WEBVTT - We Love Biking #001 0:00:00.040 --> 0:00:03.120 Welcome to How to Money. I'm Joel and I am Matt, 0:00:03.440 --> 0:00:06.400 and today we're talking about why we love biking. I 0:00:06.440 --> 0:00:21.480 love it so Matt, we're best friends, were doing a podcast. 0:00:21.640 --> 0:00:24.319 Let's tell everybody what we're up to. Yeah, so we 0:00:24.400 --> 0:00:27.520 want to be able to live a rich life unless money. 0:00:27.800 --> 0:00:30.760 So it's not all about being frugal and ways to 0:00:30.800 --> 0:00:32.600 save money. That that's what we're gonna talk about. But 0:00:32.640 --> 0:00:35.320 it's just about ways that we think you can live 0:00:35.640 --> 0:00:39.400 a richer, more robust life. Yeah, we're not coupon clippers, 0:00:39.720 --> 0:00:43.959 but we're all about saving money and living a better life. 0:00:44.000 --> 0:00:45.760 And we don't think it takes money to live the 0:00:45.840 --> 0:00:47.840 life necessarily live in the life we want to live 0:00:47.880 --> 0:00:50.840 to just yeah, absolutely, we want to live a life 0:00:50.880 --> 0:00:53.920 where if we won the lottery, it wouldn't change our 0:00:53.960 --> 0:00:55.480 lives all that much, right, I don't know about you. 0:00:55.520 --> 0:00:57.200 That's like, that's the way I think that if I 0:00:57.240 --> 0:00:59.800 won ten million dollars tomorrow, it changes It would change 0:00:59.840 --> 0:01:02.280 the little bit, but a little bit, but like my 0:01:02.280 --> 0:01:04.080 I wouldn't overall all my life, it wouldn't be all 0:01:04.120 --> 0:01:06.240 that different. Like money is not what makes the difference. 0:01:06.240 --> 0:01:09.800 That's totally true. Travel more, that's for sure, Yes, no 0:01:09.840 --> 0:01:12.520 doubt anyway, Stop, we gotta we gotta drink in that vein. 0:01:13.120 --> 0:01:15.399 We like to drink in beer's. Yeah. So, I mean, 0:01:15.760 --> 0:01:18.160 craft beer may not be your thing, but we really 0:01:18.160 --> 0:01:20.319 like it. And so we thought, you know, what, might 0:01:20.360 --> 0:01:22.720 not be a bad idea to have a beer while 0:01:23.000 --> 0:01:25.360 we're talking about life life stuff. All right, Matt, So 0:01:25.400 --> 0:01:27.240 what's the beer that we're drinking today? Every episode we're 0:01:27.240 --> 0:01:29.920 gonna drink a different beer and it's gonna be freaking 0:01:30.080 --> 0:01:32.760 super tasty, and we'll drink it while we're talking about 0:01:33.040 --> 0:01:35.800 the subject at hand, which today, like we said, is biking. 0:01:35.800 --> 0:01:38.679 We're gonna talking about biking and how biking changes their life, 0:01:38.680 --> 0:01:42.120 saves you money. It's pretty much all around awesome. But 0:01:42.200 --> 0:01:44.320 tell them abut the beer we're drinking, Matt, Yeah, thanks 0:01:44.319 --> 0:01:48.200 for bringing this over. Uh yeah, we're drinking beer by Founders. 0:01:48.400 --> 0:01:52.560 It's called backwards Bastard. It is dirty bastard aged in 0:01:53.080 --> 0:01:56.000 oak bourbon barrels. Remember the first time I had this 0:01:56.040 --> 0:01:58.480 a few years ago. It's more than a few years ago, 0:01:58.520 --> 0:02:00.440 it's probably been like five years or something like that now. 0:02:00.480 --> 0:02:05.000 But just tasting that woody oakness, it's such a good 0:02:05.000 --> 0:02:08.720 winter beer. It's like welcoming the win, like the colder months, 0:02:08.880 --> 0:02:12.400 like it is now. It's perfect. Yeah, and I'm really excited. 0:02:12.639 --> 0:02:13.960 At the end of the podcast will kind of give 0:02:13.960 --> 0:02:15.840 you guys our tasting notes, like what we think about 0:02:15.840 --> 0:02:19.120 Backwoods Bastard in this particular year of it. But this, truly, 0:02:19.280 --> 0:02:21.120 I gotta tell you, is one of my all time 0:02:21.160 --> 0:02:23.919 paper beers, and especially it's not too hard to get 0:02:24.320 --> 0:02:27.399 and it's a little expensive. I think it was fourteen 0:02:27.440 --> 0:02:31.440 bucks for a four pack, but for four super freaking 0:02:31.520 --> 0:02:34.119 tasty in an age as well. So we're drinking one now. 0:02:34.760 --> 0:02:37.440 Lay one of these down for next year too. Cheers, man, cheers, 0:02:38.160 --> 0:02:41.799 thanks for bringing this over alright, So onto the subject 0:02:41.840 --> 0:02:48.080 hand biking and Matt, I'll confess that my life has changed. 0:02:48.080 --> 0:02:50.960 I feel like you actually got me into biking, and 0:02:51.400 --> 0:02:54.080 it's something I've kind of forgotten for a while, and 0:02:54.120 --> 0:02:56.240 I'm so glad that I'm back into it. Wait, so 0:02:56.280 --> 0:02:57.920 you used to bike, but now but you said you 0:02:57.919 --> 0:03:01.480 forgot about it. Yeah, man, I think like it just 0:03:02.160 --> 0:03:04.760 seemed normal to get into my car to go everywhere, 0:03:05.240 --> 0:03:06.760 and for a while he didn't have a good bike, 0:03:07.080 --> 0:03:10.000 and then one of my wife's best friends. Her dad 0:03:10.360 --> 0:03:12.800 gave me his old bike, his old road bike, and 0:03:12.840 --> 0:03:14.760 I started like doing that a little bit, but it 0:03:14.840 --> 0:03:16.680 needed some work done to it, and I was like, 0:03:17.240 --> 0:03:19.720 I don't know, do I know how to work on bikes? Um? 0:03:19.720 --> 0:03:22.040 That's when we started bik into the Braves games, right, Yeah, yeah, 0:03:22.040 --> 0:03:23.400 I remember that, and you're like, oh, I got a 0:03:23.440 --> 0:03:25.840 bike somewhere. Yeah, I'd get a little work done to it, 0:03:25.880 --> 0:03:27.960 but it was um. But then I started riding. I'm like, oh, 0:03:27.960 --> 0:03:31.280 this is really fun. But I was like too nervous 0:03:31.480 --> 0:03:34.120 to take the plunge to like do it more. I 0:03:34.160 --> 0:03:37.800 don't know why it's not. Yeah, I hear you, man, 0:03:38.480 --> 0:03:40.440 I keep kicking the pants, you know. I think a 0:03:40.440 --> 0:03:42.640 lot of people feel that way, right. There's just a 0:03:42.640 --> 0:03:44.640 lot of different kind of bikes out there. It's like my, 0:03:45.000 --> 0:03:46.320 am I doing it right? Or am I get the 0:03:46.360 --> 0:03:48.600 right one? Or how do I where do I park it? 0:03:48.760 --> 0:03:50.720 Or do I lock it up or something. There's just 0:03:50.760 --> 0:03:52.320 a lot of sort of things that folks aren't used 0:03:52.320 --> 0:03:53.920 to doing. Like when you're a kid, you just get 0:03:53.920 --> 0:03:56.080 on your bike, you ride around, have a good time, 0:03:56.160 --> 0:03:57.760 right over to your friend's house. There's none of the 0:03:57.840 --> 0:04:01.160 other stuff associated with it. Yeah, it's it, but when 0:04:01.160 --> 0:04:03.040 you live in the city like we do, you gotta 0:04:03.240 --> 0:04:06.320 take other things into account and uh, I don't know. 0:04:06.520 --> 0:04:08.600 It can be intimidating for folks, but it doesn't need 0:04:08.600 --> 0:04:10.280 to be. Well we can talk more about that later on, 0:04:10.400 --> 0:04:13.600 but it's still fun, all right. So speaking fun, what's 0:04:13.600 --> 0:04:18.120 your favorite bike memory? Kate and I my wife Kate, 0:04:18.480 --> 0:04:20.479 we went with some friends to visit some other friends 0:04:20.480 --> 0:04:22.760 that were living in d C. And they've got this 0:04:23.240 --> 0:04:25.359 share program and it's the first time we've ever done that. 0:04:25.400 --> 0:04:28.680 It's called Capital Bike Share. I don't know. You join 0:04:29.520 --> 0:04:30.839 and then you get to right out around for like 0:04:30.839 --> 0:04:33.520 the week, weekend sort of thing. But anyway, when you're 0:04:33.560 --> 0:04:36.360 in d C, it's an awesome way to get around 0:04:36.400 --> 0:04:38.840 to all the different museums and sites. And I've never 0:04:38.880 --> 0:04:42.120 been to d C, so we had an awesome time. 0:04:43.040 --> 0:04:45.760 And if you parked it back into another station within 0:04:45.800 --> 0:04:48.240 like fifteen minutes, it was free. So you pay for 0:04:48.240 --> 0:04:50.600 the membership and then if you get it from zero 0:04:50.600 --> 0:04:53.200 to fifteen minutes is free. Beyond that it's super cheap. 0:04:53.240 --> 0:04:55.159 But you're like Hallin asked so that you can get 0:04:56.640 --> 0:04:58.480 for free. Yeah. So there's six of us and we're like, 0:04:58.480 --> 0:05:01.159 all right, is everybody ready to go and go? And 0:05:01.240 --> 0:05:04.800 we you know, jump on, hop on jeff on our 0:05:04.800 --> 0:05:07.720 bikes and peddle stopping for happy hour and going out 0:05:07.760 --> 0:05:10.320 to eat and going to see stuff and stopping at 0:05:10.320 --> 0:05:12.359 food trucks during the day. And it was during the 0:05:12.360 --> 0:05:14.560 spring too, so we're like riding around the what is 0:05:14.600 --> 0:05:17.320 it the lake and by the Jefferson Memorial. Yeah, but 0:05:17.400 --> 0:05:20.520 the blossoms. All that was happening at Cherry Blossoms. It 0:05:20.560 --> 0:05:23.440 was beautiful. So I think because that, I'm like, dude, 0:05:23.440 --> 0:05:27.640 bike share is the bomb. Yeah. We recently got a 0:05:27.680 --> 0:05:29.719 lot of bike share stuff going on in Atlanta where 0:05:29.720 --> 0:05:31.400 we live too, and it's kind of cool to see 0:05:31.440 --> 0:05:34.240 those around town. And ye, they're expanding like crazy. You 0:05:34.240 --> 0:05:37.880 see him like lock two random trees because someone's inside. 0:05:37.920 --> 0:05:40.640 Like although, I will say, when you see someone on 0:05:40.640 --> 0:05:43.600 one of those bike share bikes, usually they're like a 0:05:43.880 --> 0:05:46.680 PI poor biker and so you're a little bit like, Okay, 0:05:46.760 --> 0:05:48.800 avoid those people like to play because they don't how 0:05:48.800 --> 0:05:51.480 to bike. I remember people saying that with the city 0:05:51.520 --> 0:05:55.160 bikes in DC are New York. Remember when this first 0:05:55.200 --> 0:05:56.760 came out like people. There's a lot of jokes going 0:05:56.800 --> 0:05:59.800 around about the bikers on like Times Square. Yeah, it's 0:05:59.800 --> 0:06:03.040 a sing. So my favorite biking memory was when Emily 0:06:03.040 --> 0:06:05.880 and I were in Amsterdam and as you know that 0:06:05.880 --> 0:06:08.040 that in Copenhagen, right are probably the top two biking 0:06:08.080 --> 0:06:12.600 towns and hags up there. Yeah, and biking around there 0:06:12.800 --> 0:06:16.680 was so cool because bikes are way more important than 0:06:16.680 --> 0:06:19.880 cars there and at every intersection, cars are the ones 0:06:19.920 --> 0:06:22.960 that are like sweating and fear, like the furrowed brow 0:06:23.080 --> 0:06:25.040 that are like I don't know, can I go yet? 0:06:25.080 --> 0:06:27.520 Because all these bikes are here and it's the total 0:06:27.520 --> 0:06:32.400 opposite everywhere else in this world, but yeah, especially the US. Yeah, 0:06:32.680 --> 0:06:35.600 but biking in Amsterdam and then also like to come 0:06:35.600 --> 0:06:38.520 out of the train station and see literally like a 0:06:38.640 --> 0:06:42.800 sea of bikes, thousands of bikes, and its insane to 0:06:43.200 --> 0:06:47.680 cross over the ferry on bikes. I don't know, just 0:06:48.000 --> 0:06:50.320 to see the whole town that way was a blast. 0:06:50.760 --> 0:06:53.880 And also just think about childhood and it made me 0:06:53.920 --> 0:06:57.520 think about Stranger Things, the show Stranger Things, and I 0:06:57.560 --> 0:06:59.440 was trying to I really liked the show, but I 0:06:59.440 --> 0:07:02.159 was trying to think why I like the show, so much, 0:07:02.400 --> 0:07:04.960 And I think my favorite season one episode one. They 0:07:04.960 --> 0:07:06.560 start off, I mean they're on their bikes, right, It's 0:07:06.560 --> 0:07:09.680 like yeah, and I'm like, it's a it's a great show. 0:07:09.680 --> 0:07:11.120 It's got a lot of good things going for it. 0:07:11.160 --> 0:07:14.160 The acting is great, the storytelling is great. But I 0:07:14.200 --> 0:07:17.040 think more than anything, I resonate with like the kids 0:07:17.080 --> 0:07:19.640 on their bikes doing their thing. It brings you back 0:07:19.680 --> 0:07:22.520 to childhood in that way and getting places doing what 0:07:22.560 --> 0:07:26.720 they want to do. So those are my favorite bike memories. 0:07:26.720 --> 0:07:31.160 And it's different to being at home and biking. Right, 0:07:31.200 --> 0:07:33.040 It's not like we're on vick because both the things 0:07:33.040 --> 0:07:37.600 we just mentioned were us traveling, um, But in daily 0:07:37.640 --> 0:07:41.000 life it's still fun, right, Like I think about a 0:07:41.000 --> 0:07:42.760 bunch of us got together and rode up to see 0:07:42.800 --> 0:07:45.200 a Line United play. Yeah, it's about what four and 0:07:45.240 --> 0:07:47.600 a half mile trek each way. Yeah, I mean it's 0:07:47.600 --> 0:07:50.440 like minutes or something like that from where we live. 0:07:51.320 --> 0:07:53.040 But then they've got the bike valet there and so 0:07:53.120 --> 0:07:55.080 he gets to ride up, like he gets literally pulled 0:07:55.120 --> 0:07:57.560 straight up to the stadium like a like a stud 0:07:58.400 --> 0:08:00.840 right across from the thirty five dollar part. Yes, oh 0:08:00.880 --> 0:08:02.760 my gosh, that how good? Does that? Make you feel 0:08:02.760 --> 0:08:05.320 when you see like the escalades or whatever, like pull 0:08:05.400 --> 0:08:07.240 pulling down into the garage and it makes you feel 0:08:07.280 --> 0:08:08.800 so good. I think it's twenty five. It's not like, no, 0:08:08.960 --> 0:08:10.880 it's thirty five. I swear to you it's thirty five. 0:08:11.080 --> 0:08:13.880 That's insane, it's I mean, it's outrageous right across from 0:08:13.880 --> 0:08:15.480 the free bike. But then yeah, then you go to 0:08:15.480 --> 0:08:18.560 the Atlanta Bike Collision bike valet when it's free, and 0:08:18.600 --> 0:08:20.760 the dudes are awesome, and you know the folks that 0:08:20.800 --> 0:08:23.360 are running that are great. It's just fun, right, and 0:08:23.400 --> 0:08:24.680 then you're just kind of hanging out there at the 0:08:24.680 --> 0:08:29.080 bike valet, uh before before going into the game. So 0:08:29.200 --> 0:08:31.760 doing a little bit of tailgating, I think, I think, uh, 0:08:32.080 --> 0:08:34.400 that's that's definitely one of my favorite memories, like the 0:08:34.440 --> 0:08:37.800 memories that we've made biking the games together. And then 0:08:37.840 --> 0:08:39.440 the other thing that we love to do. So Matt 0:08:39.480 --> 0:08:42.040 and I both have cargo bikes which have like this 0:08:42.080 --> 0:08:44.840 hard tail on the back and we can slap our 0:08:44.880 --> 0:08:46.839 kids on there. So Matt's got three girls, I've got 0:08:46.840 --> 0:08:51.480 two girls, and girls. Man, nothing with girls. Lots of 0:08:51.559 --> 0:08:53.880 chicks in our lives. One of the most fun things 0:08:53.960 --> 0:08:56.000 I think is is putting them on the bike and 0:08:56.040 --> 0:08:59.240 going for rides, and we just had such a blast 0:08:59.679 --> 0:09:01.600 both us, you know, taking rise together with the girls 0:09:01.600 --> 0:09:04.400 are separately Like when like my girls are just on 0:09:04.440 --> 0:09:06.760 a Saturday, they want to hop on the bike and 0:09:06.800 --> 0:09:09.720 they want to go to the playground. And that's for me, 0:09:10.400 --> 0:09:13.920 that's the most fun because I don't have to walk 0:09:14.000 --> 0:09:16.560 to the playground a half mile or half of my 0:09:16.720 --> 0:09:19.920 stupid car to go there. We get to like work 0:09:20.000 --> 0:09:23.240 through the streets, like get the wind blowing through our hair. Yeah. 0:09:23.360 --> 0:09:25.199 And what's great about that too, is just that they 0:09:25.200 --> 0:09:27.680 want to do something that we want to do. Yeah. Yeah, 0:09:27.720 --> 0:09:30.440 it's like we've got kids that are one through four, 0:09:31.480 --> 0:09:33.679 and there's not many things that we do that we 0:09:33.800 --> 0:09:35.640 enjoy doing that they also like doing. And said it 0:09:35.679 --> 0:09:38.000 has something like that where to drink beer with us 0:09:38.040 --> 0:09:42.480 on occasion Yeah, just yeah, only on the weekend, right, Yeah, 0:09:42.520 --> 0:09:45.200 but yeah, something about that where you're just like connecting 0:09:45.240 --> 0:09:48.480 with them. I think that's that's a big Obviously, we 0:09:48.520 --> 0:09:50.079 love to do anything that they love to do, like 0:09:50.120 --> 0:09:52.280 if it, you know, makes them happy, but something that 0:09:52.360 --> 0:09:55.480 also aligns with our values. It's like there's some there's 0:09:55.480 --> 0:09:59.000 something beautiful about that. Where Yeah, it just makes me happy, 0:09:59.640 --> 0:10:02.439 i know, bringing them into your world. Yes, yeah, it's 0:10:02.480 --> 0:10:04.720 really fun for me to go down into theirs and 0:10:05.200 --> 0:10:08.360 you know, drop pictures whatever, but for to bring them 0:10:08.400 --> 0:10:09.880 up into ours and for them to get to be 0:10:09.920 --> 0:10:12.080 a part of something that we enjoy so much, and 0:10:12.120 --> 0:10:14.880 start teaching them, like early on, to like the things 0:10:14.880 --> 0:10:17.240 that we enjoy, and start you know, explaining to them 0:10:17.280 --> 0:10:19.560 why we like biking so much, which is why you know, 0:10:19.600 --> 0:10:22.880 while we're talking today too, right, Yeah, so we think 0:10:22.920 --> 0:10:26.199 biking makes a huge difference in your life. It contributes 0:10:26.240 --> 0:10:28.080 to a richness of life, and that's why we love it. 0:10:28.360 --> 0:10:31.880 But also so we care a lot about Matt saving 0:10:31.920 --> 0:10:34.199 money and we think bikes really hit the nail on 0:10:34.240 --> 0:10:37.040 the head when it comes to saving money too. Yeah. Absolutely, 0:10:37.120 --> 0:10:38.640 I mean it goes without saying, right, a bike is 0:10:38.720 --> 0:10:42.080 cheaper than than well, yeah, there's some bikes out there 0:10:42.120 --> 0:10:47.440 that are expensive, but in general, bikes are affordable. I 0:10:47.440 --> 0:10:50.439 think if folks are concerned about how much of bike costs, like, 0:10:50.480 --> 0:10:53.319 they can hop on Craigslist or ask around and you 0:10:53.360 --> 0:10:55.480 know there's gonna be somebody selling a bike. But there's 0:10:55.520 --> 0:10:57.600 websites and stuff other two that are there are selling 0:10:57.600 --> 0:11:01.680 bikes for for pretty cheap without huge markups and and 0:11:01.720 --> 0:11:03.640 things like that. Like I said, I got my first 0:11:03.800 --> 0:11:09.880 adult bike for free from your yeah excess dad, from 0:11:09.880 --> 0:11:13.160 my from my wife's best friend's dad. Yeah, I thought 0:11:13.200 --> 0:11:15.880 you said no. So we're still connected, we're still friends. 0:11:16.600 --> 0:11:18.600 But yeah, it was I mean making sure he doesn't 0:11:18.600 --> 0:11:21.200 want his bike back. I mean super kind. He's a 0:11:21.200 --> 0:11:24.360 big biker, and he he bought another one and it's 0:11:24.400 --> 0:11:27.400 a nice bike, that trek. Yeah, it's really nice, and 0:11:27.440 --> 0:11:28.880 so I mean you might not get a free one, 0:11:28.960 --> 0:11:31.920 but there's all sorts of ways to get a free 0:11:32.240 --> 0:11:35.000 or cheap decent bike. You don't have to spend all 0:11:35.040 --> 0:11:37.600 that much. They're not that expensive. And on top of 0:11:37.640 --> 0:11:41.600 that is how freaking cheap they are to repair and 0:11:41.640 --> 0:11:45.520 to and to ride every mile as opposed to a car. Yeah, 0:11:45.559 --> 0:11:48.520 repair costs. There's no comparison going to like your local 0:11:48.520 --> 0:11:53.959 bike shop, and we were there today. Yeah, uh Lesnets 0:11:54.320 --> 0:11:56.720 over there in Grand Pire. Those guys are awesome. Um, 0:11:56.840 --> 0:11:58.920 but yeah, I mean there's no comparison. And like taking 0:11:58.920 --> 0:12:00.880 your bike in to get completely overhaul it as opposed 0:12:00.920 --> 0:12:04.600 to even like an oil change. Yeah, like on a 0:12:04.720 --> 0:12:07.920 on a traditional vehicle, bikes are so much more affordable 0:12:08.440 --> 0:12:11.600 when it comes to maintenance, and plus you can look 0:12:11.679 --> 0:12:15.760 up on YouTube and how to videos and you can 0:12:15.800 --> 0:12:18.120 save say sixty bucks right there instead of having to 0:12:18.160 --> 0:12:19.880 go in. You just like have a screw driver and 0:12:19.880 --> 0:12:22.640 know what to turn. And it's not like the most 0:12:22.679 --> 0:12:25.840 complicated thing. It's just most folks have never done it. Sure. Yeah, 0:12:25.880 --> 0:12:28.160 And the most money you can save is if you 0:12:28.200 --> 0:12:32.320 can possibly commute to work on your bike. Whatch you do. 0:12:32.760 --> 0:12:35.560 So I'm doing that for the most part now. Um, 0:12:35.600 --> 0:12:39.640 and that's been Man, it's been so enjoyable and it's 0:12:39.679 --> 0:12:41.720 been a money saver to you know, we're at the 0:12:41.720 --> 0:12:45.319 point where I'm considering getting down to being a one 0:12:45.360 --> 0:12:47.439 car family because you know, my wife has a car 0:12:47.480 --> 0:12:49.880 and I have a car, and so close, man, I'm close, 0:12:49.960 --> 0:12:51.199 and I'm like, can we hit that point? Can we 0:12:51.240 --> 0:12:53.800 hit that point? But we've already been able to kind 0:12:53.800 --> 0:12:55.920 of cut down our insurance costs because if you if 0:12:55.920 --> 0:13:00.000 you drive the cars under like usually miles of years, 0:13:00.040 --> 0:13:02.520 kind of this point for insurance companies, you have the 0:13:03.000 --> 0:13:05.600 tracker that does the mileage or yeah, we've got trackers 0:13:05.800 --> 0:13:07.839 track so you don't even have to do that. You 0:13:07.880 --> 0:13:10.839 can usually just tell them and every year they'll uh, 0:13:11.160 --> 0:13:13.080 they'll do They'll like ask you, well, how many miles 0:13:13.080 --> 0:13:16.320 around the vehicle now, and if you're under seventy miles 0:13:16.320 --> 0:13:18.280 a year, they'll give you a discount for that. But 0:13:18.360 --> 0:13:20.959 you can do the trackers too, and with a lot 0:13:20.960 --> 0:13:23.600 of these major insurance companies, and you can save even 0:13:23.679 --> 0:13:26.040 more by putting a tracker on your vehicle and letting 0:13:26.040 --> 0:13:27.440 them kind of see how much you drive and how 0:13:27.480 --> 0:13:30.840 you drive. You can save like on your insurance costs 0:13:31.000 --> 0:13:35.080 if you're driving it less and running your bike instead. Right, totally. 0:13:35.600 --> 0:13:37.200 I don't know how many times I said this to folks. 0:13:37.240 --> 0:13:40.679 I romantic science like the nine to five because being 0:13:40.720 --> 0:13:43.920 self employed, like I am own of my own business, 0:13:43.960 --> 0:13:46.160 like it's just always on your mind, right, And so 0:13:46.280 --> 0:13:48.280 sometimes I think, like, oh man, like a nine to 0:13:48.360 --> 0:13:50.679 five where you just go in work, come home, you know, 0:13:50.720 --> 0:13:54.400 you check out, and you thought thinking about it, that's appealing. 0:13:54.640 --> 0:13:58.520 But I also amanticize the commute because I think that, like, 0:13:58.520 --> 0:13:59.960 oh man, that would be so nice. I could just 0:14:00.040 --> 0:14:01.920 hop on my bike if I work somewhere that I 0:14:01.920 --> 0:14:03.640 could get see like on the belt line or you know, 0:14:03.800 --> 0:14:07.400 just right into nice neighborhoods. How nice and how cool 0:14:07.440 --> 0:14:10.200 would that be to be able to get some fresh 0:14:10.200 --> 0:14:13.040 air and pop on your bike. And but then I'm like, well, 0:14:13.080 --> 0:14:14.560 I can just sit at home and work in my office, 0:14:14.600 --> 0:14:19.000 which is nice to hop on your slippers, the scuffle 0:14:19.120 --> 0:14:21.200 right in, not changing out of my sweaties. What do 0:14:21.240 --> 0:14:24.000 you what would you say? The folks that live a 0:14:24.000 --> 0:14:25.800 good distance from where they work. So for instance, like 0:14:25.840 --> 0:14:28.000 my bike commutes about seven and a half miles each way, 0:14:28.400 --> 0:14:31.600 so fifteen miles round trip, and that's pretty far, man, 0:14:32.280 --> 0:14:35.400 it's far. But we've got some good rap say that 0:14:35.400 --> 0:14:37.840 because I think that's pretty I feel like a lot 0:14:37.880 --> 0:14:41.120 of folks probably are within that. I don't know, look 0:14:41.160 --> 0:14:43.160 at up folks, and there's certainly like a good like 0:14:43.200 --> 0:14:45.920 a good percentage if you do it. The drive for 0:14:46.040 --> 0:14:49.560 their work or uh, you know, like sales folks where 0:14:49.560 --> 0:14:52.640 they're running around totally that's not gonna work for this 0:14:52.680 --> 0:14:54.760 wouldn't work for them. But so I would say this, 0:14:55.360 --> 0:14:57.160 there's a certain ways, like there's a couple of things 0:14:57.200 --> 0:14:59.120 you can do. One thing, you can move closer to 0:14:59.200 --> 0:15:01.360 where you work. If you don't have a job like 0:15:01.360 --> 0:15:03.240 that like a salesperson where you're all over the place. 0:15:03.680 --> 0:15:05.800 That's again obviously not something you can do easily or 0:15:05.880 --> 0:15:09.400 lightly if you have a mortgage. But we think personally, 0:15:09.440 --> 0:15:12.360 lifestyle wise, living close to your work is a good thing. 0:15:12.720 --> 0:15:15.040 Oh yeah, we would say that. Man, we could talk 0:15:15.080 --> 0:15:18.760 a whole another podcast about Yeah, I live live in 0:15:18.800 --> 0:15:22.080 local living close to the things that you want to do, right, 0:15:22.600 --> 0:15:25.520 we're all about that goes without saying, but absolutely commuting, 0:15:26.200 --> 0:15:28.880 taking my leg into account is definitely something to consider 0:15:28.880 --> 0:15:31.520 when if you're going to consider biking to work. And 0:15:31.600 --> 0:15:33.560 one of the other main things that you can tell 0:15:33.600 --> 0:15:38.480 people is that half of car trips are under three miles. Yeah, 0:15:38.480 --> 0:15:40.680 I've heard that. So, like when you run to the 0:15:40.720 --> 0:15:43.080 grocery store, it's what like a mile and a half 0:15:43.120 --> 0:15:44.920 to get to the grocery shore, Dude, is not even 0:15:45.160 --> 0:15:47.080 I don't even know if it's that far. We yeah, 0:15:47.120 --> 0:15:50.720 I ride to the grocery store. Folks will poopoo it, 0:15:50.760 --> 0:15:54.760 but we love aldi. It's so that man, man, it's 0:15:54.800 --> 0:15:57.640 it's so I don't even I don't even know why 0:15:57.640 --> 0:15:59.840 I said poop poo. That's like, that's not something I say, 0:15:59.880 --> 0:16:02.680 but it's weird. That's weird for people think like all 0:16:02.720 --> 0:16:05.080 these weird or lame or something like that. But dude, 0:16:05.120 --> 0:16:09.400 it is so stinking affordable. So people would hop in 0:16:09.440 --> 0:16:12.200 their car. Well, yeah, we did too, I mean, and 0:16:12.240 --> 0:16:14.160 here's the thing. It's not like we don't take those 0:16:14.160 --> 0:16:15.960 shorter trips like sometimes we do, you know, like if 0:16:15.960 --> 0:16:17.840 it's pouring, like if it's raining or something like that too, 0:16:17.880 --> 0:16:21.040 But a lot of times, like it's pretty awesome to 0:16:21.080 --> 0:16:22.960 be able to hop on I hop on the bike 0:16:23.040 --> 0:16:25.360 and you know, throw on a backpack or I've got 0:16:25.400 --> 0:16:27.360 I've got a pineer now on the side of my bike, 0:16:27.880 --> 0:16:29.520 and to be able to ride up to the grocery 0:16:29.520 --> 0:16:32.040 store and just grab that and throw groceries in there, 0:16:32.080 --> 0:16:34.040 and the girls like it. Actually know what the girls 0:16:34.080 --> 0:16:38.880 like is going to the bank, they get the suckers, Yeah, 0:16:38.960 --> 0:16:41.920 the dumb dumbs because I yeah, I've got a business 0:16:41.960 --> 0:16:45.000 accounting So I'm just gonna go on a tangent like 0:16:45.000 --> 0:16:46.680 banks need to get on it. Like there aren't very 0:16:46.680 --> 0:16:49.480 many business checking accounts out there that allow you to 0:16:50.480 --> 0:16:53.400 there's limits on stuff, and so because that we have 0:16:53.520 --> 0:16:57.000 to go into the physical branch, which is it's fine, 0:16:57.040 --> 0:16:58.320 it's right next to all day. So I love it. 0:16:58.320 --> 0:17:00.680 It's you know, it's a nice one too. That's old school, 0:17:00.680 --> 0:17:02.560 though it is old school, have to wait in line, 0:17:02.800 --> 0:17:05.400 it's kind of lame anyway. Girls love it though, because 0:17:05.400 --> 0:17:08.160 their suckers. Man, I go to go to the grocery store, 0:17:08.200 --> 0:17:11.399 go to the bank, you know, all the time running errands. 0:17:11.680 --> 0:17:14.560 When you're thinking about how a bike fits into your life, 0:17:15.280 --> 0:17:18.520 think about those quick trips that you take, the one 0:17:18.680 --> 0:17:22.320 to maybe three mile trips somewhere. Usually you hop in 0:17:22.320 --> 0:17:26.439 your car, car, turn the ignition and waste a lot 0:17:26.480 --> 0:17:31.400 of gas and uh it just I think the change small, 0:17:31.440 --> 0:17:34.160 change your lifestyle. Start out like make your one mile trips, 0:17:34.200 --> 0:17:35.560 make your trip to the bank, make your trip to 0:17:35.600 --> 0:17:37.520 the grocery store. Try to do it on a bike, 0:17:37.560 --> 0:17:40.040 you know, and use bring their reusable bags or whatever. 0:17:40.080 --> 0:17:41.720 And I'm not a hippie, I don't care all that 0:17:41.800 --> 0:17:43.440 much about them, but like, bring your reusable bags and 0:17:43.480 --> 0:17:46.080 put them on the handlebars and uh and get your 0:17:46.160 --> 0:17:49.520 get your groceries that way. Just start small with the 0:17:49.520 --> 0:17:51.240 bike in your life and kind of see, you know, 0:17:51.440 --> 0:17:54.080 how it changes your lifestyle and if you find it enjoyable. 0:17:54.600 --> 0:17:57.080 As you say, starting small, but like, at the same time, 0:17:57.720 --> 0:17:59.240 it's still just as hard to hop in your bike 0:17:59.280 --> 0:18:00.959 and do a one mile trip for folks as it 0:18:01.040 --> 0:18:02.919 is to hop on your bike and maybe do like 0:18:02.960 --> 0:18:05.119 a five mile trip or something like that if you're 0:18:05.160 --> 0:18:07.720 commuting to work. And I mean it's honestly, something I 0:18:07.760 --> 0:18:12.120 like about biking is that the mental toughness you're challenging 0:18:12.160 --> 0:18:14.160 yourself mentally to have to get on the bike as 0:18:14.160 --> 0:18:16.600 opposed to getting in the car. Like it's not easy, right, 0:18:17.200 --> 0:18:20.080 because it's really easy to get in the car. I 0:18:20.160 --> 0:18:21.720 hit the button as I'm walking out to it, so 0:18:21.720 --> 0:18:24.120 I don't even have to like unlock the dang door, 0:18:24.920 --> 0:18:27.280 and then I get in and get to drive off 0:18:27.280 --> 0:18:29.560 where I want to go. It's already like a favorite 0:18:29.560 --> 0:18:32.040 favorite tunes coming out. Dude. Yeah, with bluetooth, it just 0:18:32.040 --> 0:18:35.639 starts playing playing my jams. If you're like really comfy, 0:18:35.920 --> 0:18:37.840 obviously a one mile trip is going to be easier 0:18:37.880 --> 0:18:40.560 than a four or five mile trip, but like, yeah, 0:18:40.680 --> 0:18:43.920 start there, but just know that, you know, it's just 0:18:44.000 --> 0:18:46.280 as hard to kind of go on a one mile 0:18:46.320 --> 0:18:48.840 trip mentally as it is, uh, say, maybe a five 0:18:49.040 --> 0:18:51.159 five mile ride. I think the biggest thing for me 0:18:51.400 --> 0:18:55.960