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Speaker 1: Yeah, but Angela yee, I'm Angela Yee. It's a Wealth Wednesdays.

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Speaker 2: Of course. Stacy Tisdale is here.

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Speaker 3: Happy Wealth Wednesdays everybody, and he is here. Who is

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Speaker 3: this ash cash.

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Speaker 4: Fundy in the building, the one.

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Speaker 3: The only ash Cash stop by to see us.

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Speaker 2: We are excitay.

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Speaker 1: Excited, always excited to be May I see you on

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Speaker 1: everything else?

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Speaker 2: I was like ash cash forget about.

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Speaker 5: Us, No, never, never never. Family's the life, family always,

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Speaker 5: always always.

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Speaker 4: That's why I can stop too.

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Speaker 2: Okay, And you're and you're down some pounds.

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Speaker 4: Yeah, So I've been. I've been.

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Speaker 5: You know, I've been realizing, you know, you can make

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Speaker 5: all the money in the world if you if you're

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Speaker 5: not healthy, what's the point health as well?

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Speaker 4: Health as well, that's that's a fact.

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Speaker 5: And you know we're seeing a lot of people pass

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Speaker 5: away young who should still be here.

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Speaker 4: And yes, I've been, I've been focused.

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Speaker 5: So I went I went vegan, actually so May first,

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Speaker 5: I went raw vegan.

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Speaker 4: So that time.

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Speaker 5: Yeah, so for thirty days I ate nothing but raw,

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Speaker 5: raw food. But I had a great chef and so

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Speaker 5: it didn't it wasn't just slad. It was like really

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Speaker 5: good food.

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Speaker 4: Uh. Fashion for Chrystian Christal Shad.

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Speaker 5: You know, it was like I had pizza, I had zucchini, yeah,

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Speaker 5: the right person.

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Speaker 4: Yeah, really good.

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Speaker 1: You have zucchini noodles. Yeah, you can make so and

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Speaker 1: it's just like kind of spaghetti.

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Speaker 5: And it's good though because it's it's raw, so you're

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Speaker 5: not it's not cooked food, right, So it's it's all

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Speaker 5: you know, vegetables pizza.

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Speaker 4: Yeah yeah, so but but but but.

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Speaker 5: Again it's it's like they I don't know how they

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Speaker 5: do it, but it's with you know, it's it's tomato sauce.

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Speaker 4: It's like if they make it like a pizza, but

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Speaker 4: it's but it's it's all raw.

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Speaker 2: I'm going to say that sounds appealing, but no, it's really.

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Speaker 5: Really good though. It's really really good. I promise you

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Speaker 5: it's good. And then and then so you know, I

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Speaker 5: was you know, it was really fulfilling. I lost about

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Speaker 5: thirty pounds that first month, but then I did I

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Speaker 5: want hot food or whatever.

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Speaker 4: So I started so with it.

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Speaker 5: Within within the last ninety days, you know, I dropped,

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Speaker 5: I dropped forty nine pounds.

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Speaker 2: Congratulations, that's quite an accomplished.

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Speaker 3: You've been documenting this on social media, five am, workouts.

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Speaker 4: Every every day.

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Speaker 5: You know, I got I got a great trader fetch

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Speaker 5: after my brother read who make sure you know I'm

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Speaker 5: I'm I'm in the gym, So.

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Speaker 2: Like, yeah, ye, skin is glowing.

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Speaker 4: I'm trying to say skin skin glowing. You know what

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Speaker 4: I'm saying. Ergy even more energy. Now it feels great.

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Speaker 5: I sleep better, you know, I'm tracking my sleep, I'm

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Speaker 5: tracking everything, five am, working out, playing basketball. It's just

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Speaker 5: it's just right now. My health is the most the

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Speaker 5: most important thing that that matters. But what I'm realizing, though,

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Speaker 5: is when I'm focusing on my health, the wealth is

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Speaker 5: just increasing. And what I mean by that is my

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Speaker 5: mind is sharper. I make better decisions. I'm able to

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Speaker 5: you know, you know, manifest and and attract more better opportunities.

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Speaker 4: Like that's a real thing.

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Speaker 5: So so like I know when people talk about like

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Speaker 5: like mindset and law of attraction, they think it's like

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Speaker 5: this this this thing in the sky. But if you

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Speaker 5: put garbage in your system, then the thoughts are garbage,

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Speaker 5: and then you're not making the right deals. But if

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Speaker 5: you put the right things in your system, then now

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Speaker 5: you're a little clearer. Now you can really, you know,

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Speaker 5: thoughts become things. You can really think about certain opportunities

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Speaker 5: and bring those opportunities to you. And I've been seeing

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Speaker 5: that the last ninety days have been phenomenal.

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Speaker 2: What triggered this for you?

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Speaker 1: Like, what was the point where you were like, you

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Speaker 1: know what, this is the journey that I need to

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Speaker 1: go on, sman, not.

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Speaker 5: Being able to It's simple things though, Like you know,

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Speaker 5: I got I got two kids sixteen and nine year old,

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Speaker 5: and you know, we have a pretty decent sized house.

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Speaker 5: Wanting something from downstairs and having to call my daughter

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Speaker 5: like hey, can you bring this up with right? Not

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Speaker 5: because I'm being lazy, right, It's because it hurts when

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Speaker 5: i'm when I go up and down the steps, right

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Speaker 5: because you know, so I'm six three.

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Speaker 4: At my peak, I.

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Speaker 5: Was three hundred and sixty pounds, like you know, and

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Speaker 5: I used to hoop. I used to play ball in

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Speaker 5: high school, and so my basketball weighs two hundred and

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Speaker 5: eight pounds. You gotta think that's one hundred and sixty

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Speaker 5: pounds extra that I'm not used to, and so and

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Speaker 5: so trying, you know, you know, my wife asking us

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Speaker 5: to go outside and and hang out, and I'm and

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Speaker 5: I'm just tired, Like I'm just tired. I just I'm

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Speaker 5: I'm walking and it's just it's just, you know, I'm

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Speaker 5: just tired. So I think for me, it was just

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Speaker 5: the quality of life. It just sucks, right, like to

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Speaker 5: to not be able to do simple stuff like walk

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Speaker 5: up her down the steps, to be tired fast, to

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Speaker 5: you know, not be able to run around. And that

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Speaker 5: that's what's what started for me. And then just just

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Speaker 5: kind of watching you know, people through their health journeys, right,

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Speaker 5: which is why I document mine because I was watching

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Speaker 5: like like a pinky coal.

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Speaker 4: Actually she had three babies back to back.

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Speaker 5: Yeah, and then and then that's that's what that's what

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Speaker 5: got I'm actually using her chef. I saw her her journey.

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Speaker 5: My brother sent me her her journey and she lost

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Speaker 5: fifty five pounds and I'm like two months or something

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Speaker 5: like that, I say, wow, to going wrong, I like,

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Speaker 5: all right, and it actually worked.

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Speaker 2: How was it getting started?

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Speaker 1: Because I know sometimes that's the hardest part is being

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Speaker 1: like today's day I'm going to start.

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Speaker 4: Yeah, it was tough, you know, it was tough.

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Speaker 5: But the truth of the matter is like a it's

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Speaker 5: like a switch though, right, And when I say, it's

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Speaker 5: like a switch. It's almost like if you make a decision,

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Speaker 5: the decision might not be an easy decision to make,

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Speaker 5: but once you make that decision, there's nothing else you're

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Speaker 5: not going back from that. So once I made the decision,

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Speaker 5: like listen, I am gonna get my health together, I

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Speaker 5: made that switch. It was tough because you know, you

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Speaker 5: got to understand, Like I love to eat, like I

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Speaker 5: love right, But do I love to eat more than

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Speaker 5: I love health? Do I love to eat more than

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Speaker 5: I love to be here for my family? Do I

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Speaker 5: love to eat more than being able to really do

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Speaker 5: the Like I love basketball, I'm very competitive, I'm really

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Speaker 5: really good, but at three sixty, in my mind, I

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Speaker 5: think I guess wool right, but I'm not able to

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Speaker 5: I'm not able to do what I need to do.

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Speaker 4: And so do I love? Do I love to eat more.

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Speaker 5: Than I love to punish guys on the basketball?

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Speaker 1: You know, as they say, eat to live, don't live

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Speaker 1: to eat right, And that's a real thing.

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Speaker 3: And you were talking about how putting healthy things into

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Speaker 3: your body shifted your mindset. You're making more empowered decisions,

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Speaker 3: so you have a new you, and you.

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Speaker 4: Have a new app, Yes, one thousand percent.

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Speaker 5: So we have what's called the Abundance Calculator, and that

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Speaker 5: was part of right. This is actually manifested and Nola

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Speaker 5: it manifested during the time I'm going vegan eating raw

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Speaker 5: where I was saying to myself, one of the things

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Speaker 5: I got tired of is all of the people who

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Speaker 5: talk about money online talk about generational wealth as if

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Speaker 5: wealth is only about income, right, especially in our community.

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Speaker 4: Like, oh, I'm building generational wealth. I'm getting to the bag.

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Speaker 5: I don't like I've made a lot of money. I've

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Speaker 5: invested a lot of money. Making money don't mean you wealthy,

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Speaker 5: Like you can make millions of dollars and not hold

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Speaker 5: none of it and be still living paycheck to paycheck, right,

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Speaker 5: And so for me, I said, there has to be

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Speaker 5: a way where we could really calculate our abundance, calculate wealth.

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Speaker 5: And then this beautiful opportunity just kind of literally fell

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Speaker 5: in my lap, you know. Salute to Stacey, Salute to

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Speaker 5: the folks at ASA where we built an app called

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Speaker 5: the Abundance Calculator where we could really take all of

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Speaker 5: our wealth, right, whether it's your debt, whether it's your

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Speaker 5: bank accounts, all this stuff and kind of aggregate it

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Speaker 5: in a way to see, like what is your financial

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Speaker 5: health for real?

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Speaker 4: Right?

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Speaker 5: Not like I make a quarter million dollars, I make

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Speaker 5: thirty thousand, No, like there's people right now that might

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Speaker 5: make forty thousand dollars a year with no debt, who

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Speaker 5: are more wealthy than somebody who.

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Speaker 4: Makes a million dollars.

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Speaker 5: Y absolutely, and so for us, we wanted to put

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Speaker 5: a you know, an app together where we can aggregate it,

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Speaker 5: but in a way that's that's private and secure too,

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Speaker 5: right because you you know, you know a lot of

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Speaker 5: a lot of these FinTechs who have your information like

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Speaker 5: we don't even realize. And this is from a financial

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Speaker 5: standpoint as well, that we sign up for all these

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Speaker 5: apps and they own the data and then you think

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Speaker 5: that you're making you know, they're making money off of

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Speaker 5: your subscription fee, but the truth is they're making money off.

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Speaker 4: Of their data and selling your data.

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Speaker 5: And so I wanted to make sure that I'm connecting

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Speaker 5: with with someone with a company that makes sure that

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Speaker 5: we're protecting the data as well. And so you know,

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Speaker 5: really with this aggregate it's it's the you know, top

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Speaker 5: not security.

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Speaker 4: You own your own data.

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Speaker 5: But you're able to kind of use uh, you know,

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Speaker 5: you know, fintech right, financial technology AI to really learn

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Speaker 5: how to manage your money the best way. And so

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Speaker 5: you know, you know, we we have the Abundance Calculator,

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Speaker 5: you know, up and running and it's going to help.

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Speaker 4: People really truly build generational wealth.

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Speaker 3: Tell us what the app does?

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Speaker 2: Yeah, I gotta know, because I don't know the ash.

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Speaker 4: Cash app, the cash cash app.

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Speaker 5: So so number one, I think the beauty of it

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Speaker 5: is the aggregator right where you know, it doesn't matter

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Speaker 5: where you bank. You can bank all these different places,

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Speaker 5: what debts you have, different credit cards, you can view

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Speaker 5: it in all in one place, right. And so now

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Speaker 5: that abundance capfulal it allows you to look at your

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Speaker 5: worth right and say, all right, you know what, you know,

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Speaker 5: I have one hundred thousand dollars in assets, I have

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Speaker 5: fifty thousand dollars in debt, so my net worth is

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Speaker 5: fifty thousand dollars.

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Speaker 1: Oh that's great because I'm always going to different sites

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Speaker 1: to see what I have here, what I have there?

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Speaker 2: Was this here? So this puts it all together all

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Speaker 2: in one place.

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Speaker 4: Number one.

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Speaker 5: But then also the great thing about it it actually

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Speaker 5: allows you to take advantage of all of the different

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Speaker 5: types of FinTechs technology that's available and puts that in

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Speaker 5: one place as well. Right, And so think about think

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Speaker 5: about it. For like everybody told us about AI and

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Speaker 5: how AI is so powerful. What if you had an

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Speaker 5: AI that's your financial advisor, that would be amazing, right,

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Speaker 5: that can look at where you are your financial health

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Speaker 5: and use the information.

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Speaker 2: That's there to help you figure out help you figure.

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Speaker 5: Out, you know, how to reach certain goals. So we

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Speaker 5: have goals, we have AI calculator, we have we can

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Speaker 5: help you with taxes, right, there's apps within that can

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Speaker 5: help you file your taxes. So it's really a way

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Speaker 5: to take all of your financial health. Right Because because

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Speaker 5: people bank at different places of different reasons. Right, So

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Speaker 5: I have major banks because I'm always traveling and you know,

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Speaker 5: you know international.

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Speaker 4: I need a major bank for that.

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Speaker 5: But I also, you know, have a credit you and

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Speaker 5: I also have, Right, So how do I take all

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Speaker 5: of that information and have one place where I can

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Speaker 5: see my.

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Speaker 1: Financials and then you can also see what your goals

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Speaker 1: are if it's to buy a house or if it's.

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Speaker 2: To save for retirement or both.

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Speaker 1: You know, to figure out how you can be where

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Speaker 1: you should be investing in where your money should be absolutely.

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Speaker 5: Because because I think that, I think the one thing

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Speaker 5: that we don't do is focused on goals, right.

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Speaker 4: We don't put the goals down on paper.

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Speaker 5: I think a lot of times we have this idea

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Speaker 5: of what we want to do, but always setting up

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Speaker 5: those goals, always seeing those goals in real time and

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Speaker 5: working towards them.

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Speaker 3: I have seen the ashcash app, which you can get

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Speaker 3: by just going to myabundancecalculator dot com. And what's so

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Speaker 3: interesting is it's just full service, like you said, Once

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Speaker 3: you download that, you can put your numbers in and

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Speaker 3: figure out your net worth in one place, but then

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Speaker 3: you have the resources in there, like you said, full

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Speaker 3: service AI financial planning, so people.

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Speaker 2: Through that can subscribe to that.

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Speaker 3: You have your taxes, you have setting your financial goals,

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Speaker 3: and you also have credit building that.

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Speaker 5: That's one of the things I'm like, I'm really proud of.

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Speaker 5: So I've been in the financial education space, for financial

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Speaker 5: services space for well over twenty years.

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Speaker 4: I know I look young, but I.

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Speaker 1: Mean I know I've.

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Speaker 4: Been around the block.

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Speaker 5: And I remember I used to be the CEO of

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Speaker 5: a credit Union in Long Island City, Queens, and I

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Speaker 5: remember we would try to help people that live in

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Speaker 5: low income areas build their credit. But it was really tough,

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Speaker 5: right because you got to think about it. In order

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Speaker 5: to build your credit, you have to have credit. But

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Speaker 5: if you've never had credit, then how you're gonna build

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Speaker 5: the credit? And so we were finding like innovative ways.

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Speaker 4: To do it.

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Speaker 5: And one thing that you know, our people, we pay

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Speaker 5: our rent on time, We pay our you know, we

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Speaker 5: pay uhf gud.

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Speaker 4: Overhead.

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Speaker 5: And so what if there was a way to take

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Speaker 5: your rent, you know, the history and make that part

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Speaker 5: of your credit history, because credit history that's what it is, right,

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Speaker 5: Credits history is just saying how how credit worthy are you?

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Speaker 4: Right? Are you willing? Are you gonna pay your bills

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Speaker 4: on time?

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Speaker 5: And so with rent, you know, if you're paying your

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Speaker 5: rent on time, you have a good rent history.

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Speaker 4: How can we use that.

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Speaker 2: And to boost your credit score?

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Speaker 5: And so we we have we have a credit a

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Speaker 5: credit rent boost app within within the app that people

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Speaker 5: and and it could go back to years, right, so

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Speaker 5: it could go to it could go back two years

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Speaker 5: and so so now and and so here's the other

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Speaker 5: thing that I love about it is not only could

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Speaker 5: you go back two years so if you've been paying

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Speaker 5: your rent on time, uh, we'll report it to to

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Speaker 5: the to the credit bureaus.

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Speaker 4: But it gets reported to all three credit bureaus. Oh wow, right,

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Speaker 4: because so it's not.

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Speaker 5: Just uh, you know Experience, it's not just Equifax, it's

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Speaker 5: not just TransUnion, all three of them. And so with

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Speaker 5: the with the right credit history or the right rent history,

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Speaker 5: you could really get get a get a good boost

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Speaker 5: in your credit score.

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Speaker 2: So that's interesting.

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Speaker 3: So you go into your app that costs nothing, and

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Speaker 3: then you have all of these resources that you've kind

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Speaker 3: of handpicked that help people with their money management and

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Speaker 3: obviously this credit boosting part and taxes and taxes and

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Speaker 3: I know the security part because typically if people wanted

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Speaker 3: to sign up for all of these things individually, each

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Speaker 3: time you're putting in your name, you're starting over. But

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Speaker 3: it's a one time signing and it's a non.

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Speaker 5: And that and that and that again that that was

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Speaker 5: what was important, right because it's a one time sign in.

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Speaker 4: Right, So you sign up for the app.

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Speaker 5: But even as you're using all these different tools, that

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Speaker 5: dat is your data though, so we don't we don't.

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Speaker 5: I mean, you know, when you file your taxes, there's

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Speaker 5: more information that they're gonna need in order to file

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Speaker 5: the taxes. But other than taxes, it's really anonymous, right.

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Speaker 5: The information gets fed into the app. But we don't

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Speaker 5: really need to know your name, We don't need to

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Speaker 5: know your social we don't need to know anything. We

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Speaker 5: don't even save your your your user name, you know, password,

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Speaker 5: none of that stuff. It's really just aggregating. It's the

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Speaker 5: technology is specifically built for privacy, like specifically built to

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Speaker 5: just be able to get the information and help you

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Speaker 5: use it, but not be a way to save your information.

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Speaker 5: So that way, you know, because because again like cyber

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Speaker 5: cybercrime is is on the rise, right, social security numbers

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Speaker 5: gotta ete in all this other stuff, and so we

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Speaker 5: don't even want I want that to be a concern,

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Speaker 5: and so and so the data is your data, and

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Speaker 5: it's like you said, it's done anonymously.

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Speaker 1: I think it's important to know what your I know,

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Speaker 1: this is what you uses for medical terms, but here

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Speaker 1: for your your financial status, so that you can figure

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Speaker 1: out what decisions right you can make. And like you said,

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Speaker 1: setting goals for yourself is one of the most important

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Speaker 1: things we can do. And I just had a conversation

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Speaker 1: up here with somebody she just turned thirty, so she

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Speaker 1: was talking about what what I have told my thirty

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Speaker 1: year old self and and what what I have done differently.

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Speaker 1: And it's always about finances with me. If I could

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Speaker 1: have gone back to when I was thirty and made

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Speaker 1: some smarter financial decisions, I think that's one of the

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Speaker 1: main things I always that always comes.

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Speaker 2: To mind for me. Absolutely, Yeah, And so you have.

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Speaker 1: The opportunity now to see what to aggregate, like you said,

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Speaker 1: everything and then figure out how to make smarter financial

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Speaker 1: decisions and no matter where you are in life.

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Speaker 5: And I love what you said about you know, checking

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Speaker 5: your financial status, right, because again, some people don't like

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Speaker 5: the they don't like to look and I think that

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Speaker 5: and that's like this emotional thing. But the truth is

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Speaker 5: that's how we get ourselves deeper in debt, right, because

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Speaker 5: if you let's just say, for instance, you got this

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Speaker 5: income coming in and you truly don't know what your

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Speaker 5: net worth is, You truly don't know how much you're investing,

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Speaker 5: you don't know any of that stuff. A random trip

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Speaker 5: comes up and you need to know you don't want

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Speaker 5: to see if you could afford it or not. Right,

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Speaker 5: you look at your credit card and you see, oh,

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Speaker 5: I got twenty thousand dollars available, you really don't have, right,

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Speaker 5: because right, that's just debt and if you really look

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Speaker 5: at your net worth, you might be in a negative.

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Speaker 5: And now it allows you to just make a better decision. Right.

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Speaker 4: It doesn't mean that you don't go on the trip.

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Speaker 5: It just means to say, hey, it might be a

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Speaker 5: different hotel, right, a different hotel.

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Speaker 4: Right, what are my financial goals?

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Speaker 5: This is going to be pushing me back against my

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Speaker 5: goals or push me towards them goals. Right.

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Speaker 3: One of the reasons we thought it was important to

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Speaker 3: how this conversation is AI Angela is we've been talking

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Speaker 3: from last year. We have to show our community how

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Speaker 3: to use AI. And when you're making that decision about

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Speaker 3: that vacation, you actually have a financial planner giving people

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Speaker 3: customize financial advice for every part of their lives with AI.

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Speaker 4: Yeah, and that's the beauty of it. Right.

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Speaker 5: Like I was watching something that I think why Kleff

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Speaker 5: was talking about the power of AI. I truly believe.

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Speaker 5: I truly believe that artificial intelligence and technology will close

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Speaker 5: the wealth gap. It is the equalizer if we jump

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Speaker 5: on it now like we cannot, I repeat, we cannot

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Speaker 5: just become consumers. We have to be producers. We have

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Speaker 5: to be part of this process. And to that point,

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Speaker 5: AI is the best assistant. It's the best brain that

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Speaker 5: you could ever have. What I mean by that, AI

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Speaker 5: is as smart as the information that we give it.

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Speaker 4: And so it has all of this information that it

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Speaker 4: can calculate.

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Speaker 2: In less than a second.

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Speaker 5: And so imagine this, Imagine having all of your information

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Speaker 5: aggregated and say, hey, AI, I have this goal of

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Speaker 5: filling the blank and I want to do this. What

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Speaker 5: is the best way to do it?

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Speaker 4: Right? Not if can I do it? So you go

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Speaker 4: to your financial advisor.

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Speaker 5: Your financial advisor is gonna say Angela, Nope, you can't

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Speaker 5: fix that house.

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Speaker 4: Not now you gotta wait. Or but what if you said,

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Speaker 4: this is what I want to.

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Speaker 2: Do, AI, tell me how I can I do it?

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Speaker 4: Now?

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Speaker 5: This AI brain is financial advisor because it works for you,

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Speaker 5: is going to calculate all of the different scenarios, millions

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Speaker 5: of scenarios, faster than any human can calculate, and say

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Speaker 5: this is what you need to do, and give you options, right,

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Speaker 5: because abundance is your birth right. That's why we call

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Speaker 5: it the abundance calculator, right and so and it's better

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Speaker 5: than an or. So don't tell me how I can't

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Speaker 5: do it, tell me how can I do it? That

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Speaker 5: AI has the power to say, all right, do this.

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Speaker 2: Oh you know what, non bias, no emotions.

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Speaker 3: Everybody. We talk about the need for financial planners, and

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Speaker 3: people don't have them because they don't think you don't

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Speaker 3: you need them if you don't have a lot of money.

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Speaker 3: But you're giving everybody a financial.

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Speaker 5: Financial advisor, a financial advisor who respectfully is smarter than

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Speaker 5: your personal financial advisor, right because of all of the

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Speaker 5: information that it has access to in a faster time than.

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Speaker 1: Yeah, imagine you have to sit down like I was

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Speaker 1: doing and just every like, go through every thing that

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Speaker 1: you have, every account, figure out what you owe here,

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Speaker 1: how much you have here? When you can just put

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Speaker 1: it all and it's right there, and it's right there

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Speaker 1: and a second you need the ash cash up. Yeah,

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Speaker 1: that's what I'm saying exactly. I really am always trying

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Speaker 1: to figure out what I need to be doing. And

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Speaker 1: sometimes we have more than we think too.

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Speaker 2: Yes, you know, a lot of times.

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Speaker 4: Yeah, but you gotta think about it.

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Speaker 5: Money is emotional for us, right, It's emotional, and so

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Speaker 5: a lot of times we have more, but emotionally it

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Speaker 5: doesn't feel like it. So our feelings become the truth.

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Speaker 5: But if we have the real data and we have

441
00:20:05,440 --> 00:20:09,120
Speaker 5: the real information based on our goals, no emotions could

442
00:20:09,160 --> 00:20:11,679
Speaker 5: tell us what to do when we could do it

443
00:20:11,880 --> 00:20:15,000
Speaker 5: and and and do it in a way that helps us,

444
00:20:15,080 --> 00:20:18,200
Speaker 5: you know, enjoy ourselves and move towards our financial goals.

445
00:20:18,359 --> 00:20:20,600
Speaker 3: And are some of you've been a financial educator. I

446
00:20:20,600 --> 00:20:24,320
Speaker 3: tell everybody Ashcash a long time ago was my son's

447
00:20:24,400 --> 00:20:31,600
Speaker 3: first financial literacy money Camp in Summer money Camp. So

448
00:20:31,840 --> 00:20:35,280
Speaker 3: you really have been focused on mindset and a lot

449
00:20:35,320 --> 00:20:37,880
Speaker 3: of people love you and buy your books and everything.

450
00:20:38,119 --> 00:20:44,720
Speaker 3: Well they have access to you and absolutely absolute.

451
00:20:47,080 --> 00:20:50,400
Speaker 5: So like so like in the in the app, there's

452
00:20:50,520 --> 00:20:52,760
Speaker 5: links to to some of my books, so you know,

453
00:20:52,920 --> 00:20:55,880
Speaker 5: you know I'm I'm the creator of of.

454
00:20:56,040 --> 00:20:59,720
Speaker 1: Holg best Sellers for best Sellers when was based on

455
00:20:59,800 --> 00:21:01,439
Speaker 1: four for.

456
00:21:01,280 --> 00:21:03,600
Speaker 5: The wake Up Call Financial Lessons learn from four forty

457
00:21:03,600 --> 00:21:06,040
Speaker 5: four and so what I what I've been able to

458
00:21:06,080 --> 00:21:09,080
Speaker 5: do also is put resources right and so you can

459
00:21:09,160 --> 00:21:12,000
Speaker 5: get access to all of my books. You get access

460
00:21:12,040 --> 00:21:15,320
Speaker 5: to to my podcasts inside the vault with ash cash

461
00:21:15,480 --> 00:21:18,040
Speaker 5: access to I have I have a community called the

462
00:21:18,080 --> 00:21:21,840
Speaker 5: Abundance Community, and so you get access to the community. Uh,

463
00:21:21,880 --> 00:21:23,920
Speaker 5: you know, we meet you know, you know, once a week,

464
00:21:24,000 --> 00:21:26,440
Speaker 5: and so you're able to connect. And so there's there's

465
00:21:26,480 --> 00:21:29,280
Speaker 5: a lot of resources, right because that's the other thing. Yes,

466
00:21:29,359 --> 00:21:33,119
Speaker 5: you want the technology, but you also need uh you know,

467
00:21:33,200 --> 00:21:35,639
Speaker 5: I if technology is new for you, you might need

468
00:21:36,200 --> 00:21:39,280
Speaker 5: somebody to help you navigate that technology, and and and

469
00:21:39,280 --> 00:21:42,000
Speaker 5: and that's why you know, we we'd allow you know,

470
00:21:42,040 --> 00:21:44,560
Speaker 5: we put all of my the resources that I provide

471
00:21:44,800 --> 00:21:45,480
Speaker 5: uh there as well.

472
00:21:45,520 --> 00:21:46,800
Speaker 2: Can they play you in basketball?

473
00:21:46,920 --> 00:21:49,040
Speaker 4: I don't know. I don't know if anybody want that smoke.

474
00:21:49,800 --> 00:21:52,919
Speaker 2: Look, I know somebody who take that challenge.

475
00:21:52,920 --> 00:21:54,400
Speaker 4: I don't know. I don't know anybody.

476
00:21:54,960 --> 00:21:57,560
Speaker 2: I know somebody who takes no.

477
00:21:57,640 --> 00:22:00,399
Speaker 4: Salute the Chris, But I don't know, it's not you know,

478
00:22:00,720 --> 00:22:01,520
Speaker 4: they called.

479
00:22:01,280 --> 00:22:03,760
Speaker 2: Me shack Syracuse. I don't know.

480
00:22:03,960 --> 00:22:06,560
Speaker 3: You gotta know that I'm wanting a strong you really

481
00:22:06,560 --> 00:22:08,240
Speaker 3: want to take that I want.

482
00:22:08,119 --> 00:22:10,600
Speaker 4: To look, you know what, just because of because this

483
00:22:10,640 --> 00:22:12,560
Speaker 4: is my guy. Yeah, you know what, I'm saying I'm

484
00:22:12,560 --> 00:22:13,520
Speaker 4: gonna let him live, but.

485
00:22:17,800 --> 00:22:20,359
Speaker 2: Down you tore down, you two down.

486
00:22:21,160 --> 00:22:23,200
Speaker 3: Last thing I really want you to touch on about this,

487
00:22:23,480 --> 00:22:25,800
Speaker 3: So I went to the ash cash app, which you

488
00:22:25,880 --> 00:22:29,240
Speaker 3: get at my abundance calculator dot com, and you go in.

489
00:22:29,600 --> 00:22:32,560
Speaker 3: There's everything you're saying and more. This is really incredible.

490
00:22:32,760 --> 00:22:34,359
Speaker 3: This is why we brought you on to talk about this.

491
00:22:34,800 --> 00:22:39,640
Speaker 3: But you picked the resources for example, the AI Portfolio Pilot,

492
00:22:40,040 --> 00:22:42,920
Speaker 3: the credit building, credit rent Boost. A lot of us

493
00:22:43,240 --> 00:22:45,679
Speaker 3: want to use fintech, we want to use technology, but

494
00:22:45,720 --> 00:22:48,600
Speaker 3: we don't know who to trust or who to work with.

495
00:22:48,720 --> 00:22:50,640
Speaker 3: So you really put that together for us.

496
00:22:50,560 --> 00:22:52,479
Speaker 5: One thousand percent, and I'm glad you brought that up

497
00:22:52,520 --> 00:22:55,320
Speaker 5: because that's that's the human aspect of it, right is

498
00:22:55,600 --> 00:22:59,320
Speaker 5: as somebody who has been in this community like I'm

499
00:22:59,320 --> 00:23:01,800
Speaker 5: born I'm you know, born and raised Harlem Saint Nicholas

500
00:23:01,840 --> 00:23:05,040
Speaker 5: Projects as somebody who was a banker ceover Credit Union.

501
00:23:05,119 --> 00:23:07,080
Speaker 5: So I so I have the best of both worlds.

502
00:23:07,840 --> 00:23:10,399
Speaker 5: I want to make sure that our people are taken

503
00:23:10,440 --> 00:23:12,720
Speaker 5: care of. And so all of the apps are not

504
00:23:13,000 --> 00:23:17,080
Speaker 5: just random apps that were there's there's other apps available,

505
00:23:17,160 --> 00:23:20,240
Speaker 5: but for me C I curated these I said, I

506
00:23:20,280 --> 00:23:23,080
Speaker 5: want to make sure that these are gonna be things

507
00:23:23,119 --> 00:23:26,120
Speaker 5: that are useful, that is gonna that's gonna help us

508
00:23:26,240 --> 00:23:27,800
Speaker 5: move to the next next level.

509
00:23:28,440 --> 00:23:29,680
Speaker 4: And so even as.

510
00:23:29,600 --> 00:23:32,680
Speaker 5: New apps are being developed and new things are are are,

511
00:23:33,080 --> 00:23:36,840
Speaker 5: you know, we start having access to them, to better technology,

512
00:23:37,720 --> 00:23:39,720
Speaker 5: you know, we'll you know, I'll have access to be

513
00:23:39,800 --> 00:23:42,920
Speaker 5: able to you know, I work closely with the ace

514
00:23:42,960 --> 00:23:45,960
Speaker 5: of team and and will work closely to figure out

515
00:23:46,040 --> 00:23:49,919
Speaker 5: which are the tools and the resources that our people

516
00:23:50,040 --> 00:23:52,920
Speaker 5: need in order to build wealth, because ultimately that's that's

517
00:23:52,920 --> 00:23:55,760
Speaker 5: what it is, right, It's to build wealth. But again,

518
00:23:55,880 --> 00:23:59,920
Speaker 5: abundance for me is not about only later because when

519
00:24:00,119 --> 00:24:02,720
Speaker 5: when people think about generational wealth, and I think that's

520
00:24:02,920 --> 00:24:05,439
Speaker 5: one of the emotional things that scare people When you

521
00:24:05,480 --> 00:24:09,080
Speaker 5: say generational wealth, people think that I'm meaning that you

522
00:24:09,200 --> 00:24:12,240
Speaker 5: have to sacrifice now in order for your kids to

523
00:24:12,280 --> 00:24:12,800
Speaker 5: live better.

524
00:24:12,800 --> 00:24:14,840
Speaker 4: And like, I don't want that generational wealth stuff.

525
00:24:14,880 --> 00:24:18,240
Speaker 5: But what I'm saying is abundance is about having access

526
00:24:18,280 --> 00:24:21,920
Speaker 5: to your money now and doing it in a responsible way. Right,

527
00:24:22,000 --> 00:24:25,120
Speaker 5: Like I love the fact that Angela is always from

528
00:24:25,200 --> 00:24:28,000
Speaker 5: day one, has always been in real estate. Why real

529
00:24:28,119 --> 00:24:30,800
Speaker 5: estate is one of the biggest ways to change your

530
00:24:30,800 --> 00:24:33,760
Speaker 5: relationship with money. Right, instead of working hard for money

531
00:24:33,840 --> 00:24:35,760
Speaker 5: makes your money, is working hard for you.

532
00:24:35,960 --> 00:24:37,840
Speaker 4: Okay, So now she works really, really hard.

533
00:24:37,880 --> 00:24:40,159
Speaker 5: She has a lot of things going on, but she

534
00:24:40,200 --> 00:24:43,520
Speaker 5: doesn't rely only on her physical labor. She takes the

535
00:24:43,560 --> 00:24:47,040
Speaker 5: money from her physical labor. She invested in an income

536
00:24:47,040 --> 00:24:50,960
Speaker 5: producing asset. That asset allows her to make more money.

537
00:24:51,119 --> 00:24:53,880
Speaker 5: So now she could do she could say no to whatever.

538
00:24:53,600 --> 00:24:55,800
Speaker 4: She She doesn't have to do anything now.

539
00:24:55,680 --> 00:24:58,320
Speaker 5: Right, Why because the years and years she worked with

540
00:24:58,440 --> 00:25:01,400
Speaker 5: her physical labor means that relationship with money. She said,

541
00:25:01,400 --> 00:25:03,080
Speaker 5: I'm I don't want to work for money, so I'm

542
00:25:03,080 --> 00:25:05,920
Speaker 5: gonna take this money. I'm invested in income producing assets.

543
00:25:06,040 --> 00:25:07,679
Speaker 5: Now she could do whatever she wants. She could take

544
00:25:07,720 --> 00:25:09,800
Speaker 5: vacations whenever she wants, she could work whenever she wants.

545
00:25:09,840 --> 00:25:10,520
Speaker 4: She could do all that.

546
00:25:10,680 --> 00:25:14,920
Speaker 5: So that's what generational wealth is about, is passing down assets.

547
00:25:15,160 --> 00:25:16,240
Speaker 4: And so now as.

548
00:25:16,119 --> 00:25:19,600
Speaker 5: She continues to bring, you know, build build income, now

549
00:25:19,680 --> 00:25:22,320
Speaker 5: that income could be deployed in different ways so that

550
00:25:22,359 --> 00:25:24,040
Speaker 5: she could live the life that she wants to live.

551
00:25:24,080 --> 00:25:26,040
Speaker 4: And I wanted to use that example, yeah, because.

552
00:25:25,880 --> 00:25:27,760
Speaker 5: I need people to see it, right, I need people

553
00:25:28,000 --> 00:25:31,479
Speaker 5: to have a tangible example of what does this What

554
00:25:31,480 --> 00:25:32,199
Speaker 5: does it look like?

555
00:25:32,240 --> 00:25:34,359
Speaker 4: What do you mean build generational wealth?

556
00:25:34,400 --> 00:25:38,440
Speaker 5: It means make sure your money is being invested in assets,

557
00:25:38,600 --> 00:25:41,720
Speaker 5: so the money or the assets is what's making you money.

558
00:25:41,760 --> 00:25:44,639
Speaker 5: So now you have more more assets to deployed to

559
00:25:44,640 --> 00:25:45,399
Speaker 5: do whatever you want to do.

560
00:25:45,480 --> 00:25:47,640
Speaker 1: That's really something I was talking about the other day

561
00:25:47,680 --> 00:25:50,440
Speaker 1: with my friend's son. I was discussing the different properties

562
00:25:50,480 --> 00:25:52,679
Speaker 1: that I own and the rent that I have, and

563
00:25:52,720 --> 00:25:56,680
Speaker 1: I have like my own way of doing things, but

564
00:25:56,760 --> 00:26:00,639
Speaker 1: what I've gotten to the point where I'll be able

565
00:26:00,680 --> 00:26:03,400
Speaker 1: to just from off my rent alone, I can pay

566
00:26:03,440 --> 00:26:06,160
Speaker 1: for everything that I need to pay for the mortgage

567
00:26:06,200 --> 00:26:08,359
Speaker 1: from my new house. And even look, real estate is

568
00:26:08,440 --> 00:26:12,320
Speaker 1: never given either, Like even with my new Brownstone, I've

569
00:26:12,359 --> 00:26:14,480
Speaker 1: had to invest so much in doing things that if

570
00:26:14,480 --> 00:26:17,120
Speaker 1: I didn't have money coming from other places, I don't

571
00:26:17,160 --> 00:26:19,840
Speaker 1: know that I would have been able to accomplish all

572
00:26:19,880 --> 00:26:21,760
Speaker 1: of it. But I did set myself up in a

573
00:26:21,760 --> 00:26:23,879
Speaker 1: way that the money that I make off of my

574
00:26:24,160 --> 00:26:27,040
Speaker 1: rental properties it pays for everything that I have going

575
00:26:27,080 --> 00:26:29,600
Speaker 1: on that even if I wasn't working now, I'd still

576
00:26:29,640 --> 00:26:32,439
Speaker 1: be able to handle all of that. And so it

577
00:26:32,480 --> 00:26:34,920
Speaker 1: makes me feel good to finally be in that place,

578
00:26:34,920 --> 00:26:37,199
Speaker 1: because it did take a while to get here, and

579
00:26:37,240 --> 00:26:38,280
Speaker 1: I was cautious about it.

580
00:26:38,320 --> 00:26:40,440
Speaker 2: I never really like jumped out and did anything.

581
00:26:40,720 --> 00:26:43,280
Speaker 1: The biggest thing I did was that building in midtown

582
00:26:43,280 --> 00:26:46,400
Speaker 1: Detroit that's almost finished at this point, and that definitely

583
00:26:46,480 --> 00:26:50,280
Speaker 1: was a huge investment for me. But aside from that,

584
00:26:50,400 --> 00:26:53,200
Speaker 1: everything else I have has been bringing in money.

585
00:26:53,240 --> 00:26:56,240
Speaker 3: Now, so you're both talking about what generational wealth the

586
00:26:56,280 --> 00:26:58,000
Speaker 3: most important component of it really is.

587
00:26:58,040 --> 00:26:58,720
Speaker 2: It's teaching.

588
00:26:59,480 --> 00:27:03,320
Speaker 3: If you teach your kids how to make money. And

589
00:27:03,359 --> 00:27:06,080
Speaker 3: I love that you have this app and parents can

590
00:27:06,119 --> 00:27:08,480
Speaker 3: show their children how they're using this and guess what,

591
00:27:08,560 --> 00:27:10,480
Speaker 3: you finally found a way to relate to your kids

592
00:27:10,520 --> 00:27:14,440
Speaker 3: through technology. But it's teaching, But it's teaching. Generational wealth

593
00:27:14,560 --> 00:27:18,840
Speaker 3: is teaching. We had last month Michelle Anthony, who's an incredible, incredible,

594
00:27:19,000 --> 00:27:22,879
Speaker 3: incredibly successful business woman, and that's what she's all about

595
00:27:22,880 --> 00:27:26,200
Speaker 3: teaching her kids. She's like, I could leave them whatever

596
00:27:26,440 --> 00:27:28,240
Speaker 3: you know that could work out, that could not work out,

597
00:27:28,240 --> 00:27:30,160
Speaker 3: they could blow through that. But if I teach them

598
00:27:30,560 --> 00:27:31,399
Speaker 3: how to make money.

599
00:27:32,160 --> 00:27:34,600
Speaker 5: Because you look at the snatch, right, and this is

600
00:27:34,640 --> 00:27:37,320
Speaker 5: not just black and white. This is or not just black,

601
00:27:37,359 --> 00:27:41,639
Speaker 5: it's black, White, Asian, Hispanic. Most wealth is lost by

602
00:27:41,640 --> 00:27:45,000
Speaker 5: a third generation. Yeah, first generation gets it, second generation

603
00:27:45,160 --> 00:27:47,400
Speaker 5: was there, they know what it took.

604
00:27:47,680 --> 00:27:50,080
Speaker 4: But a third generation everything is handed.

605
00:27:49,800 --> 00:27:53,560
Speaker 5: Absolutely not the knowledge, knowledge is not handed down, and

606
00:27:53,600 --> 00:27:55,919
Speaker 5: so by third generation is gone and then now the

607
00:27:55,960 --> 00:27:59,160
Speaker 5: cycle starts again. So now with with you know, with

608
00:27:59,240 --> 00:28:02,879
Speaker 5: this app, with being able to learn and and have

609
00:28:03,040 --> 00:28:09,120
Speaker 5: the information, this could become a you know, intergenerational learning process.

610
00:28:08,600 --> 00:28:10,640
Speaker 4: So that we break that cycle of poverty forever.

611
00:28:11,000 --> 00:28:13,000
Speaker 3: Yeah, and I love it. You too have been early

612
00:28:13,080 --> 00:28:15,439
Speaker 3: role models from my son. And he plays basketball and

613
00:28:15,520 --> 00:28:17,000
Speaker 3: is bugging me to buy him in real estate.

614
00:28:19,680 --> 00:28:22,960
Speaker 2: And since he taught him, you can help him do that. Auntie.

615
00:28:23,040 --> 00:28:24,840
Speaker 2: I am as you know.

616
00:28:25,160 --> 00:28:26,960
Speaker 1: And I know how much I know Stacey got it.

617
00:28:27,040 --> 00:28:28,440
Speaker 1: Let's get that down paying.

618
00:28:29,640 --> 00:28:30,200
Speaker 4: Let's go.

619
00:28:31,359 --> 00:28:33,679
Speaker 2: Thank you so much. Everybody where do we get this?

620
00:28:34,320 --> 00:28:39,560
Speaker 5: Go to my abundance calculator dot com. Download it for free,

621
00:28:39,680 --> 00:28:41,920
Speaker 5: ninety nine for free.

622
00:28:41,720 --> 00:28:46,000
Speaker 3: Free ninety nine my abundance calculator dot com. Thank you

623
00:28:46,040 --> 00:28:48,680
Speaker 3: so much, Ash Cash actually wealth Wednesdays, everybody

624
00:28:51,160 --> 00:28:51,200
Speaker 4: W