1 00:00:06,240 --> 00:00:11,080 Speaker 1: Hey, hey, hey, okay, we back. 2 00:00:12,320 --> 00:00:15,800 Speaker 2: We black body. 3 00:00:15,480 --> 00:00:21,000 Speaker 1: Brown ambition, ambition, ambition, ambition, ambition. 4 00:00:22,200 --> 00:00:26,560 Speaker 3: Hey for hate, I love your dress for summer. I 5 00:00:26,600 --> 00:00:29,360 Speaker 3: was dressed in my cozy. Next, first, all we are 6 00:00:29,480 --> 00:00:31,080 Speaker 3: clearly live in the same climate. 7 00:00:31,520 --> 00:00:33,560 Speaker 1: Yeah, we are clearly, because literally I took a look 8 00:00:33,600 --> 00:00:35,360 Speaker 1: and that I was going to sit the exact thing. 9 00:00:35,400 --> 00:00:37,480 Speaker 1: I was like, hmm, manages for fall, and I cleared 10 00:00:37,560 --> 00:00:38,200 Speaker 1: yester summer. 11 00:00:39,200 --> 00:00:41,680 Speaker 3: Well, I went to a pumpkin patch apple orchard yesterday, 12 00:00:41,760 --> 00:00:45,200 Speaker 3: So you know, I think I've officially like I'm ready 13 00:00:45,240 --> 00:00:48,120 Speaker 3: for a little pumpkin spice in my latte. I'm ready. 14 00:00:48,120 --> 00:00:51,720 Speaker 3: I don't. I can't do the August you know, pumpkin spice, 15 00:00:51,760 --> 00:00:54,319 Speaker 3: that whole vibe. But I'm here for it. I'm here 16 00:00:54,360 --> 00:00:54,840 Speaker 3: for it. Now. 17 00:00:55,040 --> 00:00:57,920 Speaker 1: It's Libra season. My birthday is ten sixteen. If you're 18 00:00:57,920 --> 00:01:01,440 Speaker 1: trying to buy me a present, I'm an October Libra. 19 00:01:01,560 --> 00:01:07,440 Speaker 2: The real Libras sorry for you, September Libres. So yeah, honestly, this. 20 00:01:07,440 --> 00:01:09,839 Speaker 3: Is a leo. I have no idea what your sign means. 21 00:01:09,959 --> 00:01:11,040 Speaker 3: That's how leo's role. 22 00:01:11,280 --> 00:01:15,560 Speaker 1: We just leos are what leo's are supposed to be. 23 00:01:15,959 --> 00:01:19,560 Speaker 1: I've heard that Leo's are very good looking, which obviously. 24 00:01:19,200 --> 00:01:21,279 Speaker 3: Love talking about ourselves good looking. 25 00:01:22,640 --> 00:01:23,000 Speaker 4: What does that? 26 00:01:23,480 --> 00:01:27,000 Speaker 1: I'm I know, I'm just like making stuff up. No, 27 00:01:27,040 --> 00:01:29,360 Speaker 1: but I also heard leos are like, you're strong. You're 28 00:01:29,400 --> 00:01:33,559 Speaker 1: the lion, so you're strong, You're like savvy. Jere's Leo 29 00:01:34,040 --> 00:01:34,760 Speaker 1: so like strong. 30 00:01:34,840 --> 00:01:37,319 Speaker 3: I know we were almost same beating almost birthday. 31 00:01:37,319 --> 00:01:39,640 Speaker 2: I know, almost birthday twin what. 32 00:01:39,640 --> 00:01:40,800 Speaker 3: Do you have any birthday plans? 33 00:01:42,240 --> 00:01:43,920 Speaker 1: Not on my actual birthday, but I am going to 34 00:01:44,000 --> 00:01:46,319 Speaker 1: do boy at the end of at the end of October. 35 00:01:46,560 --> 00:01:50,000 Speaker 1: Oh Dubai. Yeah, I'm going to buy boy. I'm like, 36 00:01:50,120 --> 00:01:51,440 Speaker 1: that's my fancy way of saying. 37 00:01:51,240 --> 00:01:59,680 Speaker 3: Tobai dope, like just fak ak. 38 00:02:00,440 --> 00:02:00,640 Speaker 2: Yeah. 39 00:02:00,760 --> 00:02:03,040 Speaker 1: So a friend of mine, Qina, she does this thing 40 00:02:03,080 --> 00:02:06,000 Speaker 1: called the Dubai Blackout every year. It's like seven years old, 41 00:02:06,080 --> 00:02:08,320 Speaker 1: and she brings anywhere from two hundred to like five 42 00:02:08,400 --> 00:02:09,360 Speaker 1: hundred black people to. 43 00:02:09,400 --> 00:02:10,480 Speaker 2: Dubai every single year. 44 00:02:11,280 --> 00:02:13,800 Speaker 1: It's amazing, and so they roll out the red carpet 45 00:02:13,840 --> 00:02:16,160 Speaker 1: for her because it started off because there was one 46 00:02:16,160 --> 00:02:19,640 Speaker 1: time a fair glitch, like a like an airplane like 47 00:02:19,680 --> 00:02:22,160 Speaker 1: you know, fair glitch, which made like tickets like one 48 00:02:22,240 --> 00:02:23,560 Speaker 1: hundred dollars or something crazy. 49 00:02:23,760 --> 00:02:25,359 Speaker 2: And so I'm proud of this black. 50 00:02:26,639 --> 00:02:30,360 Speaker 1: Travel group called No Madness that my friend Avita runs. 51 00:02:30,160 --> 00:02:34,600 Speaker 1: She kind of started the like the face focused like 52 00:02:34,880 --> 00:02:37,320 Speaker 1: black travel movement with No Madness, and so Keina is 53 00:02:37,360 --> 00:02:38,520 Speaker 1: a part of it. And so when there was this 54 00:02:38,560 --> 00:02:42,320 Speaker 1: fair glitch, hundreds of black travelers bought tickets and they 55 00:02:42,320 --> 00:02:44,880 Speaker 1: were like, so, now what, and so Keina was like, Oh, 56 00:02:44,960 --> 00:02:46,079 Speaker 1: let's just organize something. 57 00:02:46,120 --> 00:02:46,680 Speaker 2: And she just. 58 00:02:46,720 --> 00:02:49,160 Speaker 1: Organized a hell of a trip apparently, and so she's 59 00:02:49,200 --> 00:02:52,200 Speaker 1: been doing it every year and it looks so awesome. 60 00:02:52,639 --> 00:02:55,160 Speaker 1: And so I'm so excited to go to Dubai Dubai 61 00:02:55,200 --> 00:02:57,040 Speaker 1: with like a whole bunch of black folks cutting up. 62 00:02:57,160 --> 00:02:59,360 Speaker 1: I'm bringing my sister. I think cabral might come to 63 00:02:59,520 --> 00:03:02,520 Speaker 1: my face. So we're gonna have a good time. It's 64 00:03:02,520 --> 00:03:04,680 Speaker 1: like a week long and yeah, so it's my birthday 65 00:03:04,680 --> 00:03:05,440 Speaker 1: trip to myself. 66 00:03:06,200 --> 00:03:09,320 Speaker 3: That's lovely, you know how to do it up. I 67 00:03:09,360 --> 00:03:12,240 Speaker 3: took a Faerry in Newburgh, New York. That was my 68 00:03:12,400 --> 00:03:13,200 Speaker 3: big birthday trip. 69 00:03:13,680 --> 00:03:15,480 Speaker 1: I've been trying, you know, the last few years, I've 70 00:03:15,480 --> 00:03:16,760 Speaker 1: been trying to take a trip. I used to always 71 00:03:16,760 --> 00:03:20,000 Speaker 1: travel with my friend Madeleine. Me and Madeleine used to 72 00:03:20,040 --> 00:03:21,880 Speaker 1: like she has this company called Traveling mad. 73 00:03:21,800 --> 00:03:25,720 Speaker 3: I've never heard of her friend named Madeleine, and so 74 00:03:25,800 --> 00:03:26,440 Speaker 3: I had to go to. 75 00:03:26,440 --> 00:03:29,519 Speaker 1: Like we went to One year we did Paris and Prague. 76 00:03:29,760 --> 00:03:32,760 Speaker 1: One year we did Madrid and Morocco. We were into literations. 77 00:03:33,400 --> 00:03:35,480 Speaker 1: One year we did Bahama. So we used to go 78 00:03:35,560 --> 00:03:38,320 Speaker 1: every year and have just like every's. It's crazy because 79 00:03:38,320 --> 00:03:41,080 Speaker 1: Madeleine lives in Newark and when I tell you, I 80 00:03:41,120 --> 00:03:43,600 Speaker 1: never see Madeline like ever. We would only see each 81 00:03:43,600 --> 00:03:46,160 Speaker 1: other on like our annual trip, like haygir, I know 82 00:03:46,200 --> 00:03:50,120 Speaker 1: you live down the street, but we're travel friends. But 83 00:03:50,120 --> 00:03:53,080 Speaker 1: the Madland just had a baby. Yeah, so she just 84 00:03:53,120 --> 00:03:55,440 Speaker 1: had a kid. So she's like, you know how it 85 00:03:55,480 --> 00:03:56,400 Speaker 1: is with these kids. 86 00:03:56,600 --> 00:04:01,760 Speaker 3: That's annoying. Now she's useless. 87 00:04:02,920 --> 00:04:04,400 Speaker 1: No, but she actually just hit me the other day. 88 00:04:04,440 --> 00:04:06,480 Speaker 1: She was like, girl, this baby's like three. Now, want 89 00:04:06,480 --> 00:04:07,920 Speaker 1: I find to hit the road again. 90 00:04:07,920 --> 00:04:08,480 Speaker 2: Where we see. 91 00:04:08,480 --> 00:04:10,680 Speaker 3: That's how I feel Rio's turning three, and I feel 92 00:04:10,680 --> 00:04:12,680 Speaker 3: the same way. I'm planning. I'm definitely going on like 93 00:04:12,680 --> 00:04:13,480 Speaker 3: a solo trip. 94 00:04:13,840 --> 00:04:14,360 Speaker 2: I love. 95 00:04:14,680 --> 00:04:17,440 Speaker 3: I decided because I don't know. I just didn't realize 96 00:04:17,520 --> 00:04:20,680 Speaker 3: until I finally went to Orlando for that conference. That 97 00:04:21,440 --> 00:04:24,440 Speaker 3: I had permission to just go by myself and I 98 00:04:24,480 --> 00:04:26,240 Speaker 3: don't have to actually find a trip that me and 99 00:04:26,279 --> 00:04:28,239 Speaker 3: my husband both like and that's good for the child. 100 00:04:28,320 --> 00:04:30,600 Speaker 3: I can just go by mindself. Yeah, I told you, 101 00:04:30,680 --> 00:04:32,440 Speaker 3: I really want to do one of those. I know, 102 00:04:32,480 --> 00:04:34,680 Speaker 3: I've seen so many. I know you've done, like Sedona, 103 00:04:34,800 --> 00:04:38,240 Speaker 3: that Arizona vibe. I think that's really cool. And then 104 00:04:38,520 --> 00:04:41,280 Speaker 3: I just randomly someone was raving about Idaho and how 105 00:04:41,279 --> 00:04:44,680 Speaker 3: beautiful the scenery is, and I really enjoyed. Is Montana 106 00:04:44,760 --> 00:04:47,839 Speaker 3: next door to Idaho. I've been there, Glacier National Park. 107 00:04:48,040 --> 00:04:49,560 Speaker 3: I want to go somewhere like that and make it 108 00:04:49,640 --> 00:04:53,320 Speaker 3: like a wellness type thing. So that's what I'm looking into. 109 00:04:53,400 --> 00:04:56,039 Speaker 3: If you guys know, actually someone did send me a 110 00:04:56,080 --> 00:04:58,080 Speaker 3: DM about a trip, so thank you to whoever you are. 111 00:04:58,360 --> 00:05:00,160 Speaker 3: I don't have your name pulled up, but I to 112 00:05:00,200 --> 00:05:03,240 Speaker 3: look into that because I think that would be fantastic. 113 00:05:03,320 --> 00:05:06,520 Speaker 3: And I have not traveled really well and such a 114 00:05:06,520 --> 00:05:09,240 Speaker 3: long time, so I'm ready to get back out there. 115 00:05:09,279 --> 00:05:11,080 Speaker 2: When you travel, like, are you super like. 116 00:05:13,080 --> 00:05:15,680 Speaker 1: Budget conscious or like what's like, what's your what's your 117 00:05:15,680 --> 00:05:16,960 Speaker 1: financial travel vibe? 118 00:05:17,800 --> 00:05:19,960 Speaker 3: Listen, I like to think that I paid my dues 119 00:05:20,279 --> 00:05:23,440 Speaker 3: as far as like rough in it. You know, after college, 120 00:05:23,440 --> 00:05:25,880 Speaker 3: I lived in Yeah, like after college, I lived in 121 00:05:25,880 --> 00:05:30,320 Speaker 3: South America for six months. I used to couchsurf before Airbnb, y'all, 122 00:05:30,400 --> 00:05:33,840 Speaker 3: we had CouchSurfing, and I feel like Airbnb killed CouchSurfing. 123 00:05:33,920 --> 00:05:36,479 Speaker 3: But it was when like just nice people would let 124 00:05:36,520 --> 00:05:39,120 Speaker 3: you stay with them for free and you would sometimes 125 00:05:39,120 --> 00:05:41,320 Speaker 3: get like tours and meals made for you. It was 126 00:05:41,360 --> 00:05:44,120 Speaker 3: so lovely. And I just like couchsurfed my way around 127 00:05:44,200 --> 00:05:48,159 Speaker 3: Chile and Peru and Argentina and you know, and hostels 128 00:05:48,200 --> 00:05:50,479 Speaker 3: and all that. You know, So I did it. I 129 00:05:50,560 --> 00:05:53,960 Speaker 3: did that check. And now I think I am definitely 130 00:05:54,000 --> 00:05:57,560 Speaker 3: like I don't want to struggle, you know, I want 131 00:05:57,600 --> 00:06:00,560 Speaker 3: to enjoy. So I think I am budget conscious on 132 00:06:00,640 --> 00:06:03,599 Speaker 3: things that I don't value as much. But my bed 133 00:06:03,720 --> 00:06:06,279 Speaker 3: I value like I need a good place to sleep, 134 00:06:06,640 --> 00:06:10,200 Speaker 3: I want good food, you know what I mean. So 135 00:06:10,320 --> 00:06:12,440 Speaker 3: that's why I'm like quality over quantity. 136 00:06:12,800 --> 00:06:13,520 Speaker 2: Okay, you know what I mean. 137 00:06:13,560 --> 00:06:15,240 Speaker 1: Does that makes sense because same as you like I, 138 00:06:15,680 --> 00:06:17,880 Speaker 1: I didn't travel in my twenties, but my early thirties 139 00:06:17,880 --> 00:06:19,919 Speaker 1: I started to travel and I did all that, like 140 00:06:20,000 --> 00:06:21,760 Speaker 1: to your point, because I didn't have any MO money, 141 00:06:21,839 --> 00:06:26,920 Speaker 1: so CouchSurfing hostels all that, you know, like flying into 142 00:06:27,040 --> 00:06:29,479 Speaker 1: you know whatever the cheapest middle seat I could get, 143 00:06:29,520 --> 00:06:31,800 Speaker 1: you know, And I'm glad that I did it because 144 00:06:31,920 --> 00:06:33,520 Speaker 1: I just really wanted to get to the destination. 145 00:06:34,480 --> 00:06:36,840 Speaker 2: But now, the way these knees are set up at 146 00:06:36,839 --> 00:06:40,200 Speaker 2: forty two going on forty three, my back. 147 00:06:40,040 --> 00:06:45,280 Speaker 3: Sound girls, I'm like, Okay, now now I understand why 148 00:06:45,279 --> 00:06:47,760 Speaker 3: they have those massages in the airport. I'm like, who 149 00:06:47,800 --> 00:06:50,719 Speaker 3: goes to those? Now? I'm like, I'll be late for 150 00:06:50,839 --> 00:06:53,680 Speaker 3: my my layover. I need to pop in there for. 151 00:06:53,640 --> 00:06:54,280 Speaker 4: A quick. 152 00:06:55,680 --> 00:06:58,200 Speaker 1: But yeah, but the way these creeks and cracks a 153 00:06:58,320 --> 00:07:01,800 Speaker 1: my set up, like saying that, like I you know, 154 00:07:01,920 --> 00:07:07,360 Speaker 1: and I just started traveling first class regularly, like I 155 00:07:07,400 --> 00:07:09,920 Speaker 1: want to say, last year, I was like nervous too. 156 00:07:10,080 --> 00:07:13,040 Speaker 1: It's almost like someone posted I thought it was funny. 157 00:07:13,040 --> 00:07:16,240 Speaker 1: It's almost like I don't eat like the snacks out 158 00:07:16,240 --> 00:07:17,600 Speaker 1: of the mini bar in the hotel because it's like, 159 00:07:17,640 --> 00:07:20,239 Speaker 1: feel like you're gonna ruin your family's financial future somehow 160 00:07:20,360 --> 00:07:22,560 Speaker 1: if you eat snacks out of the mini bar. And 161 00:07:22,640 --> 00:07:26,880 Speaker 1: so first class this just seemed excessive. And even now 162 00:07:27,120 --> 00:07:29,840 Speaker 1: I have rules if the flight is like under two hours, 163 00:07:29,880 --> 00:07:31,400 Speaker 1: I'm not gonna do first class because it doesn't only 164 00:07:31,440 --> 00:07:33,760 Speaker 1: make sense, you know, like you're a two hour flight 165 00:07:33,760 --> 00:07:36,440 Speaker 1: to me is really slight, and I'm just like, yeah, 166 00:07:36,600 --> 00:07:39,640 Speaker 1: I'm just like, you know, you get like I guess 167 00:07:39,680 --> 00:07:41,160 Speaker 1: for me, it's kind of like I'm just in and 168 00:07:41,200 --> 00:07:42,600 Speaker 1: out and I don't want to spay and spend three 169 00:07:42,640 --> 00:07:44,640 Speaker 1: times the amount, you know, just to be on a 170 00:07:44,680 --> 00:07:47,040 Speaker 1: flight for hour and a half. But above that, above 171 00:07:47,080 --> 00:07:50,000 Speaker 1: two hours, then like I get first class. Even if 172 00:07:50,040 --> 00:07:52,640 Speaker 1: it's the budgetist it feels wasteful, like even though it's 173 00:07:52,640 --> 00:07:54,120 Speaker 1: like not coming out of my own pocket, I'm like, 174 00:07:54,120 --> 00:07:55,520 Speaker 1: it's an hour and a half flight, it's a forty 175 00:07:55,520 --> 00:07:58,760 Speaker 1: five minute flight typically for those smaller planes anyway, first 176 00:07:58,760 --> 00:08:01,040 Speaker 1: class are just like the three seats in the front, 177 00:08:02,000 --> 00:08:04,280 Speaker 1: and it's like, so I'm paying three times more just 178 00:08:04,320 --> 00:08:07,320 Speaker 1: to It's not like, oh, the seats are better or whatever. 179 00:08:07,400 --> 00:08:10,120 Speaker 1: It's just like, m it's just the first three seats. 180 00:08:10,440 --> 00:08:13,320 Speaker 1: So so yeah, I just started flying first class regularly 181 00:08:13,360 --> 00:08:15,560 Speaker 1: only with those kind of parameters, and maybe you know, 182 00:08:15,840 --> 00:08:20,520 Speaker 1: I'll switch on over when my wealth gets wealthier. But yeah, 183 00:08:20,560 --> 00:08:23,280 Speaker 1: I'm definitely someone now who you know, I like a 184 00:08:23,320 --> 00:08:26,040 Speaker 1: really nice hotel. I do like to eat good food. 185 00:08:26,080 --> 00:08:28,320 Speaker 1: I'm still much like a walker. I love going on 186 00:08:28,400 --> 00:08:31,520 Speaker 1: tours and things like that. So my activities are not pricey, 187 00:08:31,600 --> 00:08:33,400 Speaker 1: but the accommodations are more pricy now. 188 00:08:33,760 --> 00:08:36,440 Speaker 3: Yeah, for sure, I'm such a fan of like paying 189 00:08:36,480 --> 00:08:39,240 Speaker 3: for an experience, like paying for a tour now, especially 190 00:08:39,280 --> 00:08:42,080 Speaker 3: food tours. You can go to some really nice food tours, 191 00:08:42,120 --> 00:08:44,800 Speaker 3: and it's actually, I think it's economical when you think 192 00:08:44,800 --> 00:08:47,600 Speaker 3: about you get to like taste, like test taste different 193 00:08:47,600 --> 00:08:49,560 Speaker 3: foods when you're in a new country at a bunch 194 00:08:49,600 --> 00:08:51,720 Speaker 3: of different restaurants that maybe if you added up full 195 00:08:51,760 --> 00:08:54,160 Speaker 3: meals it would be expensive. And you know, you got 196 00:08:54,160 --> 00:08:56,400 Speaker 3: me thinking like I have a lot of points on 197 00:08:56,440 --> 00:08:58,920 Speaker 3: my Chase card because finally we started like spending money 198 00:08:58,960 --> 00:09:02,720 Speaker 3: again on eating out and things like that. But it's Chase. 199 00:09:02,880 --> 00:09:05,040 Speaker 3: It's been a minute since the Chase reserve came out. 200 00:09:05,080 --> 00:09:07,720 Speaker 3: What's what are the kids saying today about travel cards? 201 00:09:07,720 --> 00:09:09,280 Speaker 3: Like what's the hot new bay on the street. That's 202 00:09:09,280 --> 00:09:10,160 Speaker 3: what I figure out. 203 00:09:10,320 --> 00:09:13,600 Speaker 1: It's still but that Chase was still called the Chase. 204 00:09:13,840 --> 00:09:15,400 Speaker 1: I never can get chasing your time? 205 00:09:17,720 --> 00:09:19,360 Speaker 2: What the Chase? I'm going, I'm gonna go to a 206 00:09:19,360 --> 00:09:19,840 Speaker 2: trick card. 207 00:09:19,920 --> 00:09:23,160 Speaker 1: So like that Chase Reserve card still a fan favorite. 208 00:09:23,480 --> 00:09:29,320 Speaker 1: Also too Amx, especially for business. It's a fan favorite. 209 00:09:29,360 --> 00:09:31,959 Speaker 1: This is because I was just looking for a personal card, 210 00:09:32,080 --> 00:09:34,079 Speaker 1: because I finally decided to join the big girls of 211 00:09:34,120 --> 00:09:36,199 Speaker 1: personal finance and put all my bills on a. 212 00:09:36,160 --> 00:09:38,400 Speaker 2: Card to get my points. You know, I've never done that. 213 00:09:38,480 --> 00:09:42,000 Speaker 3: I'm sorry? What so you know how like if. 214 00:09:41,800 --> 00:09:43,960 Speaker 1: Like so a lot of people, like anybody, if you 215 00:09:44,000 --> 00:09:46,480 Speaker 1: are responsible and or you have enough to pay off 216 00:09:46,520 --> 00:09:49,400 Speaker 1: all your bills, like a personal finance person might suggest 217 00:09:49,480 --> 00:09:52,120 Speaker 1: to you put all your bills on a specific credit 218 00:09:52,120 --> 00:09:54,080 Speaker 1: card that gives you the points of related to what 219 00:09:54,120 --> 00:09:57,200 Speaker 1: you want to do, travel, gas, cash back. But put 220 00:09:57,200 --> 00:09:58,719 Speaker 1: all your bills on that card and just pay the 221 00:09:58,760 --> 00:10:01,640 Speaker 1: card off every month because you're responsible, or at least 222 00:10:01,720 --> 00:10:03,920 Speaker 1: you have the finances. And I don't know why I had. 223 00:10:04,080 --> 00:10:06,760 Speaker 1: I was hesitant to do so up until like two 224 00:10:06,760 --> 00:10:09,720 Speaker 1: months ago. For finally I was like Tiffany, every bill, 225 00:10:10,040 --> 00:10:12,599 Speaker 1: even when I go food shopping, everything goals. I have 226 00:10:12,640 --> 00:10:16,319 Speaker 1: an AMEX Gold card because I already have Platinum for business. 227 00:10:16,520 --> 00:10:18,760 Speaker 1: So I got myself an Amex Gold card, and I 228 00:10:18,800 --> 00:10:20,679 Speaker 1: put everything on there and I just pay it off 229 00:10:20,679 --> 00:10:22,640 Speaker 1: once a month, and I'm like, why did I. 230 00:10:22,559 --> 00:10:23,240 Speaker 2: Wait so long? 231 00:10:23,600 --> 00:10:26,040 Speaker 1: And so I mean, what I love about AMX is 232 00:10:26,040 --> 00:10:29,640 Speaker 1: that all of the points typically go to the same bucket. 233 00:10:29,720 --> 00:10:32,680 Speaker 1: So three of my business so I have the MX Gold, 234 00:10:33,080 --> 00:10:35,760 Speaker 1: the Liverature Academy has a Platinum AMEX card, and then 235 00:10:35,800 --> 00:10:38,280 Speaker 1: the Budgetista has a Platinum MX card. And what's so 236 00:10:38,360 --> 00:10:40,800 Speaker 1: great is that all of our points pull in the 237 00:10:40,840 --> 00:10:43,079 Speaker 1: same bucket. So when I'm at Whole Foods, it goes 238 00:10:43,080 --> 00:10:45,760 Speaker 1: into my points bucket. When I swipe for a Budgetisa 239 00:10:45,840 --> 00:10:48,040 Speaker 1: goes into the points bucket. So it's like I right 240 00:10:48,080 --> 00:10:50,240 Speaker 1: now have like half a million points in my points 241 00:10:50,240 --> 00:10:52,440 Speaker 1: bucket for my cards. 242 00:10:52,440 --> 00:10:54,079 Speaker 2: And so that's what I'm doing. 243 00:10:53,920 --> 00:10:56,920 Speaker 1: Now, Like don't I don't use cash or my debit 244 00:10:56,920 --> 00:11:00,480 Speaker 1: card anymore because I'm like, Tiffany, you paid off month 245 00:11:00,720 --> 00:11:05,040 Speaker 1: in full, so you instead, you know, I'm not paying 246 00:11:05,080 --> 00:11:06,920 Speaker 1: any interest because I'm paying it off every month, so 247 00:11:07,000 --> 00:11:09,640 Speaker 1: it's not an extra cost to me. It's just and honestly, 248 00:11:09,640 --> 00:11:11,120 Speaker 1: what I do is every two weeks, so I don't forget. 249 00:11:11,120 --> 00:11:13,200 Speaker 1: I just pay off whatever the balance is. And so 250 00:11:13,280 --> 00:11:15,559 Speaker 1: I feel like whoo, because all my like all my 251 00:11:15,760 --> 00:11:18,400 Speaker 1: hacidity friends in personal finance were like, girl, you late, 252 00:11:18,559 --> 00:11:19,680 Speaker 1: how do you think we go on these tricks? 253 00:11:19,679 --> 00:11:22,199 Speaker 3: Are you doing before? Yeah, what are you doing before? 254 00:11:22,280 --> 00:11:24,320 Speaker 1: Letting things come out of my bills account or just 255 00:11:24,320 --> 00:11:25,320 Speaker 1: wiping my debit card? 256 00:11:25,760 --> 00:11:28,280 Speaker 3: So cause for me, like, I know that you were 257 00:11:28,320 --> 00:11:29,800 Speaker 3: in the hot seat last week. And by the way, 258 00:11:30,120 --> 00:11:32,400 Speaker 3: I feel like the audience has loved those two episodes 259 00:11:32,400 --> 00:11:35,960 Speaker 3: that we did. We got so many sweet messages and 260 00:11:36,000 --> 00:11:38,440 Speaker 3: I think it was such a great, like I don't know, 261 00:11:38,559 --> 00:11:42,040 Speaker 3: representation of our like our friendship and our like our 262 00:11:42,080 --> 00:11:44,320 Speaker 3: respect for one another. And I'm like everyone needs, like 263 00:11:44,360 --> 00:11:45,960 Speaker 3: if you don't have a Tiffany or a Mandy, you 264 00:11:45,960 --> 00:11:47,760 Speaker 3: can find one, you know, and find that person to 265 00:11:47,800 --> 00:11:51,320 Speaker 3: share with. But yeah, so business expenses I just sort 266 00:11:51,320 --> 00:11:52,720 Speaker 3: of like put in my mind they have to go 267 00:11:52,760 --> 00:11:55,000 Speaker 3: on my business credit card. I'm a baby business owner, 268 00:11:55,040 --> 00:11:58,160 Speaker 3: So I have the cue that's true, Capital one, Spark card, 269 00:11:58,480 --> 00:12:01,600 Speaker 3: nothing fancy, no, and it's two percent or wait, two 270 00:12:01,640 --> 00:12:04,120 Speaker 3: percent cash back, so it you know, it's not bad. 271 00:12:04,800 --> 00:12:08,120 Speaker 3: But I completely separate if it's a business expense, I 272 00:12:08,120 --> 00:12:09,560 Speaker 3: put it on the Capitol one. And when I was 273 00:12:09,600 --> 00:12:11,559 Speaker 3: traveling for that trip, I was like, dang, you know 274 00:12:11,600 --> 00:12:12,840 Speaker 3: how much I could be making up. I put it 275 00:12:12,840 --> 00:12:15,880 Speaker 3: on my reserve card, but something told me just put 276 00:12:15,920 --> 00:12:19,080 Speaker 3: it on the business card. Keep it separate. Yeah. 277 00:12:19,240 --> 00:12:20,800 Speaker 1: No, no, so that's what I do too. But I 278 00:12:20,840 --> 00:12:23,800 Speaker 1: just really I have three credit cards. I've got my 279 00:12:23,920 --> 00:12:27,280 Speaker 1: gold personal Tiffany card, AMEX as far as as far as. 280 00:12:27,240 --> 00:12:29,920 Speaker 3: AX, so one of those is personal. 281 00:12:30,400 --> 00:12:33,440 Speaker 1: Yeah, so that's the gold card, and then my Literature 282 00:12:33,440 --> 00:12:38,360 Speaker 1: Academy and the budget needs to have separate MX Platinum cards. 283 00:12:39,360 --> 00:12:41,440 Speaker 1: So what I like is that. Like even though, so whenever, 284 00:12:41,600 --> 00:12:42,800 Speaker 1: like you know, you should see me. Sometimes I'm like, 285 00:12:42,840 --> 00:12:45,360 Speaker 1: wait what am I getting? Okay, wait this is this 286 00:12:45,440 --> 00:12:45,800 Speaker 1: is at. 287 00:12:45,679 --> 00:12:48,720 Speaker 2: The checkout, all the cards lily, So I'm like, swhite. 288 00:12:48,760 --> 00:12:50,640 Speaker 2: But what I love is all the points I earned 289 00:12:50,720 --> 00:12:52,720 Speaker 2: go to the same bucket. That's what I was saying. 290 00:12:52,720 --> 00:12:55,320 Speaker 3: Oh, it's so eries. They don't have separate they don't 291 00:12:55,360 --> 00:12:56,760 Speaker 3: care if it's a business. 292 00:12:56,440 --> 00:12:58,800 Speaker 1: You So I do like I honestly, I have to 293 00:12:58,840 --> 00:13:03,000 Speaker 1: say for the way I use it's very because one 294 00:13:03,679 --> 00:13:05,240 Speaker 1: it offers what I like about this is not a 295 00:13:05,280 --> 00:13:05,760 Speaker 1: MX commercial. 296 00:13:05,760 --> 00:13:06,160 Speaker 2: They're paper. 297 00:13:06,200 --> 00:13:08,320 Speaker 3: You don't need to pay me, ye, but hey, if 298 00:13:08,320 --> 00:13:09,800 Speaker 3: you know anyone there he wants the doors. 299 00:13:10,640 --> 00:13:13,160 Speaker 1: But what I do like about MX is it's, yes, 300 00:13:13,200 --> 00:13:16,400 Speaker 1: it's the point, but I really like the protection, especially 301 00:13:16,400 --> 00:13:20,600 Speaker 1: for business that with a regular card, if something happens, 302 00:13:21,040 --> 00:13:23,040 Speaker 1: they wait and see before they give you your money 303 00:13:23,040 --> 00:13:24,920 Speaker 1: back or whatever. With MX, you get your money back 304 00:13:25,000 --> 00:13:30,080 Speaker 1: right away, you know, like they're very like, uh, customer centric, 305 00:13:30,400 --> 00:13:33,160 Speaker 1: and there's so many there's so many layers of like protection, 306 00:13:33,800 --> 00:13:36,040 Speaker 1: you know, and like I just lost, for example, I 307 00:13:36,040 --> 00:13:37,760 Speaker 1: lost my budget Innista card. I don't know where I 308 00:13:37,760 --> 00:13:39,800 Speaker 1: put it, and so I'm like, I raised home to 309 00:13:39,840 --> 00:13:41,800 Speaker 1: see had it been used, and thankfully it had not. 310 00:13:42,520 --> 00:13:44,040 Speaker 2: But right online it was super easy. 311 00:13:44,120 --> 00:13:46,480 Speaker 1: I was able to cancel it and I was able 312 00:13:46,520 --> 00:13:48,959 Speaker 1: to to order a new one. It came the next 313 00:13:49,040 --> 00:13:50,960 Speaker 1: day in the mail. They're like, girl, we do not 314 00:13:51,000 --> 00:13:55,400 Speaker 1: want you to pause and spending continue. Yeah, please, and 315 00:13:55,480 --> 00:13:57,520 Speaker 1: so but you know, that's what I like about AX. 316 00:13:57,559 --> 00:13:59,640 Speaker 1: It's like, yes, they have these great points. Plus two 317 00:13:59,720 --> 00:14:02,839 Speaker 1: when you purchase things with AMEX, like there are extra 318 00:14:02,960 --> 00:14:05,719 Speaker 1: like extra protection like for example, I did not know this, 319 00:14:06,120 --> 00:14:09,120 Speaker 1: but if I put like sometimes when I'm traveling, I'll 320 00:14:09,120 --> 00:14:12,559 Speaker 1: get like a rental car and I always get the insurance, 321 00:14:13,000 --> 00:14:14,720 Speaker 1: you know, but do you know if you use your 322 00:14:14,800 --> 00:14:16,720 Speaker 1: MX card, whether it's your business or your personal, depending 323 00:14:16,760 --> 00:14:18,360 Speaker 1: what kind of trip it is, you don't have to 324 00:14:18,360 --> 00:14:21,560 Speaker 1: get insurance. No, actually that's not that's actually your Chase 325 00:14:21,600 --> 00:14:22,320 Speaker 1: card with Chase. 326 00:14:22,360 --> 00:14:23,920 Speaker 3: I was gonna say, that's what I love about the Chase. 327 00:14:24,160 --> 00:14:25,800 Speaker 2: You don't have to get insurance that it comes with it. 328 00:14:25,880 --> 00:14:27,720 Speaker 3: I was like, they still try to sell you, like 329 00:14:27,760 --> 00:14:30,360 Speaker 3: you sure, I'm like, yeah, I'm a reserve member. They 330 00:14:30,400 --> 00:14:32,120 Speaker 3: should know by now. Don't mess with us. If you 331 00:14:32,160 --> 00:14:34,400 Speaker 3: feel that metal card in your hand, just don't just 332 00:14:34,440 --> 00:14:36,880 Speaker 3: save the sales pitch. You're nothing. 333 00:14:36,960 --> 00:14:38,880 Speaker 1: I just when you like, you know, if you're someone 334 00:14:38,880 --> 00:14:42,160 Speaker 1: who's ready to like use credit cards responsibly, because I 335 00:14:42,200 --> 00:14:45,920 Speaker 1: wasn't always who chased the same you know, so certainly 336 00:14:45,920 --> 00:14:48,480 Speaker 1: we're not judging, but if you are, there's just a 337 00:14:48,480 --> 00:14:50,320 Speaker 1: lot of benefits that you can lean into if you 338 00:14:50,360 --> 00:14:53,080 Speaker 1: pay off your card every month in full and you 339 00:14:53,160 --> 00:14:56,720 Speaker 1: use your response responsively responsibly. 340 00:14:57,120 --> 00:14:59,880 Speaker 2: Yeah. Oh so I spoke with like a millionaire millionaire today, Mandy. 341 00:14:59,880 --> 00:15:00,680 Speaker 2: We I have to have him on. 342 00:15:01,000 --> 00:15:03,520 Speaker 3: Okay, he's a millionaire millionaire. 343 00:15:03,440 --> 00:15:06,000 Speaker 1: Meaning like there's like millionaire million there's millionaires like me 344 00:15:06,040 --> 00:15:08,720 Speaker 1: who are like girl baby tow in, it's cute over here, 345 00:15:08,760 --> 00:15:12,440 Speaker 1: but I sit at the kids table, right, I know that's. 346 00:15:12,280 --> 00:15:14,600 Speaker 3: How I gonna let you be humble about that, Like, 347 00:15:14,800 --> 00:15:16,680 Speaker 3: but no, what I want. 348 00:15:15,680 --> 00:15:19,120 Speaker 1: To So Cedric I met him at invest Best and 349 00:15:19,160 --> 00:15:22,200 Speaker 1: he reached out to me, uh Invests because he was like, 350 00:15:22,240 --> 00:15:25,520 Speaker 1: he has a book coming out, which it sounds really awesome. 351 00:15:25,520 --> 00:15:26,360 Speaker 2: It's like something like. 352 00:15:27,200 --> 00:15:29,760 Speaker 1: A black guy to wealth. Why should the white boys 353 00:15:29,800 --> 00:15:31,280 Speaker 1: have all the fun or something funny like that. 354 00:15:31,320 --> 00:15:32,440 Speaker 3: I just which I love. I like that. 355 00:15:32,640 --> 00:15:35,840 Speaker 2: I was like, Mandy's gonna love that, like, oh, bring him. 356 00:15:36,240 --> 00:15:38,400 Speaker 1: So what I like about Cedric though, is that he 357 00:15:38,440 --> 00:15:40,920 Speaker 1: didn't start off with a lot of money, but he 358 00:15:41,000 --> 00:15:44,000 Speaker 1: had a millionaire mentors who taught him how to grow. 359 00:15:44,080 --> 00:15:45,920 Speaker 1: He's in his fifties, so he's like, this is like 360 00:15:45,920 --> 00:15:47,880 Speaker 1: a thirty year process who taught him how to like 361 00:15:47,920 --> 00:15:49,920 Speaker 1: you get a little bit, you set it aside, you 362 00:15:49,920 --> 00:15:51,880 Speaker 1: buy some property, get a little bit, you know. So 363 00:15:52,080 --> 00:15:54,480 Speaker 1: his he is a very step by step practical guide 364 00:15:54,720 --> 00:15:55,280 Speaker 1: to how. 365 00:15:55,080 --> 00:15:56,400 Speaker 2: He grew his millions. 366 00:15:56,400 --> 00:15:59,160 Speaker 1: He he also started a software company and he was 367 00:15:59,200 --> 00:16:01,000 Speaker 1: sharing him like some times revenues are our bards of 368 00:16:01,040 --> 00:16:02,200 Speaker 1: ninety million dollars a year. 369 00:16:02,600 --> 00:16:04,640 Speaker 2: So that's what I mean by a millionaire millionaire. 370 00:16:05,000 --> 00:16:07,560 Speaker 1: Like, you know, I'm still very much like new to 371 00:16:07,640 --> 00:16:10,200 Speaker 1: that space, but he's been in his space for about 372 00:16:10,240 --> 00:16:11,200 Speaker 1: thirty years plus. 373 00:16:11,240 --> 00:16:14,040 Speaker 2: I love just talking to him. He's like such a 374 00:16:14,080 --> 00:16:14,960 Speaker 2: regular guy. 375 00:16:15,200 --> 00:16:18,600 Speaker 1: And what I love is that he's really committed. He's like, 376 00:16:18,640 --> 00:16:21,400 Speaker 1: I've made plenty of money. I am committed to helping 377 00:16:21,440 --> 00:16:24,080 Speaker 1: other people figure out how to do this, you know, 378 00:16:24,160 --> 00:16:26,920 Speaker 1: because there's nothing special about me except for the consistency. 379 00:16:27,400 --> 00:16:29,440 Speaker 1: And no one is telling you, well, I just have 380 00:16:29,560 --> 00:16:30,680 Speaker 1: I have twenty thousand dollars. 381 00:16:30,720 --> 00:16:33,280 Speaker 2: What should I do? You know, I got a fifty 382 00:16:33,320 --> 00:16:35,880 Speaker 2: thousand dollars bonus? What should I do? And so he 383 00:16:36,000 --> 00:16:36,920 Speaker 2: just was just really awesome. 384 00:16:36,960 --> 00:16:38,840 Speaker 1: So just and honestly it just I was chatting with 385 00:16:38,920 --> 00:16:42,200 Speaker 1: him today because he wanted advice about, you know, bookmarketing, and. 386 00:16:42,120 --> 00:16:43,840 Speaker 2: I was like, Cedria, your goals. He was like, no, 387 00:16:43,880 --> 00:16:46,480 Speaker 2: your goals. I'm like, no, et cetera, your goals. So 388 00:16:46,680 --> 00:16:48,600 Speaker 2: it was just really awesome. He's just such a nice guy. 389 00:16:48,640 --> 00:16:52,080 Speaker 1: And I was just like, this is you know, so 390 00:16:52,120 --> 00:16:54,560 Speaker 1: many people who I know are you know, who are 391 00:16:54,640 --> 00:16:58,400 Speaker 1: newly wealthy and who you know, So we're all figuring. 392 00:16:58,040 --> 00:16:58,680 Speaker 2: It out together. 393 00:16:58,880 --> 00:17:00,960 Speaker 1: Because if I'm honest, I know how to make money, 394 00:17:01,240 --> 00:17:02,520 Speaker 1: I know how to save money, I know how to 395 00:17:02,600 --> 00:17:07,080 Speaker 1: manage money, but I don't feel super comfortable managing wealth, 396 00:17:07,200 --> 00:17:08,919 Speaker 1: If that makes sense. That's why I have Angelie, my 397 00:17:08,920 --> 00:17:12,560 Speaker 1: financial advisor, you know. But even still, like, for example, 398 00:17:13,520 --> 00:17:15,199 Speaker 1: I think I want to get another house. I think 399 00:17:15,240 --> 00:17:17,280 Speaker 1: I want to buy a house in like this really 400 00:17:17,280 --> 00:17:19,359 Speaker 1: cute town called South Orange which is next to Newark, 401 00:17:19,600 --> 00:17:21,760 Speaker 1: and then probably my sister and the kids will stay here. 402 00:17:22,200 --> 00:17:25,480 Speaker 1: So my knee jerk reaction is to purchase that house 403 00:17:25,520 --> 00:17:28,080 Speaker 1: in cash, like five hundred, seven hundred thousand whatever it's 404 00:17:28,119 --> 00:17:29,560 Speaker 1: going to be to purchase in cash and no cause 405 00:17:29,560 --> 00:17:31,520 Speaker 1: see Many's like I thought. 406 00:17:31,320 --> 00:17:33,320 Speaker 3: We talked about this. I know, go ahead, go ahead, but. 407 00:17:33,760 --> 00:17:37,440 Speaker 1: Sedgric is like, or to your point, Mandy, you could 408 00:17:37,440 --> 00:17:40,080 Speaker 1: take that five or six or seven hundred thousand and 409 00:17:40,160 --> 00:17:44,840 Speaker 1: then get this apartment building in Jersey City that generates 410 00:17:44,880 --> 00:17:47,160 Speaker 1: you know, ten thousand dollars a month or whatever, go 411 00:17:47,200 --> 00:17:49,800 Speaker 1: get a mortgage. And I know you're like mortgage, Davidy, 412 00:17:49,840 --> 00:17:51,399 Speaker 1: because you know, part of me is like still like 413 00:17:51,680 --> 00:17:54,280 Speaker 1: what if it all falls down? You know that, go 414 00:17:54,320 --> 00:17:56,600 Speaker 1: get a mortgage that costs you like three or four thousand, 415 00:17:56,920 --> 00:17:59,520 Speaker 1: but you're making ten on this side. So I told 416 00:17:59,560 --> 00:18:02,919 Speaker 1: him that he's my wealth mentor, and he was like, 417 00:18:02,960 --> 00:18:04,080 Speaker 1: all right, that's fine. 418 00:18:03,840 --> 00:18:05,520 Speaker 2: As long as you you know, you can read my 419 00:18:05,520 --> 00:18:07,879 Speaker 2: book montor you know. I said, I'm just out here 420 00:18:07,880 --> 00:18:10,160 Speaker 2: internet and figuring it out. 421 00:18:10,680 --> 00:18:12,639 Speaker 1: And so I just thought about that, like it just 422 00:18:12,680 --> 00:18:16,679 Speaker 1: in general, but it's it was, it was. It's just 423 00:18:16,800 --> 00:18:21,679 Speaker 1: interesting to hear someone who has spent his lifetime solely 424 00:18:21,720 --> 00:18:25,520 Speaker 1: but surely growing wealth in a way that's not popular 425 00:18:25,680 --> 00:18:27,639 Speaker 1: that's happening now, which is there's nothing wrong with like, 426 00:18:27,960 --> 00:18:29,320 Speaker 1: you know what I mean, because I'm part of that 427 00:18:29,440 --> 00:18:32,199 Speaker 1: like kind of like upstart wealth and so I just 428 00:18:32,480 --> 00:18:34,600 Speaker 1: but I feel like the way he's grown his wealth 429 00:18:34,680 --> 00:18:38,679 Speaker 1: is very attainable for many people versus when people ask me, 430 00:18:38,840 --> 00:18:41,920 Speaker 1: I'm like, honestly, if I had not started the Budgeonissa, 431 00:18:41,960 --> 00:18:43,520 Speaker 1: what are the what's the likelihood you're going to start 432 00:18:43,520 --> 00:18:46,480 Speaker 1: a Budgetista? So I don't like speaking about wealth from 433 00:18:46,480 --> 00:18:49,560 Speaker 1: a place of just do like me, what start the budgetiessa? 434 00:18:49,640 --> 00:18:52,720 Speaker 1: During the Great Recession, like honestly, yeah, you know, and 435 00:18:52,760 --> 00:18:53,960 Speaker 1: so like, yeah, I just say all that to say 436 00:18:53,960 --> 00:18:55,960 Speaker 1: that like we would, I mean probably not until like 437 00:18:56,400 --> 00:18:58,639 Speaker 1: his book comes out in January, so maybe in January sometime. 438 00:18:58,680 --> 00:19:01,000 Speaker 2: But he was just an interesting chat one. He just 439 00:19:01,080 --> 00:19:02,320 Speaker 2: was really like these. 440 00:19:02,160 --> 00:19:07,359 Speaker 1: Are really solid, non scamming, he's not selling anything, you know, 441 00:19:07,600 --> 00:19:09,440 Speaker 1: just like I want us to do better and we can. 442 00:19:09,680 --> 00:19:13,480 Speaker 1: So I'm just really loving because I've created space for myself. 443 00:19:13,560 --> 00:19:17,359 Speaker 1: I'm loving having these conversations with just awesome people just 444 00:19:17,440 --> 00:19:19,719 Speaker 1: for conversation's sake. And so he was just someone who 445 00:19:19,760 --> 00:19:21,560 Speaker 1: I was like, oh, wow, you know, I talked to 446 00:19:21,640 --> 00:19:23,240 Speaker 1: a lot of people who've made a lot of money, 447 00:19:24,040 --> 00:19:26,720 Speaker 1: but he's the first person that I've talked to that's 448 00:19:27,040 --> 00:19:29,200 Speaker 1: made it like the slow and steady wins the race 449 00:19:29,560 --> 00:19:34,720 Speaker 1: way and at this level tradition, yes, you know, attainable. 450 00:19:34,280 --> 00:19:35,560 Speaker 3: Classic connection suit. 451 00:19:35,840 --> 00:19:36,119 Speaker 4: Yeah. 452 00:19:36,160 --> 00:19:37,520 Speaker 1: And I just was like, you know, it'd be nice 453 00:19:37,520 --> 00:19:39,840 Speaker 1: to have that kind of perspective of like, hey, if 454 00:19:39,880 --> 00:19:42,280 Speaker 1: you don't want to start some big, big old business, 455 00:19:42,560 --> 00:19:44,920 Speaker 1: what does that look like? Slow and steady wins the race? 456 00:19:44,920 --> 00:19:46,000 Speaker 1: And like, you know, like I said, he's just a 457 00:19:46,000 --> 00:19:46,600 Speaker 1: really nice guy. 458 00:19:46,680 --> 00:19:49,240 Speaker 3: So take a quick break and see y'all in just 459 00:19:49,280 --> 00:19:50,720 Speaker 3: a minute. 460 00:19:51,000 --> 00:19:52,960 Speaker 2: So speaking of guess Mandoe. 461 00:19:53,040 --> 00:19:57,439 Speaker 3: We had like guests, I can't wait to meet here. 462 00:19:57,440 --> 00:19:59,359 Speaker 3: You've been talking about this. I almost called her a 463 00:19:59,400 --> 00:20:03,200 Speaker 3: young lady and what am I a boomer? This woman 464 00:20:03,760 --> 00:20:06,320 Speaker 3: this badass for a while, but tell us about Desiah. 465 00:20:06,320 --> 00:20:08,240 Speaker 3: Who is this lady? Why is she here? 466 00:20:08,880 --> 00:20:12,960 Speaker 1: So Dasah is one of my newest mentees, like my 467 00:20:13,000 --> 00:20:17,320 Speaker 1: real life in person mentees. So I'm at Desa because 468 00:20:17,880 --> 00:20:21,280 Speaker 1: I noticed that I always checked my numbers for getgre 469 00:20:21,359 --> 00:20:24,280 Speaker 1: with Money, my book, and I noticed I had this 470 00:20:24,400 --> 00:20:27,040 Speaker 1: huge uptick and I was just like, this is not 471 00:20:27,200 --> 00:20:29,359 Speaker 1: It literally was like sales had doubled like two and 472 00:20:29,400 --> 00:20:31,560 Speaker 1: a half, you know, like I know normally I sell 473 00:20:31,600 --> 00:20:33,359 Speaker 1: maybe like a eight hundred or thousand. It was like 474 00:20:33,400 --> 00:20:36,720 Speaker 1: twenty four hundred one week. And I was like, that's unusual. 475 00:20:36,880 --> 00:20:39,680 Speaker 1: So I searched my socials. I was like, TikTok, I 476 00:20:39,720 --> 00:20:44,120 Speaker 1: mean not TikTok. I said Instagram, nothing special, there facebook 477 00:20:44,160 --> 00:20:46,800 Speaker 1: nothing special Twitter. But I was like, it's something someone 478 00:20:46,880 --> 00:20:49,880 Speaker 1: has said something and maybe it's in a magazine or tea. 479 00:20:50,000 --> 00:20:51,760 Speaker 1: But I feel like if that happened, someone would have 480 00:20:51,760 --> 00:20:52,240 Speaker 1: tagged me. 481 00:20:52,640 --> 00:20:53,359 Speaker 2: But because I'm. 482 00:20:53,320 --> 00:20:57,240 Speaker 1: Old ish, it ended up being TikTok and the only 483 00:20:57,280 --> 00:20:58,720 Speaker 1: way because I don't I have a TikTok, but y' 484 00:20:58,720 --> 00:21:01,919 Speaker 1: don't know, I don't be going there. Someone actually shared 485 00:21:02,040 --> 00:21:06,240 Speaker 1: at the TikTok on Facebook, which is where I found it, 486 00:21:06,280 --> 00:21:07,639 Speaker 1: because that's the only way I was going to see it. 487 00:21:07,760 --> 00:21:12,680 Speaker 1: Ooh girl, this beautiful black woman shouting out get good 488 00:21:12,680 --> 00:21:13,760 Speaker 1: with money, and. 489 00:21:13,720 --> 00:21:15,440 Speaker 2: It was such like a great endorsement. 490 00:21:15,440 --> 00:21:17,520 Speaker 1: I never met her, she had the book and she 491 00:21:17,600 --> 00:21:19,760 Speaker 1: was just saying how awesome it was and how she's like, 492 00:21:19,800 --> 00:21:22,639 Speaker 1: I have a wroth Ira. Guys, I have a wroth Ira. 493 00:21:23,080 --> 00:21:25,119 Speaker 1: It was just so awesome and I was like, oh 494 00:21:25,119 --> 00:21:27,440 Speaker 1: my gosh. Then like I saw that it was like 495 00:21:27,480 --> 00:21:30,040 Speaker 1: you know, had like you know, over one hundred thousand 496 00:21:30,080 --> 00:21:33,600 Speaker 1: fuse all these comments. And so I found her on 497 00:21:33,640 --> 00:21:36,040 Speaker 1: TikTok and I found her on Instagram as well. I 498 00:21:36,119 --> 00:21:38,080 Speaker 1: ended up like reaching out to her. It was like, 499 00:21:38,119 --> 00:21:39,760 Speaker 1: thank you so much. If you're ever in Jersey, let 500 00:21:39,840 --> 00:21:42,160 Speaker 1: me know we can link up. And she was like, actually, 501 00:21:42,560 --> 00:21:45,320 Speaker 1: Finn to be in Jersey this week. I was like really, 502 00:21:45,880 --> 00:21:47,960 Speaker 1: And so we ended up like hanging out and she 503 00:21:48,119 --> 00:21:50,320 Speaker 1: was so dope. I was like, yeah, my new mentee, 504 00:21:50,680 --> 00:21:54,560 Speaker 1: ye're my newte there's no advance but about it. So 505 00:21:54,600 --> 00:21:58,679 Speaker 1: we wanted to have Dasia come on because she's also honestly, 506 00:21:58,720 --> 00:22:00,800 Speaker 1: Dasa doesn't even need a mentor. She's one of these 507 00:22:00,800 --> 00:22:03,159 Speaker 1: I'm gonna win win no matter what, which is like 508 00:22:03,160 --> 00:22:04,600 Speaker 1: the best type of mentor because I could just get 509 00:22:04,600 --> 00:22:06,000 Speaker 1: a front row seat to her winning this. 510 00:22:06,640 --> 00:22:08,639 Speaker 3: She's so funny too. I started following her after we 511 00:22:08,680 --> 00:22:13,160 Speaker 3: talked about her. Yeah, so Dasa says, so on TikTok, 512 00:22:13,640 --> 00:22:15,280 Speaker 3: we'll put a link in the bio. I mean though 513 00:22:16,119 --> 00:22:17,720 Speaker 3: it could be in the bio in the notes. 514 00:22:19,160 --> 00:22:21,560 Speaker 1: Yeah, we're gonna link your TikTok. So Danja, come on up, 515 00:22:21,600 --> 00:22:22,600 Speaker 1: she's here with us. 516 00:22:22,760 --> 00:22:28,639 Speaker 4: Hi everyone, Hi, Hi Danjah. Nice, nice to meet you 517 00:22:28,680 --> 00:22:29,159 Speaker 4: as well. 518 00:22:29,920 --> 00:22:32,720 Speaker 1: So Dajoah, tell us a little about yourself one, yeah, 519 00:22:32,800 --> 00:22:34,520 Speaker 1: tell us like you know, like, what do you do? 520 00:22:34,680 --> 00:22:36,159 Speaker 2: Who are you let the people know? 521 00:22:36,960 --> 00:22:37,160 Speaker 3: Oh? 522 00:22:37,200 --> 00:22:40,920 Speaker 5: Well, my name is Dejah Miles Langaine and I'm from Boston, Massachusetts. 523 00:22:41,200 --> 00:22:44,840 Speaker 5: I currently take classes at Northeastern. I own a business. 524 00:22:44,880 --> 00:22:46,760 Speaker 5: I owned a vending machine for a little while, which 525 00:22:46,800 --> 00:22:51,879 Speaker 5: was inspired by the DreamCatcher Facebook group. Actually, and I 526 00:22:51,960 --> 00:22:59,760 Speaker 5: do tiktoks occasionally and shout out people's books as well, so. 527 00:22:59,600 --> 00:23:03,399 Speaker 3: They use to sorrow or that too. Gods, I'm an 528 00:23:03,400 --> 00:23:05,400 Speaker 3: old lady. I'm like, tell me what you're studying. 529 00:23:06,640 --> 00:23:09,520 Speaker 5: Well, I am doing a certification and project management at 530 00:23:09,520 --> 00:23:09,960 Speaker 5: the moment. 531 00:23:10,400 --> 00:23:14,119 Speaker 3: Oh wow, okay, nice? All right? So business wise is 532 00:23:14,200 --> 00:23:15,840 Speaker 3: the is the TikTok the business? 533 00:23:16,200 --> 00:23:16,280 Speaker 2: No? 534 00:23:17,320 --> 00:23:20,040 Speaker 5: So, I did an internship in twenty nineteen in New 535 00:23:20,119 --> 00:23:23,720 Speaker 5: Jersey called Development and one of the requirements was to 536 00:23:23,760 --> 00:23:27,040 Speaker 5: create your own business concept. And my business concept was 537 00:23:27,080 --> 00:23:30,040 Speaker 5: centered around self care. It started off as a skincare brand, 538 00:23:30,320 --> 00:23:32,760 Speaker 5: but during that same summer I had lost my cousin 539 00:23:32,880 --> 00:23:36,880 Speaker 5: due to like mental illness as well, so I kind 540 00:23:36,920 --> 00:23:41,159 Speaker 5: of shifted the direction to more mental health centered. So 541 00:23:41,200 --> 00:23:44,359 Speaker 5: I create skincare self care products and just try to 542 00:23:44,800 --> 00:23:47,400 Speaker 5: be a light for people on the internet as much 543 00:23:47,440 --> 00:23:51,000 Speaker 5: as I can by providing them with products to also 544 00:23:51,920 --> 00:23:55,600 Speaker 5: indulge in themselves or take a moment to like connect 545 00:23:55,600 --> 00:23:57,960 Speaker 5: with yourself on a more intimate level. 546 00:23:58,720 --> 00:24:00,000 Speaker 2: Well, we're sorry about your lost date. 547 00:24:00,640 --> 00:24:02,439 Speaker 1: Can you share what's the name of your your company? 548 00:24:02,440 --> 00:24:05,159 Speaker 1: Maybe people want to We'll share the show notes, like 549 00:24:05,200 --> 00:24:06,240 Speaker 1: the link in the show notes. 550 00:24:06,920 --> 00:24:07,240 Speaker 4: Sure. 551 00:24:07,359 --> 00:24:10,840 Speaker 5: So my business is called Sincerely Sanguine, which is an actual, 552 00:24:10,880 --> 00:24:14,119 Speaker 5: real world real word which people don't know. So sanguine 553 00:24:14,119 --> 00:24:18,040 Speaker 5: means optimistic or positive in an apparently bad or difficult situation, 554 00:24:18,680 --> 00:24:21,439 Speaker 5: and sincerely is like the sign off or also like 555 00:24:21,440 --> 00:24:24,920 Speaker 5: to me genuine, So you're sincerely optimistic or positive in 556 00:24:24,920 --> 00:24:26,720 Speaker 5: an apparently bad or difficult situation. 557 00:24:27,480 --> 00:24:33,120 Speaker 3: See do you make this stuff yourself? Because I thought 558 00:24:33,119 --> 00:24:34,840 Speaker 3: you were like a booked I was like, Oh, she's 559 00:24:34,880 --> 00:24:36,800 Speaker 3: a book talker, that's like her thing. But no, that's 560 00:24:36,880 --> 00:24:39,560 Speaker 3: just like on this. Okay, all right, okay nice. Do 561 00:24:39,600 --> 00:24:40,760 Speaker 3: you make the products yourself? 562 00:24:40,960 --> 00:24:41,320 Speaker 4: I do. 563 00:24:41,960 --> 00:24:45,040 Speaker 5: I've been doing it since twenty nineteen obviously, but I 564 00:24:45,119 --> 00:24:47,000 Speaker 5: do make them myself when I use them myself, so 565 00:24:47,080 --> 00:24:48,920 Speaker 5: I know that they work. 566 00:24:49,440 --> 00:24:51,920 Speaker 1: I can see your glow now, like if you guys 567 00:24:51,960 --> 00:24:55,680 Speaker 1: are not watching us on YouTube, your loss because Asia 568 00:24:55,800 --> 00:24:58,280 Speaker 1: is glown on here. She's added to the melanin like 569 00:24:58,359 --> 00:25:01,399 Speaker 1: display on display between you know, we have every range. 570 00:25:01,800 --> 00:25:02,239 Speaker 1: Thank you. 571 00:25:05,080 --> 00:25:07,040 Speaker 3: I was going to ask for anyone who's because how 572 00:25:07,080 --> 00:25:08,280 Speaker 3: old are you? Do you find me asking? 573 00:25:08,520 --> 00:25:08,600 Speaker 4: No? 574 00:25:08,680 --> 00:25:10,480 Speaker 5: I don't mind at all. I'm twenty four years old. 575 00:25:10,520 --> 00:25:12,960 Speaker 5: I turned twenty five December twenty fifth of this year. 576 00:25:13,320 --> 00:25:15,119 Speaker 3: Oh will you be best friends? With my cousin Anna. 577 00:25:15,160 --> 00:25:17,520 Speaker 3: She's twenty four and she's also really interested in the 578 00:25:17,520 --> 00:25:21,840 Speaker 3: mental health wellness space. So that's my first question. My 579 00:25:21,840 --> 00:25:24,679 Speaker 3: second question is for people in their early twenties, what 580 00:25:24,760 --> 00:25:27,280 Speaker 3: advice do you have for someone wanting to start a business. 581 00:25:28,359 --> 00:25:29,760 Speaker 3: And it sounds like you've had a couple at a 582 00:25:29,800 --> 00:25:33,520 Speaker 3: vending machine that also the skincare line, So what interested 583 00:25:33,520 --> 00:25:35,399 Speaker 3: you in starting a business? And like any advice for 584 00:25:35,440 --> 00:25:38,320 Speaker 3: young people listening, I. 585 00:25:38,240 --> 00:25:39,040 Speaker 4: Can give advice. 586 00:25:39,160 --> 00:25:43,240 Speaker 5: So my initial life plan that I had for myself 587 00:25:43,320 --> 00:25:45,480 Speaker 5: was becoming a teacher. I thought that's what I wanted 588 00:25:45,520 --> 00:25:48,960 Speaker 5: to do, and then the pandemic hit, so I figured, no, 589 00:25:49,119 --> 00:25:52,240 Speaker 5: I'm not teaching on Zoom. That just that's not going 590 00:25:52,320 --> 00:25:56,040 Speaker 5: to be my introduction to teaching. So because of the internship, 591 00:25:56,080 --> 00:25:59,280 Speaker 5: I had a business. So I figured I will just 592 00:25:59,320 --> 00:26:01,639 Speaker 5: kind of like jump around from job to job and 593 00:26:01,800 --> 00:26:02,800 Speaker 5: focus on my business. 594 00:26:02,880 --> 00:26:04,080 Speaker 4: So that's what I ended up doing. 595 00:26:05,680 --> 00:26:08,000 Speaker 5: In terms of advice for people that are interested in 596 00:26:08,000 --> 00:26:11,600 Speaker 5: starting a business, I would say, figure out what industry 597 00:26:11,640 --> 00:26:13,800 Speaker 5: you would like to get into, and then research people 598 00:26:13,840 --> 00:26:15,959 Speaker 5: that are doing what you're interested in doing. 599 00:26:16,200 --> 00:26:18,040 Speaker 4: So I watched a lot of YouTube videos. 600 00:26:19,040 --> 00:26:22,560 Speaker 5: I also leaned on my resources because there are people 601 00:26:22,600 --> 00:26:26,080 Speaker 5: who well for Development, they have a business, so I 602 00:26:26,080 --> 00:26:28,520 Speaker 5: would ask them questions. And we also have a cohort, 603 00:26:28,760 --> 00:26:31,280 Speaker 5: so people in the cohort, I would also ask them questions. 604 00:26:32,160 --> 00:26:35,239 Speaker 5: So I would just say, do your research, figure out 605 00:26:35,280 --> 00:26:37,919 Speaker 5: which industry you want to go into, and. 606 00:26:39,440 --> 00:26:40,240 Speaker 4: Trust yourself. 607 00:26:40,440 --> 00:26:43,760 Speaker 5: It could be a scary process, especially if you're the 608 00:26:43,800 --> 00:26:46,800 Speaker 5: first business owner in your family, but if you have 609 00:26:47,080 --> 00:26:51,200 Speaker 5: a desire in your this is something that you're passionate about, 610 00:26:51,560 --> 00:26:53,720 Speaker 5: just trust yourself and be willing to do that. Step 611 00:26:53,760 --> 00:26:55,879 Speaker 5: out on faith and be willing to do that. 612 00:26:55,880 --> 00:26:58,679 Speaker 1: That was really like, honestly, like I couldn't have phrased 613 00:26:58,720 --> 00:27:00,880 Speaker 1: it better. That's such great advice for people who are 614 00:27:00,960 --> 00:27:03,840 Speaker 1: just kind of like starting out, just figuring it out. 615 00:27:04,960 --> 00:27:07,920 Speaker 1: So yeah, I meant to share. That's how I met Dejah. 616 00:27:07,920 --> 00:27:13,600 Speaker 1: I spoke at Development. It's a nonprofit that helps young 617 00:27:15,359 --> 00:27:19,919 Speaker 1: black kind of a future or fledging entrepreneurs. And they 618 00:27:20,160 --> 00:27:23,480 Speaker 1: a friend of mine sits on their board and was like, Hey, Tiffany, 619 00:27:23,480 --> 00:27:25,919 Speaker 1: could you come and speak And I said sure, and 620 00:27:25,960 --> 00:27:29,080 Speaker 1: so that's how I met ended up meeting Dasia. So 621 00:27:29,119 --> 00:27:30,800 Speaker 1: share with us if you don't mind kind of like 622 00:27:30,800 --> 00:27:33,399 Speaker 1: where are you on your financial journey? You know, like 623 00:27:33,480 --> 00:27:35,600 Speaker 1: how's that going? So that way someone who might be 624 00:27:35,600 --> 00:27:37,200 Speaker 1: in your age range can kind of get a gauge 625 00:27:37,200 --> 00:27:39,159 Speaker 1: of like, oh the good, the bad, the ugly, we 626 00:27:39,200 --> 00:27:40,600 Speaker 1: don't mind no judgment here. 627 00:27:41,359 --> 00:27:41,679 Speaker 4: Sure. 628 00:27:42,200 --> 00:27:45,240 Speaker 5: So, if I'm being completely honest, I'm only ninety percent 629 00:27:45,280 --> 00:27:47,600 Speaker 5: whole because I haven't finished the last chapter every book. 630 00:27:47,640 --> 00:27:49,040 Speaker 4: But I've just been like really busy. 631 00:27:49,480 --> 00:27:52,399 Speaker 5: But I'm pretty sure I have the information that I 632 00:27:52,440 --> 00:27:55,399 Speaker 5: need at this point with a ninety percent. But I 633 00:27:55,400 --> 00:27:57,840 Speaker 5: feel like because of your book, I have a good 634 00:27:57,880 --> 00:28:01,159 Speaker 5: gauge on where I want to see myself financially. 635 00:28:01,400 --> 00:28:03,240 Speaker 4: You asked me where I see myself in five years. 636 00:28:03,119 --> 00:28:05,160 Speaker 5: And I said I want to own a house, which 637 00:28:05,200 --> 00:28:09,800 Speaker 5: wasn't realistic, but I just like said something so realistically, 638 00:28:10,400 --> 00:28:13,359 Speaker 5: loans are my main priority right now. 639 00:28:13,560 --> 00:28:16,479 Speaker 4: But due to Biden, where I can get that forgiven? 640 00:28:16,520 --> 00:28:19,320 Speaker 5: I get twenty percent, twenty thousand forgiven because I did 641 00:28:19,359 --> 00:28:20,159 Speaker 5: get the pel grant. 642 00:28:20,560 --> 00:28:22,159 Speaker 3: Oh nice. What does that leave you with? Is that 643 00:28:22,240 --> 00:28:22,560 Speaker 3: all of it? 644 00:28:22,960 --> 00:28:26,480 Speaker 4: No, I have four thousand left, but I knocked that out. 645 00:28:26,560 --> 00:28:30,120 Speaker 3: That's huge. Yeah, you're putting a face to the life changing. Yeah, 646 00:28:30,400 --> 00:28:34,320 Speaker 3: like impact of that policy. Yeah, yeah, that's amazing. 647 00:28:34,880 --> 00:28:41,120 Speaker 5: So loans is top priority savings for retirement. You said 648 00:28:41,120 --> 00:28:43,280 Speaker 5: put a name to your future self, and my future 649 00:28:43,280 --> 00:28:46,720 Speaker 5: self's name is Tony Child after Tony from Girlfriends, because 650 00:28:46,720 --> 00:28:47,720 Speaker 5: that's my favorite show. 651 00:28:48,360 --> 00:28:51,120 Speaker 2: First of all, the fact that's her future self mean, 652 00:28:51,160 --> 00:28:51,600 Speaker 2: well that's me. 653 00:28:51,680 --> 00:28:55,400 Speaker 3: Now, I'm like, she's like, yeah, I love to watch 654 00:28:55,440 --> 00:29:02,560 Speaker 3: old shows on TV Vintage. That's my Girlfriends period. Pieces 655 00:29:02,640 --> 00:29:06,400 Speaker 3: of being a black woman in America. 656 00:29:07,200 --> 00:29:11,760 Speaker 2: Okay, go ahead. So literally I'm like, damn, okay, go ahead. 657 00:29:12,920 --> 00:29:16,120 Speaker 5: Also progressing in my business, finding a way to be 658 00:29:16,200 --> 00:29:18,680 Speaker 5: more consistent. I feel like when I'm consistent, I do well. 659 00:29:18,920 --> 00:29:21,400 Speaker 5: But because I just do so much, it's kind of 660 00:29:21,400 --> 00:29:22,880 Speaker 5: hard balancing everything. 661 00:29:23,480 --> 00:29:25,360 Speaker 4: I didn't say this, but I do taekwondo. 662 00:29:25,440 --> 00:29:27,400 Speaker 5: I just recently got my black belt, so that was 663 00:29:27,440 --> 00:29:28,640 Speaker 5: taking up a lot of my time. 664 00:29:31,160 --> 00:29:32,960 Speaker 4: So that was taking up a lot of my time. 665 00:29:33,240 --> 00:29:35,640 Speaker 5: So now that I've done that, I still want to 666 00:29:35,840 --> 00:29:39,400 Speaker 5: contribute to my class because they do like this like loyalty. 667 00:29:39,440 --> 00:29:41,360 Speaker 5: You have to be loyal to your dojo, so I 668 00:29:41,400 --> 00:29:43,400 Speaker 5: have to contribute to that. But I also want to 669 00:29:43,800 --> 00:29:46,000 Speaker 5: put myself first and do what I want to do. 670 00:29:46,240 --> 00:29:50,680 Speaker 5: So business loans and just preparing for my future are 671 00:29:50,720 --> 00:29:52,720 Speaker 5: like my three main top priorities at the moment. 672 00:29:53,240 --> 00:29:56,280 Speaker 3: Can we get into like what's so where are you now? 673 00:29:56,320 --> 00:29:58,320 Speaker 3: Is this your apartment? You live with your folks? 674 00:29:58,600 --> 00:30:00,000 Speaker 4: I live with my dad currently. 675 00:30:00,600 --> 00:30:03,320 Speaker 3: Do you have like a little like science like lab 676 00:30:03,360 --> 00:30:07,000 Speaker 3: where you're concocting skincare stuff there? How do you make 677 00:30:07,000 --> 00:30:09,600 Speaker 3: a skin? How do you do skincare stuff? How do 678 00:30:09,640 --> 00:30:12,360 Speaker 3: you go from the idea to making the product to 679 00:30:12,440 --> 00:30:12,920 Speaker 3: selling it? 680 00:30:13,000 --> 00:30:13,080 Speaker 4: Like? 681 00:30:13,120 --> 00:30:16,320 Speaker 3: What's your whole business look like? I'm curious about that. 682 00:30:16,880 --> 00:30:19,640 Speaker 5: Well, I know that cleanliness is very important, so I 683 00:30:19,680 --> 00:30:24,680 Speaker 5: make sure I like sterilize everything, make sure everything's clean. Again, 684 00:30:25,400 --> 00:30:28,719 Speaker 5: this comes in terms of like when you see what 685 00:30:28,800 --> 00:30:31,320 Speaker 5: other people do and what you shouldn't do. I've seen 686 00:30:31,400 --> 00:30:35,400 Speaker 5: other businesses cleanliness is not the type top priority. So 687 00:30:35,440 --> 00:30:37,880 Speaker 5: for me, cleanliness is a top priority. And I make 688 00:30:37,920 --> 00:30:42,600 Speaker 5: sure that a lot of my products have the consistent 689 00:30:42,640 --> 00:30:46,840 Speaker 5: preservatives in them so that you're not getting bad batches. Also, 690 00:30:46,840 --> 00:30:49,840 Speaker 5: I make sure I'm on top of the batch type 691 00:30:50,320 --> 00:30:54,480 Speaker 5: so that if you're there's something potentially wrong with your batch, 692 00:30:54,520 --> 00:30:56,640 Speaker 5: I understand like which batch it was, and I can 693 00:30:56,680 --> 00:30:57,200 Speaker 5: correct it. 694 00:30:57,640 --> 00:30:59,600 Speaker 4: I also am. 695 00:30:59,400 --> 00:31:01,080 Speaker 5: Like I do every thing from my room or from 696 00:31:01,160 --> 00:31:03,640 Speaker 5: the kitchen, or there's like a space down the street 697 00:31:03,680 --> 00:31:06,280 Speaker 5: where I go and just do work there. So I 698 00:31:06,320 --> 00:31:09,320 Speaker 5: just try to find spaces that work for me. Because 699 00:31:09,360 --> 00:31:10,760 Speaker 5: I'm I'm only one person. 700 00:31:11,240 --> 00:31:12,760 Speaker 3: I'm gonna say, how do you do it by yourself? 701 00:31:12,800 --> 00:31:14,760 Speaker 3: So was the I mean, I'm assuming the business is 702 00:31:14,800 --> 00:31:17,240 Speaker 3: like small, small now, I mean, and as the plan 703 00:31:17,360 --> 00:31:21,400 Speaker 3: to grow scale like maybe I don't know what comes next. 704 00:31:21,640 --> 00:31:22,520 Speaker 4: Yeah. 705 00:31:22,680 --> 00:31:26,600 Speaker 5: I So when I did the business consulting internship, I 706 00:31:26,720 --> 00:31:27,800 Speaker 5: was consulting a business. 707 00:31:27,840 --> 00:31:28,640 Speaker 4: I came back this year. 708 00:31:28,680 --> 00:31:30,280 Speaker 5: They asked me to come back and I was the 709 00:31:30,320 --> 00:31:33,000 Speaker 5: business that they were consulting. So they gave me feedback 710 00:31:33,040 --> 00:31:35,760 Speaker 5: on how to improve and how to scale my business. 711 00:31:36,280 --> 00:31:39,440 Speaker 5: So I haven't read the report because I just recently 712 00:31:39,440 --> 00:31:40,840 Speaker 5: got it, but I have to read the import and 713 00:31:40,840 --> 00:31:43,480 Speaker 5: sit with it and just see what kind of feedback 714 00:31:43,520 --> 00:31:45,800 Speaker 5: that they gave me. But one of the feedback was 715 00:31:45,840 --> 00:31:49,680 Speaker 5: to get other people to assist me, because it's a 716 00:31:49,720 --> 00:31:53,320 Speaker 5: one person job as a solo entrepreneur, and just creating 717 00:31:53,360 --> 00:31:58,120 Speaker 5: all the products by yourself, doing customer service, doing your website, 718 00:31:58,160 --> 00:32:01,640 Speaker 5: all that stuff by yourself is just not realistic. It's possible, 719 00:32:02,000 --> 00:32:04,560 Speaker 5: but it's a lot of work and it's a lot 720 00:32:04,720 --> 00:32:06,520 Speaker 5: I just can't do everything by myself. 721 00:32:07,480 --> 00:32:10,240 Speaker 1: No, I think honestly, Daija, I think anyone who's listening 722 00:32:10,240 --> 00:32:11,560 Speaker 1: to you is like super impressive. 723 00:32:11,520 --> 00:32:12,719 Speaker 2: And you can see Mandy Whire. I was like, Ah, 724 00:32:12,760 --> 00:32:14,200 Speaker 2: you're not mental, no questions. 725 00:32:13,920 --> 00:32:18,240 Speaker 1: Asked, because you just are like you sound like me 726 00:32:18,280 --> 00:32:22,560 Speaker 1: and Mandy now, like on top of your yeah, you 727 00:32:22,640 --> 00:32:24,280 Speaker 1: know what I mean, like the fact that you're like 728 00:32:24,880 --> 00:32:26,920 Speaker 1: just for you know, the caveat I'm only ninety percent 729 00:32:26,960 --> 00:32:30,920 Speaker 1: financially whole, I'm like girl, like at your age, the 730 00:32:30,960 --> 00:32:34,560 Speaker 1: average is zero percent financially, you know, like you know, 731 00:32:34,680 --> 00:32:36,720 Speaker 1: and the fact that you've started a business so early, 732 00:32:37,320 --> 00:32:39,840 Speaker 1: you know. So my one of my things that you know, 733 00:32:39,840 --> 00:32:42,040 Speaker 1: I've really been leaning into now is like we're living 734 00:32:42,080 --> 00:32:45,240 Speaker 1: well now, Like, how are you making space for Dasia, 735 00:32:45,840 --> 00:32:47,720 Speaker 1: Like on top of all these impressive things that you're 736 00:32:47,800 --> 00:32:51,160 Speaker 1: checking off your list, you know, what about you as 737 00:32:51,160 --> 00:32:52,840 Speaker 1: a as a as a young woman, as a person, 738 00:32:53,080 --> 00:32:55,440 Speaker 1: how like what does that look like for you. 739 00:32:55,880 --> 00:32:57,360 Speaker 4: In terms of putting myself first? 740 00:32:57,720 --> 00:33:00,600 Speaker 2: Yeah, just like making space, just taking care of myself. Yeah, 741 00:33:00,600 --> 00:33:01,000 Speaker 2: because I. 742 00:33:00,960 --> 00:33:02,880 Speaker 1: Know, like I love that your brand is about mental 743 00:33:03,200 --> 00:33:05,440 Speaker 1: how so it's like, how are you making sure that you're. 744 00:33:05,280 --> 00:33:07,480 Speaker 2: Not burnt out, that you're not overworked and overwhelmed. 745 00:33:08,160 --> 00:33:10,920 Speaker 4: Uh, well, working out is something that I do. 746 00:33:12,760 --> 00:33:15,560 Speaker 5: I'm gonna be completely honest, I'm really not good at 747 00:33:15,600 --> 00:33:19,400 Speaker 5: prioritizing myself or my needs because I have more like 748 00:33:19,440 --> 00:33:23,200 Speaker 5: a go mentality and the job is going to get 749 00:33:23,240 --> 00:33:27,040 Speaker 5: done regardless. So right now I'm learning or trying to 750 00:33:27,080 --> 00:33:29,040 Speaker 5: learn how to put myself first and put my needs 751 00:33:29,080 --> 00:33:32,920 Speaker 5: first because I feel like I need to take care 752 00:33:33,200 --> 00:33:36,480 Speaker 5: of everybody, not like in a savior, just like I 753 00:33:36,560 --> 00:33:39,880 Speaker 5: like to be helpful, and sometimes that can be to 754 00:33:40,080 --> 00:33:43,440 Speaker 5: your own detriment. So just trying to find ways to 755 00:33:43,440 --> 00:33:46,160 Speaker 5: put myself first, even if that be just staying in 756 00:33:46,200 --> 00:33:50,320 Speaker 5: the house and watching TV. Because sometimes I'll just go 757 00:33:50,440 --> 00:33:52,960 Speaker 5: see my grandmother. I also that's something I do too, 758 00:33:52,960 --> 00:33:56,480 Speaker 5: I go see my grandmother because there's really not much 759 00:33:56,520 --> 00:33:58,760 Speaker 5: I can do beside just spend time with her. So 760 00:33:58,760 --> 00:34:01,680 Speaker 5: that's a way for me to decomp and just take 761 00:34:01,720 --> 00:34:02,480 Speaker 5: time for myself. 762 00:34:02,480 --> 00:34:04,920 Speaker 4: So doing things that I love. 763 00:34:06,440 --> 00:34:08,680 Speaker 5: Is how I put myself first or try to put 764 00:34:08,719 --> 00:34:09,840 Speaker 5: myself first. 765 00:34:10,640 --> 00:34:12,360 Speaker 3: Yeah, what's your why for your business? 766 00:34:12,400 --> 00:34:12,560 Speaker 2: Why? 767 00:34:12,640 --> 00:34:14,880 Speaker 3: Start a business at twenty four, I'm curious. 768 00:34:15,120 --> 00:34:18,239 Speaker 5: I feel like my business is larger than myself just 769 00:34:18,320 --> 00:34:21,000 Speaker 5: based off of what's happening in the world. People are 770 00:34:21,040 --> 00:34:25,120 Speaker 5: committing suicide at alarming rates of many different ages, and 771 00:34:25,920 --> 00:34:27,120 Speaker 5: I feel like people are. 772 00:34:26,960 --> 00:34:29,040 Speaker 4: More willing to have the conversations now. 773 00:34:29,840 --> 00:34:34,399 Speaker 5: But it's more so how to create that space where 774 00:34:34,400 --> 00:34:40,680 Speaker 5: it's safe and it's comfortable for other people. Honestly, somebody 775 00:34:40,680 --> 00:34:43,919 Speaker 5: can say like, I'm feeling suicidal, but if we don't 776 00:34:43,920 --> 00:34:47,799 Speaker 5: have the knowledge or language should best support them, there's 777 00:34:47,840 --> 00:34:49,719 Speaker 5: really not much you can do. So I just want 778 00:34:49,760 --> 00:34:52,520 Speaker 5: to provide people with that space to just know that 779 00:34:53,000 --> 00:34:55,560 Speaker 5: I've been through what you've possibly been through, and even 780 00:34:55,600 --> 00:34:57,440 Speaker 5: if I have, and I'm just here to support you, 781 00:34:57,520 --> 00:34:59,440 Speaker 5: and at least you know that there's a community of 782 00:34:59,480 --> 00:35:02,000 Speaker 5: other people that can support you during a difficult time, 783 00:35:02,080 --> 00:35:03,839 Speaker 5: or even if you're not having a difficult time, maybe 784 00:35:03,880 --> 00:35:05,320 Speaker 5: you could be that support for someone. 785 00:35:05,160 --> 00:35:08,880 Speaker 3: Else's much deeper than just a product. 786 00:35:09,320 --> 00:35:13,200 Speaker 1: Yes, she's just You're just amazing and you are what's 787 00:35:13,280 --> 00:35:13,879 Speaker 1: right with the. 788 00:35:13,840 --> 00:35:17,799 Speaker 3: World, you know, and not for real and. 789 00:35:20,800 --> 00:35:24,960 Speaker 2: Teach the well do you know that song? I know 790 00:35:25,000 --> 00:35:25,759 Speaker 2: you don't I do? 791 00:35:26,120 --> 00:35:27,280 Speaker 4: It's like Whitney Houston. 792 00:35:27,520 --> 00:35:32,960 Speaker 3: Okay, so that always her from the past. 793 00:35:33,800 --> 00:35:36,600 Speaker 1: We want to thank you so much because I think 794 00:35:37,560 --> 00:35:39,040 Speaker 1: folks who are listening. One, I don't want you to 795 00:35:39,040 --> 00:35:40,640 Speaker 1: feel bad if you're listening, like, oh my gosh, Dare 796 00:35:40,719 --> 00:35:43,080 Speaker 1: is twenty four and she's ahead of where I am. 797 00:35:43,280 --> 00:35:48,319 Speaker 1: That Instead, it's just that you know, like there is 798 00:35:48,320 --> 00:35:50,720 Speaker 1: a bright light that all is not lost, And sometimes 799 00:35:50,760 --> 00:35:52,360 Speaker 1: we can get so overwhelmed with what's happening in the 800 00:35:52,360 --> 00:35:54,640 Speaker 1: world that there are dass out there who are out here, 801 00:35:55,120 --> 00:35:58,879 Speaker 1: you know, like figuring out how to slay and pay 802 00:35:58,920 --> 00:36:03,000 Speaker 1: it forward, you know. And so I'm just really impressed 803 00:36:03,000 --> 00:36:05,760 Speaker 1: by like, you know, eybody, yes, you're driving your focus, 804 00:36:05,800 --> 00:36:08,400 Speaker 1: but really too, like your heart for wanting, like you know, 805 00:36:08,440 --> 00:36:11,280 Speaker 1: you saw something you know that affected. 806 00:36:10,880 --> 00:36:14,640 Speaker 2: You deeply and you created a solution around it. You know. 807 00:36:15,560 --> 00:36:19,040 Speaker 1: All my wish and hope for you is as you 808 00:36:19,160 --> 00:36:21,960 Speaker 1: walk on this journey, that you make sure to always 809 00:36:21,960 --> 00:36:24,479 Speaker 1: incorporate taking care of yourself, you. 810 00:36:24,400 --> 00:36:27,080 Speaker 2: Know, like, because like this is what I tell Mandy 811 00:36:27,120 --> 00:36:28,400 Speaker 2: all the time. Mandy. 812 00:36:28,440 --> 00:36:31,600 Speaker 1: You're smart, you navigate with integrity, you work really hard, 813 00:36:31,680 --> 00:36:35,640 Speaker 1: You're consistent, you always gon't have you will always have 814 00:36:36,040 --> 00:36:38,240 Speaker 1: you don't have to like road runner your way through stuff, 815 00:36:38,320 --> 00:36:41,040 Speaker 1: like because you have those things, you're always going to have. 816 00:36:41,200 --> 00:36:43,320 Speaker 1: Will there be times when things are rough and tough, certainly, 817 00:36:43,520 --> 00:36:46,360 Speaker 1: but you're smart, you're consistent, you navigate with integrity, and 818 00:36:46,400 --> 00:36:47,120 Speaker 1: you're hard working. 819 00:36:47,320 --> 00:36:48,279 Speaker 2: You will always have. 820 00:36:48,760 --> 00:36:51,399 Speaker 1: But so knowing that part is like in your back 821 00:36:51,400 --> 00:36:54,239 Speaker 1: pocket already making sure that while you go get it, 822 00:36:54,440 --> 00:36:57,360 Speaker 1: you are looking after yourself, because that is not the 823 00:36:57,400 --> 00:37:00,200 Speaker 1: guaranteed part. You know, that's the part. You have to 824 00:37:00,239 --> 00:37:03,080 Speaker 1: make sure that you you know, you prioritize any any 825 00:37:03,080 --> 00:37:04,719 Speaker 1: words you want to last words many you want to 826 00:37:04,719 --> 00:37:05,360 Speaker 1: share with Asia. 827 00:37:05,960 --> 00:37:07,839 Speaker 3: Yeah, I mean I think that. I mean, I think 828 00:37:07,880 --> 00:37:10,960 Speaker 3: you're extraordinary. And I think also when I was younger, 829 00:37:11,520 --> 00:37:13,720 Speaker 3: when I started, when I started things, I would sometimes 830 00:37:13,760 --> 00:37:15,680 Speaker 3: be really hard on myself about wanting to change my 831 00:37:15,760 --> 00:37:18,680 Speaker 3: mind and like learning those lessons. And I feel like 832 00:37:18,760 --> 00:37:21,440 Speaker 3: that's the I wish I hadn't resisted that so much, 833 00:37:21,440 --> 00:37:23,839 Speaker 3: because that's part of the beauty of like starting things 834 00:37:23,840 --> 00:37:26,320 Speaker 3: at all, and starting them young, because you can choose 835 00:37:26,360 --> 00:37:28,880 Speaker 3: to go in different directions. Clearly you already are, you know, 836 00:37:28,960 --> 00:37:32,439 Speaker 3: exploring many different different opportunities, and I just would say 837 00:37:32,600 --> 00:37:34,640 Speaker 3: stay open to new things and stay open to the 838 00:37:34,719 --> 00:37:37,520 Speaker 3: lessons and just know that you know, anything that you're 839 00:37:37,560 --> 00:37:40,440 Speaker 3: learning from what you're doing now can be applicable like 840 00:37:40,560 --> 00:37:43,040 Speaker 3: ten years from now, fifteen years from now. And I'm 841 00:37:43,040 --> 00:37:46,279 Speaker 3: just so happy to know you and happy to have 842 00:37:46,320 --> 00:37:49,960 Speaker 3: gotten to know you. And yeah, you'll be getting a medtor. No, no, 843 00:37:50,120 --> 00:37:51,719 Speaker 3: I'm about to. No, I'm going to set he up 844 00:37:51,760 --> 00:37:53,279 Speaker 3: on a play date with my cousin Anna. That's all. 845 00:37:54,880 --> 00:37:56,759 Speaker 2: Now, this is what we like. 846 00:37:57,560 --> 00:38:00,239 Speaker 3: Love matching. No, but I love matching women who have 847 00:38:00,280 --> 00:38:02,960 Speaker 3: like similar interests but also like at different stages. I 848 00:38:02,960 --> 00:38:04,680 Speaker 3: think that's the most powerful thing. So if you want 849 00:38:04,719 --> 00:38:05,880 Speaker 3: a new friend, I got. 850 00:38:05,840 --> 00:38:09,640 Speaker 2: Yeah, it's got to that. Yes, that honestly, Like look 851 00:38:09,640 --> 00:38:10,200 Speaker 2: at me and Mandy. 852 00:38:10,239 --> 00:38:12,440 Speaker 1: Honestly, we help each other out so much, and so 853 00:38:12,600 --> 00:38:14,879 Speaker 1: like having friends who are working toward which you're also 854 00:38:14,880 --> 00:38:17,520 Speaker 1: working towards in similar ways is always so helpful. So, Daisy, 855 00:38:17,560 --> 00:38:20,279 Speaker 1: if the girls want to find you, where should they 856 00:38:20,280 --> 00:38:20,880 Speaker 1: find you? 857 00:38:20,880 --> 00:38:22,520 Speaker 2: Your business? Share all your stuff? 858 00:38:23,760 --> 00:38:27,640 Speaker 5: Okay, Well, my instagram is my name Deja Underscore thirty five. 859 00:38:27,760 --> 00:38:32,160 Speaker 5: If you like Muni Spella, it's Dasia Underscore thirty five. 860 00:38:32,600 --> 00:38:37,239 Speaker 5: My TikTok is Daja says so, and all of my 861 00:38:37,280 --> 00:38:39,680 Speaker 5: information would be in the bio. My business is also 862 00:38:39,760 --> 00:38:42,759 Speaker 5: sincerely saying guine on Instagram and all the other platforms 863 00:38:42,760 --> 00:38:43,160 Speaker 5: as well. 864 00:38:43,360 --> 00:38:46,320 Speaker 4: I have a question for Mandy. Is your name Amandra? 865 00:38:48,480 --> 00:38:55,359 Speaker 3: No, my name is Amanda. The joke is that, yeah, 866 00:38:54,640 --> 00:38:57,800 Speaker 3: tif yeah, so like my whole life. For some reason, 867 00:38:57,800 --> 00:39:01,600 Speaker 3: when people say my name at every graduation, every award ceremony, 868 00:39:02,160 --> 00:39:05,920 Speaker 3: when they read my last name Woodruff, they conflate the 869 00:39:06,040 --> 00:39:08,680 Speaker 3: end of Amanda, and it's always been Amandra Woodruff and 870 00:39:08,680 --> 00:39:11,279 Speaker 3: it happens so often. And then Tip started doing it 871 00:39:11,320 --> 00:39:13,600 Speaker 3: on the show and I was she called me Mandra, 872 00:39:14,239 --> 00:39:16,040 Speaker 3: and I'm like, this is my whole life. This is 873 00:39:16,080 --> 00:39:18,640 Speaker 3: the name that people have given me. So it's not 874 00:39:18,719 --> 00:39:20,839 Speaker 3: my actual name. It's what people say when they try 875 00:39:20,840 --> 00:39:21,600 Speaker 3: to say my full name. 876 00:39:21,640 --> 00:39:22,799 Speaker 2: And that's what I like to call a man. 877 00:39:22,840 --> 00:39:27,719 Speaker 5: I only asked because my middle name is Amandra. 878 00:39:29,600 --> 00:39:31,479 Speaker 3: Yeah, it's a real name. 879 00:39:31,760 --> 00:39:33,120 Speaker 4: Yeah, that's my middle. 880 00:39:32,920 --> 00:39:37,399 Speaker 3: Name, Dejah Amandra. Oh see, I'm sorry because in my mind, 881 00:39:37,400 --> 00:39:39,799 Speaker 3: I'm just like, that's a mistake of thing. 882 00:39:40,920 --> 00:39:42,239 Speaker 4: No, that is a real thing. 883 00:39:42,400 --> 00:39:45,040 Speaker 5: I was like, I finally found somebody with that exact 884 00:39:45,120 --> 00:39:47,160 Speaker 5: name but then that's not even your name. 885 00:39:48,239 --> 00:39:50,840 Speaker 3: Really, no, it's not unless you're. 886 00:39:50,719 --> 00:39:54,960 Speaker 2: Saying, oh, we were all like a mandra oh wait, 887 00:39:55,000 --> 00:39:55,680 Speaker 2: that's your name girl. 888 00:39:55,880 --> 00:39:58,719 Speaker 3: Man, I thought, honestly, and I thought your she was 889 00:39:58,719 --> 00:40:00,560 Speaker 3: gonna be like, oh, she's gonna ask me real question 890 00:40:00,600 --> 00:40:03,080 Speaker 3: because she's just so impressed by me. 891 00:40:03,080 --> 00:40:07,680 Speaker 1: Meanwhile, but deja, Honestly, we thank you so much for 892 00:40:07,719 --> 00:40:11,840 Speaker 1: coming on. You are literally just an inspiration to me, 893 00:40:11,960 --> 00:40:13,440 Speaker 1: and so many people are going to listen and be like, 894 00:40:13,480 --> 00:40:17,360 Speaker 1: oh my gosh, she sounds awesome. You know, you're like example, 895 00:40:17,440 --> 00:40:19,640 Speaker 1: like I said, of like the possibilities that are out there, So. 896 00:40:19,560 --> 00:40:20,520 Speaker 2: Keep on pushing. 897 00:40:20,920 --> 00:40:22,759 Speaker 1: You're not alone. You know, you can lean into me 898 00:40:22,800 --> 00:40:25,040 Speaker 1: and Mandy, and then you have a new friend. 899 00:40:25,400 --> 00:40:29,080 Speaker 5: Yay, thank you, Thank you so much for having me. 900 00:40:29,600 --> 00:40:31,440 Speaker 5: This is actually my first podcast, and I was a 901 00:40:31,440 --> 00:40:33,960 Speaker 5: little nervous. My throat was literally I mean my stomach 902 00:40:34,040 --> 00:40:36,759 Speaker 5: was literally in my throats. But I feel so much better, 903 00:40:37,120 --> 00:40:39,279 Speaker 5: So yeah, I know, I feel so much better. So 904 00:40:39,400 --> 00:40:41,920 Speaker 5: thank you for the words of wisdom. And I'll definitely 905 00:40:41,960 --> 00:40:44,160 Speaker 5: keep this moment near and dear to my heart. 906 00:40:44,680 --> 00:40:46,279 Speaker 3: It won't be the last time. Okay, this is just 907 00:40:46,320 --> 00:40:48,720 Speaker 3: your first and each time will get easier and better. 908 00:40:49,120 --> 00:40:50,480 Speaker 4: Yes, thank you so much. 909 00:40:50,800 --> 00:40:53,280 Speaker 2: You were an awesome guests. You're welcome, Bye. 910 00:40:53,120 --> 00:40:56,680 Speaker 3: Dasa, hey ba fam. We could not do this show 911 00:40:56,719 --> 00:40:59,480 Speaker 3: without your support or the support of our team behind 912 00:40:59,520 --> 00:41:03,000 Speaker 3: the scenes. The Brown Emission Podcast is produced by Cumulus 913 00:41:03,040 --> 00:41:06,880 Speaker 3: Podcast Network. It's edited by the wonderful Imani Crosby and 914 00:41:06,960 --> 00:41:10,680 Speaker 3: produced by Tanya Bustos. Dennis Stimplinsky is our in house 915 00:41:10,760 --> 00:41:14,320 Speaker 3: tech curu, and I am Bandy Woodchard Santos your co host, 916 00:41:14,360 --> 00:41:16,360 Speaker 3: and I will see y'all next week.