1 00:00:16,640 --> 00:00:26,000 Speaker 1: Hey, Hey, hey we're back. We're black, We're black ambition. 2 00:00:26,680 --> 00:00:33,919 Speaker 2: Hey Andy, Happy holidays, Tiffany, Welcome you to November. I 3 00:00:33,960 --> 00:00:36,600 Speaker 2: swear to god, everyone was talking about holiday shopping today 4 00:00:36,640 --> 00:00:39,040 Speaker 2: and I was like, oh God, does that people don't 5 00:00:39,080 --> 00:00:41,159 Speaker 2: expect gifts when you give birth in December? Do they? 6 00:00:41,640 --> 00:00:43,880 Speaker 2: I don't think so, Okay, am I off the hook. 7 00:00:44,240 --> 00:00:46,240 Speaker 2: It's not that it's not the money, it's just the planning. 8 00:00:46,320 --> 00:00:48,879 Speaker 2: I just don't know how am I supposed to do everything? 9 00:00:48,920 --> 00:00:53,040 Speaker 2: I don't know, free shipping, Amazon Prime, yeah, gift cards. 10 00:00:54,000 --> 00:00:56,920 Speaker 1: Honestly, I have to think. So usually I'm Thanksgiving. That's 11 00:00:56,920 --> 00:00:59,440 Speaker 1: when my sisters and I do are secret sand in 12 00:00:59,520 --> 00:01:00,480 Speaker 1: name Exhane. 13 00:01:01,240 --> 00:01:02,240 Speaker 2: Oh right, so that way. 14 00:01:02,360 --> 00:01:05,080 Speaker 1: Yeah. So honestly, other than that, we usually don't get 15 00:01:05,120 --> 00:01:07,560 Speaker 1: too many gifts for other people. I mean there's Supergirl, 16 00:01:07,600 --> 00:01:11,120 Speaker 1: of course, and I don't know what Superman wants. I'm like, 17 00:01:11,640 --> 00:01:13,559 Speaker 1: I should probably thinkbout I always wait till last minute. 18 00:01:13,560 --> 00:01:14,560 Speaker 1: Then I'm like, ah, darn it. 19 00:01:14,720 --> 00:01:17,440 Speaker 2: You know I always want to I want to like 20 00:01:17,480 --> 00:01:19,160 Speaker 2: come up with something on my own and give us 21 00:01:19,160 --> 00:01:20,800 Speaker 2: a gift that someone has, because you know, when you 22 00:01:20,840 --> 00:01:22,720 Speaker 2: ask them to tell you what they want It's nice 23 00:01:22,720 --> 00:01:24,800 Speaker 2: because they get what they want, but like you don't 24 00:01:24,800 --> 00:01:27,479 Speaker 2: get the you don't get the real satisfaction of I 25 00:01:27,520 --> 00:01:28,559 Speaker 2: came up with this and. 26 00:01:28,480 --> 00:01:29,280 Speaker 1: You loved it. 27 00:01:29,880 --> 00:01:32,679 Speaker 2: But it's it's just every year it gets harder. It 28 00:01:32,680 --> 00:01:35,160 Speaker 2: it's harder to like find time to think about things. 29 00:01:35,800 --> 00:01:38,360 Speaker 2: One thing that I have planned is that since the 30 00:01:39,360 --> 00:01:44,600 Speaker 2: little future baby Manrique is due in early December, my 31 00:01:44,720 --> 00:01:47,520 Speaker 2: plan is we have a date set for November seventeenth. 32 00:01:47,560 --> 00:01:49,360 Speaker 2: We're getting a bunch of friends to come over and 33 00:01:49,360 --> 00:01:51,360 Speaker 2: help us put lights up, like on the outside of 34 00:01:51,360 --> 00:01:54,200 Speaker 2: the house because I love Christmas. And last year we 35 00:01:54,240 --> 00:01:56,520 Speaker 2: didn't get to do the house decorations because the house 36 00:01:56,640 --> 00:01:59,720 Speaker 2: was still under construction, and I was like, we I 37 00:01:59,760 --> 00:02:02,080 Speaker 2: can't not have it happened this year. Like I literally 38 00:02:02,080 --> 00:02:03,840 Speaker 2: bought all the lights last year and never got to 39 00:02:03,920 --> 00:02:06,760 Speaker 2: use them. So we're doing it in advance and trying 40 00:02:06,800 --> 00:02:09,680 Speaker 2: to do it early, so it's like out of the way. 41 00:02:11,120 --> 00:02:13,040 Speaker 1: No. I like that. I think that's a good idea. Well, 42 00:02:13,560 --> 00:02:15,160 Speaker 1: this will be our first year in this house, so 43 00:02:15,200 --> 00:02:18,000 Speaker 1: we're gonna have Thanksgiving here, and I'm like, I want 44 00:02:18,120 --> 00:02:19,960 Speaker 1: will to decorate for Christmas because I feel like we 45 00:02:20,000 --> 00:02:22,040 Speaker 1: have such a katy pie, Hassie pie. 46 00:02:22,240 --> 00:02:24,800 Speaker 2: Yeah, I go to Home Goods girl, Home Goods. 47 00:02:25,560 --> 00:02:26,920 Speaker 1: Yeah. So I'm just like, where were we going to keep 48 00:02:26,919 --> 00:02:29,440 Speaker 1: all this stuff afterwards? Should we get a real tree? 49 00:02:29,480 --> 00:02:30,680 Speaker 1: My husband's like, yeah. 50 00:02:30,520 --> 00:02:34,640 Speaker 2: Now they smell so good. We need to get we 51 00:02:34,720 --> 00:02:36,000 Speaker 2: have to get a tree. 52 00:02:35,919 --> 00:02:37,440 Speaker 1: Yeah. No, we're definitely gonna get tree. But I don't 53 00:02:37,440 --> 00:02:38,800 Speaker 1: know if we're gonna get every I've never had a 54 00:02:38,840 --> 00:02:40,959 Speaker 1: real tree ever. Ever? Ever? Have you had a real tree? 55 00:02:41,000 --> 00:02:41,639 Speaker 2: Of course? 56 00:02:42,680 --> 00:02:46,760 Speaker 1: Excuse me, park We had a plastic tree where you 57 00:02:46,760 --> 00:02:48,320 Speaker 1: could clearly see the pole in the middle. 58 00:02:49,840 --> 00:02:52,160 Speaker 2: We always went back and forth in my house, like 59 00:02:52,200 --> 00:02:53,960 Speaker 2: every year. My mom would be like, yeah, okay, we're 60 00:02:54,000 --> 00:02:55,480 Speaker 2: gonna do a real tree. Then be back to good 61 00:02:55,480 --> 00:02:58,920 Speaker 2: old faithful you know. I remember we had it like 62 00:02:59,000 --> 00:03:01,600 Speaker 2: down to we met, you know, like letter F is 63 00:03:01,639 --> 00:03:03,880 Speaker 2: the bottom and letter you know you knew all the 64 00:03:03,880 --> 00:03:07,560 Speaker 2: way to the top, and A was the top. It 65 00:03:07,680 --> 00:03:09,280 Speaker 2: was like a rite age tree or something. 66 00:03:10,440 --> 00:03:11,079 Speaker 1: Yeah. 67 00:03:11,160 --> 00:03:13,200 Speaker 2: I mean, however, you celebrate, it's fine. 68 00:03:14,480 --> 00:03:18,760 Speaker 1: Fine. So have you seen Harriet yet? 69 00:03:19,080 --> 00:03:21,840 Speaker 2: Don't make me feel bad. I haven't seen Harriet. Listen, 70 00:03:21,880 --> 00:03:24,280 Speaker 2: No one bought out a theater in my part of 71 00:03:24,320 --> 00:03:26,959 Speaker 2: the woods. Okay, but I do. I am going to 72 00:03:26,960 --> 00:03:30,400 Speaker 2: see Harriet this weekend. Got too crazy, but yeah, tell 73 00:03:30,400 --> 00:03:32,760 Speaker 2: me all about it, tell me about the theater and 74 00:03:32,880 --> 00:03:33,800 Speaker 2: Newark and everything. 75 00:03:34,200 --> 00:03:35,880 Speaker 1: Yeah. So well, Harriet. So I think we talked to 76 00:03:35,880 --> 00:03:37,240 Speaker 1: her because I saw it at the premiere and I 77 00:03:37,280 --> 00:03:40,000 Speaker 1: just think I said, like, I really enjoyed it. It 78 00:03:40,080 --> 00:03:43,320 Speaker 1: was I don't know, just really inspirational. Just made me 79 00:03:43,360 --> 00:03:45,880 Speaker 1: think to myself, what can I do to do better 80 00:03:45,920 --> 00:03:49,520 Speaker 1: by my community? But the theater byer honestly went off 81 00:03:49,560 --> 00:03:53,000 Speaker 1: without a hitch. It was awesome. So I'm in this 82 00:03:53,040 --> 00:03:57,080 Speaker 1: grade west of this group waves West African Vultron. It's 83 00:03:57,120 --> 00:03:59,680 Speaker 1: just about to dope folks from West Africa. And they 84 00:03:59,720 --> 00:04:01,720 Speaker 1: were like, oh, let's support Cynthia and do a theater 85 00:04:01,840 --> 00:04:05,480 Speaker 1: buy out. At first, I was like, uh, because I'm thinking, like, 86 00:04:05,560 --> 00:04:07,760 Speaker 1: I don't know, ten thousand dollars something, you know, because 87 00:04:07,760 --> 00:04:11,400 Speaker 1: I'm like, yeah, I can go see the movie, but 88 00:04:11,520 --> 00:04:16,000 Speaker 1: I'm not doing all that. But then then Lovey, my 89 00:04:16,040 --> 00:04:19,400 Speaker 1: friend who's in Ways who suggested it it, she said, no, 90 00:04:19,440 --> 00:04:22,080 Speaker 1: it's typically around fifteen hundred dollars, and I said, okay, 91 00:04:22,120 --> 00:04:24,200 Speaker 1: I could get the budget needs to sponsor that, and 92 00:04:24,240 --> 00:04:26,360 Speaker 1: then I did the math, so I chose a two 93 00:04:26,440 --> 00:04:30,600 Speaker 1: hundred seat theater. So if my thought was when you 94 00:04:30,640 --> 00:04:32,160 Speaker 1: buy a theater, I don't know what I was thinking 95 00:04:32,200 --> 00:04:34,159 Speaker 1: that you buy the whole theater, like no one could 96 00:04:34,160 --> 00:04:36,480 Speaker 1: walk in the front door. No, you just look, you know, 97 00:04:37,000 --> 00:04:39,159 Speaker 1: that's what it seems like what you do is I mean, 98 00:04:39,240 --> 00:04:41,240 Speaker 1: I guess you could, but really what you're just doing 99 00:04:41,320 --> 00:04:43,280 Speaker 1: is you're buying out that theater room, you know what 100 00:04:43,320 --> 00:04:46,760 Speaker 1: I mean, like where like the screen is like that screen. 101 00:04:46,880 --> 00:04:51,400 Speaker 1: So I bought City Plex in Newark, city Plex twelve. 102 00:04:51,520 --> 00:04:55,440 Speaker 1: It's actually owned by Shaquille O'Neill, the ex laker. He 103 00:04:55,960 --> 00:04:59,280 Speaker 1: so we I bought right. You know, some people are 104 00:04:59,279 --> 00:05:01,720 Speaker 1: like you know, they're not up and up. So there 105 00:05:01,720 --> 00:05:03,240 Speaker 1: were like two theater side there was like did you 106 00:05:03,279 --> 00:05:05,600 Speaker 1: want a two hundred seat theater size or a three 107 00:05:05,680 --> 00:05:09,520 Speaker 1: hundred seat theater? I said, I'll take two hundred. So 108 00:05:10,000 --> 00:05:12,120 Speaker 1: then I think the tickets were like ten fifty or 109 00:05:12,160 --> 00:05:14,080 Speaker 1: something apiece, but because I was buying a bulk, they 110 00:05:14,080 --> 00:05:15,880 Speaker 1: were nine to fifty. So the math came up to 111 00:05:16,400 --> 00:05:19,120 Speaker 1: two hundred times nine to fifty, which is nineteen hundred dollars. 112 00:05:19,160 --> 00:05:21,320 Speaker 1: So it wasn't. It's not a little bit of money, 113 00:05:21,320 --> 00:05:24,880 Speaker 1: but not as much as I anticipated. And so what 114 00:05:24,920 --> 00:05:27,120 Speaker 1: I did was, I think a few days before this 115 00:05:27,160 --> 00:05:28,880 Speaker 1: is what I was nervous about, because I didn't get 116 00:05:28,920 --> 00:05:31,320 Speaker 1: the confirmation of the theater until like three days before, 117 00:05:31,800 --> 00:05:33,320 Speaker 1: and I was like, yes, what if nobody comes and 118 00:05:33,400 --> 00:05:36,159 Speaker 1: this money was wasted? So I had my team create 119 00:05:36,240 --> 00:05:38,559 Speaker 1: a flyer. I posted it tagged all the new people 120 00:05:38,600 --> 00:05:40,479 Speaker 1: that I knew, you know, said meet me at the 121 00:05:40,480 --> 00:05:42,760 Speaker 1: theater at three o'clock for the three forty five showing. 122 00:05:42,800 --> 00:05:44,880 Speaker 1: And it's first come, first serve, and I'm going to 123 00:05:44,920 --> 00:05:46,920 Speaker 1: give you your ticket in your hand, So no like taking 124 00:05:46,960 --> 00:05:49,760 Speaker 1: five back to your house, like you know, the movie's 125 00:05:49,760 --> 00:05:51,160 Speaker 1: gonna start in a half an hour by the time 126 00:05:51,200 --> 00:05:52,599 Speaker 1: you get there anyway, so you might as well just 127 00:05:52,600 --> 00:05:54,880 Speaker 1: take your ticket and wait. So I'm getting there thinking 128 00:05:54,920 --> 00:05:57,960 Speaker 1: it's gonna be a few people, and Mandy, when I 129 00:05:57,960 --> 00:06:00,200 Speaker 1: got there, there's already like over one hundred people in line. 130 00:06:00,680 --> 00:06:02,160 Speaker 2: That would have been I couldn't see how that would 131 00:06:02,160 --> 00:06:04,080 Speaker 2: be nerve wrecking though, because you don't know who's going 132 00:06:04,160 --> 00:06:04,719 Speaker 2: to show up. 133 00:06:05,200 --> 00:06:07,599 Speaker 1: Yeah, even though it was like yeah, because you just 134 00:06:07,640 --> 00:06:09,080 Speaker 1: I mean, you just never know because it was only 135 00:06:09,120 --> 00:06:10,560 Speaker 1: three days worth of you know what I mean. It 136 00:06:10,600 --> 00:06:13,080 Speaker 1: wasn't like and I know that the way social media 137 00:06:13,120 --> 00:06:16,039 Speaker 1: works these days, most of the people who are connected 138 00:06:16,000 --> 00:06:18,799 Speaker 1: toward social media, they don't live in or near Newark, 139 00:06:18,839 --> 00:06:20,960 Speaker 1: New Jersey, you know. And so I was like, I 140 00:06:20,960 --> 00:06:23,159 Speaker 1: don't know, I don't know, I don't know. I went 141 00:06:23,279 --> 00:06:25,760 Speaker 1: and I was like and then I got nervous again. 142 00:06:25,800 --> 00:06:27,240 Speaker 1: So of course, you know, you can ever be happy. 143 00:06:27,240 --> 00:06:28,680 Speaker 1: So one it's like people are not going to come. 144 00:06:28,720 --> 00:06:30,960 Speaker 1: Then I was like, oh, it looks like too many people. 145 00:06:32,120 --> 00:06:33,240 Speaker 2: It's gonna be a riot. 146 00:06:34,360 --> 00:06:40,120 Speaker 1: Honestly, everyone was so awesome when I tell you, the patience, kindness. 147 00:06:40,360 --> 00:06:42,080 Speaker 1: So like a bunch of like my friends and stuff 148 00:06:42,120 --> 00:06:44,560 Speaker 1: came and helped me, like to pass out tickets and 149 00:06:44,600 --> 00:06:48,200 Speaker 1: Budget East bracelets. I hugged babies, kiss old people like. 150 00:06:48,240 --> 00:06:55,359 Speaker 1: It was just such a politician of new And so 151 00:06:55,400 --> 00:06:57,839 Speaker 1: we're passing out the ticket. So finally the theater like 152 00:06:57,839 --> 00:06:59,440 Speaker 1: they opened the theater doors, like you know, like at 153 00:06:59,520 --> 00:07:01,920 Speaker 1: ten minutes too, and so I'm like, literally people are 154 00:07:01,920 --> 00:07:04,320 Speaker 1: walking like there's this big line. He's just handing each 155 00:07:04,320 --> 00:07:06,520 Speaker 1: person a ticket. We're getting to the end. I'm like, 156 00:07:06,600 --> 00:07:09,520 Speaker 1: oh boy, my ticket to my hand are getting light. 157 00:07:10,000 --> 00:07:11,680 Speaker 1: And we finished and it was I had about ten 158 00:07:11,720 --> 00:07:14,280 Speaker 1: tickets left over, which was awesome because then I went 159 00:07:14,320 --> 00:07:16,119 Speaker 1: to the people who were in line to buy tickets. 160 00:07:16,160 --> 00:07:19,200 Speaker 1: I said, anyone here for Harriet to see the three 161 00:07:19,320 --> 00:07:21,800 Speaker 1: forty five show? And there were ten people and so 162 00:07:21,880 --> 00:07:25,600 Speaker 1: I was like yay, and the theater manager, Frank, you know, 163 00:07:25,600 --> 00:07:27,760 Speaker 1: shout out to you. Frank, You're awesome. He was like, well, 164 00:07:27,800 --> 00:07:29,920 Speaker 1: I'm going to put you the two hundred people in 165 00:07:29,960 --> 00:07:33,040 Speaker 1: the three hundred people person theater. That way, you guys 166 00:07:33,080 --> 00:07:34,440 Speaker 1: have space because if I put you in a two 167 00:07:34,480 --> 00:07:37,600 Speaker 1: hundred people theater, because everyone came, everyone's literally going to 168 00:07:37,640 --> 00:07:40,040 Speaker 1: be sitting next to someone, you know. So that was 169 00:07:40,040 --> 00:07:42,800 Speaker 1: really I'm like, yeah, so it was nice to him. 170 00:07:42,840 --> 00:07:44,720 Speaker 1: So we had plenty of space because we were in 171 00:07:44,760 --> 00:07:47,440 Speaker 1: a much bigger theater than, you know, than the than 172 00:07:47,480 --> 00:07:50,360 Speaker 1: like what then, what could accommodate us? So honestly, like 173 00:07:50,400 --> 00:07:51,920 Speaker 1: it was great. I didn't stay because I had so 174 00:07:51,960 --> 00:07:54,680 Speaker 1: much work to do. So they they watched and afterwards, 175 00:07:54,760 --> 00:07:57,680 Speaker 1: like Superman was there and like family and friends and 176 00:07:57,720 --> 00:07:59,440 Speaker 1: they said that everybody was like, oh my gosh, thank 177 00:07:59,480 --> 00:08:02,080 Speaker 1: you so much. That was awesome. Everyone was just it 178 00:08:02,160 --> 00:08:04,920 Speaker 1: was awesome. There was kids, men, women, oh young. It 179 00:08:04,960 --> 00:08:07,720 Speaker 1: was just it was brown ambition at its finess. You know, 180 00:08:07,720 --> 00:08:10,560 Speaker 1: I like to see brown people supporting brown people and 181 00:08:10,640 --> 00:08:13,240 Speaker 1: a brown people theater with a brown person paying, you know, 182 00:08:13,280 --> 00:08:15,120 Speaker 1: it just two I. 183 00:08:15,000 --> 00:08:16,640 Speaker 2: Imagine that it was like a different vibe than if 184 00:08:16,680 --> 00:08:18,720 Speaker 2: you'd bought out the new Fast and Furious movie. 185 00:08:18,840 --> 00:08:22,120 Speaker 1: Yeah, exactly. It just was really great. Honestly, It's just 186 00:08:23,000 --> 00:08:25,120 Speaker 1: I have to say, like I could definitely see what 187 00:08:25,160 --> 00:08:27,160 Speaker 1: I love about it is that, like I'm so I 188 00:08:27,200 --> 00:08:29,480 Speaker 1: wanted to post on Facebook that we're not Facebook but 189 00:08:29,520 --> 00:08:32,480 Speaker 1: social media like the price, so people could see that 190 00:08:32,520 --> 00:08:34,960 Speaker 1: it's not as crazy as you think that. Think about 191 00:08:35,000 --> 00:08:36,959 Speaker 1: if you get like nineteen to twenty friends that put 192 00:08:37,040 --> 00:08:39,600 Speaker 1: up one hundred dollars, if there was like a movie 193 00:08:39,640 --> 00:08:41,800 Speaker 1: that you really wanted like kids to see or something 194 00:08:42,160 --> 00:08:44,520 Speaker 1: that you could do that or like, let's say it's 195 00:08:44,520 --> 00:08:47,040 Speaker 1: not a theater, maybe it's each of your you know, 196 00:08:47,240 --> 00:08:48,880 Speaker 1: I mean not that people have twenty friends, but maybe 197 00:08:48,920 --> 00:08:51,520 Speaker 1: it's just twenty acquaintances puts up one hundred dollars, and 198 00:08:51,760 --> 00:08:55,120 Speaker 1: you adopt five ten different classrooms in Newark and provide 199 00:08:55,120 --> 00:08:58,360 Speaker 1: books for them, and that, like you know, to me, 200 00:08:58,400 --> 00:09:00,719 Speaker 1: the lesson in that is that how can you get 201 00:09:00,760 --> 00:09:03,200 Speaker 1: basically two thousand dollars together? How many people can you 202 00:09:03,200 --> 00:09:05,320 Speaker 1: get to donate to get two thousand dollars together? And 203 00:09:05,320 --> 00:09:07,040 Speaker 1: what can you do with that money in a way 204 00:09:07,080 --> 00:09:09,800 Speaker 1: that really like helps your community. So honestly, it was 205 00:09:09,840 --> 00:09:13,640 Speaker 1: just awesome and awesome. Oh and then Cynthia Arrivo Harriet 206 00:09:13,679 --> 00:09:16,840 Speaker 1: herself video called me and I looked. I was like, oh, 207 00:09:16,920 --> 00:09:18,440 Speaker 1: I missed it. And then I called her probably called 208 00:09:18,520 --> 00:09:20,040 Speaker 1: him like ten times. I know she thought I was crazy. 209 00:09:20,440 --> 00:09:22,280 Speaker 1: And then she she picked up and then she said 210 00:09:22,280 --> 00:09:24,319 Speaker 1: hello to everyone and thank them for coming. I mean 211 00:09:24,400 --> 00:09:26,920 Speaker 1: that part was so awesome because I mean not many 212 00:09:26,920 --> 00:09:28,560 Speaker 1: times you can watch a movie and say hello to 213 00:09:28,600 --> 00:09:29,439 Speaker 1: the star in the movie. 214 00:09:29,520 --> 00:09:31,199 Speaker 2: You know, that's so special. 215 00:09:31,880 --> 00:09:32,440 Speaker 1: It was dope. 216 00:09:33,320 --> 00:09:34,480 Speaker 2: All right, let me know when you want to come 217 00:09:34,520 --> 00:09:34,960 Speaker 2: to my hood. 218 00:09:36,200 --> 00:09:38,680 Speaker 1: People were like, ooh, so when you come, literally someone 219 00:09:38,679 --> 00:09:41,679 Speaker 1: will when you come to Philly. Here's my number. Just 220 00:09:41,920 --> 00:09:42,960 Speaker 1: I was like, since that's not. 221 00:09:42,920 --> 00:09:46,080 Speaker 2: How you're like, No, I'm inspiring you guys to also 222 00:09:46,160 --> 00:09:47,959 Speaker 2: do this. I'm not it's not the budget needs to 223 00:09:48,080 --> 00:09:51,080 Speaker 2: movie buyout business I'm like, yeah, that's. 224 00:09:50,960 --> 00:09:53,079 Speaker 1: Not like and then I'm gonna call you like hey girl, 225 00:09:53,840 --> 00:09:57,240 Speaker 1: no oh no, but it was awesome though, Yeah, so 226 00:09:57,320 --> 00:09:59,839 Speaker 1: what'd you do since we last checked it'? 227 00:10:00,040 --> 00:10:02,040 Speaker 2: And I didn't buy out any theaters and help my 228 00:10:02,080 --> 00:10:04,640 Speaker 2: community at all. I put together a changing. 229 00:10:04,400 --> 00:10:08,520 Speaker 1: Table and first of all, your kitchen is everything? Okay? 230 00:10:08,880 --> 00:10:11,319 Speaker 2: Well thanks? You haven't seen my Yeah, I'm surprised. I 231 00:10:11,360 --> 00:10:14,320 Speaker 2: feel like I've shown you pictures of the house. But yeah, 232 00:10:14,400 --> 00:10:16,680 Speaker 2: it's really cute. It's not cute right now because husband's 233 00:10:16,679 --> 00:10:19,080 Speaker 2: been sick for like two weeks, and I realize he 234 00:10:19,160 --> 00:10:21,080 Speaker 2: really does do the bulk of the dishes. And I 235 00:10:21,120 --> 00:10:22,960 Speaker 2: was looking at the house today like, so, do you 236 00:10:23,040 --> 00:10:28,680 Speaker 2: feel better yet? Somebody needs to unload the dishwasher and like, 237 00:10:28,760 --> 00:10:29,480 Speaker 2: I don't do that. 238 00:10:31,240 --> 00:10:34,080 Speaker 1: Isn't it crazy? Like when New York husband stops doing 239 00:10:34,080 --> 00:10:36,680 Speaker 1: something and you're like, oh, it is me. 240 00:10:37,280 --> 00:10:40,240 Speaker 2: I don't like it, and he's like, you're not very nurturing. 241 00:10:42,040 --> 00:10:44,040 Speaker 2: But he's I'm like, how dare you have the And 242 00:10:44,120 --> 00:10:46,600 Speaker 2: he has been sick for weeks, it feels like, and 243 00:10:46,640 --> 00:10:48,040 Speaker 2: he went there was a whole thing where he went 244 00:10:48,080 --> 00:10:49,880 Speaker 2: to his doctor. It's what his doctor is one of 245 00:10:49,880 --> 00:10:53,360 Speaker 2: those big medical practices where it's got a huge parking lot, 246 00:10:53,360 --> 00:10:56,360 Speaker 2: it's got urgent care in the building. And I went 247 00:10:56,400 --> 00:10:58,240 Speaker 2: there one time and I felt like I was in 248 00:10:58,280 --> 00:11:00,800 Speaker 2: like a medical factory or something like that. But he's 249 00:11:00,800 --> 00:11:03,440 Speaker 2: gone there for years and he swears by it, and 250 00:11:03,520 --> 00:11:06,160 Speaker 2: sure enough, he went there like really ill two weeks ago, 251 00:11:06,320 --> 00:11:09,320 Speaker 2: and they let him walk out without any medication. They 252 00:11:09,360 --> 00:11:12,360 Speaker 2: tested him, came out negative for the flu, and they 253 00:11:12,360 --> 00:11:15,000 Speaker 2: were like, bye, you're on your own. And I was like, 254 00:11:15,000 --> 00:11:16,160 Speaker 2: what do you mean to give you any lo a 255 00:11:16,240 --> 00:11:16,680 Speaker 2: Z pack? 256 00:11:16,800 --> 00:11:16,880 Speaker 1: No? 257 00:11:17,000 --> 00:11:20,320 Speaker 2: Nothing, And he continued to get worse and worse and worse, 258 00:11:20,360 --> 00:11:22,920 Speaker 2: and he finally went back and like demanded them to 259 00:11:22,920 --> 00:11:25,240 Speaker 2: look at him again and they were like, oh, it's bronchitis, 260 00:11:25,240 --> 00:11:28,080 Speaker 2: so here's randombiotics. And I'm like, he's got a pregnant 261 00:11:28,120 --> 00:11:28,640 Speaker 2: wife at home. 262 00:11:29,360 --> 00:11:32,440 Speaker 1: Yeah, that's that's why I said, because that's not a 263 00:11:32,440 --> 00:11:33,000 Speaker 1: small thing. 264 00:11:33,559 --> 00:11:36,280 Speaker 2: No, So I just don't his medical practice I'm not 265 00:11:36,320 --> 00:11:38,400 Speaker 2: a huge fan of. But yeah, he's been at a 266 00:11:38,400 --> 00:11:42,679 Speaker 2: commission and I'm just like, my anxiety around preparation for 267 00:11:42,760 --> 00:11:45,880 Speaker 2: what's happening in December kind of flared up this weekend, 268 00:11:45,920 --> 00:11:47,680 Speaker 2: so I was like, I made a to do list 269 00:11:47,720 --> 00:11:50,199 Speaker 2: of what we needed to put together. I realized we 270 00:11:50,240 --> 00:11:52,520 Speaker 2: didn't have any We didn't have any diapers. Somehow we 271 00:11:52,600 --> 00:11:55,040 Speaker 2: had like a few typers in the baby shower, but 272 00:11:55,160 --> 00:11:56,959 Speaker 2: we just hadn't gotten diapers. And I was like, we 273 00:11:57,400 --> 00:12:00,760 Speaker 2: need diapers. And we ticked like five offer list this 274 00:12:00,800 --> 00:12:05,480 Speaker 2: weekend and I feel so much better, so good, and 275 00:12:05,559 --> 00:12:08,120 Speaker 2: even had time to go to check out spectate the 276 00:12:08,120 --> 00:12:09,880 Speaker 2: marathon on Sunday. 277 00:12:10,040 --> 00:12:13,840 Speaker 1: Yeah, I saw was it that that woman they said 278 00:12:14,120 --> 00:12:15,760 Speaker 1: from May to marathon winner? 279 00:12:16,880 --> 00:12:17,199 Speaker 2: What's that? 280 00:12:17,920 --> 00:12:19,120 Speaker 1: I guess the person that won. 281 00:12:20,120 --> 00:12:22,160 Speaker 2: Made to marathon. Oh she was a maid. Oh I 282 00:12:22,160 --> 00:12:23,640 Speaker 2: didn't know that. 283 00:12:23,080 --> 00:12:24,440 Speaker 1: That's what they said. But you know, they loved it. 284 00:12:24,480 --> 00:12:27,760 Speaker 1: They love it, you know, like a downtrod Into winister. 285 00:12:27,800 --> 00:12:29,319 Speaker 1: Who knows. I was like, really, did they have to 286 00:12:29,360 --> 00:12:32,440 Speaker 1: say all that? But I don't know if that's what 287 00:12:32,520 --> 00:12:33,440 Speaker 1: I saw online. 288 00:12:33,480 --> 00:12:38,080 Speaker 2: I was like, oh, okay, my my husband's cousin's wife 289 00:12:38,080 --> 00:12:40,840 Speaker 2: was running it. It's her second marathon and she was 290 00:12:40,840 --> 00:12:42,720 Speaker 2: one of She finished later on the later side. And 291 00:12:42,720 --> 00:12:46,520 Speaker 2: I had never really spectated like after because most people finished. 292 00:12:46,520 --> 00:12:48,720 Speaker 2: I don't know when I had Spectator before. It's usually 293 00:12:48,720 --> 00:12:51,200 Speaker 2: early afternoon but it was so nice to be there 294 00:12:51,240 --> 00:12:53,200 Speaker 2: at the end because the people who were finishing late, 295 00:12:53,320 --> 00:12:55,960 Speaker 2: like in the dark, they really need the cheering. Like 296 00:12:56,440 --> 00:13:00,400 Speaker 2: I had amputees, you had people who clearly had been inured, 297 00:13:00,600 --> 00:13:03,840 Speaker 2: and we're walking like the full marathon. So it was 298 00:13:03,920 --> 00:13:06,240 Speaker 2: nice to be there at the finish line almost and 299 00:13:06,320 --> 00:13:08,760 Speaker 2: cheer them on. I love the New York Marathon. Even 300 00:13:08,800 --> 00:13:11,480 Speaker 2: if I didn't have or know someone who was running it, 301 00:13:11,480 --> 00:13:13,400 Speaker 2: It's still like a fun way to just like a 302 00:13:13,400 --> 00:13:15,640 Speaker 2: fun community kind of thing to do in New York. 303 00:13:16,240 --> 00:13:18,600 Speaker 1: Oh yeah, I've never been to the New York Marathon, 304 00:13:18,600 --> 00:13:21,240 Speaker 1: but I remember probably like seven eight years ago, my 305 00:13:21,240 --> 00:13:24,040 Speaker 1: friend Desa ran the San Diego Marathon. That was fun 306 00:13:24,880 --> 00:13:26,720 Speaker 1: and it was just dope. I mean, you see people 307 00:13:26,760 --> 00:13:30,280 Speaker 1: run barefoot. It was just such an interesting thing. And 308 00:13:30,640 --> 00:13:33,040 Speaker 1: yeah it was it was cause it's San Diego, so 309 00:13:33,040 --> 00:13:36,040 Speaker 1: I think people are like a little bit hippydippy, yeah, 310 00:13:36,800 --> 00:13:41,200 Speaker 1: but no choose yeah and so but it was just honestly, 311 00:13:41,240 --> 00:13:44,120 Speaker 1: it was awesome. I never I'd never you know, participated 312 00:13:44,200 --> 00:13:46,760 Speaker 1: in the marathon before, but I just was like really 313 00:13:46,760 --> 00:13:49,120 Speaker 1: shocked at how like, even if it wasn't me cheering 314 00:13:49,120 --> 00:13:51,960 Speaker 1: for her when she ran biased how excited I was 315 00:13:52,000 --> 00:13:54,120 Speaker 1: just to cheer other people on. So yeah, marathon watching 316 00:13:54,200 --> 00:13:56,480 Speaker 1: is actually surprisingly fun and uplifting. 317 00:13:57,080 --> 00:13:59,240 Speaker 2: It is. I don't I would never. I don't think 318 00:13:59,240 --> 00:14:01,800 Speaker 2: I'll ever do a full marathon, but I'd like half marathons, 319 00:14:01,800 --> 00:14:05,080 Speaker 2: and I'm trying. I'm planning to do one. Okay, planning 320 00:14:05,080 --> 00:14:07,760 Speaker 2: with a lowercase P. I would like to do a 321 00:14:07,800 --> 00:14:10,840 Speaker 2: half marathon next fall. I'm kind of making that my 322 00:14:11,000 --> 00:14:13,120 Speaker 2: goal so and it gives me plenty of time, like 323 00:14:13,200 --> 00:14:16,120 Speaker 2: something that I want to achieve next year post baby. 324 00:14:17,160 --> 00:14:20,480 Speaker 2: But that doesn't seem too too crazy. I feel like 325 00:14:20,520 --> 00:14:22,440 Speaker 2: I can do it. But I would love to be 326 00:14:22,520 --> 00:14:25,840 Speaker 2: my third half marathon, and if I can swing it, 327 00:14:25,840 --> 00:14:28,360 Speaker 2: I would go back to Savannah because Savannah, Georgia, has 328 00:14:28,480 --> 00:14:31,040 Speaker 2: this really good half marathon in November. It's a perfect 329 00:14:31,080 --> 00:14:34,120 Speaker 2: time to visit. It's not crazy, and the vibe is 330 00:14:34,160 --> 00:14:36,680 Speaker 2: so cool when you get to run through downtown historic Savannah. 331 00:14:36,760 --> 00:14:38,680 Speaker 2: And I love Savannah. 332 00:14:38,720 --> 00:14:41,520 Speaker 1: That's honestly one of my favorite American cities. It's just 333 00:14:41,560 --> 00:14:43,760 Speaker 1: such a beautiful place. Nice. 334 00:14:44,440 --> 00:14:46,880 Speaker 2: But that was that's my weekend, so we're we're in 335 00:14:46,920 --> 00:14:52,200 Speaker 2: full baby prep. I am also like letting go at 336 00:14:52,200 --> 00:14:55,800 Speaker 2: work slowly. I'm like, transition plan is underway. I'm I'm 337 00:14:55,800 --> 00:14:59,640 Speaker 2: feeling better about, you know, leaving things and delegating things, 338 00:14:59,720 --> 00:15:05,040 Speaker 2: and and I think everything will be fine. Everything will 339 00:15:05,080 --> 00:15:14,240 Speaker 2: be fine, Like you practice saying that, like I just 340 00:15:14,280 --> 00:15:16,040 Speaker 2: need little mister to stay in there for at least 341 00:15:16,080 --> 00:15:18,000 Speaker 2: two weeks, Like I just need two weeks. A week 342 00:15:18,040 --> 00:15:20,880 Speaker 2: early is cool, but he can't be coming all this early. 343 00:15:21,000 --> 00:15:22,560 Speaker 2: I just need at least another week and a half, 344 00:15:22,560 --> 00:15:23,120 Speaker 2: two weeks. 345 00:15:23,240 --> 00:15:26,920 Speaker 1: Ideally I'll come when I watch. 346 00:15:26,800 --> 00:15:28,440 Speaker 2: It blow up in my face and he'll like come 347 00:15:28,480 --> 00:15:30,680 Speaker 2: four weeks late, and I'll just be I. 348 00:15:31,680 --> 00:15:34,360 Speaker 1: I remember Gabe during the sun was like, yeah, I'm good. 349 00:15:34,800 --> 00:15:37,800 Speaker 1: They were like, sir, come He's like no, he was 350 00:15:37,840 --> 00:15:40,840 Speaker 1: like like a week or so late. Even then, they 351 00:15:40,840 --> 00:15:43,560 Speaker 1: tried to induce her, like come on, come on. Service. 352 00:15:43,600 --> 00:15:44,720 Speaker 1: Service was like He's like no. 353 00:15:45,240 --> 00:15:47,680 Speaker 2: Brilliantly, Oh I don't want to be induced. It says, 354 00:15:47,680 --> 00:15:49,520 Speaker 2: it's like terrible drags on forever. 355 00:15:49,960 --> 00:15:52,120 Speaker 1: Oh no. She ended up having a sea section as 356 00:15:52,160 --> 00:15:54,760 Speaker 1: a result because like the induction nothing worked. Literally they 357 00:15:54,760 --> 00:15:56,880 Speaker 1: had to go get him. He's like, I am good. 358 00:15:57,080 --> 00:16:00,840 Speaker 2: I had to drag him out of there. Yeah, I 359 00:16:00,920 --> 00:16:02,960 Speaker 2: got I don't want that to happen, but whatever it'll, 360 00:16:03,000 --> 00:16:04,320 Speaker 2: it'll happen the way it has to happen. 361 00:16:04,680 --> 00:16:06,920 Speaker 1: And honestly she said it wasn't. She was like, honestly 362 00:16:07,160 --> 00:16:10,200 Speaker 1: it was. She was like, she's like, I mean people 363 00:16:10,240 --> 00:16:13,480 Speaker 1: talking about pregnancy being hard. She's like, honestly, it wasn't. 364 00:16:13,520 --> 00:16:15,400 Speaker 1: I was just like, oh, you're dad, because you know 365 00:16:15,440 --> 00:16:17,280 Speaker 1: you're numb. She's like, okay, and she was like even 366 00:16:17,320 --> 00:16:19,440 Speaker 1: her I guess recovery from S section. She's like, you know, 367 00:16:19,520 --> 00:16:21,560 Speaker 1: I wasn't in pain. I wasn't. She was like, I 368 00:16:21,600 --> 00:16:24,080 Speaker 1: was really like that's it. I was like, cause you 369 00:16:24,080 --> 00:16:25,960 Speaker 1: don't have to push that bad boy out. He was 370 00:16:26,000 --> 00:16:29,160 Speaker 1: a big kid too, So yeah, no, Actually her sea 371 00:16:29,200 --> 00:16:32,240 Speaker 1: section wasn't. You know, wasn't. She said. It was like 372 00:16:32,760 --> 00:16:35,040 Speaker 1: she was like, wait, maybe's I know. 373 00:16:35,960 --> 00:16:38,400 Speaker 2: Every woman's story is different. There's people who were like 374 00:16:38,680 --> 00:16:41,520 Speaker 2: banging on their radios right now or their are their iPhones, like, 375 00:16:41,640 --> 00:16:44,960 Speaker 2: that's not what happened to me stage four two. You 376 00:16:45,040 --> 00:16:46,560 Speaker 2: know what a stage four tear is. You don't want 377 00:16:46,560 --> 00:16:47,520 Speaker 2: to know what a stage four two? 378 00:16:47,640 --> 00:16:49,560 Speaker 1: Oh no, it's like it to the tutor, I'm like, 379 00:16:49,560 --> 00:16:50,080 Speaker 1: I don't want to. 380 00:16:51,600 --> 00:16:55,360 Speaker 2: I can't, like, we have to we have to edit 381 00:16:55,400 --> 00:16:56,920 Speaker 2: that out. I don't know if we can say that 382 00:16:57,680 --> 00:17:00,800 Speaker 2: I have to choose the explicit drop menu when I. 383 00:17:01,080 --> 00:17:04,040 Speaker 1: Said this, Oh, that's not a curse word, though, I 384 00:17:04,040 --> 00:17:08,160 Speaker 1: don't think. No. Honestly though, I don't think I'm allowed 385 00:17:08,160 --> 00:17:11,160 Speaker 1: to have a natural birth because like when I had 386 00:17:11,200 --> 00:17:16,200 Speaker 1: the fibord surgery, the where they did it, it's basically 387 00:17:16,240 --> 00:17:18,919 Speaker 1: like a cesarean cut, and as a result, you know, 388 00:17:18,960 --> 00:17:23,080 Speaker 1: they worry about it ripped, tearing there during during natural birth. 389 00:17:23,160 --> 00:17:25,199 Speaker 1: So I actually think, I think I am relegated. I 390 00:17:25,240 --> 00:17:27,560 Speaker 1: have to have a cesarean. You might say, right. 391 00:17:27,600 --> 00:17:30,280 Speaker 2: We actually got a listener email. It wasn't a question. 392 00:17:30,359 --> 00:17:32,760 Speaker 2: I wasn't gonna read it. But she talks about she's 393 00:17:32,760 --> 00:17:35,480 Speaker 2: sharing her experience about coming gone through IVF and also 394 00:17:35,520 --> 00:17:37,159 Speaker 2: she had a bunch of fibroys removed too, and she 395 00:17:37,200 --> 00:17:38,480 Speaker 2: said that she had have a C section. 396 00:17:39,119 --> 00:17:40,679 Speaker 1: So I think, yeah, so I won't be able to 397 00:17:40,720 --> 00:17:43,960 Speaker 1: have the Yeah, but like, yeah, I mean I'm doing 398 00:17:43,960 --> 00:17:46,439 Speaker 1: another round. I mean I haven't given update in a 399 00:17:46,440 --> 00:17:50,159 Speaker 1: little while, so I we're doing around now. So I 400 00:17:50,200 --> 00:17:54,200 Speaker 1: didn't So the way IVF psychle works is that it's 401 00:17:54,240 --> 00:17:58,040 Speaker 1: all about your hormones. And typically the indicator at least 402 00:17:58,080 --> 00:18:01,080 Speaker 1: to start looking at your hormones is when your period comes. 403 00:18:01,440 --> 00:18:03,520 Speaker 1: And so I did around maybe like a month or 404 00:18:03,520 --> 00:18:06,359 Speaker 1: so ago, and that's just when you take all the shots. 405 00:18:06,359 --> 00:18:08,199 Speaker 1: Then you take like this big o' shot and then 406 00:18:08,240 --> 00:18:10,439 Speaker 1: you drop as many eggs as possible. And so I 407 00:18:10,520 --> 00:18:14,000 Speaker 1: dropped four, and of the four, three of them were 408 00:18:14,040 --> 00:18:18,240 Speaker 1: fertilized successfully with Superman Superman sperm. And then of the three, 409 00:18:18,400 --> 00:18:21,400 Speaker 1: so this time, I said, I want to get the 410 00:18:21,720 --> 00:18:25,480 Speaker 1: embryos tested because the older you get, the more likely 411 00:18:25,520 --> 00:18:27,680 Speaker 1: your eggs were down. And I'm so glad that I did, 412 00:18:27,760 --> 00:18:32,200 Speaker 1: because two of them were abnormal chromozonally, so that could 413 00:18:32,200 --> 00:18:35,160 Speaker 1: be down syndrome, that could be a bunch of different stuff, 414 00:18:35,160 --> 00:18:37,040 Speaker 1: you know, And one of them was not, so I 415 00:18:37,080 --> 00:18:40,280 Speaker 1: was like ooho. So like, my sister had IVF two, 416 00:18:40,359 --> 00:18:43,560 Speaker 1: So she told me that I should do another round 417 00:18:43,720 --> 00:18:46,040 Speaker 1: because what happens is that you can have a totally 418 00:18:46,119 --> 00:18:49,160 Speaker 1: healthy embryo. Everything's great. They put the embryo inside you 419 00:18:49,320 --> 00:18:51,280 Speaker 1: and it's not that you have a miscarriage or anything 420 00:18:51,280 --> 00:18:54,439 Speaker 1: like that. It just doesn't ground and so there's no 421 00:18:54,680 --> 00:18:56,080 Speaker 1: ramri at the end of the day, it's like your 422 00:18:56,119 --> 00:18:58,520 Speaker 1: body has the final say. So instead of only working 423 00:18:58,560 --> 00:19:01,240 Speaker 1: with one healthy embryo, we want to do another round, 424 00:19:01,320 --> 00:19:04,200 Speaker 1: which I start on Friday. We're the same thing. Shot 425 00:19:04,200 --> 00:19:07,560 Speaker 1: shot shot, shot shots big boom, shot boom. Hopefully I 426 00:19:07,600 --> 00:19:09,560 Speaker 1: get more than four eggs, because obviously you want the 427 00:19:09,560 --> 00:19:11,320 Speaker 1: odds to be in your favor. But if I get 428 00:19:11,320 --> 00:19:13,639 Speaker 1: four again, whatever, and then let's just say it's the 429 00:19:13,640 --> 00:19:17,040 Speaker 1: same four again, then you fertilize. You try to fertilize 430 00:19:17,040 --> 00:19:20,280 Speaker 1: the four, and then maybe all four fertilized and sometimes 431 00:19:20,280 --> 00:19:23,080 Speaker 1: just two, sometimes one, but so let's just say three fertilized. 432 00:19:23,119 --> 00:19:26,320 Speaker 1: Then I'm gonna get them tested again chromozonally, and then 433 00:19:26,720 --> 00:19:29,640 Speaker 1: I'll know, like I'll have you know, they all three 434 00:19:29,720 --> 00:19:32,880 Speaker 1: might be fine, and that means I have four viable 435 00:19:33,480 --> 00:19:38,800 Speaker 1: chromozonally healthy embryos, and then we can like But for me, 436 00:19:38,960 --> 00:19:41,600 Speaker 1: it's like my uters is like, h such a crazy 437 00:19:41,640 --> 00:19:43,600 Speaker 1: mess I have. Like I it's crazy because I don't 438 00:19:43,600 --> 00:19:46,480 Speaker 1: scar easily like on my body, but for some reason 439 00:19:46,520 --> 00:19:49,560 Speaker 1: I scar easily internally and so I still have some 440 00:19:49,600 --> 00:19:51,760 Speaker 1: scar tissues they have to remove. So I have to 441 00:19:51,760 --> 00:19:54,800 Speaker 1: get that surgery, which is like my fifth scar tissue surgery. 442 00:19:55,320 --> 00:19:58,040 Speaker 1: It's almost like yeah, like in the last two years. Yeah, 443 00:19:58,119 --> 00:20:00,359 Speaker 1: I mean because it's actually I mean like I'm so 444 00:20:00,520 --> 00:20:02,960 Speaker 1: used to it now, but it doesn't last that long. Literally, 445 00:20:02,960 --> 00:20:05,040 Speaker 1: it's like a fifteen minute surgery and like you know, 446 00:20:05,119 --> 00:20:08,119 Speaker 1: you're they tell you don't drive today, but you're I'm home, 447 00:20:08,320 --> 00:20:11,199 Speaker 1: like you know, within an hour or so, and you know, 448 00:20:11,280 --> 00:20:12,560 Speaker 1: I don't like I don't even remember, you know, they 449 00:20:12,560 --> 00:20:14,240 Speaker 1: put you to sleep. It's not like I'm awake. But 450 00:20:14,480 --> 00:20:17,280 Speaker 1: because I scar so easily on the inside, that's really 451 00:20:17,320 --> 00:20:19,879 Speaker 1: been the hold up is like, yeah, we have a day. 452 00:20:19,960 --> 00:20:21,639 Speaker 1: You have a scar on scientific we have to remove 453 00:20:21,680 --> 00:20:25,480 Speaker 1: it because they're trying to create the perfect environment inside 454 00:20:25,520 --> 00:20:29,200 Speaker 1: my uterus. And right now that there's a scar, it's scar. 455 00:20:29,520 --> 00:20:31,320 Speaker 1: So think about like you know, like almost like a scab, 456 00:20:31,359 --> 00:20:34,800 Speaker 1: and it's holding some of the like uterine sides together, 457 00:20:35,080 --> 00:20:36,800 Speaker 1: so that's the space that the baby can't grow too. 458 00:20:36,880 --> 00:20:40,600 Speaker 1: So they'll remove that and then hopefully like by then 459 00:20:40,680 --> 00:20:44,520 Speaker 1: I'll have more than one chromosomally healthy embryo that they 460 00:20:44,560 --> 00:20:46,120 Speaker 1: can put in. But then there's no like I said, 461 00:20:46,119 --> 00:20:48,440 Speaker 1: there's no guarantee you put it in. And because I 462 00:20:48,440 --> 00:20:51,320 Speaker 1: don't think people realize how like you in college, you 463 00:20:51,400 --> 00:20:54,720 Speaker 1: might have been secretly one day pregnant for like ten 464 00:20:54,760 --> 00:20:58,040 Speaker 1: different times, and I have known because let's just say, 465 00:20:58,240 --> 00:21:01,919 Speaker 1: you're you know, you're you're you're egg drops and you 466 00:21:01,920 --> 00:21:04,720 Speaker 1: know you had unprotected sex and it fertilized an embryo, 467 00:21:04,800 --> 00:21:07,000 Speaker 1: but it just didn't grow. That could have happened many 468 00:21:07,000 --> 00:21:09,640 Speaker 1: times that you wouldn't have never known. You know, so 469 00:21:10,119 --> 00:21:12,680 Speaker 1: way more babies are not born than babies that are born. 470 00:21:12,720 --> 00:21:15,240 Speaker 1: You start to realize, like wow, Honestly, like I said, 471 00:21:15,320 --> 00:21:18,400 Speaker 1: this whole process has taught me like literally you are 472 00:21:18,440 --> 00:21:22,239 Speaker 1: a walking, talking miracle, Like do you know everything they 473 00:21:22,240 --> 00:21:23,960 Speaker 1: have to go right for you to be here? Like 474 00:21:24,160 --> 00:21:27,000 Speaker 1: literally everything, So it just honestly, it just gives me 475 00:21:27,040 --> 00:21:29,840 Speaker 1: more of a I'm just more grateful for like just 476 00:21:29,920 --> 00:21:33,000 Speaker 1: even just my life, Like wow, for me to be here, 477 00:21:33,600 --> 00:21:37,040 Speaker 1: like and it's so amazing. Women are so Like, honestly, Mandy, 478 00:21:37,080 --> 00:21:39,920 Speaker 1: your body is so amazing because all that the IV 479 00:21:40,040 --> 00:21:42,320 Speaker 1: of factors are trying to recreate, your body is just 480 00:21:42,400 --> 00:21:45,320 Speaker 1: doing it. You know, like all of these things like 481 00:21:45,359 --> 00:21:48,119 Speaker 1: the bedding, all like your body has vetted. Your body 482 00:21:48,160 --> 00:21:49,600 Speaker 1: look to see is it healthy? Like all of that 483 00:21:49,640 --> 00:21:52,840 Speaker 1: stuff naturally happens. The reason why they're doing all of 484 00:21:52,840 --> 00:21:55,080 Speaker 1: this betting is because my body's not going to get 485 00:21:55,119 --> 00:21:57,760 Speaker 1: a chance to do the natural betting that it would 486 00:21:57,800 --> 00:22:00,119 Speaker 1: normally do you know that. So they're trying to do 487 00:22:00,160 --> 00:22:02,800 Speaker 1: as much betting as possible because if you put in 488 00:22:03,119 --> 00:22:07,560 Speaker 1: like a baby that's chromozonally unhealthy, what will typically happen 489 00:22:08,000 --> 00:22:09,719 Speaker 1: is the baby might grow for a month or two 490 00:22:09,800 --> 00:22:12,639 Speaker 1: and then you have a miscarriage because your body says, hey, 491 00:22:13,080 --> 00:22:15,600 Speaker 1: this baby is not growing in a healthy manner and 492 00:22:15,720 --> 00:22:18,320 Speaker 1: it and it releases the baby, and so you don't 493 00:22:18,320 --> 00:22:20,280 Speaker 1: who wants to go through miscarriage after miscarriage, you know, 494 00:22:20,359 --> 00:22:24,800 Speaker 1: I've already had two and yeah, so it's just like whoo, 495 00:22:25,080 --> 00:22:27,520 Speaker 1: like just I don't know at this where I feel 496 00:22:27,520 --> 00:22:29,440 Speaker 1: like I'm at the doctor every other morning like super 497 00:22:29,480 --> 00:22:31,880 Speaker 1: Manero's like you're gonna yep, they see me every I'm like, hey, 498 00:22:32,280 --> 00:22:34,600 Speaker 1: but it's not just me. When you go to the doctor, 499 00:22:34,720 --> 00:22:38,120 Speaker 1: like the IVF doctor, you see women twenty thirty forty, 500 00:22:38,200 --> 00:22:42,720 Speaker 1: Like it's so Asian, black white Jewish that like you 501 00:22:42,760 --> 00:22:46,520 Speaker 1: get like your your IVF like friends, like they're women 502 00:22:46,520 --> 00:22:47,800 Speaker 1: that I see there all the time, like oh hey, 503 00:22:47,880 --> 00:22:50,760 Speaker 1: you back, okay, you know, like just it's just like 504 00:22:50,800 --> 00:22:53,080 Speaker 1: the secret society of sisters that you're just like, wow, 505 00:22:53,280 --> 00:22:57,199 Speaker 1: so many women. So yeah, so say your prayers for me, 506 00:22:57,480 --> 00:23:00,000 Speaker 1: guys that like, you know, with the next couple of months, 507 00:23:00,800 --> 00:23:03,399 Speaker 1: you know, we have a successful like I don't I 508 00:23:03,400 --> 00:23:06,679 Speaker 1: guess it's called implement in print. I don't know. Basically 509 00:23:06,720 --> 00:23:07,760 Speaker 1: when they put the baby in a STA. 510 00:23:07,760 --> 00:23:11,720 Speaker 2: Implementation, Yes, that that that's what happens. 511 00:23:12,440 --> 00:23:14,760 Speaker 1: So yeah, so I'm like, I don't know. I'm like, 512 00:23:15,200 --> 00:23:17,919 Speaker 1: it's just been like it's been two years and like 513 00:23:18,000 --> 00:23:19,560 Speaker 1: back and forth and back and forth and back and 514 00:23:19,560 --> 00:23:21,760 Speaker 1: forth and back and forth and surgery, surgery, surgy, surgery, 515 00:23:21,880 --> 00:23:24,800 Speaker 1: remove and remover hurt. So it's just been like, wow, 516 00:23:25,200 --> 00:23:26,800 Speaker 1: if I would have I still would have done it 517 00:23:26,800 --> 00:23:27,920 Speaker 1: if I would have known it was going to be 518 00:23:27,920 --> 00:23:30,280 Speaker 1: all this, because what I don't want is to when 519 00:23:30,320 --> 00:23:32,320 Speaker 1: they look up and say, you didn't even try, Tiffany, 520 00:23:32,480 --> 00:23:36,720 Speaker 1: you know, so trying. So that's my updates. 521 00:23:37,359 --> 00:23:39,520 Speaker 2: Oh well, thank you for update. I mean it's a 522 00:23:39,520 --> 00:23:41,520 Speaker 2: blessing anytime that you open up about that kind of 523 00:23:41,520 --> 00:23:44,439 Speaker 2: stuff because it can't be easy. But I know, I 524 00:23:44,520 --> 00:23:47,840 Speaker 2: know so many of our listeners must be feeling exactly 525 00:23:48,080 --> 00:23:49,879 Speaker 2: or have gone what you've gone through, what you have 526 00:23:49,920 --> 00:23:51,720 Speaker 2: gone through, or know someone who's gone through what you've 527 00:23:51,800 --> 00:23:54,240 Speaker 2: gone through, and well, we're all rooting for you. The 528 00:23:54,280 --> 00:23:57,359 Speaker 2: world needs, the world needs, the budget needs to offspring. 529 00:23:58,160 --> 00:24:03,880 Speaker 1: I don't have a baby, yeah, right, man girl, super 530 00:24:03,920 --> 00:24:05,560 Speaker 1: mom and super baby. 531 00:24:05,800 --> 00:24:09,040 Speaker 2: Yeah, you're right, though, it is a miracle, and and 532 00:24:09,119 --> 00:24:12,520 Speaker 2: part of what I'm trying to I'm trying to remember. 533 00:24:12,560 --> 00:24:15,400 Speaker 2: I mean, you're right. I mean, it's it's one thing 534 00:24:15,400 --> 00:24:17,640 Speaker 2: when and people who adopt, maybe you go through something 535 00:24:17,640 --> 00:24:19,760 Speaker 2: similar because you have to go through so many hurdles 536 00:24:19,760 --> 00:24:21,159 Speaker 2: and you have to fight so hard to get that 537 00:24:21,200 --> 00:24:23,720 Speaker 2: baby finally, And I think the appreciation for it, you're 538 00:24:23,800 --> 00:24:26,800 Speaker 2: just way more. You just recognize it because you're doing 539 00:24:26,840 --> 00:24:29,080 Speaker 2: the grunt work, you're doing the labor of it. And 540 00:24:29,520 --> 00:24:31,040 Speaker 2: on the one hand, I feel super blessed. On the 541 00:24:31,119 --> 00:24:34,520 Speaker 2: other hand, I feel like I don't want to take 542 00:24:34,520 --> 00:24:36,640 Speaker 2: it for granted. Like, just like you said, the miracle 543 00:24:36,720 --> 00:24:40,679 Speaker 2: that is that has happened, and you're right, So just 544 00:24:40,720 --> 00:24:43,440 Speaker 2: hearing you makes me feel all the more grateful for 545 00:24:43,880 --> 00:24:47,720 Speaker 2: what we're going through. And nothing but nothing but the 546 00:24:47,760 --> 00:24:48,960 Speaker 2: good vibes for you. 547 00:24:49,000 --> 00:24:51,119 Speaker 1: It's not crazy because it's like there's some poor sixteen 548 00:24:51,200 --> 00:24:56,720 Speaker 1: year old who's like, really, she's like my first time bag. 549 00:24:57,960 --> 00:24:58,960 Speaker 1: I think about that all the time. 550 00:24:59,000 --> 00:24:59,879 Speaker 2: Tell her she's a miracle. 551 00:25:00,040 --> 00:25:04,280 Speaker 1: Yeah, it's crazy, Like you know how that works, you know, 552 00:25:04,400 --> 00:25:08,040 Speaker 1: Like I literally there's like a woman Mimi, who used 553 00:25:08,040 --> 00:25:09,480 Speaker 1: to live by where I used to live in the 554 00:25:09,480 --> 00:25:12,080 Speaker 1: Halfway Hood. And you know, Mimi, when I tell you, 555 00:25:12,160 --> 00:25:15,600 Speaker 1: it was probably on every drug imaginable. I mean, she 556 00:25:15,720 --> 00:25:18,320 Speaker 1: was almost unrecognizable. She looked like a zombie. And then 557 00:25:18,359 --> 00:25:20,800 Speaker 1: one day I'm like, Mimi's getting chunky because you know, 558 00:25:20,960 --> 00:25:23,040 Speaker 1: she was on heroin all this kind of stuff. And 559 00:25:23,080 --> 00:25:25,879 Speaker 1: it turns out Mimi was pregnant and Mimi delivered a baby. 560 00:25:26,000 --> 00:25:31,159 Speaker 1: I said, you know what, you know, there's no ribal reason. 561 00:25:31,600 --> 00:25:33,919 Speaker 1: I was like, how did me me get pregnant? And 562 00:25:33,960 --> 00:25:36,480 Speaker 1: how did her body holds a baby? And from what 563 00:25:36,560 --> 00:25:39,320 Speaker 1: I understand, well, because they obviously knew she was on drugs, 564 00:25:39,520 --> 00:25:41,960 Speaker 1: they like at the actual hospital, you know, they they 565 00:25:41,960 --> 00:25:44,280 Speaker 1: took the baby into custody because she wasn't gonna be 566 00:25:44,320 --> 00:25:47,119 Speaker 1: able to take care of the baby. Yeah, but I 567 00:25:47,160 --> 00:25:49,919 Speaker 1: just remember thinking to myself, it's so crazy how like 568 00:25:50,640 --> 00:25:54,360 Speaker 1: it works. You know, there's no there's no I mean, 569 00:25:54,359 --> 00:25:56,440 Speaker 1: as much as science tries to explain things away, well 570 00:25:56,440 --> 00:25:59,959 Speaker 1: explain mimi, you know, like how and from what I understand, 571 00:26:00,240 --> 00:26:02,679 Speaker 1: the baby was well as for as much as like 572 00:26:02,680 --> 00:26:04,639 Speaker 1: you know, she kind of abused, her body was actually 573 00:26:04,640 --> 00:26:07,560 Speaker 1: pretty healthy. It wasn't you know, like when babies are 574 00:26:07,560 --> 00:26:09,920 Speaker 1: born addicted to things that they'll definitely like they'll wean 575 00:26:09,960 --> 00:26:12,800 Speaker 1: them off and do but like relatively like this baby 576 00:26:12,840 --> 00:26:15,080 Speaker 1: was healthy, not underweight not so I'm just like, so 577 00:26:15,359 --> 00:26:17,639 Speaker 1: thank goodness for that. But I just remember thinking like 578 00:26:18,160 --> 00:26:22,720 Speaker 1: how what like I don't even drink, like, and the 579 00:26:22,880 --> 00:26:24,760 Speaker 1: memis out there in the streets again just doing what 580 00:26:24,760 --> 00:26:26,720 Speaker 1: ma me do and I'm just like, yeah, so it's 581 00:26:26,760 --> 00:26:28,840 Speaker 1: just that part is always crazy to me. Then you 582 00:26:28,840 --> 00:26:32,159 Speaker 1: don't get to choose and decide like you just you know, 583 00:26:32,280 --> 00:26:33,679 Speaker 1: you try. That's literally it. 584 00:26:33,760 --> 00:26:35,840 Speaker 2: And so you just have your own journey and you 585 00:26:35,880 --> 00:26:39,120 Speaker 2: just got to focus on exactly your own journey, whether 586 00:26:39,119 --> 00:26:40,879 Speaker 2: it's the memes of the world or the people on 587 00:26:40,920 --> 00:26:45,479 Speaker 2: Instagram of the world. Yes for the zero sixteen year 588 00:26:45,480 --> 00:26:50,919 Speaker 2: old from own journey, but no, thank you for sharing 589 00:26:51,000 --> 00:26:52,879 Speaker 2: and you can always share. I'll never ask, but you 590 00:26:52,880 --> 00:26:53,879 Speaker 2: can always share. You know that. 591 00:26:54,480 --> 00:26:56,560 Speaker 1: Yeah, And I appreciate that too because sometimes I'm like, 592 00:26:56,560 --> 00:26:58,800 Speaker 1: I don't talk about it. Other times I'm like, I'm good. 593 00:27:00,520 --> 00:27:02,080 Speaker 2: I do want to know. One last thing before we 594 00:27:02,160 --> 00:27:05,919 Speaker 2: cut two questions is who out there has spent hundreds 595 00:27:05,960 --> 00:27:08,399 Speaker 2: of dollars on a childbirthing class and is it worth it? 596 00:27:08,440 --> 00:27:10,120 Speaker 2: Because I only have a few more weeks and I'm 597 00:27:10,119 --> 00:27:12,560 Speaker 2: looking at these classes and they're like three hundred dollars 598 00:27:13,040 --> 00:27:15,040 Speaker 2: and I'm kind of wondering do. I mean, I have books, 599 00:27:15,080 --> 00:27:17,639 Speaker 2: I have the Internet. I've read a lot, like do 600 00:27:17,720 --> 00:27:20,560 Speaker 2: I need to do these childbirth classes and do breathing 601 00:27:20,600 --> 00:27:24,040 Speaker 2: exercises and stuff like I've done yoga? Have you guys 602 00:27:24,080 --> 00:27:26,720 Speaker 2: done it? Do you think it's worth it? Let me know. 603 00:27:27,480 --> 00:27:30,120 Speaker 1: So I used to go with my sister Carol. She did, 604 00:27:30,200 --> 00:27:33,080 Speaker 1: like with her first baby. She did. I mean, I'll 605 00:27:33,080 --> 00:27:35,159 Speaker 1: ask her like does she find it useful? But I 606 00:27:35,200 --> 00:27:37,200 Speaker 1: remember she was like can you come? So we would 607 00:27:37,200 --> 00:27:39,119 Speaker 1: all like the sisters would like rotate and go with them. 608 00:27:42,119 --> 00:27:43,800 Speaker 2: This is like a one day six. Most of these 609 00:27:43,800 --> 00:27:46,119 Speaker 2: classes I've seen the ones at the hospital that I've been. 610 00:27:46,160 --> 00:27:48,919 Speaker 2: I looked at three hospital classes and then one class 611 00:27:48,960 --> 00:27:50,560 Speaker 2: offered by the yoga studio that I go to. They 612 00:27:50,600 --> 00:27:53,919 Speaker 2: do a lot of prenatal postnatal workshops and stuff for 613 00:27:54,000 --> 00:27:56,760 Speaker 2: new parents, which is excellent, but they're all like six 614 00:27:56,840 --> 00:28:01,680 Speaker 2: to seven hour long, one day workshop. Yeah, a few 615 00:28:01,760 --> 00:28:03,760 Speaker 2: hundred bucks. And I also need to check with my 616 00:28:03,800 --> 00:28:06,120 Speaker 2: insurance to see if I could possibly get like maybe 617 00:28:06,200 --> 00:28:09,000 Speaker 2: use my FSA card at the very least, or get reimbursed. 618 00:28:10,160 --> 00:28:13,560 Speaker 2: It's not about the money necessarily, but I am curious 619 00:28:13,640 --> 00:28:16,359 Speaker 2: if you guys thought it was worth it, or if 620 00:28:16,359 --> 00:28:17,800 Speaker 2: you have some notes you want to share with me 621 00:28:17,880 --> 00:28:21,520 Speaker 2: that I could just cheat off of, because I almost 622 00:28:21,560 --> 00:28:23,680 Speaker 2: I almost want to. I want to know how the 623 00:28:23,760 --> 00:28:25,680 Speaker 2: mechanics of what goes on, but I also don't want 624 00:28:25,680 --> 00:28:26,400 Speaker 2: to know too much. 625 00:28:28,440 --> 00:28:32,120 Speaker 1: I go low scary, like, wait, what happens? I don't 626 00:28:32,119 --> 00:28:34,680 Speaker 1: know how people watch those birthday videos. I'm like nope, no, no, nope. 627 00:28:34,960 --> 00:28:36,920 Speaker 2: I mean I watched a couple and then I saw 628 00:28:36,960 --> 00:28:39,240 Speaker 2: some diagrams of what can go wrong with your you know, 629 00:28:39,320 --> 00:28:40,880 Speaker 2: what can tear and all that, and I was like, 630 00:28:40,920 --> 00:28:45,400 Speaker 2: oh God, Jesus bee, just I need to be doing 631 00:28:45,440 --> 00:28:48,480 Speaker 2: some really good stretches is all I know. But any 632 00:28:48,520 --> 00:28:50,880 Speaker 2: tips you guys have for easy birthing or you know, 633 00:28:50,920 --> 00:28:52,920 Speaker 2: taking a class or whatnot, I'm open send us an 634 00:28:52,920 --> 00:28:56,440 Speaker 2: email Brandimbission Podcast at gmail dot com or you can 635 00:28:56,560 --> 00:28:59,200 Speaker 2: d m us on the gram at brand Ambision Podcast 636 00:28:59,280 --> 00:29:32,920 Speaker 2: on Instagram. 637 00:29:33,320 --> 00:29:35,840 Speaker 1: Now it's time for questions. I'm not just gonna be 638 00:29:35,840 --> 00:29:39,440 Speaker 1: telling like I know words, questions questions. 639 00:29:40,120 --> 00:29:42,080 Speaker 2: Cool, Well, let's dig into I'm gonna dig into the 640 00:29:42,080 --> 00:29:45,840 Speaker 2: email first. This week we have a question from listen 641 00:29:45,880 --> 00:29:48,760 Speaker 2: to name Morgan. Morgan with an E, she says because 642 00:29:48,800 --> 00:29:52,640 Speaker 2: my mama is extra and added an E. All right here, 643 00:29:52,680 --> 00:29:54,920 Speaker 2: she says, I just learned that I'll be getting a 644 00:29:55,000 --> 00:29:58,440 Speaker 2: holiday bonus. Oh that's nice. It's only eight hundred dollars, 645 00:29:58,480 --> 00:30:00,680 Speaker 2: but I'll take it. I'm just trying to decide what 646 00:30:00,760 --> 00:30:03,280 Speaker 2: I should do with it. I have a little five 647 00:30:03,360 --> 00:30:06,040 Speaker 2: hundred dollars emergency fund, so I'm wondering maybe I should 648 00:30:06,080 --> 00:30:08,200 Speaker 2: put it there. I'm also taking a trip for my 649 00:30:08,240 --> 00:30:11,080 Speaker 2: thirtieth birthday to Napa Valley, so I could use this 650 00:30:11,120 --> 00:30:13,840 Speaker 2: eight hundred bucks for activities. I have cash for the 651 00:30:13,840 --> 00:30:17,400 Speaker 2: flight and hotel, but I also have some credit card 652 00:30:17,440 --> 00:30:21,200 Speaker 2: debt about three thousand dollars that I'm thinking of. And lastly, 653 00:30:21,280 --> 00:30:23,440 Speaker 2: I also thought maybe I could put it toward my 654 00:30:23,560 --> 00:30:27,520 Speaker 2: mortgage or not. Lastly, another idea, lots of ideas here, 655 00:30:27,600 --> 00:30:30,200 Speaker 2: maybe invest it in my leavest account. I don't know 656 00:30:30,240 --> 00:30:32,600 Speaker 2: what to do. What would you do? So eight hundred bucks? 657 00:30:32,680 --> 00:30:35,280 Speaker 2: She's thinking, do I just blow it on this vacation, 658 00:30:35,880 --> 00:30:38,480 Speaker 2: put an emergency fund, She's got some credit card debt, 659 00:30:38,680 --> 00:30:41,800 Speaker 2: She's investing in el avest, she also has a mortgage. 660 00:30:42,120 --> 00:30:44,000 Speaker 2: It's not a ton of money. But what do you 661 00:30:44,040 --> 00:30:45,960 Speaker 2: think is the best way to. 662 00:30:45,800 --> 00:30:47,480 Speaker 1: What's the easiest thing to start to do is start 663 00:30:47,520 --> 00:30:49,520 Speaker 1: to pick off the things that I probably wouldn't put toward. 664 00:30:49,640 --> 00:30:52,840 Speaker 1: So I probably wouldn't put it toward my mortgage, right, Okay, 665 00:30:52,920 --> 00:30:55,160 Speaker 1: I probably wouldn't put it in my elvest account. 666 00:30:55,520 --> 00:30:58,680 Speaker 2: Probably not thought process, please, well. 667 00:30:58,400 --> 00:31:01,560 Speaker 1: My mortgage only because well, with the eight hundred if 668 00:31:01,640 --> 00:31:03,920 Speaker 1: I would want to, I would want to. I'm thinking 669 00:31:03,920 --> 00:31:06,080 Speaker 1: to myself where it's going to be the most impact, 670 00:31:06,240 --> 00:31:09,000 Speaker 1: and I feel like the lvest account and mortgage is 671 00:31:09,040 --> 00:31:12,160 Speaker 1: not necessarily the biggest impact. Not that these are bad things, 672 00:31:12,640 --> 00:31:14,360 Speaker 1: but let's just say you told me you were getting 673 00:31:14,360 --> 00:31:17,000 Speaker 1: a ten thousand dollars bonus. I likely, honestly what's bread 674 00:31:17,040 --> 00:31:18,960 Speaker 1: it between all of these. But I'm just stating with 675 00:31:19,000 --> 00:31:22,600 Speaker 1: eight hundred major impact, where can I do the most impact? 676 00:31:22,720 --> 00:31:26,120 Speaker 1: Not necessarily mortgage, not necessarily my lvest account. To me, 677 00:31:26,280 --> 00:31:29,280 Speaker 1: the biggest impact where you could put it toward it 678 00:31:30,760 --> 00:31:35,160 Speaker 1: is your emergency fund, because five hundred dollars doesn't seem 679 00:31:35,200 --> 00:31:37,480 Speaker 1: like quite enough, because you know, you want at least 680 00:31:37,920 --> 00:31:41,440 Speaker 1: three months just to feel like you know, something's are 681 00:31:41,520 --> 00:31:43,400 Speaker 1: really if the ish were to really hit the fandy'd 682 00:31:43,440 --> 00:31:48,160 Speaker 1: be okay. And then also too, possibly toward that credit 683 00:31:48,240 --> 00:31:50,920 Speaker 1: card debt, because that will also help, like if you 684 00:31:50,920 --> 00:31:53,360 Speaker 1: could put it towards some of that principle. But here's 685 00:31:53,360 --> 00:31:56,560 Speaker 1: my concern. You're going on vacation and you don't have 686 00:31:56,560 --> 00:31:57,560 Speaker 1: any vacation money. 687 00:31:58,120 --> 00:32:01,040 Speaker 2: She said she has cash for the flight, hotel. 688 00:32:01,000 --> 00:32:02,160 Speaker 1: That's not vacation money. 689 00:32:02,240 --> 00:32:04,560 Speaker 2: Yeah, I mean she's got like money in her checking account. 690 00:32:04,560 --> 00:32:05,400 Speaker 2: It sounds like for that. 691 00:32:05,960 --> 00:32:09,040 Speaker 1: Yeah, So I honestly, looking at it like this, I 692 00:32:09,080 --> 00:32:14,280 Speaker 1: would probably put some toward my maybe half toward my 693 00:32:14,320 --> 00:32:16,680 Speaker 1: emergency fund and half toward the vacation because you're already 694 00:32:16,680 --> 00:32:18,480 Speaker 1: I mean, you booked it's your thirtieth. I get it 695 00:32:18,640 --> 00:32:21,080 Speaker 1: because here's why. If let's just say, you say, I'm 696 00:32:21,120 --> 00:32:23,040 Speaker 1: gonna put it just at my emergency fund and then 697 00:32:23,040 --> 00:32:25,280 Speaker 1: put it toward my credit card. Right, what are you 698 00:32:25,280 --> 00:32:27,760 Speaker 1: gonna use when you're on vacation your credit card? Girl? 699 00:32:28,680 --> 00:32:30,880 Speaker 1: So you might as well cut to the chase and 700 00:32:31,040 --> 00:32:34,160 Speaker 1: just so that's honestly what I would do. I would 701 00:32:34,160 --> 00:32:37,040 Speaker 1: do emergency fund and then give myself maybe like four hundred, 702 00:32:37,040 --> 00:32:39,280 Speaker 1: so maybe four hundred dollars emergency fund, and then four 703 00:32:39,360 --> 00:32:42,120 Speaker 1: hundred dollars for my thirtieth, like you know, turn up 704 00:32:42,160 --> 00:32:44,520 Speaker 1: and then get back to the grind of like you know, 705 00:32:44,680 --> 00:32:47,080 Speaker 1: taking care of my finances. That's probably where I would 706 00:32:47,080 --> 00:32:48,920 Speaker 1: do because that's where you're going to make the biggest impact, 707 00:32:48,920 --> 00:32:50,400 Speaker 1: at least with eight hundred dollars. 708 00:32:50,720 --> 00:32:52,280 Speaker 2: Yeah, you mean you know where my mind is going 709 00:32:52,360 --> 00:33:02,200 Speaker 2: right immediately? Credit card? How do you sleep? And also 710 00:33:02,200 --> 00:33:04,640 Speaker 2: the small emergency fund, but it's only eight hundred dollars, 711 00:33:04,640 --> 00:33:07,200 Speaker 2: So honestly, I would take that lump sum if you 712 00:33:07,680 --> 00:33:08,800 Speaker 2: I want to be I don't want to be a 713 00:33:08,800 --> 00:33:11,080 Speaker 2: total gringe. We all turn you only turned thirty one. 714 00:33:11,200 --> 00:33:13,560 Speaker 1: Yeah, what you said thirty I was like, oh, girls 715 00:33:13,560 --> 00:33:15,680 Speaker 1: a rap. If she would have said twenty, I'm like, m. 716 00:33:16,680 --> 00:33:19,160 Speaker 1: But what she said thirty, I was like, ah, dang, 717 00:33:19,280 --> 00:33:22,320 Speaker 1: that's such a huge number. That's the only reason why 718 00:33:22,360 --> 00:33:25,320 Speaker 1: I'm like cause typically I'm not for the you know, 719 00:33:25,560 --> 00:33:27,800 Speaker 1: enjoyment of money until less I have like put it 720 00:33:27,840 --> 00:33:29,520 Speaker 1: towards something. So sorry I made that. Cut you off. 721 00:33:29,560 --> 00:33:32,440 Speaker 2: Go ahead, No, no, it's okay. It's just that behind 722 00:33:32,480 --> 00:33:35,360 Speaker 2: every picture of you sip and wine and Napa Valley, 723 00:33:35,960 --> 00:33:37,800 Speaker 2: you know, those of us who know you'll maybe in 724 00:33:37,880 --> 00:33:39,920 Speaker 2: here this question, not you know, not that I'm going 725 00:33:40,000 --> 00:33:41,440 Speaker 2: to put you on blast with your last name, but 726 00:33:41,840 --> 00:33:43,920 Speaker 2: could be thinking, well, what about that credit card debt? Though, 727 00:33:44,480 --> 00:33:47,040 Speaker 2: like you're enjoying that, you're enjoying the vacation, but as 728 00:33:47,040 --> 00:33:50,400 Speaker 2: long as you come back post vacation and you put 729 00:33:50,440 --> 00:33:52,400 Speaker 2: it together a plan to get that credit debt paid off, 730 00:33:52,440 --> 00:33:54,480 Speaker 2: and then you build up that emergency fund, because five 731 00:33:54,560 --> 00:33:57,600 Speaker 2: hundred dollars, I mean that that that's not doing much, 732 00:33:57,680 --> 00:34:00,880 Speaker 2: especially if you've got a mortgage, you know, and you're 733 00:34:00,920 --> 00:34:03,680 Speaker 2: and you're wanting to avoid having credit card debt in 734 00:34:03,680 --> 00:34:06,720 Speaker 2: the future. Emergency fund is the best way to do that. 735 00:34:06,840 --> 00:34:10,200 Speaker 2: So I might be inclined to do eight hundred dollars 736 00:34:10,239 --> 00:34:12,600 Speaker 2: just toward the credit card debt. But Tiffany's absolutely right. 737 00:34:12,640 --> 00:34:15,200 Speaker 2: You're probably gonna end up using your card anyway when 738 00:34:15,200 --> 00:34:17,680 Speaker 2: you're on vacation, so you know, setting some money aside 739 00:34:17,719 --> 00:34:20,319 Speaker 2: for spending money on vacation just to acknowledge the fact 740 00:34:20,320 --> 00:34:24,000 Speaker 2: that better off using the cash from this holiday bonus 741 00:34:24,080 --> 00:34:27,680 Speaker 2: versus you know, putting on your paying off your credit 742 00:34:27,760 --> 00:34:29,960 Speaker 2: card and just turning around and racking it back up 743 00:34:30,120 --> 00:34:32,920 Speaker 2: and paying interests on it could could make more sense. 744 00:34:34,760 --> 00:34:37,520 Speaker 2: But I mean, congrats some the holiday bonus at all. 745 00:34:38,120 --> 00:34:40,360 Speaker 1: Yeah, and also too, like I said, I you know, 746 00:34:40,400 --> 00:34:42,440 Speaker 1: you want to be realistic. Sometimes they do spent because I, 747 00:34:42,480 --> 00:34:45,040 Speaker 1: like I said, of course I'm thinking emergency fund credit card. 748 00:34:45,040 --> 00:34:46,880 Speaker 1: But if you don't have any spending money, she's just 749 00:34:46,880 --> 00:34:49,200 Speaker 1: gonna use her credit card anyway. How much rather you 750 00:34:49,280 --> 00:34:53,960 Speaker 1: have a four hundred dollars cash allowance and limit on 751 00:34:54,120 --> 00:34:56,359 Speaker 1: fun than for you to have your credit card where 752 00:34:56,360 --> 00:34:57,760 Speaker 1: you might swipe six seven hundred. 753 00:34:57,960 --> 00:35:00,760 Speaker 2: You know, you're so right. I was doing something stupid. 754 00:35:00,800 --> 00:35:02,480 Speaker 2: I was like, it's such a bad oversaver that I 755 00:35:02,480 --> 00:35:05,640 Speaker 2: would overdraw my checking account like I would just put 756 00:35:05,719 --> 00:35:07,719 Speaker 2: way more than I could really afford to be saving 757 00:35:07,760 --> 00:35:09,319 Speaker 2: because I felt good about it, and then I would 758 00:35:09,320 --> 00:35:12,520 Speaker 2: forget about bills being attached to my checking account and 759 00:35:12,520 --> 00:35:14,120 Speaker 2: I'd be like, you have the money in your savings, 760 00:35:14,120 --> 00:35:18,080 Speaker 2: you idiot, but you know you overdid it and you're 761 00:35:18,080 --> 00:35:20,800 Speaker 2: not really like you're not keeping a realistic amount and 762 00:35:20,800 --> 00:35:23,960 Speaker 2: you're checking all right, Morgan with an E. Thank you 763 00:35:24,000 --> 00:35:28,480 Speaker 2: for your question. Let's switch to the gram. We've got 764 00:35:28,560 --> 00:35:31,080 Speaker 2: some good ones. Should we take an insurance question? Because 765 00:35:31,080 --> 00:35:34,440 Speaker 2: someone actually asked about your favorite site policy Genius? 766 00:35:34,840 --> 00:35:36,560 Speaker 1: Yes, what was not my fabe, but you know it's 767 00:35:36,560 --> 00:35:38,080 Speaker 1: just one. I know, but I got one. 768 00:35:39,000 --> 00:35:41,120 Speaker 2: I've got a couple of alternatives. Okay, so let me 769 00:35:41,320 --> 00:35:44,680 Speaker 2: pull up her question real quick. Instagram user. I can't 770 00:35:44,680 --> 00:35:47,200 Speaker 2: even think of how you might say your name, so 771 00:35:47,280 --> 00:35:49,960 Speaker 2: I'm just gonna say your name is Anna has a 772 00:35:50,040 --> 00:35:52,840 Speaker 2: question about insurance, says good morning ladies. Would either of 773 00:35:52,840 --> 00:35:55,360 Speaker 2: you be able to answer this question? My auto and 774 00:35:55,400 --> 00:35:58,759 Speaker 2: homeowners insurance policies will be up for renewal soon. I 775 00:35:58,760 --> 00:36:01,279 Speaker 2: think one of you had mentioned using policy Genius to 776 00:36:01,320 --> 00:36:03,920 Speaker 2: seek out new rates. Is this correct? Or is there 777 00:36:03,920 --> 00:36:07,160 Speaker 2: another company that you would suggest? Thank you for your help. 778 00:36:07,960 --> 00:36:10,759 Speaker 2: So shopping. First of all, kudos for shopping for your 779 00:36:10,800 --> 00:36:15,440 Speaker 2: insurance policy. You really should. Everyone should be shopping and comparing, 780 00:36:15,719 --> 00:36:20,000 Speaker 2: comparing policies because these places really will compete for your business. 781 00:36:20,800 --> 00:36:22,439 Speaker 2: Then you want to get the best rates out there. 782 00:36:23,160 --> 00:36:25,440 Speaker 2: So policy genius, yes you mentioned that before. 783 00:36:25,600 --> 00:36:28,480 Speaker 1: I do, and also too, I like, I actually use 784 00:36:28,640 --> 00:36:30,480 Speaker 1: I use policy Genie, but I also have a broker. 785 00:36:30,760 --> 00:36:33,120 Speaker 1: I think it's like how five star agency because I 786 00:36:33,200 --> 00:36:36,560 Speaker 1: used to shop individually and then somebody told me like, oh, 787 00:36:36,640 --> 00:36:40,040 Speaker 1: I've got this insurance broker, and so they would shop 788 00:36:40,080 --> 00:36:41,520 Speaker 1: and get special rates. And at first I was like, 789 00:36:41,600 --> 00:36:43,680 Speaker 1: let's see. So I took the time to see what 790 00:36:43,800 --> 00:36:46,120 Speaker 1: race they got me from like three different policies, and 791 00:36:46,120 --> 00:36:48,560 Speaker 1: then I compared it to the rates directly from the company, 792 00:36:48,560 --> 00:36:51,640 Speaker 1: and they were either the same or low. So don't 793 00:36:51,719 --> 00:36:54,319 Speaker 1: you know, it's at a little old school. But don't 794 00:36:54,360 --> 00:36:56,239 Speaker 1: you know, don't turn your nose up at a at 795 00:36:56,239 --> 00:36:59,840 Speaker 1: a broker because oftentimes they because they're dealing in bulk, 796 00:37:00,360 --> 00:37:02,879 Speaker 1: so oftentimes they can get you like a better rate, 797 00:37:02,960 --> 00:37:06,120 Speaker 1: and also too, they can shop around faster. So now 798 00:37:06,120 --> 00:37:07,440 Speaker 1: that I know that about the broke because I've been 799 00:37:07,480 --> 00:37:09,200 Speaker 1: using them for a few years now now that I know, 800 00:37:09,760 --> 00:37:11,600 Speaker 1: you know, every once in a while I test just 801 00:37:11,640 --> 00:37:13,359 Speaker 1: to make sure that they're not giving me some crappy rate, 802 00:37:13,800 --> 00:37:16,440 Speaker 1: and thus far I haven't hadn't had any issues. So 803 00:37:16,840 --> 00:37:21,840 Speaker 1: I use them insidebar. Since you have your insurance, your 804 00:37:21,960 --> 00:37:25,680 Speaker 1: car and your homeowners are you bundling? I hope so, 805 00:37:25,960 --> 00:37:29,759 Speaker 1: because bundling will get you a better rate. And then 806 00:37:29,760 --> 00:37:32,640 Speaker 1: on top of that, something my angeline, my see at 807 00:37:32,680 --> 00:37:36,759 Speaker 1: my financial certified financial planner, she was telling me that 808 00:37:36,880 --> 00:37:40,640 Speaker 1: I should get a umbrella policy, like so that's just 809 00:37:40,680 --> 00:37:43,520 Speaker 1: a policy that just covers you overall. And it actually 810 00:37:43,560 --> 00:37:46,280 Speaker 1: wasn't as much as I thought. My umbrella policy costs 811 00:37:46,280 --> 00:37:49,440 Speaker 1: an extra four hundred dollars for the year for a million. 812 00:37:49,200 --> 00:37:52,680 Speaker 2: Dollars, So that covers like all types of what does 813 00:37:52,680 --> 00:37:56,200 Speaker 2: it cover? Homeowners insurance, auto, auto insurance, what else? Life insurance? 814 00:37:56,760 --> 00:38:00,399 Speaker 1: Just no, Well, the umbrella policy, it's basically like it's 815 00:38:00,480 --> 00:38:03,480 Speaker 1: basically like a catch all. So I have so the 816 00:38:03,560 --> 00:38:05,279 Speaker 1: company I think we have Playmouth Rock. I don't know 817 00:38:05,280 --> 00:38:08,239 Speaker 1: where all share is with. So with them, I have 818 00:38:08,640 --> 00:38:12,840 Speaker 1: my homeowners. We also put the we have our investment 819 00:38:12,880 --> 00:38:16,080 Speaker 1: property underneath there in the car all there, and because 820 00:38:16,080 --> 00:38:19,479 Speaker 1: we have car and homeowner at the same insurance place, 821 00:38:19,800 --> 00:38:22,040 Speaker 1: ANGELI told them told me to ask about, like, you know, 822 00:38:22,080 --> 00:38:25,760 Speaker 1: how much would it cost to add an umbrella policy? 823 00:38:25,800 --> 00:38:27,600 Speaker 1: And I just knew And I asked her, well, how 824 00:38:27,680 --> 00:38:29,759 Speaker 1: much should I get a policy for? And I just 825 00:38:29,800 --> 00:38:31,799 Speaker 1: knew it was gonna be like it's gonna be ten 826 00:38:31,840 --> 00:38:35,960 Speaker 1: thousand dollars, you know, and it wasn't. I really was 827 00:38:36,560 --> 00:38:39,520 Speaker 1: like shocked that it was, like I said, at additional 828 00:38:39,560 --> 00:38:42,600 Speaker 1: four hundred dollars, not a month, but a year. And 829 00:38:42,640 --> 00:38:46,560 Speaker 1: it's just like an extra it's like extra liability insurance 830 00:38:46,560 --> 00:38:49,160 Speaker 1: covers that goes above and beyond like the limits of 831 00:38:49,200 --> 00:38:51,520 Speaker 1: your home or your auto or or whatever. It's like 832 00:38:51,520 --> 00:38:55,000 Speaker 1: an extra layer of security in case you get sued, 833 00:38:55,080 --> 00:38:58,200 Speaker 1: especially you know, Like so for me, she was like, 834 00:38:58,239 --> 00:38:59,960 Speaker 1: you know, for like all the work you put into 835 00:39:00,120 --> 00:39:01,960 Speaker 1: the house and then you have a business on top 836 00:39:02,000 --> 00:39:04,560 Speaker 1: of that, and it's somewhere to come and trip and fall, 837 00:39:04,600 --> 00:39:07,839 Speaker 1: and so I was actually surprised. So, you know, look 838 00:39:07,880 --> 00:39:10,040 Speaker 1: into an umbrella policy if you have all of your 839 00:39:10,400 --> 00:39:12,720 Speaker 1: your things insured with the same company, because they actually 840 00:39:12,760 --> 00:39:14,040 Speaker 1: might not be as much as you think, and it 841 00:39:14,080 --> 00:39:15,880 Speaker 1: gives you that extra cushion of coverage. 842 00:39:17,040 --> 00:39:21,000 Speaker 2: Interesting, I've never considered umbrella or an insurance broker. That 843 00:39:21,040 --> 00:39:26,880 Speaker 2: does sound very old school. Positive is one where do 844 00:39:26,880 --> 00:39:28,719 Speaker 2: you find an insurance broker? Because you hear about like 845 00:39:28,760 --> 00:39:31,680 Speaker 2: financial advisors selling insurance as like an additional way to 846 00:39:32,120 --> 00:39:33,920 Speaker 2: don't go there make money, So I want to be 847 00:39:34,000 --> 00:39:36,120 Speaker 2: clear that that can Actually they may not be selling 848 00:39:36,120 --> 00:39:38,600 Speaker 2: you the best products like some financial advisors. If they're 849 00:39:38,600 --> 00:39:41,440 Speaker 2: pushing insurance that you they could be. They're probably just 850 00:39:41,760 --> 00:39:44,000 Speaker 2: sending you the ones that give them the biggest kickbacks. 851 00:39:44,400 --> 00:39:47,239 Speaker 1: Yes, absolutely, so careful insurance. I guess you could go. 852 00:39:47,280 --> 00:39:48,960 Speaker 1: Because I'm trying where did I find? I think my 853 00:39:49,080 --> 00:39:53,200 Speaker 1: insurance broker that I have now, I think I feel 854 00:39:53,200 --> 00:39:54,759 Speaker 1: like I inherited them from my dad because you know, 855 00:39:54,800 --> 00:39:57,840 Speaker 1: he's seventy five, so I think that he back in 856 00:39:57,840 --> 00:39:59,440 Speaker 1: the day had an insurance broker and that's where we 857 00:39:59,480 --> 00:40:01,440 Speaker 1: went through. But then I was like, why are we 858 00:40:01,520 --> 00:40:04,120 Speaker 1: using them? You know when I could just do individual 859 00:40:04,160 --> 00:40:06,319 Speaker 1: searches myself, And that's when I started comparing and I 860 00:40:06,360 --> 00:40:09,359 Speaker 1: was like, oh, so you know, I went back to them. 861 00:40:09,719 --> 00:40:11,600 Speaker 1: But I think you could probably do a Google search 862 00:40:11,640 --> 00:40:15,040 Speaker 1: if an insurance broker in your area, like I know, 863 00:40:15,080 --> 00:40:18,719 Speaker 1: for example, for I have insurance on the companies, and 864 00:40:19,000 --> 00:40:21,960 Speaker 1: there was an insurance broker in our building like where 865 00:40:22,000 --> 00:40:24,759 Speaker 1: I had my coworking space, like Honey Insurance, and he's 866 00:40:24,800 --> 00:40:27,480 Speaker 1: an insurance broker and he helped to find the best 867 00:40:27,520 --> 00:40:31,240 Speaker 1: insurance for like the Budget Nista and the Literature Academy. 868 00:40:31,480 --> 00:40:34,880 Speaker 1: So I say, probably a good Google search and checking 869 00:40:34,920 --> 00:40:37,879 Speaker 1: like their reviews and stuff. But yeah, so I actually 870 00:40:37,920 --> 00:40:39,799 Speaker 1: have two insurance brokers, you know, one for business and 871 00:40:39,800 --> 00:40:40,880 Speaker 1: one for personnel. 872 00:40:41,120 --> 00:40:45,520 Speaker 2: But oh well, touche. I will do a quick shout 873 00:40:45,520 --> 00:40:47,120 Speaker 2: out for those of us because we shop, I like 874 00:40:47,160 --> 00:40:49,239 Speaker 2: to use comparison sites, and there are like you know, 875 00:40:49,320 --> 00:40:52,720 Speaker 2: the whole disrupting the broker business, or these online comparison 876 00:40:52,800 --> 00:40:55,919 Speaker 2: sites like your policy geniuses. I'll do a big shout 877 00:40:55,960 --> 00:40:59,080 Speaker 2: out for quote wizard dot com, which I must say 878 00:40:59,239 --> 00:41:01,239 Speaker 2: is owned by my parent company or the company that 879 00:41:01,280 --> 00:41:04,719 Speaker 2: I work for, lending Tree. But the thing about these 880 00:41:04,760 --> 00:41:06,359 Speaker 2: sites is that they make it really easy to shop 881 00:41:06,400 --> 00:41:07,759 Speaker 2: all in one place, so you don't have to go 882 00:41:07,880 --> 00:41:11,080 Speaker 2: to you know, Geico, Liberty, Mutual, whatever, Prudential, all the 883 00:41:11,120 --> 00:41:14,879 Speaker 2: different insurance sites and get your individual quotes so quote Wizard, 884 00:41:14,920 --> 00:41:19,160 Speaker 2: I would recommend policy Genius Value Penguin sites where you 885 00:41:19,200 --> 00:41:20,959 Speaker 2: can do it all in one place, and you can 886 00:41:21,080 --> 00:41:23,880 Speaker 2: you can shop for home insurance and auto insurance, for 887 00:41:23,920 --> 00:41:26,759 Speaker 2: interest insurance most and some of these sites offer even 888 00:41:26,760 --> 00:41:30,319 Speaker 2: like health insurance and life insurance shopping. But the key 889 00:41:30,440 --> 00:41:32,560 Speaker 2: is to shop and to compare, whether you do it 890 00:41:32,600 --> 00:41:36,440 Speaker 2: yourself or like Tiffany, you hire someone to help definitely 891 00:41:36,880 --> 00:41:37,880 Speaker 2: get the best deal for you. 892 00:41:39,120 --> 00:41:41,200 Speaker 1: And just the FI I'm just looking like I just 893 00:41:41,280 --> 00:41:43,240 Speaker 1: was looking a little bit more into the umbrella policy. 894 00:41:43,719 --> 00:41:46,719 Speaker 1: Really it starts to it. It only from what I'm reading, 895 00:41:46,760 --> 00:41:48,520 Speaker 1: it only really makes sense once you have a net 896 00:41:48,600 --> 00:41:52,319 Speaker 1: worth of like about five hundred thousand dollars or more so, 897 00:41:52,480 --> 00:41:56,399 Speaker 1: because you don't want to get a five hundred thousand 898 00:41:56,440 --> 00:41:59,000 Speaker 1: dollars insurance policy and you don't it does it? It 899 00:41:59,080 --> 00:42:01,480 Speaker 1: covers for more than what you would get paid back anyway. 900 00:42:01,560 --> 00:42:03,319 Speaker 1: You know. So let's just say you know your house 901 00:42:03,400 --> 00:42:06,680 Speaker 1: is two fifty and you don't really have any other assets. Well, 902 00:42:06,719 --> 00:42:08,360 Speaker 1: you have five hundred thousand, but you're never going to 903 00:42:08,400 --> 00:42:10,759 Speaker 1: get five hundred thousand because you don't have enough to 904 00:42:10,800 --> 00:42:13,719 Speaker 1: lose to get back back back. You know, so just 905 00:42:13,920 --> 00:42:15,920 Speaker 1: keeping that in mind when it comes to umbrella policies. 906 00:42:15,920 --> 00:42:18,520 Speaker 1: But like I just was hobnoestly real. I literally just 907 00:42:18,520 --> 00:42:21,000 Speaker 1: got it this week, and I was shocked that it was, 908 00:42:21,080 --> 00:42:23,319 Speaker 1: you know, a couple hundred bucks for the year. And 909 00:42:23,360 --> 00:42:25,880 Speaker 1: so if you're someone who and net worth is not 910 00:42:26,040 --> 00:42:28,080 Speaker 1: money in the bank, it's just your assets, what you 911 00:42:28,239 --> 00:42:32,360 Speaker 1: own minus your liabilities, what you owe. So what you 912 00:42:32,520 --> 00:42:34,719 Speaker 1: own minus what you owe if that is and that 913 00:42:34,719 --> 00:42:37,879 Speaker 1: includes your home. If that is half a million dollars 914 00:42:37,880 --> 00:42:39,560 Speaker 1: a year, I mean not a year, half a million 915 00:42:39,600 --> 00:42:43,239 Speaker 1: dollars or more, then consider an umbrella policy. Yeah. 916 00:42:43,280 --> 00:42:45,480 Speaker 2: And as we've said many times before, Tiff and I 917 00:42:45,520 --> 00:42:49,000 Speaker 2: are not financial advisors. Yes, so of course every we're 918 00:42:49,000 --> 00:42:51,560 Speaker 2: sharing our personal experiences, but yours will be very different 919 00:42:51,560 --> 00:42:54,200 Speaker 2: and your needs are very different. So ultimately, make the 920 00:42:54,239 --> 00:42:59,560 Speaker 2: best choice for you. Seek out professional guidance and counseling. Yes, 921 00:42:59,640 --> 00:43:02,200 Speaker 2: especially for those bigger life decisions. 922 00:43:02,080 --> 00:43:05,520 Speaker 1: Aka goes through your bull leg MoMA not us. Okay 923 00:43:05,800 --> 00:43:08,960 Speaker 1: you so no, but yes, all of that. 924 00:43:10,080 --> 00:43:12,640 Speaker 2: Well, thank you very much for your question. Anna, Let's 925 00:43:12,680 --> 00:43:18,520 Speaker 2: do one more. Really, Let's take one from Instagram user Nadia, 926 00:43:18,560 --> 00:43:20,560 Speaker 2: who has a question about those free credit scores we 927 00:43:20,600 --> 00:43:24,120 Speaker 2: get from Credit Karma. She says, Hey, ladies, love your podcast. 928 00:43:24,280 --> 00:43:27,920 Speaker 2: I'd like to know how accurate you think credit applications 929 00:43:27,960 --> 00:43:30,440 Speaker 2: like Credit Karma are when it comes to your credit score. 930 00:43:30,840 --> 00:43:33,960 Speaker 2: Credit Karma uses the Vantage three point zero score to 931 00:43:34,120 --> 00:43:37,080 Speaker 2: estimate their credit score. I recently made a large payment 932 00:43:37,120 --> 00:43:39,399 Speaker 2: on my credit card and I saw a huge spike 933 00:43:39,480 --> 00:43:41,840 Speaker 2: in my Credit Karma score within a week. It just 934 00:43:41,840 --> 00:43:44,279 Speaker 2: made me a question how close their reported score is 935 00:43:44,320 --> 00:43:47,719 Speaker 2: to the ones that are calculated by the credit bureaus. 936 00:43:48,040 --> 00:43:52,200 Speaker 2: Thank you, Nadia. That's a fair question. And there's Credit Karma, 937 00:43:52,239 --> 00:43:55,480 Speaker 2: there's credit There's a million different free credit score out 938 00:43:55,560 --> 00:43:59,840 Speaker 2: credit scores out there, and they're all getting their information 939 00:44:00,040 --> 00:44:04,680 Speaker 2: about your credit history from different sources. So there's, of course, 940 00:44:04,719 --> 00:44:07,799 Speaker 2: there's like the typical credit bureaus, so some of them 941 00:44:07,840 --> 00:44:10,640 Speaker 2: only get your credit information from like one of those 942 00:44:10,680 --> 00:44:13,920 Speaker 2: three bureaus. So you know, let's say credit free Credit 943 00:44:13,920 --> 00:44:18,680 Speaker 2: score tool XYZ pulls your information from TransUnion, while the 944 00:44:18,719 --> 00:44:21,319 Speaker 2: other one pulls your information from Experience, and then one 945 00:44:21,360 --> 00:44:23,920 Speaker 2: might pull your information from Equifax. They might be a 946 00:44:23,920 --> 00:44:27,080 Speaker 2: little bit different because those credit bureaus are updating your 947 00:44:27,080 --> 00:44:30,680 Speaker 2: information at different times, maybe that you know, credit card 948 00:44:31,000 --> 00:44:33,520 Speaker 2: that you just paid off appears really quickly as paid 949 00:44:33,520 --> 00:44:36,520 Speaker 2: off on your TransUnion records, whereas it's slower to appear 950 00:44:36,520 --> 00:44:39,040 Speaker 2: on your Experience one. So if you're using a free 951 00:44:39,040 --> 00:44:41,960 Speaker 2: credit score that's pulling from TransUnion, it can look a 952 00:44:41,960 --> 00:44:45,240 Speaker 2: lot higher than the one from you know Experience, for example. 953 00:44:46,440 --> 00:44:48,960 Speaker 2: I like to check out a variety of them, because 954 00:44:49,520 --> 00:44:52,000 Speaker 2: what you're really looking for is like crazy swings and 955 00:44:52,040 --> 00:44:55,720 Speaker 2: crazy differences. They're probably, you know, twenty to thirty points 956 00:44:55,800 --> 00:44:57,680 Speaker 2: off between them is not that much of not that 957 00:44:57,719 --> 00:45:00,480 Speaker 2: big of a deal. But if there's like a score 958 00:45:00,520 --> 00:45:03,000 Speaker 2: that's fifty points higher or one hundred points higher, it 959 00:45:03,000 --> 00:45:04,839 Speaker 2: can actually indicate to you that there might be an 960 00:45:04,920 --> 00:45:08,719 Speaker 2: error on the on the credit bureaus file wherever they're 961 00:45:08,760 --> 00:45:11,920 Speaker 2: pulling your data from, and it can be an indication, oh, 962 00:45:11,960 --> 00:45:14,880 Speaker 2: I should go pull my free credit report from TransUnion 963 00:45:14,920 --> 00:45:18,520 Speaker 2: and see why, like what's potentially dragging down my score 964 00:45:18,920 --> 00:45:21,840 Speaker 2: because I've noticed it's very different than the credit score 965 00:45:22,080 --> 00:45:24,640 Speaker 2: estimate I get from the tool that's pulling from you know, 966 00:45:24,719 --> 00:45:31,640 Speaker 2: equifaxer Experience. And honestly, one of my favorite ones now 967 00:45:31,680 --> 00:45:35,919 Speaker 2: is to discover sorry discover score yeah, right, so because 968 00:45:35,960 --> 00:45:38,960 Speaker 2: it's actually a Fyco score like you and like you say, 969 00:45:38,960 --> 00:45:41,200 Speaker 2: with credit card or you're not really getting a Fyco score. 970 00:45:42,280 --> 00:45:45,080 Speaker 2: They're doing a credit score estimate based on information they're 971 00:45:45,080 --> 00:45:48,360 Speaker 2: pulling from your vantage sorry, your credit bureau reports, and 972 00:45:48,400 --> 00:45:51,560 Speaker 2: they're funneling it through the Vantage score and Fyco are 973 00:45:51,640 --> 00:45:54,239 Speaker 2: very similar. Vantage score is the newer credit score, but 974 00:45:54,280 --> 00:45:57,920 Speaker 2: still most lenders are relying on like their old school. 975 00:45:57,960 --> 00:46:00,440 Speaker 2: They all use Fyco. They're very similar lear and how 976 00:46:00,480 --> 00:46:02,839 Speaker 2: they are calculated. But like we said, Fighto is still king. 977 00:46:03,640 --> 00:46:06,240 Speaker 2: So if you can get your fee actually Queen fne 978 00:46:07,160 --> 00:46:10,160 Speaker 2: so ideally you'd be getting your free Fco score. A 979 00:46:10,160 --> 00:46:12,480 Speaker 2: lot of credit cards offer your free Fighto score now, 980 00:46:12,920 --> 00:46:15,279 Speaker 2: which is nice. But if you don't have that, then 981 00:46:15,320 --> 00:46:18,480 Speaker 2: you can go to Discover scorecard, which is a free 982 00:46:19,160 --> 00:46:20,719 Speaker 2: is it a dot com? Yea, I'll put a link 983 00:46:20,760 --> 00:46:22,480 Speaker 2: in the show notes which is it? 984 00:46:22,560 --> 00:46:24,799 Speaker 1: I like it because it what I like about to 985 00:46:24,840 --> 00:46:27,400 Speaker 1: you don't have to have a Discover credit card exactly. 986 00:46:27,440 --> 00:46:29,879 Speaker 2: Anybody can sign up and they send you the monthly 987 00:46:29,960 --> 00:46:32,960 Speaker 2: updates and it's a free, legit Fyco score, so it 988 00:46:33,040 --> 00:46:36,040 Speaker 2: really gives you an accurate sense of where you're at 989 00:46:36,080 --> 00:46:38,640 Speaker 2: and you can track your progress, and like, there's no 990 00:46:38,680 --> 00:46:40,600 Speaker 2: excuse to pay for credit. You have no reason to 991 00:46:40,600 --> 00:46:42,799 Speaker 2: pay for a credit score. Just don't do it. 992 00:46:43,360 --> 00:46:46,239 Speaker 1: You can get When me and Superman thought we were 993 00:46:46,239 --> 00:46:49,520 Speaker 1: going to get a mortgage, we we I was looking around, 994 00:46:49,520 --> 00:46:51,120 Speaker 1: you know, I checked all the free credit buro sites 995 00:46:51,160 --> 00:46:55,240 Speaker 1: and that's when I actually discovered this this Discover Discover anyway, 996 00:46:55,480 --> 00:46:58,799 Speaker 1: that's what I discovered Discover And when my because I 997 00:46:58,840 --> 00:47:02,280 Speaker 1: wanted to I wanted to search for a mortgage without 998 00:47:02,480 --> 00:47:05,399 Speaker 1: allowing someone to pull my credit score unless I knew 999 00:47:05,440 --> 00:47:07,879 Speaker 1: I was going to go with them. And so when 1000 00:47:07,880 --> 00:47:09,319 Speaker 1: we finally found a company that we thought we were 1001 00:47:09,320 --> 00:47:12,200 Speaker 1: going to go with, an M and T bank, when 1002 00:47:12,239 --> 00:47:15,840 Speaker 1: the when the broker, mortgage broker pulled my credit score 1003 00:47:16,000 --> 00:47:20,160 Speaker 1: and Durrell's credit score, it was exactly the Discover credit score. 1004 00:47:20,200 --> 00:47:23,160 Speaker 1: And I was like, That's when I was like, oh, 1005 00:47:23,360 --> 00:47:26,560 Speaker 1: this is the real world, so I can attest to it. 1006 00:47:26,600 --> 00:47:30,200 Speaker 1: That Like, if you're looking for your most accurate well 1007 00:47:30,239 --> 00:47:31,880 Speaker 1: not that to say the other ones are not accurate, 1008 00:47:31,880 --> 00:47:34,399 Speaker 1: but if you're looking for a score that you're likely 1009 00:47:34,440 --> 00:47:38,239 Speaker 1: to receive from a mortgage broker, car you know, car 1010 00:47:38,360 --> 00:47:41,400 Speaker 1: Loan person or whatever. Then I found that Discover is 1011 00:47:41,400 --> 00:47:43,040 Speaker 1: the closest. But I do like all the tools. I 1012 00:47:43,040 --> 00:47:44,600 Speaker 1: honest say, I've signed up for all of them because 1013 00:47:44,880 --> 00:47:47,880 Speaker 1: here's what I like about Credit Karma. It gets really 1014 00:47:47,920 --> 00:47:51,360 Speaker 1: great in depth and information about you know why your 1015 00:47:51,400 --> 00:47:53,000 Speaker 1: score is the way it is. Here's what I like 1016 00:47:53,040 --> 00:47:55,440 Speaker 1: about credit test me. Credit test me. With it. When 1017 00:47:55,440 --> 00:47:58,080 Speaker 1: you sign up, which is free, you get a up 1018 00:47:58,080 --> 00:48:01,239 Speaker 1: to fifty thousand dollars in identity theft insurance, so if 1019 00:48:01,239 --> 00:48:03,920 Speaker 1: someone steals your identity, you can apply for some sort 1020 00:48:03,960 --> 00:48:06,720 Speaker 1: of reimbursement for like what you've lost. So I mean hello. 1021 00:48:07,160 --> 00:48:09,839 Speaker 1: And then obviously with Discover, I like them because their 1022 00:48:09,840 --> 00:48:13,160 Speaker 1: score is really accurate. I mean they're all free. Just 1023 00:48:13,200 --> 00:48:15,440 Speaker 1: make sure that like, cause you're gonna get all these solicitations. 1024 00:48:15,480 --> 00:48:16,680 Speaker 1: I mean, you sign up with that, like you know 1025 00:48:16,719 --> 00:48:20,960 Speaker 1: your other email. But when people ask me which one, 1026 00:48:20,960 --> 00:48:23,600 Speaker 1: I'm like, sis, they're all free, so why not you know, 1027 00:48:23,680 --> 00:48:25,920 Speaker 1: why not get the benefits from all three? It doesn't 1028 00:48:26,200 --> 00:48:29,319 Speaker 1: or whatever other one, It doesn't hurt you. Just know 1029 00:48:29,400 --> 00:48:31,279 Speaker 1: that you're going to be getting solicitation. So you know, 1030 00:48:31,960 --> 00:48:34,360 Speaker 1: I have a solicitation email that I use, so that 1031 00:48:34,400 --> 00:48:37,279 Speaker 1: way when they send things, I'm like girl to the left, 1032 00:48:37,320 --> 00:48:55,439 Speaker 1: to the left, Oh we got a boost, we gotta 1033 00:48:55,520 --> 00:48:58,360 Speaker 1: break We're got a boost a break up, boost up bread. 1034 00:48:58,480 --> 00:48:59,279 Speaker 1: What are you finna do? 1035 00:49:00,080 --> 00:49:04,600 Speaker 2: I want to do a cautionary break for those point 1036 00:49:04,640 --> 00:49:08,680 Speaker 2: of sale installment loans that you can get now. And 1037 00:49:08,719 --> 00:49:10,400 Speaker 2: by that I mean like when you go shop at 1038 00:49:10,480 --> 00:49:12,799 Speaker 2: I don't know if Amazon does it, but like some 1039 00:49:12,960 --> 00:49:15,719 Speaker 2: websites now, when you're at checkout, they'll be like, oh, 1040 00:49:15,760 --> 00:49:17,960 Speaker 2: you can't cover it all you want to pay in installments, 1041 00:49:18,080 --> 00:49:20,279 Speaker 2: just sign up with a firm or sign up with 1042 00:49:20,360 --> 00:49:23,480 Speaker 2: Afterpay and you can get easy financing for your purchase. 1043 00:49:24,520 --> 00:49:27,319 Speaker 2: Some these can be cool sometimes because they'll offer zero 1044 00:49:27,360 --> 00:49:29,960 Speaker 2: percent financing. I think that's the only time they're probably 1045 00:49:30,000 --> 00:49:32,480 Speaker 2: worth it. I wouldn't And what I worry about is 1046 00:49:32,480 --> 00:49:35,480 Speaker 2: people getting in the habit of like creating an installment 1047 00:49:35,520 --> 00:49:39,120 Speaker 2: loan for like I don't know that a lamp, a lamp, 1048 00:49:39,400 --> 00:49:43,520 Speaker 2: or you know, your Sephora splurge or whatever it may be, 1049 00:49:43,719 --> 00:49:46,120 Speaker 2: purchases that really you should be paying for it, ideally 1050 00:49:46,160 --> 00:49:48,800 Speaker 2: in cash, and it just makes it easy to finance stuff, 1051 00:49:48,800 --> 00:49:50,319 Speaker 2: and then before you know it, you have all this 1052 00:49:50,960 --> 00:49:52,520 Speaker 2: you know, you have all these things financed, and you 1053 00:49:52,520 --> 00:49:54,960 Speaker 2: have al these monthly bills, and you could miss them 1054 00:49:55,360 --> 00:49:55,799 Speaker 2: some of them. 1055 00:49:56,040 --> 00:49:56,239 Speaker 1: You know. 1056 00:49:56,280 --> 00:49:58,799 Speaker 2: The benefit is that they may not come with they 1057 00:49:58,840 --> 00:50:01,520 Speaker 2: may not have a front fees, they may not require 1058 00:50:01,520 --> 00:50:04,040 Speaker 2: a credit check, so they can be an alternative if 1059 00:50:04,080 --> 00:50:07,840 Speaker 2: you have trouble qualifying for credit in the past. But again, 1060 00:50:07,920 --> 00:50:09,960 Speaker 2: like if you're needing to finance stuff that you should 1061 00:50:09,960 --> 00:50:12,759 Speaker 2: be paying for cash, you probably shouldn't be financing it. 1062 00:50:12,800 --> 00:50:15,799 Speaker 2: And because it's the holidays coming up, I know, I know, 1063 00:50:15,920 --> 00:50:18,080 Speaker 2: I know, people are going to get so much advertising 1064 00:50:18,120 --> 00:50:22,000 Speaker 2: around these these these point of sale financing companies, So 1065 00:50:22,160 --> 00:50:24,400 Speaker 2: just think twice before you sign up for them, and 1066 00:50:24,480 --> 00:50:26,239 Speaker 2: really read the fine print to be sure that you're 1067 00:50:26,280 --> 00:50:29,400 Speaker 2: not signing up for additional you know, higher interest fees 1068 00:50:29,440 --> 00:50:31,120 Speaker 2: than you might pay for if you just use a 1069 00:50:31,160 --> 00:50:35,000 Speaker 2: credit card for example, or a zero percent intro APR 1070 00:50:35,080 --> 00:50:37,560 Speaker 2: credit card or something like that. Just do your due 1071 00:50:37,560 --> 00:50:40,200 Speaker 2: diligence and if it's too good to be true, it 1072 00:50:40,280 --> 00:50:41,560 Speaker 2: probably is. Yep. 1073 00:50:41,920 --> 00:50:46,040 Speaker 1: Yeah, I think what twice three times late? I don't 1074 00:50:46,040 --> 00:50:49,719 Speaker 1: even know if that's a real song anyway, agreed, So 1075 00:50:49,960 --> 00:50:55,560 Speaker 1: I'm going to a lot of boost It's similar to 1076 00:50:55,560 --> 00:50:58,200 Speaker 1: something we talked about before about your about having those 1077 00:50:58,239 --> 00:51:01,359 Speaker 1: audacious goals, but it's different, and that say the thing 1078 00:51:01,360 --> 00:51:03,640 Speaker 1: that you want, like say it out loud to people 1079 00:51:04,000 --> 00:51:05,759 Speaker 1: because you just never know. I mean, when there's some 1080 00:51:05,840 --> 00:51:08,719 Speaker 1: amazing things happening in the background, like manjoy, if I 1081 00:51:08,760 --> 00:51:10,520 Speaker 1: tell you how many people are interested in turning this 1082 00:51:10,520 --> 00:51:13,960 Speaker 1: book that they've never seen or read into a into 1083 00:51:14,040 --> 00:51:17,879 Speaker 1: a show, I'm like, what just from speaking that thing 1084 00:51:17,920 --> 00:51:21,080 Speaker 1: out loud and I'm just reiterating, like how critical. I 1085 00:51:21,120 --> 00:51:23,920 Speaker 1: was talking to my sister Tracy today. So if you 1086 00:51:23,920 --> 00:51:25,600 Speaker 1: guys see me like looking cute, that's about your niece. 1087 00:51:25,719 --> 00:51:28,560 Speaker 1: That's the only time I look cute because as Tiffany sweats. 1088 00:51:28,800 --> 00:51:31,959 Speaker 1: So my sister Tracy is my stylist. But Tracy really 1089 00:51:31,960 --> 00:51:34,319 Speaker 1: wants like she's done buying before, and she's got her 1090 00:51:34,360 --> 00:51:37,239 Speaker 1: masters and all this other stuff in like finance, and 1091 00:51:37,520 --> 00:51:40,520 Speaker 1: she's dope, but she never I was telling her today 1092 00:51:41,400 --> 00:51:42,640 Speaker 1: asking her, like what are you working on? What do 1093 00:51:42,640 --> 00:51:45,239 Speaker 1: you I really want to be like a like a 1094 00:51:45,320 --> 00:51:48,560 Speaker 1: stylist for like a you know, like a brand or 1095 00:51:48,880 --> 00:51:50,640 Speaker 1: or even a buyer because she's done buying before and 1096 00:51:50,640 --> 00:51:53,480 Speaker 1: she enjoyed it, but she's like not telling anyone, and 1097 00:51:53,520 --> 00:51:56,640 Speaker 1: I'm like, speak the words, like say I want to 1098 00:51:57,360 --> 00:51:59,759 Speaker 1: you know, I want to move into buying. I want 1099 00:51:59,760 --> 00:52:03,000 Speaker 1: to move into styling for brands, and so I just like, 1100 00:52:03,080 --> 00:52:05,120 Speaker 1: I'm like, it's just frush on my mind because I 1101 00:52:05,200 --> 00:52:08,040 Speaker 1: like literally right before we jumped on to do our podcast, 1102 00:52:08,080 --> 00:52:11,719 Speaker 1: I was just trying to culture into just saying those things. 1103 00:52:11,719 --> 00:52:14,920 Speaker 1: So if that message is for ub a listener is there, 1104 00:52:15,400 --> 00:52:18,240 Speaker 1: if there's a thing that you're wanting, no matter how 1105 00:52:18,920 --> 00:52:21,600 Speaker 1: it seems like yeah, not really for me. You just 1106 00:52:21,640 --> 00:52:25,319 Speaker 1: don't know who's listening. Say the words. Tell people. I 1107 00:52:25,360 --> 00:52:28,760 Speaker 1: mean I'm good for like telling like the whole Foods 1108 00:52:28,840 --> 00:52:30,319 Speaker 1: lady like, and then I wrote a book and she's 1109 00:52:30,320 --> 00:52:33,279 Speaker 1: so can you want to see her? Cause you never know, 1110 00:52:33,880 --> 00:52:36,560 Speaker 1: you never know, And so I just want to boost 1111 00:52:36,600 --> 00:52:39,000 Speaker 1: and push you into that. And if anybody knows a 1112 00:52:39,040 --> 00:52:41,959 Speaker 1: company that's looking for a I don't know. I guess 1113 00:52:41,960 --> 00:52:45,160 Speaker 1: brands have stylists, I don't know, or a buyer. How 1114 00:52:45,320 --> 00:52:47,960 Speaker 1: at your girl, like you could meet Tracy through me, 1115 00:52:48,400 --> 00:52:50,960 Speaker 1: you know, send me a little message because I'm pushing 1116 00:52:50,960 --> 00:52:52,359 Speaker 1: her out there to speak the words. But I'm gonna 1117 00:52:52,360 --> 00:52:55,200 Speaker 1: speak the words for her, But yeah, speak the words, 1118 00:52:55,200 --> 00:52:57,640 Speaker 1: say the thing that you want. You don't know who's listening, 1119 00:52:57,640 --> 00:53:00,520 Speaker 1: You don't know who can help. You know, we truly 1120 00:53:00,640 --> 00:53:04,600 Speaker 1: limit ourselves. And you know, truly the sky is truly 1121 00:53:04,640 --> 00:53:06,439 Speaker 1: the limit. You're the thing that's standing in the way. 1122 00:53:07,239 --> 00:53:09,200 Speaker 1: And if you step out of your way and say, 1123 00:53:09,239 --> 00:53:11,320 Speaker 1: you know what, I can have this thing. I promise 1124 00:53:11,400 --> 00:53:13,560 Speaker 1: you you're more likely to have that thing. 1125 00:53:14,520 --> 00:53:17,520 Speaker 2: Find you a hype woman like Tiffany to ask her 1126 00:53:17,560 --> 00:53:21,480 Speaker 2: podcast audience, yeah. 1127 00:53:21,320 --> 00:53:23,040 Speaker 1: No, but for real, like, speak the words, you know, 1128 00:53:23,280 --> 00:53:25,320 Speaker 1: so just because I just see so many women I 1129 00:53:25,320 --> 00:53:27,920 Speaker 1: don't know, it's just so saddening how we're taught to 1130 00:53:27,920 --> 00:53:32,800 Speaker 1: be small and humble and I'm on the show, yeah, 1131 00:53:32,880 --> 00:53:35,160 Speaker 1: and I'm like, no, go for it. Like I love Sele, 1132 00:53:35,200 --> 00:53:39,640 Speaker 1: Like my niece Amelia, she's so wild and I was like, yo, Carol, 1133 00:53:39,800 --> 00:53:41,680 Speaker 1: Amelia is wild. She's like, I know, isn't it great? 1134 00:53:41,719 --> 00:53:44,000 Speaker 1: And I thought about it. You know what it is 1135 00:53:44,480 --> 00:53:47,680 Speaker 1: because she does it because Carol is like quiet well 1136 00:53:48,440 --> 00:53:51,360 Speaker 1: externally because really like like as a sister, you know, 1137 00:53:51,440 --> 00:53:54,359 Speaker 1: she's wild, fun and crazy. But we've all been taught 1138 00:53:54,400 --> 00:53:57,399 Speaker 1: to make ourselves small. And she says she didn't want 1139 00:53:57,400 --> 00:54:00,680 Speaker 1: that for her, and so Amelia is so she's like 1140 00:54:00,680 --> 00:54:03,560 Speaker 1: a little boy, like like a rocket, and I just 1141 00:54:03,640 --> 00:54:05,920 Speaker 1: love that. And I wish so many of us were 1142 00:54:05,960 --> 00:54:09,200 Speaker 1: allowed to preserve that side of ourselves because boys are 1143 00:54:09,440 --> 00:54:12,839 Speaker 1: and we're not. And as a result, we're like, you know, 1144 00:54:13,000 --> 00:54:15,000 Speaker 1: don't we don't get the things that are out there 1145 00:54:15,000 --> 00:54:16,680 Speaker 1: for us because we don't go for it. And I'm like, no, 1146 00:54:16,800 --> 00:54:19,279 Speaker 1: go for it. Speak the word, say the thing, ask 1147 00:54:19,360 --> 00:54:23,000 Speaker 1: the thing, demand it, you know, like reach for it, 1148 00:54:23,080 --> 00:54:25,600 Speaker 1: grab hold of it. You know, tell everyone that you 1149 00:54:25,680 --> 00:54:27,600 Speaker 1: know the thing you're working on. That's your homework, BA 1150 00:54:27,719 --> 00:54:30,640 Speaker 1: listeners is to tell ten people the thing that you're 1151 00:54:30,680 --> 00:54:32,480 Speaker 1: working on that you love some help with or just 1152 00:54:32,560 --> 00:54:35,200 Speaker 1: insight or whatever. Or you want to tweet me, tweet 1153 00:54:35,280 --> 00:54:38,920 Speaker 1: us what are we? A B A B A podcast. 1154 00:54:38,000 --> 00:54:41,080 Speaker 2: At the BA podcast on Twitter at Brandon bish on Instagram. 1155 00:54:41,640 --> 00:54:43,239 Speaker 1: Yeah, like tweet us let us know. You know what 1156 00:54:43,360 --> 00:54:45,279 Speaker 1: if you if you tweet me at the budget, That's 1157 00:54:45,280 --> 00:54:47,319 Speaker 1: what I'm gonna do for y'all. You tweet me at 1158 00:54:47,320 --> 00:54:50,160 Speaker 1: the budget and Lissa, I will repost your big ass, 1159 00:54:50,200 --> 00:54:52,040 Speaker 1: your big thing, or I would love to do this. 1160 00:54:52,120 --> 00:54:54,480 Speaker 1: I work at that you could tweet me your resume. 1161 00:54:54,800 --> 00:54:56,560 Speaker 1: If you tweet me at the budget LISTA, I will 1162 00:54:56,560 --> 00:54:59,480 Speaker 1: retweet all of those, so no excuses. Speak the word 1163 00:54:59,440 --> 00:55:00,839 Speaker 1: because I have got I don't know how many Twitter 1164 00:55:00,880 --> 00:55:04,240 Speaker 1: follows I have, but share, share that thing. Speak the word. 1165 00:55:04,480 --> 00:55:09,319 Speaker 1: I'll put it out there for you, all right. 1166 00:55:09,400 --> 00:55:10,640 Speaker 2: That is the show. 1167 00:55:11,920 --> 00:55:14,600 Speaker 1: Say this was awesome as you should. 1168 00:55:14,800 --> 00:55:20,880 Speaker 2: For us to see you guys next week