1 00:00:04,960 --> 00:00:07,280 Speaker 1: Welcome to money Making Conversations. It's the show that she 2 00:00:07,320 --> 00:00:10,039 Speaker 1: has the secrets of success experience firsthand by marketing and 3 00:00:10,119 --> 00:00:13,039 Speaker 1: Brandon expert Rashan McDonald. I will know he's giving me 4 00:00:13,080 --> 00:00:16,000 Speaker 1: advice to many occasions in the casion didn't notice, I'm 5 00:00:16,040 --> 00:00:20,000 Speaker 1: not broke. You know he'll be interviewing celebrity CEOs, entrepreneurs 6 00:00:20,000 --> 00:00:22,520 Speaker 1: and industry decision makers. It's what he likes to do. 7 00:00:22,720 --> 00:00:25,079 Speaker 1: It's what he likes to share. Now it's time to 8 00:00:25,120 --> 00:00:29,120 Speaker 1: hear from my man, Rashan McDonald. Money Making Conversations. Here 9 00:00:29,160 --> 00:00:32,159 Speaker 1: we come. Welcome to money Making Conversations. I'm your host, 10 00:00:32,320 --> 00:00:35,000 Speaker 1: ram Sean McDonald. It's time to stop reading other people's 11 00:00:35,040 --> 00:00:37,920 Speaker 1: success stories and come on y'all and start writing your own. 12 00:00:38,240 --> 00:00:40,479 Speaker 1: I always tell people who always leave with their gifts, 13 00:00:40,520 --> 00:00:43,320 Speaker 1: their passion, and don't let your age, friends, family, and 14 00:00:43,400 --> 00:00:46,159 Speaker 1: coworkers stop you from planning or living your dreams. My 15 00:00:46,240 --> 00:00:49,000 Speaker 1: interviews did not do on money making conversation. Always provide 16 00:00:49,040 --> 00:00:52,880 Speaker 1: the consumer that's your business owners, access to celebrity CEOs, 17 00:00:53,120 --> 00:00:56,840 Speaker 1: entrepreneurs and industry decision makers. My next guest is truly 18 00:00:56,880 --> 00:01:00,440 Speaker 1: an industry decision maker. My next guest name is as Cash. 19 00:01:00,720 --> 00:01:03,560 Speaker 1: He's one of the nation's top financial educators, personal bank 20 00:01:03,680 --> 00:01:07,720 Speaker 1: personal finance experts, business coach, motivational speaker, a former fifteen 21 00:01:07,800 --> 00:01:11,200 Speaker 1: year banking executive, and the author of many books, including 22 00:01:11,240 --> 00:01:14,880 Speaker 1: four Amazon dot Com bestsellers. He's been featured on many 23 00:01:14,920 --> 00:01:17,760 Speaker 1: media outlets such as CNN, The New York Times, Ball 24 00:01:17,800 --> 00:01:21,880 Speaker 1: Street Journal, American Banker, CNBC, The Street, dot Com, Black Enterprise, 25 00:01:22,240 --> 00:01:25,920 Speaker 1: Esens Magazine, and Ebony. He's dubbed as the financial Motivator. 26 00:01:26,160 --> 00:01:29,880 Speaker 1: He uses a culturally responsive approach and teaching financial literacy, 27 00:01:30,120 --> 00:01:33,800 Speaker 1: wealth building, and entrepreneurship. Please work with the money making conversations. 28 00:01:33,880 --> 00:01:38,000 Speaker 1: He's my friend, ash Cash brother. Thank you so much 29 00:01:38,040 --> 00:01:40,720 Speaker 1: for having me. I appreciate you. It's a pleasure. You know. 30 00:01:40,760 --> 00:01:42,720 Speaker 1: I have to throw my money making shirt off half 31 00:01:42,800 --> 00:01:45,640 Speaker 1: a little because money making conversations. So we have to 32 00:01:45,640 --> 00:01:47,960 Speaker 1: make happen. What's the great thing about it is that 33 00:01:48,280 --> 00:01:51,680 Speaker 1: watching you build your career and watching you, as you know, 34 00:01:51,760 --> 00:01:54,160 Speaker 1: stay on the sideline, watch people. I'm started. People I 35 00:01:54,160 --> 00:01:56,440 Speaker 1: don't understand. You don't have to jump out there immediately 36 00:01:56,880 --> 00:01:59,720 Speaker 1: to say I've arrived. You should have come with some experience. 37 00:02:00,040 --> 00:02:02,440 Speaker 1: Let's talk about your background a little bit on being 38 00:02:02,480 --> 00:02:05,720 Speaker 1: able to make you an authority, make you authentic, make 39 00:02:05,760 --> 00:02:09,600 Speaker 1: you organically appreciated by the people who you give advice to. 40 00:02:09,639 --> 00:02:12,360 Speaker 1: How did it all start for you? Yes, it's it's 41 00:02:12,480 --> 00:02:16,600 Speaker 1: it started uh nineteen years old, straight out of high school. Actually, 42 00:02:17,000 --> 00:02:19,600 Speaker 1: I was working at a video store rest in Peace 43 00:02:19,639 --> 00:02:22,600 Speaker 1: to Blockbuster videos, and I knew that I didn't want to, 44 00:02:23,080 --> 00:02:25,160 Speaker 1: uh you know, be a store manager. And one day 45 00:02:25,240 --> 00:02:27,800 Speaker 1: one of the assistant managers said that they were hiring 46 00:02:27,960 --> 00:02:30,960 Speaker 1: at Chase Bank for tellers. Uh. And so I said, oh, 47 00:02:31,000 --> 00:02:32,760 Speaker 1: you know what you know, let me let me just 48 00:02:32,800 --> 00:02:34,480 Speaker 1: test it out. I love money, let me just go 49 00:02:34,560 --> 00:02:36,959 Speaker 1: test it out. Um. And so I started my career 50 00:02:37,040 --> 00:02:40,240 Speaker 1: as a as a teller at nineteen years old. Uh. 51 00:02:40,240 --> 00:02:43,000 Speaker 1: And I did everything you know in banking, from teller 52 00:02:43,080 --> 00:02:47,640 Speaker 1: to personal banking to a private banker branch manager. I 53 00:02:47,720 --> 00:02:50,880 Speaker 1: was a CEO of a credit union. Um. And while 54 00:02:50,919 --> 00:02:54,120 Speaker 1: I was working though one of my my joy I 55 00:02:54,200 --> 00:02:58,080 Speaker 1: used to go to to to jails, you know, Rikers Island, 56 00:02:58,120 --> 00:03:01,919 Speaker 1: to churches to be of the based organizations and teach 57 00:03:01,960 --> 00:03:05,519 Speaker 1: financial literacy. Um. And I'm a big jay Z fan. 58 00:03:05,600 --> 00:03:08,760 Speaker 1: So in the in the words of the Honorable Sean Carter. Uh, 59 00:03:08,760 --> 00:03:10,920 Speaker 1: there's much bigger issues in the world, I know. So 60 00:03:10,960 --> 00:03:12,680 Speaker 1: I first had to take care of the world, I know, 61 00:03:13,040 --> 00:03:14,799 Speaker 1: And so I figured, I said, you know what, I 62 00:03:15,280 --> 00:03:17,240 Speaker 1: want to do this for a living. And so from 63 00:03:17,280 --> 00:03:20,840 Speaker 1: there I just decided, like how do I make money? 64 00:03:21,520 --> 00:03:23,639 Speaker 1: How do I make impact? Number one? But then how 65 00:03:23,639 --> 00:03:25,960 Speaker 1: do I make an income and an impact? Um? And 66 00:03:26,000 --> 00:03:27,800 Speaker 1: that's when I wrote my first book in two thousand 67 00:03:27,800 --> 00:03:30,320 Speaker 1: and nine. Uh, and really just kind of you know, 68 00:03:30,360 --> 00:03:33,720 Speaker 1: became a speaker, became a financial educator, um. And then 69 00:03:33,840 --> 00:03:36,400 Speaker 1: you know, here I am today, still doing the same thing, 70 00:03:36,920 --> 00:03:40,480 Speaker 1: still still a financial educator, but really uh, you know, 71 00:03:40,600 --> 00:03:43,240 Speaker 1: doing it at a at a level that allows me 72 00:03:43,280 --> 00:03:46,160 Speaker 1: to have you know, more impact. Uh. And you know 73 00:03:46,200 --> 00:03:48,680 Speaker 1: combine that with with with income as well. Know asked 74 00:03:48,720 --> 00:03:50,600 Speaker 1: when we when when I brought you on the show, 75 00:03:50,600 --> 00:03:52,240 Speaker 1: and bring you on the show. The whole process is 76 00:03:52,280 --> 00:03:54,960 Speaker 1: just to break down a lot of things that people fear, 77 00:03:55,040 --> 00:03:59,000 Speaker 1: and people fear money, and people fear banks. Banks intimidate people, 78 00:03:59,400 --> 00:04:03,800 Speaker 1: taxes intimidate people. What's the common effects? You know, because 79 00:04:03,800 --> 00:04:05,240 Speaker 1: you've been in the bank and you've seen all those 80 00:04:05,280 --> 00:04:08,360 Speaker 1: different layers that you have. What is the number one 81 00:04:08,360 --> 00:04:11,760 Speaker 1: common denominator that people have and not be afraid of 82 00:04:11,800 --> 00:04:15,440 Speaker 1: when they bank. Yeah, I think I think first and 83 00:04:15,520 --> 00:04:19,720 Speaker 1: foremost is knowledge, uh, and then second, second of all, 84 00:04:20,000 --> 00:04:23,520 Speaker 1: it's the mindset, right because um, you know, once you 85 00:04:23,680 --> 00:04:28,640 Speaker 1: have knowledge, the people are afraid of what they don't understand, um. 86 00:04:28,680 --> 00:04:30,920 Speaker 1: And so what happens is that a lot of people 87 00:04:31,480 --> 00:04:35,920 Speaker 1: don't really understand how banking works, how taxes work. They 88 00:04:35,920 --> 00:04:38,200 Speaker 1: don't understand that part of the game, and so what 89 00:04:38,279 --> 00:04:42,600 Speaker 1: they attach themselves to is other people's experiences, other what 90 00:04:42,960 --> 00:04:46,280 Speaker 1: other people go through, which is normally the negative stuff, um. 91 00:04:46,320 --> 00:04:48,960 Speaker 1: And so they attach themselves to that negative aspect of it, 92 00:04:49,000 --> 00:04:51,839 Speaker 1: and so that becomes their reality. But if they start 93 00:04:51,920 --> 00:04:56,000 Speaker 1: to you know, get knowledgeable, right, the more we understand 94 00:04:56,040 --> 00:04:59,600 Speaker 1: how things work, um, that is going to the knowledge 95 00:04:59,640 --> 00:05:02,080 Speaker 1: is going to change our mindset and in our mindset 96 00:05:02,440 --> 00:05:05,800 Speaker 1: is going to to let us know, um that these 97 00:05:05,839 --> 00:05:08,520 Speaker 1: are you know, banking is a tool. Money is a tool. 98 00:05:08,880 --> 00:05:11,719 Speaker 1: You know, taxes even are are. It's a tool. And 99 00:05:11,760 --> 00:05:13,640 Speaker 1: if you know how to use it the right way, 100 00:05:13,920 --> 00:05:16,240 Speaker 1: you can actually use it, you know in your favor. 101 00:05:16,520 --> 00:05:18,360 Speaker 1: You know, they're really funny when you are just hearing 102 00:05:18,360 --> 00:05:21,280 Speaker 1: your conversation. I smiled because you know, you was talking 103 00:05:21,320 --> 00:05:24,400 Speaker 1: about how people can stop you from doing your dreams. 104 00:05:24,440 --> 00:05:27,120 Speaker 1: You know, and they have negative spirits because you can 105 00:05:27,120 --> 00:05:28,840 Speaker 1: go to people, they're gonna have a negative store before 106 00:05:28,839 --> 00:05:31,119 Speaker 1: we have a good store. That's that's fact of life. 107 00:05:31,400 --> 00:05:33,599 Speaker 1: And so and in the beginning, I always tell people, 108 00:05:33,800 --> 00:05:36,200 Speaker 1: you know, don't let your age, friends, family, and cowork 109 00:05:36,240 --> 00:05:38,320 Speaker 1: can stop you from planning and living your dream. At 110 00:05:38,360 --> 00:05:41,240 Speaker 1: the age of nineteen, you know, you left Blockbuster, went 111 00:05:41,240 --> 00:05:43,840 Speaker 1: to a bank, and then you started having dreams of 112 00:05:44,000 --> 00:05:47,200 Speaker 1: thoughts of running the bank, being an executive, talking about 113 00:05:47,240 --> 00:05:50,360 Speaker 1: people who didn't believe that you could do that, that 114 00:05:50,560 --> 00:05:53,520 Speaker 1: they questioned you and said, no, you're just gonna be 115 00:05:53,520 --> 00:05:55,919 Speaker 1: a teller. No, you're not gonna have run a credit union. 116 00:05:56,040 --> 00:05:58,520 Speaker 1: Because let's stop so many people's dreams and they allow 117 00:05:58,640 --> 00:06:04,240 Speaker 1: those negative so much to dominate and then redirect their dreams. Yeah, 118 00:06:04,279 --> 00:06:07,440 Speaker 1: I think I think I think it's important, um that 119 00:06:07,680 --> 00:06:10,840 Speaker 1: you know, uh, you can't. You can't excuse me, I 120 00:06:10,880 --> 00:06:15,520 Speaker 1: don't know. If you hit a dog, don't worry about it, okay, Um, 121 00:06:15,560 --> 00:06:19,360 Speaker 1: And so you know, I think I think it's important that, um, 122 00:06:19,400 --> 00:06:21,520 Speaker 1: you know, when you have a dream, you have to 123 00:06:21,560 --> 00:06:24,520 Speaker 1: realize that the dream was given to you for a 124 00:06:24,520 --> 00:06:29,880 Speaker 1: particular reason. A lot of times people are so interested in, um, 125 00:06:29,920 --> 00:06:31,960 Speaker 1: you know, what their family has to say, what their 126 00:06:32,000 --> 00:06:35,040 Speaker 1: friends have to say, not realizing that the dream wasn't 127 00:06:35,040 --> 00:06:37,359 Speaker 1: given to them. And so I was met with a 128 00:06:37,400 --> 00:06:40,320 Speaker 1: lot of opposition when I had this dream of being 129 00:06:40,360 --> 00:06:42,600 Speaker 1: a banker, when I had a dream of, you know, 130 00:06:42,720 --> 00:06:45,960 Speaker 1: being a branch manager. Because the truth of the matter 131 00:06:46,040 --> 00:06:48,880 Speaker 1: is that, you know, the finance industry is two percent 132 00:06:49,080 --> 00:06:52,440 Speaker 1: you know, black, right's supercent minority. And so when when 133 00:06:52,560 --> 00:06:55,000 Speaker 1: you know you see so, you know, a black guy 134 00:06:55,320 --> 00:06:57,640 Speaker 1: who's from the from the hood, you know, right, I 135 00:06:57,680 --> 00:06:59,880 Speaker 1: grew up with St. Nicholas projects in Armand and so 136 00:07:00,160 --> 00:07:03,200 Speaker 1: h you know, black guy from Hallam who doesn't have 137 00:07:03,279 --> 00:07:06,520 Speaker 1: the education that that was necessary. Um. I had a 138 00:07:06,520 --> 00:07:08,280 Speaker 1: lot of nay says that, a lot of people telling 139 00:07:08,320 --> 00:07:11,320 Speaker 1: me what I could and couldn't do. But the one 140 00:07:11,360 --> 00:07:13,960 Speaker 1: thing is that I just had to attach myself to 141 00:07:14,000 --> 00:07:17,480 Speaker 1: that vision. I had to attach myself to that goal 142 00:07:17,840 --> 00:07:21,120 Speaker 1: and make sure that I that I just stay focused 143 00:07:21,120 --> 00:07:24,880 Speaker 1: on it. One you know, uh they always say representation matters, um, 144 00:07:25,000 --> 00:07:27,400 Speaker 1: And the one thing all I needed to see is 145 00:07:27,400 --> 00:07:29,520 Speaker 1: one person. I didn't need to see a thousand people. 146 00:07:29,520 --> 00:07:32,360 Speaker 1: I just need to see one person that looked like me, 147 00:07:32,720 --> 00:07:34,840 Speaker 1: that did what I wanted to do. And once I 148 00:07:34,840 --> 00:07:37,440 Speaker 1: saw that one person, that's who I locked in on. 149 00:07:37,920 --> 00:07:41,320 Speaker 1: And everything that everybody said, or everybody all the nay says, 150 00:07:41,480 --> 00:07:44,040 Speaker 1: it really didn't matter to me because I knew it 151 00:07:44,080 --> 00:07:47,880 Speaker 1: was possible, and that belief system, that mindset of knowing 152 00:07:48,040 --> 00:07:50,280 Speaker 1: is possible was all I needed. And so I would 153 00:07:50,320 --> 00:07:53,880 Speaker 1: tell anybody who has this dream, don't don't share your 154 00:07:53,960 --> 00:07:57,840 Speaker 1: dream with somebody who has not lived your dream or 155 00:07:58,440 --> 00:08:01,240 Speaker 1: is it has experienced your dream or is experiencing it, 156 00:08:01,480 --> 00:08:05,200 Speaker 1: because they're coming from a space of they don't have 157 00:08:05,280 --> 00:08:08,240 Speaker 1: the knowledge, right. And so if if you're looking to 158 00:08:07,960 --> 00:08:11,280 Speaker 1: to have a successful relationship, you can't talk to somebody 159 00:08:11,320 --> 00:08:13,840 Speaker 1: who's never been in a relationship and get and get 160 00:08:13,880 --> 00:08:16,800 Speaker 1: relationship advice for them. If you're looking for money advice, 161 00:08:17,000 --> 00:08:19,680 Speaker 1: you can't talk to somebody who doesn't have money experience, 162 00:08:19,920 --> 00:08:23,160 Speaker 1: Like you have to have money making conversations with people 163 00:08:23,240 --> 00:08:26,000 Speaker 1: who know how to make money, been around money, who 164 00:08:26,000 --> 00:08:29,080 Speaker 1: want to stand money. So that way that that advice 165 00:08:29,520 --> 00:08:32,520 Speaker 1: is coming from a place of where you want to 166 00:08:32,559 --> 00:08:35,400 Speaker 1: be or where you wanna go. But though once you 167 00:08:35,440 --> 00:08:37,760 Speaker 1: get their advice, it doesn't mean you hold on to 168 00:08:37,880 --> 00:08:40,760 Speaker 1: it because things change to right, you take their advice 169 00:08:40,920 --> 00:08:43,760 Speaker 1: and now you you mold it. You you create it 170 00:08:43,840 --> 00:08:46,440 Speaker 1: for you so it could it would be tailor made 171 00:08:46,480 --> 00:08:48,640 Speaker 1: for you, and then you move forward from there. Yeah, 172 00:08:48,640 --> 00:08:50,160 Speaker 1: that's why I love That's why I was excited about 173 00:08:50,160 --> 00:08:52,680 Speaker 1: bringing on this show. Because you live my monitor, you know. 174 00:08:52,920 --> 00:08:56,000 Speaker 1: Stop reading other people's success story, that's their advice, you know, 175 00:08:56,320 --> 00:08:58,760 Speaker 1: and start writing your own. Because their pathway or how 176 00:08:58,800 --> 00:09:01,040 Speaker 1: they got there is there. For the age is different. 177 00:09:01,240 --> 00:09:03,680 Speaker 1: Their agenda may be different than whether you know they're 178 00:09:03,720 --> 00:09:06,800 Speaker 1: they're their parental support may be different, and so but 179 00:09:07,040 --> 00:09:09,840 Speaker 1: the advice is important. Just don't try to live it 180 00:09:09,880 --> 00:09:12,040 Speaker 1: the way they and achieve it the way they achieved it. 181 00:09:12,280 --> 00:09:14,439 Speaker 1: But more importantly, when I when I listened to you 182 00:09:14,679 --> 00:09:17,960 Speaker 1: communicate all these these these nuggets of information about your 183 00:09:18,200 --> 00:09:20,719 Speaker 1: your history, and I tell people between the ages of 184 00:09:20,800 --> 00:09:23,400 Speaker 1: eighteen and twenty and three are important because that's when 185 00:09:23,400 --> 00:09:26,720 Speaker 1: you're you're out there being yourself. You're you're champion your 186 00:09:26,880 --> 00:09:29,079 Speaker 1: own causes. You know, you may not be married yet, 187 00:09:29,120 --> 00:09:32,640 Speaker 1: you may be just a guy inspired female inspired by 188 00:09:32,880 --> 00:09:35,400 Speaker 1: your dreams. When you get out of that, when you 189 00:09:35,400 --> 00:09:37,839 Speaker 1: get your thirds and farties, is when your dreams may 190 00:09:37,880 --> 00:09:41,400 Speaker 1: get shifted out of pocket. Now, as you were starting 191 00:09:41,440 --> 00:09:44,400 Speaker 1: to grow, what started shifting in and who helped you 192 00:09:44,520 --> 00:09:48,520 Speaker 1: stay online? Ash? Because I always call those people important. 193 00:09:48,640 --> 00:09:50,600 Speaker 1: A lot of people who just step to the plate 194 00:09:50,720 --> 00:09:55,520 Speaker 1: with rashan, are you crazy? Rash, don't do that. Yeah, So, 195 00:09:55,520 --> 00:09:59,120 Speaker 1: so I would say first and foremost, Um, you know 196 00:09:59,200 --> 00:10:01,959 Speaker 1: I have to, I have to say my wife, right 197 00:10:02,120 --> 00:10:05,959 Speaker 1: because when I met her, um, you know, we worked 198 00:10:05,960 --> 00:10:09,040 Speaker 1: at the bank together actually, um, and she was my 199 00:10:09,080 --> 00:10:12,040 Speaker 1: biggest champion. She saw a lot in me that I 200 00:10:12,080 --> 00:10:14,319 Speaker 1: didn't even really see yet. It took me a while 201 00:10:14,760 --> 00:10:16,480 Speaker 1: for me to see it, right, And so she was 202 00:10:16,520 --> 00:10:19,840 Speaker 1: always speaking life to me. Right. She was always telling me, 203 00:10:20,040 --> 00:10:22,120 Speaker 1: you know, like if I accepted something that was less 204 00:10:22,160 --> 00:10:24,760 Speaker 1: than you know, what what what what I what I knew, 205 00:10:25,160 --> 00:10:28,000 Speaker 1: or or less than what I deserved, she would be like, Na, 206 00:10:28,160 --> 00:10:31,120 Speaker 1: you need to you need to step that up, right. Um. So, 207 00:10:31,440 --> 00:10:34,640 Speaker 1: so definitely, my my wife was a big part of 208 00:10:34,640 --> 00:10:40,160 Speaker 1: my success. But then also, oddly enough, it was people 209 00:10:40,240 --> 00:10:44,480 Speaker 1: I I never even met, right, because a lot of um, 210 00:10:44,920 --> 00:10:48,680 Speaker 1: you know, my neighborhood, growing up, how I grew up, Um, 211 00:10:48,760 --> 00:10:51,680 Speaker 1: you know, I didn't have access to business mentors. I 212 00:10:51,679 --> 00:10:55,679 Speaker 1: didn't have access to people that could directly mentor me. Um. 213 00:10:55,720 --> 00:10:58,080 Speaker 1: And so a lot of part of my success was 214 00:10:58,160 --> 00:11:01,480 Speaker 1: reading books. Part of my six US was watching documentaries. 215 00:11:01,480 --> 00:11:06,800 Speaker 1: Part of my success was really, um, just just understanding that, 216 00:11:07,120 --> 00:11:09,560 Speaker 1: you know, other people have done what I wanna do. 217 00:11:09,600 --> 00:11:12,800 Speaker 1: They laid the blueprint. Uh. And and I stayed motivated 218 00:11:13,120 --> 00:11:17,040 Speaker 1: by always, you know, focusing on you know, somebody's story 219 00:11:17,520 --> 00:11:19,719 Speaker 1: that you know that that I said, oh wow, this 220 00:11:19,760 --> 00:11:22,880 Speaker 1: person came you know, from from from from the neighborhood. 221 00:11:22,880 --> 00:11:25,880 Speaker 1: Oh this you know this person is is Is, you know, 222 00:11:26,080 --> 00:11:28,319 Speaker 1: has nine brothers, assistants. They grew up in the inner 223 00:11:28,320 --> 00:11:30,680 Speaker 1: city too, and they and they got two Emmies and 224 00:11:30,720 --> 00:11:33,080 Speaker 1: they you know what I'm saying. It was those type 225 00:11:33,080 --> 00:11:35,840 Speaker 1: of stories that got me that that that really kind 226 00:11:35,840 --> 00:11:39,120 Speaker 1: of allowed me to continue pushing. So I would definitely say, 227 00:11:39,480 --> 00:11:42,000 Speaker 1: you know, my you know, my wife, I would definitely say, 228 00:11:42,080 --> 00:11:46,720 Speaker 1: you know stories, uh, you know, documentaries, celebrities, business people. 229 00:11:47,120 --> 00:11:49,280 Speaker 1: You know. Reginald Lewis was a big you know uh 230 00:11:49,400 --> 00:11:52,400 Speaker 1: you know, you know a big big uh success. Uh, 231 00:11:52,440 --> 00:11:55,480 Speaker 1: you know a big influence in my life. Black enterprise, right, 232 00:11:55,559 --> 00:11:58,640 Speaker 1: Alfred Edmund Uh, you know a lot of people who 233 00:11:58,640 --> 00:12:02,320 Speaker 1: I've watched from afar. But but then eventually, and not 234 00:12:02,360 --> 00:12:06,440 Speaker 1: to get philosophical, but eventually, as you start vibrating on 235 00:12:06,520 --> 00:12:09,680 Speaker 1: the on the energy of success, you start to now 236 00:12:09,800 --> 00:12:14,400 Speaker 1: attract success, right, success attract success. And so as I 237 00:12:14,440 --> 00:12:17,920 Speaker 1: started to had to pretend and create these mentors in 238 00:12:17,960 --> 00:12:21,000 Speaker 1: my head, as I started to get successful, I now 239 00:12:21,080 --> 00:12:25,040 Speaker 1: started to to attract other successful people who have now 240 00:12:25,440 --> 00:12:28,520 Speaker 1: been my mentors directly. And so you know, I would 241 00:12:28,520 --> 00:12:31,560 Speaker 1: say it's a combination of you know, of of what 242 00:12:31,679 --> 00:12:34,319 Speaker 1: I read who are attracted, and then also my my 243 00:12:34,559 --> 00:12:36,920 Speaker 1: wife as well. I'm speaking to Ash Cash. He's the 244 00:12:36,920 --> 00:12:40,720 Speaker 1: founder and chief financial educated mind Right Money Management, a 245 00:12:40,800 --> 00:12:45,160 Speaker 1: financial education and media company have been They blends psychology 246 00:12:45,280 --> 00:12:48,000 Speaker 1: and personal finance with music, pop culture, and relevant news 247 00:12:48,000 --> 00:12:50,160 Speaker 1: to help people manage their money. Just to keep this conversation, 248 00:12:50,240 --> 00:12:52,440 Speaker 1: by managing your money, but I don't see your lifestyle 249 00:12:52,679 --> 00:12:54,880 Speaker 1: better in order to live the life that you want. 250 00:12:55,400 --> 00:12:58,520 Speaker 1: And that's important because so many people make mistakes when 251 00:12:58,520 --> 00:13:01,320 Speaker 1: they always say looking to the person's yard, you know, 252 00:13:01,400 --> 00:13:02,960 Speaker 1: just because they got the roads, don't mean you have 253 00:13:03,000 --> 00:13:04,880 Speaker 1: to have a roads or your roads that big. You 254 00:13:04,920 --> 00:13:07,400 Speaker 1: can buy a small roads for a lot less money 255 00:13:07,440 --> 00:13:08,679 Speaker 1: and let it grow to that. But a lot of 256 00:13:08,679 --> 00:13:11,000 Speaker 1: people want to match up. And that's a lot of 257 00:13:11,280 --> 00:13:12,960 Speaker 1: that's what a lot of people make the errors with money. 258 00:13:13,040 --> 00:13:15,640 Speaker 1: They want to match up to what they think is successful. 259 00:13:15,679 --> 00:13:18,760 Speaker 1: Like you said earlier, in a lot of their take area, 260 00:13:18,800 --> 00:13:21,880 Speaker 1: financial area, you see very few black people people they 261 00:13:21,920 --> 00:13:24,560 Speaker 1: look like you. Well, that's why blacks a lot of 262 00:13:24,679 --> 00:13:27,959 Speaker 1: times attracted to sports because sports are dominated by African America. 263 00:13:28,000 --> 00:13:31,600 Speaker 1: Six of the NFL is black, over of the NBA 264 00:13:31,800 --> 00:13:34,680 Speaker 1: is black, and so they oh, that's that's they feel 265 00:13:34,720 --> 00:13:38,960 Speaker 1: that's easy. But still in anything you do as there 266 00:13:39,160 --> 00:13:43,400 Speaker 1: is work, there is competition. Let's take the blinders off 267 00:13:43,720 --> 00:13:45,760 Speaker 1: the fake game. Just because you see a lot of 268 00:13:45,840 --> 00:13:49,679 Speaker 1: us don't mean it's easy talk to us. Yeah, And 269 00:13:49,920 --> 00:13:51,520 Speaker 1: I love I love that you said that because I 270 00:13:51,520 --> 00:13:55,080 Speaker 1: think that's that's what happens right especially now because we 271 00:13:55,160 --> 00:13:58,880 Speaker 1: have social media UM. And so social media UM is 272 00:13:58,920 --> 00:14:01,439 Speaker 1: the highlight reels. So you see the highlight reel UM 273 00:14:01,600 --> 00:14:03,920 Speaker 1: and people say, oh, if he could do it, then 274 00:14:03,960 --> 00:14:06,480 Speaker 1: I could do it. But people don't see the sleepless nights. 275 00:14:06,520 --> 00:14:09,160 Speaker 1: People don't see the you know, the first you're the 276 00:14:09,160 --> 00:14:10,800 Speaker 1: first to wake up, the last to go to bed. 277 00:14:10,880 --> 00:14:13,440 Speaker 1: You know that. People don't see the grind that goes 278 00:14:13,520 --> 00:14:17,040 Speaker 1: behind that. Um. And so I think I think number one. UM. 279 00:14:17,080 --> 00:14:20,240 Speaker 1: That's why when they say life is a is a journey, 280 00:14:20,280 --> 00:14:23,840 Speaker 1: not a destination. That's important for people to realize that 281 00:14:23,920 --> 00:14:27,440 Speaker 1: if if, if success is a place for you, then 282 00:14:27,440 --> 00:14:30,360 Speaker 1: you're doing it wrong. Success can't be a place. Success 283 00:14:30,400 --> 00:14:34,080 Speaker 1: can't say I'm successful when I reached this place. That's 284 00:14:34,120 --> 00:14:37,680 Speaker 1: absolutely false. You're successful when you wake up every single 285 00:14:37,760 --> 00:14:40,400 Speaker 1: day with purpose. You're successful when you say, you know what, 286 00:14:40,800 --> 00:14:43,680 Speaker 1: this is what I want. But I love the process 287 00:14:43,760 --> 00:14:46,720 Speaker 1: that has taken me to get there, because I promise you, 288 00:14:47,080 --> 00:14:50,160 Speaker 1: once you get to whatever destination is there is, there's 289 00:14:50,200 --> 00:14:52,400 Speaker 1: going to be something else. You're gonna stop, You're gonna 290 00:14:52,520 --> 00:14:54,920 Speaker 1: rest if you must, but then you're you know, you're 291 00:14:54,920 --> 00:14:57,120 Speaker 1: gonna say, oh I want you know this, now I 292 00:14:57,200 --> 00:15:00,640 Speaker 1: desire this, and then now there's gonna be another The journey, right, 293 00:15:00,680 --> 00:15:05,360 Speaker 1: the journey doesn't stop. And so understand that don't look 294 00:15:05,400 --> 00:15:08,800 Speaker 1: at somebody else's success and and and fall in love 295 00:15:08,840 --> 00:15:11,840 Speaker 1: with the highlight reel. Don't fall in love with you 296 00:15:11,880 --> 00:15:15,280 Speaker 1: know the what they're posting on social media? Find out 297 00:15:15,640 --> 00:15:18,480 Speaker 1: what is the process? What process did they take to 298 00:15:18,600 --> 00:15:22,480 Speaker 1: get to that level? And you know what is that process? 299 00:15:22,520 --> 00:15:25,360 Speaker 1: And can you fall in love with the process. If 300 00:15:25,400 --> 00:15:28,560 Speaker 1: you cannot fall in love with the process, the success 301 00:15:28,680 --> 00:15:31,240 Speaker 1: isn't for you. Right. If you can't fall in love 302 00:15:31,520 --> 00:15:35,240 Speaker 1: with the process of what what what it entails to 303 00:15:35,240 --> 00:15:38,200 Speaker 1: to to attain what you want to attain, then you 304 00:15:38,200 --> 00:15:41,280 Speaker 1: should be focused on something else every single day. Right. 305 00:15:41,400 --> 00:15:45,040 Speaker 1: My goal is to inspire and motivate people to be 306 00:15:45,120 --> 00:15:47,920 Speaker 1: the best that they could possibly be. Whether I gotta 307 00:15:48,040 --> 00:15:51,440 Speaker 1: dime for it or not. I am that right in 308 00:15:51,520 --> 00:15:55,440 Speaker 1: my being. I am inspiration in my being. I am motivation. 309 00:15:55,680 --> 00:15:57,920 Speaker 1: And so it doesn't feel like work. I know people 310 00:15:57,960 --> 00:15:59,680 Speaker 1: say if you if you find, if you find a 311 00:15:59,760 --> 00:16:02,240 Speaker 1: job you love, you'll never work a day in your life. 312 00:16:02,400 --> 00:16:04,120 Speaker 1: And so when I say it doesn't feel like work, 313 00:16:04,200 --> 00:16:06,440 Speaker 1: I don't mean that there aren't times where I wake 314 00:16:06,520 --> 00:16:12,040 Speaker 1: up and I'm like that. I still love it, right, love, 315 00:16:12,520 --> 00:16:16,080 Speaker 1: love and time not usually exclusive. Right, still love it 316 00:16:16,200 --> 00:16:19,800 Speaker 1: and still be right and still right. But just understand 317 00:16:19,880 --> 00:16:22,200 Speaker 1: though that once I get going, I'm like, ah, this 318 00:16:22,280 --> 00:16:23,560 Speaker 1: is this is this is what I'm meant to do, 319 00:16:23,600 --> 00:16:25,120 Speaker 1: is what I love to do it. So you know, 320 00:16:25,160 --> 00:16:28,800 Speaker 1: I mean everybody to who's who's after success. Just know 321 00:16:29,240 --> 00:16:31,520 Speaker 1: that it's a journey to it and make sure you 322 00:16:31,520 --> 00:16:34,320 Speaker 1: fall in love with that journey. It's finally here the 323 00:16:34,440 --> 00:16:37,800 Speaker 1: season of celebration, and no matter how you celebrate with 324 00:16:37,840 --> 00:16:41,160 Speaker 1: family and friends, whether you're preparing for reys magos or 325 00:16:41,200 --> 00:16:45,240 Speaker 1: Karamu lighting the Manura, are going to midnight mass, Coals 326 00:16:45,280 --> 00:16:48,320 Speaker 1: has just what you need to make those traditions special. 327 00:16:48,680 --> 00:16:51,760 Speaker 1: Plus you'll find gifts for all your loved ones. 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No 335 00:17:17,960 --> 00:17:21,240 Speaker 1: matter how you celebrate, when you shop at Coals, you're 336 00:17:21,320 --> 00:17:24,680 Speaker 1: right where you belong, So this season give with all 337 00:17:24,720 --> 00:17:28,159 Speaker 1: your heart with great gifts from Coals or Coals dot com. 338 00:17:28,320 --> 00:17:31,240 Speaker 1: Look for your children's eyes to see the true magic 339 00:17:31,400 --> 00:17:34,800 Speaker 1: of a forest. It's a storybook world for them. You 340 00:17:34,920 --> 00:17:37,920 Speaker 1: look and see a tree. They see the wrinkled face 341 00:17:37,960 --> 00:17:41,360 Speaker 1: of a wizard with arms outstretched to the sky. They 342 00:17:41,400 --> 00:17:44,520 Speaker 1: see treasure and pebbles. They see a windy path that 343 00:17:44,640 --> 00:17:48,919 Speaker 1: could lead to adventure, and they see you. They're fearless. Guide. 344 00:17:49,160 --> 00:17:52,439 Speaker 1: Is this fascinating world? Find a forest near you and 345 00:17:52,440 --> 00:17:55,480 Speaker 1: start exploring a Discover the Forest dot org brought to 346 00:17:55,480 --> 00:17:58,040 Speaker 1: you by the United States Forest Service and the ad Council. 347 00:17:58,880 --> 00:18:01,560 Speaker 1: Adoption of teams and foster care is a topic not 348 00:18:01,680 --> 00:18:03,840 Speaker 1: enough people know about, and we're here to change that. 349 00:18:04,040 --> 00:18:07,520 Speaker 1: I'm April Denuity, hosts of the new podcast Navigating Adoption, 350 00:18:07,600 --> 00:18:11,240 Speaker 1: presented by adopt us Kids. Each episode brings you compelling, 351 00:18:11,320 --> 00:18:14,399 Speaker 1: real life adoption stories told by the families that lived them, 352 00:18:14,440 --> 00:18:18,240 Speaker 1: with commentary from experts. Visit adopt us Kids dot org, 353 00:18:18,320 --> 00:18:22,120 Speaker 1: slash podcast, or subscribe to Navigating Adoption presented by adopt 354 00:18:22,160 --> 00:18:24,359 Speaker 1: us Kids, brought to you by the U S Department 355 00:18:24,359 --> 00:18:27,160 Speaker 1: of Health and Human Services, Administration for children and families 356 00:18:27,200 --> 00:18:29,600 Speaker 1: and the ad council. Yeah, it's so funny you say 357 00:18:29,640 --> 00:18:31,000 Speaker 1: that because I always tell people I get up at 358 00:18:31,000 --> 00:18:33,360 Speaker 1: four o'clock in the morning the Monday through Friday. I said, 359 00:18:33,359 --> 00:18:35,280 Speaker 1: I'm not happy getting up. I said, but I know 360 00:18:35,359 --> 00:18:37,399 Speaker 1: that's part of the journey. And I always tell the 361 00:18:37,480 --> 00:18:39,680 Speaker 1: share the story of people about my wife. One time 362 00:18:39,720 --> 00:18:41,800 Speaker 1: she asked me that she has to drive each to 363 00:18:41,840 --> 00:18:45,320 Speaker 1: the airport, you know, and she said, wow, you just 364 00:18:45,560 --> 00:18:48,600 Speaker 1: you just don't stop, dude. I said, well, it's not 365 00:18:48,600 --> 00:18:50,200 Speaker 1: a question of me stopping. It's just this is a 366 00:18:50,280 --> 00:18:52,400 Speaker 1: part of my goals. And you put goals in place, 367 00:18:52,440 --> 00:18:54,960 Speaker 1: you have to reach him. And she said, as she said, 368 00:18:55,119 --> 00:18:57,359 Speaker 1: do you ever get tired? And I told us that 369 00:18:57,480 --> 00:19:00,879 Speaker 1: I'm tired right now right what I'm saying. And I 370 00:19:00,880 --> 00:19:02,640 Speaker 1: had to tell esther because you knew you would appreciate 371 00:19:02,640 --> 00:19:05,200 Speaker 1: what I'm saying, because look, man, look just because I'm 372 00:19:05,200 --> 00:19:07,520 Speaker 1: moving forward don't mean I don't want to lay that out. 373 00:19:07,880 --> 00:19:10,040 Speaker 1: But that's not part of the mission. And then I 374 00:19:10,400 --> 00:19:12,320 Speaker 1: want to throw you a compliment. I'm a big rapper. 375 00:19:12,359 --> 00:19:15,280 Speaker 1: I'm a big rapper friend and my all time favorite records, 376 00:19:15,359 --> 00:19:18,359 Speaker 1: there's Tupac tupodcast. Nobody can tell me nothing wrong about 377 00:19:18,359 --> 00:19:20,600 Speaker 1: TUPAC And there's nothing to do with your side, nothing 378 00:19:20,600 --> 00:19:23,320 Speaker 1: do with your color. But just listening to that, those 379 00:19:23,359 --> 00:19:25,280 Speaker 1: those I would call the lyrics that you just laid 380 00:19:25,320 --> 00:19:29,080 Speaker 1: about motivation and inspiration. Man, if you have dropped the 381 00:19:29,080 --> 00:19:33,679 Speaker 1: biggest small beat underneath you, I'm telling you I just 382 00:19:33,720 --> 00:19:40,159 Speaker 1: took off. Took off because it felt like I was 383 00:19:40,200 --> 00:19:43,200 Speaker 1: listening to the biggest fall of motivational and find out 384 00:19:43,240 --> 00:19:45,239 Speaker 1: your expect But you've been dubbed like that. You've been 385 00:19:45,280 --> 00:19:48,440 Speaker 1: dubbed to find that your motivator, haven't you. Absolutely, yeah, 386 00:19:48,480 --> 00:19:50,720 Speaker 1: I've been you know. You know the funny thing about 387 00:19:50,760 --> 00:19:53,320 Speaker 1: that is because you know, like I said, I am fighting, 388 00:19:53,400 --> 00:19:57,000 Speaker 1: I am motivation. Uh. And so you know when I teach, 389 00:19:57,240 --> 00:19:59,920 Speaker 1: and that's what makes me different. Right, when I teach finance, 390 00:20:00,359 --> 00:20:03,119 Speaker 1: I'm not teaching fin I mean, finance could be boring, right, 391 00:20:03,119 --> 00:20:06,200 Speaker 1: So I'm not teaching that from a perspective of uh. 392 00:20:06,240 --> 00:20:09,040 Speaker 1: You know, you know one plus one equals to number 393 00:20:09,040 --> 00:20:11,040 Speaker 1: one is the mindset right, And that's why my company 394 00:20:11,080 --> 00:20:13,240 Speaker 1: is called mind Right Money Management, because you have to 395 00:20:13,240 --> 00:20:16,080 Speaker 1: have your mind right before you get your money right. Um. 396 00:20:16,119 --> 00:20:19,359 Speaker 1: But then you know, I just believe that this. I 397 00:20:19,400 --> 00:20:23,600 Speaker 1: believe that every single day that you wake up, it's 398 00:20:23,600 --> 00:20:26,840 Speaker 1: a blessing. Everything else is a bonus, right, And so 399 00:20:26,960 --> 00:20:30,240 Speaker 1: with that level of excitement, I need people to be excited. 400 00:20:30,480 --> 00:20:33,399 Speaker 1: I want you to be excited with the opportunity to earn. 401 00:20:33,640 --> 00:20:35,439 Speaker 1: I want you to be excited that you even have 402 00:20:35,480 --> 00:20:39,160 Speaker 1: an opportunity to fulfill your dream. You don't. Don't only 403 00:20:39,200 --> 00:20:42,280 Speaker 1: be excited because your dream is fulfilled. Be excited that 404 00:20:42,320 --> 00:20:45,160 Speaker 1: you have the opportunity. There are a hundred and fifty 405 00:20:45,280 --> 00:20:49,560 Speaker 1: thousand people that die every single day who wish they 406 00:20:49,560 --> 00:20:51,760 Speaker 1: have the opportunity that you have. And so I just 407 00:20:51,800 --> 00:20:56,639 Speaker 1: wake up inspired and motivated and thankful to God that 408 00:20:56,720 --> 00:20:59,760 Speaker 1: I have another opportunity to talk to people. And so 409 00:21:00,160 --> 00:21:02,840 Speaker 1: you know, you know, uh, I don't drink coffee. So 410 00:21:02,840 --> 00:21:04,960 Speaker 1: this energy that you get right now, this is this 411 00:21:05,040 --> 00:21:07,560 Speaker 1: is this is number water, this is h two old. 412 00:21:07,760 --> 00:21:10,359 Speaker 1: I don't drink coffee, but it's just an excitement. And 413 00:21:10,359 --> 00:21:12,879 Speaker 1: that's why they call me the financial motivator because you know, 414 00:21:12,920 --> 00:21:16,600 Speaker 1: I have a special way of of using that excitement 415 00:21:16,640 --> 00:21:19,800 Speaker 1: for life to teach you about finance. Because I also 416 00:21:20,160 --> 00:21:22,600 Speaker 1: believe that abundance is our birth right, um, and so 417 00:21:22,640 --> 00:21:26,080 Speaker 1: it's not something that we should be begging for. It 418 00:21:26,119 --> 00:21:29,600 Speaker 1: isn't something that we should be compromising ourselves for. It 419 00:21:29,720 --> 00:21:33,520 Speaker 1: is our actual birthright. And the more you can get 420 00:21:33,520 --> 00:21:35,400 Speaker 1: to the money, the more you can get to your 421 00:21:35,560 --> 00:21:37,800 Speaker 1: to the money, the more you can get to the purpose. Right. 422 00:21:37,840 --> 00:21:40,560 Speaker 1: So when you start leading with purpose and you start 423 00:21:40,640 --> 00:21:44,399 Speaker 1: doing and being who you are every single day, that 424 00:21:44,600 --> 00:21:47,360 Speaker 1: is what's going to allow you to uh uh command 425 00:21:47,400 --> 00:21:50,760 Speaker 1: the income that you want to command. And the more income, right, 426 00:21:50,760 --> 00:21:53,520 Speaker 1: I know Biggie said, more money, more problems, but the 427 00:21:53,560 --> 00:21:57,560 Speaker 1: more income, the more impact. Right, more income, more impact. 428 00:21:57,720 --> 00:22:01,080 Speaker 1: So that's what it's about. It's about having motivating people 429 00:22:01,359 --> 00:22:04,120 Speaker 1: to get to the bag, right, motivating people to get 430 00:22:04,119 --> 00:22:07,120 Speaker 1: to that financial abundance that's their birthright, so that way 431 00:22:07,160 --> 00:22:11,199 Speaker 1: they can have more impact. Right. I've been broke before, Right, 432 00:22:11,280 --> 00:22:13,960 Speaker 1: I've had I've been a spaces where I'm counting and 433 00:22:13,960 --> 00:22:16,320 Speaker 1: figuring out How'm gonna pay bills. I'm not my hundred 434 00:22:16,359 --> 00:22:19,639 Speaker 1: percent self, right, I'm not giving you all of ash 435 00:22:19,720 --> 00:22:22,200 Speaker 1: cash if I'm trying to figure out how I'm gonna 436 00:22:22,240 --> 00:22:24,719 Speaker 1: rob Peter to pay Plaul. But but but I promise 437 00:22:24,800 --> 00:22:26,840 Speaker 1: you when I when I when I'm in my purpose 438 00:22:27,000 --> 00:22:29,480 Speaker 1: and the income is matching the impact, I get the 439 00:22:29,520 --> 00:22:33,240 Speaker 1: impact more. And so it's that motivation pizzas that'd be 440 00:22:33,320 --> 00:22:36,200 Speaker 1: very necessary and it's very by the way, I don't 441 00:22:36,280 --> 00:22:39,359 Speaker 1: drink off for either. I don't drink tea. I don't 442 00:22:39,400 --> 00:22:42,040 Speaker 1: called not because I just don't like the taste. People 443 00:22:42,040 --> 00:22:45,240 Speaker 1: do it. I'm proud of and so so because again 444 00:22:45,400 --> 00:22:47,720 Speaker 1: it's my I get up because my body tell me 445 00:22:47,720 --> 00:22:49,440 Speaker 1: to get up. But I always tell people this is is 446 00:22:49,840 --> 00:22:51,720 Speaker 1: the reason I get up, because I have a reason 447 00:22:51,760 --> 00:22:53,359 Speaker 1: to get up. A lot of people just go to 448 00:22:53,440 --> 00:22:56,320 Speaker 1: bed ash they're just dive in bed and and then 449 00:22:56,560 --> 00:22:58,560 Speaker 1: and then when the long go off, they're mad or 450 00:22:58,560 --> 00:23:00,879 Speaker 1: they don't know. But when that long go all, what 451 00:23:01,080 --> 00:23:03,080 Speaker 1: drags me out of bed is that I know what 452 00:23:03,200 --> 00:23:06,200 Speaker 1: I have to do. And it's boy planning for success 453 00:23:06,560 --> 00:23:09,080 Speaker 1: and about putting forth that effort. And so when you, 454 00:23:09,240 --> 00:23:11,480 Speaker 1: like you said, when Biggest say more money and more problems, oh, 455 00:23:11,600 --> 00:23:14,160 Speaker 1: he's saying is look, you can get more money, which 456 00:23:14,200 --> 00:23:15,879 Speaker 1: means that you're gonna have to put more effort on 457 00:23:15,880 --> 00:23:17,720 Speaker 1: what you're gonna do with it. And that's what this 458 00:23:17,800 --> 00:23:20,679 Speaker 1: conversation that we're having is about effort. Everybody wants to 459 00:23:20,680 --> 00:23:23,919 Speaker 1: be a great athlete. Everybody wants to be a great singer. 460 00:23:24,280 --> 00:23:27,560 Speaker 1: Everybody wants to be rich. Everybody wants a big house. 461 00:23:27,800 --> 00:23:30,800 Speaker 1: Taxes come with that, electrical bills come with that, gas, 462 00:23:31,240 --> 00:23:33,920 Speaker 1: all of its much more. You know. I remember when 463 00:23:34,320 --> 00:23:36,040 Speaker 1: I was reading John Sally when he had his house. 464 00:23:36,080 --> 00:23:38,159 Speaker 1: He bought the big house in Detroit. He said he 465 00:23:38,200 --> 00:23:42,040 Speaker 1: had like a seventeen thousand dollars electric bill. Guess what, 466 00:23:42,520 --> 00:23:44,480 Speaker 1: he bought a big house that who came with it? 467 00:23:44,680 --> 00:23:47,160 Speaker 1: He kept the lights on. He all those bad rooms 468 00:23:47,200 --> 00:23:49,720 Speaker 1: have to be. All that stuff come with it. And 469 00:23:49,760 --> 00:23:53,120 Speaker 1: that's what more money, more problems. As a motivator, what 470 00:23:53,160 --> 00:23:56,080 Speaker 1: do you What do you tell people who get frustrated 471 00:23:56,320 --> 00:23:58,880 Speaker 1: when the dream isn't what they thought it would be 472 00:23:58,960 --> 00:24:02,800 Speaker 1: when they arrived. Yeah, I think I think that. So 473 00:24:02,840 --> 00:24:06,359 Speaker 1: the first thing I tell them, uh is be gratefool, 474 00:24:06,400 --> 00:24:08,520 Speaker 1: be grateful that you know that this is, this isn't 475 00:24:08,520 --> 00:24:12,040 Speaker 1: what you want, right it is. It is as important 476 00:24:12,119 --> 00:24:14,399 Speaker 1: to know what you don't want as it is to 477 00:24:14,440 --> 00:24:16,800 Speaker 1: know what you do want, right, because knowing what you 478 00:24:16,920 --> 00:24:19,080 Speaker 1: don't want will get you to what you want faster. 479 00:24:19,680 --> 00:24:22,000 Speaker 1: There are many things that that I thought I wanted. 480 00:24:22,119 --> 00:24:24,040 Speaker 1: I was like, oh this is Oh, this is it. 481 00:24:24,280 --> 00:24:26,639 Speaker 1: I'm gonna put my blood, sweat and tears. And then 482 00:24:26,680 --> 00:24:28,960 Speaker 1: I get to this destination and I'm like, oh that's it. 483 00:24:29,880 --> 00:24:32,919 Speaker 1: But but now it kind of it kind of weeds 484 00:24:32,920 --> 00:24:34,800 Speaker 1: out all of the all of the all of the things. 485 00:24:34,840 --> 00:24:36,760 Speaker 1: And so I don't I don't um, you know, I 486 00:24:36,800 --> 00:24:39,600 Speaker 1: don't think it's a loss. Right. A loss isn't a loss. 487 00:24:39,640 --> 00:24:41,720 Speaker 1: It's a lesson, right, and so it's not a loss. 488 00:24:41,960 --> 00:24:44,840 Speaker 1: It's really a lesson. And so for those who get frustrated, 489 00:24:44,840 --> 00:24:48,240 Speaker 1: I think I think frustration, uh is a great tool 490 00:24:48,400 --> 00:24:51,720 Speaker 1: if you use it right, right, Because some people use 491 00:24:51,760 --> 00:24:55,159 Speaker 1: frustration as a way to stop. Some people use frustration 492 00:24:55,160 --> 00:24:57,639 Speaker 1: as a way to give up. Some people use frustration 493 00:24:57,640 --> 00:24:59,360 Speaker 1: to say, you know what, I'm not doing this no more. 494 00:24:59,600 --> 00:25:02,360 Speaker 1: But you need to know you have to use frustration 495 00:25:02,480 --> 00:25:04,960 Speaker 1: as a barometer. Right. I'll give I'll give your example. 496 00:25:05,640 --> 00:25:10,080 Speaker 1: If you ever are driving late night on any any highway, right, 497 00:25:10,440 --> 00:25:13,800 Speaker 1: and for whatever reasons, you get tired and you start 498 00:25:13,920 --> 00:25:16,719 Speaker 1: veering left, what's gonna happen. You're gonna you're gonna run 499 00:25:16,800 --> 00:25:19,600 Speaker 1: across those ridgets in the road. It's gonna wake you up. 500 00:25:19,960 --> 00:25:22,080 Speaker 1: It's gonna make that noise, it's gonna wake you up. 501 00:25:22,400 --> 00:25:25,280 Speaker 1: Imagine if the ridges weren't there, the ridges weren't there, 502 00:25:25,520 --> 00:25:28,880 Speaker 1: you'll probably hit the divider, You'll you'll swirl around, your 503 00:25:28,960 --> 00:25:32,359 Speaker 1: cause a bad accident. And so those ridgets on the side. 504 00:25:32,359 --> 00:25:34,639 Speaker 1: When you get tired and you start you start veering 505 00:25:34,760 --> 00:25:36,919 Speaker 1: left or veering right, it's a it's a it's a 506 00:25:36,920 --> 00:25:39,880 Speaker 1: wake up call. It's like, yo, wake up, you you 507 00:25:39,320 --> 00:25:42,840 Speaker 1: you gotta get up. You're about the crash. Frustration is 508 00:25:42,880 --> 00:25:46,880 Speaker 1: that negative negativity, right, negative feelings? It's that, it's not 509 00:25:47,000 --> 00:25:49,159 Speaker 1: it's it's not for you to scoff at it. It 510 00:25:49,640 --> 00:25:52,480 Speaker 1: is a It is a barometer. When you start doing something, 511 00:25:52,560 --> 00:25:55,600 Speaker 1: you start to get frustrated and you're like, I hate this, 512 00:25:55,920 --> 00:25:58,840 Speaker 1: then just don't stop. Just take it as a sign 513 00:25:59,119 --> 00:26:01,800 Speaker 1: that you need to read route. That the negativity, that 514 00:26:01,960 --> 00:26:05,800 Speaker 1: negative feeling that you have is telling you that you 515 00:26:05,840 --> 00:26:09,480 Speaker 1: are on the wrong track. And now you gotta figure 516 00:26:09,480 --> 00:26:11,560 Speaker 1: out how do I how do I go back to 517 00:26:11,600 --> 00:26:13,560 Speaker 1: the middle, How do I go back to this road? 518 00:26:13,760 --> 00:26:15,480 Speaker 1: So I could go in the in the direction I 519 00:26:15,520 --> 00:26:18,480 Speaker 1: need to go, And so anybody who's feeling frustration. Good, 520 00:26:18,880 --> 00:26:21,680 Speaker 1: good that you're frustrating. You either care about this thing 521 00:26:21,800 --> 00:26:23,600 Speaker 1: or is you're not supposed to be doing it. So 522 00:26:23,640 --> 00:26:27,199 Speaker 1: now take a step back, analyze why are you frustrated? 523 00:26:27,440 --> 00:26:30,359 Speaker 1: How can you release this frustration? And and and what 524 00:26:30,520 --> 00:26:32,760 Speaker 1: should you be doing? Because now that you know what 525 00:26:32,800 --> 00:26:34,840 Speaker 1: you don't want to do or don't like to do, 526 00:26:35,040 --> 00:26:36,880 Speaker 1: what are the things that you should be doing? Yeah, 527 00:26:37,200 --> 00:26:39,639 Speaker 1: it's two things. Thank you for that. That the blessing. 528 00:26:39,760 --> 00:26:41,919 Speaker 1: I'm gonna I'm gonna take that little clip out and 529 00:26:41,920 --> 00:26:44,320 Speaker 1: put it on my social and promote you, my brother. 530 00:26:44,520 --> 00:26:46,399 Speaker 1: But the other ways you're promoting yourself. You have the 531 00:26:46,400 --> 00:26:49,200 Speaker 1: Ash Cash Show or daily live financial news show with 532 00:26:49,359 --> 00:26:52,480 Speaker 1: Strange Money through Friday eight am the nine am Eastern 533 00:26:52,480 --> 00:26:55,399 Speaker 1: Standard type on your YouTube channel and it provides what 534 00:26:55,520 --> 00:26:58,840 Speaker 1: we just hearing, motivation and advice on finance, entrepreneurship and more. 535 00:26:59,119 --> 00:27:01,359 Speaker 1: And then I Reaching the appeared on the Vault with 536 00:27:01,480 --> 00:27:05,200 Speaker 1: Ash Cast without Town and Labels stepped in and with 537 00:27:05,400 --> 00:27:09,000 Speaker 1: the crew where he speaks for successful taste makers and 538 00:27:09,119 --> 00:27:13,439 Speaker 1: entrepreneurs on their mindset. When you started tapping into my mindset, 539 00:27:13,720 --> 00:27:17,760 Speaker 1: what was your work away? Yeah? Man, so so it 540 00:27:18,240 --> 00:27:19,760 Speaker 1: was First of all, it was a classic. It was 541 00:27:19,800 --> 00:27:23,000 Speaker 1: an honor to even just be in your presence because 542 00:27:23,280 --> 00:27:24,919 Speaker 1: you know, as I said on the show, there was 543 00:27:24,960 --> 00:27:28,080 Speaker 1: so there was so much. I'm always the behind the 544 00:27:28,160 --> 00:27:30,840 Speaker 1: scenes guy, like, right, what what's making this? What's making 545 00:27:30,840 --> 00:27:33,920 Speaker 1: this tick? Um? But when I started tapping into your mindset, 546 00:27:33,960 --> 00:27:37,120 Speaker 1: the one thing that that stood out to me, um, 547 00:27:37,280 --> 00:27:41,000 Speaker 1: is that it was your resilience, right, was your ability 548 00:27:41,160 --> 00:27:46,080 Speaker 1: to not allow nothing, honestly, right, nothing to to stop you. 549 00:27:46,160 --> 00:27:48,800 Speaker 1: That you set a goal, right, and you see the 550 00:27:49,000 --> 00:27:52,160 Speaker 1: vision for that goal, and you go after that goal regardless, right, 551 00:27:52,240 --> 00:27:55,919 Speaker 1: even when they're obstacles. Because you've had a lot of 552 00:27:55,960 --> 00:28:00,159 Speaker 1: obstacles in your life. There were things that the normal person, right, 553 00:28:00,160 --> 00:28:03,800 Speaker 1: and I'm using normal as a you know, just after word, right, 554 00:28:03,840 --> 00:28:09,120 Speaker 1: the normal person would have given up, given the obstacles, 555 00:28:09,160 --> 00:28:11,960 Speaker 1: given the things that that have happened in your life. Um, 556 00:28:12,080 --> 00:28:14,520 Speaker 1: but but but but but your mindset, you know, I 557 00:28:14,720 --> 00:28:17,359 Speaker 1: don't even think you understand what given up means, to 558 00:28:17,400 --> 00:28:20,760 Speaker 1: be honest, right, because there were even moments in our 559 00:28:20,800 --> 00:28:24,240 Speaker 1: interview that you said something that that the normal persons 560 00:28:24,520 --> 00:28:28,360 Speaker 1: would have been more emotionally attached to it, like, oh, 561 00:28:28,480 --> 00:28:31,040 Speaker 1: this happened, right, But but she was like, oh yeah, yeah, 562 00:28:31,040 --> 00:28:33,080 Speaker 1: it was just that, you know, and I was like, 563 00:28:33,160 --> 00:28:35,959 Speaker 1: whoa like again? So so I think I think I 564 00:28:35,960 --> 00:28:39,560 Speaker 1: think that mindset of um, you know, you know, you know, 565 00:28:39,680 --> 00:28:44,400 Speaker 1: resiliency that I know that the goal is this, and 566 00:28:44,440 --> 00:28:47,360 Speaker 1: I know on my way to that goal, they're gonna 567 00:28:47,400 --> 00:28:50,400 Speaker 1: be some some obstacles. They're gonna be some roadblocks, they're 568 00:28:50,400 --> 00:28:52,479 Speaker 1: gonna be some dechoyes, they're gonna be some things. But 569 00:28:52,520 --> 00:28:55,600 Speaker 1: that's not gonna stop me. That's actually right, Like failure 570 00:28:55,680 --> 00:28:58,320 Speaker 1: is actually part of success. That's why I got that 571 00:28:58,320 --> 00:29:01,520 Speaker 1: that that that the failures, the row blocks, the things 572 00:29:01,600 --> 00:29:04,720 Speaker 1: that you might stumble on a part of your role 573 00:29:04,760 --> 00:29:08,200 Speaker 1: to successful. Resiliency is that word that I would definitely 574 00:29:08,200 --> 00:29:10,640 Speaker 1: attribute to you. Well, thank you. You know. The beauty 575 00:29:10,680 --> 00:29:14,520 Speaker 1: of you is that uh my, my blessing is that 576 00:29:15,080 --> 00:29:19,520 Speaker 1: meeting people who um make me better and being interviewed value, 577 00:29:19,680 --> 00:29:22,640 Speaker 1: sitting around your crew. I walked away a better person, 578 00:29:22,680 --> 00:29:26,640 Speaker 1: a better leader. Uh. Motivation, because sometimes you get trapped 579 00:29:26,640 --> 00:29:28,959 Speaker 1: into rhythms. And that's why I always tell people to experience. 580 00:29:29,080 --> 00:29:31,400 Speaker 1: Why people tell you to go on vacation, so go 581 00:29:31,520 --> 00:29:34,479 Speaker 1: to different destinations so you can see things and it's uh, 582 00:29:35,080 --> 00:29:37,280 Speaker 1: either frustrate you, which I love that because I love 583 00:29:37,320 --> 00:29:39,080 Speaker 1: two words that you stalked over one word you say, 584 00:29:39,120 --> 00:29:42,600 Speaker 1: frustration that people don't understand the value of that. Selfishness. 585 00:29:42,720 --> 00:29:44,960 Speaker 1: On my side, people don't understand the value that because 586 00:29:45,000 --> 00:29:48,080 Speaker 1: they take a negative and to two negative words frustration 587 00:29:48,120 --> 00:29:50,920 Speaker 1: and selfishness were really those are the keys toss of 588 00:29:51,000 --> 00:29:56,040 Speaker 1: success because you selfishness is denying yourself and taking advantage 589 00:29:56,040 --> 00:29:59,640 Speaker 1: of every every hour in the twenty four hours. That's selfishness. Say, man, 590 00:29:59,680 --> 00:30:01,480 Speaker 1: look if I gotta get it done, I gotta get 591 00:30:01,520 --> 00:30:05,480 Speaker 1: it done. That's overcoming the frustration. And most people say 592 00:30:05,600 --> 00:30:07,200 Speaker 1: I can't get it done because I don't have enough time. 593 00:30:07,560 --> 00:30:10,800 Speaker 1: I never understood what that meant. Not enough time? Are 594 00:30:10,840 --> 00:30:13,000 Speaker 1: you awake? Do you have your help? God bless you 595 00:30:13,040 --> 00:30:15,600 Speaker 1: to get up? You have enough time? Set some goals 596 00:30:15,640 --> 00:30:17,480 Speaker 1: and what we did done. But the one number one 597 00:30:17,520 --> 00:30:19,920 Speaker 1: thing about it, and that's why I'm recommending people to, 598 00:30:20,080 --> 00:30:22,640 Speaker 1: you know, just see your your show The Strange Money 599 00:30:22,680 --> 00:30:25,840 Speaker 1: through Friday eight am to not not Eastern Standard time 600 00:30:25,880 --> 00:30:28,320 Speaker 1: on your YouTube channel, The ass Cash Show. I'm gonna 601 00:30:28,320 --> 00:30:30,640 Speaker 1: put that in my newsletter in fact, what I'm gonna do, 602 00:30:30,920 --> 00:30:33,040 Speaker 1: I'm gonna get with you because I got these little 603 00:30:33,040 --> 00:30:35,440 Speaker 1: links i'd like to drop on my social media and 604 00:30:35,440 --> 00:30:37,880 Speaker 1: send people can send you questions and let it drop 605 00:30:37,920 --> 00:30:40,560 Speaker 1: into your drop box and then you can see it 606 00:30:40,600 --> 00:30:43,400 Speaker 1: and just see how you're affecting people asked. Because you're 607 00:30:43,400 --> 00:30:48,000 Speaker 1: an important individual in our society. You're nonstopping. I complimented 608 00:30:48,000 --> 00:30:51,520 Speaker 1: about you and being the biggie smallest of financial motivation 609 00:30:51,720 --> 00:30:54,400 Speaker 1: was as as ultimate compliments I can get because you 610 00:30:54,400 --> 00:30:57,760 Speaker 1: you got the lyrics, and the lyrics is financial literacy. 611 00:30:58,040 --> 00:31:00,440 Speaker 1: And if somebody is speaking it, they say, coming off 612 00:31:00,480 --> 00:31:03,200 Speaker 1: the dome as you are in financial lives, to take 613 00:31:03,240 --> 00:31:06,240 Speaker 1: that crowd, baby, where to the right? Like beg your headed. 614 00:31:07,840 --> 00:31:11,040 Speaker 1: Absolutely I appreciate that. He's like, so what's the future 615 00:31:11,040 --> 00:31:12,480 Speaker 1: for you? Let's let's wrap it up and let's talk 616 00:31:12,480 --> 00:31:15,280 Speaker 1: about what's your what's your future? Next step goes I mean, 617 00:31:15,320 --> 00:31:19,320 Speaker 1: I mean the future. The future. The future was uh 618 00:31:19,360 --> 00:31:22,480 Speaker 1: Emmy Award talk show. But now the future is he 619 00:31:22,640 --> 00:31:27,400 Speaker 1: guy right, if you know you know here is Amy, 620 00:31:27,640 --> 00:31:33,720 Speaker 1: uh you know Tony. The future is the Grammy the 621 00:31:33,800 --> 00:31:36,400 Speaker 1: Futures of Oscar, the futures and Tony and and you 622 00:31:36,400 --> 00:31:40,920 Speaker 1: know courtesy of ras Sean McDonald I received that. Um. 623 00:31:40,960 --> 00:31:43,960 Speaker 1: But yeah, you know, the future is really for me, Um, 624 00:31:44,160 --> 00:31:47,160 Speaker 1: just continuing to do what I do every single day, 625 00:31:47,880 --> 00:31:50,120 Speaker 1: but just on the higher level, right, And so that 626 00:31:50,120 --> 00:31:52,880 Speaker 1: that's the beauty of you know what I do. I 627 00:31:52,960 --> 00:31:56,440 Speaker 1: have eight books that I've read. I'm writing more books. Um. 628 00:31:56,600 --> 00:31:58,800 Speaker 1: You know, I have a daily finance show. I have 629 00:31:58,960 --> 00:32:02,440 Speaker 1: Inside the Vault ash Cash, which is a podcast. Um. 630 00:32:02,560 --> 00:32:04,320 Speaker 1: You know the goal is, it's just it's just to 631 00:32:04,360 --> 00:32:07,440 Speaker 1: continue and reach more people. And so you know, I'm 632 00:32:07,560 --> 00:32:09,600 Speaker 1: I might have to reach other hundred thousand or a 633 00:32:09,640 --> 00:32:12,000 Speaker 1: million people, but how do I have How do I 634 00:32:12,040 --> 00:32:15,960 Speaker 1: get that reach of millions? Yeah, so's just to continue 635 00:32:16,040 --> 00:32:18,000 Speaker 1: to do the same thing I'm doing, but on a 636 00:32:18,080 --> 00:32:20,200 Speaker 1: on a larger scale. Well, you know, I remember a 637 00:32:20,240 --> 00:32:22,960 Speaker 1: couple of years ago, a guy came in with interviewing me. 638 00:32:23,000 --> 00:32:26,920 Speaker 1: He said, Man, you're gonna feel stadiums. He said, you 639 00:32:27,040 --> 00:32:29,320 Speaker 1: what you say You're going to feel stadiums. And I'm 640 00:32:29,320 --> 00:32:32,000 Speaker 1: gonna tell you this, Ash, when I feel that stadium, 641 00:32:32,040 --> 00:32:33,840 Speaker 1: You're gonna be on stage with me. Brother. That's how 642 00:32:33,880 --> 00:32:37,680 Speaker 1: much I respect you. Uh, you know, I see as 643 00:32:37,720 --> 00:32:41,200 Speaker 1: a younger version of me with with different goals that 644 00:32:41,280 --> 00:32:43,320 Speaker 1: are that are working for you and I want them 645 00:32:43,320 --> 00:32:45,800 Speaker 1: to be different from mine. But more importantly, I want 646 00:32:45,800 --> 00:32:49,040 Speaker 1: to share you in any platform that somebody says, who 647 00:32:49,040 --> 00:32:50,800 Speaker 1: do you want else on the show? I understand you're 648 00:32:50,800 --> 00:32:53,320 Speaker 1: gonna get a call from me, Ash, because man, you 649 00:32:53,320 --> 00:32:55,920 Speaker 1: you you're be stud and I love you for that. 650 00:32:56,040 --> 00:32:58,520 Speaker 1: I love your team. I love what you're doing. Man, 651 00:32:58,640 --> 00:33:00,600 Speaker 1: if you ever need me for anything, ain't I always 652 00:33:00,720 --> 00:33:05,960 Speaker 1: know I'm coming without hesitation. That means that means a 653 00:33:05,960 --> 00:33:09,120 Speaker 1: lot because you because you you you were on the 654 00:33:09,200 --> 00:33:12,560 Speaker 1: mentorship list as well, so you were with somebody that 655 00:33:12,640 --> 00:33:14,400 Speaker 1: was a mentor to me. You know, I think I 656 00:33:14,440 --> 00:33:16,640 Speaker 1: told you this, but uh, you know when when when 657 00:33:16,640 --> 00:33:20,080 Speaker 1: back into Steve Harvey WBLS days, Like when when any 658 00:33:20,080 --> 00:33:23,160 Speaker 1: time I went in that building Roshan McDonald was the name. 659 00:33:23,480 --> 00:33:25,760 Speaker 1: It rung bells in that building and I was like, 660 00:33:25,800 --> 00:33:28,160 Speaker 1: who is this for? Sean McDonald guy? And when I 661 00:33:28,200 --> 00:33:32,480 Speaker 1: looked you up, I said, Oh, he's the guy. And 662 00:33:32,560 --> 00:33:36,080 Speaker 1: just from a manifestation perspective, right, just like thoughts become 663 00:33:36,160 --> 00:33:39,720 Speaker 1: things because you know, now you've been on my show, 664 00:33:39,840 --> 00:33:43,080 Speaker 1: I'm on your show. You know what you've just you know, 665 00:33:43,160 --> 00:33:47,640 Speaker 1: the help that you've just offered up. That's literally you 666 00:33:47,640 --> 00:33:50,280 Speaker 1: know you were once a mentor to me that I 667 00:33:50,480 --> 00:33:53,760 Speaker 1: that I didn't have access to. And now I'm I'm vibrating, 668 00:33:53,760 --> 00:33:56,880 Speaker 1: I'm in an energetic alignment with Rashan McDonald and now 669 00:33:57,240 --> 00:33:59,320 Speaker 1: you know I can have you as a real mentor 670 00:33:59,760 --> 00:34:02,880 Speaker 1: from as cash one. Thank you for coming on Money 671 00:34:02,920 --> 00:34:06,480 Speaker 1: Making Conversation, my man, Thank you, thank you. I appreciate you. Cool. 672 00:34:06,520 --> 00:34:08,439 Speaker 1: If you want to hear more money Making Conversation, I'll 673 00:34:08,440 --> 00:34:11,080 Speaker 1: see more Moneming conversation interviews. Please go to money Making 674 00:34:11,120 --> 00:34:14,080 Speaker 1: Conversation dot com. I as subscribe to my YouTube channel. 675 00:34:14,239 --> 00:34:16,960 Speaker 1: I was Sean McDonald. 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