1 00:00:00,240 --> 00:00:05,320 Speaker 1: Ho Mary, Brown Ambition Christmas or whatever you celebrate. But 2 00:00:05,480 --> 00:00:07,360 Speaker 1: we've got a present for you listeners. 3 00:00:08,119 --> 00:00:10,560 Speaker 2: Yes, if you are looking for the perfect gift for 4 00:00:10,600 --> 00:00:13,480 Speaker 2: the Brown Ambition fan in your life, head to Brown 5 00:00:13,520 --> 00:00:17,479 Speaker 2: Ambitionstore dot com to get twenty five percent off during 6 00:00:17,520 --> 00:00:18,960 Speaker 2: our massive holidays. 7 00:00:19,040 --> 00:00:19,239 Speaker 1: Say. 8 00:00:20,000 --> 00:00:21,880 Speaker 2: This deal will not be here long, so go to 9 00:00:21,920 --> 00:00:24,880 Speaker 2: Brown Ambitionstore dot com and use the promo code what 10 00:00:25,000 --> 00:00:25,960 Speaker 2: is it Tiffany. 11 00:00:25,760 --> 00:00:28,480 Speaker 1: Ho ho ho but h o h o h O. 12 00:00:28,600 --> 00:00:29,680 Speaker 1: Don't get fresh now. 13 00:00:30,840 --> 00:00:33,560 Speaker 2: Use promo code ho ho ho to get twenty five 14 00:00:33,600 --> 00:00:35,320 Speaker 2: percent off your Brown Ambition orders. 15 00:00:35,360 --> 00:00:35,600 Speaker 1: Again. 16 00:00:35,640 --> 00:00:38,200 Speaker 2: This deal won't last forever, or will it? Because maybe 17 00:00:38,200 --> 00:00:41,559 Speaker 2: I'll forget to stop it. I don't know. Go to 18 00:00:41,600 --> 00:00:59,520 Speaker 2: Brownambissionstore dot com. Y'all happy happy holidays. 19 00:01:00,760 --> 00:01:12,440 Speaker 1: Hey hey, hey, we're back. We're black, We're brown. 20 00:01:12,720 --> 00:01:14,839 Speaker 2: Somebody want to send me a dog, a new dog 21 00:01:14,880 --> 00:01:16,520 Speaker 2: for Christmas? My dog? 22 00:01:16,640 --> 00:01:21,520 Speaker 1: Listen her mind? Oh my good, Megra we're back in 23 00:01:21,560 --> 00:01:22,120 Speaker 1: the saddle. 24 00:01:22,200 --> 00:01:24,680 Speaker 2: Hey you last show of twenty twenty. 25 00:01:25,240 --> 00:01:27,640 Speaker 1: I know we should have done like a recap or 26 00:01:27,680 --> 00:01:28,720 Speaker 1: something like that. We should. 27 00:01:28,920 --> 00:01:30,920 Speaker 2: I'll do a recap of twenty twenty for you right now. 28 00:01:30,959 --> 00:01:31,400 Speaker 2: You're ready. 29 00:01:31,520 --> 00:01:34,639 Speaker 1: Yes, it's. 30 00:01:37,000 --> 00:01:41,479 Speaker 2: Okay, there you go, we're done. No, well, there were 31 00:01:41,520 --> 00:01:43,560 Speaker 2: some actually, there were a lot of highlights. Can you 32 00:01:43,600 --> 00:01:46,440 Speaker 2: believe a year ago, a year ago, we were we 33 00:01:46,480 --> 00:01:48,320 Speaker 2: had taken time off, a little bit of time off 34 00:01:48,320 --> 00:01:50,640 Speaker 2: when I had the baby. And then yeah, it feels 35 00:01:50,720 --> 00:01:53,400 Speaker 2: like one hundred million years ago that we brought BA 36 00:01:53,480 --> 00:01:55,160 Speaker 2: back in twenty twenty. And I'm sure we said all 37 00:01:55,240 --> 00:01:57,640 Speaker 2: kinds of hopeful things for the new year. I, like 38 00:01:57,680 --> 00:02:00,760 Speaker 2: everybody else I know, always said maybe maybe we should 39 00:02:00,800 --> 00:02:02,680 Speaker 2: end on that, like some hopeful things for twenty twenty one, 40 00:02:02,680 --> 00:02:03,440 Speaker 2: that what we're hoping for. 41 00:02:03,520 --> 00:02:06,640 Speaker 1: I think that'd be amazing to end on. But yeah, no, 42 00:02:06,800 --> 00:02:08,720 Speaker 1: but you're right, I'm sure we were like and then 43 00:02:08,880 --> 00:02:14,440 Speaker 1: and that wait what pandemic quarantine? Yeah? Yes, and now 44 00:02:15,080 --> 00:02:18,680 Speaker 1: six hundred dollars in stimulus money. Yeah. 45 00:02:18,760 --> 00:02:21,680 Speaker 2: Deja vu? Right, deja vu, except like a worst dajah 46 00:02:21,720 --> 00:02:26,520 Speaker 2: vu because it's not as sweet as the first deja poo. Yeah, 47 00:02:26,600 --> 00:02:29,440 Speaker 2: let's break it down, because it's just you know, I think, wait, 48 00:02:29,560 --> 00:02:32,800 Speaker 2: today is Monday. I had to look at my computer 49 00:02:32,880 --> 00:02:34,160 Speaker 2: to be like, what day of the week is it? 50 00:02:34,440 --> 00:02:37,160 Speaker 2: Because I believe the text of the bill that Congress 51 00:02:37,360 --> 00:02:40,080 Speaker 2: still hasn't totally voted on as of when we're when 52 00:02:40,120 --> 00:02:42,200 Speaker 2: we're recording on this, but they expect to be voting 53 00:02:42,240 --> 00:02:44,840 Speaker 2: on this new stimulus package, and there's all kinds of 54 00:02:44,840 --> 00:02:47,480 Speaker 2: goodies in it, not maybe as as good as they 55 00:02:47,480 --> 00:02:50,600 Speaker 2: could be, because honestly, first of all, the fact that 56 00:02:50,639 --> 00:02:55,040 Speaker 2: it's taken them this long, ugh is is sad and pathetic. 57 00:02:56,040 --> 00:02:58,240 Speaker 2: So it may just be too little, too late for 58 00:02:58,280 --> 00:03:00,120 Speaker 2: some people. But there are there is some reliefs. I 59 00:03:00,120 --> 00:03:03,240 Speaker 2: think we should do some unpacking. Do you want to 60 00:03:03,320 --> 00:03:06,600 Speaker 2: start with that six hundred dollars stimulus. 61 00:03:06,240 --> 00:03:10,760 Speaker 1: Sure, quote unquote, So just so you know, like they 62 00:03:10,919 --> 00:03:13,919 Speaker 1: so to Mandy's point, it's a it's set to pass, 63 00:03:14,240 --> 00:03:17,840 Speaker 1: and it's nearly one it's nearly one trillion dollar coronavirus 64 00:03:17,880 --> 00:03:19,600 Speaker 1: relief bills, just so you just know, like what the 65 00:03:19,639 --> 00:03:24,640 Speaker 1: overall bill is. And the slim down checks look like 66 00:03:24,800 --> 00:03:28,440 Speaker 1: six hundred dollars for individuals earning up to seventy five 67 00:03:28,520 --> 00:03:32,960 Speaker 1: thousand dollars and couples earning one fifty or less, and 68 00:03:33,600 --> 00:03:35,520 Speaker 1: it's really half the value of the first round of 69 00:03:35,600 --> 00:03:40,440 Speaker 1: checks issued under the Coronavirus Aid Relief and Economic Stability 70 00:03:40,520 --> 00:03:44,720 Speaker 1: or AKA the CARES Act. So also, two tax payers 71 00:03:44,720 --> 00:03:46,960 Speaker 1: will also receive an additional six hundred dollars for each 72 00:03:47,040 --> 00:03:51,080 Speaker 1: child under seventeen. So let's just say it's you and 73 00:03:51,120 --> 00:03:53,920 Speaker 1: your hubby you earn you know, I don't know, one 74 00:03:54,000 --> 00:03:55,720 Speaker 1: hundred thousand dollars between the two of y'all. You're going 75 00:03:55,800 --> 00:03:57,200 Speaker 1: to get the six hundreds, and then you have two 76 00:03:57,280 --> 00:04:00,000 Speaker 1: kids you're gonna get and they're both ten ten years, 77 00:04:00,480 --> 00:04:03,320 Speaker 1: you'll get another twelve hundred, So eighteen hundred altogether. 78 00:04:03,960 --> 00:04:07,840 Speaker 2: Yay. It just hit me that that's only half, because 79 00:04:08,000 --> 00:04:10,600 Speaker 2: you're right, it was twelve hundred the last time around. 80 00:04:10,920 --> 00:04:11,560 Speaker 1: God, they're so. 81 00:04:11,640 --> 00:04:14,600 Speaker 2: Cheap, so cheap, and Theykay, let's let's focus because I 82 00:04:14,680 --> 00:04:16,520 Speaker 2: just keep thinking about this post. I saw about Lindsay 83 00:04:16,520 --> 00:04:19,159 Speaker 2: Graham getting the vaccine, and I'm like, your entire party 84 00:04:19,480 --> 00:04:21,479 Speaker 2: just wanted to call this whole thing a hoax, like 85 00:04:21,480 --> 00:04:23,080 Speaker 2: why are you first in line to get a vaccine? 86 00:04:23,120 --> 00:04:26,440 Speaker 2: But anyway, Uh, for my dad, what I'm looking at 87 00:04:26,600 --> 00:04:28,080 Speaker 2: is unemployment benefits. 88 00:04:28,440 --> 00:04:30,200 Speaker 1: Yeah, I saw that. Yeah, because his. 89 00:04:30,200 --> 00:04:33,080 Speaker 2: Unemployment benefits were going to expire like everyone else's at 90 00:04:33,120 --> 00:04:36,159 Speaker 2: the end of this month, but now they have been extended. 91 00:04:36,600 --> 00:04:38,440 Speaker 2: And so I'm reading the new York Times here just 92 00:04:38,440 --> 00:04:40,800 Speaker 2: to you know, reveal my sources and I want to 93 00:04:40,839 --> 00:04:43,600 Speaker 2: get this right, but yeah, they lawmakers are going to 94 00:04:43,760 --> 00:04:47,000 Speaker 2: extend the amount of time people can collect unemployment benefits. 95 00:04:47,400 --> 00:04:50,640 Speaker 2: And it would also remember that the extra six hundred 96 00:04:50,640 --> 00:04:53,839 Speaker 2: dollars a week that folks were getting at the beginning 97 00:04:53,839 --> 00:04:57,040 Speaker 2: of pandemic as part of that stimulus package. So the 98 00:04:57,040 --> 00:04:59,719 Speaker 2: theme for this new stimulus package is let's do the 99 00:04:59,720 --> 00:05:01,880 Speaker 2: same thing but make it worse. So instead of six 100 00:05:02,000 --> 00:05:03,880 Speaker 2: hundred dollars a week, they're going to be getting three 101 00:05:03,960 --> 00:05:07,080 Speaker 2: hundred dollars a week extra on top of their unemployment benefits, 102 00:05:07,680 --> 00:05:10,799 Speaker 2: which isn't nothing, but it's not amazing. 103 00:05:11,440 --> 00:05:13,440 Speaker 1: And that extra three. 104 00:05:13,360 --> 00:05:17,440 Speaker 2: Hundred dollars that will last through March fourteenth, Okay. 105 00:05:17,920 --> 00:05:21,160 Speaker 1: And also I understand there's an increased food aid and 106 00:05:21,320 --> 00:05:24,440 Speaker 1: emergency rental assistance that's been included in this package. 107 00:05:24,120 --> 00:05:26,640 Speaker 2: So thank god, I want to read about that. I 108 00:05:26,680 --> 00:05:29,880 Speaker 2: was trying to scroll down to read about the renters 109 00:05:29,920 --> 00:05:34,080 Speaker 2: assistance because that truly is the and foreclosure protection too, 110 00:05:34,120 --> 00:05:36,920 Speaker 2: because that really is the for me, that is the 111 00:05:37,960 --> 00:05:41,400 Speaker 2: real threat to so many on the brink is will 112 00:05:41,440 --> 00:05:44,280 Speaker 2: they lose their homes? And you know, I understand it's 113 00:05:44,320 --> 00:05:47,760 Speaker 2: not just about renters, you know, becoming homeless. There's there's 114 00:05:47,960 --> 00:05:51,680 Speaker 2: landlords who are not big corporations who also have mortgages 115 00:05:51,720 --> 00:05:53,840 Speaker 2: to pay and all that. So what are you seeing 116 00:05:53,880 --> 00:05:55,880 Speaker 2: on your end? Because I'm still scrolling to figure out, 117 00:05:56,520 --> 00:05:56,880 Speaker 2: you know. 118 00:05:57,279 --> 00:06:00,200 Speaker 1: So it hasn't been fully worked out yet. But so 119 00:06:00,240 --> 00:06:02,960 Speaker 1: there's something called SNAP. I forget what SNAP stands. 120 00:06:02,640 --> 00:06:08,360 Speaker 2: For Pomental Nutritional Aid. I know because I had to 121 00:06:08,360 --> 00:06:11,719 Speaker 2: sign my dad up for it, but yeah, it's food stamps. 122 00:06:13,200 --> 00:06:17,120 Speaker 1: So right now, the funding is including a fifteen percent 123 00:06:17,160 --> 00:06:20,479 Speaker 1: increase to the maximum SNAP benefits for six months through 124 00:06:20,520 --> 00:06:24,279 Speaker 1: potentially June thirty, twenty twenty one. And so this increased 125 00:06:24,279 --> 00:06:27,000 Speaker 1: the amount to boost to about twenty five dollars per 126 00:06:27,040 --> 00:06:29,080 Speaker 1: person each month, which is I gonna say, kind of crazy. 127 00:06:29,720 --> 00:06:33,120 Speaker 1: So like, according to this that's really crazy. That's basically 128 00:06:33,160 --> 00:06:36,080 Speaker 1: saying a dollar thirty nine per person per meal, which 129 00:06:36,120 --> 00:06:38,440 Speaker 1: is like, how can you really even I mean, what 130 00:06:38,520 --> 00:06:40,560 Speaker 1: can you do with that butt? So but at least 131 00:06:40,560 --> 00:06:44,120 Speaker 1: there'll be an increase, that's what that's looking like. And 132 00:06:44,440 --> 00:06:47,039 Speaker 1: rental I'm just looking at for you guys, just so 133 00:06:47,080 --> 00:06:51,000 Speaker 1: you know, I'm looking at CNBC as my current source. 134 00:06:51,520 --> 00:06:55,520 Speaker 1: So for emergency rental ooh, I see surant, I got it. Yeah, 135 00:06:55,600 --> 00:06:58,919 Speaker 1: so rental eviction. So this is something yeah, I remember 136 00:06:59,000 --> 00:07:01,919 Speaker 1: now because the trumpet meant imistration. They it was they 137 00:07:02,000 --> 00:07:03,840 Speaker 1: used the CDC, which was kind of odd. But the 138 00:07:03,839 --> 00:07:07,400 Speaker 1: CDC had extended previously the eviction ban through the end 139 00:07:07,440 --> 00:07:09,559 Speaker 1: of the year. This extends it again till the thirty 140 00:07:09,560 --> 00:07:13,000 Speaker 1: first of January. So that means if you're renting and 141 00:07:13,040 --> 00:07:15,640 Speaker 1: you can't afford to pay your rent, you can download 142 00:07:15,680 --> 00:07:18,560 Speaker 1: a form from the CDC's website to show that you're 143 00:07:18,600 --> 00:07:22,720 Speaker 1: eligible for the you know, the the what. 144 00:07:22,600 --> 00:07:24,920 Speaker 2: Do you call it? Why can't I find the words 145 00:07:25,760 --> 00:07:27,280 Speaker 2: that you're not that you can't get kicked out of 146 00:07:27,320 --> 00:07:29,600 Speaker 2: your house? Basically, then we can post a link to 147 00:07:29,640 --> 00:07:32,600 Speaker 2: this guy this resource in our show notes as well. 148 00:07:32,640 --> 00:07:34,920 Speaker 2: But that's something at least. 149 00:07:35,000 --> 00:07:38,280 Speaker 1: Yeah, but whenever I hear that, I always senk to myself. 150 00:07:38,280 --> 00:07:40,560 Speaker 1: So okay, there's a ripple effect. So let's just say 151 00:07:40,600 --> 00:07:42,600 Speaker 1: you can't afford your rent, so you can't be evicted. 152 00:07:42,920 --> 00:07:46,560 Speaker 1: So then what about the landlord? Yeah, you know, because 153 00:07:46,560 --> 00:07:48,960 Speaker 1: that's not their primary residence for most landlords, and so 154 00:07:49,040 --> 00:07:51,920 Speaker 1: it's their protection for them, because if I can't pay 155 00:07:51,960 --> 00:07:56,080 Speaker 1: my mortgage and I'm not included in the you know, 156 00:07:56,160 --> 00:07:58,440 Speaker 1: the cares actors. That relates to not losing my home, 157 00:07:58,520 --> 00:08:01,880 Speaker 1: my primary residence, because this is it a investment property. 158 00:08:01,880 --> 00:08:02,520 Speaker 1: What does that mean? 159 00:08:02,600 --> 00:08:05,000 Speaker 2: You know, well, thank you Tiffany for asking, because I'm 160 00:08:05,000 --> 00:08:08,320 Speaker 2: looking at that section now mortgage for barons. So this 161 00:08:08,400 --> 00:08:10,880 Speaker 2: is something that a lot of homeowners took advantage of. 162 00:08:11,240 --> 00:08:13,280 Speaker 2: So if you're struggling to make your payments, and for 163 00:08:13,400 --> 00:08:16,000 Speaker 2: landlords that's you know, you have a mortgage like everybody else, 164 00:08:16,400 --> 00:08:19,520 Speaker 2: you may qualify for a forbearance, which basically tells the 165 00:08:19,560 --> 00:08:21,240 Speaker 2: bank you know, we're going to the bank tells you 166 00:08:21,320 --> 00:08:23,680 Speaker 2: we can let you pause or reduce your payments for 167 00:08:23,800 --> 00:08:27,640 Speaker 2: up to one hundred and eighty days. After that, homeowners 168 00:08:27,680 --> 00:08:30,040 Speaker 2: can ask for an additional one hundred and eighty days. 169 00:08:30,040 --> 00:08:32,960 Speaker 2: According to the Times, and it says that these rules 170 00:08:33,000 --> 00:08:36,839 Speaker 2: which apply to federally backed mortgages. So those are the 171 00:08:37,160 --> 00:08:40,000 Speaker 2: you know, the I think federal like g what's it 172 00:08:40,040 --> 00:08:42,640 Speaker 2: called Fanny and Freddy. I mean, they hold the vast 173 00:08:42,679 --> 00:08:45,440 Speaker 2: majority of mortgages in the US. So this wild apply 174 00:08:45,480 --> 00:08:48,880 Speaker 2: to most homeowners. Yeah, so it applies to federally back mortgages, 175 00:08:49,040 --> 00:08:51,920 Speaker 2: and there's still an effect as part of the Carezac 176 00:08:52,000 --> 00:08:54,800 Speaker 2: relief package passed in March. 177 00:08:55,600 --> 00:08:58,480 Speaker 1: So I mean this can. 178 00:08:58,360 --> 00:09:00,880 Speaker 2: We talk about for barons though for a second, because yes, 179 00:09:01,120 --> 00:09:04,240 Speaker 2: the thing about the thing that's important for homeowners to 180 00:09:04,280 --> 00:09:07,400 Speaker 2: understand is forbearance. Yes, it would allow you to temporarily 181 00:09:07,440 --> 00:09:10,079 Speaker 2: pause or reduce your payments. But what I'm not clear 182 00:09:10,120 --> 00:09:13,080 Speaker 2: on is so often it's not like you don't owe 183 00:09:13,120 --> 00:09:15,440 Speaker 2: that money. In fact, you have to look at your 184 00:09:15,440 --> 00:09:18,680 Speaker 2: forbearance agreement if your bank sends you one, and or 185 00:09:18,720 --> 00:09:22,040 Speaker 2: ask questions when you call them up to talk about forbearance, 186 00:09:22,040 --> 00:09:25,000 Speaker 2: because they may expect you to have a lump sum 187 00:09:25,080 --> 00:09:27,880 Speaker 2: payment to cover you know, how many months is one 188 00:09:27,960 --> 00:09:30,800 Speaker 2: hundred and eighty days on six months to have six 189 00:09:30,840 --> 00:09:35,959 Speaker 2: months of payments ready when that that relief window is over, 190 00:09:36,040 --> 00:09:39,000 Speaker 2: which to me doesn't sound very much like a benefit. 191 00:09:39,080 --> 00:09:43,040 Speaker 1: Yeah, because if I had it, then I wouldn't need 192 00:09:43,040 --> 00:09:43,600 Speaker 1: the relief. 193 00:09:43,880 --> 00:09:44,600 Speaker 2: Yeah. 194 00:09:44,640 --> 00:09:46,400 Speaker 1: And then you know there is a worry about like, 195 00:09:46,480 --> 00:09:48,240 Speaker 1: so what happens when it's all said and done? You 196 00:09:48,240 --> 00:09:51,760 Speaker 1: know what happens when you know, you know, the forbearance 197 00:09:51,800 --> 00:09:54,720 Speaker 1: is lifted, and do you owe all in a lump 198 00:09:54,760 --> 00:09:58,760 Speaker 1: sum does it get kind of like an enveloped and 199 00:09:58,800 --> 00:10:03,120 Speaker 1: folded back in to your current mortgage. I mean, it's 200 00:10:03,160 --> 00:10:04,400 Speaker 1: just crazy times, honestly. 201 00:10:04,600 --> 00:10:07,200 Speaker 2: Yeah, you really have to talk to your bank whoever 202 00:10:07,320 --> 00:10:12,000 Speaker 2: you know, whatever bank or financial services company services your 203 00:10:12,040 --> 00:10:15,000 Speaker 2: loan to ask what happens after that for Barons period 204 00:10:15,040 --> 00:10:17,360 Speaker 2: is over. They may ask they may make you eligible 205 00:10:17,400 --> 00:10:20,200 Speaker 2: to push it back when that period's over, But I 206 00:10:20,200 --> 00:10:22,520 Speaker 2: think that's really an important question to ask, and it's 207 00:10:22,520 --> 00:10:25,679 Speaker 2: probably going to vary from bank to bank. There's one 208 00:10:25,720 --> 00:10:28,800 Speaker 2: other thing for homeowners to be aware of, foreclosure protection. 209 00:10:29,320 --> 00:10:32,160 Speaker 2: So we covered renter and eviction protection and we got 210 00:10:32,320 --> 00:10:35,439 Speaker 2: mortgage for Barons. So foreclosure protection in this new package 211 00:10:35,440 --> 00:10:38,840 Speaker 2: says single family homeowners with loans backed by Fanny or 212 00:10:38,880 --> 00:10:42,120 Speaker 2: Freddy would be protected from foreclosure through at least January 213 00:10:42,120 --> 00:10:46,320 Speaker 2: thirty first, twenty twenty one. It was going to expire 214 00:10:46,360 --> 00:10:48,080 Speaker 2: at the end of December, so this is basically an 215 00:10:48,080 --> 00:10:51,040 Speaker 2: extra month. Geez Louise, it feels like they do. It 216 00:10:51,160 --> 00:10:53,800 Speaker 2: just took so much time to get, like, what a 217 00:10:53,800 --> 00:10:57,040 Speaker 2: few months of extra and extra protection for people, So 218 00:10:57,080 --> 00:10:58,400 Speaker 2: what's going to happen at the end of Jay We're 219 00:10:58,440 --> 00:11:00,480 Speaker 2: just gonna be back in the same you know, the 220 00:11:00,520 --> 00:11:03,160 Speaker 2: same place we are in now, waiting for Congress to 221 00:11:03,160 --> 00:11:06,480 Speaker 2: get their act together. It's truly truly twenty twenty for me. 222 00:11:06,920 --> 00:11:09,480 Speaker 2: I will never ever take for granted who my local 223 00:11:09,480 --> 00:11:13,679 Speaker 2: elected officials are ever ever House and Senate. They matter 224 00:11:13,840 --> 00:11:15,840 Speaker 2: so so much. I will never see that for grant now. 225 00:11:15,880 --> 00:11:20,400 Speaker 1: I mean Representative Maxine voters Aati Maxine basically said, it's 226 00:11:20,400 --> 00:11:23,920 Speaker 1: a start, it's something yeah in a nutshell. 227 00:11:24,679 --> 00:11:29,400 Speaker 2: Yeah, absolutely well. I think that's the highlights for small 228 00:11:29,440 --> 00:11:34,200 Speaker 2: business owners. They're the big headline there is that. And 229 00:11:34,200 --> 00:11:36,959 Speaker 2: in small business owners, you know that can be entrepreneurs, 230 00:11:37,600 --> 00:11:40,080 Speaker 2: you know, people who actually have employees, all kinds of things. 231 00:11:40,080 --> 00:11:43,239 Speaker 2: But they're going to be bringing back the PPP program, 232 00:11:43,640 --> 00:11:47,040 Speaker 2: which I realize is actually four p's the paycheck Protection 233 00:11:47,280 --> 00:11:49,720 Speaker 2: Program will be coming back. I think they have like 234 00:11:49,720 --> 00:11:52,480 Speaker 2: an extra twenty five billion dollars worth of aid. Remember 235 00:11:52,520 --> 00:11:54,640 Speaker 2: this is the program that was supposed to give aid 236 00:11:54,640 --> 00:11:58,480 Speaker 2: to struggling small business owners and then like big corporations 237 00:11:58,520 --> 00:12:01,480 Speaker 2: like Ruby Tuesdays, I think was one of them got 238 00:12:01,520 --> 00:12:03,520 Speaker 2: their hand in the pot first, and then there wasn't 239 00:12:03,960 --> 00:12:07,320 Speaker 2: not because of that one big, big business. But basically 240 00:12:07,400 --> 00:12:09,400 Speaker 2: the money ran out really really quickly, and a lot 241 00:12:09,440 --> 00:12:11,960 Speaker 2: of folks weren't able to take advantage of it, struggling 242 00:12:12,000 --> 00:12:14,960 Speaker 2: small businesses. So this time around, you definitely want to 243 00:12:15,000 --> 00:12:17,000 Speaker 2: have her, you know, have your ducks in a row 244 00:12:17,040 --> 00:12:19,880 Speaker 2: and be ready to apply for those benefits asap, asap, 245 00:12:20,280 --> 00:12:22,360 Speaker 2: because there's probably the same fear that the money is 246 00:12:22,400 --> 00:12:25,600 Speaker 2: going to run out, you know, before everybody is able 247 00:12:25,640 --> 00:12:27,240 Speaker 2: to get what they're eligible for. 248 00:12:28,120 --> 00:12:32,120 Speaker 1: So you know, basically, try to make the most of 249 00:12:32,120 --> 00:12:35,920 Speaker 1: what's coming. And I mean, here's the thing. You know, 250 00:12:36,000 --> 00:12:39,439 Speaker 1: we have a new administration that's coming coming forth, so 251 00:12:39,720 --> 00:12:42,800 Speaker 1: there might be forthcoming assistant, so you know, we hope 252 00:12:42,800 --> 00:12:44,800 Speaker 1: for that, but in the meantime, try to make the 253 00:12:44,800 --> 00:12:45,720 Speaker 1: most of what's coming in. 254 00:12:45,840 --> 00:12:48,560 Speaker 2: We hope that you turn up and show out Georgia 255 00:12:48,880 --> 00:12:52,280 Speaker 2: in this special Senate runoff election. We actually got a 256 00:12:52,320 --> 00:12:54,240 Speaker 2: message from someone with a question. I'm going to read 257 00:12:54,240 --> 00:12:56,640 Speaker 2: her question during that during our next segment, but she 258 00:12:56,679 --> 00:12:58,160 Speaker 2: had the end of it. She's like, don't worry, Mandy, 259 00:12:58,200 --> 00:13:00,400 Speaker 2: I'm going to vote in the in the Senate runoff. 260 00:13:00,480 --> 00:13:04,240 Speaker 2: It's so so important, Georgia because this relief, like Tiffany. 261 00:13:04,000 --> 00:13:07,800 Speaker 2: If we expect Joe Biden and Kamala Harris to provide relief, 262 00:13:07,800 --> 00:13:10,040 Speaker 2: they're going to need Congress to do it. Yeah, and 263 00:13:10,240 --> 00:13:12,480 Speaker 2: the Senate especially. We don't have the Senate right now 264 00:13:12,480 --> 00:13:15,360 Speaker 2: in terms of Democrats, and we need both of these 265 00:13:15,360 --> 00:13:19,199 Speaker 2: seats basically to break even to have a fifty to 266 00:13:19,240 --> 00:13:22,520 Speaker 2: fifty split Republicans to Democrats in the Senate. And then 267 00:13:22,840 --> 00:13:25,600 Speaker 2: we'll still need the tie breaking vote from Kamala Harris. 268 00:13:25,800 --> 00:13:28,080 Speaker 2: So she is key in this too. So if you 269 00:13:28,120 --> 00:13:31,280 Speaker 2: guys don't show up and show out in Georgia, we're 270 00:13:31,360 --> 00:13:34,520 Speaker 2: counting on you and Georgia. You know. I do feel 271 00:13:34,520 --> 00:13:37,400 Speaker 2: like Georgia came through obviously in a huge way during 272 00:13:37,400 --> 00:13:40,640 Speaker 2: the general election, but I've been texting my family again 273 00:13:41,040 --> 00:13:42,959 Speaker 2: and I'm not feeling the same excitement, and I'm like, 274 00:13:43,080 --> 00:13:44,880 Speaker 2: y'all need to get out there and vote. 275 00:13:44,920 --> 00:13:45,319 Speaker 3: Please. 276 00:13:48,480 --> 00:13:51,720 Speaker 1: What Yes, I didn't have it to be bad. Just 277 00:13:51,760 --> 00:13:54,439 Speaker 1: say yes, Just say yes, yes, I agree, No, you're right. 278 00:13:54,480 --> 00:13:57,160 Speaker 1: I mean, honestly, I'm doing some posts myself. I was like, 279 00:13:57,200 --> 00:13:58,600 Speaker 1: someone actually just reached out to me. It's like, can 280 00:13:58,640 --> 00:14:01,120 Speaker 1: you post this? Love been like, you know, giving us 281 00:14:01,120 --> 00:14:03,600 Speaker 1: stuff to pose with My friends and I so I'm 282 00:14:03,640 --> 00:14:05,880 Speaker 1: just like, no, you're right, There's there's no other way 283 00:14:05,920 --> 00:14:08,160 Speaker 1: to say. I think I feel like we've always gotten 284 00:14:08,200 --> 00:14:10,560 Speaker 1: like the nation has gotten like a semi civics lesson 285 00:14:10,679 --> 00:14:14,440 Speaker 1: about like, oh, how important other elections are. It's not 286 00:14:14,559 --> 00:14:16,640 Speaker 1: just the big one. The big ones actually is are 287 00:14:16,679 --> 00:14:17,400 Speaker 1: the local ones. 288 00:14:17,480 --> 00:14:21,320 Speaker 2: So literally everything is on the line, future relief packages, 289 00:14:21,840 --> 00:14:24,880 Speaker 2: I mean these I understand why people can be like 290 00:14:24,920 --> 00:14:26,480 Speaker 2: a little I mean not more than a little, but 291 00:14:26,640 --> 00:14:30,200 Speaker 2: just very cynical about elected officials and all of that. 292 00:14:30,360 --> 00:14:33,760 Speaker 2: But truly it has taken like people have only seen 293 00:14:33,800 --> 00:14:37,040 Speaker 2: twelve hundred dollars in how many months, nearly a year 294 00:14:37,040 --> 00:14:39,640 Speaker 2: of this pandemic. That is all that our government has done. 295 00:14:39,680 --> 00:14:42,280 Speaker 2: And that is because we did not have the majority 296 00:14:42,360 --> 00:14:46,000 Speaker 2: of Democrats in Congress. And this could really truly be 297 00:14:46,040 --> 00:14:48,440 Speaker 2: a game changer, and it matters like literally, you know, 298 00:14:48,520 --> 00:14:51,480 Speaker 2: you could be getting a lot more than six hundred 299 00:14:51,480 --> 00:14:54,480 Speaker 2: dollars you know, direct deposited next week. Oh we didn't 300 00:14:54,480 --> 00:14:58,400 Speaker 2: say that those checks are coming, according to according to 301 00:14:58,600 --> 00:15:01,280 Speaker 2: an interview that the t Treasury Secretary that they could 302 00:15:01,280 --> 00:15:04,240 Speaker 2: be coming the week after Christmas, but it could be 303 00:15:04,280 --> 00:15:07,000 Speaker 2: a lot more than that. And and you just gotta. 304 00:15:06,800 --> 00:15:07,640 Speaker 1: Show up and show out. 305 00:15:07,640 --> 00:15:12,520 Speaker 2: Georgia. Okay, yes, okay, I'll calm down. I'm sorry, I'll 306 00:15:12,520 --> 00:15:15,400 Speaker 2: calm down. What else is happening in the world. 307 00:15:15,960 --> 00:15:17,960 Speaker 1: What's happening in the world. I don't know. I just 308 00:15:18,000 --> 00:15:20,920 Speaker 1: feel like every day I'm like listening. Like I never 309 00:15:21,120 --> 00:15:23,440 Speaker 1: was somebody who used to be following every nook and 310 00:15:23,440 --> 00:15:26,040 Speaker 1: cranny of like politics, but I feel like every day 311 00:15:26,080 --> 00:15:28,600 Speaker 1: I'm like like listening for like, you know, what's happening 312 00:15:28,640 --> 00:15:32,040 Speaker 1: with the current you know, like what lawsuits are currently 313 00:15:32,120 --> 00:15:34,360 Speaker 1: out because of our current administration, Like you know what 314 00:15:34,360 --> 00:15:37,120 Speaker 1: what state are they doing now? What person? You know, 315 00:15:37,200 --> 00:15:39,640 Speaker 1: what fake news are they putting forward. It's just like, 316 00:15:39,680 --> 00:15:41,560 Speaker 1: well child, just keeping up with it. It's just been 317 00:15:41,600 --> 00:15:44,360 Speaker 1: really fascinating to learn how things work and what I 318 00:15:44,400 --> 00:15:46,680 Speaker 1: really like, Like I said, I I love following that 319 00:15:46,720 --> 00:15:51,040 Speaker 1: Instagram account with Neil that that that attorney. What I 320 00:15:51,160 --> 00:15:53,600 Speaker 1: like is that what you'll hear is like Julie Rudian, 321 00:15:54,440 --> 00:16:02,800 Speaker 1: you know, said the president. Like it's so funny how 322 00:16:02,800 --> 00:16:06,160 Speaker 1: they'll say say a thing and then like I'll listen 323 00:16:06,240 --> 00:16:08,480 Speaker 1: to Neil and I'm like he'll break down, like yeah, 324 00:16:08,520 --> 00:16:11,240 Speaker 1: that's not true, like they're not legally possible or true, 325 00:16:11,280 --> 00:16:13,800 Speaker 1: and then he'll break down so much so that when 326 00:16:13,800 --> 00:16:15,400 Speaker 1: they went to court, they did not say that you 327 00:16:15,400 --> 00:16:17,040 Speaker 1: can say whatever you want on TV, but when you 328 00:16:17,160 --> 00:16:19,280 Speaker 1: enter into court, you perjure yourself. You go to jail. 329 00:16:19,600 --> 00:16:22,160 Speaker 1: So it's just so fascinating, And I just didn't realize 330 00:16:22,240 --> 00:16:25,440 Speaker 1: just how much lies and deception we're out there. But 331 00:16:25,960 --> 00:16:28,440 Speaker 1: because when things are brought to court, people are very 332 00:16:28,440 --> 00:16:31,320 Speaker 1: careful what they say because you were hold fully accountable, 333 00:16:31,840 --> 00:16:34,080 Speaker 1: I mean, your freedom is actually on the line. So yeah, 334 00:16:34,120 --> 00:16:36,680 Speaker 1: that's just been like my and then I don't know, 335 00:16:36,760 --> 00:16:39,960 Speaker 1: but Manna, did you did you see that l article 336 00:16:40,000 --> 00:16:41,560 Speaker 1: that everybody was talking about yesterday? 337 00:16:41,640 --> 00:16:44,080 Speaker 2: I the Martin scr how do you say his last name? 338 00:16:44,520 --> 00:16:46,800 Speaker 2: Shekel Screlly, Screlly Scarelli. 339 00:16:46,840 --> 00:16:48,680 Speaker 1: I don't know why. It was actually. 340 00:16:48,360 --> 00:16:50,120 Speaker 2: Debating whether or not always going to bring that up 341 00:16:50,160 --> 00:16:52,480 Speaker 2: because it was a big news in my little social 342 00:16:52,480 --> 00:16:55,040 Speaker 2: circle because I used to work with her. The women 343 00:16:55,080 --> 00:16:57,560 Speaker 2: in that article, she and I at a certain point 344 00:16:57,560 --> 00:16:59,040 Speaker 2: in the article they talk about how she used to 345 00:16:59,080 --> 00:17:01,640 Speaker 2: work at a legal do site prior to joining Bloomberg. 346 00:17:01,680 --> 00:17:03,840 Speaker 2: That was the company that I worked for too. They 347 00:17:03,840 --> 00:17:06,439 Speaker 2: were a startup called Law three sixty and I was 348 00:17:06,480 --> 00:17:08,399 Speaker 2: a reporter and she was like, yeah, she was the 349 00:17:08,440 --> 00:17:11,000 Speaker 2: court's reporter and she wasn't really around very much because 350 00:17:11,000 --> 00:17:13,720 Speaker 2: she would be posted downtown New York got the court. 351 00:17:14,320 --> 00:17:16,520 Speaker 2: But anyway, so yeah, I got that email sent to 352 00:17:16,520 --> 00:17:18,919 Speaker 2: me from a couple of couple of formal college. 353 00:17:19,040 --> 00:17:21,520 Speaker 1: So yeah, so let's let's talk about like what happened. 354 00:17:21,520 --> 00:17:23,359 Speaker 1: So if you set the scene, you know, type in 355 00:17:24,240 --> 00:17:27,200 Speaker 1: l and it's probably easier to type in Christine smithe 356 00:17:27,600 --> 00:17:29,639 Speaker 1: sm s m y tt. Sometimes. 357 00:17:29,640 --> 00:17:30,600 Speaker 2: You know, we're going to put a link in the 358 00:17:30,600 --> 00:17:32,160 Speaker 2: show notes. You can just go to our show notes. 359 00:17:32,320 --> 00:17:35,600 Speaker 1: That's true. Through Yeah, so if remind. 360 00:17:35,280 --> 00:17:38,600 Speaker 2: Everybody who Martin Screlly is and why everyone hates. 361 00:17:38,400 --> 00:17:42,000 Speaker 1: Him so they call him aka farmer Bro because I 362 00:17:42,040 --> 00:17:45,480 Speaker 1: remember when, like it was like years ago, there wasn't 363 00:17:46,040 --> 00:17:49,520 Speaker 1: there was this uproar about this pharmaceutical executive that like 364 00:17:49,680 --> 00:17:52,240 Speaker 1: raised the price of EpiPen by like five thousand percent 365 00:17:52,320 --> 00:17:55,720 Speaker 1: something crazy and some other like necessary drugs for people 366 00:17:55,800 --> 00:17:58,840 Speaker 1: to live, and he was taunting people on social he 367 00:17:58,840 --> 00:18:01,000 Speaker 1: thought it was hilarious. One of the things he did too, 368 00:18:01,040 --> 00:18:03,399 Speaker 1: he brought like the WU tang album for two million 369 00:18:03,400 --> 00:18:06,440 Speaker 1: dollars like their most recent one, and then promptly kept 370 00:18:06,480 --> 00:18:08,040 Speaker 1: it and said he's not sharing it with the world. 371 00:18:08,200 --> 00:18:10,080 Speaker 1: It was just a bunch of it was a very strange, 372 00:18:10,200 --> 00:18:14,680 Speaker 1: weird what is going on here? But he definitely did 373 00:18:14,680 --> 00:18:18,439 Speaker 1: a lot of taunting, especially of women, reporters and things, 374 00:18:18,960 --> 00:18:21,720 Speaker 1: and so he just, you know, just overall not a 375 00:18:21,720 --> 00:18:22,200 Speaker 1: great guy. 376 00:18:22,600 --> 00:18:26,280 Speaker 2: Yeah, an a hole if you will, and like relished it. 377 00:18:26,400 --> 00:18:29,000 Speaker 2: He was a Yes, he was a very classic troll. 378 00:18:29,600 --> 00:18:31,320 Speaker 2: And it seems like it was years and years ago, 379 00:18:31,359 --> 00:18:33,640 Speaker 2: but he's still in jail. Did you go to jail 380 00:18:33,680 --> 00:18:35,560 Speaker 2: for it? 381 00:18:36,080 --> 00:18:38,520 Speaker 1: Because he yes, he also had a what are those 382 00:18:38,560 --> 00:18:41,960 Speaker 1: things called the oh not he was a vetro capitalist. No, 383 00:18:42,040 --> 00:18:45,320 Speaker 1: he was a hedge fund. Hedge fund, yep. And so 384 00:18:45,800 --> 00:18:47,919 Speaker 1: he did some like you know, oftentimes people will do 385 00:18:47,960 --> 00:18:51,879 Speaker 1: these morally you know, immoral things, but that's not the 386 00:18:51,880 --> 00:18:54,680 Speaker 1: thing that catches them. It's almost always like taxes, right, 387 00:18:54,960 --> 00:18:57,080 Speaker 1: So so yeah, so he did something with the hedge 388 00:18:57,080 --> 00:18:59,160 Speaker 1: fund and he paid in a way that he wasn't 389 00:18:59,200 --> 00:19:01,359 Speaker 1: supposed to or drew in away he wasn't supposed to, 390 00:19:01,400 --> 00:19:05,000 Speaker 1: and they got him basically for seven years. So you know, 391 00:19:05,160 --> 00:19:07,480 Speaker 1: whatever you know, he gets his just do. But so 392 00:19:07,600 --> 00:19:12,240 Speaker 1: this young woman, Christine, she was assigned to cover him 393 00:19:12,760 --> 00:19:14,280 Speaker 1: and she was one of the first people to kind 394 00:19:14,280 --> 00:19:17,840 Speaker 1: of write a story about him. And as his profile grew, 395 00:19:17,920 --> 00:19:20,240 Speaker 1: you know, she she became closer and closer to him, 396 00:19:20,280 --> 00:19:23,760 Speaker 1: and I guess eventually fell in love with this guy. Meanwhile, 397 00:19:23,800 --> 00:19:27,600 Speaker 1: she was married and she was a respective reporter at 398 00:19:27,600 --> 00:19:30,200 Speaker 1: corner to Elle at Bloomberg. She quit her job because 399 00:19:30,240 --> 00:19:33,359 Speaker 1: they were like, this is a complic of interest. Married, 400 00:19:33,440 --> 00:19:37,120 Speaker 1: quit her job just like it, moved to New Jersey 401 00:19:37,200 --> 00:19:38,960 Speaker 1: to be close to the jail. But he's in it. 402 00:19:39,160 --> 00:19:42,360 Speaker 1: Just it was a crazy story. I was like, what 403 00:19:42,480 --> 00:19:45,960 Speaker 1: is this? So you think that's crazy? So I know 404 00:19:46,000 --> 00:19:50,720 Speaker 1: you're not on clubhouse much, mandra I've been listening. Well 405 00:19:50,800 --> 00:19:52,560 Speaker 1: last night I happened to be scrolling and there was 406 00:19:52,760 --> 00:20:00,160 Speaker 1: a clubhouse room that said about that that Martin, Oh 407 00:20:00,240 --> 00:20:05,000 Speaker 1: you heard it. I would have joined. I know I 408 00:20:05,000 --> 00:20:08,320 Speaker 1: should have, right, So it was like about that that 409 00:20:08,520 --> 00:20:10,639 Speaker 1: l story basically, and I was like, okay. So like 410 00:20:10,640 --> 00:20:11,960 Speaker 1: I poked my head in and they were just talking 411 00:20:11,960 --> 00:20:13,720 Speaker 1: about it. I was like, because that's what made me look. 412 00:20:13,840 --> 00:20:15,320 Speaker 1: I was like, what about the story? So I googled 413 00:20:15,320 --> 00:20:16,760 Speaker 1: it and I read it. I was like, oh, Solicia's 414 00:20:16,800 --> 00:20:19,359 Speaker 1: no biggie. And then I happened to be on the 415 00:20:19,400 --> 00:20:25,440 Speaker 1: twitters and someone was like, ooh, child Christine is in 416 00:20:25,520 --> 00:20:28,000 Speaker 1: a clubhouse discussing the article. I'm like, no, she's not. 417 00:20:28,280 --> 00:20:31,639 Speaker 1: So I flew to cross clubhouse digitally blue and I 418 00:20:31,720 --> 00:20:34,440 Speaker 1: found that clubhouse room and listened for like a good 419 00:20:34,520 --> 00:20:39,080 Speaker 1: thirty forty minutes. Honestly, she sounds a little cuckoos for 420 00:20:39,119 --> 00:20:44,880 Speaker 1: Coco Pops, Like I don't know whether she something snapped 421 00:20:44,920 --> 00:20:50,359 Speaker 1: in her or she is a sociopath herself or she 422 00:20:52,240 --> 00:20:55,800 Speaker 1: it seems like she really enjoys the negativity. Like she 423 00:20:55,960 --> 00:20:58,040 Speaker 1: was relishing and like nobody was yelling at her. Everybody 424 00:20:58,080 --> 00:21:00,240 Speaker 1: was like, you know, just asking questions and things. But 425 00:21:01,160 --> 00:21:03,400 Speaker 1: it seemed like she actually enjoyed all of. 426 00:21:03,320 --> 00:21:06,160 Speaker 2: This attention, like yeah, attention. 427 00:21:07,160 --> 00:21:08,920 Speaker 1: And so it was such a such a strange thing. 428 00:21:09,040 --> 00:21:11,640 Speaker 1: It's like it's almost like you got caught for stealing 429 00:21:11,800 --> 00:21:15,360 Speaker 1: and now you're like in front of the store and 430 00:21:15,480 --> 00:21:17,240 Speaker 1: you know, you have handcuffs on nevers looking at you 431 00:21:17,320 --> 00:21:19,400 Speaker 1: like you still and you're smiling like yeah I did, 432 00:21:19,440 --> 00:21:20,760 Speaker 1: so let me tell you. I was like trying to 433 00:21:20,760 --> 00:21:23,080 Speaker 1: get gummy bear Like that's what it sounded like, like 434 00:21:24,160 --> 00:21:26,040 Speaker 1: this is not really a good thing, why are you 435 00:21:26,080 --> 00:21:28,720 Speaker 1: so happy about it? But the part that was really crazy, 436 00:21:28,800 --> 00:21:31,480 Speaker 1: after all of this is said and done, after you've 437 00:21:31,920 --> 00:21:35,880 Speaker 1: basically trashed your life for this guy, he said, yeah, 438 00:21:35,880 --> 00:21:36,960 Speaker 1: I don't want to talk to you anymore. 439 00:21:37,280 --> 00:21:39,879 Speaker 2: Oh that ending was really heartbreaking. Yeah. 440 00:21:40,119 --> 00:21:47,960 Speaker 1: Yes, when they said that, even yeah your endeavors, I 441 00:21:48,000 --> 00:21:49,920 Speaker 1: was like, and you were told that by a reporter 442 00:21:50,200 --> 00:21:50,879 Speaker 1: who's watching. 443 00:21:52,359 --> 00:21:54,040 Speaker 2: I wasn't. I'm not going to pretend like we were 444 00:21:54,040 --> 00:21:54,680 Speaker 2: great friends. 445 00:21:55,080 --> 00:21:55,280 Speaker 1: You know. 446 00:21:55,320 --> 00:21:57,480 Speaker 2: I had not thought about Christy in a long time, 447 00:21:57,840 --> 00:22:00,600 Speaker 2: but I guess as a as a fellow, he human being, 448 00:22:00,880 --> 00:22:04,320 Speaker 2: my heart does ache for her. I do feel, I mean, 449 00:22:04,359 --> 00:22:07,399 Speaker 2: without just based on this article and having not given 450 00:22:07,480 --> 00:22:10,200 Speaker 2: him very many of my brain cells in the past 451 00:22:10,200 --> 00:22:12,320 Speaker 2: to think about him. I just imagined to be a 452 00:22:12,400 --> 00:22:16,359 Speaker 2: very manipulative person and as a reporter, you I do, 453 00:22:16,480 --> 00:22:19,359 Speaker 2: and especially a reporter who's covering like a personality like this. 454 00:22:19,760 --> 00:22:22,040 Speaker 2: They can make you feel very special if they if 455 00:22:22,080 --> 00:22:25,120 Speaker 2: you get special access to them. So I can really 456 00:22:25,160 --> 00:22:27,560 Speaker 2: see how he might have lured her in with that 457 00:22:27,560 --> 00:22:29,720 Speaker 2: that feeling of you're the only one I'm talking to, 458 00:22:29,800 --> 00:22:33,080 Speaker 2: et cetera. But then to like she froze her eggs 459 00:22:33,080 --> 00:22:37,320 Speaker 2: for him, you know, And and I don't necessarily I 460 00:22:37,320 --> 00:22:39,520 Speaker 2: think I saw I was. I had enough time to 461 00:22:39,560 --> 00:22:42,360 Speaker 2: read a couple of like hot takes on Twitter, and 462 00:22:42,520 --> 00:22:46,439 Speaker 2: someone had had tweeted that. You know, in life, often 463 00:22:46,440 --> 00:22:49,760 Speaker 2: when people are unhappy with their circumstances, they'll they'll sort 464 00:22:49,800 --> 00:22:52,560 Speaker 2: of like trigger their own they'll blow it up themselves. 465 00:22:52,960 --> 00:22:55,680 Speaker 2: And it's sort of like, so I have to imagine 466 00:22:55,720 --> 00:22:58,679 Speaker 2: she must have been really struggling. Maybe she didn't love 467 00:22:58,720 --> 00:23:01,439 Speaker 2: her career, maybe she didn't love you know, her relationship, 468 00:23:01,480 --> 00:23:03,960 Speaker 2: and maybe she was looking for something different, and then 469 00:23:04,080 --> 00:23:08,560 Speaker 2: you know, this opportunity presented itself to her for whatever reason. 470 00:23:08,640 --> 00:23:12,119 Speaker 2: Like I do empathize with her at the same time, 471 00:23:12,280 --> 00:23:14,280 Speaker 2: I think the only she only had something to gain 472 00:23:14,320 --> 00:23:17,720 Speaker 2: from this, which was notoriety and the potential for what 473 00:23:17,960 --> 00:23:20,000 Speaker 2: a book deal that she seems to be really wanting, 474 00:23:20,560 --> 00:23:23,640 Speaker 2: and maybe a movie deal about their love affair, but like, 475 00:23:24,359 --> 00:23:26,680 Speaker 2: who wants to see if we don't need that, Oh 476 00:23:26,720 --> 00:23:29,800 Speaker 2: my god, that's all I can think. Why else would 477 00:23:29,800 --> 00:23:31,399 Speaker 2: she want to go out with this story and do 478 00:23:31,440 --> 00:23:33,480 Speaker 2: it in such a public fashion. 479 00:23:34,200 --> 00:23:36,920 Speaker 1: I know. I was like, what's going on here? It 480 00:23:36,960 --> 00:23:40,679 Speaker 1: was just so surreal, Like could be on Clubhouse and 481 00:23:40,720 --> 00:23:44,119 Speaker 1: I'm like, wait, what so with somebody interviewing her, Like 482 00:23:44,280 --> 00:23:46,879 Speaker 1: so clubhouse is so funny, like you just talk in 483 00:23:46,880 --> 00:23:47,160 Speaker 1: your room. 484 00:23:47,160 --> 00:23:49,119 Speaker 2: People are just talking, like how do you do? You 485 00:23:49,119 --> 00:23:52,920 Speaker 2: have to like be invited to talk or yes, okay, god, 486 00:23:53,000 --> 00:23:54,320 Speaker 2: so you have to so you can raise your hand 487 00:23:54,359 --> 00:23:54,680 Speaker 2: to ask. 488 00:23:54,920 --> 00:23:56,439 Speaker 1: So I just was like, okay, so I just popped in. 489 00:23:56,480 --> 00:23:59,200 Speaker 1: I just basically was listening. So, you know, because usually 490 00:23:59,200 --> 00:24:00,879 Speaker 1: what I do with Clubhouse the first week I'm not 491 00:24:00,920 --> 00:24:02,440 Speaker 1: gonna lie. First, maybe a week or two, I didn't 492 00:24:02,440 --> 00:24:03,720 Speaker 1: really like it. I was like I don't get it, 493 00:24:03,920 --> 00:24:05,840 Speaker 1: and now I get it. So I look for a 494 00:24:05,880 --> 00:24:08,360 Speaker 1: room where I think I can find value. So I'm like, oh, 495 00:24:08,400 --> 00:24:10,520 Speaker 1: this is a you know, about how to market an 496 00:24:10,560 --> 00:24:13,359 Speaker 1: eight figure business or how to promote your children's book. 497 00:24:13,359 --> 00:24:14,320 Speaker 1: I was in a room like that, and I was 498 00:24:14,359 --> 00:24:16,920 Speaker 1: just listening for new ways. So I'll listen and then 499 00:24:17,160 --> 00:24:19,200 Speaker 1: sometimes if I think I can add something, I would 500 00:24:19,240 --> 00:24:22,359 Speaker 1: say maybe a good twenty percent of the time I 501 00:24:22,480 --> 00:24:24,359 Speaker 1: might raise my hand to add something where I'm like, 502 00:24:24,359 --> 00:24:26,399 Speaker 1: oh I can add And then eighty percent, though, I'm 503 00:24:26,440 --> 00:24:28,520 Speaker 1: usually in rooms where I'm just listening and learning, and 504 00:24:28,560 --> 00:24:30,719 Speaker 1: like you take away a little nugget or like a 505 00:24:30,720 --> 00:24:33,199 Speaker 1: website or whatever and it's really good or someone to follow. 506 00:24:33,600 --> 00:24:36,080 Speaker 1: So anyway, so you know that, then there are rooms 507 00:24:36,119 --> 00:24:38,320 Speaker 1: like that where people are just discussing things. So sometimes 508 00:24:38,320 --> 00:24:42,200 Speaker 1: I for me, I like joining sometimes like the fashion 509 00:24:42,359 --> 00:24:46,199 Speaker 1: and merchandising rooms because it's just a different type of 510 00:24:46,200 --> 00:24:48,119 Speaker 1: business and so it helps me expand the way I 511 00:24:48,119 --> 00:24:49,840 Speaker 1: think about business, So I like to listen to those. 512 00:24:50,240 --> 00:24:54,560 Speaker 1: So anyway, Yeah, it was just pretty wild for that 513 00:24:54,760 --> 00:24:56,800 Speaker 1: article to come out and then to go on clubhouse 514 00:24:56,800 --> 00:24:57,800 Speaker 1: and be like, wait, she's here. 515 00:24:58,480 --> 00:25:01,679 Speaker 2: Wait what for any kind of coverage right now? 516 00:25:01,720 --> 00:25:03,560 Speaker 1: That's how I yeah, And that's what someone said to her. 517 00:25:03,600 --> 00:25:06,280 Speaker 1: They were like, girl, yeah, honestly, it was a couple 518 00:25:06,280 --> 00:25:07,960 Speaker 1: of sisters that call her out. They're like, it must 519 00:25:08,040 --> 00:25:10,199 Speaker 1: be nice to lean into your right privilege to be 520 00:25:10,240 --> 00:25:12,879 Speaker 1: able to do this, but girl, the rest of us 521 00:25:12,920 --> 00:25:14,919 Speaker 1: out here working like it's this does not work out 522 00:25:14,960 --> 00:25:17,680 Speaker 1: for people like us, you know. Yeah, and someone people 523 00:25:17,680 --> 00:25:19,359 Speaker 1: were like, it seems like you're delighting in all of this, 524 00:25:19,560 --> 00:25:21,719 Speaker 1: So yeah, I think she is. 525 00:25:21,760 --> 00:25:24,719 Speaker 2: I almost think she's and maybe some part of her 526 00:25:24,760 --> 00:25:27,840 Speaker 2: things too, that that he will come back to her beak. 527 00:25:27,880 --> 00:25:29,520 Speaker 2: And I think she even said that in the article 528 00:25:29,560 --> 00:25:33,360 Speaker 2: that or the writer did that by bringing this relationship public, 529 00:25:33,440 --> 00:25:35,439 Speaker 2: it'll kind of because he doesn't talked to her in 530 00:25:35,480 --> 00:25:39,200 Speaker 2: a year, like a whole year, and she can't call him. 531 00:25:39,200 --> 00:25:40,679 Speaker 2: He can only call her, and he hasn't called her 532 00:25:40,680 --> 00:25:41,240 Speaker 2: in a year. 533 00:25:41,440 --> 00:25:44,280 Speaker 1: And I'm like, it's someone's like, he's not busy, sis, 534 00:25:44,440 --> 00:25:46,800 Speaker 1: he's sending your signals. There's nothing to. 535 00:25:46,760 --> 00:25:49,040 Speaker 2: Do, and Jane let him go, let him go, but 536 00:25:49,080 --> 00:25:49,360 Speaker 2: she does. 537 00:25:49,440 --> 00:25:51,360 Speaker 1: I will say this, like of all the other things 538 00:25:51,359 --> 00:25:54,120 Speaker 1: that seemed kind of like disingenuous when she spoke, one 539 00:25:54,119 --> 00:25:56,359 Speaker 1: thing that did seem genuine was that she does seem 540 00:25:56,400 --> 00:26:00,680 Speaker 1: to genuinely love him, whatever love looks like with her 541 00:26:00,760 --> 00:26:01,399 Speaker 1: mental state. 542 00:26:01,520 --> 00:26:03,480 Speaker 2: You know, Well, there's books that have been written about 543 00:26:03,520 --> 00:26:05,760 Speaker 2: like people who fall in love with people in prison 544 00:26:06,280 --> 00:26:08,919 Speaker 2: who they've never met before, and there's a whole like 545 00:26:09,040 --> 00:26:11,840 Speaker 2: subculture that is a is a movie I would watch, 546 00:26:12,040 --> 00:26:13,919 Speaker 2: like a documentary or something like that about people who 547 00:26:13,920 --> 00:26:16,000 Speaker 2: fall in love with people in prison. So I mean, 548 00:26:16,280 --> 00:26:19,399 Speaker 2: she's not the first person to pine for someone in prison, 549 00:26:19,400 --> 00:26:22,280 Speaker 2: but I mean, they don't even like whatever. I don't know. 550 00:26:22,400 --> 00:26:25,399 Speaker 2: It's interesting, it's very weird to have that, you know, 551 00:26:25,480 --> 00:26:28,040 Speaker 2: worked with her in the past. But I wish her 552 00:26:28,040 --> 00:26:32,840 Speaker 2: well and uh oh god, I'm just sad that she's 553 00:26:32,920 --> 00:26:36,000 Speaker 2: made this farmer bro like a topic again, because I 554 00:26:36,119 --> 00:26:37,760 Speaker 2: know we had just forgotten about him. 555 00:26:37,760 --> 00:26:39,879 Speaker 1: I feel like, hey, and I'm not gonna lie. He 556 00:26:39,920 --> 00:26:41,119 Speaker 1: looks very strange. 557 00:26:41,800 --> 00:26:45,160 Speaker 2: He looks like you think he would look with his personality, 558 00:26:45,240 --> 00:26:54,880 Speaker 2: like he is like very like pasty and you know, dickish. Yeah, 559 00:26:55,000 --> 00:26:56,920 Speaker 2: like a face you could punch, like a punchable face. 560 00:26:57,080 --> 00:27:01,040 Speaker 1: Yes, a face you could punch. Was a person, you'd 561 00:27:01,040 --> 00:27:03,359 Speaker 1: be like, oh, that's what it looks like. A dictionary. 562 00:27:03,560 --> 00:27:05,439 Speaker 2: Yeah, I don't even know where to go from there. 563 00:27:05,480 --> 00:27:07,959 Speaker 2: I'm like calmbing my brain. How do we go now? 564 00:27:08,160 --> 00:27:11,320 Speaker 1: From from now, we'll just going to questions. Let's just see. 565 00:27:11,359 --> 00:27:13,040 Speaker 2: Yeah, it's the end of the year, and it's the 566 00:27:13,119 --> 00:27:15,360 Speaker 2: end of this segment. Let's take a quick break. We'll 567 00:27:15,400 --> 00:27:50,960 Speaker 2: be right back with your questions. All right, we are 568 00:27:51,000 --> 00:27:52,480 Speaker 2: back with your questions. 569 00:27:53,840 --> 00:27:54,400 Speaker 1: Hit us up. 570 00:27:54,480 --> 00:27:57,040 Speaker 2: I know that you know, why don't I hope actually 571 00:27:57,080 --> 00:27:59,600 Speaker 2: that none of y'all are traveling very far or anywhere 572 00:27:59,640 --> 00:28:01,760 Speaker 2: for that matter, for the holidays. But maybe you're sitting 573 00:28:01,800 --> 00:28:04,879 Speaker 2: at home taking a break, trying to get your you know, finances, 574 00:28:04,920 --> 00:28:07,000 Speaker 2: make your big career moves. In twenty twenty one, doing 575 00:28:07,040 --> 00:28:09,000 Speaker 2: your vision boards, Tiffany, didn't you say you just did 576 00:28:09,040 --> 00:28:11,120 Speaker 2: a vision board party over the weekend. 577 00:28:11,240 --> 00:28:14,280 Speaker 1: I did one this weekend for this company. It was 578 00:28:14,280 --> 00:28:17,600 Speaker 1: called It's creative What are they on Instagram? They do 579 00:28:17,640 --> 00:28:19,439 Speaker 1: stuff like all the time. It's like free, and it 580 00:28:19,480 --> 00:28:22,880 Speaker 1: was like so much fun. It was called creative culture 581 00:28:23,080 --> 00:28:24,480 Speaker 1: or something. I feel like a lot of us all 582 00:28:24,480 --> 00:28:28,400 Speaker 1: follow that we know create, create and cultivate. 583 00:28:28,600 --> 00:28:30,520 Speaker 2: Yeah, oh why do I know them? Okay, yeah, I've 584 00:28:30,560 --> 00:28:30,960 Speaker 2: heard of them. 585 00:28:31,040 --> 00:28:32,639 Speaker 1: Yeah, they were. It just was really fun. So we 586 00:28:32,760 --> 00:28:36,760 Speaker 1: just the They had like some weekend kind of like 587 00:28:37,520 --> 00:28:39,920 Speaker 1: future planning party. It was called like the future you 588 00:28:40,200 --> 00:28:42,680 Speaker 1: a digital festival, and so they had a bunch of 589 00:28:42,680 --> 00:28:44,440 Speaker 1: people teaching stuff and I'm not gonna lie, this was 590 00:28:44,480 --> 00:28:46,880 Speaker 1: the most fun I had in so long. So I 591 00:28:47,000 --> 00:28:51,520 Speaker 1: shared like my vision board process and there were like, 592 00:28:51,560 --> 00:28:53,160 Speaker 1: you know, a few hundred women on there, and we 593 00:28:53,280 --> 00:28:55,120 Speaker 1: just talked about how to make their vision board, what 594 00:28:55,240 --> 00:28:58,040 Speaker 1: materials they needed. But then to really how to take 595 00:28:58,080 --> 00:29:00,160 Speaker 1: your vision board off your board and into real life. 596 00:29:00,200 --> 00:29:02,520 Speaker 1: So it was a lot of fun. That's cool. 597 00:29:02,560 --> 00:29:04,400 Speaker 2: I have never done a vision board. Do you think 598 00:29:04,400 --> 00:29:04,840 Speaker 2: I should? 599 00:29:05,480 --> 00:29:06,960 Speaker 1: I mean, it's up to you. I think here's what 600 00:29:07,000 --> 00:29:09,800 Speaker 1: I think. I always think that, however, you vision plan 601 00:29:10,000 --> 00:29:14,440 Speaker 1: should be specifically in alignment with your personality. So if 602 00:29:14,480 --> 00:29:16,880 Speaker 1: I was a photographer, I would vision plan by taking 603 00:29:16,920 --> 00:29:19,320 Speaker 1: pictures or cutting off pictures and putting them up. If 604 00:29:19,360 --> 00:29:21,360 Speaker 1: I was a painter, I would paint what you see, 605 00:29:21,360 --> 00:29:25,600 Speaker 1: what I mean, like, that's where you would be best useful. 606 00:29:25,680 --> 00:29:28,680 Speaker 1: So if you're a writer, you might vision plan by journaling. 607 00:29:29,120 --> 00:29:31,560 Speaker 1: So I just like, I'm very visual, so I like 608 00:29:31,680 --> 00:29:35,360 Speaker 1: to do I use this kind of like some corkboard thing, 609 00:29:35,680 --> 00:29:38,480 Speaker 1: so I could take things off and on. And I 610 00:29:38,520 --> 00:29:40,120 Speaker 1: have the same vision board for the last ten years, 611 00:29:40,120 --> 00:29:42,600 Speaker 1: and I just as things come true, I take the 612 00:29:42,640 --> 00:29:44,720 Speaker 1: thing those things off and then add new things on. 613 00:29:45,080 --> 00:29:47,280 Speaker 1: But I love it just because, like it's not some 614 00:29:47,400 --> 00:29:49,800 Speaker 1: magical thing. But what it does is like it helps 615 00:29:49,840 --> 00:29:52,520 Speaker 1: me remind myself the things that I'm working toward. And 616 00:29:52,520 --> 00:29:54,120 Speaker 1: I'm not gonna lie. I usually i'll do it. I'll 617 00:29:54,120 --> 00:29:56,480 Speaker 1: put it on the wall and I won't even consciously 618 00:29:56,480 --> 00:29:58,680 Speaker 1: look at it. Like I was looking at my vision board. 619 00:29:58,680 --> 00:30:01,120 Speaker 1: I was like, oh, snap, so much of this stuff 620 00:30:01,160 --> 00:30:03,360 Speaker 1: came true. I forgot I put that on there, and like. 621 00:30:03,280 --> 00:30:05,080 Speaker 2: What are some things on there that you look back 622 00:30:05,120 --> 00:30:07,000 Speaker 2: and you're like, dang, I really did manifest that. 623 00:30:07,440 --> 00:30:10,920 Speaker 1: So launching like a successful Happy Birthday Molly Moore in book, 624 00:30:10,960 --> 00:30:13,600 Speaker 1: and I'm like I even had like the old cover 625 00:30:13,680 --> 00:30:15,200 Speaker 1: a picture of it, like this is going to be 626 00:30:15,640 --> 00:30:17,800 Speaker 1: you know, it's going to have a successful a book launch. 627 00:30:17,800 --> 00:30:19,640 Speaker 1: And we made six figures this year of Molly Moore. 628 00:30:19,680 --> 00:30:22,160 Speaker 1: I was like, oh, that's on here. I always have 629 00:30:22,280 --> 00:30:24,960 Speaker 1: some financial goals, so on there. What I do with 630 00:30:25,000 --> 00:30:26,520 Speaker 1: my vision board is I split it in half. I 631 00:30:26,520 --> 00:30:28,840 Speaker 1: put like a masking tape down the middle, and I 632 00:30:28,880 --> 00:30:32,600 Speaker 1: do a professional and a personal half. Professional half. I have, Yeah, 633 00:30:32,640 --> 00:30:34,880 Speaker 1: I have like a dollar bill that I like, I 634 00:30:34,960 --> 00:30:37,520 Speaker 1: like put little stickies on to say fifteen million dollars. 635 00:30:37,840 --> 00:30:41,000 Speaker 1: And the business has crossed over fifteen million dollars this year, 636 00:30:41,040 --> 00:30:43,600 Speaker 1: I mean since the inception. And I was like, oh, 637 00:30:43,720 --> 00:30:46,280 Speaker 1: it happened. And then on the personal side, something that 638 00:30:46,320 --> 00:30:49,200 Speaker 1: did not happen. I've had serena Williams on my personal 639 00:30:49,200 --> 00:30:51,080 Speaker 1: side for the last ten years. We don't hit that yet, 640 00:30:51,080 --> 00:30:53,440 Speaker 1: but that's why wait what part of her married to 641 00:30:53,480 --> 00:31:02,000 Speaker 1: the co founder of redded or the Okay, but yeah, yes, 642 00:31:02,160 --> 00:31:04,360 Speaker 1: I was like, we ain't hit that yet. I was like, 643 00:31:04,400 --> 00:31:06,120 Speaker 1: that's all right, you know, one day, one day we 644 00:31:06,160 --> 00:31:09,200 Speaker 1: gonna have that body and then So I always have 645 00:31:09,280 --> 00:31:11,200 Speaker 1: travel stuff on my personal side. So I have like 646 00:31:11,440 --> 00:31:13,640 Speaker 1: which was crazy because we didn't go nowhere, but I 647 00:31:13,680 --> 00:31:17,000 Speaker 1: had of Charleston I've never been. I have China, have Egypt, 648 00:31:17,240 --> 00:31:19,000 Speaker 1: and so I always on my personal side have some 649 00:31:19,040 --> 00:31:22,240 Speaker 1: travel stuff. I also have like what do I have, Like, 650 00:31:22,280 --> 00:31:24,000 Speaker 1: you know, I have romances on because I'm like I 651 00:31:24,080 --> 00:31:26,160 Speaker 1: want to, you know, still be very much in love 652 00:31:26,160 --> 00:31:28,560 Speaker 1: with my hubby. I have a baby on here and 653 00:31:28,600 --> 00:31:31,240 Speaker 1: so yeah, so that will stay on. So yeah, I 654 00:31:31,320 --> 00:31:33,440 Speaker 1: just I like to I like to address because my 655 00:31:34,240 --> 00:31:36,880 Speaker 1: professional life plays such a major role in my life. 656 00:31:36,960 --> 00:31:38,880 Speaker 1: So I like to have a professional side on the 657 00:31:38,920 --> 00:31:41,280 Speaker 1: personal side. And some of it is just sticky notes 658 00:31:41,320 --> 00:31:42,880 Speaker 1: with things written on it, and some of it is 659 00:31:42,920 --> 00:31:45,400 Speaker 1: like just pictures. Some of it I cut out words. 660 00:31:45,680 --> 00:31:48,520 Speaker 1: So whatever kind of moves you and makes you say, oh, 661 00:31:48,760 --> 00:31:50,480 Speaker 1: you know, but I encourage everyone to make on. I 662 00:31:50,480 --> 00:31:53,200 Speaker 1: make one with my sisters and Supergirl and I usually 663 00:31:53,200 --> 00:31:56,760 Speaker 1: have a vision board party every year, but obviously it's 664 00:31:56,760 --> 00:31:59,760 Speaker 1: not happening, so instead me, Supergirl and my sister will 665 00:32:00,160 --> 00:32:00,880 Speaker 1: just do one together. 666 00:32:01,080 --> 00:32:04,280 Speaker 2: That's really nice, And I think the for me, you 667 00:32:04,280 --> 00:32:06,480 Speaker 2: know you don't, And I think it's great that you 668 00:32:06,520 --> 00:32:07,800 Speaker 2: can say, you know, you don't have to like go 669 00:32:07,880 --> 00:32:09,480 Speaker 2: all out with your vision board. It can be writing 670 00:32:09,480 --> 00:32:13,360 Speaker 2: down or just something super simple, you know, because the 671 00:32:13,400 --> 00:32:16,000 Speaker 2: important thing is that you think about a different vision 672 00:32:16,000 --> 00:32:17,920 Speaker 2: for yourself if you're not happy with what's going on 673 00:32:17,960 --> 00:32:20,880 Speaker 2: in your life now. And it's sort of it's like 674 00:32:20,920 --> 00:32:24,800 Speaker 2: an annual check in where you can say, what do 675 00:32:24,840 --> 00:32:26,800 Speaker 2: I like about where I'm at now and where do 676 00:32:26,880 --> 00:32:28,840 Speaker 2: I want to be? Because I think sometimes when you're 677 00:32:28,880 --> 00:32:30,880 Speaker 2: in a rut, you kind of get in this cycle 678 00:32:30,920 --> 00:32:33,560 Speaker 2: of like, oh this is this is it, Like this 679 00:32:33,600 --> 00:32:35,320 Speaker 2: is how good it can be and I'm just gonna 680 00:32:35,360 --> 00:32:38,560 Speaker 2: be okay with this and you know, deal with something 681 00:32:38,640 --> 00:32:41,640 Speaker 2: that I'm not entirely excited about. And maybe this is 682 00:32:41,880 --> 00:32:44,600 Speaker 2: maybe sitting down to do a vision board can remind you, 683 00:32:44,600 --> 00:32:47,760 Speaker 2: you know, what gets you excited? What what kind of 684 00:32:47,760 --> 00:32:49,760 Speaker 2: gets your heart pumping. What did you want to do 685 00:32:49,800 --> 00:32:51,320 Speaker 2: when you were a kid that you never really got 686 00:32:51,360 --> 00:32:53,200 Speaker 2: around to do? Those types of things? I think I 687 00:32:53,520 --> 00:32:56,240 Speaker 2: do one I'm dead. I would love to see Husby's 688 00:32:56,800 --> 00:32:57,280 Speaker 2: vision board. 689 00:32:57,400 --> 00:32:58,880 Speaker 1: Oh you should. I think it's a good you know, 690 00:32:58,920 --> 00:33:01,040 Speaker 1: because I, like I said, it's just a good activity 691 00:33:01,080 --> 00:33:03,880 Speaker 1: to kind of bring forth your your goals and dreams. 692 00:33:04,000 --> 00:33:06,480 Speaker 1: But the one rule there's usually there's really no rule 693 00:33:06,480 --> 00:33:08,479 Speaker 1: for vision boarding except for this one rule, which is 694 00:33:08,800 --> 00:33:11,680 Speaker 1: you speak about your goals and the positive. So I 695 00:33:11,720 --> 00:33:14,520 Speaker 1: wouldn't say, don't gain any more weight, it would just 696 00:33:14,560 --> 00:33:17,719 Speaker 1: be like to have a fit body like Serena, you know. 697 00:33:18,000 --> 00:33:22,640 Speaker 1: Or I wouldn't say, like stop spending instead I would 698 00:33:22,640 --> 00:33:25,360 Speaker 1: say save more. So that's really the only rule is 699 00:33:25,400 --> 00:33:27,040 Speaker 1: that you speak in the positive. You post in the 700 00:33:27,120 --> 00:33:31,280 Speaker 1: positive on your vision board, because that negative talk actually 701 00:33:31,920 --> 00:33:35,680 Speaker 1: it actually redirects your attention to what you don't have. 702 00:33:35,760 --> 00:33:38,960 Speaker 1: And if you speak negatively, you that's what you see 703 00:33:39,040 --> 00:33:40,840 Speaker 1: and that's what you feel, and that's what you help 704 00:33:40,920 --> 00:33:43,360 Speaker 1: to quite honestly bring more of that into your life. 705 00:33:43,440 --> 00:33:46,200 Speaker 1: I learned that not just some vision boarding, but even 706 00:33:46,840 --> 00:33:48,840 Speaker 1: like in top psychology, like when I first used to 707 00:33:48,920 --> 00:33:52,640 Speaker 1: teach when I first started teaching preschool. Every preschool classroom 708 00:33:52,640 --> 00:33:54,440 Speaker 1: has a set of rules. So we had like three rules. 709 00:33:54,440 --> 00:33:57,720 Speaker 1: It was like mine, we're no hitting, no running, and 710 00:33:58,960 --> 00:34:01,880 Speaker 1: no yelling or something like that. And I remember thinking, oh, 711 00:34:01,920 --> 00:34:04,959 Speaker 1: these are so good, and a teacher they always when 712 00:34:04,960 --> 00:34:07,320 Speaker 1: you're a new teacher, they always match you with a 713 00:34:07,440 --> 00:34:10,240 Speaker 1: what's to call a teacher, A like a like a 714 00:34:10,280 --> 00:34:13,000 Speaker 1: seasoned teacher. And she was like, no, that your rules 715 00:34:13,040 --> 00:34:15,160 Speaker 1: to me are speaking in the negative. She said, when 716 00:34:15,160 --> 00:34:17,960 Speaker 1: you have no hitting kids here hit, no running, they 717 00:34:17,960 --> 00:34:20,239 Speaker 1: hear run, no yelling they hear yell. You have to 718 00:34:20,239 --> 00:34:22,520 Speaker 1: speak in the positive. So instead it was like I 719 00:34:22,640 --> 00:34:27,200 Speaker 1: changed it to walking feet, I changed it to use 720 00:34:27,200 --> 00:34:31,479 Speaker 1: your inside voice, and I changed it to nice hands 721 00:34:31,560 --> 00:34:33,279 Speaker 1: or something like that, like you know, use your your 722 00:34:33,320 --> 00:34:36,560 Speaker 1: your you know, play nice hands, using nice hands or 723 00:34:36,640 --> 00:34:39,120 Speaker 1: something to that effect. Right, So but then I learned 724 00:34:39,200 --> 00:34:41,040 Speaker 1: because she was like, you know that if you you 725 00:34:41,080 --> 00:34:44,560 Speaker 1: want to reinforce the positive, not reinforcing the negatives. And 726 00:34:44,600 --> 00:34:46,400 Speaker 1: so I was just like wow, So that's really the 727 00:34:46,480 --> 00:34:48,200 Speaker 1: only rule for your vision board, just to make sure 728 00:34:48,239 --> 00:34:50,880 Speaker 1: that you're not putting the anti that you're putting the 729 00:34:50,880 --> 00:34:52,520 Speaker 1: thing that you actually want, not the thing that you 730 00:34:52,520 --> 00:34:54,840 Speaker 1: don't want on your vision board or or vision journal 731 00:34:54,960 --> 00:34:57,000 Speaker 1: or vision painting or picture or whatever. 732 00:34:57,200 --> 00:34:59,239 Speaker 2: Well, I loved it. And the reason I brought up 733 00:34:59,280 --> 00:35:01,080 Speaker 2: vision boarding at all because as I was thinking about 734 00:35:01,160 --> 00:35:03,400 Speaker 2: y'all's questions, I was like, send us some questions, like, 735 00:35:03,680 --> 00:35:05,520 Speaker 2: or tell us what your vision board for twenty twenty 736 00:35:05,560 --> 00:35:08,280 Speaker 2: one looks like other than just a big fat dose 737 00:35:08,280 --> 00:35:11,000 Speaker 2: of a vaccine, you know, and a nice cocktail. But 738 00:35:11,160 --> 00:35:13,160 Speaker 2: what do y'all have planned for twenty twenty one? And 739 00:35:13,280 --> 00:35:16,479 Speaker 2: are there any questions you have? And that also leads 740 00:35:16,480 --> 00:35:18,879 Speaker 2: me to the questions that I chose for today's show 741 00:35:18,880 --> 00:35:21,719 Speaker 2: because I feel like they came from two listeners who 742 00:35:21,760 --> 00:35:26,960 Speaker 2: are each weighing some interesting career slash money decisions that 743 00:35:27,000 --> 00:35:29,280 Speaker 2: folks might relate to. So let me pull those up 744 00:35:29,960 --> 00:35:31,480 Speaker 2: for twenty twenty one. I'm going to get a real 745 00:35:31,520 --> 00:35:32,880 Speaker 2: podcast set up so I don't have to jog all 746 00:35:32,880 --> 00:35:38,120 Speaker 2: these pillows. This is embarrassing, Okay. Our first question comes 747 00:35:38,120 --> 00:35:40,400 Speaker 2: from someone who like to remain anonymous, which is fine, 748 00:35:40,480 --> 00:35:44,040 Speaker 2: we will call her Patricia. Patricia says, I am twenty 749 00:35:44,080 --> 00:35:46,560 Speaker 2: five and pretty early on in my career I have 750 00:35:46,640 --> 00:35:50,200 Speaker 2: a secure salary job with almost five thousand dollars in 751 00:35:50,280 --> 00:35:53,320 Speaker 2: my four one K and savings of about five thousand dollars. 752 00:35:53,840 --> 00:35:56,279 Speaker 2: I have fifty thousand dollars in student debt and a 753 00:35:56,320 --> 00:35:58,360 Speaker 2: little bit of credit card debt. I live in with 754 00:35:58,400 --> 00:36:00,720 Speaker 2: my folks now, and I'm not paying rent, saving money. 755 00:36:00,760 --> 00:36:03,319 Speaker 2: So here's my question. I want to quit my job 756 00:36:03,360 --> 00:36:06,680 Speaker 2: because I'm unsatisfied. It does not make me happy. Should 757 00:36:06,719 --> 00:36:09,560 Speaker 2: I wait until, I say, until I can secure something else, 758 00:36:10,000 --> 00:36:12,120 Speaker 2: or put my personal health first and put a two 759 00:36:12,120 --> 00:36:14,880 Speaker 2: week notice in now and hope I find something, or 760 00:36:14,920 --> 00:36:17,760 Speaker 2: hope I find another job asap. I have a degree 761 00:36:17,840 --> 00:36:20,920 Speaker 2: and two years a professional work experience, so I'm semi 762 00:36:20,920 --> 00:36:25,759 Speaker 2: confident I can find something fast. Any feedback is appreciated. 763 00:36:27,040 --> 00:36:29,000 Speaker 1: Can I show you this meme that, like I saw, 764 00:36:29,280 --> 00:36:32,320 Speaker 1: someone said, nobody quits a job like a millennial and 765 00:36:32,400 --> 00:36:39,040 Speaker 1: a toxic environment. It's true, we love ourselves mental health. 766 00:36:39,080 --> 00:36:40,239 Speaker 1: You know what, I don't even like the way you 767 00:36:40,239 --> 00:36:41,799 Speaker 1: guys got the a c up here. I don't even 768 00:36:41,840 --> 00:36:43,439 Speaker 1: I don't know appreciate this. I told you all about 769 00:36:43,440 --> 00:36:48,279 Speaker 1: the AC I'm out. Yeah, it's true. Well, what's her name? 770 00:36:48,320 --> 00:36:49,000 Speaker 1: Does she say her name? 771 00:36:49,080 --> 00:36:53,200 Speaker 2: She wants to be anonymous, we're gonna call her Patricia. 772 00:36:52,160 --> 00:36:55,960 Speaker 1: Patty Patty Patty. So here's the thing. I actually had 773 00:36:56,040 --> 00:36:58,479 Speaker 1: two of my friends who actually did get sick at work, 774 00:36:58,480 --> 00:37:00,759 Speaker 1: meaning like it was like really but it was a 775 00:37:00,840 --> 00:37:03,719 Speaker 1: very toxic, like dangerous kind of like environment with a 776 00:37:03,800 --> 00:37:06,239 Speaker 1: level of toxicity and how are they're being treated and 777 00:37:06,320 --> 00:37:10,760 Speaker 1: so it was affecting them mostly but also mentally and physically. 778 00:37:11,560 --> 00:37:13,520 Speaker 1: I actually had a friend who got Bell's palsy, like 779 00:37:13,600 --> 00:37:15,279 Speaker 1: you know, one side of her face stopped moving because 780 00:37:15,320 --> 00:37:17,680 Speaker 1: of the level of stress. Now, we don't want that 781 00:37:17,760 --> 00:37:22,360 Speaker 1: for you, but I also want that you're not because 782 00:37:22,400 --> 00:37:24,680 Speaker 1: there is I don't really like this job, like you know, 783 00:37:24,760 --> 00:37:27,160 Speaker 1: for example, I'm gonna cashier on McDonald's. Don't really like 784 00:37:27,200 --> 00:37:30,040 Speaker 1: this job. And there's my boss is inappropriate and says 785 00:37:30,040 --> 00:37:32,279 Speaker 1: things to me that makes me feel uncomfortable. The things 786 00:37:32,280 --> 00:37:34,680 Speaker 1: that we're doing are not ethical. So I just want 787 00:37:34,680 --> 00:37:39,120 Speaker 1: to make sure that you should absolutely leave. If it's 788 00:37:39,120 --> 00:37:42,960 Speaker 1: a toxic, unsafe environment, you don't have to wait, thank god, 789 00:37:43,000 --> 00:37:44,719 Speaker 1: you know, you're home with your mom and your dad 790 00:37:44,960 --> 00:37:48,120 Speaker 1: and your parents. But if it's a I don't really 791 00:37:48,160 --> 00:37:51,120 Speaker 1: like it because it doesn't fulfill me. You know, it's 792 00:37:51,239 --> 00:37:55,000 Speaker 1: okay to stay until you have another job, because that's 793 00:37:55,040 --> 00:37:56,920 Speaker 1: going to happen in life. You're twenty five, and I 794 00:37:56,960 --> 00:37:59,600 Speaker 1: get it, But I just want to make sure because 795 00:37:59,680 --> 00:38:03,640 Speaker 1: you don't want to be someone who thinks that challenges 796 00:38:03,719 --> 00:38:06,759 Speaker 1: mean that you you turn around and you leave, you know, 797 00:38:07,160 --> 00:38:08,640 Speaker 1: unless you know what I mean. So I just want 798 00:38:08,680 --> 00:38:10,000 Speaker 1: to make sure that that's what it is. But I 799 00:38:10,000 --> 00:38:11,720 Speaker 1: also want to honor that it might really be toxic, 800 00:38:11,760 --> 00:38:13,680 Speaker 1: and I don't want you to stay somewhere patty where 801 00:38:13,680 --> 00:38:15,960 Speaker 1: it's like a really like not safe space. But if 802 00:38:15,960 --> 00:38:18,280 Speaker 1: it's just because you don't like it, because it's not interesting, 803 00:38:18,320 --> 00:38:20,680 Speaker 1: it's not fun, it's boring. Maybe your boss is not 804 00:38:20,719 --> 00:38:23,040 Speaker 1: the nicest, but they're not like you know, they're not like, 805 00:38:23,080 --> 00:38:25,359 Speaker 1: you know, mistreating you, they're just like you know, they're 806 00:38:25,360 --> 00:38:27,600 Speaker 1: not the nicest. Then those are things that you can 807 00:38:28,120 --> 00:38:31,239 Speaker 1: you can wait like sift through and wait on until 808 00:38:31,239 --> 00:38:33,160 Speaker 1: you find another job. I just don't want you dropping 809 00:38:33,160 --> 00:38:34,040 Speaker 1: from place to place. 810 00:38:34,920 --> 00:38:37,600 Speaker 2: Yeah. I have been that twenty five year old one 811 00:38:37,640 --> 00:38:39,560 Speaker 2: hundred percent, and I think a lot of twenty five 812 00:38:39,640 --> 00:38:41,200 Speaker 2: year olds you're not going to like love your first 813 00:38:41,320 --> 00:38:43,960 Speaker 2: job working out of college or grad school. Sounds like 814 00:38:44,000 --> 00:38:46,480 Speaker 2: you got your job out of grad school. Yeah, I 815 00:38:46,480 --> 00:38:49,319 Speaker 2: mean it's okay to not be satisfied. I think it's 816 00:38:49,680 --> 00:38:52,520 Speaker 2: don't don't. And she doesn't say anything about being in danger, 817 00:38:52,760 --> 00:38:56,000 Speaker 2: like why necessarily she's unsatisfied. She doesn't even use the 818 00:38:56,000 --> 00:38:58,719 Speaker 2: word toxic. So it's simply that you just aren't loving 819 00:38:58,760 --> 00:38:59,360 Speaker 2: what you're doing. 820 00:39:00,080 --> 00:39:00,880 Speaker 1: I might like. 821 00:39:01,120 --> 00:39:03,520 Speaker 2: And Tiffany was talking about flipping things to a positive 822 00:39:03,560 --> 00:39:06,520 Speaker 2: perspective earlier, and I've always approached my career this way. 823 00:39:07,480 --> 00:39:09,440 Speaker 2: Jobs may not be right for you, but there can 824 00:39:09,560 --> 00:39:11,480 Speaker 2: be something that you get out of them, or at 825 00:39:11,560 --> 00:39:14,320 Speaker 2: least the only thing you get out of them is 826 00:39:14,360 --> 00:39:16,759 Speaker 2: you learned what you don't want in another job. Then 827 00:39:16,760 --> 00:39:19,360 Speaker 2: that's also a positive. So try to find the positive 828 00:39:19,480 --> 00:39:23,879 Speaker 2: and try to keep My least favorite thing about someone 829 00:39:23,920 --> 00:39:26,239 Speaker 2: who's unhappy with where they work is that they tend 830 00:39:26,280 --> 00:39:28,200 Speaker 2: to be really hard to work with because they're just 831 00:39:28,239 --> 00:39:30,320 Speaker 2: so miserable and they just kind of drag them around 832 00:39:30,360 --> 00:39:34,760 Speaker 2: down y'all. I'm sorry, my dog is having a conniption upstairs. Anyway, 833 00:39:35,239 --> 00:39:37,840 Speaker 2: I just and you also, you don't necessarily want to 834 00:39:37,920 --> 00:39:41,440 Speaker 2: leave as the employee who seems like super down and 835 00:39:41,520 --> 00:39:46,880 Speaker 2: like always negative and drags their feet virtually. I would say, 836 00:39:47,360 --> 00:39:49,120 Speaker 2: you know, look at where you're at now, what can 837 00:39:49,160 --> 00:39:52,719 Speaker 2: you continue to contribute? What can you possibly get out 838 00:39:52,719 --> 00:39:55,200 Speaker 2: of this experience? And just make peace with the fact 839 00:39:55,200 --> 00:39:56,560 Speaker 2: that you know this is not going to be your 840 00:39:56,560 --> 00:39:59,480 Speaker 2: forever job, and like, okay, it's not going to be 841 00:39:59,560 --> 00:40:03,040 Speaker 2: your forever job. It's very unusual to get your forever job, 842 00:40:03,239 --> 00:40:05,719 Speaker 2: you know, in your mid twenties. So I think if 843 00:40:05,719 --> 00:40:08,480 Speaker 2: you have a positive attitude, you can leave there on 844 00:40:08,520 --> 00:40:11,839 Speaker 2: a good note. And I don't even you know whether 845 00:40:11,880 --> 00:40:13,879 Speaker 2: you're going to switch industries or not. I just think 846 00:40:14,000 --> 00:40:16,440 Speaker 2: it's it's bad form to leave on a bad note, 847 00:40:16,480 --> 00:40:19,400 Speaker 2: you know, with people kind of you know, feeling like 848 00:40:19,440 --> 00:40:21,880 Speaker 2: you had checked out and you were super negative all 849 00:40:21,920 --> 00:40:25,320 Speaker 2: the time. That being said, if you if you truly 850 00:40:25,360 --> 00:40:29,359 Speaker 2: are unhappy there and you and and it's toxic and 851 00:40:29,400 --> 00:40:32,160 Speaker 2: it's putting your mental health at risk, and you have 852 00:40:32,200 --> 00:40:34,360 Speaker 2: a soft place to land, that is a huge blessing. 853 00:40:34,800 --> 00:40:37,600 Speaker 2: You've got somewhere safe, you're taken care of, you're not 854 00:40:37,920 --> 00:40:40,920 Speaker 2: forced to pay these you know, extra bills, so you 855 00:40:41,200 --> 00:40:42,759 Speaker 2: you know, full well you can quit your job and 856 00:40:42,800 --> 00:40:45,600 Speaker 2: you'll be all right, But what if you stuck it 857 00:40:45,640 --> 00:40:48,239 Speaker 2: out is not hurting you, maybe and you want to 858 00:40:48,239 --> 00:40:51,040 Speaker 2: stick it out, continue getting whatever benefits you can identify. 859 00:40:51,480 --> 00:40:53,759 Speaker 2: Maybe it's a four to one k match, or you 860 00:40:53,800 --> 00:40:56,640 Speaker 2: know a colleague that you enjoy working with or whatnot, 861 00:40:56,719 --> 00:40:59,080 Speaker 2: and you can look for jobs on the side. I'll 862 00:40:59,120 --> 00:41:01,759 Speaker 2: say one thing about times, it's a lot easier to 863 00:41:01,800 --> 00:41:03,600 Speaker 2: sneak out for a virtual interview. 864 00:41:03,920 --> 00:41:06,200 Speaker 1: Yeah, ain't that's the truth? 865 00:41:06,360 --> 00:41:10,160 Speaker 2: So easy, true, so easy, not that I know, but 866 00:41:10,520 --> 00:41:13,080 Speaker 2: you know, you you can do that. You can multitask, 867 00:41:13,239 --> 00:41:15,080 Speaker 2: so why not see what else is out there and 868 00:41:15,600 --> 00:41:19,319 Speaker 2: keep your salary in the meantime. So, yeah, that's that's 869 00:41:19,360 --> 00:41:20,040 Speaker 2: what I would say to that. 870 00:41:20,960 --> 00:41:24,040 Speaker 1: Yeah, just knowing the difference between leaving, you know, a 871 00:41:24,080 --> 00:41:26,080 Speaker 1: toxic place and leaving a place that you're just like, eh, 872 00:41:26,080 --> 00:41:27,560 Speaker 1: I'm the fact, you know, I don't love it here. 873 00:41:27,600 --> 00:41:30,960 Speaker 1: That's not the same thing. Yeah, yeah, probably. 874 00:41:30,560 --> 00:41:31,920 Speaker 2: You're not just not going to love your first job 875 00:41:31,960 --> 00:41:33,919 Speaker 2: out of college and like that's okay. I sure didn't 876 00:41:33,920 --> 00:41:37,600 Speaker 2: love my first job, my first two jobs actually, but 877 00:41:37,719 --> 00:41:41,040 Speaker 2: any who, I had one nonethelesson I was grateful. All right, 878 00:41:41,200 --> 00:41:44,200 Speaker 2: let's move on to all second question. This comes from 879 00:41:44,280 --> 00:41:48,160 Speaker 2: listener named Dasha. She's from the atl A. Hope you're voting, okay. 880 00:41:48,520 --> 00:41:51,560 Speaker 2: Dasha says I recently got married in July of twenty 881 00:41:51,560 --> 00:41:54,960 Speaker 2: twenty and relocated to Georgia. I left behind my teaching 882 00:41:55,040 --> 00:41:57,959 Speaker 2: job of ten years, and unfortunately that also meant leaving 883 00:41:58,000 --> 00:42:01,560 Speaker 2: behind my precious sick time I had saved up. Now 884 00:42:01,560 --> 00:42:03,920 Speaker 2: that me and my partner are planning to have a family, 885 00:42:04,040 --> 00:42:05,920 Speaker 2: I want to stay home with the baby as long 886 00:42:05,960 --> 00:42:09,760 Speaker 2: as possible. However, at my new teaching job, they literally 887 00:42:09,800 --> 00:42:12,359 Speaker 2: gave me three days of six time of sick time 888 00:42:12,960 --> 00:42:15,600 Speaker 2: after paying off some debts. I have enough money left 889 00:42:15,600 --> 00:42:17,440 Speaker 2: over from selling my home to stay home with the 890 00:42:17,440 --> 00:42:20,200 Speaker 2: baby for about six months. Should I use that money 891 00:42:20,200 --> 00:42:22,160 Speaker 2: to stay home with the baby or tough it out, 892 00:42:22,239 --> 00:42:24,360 Speaker 2: go back to work after six weeks and invest that 893 00:42:24,440 --> 00:42:27,759 Speaker 2: money in the baby's future, or just save it. I 894 00:42:27,800 --> 00:42:29,680 Speaker 2: truly appreciate your help and I'm blessed to be part 895 00:42:29,719 --> 00:42:33,320 Speaker 2: of the Brown Ambition community. Thanks again in happy holidays. Also, yes, Mandy, 896 00:42:33,400 --> 00:42:35,720 Speaker 2: my paper ballot has been mailed off for the runoff election. 897 00:42:38,640 --> 00:42:41,560 Speaker 1: I'm sorry. I herd was Georgia. Okay, now we can focus. 898 00:42:41,680 --> 00:42:45,280 Speaker 2: Oh I love it man as a mama. 899 00:42:45,400 --> 00:42:48,800 Speaker 1: I'm just like, God, I was going to say, he 900 00:42:49,120 --> 00:42:50,120 Speaker 1: said stay home with the baby. 901 00:42:50,360 --> 00:42:52,600 Speaker 2: I'm kind of like, yeah, I mean that's what my 902 00:42:52,640 --> 00:42:55,920 Speaker 2: heart says. My heart says, Well, she just got a 903 00:42:55,920 --> 00:42:57,680 Speaker 2: new job. How soon are you trying to have this, kiddo, 904 00:42:57,880 --> 00:42:59,799 Speaker 2: Because if you got three days up front, I mean, 905 00:42:59,840 --> 00:43:02,239 Speaker 2: does that mean like it takes long time to cook 906 00:43:02,239 --> 00:43:05,520 Speaker 2: a child inside, you know, in the next nine to 907 00:43:05,760 --> 00:43:08,680 Speaker 2: twelve months, if you get pregnant right away, you know, 908 00:43:08,800 --> 00:43:11,920 Speaker 2: could you appru more sick time in that process? 909 00:43:12,680 --> 00:43:13,840 Speaker 1: And did she say she's a teacher. 910 00:43:13,840 --> 00:43:15,960 Speaker 2: I had new plans she's a teacher, Yes, teaching job 911 00:43:16,000 --> 00:43:16,360 Speaker 2: in Georgia. 912 00:43:16,440 --> 00:43:19,680 Speaker 1: I wonder. I'm just saying, could she time it for 913 00:43:19,800 --> 00:43:21,520 Speaker 1: summer time so she could extend? 914 00:43:22,560 --> 00:43:25,320 Speaker 2: Oh, I don't think it like a summer break. 915 00:43:26,440 --> 00:43:28,919 Speaker 1: Remember you put me on the app ovia. Ov Ia 916 00:43:29,000 --> 00:43:32,000 Speaker 1: is just a free ovulating app. And could you And 917 00:43:32,040 --> 00:43:34,520 Speaker 1: then there's also they also that same company has a 918 00:43:34,520 --> 00:43:38,960 Speaker 1: pregnancy app, so you can kind of like time You're like, huh, 919 00:43:39,040 --> 00:43:41,600 Speaker 1: I could be pregnant, you know, have the baby, like 920 00:43:41,640 --> 00:43:43,920 Speaker 1: right before the summer, have that time off, have the 921 00:43:43,920 --> 00:43:46,360 Speaker 1: summer off, and then still have like my other weeks, 922 00:43:46,680 --> 00:43:50,680 Speaker 1: So maybe that's an option. Yeah, yeah, but I mean 923 00:43:50,960 --> 00:43:53,960 Speaker 1: there are some things everything it's not financial. This is like, 924 00:43:54,000 --> 00:43:55,719 Speaker 1: for example, what I tell my CEO all the time, 925 00:43:55,719 --> 00:43:58,839 Speaker 1: because she's very, very very system focused and organized, right, 926 00:44:00,120 --> 00:44:03,960 Speaker 1: remind her, I said, remember, systems are here to support people, 927 00:44:04,880 --> 00:44:08,239 Speaker 1: not to suppress them, meaning the system is not in charge. 928 00:44:08,360 --> 00:44:11,759 Speaker 1: So for you, like money is here to be of 929 00:44:11,840 --> 00:44:14,560 Speaker 1: service to you, you are not here to serve money 930 00:44:15,000 --> 00:44:18,239 Speaker 1: that if you want, because you've saved up, if you 931 00:44:18,640 --> 00:44:20,560 Speaker 1: that money is yours to do what you think is 932 00:44:20,600 --> 00:44:23,319 Speaker 1: best for your life. It's not like, yes, it's great 933 00:44:23,320 --> 00:44:25,040 Speaker 1: to save and invest in those things, and of course 934 00:44:25,040 --> 00:44:26,680 Speaker 1: you know, you know, me and Manad are all about that. 935 00:44:26,760 --> 00:44:29,920 Speaker 1: But ultimately that money is a tool for you to 936 00:44:29,960 --> 00:44:32,680 Speaker 1: live the life that you want. So if what you 937 00:44:32,760 --> 00:44:35,200 Speaker 1: want is to stay home with the baby, and the 938 00:44:35,200 --> 00:44:36,799 Speaker 1: truth is from like you know what I hear from 939 00:44:36,800 --> 00:44:39,239 Speaker 1: New Moms, you will know how you feel when the 940 00:44:39,280 --> 00:44:40,840 Speaker 1: baby gets here. I don't care what you think, you 941 00:44:40,880 --> 00:44:45,160 Speaker 1: gonna think, You not gonna know until the baby gets right, Mandy. 942 00:44:44,840 --> 00:44:48,640 Speaker 2: Yeah, I mean I would have personally, and I've been 943 00:44:48,640 --> 00:44:51,479 Speaker 2: candid about this maternityly it was not for me it's 944 00:44:51,960 --> 00:44:53,799 Speaker 2: I mean, it was for me because I did need 945 00:44:53,840 --> 00:44:56,840 Speaker 2: to like keep the tiny human alive. But for me personally, 946 00:44:56,880 --> 00:44:59,759 Speaker 2: me Mandy away from mommy me, it was really really 947 00:44:59,800 --> 00:45:02,160 Speaker 2: hard for me not to have something to focus my 948 00:45:02,200 --> 00:45:03,799 Speaker 2: time and energy on. And it didn't have to be 949 00:45:03,840 --> 00:45:06,960 Speaker 2: a job, but it needed to be something creative, something 950 00:45:07,120 --> 00:45:10,279 Speaker 2: that I could go away to do. So if you're 951 00:45:10,640 --> 00:45:12,680 Speaker 2: you know, you think that you're maybe have a similar mindset. 952 00:45:12,680 --> 00:45:15,319 Speaker 2: You may not even want six months alone. I'm saying, 953 00:45:15,360 --> 00:45:17,640 Speaker 2: like three months is nice, three months and that if 954 00:45:17,680 --> 00:45:20,880 Speaker 2: you have the savings for that, and maybe your timeline 955 00:45:20,960 --> 00:45:22,759 Speaker 2: is maybe you're already pregnant. You just didn't say it, 956 00:45:22,760 --> 00:45:26,120 Speaker 2: but maybe your timeline is such that you know you 957 00:45:26,160 --> 00:45:28,359 Speaker 2: want to have a baby really soon and you want 958 00:45:28,400 --> 00:45:29,920 Speaker 2: to take that time off, and you got money in 959 00:45:29,920 --> 00:45:30,719 Speaker 2: the bank to do it. 960 00:45:31,040 --> 00:45:31,520 Speaker 1: You're already. 961 00:45:31,920 --> 00:45:34,239 Speaker 2: She's a teacher, So I'm kind of feeling like, isn't 962 00:45:34,280 --> 00:45:36,200 Speaker 2: that a pretty stable job? Like you can always get 963 00:45:36,200 --> 00:45:37,080 Speaker 2: a teaching job. 964 00:45:37,880 --> 00:45:39,839 Speaker 1: For the most part. I mean, well, you know, things 965 00:45:39,840 --> 00:45:42,360 Speaker 1: are always a little wonky, but teachers it's not like 966 00:45:42,440 --> 00:45:44,480 Speaker 1: an engineer where you have to look and look and 967 00:45:44,520 --> 00:45:48,680 Speaker 1: look and look. Typically. Yeah, but yeah, so yeah, I 968 00:45:49,280 --> 00:45:51,960 Speaker 1: mean I would to mandas point plan for some time, 969 00:45:52,400 --> 00:45:54,600 Speaker 1: but you might not want the full six months, or 970 00:45:54,640 --> 00:45:58,560 Speaker 1: you might want. You know, everyone is different, and just 971 00:45:58,600 --> 00:46:01,360 Speaker 1: from I remember you, Mandy, just from you being like, mmm, 972 00:46:01,719 --> 00:46:03,720 Speaker 1: you didn't really know what you were going to feel 973 00:46:03,880 --> 00:46:06,719 Speaker 1: until the baby got here. So give yourself some flexibility 974 00:46:07,080 --> 00:46:10,319 Speaker 1: to have some time, take more of need be since 975 00:46:10,320 --> 00:46:12,360 Speaker 1: you have the funds, and take less if need be, 976 00:46:12,480 --> 00:46:13,919 Speaker 1: since you you know, you have the job. 977 00:46:14,160 --> 00:46:16,040 Speaker 2: Oh and I didn't even mention this. The thing is 978 00:46:16,120 --> 00:46:19,480 Speaker 2: she's talking about sick time, because that's how my my 979 00:46:19,560 --> 00:46:22,360 Speaker 2: husband's job worked too. He for his parental leave, he 980 00:46:22,440 --> 00:46:24,040 Speaker 2: had to save up all of us six days and 981 00:46:24,080 --> 00:46:26,680 Speaker 2: even then they max it out at six weeks, and 982 00:46:26,719 --> 00:46:29,680 Speaker 2: he saved them up for over ten years. But anyway, so, 983 00:46:29,840 --> 00:46:32,160 Speaker 2: but what you do have is you do have the FMLA, 984 00:46:32,239 --> 00:46:34,680 Speaker 2: the Family and Medical Leave Act, which does grant every 985 00:46:34,719 --> 00:46:37,520 Speaker 2: employee in the US twelve weeks of unpaid leave. But 986 00:46:37,560 --> 00:46:41,440 Speaker 2: it's twelve weeks, so you can legally take twelve weeks 987 00:46:41,480 --> 00:46:45,040 Speaker 2: of unpaid leave from your teaching job and fully expect 988 00:46:45,120 --> 00:46:47,759 Speaker 2: to come back to a job. By law, now you 989 00:46:47,800 --> 00:46:50,040 Speaker 2: would always have to like cover your expenses over that 990 00:46:50,080 --> 00:46:52,520 Speaker 2: twelve weeks. But so it kind of sounds like like, 991 00:46:52,560 --> 00:46:55,640 Speaker 2: what if you do the twelve weeks and you know, 992 00:46:55,800 --> 00:46:57,600 Speaker 2: see how things are and you want to go back, 993 00:46:57,640 --> 00:47:00,720 Speaker 2: then okay, and you can use your savings, Thank goodness, 994 00:47:00,719 --> 00:47:04,000 Speaker 2: you have some to to to spend, you know, to 995 00:47:04,280 --> 00:47:06,560 Speaker 2: help with the expense is on that time off, and 996 00:47:06,560 --> 00:47:08,759 Speaker 2: then you can go back after that. That that is 997 00:47:08,800 --> 00:47:10,640 Speaker 2: also something to consider. 998 00:47:11,560 --> 00:47:14,520 Speaker 1: Yeah, whenever I hear of FMLA, I always think, my life. 999 00:47:16,000 --> 00:47:17,839 Speaker 2: Come on, they didn't come up with that in the 1000 00:47:17,880 --> 00:47:21,440 Speaker 2: in the you know, in the beme in the meme generation. 1001 00:47:21,960 --> 00:47:24,839 Speaker 1: I've always liked to say, what happen it. 1002 00:47:24,840 --> 00:47:26,759 Speaker 2: Might as well be called that because it's like unpaid leave, 1003 00:47:26,800 --> 00:47:30,480 Speaker 2: and the US has the least generous federal standard for 1004 00:47:30,560 --> 00:47:32,880 Speaker 2: parental leave, the least in the entire world, it feels like, 1005 00:47:33,000 --> 00:47:36,680 Speaker 2: at least among developed countries like ours. But what do 1006 00:47:36,719 --> 00:47:39,000 Speaker 2: you say to like the entire six months? Because I mean, 1007 00:47:39,040 --> 00:47:41,759 Speaker 2: it sounds like she's got this windfall from selling her 1008 00:47:41,800 --> 00:47:43,920 Speaker 2: home in New York. Why did I make up that 1009 00:47:43,920 --> 00:47:45,880 Speaker 2: she's from New York? I don't know. She moved from 1010 00:47:46,040 --> 00:47:48,839 Speaker 2: up north and moved to Georgia, and now she's got 1011 00:47:48,840 --> 00:47:50,600 Speaker 2: this cash in the bank. She does say, you know, 1012 00:47:50,640 --> 00:47:53,399 Speaker 2: should I invest it for my child's future or save 1013 00:47:53,440 --> 00:47:56,520 Speaker 2: it for you know, just plane save it. And if 1014 00:47:56,560 --> 00:47:59,320 Speaker 2: it's the only nest egg that y'all have, that's another 1015 00:47:59,360 --> 00:48:02,319 Speaker 2: reason I'd be like, like hmm, maybe not below the 1016 00:48:02,440 --> 00:48:06,600 Speaker 2: entire thing, yeah, but maybe you take that tiny human 1017 00:48:06,680 --> 00:48:09,560 Speaker 2: that you have to like, yeah, like provide for beyond. 1018 00:48:10,239 --> 00:48:11,640 Speaker 1: You might be yond those six months. 1019 00:48:11,640 --> 00:48:13,319 Speaker 2: You might be skipping back to work if you're like 1020 00:48:13,400 --> 00:48:17,239 Speaker 2: me in the middle of a pandemic, Like, what do 1021 00:48:17,280 --> 00:48:19,760 Speaker 2: you mean I can't come in, but I've been planning 1022 00:48:19,880 --> 00:48:25,160 Speaker 2: for this. Oh my heart goes out to the teachers 1023 00:48:25,160 --> 00:48:26,680 Speaker 2: who have kids at home, though I don't know how 1024 00:48:26,680 --> 00:48:28,399 Speaker 2: Oh my gosh, yo. 1025 00:48:28,480 --> 00:48:30,680 Speaker 1: I used to think to myself it was hard enough 1026 00:48:31,080 --> 00:48:33,759 Speaker 1: when the teachers had kids at home and they were 1027 00:48:33,800 --> 00:48:36,000 Speaker 1: at school, because I was like, yo, you go home 1028 00:48:36,040 --> 00:48:38,600 Speaker 1: to more of this. They're like, girl, So I can't imagine. 1029 00:48:38,600 --> 00:48:41,640 Speaker 1: There's no reprieve. It's like, well, dag yeah, Like I 1030 00:48:41,680 --> 00:48:44,640 Speaker 1: just I just can't even imagine. Like whenever, like I 1031 00:48:44,680 --> 00:48:47,000 Speaker 1: go over to my sister's house and like Roman is 1032 00:48:47,040 --> 00:48:49,440 Speaker 1: taking like his homeschool, that's what he calls it. I'm 1033 00:48:49,440 --> 00:48:53,160 Speaker 1: doing homeschool there, like one kid like that. My sister 1034 00:48:53,200 --> 00:48:55,000 Speaker 1: always has to leave the room not to laugh because 1035 00:48:55,000 --> 00:49:00,600 Speaker 1: he'd be like, tcher, my head is right the Roman room. No, no, no, 1036 00:49:00,680 --> 00:49:02,719 Speaker 1: Roman does it. He's just be looking like, oh, another 1037 00:49:02,800 --> 00:49:07,120 Speaker 1: kid in this yes, but he's always teacher and it's raised. 1038 00:49:07,280 --> 00:49:10,520 Speaker 1: My heat is raised, and it's just hilarious. But you 1039 00:49:10,560 --> 00:49:12,239 Speaker 1: don't want to laugh because you know clearly their parents 1040 00:49:12,239 --> 00:49:13,600 Speaker 1: is in the background, so you don't be giggling at 1041 00:49:13,600 --> 00:49:15,359 Speaker 1: somebody else's kid. So we always go in the other 1042 00:49:15,440 --> 00:49:18,520 Speaker 1: room and just like bust out into tears. But yeah, 1043 00:49:18,560 --> 00:49:21,640 Speaker 1: I just can't imagine that teacher. Teacher is teaching Roman 1044 00:49:21,680 --> 00:49:23,560 Speaker 1: and the rest of these five six year olds and 1045 00:49:23,600 --> 00:49:26,280 Speaker 1: then has a five six year olds who's also like mommy, mommy, mommy, 1046 00:49:26,400 --> 00:49:26,680 Speaker 1: come on. 1047 00:49:26,880 --> 00:49:27,120 Speaker 2: Yeah. 1048 00:49:27,640 --> 00:49:30,120 Speaker 1: So yeah, So no, I think that's a game plan 1049 00:49:30,160 --> 00:49:32,880 Speaker 1: many Mandy. I think that yes, seeing how you feel 1050 00:49:33,200 --> 00:49:35,480 Speaker 1: knowing that you have your twelve weeks either way, but 1051 00:49:35,600 --> 00:49:37,399 Speaker 1: being mindful that you're likely going to need I mean, 1052 00:49:37,440 --> 00:49:39,279 Speaker 1: you have a human to raise, so you're going to 1053 00:49:39,360 --> 00:49:42,680 Speaker 1: need that money like you're going to so But at 1054 00:49:42,680 --> 00:49:45,239 Speaker 1: the same time, I'm all for using money as a 1055 00:49:45,480 --> 00:49:48,120 Speaker 1: tool to live the life that you want. But I 1056 00:49:48,120 --> 00:49:49,839 Speaker 1: don't think you have to make that full decision now, 1057 00:49:50,160 --> 00:49:51,919 Speaker 1: you know. I think that you dip your baby toe 1058 00:49:51,960 --> 00:49:54,439 Speaker 1: in and do more or less depending on how you feel, 1059 00:49:54,480 --> 00:49:56,000 Speaker 1: and that you know when the baby gets here. 1060 00:49:56,239 --> 00:49:58,359 Speaker 2: Yes, one hundred percent. And I hope that y'all moved 1061 00:49:58,360 --> 00:50:00,320 Speaker 2: to Georgia because you got all kinds of really tips. 1062 00:50:00,360 --> 00:50:03,440 Speaker 2: You can provide you some free childcare. Yeah, because it's 1063 00:50:03,560 --> 00:50:07,040 Speaker 2: so nice. I don't know why I left. It takes 1064 00:50:07,120 --> 00:50:09,880 Speaker 2: so little sense why I decided to move away from family. 1065 00:50:09,960 --> 00:50:12,840 Speaker 2: But it's not always about me. Thank you Dasha for 1066 00:50:12,920 --> 00:50:15,640 Speaker 2: your question, Thank you for voting and the Senate runoff 1067 00:50:15,680 --> 00:50:18,160 Speaker 2: in Georgia. Love it all right, guys? That is our 1068 00:50:18,280 --> 00:50:22,000 Speaker 2: questions for this week, our final episode of twenty twenty. 1069 00:50:22,320 --> 00:50:23,960 Speaker 2: Hit us up though we will be back in twenty 1070 00:50:24,040 --> 00:50:26,880 Speaker 2: twenty one, and you can reach us at Bronambition Podcast 1071 00:50:27,000 --> 00:50:31,240 Speaker 2: at gmail dot com dot com. You can also slide 1072 00:50:31,320 --> 00:50:35,000 Speaker 2: into our dms. We are at Brown Ambition Podcast on Instagram. 1073 00:50:35,680 --> 00:50:39,080 Speaker 1: Yes we are. So do you want to do a 1074 00:50:39,160 --> 00:50:40,799 Speaker 1: booster break or do you just want to do like 1075 00:50:40,920 --> 00:50:41,799 Speaker 1: twenty twenty one? 1076 00:50:42,600 --> 00:50:46,600 Speaker 2: Hope for twenty Let's do a boost for twenty twenty, 1077 00:50:46,680 --> 00:50:49,040 Speaker 2: like something positive that came out of this year. I 1078 00:50:49,080 --> 00:50:51,120 Speaker 2: don't know, and then we can talk about twenty twenty one. 1079 00:50:52,000 --> 00:50:55,600 Speaker 2: Lord of Mercy, my twenty twenty boost. I feel like 1080 00:50:55,600 --> 00:50:58,480 Speaker 2: I've been talking a lot, so I think you should go. 1081 00:51:00,320 --> 00:51:05,279 Speaker 1: What is the twenty twenty boosts? I mean there were 1082 00:51:05,360 --> 00:51:09,879 Speaker 1: there were a lot this year. Molly Moore, Yeah, there was, right, 1083 00:51:09,920 --> 00:51:12,280 Speaker 1: it was Molly Moore. You know what I had to say. 1084 00:51:12,400 --> 00:51:14,719 Speaker 1: If I had one real boost for twenty twenty, it 1085 00:51:14,760 --> 00:51:17,000 Speaker 1: was more so me learning to ask for help. 1086 00:51:17,200 --> 00:51:17,480 Speaker 2: Hmm. 1087 00:51:18,239 --> 00:51:20,160 Speaker 1: Like I got like my executive coach for her like 1088 00:51:20,200 --> 00:51:22,040 Speaker 1: I was like drowning in the beginning of the year. 1089 00:51:22,040 --> 00:51:24,239 Speaker 1: I got my executive coaching team to execut my team, 1090 00:51:24,400 --> 00:51:27,440 Speaker 1: to coach my team. It's been amazing. I got my 1091 00:51:27,560 --> 00:51:29,960 Speaker 1: own like, you know, personal kind of like life coach, 1092 00:51:30,000 --> 00:51:32,080 Speaker 1: and she's been awesome. We meet tomorrow, hey, Doctor Green 1093 00:51:32,120 --> 00:51:36,520 Speaker 1: and season I also, you know, like I it just 1094 00:51:36,920 --> 00:51:38,720 Speaker 1: it was just a lot of me asking for help 1095 00:51:39,120 --> 00:51:42,080 Speaker 1: and not not waiting. So I have to say that 1096 00:51:42,160 --> 00:51:45,080 Speaker 1: if twenty twenty revealed anything, it was I don't have 1097 00:51:45,160 --> 00:51:47,040 Speaker 1: to do all the things myself that I can ask 1098 00:51:47,080 --> 00:51:48,840 Speaker 1: for help. It's not that I thought it was a 1099 00:51:48,840 --> 00:51:50,640 Speaker 1: sign of weakness. I'm always someone who doesn't want to 1100 00:51:50,680 --> 00:51:54,080 Speaker 1: quote unquote bother somebody, and I just feel like I 1101 00:51:54,120 --> 00:51:56,200 Speaker 1: ought to know so I'll figure it out. So, you know, 1102 00:51:56,280 --> 00:51:58,640 Speaker 1: I just to me, that's yeah, that's my biggest win. 1103 00:51:58,719 --> 00:52:00,760 Speaker 1: It was just like learning that I don't well, figuring 1104 00:52:00,800 --> 00:52:03,760 Speaker 1: it out sometimes is asking just for help. Yeah. 1105 00:52:05,200 --> 00:52:07,960 Speaker 2: So I love that, And I think you're so set 1106 00:52:08,000 --> 00:52:10,480 Speaker 2: up for twenty twenty one success even more because of 1107 00:52:10,520 --> 00:52:12,800 Speaker 2: the work you put in this year with the executive 1108 00:52:12,800 --> 00:52:15,200 Speaker 2: coach and now you got your got your life coach 1109 00:52:15,280 --> 00:52:18,160 Speaker 2: on deck. I love that, especially because I've been like 1110 00:52:18,320 --> 00:52:20,440 Speaker 2: low key battering you to get it there. 1111 00:52:20,920 --> 00:52:21,799 Speaker 1: I think, I know. 1112 00:52:22,520 --> 00:52:25,480 Speaker 2: So yeah for me my boosts for twenty When I 1113 00:52:25,480 --> 00:52:29,239 Speaker 2: think about this year, I know, God, I know that 1114 00:52:29,320 --> 00:52:33,600 Speaker 2: there's so there was so much darkness, so much death. 1115 00:52:33,760 --> 00:52:36,480 Speaker 2: This summer especially was so hard. I mean I was 1116 00:52:36,560 --> 00:52:38,400 Speaker 2: kind of scrolling through my Instagram, which is like my 1117 00:52:38,480 --> 00:52:41,560 Speaker 2: time capsule. It feels like where was I at in July, 1118 00:52:41,800 --> 00:52:47,319 Speaker 2: you know, when all those protests were happening, and I 1119 00:52:47,480 --> 00:52:49,279 Speaker 2: part of me is just the blessing is to have 1120 00:52:49,360 --> 00:52:52,080 Speaker 2: survived it. The boost is to have survived it. And 1121 00:52:52,160 --> 00:52:56,480 Speaker 2: to be able to go forward reawakened in so many ways. 1122 00:52:56,560 --> 00:53:01,040 Speaker 2: And because I mean, I've always listen, I'm I'm a 1123 00:53:01,040 --> 00:53:03,880 Speaker 2: woman in this world. I've been aware of things for 1124 00:53:03,920 --> 00:53:05,840 Speaker 2: a long time, the way that we move through the 1125 00:53:05,880 --> 00:53:09,520 Speaker 2: world and the challenges we have. But what I'll say 1126 00:53:09,760 --> 00:53:13,120 Speaker 2: is I feel super empowered this year, having seen what 1127 00:53:13,160 --> 00:53:16,680 Speaker 2: our voices can do collectively when we get out there 1128 00:53:16,880 --> 00:53:20,480 Speaker 2: and demand change, and I am excited to take that 1129 00:53:20,520 --> 00:53:21,920 Speaker 2: forward into twenty twenty one with me. 1130 00:53:22,280 --> 00:53:23,320 Speaker 1: And yeah, I just feel. 1131 00:53:23,080 --> 00:53:24,480 Speaker 2: Grateful to have survived it all. 1132 00:53:24,640 --> 00:53:25,600 Speaker 1: I feel. 1133 00:53:27,040 --> 00:53:31,880 Speaker 2: Heartbroken for people who have lost loved ones, and hundreds 1134 00:53:31,880 --> 00:53:33,960 Speaker 2: of thousands of people have died. Thousands of people die 1135 00:53:33,960 --> 00:53:38,520 Speaker 2: every day they still are. That to me is embarrassing 1136 00:53:38,600 --> 00:53:43,000 Speaker 2: and shocking and just tragic. But for some reason, we 1137 00:53:43,040 --> 00:53:46,200 Speaker 2: survive this year, and I got to believe that there 1138 00:53:46,400 --> 00:53:50,040 Speaker 2: is a plan. And I'm so grateful for the time 1139 00:53:50,080 --> 00:53:53,400 Speaker 2: I've had with my son. I'm so grateful for this podcast, Tiffany. 1140 00:53:54,719 --> 00:53:57,719 Speaker 2: It's such a brounding force in my life, truly, this 1141 00:53:57,800 --> 00:54:01,160 Speaker 2: podcast and talking to you every week. So I'm grateful 1142 00:54:01,200 --> 00:54:04,399 Speaker 2: to you for still doing this with me five years. 1143 00:54:04,400 --> 00:54:07,000 Speaker 2: Then we celebrated our five year anniversary this year, that's 1144 00:54:07,040 --> 00:54:07,439 Speaker 2: Craig Cray. 1145 00:54:07,600 --> 00:54:09,480 Speaker 1: Yes, I know it is Craig Gray. 1146 00:54:10,080 --> 00:54:13,320 Speaker 2: All right, I'm done getting all emotional now. But twenty 1147 00:54:13,360 --> 00:54:15,319 Speaker 2: twenty one So okay, so now we've kind of covered 1148 00:54:15,360 --> 00:54:17,480 Speaker 2: what was good about twenty twenty, But what about the 1149 00:54:17,560 --> 00:54:18,000 Speaker 2: new year? 1150 00:54:19,360 --> 00:54:21,960 Speaker 1: Well, what I see for the new year for twenty 1151 00:54:22,000 --> 00:54:24,319 Speaker 1: twenty one, hopefully I have be preggers. I got some 1152 00:54:24,360 --> 00:54:26,520 Speaker 1: good news from the doctor. Remember I think I talked 1153 00:54:26,520 --> 00:54:28,960 Speaker 1: about it like a few I'm not preggers yet, but 1154 00:54:29,960 --> 00:54:31,120 Speaker 1: I think I remember I told you I had to 1155 00:54:31,120 --> 00:54:33,720 Speaker 1: do like a mock kind of like yeah, trial whatever, 1156 00:54:33,760 --> 00:54:35,080 Speaker 1: and they had to see like, oh you know what 1157 00:54:35,160 --> 00:54:37,920 Speaker 1: day am I most like. It's so the way it 1158 00:54:37,920 --> 00:54:39,640 Speaker 1: works is that with IVF, you go through a cycle. 1159 00:54:39,680 --> 00:54:41,759 Speaker 1: That's just when they give you all this medicine to 1160 00:54:41,840 --> 00:54:44,040 Speaker 1: get your insides, you're ready to receive a baby if 1161 00:54:44,040 --> 00:54:48,359 Speaker 1: you already have like an embryo, which is just you know, 1162 00:54:48,840 --> 00:54:51,360 Speaker 1: your your egg mixed with you know, your partner sperm, 1163 00:54:51,400 --> 00:54:54,160 Speaker 1: and they started to grow like basically a baby outside 1164 00:54:54,160 --> 00:54:56,400 Speaker 1: of you. And so they just want to because I 1165 00:54:56,440 --> 00:54:58,960 Speaker 1: have just one healthy embryo left, and they're like, oo's 1166 00:54:59,120 --> 00:55:01,200 Speaker 1: game time. So they wanted to do like a mock 1167 00:55:01,280 --> 00:55:04,320 Speaker 1: cycle to see, Okay, Tiffany, what day, day seven or 1168 00:55:04,400 --> 00:55:07,760 Speaker 1: day eight are you most like, you know, receptive? And 1169 00:55:07,920 --> 00:55:10,200 Speaker 1: it didn't even strike me, is that you because some 1170 00:55:10,239 --> 00:55:13,680 Speaker 1: people actually they'll test you and you your uterus is like, girl, 1171 00:55:14,200 --> 00:55:17,320 Speaker 1: it's not it's not healthy in here, you know. So anyway, 1172 00:55:17,360 --> 00:55:19,680 Speaker 1: the doctor called me today was like, yeah, you're totally receptive. 1173 00:55:19,680 --> 00:55:22,480 Speaker 1: Both days were great. I was like, oh, yeah, so 1174 00:55:22,560 --> 00:55:24,960 Speaker 1: that's good. So that just means basically it's up to me. 1175 00:55:25,040 --> 00:55:28,880 Speaker 1: Now I just have to the next time my mensis 1176 00:55:28,960 --> 00:55:32,080 Speaker 1: as as old African woman will say, y'all medicine, that's 1177 00:55:32,080 --> 00:55:32,520 Speaker 1: just your. 1178 00:55:32,640 --> 00:55:36,160 Speaker 2: Your moon good. I watched a lot of Game of Thrones. God, 1179 00:55:36,719 --> 00:55:40,000 Speaker 2: so the next time Christmas Star, I think y'all should 1180 00:55:40,000 --> 00:55:41,759 Speaker 2: do it at midnight. 1181 00:55:42,600 --> 00:55:44,799 Speaker 1: I could just basically, you know, we could. I could 1182 00:55:44,840 --> 00:55:47,240 Speaker 1: just let them know we could start a cycle. So yeah, 1183 00:55:47,280 --> 00:55:49,279 Speaker 1: so I think hopefully for twenty twenty one, they'll be 1184 00:55:50,080 --> 00:55:53,759 Speaker 1: baby super baby cooking prayerfully for real, like if you 1185 00:55:53,880 --> 00:55:55,799 Speaker 1: whatever it is that you believe, and if you just 1186 00:55:55,840 --> 00:55:59,800 Speaker 1: send either good energy, good raised prayer, accepting all good energy. 1187 00:56:01,080 --> 00:56:02,680 Speaker 1: And I don't know if there's a lot of stuff. 1188 00:56:02,680 --> 00:56:04,200 Speaker 1: You know, my book comes out next year, we'll talk 1189 00:56:04,200 --> 00:56:09,080 Speaker 1: about it more next year. Potential TV show, we'll see. 1190 00:56:09,480 --> 00:56:11,920 Speaker 1: There's been a lot of a lot of production companies 1191 00:56:11,920 --> 00:56:13,440 Speaker 1: have reached out, but there's one in particular that I'm 1192 00:56:13,480 --> 00:56:15,800 Speaker 1: interested in. But we've still been we've been doing a 1193 00:56:15,840 --> 00:56:19,600 Speaker 1: lot of negotiating. Yeah, and just growth, like I want 1194 00:56:19,600 --> 00:56:22,560 Speaker 1: to like, you know, I want to grow in Tiffany, 1195 00:56:22,600 --> 00:56:25,239 Speaker 1: not just as the Budgetisa And that's I'm doing a 1196 00:56:25,239 --> 00:56:27,280 Speaker 1: lot of pulling away from other parts of my business 1197 00:56:27,280 --> 00:56:30,719 Speaker 1: so to have space to grow as Tiffany. So I 1198 00:56:30,760 --> 00:56:31,040 Speaker 1: love it. 1199 00:56:31,080 --> 00:56:32,640 Speaker 2: Where's the first place you're going to travel in the 1200 00:56:32,680 --> 00:56:33,040 Speaker 2: new year? 1201 00:56:33,840 --> 00:56:36,080 Speaker 1: I know, I don't like when we can finally travel. 1202 00:56:35,920 --> 00:56:38,080 Speaker 2: Yeah, like next summers. I don't know. It's hard to 1203 00:56:38,160 --> 00:56:39,879 Speaker 2: be I. 1204 00:56:39,800 --> 00:56:42,640 Speaker 1: Would say domestically, I kind of want to go to Charleston. 1205 00:56:42,680 --> 00:56:43,840 Speaker 1: I just had it so beautiful. 1206 00:56:44,040 --> 00:56:45,160 Speaker 2: Yeah, Charleston. 1207 00:56:45,480 --> 00:56:46,080 Speaker 1: I love that. 1208 00:56:46,520 --> 00:56:48,960 Speaker 2: I've been thinking I'm definitely going to just go to Atlanta, 1209 00:56:49,320 --> 00:56:51,520 Speaker 2: just go see my family, all the family that I've 1210 00:56:51,520 --> 00:56:55,239 Speaker 2: connected with in these virtual times. Twenty twenty one for 1211 00:56:55,360 --> 00:56:59,520 Speaker 2: me looks like a career inflection point. Definitely asking for more, 1212 00:56:59,840 --> 00:57:04,200 Speaker 2: and I've already started those conversations this year, but I'm 1213 00:57:04,200 --> 00:57:05,719 Speaker 2: you know, I talk to you Tiffany about it too, 1214 00:57:05,719 --> 00:57:09,400 Speaker 2: and just expecting bigger and better from myself, and and 1215 00:57:09,520 --> 00:57:11,560 Speaker 2: just looking for a new a new challenge and a 1216 00:57:11,600 --> 00:57:14,759 Speaker 2: new chapter and and new challenges, whether it's you know, 1217 00:57:14,800 --> 00:57:17,160 Speaker 2: where I'm at now or I just feel open to 1218 00:57:17,520 --> 00:57:21,920 Speaker 2: do stuff. And as far as the baby twenty twenty one, 1219 00:57:21,960 --> 00:57:24,400 Speaker 2: I'm excited for him. I'm excited for Rio to like 1220 00:57:24,880 --> 00:57:27,520 Speaker 2: be in the in the in a normal world, you know, 1221 00:57:27,680 --> 00:57:30,400 Speaker 2: I'm excited to see I'm excited slash scared. I'm gonna 1222 00:57:30,480 --> 00:57:32,560 Speaker 2: choose to stay excited because I otherwise I think I'll 1223 00:57:32,600 --> 00:57:35,960 Speaker 2: just be sad about him going to daycare. And just 1224 00:57:36,000 --> 00:57:37,760 Speaker 2: you know, I just keep picturing with like a little 1225 00:57:37,760 --> 00:57:40,360 Speaker 2: baseball cap and a base in a backpack. I don't 1226 00:57:40,360 --> 00:57:41,400 Speaker 2: even think babies need that. 1227 00:57:41,520 --> 00:57:43,840 Speaker 1: Yeah, they love their little back that nothing in it 1228 00:57:43,880 --> 00:57:45,680 Speaker 1: but some papers. 1229 00:57:46,520 --> 00:57:48,560 Speaker 2: Maybe I'll throw, like, you know, some of Molly's chew 1230 00:57:48,600 --> 00:57:50,080 Speaker 2: toys in there. He loves those. 1231 00:57:51,000 --> 00:57:53,200 Speaker 1: But just you know, having him make friends. 1232 00:57:53,240 --> 00:57:56,960 Speaker 2: I'm just very excited to see him. I don't know, 1233 00:57:57,040 --> 00:57:59,400 Speaker 2: I'm just excited to see him, you know, grow up 1234 00:57:59,480 --> 00:58:03,640 Speaker 2: and and uh, you know, just make his own little 1235 00:58:03,800 --> 00:58:08,480 Speaker 2: make his own little trajectory for himself. So twenty twenty one, 1236 00:58:08,520 --> 00:58:11,520 Speaker 2: here we go. Thank y'all for riding with us this year, 1237 00:58:11,720 --> 00:58:15,000 Speaker 2: really truly y'all. Haven and we have new listeners this 1238 00:58:15,120 --> 00:58:17,320 Speaker 2: year on top of everything. So thank y'all for your 1239 00:58:17,320 --> 00:58:20,040 Speaker 2: continued love and support. It means so so much to us. 1240 00:58:20,560 --> 00:58:23,480 Speaker 2: Don't forget to use promo code ho ho ho at 1241 00:58:23,520 --> 00:58:24,480 Speaker 2: Brown Ambition. 1242 00:58:24,600 --> 00:58:29,080 Speaker 3: Store bag Holli's bag. Yeah, we're going to get to 1243 00:58:29,120 --> 00:58:32,880 Speaker 3: Halvey's flag manager Brown Ambitionstore dot com. Thank you for 1244 00:58:32,960 --> 00:58:34,680 Speaker 3: asking use the promo code ho ho ho. 1245 00:58:34,800 --> 00:58:37,440 Speaker 2: What is it? Twenty five percent off I think, So 1246 00:58:37,760 --> 00:58:42,000 Speaker 2: get yourself decked out and just hang in there, y'all. 1247 00:58:42,040 --> 00:58:43,680 Speaker 2: It's going to be a dark winter, but we will 1248 00:58:43,680 --> 00:58:46,480 Speaker 2: get through it. We will and hit us up. Send 1249 00:58:46,560 --> 00:58:49,240 Speaker 2: us your questions, Tiffany, I hope you get some rest, 1250 00:58:50,200 --> 00:58:51,160 Speaker 2: we relaxation. 1251 00:58:52,720 --> 00:58:54,919 Speaker 1: Yes, and you know what, before we go, I would 1252 00:58:55,000 --> 00:58:56,800 Speaker 1: love to give for you guys to give me some 1253 00:58:56,960 --> 00:58:59,760 Speaker 1: like message, just like especially like maybe I don't know, 1254 00:58:59,840 --> 00:59:02,520 Speaker 1: like write on a post on Instagram or that's probably 1255 00:59:02,520 --> 00:59:04,160 Speaker 1: the best, or even tweet me I'm the budgetisted on 1256 00:59:04,200 --> 00:59:07,479 Speaker 1: Instagram and Twitter. A friend of mine. I asked her 1257 00:59:07,600 --> 00:59:09,840 Speaker 1: for some advice because she had helped to launch Tony 1258 00:59:09,920 --> 00:59:13,200 Speaker 1: Robbins's book Money, and I asked her for some advice 1259 00:59:13,200 --> 00:59:15,960 Speaker 1: about how, you know, like some best practices about launching mine. 1260 00:59:16,560 --> 00:59:18,040 Speaker 1: And she had asked me all these questions. I already 1261 00:59:18,040 --> 00:59:19,680 Speaker 1: have a team, we've been working there for like two months, 1262 00:59:19,680 --> 00:59:20,880 Speaker 1: and this and that. She's like, I'm not going to 1263 00:59:20,920 --> 00:59:23,880 Speaker 1: give you any advice. I was like, what, why, Sybil. 1264 00:59:24,200 --> 00:59:25,600 Speaker 1: She was like, you don't. The book is going to 1265 00:59:25,640 --> 00:59:26,960 Speaker 1: do what the book is going to do, Tiffany, you 1266 00:59:27,000 --> 00:59:30,200 Speaker 1: are already doing all of the work. Instead, I want 1267 00:59:30,240 --> 00:59:32,720 Speaker 1: you to tell me how will you celebrate when it's successful. 1268 00:59:33,440 --> 00:59:34,680 Speaker 1: I was like, what she said, because I know you 1269 00:59:34,680 --> 00:59:37,960 Speaker 1: have no plans for celebration. She was like you, She said, 1270 00:59:37,960 --> 00:59:40,760 Speaker 1: I want you to do something slightly tacky. I was like, no. 1271 00:59:43,160 --> 00:59:46,680 Speaker 1: She said slightly tacky, meaning like I want you. She said, 1272 00:59:46,760 --> 00:59:48,760 Speaker 1: do something, Tiffany, I don't want to like, oh we 1273 00:59:48,800 --> 00:59:51,480 Speaker 1: went to dinner. Now. She said, I want something a 1274 00:59:51,480 --> 00:59:54,280 Speaker 1: little ostentatious, a little tacky. Tiffany, you don't never do 1275 00:59:54,320 --> 00:59:57,800 Speaker 1: anything big for yourself. So I would love if if 1276 00:59:57,920 --> 01:00:01,520 Speaker 1: money was not, you know, was not an issue. You know, 1277 01:00:01,640 --> 01:00:04,160 Speaker 1: what would you do in celebration of a big milestone, 1278 01:00:04,160 --> 01:00:07,120 Speaker 1: like your first traditionally published book doing really well? Like, 1279 01:00:07,200 --> 01:00:09,400 Speaker 1: what would you do? Like I said, money is not 1280 01:00:09,440 --> 01:00:11,280 Speaker 1: an object, you know, like it's not an issue at all. 1281 01:00:12,680 --> 01:00:14,360 Speaker 1: But you know, because she was like, girl, I want 1282 01:00:14,360 --> 01:00:16,000 Speaker 1: you to run a private jet and go to Fiji. 1283 01:00:16,040 --> 01:00:21,520 Speaker 1: I was like what she was like, price it out. 1284 01:00:21,600 --> 01:00:23,400 Speaker 1: It might not be as much as you think. So 1285 01:00:23,440 --> 01:00:24,960 Speaker 1: that's the kind of thing. So I would love for 1286 01:00:25,000 --> 01:00:26,320 Speaker 1: you guys to be like girl. If it was me, 1287 01:00:26,440 --> 01:00:28,840 Speaker 1: I would, you know, because I just like, because even 1288 01:00:28,880 --> 01:00:30,479 Speaker 1: if I don't do it, you know, for this, because 1289 01:00:30,480 --> 01:00:33,600 Speaker 1: I'm like simple girl, but I wanted to start thinking 1290 01:00:33,640 --> 01:00:36,640 Speaker 1: outside the box box of ways to like celebrate and 1291 01:00:36,720 --> 01:00:39,320 Speaker 1: mark a moment in time, you know, So yeah, just 1292 01:00:39,400 --> 01:00:42,880 Speaker 1: please at the budgetis to tweet me, you know, message 1293 01:00:42,920 --> 01:00:44,920 Speaker 1: me or post under my ig. I mean, I look 1294 01:00:44,920 --> 01:00:47,200 Speaker 1: at those every day and give me an idea because 1295 01:00:47,200 --> 01:00:49,240 Speaker 1: I would love, you know, I'd love to think about 1296 01:00:49,240 --> 01:00:50,880 Speaker 1: it and then i'll, you know, hopefully ill I'll pick 1297 01:00:50,960 --> 01:00:53,919 Speaker 1: one and celebrate big for next year. 1298 01:00:54,200 --> 01:00:56,400 Speaker 2: Yes, put it on your vision board. Let's fill up 1299 01:00:56,440 --> 01:00:57,479 Speaker 2: to me a vision board. 1300 01:00:58,240 --> 01:00:58,479 Speaker 1: Yes. 1301 01:01:00,160 --> 01:01:03,400 Speaker 2: By Charleston by the little damn city. 1302 01:01:04,080 --> 01:01:06,680 Speaker 1: Well, she said, I'm not gonna lie. A private jet 1303 01:01:06,800 --> 01:01:10,040 Speaker 1: is something like to like actually one day, Like I 1304 01:01:10,080 --> 01:01:11,920 Speaker 1: just always assume maybe one day somebody would hire me 1305 01:01:11,960 --> 01:01:13,920 Speaker 1: and then send a private jet for me. But that 1306 01:01:14,040 --> 01:01:16,200 Speaker 1: was like, all, like that's on like my bucket lists, 1307 01:01:16,240 --> 01:01:17,600 Speaker 1: you know, like of like, oh, to fly in a 1308 01:01:17,640 --> 01:01:18,200 Speaker 1: private jet. 1309 01:01:19,840 --> 01:01:23,720 Speaker 2: You'll be there please. I'm like, you know, I fully 1310 01:01:23,760 --> 01:01:25,880 Speaker 2: expect your book to be on like Oprah's favorite Things 1311 01:01:25,880 --> 01:01:29,960 Speaker 2: list for next year. You and Oprah. There's some energy 1312 01:01:29,960 --> 01:01:33,520 Speaker 2: in the like you and Oprah. She knows about you, Tiffany. 1313 01:01:33,560 --> 01:01:36,000 Speaker 2: I just feel it in my bones. And she's waiting. 1314 01:01:36,440 --> 01:01:38,680 Speaker 2: She's waiting to tap you on your virtual shoulder. 1315 01:01:38,720 --> 01:01:40,480 Speaker 1: If anybody knows Oprah tell I said. 1316 01:01:40,360 --> 01:01:43,120 Speaker 2: Hush, she knows who you are, Like she knows. She's 1317 01:01:43,160 --> 01:01:46,800 Speaker 2: out there, she's watching. She is, all right, Well, we're 1318 01:01:46,800 --> 01:01:50,360 Speaker 2: so excited to see y'all next year. Well, we'll hit 1319 01:01:50,440 --> 01:01:52,080 Speaker 2: you up, you know, let you know we're gonna be 1320 01:01:52,080 --> 01:01:54,120 Speaker 2: back maybe a couple of weeks, see how we feel. 1321 01:01:55,840 --> 01:01:58,040 Speaker 2: Happy New Year to you, Kelly. Thank you for being 1322 01:01:58,040 --> 01:01:59,040 Speaker 2: our badass editor. 1323 01:01:59,560 --> 01:02:01,000 Speaker 1: All yes, thank you so much. 1324 01:02:01,080 --> 01:02:04,480 Speaker 2: Yes, you really saved my booty so we're thankful for 1325 01:02:04,560 --> 01:02:07,400 Speaker 2: you too, and wish you guys all uh blessed and 1326 01:02:07,560 --> 01:02:10,000 Speaker 2: safe holiday and see you in a new year, see 1327 01:02:10,040 --> 01:02:25,920 Speaker 2: you next year. Bye,