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Speaker 1: All right, third hour of Clay and Buck kicks off. Now,

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Speaker 1: everybody show flying by today. Thanks for being with us.

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Speaker 1: We're talking a lot about the Trump economy today. We're

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Speaker 1: getting deep into the credit card discussion. There. Send us

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Speaker 1: your thoughts if you have also credit card horror stories.

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Speaker 1: Bruce Rally was like shocked in mine that they could

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Speaker 1: be so ruthless. But yes, indeed they can be quite aggressive,

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Speaker 1: of those credit card companies, and they are enabled by

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Speaker 1: politicians who Joe Biden is the worst of the worst

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Speaker 1: when it comes to this, because what else, who else

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Speaker 1: do you represent the state of Delaware? Really, you're representing

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Speaker 1: credit card companies. That was Joe Biden's primary constituency for

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Speaker 1: his entire forty something years or whatever it was in

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Speaker 1: the Senate before he became the worst president of the

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Speaker 1: twenty first century, which isn't really saying much. I think

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Speaker 1: probably the worst president. I'm comfortable saying Biden was the

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Speaker 1: worst president in Well, people said Jimmy Carter. You go

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Speaker 1: back to the Jimmy Carter thing. I think Biden's worst.

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Speaker 1: Carter had some worse than Jimmy Carter. I think I

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Speaker 1: think Carter had some. He had some dignity. Yeah, he had.

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Speaker 1: He was He was a man who had you know,

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Speaker 1: he was honorable in his way. He just was wrong

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Speaker 1: about everything. Biden was a scumbag who was also wrong

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Speaker 1: about everything. So I think the scumbaggery takes him into

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Speaker 1: the number one slot. I think worst president we've had

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Speaker 1: in one hundred years.

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Speaker 2: Yeah, I think historically he's going to be up there

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Speaker 2: with James Buchanan, who was president when the Civil War

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Speaker 2: was allowed to start right before Abraham Lincoln, which is

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Speaker 2: a history NERD take there for you.

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Speaker 1: And is it surprising that a guy who they even

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Speaker 1: had to admit essentially had a brain that was semi

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Speaker 1: functional because of dementia or whatever the diagnosis would be,

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Speaker 1: was bad as president? Of course he was now, I

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Speaker 1: mean it was he was dumb thirty years ago. So

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Speaker 1: now he's dumb and his brain doesn't work because of

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Speaker 1: old age. That's going to be a bad combo. Yes,

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Speaker 1: no doubt.

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Speaker 2: By the way, I wanted to mention this because we

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Speaker 2: were talking about not that we're in any way the greatest,

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Speaker 2: the greatest advocates or the greatest experts when it comes

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Speaker 2: to financial decisions. I wanted to mention something that I

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Speaker 2: didn't even know, and I bet a huge percentage of

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Speaker 2: our audience doesn't even know as we set the table.

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Speaker 2: By the way, latest on Minneapolis. President Trump is speaking

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Speaker 2: right now at the Detroit Economic Club. Will go live

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Speaker 2: to that in a few minutes and hear what he's

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Speaker 2: saying there. The credit card debt discussion, Buck, I used

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Speaker 2: to wonder, I didn't they don't teach you anything about mortgages.

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Speaker 2: We were talking about the lack of financial literacy that

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Speaker 2: comes from schools, and it is incredibly unfortunate that that

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Speaker 2: is the reality that we face. Here is a crazy,

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Speaker 2: crazy take that I think a lot of people never

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Speaker 2: actually go into. Do you know that when you get

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Speaker 2: a mortgage thirty year or fifteen year mortgage for several

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Speaker 2: years of your mortgage payments, go look at the amortization table.

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Speaker 2: I don't even think most people even know what an

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Speaker 2: amortization table is. Almost all of your mortgage payments is interest.

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Speaker 2: So if you wonder why is a bank always so

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Speaker 2: happy to have people REFI, it can be a very

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Speaker 2: good decision because you can go from a seven percent

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Speaker 2: rate down to a four percent rate or whatever. I'm

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Speaker 2: not saying it's not a smart decision. It often is,

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Speaker 2: but they're giving up that rate because you go back

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Speaker 2: to just paying interest to them. Most people never complete

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Speaker 2: a thirty year mortgage. Some thirty year mortgages for the

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Speaker 2: first decade almost all of it is interest. And then

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Speaker 2: when you look at the amortization table, by the time

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Speaker 2: you get to the end of a thirty year mortgage,

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Speaker 2: you're actually only then starting to pay principle. And I

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Speaker 2: don't think I bet a huge majority of this audience

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Speaker 2: pays a mortgage. I bet very few people have ever

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Speaker 2: actually looked at the amortization table to recognize, oh my goodness,

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Speaker 2: it's nearly a decade of a thirty year mortgage where

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Speaker 2: all I'm doing is paying interest. You're not actually getting

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Speaker 2: to the principle at all. And now people say, well,

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Speaker 2: wait a minute, my value. Yeah, hopefully your overall value

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Speaker 2: of your home is going up, so you're building equity

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Speaker 2: because that home you bought for three hundred thousand a

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Speaker 2: decade later hopefully is worth four hundred thousand or something.

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Speaker 2: So you're getting equity that way, but you're not actually

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Speaker 2: paying it in a way that gets your equity. And

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Speaker 2: I just don't think most people even understand that again,

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Speaker 2: financial literacy probably something along with historical literacy, that so

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Speaker 2: many people are getting preyed upon because they don't have

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Speaker 2: the basic knowledge that is necessary.

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Speaker 1: Well. Also, it reminds me of a very viral tweet

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Speaker 1: from a long time ago. I would give credit for it,

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Speaker 1: but I don't remember. But I think it was a

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Speaker 1: comedian we said, I'm so glad I studied parallelograms in

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Speaker 1: high school. This was in April. Obviously it'll come in

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Speaker 1: so handy during parallelogram season, as in tax season in now.

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Speaker 1: We're all supposed to become accountants in our own right

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Speaker 1: and know all these things and this incredibly complicated tax code.

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Speaker 1: And remember, you are very the same people that will

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Speaker 1: tell you all illegals, no one's illegal. You can come

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Speaker 1: into the country and take whatever you want, it doesn't matter,

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Speaker 1: but you better pay your darn taxes, because if you're

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Speaker 1: part of the productive class, if you're part of the

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Speaker 1: now less than half of American households that even pay

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Speaker 1: into the tax system instead of get benefits from the

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Speaker 1: tax system, then you are a cow to be milked,

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Speaker 1: and you are to shut up about it and to

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Speaker 1: just take take that and deal with it. So I

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Speaker 1: think that people are are rightly very their interest is piqued,

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Speaker 1: if you will, over the I mean the credit card

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Speaker 1: rate issue, because it goes to a lot of what

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Speaker 1: we see right now, which is companies, corporations have things

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Speaker 1: written in a way that are beneficial to them. And

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Speaker 1: I would say this clay okay. People will point out

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Speaker 1: they'll say, well, but what about credit. You won't get

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Speaker 1: credit to pork, you know, to people that need it

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Speaker 1: unless you have these rates. Well then why do we

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Speaker 1: have a cap on it at all? Right now? We

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Speaker 1: do and people are getting credit cards.

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Speaker 2: That's so we're made so this policy decision on some

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Speaker 2: level that we're okay at twenty five percent, but we're

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Speaker 2: not okay with forty five percent. That's right. There is

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Speaker 2: a level that we're willing to accept.

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Speaker 1: And this is where you see It's a bit like

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Speaker 1: the minimum wage discussion too, where people will say, well,

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Speaker 1: we shouldn't have any minimum wage, okay, but we do,

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Speaker 1: and so if we do have one, we're going to

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Speaker 1: argue over what it should be. And if we're going

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Speaker 1: to have a cap, you know, we're if you're my

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Speaker 1: very simply put, if you're drawing a line, you get

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Speaker 1: to decide, you get to argue over where the line

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Speaker 1: should be drawn. There are some people who will be

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Speaker 1: there should be no line. Okay, that's a different argument though,

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Speaker 1: because if there is a line, we're going to argue

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Speaker 1: over where that line is. We're going to do bait

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Speaker 1: where that line should be. And I think Trump raises

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Speaker 1: that and it's a very much like I said, the

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Speaker 1: Trump gambit, because maybe it's that again. I think I

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Speaker 1: saw that thirty I did a quick rock search. Thirty

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Speaker 1: six percent is the like statutory cap right now on

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Speaker 1: credit cards. It certainly is around thirty because I've seen

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Speaker 1: twenty nine percent penalty aprs on credit cards that I

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Speaker 1: have not that I ever hit those penalties because I've

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Speaker 1: refused to carry a credit card balance. But Clay, if

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Speaker 1: we could get it down to twenty percent, would what

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Speaker 1: would that mean? Would that just mean that that credit

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Speaker 1: card stocks take a bit of a hit and have to,

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Speaker 1: you know, reassess some of their They're still going to

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Speaker 1: give credit card you know, they're still making money. I

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Speaker 1: understand that at some level there's charge offs and you're

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Speaker 1: gonna say, but it's non dischargeable in bankruptcy, and you

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Speaker 1: have this huge collections industry that's going to continue to

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Speaker 1: function as it does. So remember they make money off

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Speaker 1: of transaction fees every time. They're not supposed to do this.

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Speaker 1: Some vendors, every time you go and you swipe that card,

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Speaker 1: they're taking ercentage of the transaction or three percent typically

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Speaker 1: every single time you swipe a card. And that's an

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Speaker 1: amazing business to be in, right, But some places won't

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Speaker 1: take the higher I think Amex tends to have the higher,

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Speaker 1: the higher swipe fee, and so they'll say, we don't tay,

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Speaker 1: you've come across this right, Clay, we don't. I've been

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Speaker 1: to restaurants they'll say, we don't take American Express here.

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Speaker 1: They're not supposed to do that, by the way, like

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Speaker 1: there there's actually a and they're not. Well, I should say,

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Speaker 1: they're not supposed to charge you more for using a

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Speaker 1: credit card if you have a credit card contract with them.

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Speaker 1: But some places will do that too. They're like, oh,

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Speaker 1: we charge a credit card fee. That's actually a violation

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Speaker 1: of their credit card agreement.

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Speaker 2: By the way, their power is only growing too, because

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Speaker 2: young people never have cash. Yes, I mean and Apple,

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Speaker 2: for instance, I am almost to the point sometimes where

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Speaker 2: I would rather just go out with my phone and

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Speaker 2: use Apple Pay. What you know, Look, Apple is really

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Speaker 2: good at figuring out how ways to monetize everything that

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Speaker 2: you do, and so they could get you to pay

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Speaker 2: from your phone. Ten years from now, I'm not sure

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Speaker 2: that there's hardly going to be anybody out there paying

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Speaker 2: with cash. And I'm gonna be honest with you. I

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Speaker 2: love when I get in an uber or a way

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Speaker 2: mow or a lyft, whatever it is. Have you been

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Speaker 2: in a cab where you basically start to get out

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Speaker 2: of the cab because you're so used to being charged

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Speaker 2: automatically on your phone. Everybody out there around our age,

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Speaker 2: certainly younger probably around our age, because we at least

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Speaker 2: used cash at some point in time. I can't count

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Speaker 2: the number of times when I've actually gotten in a

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Speaker 2: cab and i just start to get out of a

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Speaker 2: cab now because I'm so used to an automatic charge

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Speaker 2: going to my phone. So the powers of these credit

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Speaker 2: card companies is only going to grow in the decades

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Speaker 2: ahead because young people like my kids never have cash.

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Speaker 2: I give them cash because I'm like, hey, make sure

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Speaker 2: that everybody has taken care of because you need to

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Speaker 2: have cash in an emergency whatever else. My kids are like, what,

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Speaker 2: why would I ever need cash? So I think the

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Speaker 2: power of credit card companies is only going to grow.

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Speaker 1: So Trump is taking a stand on that one. Also

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Speaker 1: on the institutions being able to buy up single family homes,

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Speaker 1: you know, that's a complicated argument too. I know it's

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Speaker 1: become very popular on the right generally to talk about

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Speaker 1: how the reason home prices are so high is black Rock,

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Speaker 1: for example, the massive, massive financial institution that has a

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Speaker 1: very large balance sheet with a lot of homes on it.

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Speaker 1: You know, they just that's one name that they'll throw

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Speaker 1: out there. But you say, well, hold on a second.

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Speaker 1: First of all, if we all agree they're twenty million

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Speaker 1: illegals in this country, they're living somewhere, and you say, oh,

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Speaker 1: well they're renting. Yeah, that's still housing stock that is

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Speaker 1: off there. So start with that. Start with there are

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Speaker 1: millions and millions of people who are being housed currently

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Speaker 1: who are not supposed to be in the country. There

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Speaker 1: is no way that that does not have an effect

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Speaker 1: on supplying to men. It certainly does. New York City

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Speaker 1: hotel room has never been more expensive than at the

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Speaker 1: end of the Atoms administration, and it was because twenty

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Speaker 1: or thirty percent, twenty or thirty they can't remember, but

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Speaker 1: a big portion of hotels were going to house illegals

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Speaker 1: at the taxpayer's expense.

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Speaker 2: Correct.

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Speaker 1: Well, if you take twenty percent of something off the market,

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Speaker 1: guess what it does to what remains. It raises the price,

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Speaker 1: It raises the costs applying demand is still a major

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Speaker 1: effect on the single family homes situation. You know, on

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Speaker 1: the one hand, you don't want institutions buying up all

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Speaker 1: these homes because you think, okay, well, they just use

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Speaker 1: you know, the funny money balance sheet they have access

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Speaker 1: to that. It's all just sort of numbers to them

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Speaker 1: on a spreadsheet. They're not actually living in this, and

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Speaker 1: they're going to rise the price. On the other hand, though,

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Speaker 1: you want more developers, right, You want there to be

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Speaker 1: buyers ready to go so that there are more and

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Speaker 1: more developers making more and more houses to keep up

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Speaker 1: with population growth. So how much now? And the other

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Speaker 1: side of it is, I don't think they someone tell

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Speaker 1: me what the numbers are, guys. I think it depends

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Speaker 1: where in the country. I think there are some states

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Speaker 1: play where institutions own something like twenty percent of the

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Speaker 1: single family homestock, which teems other states it's a lot

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Speaker 1: lower than that, and it's dependent upon the market factors

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Speaker 1: in that state. But this is a complicated discussion, you know,

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Speaker 1: because it sometimes things that's it's just like the minimum

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Speaker 1: wage thing. Minimum wage in California is what now twenty

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Speaker 1: five dollars. Guess what they're doing in all these places.

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Speaker 1: They're automating, they're cutting back hours. All the things that

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Speaker 1: we said would happen happen. No, one hundred percent.

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Speaker 2: And look, I mean again, these go into complicated aspects.

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Speaker 2: In order to talk about them intelligently, you have to

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Speaker 2: have some measure of schooling on it, and I just

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Speaker 2: think financial literacy we do a really poor job of

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Speaker 2: explaining to kids how to balance check books, how to

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Speaker 2: understand mortgages, how to understand what credit card interest is,

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Speaker 2: to understand how quickly compound interest works against you if

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Speaker 2: you have those balance is running forward, and also in

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Speaker 2: a positive way, how much compounding works in your favor

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Speaker 2: if you start saving I mean every ten years on average,

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Speaker 2: if you buy SMP five hundred index funds, you're gonna

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Speaker 2: double your money. Well, if you're a kid and you

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Speaker 2: can start saving money when you're eighteen twenty years old.

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Speaker 2: By the time you're fifty, you've doubled, double doubled just

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Speaker 2: in the last thirty years. And then if you live

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Speaker 2: fortunate enough to be eighty or ninety, you start compounding

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Speaker 2: that on such an incredible level. I don't think most

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Speaker 2: kids think about it. It's an optimistic way to think,

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Speaker 2: just to understand the larger context here, and I wish

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Speaker 2: we did a better job of setting this all up.

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Speaker 2: So we will take some of your calls eight hundred

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Speaker 2: to two to eight A two. Will also go and

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Speaker 2: take a couple of minutes of President Trump. We're scheduled

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Speaker 2: to talk with Jennifer Say about the Supreme Court decision

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Speaker 2: that is coming now on trans athletes, in particular on

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Speaker 2: boys trying to pretend to be girls to compete in

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Speaker 2: girls sports. We will discuss that and more. But I

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Speaker 2: want to tell you I got to pick for you

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Speaker 2: on prize picks. Fuck, get your pen out, this one's

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Speaker 2: gonna win. Pays out at nearly two to one. Divisional

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Speaker 2: round playoffs. Brock Purty more than one half touchdown, Drake

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Speaker 2: May more than one half touchdown, Josh Allen more than

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Speaker 2: one half touchdown, and bow Knicks more than one half touchdown.

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Speaker 2: I'm picking this one super easy. Each of these guys

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Speaker 2: are gonna throw at least one touchdown pass. That is

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Speaker 2: one touchdown pass. If I'm right, it pays out at

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Speaker 2: two to one. That's Brock perty Drake May Josh Allen

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Speaker 2: bow Knicks. Four quarterbacks playing on Saturday or Sunday as

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Speaker 2: a part of the four divisional round playoff games in

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Speaker 2: the NFL. Get hooked up two to one. Brock perty

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Speaker 2: Drake May, Josh Allen bow Knicks. Do it today. Price

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Speaker 2: pickstock my name Clay. You can play in all fifty states.

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Speaker 2: That is pricepicks dot Com. My name's Clay, pricepicks dot

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Speaker 2: Com slash Clay. If you want to go in that way,

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Speaker 2: download the app. Put in my name cla. Why you

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Speaker 2: get fifty bucks in all fifty states when you sign

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Speaker 2: up and play five dollars at Price Picks. Clay, Travis

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Speaker 2: and Buck Sexton Mike drops that never.

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Speaker 1: Sounded so good.

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Speaker 2: Find them on the free iHeartRadio app or wherever you

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Speaker 2: get your podcasts.

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Speaker 3: Welcome back in Clay Travis buck Sexton show. I asked

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Speaker 3: Buck if he knew who this person was. This is

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Speaker 3: actually big breaking news, I would imagine for a lot

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Speaker 3: of you out there, not serious, not I run, not Minneapolis.

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Speaker 2: Mike Tomlin, the head coach of the Pittsburgh Steelers, has

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Speaker 2: stepped down after nineteen years as the head coach of

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Speaker 2: the Pittsburgh Steelers. So for anyone out there, Bucks like that,

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Speaker 2: anyone out there in the big battleground state of Pennsylvania,

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Speaker 2: anyone out there in the big battleground state of Pennsylvania,

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Speaker 2: this is huge news. You know who's probably like, oh,

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Speaker 2: gob smacked by all this right now, Our buddy Marcar

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Speaker 2: Rubio because he's gonna have to be the coach.

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Speaker 3: Of the Pittsburgh That's good. That's a good response. No,

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Speaker 3: our buddy Sean Parnell, who is the spokesperson for the

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Speaker 3: Pentagon right now, diehard Pittsburgh Steeler fan. They lost last

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Speaker 3: night as center Ted Cruz came on and haunted everybody

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Speaker 3: in the Pittsburgh area. Houston Texans beat them and we

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Speaker 3: got Mike Tomlin stepping down. So breaking news there, all right.

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Speaker 3: When we come back, they are playing a lot of

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Speaker 3: the audio from the Supreme Court.

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Speaker 2: I'm watching it right now. Fox News going all in

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Speaker 2: on audio over this trans related sports case before the

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Speaker 2: Supreme Court. Jennifer Say, who has been a huge part

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Speaker 2: of this. She's got the company xxx y. She worked

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Speaker 2: at Levi's for a long time until, among other things,

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Speaker 2: saying men are different than women got her crosswise, also

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Speaker 2: COVID related. She'll come on with us. She was in

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Speaker 2: DC for these arguments. Our friend Riley Gaines was up

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Speaker 2: there with her as well. We will hear what she

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Speaker 2: thought of those arguments and where we are headed from

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Speaker 2: here when we come back and discuss this with her. Also,

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Speaker 2: we are monitoring President Trump speaking right now at the

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Speaker 2: Detroit Economic Forum. He toured a car plant for Ford

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Speaker 2: earlier today in Dearborn, and he is laying out the

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Speaker 2: arguments for the future of the economic policies he has

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Speaker 2: put in place right now as we speak to all

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Speaker 2: of you. But I wanted to tell all of you

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Speaker 2: and Buck. That's pound two five zero, say Clay and Buck.

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Speaker 1: Welcome back in to Clay and Buck. We are now

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Speaker 1: joined by Jennifer Say. She's the founder of xxxy Clothing

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Speaker 1: and Jennifer, appreciate you making the time for us.

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Speaker 4: Thanks for having me.

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Speaker 1: Guys, So you are building a brand with fantastic apparel.

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Speaker 1: In my dad, I work frequently where you take this

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Speaker 1: very controversial position that for women's sports to thrive, it

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Speaker 1: should actually be for women, and this shouldn't be controversial

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Speaker 1: at all, but it is so crazy that we actually

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Speaker 1: now have a Supreme Court situation playing out. Did you

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Speaker 1: get a chance to hear any of the arguments today

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Speaker 1: or do you just feel like you've heard it all before,

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Speaker 1: because this is where you're constantly in the fight and

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Speaker 1: in the fray.

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Speaker 4: I did not get a chance to hear any of

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Speaker 4: the arguments. I was on the steps of the Supreme

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Speaker 4: Court for the rally. There was an amazing lineup of speakers.

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Speaker 4: Riley Gaines spoke first, and gosh, there were so many

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Speaker 4: other young female athletes who've been standing up up for

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Speaker 4: fairness and frankly, just reality. So I did not get

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Speaker 4: a chance to hear any of the arguments. I read

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Speaker 4: some of the recaps. I spoke maybe about a half

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Speaker 4: an hour ago at the same rally. I've heard all

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Speaker 4: the arguments before. The arguments make no sense. This isn't complicated.

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Speaker 4: There are two sexes, there's one truth. There are men

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Speaker 4: and women, and title line was created to recognize the

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Speaker 4: biological differences between men and women and to ensure that

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Speaker 4: girls and women have equal opportunity through sports. It's not complicated.

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Speaker 4: And you know now they're arguing that title Mine's intent

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Speaker 4: was about gender identity, which it never was. It's all

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Speaker 4: so stupid. I mean, I just can't. It's so dumb.

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Speaker 4: But it's also critically important that we win these cases.

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Speaker 4: And you know, I would just add when they were

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Speaker 4: sort of fighting for the bare minimum here. All it

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Speaker 4: means if we win these cases is that the twenty

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Speaker 4: seven states that have laws on the books protecting women's

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Speaker 4: sports can continue to do so. It doesn't solve the

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Speaker 4: problem in the other twenty three states.

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Speaker 2: Let's play cut thirty three. I want you to be

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Speaker 2: able to hear it. Thanks for coming on with it, Jennifer,

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Speaker 2: I know how busy your day is. Here is Katanji

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Speaker 2: Brown Jackson suggesting it's not important to define what a

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Speaker 2: woman is when it comes to men and women's sports.

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Speaker 1: Cut thirty three.

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Speaker 5: You have the overarching classification, you know, everybody has to

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Speaker 5: be to play on the team that is the same

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Speaker 5: as their sex at birth. But then you have a

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Speaker 5: gender identity definition that is operating within that meaning a distinction,

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Speaker 5: meaning that for cis ginger girls, they can play consistent

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Speaker 5: with their gender identity, for transgender girls they can't.

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Speaker 6: So I think that okay. As to the part about

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Speaker 6: your ability to pass over from boy to girl, yes,

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Speaker 6: you can go from one way but not the other.

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Speaker 6: I want to be clear that BBJ is not challenging

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Speaker 6: that specific classification. I think that's important to start with.

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Speaker 6: But I think, if anything, that's useful evidence as to

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Speaker 6: the lack of a transgender based discrimination because if the

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Speaker 6: legislature were just sort of unsettled by the notion of

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Speaker 6: transgender athletes, I think the answer would have been to

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Speaker 6: then bar them from you.

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Speaker 1: I appreciate that. I appreciate that.

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Speaker 5: I guess I was getting at the but I understood

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Speaker 5: the Chief Justice to be trying to we can.

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Speaker 2: Cut her off here, Jennifer, you worked and lived in

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Speaker 2: San Francisco for a long time. Did you ever think

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Speaker 2: that the left in this country would descend to the

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Speaker 2: point where arguing that men's and women's sports should be

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Speaker 2: defined by gender is an unacceptable way to characterize sports.

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Speaker 2: I mean, a part of me is just in disbelief

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Speaker 2: that we have a Supreme Court case about this. Are

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Speaker 2: you as blown away by that as I am?

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Speaker 4: Mean I am if I take a step back and say,

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Speaker 4: this is so ridiculous. Obviously there are only two sexes.

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Speaker 4: Text is not a find that birth gender identity is

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Speaker 4: a fiction. It doesn't matter. It has no relevance in

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Speaker 4: defining what women's sports are. So yeah, but I'm not

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Speaker 4: blown away when I think about what I do every

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Speaker 4: day and the pushback I get, and what Riley's been

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Speaker 4: doing for the last four years, and what many far

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Speaker 4: left women, frankly the urfs as they are known, have

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Speaker 4: been doing for over a decade. So I mean it's

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Speaker 4: shocking and not shocking at the same time. And you know,

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Speaker 4: I would I would just say, you know, being the

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Speaker 4: only person there at the rally today, you know, sort

434
00:23:36,560 --> 00:23:39,399
Speaker 4: of representing an organization that's not nonprofit but a brand.

435
00:23:40,200 --> 00:23:43,639
Speaker 4: We have we ceded the culture to these crazy people

436
00:23:43,760 --> 00:23:47,760
Speaker 4: for the last twenty years, and there's no other reason.

437
00:23:47,840 --> 00:23:50,280
Speaker 4: They sort of captured the culture with this fiction that

438
00:23:50,359 --> 00:23:53,600
Speaker 4: there's you know, seventeen seventy two genders and sex isn't

439
00:23:53,680 --> 00:23:57,120
Speaker 4: real and these boys feelings and how they feel about

440
00:23:57,119 --> 00:24:00,320
Speaker 4: their quote unquote gender matter more than girls, right. I mean,

441
00:24:00,359 --> 00:24:03,280
Speaker 4: it's an absurdity, but it's infiltrated the culture, and it's

442
00:24:03,359 --> 00:24:06,040
Speaker 4: captured hearts and minds, and we've got to rest it

443
00:24:06,119 --> 00:24:08,320
Speaker 4: back with the full force it was taken from us.

444
00:24:08,720 --> 00:24:10,960
Speaker 4: That's the only way. Even if we win these cases

445
00:24:11,000 --> 00:24:13,000
Speaker 4: we're going to get the other twenty three states is

446
00:24:13,040 --> 00:24:15,560
Speaker 4: if every mom and dad in America and every female

447
00:24:15,560 --> 00:24:18,760
Speaker 4: athlete that's competing stands up and says, this is so stupid.

448
00:24:19,440 --> 00:24:22,640
Speaker 4: I'm not doing this. We deserve our own sports and spaces.

449
00:24:22,640 --> 00:24:25,159
Speaker 4: But here, so yes, I'm shocked and I'm not at

450
00:24:25,160 --> 00:24:26,720
Speaker 4: the same time. I mean, I'm sure you feel the

451
00:24:26,720 --> 00:24:27,680
Speaker 4: same way. Play.

452
00:24:28,760 --> 00:24:33,400
Speaker 1: Oh yeah. I got to say it's remarkable that Jennifer

453
00:24:33,600 --> 00:24:35,639
Speaker 1: this has gotten to the point, this issue on what

454
00:24:35,680 --> 00:24:40,600
Speaker 1: I call gender communism, where they have pushed this to

455
00:24:40,720 --> 00:24:44,080
Speaker 1: the extremes that were warned about years and decades ago,

456
00:24:44,359 --> 00:24:47,320
Speaker 1: such that you know, you have had like a biological

457
00:24:47,359 --> 00:24:51,000
Speaker 1: male competing against women in mixed martial arts, which is

458
00:24:51,040 --> 00:24:55,280
Speaker 1: just insane and brutal and dangerous, where you have had

459
00:24:55,680 --> 00:24:59,240
Speaker 1: biological by the way, I also I hate the terminology here.

460
00:24:59,440 --> 00:25:02,440
Speaker 1: I don't like that the Supreme Court uh had Justice

461
00:25:02,480 --> 00:25:06,840
Speaker 1: Catangi Brown Jackson saying sis girls and trans girls. There's

462
00:25:06,840 --> 00:25:09,800
Speaker 1: actually no such thing as trans girls. And really, I

463
00:25:09,840 --> 00:25:13,240
Speaker 1: think that's the big problem here. Start from premise number one.

464
00:25:13,400 --> 00:25:16,520
Speaker 1: There are men or boys who think they are women

465
00:25:16,640 --> 00:25:19,040
Speaker 1: and they are not, and that's the truth, and they

466
00:25:19,040 --> 00:25:20,600
Speaker 1: can argue about this with us all day, but it

467
00:25:20,600 --> 00:25:21,520
Speaker 1: won't change the truth.

468
00:25:23,520 --> 00:25:25,879
Speaker 4: Yeah, I couldn't agree more. We've got to take the

469
00:25:25,960 --> 00:25:28,600
Speaker 4: language back, we've got to take the culture back. And

470
00:25:28,840 --> 00:25:31,880
Speaker 4: trans is a fiction. Gender identity is a fiction. These

471
00:25:31,880 --> 00:25:34,000
Speaker 4: are boys who claim to be girls. I'm not even

472
00:25:34,040 --> 00:25:35,920
Speaker 4: going to go along with think they are girls. They

473
00:25:35,960 --> 00:25:39,280
Speaker 4: claim to be girls. They have no place in women's sports.

474
00:25:39,320 --> 00:25:41,560
Speaker 4: We have all sorts of restrictions in sports. We have

475
00:25:41,640 --> 00:25:46,680
Speaker 4: weight classes, we have age classes. You know, yes there

476
00:25:46,680 --> 00:25:50,200
Speaker 4: are sex classes. If girls have to play against boys,

477
00:25:50,760 --> 00:25:53,400
Speaker 4: eventually they're going to stop playing. You know. I talked

478
00:25:53,440 --> 00:25:55,280
Speaker 4: about this today when I spoke on the steps of

479
00:25:55,320 --> 00:25:57,920
Speaker 4: the Supreme Court. I was a gymnast as a young person,

480
00:25:58,040 --> 00:26:00,280
Speaker 4: a seven time national team member, came back from all

481
00:26:00,320 --> 00:26:03,639
Speaker 4: manner of injuries, everything from broken ankles and broken steamers.

482
00:26:03,840 --> 00:26:05,600
Speaker 4: I came back to win. I never gave up. But

483
00:26:05,600 --> 00:26:07,520
Speaker 4: if I knew the deck was stacked against me from

484
00:26:07,560 --> 00:26:09,480
Speaker 4: the beginning, if I knew that I had to compete

485
00:26:09,480 --> 00:26:11,760
Speaker 4: against boys, I think I would have given up. And

486
00:26:11,800 --> 00:26:14,119
Speaker 4: we are telling girls every single day that they don't

487
00:26:14,119 --> 00:26:16,080
Speaker 4: matter enough to fight for that they need to sit

488
00:26:16,119 --> 00:26:18,680
Speaker 4: down and be quiet and just let that boy who

489
00:26:18,680 --> 00:26:20,400
Speaker 4: claims to be a girl have what he wants. Why

490
00:26:20,400 --> 00:26:23,320
Speaker 4: are you being so mean? That's what we're telling girls.

491
00:26:23,640 --> 00:26:26,320
Speaker 4: That's the message we're sending them. That's what I can't believe.

492
00:26:26,359 --> 00:26:28,520
Speaker 4: You know. I started jamount these two years after Title

493
00:26:28,600 --> 00:26:31,200
Speaker 4: nine passed. I thought we did this, I thought we

494
00:26:31,200 --> 00:26:34,120
Speaker 4: were done, and yet yet here we are, and we're

495
00:26:34,200 --> 00:26:36,800
Speaker 4: telling girls they need to be quiet and let boys

496
00:26:36,800 --> 00:26:39,600
Speaker 4: have what they want. I mean, it really is misogyny

497
00:26:39,640 --> 00:26:41,960
Speaker 4: and address. There's no other way to describe it.

498
00:26:43,280 --> 00:26:47,840
Speaker 2: Jennifer Buck and I were discussing this what happens. What

499
00:26:48,119 --> 00:26:54,280
Speaker 2: happens in your mind if if this case has decided six',

500
00:26:54,440 --> 00:26:58,080
Speaker 2: three which CRAZILY i think it's likely to, be Do

501
00:26:58,200 --> 00:27:02,080
Speaker 2: democrats step off of train and, Say, okay, well The

502
00:27:02,119 --> 00:27:05,000
Speaker 2: Supreme court has now decided, This we're not going to

503
00:27:05,040 --> 00:27:07,920
Speaker 2: continue to fight about. It or do you think this

504
00:27:08,359 --> 00:27:11,240
Speaker 2: battle is going to continue into the future as a

505
00:27:11,520 --> 00:27:17,040
Speaker 2: part of the Standard democrat. ORTHODOXY i think.

506
00:27:16,880 --> 00:27:20,639
Speaker 4: It's going to. Continue. CLAY i, mean you're a. LAWYER

507
00:27:20,720 --> 00:27:23,000
Speaker 4: i guess this is a culture. Question though just as

508
00:27:23,080 --> 00:27:27,160
Speaker 4: MUCH i believe the twenty three states Push, WASHINGTON dc

509
00:27:27,320 --> 00:27:29,840
Speaker 4: that currently allow boys to compete in girls sports are

510
00:27:29,880 --> 00:27:33,560
Speaker 4: going to double, down and they really have convinced themselves

511
00:27:33,800 --> 00:27:36,000
Speaker 4: that this fiction is a truth and that they are

512
00:27:36,040 --> 00:27:41,159
Speaker 4: the civil rights. Warriors they feel very morally superior in

513
00:27:41,280 --> 00:27:45,040
Speaker 4: allowing boys to trample girls, rights AND i think they're

514
00:27:45,040 --> 00:27:47,680
Speaker 4: going to double. DOWN i don't think this goes away anytime.

515
00:27:47,760 --> 00:27:52,280
Speaker 4: Soon that, SAID i think this, decision if it goes our,

516
00:27:52,320 --> 00:27:53,840
Speaker 4: way AND i agree with, YOU i think it'll be

517
00:27:53,880 --> 00:27:56,240
Speaker 4: six to. Three although some of the ages are claiming nine,

518
00:27:56,320 --> 00:27:59,760
Speaker 4: zero that's never going to, happen especially as you play

519
00:27:59,760 --> 00:28:03,359
Speaker 4: that The Tanji Brown jackson. Clip for, ME i think

520
00:28:03,400 --> 00:28:07,720
Speaker 4: more people will be comfortable and confident standing up and

521
00:28:07,760 --> 00:28:13,120
Speaker 4: saying biology is. Real you, know this is a ninety ten.

522
00:28:13,200 --> 00:28:16,080
Speaker 4: Issue i'm, right most people agree with, us even In,

523
00:28:16,080 --> 00:28:20,160
Speaker 4: california and yet most people are silent on it because

524
00:28:20,160 --> 00:28:23,600
Speaker 4: they're afraid. THAT i think a decision that leads our

525
00:28:23,640 --> 00:28:26,720
Speaker 4: way is going to give some more people the confidence

526
00:28:26,800 --> 00:28:28,639
Speaker 4: to stand up and, fight AND i think we're going

527
00:28:28,720 --> 00:28:30,639
Speaker 4: to have To wasige the last part of this battle

528
00:28:30,640 --> 00:28:31,480
Speaker 4: on the cultural.

529
00:28:31,560 --> 00:28:35,000
Speaker 2: LINE i will say The Washington, POST i read some

530
00:28:35,119 --> 00:28:38,800
Speaker 2: of the clips from their, editorial was staggering to me

531
00:28:39,040 --> 00:28:43,000
Speaker 2: that they would acknowledge the cultural shift and represented. THERE

532
00:28:43,360 --> 00:28:45,280
Speaker 2: i do think this is important too for people out

533
00:28:45,280 --> 00:28:47,560
Speaker 2: there that are super fired up and furious about.

534
00:28:47,600 --> 00:28:48,880
Speaker 1: This your.

535
00:28:49,000 --> 00:28:51,560
Speaker 2: Brand if you're a woman right now and you are

536
00:28:51,640 --> 00:28:55,840
Speaker 2: listening to, us and you are wearing athlete athletic leisure, wear,

537
00:28:56,040 --> 00:29:02,080
Speaker 2: athleisure your brand is defining itself by, saying, hey women's

538
00:29:02,120 --> 00:29:05,280
Speaker 2: sports should be played by. Women and it's the only

539
00:29:05,480 --> 00:29:08,840
Speaker 2: athletic brand In america that's even willing to say. That

540
00:29:09,120 --> 00:29:11,800
Speaker 2: where my wife wears this gear all the. Time buck

541
00:29:11,880 --> 00:29:14,440
Speaker 2: has got some they have men's gear. Too but for

542
00:29:14,520 --> 00:29:17,000
Speaker 2: the women out there in, particular or the men that

543
00:29:17,040 --> 00:29:19,840
Speaker 2: maybe want to buy gear for their, wives where can

544
00:29:19,880 --> 00:29:24,680
Speaker 2: they go to register in an economic way their disapproval

545
00:29:24,720 --> 00:29:27,640
Speaker 2: with The nikes of the world trying to, Argue, hey

546
00:29:27,920 --> 00:29:30,000
Speaker 2: a dude in a sports bras just as much of

547
00:29:30,040 --> 00:29:31,080
Speaker 2: a woman as everybody.

548
00:29:31,080 --> 00:29:35,360
Speaker 4: Else, Right, yeah all those other brands you're alluding, to

549
00:29:35,440 --> 00:29:37,840
Speaker 4: whether It's, Nike, adidas they're all on the wrong side of.

550
00:29:37,880 --> 00:29:40,040
Speaker 4: This they make tons of money off of pretending to

551
00:29:40,160 --> 00:29:43,440
Speaker 4: champion female, athletes and they're selling women. Down they're selling us.

552
00:29:43,480 --> 00:29:46,360
Speaker 4: Out so you do need to vote with your dollars

553
00:29:46,400 --> 00:29:49,560
Speaker 4: if you go to The truth fits dot. Com that's our.

554
00:29:49,600 --> 00:29:52,200
Speaker 4: Site you can also find us at xx dash x

555
00:29:52,400 --> 00:29:54,680
Speaker 4: Y athletics dot com and we have everything you could

556
00:29:54,680 --> 00:29:58,560
Speaker 4: possibly want except, shoes we don't have those. Yet worgout.

557
00:29:58,560 --> 00:30:00,800
Speaker 4: Gear we do team uniform as if you reach out

558
00:30:00,840 --> 00:30:03,880
Speaker 4: to us, directly anything you can want for men and,

559
00:30:03,920 --> 00:30:05,880
Speaker 4: women and we. Do we have to vote with our

560
00:30:05,920 --> 00:30:08,520
Speaker 4: dollars and it's the highest quality. Product you guys both wear,

561
00:30:08,560 --> 00:30:11,840
Speaker 4: it your wives wear. It it competes with the best

562
00:30:11,840 --> 00:30:13,520
Speaker 4: brands in the. World that's my. Goal this is not,

563
00:30:13,640 --> 00:30:15,880
Speaker 4: merch this is a. Brand we need to give people

564
00:30:15,880 --> 00:30:20,400
Speaker 4: the opportunity to wear their. VALUES i, mean where the.

565
00:30:20,400 --> 00:30:23,040
Speaker 4: Truth it was so heartening to. ME i looked out

566
00:30:23,040 --> 00:30:25,320
Speaker 4: in the crowd on the steps today and so many

567
00:30:25,360 --> 00:30:27,600
Speaker 4: people were wearing this brand and it really is the

568
00:30:27,680 --> 00:30:30,520
Speaker 4: symbol that you believe in, reality which is.

569
00:30:30,520 --> 00:30:33,640
Speaker 1: Cool, amen. Fantastic thank you so, Much. Jennifer keep up

570
00:30:33,680 --> 00:30:36,560
Speaker 1: the fight and keep selling, great great clothing ON. XXX

571
00:30:36,680 --> 00:30:37,440
Speaker 1: i appreciate, you.

572
00:30:38,960 --> 00:30:40,120
Speaker 4: Thank, you appreciate you.

573
00:30:40,160 --> 00:30:42,240
Speaker 1: Guys All, Right, CLAY i GOT i got to do

574
00:30:42,280 --> 00:30:43,960
Speaker 1: a little clean up here for a second on something

575
00:30:44,840 --> 00:30:48,160
Speaker 1: Because i'm getting all the bankruptcy lawyers in our audience

576
00:30:48,160 --> 00:30:50,480
Speaker 1: are reaching out to. ME i had said that credit

577
00:30:50,480 --> 00:30:55,440
Speaker 1: card debt is non. Dischargeable that is, not strictly speaking.

578
00:30:55,520 --> 00:31:00,800
Speaker 1: Accurate but The Bankruptcy Abuse prevention And Consumer Protection act

579
00:31:00,840 --> 00:31:04,560
Speaker 1: of two thousand and five made credit Card it used

580
00:31:04,600 --> 00:31:06,360
Speaker 1: to just be you could declare bankruptcy your credit card

581
00:31:06,360 --> 00:31:09,800
Speaker 1: debt is. Gone that's not the case. Anymore now they

582
00:31:09,880 --> 00:31:13,360
Speaker 1: can when you go to bankruptcy, court they can divert

583
00:31:13,440 --> 00:31:16,960
Speaker 1: you from A chapter seven to A chapter thirteen. Filing

584
00:31:17,760 --> 00:31:24,040
Speaker 1: and so what THIS bapkupa, LAW bapcpa law did is

585
00:31:24,360 --> 00:31:28,360
Speaker 1: luxury goods will not be dischargeable in a. Bankruptcy cash

586
00:31:28,400 --> 00:31:32,239
Speaker 1: advances in certain circumstances not dischargeable In this is all

587
00:31:32,280 --> 00:31:34,800
Speaker 1: credit card, stuff, Right so if you put luxury goods

588
00:31:34,840 --> 00:31:39,720
Speaker 1: on your credit card within ninety days of, filing then

589
00:31:39,760 --> 00:31:42,440
Speaker 1: they say. No so they put all these barriers and

590
00:31:42,480 --> 00:31:46,560
Speaker 1: you can get into mandatory credit counseling for you to

591
00:31:46,640 --> 00:31:49,280
Speaker 1: be approved for. Bankruptcy they don't do this for other.

592
00:31:49,320 --> 00:31:52,120
Speaker 1: Things it's the. Point, Okay so the credit card company

593
00:31:52,240 --> 00:31:55,280
Speaker 1: is managed to get written into law a whole bunch

594
00:31:55,360 --> 00:31:57,960
Speaker 1: of additional it's gonna be much harder for you to

595
00:31:58,040 --> 00:32:01,480
Speaker 1: just walk away from this. Things but technically, yes it

596
00:32:01,600 --> 00:32:05,800
Speaker 1: is dischargeable if you don't hit any of these, thresholds

597
00:32:06,000 --> 00:32:09,280
Speaker 1: agree to the credit counseling and go through and increase

598
00:32:09,400 --> 00:32:15,000
Speaker 1: documentation and court. Scrutiny SO i haven't ever done bankruptcy

599
00:32:15,080 --> 00:32:16,680
Speaker 1: law at. ALL i don't THINK i even took the,

600
00:32:16,760 --> 00:32:22,840
Speaker 1: course uh in law. School so that's super. Complicated but,

601
00:32:23,280 --> 00:32:26,120
Speaker 1: uh that law is like divorce. Law the only people

602
00:32:26,200 --> 00:32:29,320
Speaker 1: get rich from it are the. Lawyers, no that's certainly.

603
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624
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Speaker 2: Cheep up with the biggest political comeback in world. History

625
00:33:38,840 --> 00:33:42,400
Speaker 2: on The team forty seven, Podcast clay And buck Highlight

626
00:33:42,440 --> 00:33:45,479
Speaker 2: Trump free plays from the Week sundays at Noon. Eastern

627
00:33:45,640 --> 00:33:48,920
Speaker 2: find it on The iHeartRadio app or wherever you get your.

628
00:33:48,960 --> 00:33:53,040
Speaker 3: Podcasts welcome back in Play travis Buck Sexton.

629
00:33:53,240 --> 00:33:57,160
Speaker 2: Show we thank all of you for hanging out with.

630
00:33:57,400 --> 00:34:00,960
Speaker 2: Us tons of reaction rolling in throughout the course of the.

631
00:34:01,040 --> 00:34:06,040
Speaker 2: TOPICS i wanted to make sure THAT i followed UP

632
00:34:06,080 --> 00:34:07,920
Speaker 2: i mentioned this earlier in the. SHOW i don't think

633
00:34:07,960 --> 00:34:11,319
Speaker 2: we talked about it a ton during the course of the,

634
00:34:11,320 --> 00:34:17,120
Speaker 2: show But dilbert Creator Scott adams passed. Today according to

635
00:34:17,200 --> 00:34:20,720
Speaker 2: his ex. Wife for those of you who were active

636
00:34:20,760 --> 00:34:25,520
Speaker 2: on social, media you certainly Saw Scott adams a fearless

637
00:34:25,640 --> 00:34:29,400
Speaker 2: voice for, truth for standing up for what he believed.

638
00:34:29,400 --> 00:34:33,840
Speaker 2: In he has one of the most successful comedy strips

639
00:34:33,920 --> 00:34:37,400
Speaker 2: of all, time and they canceled him or tried to

640
00:34:37,440 --> 00:34:41,719
Speaker 2: cancel him because they decided that his opinions were too.

641
00:34:41,760 --> 00:34:46,279
Speaker 2: Controversial and but you know, this and one of the

642
00:34:46,280 --> 00:34:49,440
Speaker 2: things that frustrates me the most is when people who

643
00:34:49,520 --> 00:34:53,480
Speaker 2: have had enough success to be able to speak the truth.

644
00:34:53,600 --> 00:34:57,040
Speaker 2: Publicly we talked about this a little bit, yesterday are

645
00:34:57,080 --> 00:35:00,480
Speaker 2: afraid of not getting on the right, board or afraid

646
00:35:00,480 --> 00:35:03,960
Speaker 2: of not getting invited to the right, parties and so

647
00:35:04,000 --> 00:35:09,120
Speaker 2: they don't say publicly what they truly. Believe And Scott

648
00:35:09,160 --> 00:35:12,840
Speaker 2: adams could have continued to cash huge checks on the

649
00:35:12,920 --> 00:35:16,600
Speaker 2: virtue Of, dilbert the comic strip that he, created but

650
00:35:16,760 --> 00:35:19,680
Speaker 2: the world as he saw it frustrated, him and he

651
00:35:19,719 --> 00:35:22,240
Speaker 2: thought his voice could be used to speak out against

652
00:35:22,320 --> 00:35:24,840
Speaker 2: things that he saw that were, wrong and he suffered

653
00:35:24,840 --> 00:35:30,160
Speaker 2: significant consequences for, it but he demonstrated his eternal. Bravery

654
00:35:31,160 --> 00:35:35,359
Speaker 2: he Found christ at the end of his life and

655
00:35:35,920 --> 00:35:38,920
Speaker 2: said that he was going to go into the future

656
00:35:38,920 --> 00:35:42,120
Speaker 2: and find out once and for all what comes after.

657
00:35:42,200 --> 00:35:47,239
Speaker 2: Death and he passed today and we certainly mourn his

658
00:35:47,320 --> 00:35:50,239
Speaker 2: passing but celebrate his, life and we wanted to make

659
00:35:50,280 --> 00:35:51,759
Speaker 2: sure that we mentioned. That and if you have not

660
00:35:52,000 --> 00:35:54,120
Speaker 2: gone and seen some of the stuff that he, did

661
00:35:54,160 --> 00:35:56,439
Speaker 2: it was very profound and powerful in the later years

662
00:35:56,440 --> 00:35:56,640
Speaker 2: of his.

663
00:35:56,719 --> 00:36:01,000
Speaker 1: Life that was a really beautiful and extra i'mporaneous, Eulogy,

664
00:36:01,080 --> 00:36:06,160
Speaker 1: Clay i'm. Impressed, well thank, you but, YEAH i really

665
00:36:06,239 --> 00:36:06,400
Speaker 1: liked the.

666
00:36:06,480 --> 00:36:08,840
Speaker 2: GUY i was impressed by, him AND i think we

667
00:36:08,920 --> 00:36:11,600
Speaker 2: need more voices like him in the creative space who

668
00:36:11,640 --> 00:36:14,440
Speaker 2: have success and are willing to call out bs and

669
00:36:14,880 --> 00:36:18,560
Speaker 2: for that, REASON i certainly certainly salute. Him so a

670
00:36:18,600 --> 00:36:20,640
Speaker 2: little bit of a downer to end the show, with

671
00:36:20,800 --> 00:36:22,880
Speaker 2: BUT i mentioned earlier in the show that that had,

672
00:36:22,880 --> 00:36:24,720
Speaker 2: happened AND i wanted to make sure that we honored

673
00:36:24,760 --> 00:36:29,480
Speaker 2: him and his life in a way that was, deserved

674
00:36:29,719 --> 00:36:31,480
Speaker 2: and so hopefully we did that here at the end

675
00:36:31,480 --> 00:36:31,600
Speaker 2: of the.

676
00:36:31,680 --> 00:36:32,319
Speaker 1: Show we'll be.

677
00:36:32,320 --> 00:36:34,440
Speaker 2: Back with all of you. TOMORROW i will be up

678
00:36:34,440 --> 00:36:38,480
Speaker 2: IN Dc wednesday And, thursday So i'll be in OUR dc.

679
00:36:38,640 --> 00:36:41,560
Speaker 2: Studio look forward to. That hopefully we'll have some good

680
00:36:41,560 --> 00:36:44,600
Speaker 2: guests for you all that coming your, Way buck with

681
00:36:44,640 --> 00:36:47,520
Speaker 2: his teenager. Haircut he'll be with all of you tomorrow as,

682
00:36:47,560 --> 00:36:48,560
Speaker 2: well looking, cool