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Speaker 1: Hey, hey, hey, ba fam, here is another throwback. Okay,

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Speaker 1: so you know my homemade Terry Jama. She's my personal

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Speaker 1: investing coach. But before she was my investing coach, she

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Speaker 1: was like the investing coach to the world, if you will,

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Speaker 1: And so you know, I just can't wait for you

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Speaker 1: to hear this eppy just in case you missed it,

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Speaker 1: or maybe you want to listen again with new ears,

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Speaker 1: because child, the way to wealth is investing. Hey, hey, hey,

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Speaker 1: we're back. We're extra black today we're brown, and I'm

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Speaker 1: like waiting for Andy Jumpers. She's looking me like, where

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Speaker 1: are we going with it?

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Speaker 2: No, because I was just sitting here kind of like

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Speaker 2: I'm still buzzing from our conversation with today's guest. Y'all,

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Speaker 2: I think I might have had you know how Tiffany

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Speaker 2: always says that Christina and a Mon were like her

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Speaker 2: life changing, life changing episode of brown ambition. I feel

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Speaker 2: like Terry was my life changing That's an amazan. I

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Speaker 2: have so much work to do, but she truly has

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Speaker 2: inspired me to Actually now, she has helped me see

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Speaker 2: I know stuff about trading. I know some things. Okay,

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Speaker 2: I'm ready to take it to the next level. And

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Speaker 2: I feel like Terry just was so I don't know

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Speaker 2: if she's so calm, and she is so the antithesis

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Speaker 2: of anything I've ever thought or seen when it comes

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Speaker 2: to people who trade. Yep, Like I didn't know people

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Speaker 2: like Terry existed.

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Speaker 1: She seems she's kind, she's knowledgeable. I just think you

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Speaker 1: guys are gonna like love when I say love this interview.

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Speaker 1: It's the type of interview that you were going to

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Speaker 1: want to share, you know how we always like make

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Speaker 1: sure you share with your friends, make sure you share

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Speaker 1: in group chat. You were not even got to say

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Speaker 1: all that because you're going to want to because it

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Speaker 1: is transformative. Make sure you listen to the end, because

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Speaker 1: we are partnering with Terry to do something really fun

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Speaker 1: with our BA listeners. Child, it's gonna be transformative for

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Speaker 1: the lives of some of our BA listeners.

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Speaker 2: And I think it's just going to be super exciting, awesome.

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Speaker 2: And do we even say who we're talking to today,

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Speaker 2: like Terry Geoma. It's how you pronounce it, Terry Gyoma.

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Speaker 2: She is the founder of trade and Travel and listen,

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Speaker 2: everything you need to know is in the name. This

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Speaker 2: woman has become a multi millionaire just in the past

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Speaker 2: few years. Right, not only has she been trading her

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Speaker 2: way to wealth, but she has been teaching in such

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Speaker 2: a wonderful way. I mean she has the number one

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Speaker 2: or had the number one course unteachable. How much still

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Speaker 2: does the number course unteachable? Like how many courses are there?

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Speaker 2: She has taught hundreds of students from around the world

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Speaker 2: how to earn supplementary income with trading. They're living their

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Speaker 2: best life and with Terry's course, hopefully so can you.

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Speaker 2: But we got some free advice from her today and

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Speaker 2: kind of learn more about her her investing philosophy. And

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Speaker 2: I think the best thing that I learned that I

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Speaker 2: learned from Terry was how small you can start with

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Speaker 2: and how you don't necessarily need tens and tens of

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Speaker 2: thousands of dollars to make a little bit of money

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Speaker 2: that can truly change It can certainly help you reach

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Speaker 2: your goals and ultimately maybe even change your life.

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Speaker 1: Yeah, I'm just excited for you guys to hear because

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Speaker 1: it's just it's a departure from you know, like the

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Speaker 1: bro culture sometimes that investing can be so to hear

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Speaker 1: from this amazing woman that's literally kicking ass and taking names.

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Speaker 1: I would say that Terry's not She's so Christian, so

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Speaker 1: she's not gonna say ass like me, making moody and taking.

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Speaker 2: Names, saving lives with the money that she's earning.

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Speaker 1: Oh my gosh, she's just amazing. So I just cannot wait.

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Speaker 1: So without further adoe, we've got mine save Nigerri and

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Speaker 1: Trader she's here. We've got Terry with Terry from Trade

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Speaker 1: and Travel. If you don't know Terry, I'm sure you've

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Speaker 1: seen folks holding up plaques that they've been able to

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Speaker 1: trade to make a thousand dollars in a day. That's

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Speaker 1: one of her goals. So she has for her students.

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Speaker 1: And Terry is amazing. I decided when I took my

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Speaker 1: six weeks off, it's one of the things that I

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Speaker 1: did with my time that I invested in the course.

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Speaker 1: I called you, Mandy member. I was like, Mandy, I'm

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Speaker 1: gonna be a big jillionaire.

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Speaker 2: Remember, I was like, I'm are she supposed to be

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Speaker 2: on vacation, but okay, I'm on board.

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Speaker 1: And so yeah, It's what I really love about Terry

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Speaker 1: is that not only is she like a dope sister

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Speaker 1: who's teaching stuff to everyone, that we might not normally

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Speaker 1: have access to. I also love that, prior to this,

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Speaker 1: like myself, she was an educator. So when I took

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Speaker 1: her course, I could I could see it, and I

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Speaker 1: could feel it, and I was just like, oh, this

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Speaker 1: is from someone who understands the learning process of adults,

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Speaker 1: you know, because I didn't feel overwhelmed.

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Speaker 3: So welcome, Terry, Hey, Tiffany, and Mandy.

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Speaker 1: How are you.

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Speaker 2: We're doing great. It's so nice to meet you. I

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Speaker 2: do feel like Tiffany is one of your many fans

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Speaker 2: who I have just that I've been hearing them rave

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Speaker 2: about you and I started following you, and I love you.

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Speaker 2: Just seem so positive and you make it seem so possible.

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Speaker 2: You're like just casually, Yeah, I made one hundred grand today.

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Speaker 2: I'm just gonna go to McDonald's now and grab some

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Speaker 2: dinner for the family. I just made that up. I

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Speaker 2: don't know if you actually eat McDonald's.

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Speaker 4: But you like McDonald's. Their chicken sandwiches are on point.

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Speaker 4: The nuggets, I'm not quite sure that's real meat, but.

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Speaker 3: It's the same.

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Speaker 2: Absolutely, it's not, you know, but yet delicious. What I

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Speaker 2: am dying to know, how did you get into trading.

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Speaker 2: So you I think you and Tiffany have this in common.

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Speaker 2: You both have a background in education. Is that right?

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Speaker 2: Tell me about Terry pre bajillionaire status trading every day

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Speaker 2: all not all day because you've somehow been it's to

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Speaker 2: still have a life, which really goes against the image

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Speaker 2: I had in my head. You know, you try to

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Speaker 2: tell yourself a story so that you talk yourself out

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Speaker 2: of something like Trading's not for me. I don't want

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Speaker 2: to be tied to a computer all day. I don't

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Speaker 2: want to like not see my family and be stressed

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Speaker 2: out all the time. But you're doing it in this

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Speaker 2: phenomenal way where it still seems like you have all

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Speaker 2: your marbles and you're able to have this fun, whole,

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Speaker 2: you know life. So I'm excited to hear about that.

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Speaker 2: But let's start the beginning. Where did you Yeah, how

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Speaker 2: did you get your start in trading? And what were

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Speaker 2: you doing before that?

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Speaker 4: You know what's crazy. I actually learned about trading in

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Speaker 4: high school. I did this program called Lead and it's

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Speaker 4: where they like take kids who are doing really well

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Speaker 4: in school and they put them into business school. So

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Speaker 4: I went to Northwestern University and they showed us.

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Speaker 3: How to trade stocks. Well, actually they showed.

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Speaker 4: Us all kinds of business stuff before that, I wanted

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Speaker 4: to be an architect. And then they took us to

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Speaker 4: the business school and they were like, okay, guys, these

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Speaker 4: are all the things you can do in business. And

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Speaker 4: they took us to the Chicago Stock Exchange. So that

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Speaker 4: was really my first introduction.

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Speaker 2: No one ever says that about school, I think. I mean,

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Speaker 2: I built a paper rocket in school. That was the

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Speaker 2: highlight of my That's amazing.

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Speaker 4: You know What's crazy though, Like my senior year, Google

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Speaker 4: had their IPO, so if you can imagine, Google was

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Speaker 4: just coming out. It was eighty three dollars a share.

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Speaker 4: And I had just heard in this like summer program

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Speaker 4: about stocks trading. So I went to like every teacher,

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Speaker 4: every like.

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Speaker 3: I went to my grandmother. She was like, girl, we

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Speaker 3: ain't got no money on it.

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Speaker 4: We'll talk about But then I went to my teachers

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Speaker 4: and was like, how do I get into this?

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Speaker 3: Nobody knew anything.

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Speaker 4: And it's kind of cool because now full circle, I'm

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Speaker 4: teaching people and I'm like, if my first of all,

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Speaker 4: if I had known what to do, I would I'd

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Speaker 4: be so much further ahead now eighty three dollars. Now

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Speaker 4: it's over two thousand, or it goes goin and back

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Speaker 4: and forth. But like, gosh, like how much different could

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Speaker 4: my life have been? But then again, like what if

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Speaker 4: my teachers had known what to tell me when I

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Speaker 4: went to them interested and trying to do something different

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Speaker 4: and trying to improve my life. What if they knew like, oh,

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Speaker 4: the first thing you do.

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Speaker 3: Is open a brokerage account.

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Speaker 4: Okay, you don't have that much money, but eighty three

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Speaker 4: dollars Tracy, or my name is Terry Lutree, So that's

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Speaker 4: what my teachers would have called me back then in

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Speaker 4: high school.

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Speaker 3: But they would have been.

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Speaker 4: Like, Okay, if you keep your job at j. C.

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Speaker 4: Penney's because I I was a j C. Penneyes girl.

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Speaker 4: I worked at the watch counter. If you keep your job,

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Speaker 4: you can take I know, right, so you can take

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Speaker 4: that income and just put it into a brokerage Like

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Speaker 4: what if they knew how to tell me that? But

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Speaker 4: they didn't, And I ended up going to MIT for

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Speaker 4: undergrad because I still wanted to know.

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Speaker 1: Just like, you know, let's just slip that in MIT undergrad. Well, hey,

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Speaker 1: ba fan, we're going to take a quick break and

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Speaker 1: we'll be right back.

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Speaker 4: What did you study at M I T management. I

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Speaker 4: was going to manage. All the engineers got it, yeah,

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Speaker 4: bless your heart. They were like, nobody knows that T

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Speaker 4: has like has business school. They always think it's just

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Speaker 4: for engineering because engineering is number one, But at the

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Speaker 4: time we were number two for management too, but nobody

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Speaker 4: like really talked about that. But yep, went to Sloan

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Speaker 4: for undergrad interned on Wall Street at Morgan Stanley, and

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Speaker 4: that's how I learned more about stocks. But I'm like you, Mandy,

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Speaker 4: when you were like I don't want to you know,

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Speaker 4: like everybody sees finance and they're like, I just don't

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Speaker 4: want to do yeah.

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Speaker 3: Like it's so negative and bad.

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Speaker 4: But the thing is, like I thought that way too,

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Speaker 4: Like after the internship they were like, Terry, do you

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Speaker 4: really want to work here? And I was like, you know,

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Speaker 4: this is up the devil. I'm about to go do

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Speaker 4: something else. Like I literally said that in my final interview.

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Speaker 4: And that was not the right thing to say.

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Speaker 1: Oh no, wait, wasn't that at all?

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Speaker 2: What about it was? Of the first of all, I

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Speaker 2: love that expression. What about it was so bad? What

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Speaker 2: was turning you off?

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Speaker 3: You know what.

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Speaker 4: The the honest truth was the actual job was good.

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Speaker 4: So the whole sentence that I told them was I

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Speaker 4: used to think that this was from the devil, but

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Speaker 4: now I like it and want to work here. They

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Speaker 4: didn't hear the second part of the sentence, Like clearly

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Speaker 4: they didn't hear that part.

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Speaker 3: They just heard the first part.

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Speaker 4: But I think it's like it's a mindset thing, like

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Speaker 4: in our households, we're not taught that money is good.

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Speaker 3: We're taught that money is bad, and we're taught that,

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Speaker 3: like you.

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Speaker 4: Don't want to work in a building for twenty four

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Speaker 4: hours a day, and it's you're never gonna have a life, like,

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Speaker 4: you know, we hear all these things about Wall Street.

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Speaker 4: So that's where that thought had come from. It was

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Speaker 4: really just like a concept in my head. It wasn't

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Speaker 4: the truth. It wasn't the truth at all.

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Speaker 2: So what in that interview was, so were you were

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Speaker 2: you wanting a career at that point or were you

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Speaker 2: just like ready to you know, just say, you know,

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Speaker 2: this is not for me, Thank y'all very much, I'm

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Speaker 2: moving on.

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Speaker 4: I'm Nigerian, so of course I wanted the offer, but

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Speaker 4: I already had in mind that I was going to

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Speaker 4: go into consulting, Like I wanted them to be like, yes,

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Speaker 4: I will give you millions of dollars, and I wanted

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Speaker 4: to be able to be.

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Speaker 3: Like, nah, that's okay.

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Speaker 4: I already got this job in consulting, and like literally

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Speaker 4: that's what I did. Like I had a job in

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Speaker 4: consulting at Monitor Group, and that's where I was helping

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Speaker 4: businesses and one of our clients was Teach for America,

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Speaker 4: and I went into this long ten year track in education.

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Speaker 4: From that, I worked at in consulting and then went

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Speaker 4: over and moved into the administrative side of Teach for America,

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Speaker 4: helping teachers learn how to teach better. I did the

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Speaker 4: operation sides of the teacher trainings in Houston. We shout

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Speaker 4: out to Houston Institute if anybody was in Houston Institute.

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Speaker 4: And then from there I went to My.

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Speaker 3: Journey is very weird. I went to seminary.

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Speaker 4: After that, like I worked for TFA for three and

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Speaker 4: a half years and was like, I'm gonna go learn

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Speaker 4: about the Bible. I've always wanted to do something fun.

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Speaker 4: And then worked for a ministry and then came and

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Speaker 4: was an assistant principal of an elementary school and in

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Speaker 4: that yeah, girl, old, you look.

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Speaker 2: To be about twenty five, and yet you're telling me

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Speaker 2: the life of someone who's had like fifty five live

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Speaker 2: lifetimes and.

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Speaker 1: One whoa okay, good night.

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Speaker 3: I will take that. I will take that all day.

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Speaker 4: Give me an extra ten twelve years, okay.

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Speaker 3: But yeah, all of that.

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Speaker 4: And then when I was assistant principal. I know this

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Speaker 4: is the longest story, but to tell you, when I

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Speaker 4: became assistant principal, I thought that it was everything I

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Speaker 4: wanted it to be, and it was not. I was

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Speaker 4: stressed all the time. I was crying in the bathroom.

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Speaker 4: I was like literally like dragging to go to work

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Speaker 4: in that building every day because of the administration, and

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Speaker 4: I needed an excess strategy. And for me, I went

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Speaker 4: back to where I had come from ten years ago,

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Speaker 4: that little hobby that I had of trading stocks, and said,

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Speaker 4: I think that I can make this a real thing.

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Speaker 4: If I could just make three hundred dollars a day,

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Speaker 4: I can replace my assistant principal income. And I started

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Speaker 4: working towards that, taking classes, practicing trading every day. And

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Speaker 4: when I got to that three hundred dollars a day,

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Speaker 4: I quit and started living my real dream, which was

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Speaker 4: traveling all over the world and trading stocks.

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Speaker 2: When was that? How long it was? How long ago

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Speaker 2: was that when you quit?

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Speaker 4: That I was twenty seventeen, was a long aeno twenty

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Speaker 4: dollar time.

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Speaker 1: So were you scared, Terry? You know, like when I

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Speaker 1: made the lead from teacher to budgetista, I was really

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Speaker 1: afraid and I kind of always had like I can

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Speaker 1: always go back to becoming a teacher in my back pocket,

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Speaker 1: low Ki. I still say that now, but you you know,

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Speaker 1: I didn't have a choice in making the leap, but

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Speaker 1: you chose. Were you scared, you know during that time

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Speaker 1: or were you just feeling like, you know what, the

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Speaker 1: world is my oyster and you know, and I'm gonna

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Speaker 1: I'm just gonna dive straight in.

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Speaker 4: I wish I could have said that, girl, I was

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Speaker 4: so scared. I was so scared, Like I was scared

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Speaker 4: to the point that, like I knew I needed to

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Speaker 4: have the conversation with my principal. When I was quitting

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Speaker 4: and I hid in my friend's hospital room, I like

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Speaker 4: pretended he was my boyfriend and he was not. I

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Speaker 4: was like, you know what, he's not feeling good and

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Speaker 4: he's my boyfriend, and I've got to be with him

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Speaker 4: every moment of every day. And my principle was like,

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Speaker 4: but the phone works inside the room, and I was like, no,

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Speaker 4: it doesn't work in here. I didn't say that for real,

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Speaker 4: but really I did, Like I was so afraid to

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Speaker 4: have the conversation to leave because like this was a

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Speaker 4: cushy job, Like I had worked so hard all year

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Speaker 4: so that the next year was going to be easier

300
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Speaker 4: like I had, Like I had done all the things,

301
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Speaker 4: and now I was gonna leave and start trading full time,

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Speaker 4: like no, And then on top of that, like I

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Speaker 4: was so afraid because I had said that I wanted

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Speaker 4: to travel, but then like I got scared of that,

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Speaker 4: so I got a lease. And I'm a god girl,

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Speaker 4: so like I fully felt that God was telling me

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Speaker 4: you should go travel and you should trade. But I

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Speaker 4: was like, Okay, God, how about this. I'll do one

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Speaker 4: of those but not the other. I will trade, but

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Speaker 4: I'm gonna stay right here, close to home, so if

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Speaker 4: anything goes wrong, I can go back to my mom

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Speaker 4: or I can go live with my aunt. Because I

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Speaker 4: needed a comfort of a blanket, a security blanket. But

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Speaker 4: do y'all know I lived on the twenty fifth floor

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Speaker 4: and that apartment flooded.

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Speaker 2: Wait, wow, someone's pool leaked. What happened?

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Speaker 4: So apparently I found out from the janitor. Apparently somebody

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Speaker 4: was like cooking drugs two floors above me on the

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Speaker 4: twenty seventh floor. The sprinklers, I know, right, the sprinklers

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Speaker 4: went off and then and something happened where the sprinkler

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Speaker 4: pipe didn't work gray, and it flooded just my corner.

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Speaker 3: Of the building.

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Speaker 4: So all of the units on my corner were flooded out,

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Speaker 4: and I literally had to like give up everything and

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Speaker 4: only had two suitcases left to my name.

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Speaker 2: Oh man, I mean said, and this bring God into it.

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Speaker 2: I'm like, that's pretty biblical.

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Speaker 1: That feels like and you know that strikes again.

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Speaker 2: Wasn't there a meth lab in the Bible? And I

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Speaker 2: can't remember the one I'm kidding that went back in.

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Speaker 4: The old Testament?

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Speaker 2: Yep, that one, very old Testament?

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Speaker 3: Oh yeah, girl, it was Man, it was crazy.

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Speaker 4: So for me, that was the Okay, no matter how

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Speaker 4: afraid you are, this has gotta be bigger than you.

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Speaker 3: You better go.

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Speaker 1: How much did.

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Speaker 2: Do you mind answering that?

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Speaker 3: Yeah?

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Speaker 4: So I actually had thirty five that that I had

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Speaker 4: moved over from my old retirement accounts. So in that

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Speaker 4: like remember I told you like I had quit this

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Speaker 4: job and then went to this job, Like, I had

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Speaker 4: money left in those old four some of them are

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Speaker 4: four or three b's and the four oh one K,

346
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Speaker 4: and I moved those over it to self directed IRA.

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Speaker 4: So I had thirty five thousand in that account.

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Speaker 2: Was that all your retirement money or just like the

349
00:16:22,200 --> 00:16:25,440
Speaker 2: leftover you put not that that was just your four

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Speaker 2: one K you cashed out? Wow?

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Speaker 4: Yeah, Well because remember while I okay, I didn't tell

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Speaker 4: you guys this, but I had been trading as a

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Speaker 4: side hustle while I was still working in all those

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Speaker 4: education jobs. So I was maxing out my four excuse me,

355
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Speaker 4: my four oh one K, like I and one job.

356
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Speaker 4: I was putting in eighteen thousand a year one year

357
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Speaker 4: because I didn't need the money, got it?

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Speaker 3: Mm hmm.

359
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Speaker 4: So I had that like about eighteen thousand, and then

360
00:16:51,920 --> 00:16:54,040
Speaker 4: each company had matched like when I went up to

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Speaker 4: five percent, then the companies had matched that too. So

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Speaker 4: to me, thirty five thousand for like a lot of

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Speaker 4: money at the time because I was only making like

364
00:17:02,920 --> 00:17:05,639
Speaker 4: sixty thousands, So I was like, I got half my

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Speaker 4: my income saved up.

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Speaker 2: Yeah. I guess I was just asking because it sounded

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Speaker 2: like you had no money left, like you took your

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Speaker 2: only four one K and you were just living off

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Speaker 2: of that money while you quit your job. But you

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00:17:17,480 --> 00:17:22,080
Speaker 2: actually had like other other retirement accounts and investments on

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Speaker 2: the side that were also sustaining you. Right, Am I

372
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Speaker 2: getting that wrong?

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Speaker 4: Great question. It actually was more like I was investing

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Speaker 4: with thirty five thousand, and I might have had I

375
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Speaker 4: had some money from insurance, like after the flood, then

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Speaker 4: I got some insurance money, so I was living off

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Speaker 4: of that, and then I had the thirty five thousand

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Speaker 4: in my retirement Okay, mm hmm.

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Speaker 2: So you I still don't get it. I'm confused. No

380
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Speaker 2: so to shout, but I need to understand.

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Speaker 1: No. So, so you had money in your retirement account

382
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Speaker 1: that you withdraw instead of rolling it over to another

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00:17:55,600 --> 00:17:57,679
Speaker 1: retirement account, correct, Terry.

384
00:17:58,280 --> 00:18:01,399
Speaker 4: Yes, I had first put it into self directed IRA

385
00:18:01,800 --> 00:18:05,280
Speaker 4: and then moved it from the IRA to cash account.

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Speaker 1: Because you said, you know what, I can do better

387
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Speaker 1: with my money than my retirement account can do with

388
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Speaker 1: my money. But yes, you had other money that you

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00:18:12,440 --> 00:18:13,960
Speaker 1: had saved, that you were actually living off of.

390
00:18:14,840 --> 00:18:16,879
Speaker 4: Yes, but not a lot to tell you guys that

391
00:18:16,920 --> 00:18:19,399
Speaker 4: you I didn't have just a whole bunch of other money.

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00:18:19,680 --> 00:18:21,280
Speaker 4: This was definitely a faith move.

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Speaker 1: So you were dangerous, right, That's why. Man, He's like,

394
00:18:25,960 --> 00:18:27,880
Speaker 1: wait a minute, you was this? I here like, hope

395
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Speaker 1: these traits.

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Speaker 2: I'm waiting for the part where you said you had

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00:18:30,280 --> 00:18:32,960
Speaker 2: saved two hundred thousand dollars. No, I'm kidding, but no.

398
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Speaker 2: So you took that thirty five k and you were like,

399
00:18:36,000 --> 00:18:39,080
Speaker 2: this is my trading money. Let's make some magic happen.

400
00:18:39,160 --> 00:18:41,199
Speaker 2: Because up until that point, how much had you been

401
00:18:41,240 --> 00:18:43,119
Speaker 2: working with us in terms of your trading, Like, how

402
00:18:43,200 --> 00:18:45,440
Speaker 2: much were you trading at a given time?

403
00:18:46,240 --> 00:18:49,680
Speaker 4: Still that that same thirty thousand. So the goal was

404
00:18:50,000 --> 00:18:52,719
Speaker 4: I have thirty thousand, I'm trying to make one percent

405
00:18:52,760 --> 00:18:55,240
Speaker 4: of it on a regular basis, that's three hundred dollars,

406
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Speaker 4: and I would keep that base amount and then live

407
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Speaker 4: off of the money that I make.

408
00:18:59,320 --> 00:19:01,560
Speaker 1: Okay, So you had been using that for some time.

409
00:19:01,600 --> 00:19:04,719
Speaker 1: It wasn't like you left your job and you you

410
00:19:04,760 --> 00:19:08,000
Speaker 1: had already been using that money to trade with to

411
00:19:08,000 --> 00:19:09,840
Speaker 1: make your two hundred bucks and three hundred bucks a month,

412
00:19:09,840 --> 00:19:12,600
Speaker 1: and once you were like, okay, I'm really here. Let's

413
00:19:12,720 --> 00:19:14,880
Speaker 1: let's rock and roll and just do this full time.

414
00:19:15,440 --> 00:19:20,280
Speaker 2: Yes, gotcha? Okay, So from that three hundred goal, you

415
00:19:20,359 --> 00:19:22,480
Speaker 2: then leveled it up to a thousand bucks a day.

416
00:19:23,440 --> 00:19:27,080
Speaker 4: Yes, as I've been as I was trading, so it

417
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Speaker 4: stayed at three hundred until I'm like.

418
00:19:30,720 --> 00:19:33,240
Speaker 2: In my mind, I'm liking the three hundred. I feel

419
00:19:33,240 --> 00:19:35,399
Speaker 2: like people, you know, you haven't lost me yet, Like

420
00:19:35,440 --> 00:19:38,359
Speaker 2: that sounds possible. It's very like it wasn't like some

421
00:19:38,880 --> 00:19:43,520
Speaker 2: you know, like incredibly you know high goal to start with,

422
00:19:43,600 --> 00:19:45,879
Speaker 2: you know, like you really it felt. It feels to

423
00:19:45,880 --> 00:19:49,320
Speaker 2: me like you were starting at like a reasonable pace. Yeah.

424
00:19:49,440 --> 00:19:51,520
Speaker 4: I tell my students to try to make like one

425
00:19:51,560 --> 00:19:54,600
Speaker 4: percent of your cash amount, and that's doable.

426
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Speaker 3: When you think.

427
00:19:56,160 --> 00:19:58,520
Speaker 4: About a lot of traders, they'll give you the extrava

428
00:19:58,720 --> 00:20:01,320
Speaker 4: extravagant like I want to go for the maserati, I

429
00:20:01,359 --> 00:20:04,159
Speaker 4: want to make a million dollars. No, No, just do

430
00:20:04,359 --> 00:20:07,639
Speaker 4: one percent of your cash amount. And there's five trading

431
00:20:07,720 --> 00:20:11,399
Speaker 4: days in a in a week, so that's five percent

432
00:20:11,520 --> 00:20:14,440
Speaker 4: return a week if you can be consistent. Now, sometimes

433
00:20:14,440 --> 00:20:16,919
Speaker 4: you win sometimes you lose, So like, this is a

434
00:20:16,960 --> 00:20:19,159
Speaker 4: goal and an average. It's not like I have to

435
00:20:19,200 --> 00:20:22,280
Speaker 4: make this every day. But it's a goal. And even

436
00:20:22,320 --> 00:20:24,800
Speaker 4: if you do that, like just say you did that

437
00:20:25,119 --> 00:20:27,680
Speaker 4: five times a month, that's still five percent a month.

438
00:20:29,040 --> 00:20:32,320
Speaker 4: That's that's twenty percent in four months. Now our goal

439
00:20:32,359 --> 00:20:33,440
Speaker 4: is twenty percent a month.

440
00:20:33,560 --> 00:20:36,320
Speaker 3: But you don't have to work that hard. Does that

441
00:20:36,400 --> 00:20:36,919
Speaker 3: make sense?

442
00:20:37,320 --> 00:20:39,560
Speaker 1: It does? You're such a teacher. I was like, oh,

443
00:20:39,800 --> 00:20:40,680
Speaker 1: is she checked?

444
00:20:40,800 --> 00:20:45,879
Speaker 2: She sloaded all right down for me, checked understanding?

445
00:20:46,119 --> 00:20:46,960
Speaker 1: Does that make sense?

446
00:20:47,000 --> 00:20:50,800
Speaker 2: I was like, miss Woodruff, Miss wood Duff, are you following?

447
00:20:54,160 --> 00:20:56,840
Speaker 1: No? And honestly, that's such a realistic goal. And I'm

448
00:20:56,840 --> 00:20:59,400
Speaker 1: glad you share that because I think, I mean, Mandy

449
00:20:59,440 --> 00:21:00,960
Speaker 1: and I have definitely see and I'm sure you have

450
00:21:01,040 --> 00:21:05,040
Speaker 1: to terry that. You know, as a result of like

451
00:21:05,200 --> 00:21:10,879
Speaker 1: economic uncertainty, quarantine, pandemic, everyone has been racing to trading.

452
00:21:10,920 --> 00:21:14,280
Speaker 1: I never heard this many people, regular regular people talk

453
00:21:14,320 --> 00:21:18,359
Speaker 1: about trading the way they are now. But everyone's thinking

454
00:21:18,359 --> 00:21:21,800
Speaker 1: that they're going to get like the Maserati and the

455
00:21:21,840 --> 00:21:24,560
Speaker 1: mansion and whatever right away. So to hear you give

456
00:21:25,080 --> 00:21:30,280
Speaker 1: a realistic explanation of returns, it's good I think people

457
00:21:30,320 --> 00:21:32,840
Speaker 1: can say, Okay, one, I can do it too, and

458
00:21:32,880 --> 00:21:35,680
Speaker 1: two that doesn't seem so crazy one percent a day,

459
00:21:35,880 --> 00:21:36,160
Speaker 1: you know.

460
00:21:36,920 --> 00:21:39,520
Speaker 4: Yeah, And I think people need to put it in perspective.

461
00:21:40,200 --> 00:21:44,119
Speaker 4: The average return for like a longer term investor is

462
00:21:44,160 --> 00:21:47,320
Speaker 4: eight to ten percent a year. Yeah, So for me

463
00:21:47,400 --> 00:21:49,679
Speaker 4: to say, try to aim for one percent on a

464
00:21:49,720 --> 00:21:53,240
Speaker 4: regular basis, like, even if you do that eight times

465
00:21:53,240 --> 00:21:56,359
Speaker 4: within a year, you've met the average. Now if you

466
00:21:56,359 --> 00:21:58,120
Speaker 4: can do it a few more times than that, you're

467
00:21:58,160 --> 00:22:01,359
Speaker 4: beating the average. So when people say, oh, you know,

468
00:22:01,440 --> 00:22:04,960
Speaker 4: I'm going to start with two thousand and make forty thousand,

469
00:22:05,119 --> 00:22:07,880
Speaker 4: like that doesn't even make sense. Making the first two

470
00:22:07,880 --> 00:22:10,760
Speaker 4: thousand would be one hundred percent return when the average

471
00:22:10,760 --> 00:22:13,800
Speaker 4: is eight to ten percent. So don't go for one

472
00:22:13,880 --> 00:22:17,119
Speaker 4: hundred percent return. Go for small, bite size returns that

473
00:22:17,160 --> 00:22:19,440
Speaker 4: you can, you know, add up over time.

474
00:22:20,880 --> 00:22:23,760
Speaker 2: So when you are someone, I imagine a lot of

475
00:22:23,760 --> 00:22:27,520
Speaker 2: the students in your in your class, which has been

476
00:22:27,520 --> 00:22:30,119
Speaker 2: incredibly I think you have it's unteachable. It was like

477
00:22:30,119 --> 00:22:33,320
Speaker 2: a number one class on teachable or something. Congratulations, that's amazing.

478
00:22:34,400 --> 00:22:37,320
Speaker 2: So I bet a lot of your students probably are wondering,

479
00:22:37,760 --> 00:22:39,439
Speaker 2: you know, how much of my money should I be

480
00:22:39,480 --> 00:22:42,760
Speaker 2: trading with? Well, you have, and what's your advice to them,

481
00:22:42,840 --> 00:22:45,919
Speaker 2: especially if they may have other obligations you have mortgage,

482
00:22:46,119 --> 00:22:49,520
Speaker 2: or they have other goals or retirement and maybe some

483
00:22:49,560 --> 00:22:51,480
Speaker 2: student loan debt. How do you help them figure out

484
00:22:51,480 --> 00:22:53,159
Speaker 2: where to start and how much to start with.

485
00:22:53,680 --> 00:22:56,520
Speaker 4: Yeah, trading is a skill set, so let me start there.

486
00:22:56,760 --> 00:22:59,399
Speaker 4: It's something that you need to grow to become better

487
00:22:59,440 --> 00:23:01,960
Speaker 4: at when you're first starting. I think you should start

488
00:23:02,000 --> 00:23:04,880
Speaker 4: with just enough to open a brokerage account and then

489
00:23:05,000 --> 00:23:08,480
Speaker 4: trade with a simulator, which is fake money, until you

490
00:23:08,600 --> 00:23:09,280
Speaker 4: become good.

491
00:23:09,560 --> 00:23:10,640
Speaker 3: So I'd say start there.

492
00:23:10,680 --> 00:23:12,600
Speaker 4: You don't have to put all your money in. I

493
00:23:12,640 --> 00:23:13,240
Speaker 4: have one person.

494
00:23:13,280 --> 00:23:13,960
Speaker 3: She reached out to me.

495
00:23:14,000 --> 00:23:16,480
Speaker 4: She's like, Terry, I got forty five thousand dollars, I'm

496
00:23:16,520 --> 00:23:17,280
Speaker 4: ready to invest.

497
00:23:17,440 --> 00:23:18,199
Speaker 3: Where do I put it?

498
00:23:18,240 --> 00:23:20,080
Speaker 4: I was like, girl, you know what, you leave it

499
00:23:20,160 --> 00:23:22,680
Speaker 4: right there for a minute, and I'm gonna ask you

500
00:23:22,760 --> 00:23:25,240
Speaker 4: to take just five hundred of it and let's start

501
00:23:25,240 --> 00:23:25,879
Speaker 4: there first.

502
00:23:27,080 --> 00:23:29,720
Speaker 3: Then I know right. She's like really, I'm like yes,

503
00:23:30,400 --> 00:23:31,600
Speaker 3: because it's a skill.

504
00:23:31,359 --> 00:23:34,120
Speaker 4: Set, like you gotta get good at it first. Then

505
00:23:34,240 --> 00:23:38,359
Speaker 4: from there after you see that, Okay, I'm learning trade

506
00:23:38,359 --> 00:23:41,439
Speaker 4: and travel. I'm learning Terry's method and invest with Terry method.

507
00:23:41,800 --> 00:23:43,120
Speaker 3: Then go to two thousand.

508
00:23:43,640 --> 00:23:45,840
Speaker 4: At two thousand dollars, one of the things that we

509
00:23:46,520 --> 00:23:48,800
Speaker 4: work with is things called margin account, and that could

510
00:23:48,800 --> 00:23:52,160
Speaker 4: be very risky, I understand. But at two thousand dollars

511
00:23:52,200 --> 00:23:54,520
Speaker 4: you can open that kind of account and have access

512
00:23:54,520 --> 00:23:57,560
Speaker 4: to more tools from a broker. So two thousand dollars

513
00:23:57,600 --> 00:24:00,160
Speaker 4: is the next goal. And then you're trying to still

514
00:24:00,160 --> 00:24:02,480
Speaker 4: make just that one percent return, So you're trying to

515
00:24:02,520 --> 00:24:05,280
Speaker 4: make twenty dollars on a regular basis. If you can

516
00:24:05,320 --> 00:24:07,679
Speaker 4: get good and be consistent, that means you're making one

517
00:24:07,720 --> 00:24:10,560
Speaker 4: hundred dollars a week four hundred dollars extra a month,

518
00:24:10,840 --> 00:24:13,600
Speaker 4: which I will say with smaller amounts like two thousand,

519
00:24:13,720 --> 00:24:17,880
Speaker 4: is a little more challenging but doable. After that, once

520
00:24:17,920 --> 00:24:20,639
Speaker 4: you're seeing, okay, Terry, I think I'm getting good at this,

521
00:24:20,720 --> 00:24:23,480
Speaker 4: I'm seeing my one percent return on a regular basis,

522
00:24:23,800 --> 00:24:25,960
Speaker 4: then you can start putting more money in your account

523
00:24:26,160 --> 00:24:28,480
Speaker 4: and that'll be up to you depending on what your

524
00:24:28,520 --> 00:24:29,080
Speaker 4: goals are.

525
00:24:30,480 --> 00:24:32,600
Speaker 1: Does that make sense, No, it does. I love that.

526
00:24:32,720 --> 00:24:38,240
Speaker 1: So my sister Carol is she's like our resident investor,

527
00:24:38,520 --> 00:24:40,280
Speaker 1: but honestly, for the last like a year and a

528
00:24:40,320 --> 00:24:42,919
Speaker 1: half she was using the simulator accounts because she was

529
00:24:42,960 --> 00:24:46,240
Speaker 1: so never since scared, even though she's been like investing

530
00:24:46,359 --> 00:24:49,399
Speaker 1: since like college. I remember when she was telling us

531
00:24:49,440 --> 00:24:51,720
Speaker 1: about this new company called Tesla, and I was like, girl,

532
00:24:51,760 --> 00:24:53,879
Speaker 1: what are you talking about? Let's try the cars? Sounds

533
00:24:53,880 --> 00:24:56,000
Speaker 1: crazy to me, and she's like, well, I'm putting fifteen

534
00:24:56,080 --> 00:24:57,920
Speaker 1: hundred dollars in and I think at the time, Terry,

535
00:24:57,920 --> 00:25:00,320
Speaker 1: it was like thirty dollars a share, and then it

536
00:25:00,359 --> 00:25:02,280
Speaker 1: went up to like sixty or hundred, and she's like,

537
00:25:02,320 --> 00:25:05,199
Speaker 1: you should do it now, tivinany I was like, not me.

538
00:25:06,160 --> 00:25:08,480
Speaker 1: And then and now we all know the end of

539
00:25:08,480 --> 00:25:10,560
Speaker 1: that story. And I look back and I'm like, why

540
00:25:10,640 --> 00:25:13,679
Speaker 1: didn't you tell me more? She's like, girl, I told her.

541
00:25:13,880 --> 00:25:16,919
Speaker 1: And I remember her coming to like Thanksgiving and saying like, hey,

542
00:25:17,000 --> 00:25:19,760
Speaker 1: cause she's an engineer, so she was really excited about, like,

543
00:25:19,800 --> 00:25:21,639
Speaker 1: you know, the advent of like you know, and a

544
00:25:21,760 --> 00:25:25,080
Speaker 1: viable electronic car and like so it really was her field.

545
00:25:25,400 --> 00:25:28,880
Speaker 1: And she's a mechanical engineer, so yeah, so she really

546
00:25:28,920 --> 00:25:31,120
Speaker 1: wants to get into trading, but she was nervous and

547
00:25:31,880 --> 00:25:34,679
Speaker 1: she so she's been doing a simulator for a year

548
00:25:34,720 --> 00:25:37,840
Speaker 1: and a half and so finally she over the last

549
00:25:37,880 --> 00:25:41,199
Speaker 1: couple of months she jumped into like actually trading with

550
00:25:41,240 --> 00:25:44,439
Speaker 1: her real money. But she's like one of these super

551
00:25:44,640 --> 00:25:48,800
Speaker 1: super nervous Nellies. But as her engineering job, she was

552
00:25:48,880 --> 00:25:52,040
Speaker 1: let go during the pandemic because they just you know,

553
00:25:52,359 --> 00:25:56,000
Speaker 1: they just could not afford to keep really anyone. And

554
00:25:56,080 --> 00:25:57,920
Speaker 1: she's like, you know what, She's got two little kids,

555
00:25:58,000 --> 00:26:01,040
Speaker 1: they're six and four, and she's like, I actually don't

556
00:26:01,040 --> 00:26:03,159
Speaker 1: want to go back to work, you know, like I

557
00:26:03,240 --> 00:26:07,119
Speaker 1: want to be home. And so now, because she's like

558
00:26:07,119 --> 00:26:08,919
Speaker 1: a really good saver, all of us really are well

559
00:26:08,960 --> 00:26:11,720
Speaker 1: except for Lisa boo On. Lisa's a baby and I.

560
00:26:11,680 --> 00:26:18,000
Speaker 2: Ain't gonna call that lisas that's very Nigerian to say, yeah,

561
00:26:18,000 --> 00:26:20,080
Speaker 2: I used to live people oh my god, Like, oh no,

562
00:26:20,160 --> 00:26:22,840
Speaker 2: she's used to it. She's Nigerian, so that's not you

563
00:26:22,840 --> 00:26:23,320
Speaker 2: talk about.

564
00:26:24,680 --> 00:26:27,679
Speaker 1: So so. But I'm really proud of her because to

565
00:26:27,720 --> 00:26:31,560
Speaker 1: your point, Terry, she's really just like, Okay, she she

566
00:26:31,640 --> 00:26:35,080
Speaker 1: took it really slowly. She practiced practice practice, she built

567
00:26:35,119 --> 00:26:37,639
Speaker 1: her skill set and even now the amount of money

568
00:26:37,640 --> 00:26:41,359
Speaker 1: that she's investing with is not nearly like all that

569
00:26:41,440 --> 00:26:43,879
Speaker 1: she has saved, and you know, like she'll call me

570
00:26:43,920 --> 00:26:45,080
Speaker 1: every week and be like, oh my god, I made

571
00:26:45,080 --> 00:26:47,960
Speaker 1: two hundred dollars. Oh my god, I lost two hundred dollars.

572
00:26:49,320 --> 00:26:51,040
Speaker 1: So like, I'm really proud of her, and I really

573
00:26:51,040 --> 00:26:52,639
Speaker 1: can see herself in the next six months to a

574
00:26:52,720 --> 00:26:55,280
Speaker 1: year really rocking and rolling. And so I'm praying that

575
00:26:55,320 --> 00:26:57,199
Speaker 1: she doesn't have to go back to work. But it

576
00:26:57,240 --> 00:26:59,760
Speaker 1: can really be so life changing. Can you share with us,

577
00:27:00,240 --> 00:27:03,720
Speaker 1: like some of the amazing, like life changing stories of

578
00:27:03,720 --> 00:27:06,439
Speaker 1: people that you've helped with your trade and travel course

579
00:27:06,480 --> 00:27:09,160
Speaker 1: and how you know they were able to just live

580
00:27:09,160 --> 00:27:10,399
Speaker 1: a different life as a result.

581
00:27:11,680 --> 00:27:14,480
Speaker 4: Yes, it's so good when you have a goal too,

582
00:27:14,720 --> 00:27:16,760
Speaker 4: I think that makes it so much better. So, like

583
00:27:16,800 --> 00:27:19,359
Speaker 4: I have one student, Crystal, and her goal was to

584
00:27:19,359 --> 00:27:22,840
Speaker 4: renovate her kitchen, and her husband told her like, well,

585
00:27:22,880 --> 00:27:24,320
Speaker 4: this is all the money you going to get, like

586
00:27:24,400 --> 00:27:28,159
Speaker 4: you either use this renovate the kitchen or whatever. And

587
00:27:28,200 --> 00:27:30,119
Speaker 4: so she said, well, Terry, I decided that I was

588
00:27:30,160 --> 00:27:32,200
Speaker 4: going to trade with the money to make the money

589
00:27:32,400 --> 00:27:33,439
Speaker 4: to renovate the kitchen.

590
00:27:33,920 --> 00:27:36,080
Speaker 3: So she actually had I think her kitchen.

591
00:27:35,800 --> 00:27:37,439
Speaker 4: Was going to cost her about thirty thousand, so I

592
00:27:37,480 --> 00:27:41,360
Speaker 4: will say you can start making like bigger returns when

593
00:27:41,359 --> 00:27:44,159
Speaker 4: you get to that twenty to thirty thousand range. I

594
00:27:44,160 --> 00:27:45,879
Speaker 4: wanted people to know that because some people are going

595
00:27:45,960 --> 00:27:47,320
Speaker 4: to say, well, can I make a thousand dollars a

596
00:27:47,400 --> 00:27:49,640
Speaker 4: day with five thousand, It'll be a little tougher. You can,

597
00:27:49,760 --> 00:27:52,280
Speaker 4: but it's tougher. But she had about I think she

598
00:27:52,320 --> 00:27:54,480
Speaker 4: said thirty thousand that she was going to use for

599
00:27:54,520 --> 00:27:58,520
Speaker 4: the kitchen renovation. She put it into an account, and

600
00:27:58,720 --> 00:28:01,800
Speaker 4: she actually traded within six months and made the same

601
00:28:01,840 --> 00:28:04,399
Speaker 4: amount of money for her kitchen. So she used the

602
00:28:04,520 --> 00:28:06,880
Speaker 4: money she traded with to renovate the kitchen. And then

603
00:28:06,960 --> 00:28:09,119
Speaker 4: she has the money in her account still to like

604
00:28:09,200 --> 00:28:13,919
Speaker 4: do another project. Yes, so so cool. And then I

605
00:28:13,920 --> 00:28:17,200
Speaker 4: have another student she actually like paid off all her debt,

606
00:28:17,280 --> 00:28:19,080
Speaker 4: Like I paid off my student loans, but like when

607
00:28:19,119 --> 00:28:21,520
Speaker 4: my students do it, that's more important. Like she paid

608
00:28:21,520 --> 00:28:24,760
Speaker 4: off one hundred thousand dollars of student loan debt with trading.

609
00:28:26,000 --> 00:28:29,600
Speaker 1: Yes, that's amazing and life transforming like.

610
00:28:29,960 --> 00:28:31,280
Speaker 2: Not just waiting around.

611
00:28:32,880 --> 00:28:33,160
Speaker 1: Yes.

612
00:28:34,080 --> 00:28:36,720
Speaker 4: Then then there's smaller goals, like those are big ones,

613
00:28:36,720 --> 00:28:38,760
Speaker 4: but some of the smaller goals is I have one student.

614
00:28:39,040 --> 00:28:41,000
Speaker 4: He just wants to pay off his car notes so

615
00:28:41,040 --> 00:28:42,760
Speaker 4: that he can have whatever car he wants and not

616
00:28:42,800 --> 00:28:45,200
Speaker 4: have to worry about his wife telling him no. And

617
00:28:45,240 --> 00:28:47,480
Speaker 4: so like he pays three I think it's like two

618
00:28:47,520 --> 00:28:49,960
Speaker 4: seventy four. It's his payment, his car payment every month,

619
00:28:50,040 --> 00:28:52,840
Speaker 4: and he just makes enough trading to pay for the car.

620
00:28:53,200 --> 00:28:55,640
Speaker 4: And then I have a couple other students, Like one

621
00:28:55,680 --> 00:28:59,360
Speaker 4: of them, she's getting chemo treatment and so she's been

622
00:28:59,400 --> 00:29:02,280
Speaker 4: actually trade while she's in the hospital. So she's like,

623
00:29:02,320 --> 00:29:06,080
Speaker 4: it keeps my brain moving, it keeps me energized and motivated.

624
00:29:06,520 --> 00:29:09,160
Speaker 4: So it's it's small things. It's learning a new skill,

625
00:29:09,400 --> 00:29:11,960
Speaker 4: it's making sure that you're taking care of little things

626
00:29:11,960 --> 00:29:14,240
Speaker 4: so that your wife doesn't have to worry about it,

627
00:29:14,360 --> 00:29:16,800
Speaker 4: or even just like bigger things like painoff debt.

628
00:29:18,360 --> 00:29:19,880
Speaker 3: So it's been really cool.

629
00:29:20,680 --> 00:29:22,880
Speaker 2: I know when Tiffany mentioned, you know, your sister coming

630
00:29:22,880 --> 00:29:25,280
Speaker 2: and talking about Tesla for me, and then Terry what

631
00:29:25,320 --> 00:29:27,840
Speaker 2: you said about having a goal in mind, I feel

632
00:29:27,840 --> 00:29:31,000
Speaker 2: like for me, what's really what can be stressful is

633
00:29:31,000 --> 00:29:34,400
Speaker 2: when you're kind of caught, whether it's on social media.

634
00:29:34,560 --> 00:29:38,480
Speaker 2: Just yesterday there was an an investing influencer that I follow,

635
00:29:38,560 --> 00:29:40,920
Speaker 2: and he was he was kind of taking a dump

636
00:29:41,000 --> 00:29:43,680
Speaker 2: on one of the ETFs that I had bought last year,

637
00:29:44,000 --> 00:29:46,280
Speaker 2: which I'm doing fine and thank you very much, but

638
00:29:46,360 --> 00:29:48,880
Speaker 2: he was like, oh, this ETF is not performing. I

639
00:29:48,920 --> 00:29:52,960
Speaker 2: told you alle hahaha. And I feel like those those

640
00:29:52,960 --> 00:29:55,479
Speaker 2: comments from friends or social media, they can sort of

641
00:29:55,840 --> 00:29:57,239
Speaker 2: they make you feel like, oh, am I missing out

642
00:29:57,280 --> 00:29:59,640
Speaker 2: on something or do I not know something? And for me,

643
00:29:59,760 --> 00:30:02,280
Speaker 2: what I feel like I'm personally missing with my because

644
00:30:02,320 --> 00:30:05,560
Speaker 2: I do trade. We have about ten thousand dollars. Well

645
00:30:05,600 --> 00:30:07,720
Speaker 2: we started with like five thousand dollars and now it's

646
00:30:07,800 --> 00:30:10,320
Speaker 2: up to like fourteen and I feel like what I'm

647
00:30:10,360 --> 00:30:13,400
Speaker 2: kind of missing? Well, thanks, What I what we're kind

648
00:30:13,400 --> 00:30:16,640
Speaker 2: of missing is like a strategy. So I hold myself back.

649
00:30:16,800 --> 00:30:19,280
Speaker 2: I don't really know what my strategy is other than like,

650
00:30:19,360 --> 00:30:23,200
Speaker 2: oh this sounds pretty good, or also I like pelotons

651
00:30:23,200 --> 00:30:26,760
Speaker 2: and let me get some stock, or people are using technology,

652
00:30:26,800 --> 00:30:28,800
Speaker 2: so I'm going to get that technology eat. You know

653
00:30:28,840 --> 00:30:32,720
Speaker 2: what I mean? So strategy wise, where do you how

654
00:30:32,720 --> 00:30:34,920
Speaker 2: do you help people figure out this strategy? And what's

655
00:30:34,960 --> 00:30:38,360
Speaker 2: like a simple way an entry point to stock trading?

656
00:30:39,000 --> 00:30:41,080
Speaker 4: Yeah, so I think it's really important to have a

657
00:30:41,120 --> 00:30:44,000
Speaker 4: trading plan. That's where your strategy comes in. And then

658
00:30:44,240 --> 00:30:49,000
Speaker 4: my strategy includes like it's four big pieces, but then

659
00:30:49,080 --> 00:30:50,960
Speaker 4: like I can I can even go a little further

660
00:30:51,000 --> 00:30:53,760
Speaker 4: for the more advanced. But the first thing is you

661
00:30:53,880 --> 00:30:56,920
Speaker 4: got to have some criteria around what stocks you're choosing

662
00:30:57,600 --> 00:30:59,920
Speaker 4: and when you have Like each person may have some

663
00:31:00,040 --> 00:31:02,720
Speaker 4: different criteria, but part of mine is I'm looking for

664
00:31:02,800 --> 00:31:05,880
Speaker 4: healthy companies. I'm not a penny stock girl. I'm not

665
00:31:06,240 --> 00:31:09,520
Speaker 4: like a skeptical Oh I heard somebody say this in

666
00:31:09,560 --> 00:31:12,480
Speaker 4: the bathroom, and I'm just gonna like pick that up. Like, No,

667
00:31:12,840 --> 00:31:15,000
Speaker 4: the companies that I'm trading are the same ones. I

668
00:31:15,040 --> 00:31:17,000
Speaker 4: don't see y'all laughing, But it's like not the bathroom,

669
00:31:18,120 --> 00:31:19,960
Speaker 4: but sometimes we do hear the random people are the

670
00:31:20,000 --> 00:31:22,240
Speaker 4: beauty shop and you're like, oh, maybe I should try

671
00:31:22,280 --> 00:31:25,240
Speaker 4: that one. No, like there's some set criteria around how

672
00:31:25,320 --> 00:31:28,520
Speaker 4: to pick the right company. Then there you have to

673
00:31:28,520 --> 00:31:31,360
Speaker 4: have some criteria around when do you take money off

674
00:31:31,400 --> 00:31:34,320
Speaker 4: the table, Like what's your risk management plan? And for me,

675
00:31:34,480 --> 00:31:37,760
Speaker 4: that includes how am I calculating my reward to risk ratio?

676
00:31:38,160 --> 00:31:40,680
Speaker 4: How am I calculating how many shares that I take

677
00:31:40,760 --> 00:31:44,320
Speaker 4: my quantity size? How am I calculating even when I

678
00:31:44,400 --> 00:31:49,120
Speaker 4: take the trade? Like your entry point makes so much difference,

679
00:31:49,440 --> 00:31:51,640
Speaker 4: and so that's like another part of my plan. I'm

680
00:31:51,680 --> 00:31:54,720
Speaker 4: looking at charts to determine my entry point. And that's

681
00:31:54,760 --> 00:31:59,040
Speaker 4: going to be as people think about their strategy, Like

682
00:31:59,400 --> 00:32:01,800
Speaker 4: when do you enter a trade? If I get into

683
00:32:01,840 --> 00:32:04,600
Speaker 4: Apple at one hundred and thirty dollars and you get

684
00:32:04,600 --> 00:32:07,520
Speaker 4: into Apple at one hundred and fifty dollars, we're both

685
00:32:07,560 --> 00:32:10,200
Speaker 4: in Apple, but I got in at a better time.

686
00:32:10,360 --> 00:32:13,640
Speaker 4: So I'm using charts to figure that out, right, And

687
00:32:13,680 --> 00:32:16,040
Speaker 4: then we're figuring out so then I have the whole

688
00:32:16,040 --> 00:32:18,680
Speaker 4: little trading plan. But like when do you exit a trade?

689
00:32:19,120 --> 00:32:22,200
Speaker 4: Are you a long term trader that never exits because

690
00:32:22,240 --> 00:32:24,760
Speaker 4: you just believe so much in this company? Or are

691
00:32:24,800 --> 00:32:27,920
Speaker 4: you exiting when you see a certain thing happen in

692
00:32:27,960 --> 00:32:29,600
Speaker 4: the chart, or are you exiting when you.

693
00:32:29,560 --> 00:32:30,120
Speaker 3: Hit a goal?

694
00:32:30,360 --> 00:32:33,680
Speaker 4: They're like a whole exit strategy. So I personally have

695
00:32:33,760 --> 00:32:36,880
Speaker 4: a seven step strategy, but those are some important parts

696
00:32:36,880 --> 00:32:39,520
Speaker 4: that are included or should be included in your plan.

697
00:32:40,760 --> 00:32:43,920
Speaker 2: So that's seven step strategy you can you can find

698
00:32:43,920 --> 00:32:46,240
Speaker 2: out by getting your course, I imagine, right.

699
00:32:46,720 --> 00:32:51,840
Speaker 1: Are you travel Yes, yeah, I'm not a C minus

700
00:32:51,840 --> 00:32:54,200
Speaker 1: student right about now, but also lovely to be at part.

701
00:32:54,200 --> 00:32:57,160
Speaker 1: I'm a be a part of my plan, my plan, but.

702
00:32:57,080 --> 00:32:59,800
Speaker 3: The ae't the week four because that's when we put

703
00:32:59,800 --> 00:33:00,440
Speaker 3: it all together.

704
00:33:00,480 --> 00:33:02,680
Speaker 1: In week four, I would to say that I'm like

705
00:33:02,680 --> 00:33:04,640
Speaker 1: at the very beginning of week I was like super

706
00:33:04,680 --> 00:33:07,640
Speaker 1: a gung ho and then man, it was right. I

707
00:33:07,640 --> 00:33:12,240
Speaker 1: was like, Giry's supposed to be on vacation. So because what.

708
00:33:12,480 --> 00:33:14,720
Speaker 3: Happens, life happens, and it is true because I.

709
00:33:14,600 --> 00:33:17,480
Speaker 4: Too was like you on vacation. I'm so proud of you,

710
00:33:17,520 --> 00:33:18,480
Speaker 4: and you're like, I'm.

711
00:33:18,320 --> 00:33:18,840
Speaker 3: In the course.

712
00:33:22,800 --> 00:33:24,520
Speaker 2: In the course, is it all simulator?

713
00:33:24,560 --> 00:33:25,480
Speaker 1: Though? Is it fake?

714
00:33:25,640 --> 00:33:28,200
Speaker 2: Like you're playing with fake money to start with?

715
00:33:28,640 --> 00:33:30,600
Speaker 4: Actually, it's going to be up to you as a student.

716
00:33:30,720 --> 00:33:34,440
Speaker 4: Some students are are super like I'm getting in right now.

717
00:33:34,520 --> 00:33:36,400
Speaker 4: The way I learn is with real money. I of

718
00:33:36,440 --> 00:33:39,080
Speaker 4: course encourage you to start with with the fake money

719
00:33:39,080 --> 00:33:41,480
Speaker 4: first so that you can, you know, learn and become good.

720
00:33:41,880 --> 00:33:44,040
Speaker 3: But some tudents jump right in.

721
00:33:44,240 --> 00:33:47,280
Speaker 1: Girl, please you know me, I'm a scarny girl. I'm

722
00:33:47,320 --> 00:33:57,080
Speaker 1: still simulating. Get it, get it?

723
00:33:58,600 --> 00:34:01,360
Speaker 2: Like that makes me less. I just assumed with a

724
00:34:01,440 --> 00:34:03,880
Speaker 2: course like that that you would want people to put

725
00:34:03,880 --> 00:34:07,120
Speaker 2: in real money. Meanwhile, it's so silly because, like I said, like,

726
00:34:07,200 --> 00:34:09,600
Speaker 2: what was it last week? I didn't realize I had

727
00:34:09,640 --> 00:34:12,080
Speaker 2: money because I had made money on my trading account

728
00:34:12,320 --> 00:34:14,719
Speaker 2: through my brokerage, Like you know that that money I

729
00:34:14,719 --> 00:34:16,799
Speaker 2: talked about. I think we had three thousand dollars that

730
00:34:16,840 --> 00:34:19,439
Speaker 2: we could put back. And it had just been sitting there,

731
00:34:19,680 --> 00:34:21,480
Speaker 2: just doing nothing. And I was like, oh, let me

732
00:34:21,480 --> 00:34:24,600
Speaker 2: go on up there and go shopping. I bought some

733
00:34:24,680 --> 00:34:27,040
Speaker 2: apple and I bought some other stuff and I can't

734
00:34:27,040 --> 00:34:30,480
Speaker 2: even remember now. Oh yeah, I got some solar energies.

735
00:34:30,520 --> 00:34:33,080
Speaker 2: I'm trying to I like alternative energies now because you know,

736
00:34:33,120 --> 00:34:35,960
Speaker 2: I own a tesla, so I'm obnoxious that way.

737
00:34:37,480 --> 00:34:43,399
Speaker 3: Just drop it in there. I mean, but we.

738
00:34:43,400 --> 00:34:46,399
Speaker 1: Always anyway, Lily, all our fifteen hundred hours, my sister

739
00:34:46,480 --> 00:34:48,880
Speaker 1: made over thirty thousand, and that's what she used to

740
00:34:48,920 --> 00:34:49,560
Speaker 1: be for her wedding.

741
00:34:49,719 --> 00:34:52,520
Speaker 2: I was like, yes, stories like that are amazing, but

742
00:34:52,560 --> 00:34:55,080
Speaker 2: they're you know, That's why I'm like, terear, Yes, you know,

743
00:34:55,400 --> 00:34:57,319
Speaker 2: I mean, I think that's lucky, right, But it's hard

744
00:34:57,360 --> 00:35:00,759
Speaker 2: to teach luck, you know what I mean right, yeah,

745
00:35:01,200 --> 00:35:03,960
Speaker 2: And so that's I think that's it's fun to have.

746
00:35:04,280 --> 00:35:06,920
Speaker 2: It's even like I had thought of my my trading

747
00:35:06,920 --> 00:35:09,279
Speaker 2: money as my play money, but I even think of

748
00:35:09,360 --> 00:35:11,400
Speaker 2: it's not so much I'm not playing with it. I'm like,

749
00:35:11,880 --> 00:35:14,680
Speaker 2: I invested. We opened that account a year or two ago.

750
00:35:15,719 --> 00:35:18,120
Speaker 2: We chose our stocks, and I was just like, let's

751
00:35:18,200 --> 00:35:20,640
Speaker 2: ride it, you know, long term. That's how I get

752
00:35:20,680 --> 00:35:22,359
Speaker 2: out of having to trade. I'm just like, oh, I'm

753
00:35:22,400 --> 00:35:25,240
Speaker 2: a long term investor. We don't touch it. That's my strategy.

754
00:35:25,280 --> 00:35:29,000
Speaker 2: Isn't it smart? But in the it's almost like having

755
00:35:29,080 --> 00:35:31,000
Speaker 2: play money on top of that to try to like

756
00:35:31,080 --> 00:35:34,319
Speaker 2: get those what do you call it, like exploratory or

757
00:35:34,400 --> 00:35:37,439
Speaker 2: like you're speculating like you think it's it's like having

758
00:35:37,480 --> 00:35:41,319
Speaker 2: even a separate bucket for that, you know, the one

759
00:35:41,360 --> 00:35:43,560
Speaker 2: off stock if you think it's going to be hot.

760
00:35:43,920 --> 00:35:47,520
Speaker 2: You just can't happen all the time, you know, Mandy.

761
00:35:47,600 --> 00:35:49,560
Speaker 4: I think the big thing though, is that even when

762
00:35:49,560 --> 00:35:52,000
Speaker 4: people say that they're long term investors, they need the

763
00:35:52,080 --> 00:35:54,440
Speaker 4: skill set to know when is a good time to

764
00:35:54,480 --> 00:35:57,439
Speaker 4: get back into another stock, or get into the same

765
00:35:57,480 --> 00:35:59,600
Speaker 4: stock again, or reinvest.

766
00:35:59,360 --> 00:36:01,360
Speaker 3: Cause like the last couple of weeks.

767
00:36:01,920 --> 00:36:03,480
Speaker 4: I'm not sure when you guys are going to hear

768
00:36:03,480 --> 00:36:06,960
Speaker 4: this podcast, but like in the end of September of

769
00:36:07,000 --> 00:36:09,840
Speaker 4: twenty twenty one, like a lot of the tech stocks

770
00:36:09,880 --> 00:36:12,840
Speaker 4: fell a lot, and that would have been a great

771
00:36:12,880 --> 00:36:15,640
Speaker 4: time to start reinvesting or getting into some of those

772
00:36:15,680 --> 00:36:17,560
Speaker 4: stocks that you've been wanting to have, like I've been.

773
00:36:17,800 --> 00:36:20,239
Speaker 4: I've been following Adobe stock for the longest time, but

774
00:36:20,320 --> 00:36:22,719
Speaker 4: it was just running. It was way too expensive for me.

775
00:36:22,960 --> 00:36:25,200
Speaker 4: But in the last in the last month, the end

776
00:36:25,239 --> 00:36:27,840
Speaker 4: of September, it came down one hundred dollars.

777
00:36:28,000 --> 00:36:29,400
Speaker 3: Wow, that's a great.

778
00:36:29,120 --> 00:36:31,520
Speaker 4: Time to enter the company. It's still a great company.

779
00:36:31,600 --> 00:36:34,080
Speaker 4: Nothing about the fundamentals of the company has changed, just

780
00:36:34,160 --> 00:36:36,640
Speaker 4: the market had brought it down. Even for a long

781
00:36:36,719 --> 00:36:38,759
Speaker 4: term investor, like those are the kind of things you

782
00:36:38,840 --> 00:36:42,920
Speaker 4: need to know from strategy that says, hey, flag alert,

783
00:36:43,160 --> 00:36:45,719
Speaker 4: this is the time to invest your money, because otherwise

784
00:36:45,760 --> 00:36:48,040
Speaker 4: you'll have just you know, oh, I got a little

785
00:36:48,040 --> 00:36:50,000
Speaker 4: extra money. Things are at all time highs. Let me

786
00:36:50,040 --> 00:36:52,839
Speaker 4: put it in now instead of a strategy behind it.

787
00:36:53,560 --> 00:36:55,719
Speaker 2: Yeah, it's funny you mentioned that because the ETF that

788
00:36:55,760 --> 00:36:58,040
Speaker 2: I was talking about, that this influencer was taking a

789
00:36:58,120 --> 00:37:00,200
Speaker 2: dump on was a tech one and I was like, yeah, yeah,

790
00:37:00,239 --> 00:37:02,239
Speaker 2: it's down a lot of tech. It's got you know,

791
00:37:02,560 --> 00:37:04,920
Speaker 2: it's top major holding is Tesla and right behind that

792
00:37:05,080 --> 00:37:08,640
Speaker 2: is another tech company. It's all very tech. And at

793
00:37:08,719 --> 00:37:09,640
Speaker 2: least I knew enough.

794
00:37:09,960 --> 00:37:10,799
Speaker 1: I get that.

795
00:37:10,880 --> 00:37:14,080
Speaker 2: I get when when someone is talking about a moment

796
00:37:14,120 --> 00:37:16,640
Speaker 2: in time for whether it's an ETF, because METF is

797
00:37:16,680 --> 00:37:17,799
Speaker 2: like a stock. I mean you can trade it like

798
00:37:17,800 --> 00:37:20,200
Speaker 2: a stock, right, so it can go up and down

799
00:37:20,360 --> 00:37:23,160
Speaker 2: throughout the day, which is different. I tried and I

800
00:37:23,200 --> 00:37:25,920
Speaker 2: was proud that I did check and I was like, ho,

801
00:37:25,960 --> 00:37:28,680
Speaker 2: I'm on doing. But I didn't make any decisions. I

802
00:37:28,719 --> 00:37:30,920
Speaker 2: didn't decide to dump it because for me, I mean

803
00:37:30,960 --> 00:37:33,680
Speaker 2: that is like a long term goal and I feel like,

804
00:37:34,080 --> 00:37:36,640
Speaker 2: are the companies in this are the companies do I do?

805
00:37:36,680 --> 00:37:38,360
Speaker 2: I still believe in them and believe in this fund,

806
00:37:38,360 --> 00:37:41,400
Speaker 2: and you know I stuck with it. But that little jerk,

807
00:37:41,719 --> 00:37:45,080
Speaker 2: you know that, that that social media tug, it was

808
00:37:45,120 --> 00:37:46,680
Speaker 2: definitely it was definitely given me a.

809
00:37:46,680 --> 00:37:50,040
Speaker 1: Little social media just be tann Apart lives, goals and dreams.

810
00:37:50,440 --> 00:37:51,960
Speaker 1: But I want to brag on Terry for it like

811
00:37:51,960 --> 00:37:57,480
Speaker 1: a moment because she's being like super humble. So one.

812
00:37:57,640 --> 00:37:59,319
Speaker 1: So if you guys have like you don't have my

813
00:37:59,360 --> 00:38:02,960
Speaker 1: online school, well it's hosted on thinkifick and Terry hosts

814
00:38:02,960 --> 00:38:06,400
Speaker 1: her online school on Teachable. She is the very first

815
00:38:06,440 --> 00:38:12,279
Speaker 1: school on Teachable to cross over the ten million dollar mark, right, Terry.

816
00:38:12,600 --> 00:38:14,920
Speaker 4: Yeah, actually I'm the first school to cross the twenty

817
00:38:14,960 --> 00:38:16,200
Speaker 4: five million dollar mark.

818
00:38:17,120 --> 00:38:19,240
Speaker 3: W twenty five.

819
00:38:19,320 --> 00:38:24,160
Speaker 1: Million, So Keen was in twenty twenty right, mm hmmm.

820
00:38:24,480 --> 00:38:26,239
Speaker 1: And then what twenty twenty one is that when you

821
00:38:26,280 --> 00:38:27,759
Speaker 1: made Yeah.

822
00:38:27,520 --> 00:38:30,600
Speaker 4: I crossed twenty million, and then recently Teachable took me

823
00:38:30,640 --> 00:38:32,799
Speaker 4: out and they were like, yeah, so you're the first

824
00:38:32,800 --> 00:38:34,320
Speaker 4: one across twenty five million.

825
00:38:34,600 --> 00:38:37,160
Speaker 1: So no, Now to be clear, is it ten million

826
00:38:37,280 --> 00:38:39,160
Speaker 1: in a year, twenty five million a year or like

827
00:38:39,440 --> 00:38:40,080
Speaker 1: come come.

828
00:38:40,160 --> 00:38:44,000
Speaker 4: Lifetime lifetime twenty eighteen that's when I started teaching, So

829
00:38:44,120 --> 00:38:44,880
Speaker 4: since twenty.

830
00:38:44,600 --> 00:38:49,360
Speaker 1: Eighteen, don't be given us because we crossed over a

831
00:38:49,760 --> 00:38:51,719
Speaker 1: twenty million mark. I don't forget to take it out

832
00:38:51,760 --> 00:38:55,080
Speaker 1: to Dinna think ific tap tap tap, where's my my

833
00:38:55,200 --> 00:38:56,160
Speaker 1: clams and chowder?

834
00:38:56,760 --> 00:38:57,160
Speaker 3: You know what?

835
00:38:57,280 --> 00:39:00,560
Speaker 4: I felt that way with what's the one that gives

836
00:39:00,600 --> 00:39:03,360
Speaker 4: those plaques click funnels? I was like, come on, teacher,

837
00:39:03,400 --> 00:39:06,120
Speaker 4: book I need some like big record label plaques.

838
00:39:06,440 --> 00:39:10,040
Speaker 1: Yeah too too, they get like that. Well yeah YouTube girls, yes,

839
00:39:10,080 --> 00:39:11,520
Speaker 1: Because I was looking the other day, I was like, okay,

840
00:39:11,520 --> 00:39:12,440
Speaker 1: we crossed twenty I.

841
00:39:12,440 --> 00:39:15,120
Speaker 2: Don't because they must be taking a cut.

842
00:39:15,200 --> 00:39:18,400
Speaker 1: Girl, right. So on, that's just incredible twenty five million,

843
00:39:18,440 --> 00:39:21,480
Speaker 1: But it certainly took us longer than it took Terry.

844
00:39:21,520 --> 00:39:24,160
Speaker 1: She's slaying. But what I really really really love, bigger

845
00:39:24,200 --> 00:39:28,719
Speaker 1: than the earnings component is I saw the story you know,

846
00:39:28,719 --> 00:39:31,239
Speaker 1: I know how much your faith means to you. And

847
00:39:31,320 --> 00:39:34,440
Speaker 1: I saw the story about how there were some churches

848
00:39:34,440 --> 00:39:38,680
Speaker 1: in Texas, remember Texas had those terrible storms Mandy like and.

849
00:39:38,640 --> 00:39:42,000
Speaker 2: So yes, I know it seems like always sadly, I know.

850
00:39:42,719 --> 00:39:45,400
Speaker 1: And so I saw the story about a pastor that

851
00:39:45,520 --> 00:39:48,600
Speaker 1: was thinking terry because she don donated of her own

852
00:39:48,640 --> 00:39:52,600
Speaker 1: money five hundred thousand dollars to churches in Texas, and

853
00:39:52,640 --> 00:39:56,120
Speaker 1: I was just like wow, like for so many people

854
00:39:56,560 --> 00:39:59,440
Speaker 1: who think that money can be like this like tool

855
00:39:59,560 --> 00:40:03,279
Speaker 1: for destruction and evil, you know. But what I really

856
00:40:03,320 --> 00:40:06,680
Speaker 1: love is that for you. You know that yes, you make,

857
00:40:06,920 --> 00:40:09,480
Speaker 1: you know, a bunch of money, but to be able

858
00:40:09,520 --> 00:40:12,160
Speaker 1: to do something like that must have been so transformative.

859
00:40:12,160 --> 00:40:12,880
Speaker 1: How did that feel?

860
00:40:13,920 --> 00:40:17,399
Speaker 4: Oh, man, I absolutely love, Like that's the blessing part

861
00:40:17,480 --> 00:40:19,799
Speaker 4: of being able to have wealth, Like you can then

862
00:40:19,840 --> 00:40:24,040
Speaker 4: bless so many people. And I know that literally, that's

863
00:40:24,080 --> 00:40:26,120
Speaker 4: what I'm called to do. Like the reason why I've

864
00:40:26,160 --> 00:40:29,319
Speaker 4: been able to gain money is so that I can

865
00:40:29,400 --> 00:40:32,600
Speaker 4: then give it to other ministries and other people doing

866
00:40:32,640 --> 00:40:35,520
Speaker 4: good in the world. Like literally I see myself like

867
00:40:35,560 --> 00:40:40,160
Speaker 4: there's this one guy, his name is Joseph in the Bible,

868
00:40:40,480 --> 00:40:42,000
Speaker 4: and I think he gets put in jail, like his

869
00:40:42,040 --> 00:40:44,040
Speaker 4: whole story is crazy, but at the end of the day,

870
00:40:44,080 --> 00:40:47,120
Speaker 4: like family comes to him and he's able to make

871
00:40:47,160 --> 00:40:50,239
Speaker 4: sure that everybody's fed. And I see myself in that

872
00:40:50,280 --> 00:40:53,240
Speaker 4: position now, Like I feel like the Lord has allowed

873
00:40:53,239 --> 00:40:55,280
Speaker 4: me to have this blessing so that I can help

874
00:40:55,719 --> 00:40:59,080
Speaker 4: other people when they're in need. And that's that's been amazing.

875
00:40:59,200 --> 00:41:01,200
Speaker 3: It's just been incredile, right.

876
00:41:01,560 --> 00:41:07,520
Speaker 1: So, well, are you familiar with a woman named Farnush Terry? No, So,

877
00:41:07,640 --> 00:41:10,600
Speaker 1: Farnush is one of me and Manny's like old school

878
00:41:10,680 --> 00:41:14,240
Speaker 1: og financial friends. And I went to a conference want

879
00:41:14,920 --> 00:41:18,200
Speaker 1: and she was speaking like on a panel, and she

880
00:41:18,200 --> 00:41:20,080
Speaker 1: said something that really transformed the way I thought about

881
00:41:20,080 --> 00:41:22,040
Speaker 1: money because I'd been scared to make a lot of

882
00:41:22,040 --> 00:41:23,880
Speaker 1: money because I thought, I don't want to be a

883
00:41:23,920 --> 00:41:26,319
Speaker 1: bad person. And this isn't that with money when you

884
00:41:26,360 --> 00:41:29,280
Speaker 1: make too much, what that means? And she said something

885
00:41:29,640 --> 00:41:32,000
Speaker 1: that's really powerful that speaks back to what you just shared.

886
00:41:32,080 --> 00:41:37,160
Speaker 1: She said that if everyone doesn't have the ability or

887
00:41:37,200 --> 00:41:41,920
Speaker 1: the opportunity, I'll say to achieve great wealth. And if

888
00:41:41,920 --> 00:41:45,799
Speaker 1: you do, you ought to go forward because there are

889
00:41:45,920 --> 00:41:48,360
Speaker 1: children that you will help, there are causes that you

890
00:41:48,360 --> 00:41:51,120
Speaker 1: will serve as a woman. Right, She's like, there are

891
00:41:51,160 --> 00:41:55,239
Speaker 1: opportunities that you'll pour into that other people will overlook.

892
00:41:55,880 --> 00:41:58,799
Speaker 1: And so as you grow wealth, you are able to

893
00:41:58,800 --> 00:42:01,040
Speaker 1: be that person to say, you know what, I want

894
00:42:01,040 --> 00:42:03,359
Speaker 1: the kids in Detroit to go to college. You know what,

895
00:42:03,680 --> 00:42:05,799
Speaker 1: I want my village in Nigeria to have fresh water.

896
00:42:05,960 --> 00:42:09,239
Speaker 1: You know what. These are opportunities, These are you know,

897
00:42:09,360 --> 00:42:12,040
Speaker 1: challenges that other people it won't interest them, you know,

898
00:42:12,080 --> 00:42:14,080
Speaker 1: but just because it doesn't touch them. And so it's

899
00:42:14,120 --> 00:42:15,960
Speaker 1: what put the battery in my back to say, go

900
00:42:16,040 --> 00:42:19,720
Speaker 1: to f Neigo because you know, like I felt guilty

901
00:42:19,760 --> 00:42:21,839
Speaker 1: about having Now I don't anymore. I'm like girl by

902
00:42:22,520 --> 00:42:24,480
Speaker 1: but I did at the moment. You know, it been

903
00:42:24,520 --> 00:42:26,240
Speaker 1: helped to put the battery in my back to say

904
00:42:26,640 --> 00:42:30,600
Speaker 1: that one of the tools for great wealth is to

905
00:42:30,719 --> 00:42:33,600
Speaker 1: be able to help in ways that other people might

906
00:42:33,640 --> 00:42:36,200
Speaker 1: not have not not be able to And so I think,

907
00:42:36,239 --> 00:42:37,680
Speaker 1: you know, when I read that, I was like, I'm

908
00:42:37,680 --> 00:42:39,680
Speaker 1: gonna put that on my vision board. To be able

909
00:42:39,719 --> 00:42:42,279
Speaker 1: to donate a significant amount of money in that way,

910
00:42:42,320 --> 00:42:44,800
Speaker 1: that's that's transformative to a community.

911
00:42:45,480 --> 00:42:48,440
Speaker 4: Yeah, And I do want to clarify because sometimes in

912
00:42:48,520 --> 00:42:52,960
Speaker 4: social media the numbers are all are are gone wrong.

913
00:42:53,480 --> 00:42:56,080
Speaker 4: So I've given over five hundred thousand, but it's to

914
00:42:56,200 --> 00:43:00,000
Speaker 4: nonprofits and the churches, so I wanted to make sure

915
00:43:00,160 --> 00:43:00,919
Speaker 4: that that was clean.

916
00:43:01,280 --> 00:43:03,720
Speaker 1: No. I think that's just amazing and it just speaks

917
00:43:03,719 --> 00:43:06,560
Speaker 1: to your to who you are as a person, your clarity,

918
00:43:06,640 --> 00:43:09,040
Speaker 1: your Terry and I am Mandy. We chatted, I think

919
00:43:09,160 --> 00:43:11,080
Speaker 1: I said it on the podcast once. We chatted maybe

920
00:43:11,120 --> 00:43:14,640
Speaker 1: like a couple of months ago, and I was like,

921
00:43:15,200 --> 00:43:16,840
Speaker 1: we were talking this is maybe maybe this is a

922
00:43:16,920 --> 00:43:19,200
Speaker 1: year ago, but we were talking about like projecting, like, oh,

923
00:43:19,239 --> 00:43:21,480
Speaker 1: what do I want to make you know the next year,

924
00:43:21,520 --> 00:43:24,200
Speaker 1: And I said, oh, I think maybe twenty million, you know,

925
00:43:24,239 --> 00:43:27,080
Speaker 1: And Terry was like I was thinking fifty. I was like,

926
00:43:27,120 --> 00:43:31,720
Speaker 1: wait what, but you need those kind of conversations because

927
00:43:31,880 --> 00:43:34,120
Speaker 1: I limited myself because I was like, there's no way

928
00:43:34,160 --> 00:43:36,800
Speaker 1: I can do that. And when Terry was like, well,

929
00:43:37,080 --> 00:43:38,960
Speaker 1: I mean I think I can do it, I was like,

930
00:43:39,000 --> 00:43:41,440
Speaker 1: well we too. I mean, let me let me erase

931
00:43:41,520 --> 00:43:44,479
Speaker 1: my vision for you know, I wasn't put me down

932
00:43:44,520 --> 00:43:47,520
Speaker 1: for fifty as well, please And yeah I didn't. You know,

933
00:43:47,640 --> 00:43:50,800
Speaker 1: I didn't make fifty this year, but just not that

934
00:43:51,120 --> 00:43:53,360
Speaker 1: you know, not yet. But I do truly believe that

935
00:43:53,440 --> 00:43:55,800
Speaker 1: I can and I will. But because I look at Terry,

936
00:43:56,000 --> 00:44:00,840
Speaker 1: she's regular, you know, woman just like me, Nigerian black,

937
00:44:01,320 --> 00:44:05,200
Speaker 1: like kind fun like you know, like when you meet Terry,

938
00:44:05,320 --> 00:44:07,480
Speaker 1: you're not you don't think to yourself like this is

939
00:44:07,480 --> 00:44:10,080
Speaker 1: someone who's untouchable. And so to have an example of

940
00:44:10,120 --> 00:44:13,479
Speaker 1: someone who is able to achieve, you know, this level

941
00:44:13,560 --> 00:44:17,319
Speaker 1: of success just makes it more palatable and real for

942
00:44:17,400 --> 00:44:19,160
Speaker 1: someone like me. So I just I just thank you

943
00:44:19,200 --> 00:44:20,160
Speaker 1: for showing up fully.

944
00:44:20,960 --> 00:44:23,279
Speaker 3: Oh, thank you so much. I really appreciate that.

945
00:44:23,719 --> 00:44:25,600
Speaker 4: And you know what, the only reason that I can

946
00:44:25,640 --> 00:44:28,399
Speaker 4: show up is because I've seen other people show up.

947
00:44:28,680 --> 00:44:33,040
Speaker 4: Like when I seen like you and Danielle Leslie and

948
00:44:33,360 --> 00:44:36,720
Speaker 4: Rachel Rogers all talk about like your first million dollar months.

949
00:44:36,840 --> 00:44:38,839
Speaker 4: I was like, oh, that's what we're doing. Now, Okay,

950
00:44:38,880 --> 00:44:40,360
Speaker 4: we're doing million dollar months.

951
00:44:40,560 --> 00:44:43,719
Speaker 3: Cool, let's go. And then it was like, okay, we're

952
00:44:43,760 --> 00:44:47,400
Speaker 3: doing ten million dollar years. Okay, got it. That's got it.

953
00:44:47,520 --> 00:44:50,680
Speaker 3: Let's go. So when you see other people.

954
00:44:50,400 --> 00:44:53,080
Speaker 4: That are doing other things and they have these bigger goals,

955
00:44:53,080 --> 00:44:55,520
Speaker 4: I think that gives all of us something to aspire to.

956
00:44:55,719 --> 00:44:58,440
Speaker 4: And now it's like, okay, Sis, I see you good jobs,

957
00:44:58,600 --> 00:45:01,960
Speaker 4: keep shining, let's go. Okay, Like we need each other

958
00:45:02,120 --> 00:45:04,000
Speaker 4: to be able to do things that are bigger.

959
00:45:04,200 --> 00:45:06,160
Speaker 2: I mean, obviously it's such a huge heart. And you

960
00:45:06,200 --> 00:45:08,200
Speaker 2: said that your faith is really important to you, and

961
00:45:08,280 --> 00:45:10,239
Speaker 2: I'm and I don't think it's I don't think it's

962
00:45:10,280 --> 00:45:12,640
Speaker 2: that new. I mean I feel like there's definitely I've

963
00:45:12,719 --> 00:45:14,719
Speaker 2: read the articles and I might have written one back

964
00:45:14,719 --> 00:45:17,040
Speaker 2: in the day. The financial advice that is buried in

965
00:45:17,040 --> 00:45:20,000
Speaker 2: the Bible, not buried, but it's there. So can you

966
00:45:20,040 --> 00:45:22,120
Speaker 2: talk about your faith? And I know you wanted to

967
00:45:22,120 --> 00:45:24,840
Speaker 2: talk a little bit about, you know, bringing your faith

968
00:45:24,880 --> 00:45:27,240
Speaker 2: to the table, bringing your full authentic self to the table,

969
00:45:27,280 --> 00:45:29,680
Speaker 2: because you know, just as much as your knowledge about

970
00:45:29,680 --> 00:45:31,719
Speaker 2: the market is a part of who you are, you

971
00:45:31,760 --> 00:45:33,719
Speaker 2: know your faith also comes with that, and I'm sure

972
00:45:33,719 --> 00:45:36,879
Speaker 2: that's what draws some of your audience to you. But yeah,

973
00:45:37,000 --> 00:45:40,160
Speaker 2: talk a little bit about that and your journey and

974
00:45:40,200 --> 00:45:43,160
Speaker 2: feeling more comfortable and embracing that side of yourself publicly.

975
00:45:43,880 --> 00:45:46,120
Speaker 4: Thank you, Andy, thanks for asking me about that, because

976
00:45:46,640 --> 00:45:48,920
Speaker 4: I so. One of the things that I sponsored, as

977
00:45:48,960 --> 00:45:53,320
Speaker 4: we were talking about like me sponsoring things, is nonprofit

978
00:45:53,360 --> 00:45:56,480
Speaker 4: called Polished and they help women who are in the

979
00:45:56,520 --> 00:45:59,680
Speaker 4: workplace in corporate America to be able to talk about

980
00:45:59,680 --> 00:45:59,960
Speaker 4: their faith.

981
00:46:00,880 --> 00:46:02,520
Speaker 3: And they just did this really cool.

982
00:46:02,320 --> 00:46:04,719
Speaker 4: Conference called Boldly and I was one of the speakers,

983
00:46:04,880 --> 00:46:08,880
Speaker 4: and I talked about talking about God and social media.

984
00:46:09,520 --> 00:46:11,160
Speaker 3: And I think so many.

985
00:46:10,880 --> 00:46:13,560
Speaker 4: Times we're afraid to talk about God and social media

986
00:46:13,600 --> 00:46:16,279
Speaker 4: because we think that like if we say God, then

987
00:46:16,320 --> 00:46:18,719
Speaker 4: we won't have people like us, we won't know, we'll

988
00:46:18,760 --> 00:46:22,799
Speaker 4: lose our followers, or if we say God, then our

989
00:46:23,239 --> 00:46:26,640
Speaker 4: growth will be limited or stunted because we won't attract

990
00:46:26,680 --> 00:46:29,200
Speaker 4: the same audience or will turn away people. But one

991
00:46:29,200 --> 00:46:31,439
Speaker 4: thing I've seen, even in myself, is when I talk

992
00:46:31,480 --> 00:46:34,359
Speaker 4: about God, I draw more people to me, I draw

993
00:46:34,400 --> 00:46:35,520
Speaker 4: the right people.

994
00:46:35,600 --> 00:46:36,480
Speaker 3: I draw the.

995
00:46:36,640 --> 00:46:40,080
Speaker 4: People who want to hear more about and maybe it

996
00:46:40,160 --> 00:46:42,200
Speaker 4: is they just want to make sure that there's morals

997
00:46:42,320 --> 00:46:45,360
Speaker 4: and values in finance. But we draw the right people

998
00:46:45,360 --> 00:46:47,800
Speaker 4: to us when we're really able to be our authentic self.

999
00:46:47,920 --> 00:46:50,160
Speaker 4: So I'm so thankful that you asked me about that

1000
00:46:50,239 --> 00:46:53,040
Speaker 4: because because yeah, it's been an important part of my journey,

1001
00:46:53,040 --> 00:46:55,040
Speaker 4: and I have got to give God all the glory

1002
00:46:55,080 --> 00:46:57,520
Speaker 4: for everything that's happened in my life.

1003
00:46:57,640 --> 00:46:59,279
Speaker 2: Yeah, I think we're just at this time now where

1004
00:46:59,320 --> 00:47:03,680
Speaker 2: it feels like your one belief in something. It's almost

1005
00:47:03,680 --> 00:47:07,360
Speaker 2: like people can extrapolate, extrapolate a whole identity based on

1006
00:47:07,400 --> 00:47:10,080
Speaker 2: the fact that you know, you believe in a certain

1007
00:47:10,120 --> 00:47:12,000
Speaker 2: thing or you don't believe in something, and I and

1008
00:47:12,239 --> 00:47:16,480
Speaker 2: it is. It's very It can feel like it can

1009
00:47:16,480 --> 00:47:18,200
Speaker 2: feel like people just take for granted that you have

1010
00:47:18,239 --> 00:47:20,759
Speaker 2: certain beliefs, that you have certain prejudices because maybe you

1011
00:47:20,840 --> 00:47:25,279
Speaker 2: have faith and that is certainly not my experience, and

1012
00:47:25,520 --> 00:47:29,440
Speaker 2: but I totally get what you're saying. It almost it

1013
00:47:29,560 --> 00:47:31,960
Speaker 2: scares people. It's like one of these topics that has

1014
00:47:32,000 --> 00:47:36,319
Speaker 2: become sadly enough, like as often weaponized as it is

1015
00:47:36,440 --> 00:47:38,839
Speaker 2: used as a tool to help people and lift people up.

1016
00:47:38,880 --> 00:47:41,600
Speaker 2: You know, I think we've seen a lot of you know,

1017
00:47:42,160 --> 00:47:45,280
Speaker 2: a lot of examples where religious religions has been used

1018
00:47:45,480 --> 00:47:49,200
Speaker 2: as an excuse to treat people not so great. Uh.

1019
00:47:49,239 --> 00:47:51,799
Speaker 2: And at the same time, that's why I'm like, yeah, Terry,

1020
00:47:51,840 --> 00:47:55,920
Speaker 2: if you have a compassionate, you know, wonderful, true, like

1021
00:47:56,000 --> 00:47:58,040
Speaker 2: you know, version of faith that you can share with

1022
00:47:58,080 --> 00:47:59,520
Speaker 2: the world and show that you can still be a

1023
00:47:59,520 --> 00:48:01,560
Speaker 2: bad ass, makes the money. At the same time, like

1024
00:48:01,640 --> 00:48:04,240
Speaker 2: that to me, let's have more of that. That's great.

1025
00:48:06,080 --> 00:48:09,640
Speaker 4: It's true because a lot of times people will say, like,

1026
00:48:09,640 --> 00:48:12,440
Speaker 4: like this whole idea of a Bible and money is

1027
00:48:12,960 --> 00:48:16,439
Speaker 4: a big issue because there's some people with faith that'll say, well,

1028
00:48:16,600 --> 00:48:18,560
Speaker 4: you know, if you're really making a lot of money,

1029
00:48:18,600 --> 00:48:20,200
Speaker 4: well why don't you do the Christian thing and just

1030
00:48:20,239 --> 00:48:23,200
Speaker 4: give everything for free? Why are you selling anything? And

1031
00:48:23,239 --> 00:48:25,840
Speaker 4: then there's some people that are like, oh, you know,

1032
00:48:27,400 --> 00:48:30,279
Speaker 4: money is the root of all evil. But then there's

1033
00:48:30,320 --> 00:48:33,520
Speaker 4: people like me, and I'm like, I'm the woman in

1034
00:48:33,560 --> 00:48:35,920
Speaker 4: the Bible. Like there's this one one story where it

1035
00:48:35,920 --> 00:48:38,120
Speaker 4: says that there were women that were following along with

1036
00:48:38,239 --> 00:48:40,759
Speaker 4: Jesus and the disciples and out of their resources, they

1037
00:48:40,760 --> 00:48:44,279
Speaker 4: were paying for everything. I'm like, I'm that girl. I'm

1038
00:48:44,320 --> 00:48:48,200
Speaker 4: married with the alabaster box and alabasta's expensive, but the

1039
00:48:48,239 --> 00:48:51,160
Speaker 4: one that's like breaking open the alabaster to like annoy

1040
00:48:51,360 --> 00:48:54,200
Speaker 4: God because because she had it, but she's giving out

1041
00:48:54,200 --> 00:48:57,160
Speaker 4: of her resources. And I'm hoping that I'm able to

1042
00:48:57,239 --> 00:48:59,719
Speaker 4: encourage more people to do that. Like we're able to

1043
00:48:59,719 --> 00:49:02,319
Speaker 4: build wealth so we can really impact change in the

1044
00:49:02,360 --> 00:49:05,760
Speaker 4: world because I think Tiftany, I've heard you say this before,

1045
00:49:05,840 --> 00:49:08,000
Speaker 4: but like change has made it when you have a

1046
00:49:08,000 --> 00:49:09,840
Speaker 4: seat at the table, and a lot of times you

1047
00:49:09,840 --> 00:49:11,600
Speaker 4: can only get a seat at the table when you

1048
00:49:11,640 --> 00:49:15,280
Speaker 4: have the wealth to be there. So like we're making

1049
00:49:15,280 --> 00:49:16,719
Speaker 4: sure that we're going to get a seat at the

1050
00:49:16,760 --> 00:49:19,600
Speaker 4: table and that we're really able to impact change with

1051
00:49:19,680 --> 00:49:21,800
Speaker 4: our with our wealth but also our mindset because we

1052
00:49:21,840 --> 00:49:23,960
Speaker 4: can raise our hand in those rooms.

1053
00:49:25,000 --> 00:49:28,560
Speaker 1: Yeah, I sure. I went to Terry. So Terry has

1054
00:49:28,600 --> 00:49:31,920
Speaker 1: like a tour where she has this great new documentary

1055
00:49:31,920 --> 00:49:35,840
Speaker 1: where she shows her move to Mexico. Puerto Rico, my

1056
00:49:35,920 --> 00:49:41,360
Speaker 1: back Puerto Rico, definite. It was. It was awesome to

1057
00:49:41,400 --> 00:49:45,000
Speaker 1: see like the nervousness, the transition to change. Her house

1058
00:49:45,080 --> 00:49:50,319
Speaker 1: is absolutely it's like MTV cribs time. Some of y'all

1059
00:49:50,320 --> 00:49:51,000
Speaker 1: too young us.

1060
00:49:51,239 --> 00:49:53,440
Speaker 2: Well, you're full time in Puerto Rico, you live there now,

1061
00:49:54,040 --> 00:49:58,320
Speaker 2: I am. Yeah, her house this year it's by a house.

1062
00:49:58,960 --> 00:50:02,680
Speaker 1: Yeah, insane. Her house is insane. But then I saw

1063
00:50:02,719 --> 00:50:05,120
Speaker 1: that you also hit a milestone aside from moving to

1064
00:50:05,120 --> 00:50:09,080
Speaker 1: Puerto Rico, where you traded and made a million dollars

1065
00:50:09,160 --> 00:50:11,600
Speaker 1: in Uno Dia. That's one day for y'all who don't

1066
00:50:11,600 --> 00:50:15,160
Speaker 1: speak no Spanish, you know, we're all bilingualp here. A

1067
00:50:15,239 --> 00:50:20,880
Speaker 1: million dollars in one day. That's crazy. Could you ever

1068
00:50:20,920 --> 00:50:25,800
Speaker 1: imagine that? Like Terry, you know, a principal, assistant principal,

1069
00:50:25,840 --> 00:50:29,160
Speaker 1: Terry's sitting there like, you know, it's too much like

1070
00:50:29,360 --> 00:50:31,480
Speaker 1: but like a million dollars in one day. So I

1071
00:50:31,480 --> 00:50:35,400
Speaker 1: have a question, how to make a million dollars in

1072
00:50:35,440 --> 00:50:38,080
Speaker 1: one day trading? How much did you have to trade

1073
00:50:38,080 --> 00:50:41,279
Speaker 1: in order to hit that goal? Meaning like, yeah, what

1074
00:50:41,320 --> 00:50:42,040
Speaker 1: did you have to use?

1075
00:50:42,400 --> 00:50:44,719
Speaker 4: Yeah, so I've actually done it a couple of times now,

1076
00:50:44,840 --> 00:50:45,200
Speaker 4: so the.

1077
00:50:45,200 --> 00:50:46,000
Speaker 1: Excuse for me.

1078
00:50:47,840 --> 00:50:49,080
Speaker 3: The first time.

1079
00:50:49,920 --> 00:50:53,000
Speaker 4: It was about eight hundred thousand, so I made over

1080
00:50:53,040 --> 00:50:55,920
Speaker 4: one hundred percent return, But I did have to invest

1081
00:50:55,920 --> 00:50:58,239
Speaker 4: a lot to be there. So for those people who

1082
00:50:58,239 --> 00:50:59,759
Speaker 4: are like, oh, I want to make it, do know

1083
00:50:59,800 --> 00:51:01,560
Speaker 4: that you have to come to the come to the

1084
00:51:01,560 --> 00:51:03,640
Speaker 4: table with some money to be able to invest. But

1085
00:51:03,719 --> 00:51:08,680
Speaker 4: I was investing in Amazon options and they jumped within

1086
00:51:09,000 --> 00:51:12,360
Speaker 4: one day. Actually I did a swing trade though, because

1087
00:51:12,400 --> 00:51:14,160
Speaker 4: if you buy it and sell it in one day,

1088
00:51:14,160 --> 00:51:15,000
Speaker 4: that's a day trade.

1089
00:51:15,040 --> 00:51:15,960
Speaker 3: But I bought it.

1090
00:51:15,880 --> 00:51:18,920
Speaker 4: And then sold it the next day, so yeah, so

1091
00:51:19,239 --> 00:51:21,640
Speaker 4: it was a swing trade. It was Amazon options.

1092
00:51:22,000 --> 00:51:22,400
Speaker 3: Loved it.

1093
00:51:22,440 --> 00:51:25,040
Speaker 4: I invested eight hundred thousand. I did it again though,

1094
00:51:25,200 --> 00:51:27,839
Speaker 4: and I had only invested three hundred thousand, so this

1095
00:51:27,960 --> 00:51:31,800
Speaker 4: is yeah, so same. I did it with Amazon options,

1096
00:51:31,800 --> 00:51:34,839
Speaker 4: but I had better timing. So this is when as

1097
00:51:34,880 --> 00:51:37,839
Speaker 4: you become a better trader, you start learning, Okay, how

1098
00:51:37,880 --> 00:51:39,640
Speaker 4: does this move? When is the best time to get

1099
00:51:39,640 --> 00:51:41,719
Speaker 4: into this? And you're able to have bigger returns with

1100
00:51:41,840 --> 00:51:42,680
Speaker 4: less amounts.

1101
00:51:42,960 --> 00:51:47,600
Speaker 1: So yeah, did y'all know she just said she used

1102
00:51:47,640 --> 00:51:50,480
Speaker 1: three hundred thousand dollars to make one million dollars. That's like,

1103
00:51:51,360 --> 00:51:54,040
Speaker 1: you know, it's accessible, Oh, terry. Honestly, people I know

1104
00:51:54,040 --> 00:51:56,200
Speaker 1: are foaming at the mouth like a retrover. How do

1105
00:51:56,239 --> 00:51:59,200
Speaker 1: I get me some of the trade with trade course

1106
00:52:00,280 --> 00:52:04,120
Speaker 1: they sign up honestly, and like what's best practice like

1107
00:52:04,200 --> 00:52:05,920
Speaker 1: when they sign up? Because I know people sign up

1108
00:52:05,960 --> 00:52:09,160
Speaker 1: for things and sometimes they don't take action right away.

1109
00:52:09,200 --> 00:52:11,920
Speaker 1: So share with us, like how can people sign up?

1110
00:52:12,000 --> 00:52:13,879
Speaker 1: And then what do you suggest, like how do they

1111
00:52:13,920 --> 00:52:15,160
Speaker 1: start so they can stick with it?

1112
00:52:15,760 --> 00:52:19,000
Speaker 4: Yes, So I actually have a free webinar at trade

1113
00:52:19,120 --> 00:52:22,320
Speaker 4: and travel dot com. So you just type in trade

1114
00:52:22,680 --> 00:52:26,640
Speaker 4: the whole word and A and dtravel dot com and

1115
00:52:26,719 --> 00:52:28,600
Speaker 4: that takes you to the free webinar on how I

1116
00:52:28,640 --> 00:52:30,399
Speaker 4: teach people to make a thousand dollars in a day.

1117
00:52:30,440 --> 00:52:32,360
Speaker 4: I think that's the best place to start because it

1118
00:52:32,400 --> 00:52:34,960
Speaker 4: teaches you what I teach. You get to see if

1119
00:52:34,960 --> 00:52:36,280
Speaker 4: you like me as a teacher.

1120
00:52:36,600 --> 00:52:37,200
Speaker 2: Start there.

1121
00:52:37,800 --> 00:52:39,640
Speaker 4: And then I'm not sure if you guys are going

1122
00:52:39,719 --> 00:52:41,879
Speaker 4: to have a link on the podcast, but that might

1123
00:52:41,920 --> 00:52:43,719
Speaker 4: be the best way for them to actually go straight

1124
00:52:43,760 --> 00:52:47,200
Speaker 4: to the of course. Yeah, and then when they're ready,

1125
00:52:47,239 --> 00:52:49,160
Speaker 4: they can click that link and go straight to the course.

1126
00:52:49,719 --> 00:52:52,360
Speaker 1: Awesome. I love that too. This is how you know

1127
00:52:52,520 --> 00:52:54,160
Speaker 1: like a teacher for real, because I love to do

1128
00:52:54,200 --> 00:52:57,000
Speaker 1: that too. That It's not about the gotcha, gotcha, give me,

1129
00:52:57,040 --> 00:52:59,040
Speaker 1: give me, give me, it's like, well, first take this

1130
00:52:59,080 --> 00:53:00,799
Speaker 1: free class with me, because you might not like my

1131
00:53:00,880 --> 00:53:03,760
Speaker 1: teaching style. You might not, you know, you'll learn something

1132
00:53:03,960 --> 00:53:06,160
Speaker 1: enough to be like, you know what, I can continue.

1133
00:53:06,239 --> 00:53:08,799
Speaker 1: I could not. This is why you're doing so well

1134
00:53:08,800 --> 00:53:11,719
Speaker 1: because you know, like you can easily. I mean I've

1135
00:53:11,760 --> 00:53:13,800
Speaker 1: seen people hard sell so much, but that I always

1136
00:53:13,800 --> 00:53:16,000
Speaker 1: tell my mentees that, like, if what you have is good,

1137
00:53:16,440 --> 00:53:18,000
Speaker 1: since you don't, you don't have to throw it shove.

1138
00:53:18,080 --> 00:53:19,759
Speaker 1: You don't have to shove ice cream down my throat.

1139
00:53:19,840 --> 00:53:22,880
Speaker 1: I will eat ice cream. It's yummy, girl, we love it.

1140
00:53:22,880 --> 00:53:25,600
Speaker 3: Oh, I love cook and cream. I don't know about y'all,

1141
00:53:25,640 --> 00:53:27,000
Speaker 3: but imagine a.

1142
00:53:27,040 --> 00:53:28,839
Speaker 1: Hard sell like girl, get you just cookies and can

1143
00:53:28,880 --> 00:53:32,080
Speaker 1: be like, oh, but when something is really good, allowing

1144
00:53:32,160 --> 00:53:34,359
Speaker 1: people to get like a taste of it to see

1145
00:53:34,400 --> 00:53:36,200
Speaker 1: if it's a fit for them. You know, that speaks

1146
00:53:36,239 --> 00:53:38,560
Speaker 1: volumes about integrity and character and just how good your

1147
00:53:38,560 --> 00:53:40,799
Speaker 1: product case. And I can say as someone who's in

1148
00:53:40,880 --> 00:53:43,680
Speaker 1: it now just because you know, I'll be doing the most.

1149
00:53:43,760 --> 00:53:47,160
Speaker 1: But I was. I was really enjoying myself because I

1150
00:53:47,239 --> 00:53:50,799
Speaker 1: was like, okay, literally there were things and I was like, oh,

1151
00:53:50,920 --> 00:53:53,600
Speaker 1: is that what people have been saying the way you

1152
00:53:53,640 --> 00:53:56,800
Speaker 1: explained it. I was like, that's what that means. Okay,

1153
00:53:57,400 --> 00:53:59,160
Speaker 1: and so yeah, I did. The first few weeks I

1154
00:53:59,239 --> 00:54:01,560
Speaker 1: have like literally have my trading notebook. And then I

1155
00:54:01,560 --> 00:54:04,520
Speaker 1: fell off and my sister Kara was like, not me,

1156
00:54:05,480 --> 00:54:06,239
Speaker 1: I'm still here.

1157
00:54:07,280 --> 00:54:10,839
Speaker 4: Who's who's your trading partner. I feel like everybody has

1158
00:54:10,880 --> 00:54:13,280
Speaker 4: like their trading partner. They're like, oh, you know, a

1159
00:54:13,280 --> 00:54:15,759
Speaker 4: a Boo is in the class and he made six figures, so.

1160
00:54:15,680 --> 00:54:18,239
Speaker 3: I'm about to make six figures. And so it was

1161
00:54:18,280 --> 00:54:21,440
Speaker 3: in the class and they made okay, you know mine.

1162
00:54:21,320 --> 00:54:23,480
Speaker 1: So I guess Karen, my sister, is my trading partner.

1163
00:54:23,480 --> 00:54:25,200
Speaker 1: Although she hasn't taken your class. Although she didn't ask

1164
00:54:25,239 --> 00:54:26,960
Speaker 1: me about it, she was like, how's Terry's class? I said,

1165
00:54:27,000 --> 00:54:29,319
Speaker 1: really good? She said, hmmm okay. Because she's someone like

1166
00:54:29,360 --> 00:54:32,560
Speaker 1: you who like she she takes courses, so she's like,

1167
00:54:32,560 --> 00:54:35,200
Speaker 1: I really want to learn learn. So she was like, Okay,

1168
00:54:35,280 --> 00:54:37,600
Speaker 1: maybe I'll invest in that class next because she's like,

1169
00:54:37,640 --> 00:54:39,440
Speaker 1: you know, I want I want to be able to

1170
00:54:39,440 --> 00:54:41,359
Speaker 1: provide for my family in a way that's you know,

1171
00:54:41,400 --> 00:54:43,200
Speaker 1: for me. For her, it's not just about oh I

1172
00:54:43,200 --> 00:54:45,759
Speaker 1: want a ton of cash, it's I want to be

1173
00:54:45,920 --> 00:54:48,760
Speaker 1: here while they're young, to enjoy them at this age

1174
00:54:49,120 --> 00:54:51,080
Speaker 1: and not have to worry about taking care of them.

1175
00:54:51,440 --> 00:54:53,799
Speaker 1: So no, I'm just so grateful that you're here, Terry,

1176
00:54:53,840 --> 00:54:57,160
Speaker 1: honestly and just a shining example of what's possible. And

1177
00:54:57,200 --> 00:54:58,920
Speaker 1: I'm so happy because so many people don't want to

1178
00:54:58,920 --> 00:55:02,480
Speaker 1: talk about numbers, especially in our community because you know,

1179
00:55:02,640 --> 00:55:06,239
Speaker 1: anybody trying to get got but also too sometimes people

1180
00:55:06,320 --> 00:55:08,640
Speaker 1: see it as like bragging or whatever, and I struggle

1181
00:55:08,680 --> 00:55:12,879
Speaker 1: with sharing numbers, but I share numbers because I want

1182
00:55:12,960 --> 00:55:16,120
Speaker 1: you to see, well, Tiffany is silly and crazy and regular, regular,

1183
00:55:16,400 --> 00:55:19,240
Speaker 1: so her behind can get here. Child, it is available

1184
00:55:19,239 --> 00:55:21,319
Speaker 1: to all of us. So I'm so glad that you

1185
00:55:21,360 --> 00:55:24,879
Speaker 1: show up fully so everyone can see that like they

1186
00:55:24,960 --> 00:55:27,840
Speaker 1: too can achieve, you know, what you've achieved with work,

1187
00:55:27,920 --> 00:55:30,200
Speaker 1: obviously in consistency, but it is possible.

1188
00:55:31,000 --> 00:55:31,480
Speaker 2: Thank you.

1189
00:55:31,680 --> 00:55:33,759
Speaker 4: And I'm actually so excited for your sister because I

1190
00:55:33,760 --> 00:55:36,440
Speaker 4: feel like she's gonna love the course. Like when somebody's

1191
00:55:36,480 --> 00:55:39,080
Speaker 4: like already been trying to trade and then they take

1192
00:55:39,120 --> 00:55:42,080
Speaker 4: the course, it just accelerates like what they're doing. So

1193
00:55:42,160 --> 00:55:43,920
Speaker 4: I just can't wait to see how she does. That's

1194
00:55:43,960 --> 00:55:45,080
Speaker 4: gonna be awesome.

1195
00:55:44,760 --> 00:55:46,400
Speaker 1: And she becomes richer than me that I'm gonna be

1196
00:55:46,440 --> 00:55:49,440
Speaker 1: like girl. So all the vacases are on you now.

1197
00:55:51,280 --> 00:55:53,920
Speaker 3: I'm gonna to y'all can come to Puerto Rico, class Mexico.

1198
00:55:56,800 --> 00:55:58,879
Speaker 2: We know that those are not the same places.

1199
00:55:58,520 --> 00:56:03,440
Speaker 1: You know. Please, my level of ignorance is it's okay.

1200
00:56:04,800 --> 00:56:08,400
Speaker 4: Don't come for us, don't come for us.

1201
00:56:08,920 --> 00:56:10,560
Speaker 2: I wish we had so much more time. I feel

1202
00:56:10,560 --> 00:56:13,640
Speaker 2: like I have a million more questions. But I want

1203
00:56:13,680 --> 00:56:15,520
Speaker 2: to thank you too, because I think I've been looking

1204
00:56:15,560 --> 00:56:17,720
Speaker 2: forward to this conversation. We've had you booked for weeks

1205
00:56:17,719 --> 00:56:19,520
Speaker 2: and weeks, it feels like, and I have really been

1206
00:56:19,560 --> 00:56:21,839
Speaker 2: looking forward to it because I am at that Carol phase.

1207
00:56:21,880 --> 00:56:23,880
Speaker 2: I mean, I haven't made thirty five g's on anything

1208
00:56:23,920 --> 00:56:26,399
Speaker 2: I've invested in, but I'm definitely like ready to put

1209
00:56:26,440 --> 00:56:28,280
Speaker 2: in the time to start taking it to the next level.

1210
00:56:28,640 --> 00:56:30,040
Speaker 2: Can I tell you all my goal so I can

1211
00:56:30,080 --> 00:56:33,279
Speaker 2: speak it to the universe, please please? My goal is

1212
00:56:33,320 --> 00:56:35,279
Speaker 2: to trade my way to where I can pay my

1213
00:56:35,320 --> 00:56:40,239
Speaker 2: mortgage with my trading income down the line, so that

1214
00:56:40,239 --> 00:56:42,439
Speaker 2: we can just like pay this house off. That's my goal,

1215
00:56:43,640 --> 00:56:45,920
Speaker 2: And you know what you make it sound not so crazy.

1216
00:56:46,320 --> 00:56:48,520
Speaker 4: Yeah, I mean, like, I don't know if you're afraid

1217
00:56:48,520 --> 00:56:49,920
Speaker 4: to put the number out, but can you put the

1218
00:56:50,000 --> 00:56:50,520
Speaker 4: number out?

1219
00:56:51,000 --> 00:56:55,360
Speaker 2: So my mortgage is about three thousand dollars a month? Yeah,

1220
00:56:55,400 --> 00:56:56,799
Speaker 2: so I know you need a lot of money to

1221
00:56:56,800 --> 00:56:59,680
Speaker 2: get there. But even if it's like an extra five

1222
00:56:59,760 --> 00:57:02,080
Speaker 2: hun hundred toward the mortgage, you know what I mean?

1223
00:57:03,760 --> 00:57:05,919
Speaker 3: Oh, sorry, go ahead, I think torupt you.

1224
00:57:07,239 --> 00:57:09,320
Speaker 2: Say if I want people to know my mortgage payment

1225
00:57:09,400 --> 00:57:11,719
Speaker 2: on the show or not, but you can know it well.

1226
00:57:11,760 --> 00:57:13,920
Speaker 4: But like my thought was, like the way to break

1227
00:57:13,920 --> 00:57:16,360
Speaker 4: that down now is like you have three thousand dollars,

1228
00:57:16,720 --> 00:57:19,480
Speaker 4: divide that by twenty. That's how many trading days are

1229
00:57:19,520 --> 00:57:22,640
Speaker 4: in the are in a month. And then you say, okay,

1230
00:57:22,640 --> 00:57:24,360
Speaker 4: well actually that's only like one hundred.

1231
00:57:24,120 --> 00:57:27,760
Speaker 3: And fifty dollars a day. Okay, Yeah, and you have.

1232
00:57:27,840 --> 00:57:29,680
Speaker 2: Fifteen fifteen to do that.

1233
00:57:29,880 --> 00:57:30,480
Speaker 3: Yeah, is good.

1234
00:57:30,520 --> 00:57:33,440
Speaker 4: As I said, you had fifteen thousand, so you're your

1235
00:57:33,520 --> 00:57:36,280
Speaker 4: one percent actually will get you to being able to

1236
00:57:36,320 --> 00:57:38,960
Speaker 4: make your mortgage payment. And then like your thought would

1237
00:57:39,000 --> 00:57:40,640
Speaker 4: be like, okay, so am I gonna try to do

1238
00:57:40,680 --> 00:57:42,040
Speaker 4: this on a daily basis?

1239
00:57:42,320 --> 00:57:44,240
Speaker 3: Or am I gonna swing trade it? So?

1240
00:57:44,680 --> 00:57:47,040
Speaker 4: Okay, one hundred and fifty dollars a day. That's about

1241
00:57:47,360 --> 00:57:49,760
Speaker 4: well four hundred a month, I mean a week.

1242
00:57:50,280 --> 00:57:52,960
Speaker 3: Am I doing that right? No? No, I'm a little lower.

1243
00:57:53,720 --> 00:57:57,040
Speaker 4: One fifty day, three hundred every two day six so

1244
00:57:57,080 --> 00:58:00,160
Speaker 4: seven hundred and fifty dollars a week. So like you

1245
00:58:00,200 --> 00:58:02,600
Speaker 4: can actually do some swing trades and try to get

1246
00:58:02,800 --> 00:58:04,840
Speaker 4: seven hundred and fifty dollars a week or just one

1247
00:58:04,880 --> 00:58:06,440
Speaker 4: hundred and fifty dollars a day, Like you.

1248
00:58:06,400 --> 00:58:07,240
Speaker 3: Can totally do this.

1249
00:58:07,320 --> 00:58:10,400
Speaker 2: I'd love to Vegas girl.

1250
00:58:10,600 --> 00:58:12,520
Speaker 1: Yes, I'm like Mayne, you should be my trading partner.

1251
00:58:12,560 --> 00:58:14,760
Speaker 1: We should, we should, we should take I'll start from

1252
00:58:14,760 --> 00:58:16,320
Speaker 1: the beginning Harry's course for real.

1253
00:58:17,160 --> 00:58:18,480
Speaker 2: Me if you're just in play money.

1254
00:58:18,280 --> 00:58:21,880
Speaker 1: Oh girl, you know me. I am skinny bands girl,

1255
00:58:22,000 --> 00:58:24,280
Speaker 1: I still have my piky toe and talk about who's hot.

1256
00:58:25,520 --> 00:58:27,720
Speaker 2: I've been sneaking. I've been like buying things without telling

1257
00:58:27,800 --> 00:58:29,880
Speaker 2: Enrique because he doesn't really know that we have extra

1258
00:58:29,920 --> 00:58:32,200
Speaker 2: money to invest, and I'm like, buy some more.

1259
00:58:32,240 --> 00:58:35,040
Speaker 1: Oh, let's like, honestly, if you want to check in

1260
00:58:35,200 --> 00:58:37,760
Speaker 1: weekly and take the course, because it does feel like

1261
00:58:37,760 --> 00:58:39,560
Speaker 1: I always feel like Carol's like way ahead because she's

1262
00:58:39,600 --> 00:58:43,040
Speaker 1: like you, you're far behind by. I'm like, whatever, because

1263
00:58:43,080 --> 00:58:45,560
Speaker 1: we even started like a WhatsApp and she'd just be

1264
00:58:45,560 --> 00:58:46,880
Speaker 1: talking and I'm like, I don't know what those words

1265
00:58:46,920 --> 00:58:49,160
Speaker 1: to be. So I would love to start at the

1266
00:58:49,200 --> 00:58:52,960
Speaker 1: beginning for real, because I I do have access to

1267
00:58:53,080 --> 00:58:54,720
Speaker 1: like a ton of money. There's times when I make

1268
00:58:54,800 --> 00:58:57,280
Speaker 1: six figures in a month take home, and I'm like,

1269
00:58:57,440 --> 00:59:01,120
Speaker 1: I mean, you know, and I just imagine, like I couldn't.

1270
00:59:00,800 --> 00:59:03,280
Speaker 2: Be talking to y'all making twenty five million dollars.

1271
00:59:05,520 --> 00:59:08,080
Speaker 3: Oh, look the group guys with fifteen k.

1272
00:59:09,000 --> 00:59:11,720
Speaker 1: No, that's fine, because I want to be able to do,

1273
00:59:11,960 --> 00:59:13,520
Speaker 1: you know, because I want to be able to say,

1274
00:59:13,680 --> 00:59:16,240
Speaker 1: like I want to I want honestly, one of my

1275
00:59:16,240 --> 00:59:17,600
Speaker 1: goals is I want to be able to pay for

1276
00:59:17,760 --> 00:59:20,640
Speaker 1: my two nieces, Lily and a million enrollment. I want

1277
00:59:20,680 --> 00:59:23,800
Speaker 1: to I've already my husband and I have already set aside.

1278
00:59:23,840 --> 00:59:27,160
Speaker 1: Alyssa's my stepdaughter. She's fifteen. Her college fund is paid for.

1279
00:59:27,200 --> 00:59:29,520
Speaker 1: It's fully funded, Like my house is paid off. I

1280
00:59:29,520 --> 00:59:31,480
Speaker 1: paid off my parents' house, I paid off my student

1281
00:59:31,560 --> 00:59:33,600
Speaker 1: loan debt. But I'm like, the last kind of like

1282
00:59:34,080 --> 00:59:36,000
Speaker 1: thing I really want to do for my family is

1283
00:59:36,040 --> 00:59:38,440
Speaker 1: to pay off like their college funds, like let them

1284
00:59:38,440 --> 00:59:41,400
Speaker 1: be fully funded and then you know, so like if

1285
00:59:41,400 --> 00:59:43,680
Speaker 1: I can in the next five years to say because

1286
00:59:43,760 --> 00:59:45,880
Speaker 1: let's just say it's two hundred fifty thousand dollars per kid,

1287
00:59:46,400 --> 00:59:48,760
Speaker 1: you know, so it's like, if I can trade my

1288
00:59:48,800 --> 00:59:51,560
Speaker 1: way to you know, just a undred a million dollars

1289
00:59:51,600 --> 00:59:54,160
Speaker 1: to in the next three well honestly, there are like

1290
00:59:54,200 --> 00:59:56,280
Speaker 1: six and four and three, so we have plenty of time.

1291
00:59:56,800 --> 00:59:58,400
Speaker 1: But you know what I mean. But that would be

1292
00:59:58,440 --> 01:00:00,600
Speaker 1: a goal of mine. But also, oh too, I want

1293
01:00:00,600 --> 01:00:03,000
Speaker 1: to trade my way to not only funding their college fund.

1294
01:00:03,280 --> 01:00:05,040
Speaker 1: I told you know, you before, Mandy, that I want

1295
01:00:05,080 --> 01:00:10,000
Speaker 1: to adopt start adopting kindergarten classrooms in under you know,

1296
01:00:10,520 --> 01:00:15,080
Speaker 1: in economically challenged neighborhoods, to tell parents, if you get

1297
01:00:15,080 --> 01:00:17,680
Speaker 1: them to college, I will get them through college, and

1298
01:00:17,760 --> 01:00:20,240
Speaker 1: to pay to set aside, Like okay, how much is

1299
01:00:20,320 --> 01:00:23,200
Speaker 1: ten kids times this amount of money per college. There's

1300
01:00:23,240 --> 01:00:25,040
Speaker 1: a woman who did that already, and like with her,

1301
01:00:25,200 --> 01:00:27,520
Speaker 1: you know this one classroom, Well I think she's done

1302
01:00:27,520 --> 01:00:29,600
Speaker 1: a six or seven by now over the last thirty years.

1303
01:00:29,600 --> 01:00:32,880
Speaker 1: So I she inspired me, and I want to do that,

1304
01:00:33,000 --> 01:00:35,360
Speaker 1: you know. And so how do you get that kind

1305
01:00:35,360 --> 01:00:37,680
Speaker 1: of money. I know, I'll get people who will donate money,

1306
01:00:38,000 --> 01:00:41,320
Speaker 1: you know, to that cause, but how do I provide

1307
01:00:41,320 --> 01:00:43,600
Speaker 1: for those kids in that way? And so you know,

1308
01:00:44,000 --> 01:00:46,320
Speaker 1: trading it's the thing like that, you know, I needed

1309
01:00:46,400 --> 01:00:47,960
Speaker 1: like a battery in my back because I feel like,

1310
01:00:48,000 --> 01:00:50,360
Speaker 1: you know, I make enough, more than enough money for myself,

1311
01:00:50,400 --> 01:00:52,720
Speaker 1: but like to go for more. Sometimes you just need

1312
01:00:52,760 --> 01:00:55,280
Speaker 1: that extra push. And so now I'm like, you know, here's.

1313
01:00:55,280 --> 01:00:58,080
Speaker 2: Extra reasons why it's hard for me to look past

1314
01:00:58,160 --> 01:01:00,520
Speaker 2: my own child and my husband. The fact that you're

1315
01:01:00,560 --> 01:01:03,080
Speaker 2: thinking of my siblings don't have any kids yet, But

1316
01:01:03,080 --> 01:01:05,240
Speaker 2: I'm like nieces and nephews, they'll take care of themselves.

1317
01:01:05,240 --> 01:01:08,360
Speaker 2: They got daddi's and mom. But no, I mean thinking

1318
01:01:08,440 --> 01:01:11,440
Speaker 2: beyond yourself and think. You know, I think it's wonderful

1319
01:01:11,480 --> 01:01:14,240
Speaker 2: that you are thinking so big and putting a goal

1320
01:01:14,440 --> 01:01:16,200
Speaker 2: to the number, because otherwise it just feels like the

1321
01:01:16,240 --> 01:01:17,800
Speaker 2: money is It's like you said, like, what is the

1322
01:01:17,800 --> 01:01:19,560
Speaker 2: money for giving it a purpose?

1323
01:01:19,840 --> 01:01:22,640
Speaker 1: Yeah? This is really awesome. Thank you so much for

1324
01:01:22,640 --> 01:01:25,000
Speaker 1: being such an amazing guest. Where can people find you? Like?

1325
01:01:25,280 --> 01:01:26,680
Speaker 1: Where are you and where can they find you?

1326
01:01:27,120 --> 01:01:30,160
Speaker 4: Thank you for asking, because girl, these impersonators on Instagram

1327
01:01:30,960 --> 01:01:35,520
Speaker 4: so many people. Yeah, so it's at Terry e Gioma.

1328
01:01:35,560 --> 01:01:37,640
Speaker 4: But let me spell that for y'all guys, because people

1329
01:01:37,720 --> 01:01:40,800
Speaker 4: spell it wrong. So t E R I I.

1330
01:01:40,680 --> 01:01:44,439
Speaker 3: J E O m A. There's only two eyes. There's

1331
01:01:44,440 --> 01:01:46,160
Speaker 3: somebody out there with three. That's not me.

1332
01:01:48,000 --> 01:01:50,400
Speaker 1: You have my sister's name, Ejama. That's my sister's name.

1333
01:01:50,880 --> 01:01:53,840
Speaker 1: Oh yeah, it's a very good travel.

1334
01:01:54,000 --> 01:01:56,600
Speaker 4: Yeah, I mean it's good journey and so like it

1335
01:01:56,640 --> 01:01:59,320
Speaker 4: is meant to be. But yep, so that's my name,

1336
01:01:59,440 --> 01:02:03,160
Speaker 4: Terry Joe. And you can find me on Instagram there

1337
01:02:03,480 --> 01:02:08,560
Speaker 4: or on YouTube or Instagram as well under Trade and Travel.

1338
01:02:08,960 --> 01:02:11,640
Speaker 2: So find me Porto Rico and you just see a

1339
01:02:11,640 --> 01:02:13,480
Speaker 2: happy black woman walking around.

1340
01:02:13,520 --> 01:02:16,200
Speaker 1: Living her best life. If you Terry, where can I

1341
01:02:16,280 --> 01:02:18,960
Speaker 1: watch your documentary real quick? Because they need to see that.

1342
01:02:19,920 --> 01:02:23,200
Speaker 4: Okay, So subscribe to the YouTube channel. It's YouTube dot

1343
01:02:23,240 --> 01:02:26,280
Speaker 4: com slash Trade and Travel. We'll be we'll be launching

1344
01:02:26,320 --> 01:02:29,640
Speaker 4: it there soon. It's not out publicly yet, but subscribe

1345
01:02:29,640 --> 01:02:30,520
Speaker 4: to the YouTube channel.

1346
01:02:30,720 --> 01:02:32,480
Speaker 1: When y'all see this house, you're gonna be like, oh,

1347
01:02:33,200 --> 01:02:34,840
Speaker 1: this is where Harriet Tubman met.

1348
01:02:39,080 --> 01:02:42,360
Speaker 2: Well, it's not my dingy little Zenden Basement. Okay fine,

1349
01:02:44,240 --> 01:02:46,720
Speaker 2: I oh, Terry, it's been so fun to have you on.

1350
01:02:46,760 --> 01:02:49,280
Speaker 2: I cannot wait for y'all to hear this show. We'll

1351
01:02:49,320 --> 01:02:51,720
Speaker 2: have all your links in the show notes.

1352
01:02:51,760 --> 01:02:53,240
Speaker 3: Thank you, thanks for having me.

1353
01:02:53,880 --> 01:02:55,040
Speaker 2: Take care, Thank you.

1354
01:02:55,080 --> 01:02:59,160
Speaker 1: Terry BAVM. Didn't I tell you It's gonna be an

1355
01:02:59,160 --> 01:03:03,120
Speaker 1: awesome throw It's so fun taking a trip down memory lane.

1356
01:03:03,840 --> 01:03:06,400
Speaker 1: Make sure to check out Brown Ambition. We are now

1357
01:03:06,480 --> 01:03:09,400
Speaker 1: here every Monday with the throwback, every Wednesday with the

1358
01:03:09,440 --> 01:03:12,600
Speaker 1: main show, and every Friday would be a QA. I

1359
01:03:12,600 --> 01:03:17,640
Speaker 1: feel like we over like deliver. I mean either way,

1360
01:03:17,680 --> 01:03:19,560
Speaker 1: make sure you tell a friend, share a friend, and

1361
01:03:19,640 --> 01:03:23,360
Speaker 1: lead those reviews until not even next week, until two

1362
01:03:23,400 --> 01:03:24,280
Speaker 1: days from now Bye.