1 00:00:04,000 --> 00:00:11,559 Speaker 1: It's that time. Time, time, time, luck and load. The 2 00:00:11,600 --> 00:00:14,000 Speaker 1: Michael Verie Show is on the air. 3 00:00:25,600 --> 00:00:29,240 Speaker 2: I'm going to prepare to offend a number of folks 4 00:00:29,240 --> 00:00:31,400 Speaker 2: with what I'm about to say, and I want to 5 00:00:31,400 --> 00:00:33,040 Speaker 2: make sure you understand before you email me. 6 00:00:34,120 --> 00:00:35,519 Speaker 3: I'm okay that you're offending. 7 00:00:36,280 --> 00:00:40,440 Speaker 2: Okay, I'm okay if I tell you I think Earl 8 00:00:40,440 --> 00:00:43,000 Speaker 2: Campbell's the greatest running back in the history of the NFL. 9 00:00:43,280 --> 00:00:46,760 Speaker 2: Because I love my love you Blue, and you say 10 00:00:47,360 --> 00:00:51,120 Speaker 2: that's offensive. I love Walter Payton or OJ Simpson or 11 00:00:51,240 --> 00:00:54,960 Speaker 2: Jim Brown or whoever that might very Sanders, whoever that 12 00:00:55,040 --> 00:00:59,840 Speaker 2: might be. I didn't say that expecting you to like 13 00:01:00,000 --> 00:01:04,520 Speaker 2: what I had to say. You tuned in, and you 14 00:01:04,560 --> 00:01:09,600 Speaker 2: should hope. I'm honest. If you never disagree with the 15 00:01:09,640 --> 00:01:13,000 Speaker 2: opinion of a host and you listen to them every day, 16 00:01:14,000 --> 00:01:17,720 Speaker 2: I got news for you. If two people always agree, 17 00:01:17,720 --> 00:01:19,040 Speaker 2: one of them is not necessary. 18 00:01:19,880 --> 00:01:20,959 Speaker 3: And I got more news for you. 19 00:01:22,120 --> 00:01:25,880 Speaker 2: If you never disagree with a single person, I mean, 20 00:01:25,920 --> 00:01:29,280 Speaker 2: with a host on a single issue, and you think 21 00:01:29,400 --> 00:01:33,440 Speaker 2: that is an endorsement of how great they are. 22 00:01:33,280 --> 00:01:33,679 Speaker 3: It's not. 23 00:01:34,920 --> 00:01:38,000 Speaker 2: That is a sign that they are reading the wind. 24 00:01:38,080 --> 00:01:40,679 Speaker 2: They are reading the tea leaves. They are telling you 25 00:01:40,920 --> 00:01:44,160 Speaker 2: what you want to hear. So I will tell you this. 26 00:01:45,600 --> 00:01:51,720 Speaker 2: I believe that there is an attack coordinated not necessarily 27 00:01:51,800 --> 00:01:57,320 Speaker 2: across the religions, but by other religions against Christians in 28 00:01:57,360 --> 00:02:02,280 Speaker 2: this country. I believe that, and I believe it comes 29 00:02:02,320 --> 00:02:10,320 Speaker 2: from people feeling left out if we talk about Christ 30 00:02:10,720 --> 00:02:14,920 Speaker 2: or the Bible and our faith because they're not part 31 00:02:14,960 --> 00:02:17,760 Speaker 2: of it. Well, guess what if I find out at 32 00:02:17,800 --> 00:02:21,200 Speaker 2: the Spenzil Fest in Texas that they've been doing polka 33 00:02:21,320 --> 00:02:26,080 Speaker 2: dancing last weekend and maybe I wasn't invited, I don't 34 00:02:26,080 --> 00:02:26,959 Speaker 2: get my feelings hurt. 35 00:02:27,840 --> 00:02:28,679 Speaker 3: That's what they do. 36 00:02:30,200 --> 00:02:37,160 Speaker 2: If in a public gathering people want to celebrate their family, 37 00:02:37,520 --> 00:02:40,880 Speaker 2: their tradition, their alma mater, even though I'm not part 38 00:02:40,919 --> 00:02:42,640 Speaker 2: of any of those, That's okay. 39 00:02:43,520 --> 00:02:44,840 Speaker 3: I'm a big boy. 40 00:02:45,680 --> 00:02:49,639 Speaker 2: And in a pluralistic society, which is what everybody claims 41 00:02:49,639 --> 00:02:50,040 Speaker 2: they want. 42 00:02:50,760 --> 00:02:53,080 Speaker 3: So you don't have these problems in China. 43 00:02:53,200 --> 00:02:56,160 Speaker 2: You don't have these problems in Japan where you have 44 00:02:57,160 --> 00:03:04,160 Speaker 2: complete homogeneity, got complete dominance by a single race culture. 45 00:03:05,240 --> 00:03:08,200 Speaker 2: And what little bit you look at the Wigers in China, 46 00:03:09,120 --> 00:03:12,480 Speaker 2: the Muslims, and how the China, how the problems they've 47 00:03:12,480 --> 00:03:12,960 Speaker 2: had there. 48 00:03:13,639 --> 00:03:15,240 Speaker 3: But I want to get back to the point here. 49 00:03:17,760 --> 00:03:21,120 Speaker 2: When I'm appreciative that the President has taken up this issue, 50 00:03:21,560 --> 00:03:24,600 Speaker 2: and I am tired of people who I think agree 51 00:03:24,639 --> 00:03:27,639 Speaker 2: with him but are too chicken to say it publicly. 52 00:03:29,400 --> 00:03:31,200 Speaker 2: If you feel the need to say, hey, if you're 53 00:03:31,240 --> 00:03:33,359 Speaker 2: Jewish and offended, Hey if you're Muslim and offended. Hey 54 00:03:33,360 --> 00:03:36,080 Speaker 2: if you're Atheist and offended. Hey if you're Hindu and offended. 55 00:03:36,720 --> 00:03:40,200 Speaker 2: I hope you're not offended, But why are you worried 56 00:03:40,240 --> 00:03:45,320 Speaker 2: whether they're offended? Do you believe what you believe only 57 00:03:45,400 --> 00:03:50,240 Speaker 2: as long as no one else is offended. So if 58 00:03:50,280 --> 00:03:54,320 Speaker 2: you're spending more time worried about offending people who believe 59 00:03:54,360 --> 00:04:01,520 Speaker 2: in the supremacy of their God then you do practicing 60 00:04:01,600 --> 00:04:08,440 Speaker 2: and expressing your own faith, then maybe they are bigger 61 00:04:08,920 --> 00:04:14,880 Speaker 2: believers than you are. It is not your job to 62 00:04:14,880 --> 00:04:18,559 Speaker 2: coddle those who do not share your beliefs. We don't 63 00:04:18,640 --> 00:04:22,920 Speaker 2: murder others for not sharing our beliefs. Do you think 64 00:04:22,960 --> 00:04:24,720 Speaker 2: there are any other religions in the world who do. 65 00:04:25,200 --> 00:04:28,440 Speaker 2: We don't rape the women of those who do not 66 00:04:28,480 --> 00:04:32,000 Speaker 2: share our beliefs when we conquer their lands or defeat 67 00:04:32,040 --> 00:04:39,840 Speaker 2: them on the battlefield. We worship our God in our way. Now, 68 00:04:39,839 --> 00:04:42,800 Speaker 2: there are a number of Christians. See when Christians are 69 00:04:42,800 --> 00:04:47,560 Speaker 2: in the majority, they're very guilt ridden. They're not comfortable 70 00:04:48,240 --> 00:04:50,440 Speaker 2: with this, kind of like the Republicans. They don't like 71 00:04:50,480 --> 00:04:53,000 Speaker 2: to be in power. They'd rather be out of power. 72 00:04:53,600 --> 00:04:57,200 Speaker 2: We are better when persecuted. But when you hear people 73 00:04:57,240 --> 00:05:01,400 Speaker 2: say President Trump shouldn't talk about the Christian faith, that's 74 00:05:01,440 --> 00:05:05,880 Speaker 2: a violation of church and state. If you ever learn 75 00:05:05,960 --> 00:05:10,560 Speaker 2: anything from me ever, in the time that you listen 76 00:05:10,839 --> 00:05:14,920 Speaker 2: for one year or one hundred, let it be this. 77 00:05:16,800 --> 00:05:20,039 Speaker 2: Everything you know about the separation of church and state 78 00:05:20,279 --> 00:05:25,839 Speaker 2: is wrong. Of the ten commandments the first and they're 79 00:05:25,920 --> 00:05:30,400 Speaker 2: laid out in Exodus twenty and Deuteronomy. I think it's 80 00:05:31,600 --> 00:05:38,960 Speaker 2: four five Deuteronomy five. The first commandment, thou shalt have 81 00:05:39,200 --> 00:05:45,560 Speaker 2: no other gods before me. Well, you're a white supremacist. No, 82 00:05:46,800 --> 00:05:50,560 Speaker 2: I'm not a white supremacist in the sense that I'm 83 00:05:50,600 --> 00:05:54,919 Speaker 2: trying to subjugate other people. But am I proud of 84 00:05:54,960 --> 00:05:57,000 Speaker 2: my people? Am I proud of people who look like me? 85 00:05:57,040 --> 00:05:58,919 Speaker 2: Am I proud of my heritage? Am I proud of 86 00:05:59,200 --> 00:06:04,360 Speaker 2: the culture? Yes, I am, And your attempt to make 87 00:06:04,400 --> 00:06:07,640 Speaker 2: me ashamed of it. That works on other people, not 88 00:06:07,800 --> 00:06:11,520 Speaker 2: on me. But here is let me get to this quickly. 89 00:06:12,839 --> 00:06:16,040 Speaker 2: The idea of the separation of church and state did 90 00:06:16,080 --> 00:06:19,640 Speaker 2: not mean that the church will not be involved in 91 00:06:19,680 --> 00:06:24,760 Speaker 2: the state. It meant that the state will not be 92 00:06:24,960 --> 00:06:28,320 Speaker 2: involved in the church. And what happened is that the 93 00:06:28,400 --> 00:06:32,400 Speaker 2: King of England was having problems in his marriage, couldn't 94 00:06:32,440 --> 00:06:35,640 Speaker 2: get what he wanted from the pope. So he declared, 95 00:06:36,000 --> 00:06:39,400 Speaker 2: I'm the King of the Church of England, my own church. 96 00:06:39,880 --> 00:06:40,720 Speaker 3: Pope begone. 97 00:06:41,240 --> 00:06:45,200 Speaker 2: I'll issue the rulings, I'll issue the indulgences in charge 98 00:06:45,200 --> 00:06:45,800 Speaker 2: for him. 99 00:06:46,279 --> 00:06:46,920 Speaker 3: So here is. 100 00:06:47,200 --> 00:06:50,360 Speaker 2: Jefferson wrote a letter to the Danbury Baptist and they 101 00:06:50,400 --> 00:06:55,039 Speaker 2: were worried about this. And he says, believing with you 102 00:06:55,200 --> 00:06:58,440 Speaker 2: that religion is a matter which lies solely between man 103 00:06:58,520 --> 00:07:02,040 Speaker 2: and his God, that he owes account to none other 104 00:07:02,160 --> 00:07:05,240 Speaker 2: for his faith or his worship, that the legitimate powers 105 00:07:05,279 --> 00:07:10,680 Speaker 2: of government reach actions only and not opinions. I contemplate 106 00:07:10,800 --> 00:07:14,320 Speaker 2: with sovereign reverence that act of the whole American people 107 00:07:14,360 --> 00:07:18,480 Speaker 2: which declared that their legislature should make no law respecting 108 00:07:18,520 --> 00:07:23,520 Speaker 2: an establishment of religion or prohibiting the free exercise thereof, 109 00:07:24,000 --> 00:07:27,560 Speaker 2: thus building a wall of separation between church and state. 110 00:07:28,720 --> 00:07:32,960 Speaker 2: What he is saying is that Congress that in our 111 00:07:33,000 --> 00:07:38,760 Speaker 2: founding documents. In that founding document, we said, Congress shall 112 00:07:38,760 --> 00:07:43,400 Speaker 2: make no law respecting an establishment of religion. Congress shall 113 00:07:43,440 --> 00:07:46,720 Speaker 2: not determine who is and isn't a Christian, or a Jew, 114 00:07:46,800 --> 00:07:50,280 Speaker 2: or a Hindu or Muslim. Congress shall make no laws 115 00:07:50,360 --> 00:07:56,480 Speaker 2: relating to that, nor shall Congress prohibit the free expression thereof. 116 00:07:57,320 --> 00:08:01,600 Speaker 2: You are free to worship however you were, and government 117 00:08:01,680 --> 00:08:03,160 Speaker 2: shall not get in the way. 118 00:08:03,840 --> 00:08:05,880 Speaker 3: But just as every other. 119 00:08:05,840 --> 00:08:12,080 Speaker 2: Organization APAC, the NRA, the Farmers Association, the Church is 120 00:08:12,320 --> 00:08:15,840 Speaker 2: more than able to be a part of our government, 121 00:08:15,960 --> 00:08:20,720 Speaker 2: and our founding documents have Christian biblical statements all over. 122 00:08:21,200 --> 00:08:27,679 Speaker 3: Be not a shamed Christians any law. The Michael Berrie 123 00:08:27,760 --> 00:08:33,920 Speaker 3: Show continues to live in the world of complete and 124 00:08:34,160 --> 00:08:36,040 Speaker 3: utter honist. 125 00:08:37,720 --> 00:08:40,000 Speaker 2: You know, it's supposed to be a terrible thing to 126 00:08:40,040 --> 00:08:42,000 Speaker 2: find out that a white person is a racist. 127 00:08:42,040 --> 00:08:46,040 Speaker 3: They don't like black people, But there are a lot 128 00:08:46,040 --> 00:08:47,640 Speaker 3: of black people that don't like white people. 129 00:08:49,920 --> 00:08:52,839 Speaker 2: Plenty of them are serving in government, plenty of or 130 00:08:53,000 --> 00:09:00,679 Speaker 2: university professors, plenty of them are presidents of universities. Nobody 131 00:09:00,760 --> 00:09:02,880 Speaker 2: should have to like other people. I want to make 132 00:09:02,960 --> 00:09:06,840 Speaker 2: that clear. You don't have to like me or anybody 133 00:09:06,880 --> 00:09:09,000 Speaker 2: who looks like me, or anybody who looks like anybody 134 00:09:09,000 --> 00:09:13,400 Speaker 2: in my family. You're not required to. That's dumb. What 135 00:09:13,440 --> 00:09:21,400 Speaker 2: you can't do is act on that basis unfairly. Unfairly, 136 00:09:22,960 --> 00:09:27,280 Speaker 2: so nobody gets mad at the head football coach that 137 00:09:27,360 --> 00:09:30,120 Speaker 2: he doesn't pick the fattest kid on the team, who 138 00:09:30,160 --> 00:09:31,440 Speaker 2: also has the slowest. 139 00:09:31,120 --> 00:09:34,800 Speaker 3: Forty time to be the quarterback. Nobody's mad at him 140 00:09:34,840 --> 00:09:35,040 Speaker 3: for that. 141 00:09:35,320 --> 00:09:39,319 Speaker 2: He gets to make that decision right, because at the 142 00:09:39,400 --> 00:09:41,040 Speaker 2: end of the day, we're going to live with the consequences, 143 00:09:41,200 --> 00:09:41,720 Speaker 2: win or lose. 144 00:09:41,720 --> 00:09:42,960 Speaker 3: You better put the best kid out there. 145 00:09:44,960 --> 00:09:49,320 Speaker 2: Nobody is required to like other people, but there has 146 00:09:49,480 --> 00:09:55,600 Speaker 2: to be consistency. If a black person is going to 147 00:09:55,720 --> 00:10:02,360 Speaker 2: call for riots, notice how ch any people won't say 148 00:10:02,400 --> 00:10:06,560 Speaker 2: a word about it, because everybody is afraid of being 149 00:10:06,640 --> 00:10:11,920 Speaker 2: called a racist. Sometimes people will tell me they'll send 150 00:10:11,960 --> 00:10:14,120 Speaker 2: an email it's a chain of where they got into 151 00:10:14,120 --> 00:10:17,640 Speaker 2: an argument. Or they'll say, you know, somebody at their 152 00:10:17,679 --> 00:10:21,120 Speaker 2: workplace said Michael Berry's a racist, and they'll say no, 153 00:10:21,240 --> 00:10:25,520 Speaker 2: he's not. His wife's from India and his kids are 154 00:10:25,520 --> 00:10:28,480 Speaker 2: from Africa. His wife is brown, his kids are black. 155 00:10:29,000 --> 00:10:32,680 Speaker 2: And I say, no, no, no, no, no no. Do 156 00:10:32,920 --> 00:10:38,120 Speaker 2: not defend me on the basis of the skin color 157 00:10:38,160 --> 00:10:39,120 Speaker 2: of my family members. 158 00:10:40,600 --> 00:10:42,360 Speaker 3: I'm either a racist or I'm not. 159 00:10:43,640 --> 00:10:46,199 Speaker 2: As each person gets to decide, we each get to 160 00:10:46,240 --> 00:10:50,680 Speaker 2: pass judgment on other people. I either am or I'm not. 161 00:10:52,600 --> 00:10:55,800 Speaker 2: But the skin color of my family members is not 162 00:10:56,240 --> 00:10:59,840 Speaker 2: a get out of jail free cart because the minute 163 00:10:59,840 --> 00:11:02,760 Speaker 2: you buy into that nonsense, Oh, he can't be racist 164 00:11:02,800 --> 00:11:05,920 Speaker 2: his kids are black. Well what about the next guy 165 00:11:06,120 --> 00:11:09,120 Speaker 2: who says exactly what I say, but his kids are white? 166 00:11:10,679 --> 00:11:12,520 Speaker 2: Is he racist because he doesn't have black kids he 167 00:11:12,520 --> 00:11:16,040 Speaker 2: can use as a crutch. I don't need to have 168 00:11:16,120 --> 00:11:21,400 Speaker 2: family members to speak to what I feel and what 169 00:11:21,480 --> 00:11:25,320 Speaker 2: I say. And by the way, when people will say 170 00:11:25,600 --> 00:11:27,439 Speaker 2: makes me so mad to people in my office, think 171 00:11:27,480 --> 00:11:32,560 Speaker 2: you're a racist, Why do you care because you're not? 172 00:11:33,880 --> 00:11:39,840 Speaker 2: What is a racist? What does it mean? I am 173 00:11:40,080 --> 00:11:46,680 Speaker 2: a pursuer of truth. There are some black people I 174 00:11:46,800 --> 00:11:53,160 Speaker 2: do not like because they rape and murder. That's true. 175 00:11:55,000 --> 00:11:57,320 Speaker 2: So some white people I don't like. Hispanics I don't 176 00:11:57,400 --> 00:12:02,600 Speaker 2: like asians, that people, midgets, homos, you name it. But 177 00:12:02,720 --> 00:12:04,880 Speaker 2: who I like and don't like and why I like 178 00:12:04,920 --> 00:12:09,000 Speaker 2: and don't like them is of really no consequence. It 179 00:12:09,040 --> 00:12:14,880 Speaker 2: does not matter the idea that it does. You know, 180 00:12:16,000 --> 00:12:24,000 Speaker 2: you take this to its logical extreme. These trends, these 181 00:12:24,040 --> 00:12:27,520 Speaker 2: guys that become women, have been all over podcasts and 182 00:12:27,559 --> 00:12:28,920 Speaker 2: it's a couple of years ago this was a really 183 00:12:28,920 --> 00:12:33,280 Speaker 2: big story and they said that any man who doesn't 184 00:12:33,280 --> 00:12:36,000 Speaker 2: want to date a man who dresses as a woman 185 00:12:37,320 --> 00:12:39,800 Speaker 2: is a monster and an evil person. And they wanted 186 00:12:39,840 --> 00:12:43,880 Speaker 2: that to be the next big thing. Right, you would 187 00:12:43,880 --> 00:12:46,320 Speaker 2: have to say I would date one of those people. 188 00:12:47,080 --> 00:12:53,240 Speaker 2: And that was their big issue because you shouldn't be 189 00:12:53,280 --> 00:12:58,480 Speaker 2: allowed to decide what you like and don't like and 190 00:12:58,559 --> 00:13:02,960 Speaker 2: what turns you on and what doesn't. What they want 191 00:13:03,240 --> 00:13:07,360 Speaker 2: is here is the rule. You must like that, and 192 00:13:07,400 --> 00:13:10,760 Speaker 2: if you don't like that, then you're a bad person. 193 00:13:12,320 --> 00:13:15,079 Speaker 2: Once we can prove you're a bad person, it's very 194 00:13:15,080 --> 00:13:18,880 Speaker 2: easy to do. We put a mark on you, scarlet letter, 195 00:13:19,480 --> 00:13:24,839 Speaker 2: a brand, a star of David. Now we can keep 196 00:13:24,880 --> 00:13:27,240 Speaker 2: you from being elected to office, We can keep you 197 00:13:27,280 --> 00:13:31,120 Speaker 2: from getting a job. Anytime you do something, everybody will 198 00:13:31,160 --> 00:13:33,480 Speaker 2: have to take the other person's side. See, this is 199 00:13:33,480 --> 00:13:36,640 Speaker 2: what we do is call other ring people. You make 200 00:13:36,760 --> 00:13:41,480 Speaker 2: human beings into something other than a human being. It's 201 00:13:41,559 --> 00:13:47,240 Speaker 2: othering them. And that's what we've done with racism. See 202 00:13:47,880 --> 00:13:51,440 Speaker 2: what you do is you find some way to say 203 00:13:51,520 --> 00:13:56,480 Speaker 2: that someone is a racist, and once that is said, 204 00:13:56,960 --> 00:14:00,520 Speaker 2: you can't defend against it. And once you're a racist, 205 00:14:02,160 --> 00:14:06,920 Speaker 2: you've been othered. You don't have any rights. There is 206 00:14:06,960 --> 00:14:11,760 Speaker 2: no presumption of guilt, of innocence. You're just a bad person. 207 00:14:12,880 --> 00:14:13,120 Speaker 4: See. 208 00:14:13,120 --> 00:14:17,040 Speaker 2: The only reason Daniel Penny would ever defend the people 209 00:14:17,080 --> 00:14:22,040 Speaker 2: on that subway is because Jordan Neely is black. Because 210 00:14:22,040 --> 00:14:26,120 Speaker 2: he hates black blacks. And let's roll out the people 211 00:14:26,840 --> 00:14:31,520 Speaker 2: who all day, every day scream that everybody hates blacks. 212 00:14:32,120 --> 00:14:38,960 Speaker 2: Al Sharpton, blm Into LACP, the same lawyers, and that's 213 00:14:38,960 --> 00:14:41,640 Speaker 2: what they do. They actually make a good living doing that. 214 00:14:42,920 --> 00:14:45,160 Speaker 2: I mean, imagine waking up in the morning going all right, 215 00:14:45,200 --> 00:14:47,200 Speaker 2: I gotta go find out who I'm gonna call a 216 00:14:47,280 --> 00:14:54,640 Speaker 2: racist today, and it pays well. American society has decided 217 00:14:54,760 --> 00:14:57,800 Speaker 2: we're going to have certain people who are going to 218 00:14:57,880 --> 00:15:02,680 Speaker 2: run around screaming racism, and the media they're very useful 219 00:15:02,720 --> 00:15:07,240 Speaker 2: to the media. They are the first call for the 220 00:15:07,280 --> 00:15:13,360 Speaker 2: media to make anytime anything's happened. Anything happens. But this 221 00:15:13,440 --> 00:15:18,320 Speaker 2: is not how functioning societies work. This is a cancer 222 00:15:18,440 --> 00:15:21,400 Speaker 2: on our society. And I'm gonna go ahead and say 223 00:15:21,400 --> 00:15:27,440 Speaker 2: it again. George Floyd was not choked out. He said 224 00:15:27,480 --> 00:15:32,760 Speaker 2: I can't breathe long before anyone was near him. He 225 00:15:32,800 --> 00:15:37,520 Speaker 2: couldn't breathe because he had ingested the fentanyl that he 226 00:15:37,600 --> 00:15:40,960 Speaker 2: was taking when they came upon him as he was 227 00:15:40,960 --> 00:15:44,520 Speaker 2: committing the crime of passing counterfeit bills. Remember, there was 228 00:15:44,520 --> 00:15:47,520 Speaker 2: a call made that he was committing that felony and 229 00:15:47,680 --> 00:15:48,480 Speaker 2: he was a felonie. 230 00:15:49,520 --> 00:15:50,120 Speaker 3: But who cares. 231 00:15:50,240 --> 00:15:52,120 Speaker 2: We just send that white police officer to prison and 232 00:15:52,120 --> 00:15:53,840 Speaker 2: we all feel better about ourselves because we don't be. 233 00:15:53,760 --> 00:15:54,440 Speaker 3: Called a racist. 234 00:15:55,160 --> 00:16:00,360 Speaker 1: Southern Pride Southern Pride with Michael Berry Show, as some 235 00:16:00,440 --> 00:16:01,000 Speaker 1: of you know. 236 00:16:01,040 --> 00:16:03,960 Speaker 2: Because I talk about my personal life on the air, 237 00:16:04,320 --> 00:16:07,520 Speaker 2: It's all I got to talk about, and I share 238 00:16:07,560 --> 00:16:11,160 Speaker 2: how I interact with the policies and politics that we 239 00:16:11,240 --> 00:16:13,680 Speaker 2: talk about, because at the end of the day, these 240 00:16:13,680 --> 00:16:17,840 Speaker 2: aren't academic discussions. Right If the government takes over our 241 00:16:17,880 --> 00:16:22,040 Speaker 2: health care, that's going to affect you, and just because 242 00:16:22,080 --> 00:16:25,520 Speaker 2: you're young and healthy and haven't needed health care yet 243 00:16:25,640 --> 00:16:29,400 Speaker 2: or recently, you don't realize that, and you see it 244 00:16:29,440 --> 00:16:34,320 Speaker 2: as some sort of arcane or ethereal existential discussion. 245 00:16:35,520 --> 00:16:37,040 Speaker 3: But that's not where it is for me. 246 00:16:38,120 --> 00:16:40,080 Speaker 2: I have a brother who died of the clot shot, 247 00:16:40,240 --> 00:16:44,160 Speaker 2: a perfectly able bodied law enforcement officer with over thirty 248 00:16:44,240 --> 00:16:49,240 Speaker 2: years who died of the clot shot January twenty twenty two. 249 00:16:50,720 --> 00:16:55,600 Speaker 2: My father is eighty four, and since he was twenty 250 00:16:55,680 --> 00:16:58,400 Speaker 2: years old and had to be discharged from the Coastguard 251 00:16:58,840 --> 00:17:03,520 Speaker 2: on his deathbed with a severe case of diabetes and 252 00:17:03,560 --> 00:17:04,919 Speaker 2: they didn't know how to treat it back then, they 253 00:17:04,920 --> 00:17:07,960 Speaker 2: sent him home to die, and he read. 254 00:17:07,760 --> 00:17:09,440 Speaker 3: And experimented, and here we are. 255 00:17:09,520 --> 00:17:12,959 Speaker 2: He's eighty four and still alive, still battling diabetes by 256 00:17:12,960 --> 00:17:13,280 Speaker 2: the day. 257 00:17:13,880 --> 00:17:14,520 Speaker 3: He is. 258 00:17:16,200 --> 00:17:19,240 Speaker 2: In constant contact with doctors, and many of them have 259 00:17:19,320 --> 00:17:21,800 Speaker 2: told me your dad knows more about diabetes than diabetes 260 00:17:21,880 --> 00:17:26,520 Speaker 2: doctors do, because in an era before we had proper insulin, 261 00:17:26,600 --> 00:17:29,000 Speaker 2: he was managing his blood sugar that's unheard of. And 262 00:17:29,040 --> 00:17:31,239 Speaker 2: he still has his vision in all ten of his 263 00:17:31,240 --> 00:17:34,800 Speaker 2: fingers and toes well. He's a man of great self 264 00:17:34,840 --> 00:17:38,520 Speaker 2: discipline and the willingness to experiment on himself and get 265 00:17:38,640 --> 00:17:40,760 Speaker 2: enough leap and not drink, and you know, do the 266 00:17:40,800 --> 00:17:43,960 Speaker 2: things they are necessary. And then, of course my mother, 267 00:17:44,119 --> 00:17:47,199 Speaker 2: five years younger than him. My father was supposed to 268 00:17:47,200 --> 00:17:50,119 Speaker 2: go first, and my mother would nurse him until the 269 00:17:50,200 --> 00:17:53,679 Speaker 2: end of his life. And she up and passes on us. 270 00:17:54,240 --> 00:18:00,200 Speaker 2: And she ended up having als that basically just eventually 271 00:18:00,280 --> 00:18:04,159 Speaker 2: took over her body and left her unable to breathe. 272 00:18:04,200 --> 00:18:07,600 Speaker 3: Her lungs just wouldn't function, and it was a horrible, 273 00:18:08,000 --> 00:18:08,879 Speaker 3: horrible way to go. 274 00:18:09,000 --> 00:18:11,960 Speaker 2: She died in hospice at our home. I have been 275 00:18:12,040 --> 00:18:18,720 Speaker 2: in and out of hospitals just with these things so 276 00:18:18,880 --> 00:18:21,560 Speaker 2: many times over the last few years that I have 277 00:18:21,680 --> 00:18:26,959 Speaker 2: come to learn a lot about the medical care system. 278 00:18:27,160 --> 00:18:31,080 Speaker 2: You know, I had a minor stroke on August first, 279 00:18:31,080 --> 00:18:36,320 Speaker 2: twenty sixteen. I you know, we've all had our medical issues. 280 00:18:36,359 --> 00:18:38,639 Speaker 2: I'm much better now about taking care of my health 281 00:18:38,680 --> 00:18:42,959 Speaker 2: and getting my checkups and all that. But the policy 282 00:18:43,520 --> 00:18:49,479 Speaker 2: issue of how we deliver healthcare in a marketplace of 283 00:18:49,560 --> 00:18:52,639 Speaker 2: people trying to heal you and provide wellness and prevent 284 00:18:52,720 --> 00:18:57,280 Speaker 2: all these things, it's gotten. It's all messed up and 285 00:18:57,320 --> 00:19:02,120 Speaker 2: I don't think people really even understand why it's all 286 00:19:02,160 --> 00:19:05,439 Speaker 2: messed up, and so today I would like to step 287 00:19:05,480 --> 00:19:10,200 Speaker 2: back from the news of the day and address this. 288 00:19:10,840 --> 00:19:13,560 Speaker 2: There is a fellow who has been highly recommended when 289 00:19:13,600 --> 00:19:17,120 Speaker 2: I bring these questions up, named Charles Silver. 290 00:19:18,440 --> 00:19:21,560 Speaker 3: He is the McDonald Endowed. 291 00:19:21,280 --> 00:19:24,640 Speaker 2: Chair of Civil Procedure at the University of Texas at 292 00:19:24,680 --> 00:19:26,200 Speaker 2: Austin School of Law. 293 00:19:26,560 --> 00:19:27,240 Speaker 3: I don't know. 294 00:19:27,240 --> 00:19:28,760 Speaker 2: If he was there when I was there in the 295 00:19:28,760 --> 00:19:33,480 Speaker 2: mid nineties. I don't know him, but his work has 296 00:19:33,560 --> 00:19:41,679 Speaker 2: been widely widely discussed, particularly his book Overcharged, Why Americans 297 00:19:41,760 --> 00:19:47,360 Speaker 2: pay too much for healthcare. Professor Silver, welcome to the program. 298 00:19:49,000 --> 00:19:50,560 Speaker 4: Thank you, Michael, pleasure to be here. 299 00:19:50,640 --> 00:19:54,080 Speaker 2: I must first ask you if you were on faculty 300 00:19:54,840 --> 00:19:57,480 Speaker 2: from ninety three to ninety six when I was there. 301 00:19:59,119 --> 00:20:02,440 Speaker 4: I was started teaching at Texas in nineteen eighty seven. 302 00:20:02,800 --> 00:20:07,440 Speaker 2: Oh well, okay, Well, I was a Lino Graulia acolyte 303 00:20:08,560 --> 00:20:13,040 Speaker 2: and I was the first crop. There were two of 304 00:20:13,080 --> 00:20:17,080 Speaker 2: us that were sent to England to get an LLM degree, 305 00:20:17,520 --> 00:20:20,440 Speaker 2: So I was kind of checked out after my second year. 306 00:20:20,480 --> 00:20:22,440 Speaker 2: Once I had my offer, I was kind of checked out. 307 00:20:22,480 --> 00:20:26,520 Speaker 2: But I'm sorry that I never met you. I had 308 00:20:26,520 --> 00:20:29,920 Speaker 2: a wonderful experience at the University of Texas School of Law. 309 00:20:30,280 --> 00:20:34,800 Speaker 2: It's a great university law school, and I am the 310 00:20:34,840 --> 00:20:36,879 Speaker 2: better for it. So I think a lot of you 311 00:20:36,960 --> 00:20:40,560 Speaker 2: for being on faculty there. It's a great institution. Let's 312 00:20:40,640 --> 00:20:41,040 Speaker 2: thank you. 313 00:20:41,160 --> 00:20:43,119 Speaker 4: I'm sorry I didn't get to meet you when you 314 00:20:43,160 --> 00:20:43,719 Speaker 4: were a student. 315 00:20:44,040 --> 00:20:50,080 Speaker 2: Indeed, the book overcharged why Americans pay too much for healthcare? 316 00:20:50,720 --> 00:20:53,520 Speaker 2: If somebody says, Michael, I'm going to come back and 317 00:20:53,560 --> 00:20:56,640 Speaker 2: listen on the podcast later, but give me the one 318 00:20:56,720 --> 00:20:59,840 Speaker 2: minute answer, and then let's get granular and dig into 319 00:20:59,880 --> 00:21:02,680 Speaker 2: the what's the one minute answer as to why we 320 00:21:02,720 --> 00:21:04,000 Speaker 2: pay too much for healthcare? 321 00:21:07,359 --> 00:21:13,120 Speaker 4: The one minute answer we rely far too heavily on 322 00:21:13,400 --> 00:21:19,159 Speaker 4: third party payment arrangements, which means insurance companies, Medicare, Medicaid, 323 00:21:20,119 --> 00:21:24,480 Speaker 4: Trycare VA, whatever they happen to be, instead of paying 324 00:21:24,520 --> 00:21:27,239 Speaker 4: for health care directly, the same way we pay for 325 00:21:27,320 --> 00:21:28,840 Speaker 4: pretty much everything else. 326 00:21:28,640 --> 00:21:31,480 Speaker 3: Food, cars, housing. 327 00:21:33,000 --> 00:21:37,800 Speaker 4: You know, we pay for the vast majority of things directly, 328 00:21:37,960 --> 00:21:41,200 Speaker 4: meaning we pay for them ourselves, and we don't have 329 00:21:41,240 --> 00:21:44,840 Speaker 4: the problem of excessive spending or inflation or costs, or 330 00:21:44,920 --> 00:21:49,040 Speaker 4: hidden bills or surprise bills or phony charges. All that 331 00:21:49,119 --> 00:21:52,960 Speaker 4: works really well. The one exception is the healthcare sector, 332 00:21:53,000 --> 00:21:57,280 Speaker 4: where we rely very very extensively on third parties to 333 00:21:57,960 --> 00:21:58,880 Speaker 4: pay for things, and. 334 00:21:58,840 --> 00:22:00,280 Speaker 3: That just screws everything up. 335 00:22:00,880 --> 00:22:02,920 Speaker 4: Now, the other thing is we have way too much 336 00:22:03,000 --> 00:22:07,320 Speaker 4: governmental involvement in the healthcare sector. There are lots and 337 00:22:07,359 --> 00:22:12,120 Speaker 4: lots of regulations that make things worse for consumers. By 338 00:22:12,160 --> 00:22:15,760 Speaker 4: and large, the regulations have the purpose of protecting the producers, 339 00:22:15,840 --> 00:22:19,720 Speaker 4: not the consumers. So we should do a lot less 340 00:22:20,359 --> 00:22:24,120 Speaker 4: in that way. 341 00:22:24,200 --> 00:22:27,720 Speaker 2: You did that. You were technically finished at fifty eight seconds. 342 00:22:27,880 --> 00:22:32,160 Speaker 2: You added an addendum to the end that I will admit, 343 00:22:34,000 --> 00:22:37,639 Speaker 2: I will it is admissible in this case. But you 344 00:22:37,840 --> 00:22:40,760 Speaker 2: achieved the fifty eight seconds. I'm quite impressed that you 345 00:22:40,800 --> 00:22:44,639 Speaker 2: did that. So let's start drilling down on these things. 346 00:22:45,320 --> 00:22:47,600 Speaker 2: I've got a minute left in this segment, but I 347 00:22:47,720 --> 00:22:52,200 Speaker 2: have dedicated some time to talk about this because I 348 00:22:52,240 --> 00:22:55,199 Speaker 2: think a lot of people are frustrated, especially when they 349 00:22:55,240 --> 00:22:58,520 Speaker 2: start getting all these bills and they go to the 350 00:22:58,560 --> 00:23:02,240 Speaker 2: emergency room and place is packed, and then they can't 351 00:23:02,280 --> 00:23:05,639 Speaker 2: get in to see a doctor, and then they wonder, 352 00:23:06,040 --> 00:23:08,280 Speaker 2: you know, why does something cost ten thousand dollars that 353 00:23:08,320 --> 00:23:12,280 Speaker 2: took twenty minutes. It just there's nothing else that requires this. 354 00:23:12,840 --> 00:23:18,560 Speaker 2: It all seems so frustrating to people, and I would 355 00:23:18,640 --> 00:23:23,159 Speaker 2: like to drill down and get into the actual reasons 356 00:23:23,280 --> 00:23:28,800 Speaker 2: why this works. Let me let me start by prefacing, 357 00:23:29,040 --> 00:23:29,960 Speaker 2: and we'll get to this. 358 00:23:29,920 --> 00:23:31,240 Speaker 3: In the next segment, because I don't want to have 359 00:23:31,240 --> 00:23:32,480 Speaker 3: to cut you off. 360 00:23:32,960 --> 00:23:35,200 Speaker 2: I want to first talk about what if we were 361 00:23:35,240 --> 00:23:38,359 Speaker 2: to do a zero based budget, we were to go 362 00:23:38,440 --> 00:23:42,000 Speaker 2: back to John Locke's state of nature, and let's start 363 00:23:42,040 --> 00:23:45,520 Speaker 2: all over and have a cash only. 364 00:23:46,920 --> 00:23:48,159 Speaker 3: Health delivery system. 365 00:23:48,280 --> 00:23:51,320 Speaker 2: Let's do away with insurance, and let's talk about who 366 00:23:51,359 --> 00:23:54,560 Speaker 2: the winners and losers out of that would be. And 367 00:23:54,640 --> 00:23:58,720 Speaker 2: more importantly, if I'm if I'm a consumer of health services, 368 00:23:59,240 --> 00:24:01,680 Speaker 2: because I don't believe that healthcare is a right. If 369 00:24:01,680 --> 00:24:05,040 Speaker 2: I'm a consumer of health services, would this be better 370 00:24:05,200 --> 00:24:09,040 Speaker 2: or worse for me? So hang tight right there. Our 371 00:24:09,040 --> 00:24:11,800 Speaker 2: guest is Professor Charles Silver. I encourage you to read 372 00:24:11,840 --> 00:24:19,200 Speaker 2: the book Overcharged, Why Americans pay too much for healthcare? 373 00:24:19,240 --> 00:24:19,639 Speaker 3: Coming up? 374 00:24:21,440 --> 00:24:26,000 Speaker 2: This is the Michael Berry Show, Locked and loaded and loaded. 375 00:24:31,960 --> 00:24:35,960 Speaker 2: Professor Charles Silver is our guest, and as promised at 376 00:24:35,960 --> 00:24:39,440 Speaker 2: the end, I've given him a moment to consider. Professor, 377 00:24:39,480 --> 00:24:42,120 Speaker 2: what if we go back the book is overcharged? Why 378 00:24:42,280 --> 00:24:45,240 Speaker 2: Americans pay too much for healthcare? What if we did 379 00:24:45,280 --> 00:24:47,359 Speaker 2: away with all insurance and we went cash only, How 380 00:24:47,400 --> 00:24:48,760 Speaker 2: would that change things? 381 00:24:50,920 --> 00:24:52,920 Speaker 4: It would change a lot of things for the better, 382 00:24:53,000 --> 00:24:56,359 Speaker 4: but some things for the worse. So a lot of 383 00:24:56,400 --> 00:24:59,080 Speaker 4: things would be better. You know, we wouldn't have to 384 00:24:59,080 --> 00:25:03,560 Speaker 4: worry about things like surprise medical bills where you don't 385 00:25:03,560 --> 00:25:05,480 Speaker 4: even know what something is going to cost when you 386 00:25:05,520 --> 00:25:10,120 Speaker 4: get the service delivered. There's actually a very large retail 387 00:25:10,280 --> 00:25:14,040 Speaker 4: health sector. So if you want to get layser by surgery, 388 00:25:14,080 --> 00:25:16,480 Speaker 4: for example, you have to pay for that yourself because 389 00:25:16,520 --> 00:25:20,359 Speaker 4: it's not covered by insurance typically. But you know what, 390 00:25:21,240 --> 00:25:25,119 Speaker 4: it's actually very affordable. And the price for laser surgery. 391 00:25:25,160 --> 00:25:28,679 Speaker 4: Are you ready for this? The price has substantially declined 392 00:25:29,200 --> 00:25:32,800 Speaker 4: since lasik was developed, and it's gotten much better too. 393 00:25:32,840 --> 00:25:36,920 Speaker 4: There are new forms of lasik and all that has 394 00:25:36,960 --> 00:25:41,800 Speaker 4: happened because there is no overlay of insurance. Where where 395 00:25:41,800 --> 00:25:45,920 Speaker 4: in the healthcare sector, except in the private payment sector 396 00:25:46,480 --> 00:25:49,800 Speaker 4: can one find prices that have declined. You know, there 397 00:25:49,840 --> 00:25:52,680 Speaker 4: are no hospital services, but I'm aware of that cost 398 00:25:52,800 --> 00:25:57,240 Speaker 4: less now than they used to. But in the private sector, 399 00:25:57,280 --> 00:26:01,760 Speaker 4: where we purchase cosmetic surgery and men and LASC. There's 400 00:26:01,800 --> 00:26:05,800 Speaker 4: also the Surgery Center of Oklahoma, which operates on a 401 00:26:05,840 --> 00:26:08,600 Speaker 4: cash basis. But there are lots of services that people 402 00:26:08,680 --> 00:26:12,639 Speaker 4: can buy directly, and those things that part of the 403 00:26:12,640 --> 00:26:14,840 Speaker 4: market works incredibly well with. As I said, we don't 404 00:26:14,840 --> 00:26:17,320 Speaker 4: have surprise bills. Everybody knows that they're going to pay 405 00:26:17,920 --> 00:26:21,480 Speaker 4: before the service is delivered, and nobody gets billed for 406 00:26:21,560 --> 00:26:24,400 Speaker 4: more than the price. The prices are posted, we don't 407 00:26:24,400 --> 00:26:26,679 Speaker 4: have to have a you know, in the hospital sector, 408 00:26:26,720 --> 00:26:31,760 Speaker 4: we have this federal Transparity rule transparency rule that hospitals 409 00:26:31,880 --> 00:26:35,240 Speaker 4: routinely ignore that's supposed to require them to post their prices. 410 00:26:35,840 --> 00:26:38,600 Speaker 4: But in the retail sector, we don't have that, and 411 00:26:38,640 --> 00:26:42,080 Speaker 4: everybody posts their prices anyway. So a lot of things 412 00:26:42,080 --> 00:26:44,320 Speaker 4: would work better if we did that, But the one 413 00:26:44,359 --> 00:26:50,600 Speaker 4: thing that would work worse would be emergencies where you're 414 00:26:50,680 --> 00:26:55,879 Speaker 4: facing a risk of a catastrophic cost that you know, 415 00:26:56,200 --> 00:26:58,680 Speaker 4: people just can't afford to bear on their own. That's 416 00:26:58,720 --> 00:27:02,399 Speaker 4: where insurance has a role to play. Catastrophic costs. 417 00:27:02,560 --> 00:27:07,840 Speaker 2: Yeah, Professor, I have long advocated that we should if 418 00:27:07,880 --> 00:27:12,280 Speaker 2: people would understand, for instance, I only have liability insurance 419 00:27:12,440 --> 00:27:15,000 Speaker 2: on my vehicles, and people say you have to No, no, no, 420 00:27:15,040 --> 00:27:17,720 Speaker 2: I pay cash for my vehicles. The only reason people 421 00:27:17,720 --> 00:27:21,600 Speaker 2: are over insured in most cases is because the person 422 00:27:21,640 --> 00:27:24,400 Speaker 2: holding the loan wants you to have insurance for more 423 00:27:24,440 --> 00:27:27,800 Speaker 2: than the value of what they're of what they've loaned 424 00:27:27,840 --> 00:27:31,640 Speaker 2: you money for in case the thing gets burned down 425 00:27:32,080 --> 00:27:35,080 Speaker 2: or trashed, they want their money once. You don't have 426 00:27:35,119 --> 00:27:37,080 Speaker 2: to do that. In my opinion, I'm a safe driver. 427 00:27:37,119 --> 00:27:39,360 Speaker 2: I've never met an insurance claim. In my opinion, it's 428 00:27:39,400 --> 00:27:42,399 Speaker 2: a bad business deal. So what I tell people to 429 00:27:42,480 --> 00:27:46,960 Speaker 2: do is get catastrophic health insurance so when it hits 430 00:27:47,040 --> 00:27:49,919 Speaker 2: fifteen thousand and up, it's good. And then pay cash 431 00:27:50,000 --> 00:27:53,520 Speaker 2: and you'll be shocked how many doctors will discount what 432 00:27:54,280 --> 00:27:56,480 Speaker 2: you get and they're happy to have the cash. I 433 00:27:56,560 --> 00:27:59,360 Speaker 2: go to a doctor named Mary Tally Boden for all 434 00:27:59,400 --> 00:28:03,200 Speaker 2: my upper rests, inspiratory stuff, and she's a cash only doctor, which, 435 00:28:03,200 --> 00:28:04,919 Speaker 2: as you know, a lot of people are going to. 436 00:28:05,400 --> 00:28:07,600 Speaker 2: And you go in and you make your payment and 437 00:28:08,080 --> 00:28:12,040 Speaker 2: it's insanely cheap, and then there's no documentation. Later there's 438 00:28:12,040 --> 00:28:14,240 Speaker 2: no you know, insurance letter arrives. 439 00:28:14,280 --> 00:28:14,840 Speaker 3: Do we pay this? 440 00:28:15,000 --> 00:28:15,040 Speaker 4: No? 441 00:28:15,200 --> 00:28:17,720 Speaker 2: We wait to pay this, she's happier. She doesn't have 442 00:28:17,760 --> 00:28:20,000 Speaker 2: to have a bunch of billing clerks. You literally pay 443 00:28:20,080 --> 00:28:22,720 Speaker 2: the same way if you bought yogurt there. I think 444 00:28:22,800 --> 00:28:26,160 Speaker 2: this is the answer, Professor, Well. 445 00:28:26,040 --> 00:28:27,960 Speaker 4: I agree with you because I go to a doctor 446 00:28:27,960 --> 00:28:31,679 Speaker 4: who works on the same basis. So my doctor I 447 00:28:31,720 --> 00:28:35,600 Speaker 4: pay a monthly subscription fee too, But I can go 448 00:28:36,280 --> 00:28:39,000 Speaker 4: as many times as I want. You know, I don't 449 00:28:39,040 --> 00:28:41,480 Speaker 4: need to go all the time, fortunately, but if I 450 00:28:41,520 --> 00:28:44,080 Speaker 4: need to go, she usually can see me either that 451 00:28:44,200 --> 00:28:48,480 Speaker 4: day or the next day, and I get some tests 452 00:28:48,520 --> 00:28:52,800 Speaker 4: performed in house at no charge, and it's it's a 453 00:28:52,840 --> 00:28:56,280 Speaker 4: great working arrangement. Like you, I don't get it. I 454 00:28:56,360 --> 00:28:59,520 Speaker 4: don't worry about my insurance company, you know, not paying 455 00:28:59,600 --> 00:29:01,000 Speaker 4: for some So I. 456 00:29:01,040 --> 00:29:01,920 Speaker 3: Think I agree with you. 457 00:29:02,000 --> 00:29:06,360 Speaker 4: The cash payment is a very good approach for basic healthcare. 458 00:29:09,360 --> 00:29:14,040 Speaker 2: So let's have a little history lesson. Professor Charles Silver 459 00:29:14,160 --> 00:29:17,240 Speaker 2: is our guest. The book is called Overcharged, Why Americans 460 00:29:17,280 --> 00:29:20,680 Speaker 2: paid too much for healthcare. Let's go back to wherever 461 00:29:20,760 --> 00:29:23,000 Speaker 2: the starting point is. You want it to be, nineteen 462 00:29:23,080 --> 00:29:26,560 Speaker 2: fifty or nineteen seventy, Where did it start going wrong? 463 00:29:26,600 --> 00:29:29,479 Speaker 2: Because we all know it's wrong now where did it 464 00:29:29,520 --> 00:29:30,400 Speaker 2: start going wrong? 465 00:29:31,720 --> 00:29:34,120 Speaker 4: Oh, that's easy. It started going wrong in the mid 466 00:29:34,240 --> 00:29:39,400 Speaker 4: nineteen sixties when Medicare and Medicaid came online. In my book, 467 00:29:40,520 --> 00:29:46,600 Speaker 4: I show how doctors and hospitals fees changed after Medicare 468 00:29:46,640 --> 00:29:50,600 Speaker 4: and Medicaid took effect in nineteen sixty five. And basically, 469 00:29:50,680 --> 00:29:55,160 Speaker 4: both of those statutes initially let doctors and hospitals charge 470 00:29:55,480 --> 00:29:59,680 Speaker 4: whatever they wanted for services, and so, not surprisingly, they 471 00:29:59,680 --> 00:30:04,680 Speaker 4: started raising their rates immediately. I mean really immediately after 472 00:30:04,720 --> 00:30:08,720 Speaker 4: the enactment of those programs, we were set with health 473 00:30:08,720 --> 00:30:12,520 Speaker 4: care inflation that exceeded the real growth rate of the GDP, 474 00:30:13,400 --> 00:30:17,120 Speaker 4: and we have been struggling with healthcare inflation ever since. 475 00:30:18,160 --> 00:30:20,920 Speaker 4: But everything about the arrangement is wrong. I mean, who 476 00:30:20,960 --> 00:30:25,400 Speaker 4: in their right minds let's people who are selling things 477 00:30:25,440 --> 00:30:29,160 Speaker 4: set their own prices without any market constraints. I mean, 478 00:30:29,160 --> 00:30:32,480 Speaker 4: that's a recipe for disaster, right, And then, of course 479 00:30:32,520 --> 00:30:36,120 Speaker 4: that couldn't last forever. So the government eventually did get 480 00:30:36,120 --> 00:30:39,720 Speaker 4: into the price setting business in Medicare and Medicaid. But 481 00:30:39,800 --> 00:30:43,200 Speaker 4: of course we all know that government price setting is terrible. 482 00:30:43,240 --> 00:30:46,680 Speaker 4: It never works properly. It's really hard to set good prices. 483 00:30:48,040 --> 00:30:52,920 Speaker 4: To set prices accurately. And moreover, the government really doesn't 484 00:30:52,960 --> 00:30:56,440 Speaker 4: have the right set of interests. You know, I want. 485 00:30:56,880 --> 00:30:58,800 Speaker 4: It's not just the price that matters to me, it's 486 00:30:58,840 --> 00:30:59,560 Speaker 4: the convenience. 487 00:30:59,640 --> 00:30:59,800 Speaker 3: Right. 488 00:30:59,800 --> 00:31:01,840 Speaker 4: How long do I have to wait to see my doctor? 489 00:31:02,280 --> 00:31:04,920 Speaker 4: How friendly is my doctor, how good is my doctor? 490 00:31:04,960 --> 00:31:07,800 Speaker 4: There are all these things. Different doctors should have different prices, 491 00:31:09,920 --> 00:31:12,640 Speaker 4: and markets can work all that stuff out, but governments 492 00:31:12,720 --> 00:31:16,240 Speaker 4: just are notoriously unable to do that, and so as 493 00:31:16,280 --> 00:31:20,920 Speaker 4: a result, we've had this terrible system. And because it's 494 00:31:20,960 --> 00:31:26,040 Speaker 4: so terrible, it's constantly in need of patching. I mean, 495 00:31:26,200 --> 00:31:28,840 Speaker 4: every time I turn around, there's a new bill, a 496 00:31:28,920 --> 00:31:31,720 Speaker 4: new proposal being put on the table for some kind 497 00:31:31,760 --> 00:31:35,320 Speaker 4: of regulation to fix a problem that only exists because 498 00:31:35,360 --> 00:31:38,680 Speaker 4: the government created it. It's never going to be fixed. 499 00:31:39,360 --> 00:31:42,880 Speaker 4: It's impossible to fix it. We really need to just 500 00:31:43,160 --> 00:31:47,440 Speaker 4: scrap these arrangements and go back to a simple cash 501 00:31:47,480 --> 00:31:52,160 Speaker 4: based system for fundamental care, and then things will start. 502 00:31:52,200 --> 00:31:55,320 Speaker 4: It will immediately be out of the spending crisis. The 503 00:31:55,440 --> 00:32:00,360 Speaker 4: prices will moderate because hospitals and doctors and drug companies 504 00:32:00,400 --> 00:32:02,640 Speaker 4: and all that will have to deal with the realities 505 00:32:02,680 --> 00:32:05,960 Speaker 4: of the limited budgets of consumers. They'll also have to 506 00:32:06,040 --> 00:32:10,080 Speaker 4: face competition. That's hugely important. You know, one I mentioned 507 00:32:10,080 --> 00:32:12,719 Speaker 4: the retail health sector. You know, one of the reasons 508 00:32:12,800 --> 00:32:16,080 Speaker 4: lasik is cheap is because there are a lot of 509 00:32:16,160 --> 00:32:19,560 Speaker 4: laser providers and any ophthalmologists can enter the field who 510 00:32:19,600 --> 00:32:23,120 Speaker 4: wants to. So there's a lot of competition, and competition 511 00:32:23,240 --> 00:32:26,320 Speaker 4: is good for consumers. So we need to get rid 512 00:32:26,400 --> 00:32:32,520 Speaker 4: of these competition frustrating regulations. Let's increase the supply. Let 513 00:32:32,600 --> 00:32:36,120 Speaker 4: you know, foreign doctors who can pass American exams come 514 00:32:36,160 --> 00:32:38,200 Speaker 4: in and treat people. We need to just open the 515 00:32:38,240 --> 00:32:43,120 Speaker 4: floodgates for providers because we have this artificially created shortage. 516 00:32:43,240 --> 00:32:46,960 Speaker 4: You know, that's one of the waves that doctors and 517 00:32:47,040 --> 00:32:53,080 Speaker 4: hospitals have increased their revenues. It's by preventing new entrants 518 00:32:53,120 --> 00:32:55,920 Speaker 4: from coming in and you know, out compete. So we 519 00:32:56,200 --> 00:32:56,920 Speaker 4: have to get rid of. 520 00:32:56,840 --> 00:32:57,560 Speaker 3: All that stuff. 521 00:32:58,040 --> 00:33:02,160 Speaker 2: Professor Charles Silver, University of Texas School of Law, my 522 00:33:02,280 --> 00:33:06,600 Speaker 2: alma mater, is our guest. His book is Overcharged, Why 523 00:33:07,040 --> 00:33:12,760 Speaker 2: Americans pay to dang much for healthcare? I added the dang, 524 00:33:12,800 --> 00:33:15,040 Speaker 2: but I think we all feel it more. With Professor 525 00:33:15,160 --> 00:33:16,600 Speaker 2: Silver coming up to