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Speaker 1: In this case, it was Kendall Jenner.

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Speaker 2: She had a pepsicoler and it was one of the

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Speaker 2: demonstrations in this time, she emerges to give this pepsi

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Speaker 2: to a police officer, as if to suggest if they

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Speaker 2: reach across and just give them a pepsi, you know,

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Speaker 2: we can break this dividing line and create real community

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Speaker 2: and progress.

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Speaker 1: And I'm like, wait a minute.

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Speaker 2: People suffer blood and died and had to do more

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Speaker 2: than that, and so I made a crack. Well, if

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Speaker 2: he had only known he could give a pepsi, then

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Speaker 2: we wouldn't have had to go through all of it.

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Speaker 3: Right, Hello, I am Tdjason. I want to welcome you

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Speaker 3: all the family from Everywhere to next chapter. Everywhere. You

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Speaker 3: can tell all of your friends to download this podcast

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Speaker 3: and listen in real close, because we have a unique

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Speaker 3: opportunity to sit with history, to embrace thoughts and ideas

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Speaker 3: that we read about in books. But now we come

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Speaker 3: face to face with in the person of my special guests. No,

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Speaker 3: I'm not going to tell you who it is yet.

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Speaker 3: I'm gonna tell you all about her, and then I'm

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Speaker 3: gonna tell you who she is. She is an attorney,

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Speaker 3: she's a minister. She's the CEO of the Martin Luther

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Speaker 3: King Junior Center for Non Violence Social Change, civil rights advocate,

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Speaker 3: peace champion, and the youngest daughter of the civil and

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Speaker 3: human rights icon doctor Martin Luther King and Global thought leader.

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Speaker 3: Doctor Bernice King is who I'm talking about. We have

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Speaker 3: the privilege of hearing from a woman whose leadership reminds

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Speaker 3: us of the enduring power of hope and non violent change.

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Speaker 3: This is doctor Bernice A. King. I'm glad to have

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Speaker 3: you here. We go way back, been out there a

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Speaker 3: long time. When you were laying on your mother's lap

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Speaker 3: at the funeral of your father, I was sitting on

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Speaker 3: the couch with my dad. Oh wow, So I was

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Speaker 3: about the same age, about the same time, and I

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Speaker 3: remember it like it was yesterday. I don't even have

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Speaker 3: to watch it on film. From the wood cart that

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Speaker 3: they carried in in and the horses to Mahelia Jackson singing,

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Speaker 3: move on up a little higher. I live with that

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Speaker 3: through you, and I still know that I did not

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Speaker 3: live it the way you lived it. You lived it

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Speaker 3: up close. We lost an icon, you lost a father,

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Speaker 3: and I've always understood the difference between the two. I

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Speaker 3: admire you I respect you. Your mother and I were

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Speaker 3: great friends because your mother and my mother were great Yes,

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Speaker 3: so we have a lot of history, all the way

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Speaker 3: back to Mary and Alabama. They sang together in the choir.

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Speaker 3: But we have some things to say today that are

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Speaker 3: not just historical. We're going to touch on the historical,

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Speaker 3: but we're going to talk about the fierce urgency of

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Speaker 3: now and what we need to do right now to

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Speaker 3: survive the times that we're living in. Is Mlkday. We

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Speaker 3: are releasing this episode on January nineteenth, twenty twenty six,

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Speaker 3: MLK Day. Right on the spot, what does this day

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Speaker 3: mean to you? What should it mean to you? And

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Speaker 3: what do you want people to do on this day

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Speaker 3: to commemorate the life, the legacy, and the mentality of

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Speaker 3: doctor Martin Luther King. I've got a whole lot to

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Speaker 3: say about it, but there are many many important things

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Speaker 3: that I want to hear from you. Chapter one, Father's Legacy.

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Speaker 3: I want to know something right off the cuff, what

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Speaker 3: is your favorite quote from your dad?

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Speaker 4: From your dad, Well, it's kind of hard to choose

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Speaker 4: a favorite favorite because he says so many things that

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Speaker 4: are just powerful and meaningful that transcends generations.

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Speaker 1: But the one I quote the most because I think it's.

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Speaker 2: Critical that we get it, we get it in our system,

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Speaker 2: that we begin to understand that if we're going to

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Speaker 2: really create a just, humane, equitable, and peaceful world, and

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Speaker 2: that is he said, we're caught and an inexcapable network

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Speaker 2: of mutuality tide in a single garment of destiny. What

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Speaker 2: affects one directly affects all indirectly. And I cannot be

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Speaker 2: all that I ought be until you are all that

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Speaker 2: you ought be. And you cannot be all that you

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Speaker 2: ought be till I am all that I ought be.

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Speaker 2: You know, it talks about the interrelatedness, the interdependence, and

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Speaker 2: the interconnectedness of human life. You know, we live in

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Speaker 2: a time as you know, when you know, everybody's into dismissing, putting,

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Speaker 2: pushing to the side, putting down, wanting to get rid

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Speaker 2: of people. Now, in our philosophy of nonviolence, we're not

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Speaker 2: trying to get rid of people.

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Speaker 1: We're trying to get rid of injustice.

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Speaker 2: You're rid of evil or overcome evil. And so we

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Speaker 2: teach that nonviolence doesn't seek to defeat people, but in justice,

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Speaker 2: so that understanding of the interconnectedness and relatedness and inter dependence,

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Speaker 2: if it's properly understood and embraced, puts you in a

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Speaker 2: posture that the work that you do to resistant justice,

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Speaker 2: you don't become unjust towards the people that you know

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Speaker 2: are fighting against in terms of what they are calls it.

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Speaker 3: I think one of the greatest injustices that I have

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Speaker 3: seen in this country, and it's very appropriate to talk

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Speaker 3: about it at this time, is that doctor MLK Junior

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Speaker 3: has been regulated in the minds of the media and

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Speaker 3: everybody else as a black leader. I don't see him

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Speaker 3: as a black leader. I see him as a national,

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Speaker 3: global leader whose heart was not just for black people,

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Speaker 3: but for all people, and that we might have an

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Speaker 3: equality and a better lifestyle that didn't rob from one

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Speaker 3: to accommodate the other, but leveled the playing field in

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Speaker 3: such a way that we can all sit down at

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Speaker 3: the table, black children and white children and brown children

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Speaker 3: and red children and say free and last, free and last,

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Speaker 3: Thank God Almighty, we are free. At last. We will

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Speaker 3: not be free. That was a quote until we are

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Speaker 3: all free. And so it is that freedom we come

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Speaker 3: to aspire for, to pray for it, to work for,

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Speaker 3: to walk for, to write our Senators for to pick

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Speaker 3: it forward, to do whatever we have to do to

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Speaker 3: make that a reality, not just for us alone, but

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Speaker 3: for our children and our children's children. Your father has

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Speaker 3: long reaching arms, his voice, yet echoes in the anals

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Speaker 3: of our mind to understand more fully and completely the

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Speaker 3: shared humanity of the human race and how important it is.

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Speaker 1: And you know where that comes from, I believe for him.

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Speaker 2: I want to tell this little story. When my father

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Speaker 2: was years old, he had some playmates that were white

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Speaker 2: their parents. Their parents owned a store across the street

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Speaker 2: from the home that he was born in, and every

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Speaker 2: day he played with them. Well, the time came for

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Speaker 2: both of them to enter into the public school system,

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Speaker 2: and at that particular time, he went one day and

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Speaker 2: he was denied the opportunity to play with his friends.

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Speaker 2: I mean, for him, they were his friends, right, you know,

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Speaker 2: he didn't see like color. They were totally even the friends,

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Speaker 2: oblivious to that world that they lived in of segregation.

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Speaker 1: He went home crying.

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Speaker 2: My grandmother had to explain to him all of the

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Speaker 2: history finally from enslavement all the way up to Jim

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Speaker 2: Crowism and the separation.

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Speaker 1: And she said to him, which so many people still have.

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Speaker 2: To say to that black children, unfortunately, you're as good

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Speaker 2: as anybody else. And I think that had such a

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Speaker 2: pression upon him that for the rest of his life.

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Speaker 1: This is the way I tell it for young people.

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Speaker 2: To understand, is that he was looking to be reconnected

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Speaker 2: or reconciled with his white friend. Yes, and so that

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Speaker 2: led his that set the stage for his entire leadership.

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Speaker 2: And that's why although he had the obviously been a

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Speaker 2: black man in America, he had those experiences, but he

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Speaker 2: understood that whole connection, that we are part of a

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Speaker 2: human family, reds of you know, how we define ourselves,

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Speaker 2: we are part of interconnected.

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Speaker 3: Again absolutely, you know. The thing that really intrigues me

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Speaker 3: about that is to begin to recognize and to stand

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Speaker 3: on the impetus of the reality that we that prejudice

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Speaker 3: is a learned behavior. If he had little white friends

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Speaker 3: and they were all playing until they were school aged

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Speaker 3: and schools separated them, that means that bigotry and hatred

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Speaker 3: and prejudice is something that children learn from adults. Little

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Speaker 3: babies don't come here hating each other. It is a

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Speaker 3: learned behavior, and if we can learn it, we can

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Speaker 3: unlearn it. To my dismay, as I begin to study

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Speaker 3: further and further, there was a time that the world

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Speaker 3: existed without hatred toward black people. And if that ever

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Speaker 3: existed pre slavery, then it's possible, just the possibility that

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Speaker 3: one day again we can rise to a higher standard

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Speaker 3: and reach for something better. And I think that we're

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Speaker 3: going to be forced eventually to have to come together

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Speaker 3: because we have so many external enemies, and no doubt

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Speaker 3: globally maybe galactically, that will force us to defend the

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Speaker 3: species in order to better the race. When you start

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Speaker 3: talking about flint, when you start talking about Jackson, missus simp,

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Speaker 3: when you talk about COVID, when you talk about major

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Speaker 3: illnesses that are attacking all types of people without discrimination, exactly,

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Speaker 3: we are required to unite together in order to protect

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Speaker 3: the species. And your father was ahead of his time. Myself,

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Speaker 3: he was ahead of his time. We show could uli

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Speaker 3: him now, you know, we could use him right now

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Speaker 3: in explaining that to us and moving the myths and

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Speaker 3: the disparities that exists when the average African American family

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Speaker 3: makes one dollar to every ten dollars that the average

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Speaker 3: the average white family makes, When you recognize that home

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Speaker 3: ownership only embraces forty two percent of African American people,

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Speaker 3: but seventy five percent of Caucasian people. Even when the

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Speaker 3: credit ratings are the same the approval ratings of access

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Speaker 3: to capital, it will remain that kind of a golf

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Speaker 3: standing in between us. The digital divide is frightening, and

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Speaker 3: the digital divide is critical right.

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Speaker 1: Now, very much so, very much so.

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Speaker 3: Chapter two, don't become and complacent.

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Speaker 1: I want to point something out.

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Speaker 2: As you're talking about all this, which includes the digital divide,

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Speaker 2: There's something I've been trying to disprove with my father.

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Speaker 1: I'm like on a mission.

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Speaker 3: You know.

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Speaker 2: Most of the words I embrace, I respect what he said.

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Speaker 2: This one thing is troubling to me. He said, one

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Speaker 2: of the tragedies still of human history is that the

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Speaker 2: children of darkness are often more zealous and determined than.

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Speaker 1: The children of light. Right, And so as you were.

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Speaker 2: Talking, I was thinking one of the things that we

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Speaker 2: have to understand, you know, as we know out of

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Speaker 2: our faith, evil is always present at hand, right, And

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Speaker 2: so that means that we have to be vigilant. We

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Speaker 2: have to always shine the light. And I think too

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Speaker 2: often people get comfortable with progress, you know, and they

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Speaker 2: settle in, and we've seen that happen since my father's assassination.

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Speaker 2: There have been seasons that that happened, and so the

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Speaker 2: evil just begins to increase and increase. So people need

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Speaker 2: to understand, in the spirit of Martin Luther King, the

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Speaker 2: movement must continue. Mother said, struggles are never in the process.

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Speaker 2: Freedom is never really won. You earn it and win

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Speaker 2: it in every generation. Because I used to be disturbed

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Speaker 2: by all of these racial disparities and discrepancies and all

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Speaker 2: of the injustice in the world, until I listened closely

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Speaker 2: to both of them said and said, our role and

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Speaker 2: responsibility is to stay on the wall, be the nea mayas,

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Speaker 2: don't come down and get distracted by the different things

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Speaker 2: that distract. We have to continue to do good day

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Speaker 2: by day, and we have to do it in a

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Speaker 2: collective sense.

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Speaker 3: I think one of the problems that we have in

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Speaker 3: getting good people to speak up is not always bigotry,

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Speaker 3: but the illusion that in giving us our share, it

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Speaker 3: diminishes their share. Instead of recognizing that we want to

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Speaker 3: make the path bigger, we want to be more inclusive,

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Speaker 3: so that we have more customers, more consumers, more building,

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Speaker 3: more economy. We have the strongest GDP in the world,

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Speaker 3: but it's not evenly distributed amongst all people. And we

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Speaker 3: need to understand that we can distribute it amongst all

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Speaker 3: people and not be communists and not becommunionistic, but to

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Speaker 3: be fair and just and give equal rights, not just

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Speaker 3: through black and white and brown, but male and female,

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Speaker 3: between millennial and baby boomers. If you do the work,

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Speaker 3: y'ah to get the pay and it's not going to

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Speaker 3: happen through natural means. It's only going to happen when

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Speaker 3: we speak up and we cry oud, and we write

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Speaker 3: senators and we do letters and we have meetings. There's

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Speaker 3: a lot You can't have income without influence. You got

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Speaker 3: to understand your influence is capital. There are some of

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Speaker 3: you that could pick up the phone and do more

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Speaker 3: than we did in a march all the way across Atlanta.

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Speaker 3: Just one phone call. One phone call, you could have

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Speaker 3: five people over for dinner and solve a whole neighborhood

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Speaker 3: worth a problem and be profitable and make money. We

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Speaker 3: got rid of DEI not realizing that the companies that

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Speaker 3: embraced DEI made twenty five to thirty percent more profit

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Speaker 3: margin than those that did not. So we are cutting

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Speaker 3: off our nose despite our face.

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Speaker 2: Yeah, I think people don't understand it's an inside game

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Speaker 2: and an outside game, and the two have to connect,

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Speaker 2: you know when you talk about the phone call, the

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Speaker 2: relational Yes, yes, I just had a situation with open AI. Yes,

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Speaker 2: this image was misused. I saw that, and Open AI

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Speaker 2: didn't necessarily do it. They didn't also think about the

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Speaker 2: guardrails that were needed in advance. So when me and

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Speaker 2: John Hope Brian were talking about this, I said, Hey,

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Speaker 2: this is Sam let's just reach out. You know most

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Speaker 2: times and people on social media wanted me to speak out.

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Speaker 2: In that instance, I needed to use my influence inside,

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Speaker 2: which I did, and it made a tremendous difference and

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Speaker 2: helped set the stage for even the other historic and

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Speaker 2: how that's used. So I want people to understand that

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Speaker 2: there is power in your influence.

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Speaker 1: We don't always have to look.

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Speaker 2: I'm for march and I'm for demonstrating, but I think

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Speaker 2: we missed a very important aspect.

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Speaker 1: Of the movement that people don't know about.

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Speaker 2: That's why we do the work we do at the

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Speaker 2: King Center and teaching people about Kingian non violence, which

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Speaker 2: we call non violence three sixty five because there were

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Speaker 2: five steps.

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Speaker 1: Direct action was the fifth.

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Speaker 2: Negotiation was before that, right, right, you know, and sometimes

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Speaker 2: we can call people behind the scenes. Yes, we can

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Speaker 2: work behind the scenes, even if people have to be

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Speaker 2: in the streets.

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Speaker 3: Right.

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Speaker 2: I don't know if there's connectivity between that, because as

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Speaker 2: the people in the streets from my father there were

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Speaker 2: also Okay, Andy will tell you, you've heard the studies.

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Speaker 2: He'd be in the you know, in the room, yeah,

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Speaker 2: talk well, while you know others were in the streets,

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Speaker 2: and Daddy understood that both have to work together synergistically

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Speaker 2: with a strategy.

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Speaker 3: I think that the people in the streets draw attention

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Speaker 3: to it, but the people are to make decisions. Yes,

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Speaker 3: you're not going to make a decision in a march,

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Speaker 3: holding up a place exactly you're going to draw attention.

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Speaker 3: You may get depresses attention. And today that doesn't even

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Speaker 3: work as well as it used to because so many

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Speaker 3: people have marched about so many things and massive numbers

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Speaker 3: and so many cities all across the country that the

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Speaker 3: media doesn't always cover it, the algorithms don't always bring

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Speaker 3: it to the top. It doesn't have the punch that

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Speaker 3: it used to when we had three TV stations. Now

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Speaker 3: we got three hundred and some stations. You know, we

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Speaker 3: got cable, we got streaming, we got.

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Speaker 1: All we just have everybody in their social media.

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Speaker 3: Yeah, everybody thinks they're a reporter, you know. And so

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Speaker 3: I think we're going to be going to have to

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Speaker 3: be more progressive in the way that we approach problems

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Speaker 3: and seek the influence that that's necessary to be able

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Speaker 3: to hold court around a conference table rather than standing

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Speaker 3: around a statue having an argument or having a dispute.

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Speaker 3: Let me ask you this, I don't think that America

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Speaker 3: as a whole is as bigoted as it's some of

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Speaker 3: its leadership, some of its influencers, and some of its press.

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Speaker 3: I don't see us getting on elevators getting into a fight.

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Speaker 3: I don't see us in the grocery store slapping each other,

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Speaker 3: knocking each other down. A lot of us really do

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Speaker 3: want to get along, at least to a degree. But

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Speaker 3: when you watch the news, it looks like we're all

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Speaker 3: getting ready to pull guns and shoot each other. And

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Speaker 3: I think that if our better angels, to borrow Abraham

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Speaker 3: Lincoln's phrase, if our better angels would climb upon our

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Speaker 3: shoulder and begin to speak to us it would be

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Speaker 3: it would cause a transition of all of the hatred

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Speaker 3: and malice. It seems like the people who have the

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Speaker 3: most mouth have the leaf sense and the lease integrity,

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Speaker 3: and we need people who with calmer heads to prevail

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Speaker 3: in such a predominant way that we begin to redefine

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Speaker 3: what it means to be an American, because in the

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Speaker 3: last ten years there has been a steady erosion of

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Speaker 3: the capital of being an American. And I'm glad I

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Speaker 3: use that word because I wanted to talk about that.

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Speaker 3: The last frontier your father was really working on was

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Speaker 3: extending capital and fighting for capital and economic justice for

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Speaker 3: us us to have. And the striking and the marching

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Speaker 3: and the people who were working on trash dumps and

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Speaker 3: everything else were fighting trying to get a.

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Speaker 1: Fair ways and treated with dignity.

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Speaker 3: Yeah, treated with And.

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Speaker 2: So the Southern Christian Nation Conference that he led, they

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Speaker 2: launched an arm of their organization called Operation bird Basket

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Speaker 2: in Atlanta around nineteen sixty two, and it spread across

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Speaker 2: different cities in the nation. And people need to know

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Speaker 2: that SELC was founded by one hundred ministers, and so

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Speaker 2: when they launched Operation bread Basket, it was with the

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Speaker 2: mission to get companies number one, to respect the personhood

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Speaker 2: of black people, because we were not being hired, you know,

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Speaker 2: in higher paying jobs. We were not always treated with

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Speaker 2: dignity on the job. And so they would use the

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Speaker 2: non violent philosophy and principles to call on corporations to

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Speaker 2: hire more blacks, to promote more blacks. And and also

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Speaker 2: they ended up start they started out and you know,

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Speaker 2: affordable housing as well. So they had this whole economic

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Speaker 2: structure that they was they were building out, uh, for

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Speaker 2: the for the black community.

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Speaker 1: And in Memphis.

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Speaker 2: When he went to Memphis, you know, someone invited him

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Speaker 2: there because of what happened to the sanitation workers, and

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Speaker 2: he joined that. But he was in the middle of

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Speaker 2: organizing a poor people's campaign to kind of elevate these

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Speaker 2: economic injustices that didn't just affect the black comp you know,

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Speaker 2: the white appellation, the the the Hispanic population, the poor whites,

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Speaker 2: uh and yeah, and women, women, digenous population. So it

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Speaker 2: was bringing all those people together to highlight the economic

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Speaker 2: inequities in our country.

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Speaker 3: I think a lot of people don't realize that the

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Speaker 3: encompass more white women than it did black people.

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Speaker 1: Benefit handicapped people exactly.

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Speaker 3: They made up the preponderance of the number, and so

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Speaker 3: they thought swiping out DEI was swiping out blacks. But

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Speaker 3: they looked around. They swiped out their grandmothers, They swiped

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Speaker 3: out the bans, they swiped out the.

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Speaker 1: LTB and this cag fire community, it.

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Speaker 3: Is backfiring and the fruit is dying on the vine

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Speaker 3: and we can't get a lot of produce that we

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Speaker 3: need to get, and sometimes we fix something that isn't

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Speaker 3: broke to our own detriments. Do you agree with that?

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Speaker 1: Yeah, that's that's very true.

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Speaker 2: But I mean that goes back to the vigilance that

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Speaker 2: I think we need to have in this nation when

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Speaker 2: people are doing that.

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Speaker 1: I mean, you talked about my father being ahead of

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Speaker 1: his time.

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Speaker 2: We need more people ahead of what's happening, you know, and.

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Speaker 1: We need to see we need to read the tea leaves.

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Speaker 1: It's already been there, right, you know what is it called.

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Speaker 3: Five? Yeah? Yeah?

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Speaker 1: Yeah, yeah that you know that became as a surprise.

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Speaker 3: Suppose a great big, beautiful bills that weren't so beautiful.

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Speaker 1: It became as a surprise. But some of this has

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Speaker 1: been in the working.

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Speaker 2: We've seen it, we've heard it, but we discounted it,

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Speaker 2: We dismissed it, even dismissed when Trump was running for

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Speaker 2: office the first time. We kind of just brushed it

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Speaker 2: off and didn't take it serious. So we got to

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Speaker 2: start really paying attention so that we can prepare better

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Speaker 2: to ensure that we can keep moving in the right direction.

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Speaker 3: I keep telling people about the time you read something

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Speaker 3: in the paper, is over. It is over. Whether it's

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Speaker 3: a land sale, whether it's a mall being built, whether

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Speaker 3: it is an injustice, a murder, a rape, or killing.

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Speaker 3: By the time you read about it in the paper,

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Speaker 3: it is done. By the time they started talking about

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Speaker 3: the great big, beautiful Billy project, yeah, project twenty twenty five,

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Speaker 3: it was already done. It was already done. All the

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Speaker 3: buttons had already been pushed, the books were being printed,

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Speaker 3: It was already in place. Things big things take time.

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Speaker 3: You can't throw them together at the last minute and

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Speaker 3: have the impact that we need to have. And I

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Speaker 3: think we need a strategic plan that has the deposit

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Speaker 3: of time and capital behind it. And we have to

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Speaker 3: talk about capital. Three, opening up of bank. You got

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Speaker 3: to have some serious capital now, Oh yeah, to be

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Speaker 3: heard to even get in the conversation America has become

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Speaker 3: so capitalistic that it has ceased to be It has

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Speaker 3: ceased to be about right and wrong. It has ceased

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Speaker 3: to be about mercy and compassion. It has become so

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Speaker 3: capitalistic that America has become eaten up. If you don't

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Speaker 3: have capital, you don't have a position. You're not on

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Speaker 3: the cabinet, you're not on the board, you're not in

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Speaker 3: the meeting. You can't get things done. And one of

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Speaker 3: the great things that you did is to get involved

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Speaker 3: in capital and to start a bank in the middle

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Speaker 3: of the cot in the middle of the country, and

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Speaker 3: to invest into a bank where in the middle of

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Speaker 3: the country the first time that a black investment has

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Speaker 3: been done in a place like that. What was it

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Speaker 3: that led you to move in that direction?

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Speaker 2: So my business partner, actually Ashley Bell, came to me

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Speaker 2: and said, you know, he had an opportunity to purchase

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Speaker 2: a bank in Salt Lake City, Utah, really Holiday, Utah,

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Speaker 2: and he wanted me to join him with the effort.

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Speaker 1: He told me about.

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Speaker 2: He went to meet with the banking officials with the

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Speaker 2: Latter day Saints Church.

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Speaker 1: Because they're very influential.

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Speaker 2: Yes, Salt Lake City in Utah itself that's where the

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Speaker 2: headquarters is, and when he met with them, they told him, hey,

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Speaker 2: you need to talk to Bernice to get you to

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Speaker 2: the Guard family. I happened to have a relationship with

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Speaker 2: one of the influential families in that church, and I

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Speaker 2: had a conversation with them, connected them with Ashley, and

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Speaker 2: the rest became history. They brought along some of the

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Speaker 2: other members of the Latter day Saints church to help

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Speaker 2: us with some of the fundraising, and they invested in it.

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Speaker 2: But we all along were getting more and more black

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Speaker 2: investors because in order to convert it to an MDI

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Speaker 2: Minority Depository Institute, we had to have black owners. And

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Speaker 2: so it was a majority of black owners with the

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Speaker 2: undergirdy of the Latter day Saints that invested in already

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Speaker 2: existing community bank with no delinquency.

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Speaker 1: Yeah, so we started good.

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Speaker 3: I don't know if they heard you. I don't. First

438
00:25:45,800 --> 00:25:49,719
Speaker 3: of all, I applaud the fact that you understand that

439
00:25:49,840 --> 00:25:52,320
Speaker 3: sometimes you have to make allign since with people that

440
00:25:52,400 --> 00:25:54,200
Speaker 3: you don't line up with about everything.

441
00:25:54,240 --> 00:25:55,679
Speaker 1: But let me tell you this, bitch. You got to

442
00:25:55,680 --> 00:25:57,159
Speaker 1: hear the story because it's incredible.

443
00:25:58,040 --> 00:26:01,560
Speaker 2: In nineteen seventy four ish, the leader of the Mormon

444
00:26:01,680 --> 00:26:05,480
Speaker 2: Church said there was nothing redeemable about black people.

445
00:26:05,800 --> 00:26:07,320
Speaker 3: Wow, hear that.

446
00:26:08,640 --> 00:26:11,040
Speaker 1: Fast forward to twenty twenty five.

447
00:26:11,119 --> 00:26:14,520
Speaker 2: We purchased, we close in June of twenty twenty five

448
00:26:14,800 --> 00:26:21,080
Speaker 2: on this bank. A good portion of our investors are

449
00:26:21,359 --> 00:26:24,920
Speaker 2: our largest investors are members of the Latter day Saints Church.

450
00:26:25,720 --> 00:26:27,560
Speaker 1: And the bank is called Redemption Bank.

451
00:26:28,040 --> 00:26:31,959
Speaker 3: And that is only true because there are some financial

452
00:26:32,040 --> 00:26:36,480
Speaker 3: advantages to black owned properties that made prejudice have to

453
00:26:36,520 --> 00:26:40,120
Speaker 3: go out the window. You had enough capital. That's when

454
00:26:40,200 --> 00:26:42,520
Speaker 3: you be surprised. It's not black, it's not white, it's

455
00:26:42,560 --> 00:26:46,400
Speaker 3: green in America, and understanding that that is a part

456
00:26:46,440 --> 00:26:50,480
Speaker 3: of the process and not just feeding off our own,

457
00:26:50,720 --> 00:26:54,800
Speaker 3: feeding off our own, eating off our only. Bugs. Don't

458
00:26:54,840 --> 00:26:57,000
Speaker 3: get on one leaf and just eat the one leaf up.

459
00:26:57,240 --> 00:26:59,960
Speaker 3: We have to be able to make connections and association.

460
00:27:00,280 --> 00:27:03,600
Speaker 3: We might not agree about everything. Our theology might not

461
00:27:03,720 --> 00:27:07,240
Speaker 3: line up, our doctrines might not line up. One might

462
00:27:07,280 --> 00:27:10,439
Speaker 3: be a bartender and the other one might be a

463
00:27:10,520 --> 00:27:12,960
Speaker 3: prayer meeting leader. But if it's going to move the

464
00:27:13,000 --> 00:27:18,080
Speaker 3: community forward, it took everybody. The barber, the teacher. I

465
00:27:18,119 --> 00:27:21,040
Speaker 3: grew up when we had black communities, you know, and

466
00:27:21,160 --> 00:27:23,600
Speaker 3: the barber and the school teacher lived around the street.

467
00:27:23,800 --> 00:27:25,840
Speaker 3: You couldn't do nothing because they tell you mama in

468
00:27:25,880 --> 00:27:30,960
Speaker 3: a minute. But we had real community. We had real community,

469
00:27:30,960 --> 00:27:34,439
Speaker 3: and we have to understand that today in order to

470
00:27:34,440 --> 00:27:37,120
Speaker 3: get things done on the scale we need to get

471
00:27:37,160 --> 00:27:40,280
Speaker 3: them done. We have to join hands, black hands, white

472
00:27:40,280 --> 00:27:40,840
Speaker 3: hands brown.

473
00:27:41,000 --> 00:27:43,399
Speaker 1: That's why the movement was important.

474
00:27:43,800 --> 00:27:48,120
Speaker 2: Dose their fight to do away with dajuras segregation by law,

475
00:27:49,119 --> 00:27:52,960
Speaker 2: was it critical the fight to create integration because while yes,

476
00:27:53,280 --> 00:27:57,120
Speaker 2: it's people said in the days of the movement, we

477
00:27:57,240 --> 00:28:01,240
Speaker 2: had more black businesses, but we were confors fine to

478
00:28:01,440 --> 00:28:04,800
Speaker 2: our little neighborhood. You don't want to just be in

479
00:28:04,840 --> 00:28:07,359
Speaker 2: your own neighborhoods. You want to be able to collect

480
00:28:07,600 --> 00:28:11,439
Speaker 2: and have customers and clientele from other communities.

481
00:28:10,920 --> 00:28:14,639
Speaker 1: And bring some of that back into So it opened

482
00:28:14,640 --> 00:28:15,000
Speaker 1: the door.

483
00:28:15,119 --> 00:28:18,280
Speaker 3: Oh you want a shout. They may want a shout

484
00:28:18,280 --> 00:28:21,760
Speaker 3: because so many times we are fed the line that

485
00:28:21,920 --> 00:28:24,680
Speaker 3: the money must stay in our community. But it won't

486
00:28:24,720 --> 00:28:26,480
Speaker 3: grow if it stays in our community.

487
00:28:26,800 --> 00:28:28,960
Speaker 2: It definitely won't grow if if we're not placed in

488
00:28:29,000 --> 00:28:31,840
Speaker 2: other community. Yes, I mean we're here in Atlanta right now.

489
00:28:32,680 --> 00:28:35,919
Speaker 2: We have many black businesses that are in Buckhead right,

490
00:28:36,040 --> 00:28:39,520
Speaker 2: which is has been a predominantly white community in Atlanta.

491
00:28:40,080 --> 00:28:43,480
Speaker 2: We have some in Alpharetta, a place in forsythe County

492
00:28:43,520 --> 00:28:46,960
Speaker 2: where even in the eighties we had to leave before.

493
00:28:46,760 --> 00:28:47,800
Speaker 1: Dark and sundowntown.

494
00:28:48,280 --> 00:28:51,240
Speaker 2: Mother and them combined forces with what happened to Hoseal

495
00:28:51,320 --> 00:28:54,760
Speaker 2: Williams being attacked by white supremacists, and they marched on

496
00:28:54,800 --> 00:28:58,480
Speaker 2: forsythe County. From that march, Opracame did her show, and

497
00:28:58,520 --> 00:29:01,520
Speaker 2: then from that there was a racial Commission established, and

498
00:29:01,560 --> 00:29:04,440
Speaker 2: now black people live in Foresyth count they have businesses

499
00:29:04,480 --> 00:29:08,520
Speaker 2: in forty count Yeah, that's what the movement for Justice

500
00:29:08,560 --> 00:29:12,520
Speaker 2: and freedom represented and continues to represent if we align

501
00:29:12,600 --> 00:29:12,960
Speaker 2: with it.

502
00:29:13,360 --> 00:29:19,120
Speaker 3: And it also represents the equity of influence. It's not

503
00:29:19,280 --> 00:29:23,360
Speaker 3: just about money, it's also about influence. Like Oprah did

504
00:29:23,400 --> 00:29:26,320
Speaker 3: her show there exactly. That made a big difference, bringing

505
00:29:26,400 --> 00:29:29,680
Speaker 3: to light see a lot of truth that's being smashed

506
00:29:29,720 --> 00:29:32,040
Speaker 3: down to the ground. One of the things your father

507
00:29:32,120 --> 00:29:34,200
Speaker 3: used to say, didn't write it, but I love it.

508
00:29:34,120 --> 00:29:37,200
Speaker 3: It's truth smashed down to the ground. Whereas again, undaunted

509
00:29:37,920 --> 00:29:40,160
Speaker 3: and right now, truth is being smashed down to the

510
00:29:40,200 --> 00:29:44,440
Speaker 3: ground through books, through other means, through all kinds of statements,

511
00:29:44,480 --> 00:29:49,920
Speaker 3: no more Black History Month, No no more libraries trying

512
00:29:49,960 --> 00:29:53,600
Speaker 3: to be shut down, books taking off the shelf. But

513
00:29:53,680 --> 00:29:56,440
Speaker 3: they're taking books off the shelf at the time that

514
00:29:56,560 --> 00:30:00,520
Speaker 3: we got ai. You're not going to be able to stop.

515
00:30:00,640 --> 00:30:04,160
Speaker 3: Truth is gonna run like a mighty stream. It's gonna

516
00:30:04,200 --> 00:30:06,800
Speaker 3: come up again. It's gonna rise up again. It's gonna

517
00:30:06,800 --> 00:30:09,280
Speaker 3: come up for women, it's gonna come up for all people.

518
00:30:09,520 --> 00:30:13,360
Speaker 3: And that's very, very important. And people are still gonna

519
00:30:13,360 --> 00:30:16,920
Speaker 3: have June teenth, whether you like it or not. They're

520
00:30:16,920 --> 00:30:19,840
Speaker 3: gonna have June teenth, just like they're gonna have cabbage

521
00:30:19,880 --> 00:30:23,680
Speaker 3: and black eyed peas on January one. They're still gonna

522
00:30:23,720 --> 00:30:26,720
Speaker 3: do it because of the culture. And you can't kill

523
00:30:26,840 --> 00:30:34,440
Speaker 3: culture with the tweet. Chapter number four, Big Picture, when

524
00:30:34,520 --> 00:30:38,520
Speaker 3: you look at the economic forecast of where we are

525
00:30:39,320 --> 00:30:43,920
Speaker 3: and you understand that currency is a global discussion, and

526
00:30:44,000 --> 00:30:47,600
Speaker 3: you understand that it's not just America, it's Africa, and

527
00:30:47,600 --> 00:30:51,600
Speaker 3: what's going on in Africa. Flat fastest growing GDP in

528
00:30:51,760 --> 00:30:55,640
Speaker 3: the world is coming out of Africa. We did not

529
00:30:55,920 --> 00:30:59,760
Speaker 3: start when the boats landed. We existed before the boats

530
00:31:00,280 --> 00:31:03,760
Speaker 3: and understanding and make connections so that we don't have

531
00:31:04,080 --> 00:31:06,960
Speaker 3: nothing against Asian people, but we don't need the Asian

532
00:31:07,040 --> 00:31:11,360
Speaker 3: people doing our hair products, doing our face products. We

533
00:31:11,400 --> 00:31:13,640
Speaker 3: could do that ourselves. We can connect, and we can

534
00:31:13,680 --> 00:31:15,959
Speaker 3: do it through our phone. You don't have to be

535
00:31:16,160 --> 00:31:20,360
Speaker 3: rich down to make connections with people overseas and join

536
00:31:20,520 --> 00:31:24,280
Speaker 3: forces together, just like Jewish people do with Israel. We

537
00:31:24,440 --> 00:31:27,480
Speaker 3: have to be able to make connections for the betterment

538
00:31:27,520 --> 00:31:31,160
Speaker 3: of all. Other racists do it exactly. All other racists

539
00:31:31,400 --> 00:31:34,840
Speaker 3: use their global influence to get things done and not

540
00:31:34,960 --> 00:31:36,880
Speaker 3: just people in the neighborhood.

541
00:31:37,480 --> 00:31:41,400
Speaker 2: And connection is important, but the connection needs to be

542
00:31:41,520 --> 00:31:45,880
Speaker 2: very strategic, right, and you have to figure out how

543
00:31:45,920 --> 00:31:50,320
Speaker 2: to truly create enterprise. I think it's important that we

544
00:31:50,440 --> 00:31:55,400
Speaker 2: have small businesses, not knocking that, but I think it's

545
00:31:55,440 --> 00:31:58,280
Speaker 2: time also to shift to creating enterprises. I think there

546
00:31:58,320 --> 00:32:03,160
Speaker 2: has to be an activity. You know, Delta understood that.

547
00:32:03,160 --> 00:32:05,640
Speaker 2: That's why they're one in the marketplace with airlines. They

548
00:32:05,640 --> 00:32:09,880
Speaker 2: started merging. You know, I'm challenging even the small business owners.

549
00:32:09,920 --> 00:32:13,160
Speaker 2: How do you create an enterprise? How do you connect

550
00:32:13,880 --> 00:32:16,160
Speaker 2: in a similar fashion You don't may have they may

551
00:32:16,200 --> 00:32:19,160
Speaker 2: not have to lose your identity, but how do you

552
00:32:19,360 --> 00:32:20,640
Speaker 2: create something larger?

553
00:32:20,920 --> 00:32:22,080
Speaker 1: Because we haven't.

554
00:32:21,800 --> 00:32:25,360
Speaker 2: Cornered anything as a people in the black community. I mean,

555
00:32:25,480 --> 00:32:28,400
Speaker 2: like you said, air cate products, we should be you know,

556
00:32:28,440 --> 00:32:34,160
Speaker 2: the leading UH manufacturers and UH distributors of all of that,

557
00:32:34,280 --> 00:32:34,800
Speaker 2: but we're not.

558
00:32:36,080 --> 00:32:38,720
Speaker 1: So I'm going to go back to Neamiah again.

559
00:32:39,000 --> 00:32:41,120
Speaker 2: When you hear the sound of the trumpet rally there

560
00:32:41,120 --> 00:32:43,560
Speaker 2: and our God will fight for us. There's something about

561
00:32:43,680 --> 00:32:50,920
Speaker 2: joining first forces, connecting UH and coordinating our efforts. So

562
00:32:51,000 --> 00:32:52,719
Speaker 2: if we want to we want we need to build,

563
00:32:53,120 --> 00:32:55,600
Speaker 2: we need to have chains.

564
00:32:56,160 --> 00:32:57,920
Speaker 1: You know what I'm saying. All right with the nation

565
00:32:58,840 --> 00:33:00,160
Speaker 1: in different areas.

566
00:32:59,840 --> 00:33:03,280
Speaker 3: And we have the skill sets and the engineers and

567
00:33:03,320 --> 00:33:07,200
Speaker 3: the technological and we have it. Is not that we

568
00:33:07,240 --> 00:33:10,240
Speaker 3: don't have it. We don't always use it properly to

569
00:33:10,320 --> 00:33:14,240
Speaker 3: its best intent and understand the vision. And a lot

570
00:33:14,240 --> 00:33:17,160
Speaker 3: of it comes down to something that cannot be counted

571
00:33:17,200 --> 00:33:20,680
Speaker 3: by an accountant, cannot be charged by the rs. It's

572
00:33:20,680 --> 00:33:25,880
Speaker 3: called trust. Trust is a commodity that has to sit

573
00:33:25,920 --> 00:33:28,760
Speaker 3: at the table of every boardroom or you can't get

574
00:33:28,760 --> 00:33:31,880
Speaker 3: it done. Now, to help trust the loan, we must

575
00:33:31,920 --> 00:33:38,520
Speaker 3: have some contracts. Yeah, in contracts we trust. Yeah, in

576
00:33:38,600 --> 00:33:41,240
Speaker 3: contracts we trust. And there's a way to do international

577
00:33:41,280 --> 00:33:43,680
Speaker 3: business in such a way that we can build these

578
00:33:43,720 --> 00:33:47,280
Speaker 3: things more rapidly. China has been pouring money into Africa

579
00:33:47,440 --> 00:33:52,320
Speaker 3: like crazy, and now there's highways, Now there's hotels, Now

580
00:33:52,360 --> 00:33:56,560
Speaker 3: there's plants, and now there's lithium, and now there's gold

581
00:33:56,680 --> 00:34:00,480
Speaker 3: and diamonds. And Africa has started saying, you're not just

582
00:34:00,520 --> 00:34:02,960
Speaker 3: gonna come in here exactly and take all our stuff

583
00:34:03,240 --> 00:34:06,120
Speaker 3: and leave us helpless. But they are looking to make

584
00:34:06,160 --> 00:34:09,239
Speaker 3: connections with us, and we need to be present at

585
00:34:09,280 --> 00:34:12,279
Speaker 3: the table when the divisions are made because we are

586
00:34:12,440 --> 00:34:15,800
Speaker 3: one people. We are one people landed on different spots,

587
00:34:16,040 --> 00:34:19,160
Speaker 3: but throughout the diaspora we are one people. I think

588
00:34:19,160 --> 00:34:22,920
Speaker 3: it's important when you start talking about reparations, other people

589
00:34:22,920 --> 00:34:26,920
Speaker 3: who have been through atrocities receive reparations. Do you think

590
00:34:27,480 --> 00:34:32,200
Speaker 3: that people of color deserve, need, or have a pathway

591
00:34:32,239 --> 00:34:34,320
Speaker 3: forward as it relates to reparation.

592
00:34:34,680 --> 00:34:38,359
Speaker 2: Absolutely, I mean, you know, my father often said it

593
00:34:38,360 --> 00:34:42,480
Speaker 2: didn't cost the nation one penny to integrate lunch counters,

594
00:34:44,120 --> 00:34:47,200
Speaker 2: to provide the right to vote, but going forward, it's

595
00:34:47,239 --> 00:34:50,440
Speaker 2: gonna cost something. You said, any society does something against

596
00:34:50,440 --> 00:34:54,000
Speaker 2: the people for hundreds of years must do something for people.

597
00:34:54,400 --> 00:34:57,600
Speaker 2: So absolutely, how it looks is where the challenge is

598
00:34:58,000 --> 00:35:01,560
Speaker 2: because there's different thoughts about whether it should be cash

599
00:35:01,640 --> 00:35:05,120
Speaker 2: payment or whether it should be you know, investment in

600
00:35:05,160 --> 00:35:07,840
Speaker 2: different things like education, healthcare, et cetera. I think it

601
00:35:07,880 --> 00:35:10,760
Speaker 2: needs to be a combination of right the above, because

602
00:35:10,800 --> 00:35:13,719
Speaker 2: there is a price that can be paid, especially for

603
00:35:13,840 --> 00:35:17,120
Speaker 2: those who descend from the enslaved.

604
00:35:17,120 --> 00:35:19,440
Speaker 1: There's a way to trace that now, yes, thanks, you.

605
00:35:19,400 --> 00:35:21,719
Speaker 2: Know the ancestry, dot com twenty three and men so

606
00:35:21,800 --> 00:35:24,759
Speaker 2: many others, so we don't have to be trying to guess, well,

607
00:35:24,760 --> 00:35:25,600
Speaker 2: who does it go to?

608
00:35:25,800 --> 00:35:28,600
Speaker 3: No, no, and there there's a way to do it.

609
00:35:28,920 --> 00:35:31,920
Speaker 3: As it relates to real estate, as it relates to DOWNPAI,

610
00:35:32,800 --> 00:35:35,440
Speaker 3: as it relates to access to capital, as it relates

611
00:35:35,480 --> 00:35:39,520
Speaker 3: to social grants, as it relates to CDFIs, there's so

612
00:35:39,600 --> 00:35:43,040
Speaker 3: many different ways that we can access capital in a

613
00:35:43,080 --> 00:35:45,760
Speaker 3: way that makes it possible for the dream to come through.

614
00:35:46,080 --> 00:35:48,640
Speaker 3: But once you have the capital, you also have to

615
00:35:48,680 --> 00:35:52,760
Speaker 3: have the human capital to go along with the capitalism

616
00:35:52,800 --> 00:35:55,160
Speaker 3: in order to get to the place that we really

617
00:35:55,239 --> 00:35:58,160
Speaker 3: need to go. I want to know this, if doctor

618
00:35:58,280 --> 00:36:03,600
Speaker 3: King was alive to day right now, seeing the state

619
00:36:03,640 --> 00:36:07,360
Speaker 3: of our country right now, in my view sliding backwards

620
00:36:07,960 --> 00:36:11,439
Speaker 3: in so many areas. What do you think he would say?

621
00:36:12,080 --> 00:36:13,879
Speaker 2: You know, when people ask that question, I said, well,

622
00:36:13,920 --> 00:36:15,840
Speaker 2: he's not here today, so I don't know what he

623
00:36:15,840 --> 00:36:20,200
Speaker 2: would say. But what I usually say is, contextually, we

624
00:36:20,320 --> 00:36:22,960
Speaker 2: know what he was working on before he was assassinating, right.

625
00:36:23,880 --> 00:36:25,560
Speaker 1: He was working on a livable wage.

626
00:36:25,960 --> 00:36:28,600
Speaker 2: He was working on an opportunity for people to have

627
00:36:28,880 --> 00:36:34,400
Speaker 2: access to capital, to own homes, to start businesses.

628
00:36:35,760 --> 00:36:37,279
Speaker 1: I think number.

629
00:36:37,000 --> 00:36:42,480
Speaker 2: One, he wouldn't necessarily be shocked because of his prophetic insight.

630
00:36:43,360 --> 00:36:46,680
Speaker 2: He would be disappointed that we didn't make the kind

631
00:36:46,680 --> 00:36:48,400
Speaker 2: of progress that.

632
00:36:48,560 --> 00:36:50,600
Speaker 1: He wrote about. You know, we need to do this,

633
00:36:51,320 --> 00:36:51,920
Speaker 1: that and the other.

634
00:36:52,640 --> 00:36:55,719
Speaker 2: I don't think we picked up the blueprint, you know,

635
00:36:55,800 --> 00:36:59,480
Speaker 2: So I think he would read, he would restate some

636
00:36:59,560 --> 00:37:03,480
Speaker 2: of this blooprint, you know, and re talk about the

637
00:37:03,520 --> 00:37:04,160
Speaker 2: things that he.

638
00:37:04,160 --> 00:37:05,880
Speaker 1: Was already talking about, right, you know.

639
00:37:06,080 --> 00:37:09,080
Speaker 2: So that's that's the way I think he would he

640
00:37:09,080 --> 00:37:12,400
Speaker 2: would see things if he showed up after what is

641
00:37:12,480 --> 00:37:14,800
Speaker 2: this now fifty seven going on fifty eight years?

642
00:37:15,080 --> 00:37:17,759
Speaker 3: You know, I think that's true. And I also think

643
00:37:19,560 --> 00:37:23,319
Speaker 3: the devil Ware is product now, you know, I think

644
00:37:23,360 --> 00:37:26,040
Speaker 3: the devil War is product. And by that I mean

645
00:37:27,680 --> 00:37:33,280
Speaker 3: liquor stores on every corner in our neighborhoods, fast food

646
00:37:33,360 --> 00:37:36,640
Speaker 3: that is killing us, giving us cancer, dying at earlier

647
00:37:36,680 --> 00:37:42,959
Speaker 3: and earlier ages. Yeah, and women having hysterectomies. Immediately, Black

648
00:37:43,000 --> 00:37:47,439
Speaker 3: women have twice as many hysterectomies as their white counterparts.

649
00:37:47,680 --> 00:37:53,600
Speaker 3: Some of these health disparities could be resolved because it's

650
00:37:53,760 --> 00:38:01,520
Speaker 3: it is a subtle, quiet, nice, well dressed genocide, and

651
00:38:01,680 --> 00:38:04,879
Speaker 3: we have to recognize that we don't take the first

652
00:38:04,960 --> 00:38:09,400
Speaker 3: opinion that's offered to us, that we have our own doctors,

653
00:38:09,400 --> 00:38:12,440
Speaker 3: that we have other people to research things, because some

654
00:38:12,480 --> 00:38:15,160
Speaker 3: of our best and brighters are not just blacks, but

655
00:38:15,280 --> 00:38:20,879
Speaker 3: across many, many minorities are being eradicated because clearly there

656
00:38:20,960 --> 00:38:26,239
Speaker 3: is an ongoing movement to sanitize the country and move

657
00:38:26,400 --> 00:38:29,600
Speaker 3: everything that has differences out of the country. But to me,

658
00:38:30,040 --> 00:38:32,759
Speaker 3: the thing that makes America America.

659
00:38:32,680 --> 00:38:34,440
Speaker 1: Is its diversity.

660
00:38:34,560 --> 00:38:39,160
Speaker 3: If you lose its diversity, you have Democracy is just

661
00:38:39,200 --> 00:38:42,520
Speaker 3: an idea. It's not a building, it's not a place.

662
00:38:43,560 --> 00:38:46,200
Speaker 3: It's not something you buy or drink, or sell or eat.

663
00:38:46,560 --> 00:38:50,200
Speaker 3: It's just an idea, and an idea is fragile with

664
00:38:50,320 --> 00:38:55,000
Speaker 3: the changing of generations and the changing of leadership. Ideas change,

665
00:38:55,320 --> 00:38:59,040
Speaker 3: and we can easily lose the opportunity to go forward

666
00:38:59,440 --> 00:39:01,960
Speaker 3: when we look at the ideas of today, when we

667
00:39:02,000 --> 00:39:06,640
Speaker 3: look at the currency changing, for example, cryptocurrency, and we

668
00:39:06,719 --> 00:39:10,560
Speaker 3: start looking at cybercurrency, and we start looking at XRP,

669
00:39:11,160 --> 00:39:13,000
Speaker 3: and we start looking at all of these things that

670
00:39:13,040 --> 00:39:16,160
Speaker 3: are coming into the world. I think we have to

671
00:39:16,200 --> 00:39:20,440
Speaker 3: start teaching our children a little differently about capital.

672
00:39:20,760 --> 00:39:23,239
Speaker 1: Yes, not just spending it.

673
00:39:24,080 --> 00:39:28,120
Speaker 3: Not I got an iPhone, I got stock in I phone. Yeah,

674
00:39:30,480 --> 00:39:34,319
Speaker 3: I got afford I got stock for it. We got

675
00:39:34,320 --> 00:39:37,360
Speaker 3: to get to the point that our money is making

676
00:39:37,440 --> 00:39:40,759
Speaker 3: money instead of us working for the money. We got

677
00:39:40,800 --> 00:39:43,120
Speaker 3: to make the money work for us. And that is

678
00:39:44,280 --> 00:39:48,520
Speaker 3: a cultural distinction in our intellectual way of dealing with

679
00:39:48,640 --> 00:39:52,920
Speaker 3: money that has not penetrated beneath the hard soil of

680
00:39:53,000 --> 00:39:55,520
Speaker 3: If I get it, I got to spend it. We

681
00:39:55,560 --> 00:39:58,200
Speaker 3: need to turn it around and take what we gain

682
00:39:58,840 --> 00:40:04,000
Speaker 3: and leverage it to produce more capital. If you can't

683
00:40:04,160 --> 00:40:07,960
Speaker 3: get the loan without black people being a part of it,

684
00:40:08,200 --> 00:40:11,320
Speaker 3: then black people need to take advantage of those opportunities.

685
00:40:11,400 --> 00:40:12,920
Speaker 3: A lot of times we don't know about it.

686
00:40:13,000 --> 00:40:18,120
Speaker 2: Yeah, Yeah, the minority partnerships with the majority exactly exactly.

687
00:40:18,200 --> 00:40:21,400
Speaker 3: That was the true in South Africa too. Yeah, they

688
00:40:21,440 --> 00:40:24,279
Speaker 3: couldn't do business without doing business with black people. And

689
00:40:24,320 --> 00:40:27,239
Speaker 3: it helped a lot with Johannesburg and came down and

690
00:40:27,320 --> 00:40:29,040
Speaker 3: places like that, and it will help a lot.

691
00:40:29,239 --> 00:40:32,000
Speaker 2: And that's how that's how hr Russell's company grew here

692
00:40:32,000 --> 00:40:35,000
Speaker 2: in Atlanta, you know, because he was often the minority

693
00:40:35,040 --> 00:40:38,760
Speaker 2: partner in a lot of these real estate developments across

694
00:40:38,840 --> 00:40:39,280
Speaker 2: the city.

695
00:40:39,680 --> 00:40:41,160
Speaker 1: And so we have to think about that.

696
00:40:41,360 --> 00:40:45,480
Speaker 2: I mean, I believe in, as we said earlier, investing

697
00:40:45,640 --> 00:40:46,200
Speaker 2: in our.

698
00:40:46,320 --> 00:40:49,600
Speaker 1: People, yes, each other, yes, but we also.

699
00:40:49,440 --> 00:40:52,880
Speaker 2: Have to diversify. It's like you diversify an investment, right.

700
00:40:53,040 --> 00:40:55,799
Speaker 2: We need to diversify in the way we do business, right,

701
00:40:56,040 --> 00:40:57,960
Speaker 2: and we need to bring others into the.

702
00:40:57,920 --> 00:41:00,520
Speaker 1: Fold, right, you know. I think about it bank.

703
00:41:01,719 --> 00:41:04,160
Speaker 2: They knew when they came in as white investors that

704
00:41:04,239 --> 00:41:06,239
Speaker 2: it had to be a black owned bank, you know,

705
00:41:06,600 --> 00:41:10,200
Speaker 2: and they respected that. So now we have a black

706
00:41:10,239 --> 00:41:14,360
Speaker 2: on bank with white investors. We knew they were important

707
00:41:14,360 --> 00:41:15,040
Speaker 2: to the equation.

708
00:41:15,480 --> 00:41:18,840
Speaker 3: Talk about the bank. Is the bank focused more on

709
00:41:19,000 --> 00:41:22,880
Speaker 3: mortgages or land development or business small businesses?

710
00:41:23,000 --> 00:41:23,160
Speaker 4: There?

711
00:41:23,360 --> 00:41:27,879
Speaker 2: We actually are the only African American black owned bank

712
00:41:28,080 --> 00:41:34,320
Speaker 2: that originates SBA loans, the country originates them. That's because

713
00:41:34,360 --> 00:41:38,360
Speaker 2: Ashley was formerly the Southeast Regional director for the SBA.

714
00:41:40,040 --> 00:41:43,120
Speaker 2: And the intention is to grow the bank to become

715
00:41:43,280 --> 00:41:47,560
Speaker 2: national and eventually to trade it on Wall Street. That

716
00:41:47,680 --> 00:41:55,719
Speaker 2: happens with prayer and regulators a lot. Then then then

717
00:41:55,719 --> 00:41:58,360
Speaker 2: it would be the first time a black bank UH

718
00:41:58,560 --> 00:42:01,839
Speaker 2: would be national and goes public. So that's the work

719
00:42:01,880 --> 00:42:03,680
Speaker 2: that we are trying to do to expand it. It's

720
00:42:03,760 --> 00:42:07,040
Speaker 2: right now a community bank, you know, so the focuses

721
00:42:07,120 --> 00:42:10,680
Speaker 2: on the community right there in Salt Lake City.

722
00:42:11,360 --> 00:42:13,880
Speaker 1: But the plan is to continue to expand.

723
00:42:14,360 --> 00:42:18,000
Speaker 3: And there may be a possibility that some of the

724
00:42:18,000 --> 00:42:22,319
Speaker 3: bigger banks may give capital to the bank in a

725
00:42:22,360 --> 00:42:25,160
Speaker 3: way that a redemption bank that they might not give

726
00:42:25,239 --> 00:42:28,759
Speaker 3: to individuals and distribute it that way in order to

727
00:42:28,800 --> 00:42:29,640
Speaker 3: meet regulation.

728
00:42:29,880 --> 00:42:32,839
Speaker 2: Yes, that's part of the division as well.

729
00:42:32,960 --> 00:42:37,280
Speaker 3: I had figured out. I figured you had already thought that.

730
00:42:37,600 --> 00:42:42,480
Speaker 3: I didn't think I was enlightening you. But the reason

731
00:42:42,560 --> 00:42:44,239
Speaker 3: I took the time to say is that a lot

732
00:42:44,239 --> 00:42:47,520
Speaker 3: of people don't understand it's not always a name on

733
00:42:47,640 --> 00:42:51,879
Speaker 3: the door that's feeding the capital that's making the business run.

734
00:42:52,360 --> 00:42:56,279
Speaker 3: There are many, many, many, many authorities that are connected

735
00:42:56,560 --> 00:42:59,680
Speaker 3: to anything to make it run, government contracts. There are

736
00:42:59,680 --> 00:43:02,320
Speaker 3: different ways that you can do business. There are different

737
00:43:02,320 --> 00:43:06,719
Speaker 3: ways that you can form alliances lollps, LLCs and do

738
00:43:06,840 --> 00:43:08,759
Speaker 3: business in such a way that you get into a

739
00:43:08,760 --> 00:43:11,440
Speaker 3: game that you couldn't get in. I would rather own

740
00:43:11,520 --> 00:43:15,520
Speaker 3: ten percent of twenty million dollars than one hundred percent

741
00:43:15,560 --> 00:43:19,640
Speaker 3: of a twenty dollar bill, exactly. Yeah, and we have

742
00:43:19,840 --> 00:43:21,680
Speaker 3: held out for the one hundred percent of the twenty

743
00:43:21,719 --> 00:43:25,640
Speaker 3: dollars bill to the chagrin of losing the opportunity to

744
00:43:25,680 --> 00:43:28,280
Speaker 3: do more and to have more money. How does it feel,

745
00:43:28,360 --> 00:43:31,800
Speaker 3: not only as a black person, but as a black woman,

746
00:43:32,400 --> 00:43:36,160
Speaker 3: to be leading the charge in this way for Redemption Bank.

747
00:43:36,480 --> 00:43:38,239
Speaker 1: It's very humbling, to be honest with you.

748
00:43:38,640 --> 00:43:43,080
Speaker 2: Yeah, but I know there's a great responsibility on my shoulder.

749
00:43:43,280 --> 00:43:43,560
Speaker 3: Yeah.

750
00:43:43,640 --> 00:43:45,800
Speaker 1: You know. Again, banks are.

751
00:43:45,680 --> 00:43:48,560
Speaker 3: Regulated, Yes, yes, they are.

752
00:43:48,520 --> 00:43:50,439
Speaker 1: Heavily regulated, and so.

753
00:43:52,080 --> 00:43:58,120
Speaker 2: You want to be very strategic smart, and you know,

754
00:43:58,200 --> 00:44:03,080
Speaker 2: every day, as I said, is important, Yeah, because there

755
00:44:03,080 --> 00:44:05,720
Speaker 2: are people that don't want this to succeed.

756
00:44:06,040 --> 00:44:11,600
Speaker 3: Yes, you know. And when she says regulated, she means

757
00:44:11,640 --> 00:44:16,200
Speaker 3: federally regulated. So you can't have a bank and be

758
00:44:16,280 --> 00:44:21,080
Speaker 3: autonomous from politics, because politics have regulations that banks have

759
00:44:21,160 --> 00:44:24,200
Speaker 3: to go by, and you have to understand that sometimes

760
00:44:24,239 --> 00:44:26,720
Speaker 3: a loan is not just turned down because you're black.

761
00:44:27,360 --> 00:44:29,600
Speaker 3: It turned down because you don't meet the regulations that

762
00:44:29,640 --> 00:44:33,040
Speaker 3: are necessary. So do your homework before you go after

763
00:44:33,120 --> 00:44:35,640
Speaker 3: the loan to find out one what kind of loan

764
00:44:35,680 --> 00:44:38,439
Speaker 3: you need, what kind of grants are available. You might

765
00:44:38,480 --> 00:44:41,160
Speaker 3: not need as much capital as you think, and who

766
00:44:41,200 --> 00:44:45,480
Speaker 3: the regulators are in Washington who control the purse strings

767
00:44:45,480 --> 00:44:48,239
Speaker 3: for the banks that can release the capital to get

768
00:44:48,280 --> 00:44:50,359
Speaker 3: you going. Sometimes it's not as hard as you think

769
00:44:50,400 --> 00:44:54,080
Speaker 3: it is, right, Yeah, but there's a way to get

770
00:44:54,080 --> 00:44:58,719
Speaker 3: it done, and it's not easily. It's not often discussed.

771
00:45:00,080 --> 00:45:03,040
Speaker 3: That's why I'm doing this podcast because there are some

772
00:45:03,080 --> 00:45:05,719
Speaker 3: things that we need to discuss that I can't do

773
00:45:05,800 --> 00:45:09,120
Speaker 3: from the poor pig right, but at this age and

774
00:45:09,200 --> 00:45:12,080
Speaker 3: at this stage, they need to be talked about. We

775
00:45:12,760 --> 00:45:15,719
Speaker 3: have to leave the smooth stones behind us that the

776
00:45:15,760 --> 00:45:18,279
Speaker 3: Lord was with us when we crossed the Jordan. The

777
00:45:18,360 --> 00:45:21,120
Speaker 3: stones have to be left behind and we have to

778
00:45:21,160 --> 00:45:24,160
Speaker 3: be able to have these kinds of conversations. And sometimes

779
00:45:24,400 --> 00:45:27,439
Speaker 3: in church the only conversation you can have is from

780
00:45:27,440 --> 00:45:29,680
Speaker 3: Genesis to revelations. But I think we need to have

781
00:45:30,120 --> 00:45:33,480
Speaker 3: some bigger conversations because we're at the point now that

782
00:45:33,520 --> 00:45:36,040
Speaker 3: people are coming up for prayer, believe in God for

783
00:45:36,080 --> 00:45:39,759
Speaker 3: a car. A car is not a miracle. No, all

784
00:45:39,880 --> 00:45:42,560
Speaker 3: kinds of people have a car. You don't need God

785
00:45:42,600 --> 00:45:44,239
Speaker 3: to come down and get you a car off to

786
00:45:44,360 --> 00:45:47,239
Speaker 3: call a lot. There are practical things that you can

787
00:45:47,280 --> 00:45:50,600
Speaker 3: do to get a down payment. They're down payment grants.

788
00:45:50,640 --> 00:45:53,480
Speaker 3: There are all kinds of things that are available to us.

789
00:45:53,880 --> 00:45:57,200
Speaker 3: You can leverage your money rather than spending your capital

790
00:45:57,480 --> 00:45:59,239
Speaker 3: and be able to get to end too places that

791
00:45:59,320 --> 00:46:02,720
Speaker 3: you can't get in before. Don't you think that financial literacy,

792
00:46:02,800 --> 00:46:05,880
Speaker 3: even though it's changing right now because of the currency,

793
00:46:06,120 --> 00:46:08,799
Speaker 3: it's something that we need greater emphasism.

794
00:46:08,840 --> 00:46:09,600
Speaker 1: Oh definitely.

795
00:46:09,880 --> 00:46:13,560
Speaker 2: I mean I grew up as the daughter of Martin

796
00:46:13,600 --> 00:46:17,960
Speaker 2: and Curtis Scott King, and I was financially illiterate, that

797
00:46:18,160 --> 00:46:23,960
Speaker 2: interesting and educated, right and educated, And so our community

798
00:46:24,239 --> 00:46:26,960
Speaker 2: needs more education in this area.

799
00:46:27,280 --> 00:46:29,200
Speaker 1: We need to be equipped in this area.

800
00:46:29,680 --> 00:46:33,279
Speaker 2: We need to know where the opportunities and the information is.

801
00:46:33,320 --> 00:46:36,439
Speaker 2: And so I'm glad you're doing this and hope more

802
00:46:36,480 --> 00:46:40,440
Speaker 2: people I know with Operation Hope and John O'Brien and

803
00:46:40,480 --> 00:46:43,359
Speaker 2: what he's doing is so incredible, but we need more

804
00:46:43,360 --> 00:46:45,880
Speaker 2: and more people to do this and make sure the

805
00:46:45,920 --> 00:46:50,200
Speaker 2: information is being disseminated into those pockets where a lot

806
00:46:50,200 --> 00:46:51,879
Speaker 2: of times people are not getting.

807
00:46:51,560 --> 00:46:54,920
Speaker 3: It right right, and we don't have to be in competition.

808
00:46:55,640 --> 00:47:00,000
Speaker 3: We support Operation Hope. We give capital to Operation Hope

809
00:47:00,200 --> 00:47:02,440
Speaker 3: because we have to get rid of the spirit of

810
00:47:02,440 --> 00:47:07,640
Speaker 3: competition and get into the business of collaboration. Chapter number five,

811
00:47:08,800 --> 00:47:13,400
Speaker 3: Preserving our history. Your mother says something that or she

812
00:47:13,680 --> 00:47:16,880
Speaker 3: was attributed to saying something I thought was quite profound.

813
00:47:17,080 --> 00:47:21,640
Speaker 3: They keep trying to assassinate your father over and over again.

814
00:47:22,040 --> 00:47:25,480
Speaker 3: When you look at character assassinations and you look at

815
00:47:25,480 --> 00:47:27,280
Speaker 3: some of the things that people are doing with AI

816
00:47:27,480 --> 00:47:31,600
Speaker 3: right now, how vigilant is the fight not to have

817
00:47:31,840 --> 00:47:36,440
Speaker 3: our history distorted or aborted by the current technology that

818
00:47:36,480 --> 00:47:37,439
Speaker 3: we have out there now.

819
00:47:39,000 --> 00:47:45,680
Speaker 1: Well, I think it's very important. I think that's another concern.

820
00:47:46,239 --> 00:47:50,160
Speaker 2: An area that we have got to equip by people in.

821
00:47:51,719 --> 00:47:54,760
Speaker 2: You know, the interesting thing is when I was talking

822
00:47:54,760 --> 00:47:57,719
Speaker 2: to John and his conversation with Van when it comes

823
00:47:57,760 --> 00:48:01,280
Speaker 2: to AI, a lot of people, as regardless of races,

824
00:48:01,440 --> 00:48:07,360
Speaker 2: right but the problem is oftentimes we don't spend the

825
00:48:07,480 --> 00:48:10,400
Speaker 2: time necessarily to educate.

826
00:48:10,239 --> 00:48:12,320
Speaker 1: And expose and prepare our people.

827
00:48:13,000 --> 00:48:16,000
Speaker 2: And we need to do that because we have the

828
00:48:16,080 --> 00:48:19,759
Speaker 2: capacity to take AI and use it as a tool

829
00:48:20,000 --> 00:48:23,360
Speaker 2: to continue to teach about who we are as a people.

830
00:48:24,719 --> 00:48:27,440
Speaker 2: And I'm hoping that will happen. I mean, we have

831
00:48:27,520 --> 00:48:29,759
Speaker 2: to have a vigilance that way. I tell people as

832
00:48:30,040 --> 00:48:33,680
Speaker 2: things are being quote unquote removed. Number one, I'm not

833
00:48:33,719 --> 00:48:38,320
Speaker 2: sure where they're being removed too, But our history tells

834
00:48:38,440 --> 00:48:42,040
Speaker 2: us that we are great storytellers. Information storage somewhere in

835
00:48:42,080 --> 00:48:45,120
Speaker 2: our culture, and so we're going to keep sharing it.

836
00:48:45,560 --> 00:48:47,680
Speaker 2: But now we need to figure out how to use

837
00:48:47,719 --> 00:48:48,640
Speaker 2: the tools of AI.

838
00:48:49,440 --> 00:48:50,800
Speaker 1: We can do it exponentially.

839
00:48:51,160 --> 00:48:53,560
Speaker 3: I think you're exactly right, and that's why I think

840
00:48:53,560 --> 00:48:56,200
Speaker 3: they're going to fail, because you can move all the

841
00:48:56,200 --> 00:48:58,800
Speaker 3: books out of the library, but you can't move AI

842
00:48:59,160 --> 00:48:59,720
Speaker 3: from being.

843
00:48:59,600 --> 00:49:04,600
Speaker 2: Able to and you can't memory too people that the

844
00:49:04,640 --> 00:49:06,000
Speaker 2: stories they got from Grandmama.

845
00:49:06,120 --> 00:49:08,000
Speaker 3: Yes, you know, yes.

846
00:49:07,640 --> 00:49:09,680
Speaker 2: I mean, think about this when when you and I

847
00:49:09,760 --> 00:49:12,880
Speaker 2: were growing up in you know, middle school, high school,

848
00:49:13,040 --> 00:49:14,320
Speaker 2: we didn't get a lot of black.

849
00:49:14,160 --> 00:49:16,239
Speaker 1: History, right, I learned most of mine later.

850
00:49:16,520 --> 00:49:19,120
Speaker 2: In fact, I've learned more about our people in the

851
00:49:19,200 --> 00:49:22,480
Speaker 2: last ten years, right than my entire life. And I'm

852
00:49:22,520 --> 00:49:27,160
Speaker 2: sixty two. So that information is coming from somewhere now.

853
00:49:27,200 --> 00:49:30,080
Speaker 2: I mean it's emerging. I'm on social media and I'm

854
00:49:30,080 --> 00:49:33,080
Speaker 2: finding out new things every day right about our people.

855
00:49:33,600 --> 00:49:36,960
Speaker 2: So I'm like, I'm not concerned. Remove your book. We're

856
00:49:36,960 --> 00:49:39,359
Speaker 2: doing some other work. We're gonna get this information out.

857
00:49:39,600 --> 00:49:42,000
Speaker 3: And even when they did teach black history when I

858
00:49:42,040 --> 00:49:45,000
Speaker 3: was at school, it started from the boats. Yes, yeah,

859
00:49:45,000 --> 00:49:47,239
Speaker 3: it started from the boats. It's if we just we

860
00:49:47,239 --> 00:49:50,680
Speaker 3: were made in the ocean, you know, and it started

861
00:49:50,719 --> 00:49:53,160
Speaker 3: from the boats, and that's where the story began. We

862
00:49:53,719 --> 00:49:57,040
Speaker 3: came here slaves and changing around our ankles, and that's

863
00:49:57,040 --> 00:50:00,799
Speaker 3: how we started. We were born as babies would hang. Yeah,

864
00:50:00,960 --> 00:50:04,880
Speaker 3: that's not true. We were a people before there was slavery.

865
00:50:04,680 --> 00:50:07,279
Speaker 3: We had an order. There were black people that were

866
00:50:07,280 --> 00:50:10,839
Speaker 3: on this continent before there was slavery, and you need

867
00:50:10,880 --> 00:50:13,399
Speaker 3: to look at it and study them. More were free, yes,

868
00:50:13,440 --> 00:50:16,120
Speaker 3: and they were free, and they owned property and they

869
00:50:16,160 --> 00:50:19,280
Speaker 3: helped to skill some of the people that you admire today.

870
00:50:19,560 --> 00:50:23,640
Speaker 3: And so before we got into this bigotry, we were

871
00:50:23,760 --> 00:50:28,000
Speaker 3: better together. We did more together. We helped one another

872
00:50:28,040 --> 00:50:30,439
Speaker 3: along and a lot of people who created a lot

873
00:50:30,440 --> 00:50:32,759
Speaker 3: of things that we take for granted now were not

874
00:50:32,840 --> 00:50:35,880
Speaker 3: created by just one group of people. It was a

875
00:50:36,000 --> 00:50:40,719
Speaker 3: collective influence of intelligence coming from different races of people,

876
00:50:40,840 --> 00:50:44,080
Speaker 3: blacks included, that brought America to where it is today.

877
00:50:44,120 --> 00:50:47,640
Speaker 3: And I'm afraid, just like the fruit rottening on the vines,

878
00:50:47,680 --> 00:50:51,320
Speaker 3: when you drive people away, you drive your advantage away

879
00:50:51,360 --> 00:50:54,160
Speaker 3: to be able to have a more perfect union in

880
00:50:54,200 --> 00:50:58,080
Speaker 3: a better way. So I think that's real important. One

881
00:50:58,120 --> 00:51:01,239
Speaker 3: of the things I want to go back to that

882
00:51:01,400 --> 00:51:05,680
Speaker 3: I think is important to at least discuss. I think

883
00:51:05,760 --> 00:51:14,080
Speaker 3: that you can produce television, short films, snackable content for

884
00:51:14,280 --> 00:51:17,920
Speaker 3: a fraction of money and send it all over the world.

885
00:51:18,239 --> 00:51:21,280
Speaker 3: Whereas when I came along, if you didn't have fifteen

886
00:51:21,320 --> 00:51:23,960
Speaker 3: million dollars to put into a movie, there was no

887
00:51:24,040 --> 00:51:26,560
Speaker 3: discussion to be had. And if they put up the

888
00:51:26,600 --> 00:51:29,800
Speaker 3: fifteen million dollars, they control the narrative of the story.

889
00:51:30,040 --> 00:51:34,399
Speaker 3: There's an expression in la, whoever has the goal makes

890
00:51:34,440 --> 00:51:38,200
Speaker 3: the rules. Now you can almost produce a movie with

891
00:51:38,280 --> 00:51:38,800
Speaker 3: her phone.

892
00:51:39,239 --> 00:51:42,200
Speaker 1: You can, Yeah, you definitely can't.

893
00:51:42,280 --> 00:51:45,120
Speaker 3: You can do it for a few hundred dollars exactly.

894
00:51:45,200 --> 00:51:48,160
Speaker 3: So if we lose our history, it's because we gave

895
00:51:48,200 --> 00:51:52,200
Speaker 3: it away, exactly, because we can capture our history and

896
00:51:52,239 --> 00:51:55,960
Speaker 3: we have enough of our elderly people alive. And the

897
00:51:56,040 --> 00:52:00,239
Speaker 3: other thing that I think is important is that when

898
00:52:00,320 --> 00:52:02,960
Speaker 3: you look at baby boomers, who were seeing the greatest

899
00:52:03,000 --> 00:52:06,879
Speaker 3: transfer of wealth in the history of America from one

900
00:52:06,920 --> 00:52:11,640
Speaker 3: generation to another, that generation that receives what the baby

901
00:52:11,640 --> 00:52:15,280
Speaker 3: Boomers are leaving behind have to be prepared because money

902
00:52:15,320 --> 00:52:18,239
Speaker 3: has to be aimed at something. It can't just be

903
00:52:18,320 --> 00:52:21,200
Speaker 3: put in cans like my grandmother did and buried in

904
00:52:21,280 --> 00:52:27,040
Speaker 3: new yard. Yeah, under the mattress or in the yard somewhere.

905
00:52:27,160 --> 00:52:30,480
Speaker 3: We have to have a plan and a strategy for capital.

906
00:52:30,600 --> 00:52:34,440
Speaker 3: Purpet profit without purpose is always going to lead to failure.

907
00:52:34,760 --> 00:52:36,680
Speaker 3: And so I think that's such an important thing, and

908
00:52:36,719 --> 00:52:39,160
Speaker 3: that's why I'm so inspired and wanted to have an

909
00:52:39,200 --> 00:52:43,000
Speaker 3: opportunity to talk to you, because you have purpose and

910
00:52:43,040 --> 00:52:47,239
Speaker 3: you have profit, and you have the potential to take this.

911
00:52:47,400 --> 00:52:50,759
Speaker 3: It starts out as a community bank. Everything starts out

912
00:52:50,800 --> 00:52:53,759
Speaker 3: as a seed, and then grow it and cause it

913
00:52:53,800 --> 00:52:57,160
Speaker 3: to build. Never laugh had a seed, Never laugh, Never

914
00:52:57,239 --> 00:53:01,640
Speaker 3: despise a small beginning, because oak trees start out as acorns,

915
00:53:01,840 --> 00:53:04,680
Speaker 3: and so when you have something small, nurture it and

916
00:53:04,760 --> 00:53:06,600
Speaker 3: don't let anybody laugh at your dream.

917
00:53:07,160 --> 00:53:09,200
Speaker 1: That's right. We started out as seat.

918
00:53:10,360 --> 00:53:13,959
Speaker 3: We started out a Yeah, we were a seat. That's right.

919
00:53:14,400 --> 00:53:15,680
Speaker 3: That's right. We started out us.

920
00:53:15,880 --> 00:53:18,560
Speaker 1: Every human life is a seat. Absolutely, what we have

921
00:53:18,640 --> 00:53:22,000
Speaker 1: in this world absent what God placed it. When he

922
00:53:22,040 --> 00:53:23,560
Speaker 1: place does he it, we produce.

923
00:53:23,880 --> 00:53:24,359
Speaker 3: That's right.

924
00:53:24,560 --> 00:53:26,279
Speaker 1: That's right, So never despise it.

925
00:53:26,480 --> 00:53:30,080
Speaker 3: So the whole earth survives under sea time in harvest.

926
00:53:30,600 --> 00:53:34,120
Speaker 3: Sea time and harvest is an unbreakable law, whether you're

927
00:53:34,120 --> 00:53:36,560
Speaker 3: talking about trees, whether you're talking about people, whether you're

928
00:53:36,560 --> 00:53:40,200
Speaker 3: talking about business. Growing that seed and fertilizing that seat,

929
00:53:40,239 --> 00:53:43,960
Speaker 3: and understanding what kind of ground that seed needs to

930
00:53:44,000 --> 00:53:46,640
Speaker 3: be planted in you might have the right business in

931
00:53:46,680 --> 00:53:49,600
Speaker 3: the wrong place, and figuring out where it ought to

932
00:53:49,640 --> 00:53:52,439
Speaker 3: be to be the most fruitful, and how to geo

933
00:53:52,640 --> 00:53:55,640
Speaker 3: target and market different areas in order to have the

934
00:53:55,640 --> 00:53:59,040
Speaker 3: greatest impact that you need. Our universities are finding it out,

935
00:53:59,200 --> 00:54:02,919
Speaker 3: they're teaching it. They're teaching entrepreneurship. We've got Good Soul.

936
00:54:03,080 --> 00:54:06,600
Speaker 3: One of the programs that we started this teaching entrepreneurship

937
00:54:06,880 --> 00:54:09,480
Speaker 3: so that we can get access to capital and have

938
00:54:09,600 --> 00:54:12,919
Speaker 3: opportunities to bring about change in life. And I think

939
00:54:12,960 --> 00:54:16,280
Speaker 3: that the more we know about what each other is doing,

940
00:54:16,880 --> 00:54:19,759
Speaker 3: the better it's going to be. Sometimes we don't get

941
00:54:19,760 --> 00:54:23,759
Speaker 3: the front page, we don't get the headlines, we don't

942
00:54:23,760 --> 00:54:27,320
Speaker 3: get the news. I was going to say six o'clock news.

943
00:54:27,360 --> 00:54:31,080
Speaker 3: You don't have no six o'clock news. Yeah, now twenty

944
00:54:31,080 --> 00:54:34,400
Speaker 3: four hour news. But it's harder to get in the

945
00:54:34,440 --> 00:54:38,919
Speaker 3: news because the sensationalism. And we are prone to this too.

946
00:54:40,280 --> 00:54:46,120
Speaker 3: Whenever you watch sensationalism more than you watch educational material,

947
00:54:46,719 --> 00:54:49,520
Speaker 3: whatever is the most profitable is what they're going to

948
00:54:49,600 --> 00:54:52,200
Speaker 3: show you the most, and it's what the algorithms are

949
00:54:52,200 --> 00:54:55,120
Speaker 3: going to bring to you. You ought to be digging

950
00:54:55,200 --> 00:54:58,640
Speaker 3: into AI and technology and learning a little bit more

951
00:54:58,680 --> 00:55:01,600
Speaker 3: about it. If you just learn little bit, if you

952
00:55:01,760 --> 00:55:04,960
Speaker 3: if you learn one thing a month, by the end

953
00:55:05,000 --> 00:55:07,560
Speaker 3: of the year, you know twelve things and you're a

954
00:55:07,640 --> 00:55:10,720
Speaker 3: little bit better off than you were before. You can't

955
00:55:10,719 --> 00:55:14,960
Speaker 3: help your kids with their homework if you don't study yourself.

956
00:55:15,960 --> 00:55:18,680
Speaker 1: So this is this is a and study the trends.

957
00:55:18,920 --> 00:55:22,759
Speaker 2: Yes, I mean, so many people are afraid of cryptocurrency, right.

958
00:55:23,000 --> 00:55:26,239
Speaker 2: You know, I have cryptocurrency, right, and when I tell

959
00:55:26,239 --> 00:55:27,400
Speaker 2: it the people they're like mmm.

960
00:55:27,960 --> 00:55:30,120
Speaker 1: I said, okay, you're gonna be left behind, right.

961
00:55:31,160 --> 00:55:35,360
Speaker 3: Yeah. When when when you start seeing banks like JP

962
00:55:35,520 --> 00:55:41,480
Speaker 3: Morgan Chase investing into a cryptocurrency and other types of currency,

963
00:55:41,840 --> 00:55:45,879
Speaker 3: a cybercurrency in general, that's that's a wake up call.

964
00:55:46,719 --> 00:55:50,520
Speaker 3: Those people aren't gonna put billions of dollars into something

965
00:55:50,560 --> 00:55:53,000
Speaker 3: that they're gonna let go down easily. And we ought

966
00:55:53,040 --> 00:55:55,319
Speaker 3: to be right behind them, like a man with a

967
00:55:55,600 --> 00:55:59,160
Speaker 3: basket of vegetables saying me too, me too. I might

968
00:55:59,239 --> 00:56:01,399
Speaker 3: only have twenty, but me too.

969
00:56:02,239 --> 00:56:04,799
Speaker 2: And that's important for people to understand because most people

970
00:56:04,840 --> 00:56:08,200
Speaker 2: don't have the hundreds of thousands, right, they don't have

971
00:56:08,320 --> 00:56:11,920
Speaker 2: the thousand. Start with what you have and build from there,

972
00:56:11,960 --> 00:56:14,200
Speaker 2: and do it as young as you can.

973
00:56:15,680 --> 00:56:17,320
Speaker 1: Yes, start very.

974
00:56:17,120 --> 00:56:21,960
Speaker 2: Young, not saying my age, start, yes, Start is the point. Yeah, yeah,

975
00:56:22,000 --> 00:56:24,799
Speaker 2: but start when you're young, especially you got some young

976
00:56:24,800 --> 00:56:25,759
Speaker 2: and started now.

977
00:56:26,160 --> 00:56:30,040
Speaker 3: Yes. And there are tax exemptions incidentally that are available.

978
00:56:30,120 --> 00:56:32,920
Speaker 3: A certain amount of your income can be exempt from

979
00:56:33,040 --> 00:56:36,239
Speaker 3: taxes if it's put away for college fund, even if

980
00:56:36,239 --> 00:56:38,239
Speaker 3: they don't go to college, and they get to the

981
00:56:38,320 --> 00:56:40,200
Speaker 3: end of the road and decide to go into business,

982
00:56:40,440 --> 00:56:44,359
Speaker 3: you still have secured that amount of money that is

983
00:56:44,400 --> 00:56:47,040
Speaker 3: not tax And those kinds of things are the things

984
00:56:47,080 --> 00:56:49,240
Speaker 3: that we're just starting to wake up to and find

985
00:56:49,239 --> 00:56:52,440
Speaker 3: out about. So I have to ask you about the

986
00:56:52,520 --> 00:56:55,680
Speaker 3: pepsi ad, and you're speaking out about the pepsi ad.

987
00:56:55,719 --> 00:56:58,520
Speaker 3: Why did you do it and what impact did you

988
00:56:58,600 --> 00:56:59,759
Speaker 3: have as a result of it.

989
00:57:00,320 --> 00:57:04,000
Speaker 2: I think sometimes the issue with social media is there

990
00:57:04,040 --> 00:57:06,799
Speaker 2: are only so many words you can use, and so

991
00:57:07,080 --> 00:57:10,840
Speaker 2: when people do things, it takes things out of context.

992
00:57:11,080 --> 00:57:14,120
Speaker 2: And so for me, when I see people use little

993
00:57:14,120 --> 00:57:18,560
Speaker 2: small clips to show something and people assume one thing,

994
00:57:18,760 --> 00:57:21,480
Speaker 2: I'm like, let me come and respond to this and

995
00:57:21,520 --> 00:57:22,240
Speaker 2: give context.

996
00:57:22,360 --> 00:57:24,000
Speaker 1: In this case, it was Kendall Jenner.

997
00:57:24,280 --> 00:57:26,840
Speaker 2: She had a pepsi cooler and it was one of

998
00:57:26,880 --> 00:57:31,000
Speaker 2: the demonstrations in this time with the young people Black

999
00:57:31,040 --> 00:57:34,240
Speaker 2: Lives Matter, and so she emerges to give this Pepsi

1000
00:57:34,640 --> 00:57:38,680
Speaker 2: to a police officer as if to suggest, you know, pepsi,

1001
00:57:38,720 --> 00:57:40,600
Speaker 2: if they reach across and just give them a pepsi,

1002
00:57:40,960 --> 00:57:43,280
Speaker 2: you know, we can break this dividing line and create

1003
00:57:43,360 --> 00:57:46,240
Speaker 2: real community and progress. And I'm like, wait a minute,

1004
00:57:46,360 --> 00:57:48,800
Speaker 2: people suffer, bled and died and had to do more

1005
00:57:48,840 --> 00:57:51,040
Speaker 2: than that, and so I made a crack. Well, if

1006
00:57:51,040 --> 00:57:53,280
Speaker 2: he had only known he could give it a pepsi,

1007
00:57:53,560 --> 00:57:55,240
Speaker 2: then we wouldn't have had to go through all of this.

1008
00:57:55,760 --> 00:57:58,320
Speaker 2: So there are times when things happen on social media.

1009
00:57:59,120 --> 00:58:00,600
Speaker 2: I don't do with everything is I don't want to

1010
00:58:00,600 --> 00:58:04,680
Speaker 2: blow every everybody's platform, but there's strategically, there are times

1011
00:58:04,680 --> 00:58:07,360
Speaker 2: when I feel the need that I have to speak,

1012
00:58:07,760 --> 00:58:13,360
Speaker 2: either for contextualization, a clarity, or to point people in

1013
00:58:13,400 --> 00:58:16,040
Speaker 2: the direction of where they need to read further, especially

1014
00:58:16,040 --> 00:58:20,360
Speaker 2: with my dad, because people misappropriate and sanitize his words

1015
00:58:20,400 --> 00:58:21,080
Speaker 2: all the time.

1016
00:58:21,200 --> 00:58:21,960
Speaker 1: Yes, and when I.

1017
00:58:21,880 --> 00:58:26,200
Speaker 2: Say people, I mean across the board, across party lines period.

1018
00:58:26,960 --> 00:58:30,000
Speaker 3: Wow, Well, thank you for the courage to do that

1019
00:58:30,120 --> 00:58:32,560
Speaker 3: and to correct that. There is so much of what

1020
00:58:32,600 --> 00:58:38,240
Speaker 3: we're seeing on social media is AI generated, and I

1021
00:58:38,360 --> 00:58:41,640
Speaker 3: found out I did extensive research. Some of it's not

1022
00:58:41,720 --> 00:58:46,480
Speaker 3: even generated in this country, right, it's generated outside this country.

1023
00:58:46,680 --> 00:58:49,160
Speaker 3: But they found out the problems in this country, and

1024
00:58:49,200 --> 00:58:53,560
Speaker 3: they're excervating. They're exacerbating the problem to make it worse.

1025
00:58:53,640 --> 00:58:57,840
Speaker 3: To divide us, Yes, to divide us and distract us exactly,

1026
00:58:57,880 --> 00:59:00,800
Speaker 3: And while we're running around fighting about something that really

1027
00:59:00,880 --> 00:59:04,080
Speaker 3: doesn't matter. They're taking over the country and moving over

1028
00:59:04,120 --> 00:59:07,960
Speaker 3: the world. We've got to have a change. Chapter number six,

1029
00:59:08,880 --> 00:59:13,240
Speaker 3: MLK and Malcolm X. They tell me you have done

1030
00:59:13,240 --> 00:59:17,320
Speaker 3: the Runway with Malcolm X's daughter and walk together, hand

1031
00:59:17,360 --> 00:59:18,720
Speaker 3: in the hand. Tell us about that.

1032
00:59:19,000 --> 00:59:21,560
Speaker 2: It was a powerful experience, and I have to say

1033
00:59:21,560 --> 00:59:23,360
Speaker 2: it this way. I had a shirt on what my

1034
00:59:23,440 --> 00:59:28,000
Speaker 2: father said. I'm black, I'm proud. I'm proud of it.

1035
00:59:28,040 --> 00:59:29,800
Speaker 2: I'm black and I'm proud. I can't even remember the

1036
00:59:29,840 --> 00:59:34,200
Speaker 2: words now when you think about what's been happening in

1037
00:59:34,240 --> 00:59:38,280
Speaker 2: the black community with all of the taking away of

1038
00:59:38,360 --> 00:59:42,360
Speaker 2: the DEI right and what seems like direct attacks on

1039
00:59:42,440 --> 00:59:44,400
Speaker 2: our black women even in business.

1040
00:59:45,160 --> 00:59:47,160
Speaker 1: When I got in that room, Bishop, there was so

1041
00:59:47,320 --> 00:59:50,600
Speaker 1: much energy in there. It was unbelievable.

1042
00:59:50,720 --> 00:59:53,440
Speaker 2: It was a relief to see our people together in

1043
00:59:53,440 --> 00:59:57,840
Speaker 2: that room and to see both the descendant of Malcolm

1044
00:59:58,040 --> 01:00:02,400
Speaker 2: X and Martin Luther King your connecting on that runway

1045
01:00:02,440 --> 01:00:07,200
Speaker 2: because they've always been presented as opposites, yes, or in opposition,

1046
01:00:07,840 --> 01:00:12,160
Speaker 2: and the gentleman, but no, the gentleman.

1047
01:00:11,800 --> 01:00:14,400
Speaker 1: Who who produced.

1048
01:00:13,880 --> 01:00:16,840
Speaker 2: This show was able to find these clips that I

1049
01:00:16,920 --> 01:00:20,120
Speaker 2: hadn't seen, and I was like, wow, and he put

1050
01:00:20,200 --> 01:00:22,120
Speaker 2: he was saying, put something out that Malcolm said, then

1051
01:00:22,120 --> 01:00:24,960
Speaker 2: put something out with my father said, and it was

1052
01:00:25,040 --> 01:00:28,760
Speaker 2: like parallel and very powerful. Now my father had the

1053
01:00:28,760 --> 01:00:31,160
Speaker 2: philosophy of non violence. People talk about NYE means that.

1054
01:00:31,200 --> 01:00:32,640
Speaker 2: I said, we can go off on a tangent on that,

1055
01:00:32,960 --> 01:00:36,560
Speaker 2: but the point is that both of them were committed

1056
01:00:36,600 --> 01:00:41,000
Speaker 2: to uplifting the black community. And for us to be

1057
01:00:41,040 --> 01:00:45,480
Speaker 2: on that runway together at this time what's happening with

1058
01:00:45,520 --> 01:00:49,080
Speaker 2: our people was so refreshed and rejuvenating for so many people.

1059
01:00:49,360 --> 01:00:51,120
Speaker 2: I haven't seen smiles like that in a long time.

1060
01:00:51,200 --> 01:00:51,560
Speaker 3: Wow.

1061
01:00:52,320 --> 01:00:54,960
Speaker 2: And it was Iliosa Shabaz, who's who's a friend of

1062
01:00:54,960 --> 01:00:58,120
Speaker 2: mine and we connect and talk from time to time.

1063
01:00:58,840 --> 01:01:01,960
Speaker 2: My mother and her, her mother and my mother had

1064
01:01:02,000 --> 01:01:06,320
Speaker 2: a very close relationship, and so it was it was

1065
01:01:06,400 --> 01:01:10,040
Speaker 2: just so rewarding to be there and I'm just excited

1066
01:01:10,080 --> 01:01:11,560
Speaker 2: about it, and I'm sure we're going to be doing

1067
01:01:11,560 --> 01:01:12,080
Speaker 2: some other things.

1068
01:01:12,120 --> 01:01:14,800
Speaker 3: I think she spoke at your mother's sad.

1069
01:01:14,640 --> 01:01:15,640
Speaker 1: No, that was the other daughter.

1070
01:01:15,720 --> 01:01:17,240
Speaker 3: That's the other daughter, Yeah, okay.

1071
01:01:17,360 --> 01:01:22,360
Speaker 2: Ottola or Ambassador Shabbaz spoke because she's the oldest and

1072
01:01:22,400 --> 01:01:25,120
Speaker 2: she had a very close uh Ambassador Shabaz had a

1073
01:01:25,200 --> 01:01:27,919
Speaker 2: very close relationship with my sister Yolanda as well.

1074
01:01:28,080 --> 01:01:30,000
Speaker 1: Yes, they did performances.

1075
01:01:29,760 --> 01:01:32,680
Speaker 3: And there were people there from South Africa, Oh, Nelson

1076
01:01:32,760 --> 01:01:35,120
Speaker 3: Mandelg's family and all.

1077
01:01:34,960 --> 01:01:37,640
Speaker 1: Of the presidents living presidents with their wives.

1078
01:01:37,840 --> 01:01:38,200
Speaker 3: Yes.

1079
01:01:38,320 --> 01:01:40,919
Speaker 2: And the only one that couldn't come, Gerald Ford wrote

1080
01:01:40,960 --> 01:01:43,040
Speaker 2: us a letter and said he would have been there, yeah,

1081
01:01:43,160 --> 01:01:44,400
Speaker 2: you know if he wasn't innfirmed.

1082
01:01:44,440 --> 01:01:47,240
Speaker 1: And of course the future President Obama was there.

1083
01:01:47,280 --> 01:01:51,360
Speaker 3: That was absolutely and and I was there, Yes, I

1084
01:01:51,440 --> 01:01:54,080
Speaker 3: was there and proud to be there. Thank you for

1085
01:01:54,160 --> 01:01:57,400
Speaker 3: being one of the teachers and leaders and four runners.

1086
01:01:57,440 --> 01:02:00,640
Speaker 3: That's out front. Don't don't make a lot of noise,

1087
01:02:01,000 --> 01:02:04,320
Speaker 3: get a whole lot done. Walks here in quiet. That's

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Speaker 3: how she done. She walks in quiet. But you look around,

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Speaker 3: there's a big explosion coming from Reverend Bernice King. Thank

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Speaker 3: you for being on our podcast. It's a real pleasure.

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Speaker 1: Thank you so much.

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Speaker 3: Hey, everybody, I want to take this time to thank

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Speaker 3: you for watching the Next Chapter podcast. If this conversation

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01:02:24,720 --> 01:02:29,200
Speaker 3: inspired you, helped you reflect on an idea, or spark

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01:02:29,320 --> 01:02:33,480
Speaker 3: something new inside of you, make sure to like, comment,

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01:02:33,960 --> 01:02:40,760
Speaker 3: and subscribe so you don't miss future episodes. Remember, life

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01:02:40,920 --> 01:02:45,040
Speaker 3: isn't about how you begin, it's about how you finished strong,

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Speaker 3: So start your next chapter with us right here every

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Speaker 3: week