Speaker 1: Episode four forty, How contentment leads to better spending with
Speaker 1: Shannon Ables.
Speaker 2: Welcome to the Frugal Friends podcast, where you'll learn to
Speaker 2: save money, embrace simplicity, and liver your life. Here your
Speaker 2: hosts Jen and Jill.
Speaker 1: Welcome to the Frugal Friends podcast. My name is Jen,
Speaker 1: my name is Jill, And today we are talking with
Speaker 1: the simple sophisticate Shannon Abels about how contentment impacts our
Speaker 1: spending but really honestly like giving a framework for how
Speaker 1: to make better spending decisions on the small stuff, the
Speaker 1: things that aren't like automatically tied to your higher values,
Speaker 1: those day to day decisions. And I loved this conversation.
Speaker 3: I'm just putting this together now post conversation with Shannon
Speaker 3: that it's the better alternative to little treats, just kind
Speaker 3: of needing to spend some money getting something small, but
Speaker 3: it not really hitting the mark. And this is Shannon
Speaker 3: helps us guide us through how do we identify what
Speaker 3: some of these little luxuries can be for us and
Speaker 3: how we can lean into and build upon the skill
Speaker 3: of contentment. And it's a beautiful conversation. We can't wait
Speaker 3: to share it with you. Yes, but first this episode
Speaker 3: is brought to you by the best spending decision right
Speaker 3: up there with Max and out your retirement plans, paying
Speaker 3: off debt. Pre Ordering our book Buy What you Love
Speaker 3: without going broke is one of the best spending decisions
Speaker 3: you can make for yourself this month. This one purchase
Speaker 3: can set you on a trajectory of making insanely informed
Speaker 3: and whise spending decisions for the rest of your life. Plus,
Speaker 3: when you pre order, you get extra freebies like monthly
Speaker 3: live virtual life skills classes with Jen and I. We
Speaker 3: will be there live talking about meal plans and.
Speaker 1: Mending mendils and saving money on transportation on a whole
Speaker 1: all the things improvements.
Speaker 3: Yeah, it helps us a ton if you buy the
Speaker 3: book before it publishes in January. If you order it now,
Speaker 3: you know you've already set yourself up for a great
Speaker 3: gift come the new year that's going to help you
Speaker 3: make better spending decisions. And you get all these freebies
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Speaker 3: us more So get yours at buy what you Love
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Speaker 3: bought the book, you pre ordered the book, and then
Speaker 3: you'll get your invite to the webinars.
Speaker 1: Yeah, and we got five. You'll get five free webinars
Speaker 1: at this point, the longer you wait, the fewer webinars
Speaker 1: you get because obviously you don't get access to the
Speaker 1: ones you missed, like the one in August. But we're
Speaker 1: saving the best ones for last. So if you're if
Speaker 1: you're listening to this not till like November or something,
Speaker 1: don't worry. The December January ones are the best, just
Speaker 1: like this episode. This is episode is probably one of
Speaker 1: the best ones that we've done in a while. I
Speaker 1: and it's just because it felt when you can find
Speaker 1: a kindred soul to have a conversation about something that
Speaker 1: you are both really like jived on at the same
Speaker 1: time really passionate about it is it's just life giving.
Speaker 1: And that is the conversation we had with Shannon. So
Speaker 1: if you are interested after hearing about this, to hear
Speaker 1: a little bit more about kind of what just Jill
Speaker 1: and I have to say on contentment as it relates
Speaker 1: to spending in finances q UP Episode three sixty nine,
Speaker 1: How to be content without being complacent. We do talk
Speaker 1: a little we know, we don't go into it, but
Speaker 1: we do mention it in the episode, and then episode
Speaker 1: three forty two the importance of honoring your season, and
Speaker 1: episode two fifty six using gratitude journaling to help you
Speaker 1: spend less. We also mentioned that a little bit in
Speaker 1: this episode, So those three are super relevant, especially content
Speaker 1: without being complacent and gratitude journaling. So Shannon Abeles is
Speaker 1: the founder of the Simply Luxurious Life. She hosts The
Speaker 1: Simple Sophisticate and she has been like talking about cultivating
Speaker 1: true contentment, the art of living a life of quality
Speaker 1: over quantity, and talking about all these things since two
Speaker 1: thousand and nine. She taught English and high school for
Speaker 1: twenty years, so she is a really great gifted teacher,
Speaker 1: and so now she does The Simple Sophisticate full time.
Speaker 1: And she loves France and England and those things inspire
Speaker 1: how she talks about luxury. So we just loved how
Speaker 1: it just felt like such a pure conversation.
Speaker 3: So I felt calmed after this conversation.
Speaker 1: We do a week.
Speaker 3: Because we're so much more calm because of Shannon. So
Speaker 3: let's get into it.
Speaker 1: Shannon, Welcome to Frugal Friends podcast. We are delighted to
Speaker 1: have you.
Speaker 4: Oh so tickle to be here. Thanks for having me,
Speaker 4: Jen and Jil that be fun.
Speaker 3: It was. It was such an honor for me to
Speaker 3: be on your podcast, The Simple Sophistic Hit. It was
Speaker 3: such a fun conversation and I love your style your podcast.
Speaker 3: So I'm excited to introduce our listeners to you and
Speaker 3: to your podcast and just your perspective and your voice
Speaker 3: through this episode. So to kick us off and get
Speaker 3: us started, tell us a little bit about kind of
Speaker 3: the whole idea of what you're spreading here, this contentment,
Speaker 3: how it differs from happiness, Why it's such an important distinction.
Speaker 4: Just what do you want to say? No, thanks for
Speaker 4: that and that opportunity. No, no, no, that's good. And
Speaker 4: for your listeners who may not know me, I actually
Speaker 4: was a teacher, an English teacher for twenty years. So
Speaker 4: I'm going to break down the language of contentment and
Speaker 4: versus happiness. So I think a lot of the times
Speaker 4: we oftim will use the same word, but we understand
Speaker 4: it differently, and so then the conversation never goes or
Speaker 4: are our understanding of how to achieve it never actually
Speaker 4: materializes because we don' actually understand what it means. So
Speaker 4: I taught English for twenty years, retired in twenty twenty one,
Speaker 4: I taught upper division English and high school AP language,
Speaker 4: So we really broke down words. We broke down analysis
Speaker 4: of text and persuasion and all the different tools of rhetoric.
Speaker 4: But throughout my entire career I taught the Latin and
Speaker 4: Greek roots. And so if you look at contentment versus happiness,
Speaker 4: they are similar. So people when they conflate the two,
Speaker 4: they're really not They're off base, but they're not entirely
Speaker 4: off Basi's completely understandable. So if you look at the
Speaker 4: word happiness, hap by the definition, if you look at hap,
Speaker 4: it comes from Old English meaning luck or chance, and
Speaker 4: so it's something beyond us that happens. We have to
Speaker 4: be present, we have to show up, we have to
Speaker 4: see it. We have to then dance with it and
Speaker 4: celebrate it. But it's not entirely in our control to
Speaker 4: create it. Contentment is what I like to call the
Speaker 4: parent of happiness. The more Jen you and I were
Speaker 4: speaking a little bit before we started taping here, the
Speaker 4: more grounded and secure the parent is, the more happiness
Speaker 4: is going to occur in your life, the more fulfilled
Speaker 4: your child is going to be, if that makes sense.
Speaker 4: So when you have contentment, you break down the word
Speaker 4: contentment con is broken means with or together, and mint
Speaker 4: means full of. So my definition based on all the
Speaker 4: different dictionaries out there, and I love going through dictionaries
Speaker 4: because some one dictionary out there calls contentment complacency, and
Speaker 4: you all know it's not, because that's part of what
Speaker 4: your argument is as well. And that's why I love
Speaker 4: beyond the shows. We have very similar ethos. Contentment is
Speaker 4: the farthest thing from complacency. It's an active engagement with life.
Speaker 4: Contentment is you are satisfied and secure within yourself. Because
Speaker 4: if we look at ment, or excuse me, if you
Speaker 4: look at the word contentests, that's from the old French.
Speaker 4: And I'm going a little deep in the weeds here,
Speaker 4: but hanging there with me.
Speaker 1: Nerd out, I'm here, I'm in it, I'm for it. Oh,
Speaker 1: I love it.
Speaker 4: I love it. So contentest actually comes from Old French
Speaker 4: and it means to contain, to hold that which is contained.
Speaker 4: So when you are you have content mint the concept
Speaker 4: contentment you are satisfied, which I know that is also
Speaker 4: your definition of contentment and secure within yourself, within yourself.
Speaker 4: It's not based on anything outside of yourself. It's not
Speaker 4: based on the size of your house, your status in
Speaker 4: society as far as relationships, how outside of yourself, the
Speaker 4: people in your life, what society says. It's how you
Speaker 4: feel about what you have done and are doing, and
Speaker 4: how you live your life. It's all within and so
Speaker 4: that is That is how I distinguish happiness and contentment.
Speaker 4: They're they're they're not completely separate, but one is the parent,
Speaker 4: one is the one is the child, and happiness will
Speaker 4: occur more frequently when you have contentment grounded and you know,
Speaker 4: consistently in your life.
Speaker 3: Thank you for this lesson, and there you have it. Folks. Oh,
Speaker 3: it's so fun for us when we come across across
Speaker 3: such congruent messaging, and it's not as if it's entirely
Speaker 3: our messaging, right, we're talking about the roots of words here.
Speaker 3: But I think when we're able to grasp what these
Speaker 3: things mean and to recognize, as you're describing this is
Speaker 3: somewhat within our control, we there is a method by
Speaker 3: which we can kind of practice contentment. And the importance
Speaker 3: of that distinction, I think is what you're describing here exactly.
Speaker 1: Yeah, So, like, how has true content contentment like shown
Speaker 1: up in your life and specifically if you have any
Speaker 1: stories about like how it's changed your view on money,
Speaker 1: but like how has this true contempment kind of like
Speaker 1: changed your actions, like transformed.
Speaker 4: You well, you know, and Jill alluded to it as well.
Speaker 4: It's a practice. It's these are a set of skills
Speaker 4: to learn, so you can't go buy it off the shelf.
Speaker 4: And it's not gonna Once you understand what those skills
Speaker 4: are and I can mention them, mention them here in
Speaker 4: a second, you have to start to It's like a muscle.
Speaker 4: You have to start to train yourself to consciously put
Speaker 4: yourself in a situation to Okay, I'm gonna I'm gonna
Speaker 4: practice this mindfulness practice of meditation so that I can
Speaker 4: I can step back from my mind and see my
Speaker 4: thoughts instead of being led by my thoughts.
Speaker 1: That takes practice.
Speaker 4: I mean, you might want to be able to do
Speaker 4: that in day one, but even the most advanced person
Speaker 4: is a novice every single day because it's every single
Speaker 4: day presents us with different, you know, circumstances we have
Speaker 4: no control over. So it's the learning the skills. And
Speaker 4: for me, I guess maybe it's being the teacher that
Speaker 4: I am, or maybe it's being someone who's constantly curious.
Speaker 4: I've always been a curious individual. But I'm like, Okay,
Speaker 4: how do I feel more content? And that? And content
Speaker 4: is the feeling. Contentment is what involves all the skills.
Speaker 4: It's the concept. And so if i'm you know, early
Speaker 4: in my life, it's like, this is what This is
Speaker 4: really unsettling. Why everyone else seems to enjoy doing this
Speaker 4: or wants to live this way?
Speaker 1: It doesn't work for me.
Speaker 4: Why So it's a it's a choice to explore yourself.
Speaker 4: And and and when I started to sort of make
Speaker 4: decisions following my inner voice or what many people call intuition,
Speaker 4: I started to realize, oh wow, oh wow, I'm energized
Speaker 4: doing something that other people would be drained by.
Speaker 1: That's okay.
Speaker 4: If they're drained by it and don't want to do it,
Speaker 4: that's their choice. It's not a comparison. It's an acknowledgment
Speaker 4: of what brings you to life.
Speaker 3: Life.
Speaker 4: And when I started, you know, part of the reason
Speaker 4: I went to education is it's the only thing I
Speaker 4: saw my mom and dad. You know, my mom was
Speaker 4: a teacher as well, So it's the only thing I
Speaker 4: saw I wanted to be financially secure. To bring it
Speaker 4: back to our money conversation, I was like, Okay, I
Speaker 4: want to be financially scared.
Speaker 1: I was secure.
Speaker 4: I want to be you know, independent. I saw my
Speaker 4: mom was able to do that. I want to do that.
Speaker 4: It seems like a fairly not stress less st job.
Speaker 4: But my dad was a police officer, and I was like, nah,
Speaker 4: I don't want to do that. I appreciate what he's
Speaker 4: doing for our community, but I don't think my temperament
Speaker 4: would be suited for that. So I didn't have a
Speaker 4: lot of exposure to a lot of jobs at my
Speaker 4: young age. But when I got into college, I fell
Speaker 4: in love with English. I love the written word, the
Speaker 4: analysis of it, and so I started to honor that
Speaker 4: just at a young age. And I think once you
Speaker 4: start really listening to yourself, you start to see glimmers
Speaker 4: of what contentment can be. Sometimes it's easy because you
Speaker 4: just happen to buy chance be with a family or
Speaker 4: a group of friends that applaud what you love to
Speaker 4: do anyway. But what makes it difficult is when you're
Speaker 4: with a family or an institution or a culture or
Speaker 4: friends who belittle you or make you feel less than
Speaker 4: when you do something that brings you to life. And
Speaker 4: that's why these skills will teach you to find the
Speaker 4: strength to be courageous enough to make decisions that lead
Speaker 4: you into different directions that ultimately will help you find
Speaker 4: that community that supports you, but at the same time
Speaker 4: you connect with on an equal basis, If that makes sense.
Speaker 3: It's sounding a little bit like we're describing contentment as
Speaker 3: this muscle we can almost grow these kind of exercises
Speaker 3: skill sets we can collect and lean into along the
Speaker 3: way in order to increase the degrees of satisfaction we
Speaker 3: experience internally with our stuff, our status or situation. And
Speaker 3: you've kind of described a little bit of your journey,
Speaker 3: but I'm curious at this stage, what does leaning into
Speaker 3: contentment look like? What are some of the practices that
Speaker 3: you're finding are helpful for you to experience that satisfaction regularly.
Speaker 1: Yeah.
Speaker 4: Well, one thing and we talked about it in our
Speaker 4: conversation Jenna on my episode is gratitude. It's it's looking
Speaker 4: around you and being present so you can then see
Speaker 4: all that is going well around you. We have blue
Speaker 4: sky today, there's no smoke I'm going to celebrate that.
Speaker 4: I'm going to make sure I'm outside and I'm doing
Speaker 4: something outside that I wasn't able to do last week
Speaker 4: when it was smoky. I have running water, Electricity is
Speaker 4: on today, it was out yesterday. Little things I have,
Speaker 4: My bills are paid. You know, the little thing the
Speaker 4: rose that is like one year old, bloomed for the
Speaker 4: first time, I'm going to sell. It may not be
Speaker 4: the grand garden in England, but it's it's celebrated so
Speaker 4: grade regularly. It doesn't have to be in your journal
Speaker 4: even but you can. You can absolutely have a gratitude genurnal.
Speaker 4: It may not even be something that you say out loud,
Speaker 4: but you see it, you notice it. The other and
Speaker 4: really powerful practice is mindfulness. And we hear that word
Speaker 4: a lot lately in our culture, and it's not a
Speaker 4: bad thing that we're hearing. I think it's great. But
Speaker 4: meditation is a key thing that helps hold us in
Speaker 4: that moment. And meditation doesn't need to be a scary
Speaker 4: or contrive thing, and there are a lot of ways
Speaker 4: to meditate. That's something I do talk about in my course.
Speaker 4: I really break it down and actually have a guided
Speaker 4: practice of meditation with the students who enroll. You can
Speaker 4: get meditate with me for three minutes. Start with one minute,
Speaker 4: three minutes, I'm at ten minutes. Now I'm I know
Speaker 4: for ten years and I didn't start noticing the benefits
Speaker 4: until just three or four years ago. It takes a while,
Speaker 4: and everyone's journey is different. So that's another key skill.
Speaker 4: Another one is emotional intelligence, and this is a chosen skill.
Speaker 4: We do not come out of the womb knowing how
Speaker 4: to understand why we feel what we feel. We have
Speaker 4: to choose to understand ourselves and our emotions we're feeling
Speaker 4: because everyone's temperament is different. And I see a temperament
Speaker 4: versus personality, because temperament would be the introvert, the extrovert,
Speaker 4: the ambivert. What stimulates you energetically, and that's something that's
Speaker 4: primarily nature. You're born with it and entirely there's some
Speaker 4: nurturing going on there too, But it's the self knowledge
Speaker 4: and the emotional intelligence has to do with you as
Speaker 4: well as observing it in others. And when you are
Speaker 4: aware of your surroundings, so self awareness and also awareness
Speaker 4: in your world, you start to engage more depending on
Speaker 4: the outcome you want. But I think most of us
Speaker 4: want a positive outcome. You start to engage more lovingly,
Speaker 4: with more kindness, and that's the two steps I always
Speaker 4: we begin the course with this, and I carry this
Speaker 4: throughout the two modes of engagement with the world and yourself.
Speaker 4: Engage with loving kindness, Engage with integrity, and that's to
Speaker 4: yourself and to the world. What I mean by integrity
Speaker 4: is honoring your boundaries, honoring what you need, maybe not
Speaker 4: what you want. Maybe you're gonna have to compromise, you know,
Speaker 4: with that with your partner, with your children, with your boss.
Speaker 4: But you're not gonna go too far to disrespect yourself.
Speaker 4: But at the same time, you want to make sure
Speaker 4: you honor your values, whatever those values may be. So
Speaker 4: those are a pretty good list of what we talk
Speaker 4: about and teach in the course. But that's a simple one.
Speaker 4: I think that was one of one of the things
Speaker 4: that I wanted to talk about. What's the simplest thing
Speaker 4: you can do? Engage right now with loving kindness and integrity,
Speaker 4: And we talk, we talk.
Speaker 1: So much about these are just like good ideas, good principles, right,
Speaker 1: but we so often don't practice them because we don't
Speaker 1: have a deeper value for them at face value. But
Speaker 1: if people knew how much being devoid of those practices
Speaker 1: actually impacts tangible things in our life, like our finances,
Speaker 1: like our mental health, all of these things. It is
Speaker 1: affecting tangible things, but we're just not taught to value
Speaker 1: them inherently, so we don't see the connection between those
Speaker 1: tangible things.
Speaker 4: Good point. Yeah, you're exactly right, Jen. The the and
Speaker 4: it's the abstract versus the concrete right and the simplistic
Speaker 4: way of doing it is focusing on I can buy
Speaker 4: a house, I can get clothes, so that will make
Speaker 4: me happy. But wait a second, why are you?
Speaker 1: Why?
Speaker 4: Why I go deeper? And that's the complex part that
Speaker 4: it takes time. But once you do it, those decisions
Speaker 4: of what you purchase, of what you spend your money on,
Speaker 4: it's so much simpler, so much simpler.
Speaker 3: Shannon, you said something earlier about choosing to understand yourself,
Speaker 3: and I wrote it down because I feel like just
Speaker 3: that phrase is a guide post in all of this,
Speaker 3: and a lot of what we talk about with values
Speaker 3: based spending is it needs to begin with who am I?
Speaker 3: What is life giving to me? What brings me joy?
Speaker 3: What are my goals and these other pieces that you're describing.
Speaker 3: It can take work, but choosing to understand ourselves, our emotions,
Speaker 3: what we're experiencing, and putting in these practices and skill
Speaker 3: sets to aim at contentment, it's all so beautiful. I
Speaker 3: just wanted to underscore it. But I also want to
Speaker 3: hear your perspective because one of the things that drew
Speaker 3: me to your podcast initially is you even use the
Speaker 3: phrase quality to buy quality over quantity, which is one
Speaker 3: of our kind of new phrases that we've been using
Speaker 3: over the past year, so our our audience is familiar
Speaker 3: with that, but you also talk about like simple pleasures
Speaker 3: and luxuries, but yet in this very kind of holistic approach.
Speaker 3: So I want to hear what you have to say
Speaker 3: about this, how you define true luxuries, how this has
Speaker 3: impacted your level of contentment, how you kind of pair
Speaker 3: your enjoyment of just really lovely things with contentment and
Speaker 3: you know, not desiring or more than we need or
Speaker 3: this over consumption.
Speaker 4: Right right, and then it exhausts us and then our
Speaker 4: bank accounts low and then we're stressed. And yeah, it
Speaker 4: leads into everything you know, And I have to start
Speaker 4: with where a lot of this inspiration came from a
Speaker 4: lot of inspiration. Quality of our quantity came from when
Speaker 4: I studied in France, and I studied out in an
Speaker 4: age in the Loire Valley, and I was twenty. I
Speaker 4: had never no one in my world spoke French. Went
Speaker 4: to Europe for goingness sake, But I fell in love
Speaker 4: with the quality of not just things, but the quality
Speaker 4: of time given. And I saw that really increase the
Speaker 4: enjoyment and the pleasure of everyday life. Our meals would
Speaker 4: last for literally three hours and you don't even look
Speaker 4: at the clock. The food was simple, it was seasonable,
Speaker 4: but because it was seasonabally, it was delicious. So that's
Speaker 4: honestly what began the simple luxurious life. The simple luxury
Speaker 4: aspect of it was the French culture. And I know
Speaker 4: there are other cultures who likely do this, but I
Speaker 4: think the French do.
Speaker 1: It pretty well.
Speaker 4: They've been great teachers. And so what for me simple
Speaker 4: luxury is it involves intention and it involves intention. What
Speaker 4: I mean by intention is, you know, it may not
Speaker 4: be it may take time for me to acquire this thing,
Speaker 4: or it may take time for me to understand what
Speaker 4: my tastes are for that particular, for a particular tea.
Speaker 4: But when I find it, I'm gonna I'm gonna deeply
Speaker 4: appreciate it. It may be inexpensive. It may be a
Speaker 4: Twining's tea, which is not that expensive, but it might
Speaker 4: be it might be a Platitae, which is not terribly expensive,
Speaker 4: but it maybe twice as much. But I know, because
Speaker 4: I know what's gonna calm me down in the afternoon.
Speaker 4: When I pour a cup of it, I've had not
Speaker 4: so great tea, so I know there's a difference, and
Speaker 4: so it brings me great comfort. And so simple luxury
Speaker 4: is about comfort, but comfort achieved with intentions. So when
Speaker 4: you achieve it or acquire it, you appreciate it. So
Speaker 4: it marries that idea of appreciation with intention, and then
Speaker 4: they're not asking for more constantly. That's why we get
Speaker 4: away from the quantity. I don't need more tea. I
Speaker 4: need good tea because of how I'm going to how
Speaker 4: it's going to elevate my day.
Speaker 3: There's so much I would just want to put on stickers.
Speaker 3: I'm not even a sticker person. I just want to
Speaker 3: like hold these statements as truth before being constantly. Comfort
Speaker 3: achieved with intention.
Speaker 4: Yeah, love that, yes, well, And I think sometimes the
Speaker 4: luxury component. A lot of people will find the blog
Speaker 4: the podcast and they think that this is a luxury
Speaker 4: like we're gonna be on yacht, so we're gonna travel
Speaker 4: around the world and five star restaurants. You know, I
Speaker 4: would love to go to a great five star restaurant
Speaker 4: if it's worthy of that, and I've saved up for it,
Speaker 4: and I know a little bit about the background, but
Speaker 4: I am not going to be doing it for status
Speaker 4: as far as to get approval from outside world. And
Speaker 4: I definitely am going to watch my money to make
Speaker 4: sure I'm investing in something I really really love. So
Speaker 4: it's not luxury in the sense of dollar amount. It's
Speaker 4: luxury and the sense of what we just talked about
Speaker 4: and what brings you comfort. And that's back to the
Speaker 4: knowing yourself. What's going to bring you comfort. What what
Speaker 4: brings other people comfort is their choice. It's not We're
Speaker 4: not judging. I think that's the other part of it.
Speaker 4: We're not comparing, We're not judging. We are engaging our
Speaker 4: own journey and being inspired by other's. Sure, that's that's great.
Speaker 1: Mm hmm. Yeah, you are speaking the language of our listeners.
Speaker 1: I think I can just see like behind the speakers
Speaker 1: of cars, like heads nodding. And we talk so much
Speaker 1: about like values based spending in honoring these higher values
Speaker 1: like family, friends, fulfilling with big But it's harder, I think,
Speaker 1: maybe to look at the tangible things. Almost you'd think
Speaker 1: it'd be easier. It's the first place our head goes
Speaker 1: onto what we value. But it's almost harder to look
Speaker 1: at these tangible things and be like, Okay, now that
Speaker 1: I know where my higher values are, my higher needs are,
Speaker 1: how do I decide what's going to what to buy?
Speaker 1: Because when it may not fall automatically in it. And
Speaker 1: that's you've just given a framework on how to decide
Speaker 1: whether something is in line with your values or not.
Speaker 1: It's it comes from knowing within, it comes with testing,
Speaker 1: hy testing and like choosing that intentional comfort, and you
Speaker 1: can you can also choose intentional discomfort, which is in
Speaker 1: the testing phase, but really being intentional with it.
Speaker 4: Paying attention to what you learn. I mean, there's always
Speaker 4: a lesson to learn of something doesn't work out. I
Speaker 4: mean it's you can't hit the gold mine on your
Speaker 4: first shot. It might happen sometimes and that's when you
Speaker 4: really celebrate it. Oh my gosh, that's love. But how
Speaker 4: are you going to know you hit the gold mine
Speaker 4: if you haven't tried other things to know that it is?
Speaker 4: I don't know. It depends on the journey, It depends
Speaker 4: on how many other experiences you've had. Maybe there's some
Speaker 4: that are similar, you know. That's but yeah, that's part
Speaker 4: of the fun too. It's when you you know, you
Speaker 4: grow as an individual of how you handle unlunched moments.
Speaker 1: Yes, so we we've definitely. I love this phrase you use,
Speaker 1: like enjoy everyday luxuries on in every day income and
Speaker 1: so you kind of touched on it with you know,
Speaker 1: talking about a nice cup of tea? Are there other
Speaker 1: ways like that our listeners can be kind of attuned
Speaker 1: to or or other skills for finding what their everyday
Speaker 1: luxuries can be they're simply luxurious.
Speaker 4: Well, I'm gonna start a little bit maybe a little
Speaker 4: broader on this, but I think if it does start
Speaker 4: with enjoying your own company, or at least starting to
Speaker 4: learn how to enjoy your own company. So even if
Speaker 4: you're an extrovert, regularly finding time in solitude, and this
Speaker 4: may just be as few as fifteen minutes, that is fine.
Speaker 4: But once you start spending time in your own company,
Speaker 4: and I do mean on your own company, I mean
Speaker 4: you can have your dogs, your cat, your pets with
Speaker 4: you because they're not going to influence you. You know,
Speaker 4: they're not going to.
Speaker 1: Judge or laugh or whatever or a plod.
Speaker 4: That's the thing. You really want to be away from
Speaker 4: anything that will influence you to do or not do something.
Speaker 4: Or do you like this or not like this? Go
Speaker 4: to a restaurant, you know, for lunch on your own,
Speaker 4: what do you like? Go on a walk and see
Speaker 4: what or you know, maybe you're traveling and meet your partner,
Speaker 4: your family. Say you know, I'm gonna take the first
Speaker 4: half the day on my own. I just want to
Speaker 4: explore and see where your feet lead you and pay
Speaker 4: attention to what catches your eye. I think so often
Speaker 4: we become unconsciously, it's unconsciously normalized into our behavior to
Speaker 4: do whatever people are going to applaut or accept, and
Speaker 4: so we don't really realize we're going off track of ourselves.
Speaker 4: And if I could, there's a quote actually that kind
Speaker 4: of ties to this with regards to knowing yourself, and
Speaker 4: I think this is kind of it's a warning, but
Speaker 4: it's also helpful. This is from a psychologist I Link
Speaker 4: Strauss Cohen. She writes, quote, without realizing it, you may
Speaker 4: be negatively impacting your effectiveness by seeking others approval. This
Speaker 4: is because you probably avoid doing things that are important
Speaker 4: to you, feel anxious about trying new things outside your
Speaker 4: comfort zone, and get stuck worrying about what others might
Speaker 4: expect from you. Needing approval may you to reject potential
Speaker 4: opportunities because you're too anxious and believe your performance has
Speaker 4: to be perfect. It may cause you to fear failing
Speaker 4: so much that you give up before you start. And
Speaker 4: the give up meaning to know what speaks to you
Speaker 4: so that you can build a day, your every day
Speaker 4: that infuses you with energy, not drains or energy. I
Speaker 4: don't know that I didn't go directly into the answer,
Speaker 4: did I.
Speaker 1: But that's but you gave over. You gave us what
Speaker 1: we needed.
Speaker 3: Okay, Okay, yeah, we need mindset. I think we love
Speaker 3: the tangible tips and those are helpful as well, but
Speaker 3: when our actions originate with our thoughts, it's a very
Speaker 3: important place to begin and to continue cultivating regularly because
Speaker 3: it's going to influence. But I love that even the
Speaker 3: examples that you are giving here is helping us to
Speaker 3: think creatively and how can I enjoy my daily life
Speaker 3: in a simple way that is really invigorating. It helps
Speaker 3: to lead to contentment that again, most of it is
Speaker 3: going to not cost money or cost very minimal amounts
Speaker 3: of money, and yet be able to realize, oh, I'm
Speaker 3: enjoying luxuries here, and what that just does to our
Speaker 3: mindset then around spending, Well, then do I really feel
Speaker 3: the need to hop online and purchase some twenty dollars
Speaker 3: skirt that's going to break down in a couple of
Speaker 3: months because it's not well made and I've taken you know,
Speaker 3: these companies are taking advantage of labor. So, yeah, when
Speaker 3: we're able to really lean into what are the current
Speaker 3: benefits received in my life right now? And what are
Speaker 3: the things that I particularly enjoy and where can I
Speaker 3: be with loving kindness letting myself engage in those simple pleasures. Yeah,
Speaker 3: these are the things that we can be looking at.
Speaker 4: You all said this in your book, and we talked
Speaker 4: about this with marketing to speak to the skirt and
Speaker 4: you know, trying to not pray, but to to to
Speaker 4: try to tempt you to buy something at a really
Speaker 4: cheap price when you're at the end of the day
Speaker 4: really exhausted, maybe, or an impulse, impulse purchase. But it's
Speaker 4: we're taught, or we're conditioned often in our culture to
Speaker 4: want to constantly want, which takes us out of the
Speaker 4: present moment. If we can create an every day that
Speaker 4: we love and that and what we do talk about
Speaker 4: a lot is rituals. Rituals that it's not a routine,
Speaker 4: so they're similar. But routine is something you do that
Speaker 4: simplifies your day, that works and amplifies your day. But rituals,
Speaker 4: when you deeply savor it and you are in the
Speaker 4: moment fully appreciating it, Routines are not mindless necessarily, but
Speaker 4: they actually allow your mind to be free. And so rituals, like,
Speaker 4: for example, my morning ritual, I wake up on Monday morning.
Speaker 4: I genuinely love my Monday mornings, and it's the same
Speaker 4: as a Tuesday, so don't it's not different, but it's
Speaker 4: Monday because I excited about what I get to do,
Speaker 4: but I'm not rushing. So we get up, the dogs
Speaker 4: get fed. My older pup sleeps still, and I'm like,
Speaker 4: you just keep sleeping, and I get my hot water
Speaker 4: going for my tea, actually lemon water. I did my
Speaker 4: tea after that, and then Nell and I sit out
Speaker 4: in the porch in the summertime and I meditate, I
Speaker 4: listen to the birds. I'm not rushing because it's about
Speaker 4: six o'clock, six thirty. And then I wake up Norman,
Speaker 4: and then I feed Norman, and then we go for
Speaker 4: our walk usually, and then we come home. We have
Speaker 4: breakfast outside and then the day starts around nine o'clock.
Speaker 4: But it's not rushed. I mean, I am I know
Speaker 4: that as a teacher, I know that sometimes you have
Speaker 4: a job that you have to get up way way
Speaker 4: too early and get to work at seven, six thirty
Speaker 4: in the morning. But even then, okay, at the end
Speaker 4: of the day, what's a ritual that would really really
Speaker 4: energize you or conclude the day well, And it doesn't
Speaker 4: have to cost anything. I mean that was water and
Speaker 4: lemon and my dogs, you know, And for me, my
Speaker 4: dogs are my big companions. They bring a lot of
Speaker 4: joy to my life. But it doesn't have to be
Speaker 4: with anybody, or can be with your partner, children or yeah,
Speaker 4: so it takes you away from wanting, and so you
Speaker 4: have that space that we've talked about. You have that pause.
Speaker 4: So whenever you are going to maybe buy something, you're
Speaker 4: not doing it to to feel better in that moment.
Speaker 3: Prompt for us. Thanks for all those examples, speaking of
Speaker 3: a ritual that we love to engage in an every episode. Yes,
Speaker 3: the bill.
Speaker 2: Of the week.
Speaker 5: That's right, it's time for the best minute of your
Speaker 5: entire week. Maybe a baby was born and his name
Speaker 5: is William. Maybe you paid off your mortgage, maybe your
Speaker 5: car died and you're happy to not have to pay
Speaker 5: that bill anymore. Duck bills, Buffalo bills, Bill clon this,
Speaker 5: it's the bill of the week.
Speaker 1: I love it. I kind of wanted to say that
Speaker 1: more quietly because of the space that we're in Normally, Shannon,
Speaker 1: yell it more. So far you can do it. Don't
Speaker 1: take too it's early.
Speaker 4: We can all get woken up a little bit more.
Speaker 1: I mean, I feel good about I feel good. It
Speaker 1: feels appropriate for the space that we've created. But so
Speaker 1: every week we invite our listeners and our guests to
Speaker 1: give us their bill for the week, and Shannon, we
Speaker 1: are excited to hear yours well.
Speaker 4: I hope I don't know how many gardeners you have
Speaker 4: out there, but I think just gonna apply to anything
Speaker 4: and all sincerity. So I have a garden and I
Speaker 4: have one solo tall pine tree. So I live in Bend, Oregon,
Speaker 4: so there's pine trees everywhere and you need to take
Speaker 4: care of them. And I've never ever had to take
Speaker 4: care of this one yet, but it was time. My
Speaker 4: neighbor was saying, it's hitting my house, Shannon, you need
Speaker 4: to take care of it. But actually she was willing
Speaker 4: to pay for it, like no, I mean, are split
Speaker 4: it with me. I was like, no, no, it's my property.
Speaker 4: I'll take care but anyway, so she got an estimate
Speaker 4: and I was like, okay, I'll call that guy and
Speaker 4: i'll see. I'll ask some questions and I got his
Speaker 4: price and then I kept shopping around to get other prices.
Speaker 4: I saved three hundred dollars by shopping around getting the
Speaker 4: exact same service. And when the guys were done, and
Speaker 4: it was fun to watch them, they're like acrobats in
Speaker 4: the tree. It wasn't a fun bill to pay, but
Speaker 4: it's a bill I would only have to pay every
Speaker 4: five to ten years. And they also and this is
Speaker 4: the other thing. Before I got the estimate, I said,
Speaker 4: am I going to have you know, final?
Speaker 1: Okay?
Speaker 4: Like this is how I want it?
Speaker 3: Oh?
Speaker 4: Yeah, you can have that. So as soon as I
Speaker 4: knew I was going to have it trimmed the way
Speaker 4: I felt I needed to be trimmed and I could
Speaker 4: have an okay with it, he did have to come
Speaker 4: back a second time and fix it. I'm looking at
Speaker 4: because it was out this window, but it's healthy now.
Speaker 4: So it's protecting my house, protecting her house and as
Speaker 4: much fun as it wasn't to pay that bill in
Speaker 4: the winter, I established a stronger relationship with my neighbor
Speaker 4: and I saved three hundred dollars. I was like, I
Speaker 4: do you want for sise numbers? I didn't know if
Speaker 4: you want precise numbers or not.
Speaker 1: Yes, I we love savings, we love community the main thing,
Speaker 1: all of these things.
Speaker 4: It's important for for I mean people probably already know this,
Speaker 4: but just to reiterate, get get multiple estimates. I know
Speaker 4: we want things to be fixed, especially if they're things
Speaker 4: that are broken in our house or broken wherever our car.
Speaker 4: We want it done and fix them back to life.
Speaker 4: But get estimates, because you just you don't know how
Speaker 4: much money might be thrown away by and not to
Speaker 4: always get the cheapest because sometimes you want like quality, quantity,
Speaker 4: quality work. But yep, yeah, it's like it's worth it.
Speaker 4: I've saved more money by getting estimates and sometimes I
Speaker 4: go to the first person, but that one I was like, oh,
Speaker 4: I'm going to save three hundred dollars, I'm going that route.
Speaker 1: Amen. Yes, we love, we love a mid tier figure.
Speaker 1: Like you know, we're we're not trying to get the best,
Speaker 1: the most expensive. We're not trying to get the lowest.
Speaker 1: We're trying to get a deal with quality.
Speaker 3: There you go.
Speaker 4: Exactly, exactly, Yes, I mean I get it. If you
Speaker 4: get away with the price, do it. But I'm gonna
Speaker 4: keep shopping. Competition pays off in in markets. That's yeah,
Speaker 4: competition is okay, right, Yes.
Speaker 3: It's such a great example. I think between negotiation and
Speaker 3: shopping around, I think anytime we're able to push back
Speaker 3: against the sense of urgency and take our time and
Speaker 3: make the best decision for us for whatever the thing
Speaker 3: is that we're trying to achieve. It's awesome if you
Speaker 3: all listening have a bill that you want to submit,
Speaker 3: if it's about saving money because you negotiated and shopped around.
Speaker 3: If it's about not minding to spend the money, you
Speaker 3: just went with the first quote you've got and you're
Speaker 3: good to pay it because you have an emergency fund
Speaker 3: or just your name is Bill and you don't even
Speaker 3: have trees. But you want to tell us what it's
Speaker 3: like to be a person named Bill. Rugal friendspodcast dot
Speaker 3: com slash Bill. Leave us your bill, and now it's
Speaker 3: time for.
Speaker 1: That one is less abrasive that one. We went full
Speaker 1: in on.
Speaker 4: Good sound effects.
Speaker 1: I love it.
Speaker 3: Thank you.
Speaker 1: We do all our own sound effects, you know Seinfelds right, yeah,
Speaker 1: we yeah, we we don't hire this out. You know,
Speaker 1: we get better with age, all right, So this is
Speaker 1: our vulnerability round. We will all answer this question, and
Speaker 1: it is what is a simple luxury that you are
Speaker 1: going to enjoy today?
Speaker 4: It's Wednesdays, it's market in real time, it's market day.
Speaker 4: I'm going to the market, going to the farmers market.
Speaker 1: That's a good one.
Speaker 4: Probably not going to get much, but I love just
Speaker 4: being in that environment. It's just a joy.
Speaker 3: So yeah, yeah, you have farmers markets on Wednesdays.
Speaker 4: Two once on Saturday for the tourists primarily. And then
Speaker 4: this one is just food. It's just it's what we
Speaker 4: call the grocery market. But it's it's amazing.
Speaker 3: What what are some of your favorite to get at
Speaker 3: the market.
Speaker 4: And I'm getting the everyday foods, I'm getting eggs, I'm
Speaker 4: getting my berries. Berries are big. I get lots of berries.
Speaker 4: Marionberries are big here in Oregon. Do you have marion berries?
Speaker 4: You probably do you marry No, marion berries were a
Speaker 4: hybrid and os you made them organs between blackberries and raspberries. Oh,
Speaker 4: if you ever get a chance to have a marion berry, Wow,
Speaker 4: they're out of season now, they're just finished. So I
Speaker 4: always go and get whatever the berry is in season
Speaker 4: at the berry guy's place.
Speaker 3: And that's interesting. I would describe a mulberry as a
Speaker 3: cross between a BlackBerry and a raspberry.
Speaker 4: We have those here, mulberry we don't have them here? Okay, interesting,
Speaker 4: you have to look that up because I'm pretty sure
Speaker 4: that that was the Yeah, But no, they're they're a
Speaker 4: little milder than like, they're not as tart as a BlackBerry,
Speaker 4: but they're deeper purple than a raspberry in there kind
Speaker 4: of the middle middle size very good.
Speaker 3: Yeah, that's exactly how I would describe a mulberry. Berry.
Speaker 4: That's interesting, but I haven't never Yeah, oh no, I'm
Speaker 4: really curing. I'm writing that down. I'm gonna go find
Speaker 4: a mulberry.
Speaker 1: I love. I love a farmer's market. Our farmer's market
Speaker 1: is in season right now. It doesn't come back till October.
Speaker 1: Oh Florida, right, yeah, yeah, it's just too hot to
Speaker 1: do anything here right now.
Speaker 3: It is like our winter that makes sense, only we
Speaker 3: still get the long days the daily which is nice.
Speaker 1: But we have we actually have a Tuesday farmers market
Speaker 1: Jill and Gulfport.
Speaker 3: Oh perfect.
Speaker 1: Yeah.
Speaker 3: We did have a load on farmers markets and kind
Speaker 3: of comparing it to grocery store prices and did find
Speaker 3: that for most things, the farmers market is going to
Speaker 3: be a better option, especially if you're looking to support
Speaker 3: local and get you know, more organic items.
Speaker 4: Yeah, that's huge knowing you're eating.
Speaker 1: Yeah, you have you have to be like if you're
Speaker 1: shopping with like the intention of not buying the cheapest thing,
Speaker 1: like quality, then you are better off at a farmer's market.
Speaker 4: It's good to know. All right, Well, I'm good, I'm
Speaker 4: doing the right I'm doing good.
Speaker 3: Yeah you already knew that, but well we're just you're
Speaker 3: to a fermit, Jen, what's your answer?
Speaker 1: Okay? So mine and this is truly my morning ritual
Speaker 1: that I love is my morning cup of coffee. I
Speaker 1: wake up when my five year old wakes me up
Speaker 1: at seven am, and we'll make the cup of coffee
Speaker 1: and sit down until the baby wakes up. And it's
Speaker 1: just like coffee with a splash of whole milk in
Speaker 1: my pajamas on my couch, watching my five year old
Speaker 1: play or color or do whatever he's going to do
Speaker 1: in the morning, or wine because he wants to be
Speaker 1: playing the switch and it's not time yet.
Speaker 3: You know.
Speaker 4: So fun.
Speaker 1: That is my morning ritual right now, and it is
Speaker 1: my simple luxury. And then sometimes in the evening I
Speaker 1: will enjoy a cocktail of of whatever feels right right now.
Speaker 1: It's gin and tonics that feels right. Yeah, so if
Speaker 1: sometimes like maybe I'll need it before my kids go
Speaker 1: to sleep, but usually it's like after they go to
Speaker 1: bed and the house is quiet, or maybe sometimes before
Speaker 1: the baby gets home, and it's in between that like
Speaker 1: I'm done working, I haven't picked up the baby yet,
Speaker 1: and I'm just like at peace, lovely. I love beverages,
Speaker 1: and there's a thing I love all beverages.
Speaker 3: Or just beverages to start with a cea coffee cocktail.
Speaker 1: Yeah, it's not true. I don't actually love all beverages.
Speaker 1: I don't do beer or wine, but or juice. Okay,
Speaker 1: I don't do all beverages. But I do value beverages
Speaker 1: more highly than food.
Speaker 3: That's good.
Speaker 4: That sounds love love.
Speaker 3: A simple luxury I'm going to enjoy today is reading
Speaker 3: a couple chapters of the book I'm currently working through.
Speaker 3: I have so many simple luxuries. Honestly, which again is
Speaker 3: another reason I really connected with your show, Shannon and
Speaker 3: you as a person, is this just speaks to me.
Speaker 3: I really do try and fill my life with things
Speaker 3: that just bring me joy. Yeah. One of those things
Speaker 3: will be reading a book later today.
Speaker 4: I love escaping into a book.
Speaker 3: It's just yeah, I have I've rediscovered it recently. I didn't.
Speaker 3: I didn't totally have the space or the life season
Speaker 3: to kind of make the space for years now, But
Speaker 3: within this past year, I've I've found we were renovating
Speaker 3: and all sorts of things, but lately it's like I
Speaker 3: could actually read it. Just a good book and I've
Speaker 3: been devouring Yeah.
Speaker 1: She has been going through them at least make it joke.
Speaker 1: We did our book club episodes about how like I
Speaker 1: was going through all these books and Jill just like
Speaker 1: children's books and she's beating me.
Speaker 3: Now, I do love children's books. That's a simple luxury
Speaker 3: for me too. I don't have kids, but I still
Speaker 3: just think that the way that they are able to
Speaker 3: simply portray sometimes really complex Yeah, themes and topics is
Speaker 3: so beautiful. Yeah, it's very true.
Speaker 4: It's hard to be simple and those of to get
Speaker 4: across those points. Yeah, yeah, good point.
Speaker 3: Yeah. Okay, speaking of my adoration of you, Shannon, can
Speaker 3: you tell our audience where they can get more of you?
Speaker 4: Oh gosh. Yeah. So you can visit my blog the
Speaker 4: Simply Luxurious Life dot com or a very simple U
Speaker 4: R L S T s l L dot co and
Speaker 4: you'll see the blog which I post three to four
Speaker 4: times every single week. You can also find the podcast there,
Speaker 4: but you can also find the Simple Sophisicate podcast wherever
Speaker 4: you listen to your podcasts. And then the course that
Speaker 4: I was talking about, the Contentment Masterclass, is also on
Speaker 4: that website and you'll see it there on the main
Speaker 4: menu titled classes, and it'll have a frequently asked question page.
Speaker 4: You can watch a trailer about the course and all
Speaker 4: that stuff, as well as my books. My three books
Speaker 4: are there as well for you to look up if
Speaker 4: you're curious.
Speaker 3: Oh yeah, lovely, thank you for your inspiration today, Shannon.
Speaker 4: Thank you very much for having me. I thoroughly enjoyed
Speaker 4: our conversation. That was a lot of fun.
Speaker 1: Yeah, that was a That was a framework. I think
Speaker 1: Shannon gave a really great explainer on how she very
Speaker 1: much expanded, like what we have in our book by
Speaker 1: What you Love Without Going Broke, available for pre order now.
Speaker 1: She gave an expanded framework for diving into being comfortable
Speaker 1: with who you are. Like we talk about how to
Speaker 1: ask yourself questions to discover who you are, and she
Speaker 1: has given a framework to be comfortable with who you are.
Speaker 1: And a lot of it marries the you know, we
Speaker 1: talk about this in the second chapter and we talk
Speaker 1: about contentment in the ninth chapter, and she really married
Speaker 1: those two chapters. They live far away in our book,
Speaker 1: and she really did a great job of marrying them
Speaker 1: and bringing them together in reality.
Speaker 3: It's so cool to hear these concepts from someone outside
Speaker 3: of the personal finance space and help you to really realize, Yes,
Speaker 3: this is not just for personal finance, this is for
Speaker 3: our whole lives and how much it can touch every
Speaker 3: aspect of our life. And again, why we so emphasize
Speaker 3: beginning with mindset. So oh, I'm so glad we had
Speaker 3: her on and yeah again, I would absolutely recommend her
Speaker 3: podcast as well. If this one resonated with you, She's
Speaker 3: a good one.
Speaker 1: Yes, and thank you so much for leaving us your
Speaker 1: kind reviews. We love, love love reading them, especially this
Speaker 1: one from set Talbot. It says, my favorite podcast happens
Speaker 1: to be five stars they go. I love Jen and
Speaker 1: Jill's podcast, especially the humor. I find them very motivating
Speaker 1: and encouraging, and it actually has helped me start new
Speaker 1: habits and save some of my pay each week. I'm
Speaker 1: in Australia, but most of what they talk about is
Speaker 1: relevant for where I live. Also, thanks amazing.
Speaker 3: We have a small but mighty following in Australia and
Speaker 3: I'm so glad to know that our content is relevant
Speaker 3: to some of these different nations. We've got a following
Speaker 3: in Canada, as well, So I'm just thinking world tour,
Speaker 3: Jen UK. We've got book tour.
Speaker 1: We've definitely had some people, several people email about wanting
Speaker 1: to preorder the book in the UK and it's not
Speaker 1: available internationally yet, but we will keep you updated. It
Speaker 1: always for these things with American publishers, they publish in
Speaker 1: America first and then if the book does well, then
Speaker 1: they will do a run internationally. So if you want
Speaker 1: to help our frugal friends that live in Australia UK,
Speaker 1: please preorder the book buy what you loovebook dot com
Speaker 1: because your pre order will help it help them be
Speaker 1: able to order.
Speaker 3: Yeah, whatever you want your next action step to be,
Speaker 3: I mean certainly it can be meditation. And then once
Speaker 3: you're done with that, pre order the book, leave us
Speaker 3: a review and reading, listen to our next podcast episode
Speaker 3: and we'll see you next time.
Speaker 1: We'll see you next time. Frugal Friends is produced by
Speaker 1: Eric sirianni.
Speaker 3: Okay, Jen Okay, I have something very funny to share
Speaker 3: with you, and I can't believe I forgot about it
Speaker 3: until just now. Yes, speaking of our book, so recently,
Speaker 3: I was having a conversation with my dad and every
Speaker 3: time I'm with him. He he's so excited about the
Speaker 3: book and where are we at in the process and
Speaker 3: blah blah blah. And the other day he was like, okay,
Speaker 3: so now remind remind me, Oh, I'm so sorry, remind
Speaker 3: me what it's called. Is it how to Buy Things
Speaker 3: you can't afford? I lost it, Jen, just absolute like, couldn't.
Speaker 1: Be bled, your dad would be proud of, could not breathe.
Speaker 3: With how hard I was laughing at this how to
Speaker 3: buy things you can't afford? And I don't think I
Speaker 3: corrected him. I'm just like, we're gonna go with that one. Absolutely. Yes. Also,
Speaker 3: it reminded me of that SNL s get with Amy
Speaker 3: Poehler and Steve Martin. Any of our SNL fans will
Speaker 3: know where it's basically like they're a married couple. I
Speaker 3: forget the comedian who's like the financial instructor, but.
Speaker 1: Yeah, he's the one that doesn't have a name. He's
Speaker 1: just a face.
Speaker 3: Basically a one page financial course where it's like, don't
Speaker 3: buy things if you don't have the money for it.
Speaker 3: But what if I really want it? Okay, Okay, I
Speaker 3: think I see what you're saying. But what about if
Speaker 3: I want to buy it now, but I don't have
Speaker 3: the money for it, Then none, it goes. It felt
Speaker 3: like that, like the title how to Buy Award, So
Speaker 3: if you also want to learn how to buy what
Speaker 3: you can't afford buy what you Love book dot com.
Speaker 1: Tell them what they want, give them what they need.
Speaker 1: Buy what you loovebook dot com