Speaker 1: Hey, hey, hey, we're back.
Speaker 2: We're back. We're Brown Ambition.
Speaker 3: Well, shimmy now, you know, I feel like I want
Speaker 3: to do a little that's a little show tunes. You know.
Speaker 1: We used to think about we used to think about
Speaker 1: getting someone to sing our jingle, but like, why hire
Speaker 1: some professional.
Speaker 2: When you can have me? Okay, get into it.
Speaker 1: Hey guys, it's Mandy. Welcome to another week of Brown
Speaker 1: Ambition where we talk over each other in the intro
Speaker 1: nailing it? Nailing it? So you survived the heat wave?
Speaker 3: Yes, and I had. I went to Dorty Park yesterday.
Speaker 3: I had a good time though park.
Speaker 1: Mm hmm, what's that?
Speaker 2: Oh you never heard?
Speaker 3: Dorney Park is like it's like, I guess, like a
Speaker 3: Great Adventure ish kind of place they have, well except
Speaker 3: for this one. I don't know if Great Adventure has
Speaker 3: a water park, but Dorney Park has a water park
Speaker 3: and then like a regular amusement park park. But it's
Speaker 3: in Pennsylvania right where Pennsylvania kind of like Meet to Jersey.
Speaker 2: I guess.
Speaker 3: It was about like an hour and a half ride
Speaker 3: from Newark and we had a good time. Took Superman, Supergirl,
Speaker 3: a friend of mine, Rihanna. It was her husband's fortieth birthday.
Speaker 3: So all weekend they did like fun things like the
Speaker 3: beach on Saturday, which I was like, absolutely not not
Speaker 3: in that heat.
Speaker 2: Then they had like.
Speaker 1: They even went to like a theme park in that heat.
Speaker 3: I know, I was gonna stay home, but I am
Speaker 3: the queen of not going anywhere and then complaining about
Speaker 3: how boring my life is.
Speaker 2: And so I woke up on Sunday because I already
Speaker 2: told her I wasn't going.
Speaker 3: I woke up on Sunday and I was like, Tiffany,
Speaker 3: this is these you pray for things like this, like hey,
Speaker 3: to be invited to go places, to have something to do,
Speaker 3: get out, And so.
Speaker 2: I got up.
Speaker 3: Superman looked at me like half fun. I was like,
Speaker 3: oh no, sir, you two are going. But we honestly
Speaker 3: had such a good.
Speaker 2: Time, Like even though it was really hot, we had
Speaker 2: a good time.
Speaker 3: But I will say this, so if you're not familiar,
Speaker 3: are you familiar with the fast past?
Speaker 1: Manny, Yeah, yeah, I used to go to six Flags
Speaker 1: in my day m hm.
Speaker 3: And so the fast pass is just like basically they
Speaker 3: sell a limited amount and it just means like that
Speaker 3: line is like it could be anywhere from a little
Speaker 3: bit faster or literally like maybe next to no one
Speaker 3: in that line.
Speaker 2: And when I tell you.
Speaker 3: There were rides that we rode on five times before
Speaker 3: I saw people in line were still waiting.
Speaker 1: I'm so mad and staring at you guys like that.
Speaker 2: As we ran up and down, up and down, and
Speaker 2: I felt so bad.
Speaker 3: But I thought to myself, like, honestly, because I never
Speaker 3: was really wanted to get a fast past before, I'm like,
Speaker 3: I'll just wait.
Speaker 2: But it really like we.
Speaker 3: Must have gone on like twenty rides versus maybe the
Speaker 3: five we would have gotten to in that period of time,
Speaker 3: so it's just worth it. It was an extra I think
Speaker 3: I found a group pound or something like that. It
Speaker 3: was like an extra fifty bucks, but it was so
Speaker 3: per person, but it was so so, so so worth it.
Speaker 1: No, I'm all for that. I remember I took Husban
Speaker 1: for the very you know, he's one of those New
Speaker 1: Yorkers who never went to the Empire State Building or
Speaker 1: done any of the you know, New York stuff. So
Speaker 1: one night or one day after work, I surprised him
Speaker 1: going to the to the Empire State Building and I
Speaker 1: sprung for the express pass, which seemed in my mind,
Speaker 1: Like it's like it was like one hundred dollars and
Speaker 1: I've been up there before.
Speaker 3: I know.
Speaker 1: You just it's so crowded that you don't even want
Speaker 1: to spend more than like twenty minutes up there. And
Speaker 1: I was like, am I really going to spend one
Speaker 1: hundred dollars like all this express pass for both of us?
Speaker 1: And I did it, and it was so satisfying to
Speaker 1: like see the throngs of people on a Friday night
Speaker 1: waiting and waiting and just get to like breeze on by.
Speaker 3: Yeah, how does that work with you know, because I've
Speaker 3: been to the Empire State, Like is there like a
Speaker 3: different different there's.
Speaker 1: A different line, there's a different elevator, and it's you
Speaker 1: just like the people we had to. I felt the
Speaker 1: heat coming at me from the people and the crowd,
Speaker 1: like what are they doing? They're not following the protocol
Speaker 1: and like express pass. But it's so worth it because
Speaker 1: like you're the time, It's about your time. How valuable
Speaker 1: is your time? Okay? And I one hundred percent agree,
Speaker 1: especially in like that heat at a theme park, which
Speaker 1: can be a really miserable experience.
Speaker 2: Yes, And it really was to be able to jump
Speaker 2: in the water right away.
Speaker 3: And it's so funny because Superman is still not used
Speaker 3: to like doing like stuff like that. So the first
Speaker 3: time we got like express pass at Universal Studios, he
Speaker 3: was like facetiming his boys to like brag like you'll
Speaker 3: see me.
Speaker 2: I was like, I need. It was fun because you
Speaker 2: could tell.
Speaker 3: He's like I never could afford to go to confusing
Speaker 3: parts as a kid, and like you know, he was
Speaker 3: just like this is like my shallhad all over. But
Speaker 3: when I tell you he was excited, I'm like, if
Speaker 3: you call one more person to show them that you're
Speaker 3: at the friend of.
Speaker 2: The line, get into it, my dude. I'm like, I
Speaker 2: think your friend is fine.
Speaker 1: Haven't yelled been to Harry Potter World. I haven't even
Speaker 1: been there yet. I don't know how this is.
Speaker 3: One in California and in Florida. Honestly, both are tremendously amazing.
Speaker 1: I don't understand how that is not my life. I
Speaker 1: think because I've been waiting on my sister and my
Speaker 1: brother to get there act together. But now it's like
Speaker 1: there's always something. Now there's a baby, it's just like
Speaker 1: ruining everything. I guess I'll go in twenty twenty one. Anyway, Yeah,
Speaker 1: that's definitely worth the money. So fun. I did the
Speaker 1: exact opposite. We I was grateful to live in the
Speaker 1: suburbs for once because it meant to have a car,
Speaker 1: which meant I didn't I could go places because we
Speaker 1: have air conditioning to get there, versus like living in
Speaker 1: Manhattan when like the city would just cement, just exude
Speaker 1: so much heat and it's just like you want to
Speaker 1: die walking out there. So we went to the mall.
Speaker 1: We went and saw the Lion King. It was pretty
Speaker 1: It was pretty good. You know, I don't want to
Speaker 1: ruin it for anybody, you know, I it was good.
Speaker 1: It was good. I mean, it wasn't the magic of
Speaker 1: the animated movie. Also, I'm not six years old anymore,
Speaker 1: so maybe that has something to do with it. I
Speaker 1: will say I did. I never cried Will Mufasa died
Speaker 1: as a kid, and I watched the movie over and over,
Speaker 1: but I cried like a baby this time. Yeah. Maybe
Speaker 1: it's the hormones. But also I just now that I
Speaker 1: have a dog, you know, all the animals. Just I
Speaker 1: kept thinking about my Molly, and I'm like, what if
Speaker 1: we died and Molly saw our dead bodies and the
Speaker 1: gorge after the buffalo. You know, you know what if
Speaker 1: that was us and I just pictured Molly the whole time.
Speaker 1: She's like my proxy for my actual baby, I guess,
Speaker 1: but yeah, and I got all of in my feelings.
Speaker 1: It's just like Disney movies are so sad because like
Speaker 1: the kids always were orphaned, you know, the parents always
Speaker 1: died at the beginning.
Speaker 2: He is very morbid, very sad. My dad would say
Speaker 2: morose and melancholy.
Speaker 1: And then Collie. But it was good. I mean, the
Speaker 1: effects like it looked like the Planet Earth documentary but
Speaker 1: with voices and songs, you know, like the effects were
Speaker 1: so realistic, so realistic and beautiful. And of course, you
Speaker 1: know Beyonce and all that. I didn't think. I thought
Speaker 1: for a second she'd be too distracting with her voice,
Speaker 1: like her Texas because I've never heard Beyonce not have
Speaker 1: a Texas Beyonce voice, and she kind of kind of did.
Speaker 1: But they you know, it was good. It didn't distract me,
Speaker 1: and you know, it was a nice way to spend
Speaker 1: two hours in the air conditioning. I'll say that.
Speaker 2: You know, Beyonce, Hey, Simba, what you doing there? Simba?
Speaker 2: You need to come Home. You're like beehive, I love Beyonce.
Speaker 2: Don't come sing say.
Speaker 1: My name Simba.
Speaker 2: Oh no, that's good.
Speaker 1: See so you haven't downloaded the entire album her soundtrack yet.
Speaker 3: I had been jammy, okay, no, Spotify is my I
Speaker 3: have a Spotify whatever Apple not application. I have Spotify,
Speaker 3: and so I've been jamming. I'm like, look at this
Speaker 3: love letter to Africa. Yes, I'm like, wait a minute now.
Speaker 3: I honestly I'm in love with it.
Speaker 1: She did good right, like very respectful of the culture.
Speaker 1: And I will say that about the movie. It's very
Speaker 1: you know, you think about it now and you're like,
Speaker 1: Matthew Broderick, this is the Lion, like Jonathan Taylor Thomas
Speaker 1: was the baby what like all these white actors. But
Speaker 1: it makes so much sense now this cast but way
Speaker 1: more diverse. And to have Beyonce curate the not even
Speaker 1: just curate, like do the entire soundtrack, it seems like, Okay,
Speaker 1: they righted some wrongs with this version. And uh yeah,
Speaker 1: I've only I listened to it through once. I know
Speaker 1: people are obsessed with brown skinned girl.
Speaker 3: Yeah, wowing girl.
Speaker 2: That should be like our theme song if we wouldn't
Speaker 2: get sued for it.
Speaker 1: We would she would come for us park Wood Entertainment
Speaker 1: would be like and give me your entire life. Yeah,
Speaker 1: so good for Beyonce. Hope you guys enjoyed the movie
Speaker 1: if you.
Speaker 3: Saw it, Yeah, Beyond Beyond, we love, We love Beyonce.
Speaker 1: If you didn't see The Lion King, did you watch
Speaker 1: so the Remember when Serena was like she was in Wimbledon.
Speaker 1: Was it Wimbledon? I don't really know much about tennis,
Speaker 1: but anyway, this most recent big tournament in London she
Speaker 1: was in. And then it's like like guys were like
Speaker 1: on Twitter, sting went viral where guys were or some
Speaker 1: study or survey or something people were saying that a
Speaker 1: bunch of regular guys were convinced that they could score
Speaker 1: a point on Serena.
Speaker 2: Oh my god.
Speaker 1: And I don't know if this I saw this on
Speaker 1: Twitter today. I don't know if this was before this
Speaker 1: contravert this like stupid survey came out or she did
Speaker 1: it in answer to it. But it is the best
Speaker 1: two minutes ever. It's like Serena against like five white guys,
Speaker 1: like regular dudes, like in dad shorts and like baseball,
Speaker 1: you know, backwards baseball caps and stuff, and just like
Speaker 1: her get like annihilating them. It's so good. Yes, it's amazing.
Speaker 2: I mean, I mean, well that's just men in general.
Speaker 2: They just swear. I think I could. I think I
Speaker 2: could be Serena sir. Her service over to two hundred
Speaker 2: of miles per hour.
Speaker 1: Now, and part of me, I like didn't want her
Speaker 1: to rise to it. And again, I don't know if
Speaker 1: she did this. I don't know if this already existed.
Speaker 1: I don't think. I don't think it existed before I
Speaker 1: would have seen it. But anyway, like part of me
Speaker 1: is like, no, Serena, like you're too good to like
Speaker 1: come down to that level. I prove you don't have
Speaker 1: nothing to prove, nothing to prove. But at the same time,
Speaker 1: it is extremely satisfying and so funny, and it looks
Speaker 1: like they all had a really amazing time and it
Speaker 1: just makes me love her even more than you ever did.
Speaker 2: Yeah.
Speaker 3: First of all, her daughter is so adorable. It just
Speaker 3: gives me life when she posts her. And I just
Speaker 3: love the way her daughter mistreats her dog quake way.
Speaker 1: I follow, I mean.
Speaker 2: What, I love her sense of humor.
Speaker 3: I love how little EPs she gives how how clearly
Speaker 3: I love her husband is with her.
Speaker 2: It's just it's not easy.
Speaker 3: And she said that she's like, you know, I get
Speaker 3: attacked all the time, and yet somehow she's carved out
Speaker 3: like this happy life for herself.
Speaker 2: I can't imagine a day in day out.
Speaker 3: Yes, you have people who are telling you or your amazing,
Speaker 3: but you have a lot of people who are telling you,
Speaker 3: you know, not not just regular people, but the sport
Speaker 3: that you love actively works against you. I can't imagine
Speaker 3: how much how much that must hurt, you know.
Speaker 1: And she continues to like her poise and like that
Speaker 1: press interview that she gave at a certain I think
Speaker 1: she was knocked out at Wimbledon. Again, not sure if
Speaker 1: that's what it's called. I'm pretty sure it's what it's called. Okay, thanks,
Speaker 1: you know that that reporter asked her if something along
Speaker 1: the lines of does the criticism around you fighting for
Speaker 1: equal rights you know, bother you or whatever? And she
Speaker 1: was like, the day that I stopped fighting for equal
Speaker 1: rights of people who look like me is a day
Speaker 1: I'll be in my grave.
Speaker 2: Yeah, And I was like, you better step on some
Speaker 2: ring now.
Speaker 1: And I just love her interview voice it's just like
Speaker 1: so no nonsense, like she's not she's not like yelling
Speaker 1: at people. She's not. She's just like statement effect, this
Speaker 1: is who I am. And she's so grounded in herself.
Speaker 1: And you have to be to have to have that
Speaker 1: kind of career where it's that much pressure.
Speaker 3: Yes, honestly, but if you see how I remember when
Speaker 3: when they were kids then in Saince Arena, how much
Speaker 3: their father used to really pour and pump them with confidence,
Speaker 3: and you see how adamant he was. People said like
Speaker 3: it was it was arrogance, but it wasn't. I remember
Speaker 3: an interview where was interviewing Bnus and Venus was like,
Speaker 3: I'm gonna you know, I'm gonna beat her. I think
Speaker 3: I'm a better player. And the interview me and while
Speaker 3: Venus had to be like thirteen fourteen, and the interview.
Speaker 2: Were you could tell took exception.
Speaker 3: It was like challenging her, but not in a way
Speaker 3: of like oh you sure, as if you're talking to
Speaker 3: it this is a child. He was being disrespectful because
Speaker 3: I guess black little girl who cares. Father jumps in
Speaker 3: and is like, I'm sorry, what part of this is
Speaker 3: a child, don't you understand. Well, no, no, no, no, that's
Speaker 3: a child that you're speaking to. Why shouldn't she feel
Speaker 3: confident in herself? You're wanting her not to feel confident?
Speaker 3: That is your aim here.
Speaker 2: I loved it.
Speaker 3: I said, if you don't step in, dad, You know,
Speaker 3: they all called him so crazy, but look what crazy raised.
Speaker 3: He wasn't crazy. He was adamant that his daughters deserved.
Speaker 3: He was adamant that his daughters were worthy. And thank
Speaker 3: god that he did that.
Speaker 2: Because look at what the sport tried to do to them.
Speaker 3: And if it wasn't for him, and I'm sure her
Speaker 3: family's saying that you are you are everything that you
Speaker 3: could possibly be, then they wouldn't be here.
Speaker 1: Yeah. Has he written a parentine book? Because I'll read
Speaker 1: it over. I would like to know how to do that.
Speaker 2: Yeah, right, it's hard.
Speaker 3: I think it was. Was it? It was either Maya Angelo.
Speaker 3: It was either her book or Ayana Bonzan And she said, deal,
Speaker 3: I think me it was my Angelo. She said she
Speaker 3: didn't have any money or anything to give her son.
Speaker 3: The only thing she could give him was confidence. So
Speaker 3: she boosted him as much up as much as he
Speaker 3: could because she could, Because she said she knew that
Speaker 3: life was going to try to knock him down over
Speaker 3: and over.
Speaker 1: But then also, how do you keep him alive for
Speaker 1: the first six months? Anybody have any tips? Let me know,
Speaker 1: thank you, just trying to get to the first six months.
Speaker 2: From what I just understand.
Speaker 3: They just said, you know that it's a lot the
Speaker 3: first couple of months, but then after a while you
Speaker 3: get into a groove, you know, but you know, especially
Speaker 3: as the first time, this is just what I've heard, Like,
Speaker 3: you know that, don't expect for it not to be
Speaker 3: a lot that but and it's okay because you're not
Speaker 3: crazy that that's just it's a lot, because one, you.
Speaker 2: Still have like pregnancy hormones pumping through your veins.
Speaker 3: This is a brand new being that literally was not
Speaker 3: here before and is now here that the bay is
Speaker 3: also like what the hell is going on?
Speaker 2: Right?
Speaker 1: How do I breathe? How do I eat?
Speaker 2: Yes?
Speaker 3: And it was so funny because like it was crazy
Speaker 3: when I went to go visit my sister in Chicago.
Speaker 2: Meanwhile, her husband is a whole doctor. You would have
Speaker 2: thought they were both fifteen.
Speaker 3: Year olds, like with like he was like they were
Speaker 3: just like if it wasn't for my sister Carol, who
Speaker 3: has the two little ones.
Speaker 2: She came and got their whole life together. They were like,
Speaker 2: oh my god, thank you so much. They're like, we
Speaker 2: didn't know.
Speaker 3: She's like that bottle the nipple there are nipple holes,
Speaker 3: and that bottle the hole is too big. That's what
Speaker 3: the baby is gasping, yes, basically, and like just like.
Speaker 1: You know, I mean, I'm gonna drown my baby.
Speaker 3: So one thing that what I have heard is helpful
Speaker 3: is that if you know anyone who's had a child
Speaker 3: within a year, because they're still fresh, you know, like
Speaker 3: if someone had to hit a three or four then
Speaker 3: they've forgotten. But anybody who's had a child within a
Speaker 3: year is gonna be really helpful to you.
Speaker 1: And my all my girlfriends who have because I have
Speaker 1: a lot of girlfriends who on their second kid by now,
Speaker 1: but like young kid and they have already been So
Speaker 1: my friend shout out to my friend Sarah, who told
Speaker 1: me she's just gonna look at my registry and just
Speaker 1: fix it. I was like, thank you, because I don't
Speaker 1: know this is no, you don't need this, you need this.
Speaker 2: Yeah.
Speaker 1: So, and I had brunch with a friend who's also
Speaker 1: she's pregnant too, and just like just having those conversations.
Speaker 1: So and I've heard from some from some listeners since
Speaker 1: the show aired last week. Thank you guys so much
Speaker 1: for all your messages. They were so sweet, so sweet.
Speaker 1: And some of you guys are pregnant too, and some
Speaker 1: of you guys have kids. So any tips, any books.
Speaker 1: I'm a book I like to read books for stuff,
Speaker 1: and I feel like most of the books I'm being
Speaker 1: recommended are like for the pregnancy part, and I'm like,
Speaker 1: that's the shortest part. That's kind of the easiest part.
Speaker 1: You just sit there and eat things and just like,
Speaker 1: don't fall off this, you know, don't fall down a staircase.
Speaker 1: Sure there's some challenges, but like what I want is
Speaker 1: like the first two years, Like, how do you make
Speaker 1: a smart kid? How do you make a kid who's like,
Speaker 1: you know, not a serial killer? Do you make a
Speaker 1: valt a Toorian like I'm thinking about as I do,
Speaker 1: Oh my god, I love the future. How do you
Speaker 1: make a kid who does her homework? Like, because can
Speaker 1: you take that for granted? Because I'm sure you were
Speaker 1: I don't know, Well, no, you're talking about how bad
Speaker 1: you were.
Speaker 2: I was not a homework. Dude, what I was a
Speaker 2: trouble maker.
Speaker 3: I mean as much as a Nigerian child can be
Speaker 3: a trouble maker, because you know, there's only but so
Speaker 3: much that your parents will allow.
Speaker 2: But I was not.
Speaker 3: When I look at a supergirl, I don't know. I
Speaker 3: tell Superman all the time, you lucked out. That girl
Speaker 3: comes home homework usually done at school, she gets great grades,
Speaker 3: she doesn't get in trouble at school.
Speaker 2: I'm like, who are you? Because I was not that child?
Speaker 3: And yet it's okay if your child is not that child,
Speaker 3: because look at me now, I'm decent.
Speaker 1: That's true. There's all kinds of people who like turned
Speaker 1: into jillionaires or you know, invent different you know, amazing inventions,
Speaker 1: or start companies who weren't good in school. So that's right.
Speaker 1: I need more realistic advice like that. Correct remind me
Speaker 1: how crazy you were, because look at you now.
Speaker 2: I'm not gonna lie.
Speaker 3: My parents are like yo, every other week. That's where
Speaker 3: my dad calls me. He says, I can't believe it.
Speaker 3: I can't believe.
Speaker 2: I'm like that.
Speaker 3: IM like they're like, we tried everything. I mean, you
Speaker 3: said no to everything, and look at you now. I'm like,
Speaker 3: I know, Daddy, it's been five years.
Speaker 1: Now, just evens an economic crisis is what they were missing.
Speaker 3: But I just say all that to say that, just
Speaker 3: I mean love trumps everything, and I think more than anything,
Speaker 3: kids just want to know that their love. They want time,
Speaker 3: they want energy, and they want love and the other stuff.
Speaker 2: You'll figure out. You already have that part, you know.
Speaker 1: Yeah, how do you balance the dog love with the
Speaker 1: human love? What about Molly? Is she gonna feel neglected anyway? Anyway?
Speaker 1: But thank you guys for your kind messages. I'm getting excited, man.
Speaker 1: Halfway point, I can't wait for my baby moon is
Speaker 1: coming up. Two weeks in Portugal. Two weeks in Portugal. Yes,
Speaker 1: it's our last big vacation before our lives changed forever.
Speaker 1: So I'm very excited. Don't worry. We'll still have shows
Speaker 1: airing you guys are not going anywhere. We'll have a
Speaker 1: couple of shorter episodes, maybe some you know, some of
Speaker 1: our top hits for August to share with you guys. Yeah,
Speaker 1: but I'm looking forward to it.
Speaker 3: Now it's time for y'all to ask us some questions.
Speaker 3: These are the questions, well, you guys always ask amazing questions.
Speaker 3: We're getting more and more, but we love even more
Speaker 3: questions questions about money, your career, life. Me and Mandy
Speaker 3: are full of advice and we don't.
Speaker 2: Know what to say. We don't know, so keep those
Speaker 2: questions going.
Speaker 1: And you'll be like, well, thanks, appreciate it. You can
Speaker 1: send us questions, hit us up by email, Brand Ambition
Speaker 1: Podcast at gmail dot com, or for those of you
Speaker 1: who are constantly on Instagram like I am, you can
Speaker 1: hit us up at Brand Ambition Podcast on Instagram. And
Speaker 1: I love how people just say hey Mandy. Now they
Speaker 1: just know it's me. It is me, Hey Mandy.
Speaker 2: I hear them later. I'm here too.
Speaker 1: We might couldn't have people reading them for us. No,
Speaker 1: it's me. Thank you for all your good questions. So
Speaker 1: let's take this one hit home for me. Because if
Speaker 1: those of you who maybe are working in jobs right
Speaker 1: now where you're having your midyear reviews, lucky enough to
Speaker 1: have a midyear review, it's a cool thing that companies
Speaker 1: can do versus just having the one big annual review.
Speaker 1: So if you're having your midyear or you're coming up
Speaker 1: on a review, this is a good question from listener
Speaker 1: who wants to go by Tea Park. Tea Park says
Speaker 1: how or asks how would you suggest recovering or redeeming
Speaker 1: yourself from low balling your own salary? For instance, maybe
Speaker 1: you asked for a salary that was less than the
Speaker 1: requisition paid and later found out from conversations that the
Speaker 1: job could have offered more. According to LinkedIn, for my
Speaker 1: company and position, I'm paid seven k less than I
Speaker 1: could be. Now I'm embarrassed. Do you have any advice? Oof?
Speaker 1: I feel like this is a very common yes, very common.
Speaker 1: It's it's so hard, it's so hard, and I have
Speaker 1: some thoughts on this tif you might too, personally, having
Speaker 1: been on both sides of it. So now I'm in
Speaker 1: a position where I'm recruiting and hiring people and I
Speaker 1: do make decisions around salary, and I get really, I
Speaker 1: mean I personally, and I'm not supposed to say anything,
Speaker 1: but like sometimes I want to reach across the phone
Speaker 1: or the table and be like, negotiate, ask me for more.
Speaker 1: I can give, cause you know you know what you're
Speaker 1: we know what our range is. But some people will
Speaker 1: come in with like very specific numbers in mind and
Speaker 1: they'll be like, okay, yeah, we can hit that I
Speaker 1: would say it's it's more difficult once you're in the position,
Speaker 1: once you've accepted the job and you're you're there at
Speaker 1: the company. So I won't harp too long on what
Speaker 1: you could have done beforehand to fix this, because that's
Speaker 1: that's already done and plenty of other people are probably
Speaker 1: in the same position. So what I'll say is, some
Speaker 1: companies do look at market adjustments where it's not like
Speaker 1: it's beyond like a performance based or like a merit
Speaker 1: based increase, like you're two percent per year or whatever
Speaker 1: that standard. They may actually, if you make a case
Speaker 1: for it, look at, okay, what is the market rate
Speaker 1: for your position? Are you under or overpaid for the
Speaker 1: market And this happens if your company it's maybe big
Speaker 1: enough to have a head of rewards and compensation or
Speaker 1: like ahead of like some department head who's in charge
Speaker 1: of looking at compensation, and they may take it up
Speaker 1: for your review, but you have to go to your
Speaker 1: manager to ask, and that's tricky because it's kind of like,
Speaker 1: you know, you're asking for excuse me, an adjustment and
Speaker 1: pay that's not maybe linked to like traditional things a
Speaker 1: promotion or like a merit increase, but it's possible. Another
Speaker 1: thing like secret advice that I wish I could give people.
Speaker 1: It's like it may be and you have to like
Speaker 1: feel you have to feel out the vibe for the
Speaker 1: place that you work. But it may even be better
Speaker 1: for you to just get another competing job offer and
Speaker 1: then bring that to the table and.
Speaker 2: Use that good one.
Speaker 1: And I almost wish sometimes people just did that because
Speaker 1: I don't you know, I don't think it's happened to me,
Speaker 1: but not like not from someone who's already been working
Speaker 1: here for a while. Definitely during negotiations in the beginning,
Speaker 1: it's happened they've got two job offers. They're toy in between. Oh,
Speaker 1: this company b offered me ten k more, can you
Speaker 1: match it? And we've that's worked. We've definitely done that.
Speaker 2: Ooh, that's good.
Speaker 1: But like, if you're already in the job, sometimes the
Speaker 1: best way to show your value is to get an
Speaker 1: offer from someone else, a competitor. And if you're you
Speaker 1: just have to hope that you have to do it
Speaker 1: in the right way to where you're not you know,
Speaker 1: burning a bridge or creating like creating any like resentment
Speaker 1: from your managers or whatever. But do it in a
Speaker 1: way just to show your value and see if they
Speaker 1: can beat it and get your answer, you know, and
Speaker 1: if they say no, maybe you want to take that
Speaker 1: job offer. If they say if they say yes, then okay,
Speaker 1: you got what you wanted. Those are a couple of
Speaker 1: just thoughts I had. And second, K is not that
Speaker 1: huge of a jump, so you may.
Speaker 2: Might be able to close it. Yeah, that gap, they
Speaker 2: might be able.
Speaker 1: To close it if it's truly a market gap or
Speaker 1: if you you know, we're able to get a competing
Speaker 1: offer and show that you're worth more.
Speaker 3: And just be mind because I as an employer, well
Speaker 3: we do. We do adjustments because I feel like we're
Speaker 3: not quite where I want to be as far as
Speaker 3: paying market rate because we still are I still we
Speaker 3: still are really I guess in the eyes of the government.
Speaker 2: Whatever, we still are a small business. And so we're
Speaker 2: getting much better than we're getting.
Speaker 3: Closer and closer because I don't know, if you guys
Speaker 3: remember earlier in the year, I said, we set a
Speaker 3: goal for my team to get the average employee to
Speaker 3: one hundred thousand dollars a year, to one of our
Speaker 3: audacious goals, and.
Speaker 2: We're on track to hit that next year.
Speaker 3: So the average employee meaning that maybe part time customer
Speaker 3: support is twenty five thousand hours, so twenty five thousand
Speaker 3: dollars a year.
Speaker 2: But then maybe if you're on the.
Speaker 3: Lead team, meaning one of the executives, maybe you make
Speaker 3: you know, one fifty two hundred thousand. But then so
Speaker 3: that's what I mean by average employees, So not that
Speaker 3: everyone's making one hundred thousand no matter what you do.
Speaker 2: And so we're we're we know we're getting.
Speaker 3: Better at it, and so what we do is because
Speaker 3: we're kind of that we're growing in that way. I
Speaker 3: every six months, well we try to do it every quarter,
Speaker 3: but it depends on how well the quarter has been.
Speaker 3: But every six months or so, we make an adjustment
Speaker 3: where let's just say, I think, like I don't know,
Speaker 3: maybe like a starting customer support, like if it was
Speaker 3: just brand new you, maybe you did an internship with us.
Speaker 2: This is like you know, we're just starting to pay you.
Speaker 3: Maybe it starts at fifteen, but we'll adjust up and say, okay,
Speaker 3: now everyone that comes in now starts at eighteen, and
Speaker 3: so if you're at fifteen, you're automatically bumped to eighteen,
Speaker 3: even though it's not based up pounds salary or not
Speaker 3: based upon merit or anything like that. It's just the
Speaker 3: company has adjusted up and we're working to our audacious
Speaker 3: goal to we kind of hit where I feel like
Speaker 3: a fair market value for works rendered across the border.
Speaker 2: So that's one thing.
Speaker 3: And then two Yes, if somebody came to me from
Speaker 3: my team who said, you know who I thought was
Speaker 3: killing it and they were like, cause we've given raises,
Speaker 3: Like I mean, I mean I'm unique in that, well
Speaker 3: not me, but this is unique in that with small businesses,
Speaker 3: there's a lot more flexibility than like a larger business.
Speaker 3: But I remember there was somebody on our team who
Speaker 3: was like, Hey, Tiffany, I'm really you know, I love
Speaker 3: working here. I'm going to continue to work here, but
Speaker 3: I just want you to know I'm taking a side job.
Speaker 3: So I'm not going to stop work, but I'm taking
Speaker 3: a side job because I and I said, oh okay,
Speaker 3: And I found out who the Grapevine is because she
Speaker 3: was struggling with childcare and so I was like, well,
Speaker 3: she's slaying and she's killing it. So what I did
Speaker 3: is I looked at the because we have an open
Speaker 3: door policy as it relates to pay where everyone can see.
Speaker 2: We have a grid where it's like you can you
Speaker 2: know what color you are? You don't.
Speaker 3: You can guess what the color other people are, but
Speaker 3: you know what color you are, and it'll say like green.
Speaker 3: You know, the range for mid level green is you know,
Speaker 3: I don't know, you know, thirty to forty thousand dollars.
Speaker 3: Let's just say so you kind of know where you are.
Speaker 3: And so I looked and I was like, you know what,
Speaker 3: pink has not gotten an adjustment in a while.
Speaker 2: So I adjusted that.
Speaker 3: Whole that whole color for anyone who was pink senior level,
Speaker 3: mid level, entry level pink.
Speaker 2: I adjusted it up to accommodate.
Speaker 3: And I was like, you know what, it was time anyway,
Speaker 3: So because she can, you know, she didn't ask me
Speaker 3: for a raise, but I didn't want. I didn't want
Speaker 3: to lose somebody who was amazing as a result of
Speaker 3: like you know, child care was going to be an issue,
Speaker 3: and so it was a significant race. So, like I said,
Speaker 3: we're a smaller company, so I mean, as we get bigger,
Speaker 3: I might not be able to make moves like that,
Speaker 3: but for now we can. So you just never know
Speaker 3: unless you ask. And so I just wanted to share
Speaker 3: that that like if you delay.
Speaker 1: That again, you never know unless you ask.
Speaker 3: Because I'm saying that if she didn't ask, I mean
Speaker 3: didn't just help her.
Speaker 2: It helped everybody who was at her level. They were like,
Speaker 2: wait what.
Speaker 3: Okay, this is awesome and so yeah, when you have
Speaker 3: really good people, you know, people tend to want to
Speaker 3: I don't want to train anyone.
Speaker 1: New I say that again. Yes it's such a pain
Speaker 1: and don't make us do it.
Speaker 3: Yes, so if you are, but like here's the thing.
Speaker 3: If you're so so, and I'm sure you're not. I'm
Speaker 3: sure you're killing it. But if you're so so, I'm like,
Speaker 3: well girl, I can train somebody to be.
Speaker 1: So so, you know, but I back it up with
Speaker 1: good work.
Speaker 3: Yes, if you are amazing what I mean like, I'm
Speaker 3: going to go as high as I can that I
Speaker 3: can actually afford to do. Like if but it's like,
Speaker 3: well i'd like two hundred thousand, I'm like, well girl,
Speaker 3: I mean that would be awesome, but the company can't
Speaker 3: afford that, you know, So I you know, I adjust
Speaker 3: based upon like how much like i'd reach out to
Speaker 3: our CFO.
Speaker 2: What are we able to do? What are we able
Speaker 2: to sustain.
Speaker 3: So typically, if we didn't have a quarter that could
Speaker 3: sustain a raise, we'll do a bonus. Because a bonus,
Speaker 3: I know, we say pretty robustly. So I'm like, okay
Speaker 3: with the bonus, it's one time, here's your money. I
Speaker 3: don't have to worry about sustaining. Like, if you get
Speaker 3: a raise, I have to pay you that indefinitely. And
Speaker 3: so there are ways that are kind of around, like
Speaker 3: you know, when it comes to like when I'm wanting
Speaker 3: to kind of show appreciation to the team.
Speaker 2: But but yeah, like I said.
Speaker 3: If you're killing it, people are going to want to
Speaker 3: keep you and they'll do as much as they can
Speaker 3: in order to do so.
Speaker 1: Yeah, one hundred thousand percent. But again, like seven k
Speaker 1: is not the biggest of gaps, and maybe it's a
Speaker 1: gap that maybe they could close halfway now and the
Speaker 1: rest of the way next year. But get your facts together,
Speaker 1: you know, do your own research, see what and if
Speaker 1: you've really got intel, you know, share that with them.
Speaker 1: If you feel confident and comfortable and make your case
Speaker 1: at the right at the right time, you know, preferably
Speaker 1: after you've just like nailed a certain project or you know,
Speaker 1: even you don't have to. Also, you don't have to
Speaker 1: wait for that formal review process if it's something that's
Speaker 1: really nagging at you. And honestly, if you get the
Speaker 1: other job offer, it's all the more you know, that's
Speaker 1: just like all the more reason to bring it up
Speaker 1: and all the more pressure on your company to put
Speaker 1: to to really pay you what you're worth. Yes, but
Speaker 1: don't feel bad, I mean, she says she's embarrassed, like
Speaker 1: that is such a common comment. I mean, I think
Speaker 1: I've definitely been there, and the way that I acted
Speaker 1: is I asked for a raise, didn't get it, and
Speaker 1: I left. And sometimes you have to, you know, if
Speaker 1: the company is not really gonna help you, make up,
Speaker 1: you just you just have to learn from it and
Speaker 1: and move on and always negotiate moving forward always mm hmm.
Speaker 1: Thank you for your questions. T Park. Okay, let's see.
Speaker 1: Let's take a question from listener. Karen says, Hi, ladies,
Speaker 1: I love the podcast. I'm a Newish listener. I recently
Speaker 1: purchased my first home. I also have a car loan
Speaker 1: through my credit union that I've been paying on for
Speaker 1: over two years now. The interest rate on my mortgage
Speaker 1: is four point three percent, which is like the lowest
Speaker 1: it can be, right, and on my car loan it's
Speaker 1: two point seventy nine percent excellent rates. She must have
Speaker 1: good credit. Yes, I know you both suggest paying more
Speaker 1: on the debt that has the highest interest rate. But
Speaker 1: should I still do that with my mortgage since my
Speaker 1: car loan has a shorter term. Good question, Good example
Speaker 1: of when rule of thumb personal finance advice is not
Speaker 1: always the best.
Speaker 2: Yes. I was about to say, Chah, pay that car.
Speaker 1: Pay that car off. It's going to feel so satisfying
Speaker 1: when you do, and it's probably a much lower balance
Speaker 1: than your mortgage.
Speaker 3: Yes, and honestly to its just yeah, you'll be. And
Speaker 3: that's why I don't necessarily subscribe to the well ideally,
Speaker 3: and I guess if you want to technically like pay
Speaker 3: off your debt, yes, hitting the debt with the highest
Speaker 3: interest rate, because that's the more expensive debt. That is,
Speaker 3: you know that technically is the best choice. But emotionally,
Speaker 3: you know, hitting the debt that you can get rid
Speaker 3: of the fastest, it's also going to keep you probably
Speaker 3: on the debt paying down train much longer, so you
Speaker 3: don't have to, like you know, there's no hard and
Speaker 3: fast rule about anything.
Speaker 2: But first of all, one you've got great interest rate.
Speaker 3: So you're not someone who's like, I've got one credit
Speaker 3: card and it's a thirty percent interest rate, and I've
Speaker 3: got another credit card and it's like a five percent
Speaker 3: interest rate.
Speaker 2: Which one should I do?
Speaker 3: I'm like, girl, go for the five percent, you know that,
Speaker 3: bro for the thirty Obviously pay that down first, because
Speaker 3: that's super expensive debt. You know, you're you're choosing between
Speaker 3: you know, Granny Smith apples and Macintosh apples.
Speaker 2: Are they're the same. No, I don't think so.
Speaker 1: Oh no, I don't want the green ones. No, we
Speaker 1: don't have the same. No, they hurt my te's no
Speaker 1: two sours.
Speaker 3: Sorry, guys got it talking to the background, I'm like
Speaker 3: you hear the thund dirty quite please, Like, Jess, could
Speaker 3: you try to down taping my podcast tanks?
Speaker 2: So yeah, no, I'm just proud of you for those
Speaker 2: interest rates. Kill it.
Speaker 1: Yeah, that's amazing.
Speaker 2: Yeah.
Speaker 1: All I would add to that is just think about,
Speaker 1: like if it is true, you know, if you were
Speaker 1: to pay off your mortgage and you know, which takes
Speaker 1: probably what thirty years, if you just got a house,
Speaker 1: if you were to pay it off shore. Then you
Speaker 1: could put that mortgage payment towards your car note. But
Speaker 1: that's decades away. Are you even going to be in
Speaker 1: the house that long? I don't know. I think this
Speaker 1: is a good example of like the debt avalanche versus
Speaker 1: a debt snowball, and how the debt avalanche has actually
Speaker 1: study in at least one study has been found to
Speaker 1: be more in debt avalanche. For those who don't know,
Speaker 1: it's when you order your debts from least amount to
Speaker 1: largest amount and you focus on the smallest debts first,
Speaker 1: versus the debt snowball, which involves ordering from highest interest
Speaker 1: rates to lowest and focusing on the highest interest rates debt.
Speaker 1: And the reason the debt avalanche has worked where you
Speaker 1: focus on small debts versus just like Tiffany said, it
Speaker 1: just like creates this positive momentum and because it's smaller debts,
Speaker 1: you get those early easier wins, and it just it
Speaker 1: instills the good behavior that it takes to tackle the
Speaker 1: bigger debts. And yeah, I mean I paid off my
Speaker 1: I paid off my car note. You know, we got
Speaker 1: a car and I paid off I made it, my
Speaker 1: jobs paid off within a year, and I still to
Speaker 1: this day feel so smug sliding into my debt free car,
Speaker 1: like no debt, No one could take this from me.
Speaker 1: It's it, you know, it feels good and it's I
Speaker 1: highly recommend. That's a that's a really good question.
Speaker 2: I've had, like my two cars.
Speaker 3: The first one I bought was fifty five hundred dollars
Speaker 3: and I bought it it was like two years old. Well,
Speaker 3: and the second one, I was like, look at Jesus,
Speaker 3: someone hit the first one, some kid, and then I
Speaker 3: use the money from that to get the second one,
Speaker 3: which is four thousand. That's how much they gave me
Speaker 3: the insurance company. So really it was like, na, I
Speaker 3: didn't come out of pocket for the second and then
Speaker 3: my final car that I have now in cash as well,
Speaker 3: because I just couldn't see myself with a card. No,
Speaker 3: I've never had one before. So yes, living is debt
Speaker 3: free as you can. I'm within reason. I don't want
Speaker 3: people to prioritize debt over like actually earning or growing wealth,
Speaker 3: but debt is you know, to me, you should have
Speaker 3: a debt plan that you have in place that's working,
Speaker 3: and then focus the majority of your energy of earning
Speaker 3: and growing wealth and that will help to take care
Speaker 3: of debt a little bit faster as well.
Speaker 1: Yeah, one hundred percent, and think about what you can
Speaker 1: do with that car payment when you paid off your debt,
Speaker 1: you know, maybe you can put that into your retirement.
Speaker 1: I would even say, like this is the fun part
Speaker 1: when you're choosing do I pay off my mortgage or
Speaker 1: do I say for you know, investing or something like that,
Speaker 1: And that's where you can really see how much you
Speaker 1: have to gain by you know, putting that into your
Speaker 1: four one K or into like an IRA and what
Speaker 1: you your money can work for you over time. You're
Speaker 1: a you're in a really enviable position.
Speaker 3: Yes, because I wouldn't put that cardinale into the house
Speaker 3: because you're you're interested at four perc. I'm assuming it's
Speaker 3: fixed so you can make more in the market, meaning
Speaker 3: that let's just say you can on average make seven
Speaker 3: percent a year, and then you'd be saving four percent
Speaker 3: with the house, so you could make more in the
Speaker 3: market than you would be saving by paying off the mortgage.
Speaker 3: And so I definitely would put that money toward growing money,
Speaker 3: like like maybe said, your retirement account or a wealth
Speaker 3: building account, because it's just you have such a great
Speaker 3: interest rate, you don't have to be at a rush
Speaker 3: to pay off.
Speaker 1: Yes, ma'am. All right, thank you guys for your questions. Again.
Speaker 1: Hit us up Brandabisson Podcast on Instagram or by email
Speaker 1: Brandambition Podcast at gmail dot com.
Speaker 2: So are you gotta booth? Oh yeah, I gotta break?
Speaker 2: Ask me why I'm like doing like a body roll,
Speaker 2: like while I'm standing.
Speaker 3: I don't know what's wrong with me, but I can't
Speaker 3: speak without my whole body movements.
Speaker 2: Oh you kind of boos and I'm snapping.
Speaker 1: To you had your Weedy's today? Or so there's the
Speaker 1: there's God again with the thunder.
Speaker 3: Not just that, but like literally there's like five cars
Speaker 3: going off because you know the thunder can't help, but
Speaker 3: like set off everyone's car along.
Speaker 1: This is this is very like an ominous like dark
Speaker 1: Moody episode, but you're doing jazz hands, so we're keeping
Speaker 1: it light.
Speaker 3: So since we're keeping a light, I'm actually going to boost.
Speaker 2: What are you gonna do?
Speaker 1: I got a boost today?
Speaker 2: Okay, you're gonna go party? When to go second?
Speaker 1: Sure, I'll go first? Why not? So I'm gonna boost
Speaker 1: myself because after I don't know five six, seven, eleven years.
Speaker 1: I finally got my butt into therapy finally, and not
Speaker 1: just any therapist, nothing like bringing a new tiny human
Speaker 1: into the world that you don't want to screw up,
Speaker 1: but to give you all the motivation you need to
Speaker 1: finally get your button therapy. So I found a specialist
Speaker 1: who works with new and family, yeah, family psychology and
Speaker 1: like paranatal therapy, who can help you just plan for all,
Speaker 1: like just deal with all the changes and stuff. So
Speaker 1: I'm very very excited, very excited. And it took me
Speaker 1: a while because some of my husband's insurance and I
Speaker 1: was trying to find a therapist. You know, all the
Speaker 1: really good ones that people recommended to me in my
Speaker 1: area didn't take insurance, and they wanted like one hundred
Speaker 1: and fifty dollars two hundred dollars or two hundred and
Speaker 1: fifty dollars at the max per hour. And I started
Speaker 1: to think about it. I'm like, wow, it's an investment
Speaker 1: in my health. And then I called my insurance company
Speaker 1: and they said that I get free I get four
Speaker 1: free pre natal therapy sessions, so like a bad yeah,
Speaker 1: so they cover. They actually gave me free a few
Speaker 1: free sessions if you're doing it. For you know, prenatal care,
Speaker 1: and then from there my copay is just thirty dollars.
Speaker 1: So I was like, let me find someone in network,
Speaker 1: and I actually asked the people who didn't take insurance
Speaker 1: if they knew people who did, and I got a
Speaker 1: referral to a really nice therapist woman who I've been
Speaker 1: seeing for a couple of weeks now, and it's going
Speaker 1: pretty well. I'm making time for it. I got the
Speaker 1: butt krackadawn appointment at like eight thirty am, so I
Speaker 1: can get to work afterward. But it's already making me
Speaker 1: feel like I'm doing something besides just you know, eating
Speaker 1: Chipotle and incubating. I feel like I'm doing something actively
Speaker 1: to make to make a better you know, just to
Speaker 1: prepare myself, I think, for what we have coming.
Speaker 2: Yay. Yeah, I can't imagine how it's just a lot.
Speaker 3: I mean, I see so many new moms and it's
Speaker 3: just just like remember when Drina first had my godson.
Speaker 2: She was like just in shock, like wait what.
Speaker 3: Like even like the day she was like on her
Speaker 3: phone like I gotta set off this email. I'm like,
Speaker 3: a baby's here, the baby is coming, you know, because
Speaker 3: it was like so surreal like she was like, even
Speaker 3: when you're holding the baby, she's like, who's this again,
Speaker 3: you know, you know, you go to sleep and you're like,
Speaker 3: have a baby.
Speaker 2: Oh my gosh, Okay, it's real.
Speaker 3: So it's but it's also awesome, Like I love to
Speaker 3: see how my sister is with like her kids and
Speaker 3: how much they like, I mean, just the love that
Speaker 3: you see like in a kid's as when they look
Speaker 3: at their.
Speaker 2: Mom or dad.
Speaker 3: It's just like I love to see like how much
Speaker 3: you're just like, like how much Amelia looks at Carol
Speaker 3: and she just like like even when she picks her
Speaker 3: from school, she does the same thing many and I'm like,
Speaker 3: oh my god, that's my little sister, Carol, And like
Speaker 3: now she's like the sun, moon and stars to someone.
Speaker 2: You know.
Speaker 1: I want to do that, but not a crazy, psycho,
Speaker 1: stressed out version of that, which is what I feel
Speaker 1: like I might be if I don't get my shit together.
Speaker 2: No, that's awesome though, So yeah, I'm glad that you're doing.
Speaker 1: One of the reasons I'm doing it now and not
Speaker 1: once the kid comes is because I've talked to moms
Speaker 1: and they have said things like I don't have time,
Speaker 1: and I feel like, if I don't instill the habit
Speaker 1: now when I have time, I'm certainly not gonna like
Speaker 1: want to do it once. I have a tiny human
Speaker 1: and I'm just like sleep deprived. But if I have
Speaker 1: the habit now every Wednesday at eight am, you know,
Speaker 1: I go to my my session or whatever, I feel
Speaker 1: like I'll keep it up and that's how I'll stay
Speaker 1: sane when everything and like have time for myself even
Speaker 1: when everything's kind of like going insane. And that's all
Speaker 1: I had to say about that.
Speaker 2: You know, that's good, and I'm glad that you're doing
Speaker 2: that for yourself. That's important.
Speaker 3: So I'm gonna actually do two quick boosts, so boos
Speaker 3: number one. I'm super excited. I finally found a financial planner.
Speaker 2: Her name is Angelie.
Speaker 3: She was actually like it was crazy because I interviewed,
Speaker 3: as you guys know, like fifteen well I don't know
Speaker 3: if I shared if I interviewed like fifteen people, and
Speaker 3: I actually wrote like I wrote like a manifesto of sorts.
Speaker 3: It was like five pages of like what I wanted
Speaker 3: a planet, the goals I wanted to reach where we
Speaker 3: stood financially, and everybody who I interviewed I sent it
Speaker 3: to them ahead of time, like I made a Google
Speaker 3: doc and I was like, here's a link. So like
Speaker 3: all my all my financial foolishness, the good, the bad,
Speaker 3: the ugly, everything, because I wanted them to like because
Speaker 3: sometimes you forget to say things and this tends to
Speaker 3: be the kind of stuff that they ask you anyway,
Speaker 3: And it was so helpful, and I mean I encourage it.
Speaker 3: Like I shared my budget, I shared how much Man
Speaker 3: Superman made, Well we spend every month, you know what.
Speaker 3: Things I was confused about, like how I set aside
Speaker 3: money for my niece and my nephew, my god, so
Speaker 3: like all everything, all things finance and how much money,
Speaker 3: you know, just everything. And so I found one and
Speaker 3: it was funny because I interviewed fifteen women and like
Speaker 3: three of them after seeing like my manifesto, was like
Speaker 3: you know what, I actually think this person would be
Speaker 3: best for you.
Speaker 2: Her name is Angelie.
Speaker 3: So it was so crazy that three people suggested her
Speaker 3: and I was like, oh okay, and so I ended
Speaker 3: up and I was like, we'll see. I ended up
Speaker 3: and actually came down to your helen this woman named Amy,
Speaker 3: who was amazing and Angelie. I loved Amy but she
Speaker 3: really only did personal finance and she didn't really infuse business.
Speaker 3: Because I needed somebody who would also be able to
Speaker 3: speak to my CFO and my accountant as well. And
Speaker 3: so it came down to Helen and Angelie, and I
Speaker 3: chose Angelie because not only she's CP, but she's also
Speaker 3: a CPA, so a certified public accountant. So I just
Speaker 3: love that extra aspect and she was as awesome as
Speaker 3: everyone said. Actually, Helen came highly recommended as well, just
Speaker 3: so you know, Mandy, Like when I interviewed people, like
Speaker 3: those were the two that people kept.
Speaker 2: Saying, you know, who'll be great with you? Helen or Angelie?
Speaker 2: You know?
Speaker 1: Are they all on the x Y Planning Network?
Speaker 3: No, this is just like I literally just posted in
Speaker 3: the finicon group and elevate our black and Brown money group.
Speaker 3: So I posted all over and like I you know,
Speaker 3: I interviewed everyone that was like what about me? So
Speaker 3: it was about fifteen to like sixteen seventeen people, and
Speaker 3: so for like their name to come up over and over,
Speaker 3: I was like, wow, Helen, are you out here doing
Speaker 3: something good?
Speaker 1: Girl?
Speaker 3: But like I said, I ended up choosing Angelie, So
Speaker 3: it's because she just I felt like her skill set
Speaker 3: suited really what I was looking for, and so Superman
Speaker 3: and I have our first like meeting with her tomorrow.
Speaker 3: So I'm so excited because I finally feel like like,
Speaker 3: because I'm like both anal and and just I don't
Speaker 3: want to say lazy. I have a hard time making
Speaker 3: a move without like check check, double.
Speaker 2: Check, check check, doumble talk check when.
Speaker 3: It comes to finances, and so I need someone to
Speaker 3: be like, today, make the transfer. You can put that aside,
Speaker 3: or you can buy that thing, or you know, like
Speaker 3: so instead I put everything in super Safety just because
Speaker 3: I've been through so much post recession, so I really
Speaker 3: needed someone who could like okay and say, Tiffany, you
Speaker 3: don't need as much money and savings, Like if something
Speaker 3: happened that needed as much money, you have a lot
Speaker 3: more more trouble on your hands than like paying for it.
Speaker 2: And so I'm just excited.
Speaker 3: So that's one that I'll share kind of like my
Speaker 3: journey with my financial plan. This is my first financial
Speaker 3: plan that I've actually played paid like a lump sum
Speaker 3: fee versus like them managing my portfolio. Because there's two
Speaker 3: ways that typically financial plans can get paid.
Speaker 2: You kind of pay them hourly.
Speaker 3: For this is I pay her every quarter and then
Speaker 3: I or you can pay someone gets paid like based
Speaker 3: upon how much one of the yours is you're managing.
Speaker 3: I actually requested that she doesn't manage my money. Then
Speaker 3: it said I will manage, and I just manage based
Speaker 3: upon her advice, because I've just been through too much
Speaker 3: where somebody manages my money, they fall off the places
Speaker 3: of the earth. Then I have to switch all my
Speaker 3: accounts over to something new again, and I don't want
Speaker 3: to go through that again. And so you know she
Speaker 3: understood that. And so my second boost is just my
Speaker 3: book Molly Moore. I probably haven't spoken about it in
Speaker 3: a long time, but for those of you who are
Speaker 3: early listeners, I have a my first ever children's book
Speaker 3: that I wrote for preschool in kindergarten children, and it's
Speaker 3: called Happy Birthday, Molly Moore. I'm actually gonna say I'll
Speaker 3: send you a quick picture of the cover.
Speaker 2: Mandy. She is so freaking adorable.
Speaker 1: I was just thinking about this book today actually, and
Speaker 1: I was gonna ask you about it. Yeah weird, but yeah, yes, And.
Speaker 3: Then I have been secretly working on it. I don't know,
Speaker 3: it's just like it's been like my baby I have.
Speaker 2: I've not stopped.
Speaker 3: It's not like like it's been like years in the making,
Speaker 3: because honestly, I have gone through like so many different illustrators.
Speaker 3: They just weren't right. I finally found out a publisher
Speaker 3: she was. She's amazing, and I really wanted to own
Speaker 3: because sometimes you go with the publisher, they like own
Speaker 3: the rights.
Speaker 2: I really wanted to publish her where it.
Speaker 3: Was like almost half self publishing that I own everything,
Speaker 3: but then half publisher where they give you the support
Speaker 3: of like you know, of making sure you have distribution
Speaker 3: for your book, because I really didn't want to like
Speaker 3: self publish self published.
Speaker 2: But honestly, I'm gonna send this you right now, Mandra
Speaker 2: she is freaking adorable.
Speaker 3: This is the cover And don't mind the like the
Speaker 3: like the words.
Speaker 2: On it, because it's not going to look like that,
Speaker 2: but the cover is gonna look like that.
Speaker 3: She is so adorable. I wanted her to be chocolate
Speaker 3: like me. I wanted her to have hair like mine.
Speaker 2: She is. I just sent texted to you.
Speaker 1: That's gonna say. Where am I looking at my own
Speaker 1: slack of myne email?
Speaker 2: Am I no? No Texas okay, uh huh.
Speaker 3: And I'm just really proud of it because the book
Speaker 3: itself is really well written, just because I'm working on
Speaker 3: it forever. But it's my introduction to introducing kids to
Speaker 3: what I call pre financial education, so like the basis
Speaker 3: of like a community, giving, sharing, selflessness, like things that
Speaker 3: give you the strong foundation that you need, uh for
Speaker 3: personal finance later. And I want this to be a series.
Speaker 3: And so Molly m a l I. Because I was like,
Speaker 3: y'all gonna get this African name.
Speaker 1: Yeah, of course I named my dog Molly. And I'm
Speaker 1: thinking it's like, you know, the white girl version first, but.
Speaker 3: Then you know who told me, you know Tanya Oh
Speaker 3: I forget band Court. So Tanya Vancourt has this awesome
Speaker 3: company called goal Setter, where it like lets kids like
Speaker 3: earn money for doing like good things and then it
Speaker 3: like saves them, saves them money for kids. And so
Speaker 3: Tanya Vancourt, I was sharing my book with her and
Speaker 3: I told her, oh, her name, the little girl's name
Speaker 3: is Molly, and She's like, oh my god, m a
Speaker 3: l I. One of my daughters her name her her
Speaker 3: friend's named Molly. And I was like, wait no, but yes, now.
Speaker 2: So because it was the white girl version of Molly,
Speaker 2: and I thought, how did I miss that?
Speaker 3: And so yes, m a l I because I want
Speaker 3: them to be in this undercurrent of although it's just
Speaker 3: a book about a little girl, I wanted to also
Speaker 3: teach this like undercurrent of like of like how Dora,
Speaker 3: although it's about a little girl, Dora speaks Spanish, so
Speaker 3: you're learning diversity as well as the book itself, you
Speaker 3: know what I mean.
Speaker 1: So yeah, I love it.
Speaker 2: So cute, isn't it so adorable? One little chubby cheeks.
Speaker 1: So cute. I love the hair.
Speaker 3: So when does it come out? So January tenth, Oh perfect, yep.
Speaker 3: So that's so it comes out in the beginning of
Speaker 3: the year. Like I said, it's fully written. Illustrations are
Speaker 3: about ninety percent done. I just printed it out at
Speaker 3: Staples because I have to go through, like picture by
Speaker 3: picture to make sure that everything's like in alignment. But yeah,
Speaker 3: my illustrated Jazz McDaniel has been amazing. My creative director,
Speaker 3: Rihanna Lewis has been amazing. It just it's been like
Speaker 3: a two year process of actually when I wrote the
Speaker 3: book down to like getting to where it is now.
Speaker 3: It's a long time because you want to get the
Speaker 3: illustrations right. I didn't want I wanted her nose to
Speaker 3: look like, if you truly are a black little girl,
Speaker 3: this what your nose looks like. I wanted her to
Speaker 3: be a little chunky, because everyone's not a skinny mini.
Speaker 3: I wanted her hair to be like tightly coiled. I
Speaker 3: wanted it to be kinky like I didn't want like,
Speaker 3: you know, there's nothing wrong with Tea and Tamrow hair,
Speaker 3: but we have a lot of those characters already.
Speaker 2: I wanted her hair to be like how mine was, was
Speaker 2: like a cotton ball, you know. I wanted little girls
Speaker 2: who looked like me and who looked.
Speaker 3: Like Supergirl when they were growing up to also have
Speaker 3: someone to look at on the shelf, you know. And
Speaker 3: I feel like there wasn't enough of that, and that
Speaker 3: the messaging was, well, that's not as cute or as
Speaker 3: pretty as someone who looks a little bit more mixed,
Speaker 3: which I want girls to realize that no matter what
Speaker 3: you look like, there's.
Speaker 2: Beauty in it all. So I'm just excited that got
Speaker 2: a chunky, little, dark skinned girl with cotton ball hair.
Speaker 3: You know that it's like learning about like so the
Speaker 3: premise of this first book is the core value is
Speaker 3: learning that things are not as important as people. So
Speaker 3: it's her birthday, she gets a little greedy, gets more
Speaker 3: and more excited that it's her birthday versus like the
Speaker 3: people people that have come.
Speaker 2: To see her. At some point she puts the gifts
Speaker 2: above everyone else.
Speaker 3: They all go outside to enjoy, and when it's time
Speaker 3: to boil her candles, she looks around. She realizes she's
Speaker 3: in the house by herself, because she's kind of pushed
Speaker 3: everyone away. And then she quickly realizes, yes, she quickly
Speaker 3: realizes that that more it's not really more stuff, it's
Speaker 3: really more hugs, more kisses, more family.
Speaker 2: And she packs.
Speaker 3: Out because like you get to see her gifts as
Speaker 3: she accumulates them. She packs some of the things that
Speaker 3: she has extra of and she donates them, and so
Speaker 3: it's just a really great And then at the back,
Speaker 3: I have a lesson plan for parents, extended questions so
Speaker 3: you can really lean into the story with your reader.
Speaker 3: So that's like the teacher in me. So if you're
Speaker 3: someone who's like, I don't why I teach my child
Speaker 3: not to be so selfish.
Speaker 2: So you're like, well, here's a great book.
Speaker 3: To teach them lesson. And so it rhymes too, Mandy,
Speaker 3: It's so cute. There's my favorite.
Speaker 1: Well did you write it?
Speaker 2: Yeah, I wrote it. I wrote it, and.
Speaker 1: So it's like a poem.
Speaker 3: Well no, it's just I mean, I guess, but it's
Speaker 3: it's it rhymed without feeling like I don't know how
Speaker 3: to say rhymes. Yes, no, it's just like so there
Speaker 3: is kind of like a course ish where there's a
Speaker 3: part where it goes each time a new guest comes
Speaker 3: to the door, more, says Molly, more and more and more.
Speaker 3: And you see. What I love is that you get
Speaker 3: to count. So there's like a point where she's getting
Speaker 3: all these gifts.
Speaker 2: It's like two cats.
Speaker 3: Three dogs, a burden, a bat, three fish, three I
Speaker 3: don't know, three doors, something and a cat. So like
Speaker 3: it rhymes, but kids actually get to count because you
Speaker 3: see the picture and you're like, oh, I see the
Speaker 3: three cats, I see the six dogs. Because if you
Speaker 3: know money and math, the counting is as a core
Speaker 3: is a core tenant to learning financial education because you're
Speaker 3: counting money eventually. So I just really try to think
Speaker 3: of all the components that a three to six year
Speaker 3: old would.
Speaker 2: Need counting matching even rhyming.
Speaker 3: I don't think people understand that rhyming is a precursor
Speaker 3: to math and financial education because rhyming is keeping on beat,
Speaker 3: and when you're keeping on beat, your matching and matching
Speaker 3: is a component to math. And so I just was
Speaker 3: really intentional about intentional even though it's like this cute story,
Speaker 3: it's really intentional that it's teaching your kids in like
Speaker 3: seven different ways.
Speaker 1: You know, Yeah, I can't wait. Okay, so save me
Speaker 1: a copy. Of course, it's signed please.
Speaker 3: Yes to the new Baby. Of course, I'm really excited. Honestly,
Speaker 3: you know, you just feel like this is my passion project.
Speaker 3: So you just feel like you know something that you're
Speaker 3: working on for no other reason other than it's just
Speaker 3: this thing in you you want to express. So you know,
Speaker 3: it would be awesome if it becomes this huge success.
Speaker 3: But just to see it done, I mean, just to
Speaker 3: print it at Staples and have the woman who printed
Speaker 3: it out say.
Speaker 2: This is amazing. Is it on shelves?
Speaker 3: She wanted to buy it for her daughter, and that's
Speaker 3: what I wanted to She was a a Hispanic young woman.
Speaker 3: She was like, I love the fact that she's so chocolate.
Speaker 3: My daughter is chocolate. I would love this book, and
Speaker 3: I just was like, yes, that's what I'm wanting. I'm
Speaker 3: wanting all little girls to be able to enjoy it,
Speaker 3: but I want especially brown ambition girls to feel a
Speaker 3: special kindred spirit with it.
Speaker 1: She's stinking cute. I love it, can't wait. Congratulations. And
Speaker 1: you're self publishing right?
Speaker 3: No, So I've used a publisher called wyse Ink and
Speaker 3: so it's run by a woman, which I love, a
Speaker 3: woman owned and operated and she's a It's a hybrid
Speaker 3: where I get to keep all of my all of
Speaker 3: my rights and stuff.
Speaker 2: But they help with distribution.
Speaker 1: Oh nice. So is it going to be in like bookstores?
Speaker 1: Mm hmm.
Speaker 3: That's what I like about it, but without the fact that, like,
Speaker 3: you know, they own anything, because I was like, really
Speaker 3: big to me. I didn't want the like you know,
Speaker 3: I want to be able to one day hopefully you'll
Speaker 3: see this so on Nickelodeon or Disney or whatever.
Speaker 2: But I want to own Molly Moore because I don't.
Speaker 2: I don't want it to.
Speaker 3: I want to be able to decide what the story
Speaker 3: is like. I don't want her to become stereotypical anything right.
Speaker 1: That makes sense. I can't wait to meet her. Thank
Speaker 1: you all of them. Give me a subscription to all
Speaker 1: the series. Awesome, Well this was the show.
Speaker 3: Yes, and now it's time to say goodbye to all
Speaker 3: a family.
Speaker 2: B r r own mbish. I swear I know how
Speaker 2: to spell most days.
Speaker 1: Wow, that was actually one of the better times you've
Speaker 1: tried to spell brown ambitions.
Speaker 2: Yeah, are we brown? Yes, it's been awesome. I can't
Speaker 2: wait to see your baby bow.
Speaker 1: You know it's I do have a bump. I was
Speaker 1: telling Tiffany, don't tell pregnant ladies they don't have a bump.
Speaker 1: Yes we do, damn it, because when you say I
Speaker 1: don't have a bump, it makes me feel like you
Speaker 1: think I always look this way. Oh, like I've had
Speaker 1: ten burritos. How dare you? How dare are you? Yeah? Man,
Speaker 1: it's coming along. Baby's kicking already. I can feel it
Speaker 1: squirming in there. It's very creepy. All kicks you all
Speaker 1: over the place. Yeah, but right now it's so tiny,
Speaker 1: just feels like a little squid or something.
Speaker 2: Oh my gosh. Yeah, you're literally growing alike. Isn't that crazy?
Speaker 2: What women can do?
Speaker 1: It is mother nature just happening. Yeah, I yes, And
Speaker 1: to shout out to the listener who told me about
Speaker 1: her her two obsession with YouTube videos on childbirth. I
Speaker 1: have watched additional ones. I've heard Netflix has its own
Speaker 1: documentary section on child labor. I will be copying some
Speaker 1: of those.
Speaker 2: Videos as well.
Speaker 1: I want all the gore. I want to know every
Speaker 1: possible outcome.
Speaker 2: Are you doing moss classes?
Speaker 1: I guess I have to.
Speaker 2: I don't know.
Speaker 1: There's definitely like pre there's definitely like I was, Yes,
Speaker 1: my hospital offers actually if you're if you're thinking about
Speaker 1: having a kid. I didn't realize how many programs hospitals offer,
Speaker 1: like I get I've been doing prenatal yoga at my
Speaker 1: hospital and yeah, and they have tons of classes for
Speaker 1: new parents. I think when we get back from the
Speaker 1: baby moon, that's kind of like the halfway point. I mean,
Speaker 1: I'm halfway now, but I think when we get back,
Speaker 1: that's when it's gonna get really real. The clock's gonna
Speaker 1: be taken, and we're gonna sign up for some classes together.
Speaker 1: Because it's my husband's turn to start worrying about stuff too.
Speaker 2: And why now he's like you good, He's.
Speaker 1: Like cool, we get to go to Shakeshack again. This
Speaker 1: is great.
Speaker 2: I love that