff. He thoughts that to buy what he wanted 408 00:20:53,440 --> 00:20:57,359 Speaker 1: to buy, these kids will be running up your bill 409 00:20:58,440 --> 00:21:05,720 Speaker 1: no matter what. So I'm going to boost this time. 410 00:21:06,040 --> 00:21:08,480 Speaker 1: Well I think I boosted the last time too, but 411 00:21:08,520 --> 00:21:10,879 Speaker 1: this actually just came across my time of the line. 412 00:21:12,560 --> 00:21:14,000 Speaker 1: Let's see. I took a picture of it, so I 413 00:21:14,040 --> 00:21:17,520 Speaker 1: went in I again photos, so I couldn't believe. I'm like, 414 00:21:17,600 --> 00:21:21,600 Speaker 1: is this real? It is apparently Nigeria shout out to 415 00:21:21,680 --> 00:21:25,080 Speaker 1: the Nijabs, which I am, becomes the first country to 416 00:21:25,280 --> 00:21:29,680 Speaker 1: ban white and British models in all advertising. They said, 417 00:21:29,760 --> 00:21:33,320 Speaker 1: we have two hundred million beautiful people here. We will 418 00:21:33,400 --> 00:21:36,479 Speaker 1: use our own. I've never had that before and I 419 00:21:36,600 --> 00:21:40,600 Speaker 1: was like, okay, because well here's the thing that that's like. 420 00:21:40,760 --> 00:21:45,040 Speaker 1: So I think that's it's I think having your people 421 00:21:45,119 --> 00:21:49,720 Speaker 1: reflected in advertising is critically important because it it is 422 00:21:49,800 --> 00:21:51,520 Speaker 1: one of the reasons why there's so much self hate 423 00:21:51,560 --> 00:21:53,040 Speaker 1: because if you look and you're like, well, you're telling 424 00:21:53,040 --> 00:21:54,800 Speaker 1: me that's what's beautiful and that doesn't look like me 425 00:21:54,920 --> 00:21:56,960 Speaker 1: at all. And I will say I was actually surprised 426 00:21:57,000 --> 00:21:59,800 Speaker 1: about that. I'm like, okay, all for representation, but I'm 427 00:21:59,840 --> 00:22:03,000 Speaker 1: so because typically what I've gone to Nigeria, I haven't. 428 00:22:03,560 --> 00:22:06,479 Speaker 1: You don't really see that's usually what you see. You 429 00:22:06,520 --> 00:22:09,040 Speaker 1: see black people on ads. Now, what I really want 430 00:22:09,119 --> 00:22:11,959 Speaker 1: Nigeria to do is ban lightening of skin, you know. 431 00:22:12,000 --> 00:22:16,280 Speaker 1: And maybe that's why they're doing this, because there's like 432 00:22:16,320 --> 00:22:20,080 Speaker 1: an epidemic, if you will, of skin lightning. I mean, 433 00:22:20,080 --> 00:22:22,600 Speaker 1: it's gotten it. Before it used to just be creams 434 00:22:23,400 --> 00:22:25,880 Speaker 1: and like, but you could tell because people's knuckles would 435 00:22:25,920 --> 00:22:28,160 Speaker 1: be dark still because you can't really lighten the knuckles. 436 00:22:28,480 --> 00:22:30,560 Speaker 1: So and then also too, the cream would lighten you 437 00:22:30,560 --> 00:22:33,760 Speaker 1: in a very unnatural way, you know. And then people 438 00:22:33,800 --> 00:22:37,480 Speaker 1: started taking pills that would like, I don't know, reduce 439 00:22:37,560 --> 00:22:42,280 Speaker 1: your melanin. Yes, And now many people get IV fluids. 440 00:22:42,680 --> 00:22:44,680 Speaker 1: There's like a like a medicine that you can take. 441 00:22:44,880 --> 00:22:46,520 Speaker 1: There's actually a medicine you could take that actually make 442 00:22:46,520 --> 00:22:48,520 Speaker 1: yourself darker, but there's also this like IV that you 443 00:22:48,520 --> 00:22:51,480 Speaker 1: could take that makes yourself lighter. Like it's crazy and 444 00:22:51,520 --> 00:22:53,880 Speaker 1: really dangerous and can mess up all parts of your 445 00:22:54,359 --> 00:22:59,640 Speaker 1: So I'm hoping that this is having advertisements that largely 446 00:22:59,720 --> 00:23:03,560 Speaker 1: reflect like the population will allow people to see just 447 00:23:03,640 --> 00:23:09,000 Speaker 1: how beautiful they are already. So I was like, Okay, yeah, 448 00:23:09,080 --> 00:23:11,159 Speaker 1: so we'll see with all that, because I feel like 449 00:23:11,600 --> 00:23:14,080 Speaker 1: I don't know that I've seen that many non black 450 00:23:14,119 --> 00:23:16,640 Speaker 1: people in advertisers in Nigeria. I mean it's only I've 451 00:23:16,680 --> 00:23:19,359 Speaker 1: only been a few times and it's been a while. 452 00:23:20,520 --> 00:23:22,440 Speaker 1: But I'm wondering I would have to do some research. 453 00:23:22,440 --> 00:23:24,000 Speaker 1: I just literally saw a chem across I would have 454 00:23:24,040 --> 00:23:26,480 Speaker 1: to do some research. Is it as a result of 455 00:23:26,520 --> 00:23:30,560 Speaker 1: the of the lightning epidemic that maybe people saw themselves 456 00:23:30,640 --> 00:23:33,280 Speaker 1: more they wouldn't want to not look like themselves. I 457 00:23:33,280 --> 00:23:34,159 Speaker 1: don't know, it's. 458 00:23:34,040 --> 00:23:37,640 Speaker 2: Not even I mean for me obviously I'm not Nigerian, 459 00:23:38,160 --> 00:23:42,080 Speaker 2: but I feel like what we really need, well, what 460 00:23:42,119 --> 00:23:45,320 Speaker 2: we need in addition to things like that, is how 461 00:23:45,320 --> 00:23:48,280 Speaker 2: can we invest in young girls self love? Because I 462 00:23:48,320 --> 00:23:52,119 Speaker 2: feel like when you are when you are growing, when 463 00:23:52,160 --> 00:23:54,280 Speaker 2: you grow up in an environment where you're surrounded by 464 00:23:54,280 --> 00:23:57,520 Speaker 2: women who love their skin, they love their hair, they 465 00:23:57,560 --> 00:24:02,000 Speaker 2: love their bodies, then that it's like it's it's infusing 466 00:24:02,400 --> 00:24:04,600 Speaker 2: you know, young girls who grow up and then they're 467 00:24:04,600 --> 00:24:07,439 Speaker 2: not because the problem with advertising and even I mean 468 00:24:07,520 --> 00:24:09,720 Speaker 2: like advertising is kind of old school, like everyone's on 469 00:24:09,760 --> 00:24:15,280 Speaker 2: social media now. It's when we glorify you know, European beauty, 470 00:24:15,400 --> 00:24:18,760 Speaker 2: you know, ideals, we're doing it like because we're seeing 471 00:24:18,800 --> 00:24:20,720 Speaker 2: it and then we're thinking, oh, but I'm not that. 472 00:24:20,880 --> 00:24:23,119 Speaker 2: So like it's really about can we get to a 473 00:24:23,119 --> 00:24:26,679 Speaker 2: place where little girls can see, you know, Eurocentric beauty 474 00:24:26,760 --> 00:24:29,760 Speaker 2: and just think, oh, that's good for her and I'm 475 00:24:30,040 --> 00:24:32,360 Speaker 2: gorgeous and beautiful too, And I mean that's a lot. 476 00:24:32,480 --> 00:24:34,800 Speaker 2: That's like that's going to take generations. I think we 477 00:24:34,840 --> 00:24:37,760 Speaker 2: need a generation, a couple of generations with a fair. 478 00:24:38,320 --> 00:24:41,800 Speaker 1: There definitely is I mean when I was, there a 479 00:24:42,200 --> 00:24:46,359 Speaker 1: hierarchy of like light skin is better, and it's like 480 00:24:46,400 --> 00:24:48,840 Speaker 1: where does that come from? When the truth is the 481 00:24:48,880 --> 00:24:52,720 Speaker 1: average person I'm like the average complexion, you know, for 482 00:24:52,800 --> 00:24:54,640 Speaker 1: at least for like, you know, the part of Nigeria 483 00:24:54,640 --> 00:24:56,879 Speaker 1: that my family's from. That Like, so it's like, well, 484 00:24:56,920 --> 00:25:01,640 Speaker 1: where does that come from? You know? And I mean 485 00:25:01,760 --> 00:25:03,480 Speaker 1: and here's the thing. The advertising is one thing, but 486 00:25:03,480 --> 00:25:06,680 Speaker 1: there's still social media. There's still you know, you can't 487 00:25:06,720 --> 00:25:09,040 Speaker 1: hyphenough to your point, it's like, well, if we're going 488 00:25:09,119 --> 00:25:11,160 Speaker 1: to do the ads, can we do can we do 489 00:25:11,320 --> 00:25:14,879 Speaker 1: ads where people are not lightening their skin? Let's denormalize 490 00:25:14,920 --> 00:25:15,720 Speaker 1: that because. 491 00:25:15,480 --> 00:25:19,840 Speaker 2: When you ban those products, like like a public health emergency, 492 00:25:19,920 --> 00:25:22,080 Speaker 2: it is that you can even sell that shit on 493 00:25:22,119 --> 00:25:25,200 Speaker 2: the shelves, because what would be the health use other 494 00:25:25,240 --> 00:25:27,560 Speaker 2: than like, that's a wild to me. 495 00:25:27,720 --> 00:25:29,840 Speaker 1: When I heard that people could take pills and ivs 496 00:25:29,880 --> 00:25:32,680 Speaker 1: to do that, I'm like, what, Like, literally, if you 497 00:25:32,720 --> 00:25:34,280 Speaker 1: look at there's some people like for example, you look 498 00:25:34,320 --> 00:25:38,359 Speaker 1: at Sammy Sosa. You know he's a Dominican I believe, 499 00:25:38,400 --> 00:25:41,960 Speaker 1: I'm a very famous baseball player, and like you see 500 00:25:42,040 --> 00:25:45,480 Speaker 1: like the type of lightning that his skin has undergone. 501 00:25:45,560 --> 00:25:48,840 Speaker 1: It's not something you can get from cream. You know 502 00:25:49,080 --> 00:25:54,800 Speaker 1: that he's using something a more permanent, stronger method. And 503 00:25:54,880 --> 00:25:58,200 Speaker 1: so it's like really like whoa, whoa, whoa whoa? Yes? 504 00:25:59,280 --> 00:26:01,320 Speaker 2: And so is that what like little Kim was doing. 505 00:26:01,320 --> 00:26:02,600 Speaker 2: It's a little little Kim. 506 00:26:02,680 --> 00:26:06,720 Speaker 1: Oh dad, Yeah, I see Sadie Sosa. Do your Google's 507 00:26:06,720 --> 00:26:08,760 Speaker 1: Mandy's looking at it? Now? Look at Mandy. I can 508 00:26:08,760 --> 00:26:10,160 Speaker 1: say I can literally see your eyes go back many 509 00:26:10,200 --> 00:26:16,840 Speaker 1: from I'm watching you. That's not the extreme. 510 00:26:17,240 --> 00:26:19,520 Speaker 2: That isn't feel like I don't know. 511 00:26:19,640 --> 00:26:21,480 Speaker 1: Yeah, that's people don't have access to that. So they're 512 00:26:21,520 --> 00:26:25,760 Speaker 1: using these creams that break them out in rashes and girls. 513 00:26:25,840 --> 00:26:27,960 Speaker 1: So yeah, so we shall see how this work. I'm 514 00:26:27,960 --> 00:26:29,439 Speaker 1: gonna do some research to see it, Like is this 515 00:26:29,520 --> 00:26:33,400 Speaker 1: in relation to like the skin like lightning like epidemic 516 00:26:33,440 --> 00:26:35,560 Speaker 1: and that's why they're like, oh maybe I people could 517 00:26:35,560 --> 00:26:38,600 Speaker 1: see themselves and like cause you know, typically advertisements they're 518 00:26:38,640 --> 00:26:41,199 Speaker 1: there to say this is what's beautiful, and so that 519 00:26:41,440 --> 00:26:44,159 Speaker 1: is that the purpose? And so if so, I'm like, 520 00:26:44,240 --> 00:26:48,800 Speaker 1: let's see. So yeah, that's my boosty breaky, like you know, 521 00:26:48,840 --> 00:26:51,440 Speaker 1: the Nigerian has decided to try this and see how 522 00:26:51,440 --> 00:26:55,200 Speaker 1: it goes. Yeah, we're gonna see. 523 00:26:55,400 --> 00:26:57,359 Speaker 2: Well, I have like a semi related boost. I was 524 00:26:57,400 --> 00:27:00,760 Speaker 2: gonna boost my girl Lizzo because not only did she 525 00:27:00,840 --> 00:27:03,800 Speaker 2: win some MOONMN last night, I actually found I was 526 00:27:03,840 --> 00:27:06,399 Speaker 2: like googling, like a boomer, how do you stream the 527 00:27:06,520 --> 00:27:07,120 Speaker 2: vm as. 528 00:27:07,200 --> 00:27:09,399 Speaker 1: I just wanted some entertainment with you and in Newark 529 00:27:09,400 --> 00:27:11,000 Speaker 1: they tape it in Newark, which I'm like, eh, I 530 00:27:11,080 --> 00:27:13,439 Speaker 1: look at us, Oh really nice? 531 00:27:13,800 --> 00:27:17,120 Speaker 2: Okay, you were close by yeah, So I was streaming 532 00:27:17,160 --> 00:27:19,040 Speaker 2: it and I caught her acceptance speech. I don't know, 533 00:27:19,080 --> 00:27:21,080 Speaker 2: I forget what award. It was like song of the Year, 534 00:27:21,119 --> 00:27:23,439 Speaker 2: Album of the Year, something for about damn time. And 535 00:27:23,480 --> 00:27:26,560 Speaker 2: so there was this comic, this male comic I don't 536 00:27:26,560 --> 00:27:29,960 Speaker 2: even know if I want to speak his garry spears 537 00:27:30,080 --> 00:27:32,680 Speaker 2: something like that. I hadn't heard of him, I mean Shade, 538 00:27:32,720 --> 00:27:35,199 Speaker 2: but nobody had I heard of him until he decided 539 00:27:35,240 --> 00:27:39,080 Speaker 2: to use Lizzo in her platform to make sure that 540 00:27:39,119 --> 00:27:41,280 Speaker 2: he became a headline. So he was like fat shaming 541 00:27:41,320 --> 00:27:43,480 Speaker 2: her and sayg just really fun, I mean fucked up, 542 00:27:44,119 --> 00:27:49,640 Speaker 2: fat phobic, misogynistic remarks about her body type and compared 543 00:27:49,640 --> 00:27:53,120 Speaker 2: her to a just childish behavior like I have heard 544 00:27:53,119 --> 00:27:56,480 Speaker 2: better jokes on the school bus okay in Henry County, Georgia. 545 00:27:56,520 --> 00:28:00,360 Speaker 2: Shout out to all the bullies anyway, But Lizzo got 546 00:28:00,480 --> 00:28:02,240 Speaker 2: up on stage to win her award, and she gave 547 00:28:02,280 --> 00:28:06,600 Speaker 2: an epic performance in this like amazing pink catsuit whatever. 548 00:28:06,720 --> 00:28:09,959 Speaker 2: She looked phenomenal, and she was like, I know, she 549 00:28:09,960 --> 00:28:12,240 Speaker 2: said something to the effect of, is this the point 550 00:28:12,240 --> 00:28:13,720 Speaker 2: where you guys want me to like shout out my 551 00:28:13,760 --> 00:28:16,080 Speaker 2: haters or make a comment like I'm not gonna comment 552 00:28:16,119 --> 00:28:20,760 Speaker 2: because bitch, I'm just winning yea and period period paragraphs. 553 00:28:20,760 --> 00:28:23,640 Speaker 1: So the best for VEG is your paper. I sit 554 00:28:23,800 --> 00:28:25,240 Speaker 1: if you don't Beyonce. 555 00:28:26,440 --> 00:28:27,560 Speaker 2: Did she literally say that? 556 00:28:28,080 --> 00:28:29,280 Speaker 1: Yeah? 557 00:28:29,320 --> 00:28:31,200 Speaker 2: I did not catch that part. Maybe I just thought 558 00:28:31,240 --> 00:28:34,280 Speaker 2: quip anyway, Yeah, so love Lizzo. Shout out to her 559 00:28:34,280 --> 00:28:37,879 Speaker 2: for that moment. And I mean, I feel like people 560 00:28:37,920 --> 00:28:40,800 Speaker 2: like Lizo. I will shout out to Lizzo and Ashley Graham. 561 00:28:41,320 --> 00:28:43,560 Speaker 2: And I'm on the right side of TikTok. I am 562 00:28:43,560 --> 00:28:47,080 Speaker 2: in the full figured women's side of TikTok. There's so 563 00:28:47,200 --> 00:28:49,840 Speaker 2: much positive body content out there if you guys look 564 00:28:49,920 --> 00:28:54,080 Speaker 2: for it, Like there are incredible content creators, and they 565 00:28:54,200 --> 00:28:57,880 Speaker 2: are just glorifying bodies that look like the ones that 566 00:28:57,920 --> 00:29:00,600 Speaker 2: I see every day. Like I took my son to 567 00:29:00,640 --> 00:29:02,760 Speaker 2: the pool this morning and I didn't even worry about 568 00:29:02,760 --> 00:29:05,400 Speaker 2: shaven mellows because I just saw a TikToker yesterday, Like, ooh, 569 00:29:05,520 --> 00:29:08,880 Speaker 2: regular girl at the pool, you know, pantylines not perfect, 570 00:29:09,120 --> 00:29:12,640 Speaker 2: didn't go get wax. Like this is a reality, and 571 00:29:12,680 --> 00:29:14,720 Speaker 2: people like Lizo. I think she's the queen of that 572 00:29:14,800 --> 00:29:19,680 Speaker 2: body love self love movement because like I'm at this point. 573 00:29:19,720 --> 00:29:24,200 Speaker 2: I'm just I'm tired of choosing to feel shitty about 574 00:29:24,360 --> 00:29:27,360 Speaker 2: the body that I have in the moment that I 575 00:29:27,400 --> 00:29:29,800 Speaker 2: have it. And I was just like, in another thirty 576 00:29:29,840 --> 00:29:31,880 Speaker 2: five years, when I'm seventy, I'm going to be looking. 577 00:29:31,640 --> 00:29:36,040 Speaker 1: Back and be like, damn girl, like those it was fine, those. 578 00:29:35,920 --> 00:29:39,320 Speaker 2: Like legging those knees, knees, walking upstairs. 579 00:29:39,840 --> 00:29:43,840 Speaker 1: Elbow bend and will. So. 580 00:29:44,640 --> 00:29:47,800 Speaker 2: Yeah, as much as there's negativity out there, I do 581 00:29:47,840 --> 00:29:50,360 Speaker 2: feel like there's such a safe space if you, if 582 00:29:50,400 --> 00:29:53,440 Speaker 2: you find the right spaces on these internet streets, on 583 00:29:53,920 --> 00:29:56,560 Speaker 2: social media where you can feel loved and be seen. 584 00:29:56,720 --> 00:29:59,400 Speaker 2: And yeah, so shout out to Lizo, congrats on you 585 00:29:59,440 --> 00:30:03,960 Speaker 2: deserve all trophies, and to all the creators who are glorifying. Yes, 586 00:30:04,040 --> 00:30:06,280 Speaker 2: it's about damn time to glorify these body types. 587 00:30:07,480 --> 00:30:11,280 Speaker 1: I love that, Okay, Yeah, I love it all right. 588 00:30:12,800 --> 00:30:14,960 Speaker 1: You guys can listen to us every Wednesday, ask per usual, 589 00:30:15,000 --> 00:30:17,280 Speaker 1: bring a friend next time, don't come alone because you 590 00:30:17,360 --> 00:30:20,840 Speaker 1: know we're here. Also listen to us on Friday. We 591 00:30:20,880 --> 00:30:25,920 Speaker 1: have our Baqa brand and Bischen question and answer so 592 00:30:26,080 --> 00:30:28,120 Speaker 1: not to be missed. Mm hmmm. 593 00:30:28,520 --> 00:30:31,280 Speaker 2: So you can to check out a bit podcast. Oh 594 00:30:31,280 --> 00:30:36,800 Speaker 2: oh yeah, checkout tips documentary. Yes, her starring role in 595 00:30:36,840 --> 00:30:40,360 Speaker 2: a documentary called Get Smart with Money September sixth. While 596 00:30:40,360 --> 00:30:42,600 Speaker 2: you were talking about it, I went onto Netflix's app 597 00:30:42,760 --> 00:30:45,920 Speaker 2: because that's what I do when I'm having mommy time 598 00:30:46,040 --> 00:30:50,120 Speaker 2: in the bathtub, Okay, and I put the little bell 599 00:30:50,440 --> 00:30:52,680 Speaker 2: icon good where you get an alert? 600 00:30:53,240 --> 00:30:53,440 Speaker 1: Right? 601 00:30:53,640 --> 00:30:55,680 Speaker 2: Did I do it right? You can also share that? 602 00:30:56,200 --> 00:30:58,240 Speaker 2: So then I went and shared it on my Instagram. Okay, 603 00:30:58,280 --> 00:31:04,520 Speaker 2: soy mile okay, speaking of chocolate women doing the damn thing. Tiffany, 604 00:31:04,520 --> 00:31:06,240 Speaker 2: it's about damn time that you had a starring role 605 00:31:06,240 --> 00:31:09,760 Speaker 2: in a Netflix series. So September sixth, I'll send you 606 00:31:09,760 --> 00:31:11,040 Speaker 2: my bill for publicity later. 607 00:31:12,360 --> 00:31:15,120 Speaker 1: Thank you. How about y'all until next week. 608 00:31:15,320 --> 00:31:18,880 Speaker 2: See y'all next week. Hey, ba fan, we could not 609 00:31:18,960 --> 00:31:21,520 Speaker 2: do this show without your support or the support of 610 00:31:21,520 --> 00:31:24,720 Speaker 2: our team behind the scenes. The Brown Ambission Podcast is 611 00:31:24,760 --> 00:31:28,560 Speaker 2: produced by Cumulus Podcast Network. It's edited by the wonderful 612 00:31:28,640 --> 00:31:33,040 Speaker 2: Imani Crosby and produced by Tanya Bustos. Dennistimplinsky is our 613 00:31:33,080 --> 00:31:36,400 Speaker 2: in house tech guru, and I am Bandy Woodard Santos, 614 00:31:36,440 --> 00:31:39,240 Speaker 2: your co host, and I will see y'all next week.