Speaker 1: Middle class is the new poor. Yeah I said that.
Speaker 1: Now today it's not just minimum wage workers that are
Speaker 1: struggling to get by, even Americans making over two hundred
Speaker 1: thousand dollars a year or living paycheck to paycheck, no time,
Speaker 1: no freedom, no wealth. But why because they're playing the
Speaker 1: wrong game. So in this video, I'm going to show
Speaker 1: you how the rich play a completely different game, one
Speaker 1: that builds real wealth, buys back your time, and creates
Speaker 1: freedom while the rest of the world grinds harder and
Speaker 1: gets nowhere. And here's the kicker. This isn't about how
Speaker 1: much you make, It's about the game that you play,
Speaker 1: no matter what your income is. Now real quick on
Speaker 1: Mark Moss. I've built and sold multiple tech companies, invested
Speaker 1: through multiple boom bus cycles, and today I'm a partner
Speaker 1: at a top bitcoin venture capital fund. I'm an advisor
Speaker 1: to public tech companies. I publish the Quantum Wave Investment
Speaker 1: Report to help investors stay ahead of the biggest shifts
Speaker 1: of tech and money. So let's break down the game
Speaker 1: the wealthy are actually playing while the middle class is
Speaker 1: a is quietly being crushed, and how to switch sides
Speaker 1: before it's too eight. So let's go, all right, so
Speaker 1: let's fix this big problem. But let's understand what it
Speaker 1: is first. Now, first of all, lots of people making
Speaker 1: a lot of money are still living like they're broke.
Speaker 1: They're rich, but broke. There's a difference between rich and wealthy. Now.
Speaker 1: It started from this tweet that I put up the
Speaker 1: other day and it was just like this off the
Speaker 1: cuff tweet where I said, you don't get rich from revenue,
Speaker 1: and I posted a news article that I had just seen.
Speaker 1: It got like over one hundred and twenty six thousand views.
Speaker 1: So I thought, let me explain and unpack what this is,
Speaker 1: but more importantly, how we can fix this, like right now,
Speaker 1: like why are we dealing with this? Okay, So you
Speaker 1: don't get rich from revenue, That's what I said. So
Speaker 1: it doesn't matter if you make fifty grand a year
Speaker 1: or one hundred grand a year or even two hundred
Speaker 1: grand year or whatever. You can be rich as in,
Speaker 1: make a lot of money and you can still be broke.
Speaker 1: High income is not enough. That's why we can see
Speaker 1: sixty percent in America, sixty percent, more than half of
Speaker 1: people that make more than six figures are living paid
Speaker 1: check to paycheck they're broke. And the reason why isn't
Speaker 1: because how much money they make twenty grand, fifty grande
Speaker 1: hundred grand, two hundred grand. It's because everyone is playing
Speaker 1: the wrong game. Everyone's thinking about how much income I
Speaker 1: can make, learn new skills, get a new job, make
Speaker 1: more money. But they're playing the wrong game. You don't
Speaker 1: get rich from revenue. What you get rich from. What
Speaker 1: you get wealthy from is playing the right game, regardless
Speaker 1: of the amount of income that you make. So how
Speaker 1: do we do that, Well, let's start by talking about
Speaker 1: three money mindsets. All Right, You're going to find yourself
Speaker 1: in one of these and you'll quickly figure out what
Speaker 1: you need to do to move. So the difference of
Speaker 1: the money mindsets is how they play the game. We're
Speaker 1: all playing a game. Now. If I came over to
Speaker 1: your house with like a bunch of board games. Let's
Speaker 1: say I brought a board game over to your house
Speaker 1: and you've never played this game, You've never heard of it,
Speaker 1: never seen it. You'd you'd say, I'd say, hey, let's
Speaker 1: let's play this game, and you'd be like, well, what's
Speaker 1: the game, what's the objective of the game, what are
Speaker 1: the rules of the game. What's the mechanics of the game,
Speaker 1: what type of strategies? How do you win? All these
Speaker 1: things you'd want to know about the game. Now, if
Speaker 1: I've been playing the game for a long time and
Speaker 1: you've never played it, you would think that I would
Speaker 1: have some tips and tricktions for strategies, some hacks, some
Speaker 1: cheat codes that you wouldn't know about, right, And that's
Speaker 1: how life is. Life is a game. What is the objective?
Speaker 1: What are the rules? What are the mechanics of the game.
Speaker 1: Who are the players? And are people that are ahead
Speaker 1: of me? Do they have tips and tricks and cheat
Speaker 1: codes and hacks that I don't know? And we can
Speaker 1: identify this by how we play the game, specifically around income,
Speaker 1: the revenue assets, and how we use credit. Those three
Speaker 1: things are really big pieces of how we play the game. Now,
Speaker 1: there's more to it, but these three things are going
Speaker 1: to break it down for you. Number one, the first
Speaker 1: level is a poor mindset. Now I say mindset doesn't
Speaker 1: matter if you're making five dollars an hour, ten dollars
Speaker 1: an hour, or ten thousand an hour. It's a poor
Speaker 1: mindset of poor mentality. The poor they work to pay
Speaker 1: their bills, they work to live. I am working really hard,
Speaker 1: working over time whatever to get enough money to pay
Speaker 1: for the rent and my medical bills and my student
Speaker 1: loans and all those things I have to pay just
Speaker 1: to live. But the problem is even that isn't enough
Speaker 1: to live. So then not only is my work my
Speaker 1: income my revenue going to live on top of that,
Speaker 1: because it's not enough, I have to use credit in
Speaker 1: order to afford more things. I can't afford. My income,
Speaker 1: even if I work overtime and I take tips or whatever,
Speaker 1: it's not enough to live. So now I'm augmenting my
Speaker 1: income with credit, using credit to afford what they can't afford.
Speaker 1: Another problem with this, of course, is that you're just
Speaker 1: digging yourself deeper in a hole. As that credit grows,
Speaker 1: more of your income is going to pay the credit.
Speaker 1: And so that's the big problem. Now in this you're
Speaker 1: in this scarcity loop because you're not making enough, your
Speaker 1: credit's are going up. Your more and more is going
Speaker 1: to pay off the debt. And unfortunately, for people in
Speaker 1: this mindset, money equal stress. You think about stress that way,
Speaker 1: or you think about money that way, you get stressed out.
Speaker 1: Just think about it. You don't want to look at it.
Speaker 1: Maybe you don't wan look at your statements, you don't
Speaker 1: have conversations with your spouse or whatever about that, and
Speaker 1: really it's all just about survival here. Okay, Now this
Speaker 1: is a mindset. It's not about how much money you make.
Speaker 1: Sixty percent of people making over six figures are living
Speaker 1: this way. Okay. Now on top of that, we have
Speaker 1: the middle class mindset. This is number two. Now, the
Speaker 1: middle class mindset are the people making over six figures
Speaker 1: but still living paycheck to paycheck. They also are in
Speaker 1: sort of the same loop. It's a little bit different.
Speaker 1: Number one. They make decent income, so now they're making
Speaker 1: more than six figures, often six figures, but they're also
Speaker 1: still working to pay their bills. They're working. The money
Speaker 1: they're earning is going to pay for their lifestyle. It's
Speaker 1: a little bit different now because they make enough to
Speaker 1: pay for their lifestyle. So instead of using credit to
Speaker 1: pay for their lifestyle that they can afford, they're using
Speaker 1: credit to improve to upgrade their lifestyle. So to buying
Speaker 1: the bigger house, they're buying the bigger the car. They're
Speaker 1: sending their kids to private school, and so now they're
Speaker 1: using credit to upod that life. The problem is for
Speaker 1: these people in this middle class lifestyle, the sixty percent
Speaker 1: making more than six figures, they're still trapped in this system.
Speaker 1: They're still living paycheck to paycheck. If you're living paycheck
Speaker 1: to paycheck, you're a slave. What does that mean, Well,
Speaker 1: a slave can't quit their job. A slave has to work, right,
Speaker 1: And so if I don't have money saved up, if
Speaker 1: I'm living paycheck to paycheck, what if my bosses really
Speaker 1: mean to me? What if I'm doing something I hate?
Speaker 1: I can't afford to quit. I can't go live for
Speaker 1: a few months until I get another job and get
Speaker 1: back up to speed. So I'm stuck. I'm a slave.
Speaker 1: So middle class mindset is still in the same loop,
Speaker 1: and they use credit in the wrong way. A little
Speaker 1: bit different, but basically the same way. They think they're
Speaker 1: winning though, you see, because they think they're gonna get
Speaker 1: rich from revenue. I make one hundred grand, I make
Speaker 1: two hundred grand. I'm winning, but I'm still living paycheck
Speaker 1: to paycheck. They're playing the game wrong. That's the whole point.
Speaker 1: It's about the game. Have you ever played the game Monopoly?
Speaker 1: You know that there's prime real estate that you should
Speaker 1: buy it costs a lot of money, and there's cheap
Speaker 1: real estate that you can buy with a little bit
Speaker 1: of money, and you know you could still win with
Speaker 1: a little bit of money. As a matter of fact,
Speaker 1: one of my favorite games is to play I shouldn't
Speaker 1: say it's my favorite game, not the most fun game
Speaker 1: in the world, but I've played it a lot with
Speaker 1: my kids. Is the game cash Flow from Robert Kiyosaki.
Speaker 1: If you play that game once a month, it will
Speaker 1: change your life. Now what I would do with my
Speaker 1: kids is I'll say I will take the lowest paying job,
Speaker 1: you take the highest pain job, and I can still
Speaker 1: beat them every time. Because it's not about the revenue.
Speaker 1: It's how you play the game. If you want to
Speaker 1: learn it, go play that game. Actually, I'll put a
Speaker 1: link to it in the show notes down below. Shout
Speaker 1: out to Robert Kiyosaki, one of my good friends. Okay.
Speaker 1: The third type of mentality is the wealthy mindset. This
Speaker 1: is where we want to be. Whether you make ten
Speaker 1: dollars an hour or ten thousand an hour, it's the
Speaker 1: mindset of how I approach the game. So in this case,
Speaker 1: you're working not to pay for your life. You're working
Speaker 1: to buy assets, you don't buy a liability assets and
Speaker 1: then what you do is you use the assets to
Speaker 1: pay for your lifestyle. Hey, small business owner, are you
Speaker 1: buried in all types of work keeping you from the
Speaker 1: real thing that makes you money? Well that's where just
Speaker 1: Works comes in. They're the all in one platform that
Speaker 1: supports small business growth. You can get all their tools
Speaker 1: that help with benefits like payroll and HR and compliance
Speaker 1: with transparent pricing. Now they help you hire top talent internationally,
Speaker 1: internew markets, quickly scale international operations without the workload and
Speaker 1: forevery how do I do it? Question? You can reach
Speaker 1: out to their expert staff from sole proprietor or a
Speaker 1: team of twenty. Just Works empowers all kinds of small
Speaker 1: businesses with real human support. So visit justworks dot com,
Speaker 1: slash podcast to join the thousands of small businesses that
Speaker 1: trust just Works to take care of payroll, benefits, compliance
Speaker 1: and more. Again, that's Justworks dot com, slash podcasts. So
Speaker 1: that's how that's the reason that we work. That's how
Speaker 1: we think about the income that we make. But then
Speaker 1: how we use credit is also different. So we use
Speaker 1: credit strategically to get leverage and more specifically you ever
Speaker 1: seen somebody like really rich and then you go, why
Speaker 1: are they using credit? Don't they have the money for that?
Speaker 1: I thought they are wealthy. The reason why the wealthy
Speaker 1: use credit is not because they don't have the money.
Speaker 1: They use credit because it's cheaper to use someone else's
Speaker 1: than it is their own. Now, a lot of people
Speaker 1: when I talk about, oh, well, let's let's borrow against
Speaker 1: our bitcoin and then we'll use that bitcoin to get
Speaker 1: tax efficiency, and people say, isn't that risky? What if
Speaker 1: I can't afford the payments? And that's because they have
Speaker 1: a poor mentality. You see in a wealthy mentality, you're
Speaker 1: not borrowing because you want to buy things you can't afford.
Speaker 1: I have the money, I just use it because it's cheaper.
Speaker 1: My money is making ten percent, fifteen percent, thirty percent,
Speaker 1: so I'll borrow at five it's cheaper. So we use
Speaker 1: it differently, we use it strategically, and we have sin
Speaker 1: systems that produce wealth. Now, some of you are like, yeah,
Speaker 1: that's really cool, Mark, but I make ten bucks an hour,
Speaker 1: twenty bucks an hour, I can't afford to do this.
Speaker 1: You can start. It's not about I need to be
Speaker 1: at the end result today. Could I get there over
Speaker 1: one year, five years, or ten years. It's the mentality.
Speaker 1: It's how you think about the game. It's not about
Speaker 1: how quickly you complete the game. Does that makes sense?
Speaker 1: Back to the game cash flow. I could take the
Speaker 1: lowest pain job that's available and I'll still beat my
Speaker 1: kids with the highest pain job because of how I
Speaker 1: approach the game. So we really want to learn how
Speaker 1: the wealthy play the game now real quick. I want
Speaker 1: to let you know next week I'm going to do
Speaker 1: this live presentation probably like an hour where I'm going
Speaker 1: to go super deep and to show you the exact
Speaker 1: game they play. I'm going to give you a three
Speaker 1: part framework that you can put into your life right away.
Speaker 1: I'll give you the details, a couple of tools that
Speaker 1: I've made, and then we'll stick around. We'll do live
Speaker 1: q and A so I can show you exactly how
Speaker 1: to apply it to your own life and your own
Speaker 1: investments really quick. So if you want, there's a link
Speaker 1: down below, or put a QR code on the screen
Speaker 1: and it's completely free. Come hang out, get the tools,
Speaker 1: ask the questions, and let's learn how to play this
Speaker 1: wealthy game. But let's keep going. So the wealthy play
Speaker 1: the game different. First thing we have to understand is
Speaker 1: not a money problem. It's a velocity game. It's not
Speaker 1: a money problem. It's a velocity game. It's a speed game.
Speaker 1: So what do I mean by that. Let's say that
Speaker 1: you make over the next twenty years you can make
Speaker 1: a million bucks. A million dollars divided by twenty years
Speaker 1: isn't that much money. But what if you can make
Speaker 1: a million dollars in five years, Well, it's not not
Speaker 1: bad on a grand a year. What if you can
Speaker 1: make a million dollars in twelve months. What if you
Speaker 1: can make a million dollars in one month. What if
Speaker 1: you can make a million dollars in one week? You see,
Speaker 1: So it's not the amount of money, it's the speed
Speaker 1: in what you make it. It's the velocity. So in
Speaker 1: the game, in the game of building wealth, we want
Speaker 1: to get the money moving faster. So obviously, yes, make
Speaker 1: more money, but then how do we take that money
Speaker 1: and move it along faster? And the wealth they get
Speaker 1: it going fast, and they do it in layers. So
Speaker 1: building wealth is a game of how fast you can
Speaker 1: make dollars move through the right system. So, for example,
Speaker 1: Dave Ramsey says, save safe Safe, don't use credit. Save
Speaker 1: safe save, put your money into like a mutual fund. Now,
Speaker 1: your mutual fund's going to pay six or eight percent.
Speaker 1: So I make one dollar, I put that into a
Speaker 1: mutual fund making six to eight percent one dollar doing
Speaker 1: one job. Okay. What the wealthy might do is they'll
Speaker 1: take one dollar, they'll put it into like a high
Speaker 1: cash value life insurance plan and make five percent, which
Speaker 1: is less. But then they can take that dollar out
Speaker 1: and put it into a piece of real estate that
Speaker 1: may only also get six to eight percent return, but
Speaker 1: I might also get tax write offs, and I might
Speaker 1: get leverage from my loan, and I might get appreciation
Speaker 1: all those things, and then I can take the money
Speaker 1: out of that, and then I can put it into bitcoin.
Speaker 1: And so I can get one dollar doing one job,
Speaker 1: two jobs, three jobs, one dollar doing four jobs, velocity
Speaker 1: doing it through layers. That's how it works. Okay, So
Speaker 1: I should just say real quickly, part of playing the
Speaker 1: game is understanding the mechanics of the game. And some
Speaker 1: of those mechanics of the game are the penalties that
Speaker 1: we have in the game. So, for example, in this
Speaker 1: game of building wealth, two things in the game steal
Speaker 1: our wealth. Number one, taxes, so we have to learn
Speaker 1: how to work around that. I showed you when I
Speaker 1: build wealth and layers, I get around the tax pub
Speaker 1: The second piece of the game that steals our wealth
Speaker 1: is inflation. As they continue to print more money, it
Speaker 1: continues to erode our purchase in power. That's why the
Speaker 1: game is rigged against you. It shouldn't be this way,
Speaker 1: but it is. So you can worry and you can cry,
Speaker 1: and you can feel like a victim because the game
Speaker 1: is rigged against you, or you just learn how to
Speaker 1: play the game and use it to your advantage. So
Speaker 1: it shouldn't be this way, but it is. Your money
Speaker 1: buys you less and less and less goods and services
Speaker 1: in the future, which is why we have to do
Speaker 1: something about that. Working harder doesn't keep up. So when
Speaker 1: you think about the revenue side, I need to learn
Speaker 1: new skills, are gonna get a new job. I gotta
Speaker 1: work overtime. I gotta make more money. But that's not
Speaker 1: going to get you there. The fail is that if
Speaker 1: we just diversify and we just save, we can get there.
Speaker 1: Not in this rig game. It won't your parents' generation,
Speaker 1: your grandparents' generation at worked, but people are still believing
Speaker 1: that same thing without realizing that the game is changed
Speaker 1: and the game is rigged against you. Okay, so we
Speaker 1: want to play the game that the wealthy play, no
Speaker 1: matter how much money we're making. Back to the game
Speaker 1: cash flow, I mean choosing the lowest paying job. It's
Speaker 1: how we play the game. How do we do that?
Speaker 1: Number One, we stop chasing income. Of course, try to
Speaker 1: get your income up, don't misunderstand that. But we want
Speaker 1: to start buying assets. Now buy a dollar worth of bitcoin,
Speaker 1: by fifty dollars worth of equities, like start small. Just
Speaker 1: start buying assets, because you have to start playing the game.
Speaker 1: You can't win a game you don't play. Number two,
Speaker 1: you have to shift your thinking. Go from an employee
Speaker 1: mindset to an investor mindset. Instead of thinking and using
Speaker 1: words like spending time, I spend time doing this, think
Speaker 1: about investing. I invest my money because I expect to
Speaker 1: get more of it back. I invest my time because
Speaker 1: I expect to get more of it back in the future.
Speaker 1: We should also be using tools wealth tools, tools like leverage,
Speaker 1: learn how to use debt learning, how to use tax optimization,
Speaker 1: so we keep more of what we earn, how to
Speaker 1: get the velocity, how to use our money, how to
Speaker 1: get our money moving faster, and like I said, ultimately
Speaker 1: we want to start with what you have now. Wealth
Speaker 1: isn't about working harder, It's about playing the game properly. Now,
Speaker 1: if you'd like to see me break this entire thing
Speaker 1: down into a three part framework that I have, I'm
Speaker 1: gonna do about maybe i'll do a full presentation on
Speaker 1: it next week. I'm gonna put a link down below.
Speaker 1: It's going to be free. I'll go super in depth
Speaker 1: on how to use this three part framework in order
Speaker 1: to play this game in the fastest amount of time.
Speaker 1: Is completely free. Let me show it to you, let
Speaker 1: me give you the tools that you can do this,
Speaker 1: and then we'll do some live Q and A. You
Speaker 1: can ask me any questions so we can make sure
Speaker 1: it can fit your specific examples and specificity. Okay, there's
Speaker 1: a link down below. It's totally free. Come sign up,
Speaker 1: I'll see you there. Otherwise, you might be interested in
Speaker 1: watching this video right here on layering your wealth, and
Speaker 1: that's what I got right to your success. I'm out