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Speaker 1: Welcome to Money Making Conversations. It's the show that she

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Speaker 1: has the secrets of success experience firsthand by marketing and

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Speaker 1: Brandon expert Rashan McDonald. I will know he's giving me

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Speaker 1: advice on many occasions. In occasion didn't notice, I'm not broke.

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Speaker 1: You know, he'll be interviewing celebrity CEOs, entrepreneurs and industry

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Speaker 1: decision makers. It's what he likes to do, it's what

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Speaker 1: he likes to share. Now it's time to hear from

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Speaker 1: my man, Rashan McDonald. Money Making Conversations Here we come.

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Speaker 1: Welcome to Money Making Conversation master Class. I am your host,

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Speaker 1: Rashan McDonald. I recognize that we all have different definitions

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Speaker 1: of success. For real, for you, it may be the

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Speaker 1: size of your paycheck. Mine is inspiring people to accomplish

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Speaker 1: their goals and live their very best life. That's why

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Speaker 1: I tell people all the time, basically, it's time to

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Speaker 1: stop reading other people's success stores and start writing your own.

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Speaker 1: People always talking about purpose or gift. If you have

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Speaker 1: a gift, lead with your gift, and most importantly, don't

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Speaker 1: let your friends, family, or coworkers stop you from planning

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Speaker 1: or living your dream. My guests will show that they

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Speaker 1: are Tiffany Halls in Tiana Harrison Tea and Tea. They're

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Speaker 1: starting a new original unscripted series for own ladies who

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Speaker 1: list Atlanta real estate. You know, I tell you something,

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Speaker 1: you know you know that's that's the whole world for

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Speaker 1: So this is really gonna be a really informed with

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Speaker 1: the interview, but really one of the few interviews I

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Speaker 1: get on the show that really they got answer to

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Speaker 1: the personal questions about myself. Because I've been designed the paper,

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Speaker 1: I don't know what I've been designed in all those years.

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Speaker 1: This show is about six top notch female real estate

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Speaker 1: professionals who sell the city of Atlanta while juggling active,

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Speaker 1: social and personal lives. But in the business where relationships matter,

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Speaker 1: drama often comes with the territory. Let me die more

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Speaker 1: detail about my guests. Tiffany Hawes graduated from Atlanta's John

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Speaker 1: Marshall Law School in December thirteen and prior to that laws.

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Speaker 1: Prior to law school, Ms Halls worked as a real

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Speaker 1: estate paralegal for more than eight years. Tina Harrison is

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Speaker 1: a rising superstar, as they say. She is attending Tennessee

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Speaker 1: State University of the tract and Field Scholarship. Let me

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Speaker 1: see if she can steer sprint now, okay, and before

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Speaker 1: receiving her Georgia Bulldog degree from their University of Georgia.

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Speaker 1: You know she's bragging both weights hbc U and national championship,

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Speaker 1: So we gotta talk about that. We'll be discussing about

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Speaker 1: key themes in the show real estate, success, friendship, businesswomen,

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Speaker 1: which is really really important especially with you know, women's history.

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Speaker 1: Money had becoming so prominent, which is the month of

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Speaker 1: March every year on the calendar, motherhood, which is also important,

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Speaker 1: Marriage and love. Please walking to Money Making Conversation master

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Speaker 1: Class from their own series, Ladies Who List Atlanta, Tiffany

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Speaker 1: Halls and Tiana Harrison, how are you doing, Ladies? That

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Speaker 1: was a lot? There was a lot, wasn't it. I

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Speaker 1: know I missed the superstar, the superstar super Bowl husband.

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Speaker 1: Remember I missed him. But we're gonna talk about it.

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Speaker 1: So let's start with you. Tiffany, how is life treating you?

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Speaker 1: Before the show? Because what I try to do on

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Speaker 1: Money Making Conversation Masterclass, I try to get nuggets of

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Speaker 1: information people and the want to be you in a

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Speaker 1: sense before you came on television a lot of people

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Speaker 1: inspire to do what you do. What are some of

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Speaker 1: the mistakes that people make? Are soon when they get it,

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Speaker 1: when they get an opportunity to pursue your career type UM,

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Speaker 1: I think in the number one, thank you so much

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Speaker 1: for having me on your show, I do want to

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Speaker 1: show you my appreciation for that. But I think what

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Speaker 1: in the world of social media, a lot of people

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Speaker 1: think it's easy or think that success comes overnight. So

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Speaker 1: in order for me to have went to law school,

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Speaker 1: I first had to graduate undergrad So this law school

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Speaker 1: thing and me becoming a lawyer started back in two

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Speaker 1: thousand and six and so ten years from that is

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Speaker 1: two thousand and sixteen, you know, and now we're in

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Speaker 1: two This is years and years of work just to

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Speaker 1: get to where I am. And I think that in

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Speaker 1: the world of social media, people think that it happens overnight.

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Speaker 1: So when their dream is not happening fast enough, they

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Speaker 1: think that maybe other people had like a hand up,

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Speaker 1: or somebody like you know, gave them what they had.

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Speaker 1: But in reality, anything, um, any type of success comes

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Speaker 1: with time, and it comes with a lot of work

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Speaker 1: and a lot of focus, and a lot of dedication

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Speaker 1: and just simply sticking to the path. And so what

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Speaker 1: I would want people to know from me is that

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Speaker 1: this is definitely not a dream that happened overnight. This

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Speaker 1: is something that I've been working on for years, for

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Speaker 1: almost twenty years at this point. Well, congratulations Tiana Harrison.

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Speaker 1: Uh they list to show, as you know, they have

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Speaker 1: a Kiana, she's a broker, Crystal she's a closing attorney.

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Speaker 1: Robin she's a broker. And a Tiffany she mentioned her

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Speaker 1: law background, she's a closing attorney. And Tianna you are

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Speaker 1: a luxury agent and Cure as a luxury agent. Now

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Speaker 1: what what what did the word luxury because is that

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Speaker 1: a a certain cut office five hundred thousand dollars and

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Speaker 1: up luxury a million dollars in up luxury. What is

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Speaker 1: the word luxury pop into the real estate business? I'm like,

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Speaker 1: I want to know if I'm in the luxury house basically, So, Rishan,

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Speaker 1: thank you for having me. I will dive right into it.

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Speaker 1: Um and I have actually adopted this from my counterpart

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Speaker 1: Um Tiffany, that luxury is the ability to purchase, period

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Speaker 1: especially because there have been so many different disparities within

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Speaker 1: our community. So for me luxury is being able to

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Speaker 1: get to the closing table to accomplish a dream up

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Speaker 1: home ownership. You say that that you have purchased real

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Speaker 1: estate on the commercial and residential side, so that is

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Speaker 1: a luxury in general. We are in the South, so

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Speaker 1: it could be subjective to price point. There are certain

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Speaker 1: areas that you can go to where luxury right might

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Speaker 1: mean five thousand dollars up, and then other areas where

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Speaker 1: luxury is a million enup. So it just depends. Because

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Speaker 1: still with being in the South, you can definitely get

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Speaker 1: more for your money as opposed to our alternative bigger cities.

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Speaker 1: I want to just tell you, ladies. First of all,

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Speaker 1: I find you both compelling and so I want to

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Speaker 1: bring you back on my show. We're gonna do this

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Speaker 1: interview because I love having both of you. But I

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Speaker 1: also want to give you your value because each one

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Speaker 1: of you I could have spoken to individually. That's how

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Speaker 1: compelling you are because of the fact that I've done

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Speaker 1: my research. And then it's it's you know, the whole

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Speaker 1: television show is a component that as to why we're

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Speaker 1: doing this interview today. But what you're accomplishing is black

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Speaker 1: women is equally powerful because of the fact that you know,

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Speaker 1: we all know discrimination the issues out there. You are

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Speaker 1: a woman, you are attractive women, and so that means

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Speaker 1: that there's a certain stereotype that can come with that,

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Speaker 1: unfortunately from men and also from women. Okay, so when

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Speaker 1: you you when you're rolling through the whole process, especially

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Speaker 1: on the legal antiffany, what what do you find this

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Speaker 1: disappoints you as far as what people the perception that

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Speaker 1: people have about you. And maybe not, maybe I'm wrong,

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Speaker 1: but I've been black all my life, so I know

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Speaker 1: what I know what the racism is, and I know

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Speaker 1: what stereo types is, and I know I've been underpaid

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Speaker 1: and I know I've been discarded because of the color

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Speaker 1: of my skin. Talk to us about your journey, which

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Speaker 1: I would led to this television show. But there has

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Speaker 1: been a journey, like you said in your earlier speaking

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Speaker 1: early appresentation, talk about that. Okay, So we can talk

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Speaker 1: about this UM in two ways. And this is actually

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Speaker 1: something that is kind of on the surface of what's

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Speaker 1: going on in my life right now. But we will

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Speaker 1: talk about just being a black woman attorney UM in Georgia.

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Speaker 1: And so sometimes we are looked at as if we

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Speaker 1: don't have enough education to be able to make proper decisions.

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Speaker 1: I've had times where I would be at the close

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Speaker 1: and tape people and somebody would say to me, or

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Speaker 1: prior to the closing table, I'm gonna call so and

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Speaker 1: so white law firm to see if what you're saying

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Speaker 1: is legitimate because I don't believe you. I don't think

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Speaker 1: that you know what you're doing. Which is fine. You know,

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Speaker 1: this is what I tell people all the time. We

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Speaker 1: all passed the same bar, you know, and so that

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Speaker 1: part that bar is what equalized all of us. It

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Speaker 1: didn't matter what school you went to, it didn't matter

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Speaker 1: your level of education. In order to become an attorney,

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Speaker 1: you had to pass that bar, and I did so

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Speaker 1: on the first time with flying colors. So when people

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Speaker 1: want to um, stay that maybe I'm not as educated

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Speaker 1: because the color of my skin, or maybe because how

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Speaker 1: I look, um, you know, I just take it with

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Speaker 1: a grain of salt because I know who I am,

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Speaker 1: and I know my education, and I have a successful

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Speaker 1: black law firm in Atlanta that are that is doing wonderfully,

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Speaker 1: not just monst people who look like me, but amongst

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Speaker 1: my other counterparts. They still support, UM, my business and

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Speaker 1: I'm just as successful because of them as well. Um

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Speaker 1: within our community, there is so since the last episode,

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Speaker 1: I don't know if you've been able to get caught

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Speaker 1: up me and the other clothes an attorney. It's not

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Speaker 1: that we like each other or we dislike each other.

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Speaker 1: We've just never grown into having a friendship. And viewers

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Speaker 1: of the show have turned that into maybe possibly me

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Speaker 1: not liking Crystal because of the color of her skin,

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Speaker 1: because she's darker than me, And so you're they're bringing

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Speaker 1: in this whole colorism thing. I did a lot with

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Speaker 1: my mother, which if people see my mother, my mother

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Speaker 1: is darker than every castmate on Ladies Who List. Colorism

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Speaker 1: was a huge thing um with her and with the

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Speaker 1: upbringing of me. It is something that we talked about.

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Speaker 1: My mother was in a household where all her siblings

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Speaker 1: were lighter than her. Her mother and her father were

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Speaker 1: lighted than her, and so she grew up being the

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Speaker 1: black child, and this shaped her into not even wanting

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Speaker 1: dark skinned children because she felt like the darkness of

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Speaker 1: her skin was negative, which is why you have me

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Speaker 1: a mixed child, you know what I'm saying. So it's

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Speaker 1: really deeply rooted. It's a really big issue, and it

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Speaker 1: has affected my family seriously, and to have viewers try

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Speaker 1: to accuse me of doing so, which I never respond

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Speaker 1: to any of the entertainment opinions, but this kind of

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Speaker 1: hit me hard because I know personally what I've gone through,

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Speaker 1: So you kind of get it from both sides. But

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Speaker 1: in all of it, you have to I have to

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Speaker 1: remain positive and grateful that Number one, I even have

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Speaker 1: this platform to be able to discuss issues like this,

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Speaker 1: and I have this platform to show people it doesn't

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Speaker 1: matter if you're black, it doesn't matter if you're white.

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Speaker 1: You can succeed and and do what's necessary to get

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Speaker 1: to wherever you want to go. Wow, And I understand that.

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Speaker 1: And I have six sisters, two brothers, you know, and

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Speaker 1: it's interesting in the black family, nobody's the same shade.

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Speaker 1: I'm sorry. We'll be right back with more Money Making

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Speaker 1: Conversations Masterclass with Rashan McDonald. Now, let's return to Money

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Speaker 1: Making Conversations Masterclass with Rashan McDonald. That when I interview

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Speaker 1: people who on these type of shows, these unscripted shows,

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Speaker 1: you know, you can become a victim of editing. You

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Speaker 1: can become a victim of the story. You know, that's

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Speaker 1: not that's not how where they went. But they're trying

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Speaker 1: to be entertainment and you have to deal with it

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Speaker 1: on social media, have to explain yourself sometimes. Now you know,

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Speaker 1: I know why we do this. You know, we try

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Speaker 1: to broaden our career. We try to build our brand.

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Speaker 1: We're trying to build our social media. Also, these basically

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Speaker 1: can be giant info commercials if it works out right,

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Speaker 1: that's correct. Okay, Now, you being who you are, you

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Speaker 1: know you already come from I would say a celebrity

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Speaker 1: type background because of your your husband. You know, he's

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Speaker 1: high profile football players, super Bowl champion twice. This Bridge Dealers,

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Speaker 1: by the way, my favorite team. Okay, enough, so I

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Speaker 1: throw that out there and so so talk about you know,

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Speaker 1: because that can come into your into this conversation. And

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Speaker 1: I'll be honest with you, you know that was a

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Speaker 1: huge part of your bio, was him, and I cut

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Speaker 1: it out. I would I ain't we ain't gonna, they

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Speaker 1: got nothing to do and what people want to throw

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Speaker 1: that in? So so, but you're trying to build you

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Speaker 1: who you are, your brand. Talk about that leveling of

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Speaker 1: trying to build your brand and while you're doing this

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Speaker 1: show all right, So you know it's it's a little

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Speaker 1: bit of a challenge because while my brand is something

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Speaker 1: that I had to get out there and work at

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Speaker 1: and work on, my husband is an integral part of

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Speaker 1: my journey. So if you know me, you understand that

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Speaker 1: I'm so inclusive, totally inclusive of the black male leadership

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Speaker 1: influence like that is my thing. So I never want

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Speaker 1: to exclude him from my story. I was wrong. You

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Speaker 1: were absolutely on top of it and that, and I'm

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Speaker 1: glad that you brought that up. But I have to

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Speaker 1: tell you how much I promote um men in your position,

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Speaker 1: I promote men and my husband's position because he supports

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Speaker 1: who I am and he supports what I do, and

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Speaker 1: he would have had the same response that you did.

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Speaker 1: Wait a minute, this is a dominant black female who

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Speaker 1: was doing amazing things, so that is his stance as well.

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Speaker 1: So when it came down to that, you can't negate

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Speaker 1: the story exactly. But as you're stating, I have to

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Speaker 1: put in a lot of groundwork to get me where

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Speaker 1: I am right now. I had to cultivate a lot

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Speaker 1: of different relationships. I had to make sure that the

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Speaker 1: respect was mutual on both sides of the fence as

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Speaker 1: far as you know, within my clientele and as far

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Speaker 1: as our households. So having that having that respect from

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Speaker 1: him and for him has totally been a been instrumental

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Speaker 1: in my progress, in my development and the success that

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Speaker 1: I've had. So I hope that answers it a little bit.

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Speaker 1: He's great at what he's does, what he does and

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Speaker 1: what he has done in the past. But we have

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Speaker 1: um triumph through some very difficult times. So I didn't

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Speaker 1: come into this, you know, with the financial status that

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Speaker 1: some may feel. But we work together throughout those transitions

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Speaker 1: of football to get to where we both are. Right now,

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Speaker 1: there you go. I love it. I love it now.

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Speaker 1: I gotta this is what the end of. You become selfish,

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Speaker 1: nep you know, because I bought of the few houses

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Speaker 1: in my time. I'm talking to the closing the turney here, okay,

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Speaker 1: and then you slide that big old piece of paper

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Speaker 1: in front, I mean a piece of I wish it

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Speaker 1: was a piece of paper. I may take the time

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Speaker 1: to read it. It's about it's a Bible. It's really

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Speaker 1: a Bible. Nobody reads a Bible in one day, Okay,

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Speaker 1: And you gotta close on the day that they tell

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Speaker 1: you too. So could you please tell me, Tiffany Halls, No,

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Speaker 1: first time ball passed it, Georgia law, you know it,

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Speaker 1: black and white. You're the best. What is it that

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Speaker 1: deck of pages that I can't under? I can't take time?

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Speaker 1: What the end if the order because of that? Or

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Speaker 1: who your cousin named by being there? You don't know?

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Speaker 1: Help me out? Okay, So let me let me break

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Speaker 1: this down. If it's if you're buying a property cash

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Speaker 1: and the paperwork is not gonna be that heavy. It's

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Speaker 1: gonna be about ten documents, and those documents are gonna

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Speaker 1: be in favor of the law firm. If the law

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Speaker 1: all firm messes up, this is how we can get

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Speaker 1: our money. This is how we can fix the issue,

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Speaker 1: and you have to agree to fix it. So when

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Speaker 1: you are and it's it's pretty much that simple. When

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Speaker 1: you're getting financing, that's when we're having these Bible stacks

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Speaker 1: of paper. And so the way that I try to

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Speaker 1: tell my first time home buyers is this, These are

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Speaker 1: all the ways the lender camp for close on you

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Speaker 1: if you stop paying for your mortgage. Every document is

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Speaker 1: here because at some point a lender was sued and

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Speaker 1: they want or maybe a lender tried to foreclose and

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Speaker 1: they couldn't. So all the documents are in favor of

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Speaker 1: the lender to make sure that if you don't pay

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Speaker 1: your mortgage that they can get their money back. So,

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Speaker 1: as a buyer, what is important to you out of

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Speaker 1: this hundred and fifty page stack of paper, what is

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Speaker 1: important to you? Number one? What's important to you is

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Speaker 1: going to be your clothes and disclosure or your settlements,

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Speaker 1: and this is what outlines all the numbers. So you

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Speaker 1: want to make sure that your credits are there. If

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Speaker 1: the seller is giving five thousand dollars and closing costs,

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Speaker 1: you want to make sure that's there. If you have

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Speaker 1: put down earnest money, you want to make sure that

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Speaker 1: that's there. You want to make sure the lender is

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Speaker 1: not overcharging you. You want to make sure that the

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Speaker 1: attorney's office is not overcharging you. And what you expected

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Speaker 1: to bring to closing is on that closing disclosure. The

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Speaker 1: next big document that you want to make sure is

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Speaker 1: correct is your note. This is your promise to pay

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Speaker 1: back this loan and it has your interest rate on there.

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Speaker 1: So if the whole time you've been speaking to your lender,

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Speaker 1: and your lender has said that you were getting a

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Speaker 1: two point five percent interest rate, But you get to

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Speaker 1: my closing table and that note says five percent. Your

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Speaker 1: interest rate is five percent. You want to make sure

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Speaker 1: that on that note it has your proper interest rate,

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Speaker 1: and so that is a document that you care about.

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Speaker 1: You also care about the title to your property. You

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Speaker 1: want to make sure that your name is spelled correctly.

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Speaker 1: You want to make sure that the legal scare shins

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Speaker 1: correct so that you're buying and purchasing the correct property.

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Speaker 1: You want to make sure that if you have a

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Speaker 1: spouse that's supposed to be on that d, that they

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Speaker 1: are on that D. Okay. You also want to look

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Speaker 1: at your amortization. This is the most scariest document out

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Speaker 1: of all of them, right, it's all scary. I'm sorry,

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Speaker 1: I'm sorry. Now, this one's scary scary because you're borrowing

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Speaker 1: two hundred and fifty thousands, but yet you're having to

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Speaker 1: pay back seven hundred thousands. So this amortization outlines that,

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Speaker 1: and it shows you how your scheduled payments go over

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Speaker 1: the full life of the loan. And most of the

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Speaker 1: time people are getting dirty years for the loan. But

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Speaker 1: I also educate you that if you pay more down

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Speaker 1: on your principle, now this amortization it switches, it changes,

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Speaker 1: and now you're not paying as money back with the

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Speaker 1: additional interest as you should after that. Honestly, doesn't matter

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Speaker 1: what you're signing, you're either gonna agree to it and

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Speaker 1: get your house or you're not. The lender is not

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Speaker 1: going to negotiate anything. So I have I have to

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Speaker 1: that inside now, Tiana. Now, so you're walking me into

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Speaker 1: this door. You know, you know, I've never met Tiffany

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Speaker 1: in my life. Usually that's the case, you know what

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Speaker 1: I'm saying. So I've been working. You run me all

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Speaker 1: over the neighborhood, walk me to some properties. I kind

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Speaker 1: of like, I don't like you know, you know, you

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Speaker 1: might have oversold some stuff and not walking in and

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Speaker 1: go okay, really, I don't know about that. You tell me,

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Speaker 1: you know, they might say a million. I said, I

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Speaker 1: want five hundred thousand. You said, look, you might will

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Speaker 1: get out this building because anybody gonna give you that

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Speaker 1: price for that. So you try to keep a certain

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Speaker 1: level of sanity in my purchasing mind. Now, when you're

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Speaker 1: dealing with a person and they how do how do

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Speaker 1: you establish that relationship with a potential client. Just walk

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Speaker 1: us through that step process that you do, Tiana. Okay,

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Speaker 1: so you know, first things first, we have to have

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Speaker 1: a consultation. I have to see where you are and

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Speaker 1: you have to you know, go through my processes, UM

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Speaker 1: and see if it works for you. And you're you know,

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Speaker 1: you could be you, it could be you and your family,

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Speaker 1: it could be you and a significant other UM, and

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Speaker 1: so it just has to work for you. We have

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Speaker 1: a consultation, we discuss the things that are important to

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Speaker 1: your purchase. UM. We we talk about whether you're gonna

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Speaker 1: finance the property or whether you're going to purchase the

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Speaker 1: property cash or whatever. You know, way you're going to

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Speaker 1: UM get the property conveyed to you. Typically it's finance.

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Speaker 1: And as Tiffany discussed, once we get there, you're gonna

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Speaker 1: get that stack of papers. But prior to we're gonna

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Speaker 1: go out and we're gonna look at homes whichever you're

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Speaker 1: you feel comfortable that approval mount is. Then we're gonna

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Speaker 1: go look at homes within that realm and decide on

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Speaker 1: what's the best property for you investment wise, Because I

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Speaker 1: oftentimes when people purchase their first property, it's not there

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Speaker 1: forever home, and you have to understand that you may

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Speaker 1: not get everything that you want within that first property,

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Speaker 1: but it is your tool to building wealth for the

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Speaker 1: next property or for the properties succumb down the line.

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Speaker 1: So it's vitally important that you speak with a reputable

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Speaker 1: agent who understands the market and who is knowledgeable in

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Speaker 1: the market because markets change and trends change. So once

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Speaker 1: we find the home of that you want, or find

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Speaker 1: a home that's best fit for you, then I link

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Speaker 1: you with my preferred closing attorney, Tiffany, and her the lender,

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Speaker 1: and myself we get together so that we can successfully

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Speaker 1: get you to the closing table. When you meet Tiffany

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Speaker 1: Um as a first time HomeBuyer, she walks you through

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Speaker 1: every single step of the thick stack of paper that

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Speaker 1: you'll go through, and you're gonna say, why am I

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Speaker 1: signing a document? Or four times it says that if

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Speaker 1: this property for a close, it's got done, And it's

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Speaker 1: because they have to tell you over and over again

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Speaker 1: what it is that you're signing. And so we just

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Speaker 1: basically I'm a calming I'm a calming agent to get

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Speaker 1: you through this process because it can have a lot

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Speaker 1: of ups and downs, and so I'm gonna hold your

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Speaker 1: hand the hallway, girl, and make sure that you're okay

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Speaker 1: even when we get to the bumps of the road.

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Speaker 1: I am enjoying this interview. I'm talking to two of

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Speaker 1: the stars and six of them, but I'm talking only

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Speaker 1: too of the ladies who list Atlanta is uh six

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Speaker 1: top notch females in the real estate of profession seld

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Speaker 1: the city of Atlanta. And you know, it's a reality

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Speaker 1: show docuseries, so they have drama, they talk about their

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Speaker 1: personal lives and sometimes arguments, which I always hate. And

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Speaker 1: I see arguments on the show, you know, they always

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Speaker 1: want to always want to magnify the argument, you know,

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Speaker 1: like there's confrontation that's uh. That that drives my my

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Speaker 1: reason to watch. What drives my reason to watch his intellect,

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Speaker 1: Roger rides my reason to watch is being able to

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Speaker 1: get information. And I think that's what we've advanced. And

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Speaker 1: I appreciate this conversation and you're delivering exactly what I

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Speaker 1: thought I would get from you. You guys have educated me,

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Speaker 1: educated my audience because of the fact that this show

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Speaker 1: has value and and a lot of people don't understand

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Speaker 1: that because they don't get caught up into the looks

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Speaker 1: to close the houses. The tone of the show where

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Speaker 1: the tone of the show, it's about six intelligent women

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Speaker 1: who are making inroads into this business. I'm fortunate that

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Speaker 1: I'm getting to speak to two of them. And if

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Speaker 1: you listen to this show, watching this show, I hope

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Speaker 1: your biggest takeaway is I want her to be my

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Speaker 1: closing attorney. I want her to be the person that

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Speaker 1: shows me to my next home in the city of Atlanta,

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Speaker 1: all the state of Georgia. Because relationships, you want somebody

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Speaker 1: who sells you your home to go into a room

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Speaker 1: with a closing determinant that they know. That is very

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Speaker 1: key because of the fact that if you're going and

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Speaker 1: and I have been at the something in Texas and

430
00:23:58,720 --> 00:24:02,560
Speaker 1: bought homes and Texas about homes and Houston, Georgia as well.

431
00:24:02,880 --> 00:24:04,879
Speaker 1: And I've been in the room where you know, at

432
00:24:04,880 --> 00:24:08,159
Speaker 1: persons sit across who's through the title attorney because they

433
00:24:08,160 --> 00:24:09,879
Speaker 1: have these big companies around it. You walk around it

434
00:24:10,040 --> 00:24:12,200
Speaker 1: like there's like two or three companies just dominate all

435
00:24:12,200 --> 00:24:14,679
Speaker 1: the title signings, you know, and they just strange the

436
00:24:14,960 --> 00:24:17,680
Speaker 1: like h and R block of titles. Can you shouldn't.

437
00:24:17,680 --> 00:24:19,320
Speaker 1: They don't even know who you are and they're just

438
00:24:19,359 --> 00:24:21,800
Speaker 1: gonna push the paper around you. I really appreciate the

439
00:24:21,800 --> 00:24:24,800
Speaker 1: relationship that you have and you that you bring it

440
00:24:24,840 --> 00:24:27,600
Speaker 1: into a family. I call it a family. Do you

441
00:24:27,640 --> 00:24:31,240
Speaker 1: do you agree with what I'm saying, Tiffany Um, Yes.

442
00:24:31,400 --> 00:24:33,840
Speaker 1: So it's kind of the same here. A lot of

443
00:24:33,840 --> 00:24:37,120
Speaker 1: people look at this as a process that the business transaction.

444
00:24:37,320 --> 00:24:40,720
Speaker 1: I've worked for several um different attorneys where it was

445
00:24:40,880 --> 00:24:43,240
Speaker 1: it was just the meal, like we get people and

446
00:24:43,280 --> 00:24:46,639
Speaker 1: we get them out. I kind of even though we

447
00:24:46,720 --> 00:24:49,520
Speaker 1: do the same thing here, I've kind of slowed it

448
00:24:49,520 --> 00:24:53,080
Speaker 1: down a little bit. I implemented closings where we actually

449
00:24:53,119 --> 00:24:57,080
Speaker 1: celebrate the buyer and the seller. So we'll have champagne here,

450
00:24:57,560 --> 00:25:00,639
Speaker 1: we will have parties. Sometimes we will have just different

451
00:25:00,640 --> 00:25:03,359
Speaker 1: celebrations to let the buyer know, like you made it

452
00:25:03,440 --> 00:25:06,439
Speaker 1: this far, this is a celebration. This is not just

453
00:25:06,480 --> 00:25:11,800
Speaker 1: a business transaction. We take um pictures of the buyers

454
00:25:11,880 --> 00:25:15,080
Speaker 1: when they're here, and we have a key chain where

455
00:25:15,119 --> 00:25:19,000
Speaker 1: we document their closing and we give that to them

456
00:25:19,040 --> 00:25:22,639
Speaker 1: as a gift. It's a personal, small gesture, but it

457
00:25:22,760 --> 00:25:26,159
Speaker 1: lets them know that you're not just another person walking

458
00:25:26,200 --> 00:25:29,480
Speaker 1: in here. We appreciate you, we are excited for you,

459
00:25:29,560 --> 00:25:32,280
Speaker 1: and we are going to celebrate you at the Halls

460
00:25:32,320 --> 00:25:35,040
Speaker 1: Law Firm. So yeah, you do have these big title

461
00:25:35,119 --> 00:25:39,120
Speaker 1: companies where it's just business. Well here it's not just business.

462
00:25:39,119 --> 00:25:42,000
Speaker 1: You become a part of our family and we celebrate

463
00:25:42,040 --> 00:25:45,520
Speaker 1: your family. And you're closing on your home. Well, you know,

464
00:25:45,560 --> 00:25:48,119
Speaker 1: I want to close interview, but just switching over to

465
00:25:48,200 --> 00:25:52,280
Speaker 1: Tianna Harrison, I said, earlier in your academic career, you

466
00:25:52,520 --> 00:25:55,640
Speaker 1: spend time at Tennessee State University. We all know now

467
00:25:55,640 --> 00:25:59,800
Speaker 1: you graduated from Georgia and Athens bulldog National champion. But

468
00:26:00,040 --> 00:26:03,920
Speaker 1: also know that the publicity UH and the HBC s

469
00:26:04,000 --> 00:26:06,600
Speaker 1: you are getting HBC schools are getting factor also a

470
00:26:06,680 --> 00:26:10,360
Speaker 1: weekended to HBCU game. And so when you look at that,

471
00:26:10,680 --> 00:26:13,360
Speaker 1: what do your what is your take on the surge

472
00:26:14,119 --> 00:26:17,720
Speaker 1: of information is being distributed and being promoted by HBCUs.

473
00:26:19,320 --> 00:26:22,280
Speaker 1: I think that it is amazing that they're getting this

474
00:26:22,480 --> 00:26:26,080
Speaker 1: publicity um for HBC USE because I think it's a

475
00:26:26,080 --> 00:26:31,520
Speaker 1: long time coming. Um. I am a My mother attended

476
00:26:31,520 --> 00:26:35,800
Speaker 1: an h VCU. She attended Tennessee State University. Um, my

477
00:26:35,920 --> 00:26:40,919
Speaker 1: cousins are I mean down the line. My cousin is

478
00:26:41,000 --> 00:26:46,320
Speaker 1: Wilma Rudolph, who is an Olympian. Um, a famous Olympian

479
00:26:46,359 --> 00:26:51,200
Speaker 1: who attended Tennessee State University. And so as far as HBCU,

480
00:26:52,040 --> 00:26:55,399
Speaker 1: HBCUs and the attention that they're garnering, I think that

481
00:26:55,480 --> 00:26:58,840
Speaker 1: it's just a long time coming and I am excited

482
00:26:58,880 --> 00:27:03,760
Speaker 1: to see what the future holds because of what has

483
00:27:03,840 --> 00:27:09,280
Speaker 1: existed within the you know, collegiate realm of athletes that

484
00:27:09,320 --> 00:27:13,320
Speaker 1: have gone to predominantly white universities. And now there's a

485
00:27:13,359 --> 00:27:16,040
Speaker 1: switch up. And at a certain point in time there

486
00:27:16,119 --> 00:27:18,480
Speaker 1: must always be a pivot and a switch up. And

487
00:27:18,520 --> 00:27:22,800
Speaker 1: we're gonna see what happens next. That's awesome. Also, I

488
00:27:22,840 --> 00:27:24,280
Speaker 1: want to thank both of you guys who are coming

489
00:27:24,280 --> 00:27:27,000
Speaker 1: to your ladies give that pass. We've seen guys Ladies

490
00:27:27,040 --> 00:27:30,520
Speaker 1: who List Atlanta Tiffany Haws and Tiana harrison Is on

491
00:27:30,560 --> 00:27:33,440
Speaker 1: the own network. They're fantastic. I know we talked more

492
00:27:33,440 --> 00:27:35,680
Speaker 1: about them than this show, but they are the show.

493
00:27:35,800 --> 00:27:39,520
Speaker 1: They are two of the fantastic stars of the show's

494
00:27:39,600 --> 00:27:42,080
Speaker 1: Ladies who List Atlanta please come back on my show.

495
00:27:42,320 --> 00:27:45,560
Speaker 1: I really appreciated the time and the energy and y'all

496
00:27:45,640 --> 00:27:49,840
Speaker 1: good talkers too. I love that again, if you want

497
00:27:49,840 --> 00:27:53,280
Speaker 1: to listen to you, we appreciate your Rishi because you

498
00:27:53,320 --> 00:27:55,800
Speaker 1: know when we when the two of us get together,

499
00:27:55,840 --> 00:27:58,199
Speaker 1: we will be here all days. Well that's my mom

500
00:27:58,200 --> 00:28:00,919
Speaker 1: will bring y'all back. Y'all. I love talking to y'all.

501
00:28:01,200 --> 00:28:03,880
Speaker 1: We will be right back with more money Making Conversation

502
00:28:04,000 --> 00:28:08,720
Speaker 1: with Rushan McDonald. You are now tuned into the money

503
00:28:08,720 --> 00:28:13,000
Speaker 1: Making Conversations Minute of Inspiration with Rashan McDonald. I'm with

504
00:28:13,040 --> 00:28:15,920
Speaker 1: Sean McDonald for Money Making Conversation masterclass with your daily

505
00:28:15,920 --> 00:28:19,720
Speaker 1: Made of Inspiration. I sat down with Olympic medalists, entrepreneur

506
00:28:19,920 --> 00:28:23,879
Speaker 1: and author empty Hab Mohammed. She details what inspired her

507
00:28:23,880 --> 00:28:26,439
Speaker 1: as a youth, her journey and having a young reader's

508
00:28:26,560 --> 00:28:30,560
Speaker 1: version of her book. Well, it's always been important for

509
00:28:30,600 --> 00:28:35,880
Speaker 1: me to hopefully inspire our youth, in particular with my journey,

510
00:28:35,920 --> 00:28:38,520
Speaker 1: and I thought, what better way to do that than

511
00:28:38,600 --> 00:28:42,240
Speaker 1: to have a young reader's position. I remember, you know,

512
00:28:42,400 --> 00:28:45,560
Speaker 1: growing up and having these moments where you know the

513
00:28:45,640 --> 00:28:48,680
Speaker 1: behavior of your friends and the people around you can

514
00:28:48,720 --> 00:28:52,040
Speaker 1: affect how you feel about yourself, and we all, you know,

515
00:28:52,240 --> 00:28:56,320
Speaker 1: need that push sometimes maybe you can find inspiration, maybe

516
00:28:56,320 --> 00:29:00,160
Speaker 1: in my story from someone in in your life. You

517
00:29:00,160 --> 00:29:02,840
Speaker 1: can listen to the four interview with empty Hard Mohammed.

518
00:29:03,280 --> 00:29:06,200
Speaker 1: It's available on money Making Conversation dot com. Now let's

519
00:29:06,200 --> 00:29:09,640
Speaker 1: return to Money Making Conversation with Rashan McDonald. Let me

520
00:29:09,680 --> 00:29:12,800
Speaker 1: introduce everybody who I'm talking to. Uh, he's a little brother.

521
00:29:13,280 --> 00:29:15,440
Speaker 1: He's a friend for turning to the brother. He's my

522
00:29:15,560 --> 00:29:18,760
Speaker 1: next guest on Money Making Conversation Masterclass. He's Terrence Jay.

523
00:29:19,240 --> 00:29:22,360
Speaker 1: Give a little background on him. He's three times Emmy nominated.

524
00:29:22,400 --> 00:29:25,200
Speaker 1: There's no stranger to the entertainment world. With seventeen years

525
00:29:25,280 --> 00:29:28,520
Speaker 1: in the industry, from hosting to acting in worldwide box

526
00:29:28,560 --> 00:29:31,040
Speaker 1: office hit films like Think Like a Man, Think Like

527
00:29:31,080 --> 00:29:34,920
Speaker 1: a Man to The Perfect Match Star You know the floor.

528
00:29:34,960 --> 00:29:39,720
Speaker 1: On BT he has hosted from everything from the Oscar's Grammys,

529
00:29:40,800 --> 00:29:44,000
Speaker 1: Gloden Globe. He's been on the sidelines of BT Awards.

530
00:29:44,040 --> 00:29:46,720
Speaker 1: He just finished. If you hadn't saw him on Power Confidential,

531
00:29:47,080 --> 00:29:49,280
Speaker 1: you know that took him do another level. Here's a

532
00:29:49,320 --> 00:29:52,000
Speaker 1: Power Confidential. But I can't get too excited because we're

533
00:29:52,000 --> 00:29:54,080
Speaker 1: doing our NPR. You gotta say at the third level,

534
00:29:54,240 --> 00:29:57,920
Speaker 1: but more important he's a graduate level HBCU and more importantly,

535
00:29:58,080 --> 00:30:00,840
Speaker 1: he's a person who is in brand ambassador for the

536
00:30:00,880 --> 00:30:04,800
Speaker 1: Thurgood Marshall College Front. Please walking to Money Making Conversation Masterclass,

537
00:30:04,960 --> 00:30:09,320
Speaker 1: the one and only Terence Jay. Always a pleasure, brother.

538
00:30:09,360 --> 00:30:11,600
Speaker 1: How you doing well? I'm doing because I'm very excited

539
00:30:11,640 --> 00:30:14,520
Speaker 1: to get you on the show, Terrence one. Just watching

540
00:30:14,560 --> 00:30:17,160
Speaker 1: you grow as a as an individual, just watching you

541
00:30:17,840 --> 00:30:20,800
Speaker 1: your career. You know we've had times and set aside,

542
00:30:21,040 --> 00:30:23,760
Speaker 1: uh what we talked about, how you got here. And

543
00:30:23,800 --> 00:30:25,480
Speaker 1: one of the things that I do on Money Making

544
00:30:25,480 --> 00:30:28,640
Speaker 1: Conversation Masterclass, I always like to people to hear stories

545
00:30:28,680 --> 00:30:32,360
Speaker 1: about overcoming the odds and persevering. And you will host

546
00:30:32,360 --> 00:30:35,360
Speaker 1: to one of the longest running countdown shows in BT history,

547
00:30:35,360 --> 00:30:38,360
Speaker 1: one of those six in Park. And if you have time,

548
00:30:38,400 --> 00:30:40,680
Speaker 1: I love for people for you to share with my

549
00:30:40,800 --> 00:30:44,320
Speaker 1: viewers and my listeners in this case my listeners, how

550
00:30:44,360 --> 00:30:47,240
Speaker 1: that came about, how you went against the odds it

551
00:30:47,320 --> 00:30:49,680
Speaker 1: was able to land the opportunity to be the host

552
00:30:49,720 --> 00:30:53,640
Speaker 1: of that show. Oh man, I appreciate it, and it's

553
00:30:53,720 --> 00:30:56,240
Speaker 1: it's always a pleasure, uh talk with one of my

554
00:30:56,360 --> 00:31:00,880
Speaker 1: personal mentors. Um you so uh so, yeah, So I

555
00:31:00,880 --> 00:31:04,880
Speaker 1: I graduated UM from college and I was working at

556
00:31:04,880 --> 00:31:08,120
Speaker 1: a job that I didn't love, and everybody told me that,

557
00:31:08,160 --> 00:31:10,280
Speaker 1: you know, I needed to just work someplace where I

558
00:31:10,320 --> 00:31:12,880
Speaker 1: can have a you know, four O one K and

559
00:31:13,000 --> 00:31:15,440
Speaker 1: have my bills paid on time. But I wasn't really

560
00:31:15,560 --> 00:31:19,520
Speaker 1: following what I was passionate about. So my friend told

561
00:31:19,560 --> 00:31:21,720
Speaker 1: me that there was an audition happening in New York

562
00:31:22,480 --> 00:31:25,880
Speaker 1: for b ET, and I took all the money on

563
00:31:25,960 --> 00:31:28,440
Speaker 1: my savings and I just flew up there and went

564
00:31:28,480 --> 00:31:31,920
Speaker 1: to the audition. But on the first rounds of the auditions,

565
00:31:32,320 --> 00:31:35,680
Speaker 1: I was super nervous, uh and I fumbled it. You know,

566
00:31:35,720 --> 00:31:37,640
Speaker 1: I went in there, I kind of stuttered through the

567
00:31:37,680 --> 00:31:43,600
Speaker 1: script and they handed everybody um papers with either a

568
00:31:43,680 --> 00:31:46,480
Speaker 1: green check or a red X. And I got a

569
00:31:46,560 --> 00:31:49,600
Speaker 1: red X on my paper, and you know that means

570
00:31:49,680 --> 00:31:51,760
Speaker 1: I didn't make it to the next round. But the

571
00:31:51,800 --> 00:31:54,520
Speaker 1: guy that was in front of me in line got

572
00:31:54,520 --> 00:31:58,440
Speaker 1: a green check on his paper, And I said to myself, Man,

573
00:31:58,480 --> 00:32:00,800
Speaker 1: if the guy right there can make it to the

574
00:32:00,800 --> 00:32:04,440
Speaker 1: next line, I had to the next part of it.

575
00:32:04,800 --> 00:32:07,760
Speaker 1: I at least got to try to get over the

576
00:32:07,800 --> 00:32:11,160
Speaker 1: first you know, the first round, and so I drove

577
00:32:12,200 --> 00:32:15,680
Speaker 1: from New York down to Atlanta and I tried it again,

578
00:32:15,760 --> 00:32:18,680
Speaker 1: but this time I knew what to expect. I knew

579
00:32:18,760 --> 00:32:21,280
Speaker 1: what they were gonna ask me. Um, and all I

580
00:32:21,320 --> 00:32:23,000
Speaker 1: was trying to do, I wasn't trying to get on

581
00:32:23,040 --> 00:32:24,840
Speaker 1: the show. I was just like, I just want to

582
00:32:24,840 --> 00:32:27,520
Speaker 1: make it to the next round, and just going that

583
00:32:27,640 --> 00:32:31,000
Speaker 1: extra step. I made it from that round to the

584
00:32:31,000 --> 00:32:32,800
Speaker 1: next round, to the next round to the next round,

585
00:32:33,040 --> 00:32:35,560
Speaker 1: and then eventually, UM, you know, I got the show

586
00:32:35,920 --> 00:32:38,920
Speaker 1: and my life changed. But I always tell people, don't

587
00:32:38,960 --> 00:32:42,320
Speaker 1: try to build a wall, just try to individually lay

588
00:32:42,360 --> 00:32:45,719
Speaker 1: down each brick day by day, and um, and you know,

589
00:32:45,800 --> 00:32:48,680
Speaker 1: my life changed from there after I got that that

590
00:32:48,680 --> 00:32:51,720
Speaker 1: that one gig. Well, your life changed also because you

591
00:32:51,720 --> 00:32:54,480
Speaker 1: went to an HBCU. And before we respond to that,

592
00:32:54,800 --> 00:33:00,080
Speaker 1: when I see the explosion of media about HBC he

593
00:33:00,240 --> 00:33:03,520
Speaker 1: US and you know, you've always bragged about coming from

594
00:33:03,520 --> 00:33:05,840
Speaker 1: an HBC ever since I've known you. That's that's been

595
00:33:05,880 --> 00:33:08,720
Speaker 1: at the time, you know, And so now you see

596
00:33:08,720 --> 00:33:12,160
Speaker 1: it coming out and you see the like this recently

597
00:33:12,200 --> 00:33:15,560
Speaker 1: this weekend, they had uh ANHBCU game during the All

598
00:33:15,600 --> 00:33:18,160
Speaker 1: Star weekend, So what are you talking when you here

599
00:33:18,640 --> 00:33:23,360
Speaker 1: HBCUs being promoted and being being being finally getting this

600
00:33:23,440 --> 00:33:29,080
Speaker 1: academic place in the conversation of education. Oh, I love it, man,

601
00:33:29,440 --> 00:33:33,240
Speaker 1: you know, better late than never, right. Uh. These institutions,

602
00:33:33,760 --> 00:33:36,560
Speaker 1: you know, for over a hundred years, Uh in some

603
00:33:36,640 --> 00:33:41,959
Speaker 1: cases have been doing amazing work, uh with African Americans

604
00:33:42,040 --> 00:33:46,760
Speaker 1: in in the community. UM, providing opportunities. You know, I

605
00:33:46,840 --> 00:33:49,640
Speaker 1: didn't get I applied when I was in North Carolina.

606
00:33:49,680 --> 00:33:53,840
Speaker 1: I applied to NC State and North Carolina UNC, and

607
00:33:53,880 --> 00:33:57,000
Speaker 1: I didn't get accepted into either school because I wasn't

608
00:33:57,040 --> 00:34:00,280
Speaker 1: academically where I needed to be. But a t took

609
00:34:00,280 --> 00:34:03,520
Speaker 1: a chance on me. And because in HBC you took

610
00:34:03,600 --> 00:34:06,600
Speaker 1: that chance on me, you know, it led to all

611
00:34:06,640 --> 00:34:08,799
Speaker 1: the things that came after it in my life and

612
00:34:08,920 --> 00:34:11,960
Speaker 1: in my career. And so I love that, you know,

613
00:34:12,000 --> 00:34:15,959
Speaker 1: the national spotlight is finally kind of on HBCUs right now.

614
00:34:16,400 --> 00:34:19,080
Speaker 1: I love every time I see somebody like j R.

615
00:34:19,200 --> 00:34:22,160
Speaker 1: Smith who started going to a T or you know,

616
00:34:22,280 --> 00:34:26,319
Speaker 1: Chris Paul, you know, wearing HBCU stuff at games. I

617
00:34:26,360 --> 00:34:29,839
Speaker 1: love seeing the explosion that's taking place now. And I

618
00:34:29,880 --> 00:34:32,560
Speaker 1: just hope you know, more and more good students go

619
00:34:32,719 --> 00:34:35,279
Speaker 1: so that we can get more and more sponsorship and

620
00:34:35,360 --> 00:34:39,200
Speaker 1: funding and endowments and uh, you know, our schools can

621
00:34:39,239 --> 00:34:41,520
Speaker 1: just continue to thrive. The first you remember a mega

622
00:34:41,560 --> 00:34:43,840
Speaker 1: sci fi fraternity incorporated. We know what that's based on.

623
00:34:43,880 --> 00:34:47,040
Speaker 1: It for cardinal principles and the one of the one

624
00:34:47,120 --> 00:34:49,120
Speaker 1: of the basis of this community and one of the

625
00:34:49,120 --> 00:34:53,520
Speaker 1: basis of this uplift and so thurgand Marshall was about

626
00:34:53,600 --> 00:34:57,439
Speaker 1: uplifting young students academically and giving them so they won't

627
00:34:57,520 --> 00:35:00,560
Speaker 1: leave school with college debt. What brought you into that

628
00:35:00,640 --> 00:35:03,080
Speaker 1: relationship with the third of Marshall College from Terrence Ja

629
00:35:04,120 --> 00:35:07,480
Speaker 1: so Sean. So, when I was a freshman at A

630
00:35:07,560 --> 00:35:11,600
Speaker 1: and T, I, like I said, my school work wasn't

631
00:35:11,600 --> 00:35:13,840
Speaker 1: where I needed to be. I was so interested in

632
00:35:14,000 --> 00:35:16,759
Speaker 1: you know, other things and party and hanging out that

633
00:35:17,320 --> 00:35:20,440
Speaker 1: I wasn't where I needed to be academically. Um. So,

634
00:35:20,480 --> 00:35:24,000
Speaker 1: I was on academic probation and I had a professor

635
00:35:24,640 --> 00:35:27,640
Speaker 1: who you know, I was gonna get kicked out of school.

636
00:35:27,920 --> 00:35:30,680
Speaker 1: And I had a professor that said, listen, there's something

637
00:35:30,800 --> 00:35:34,320
Speaker 1: special about you. You know I was. I was already

638
00:35:34,360 --> 00:35:37,640
Speaker 1: interning at the on campus radio station, and she said,

639
00:35:37,800 --> 00:35:40,160
Speaker 1: I need you to focus on your school work. I'm

640
00:35:40,160 --> 00:35:43,400
Speaker 1: gonna I'm gonna uh set you. I'm gonna write your

641
00:35:43,480 --> 00:35:46,040
Speaker 1: letter to get this internship, but you gotta promise me

642
00:35:46,080 --> 00:35:48,960
Speaker 1: to turn your grades around. And so I was a

643
00:35:49,000 --> 00:35:52,359
Speaker 1: member of the Thurgood Marshall College from I received an

644
00:35:52,360 --> 00:35:56,920
Speaker 1: actual scholarship that kept me in school. And that next semester,

645
00:35:57,640 --> 00:36:00,400
Speaker 1: um I met some you know, some really interesting people

646
00:36:00,840 --> 00:36:04,120
Speaker 1: and started my grade started changing around. By the time

647
00:36:04,160 --> 00:36:07,000
Speaker 1: I graduated college, I had a three point a g

648
00:36:07,200 --> 00:36:10,360
Speaker 1: p A. I was student body president and then like

649
00:36:10,440 --> 00:36:13,720
Speaker 1: the Omega side five, you know, the scholarship and changed

650
00:36:13,719 --> 00:36:16,040
Speaker 1: my life. I had some I got some really smart

651
00:36:16,120 --> 00:36:19,600
Speaker 1: lawn brothers that really helped, you know me changed my life.

652
00:36:19,680 --> 00:36:23,279
Speaker 1: And so the third and Marshall College Fund is what

653
00:36:23,520 --> 00:36:25,920
Speaker 1: kept me in school. And so I always said, the

654
00:36:26,040 --> 00:36:28,879
Speaker 1: moment I get on, the moment I you know, got

655
00:36:29,000 --> 00:36:31,240
Speaker 1: got my foot in the door, I wanted to continue

656
00:36:31,239 --> 00:36:33,160
Speaker 1: to get back. And so now it's just it's a

657
00:36:33,239 --> 00:36:36,919
Speaker 1: privilege to work with Andrea and the whole organization. Um

658
00:36:37,320 --> 00:36:40,200
Speaker 1: uh and and you know I love giving back and

659
00:36:40,360 --> 00:36:44,359
Speaker 1: and doing programs with them every year. Great when she's

660
00:36:44,400 --> 00:36:46,799
Speaker 1: on the whole she's been listening to this interview. I'm

661
00:36:46,840 --> 00:36:48,759
Speaker 1: gonna bring on board so we can just share the

662
00:36:48,800 --> 00:36:51,400
Speaker 1: thoughts together. Here. She's been on the show before, by

663
00:36:51,440 --> 00:36:54,239
Speaker 1: the way, Terence J. And she knows what I my

664
00:36:54,360 --> 00:36:58,399
Speaker 1: passion for HBCUs and my belief that you don't if

665
00:36:58,480 --> 00:37:00,239
Speaker 1: you can't help people, that they don't know what you're

666
00:37:00,239 --> 00:37:03,040
Speaker 1: trying to do. And that's the purpose of interview, you know,

667
00:37:03,400 --> 00:37:06,520
Speaker 1: to learn about because people doubt so much because you know,

668
00:37:06,640 --> 00:37:10,759
Speaker 1: through promotion and hype, it gives incredibility. And so by

669
00:37:10,760 --> 00:37:13,399
Speaker 1: getting you on the show today, you know hearing your

670
00:37:13,440 --> 00:37:16,120
Speaker 1: story and it's an incredible story that you're revealing to

671
00:37:16,200 --> 00:37:19,359
Speaker 1: us because all we know is celebrity Terrence J. All

672
00:37:19,400 --> 00:37:22,720
Speaker 1: we know is hosting no TV Terrence Jay, executive producer,

673
00:37:22,840 --> 00:37:25,520
Speaker 1: Terrence J. Not that journey. That's why I started out

674
00:37:25,560 --> 00:37:29,000
Speaker 1: and let everybody know how he how he turned it

675
00:37:29,040 --> 00:37:31,560
Speaker 1: around through Max effort. He got rejected to New York,

676
00:37:31,800 --> 00:37:35,600
Speaker 1: then drove down to Atlanta audition all over again, not

677
00:37:35,800 --> 00:37:38,560
Speaker 1: knowing he's gonna make it happen. So let's bring in

678
00:37:38,640 --> 00:37:43,120
Speaker 1: Andrew Horton. How are you doing, miss Horton? I good

679
00:37:43,120 --> 00:37:47,359
Speaker 1: after now, well, great first of all Ms Horton, Uh,

680
00:37:47,640 --> 00:37:49,720
Speaker 1: welcome back. You know you on you on the phone

681
00:37:49,719 --> 00:37:53,200
Speaker 1: with uh, you know with two Omega man, Uh, Terence

682
00:37:53,280 --> 00:37:56,879
Speaker 1: J a young Maga man and old old Maka man

683
00:37:57,000 --> 00:38:03,239
Speaker 1: and ray Sean McDonald. How are you doing. I'm doing fantastic. Well,

684
00:38:03,520 --> 00:38:07,200
Speaker 1: your your graduate spellman. Tell us about that the experience

685
00:38:07,280 --> 00:38:10,360
Speaker 1: of miss Horton coming from the expellment. Already, Terence and

686
00:38:10,400 --> 00:38:13,000
Speaker 1: already told us he's a graduate of North Carolina. North

687
00:38:13,040 --> 00:38:16,359
Speaker 1: Carolina and t talk about that whole world of being

688
00:38:16,360 --> 00:38:19,800
Speaker 1: in the HBCU and an importance of just black seeking

689
00:38:19,840 --> 00:38:24,680
Speaker 1: a higher education and achieving black excellence. Oh. Absolutely, so,

690
00:38:24,719 --> 00:38:27,719
Speaker 1: it's fun, It's ironic. I just returned from Cleveland from

691
00:38:27,719 --> 00:38:30,920
Speaker 1: the All Star Game, and I'm from the Cleveland area

692
00:38:30,920 --> 00:38:34,080
Speaker 1: of a small town called Aleria, and I had a

693
00:38:34,160 --> 00:38:37,640
Speaker 1: chance to go home and visit my high school and

694
00:38:37,719 --> 00:38:40,400
Speaker 1: just had a really great experience in my hometown. But

695
00:38:40,520 --> 00:38:42,319
Speaker 1: the fact of the matter is I went to a

696
00:38:42,400 --> 00:38:46,360
Speaker 1: predominantly white high school, lived in a predominantly white town,

697
00:38:46,400 --> 00:38:49,799
Speaker 1: and I did very well, enjoyed my upbringing. But as

698
00:38:49,880 --> 00:38:56,279
Speaker 1: I advanced academically and um socially, I really wanted to

699
00:38:57,560 --> 00:39:00,640
Speaker 1: learn more about my culture as I I'll continue to

700
00:39:00,719 --> 00:39:04,960
Speaker 1: challenge myself academically. So for me, the only choice was

701
00:39:05,040 --> 00:39:09,800
Speaker 1: Spellman and that's the only institution I applied to early decisions,

702
00:39:10,440 --> 00:39:14,279
Speaker 1: and I was fortunate enough to be accepted, uh and

703
00:39:14,440 --> 00:39:17,359
Speaker 1: was able to join the ranks of other Spellman women

704
00:39:17,440 --> 00:39:20,839
Speaker 1: seaking the same thing. Now, now, Terrice, You're you're from

705
00:39:20,840 --> 00:39:24,040
Speaker 1: New York right? Uh? Yeah? Yeah, I was born in

706
00:39:24,080 --> 00:39:26,160
Speaker 1: New York. Okay, were you living in New York? Were

707
00:39:26,160 --> 00:39:30,360
Speaker 1: you applied for North Carolina Anti? No? So I moved

708
00:39:30,480 --> 00:39:34,160
Speaker 1: down to North Carolina when I turned a teenager. When

709
00:39:34,200 --> 00:39:36,440
Speaker 1: I was a teenager, so I was already in states,

710
00:39:37,040 --> 00:39:39,960
Speaker 1: um when I applied for ANTI. Okay, was that your

711
00:39:39,960 --> 00:39:43,200
Speaker 1: only option that you you like? Like, Miss Horton just

712
00:39:43,239 --> 00:39:45,120
Speaker 1: said chief you know, let me just let everybody know.

713
00:39:45,640 --> 00:39:48,680
Speaker 1: Miss Horton is the chief marketing Officer for the third

714
00:39:48,719 --> 00:39:51,400
Speaker 1: third Good Marshall College Fund, and she's on the show

715
00:39:51,440 --> 00:39:53,600
Speaker 1: because the fact we're trying to get the word out

716
00:39:54,000 --> 00:39:55,960
Speaker 1: and we're also just letting everybody with the third Good

717
00:39:56,000 --> 00:39:58,480
Speaker 1: Marshall College Fund is doing. But more important, we try

718
00:39:58,560 --> 00:40:02,319
Speaker 1: to bring on relatable people, people that have recognizable names

719
00:40:02,320 --> 00:40:05,800
Speaker 1: and doing recognizable causes and we need to let everybody

720
00:40:05,840 --> 00:40:08,400
Speaker 1: know that these causes that they that they represent can

721
00:40:08,440 --> 00:40:11,400
Speaker 1: benefit your child and actually can benefit you depending on

722
00:40:11,520 --> 00:40:14,080
Speaker 1: your age. And so when you had the opportunity to

723
00:40:14,120 --> 00:40:15,839
Speaker 1: go to North Carolina Anti, where you looking at other

724
00:40:15,880 --> 00:40:18,759
Speaker 1: schools like like she said, Spellman, was that what was

725
00:40:18,880 --> 00:40:21,720
Speaker 1: what was your point of view? We'll see. Ms. Horton

726
00:40:21,800 --> 00:40:29,319
Speaker 1: is way much more buttoned up than I am. He's

727
00:40:29,360 --> 00:40:35,480
Speaker 1: a very impressive person when you need very impressive. I

728
00:40:36,840 --> 00:40:41,640
Speaker 1: was just hanging on by a my mom, my mom

729
00:40:42,280 --> 00:40:45,440
Speaker 1: who's also you know, very impressive. She wanted me to

730
00:40:45,480 --> 00:40:48,719
Speaker 1: go to college and I, you know, I didn't and

731
00:40:48,800 --> 00:40:51,120
Speaker 1: so I applied to a bunch of schools, but you know,

732
00:40:51,160 --> 00:40:54,160
Speaker 1: I didn't get accepted, and so uh yeah, A and

733
00:40:54,239 --> 00:40:56,560
Speaker 1: T took a chance on me. And that's why I

734
00:40:56,640 --> 00:40:59,919
Speaker 1: love HPCU so much because if it wasn't for them,

735
00:41:00,480 --> 00:41:02,600
Speaker 1: I never would have had the experience in Sern of

736
00:41:02,600 --> 00:41:05,279
Speaker 1: my life around well I you know, so I know her.

737
00:41:05,320 --> 00:41:07,319
Speaker 1: I met her at the on the campus of who

738
00:41:07,360 --> 00:41:10,600
Speaker 1: was doing an event, uh HBCU College Day that we

739
00:41:10,560 --> 00:41:13,759
Speaker 1: were producing and what's the Salem what's the Salem State?

740
00:41:13,960 --> 00:41:16,560
Speaker 1: And that's where I met her and she impressed me

741
00:41:16,640 --> 00:41:18,640
Speaker 1: so much that we've been friends. You know, she might

742
00:41:18,760 --> 00:41:20,759
Speaker 1: not consider me a friend, but she my friend. Though

743
00:41:21,239 --> 00:41:25,600
Speaker 1: she's my friend because because I've drug her on the radio,

744
00:41:25,719 --> 00:41:27,640
Speaker 1: just the second time I drug. She can't say no

745
00:41:27,760 --> 00:41:29,960
Speaker 1: to me because I believe so much and what we're

746
00:41:29,960 --> 00:41:32,799
Speaker 1: trying to do. Because in the end we all know,

747
00:41:33,239 --> 00:41:35,160
Speaker 1: like I said, I was that same guy. You know,

748
00:41:35,200 --> 00:41:37,720
Speaker 1: I didn't go to HBCU, but I'm very much aware

749
00:41:37,760 --> 00:41:40,560
Speaker 1: of the brand association with and what they're creating at

750
00:41:40,560 --> 00:41:42,680
Speaker 1: a Black excellent. I always tell people, you know, fifth

751
00:41:42,760 --> 00:41:45,919
Speaker 1: percent of the high school teachers are from HBCUs, eight

752
00:41:45,960 --> 00:41:48,880
Speaker 1: percent of the doctors from HBCUs, eight percent of the

753
00:41:48,920 --> 00:41:53,200
Speaker 1: dentists from HBCU, sent percent of the lawyers, you know, hbcent,

754
00:41:53,520 --> 00:41:56,759
Speaker 1: eight percent members of Congress from HBCUs. Those numbers don't

755
00:41:56,800 --> 00:42:01,120
Speaker 1: lie of the STEM graduates from HBCUs. Those numbers of

756
00:42:01,280 --> 00:42:04,560
Speaker 1: my is my mission. Those numbers are my goal because

757
00:42:04,840 --> 00:42:07,440
Speaker 1: the fact that if people don't know that, then they

758
00:42:07,440 --> 00:42:09,719
Speaker 1: don't think all they think of when the HPC is

759
00:42:09,760 --> 00:42:11,920
Speaker 1: the marching bands, they think of the football, they think

760
00:42:11,960 --> 00:42:16,120
Speaker 1: of the revelry, when it's really the academics. That's the key.

761
00:42:16,160 --> 00:42:18,720
Speaker 1: Here because of the fact that you said that you

762
00:42:18,920 --> 00:42:21,920
Speaker 1: you graduated with honors. That was a turnaround from you

763
00:42:22,120 --> 00:42:26,839
Speaker 1: because somebody saw something in you. Correct, Terrence JA, Correct, Yeah,

764
00:42:26,920 --> 00:42:30,120
Speaker 1: that's that's it. You know, somebody like Ms Harton honestly

765
00:42:30,400 --> 00:42:33,480
Speaker 1: who who saw the potential um and and gave me

766
00:42:33,600 --> 00:42:36,680
Speaker 1: the opportunity. And then once you have that opportunity, it's

767
00:42:36,760 --> 00:42:39,399
Speaker 1: up to you to take it, you know. Now it's

768
00:42:39,440 --> 00:42:41,680
Speaker 1: at the basis of the core why the third Orld

769
00:42:41,719 --> 00:42:48,880
Speaker 1: Marshall College Fund exists, Miss Horton. So, um, yes it is.

770
00:42:49,000 --> 00:42:52,640
Speaker 1: And we have other other you know, other parts of

771
00:42:52,680 --> 00:42:56,400
Speaker 1: our mentioned that we strive for as well. But I

772
00:42:56,440 --> 00:42:58,720
Speaker 1: do want to go back and share something about hbc

773
00:42:58,920 --> 00:43:02,759
Speaker 1: S in general. It's the magic of HBCUs is that,

774
00:43:03,360 --> 00:43:09,080
Speaker 1: as Terence Jay said, um, HBCUs can take the student

775
00:43:09,200 --> 00:43:13,960
Speaker 1: who is academically advanced to an average student, to a

776
00:43:14,040 --> 00:43:19,120
Speaker 1: below average student and really help them find themselves and

777
00:43:19,160 --> 00:43:22,479
Speaker 1: really come into their own identity. One of the big

778
00:43:22,520 --> 00:43:26,359
Speaker 1: things that I love about HBCUs is that they take

779
00:43:26,400 --> 00:43:30,680
Speaker 1: students from all backgrounds and really help them become their

780
00:43:30,680 --> 00:43:37,000
Speaker 1: best outs. HBCU students are fifty one more likely to

781
00:43:37,880 --> 00:43:42,040
Speaker 1: end up in higher income quince House upon graduation. So

782
00:43:42,120 --> 00:43:45,040
Speaker 1: no matter where you start, whether you start from UM

783
00:43:45,080 --> 00:43:48,560
Speaker 1: an average income family and below average income family or not,

784
00:43:49,280 --> 00:43:55,239
Speaker 1: HBCUs have that holistic education that really help you academically, socially,

785
00:43:55,280 --> 00:43:59,640
Speaker 1: professionally and really position you to be successful after graduation.

786
00:44:00,239 --> 00:44:02,719
Speaker 1: And that's the magic of HBCUs. As far as the

787
00:44:02,800 --> 00:44:06,640
Speaker 1: they're good Marshall College Funds, our goal is really one

788
00:44:06,840 --> 00:44:11,600
Speaker 1: to support the institutions HPCU institutions and make sure that

789
00:44:11,719 --> 00:44:15,880
Speaker 1: they are sustainable because they are important, UM highly important

790
00:44:15,920 --> 00:44:18,760
Speaker 1: to our community and all those who have a dream

791
00:44:18,760 --> 00:44:22,720
Speaker 1: of attending college. And then secondly we want to support

792
00:44:22,800 --> 00:44:26,000
Speaker 1: the students and scholarships is a huge way that we

793
00:44:26,080 --> 00:44:30,200
Speaker 1: support students to ensure that they can complete their college

794
00:44:30,200 --> 00:44:33,560
Speaker 1: degree with minimal student on debt. We'll be right back

795
00:44:33,600 --> 00:44:41,239
Speaker 1: with more Money Making Conversations Masterclass with Rashan McDonald. Now

796
00:44:41,320 --> 00:44:46,280
Speaker 1: let's return to Money Making Conversations Masterclass with Rashan McDonald,

797
00:44:46,480 --> 00:44:49,239
Speaker 1: talk about scholarship opportunities. Where can we go as a

798
00:44:49,360 --> 00:44:51,279
Speaker 1: number we can call or when I said, we am

799
00:44:51,280 --> 00:44:53,360
Speaker 1: talking about myself so I can have access to it,

800
00:44:53,440 --> 00:44:55,840
Speaker 1: to put it on my social media, to put it

801
00:44:55,880 --> 00:44:58,359
Speaker 1: on my email, on my newsletters and things like that

802
00:44:58,440 --> 00:45:01,040
Speaker 1: to promote the opportunit because the worst thing in the

803
00:45:01,040 --> 00:45:03,040
Speaker 1: world is to go to college and walk away with debt,

804
00:45:03,360 --> 00:45:05,960
Speaker 1: and this is a scholarship will allow you that opportunity

805
00:45:06,000 --> 00:45:07,759
Speaker 1: to do that. So help me out a little bit

806
00:45:07,800 --> 00:45:10,879
Speaker 1: by giving me information on how these scholarship opportunities can

807
00:45:10,920 --> 00:45:15,560
Speaker 1: be reached. Sure, you can go to our website www

808
00:45:15,640 --> 00:45:20,640
Speaker 1: dot t MCF dot org and you click on students

809
00:45:21,120 --> 00:45:25,120
Speaker 1: slash alum nine and then click on scholarship and then

810
00:45:25,160 --> 00:45:29,759
Speaker 1: that scholarship portal um your listeners can really see all

811
00:45:29,800 --> 00:45:33,480
Speaker 1: of the scholarship opportunities that we have available. Over the

812
00:45:33,560 --> 00:45:36,520
Speaker 1: last twelve months, we more than double the amount of

813
00:45:36,600 --> 00:45:41,200
Speaker 1: scholarship programs that we have available for students attending HBCUs

814
00:45:41,200 --> 00:45:44,160
Speaker 1: and we even have a few scholarships for students who

815
00:45:44,200 --> 00:45:47,440
Speaker 1: decide to attend other institutions, but the money follows them

816
00:45:47,440 --> 00:45:50,600
Speaker 1: where they decided to go. Now I'm going Terence, I

817
00:45:50,600 --> 00:45:52,359
Speaker 1: want to just ask you one question as we as

818
00:45:52,360 --> 00:45:55,920
Speaker 1: we close out this interview, what what what makes you feel?

819
00:45:56,640 --> 00:45:59,799
Speaker 1: What's the passion? You know? Because you mentioned the fact

820
00:45:59,800 --> 00:46:03,120
Speaker 1: that you are a recipient of a third Good Marshall

821
00:46:03,760 --> 00:46:07,680
Speaker 1: College funds scholarship, So what what what what? What? What?

822
00:46:07,680 --> 00:46:10,920
Speaker 1: What drives that? And what what encouragement do you give

823
00:46:10,960 --> 00:46:15,440
Speaker 1: somebody who's listening to a parent or maybe even a student. UH.

824
00:46:15,480 --> 00:46:18,480
Speaker 1: And the benefits of this type of scholarship outside of

825
00:46:18,520 --> 00:46:23,359
Speaker 1: just paying for your classes allowing you to graduate from

826
00:46:23,360 --> 00:46:28,319
Speaker 1: school debt free, well, you know, tim's hard. You know,

827
00:46:28,440 --> 00:46:32,560
Speaker 1: the the economy is in a very difficult place, you know, UM,

828
00:46:32,600 --> 00:46:36,160
Speaker 1: and every bit helps, and when you have programs, you know,

829
00:46:36,200 --> 00:46:39,560
Speaker 1: set up to assist, it's important to take advantage of them.

830
00:46:39,600 --> 00:46:42,880
Speaker 1: You know, these student tuitions are really high, these books,

831
00:46:42,960 --> 00:46:46,759
Speaker 1: these programs, they're really expensive, and so you know, to

832
00:46:46,840 --> 00:46:50,839
Speaker 1: alleviate some of that stress, there's incredible organizations like the

833
00:46:50,840 --> 00:46:53,959
Speaker 1: Third Good Marshall College Fund that that can can help

834
00:46:54,000 --> 00:46:56,759
Speaker 1: and assist. And they don't just have programs that are

835
00:46:56,800 --> 00:46:59,520
Speaker 1: just for you know, your your school work. They also

836
00:46:59,560 --> 00:47:04,279
Speaker 1: have internship programs, job placement programs. You know, we do

837
00:47:04,400 --> 00:47:08,680
Speaker 1: mentors ship programs. I had an intern come from it

838
00:47:08,760 --> 00:47:11,279
Speaker 1: came to l A and and and you know, spent

839
00:47:11,400 --> 00:47:13,200
Speaker 1: the whole summer with me. You know, because there's a

840
00:47:13,239 --> 00:47:17,120
Speaker 1: bunch of different UH programs. If you go to the

841
00:47:17,120 --> 00:47:21,040
Speaker 1: Third and Marshall UH College from website the TMCF dot org.

842
00:47:21,200 --> 00:47:23,719
Speaker 1: So I just for me, I made a promise to

843
00:47:23,800 --> 00:47:26,799
Speaker 1: myself back then, UH that I would always I would

844
00:47:26,840 --> 00:47:28,879
Speaker 1: never forget where I came from, and I would never

845
00:47:28,920 --> 00:47:32,600
Speaker 1: forget those that helped me. And this organization has been

846
00:47:32,640 --> 00:47:36,320
Speaker 1: a pleasure for me because they always find incredible students

847
00:47:36,320 --> 00:47:38,560
Speaker 1: and they always you know, I know all I know

848
00:47:38,760 --> 00:47:40,840
Speaker 1: when I do donate, all of the money goes to

849
00:47:40,880 --> 00:47:43,040
Speaker 1: the right place. And I think for all of the

850
00:47:43,160 --> 00:47:45,960
Speaker 1: parents out there, you know, if your students are are

851
00:47:46,000 --> 00:47:48,200
Speaker 1: about to go to high school, I mean, are just

852
00:47:48,239 --> 00:47:51,120
Speaker 1: graduating high school and about to go to college, you

853
00:47:51,160 --> 00:47:55,480
Speaker 1: should strongly, you know, consider and make sure that TMCF

854
00:47:55,480 --> 00:47:58,280
Speaker 1: dot org is on the top of your browser because

855
00:47:58,280 --> 00:48:00,880
Speaker 1: they have so many different programs of that that you

856
00:48:00,960 --> 00:48:04,240
Speaker 1: should take advantage of. I want to share a story

857
00:48:04,400 --> 00:48:06,440
Speaker 1: before we go with if you can share it with us,

858
00:48:06,480 --> 00:48:09,759
Speaker 1: Miss Horton. We was in Western Salem State campus and

859
00:48:09,800 --> 00:48:12,680
Speaker 1: were doing my HBCU College Day event. He was talking

860
00:48:12,719 --> 00:48:15,640
Speaker 1: about the applications where you guys really take the time

861
00:48:16,280 --> 00:48:20,560
Speaker 1: to read the applications and so this is not one

862
00:48:20,560 --> 00:48:22,799
Speaker 1: application you should be doing a cookie cutter or just

863
00:48:23,040 --> 00:48:25,560
Speaker 1: grab something you put in another application and put over there.

864
00:48:25,760 --> 00:48:29,640
Speaker 1: Talk about the screening process for these applications. Sure, that's

865
00:48:29,680 --> 00:48:32,160
Speaker 1: an important piece. And then the first thing I want

866
00:48:32,200 --> 00:48:37,080
Speaker 1: to really stress for your listeners is that our scholarships,

867
00:48:37,120 --> 00:48:38,840
Speaker 1: and many of them when you go on our website

868
00:48:38,880 --> 00:48:44,279
Speaker 1: will say our need based, so need based scholarships, but

869
00:48:44,640 --> 00:48:46,840
Speaker 1: me doesn't mean you have to be in a certain

870
00:48:46,880 --> 00:48:51,680
Speaker 1: income bracket. So although I was academically prepared for college,

871
00:48:51,760 --> 00:48:54,440
Speaker 1: I was not financially prepared for college. So I need

872
00:48:54,520 --> 00:48:58,120
Speaker 1: a financial support. And even though my parents had a

873
00:48:58,120 --> 00:49:01,719
Speaker 1: pretty good income, there was still a significant amount of

874
00:49:01,719 --> 00:49:05,240
Speaker 1: my cost of attendance that was not covered by scholarships

875
00:49:05,280 --> 00:49:08,160
Speaker 1: or any grant funding. So that means a large portion

876
00:49:08,200 --> 00:49:11,480
Speaker 1: of my my college educations had to be self paid

877
00:49:11,960 --> 00:49:16,200
Speaker 1: or paid by loans. If you're like me, you qualify

878
00:49:16,360 --> 00:49:20,040
Speaker 1: for our scholarships. You have a need. Even if your

879
00:49:20,080 --> 00:49:23,880
Speaker 1: parents make you know, three hundred thousand dollars and you

880
00:49:23,960 --> 00:49:28,919
Speaker 1: are self pay you still qualify as having need for scholarships.

881
00:49:29,520 --> 00:49:31,960
Speaker 1: So once we've established that and you go to our

882
00:49:32,000 --> 00:49:36,760
Speaker 1: portal to apply, please know that every application is read

883
00:49:36,880 --> 00:49:40,359
Speaker 1: and scored on a rubric, so that means everybody has

884
00:49:40,360 --> 00:49:43,799
Speaker 1: a chance, not about who you know, who you're connected to,

885
00:49:44,040 --> 00:49:47,279
Speaker 1: is about the quality of your application. You have too.

886
00:49:47,640 --> 00:49:51,600
Speaker 1: Many of our applications now either require an essay, but

887
00:49:51,680 --> 00:49:55,440
Speaker 1: most of them require a video response to an essay question,

888
00:49:55,600 --> 00:50:00,520
Speaker 1: so you're really verbally responding to a question. Are applications

889
00:50:00,520 --> 00:50:03,960
Speaker 1: will ask you for a letter of recommendation and then

890
00:50:03,960 --> 00:50:07,200
Speaker 1: we'll give you a score on your academic So whatever

891
00:50:07,280 --> 00:50:10,040
Speaker 1: what your g p A is, once we sort of

892
00:50:10,080 --> 00:50:15,120
Speaker 1: score all those components, the highest scores receive the scholarship.

893
00:50:15,239 --> 00:50:18,239
Speaker 1: So again, everybody has an opportunity. And I can't tell

894
00:50:18,280 --> 00:50:21,080
Speaker 1: you how many students have come up to me and said,

895
00:50:21,160 --> 00:50:24,600
Speaker 1: I started not to apply to the scholarship, but I

896
00:50:24,680 --> 00:50:28,200
Speaker 1: decided to take a chance and I got it. And

897
00:50:28,600 --> 00:50:31,000
Speaker 1: you can if you take the time to really apply

898
00:50:31,800 --> 00:50:35,400
Speaker 1: and think about the answers to your questions UH and

899
00:50:35,440 --> 00:50:37,880
Speaker 1: put your best foot forward. You really can't receive a

900
00:50:37,920 --> 00:50:41,440
Speaker 1: scholarship through the third Good Marshall College Funds. Terence J.

901
00:50:41,960 --> 00:50:44,840
Speaker 1: Thank you for taking the time to come on my

902
00:50:44,920 --> 00:50:47,440
Speaker 1: show one the main composition Master Glance to tell your

903
00:50:47,440 --> 00:50:50,520
Speaker 1: story and motivate. I'm motivated because you know, it's interesting

904
00:50:50,560 --> 00:50:52,200
Speaker 1: when you talk to people you think that you know

905
00:50:52,320 --> 00:50:55,080
Speaker 1: their story and you're learning more special things about it,

906
00:50:55,080 --> 00:50:57,799
Speaker 1: which makes me know why you are very special. You've

907
00:50:57,840 --> 00:51:02,160
Speaker 1: overcome the odds. Hey man. Really it's just the sincere

908
00:51:02,360 --> 00:51:05,960
Speaker 1: nature why you are successful. Just just screams in this

909
00:51:06,000 --> 00:51:08,600
Speaker 1: interview because you don't give up. You know you you,

910
00:51:08,719 --> 00:51:10,839
Speaker 1: and you know you. You've been helped along the way

911
00:51:10,840 --> 00:51:13,840
Speaker 1: and you understand that I gotta reach back and extend

912
00:51:13,840 --> 00:51:16,680
Speaker 1: the hand to pull somebody maybe even further than I've achieved.

913
00:51:17,080 --> 00:51:19,120
Speaker 1: And that's a blessing man, and you will continue to

914
00:51:19,160 --> 00:51:21,319
Speaker 1: be blessed with that thought process. And thank you for

915
00:51:21,320 --> 00:51:24,040
Speaker 1: coming on my show today. Oh man, I appreciate you

916
00:51:24,080 --> 00:51:26,520
Speaker 1: guys both. Man. I'm so excited to get the word

917
00:51:26,560 --> 00:51:29,319
Speaker 1: out and keep on doing the incredible work you're doing.

918
00:51:29,360 --> 00:51:33,279
Speaker 1: Brother um ms Horton h CMO third good match of

919
00:51:33,360 --> 00:51:37,120
Speaker 1: College Fund. Thank you, thank you, thank you, thank you.

920
00:51:37,160 --> 00:51:40,400
Speaker 1: As always, you articulated better than I can and you especial.

921
00:51:40,640 --> 00:51:42,400
Speaker 1: Just give out that website one more time for we

922
00:51:42,400 --> 00:51:47,920
Speaker 1: say goodbye www dot t m c F dot org.

923
00:51:49,280 --> 00:51:51,640
Speaker 1: Thank you both for coming on Money Making Conversation master Class.

924
00:51:51,680 --> 00:51:55,440
Speaker 1: Love you both. Thank you terms j Wow, you know

925
00:51:55,520 --> 00:51:58,480
Speaker 1: you you do this show money Making Conversation Masterclass. And

926
00:51:59,120 --> 00:52:04,800
Speaker 1: I'm just taking aback by what's happening on this show. People,

927
00:52:04,920 --> 00:52:09,880
Speaker 1: the people calling in with Dwayne Sullivan. Wow, what a story.

928
00:52:10,000 --> 00:52:14,440
Speaker 1: What a story about overcoming the odds, uh, overcoming the

929
00:52:14,480 --> 00:52:19,919
Speaker 1: prison system, overcoming and getting the education and then um

930
00:52:20,000 --> 00:52:22,320
Speaker 1: when they when they didn't hire even with the education,

931
00:52:22,560 --> 00:52:26,680
Speaker 1: that didn't qualify getting the bachelor bachelor's degree, that didn't

932
00:52:26,680 --> 00:52:29,640
Speaker 1: help him out, and then he could go online and

933
00:52:30,080 --> 00:52:34,759
Speaker 1: take a course and then he goes to a just

934
00:52:35,120 --> 00:52:38,320
Speaker 1: based on just watching observation, what you what you've learned

935
00:52:38,320 --> 00:52:41,240
Speaker 1: on this show is that it's not where people expect

936
00:52:41,239 --> 00:52:44,239
Speaker 1: you to go, it's where you wind up going. And

937
00:52:44,280 --> 00:52:47,680
Speaker 1: if you're hit in the direction, what rules are you

938
00:52:47,760 --> 00:52:50,080
Speaker 1: putting in place for you to win? That's what I'm

939
00:52:50,120 --> 00:52:52,680
Speaker 1: taking from these interviews. Then I'm getting on the show,

940
00:52:52,760 --> 00:52:56,560
Speaker 1: especially in that bragging segment, and and then to hear

941
00:52:56,600 --> 00:53:01,239
Speaker 1: about Terrence j. And his journey, you know, academic suspension

942
00:53:01,400 --> 00:53:04,080
Speaker 1: and the third grade Marshall College Fund and somebody seeing

943
00:53:04,160 --> 00:53:07,200
Speaker 1: something in him and telling him that he can be better,

944
00:53:07,360 --> 00:53:09,760
Speaker 1: he can do better, he can be special. That happened

945
00:53:09,800 --> 00:53:12,279
Speaker 1: to me, you know, somebody saw that in me because

946
00:53:12,320 --> 00:53:14,120
Speaker 1: I didn't want to go to college. I didn't want to.

947
00:53:14,480 --> 00:53:17,560
Speaker 1: I want to. I graduated from high school and got

948
00:53:17,560 --> 00:53:20,480
Speaker 1: a job as a forklift driver because I thought that's

949
00:53:20,480 --> 00:53:23,480
Speaker 1: what I that's all I saw myself was being a

950
00:53:23,520 --> 00:53:26,400
Speaker 1: forklift driver. That was my that was my that was

951
00:53:26,480 --> 00:53:29,480
Speaker 1: my peak of who I thought I could be because

952
00:53:29,480 --> 00:53:33,960
Speaker 1: the people around me who I admired, they were forklift drivers.

953
00:53:34,360 --> 00:53:38,640
Speaker 1: So it's really about the environment. And despite Dwayne Sullivan

954
00:53:38,680 --> 00:53:42,040
Speaker 1: being in an environment that was negative to him and

955
00:53:42,120 --> 00:53:45,160
Speaker 1: he was being stereotyped, he would not allow that to

956
00:53:45,239 --> 00:53:48,239
Speaker 1: happen to him, and then he developed this business all

957
00:53:48,320 --> 00:53:51,759
Speaker 1: fixed up. And it's just about the business about and

958
00:53:51,840 --> 00:53:53,480
Speaker 1: I asked to people the call in and tell them

959
00:53:53,520 --> 00:53:56,080
Speaker 1: about the tell that story when you when you hear

960
00:53:56,160 --> 00:54:00,000
Speaker 1: the story, then you you admire the accomplishment. If you're

961
00:54:00,080 --> 00:54:03,480
Speaker 1: mind accomplishment, then you want to support the cause and

962
00:54:03,520 --> 00:54:06,080
Speaker 1: the causes that you can do anything you want if

963
00:54:06,120 --> 00:54:09,040
Speaker 1: you believe in it and you have a network of

964
00:54:09,120 --> 00:54:11,920
Speaker 1: people around you, in this case was his wife who

965
00:54:11,920 --> 00:54:14,919
Speaker 1: believed in him and supporting him. And then to go

966
00:54:15,520 --> 00:54:19,200
Speaker 1: to a location not in a prominent side of the

967
00:54:19,200 --> 00:54:23,279
Speaker 1: hound where you know they can afford a cell phone repairs.

968
00:54:23,680 --> 00:54:26,480
Speaker 1: Not in the side of town where they breaking phones

969
00:54:26,560 --> 00:54:29,319
Speaker 1: left and right. He went as he said, the hood,

970
00:54:29,400 --> 00:54:32,719
Speaker 1: which we know is a less privileged community. We know

971
00:54:32,719 --> 00:54:35,360
Speaker 1: about the neighbors. I grew up with what I would characterized.

972
00:54:35,400 --> 00:54:37,960
Speaker 1: I was born in the hood Fifth War, so I

973
00:54:38,000 --> 00:54:41,919
Speaker 1: know exactly what he is talking about. An undesirable side

974
00:54:41,960 --> 00:54:45,440
Speaker 1: of town with low tax dollars. Education for blacks or

975
00:54:45,440 --> 00:54:49,800
Speaker 1: minorities are less privileged. And when you in your stereotyped.

976
00:54:50,400 --> 00:54:52,920
Speaker 1: He brought in a business and he says it's been

977
00:54:52,960 --> 00:54:55,600
Speaker 1: in seven years, But that's that's not how it started

978
00:54:55,600 --> 00:54:59,840
Speaker 1: out for Mr Duyane Sullivan. He went into a space

979
00:55:00,360 --> 00:55:05,880
Speaker 1: that they told him four previous businesses did not last

980
00:55:06,239 --> 00:55:09,400
Speaker 1: more than six months. In fact, they told him that

981
00:55:09,480 --> 00:55:15,439
Speaker 1: location that he was renting out was cursed. Seven years later,

982
00:55:16,120 --> 00:55:19,719
Speaker 1: I think he's broken the curse. You know why he's

983
00:55:19,760 --> 00:55:24,080
Speaker 1: broken the curse because he persevered. He had a network

984
00:55:24,120 --> 00:55:27,160
Speaker 1: of people around him. They believed in him. But that's

985
00:55:27,160 --> 00:55:30,919
Speaker 1: not that's just one story. Charlie Shabaz, when she came

986
00:55:30,960 --> 00:55:37,080
Speaker 1: on the show, talked about her but bakery business, and

987
00:55:37,120 --> 00:55:39,160
Speaker 1: I asked her, are you a baker? She said, Uh,

988
00:55:39,200 --> 00:55:42,839
Speaker 1: does rolling on cookie dough and cutting it up? Does

989
00:55:42,880 --> 00:55:46,080
Speaker 1: that count as a baker? Which means that she's about

990
00:55:46,080 --> 00:55:49,799
Speaker 1: to open her second location because she's done our homework,

991
00:55:51,400 --> 00:55:54,040
Speaker 1: not because somebody said this is what she's supposed to do.

992
00:55:54,600 --> 00:55:57,640
Speaker 1: She made the decision. In fact, her background is accounting.

993
00:55:57,680 --> 00:56:02,960
Speaker 1: In fact, she mentored or I guess the intern was

994
00:56:03,040 --> 00:56:07,480
Speaker 1: a c PA to learn business accounting. She gave up

995
00:56:07,480 --> 00:56:10,520
Speaker 1: for free time. And she's not even from this area.

996
00:56:11,480 --> 00:56:14,799
Speaker 1: She's from the Philadelphia area I remember correctly, and moved

997
00:56:14,840 --> 00:56:17,719
Speaker 1: down here to make a living. And now she's about

998
00:56:17,719 --> 00:56:20,760
Speaker 1: to open the second location. Not because she's an award

999
00:56:20,800 --> 00:56:23,440
Speaker 1: winning baker. Because I can I tell people I'm award

1000
00:56:23,480 --> 00:56:25,480
Speaker 1: within the baker. I canna assure you I'm not opening

1001
00:56:25,560 --> 00:56:28,680
Speaker 1: up a restaurant or bakery. I'm just posting pictures on

1002
00:56:28,719 --> 00:56:32,279
Speaker 1: my social media. She put together a business plan, She

1003
00:56:32,320 --> 00:56:35,680
Speaker 1: went to a location that she felt the business could exist,

1004
00:56:36,400 --> 00:56:40,640
Speaker 1: could win at. She went over there, talk to the person,

1005
00:56:41,000 --> 00:56:43,680
Speaker 1: then convinced them that she was the right person, even

1006
00:56:43,680 --> 00:56:48,080
Speaker 1: though she didn't have a background as a baker, and

1007
00:56:48,120 --> 00:56:50,400
Speaker 1: they came back and tour and said, okay, we're ready

1008
00:56:50,440 --> 00:56:54,640
Speaker 1: for you. Then she had the race and find a location,

1009
00:56:54,719 --> 00:56:59,359
Speaker 1: find a franchise that would fit for her. Now she's

1010
00:56:59,360 --> 00:57:01,800
Speaker 1: about to open us like a location. And then my

1011
00:57:01,920 --> 00:57:04,759
Speaker 1: other third story, I just want to bring back that

1012
00:57:04,840 --> 00:57:08,000
Speaker 1: we just heard recently on Moneymaking Conversation master Class and

1013
00:57:08,040 --> 00:57:10,919
Speaker 1: that bragging segment. That's a segment where I asked people

1014
00:57:10,920 --> 00:57:13,279
Speaker 1: to tell us their story. I asked people to tell

1015
00:57:13,360 --> 00:57:17,720
Speaker 1: us their background about why this is working for them.

1016
00:57:18,160 --> 00:57:22,520
Speaker 1: Why should people be motivated to to to go outside

1017
00:57:22,600 --> 00:57:25,600
Speaker 1: the world, walk through walk through that fear to stop

1018
00:57:25,680 --> 00:57:27,600
Speaker 1: so many people and that fear I'm talking about the

1019
00:57:27,640 --> 00:57:33,360
Speaker 1: fear of the unknown. It's Thomas Barnes. You know Apple

1020
00:57:33,640 --> 00:57:39,000
Speaker 1: and UH and UH cell phone iPhone repair store. I

1021
00:57:39,040 --> 00:57:41,400
Speaker 1: asked him, I said, uh. I told him my front

1022
00:57:41,480 --> 00:57:44,360
Speaker 1: to look, I'm not an Apple and he said, of

1023
00:57:44,400 --> 00:57:49,600
Speaker 1: his business is Apple and iPhone repairs, iPhone repair. And

1024
00:57:49,840 --> 00:57:51,560
Speaker 1: I told him my front, I said, brother, I am

1025
00:57:51,600 --> 00:57:55,040
Speaker 1: a PC guy and I'm an Android guy. And he

1026
00:57:55,080 --> 00:58:02,080
Speaker 1: went me to which means that he did the research

1027
00:58:03,240 --> 00:58:06,880
Speaker 1: in this business, not because it was something he saw

1028
00:58:06,880 --> 00:58:10,120
Speaker 1: a business opportunity, but he did the research and he

1029
00:58:10,200 --> 00:58:15,680
Speaker 1: bought the location, a franchise location that the top employee

1030
00:58:16,360 --> 00:58:19,440
Speaker 1: is still working there and he did the research on

1031
00:58:19,600 --> 00:58:23,040
Speaker 1: the traffic, He did the work research on the foot traffic,

1032
00:58:23,160 --> 00:58:26,080
Speaker 1: the car traffic, he did all these things. This is

1033
00:58:26,120 --> 00:58:30,440
Speaker 1: Thomas Barnes talk about his business. And I mentioned just

1034
00:58:30,520 --> 00:58:33,560
Speaker 1: these three names because these three names are recent to

1035
00:58:33,600 --> 00:58:36,640
Speaker 1: the show that lets me get excited about it that

1036
00:58:36,680 --> 00:58:41,600
Speaker 1: I can't I can't forget. Also, Mrs Joey Johnson, the

1037
00:58:41,600 --> 00:58:44,200
Speaker 1: owner of in the Craft Room, you know, just sold

1038
00:58:44,200 --> 00:58:49,800
Speaker 1: her first TV show to a I. B. Plato, you know,

1039
00:58:49,960 --> 00:58:52,720
Speaker 1: using playto as a craft turning into the TV show

1040
00:58:52,800 --> 00:58:56,640
Speaker 1: selling it. Now she's learned, I'm not selling my shows anymore.

1041
00:58:56,640 --> 00:58:59,640
Speaker 1: I'm not selling my content. I'm a license my content.

1042
00:59:00,000 --> 00:59:02,440
Speaker 1: So we're gonna bring our back. This is all I'm

1043
00:59:02,440 --> 00:59:05,360
Speaker 1: talking about when I talk about money making Conversation Masterclass,

1044
00:59:06,240 --> 00:59:09,080
Speaker 1: I just want you to build a plan. Build your plan,

1045
00:59:09,600 --> 00:59:11,000
Speaker 1: and when you build that plan, I want you to

1046
00:59:11,040 --> 00:59:13,400
Speaker 1: write down your goals because you gotta be able to

1047
00:59:13,440 --> 00:59:15,760
Speaker 1: say what you're gonna do. And when you write down

1048
00:59:15,800 --> 00:59:19,200
Speaker 1: your goals, that starts. If your person who who doesn't

1049
00:59:19,240 --> 00:59:21,760
Speaker 1: have relationship, you have to create relationship. If your person

1050
00:59:21,800 --> 00:59:24,200
Speaker 1: who's a poor communicator will bring somebody in the world

1051
00:59:24,200 --> 00:59:26,400
Speaker 1: that knows how to communicate. If you're the person who

1052
00:59:26,680 --> 00:59:29,120
Speaker 1: who doesn't get up at a consistent time, you gotta

1053
00:59:29,120 --> 00:59:31,120
Speaker 1: start getting up at a consistent time. If you're the

1054
00:59:31,160 --> 00:59:33,640
Speaker 1: person that doesn't know how to balance the book, hire

1055
00:59:33,680 --> 00:59:35,880
Speaker 1: somebody who knows how to balance their books. And then

1056
00:59:35,880 --> 00:59:37,440
Speaker 1: when you're doing this, you have to learn how to

1057
00:59:37,440 --> 00:59:40,080
Speaker 1: measure your progress. I want to thank you for listening

1058
00:59:40,080 --> 00:59:43,160
Speaker 1: to Money Making Conversation Masterclass. You've been listening to Money

1059
00:59:43,160 --> 00:59:46,800
Speaker 1: Making Conversations with Rashan McDonald. Please join us next week

1060
00:59:46,880 --> 00:59:50,440
Speaker 1: and always remember leading with your gifts. Money Making Conversations

1061
00:59:50,520 --> 00:59:56,000
Speaker 1: is a presentation of thirty fifteen Media Incorporated. You are

1062
00:59:56,040 --> 00:59:59,880
Speaker 1: now tuned into the Money Making Conversations Minute of Inspiration

1063
01:00:00,120 --> 01:00:03,400
Speaker 1: with Rushan McDonald. I Rushan McDonald for Money Making Conversation

1064
01:00:03,480 --> 01:00:06,280
Speaker 1: Masterclass with your daily Made of the the Inspiration. I sat

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Speaker 1: down with the producer of the iconic BT Awards, Jesse Collins.

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Speaker 1: He talked about believe it in yourself and making you

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Speaker 1: learn the lessons from things that don't turn out the

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Speaker 1: way you expect. That's really the way you gotta be

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Speaker 1: because you know, if if you don't believe that you

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Speaker 1: can do and then certainly no one else is going

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Speaker 1: to and no one is ever going to give you

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Speaker 1: the opportunity. What do you really what do you really

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Speaker 1: have to lose? You know, maybe maybe not everything's gonna

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Speaker 1: work out. Even if it doesn't succeed, at least you're

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Speaker 1: gonna walk away with some lessons that you wouldn't have

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Speaker 1: had before. And you take those lessons and you move

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Speaker 1: on to the next thing. You know, you look at

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Speaker 1: everyone around you that is uh, extremely successful, and you

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Speaker 1: can probably find some failures somewhere in that reson You

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Speaker 1: can listen to this full interview with Jesse Collins. It's

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Speaker 1: available on Money Making Conversations dot com