WEBVTT - It's All About The Benjamins

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<v Speaker 1>For more podcasts from iHeart Radio, visit the iHeartRadio app,

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<v Speaker 1>Apple podcast, or whatever you listen to your favorite shows.

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<v Speaker 1>Welcome to We talk Back podcast, the production of iHeart

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<v Speaker 1>Radio and the Black Effect Network Talk Talk Talk.

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<v Speaker 2>We're just two unapologetically black women with an opinion who talks.

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<v Speaker 2>Y'all really be living with these niggas and that's crazy

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<v Speaker 2>to me?

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<v Speaker 1>Bitch were starting the show? Why are you talking about me?

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<v Speaker 2>Anyway? What's up?

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<v Speaker 1>Y'all? Thank you for tuning in for a new episode

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<v Speaker 1>and We Talk Back, a show dedicated to you by

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<v Speaker 1>just will be shocking up in the niggas that don't

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<v Speaker 1>is your co host? AJ Holiday two point Oh?

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<v Speaker 2>What's up?

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<v Speaker 1>Ten?

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<v Speaker 2>It's official team band. I love y'all once again. I

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<v Speaker 2>love you too. AJ. How you doing. I'm doing well?

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<v Speaker 1>Okay, it's sunny outside. I feel good. I feel like

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<v Speaker 1>I'm you know, lucky again this week?

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<v Speaker 2>How was your weekend? What'd you do? Nothing?

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<v Speaker 1>Bitch went a boy? A band went by the bed

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<v Speaker 1>because the bitch been sleeping on the mattress on the floor.

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<v Speaker 1>Yes it's a good one though, costs a couple of dollars,

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<v Speaker 1>but yeah, I got me a bed coming chat.

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<v Speaker 2>Just growing up. That's good, growing out, y'all. I'm proud

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<v Speaker 2>of you, y'all. I was supposed to go to DC

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<v Speaker 2>this weekend for the Tequila Talk Live show, but man,

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<v Speaker 2>I the ms was mssing this weekend and I just

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<v Speaker 2>could not be bothered to get up and go nowhere.

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<v Speaker 2>My body just was not with it. I was so

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<v Speaker 2>upset because I bought tickets to the show, had my

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<v Speaker 2>flight books and everything, and my body that shit is

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<v Speaker 2>just you know, it do what it wants. So I

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<v Speaker 2>didn't get to go. But shout out to Tequila Talk.

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<v Speaker 2>He had a live show. It was on the sixteenth.

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<v Speaker 2>I'm sure it was lit, and I will not miss

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<v Speaker 2>the next one. And I know I said that last time,

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<v Speaker 2>but I really did all the things to be there.

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<v Speaker 2>I just couldn't make it happen. So I just stayed

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<v Speaker 2>at home, and uh, I watched this movie Damsel on Netflix.

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<v Speaker 3>Y'all.

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<v Speaker 2>If y'all like movies, if y'all like sci fi movies,

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<v Speaker 2>y'all gotta watch that Damsel.

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<v Speaker 1>It's about a dragon, a bad bitch dragon. So oh,

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<v Speaker 1>I want to see that. I want a dragon.

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<v Speaker 2>It's of course you, of course you want to Drag

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<v Speaker 2>Dracoda's bitchy'all be like Calisi on y'all host. So, yeah,

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<v Speaker 2>I watched that movie. It was good and I just

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<v Speaker 2>kind of chilled. Yeah, that's all got on the scale.

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<v Speaker 2>I'm one hundred and eighty three pounds. Don't play with.

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<v Speaker 3>Me, girl, Fuck you guy.

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<v Speaker 1>I did take a laxative today, so I didn't lose

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<v Speaker 1>two pounds right before this recording. Okay, let's get in

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<v Speaker 1>the stupid Internet news.

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<v Speaker 2>And happier news. Marriage race are up and divorce races

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<v Speaker 2>are down. Dadda share by the a A Right dadda

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<v Speaker 2>share by the CDC on Friday shows how the number

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<v Speaker 2>of marriages grew from five point one per one thousand

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<v Speaker 2>people in twenty twenty to six point two per one

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<v Speaker 2>thousand people in twenty twenty two. The highest rate observes

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<v Speaker 2>is twenty eighteen, and a four percent increase from the

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<v Speaker 2>year before. Between two thousand and nine and twenty thirteen,

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<v Speaker 2>the marriage rate stood at six point eight per one

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<v Speaker 2>thousand people, according to the CDC, so people are getting

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<v Speaker 2>married and staying married. More people got divorced.

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<v Speaker 1>I think during COVID twenty twenty right twenty nineteen twenty

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<v Speaker 1>twenty is when people realize I can't be with this

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<v Speaker 1>motherfucker no more, because we were forced to sit the

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<v Speaker 1>fuck down. So now a lot of people got divorced

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<v Speaker 1>during that time. And then if you survived COVID with whomever,

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<v Speaker 1>maybe your you know, a boyfriend, girlfriend, maybe those are

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<v Speaker 1>the people who are getting married now. So everybody who

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<v Speaker 1>wasn't supposed to be together have split, And then the

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<v Speaker 1>economy has always been based on double occupancy. I don't

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<v Speaker 1>know why people be out here trying to struggle by themselves.

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<v Speaker 2>I be living with.

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<v Speaker 1>Let me tell you, I have only lived with a

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<v Speaker 1>couple of men in my life. I have normally just

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<v Speaker 1>always lived by myself.

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<v Speaker 2>But I do not that in my life.

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<v Speaker 1>I don't feel like I do not want to pay

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<v Speaker 1>all my bills by myself when I was in college,

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<v Speaker 1>and I don't want to pay fifty percent either, So

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<v Speaker 1>there's that.

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<v Speaker 2>When I was in college, I had a boyfriend. I

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<v Speaker 2>had my own place and he had his own place,

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<v Speaker 2>but we always kind of stayed at his place, so

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<v Speaker 2>I kind of lived with him, but I kind of

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<v Speaker 2>didn't because I still had my own shit.

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<v Speaker 1>But one foot in, one foot out, yep.

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<v Speaker 2>And then and then I live with one man in

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<v Speaker 2>my entire life for like three years. I think of that,

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<v Speaker 2>and that's the three of the hardest years of my life.

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<v Speaker 2>Exactly all my life, I had to fight.

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<v Speaker 1>Girl, trying to cohabitate with someone else is very fucking stressful.

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<v Speaker 1>And I followed this bitch on Instagram. Her name is

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<v Speaker 1>Elena something. She's a Russian lady, like I want to

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<v Speaker 1>live that life, like I need I need need everything

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<v Speaker 1>in my place, in perfect order, where it's supposed to

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<v Speaker 1>be at like I'm trying to lie.

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<v Speaker 2>I'd rather be jealous of those people. Are their lives

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<v Speaker 2>really like that structured? Because how the fuck you do that?

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<v Speaker 2>Like my it could be my house looks like in order,

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<v Speaker 2>but until you open a drawer, open a closet, I

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<v Speaker 2>look under the Oh, well, you can't get under my bed,

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<v Speaker 2>but if you could have, it would have been shipped

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<v Speaker 2>up under there. But that closet. Lord, have mercy. So

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<v Speaker 2>we're happy to see that people are staying married, whether

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<v Speaker 2>it be for money or love. We're happy to see

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<v Speaker 2>y'all staying together.

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<v Speaker 1>Poor people get married for love. Remember we said that, Okay.

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<v Speaker 2>As long as they staying together, I'm happy for you.

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<v Speaker 2>Drunk the broom, baby, whatever you gotta do, it's love.

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<v Speaker 2>Let me tell you something. I've been obsessed with marriage lately.

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<v Speaker 2>I've been picking out wedding songs. I've been picking out

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<v Speaker 2>wedding colors. I ain't got the first man. That's manifestation,

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<v Speaker 2>but like, yeah, so weird because I heard the song,

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<v Speaker 2>like y'all, I literally saved it the other day and

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<v Speaker 2>I put wedding song playlists and I had to like

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<v Speaker 2>bust out laughing at my motherfucker stuff because I've.

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<v Speaker 1>Had I have had vowels written for many years in

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<v Speaker 1>my cell phone, and you know, like nowadays, like once

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<v Speaker 1>you save some shit, it goes like I have my vowels.

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<v Speaker 2>It's a song called first Time by Teaks. If y'all

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<v Speaker 2>getting married, y'all need to put that in your wedding playlist.

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<v Speaker 2>It is so beautiful. So yeah, that's on my playlist too.

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<v Speaker 1>That's how you manifest though. You just start doing it. Things,

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<v Speaker 1>start planning, shit, you trying to move, start packing.

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<v Speaker 2>Listen, I got a really really hot date this weekend.

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<v Speaker 2>I'm trying to make that my husband and I think

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<v Speaker 2>put them in a little job. Ain't putting no more

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<v Speaker 2>niggas in No more jars. The last thing I put

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<v Speaker 2>in my jar ignored me the whole time we was

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<v Speaker 2>in the club together. I'm not putting no more niggas in,

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<v Speaker 2>no more jars for that shit. I just playing Saucy

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<v Speaker 2>Santana and Gilbert Arenas. What happened girl?

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<v Speaker 1>So Sacy is sharing a message for Saucy Santana has

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<v Speaker 1>a message for Gilbert Arenas. After the formal NBA player

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<v Speaker 1>praised the rappers twerking skills. Okay, he said he didn't

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<v Speaker 1>know whether or not to throw money at Saucy or

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<v Speaker 1>at Magda Stallion. I don't know how a heterosexual man

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<v Speaker 1>could be confused by either one of those things, but okay,

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<v Speaker 1>I'm here for it regardless. So here's how things initially

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<v Speaker 1>popped off between Gilbert Arenas and Saucy Santana on March

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<v Speaker 1>eighth and episode of Arenas's podcast with stream on YouTube.

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<v Speaker 1>About an hour and eight minutes into the show, Arenas

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<v Speaker 1>broadfellow former NBA player Nick Young as a guest. So

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<v Speaker 1>apparently Nick Young and Saucy Santana are homeboys, okay, and

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<v Speaker 1>Gilbert feels like he's not a raper, but he feels

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<v Speaker 1>like Saucy Santana isn't a rapper, and how could this

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<v Speaker 1>be your homeboy?

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<v Speaker 2>This you know gay man. He was like, oh, hell,

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<v Speaker 2>that's your dog. It's just how old is that nigga?

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<v Speaker 1>Let's see old enough he gets on my goddamn nerves. Okay, Like, yeah,

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<v Speaker 1>he would be afraid of gay men or just being

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<v Speaker 1>seen with one. I don't know what the problem would be.

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<v Speaker 1>You see that picture recently that fifty Cent posted with

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<v Speaker 1>him young Buck and some.

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<v Speaker 2>Trans woman. No, and fifty.

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<v Speaker 1>Cent was like, now I know why that boy like

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<v Speaker 1>young Buck was far away from fifty Cent in this woman.

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<v Speaker 1>But you know Young Buck had been caught with a

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<v Speaker 1>transsexual at some point, so you want to keep up

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<v Speaker 1>being parents that you don't fuck with them. Meanwhile, right,

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<v Speaker 1>meanwhile you dibbling, dabbling and skippity pappen with them niggas. Anyway,

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<v Speaker 1>that could be what Gilbert Arenas is on.

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<v Speaker 2>I don't know. It'd be those older millennials that like

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<v Speaker 2>really be like low key homophobic, and I think it

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<v Speaker 2>expawns from the culture of the nineties in the early

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<v Speaker 2>two thousands where people were extremely homophobic, you know, especially

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<v Speaker 2>in a hip hop and black community that was a

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<v Speaker 2>huge thing. But I mean, you can be friends with

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<v Speaker 2>someone who's gay. That's dumb, that's stupid.

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<v Speaker 1>Right, And obviously Nick Young is comfortable in his own

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<v Speaker 1>skin sexuality, and yeah, where he can have friends who

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<v Speaker 1>prefer the same sex. And because the thing is is

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<v Speaker 1>that even though a man is gay, gay men still

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<v Speaker 1>have preference. You may not be his preference, right yo words, Okay,

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<v Speaker 1>he may not even like you. But just because a

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<v Speaker 1>man is gay, you automatically think he wants match.

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<v Speaker 2>But Saustly was like, I do like you, I do.

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<v Speaker 2>I will take you down, gilbrit Man, Yeah that was

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<v Speaker 2>that was interesting. I didn't know Gilbert Arena's It's a

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<v Speaker 2>lot of sports shows out now, how I didn't know

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<v Speaker 2>he had a podcast. So everybody got a damn podcast.

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<v Speaker 2>Shah everybody and they mama, well, I can't wait to

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<v Speaker 2>see what unfolds with this, Saucy Gilbert. Good luck to

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<v Speaker 2>you too whatever happens.

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<v Speaker 1>So Golorrilla tweeted New Orleans really do got the best

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<v Speaker 1>food in the whole wide world.

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<v Speaker 2>I stamp it you and you too. You're on to

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<v Speaker 2>stamp some shit, Golilla.

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<v Speaker 1>Okay, I'm from Charleston, South Carolina, and I feel like

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<v Speaker 1>we got the best food, and it's very similar to

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<v Speaker 1>a lot of the things that people eat normal.

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<v Speaker 2>Even a dialect is kind of similar, right, I think.

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<v Speaker 2>But I have similar cuisine for sure.

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<v Speaker 1>Because it's a lot of good places to eat at

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<v Speaker 1>in Charleston. But this may be an unpopular opinion as

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<v Speaker 1>much as I see posts online about people talking shit

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<v Speaker 1>about white people and how the food look unseasoned and

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<v Speaker 1>all that. Sama y'all over seasoned food. You do not

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<v Speaker 1>have to use everything in your cabinet to make food

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<v Speaker 1>taste good. I lean towards using herbs and spices more

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<v Speaker 1>and salt and larries. Okay, y'all put butter on everything.

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<v Speaker 2>Let me tell you something. The best food I ever

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<v Speaker 2>had in my life was in Soul. Korea sold them.

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<v Speaker 2>Korea's got sold okay, because that food was so good.

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<v Speaker 2>It definitely had some black and fluids. I don't care

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<v Speaker 2>what nobody said. That food was so good out there. Now,

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<v Speaker 2>we do use a lot of season I remember I

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<v Speaker 2>was like at my white girlfriend house and I was like,

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<v Speaker 2>let me cook the chicken because I don't know what

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<v Speaker 2>you're about to do. And I might have got over

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<v Speaker 2>zealous with the Laris because I felt like I had something.

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<v Speaker 1>To prove.

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<v Speaker 2>And that shit was salty as fuck. I was like,

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<v Speaker 2>my bad, not you ruined that lady chick. I didn't

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<v Speaker 2>ruin her chicken because I just had something to prove

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<v Speaker 2>as a black person that we used season and I

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<v Speaker 2>just went too crazy with it.

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<v Speaker 3>Yo.

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<v Speaker 1>I used missus Dash a lot. You know, it's salt free.

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<v Speaker 1>It has like garlic, all these different herbs and stuff,

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<v Speaker 1>and then I just added like a pinch of salt

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<v Speaker 1>and pepper, you know, just depending on what I'm cooking.

0:12:00.920 --> 0:12:02.000
<v Speaker 2>If I'm I don't eat chicken this.

0:12:02.000 --> 0:12:03.960
<v Speaker 1>Shit, so I eat fish, a lot of fish. So

0:12:04.000 --> 0:12:06.880
<v Speaker 1>I usually use kinda not the same seasoning because I

0:12:06.880 --> 0:12:08.800
<v Speaker 1>don't want all my food to taste the same, right.

0:12:09.120 --> 0:12:12.080
<v Speaker 2>But some of y'all put to I watched these.

0:12:12.000 --> 0:12:15.200
<v Speaker 1>Videos on Instagram, and I'm like, they take a bowl

0:12:15.640 --> 0:12:18.600
<v Speaker 1>and they put all this seasoning in the bowl and

0:12:18.800 --> 0:12:21.760
<v Speaker 1>pour it on top. That is wild to me, because

0:12:21.800 --> 0:12:24.040
<v Speaker 1>there's no way this shit tastes good, Like I want

0:12:24.040 --> 0:12:25.040
<v Speaker 1>to taste some of this food.

0:12:25.080 --> 0:12:28.600
<v Speaker 2>I got a theory. I think it is the season

0:12:28.720 --> 0:12:31.360
<v Speaker 2>is that we use as black people that's given Black

0:12:31.360 --> 0:12:32.280
<v Speaker 2>women fibroids.

0:12:33.520 --> 0:12:35.679
<v Speaker 1>It's all the things because a lot of that stuff

0:12:35.720 --> 0:12:37.640
<v Speaker 1>has MSG. And I don't know if y'all know or not,

0:12:37.720 --> 0:12:42.160
<v Speaker 1>but that season accent, that's all that is. MSG is

0:12:42.160 --> 0:12:45.480
<v Speaker 1>assault substitute. And I know in Charleston for sure, most

0:12:45.480 --> 0:12:49.400
<v Speaker 1>black people are putting accent on everything. It's MSG, that's

0:12:49.440 --> 0:12:53.400
<v Speaker 1>all it is. That long ass mono, whatever clos word,

0:12:53.840 --> 0:12:57.880
<v Speaker 1>that's all it is. Yeah, our food is hereditary, hereditary,

0:12:58.000 --> 0:13:01.320
<v Speaker 1>not the diseases, right, So shout out to New Orleans.

0:13:01.520 --> 0:13:04.079
<v Speaker 1>I would agree that they probably have the second best

0:13:04.120 --> 0:13:08.520
<v Speaker 1>cuisine in America. Okay, travel a little because I mean

0:13:08.640 --> 0:13:09.160
<v Speaker 1>some are shit.

0:13:09.200 --> 0:13:11.280
<v Speaker 2>Ain't touch another country. I like New Orleans food, but

0:13:11.320 --> 0:13:13.319
<v Speaker 2>I also like Charleston too. I ain't gonna front.

0:13:14.360 --> 0:13:16.560
<v Speaker 1>Yeah, I've only been to New Orleans one time, and

0:13:17.960 --> 0:13:20.320
<v Speaker 1>I don't recall having a good meal there. And it

0:13:20.360 --> 0:13:23.040
<v Speaker 1>may have been the places I went to, you know.

0:13:23.240 --> 0:13:26.880
<v Speaker 1>But we cook some of the same simular shit like

0:13:27.040 --> 0:13:30.360
<v Speaker 1>rad rice, jambalaya, all that shit. We could just call

0:13:30.400 --> 0:13:36.200
<v Speaker 1>it something different. Oftentimes weat a lot of crabs, blue crab,

0:13:36.400 --> 0:13:39.120
<v Speaker 1>like I'm sick of the crab tasting like roger wood sausage.

0:13:39.160 --> 0:13:42.040
<v Speaker 2>I don't like that shit. Who are I don't Yeah,

0:13:42.040 --> 0:13:44.040
<v Speaker 2>I don't like, don't put no sausage in my bag

0:13:44.760 --> 0:13:47.840
<v Speaker 2>because it just like everything tastes like sausage. And a

0:13:47.880 --> 0:13:50.760
<v Speaker 2>lot of people don't know what roger Woods are, Like

0:13:50.880 --> 0:13:53.280
<v Speaker 2>DM must if y'all know what a roger Wood sausage is,

0:13:53.360 --> 0:13:55.600
<v Speaker 2>because then here and Charlotte I talk about roger Woods,

0:13:55.640 --> 0:13:58.400
<v Speaker 2>they'd be like, what's that? How the fuck y'all don't

0:13:58.440 --> 0:14:00.200
<v Speaker 2>know what a roger Wood is. Y'all ain't had a

0:14:00.200 --> 0:14:02.800
<v Speaker 2>sausage until you had a roger Wood period.

0:14:02.960 --> 0:14:04.960
<v Speaker 1>Girl, I think you used to bust in the microwave.

0:14:05.040 --> 0:14:08.720
<v Speaker 2>Oh not bust's say, it's been a minute since I

0:14:09.400 --> 0:14:14.480
<v Speaker 2>so so anything say everything sounds sexual sexual. I'm sorry.

0:14:17.360 --> 0:14:19.680
<v Speaker 1>Growing up, if we didn't have roger Wood sausage, we

0:14:19.720 --> 0:14:20.120
<v Speaker 1>ain't have.

0:14:20.080 --> 0:14:25.360
<v Speaker 2>Nothing to eat. We at least have yeah period.

0:14:27.520 --> 0:14:32.400
<v Speaker 1>All right, y'all, listen, we are we've ended cuffing season essentially, right.

0:14:32.680 --> 0:14:36.600
<v Speaker 1>They say it ends uh begins in October sometime ends

0:14:37.080 --> 0:14:39.920
<v Speaker 1>around Valentine's Day and we in tax season now. So

0:14:40.040 --> 0:14:41.560
<v Speaker 1>is it a good time to start talking to your

0:14:41.600 --> 0:14:45.120
<v Speaker 1>bay about finances? If you guys have made it, you've.

0:14:45.040 --> 0:14:48.880
<v Speaker 2>Been getting at Roger Wood, you talking about money yet

0:14:49.040 --> 0:14:50.840
<v Speaker 2>we're gonna talk about it when we come back.

0:14:55.800 --> 0:14:58.400
<v Speaker 1>Before we get into the today's topic. Y'all. I saw

0:14:58.440 --> 0:15:02.680
<v Speaker 1>a white girl. She was saying she was on a podcast,

0:15:02.800 --> 0:15:04.640
<v Speaker 1>and she was talking about all the things she does

0:15:04.680 --> 0:15:06.320
<v Speaker 1>for he husband. She was like, I rub his head,

0:15:06.960 --> 0:15:09.480
<v Speaker 1>you know, she basically like caresses him like a baby

0:15:09.520 --> 0:15:10.920
<v Speaker 1>to put him to bed and shit like that. And

0:15:10.960 --> 0:15:13.720
<v Speaker 1>when he wakes up, she makes some coffee, she massages

0:15:13.840 --> 0:15:16.120
<v Speaker 1>his back like all of those are like that might

0:15:16.160 --> 0:15:20.000
<v Speaker 1>be his love language, like touch, touch. I don't see

0:15:20.000 --> 0:15:21.480
<v Speaker 1>what the big deal was. Like women was in the

0:15:21.480 --> 0:15:24.680
<v Speaker 1>comments like wow, anybody doing all that? But she may

0:15:24.800 --> 0:15:27.920
<v Speaker 1>just be talking about it verbally. But it's natural, right

0:15:27.920 --> 0:15:30.440
<v Speaker 1>when you love somebody, you rubbing them up. I rather

0:15:30.520 --> 0:15:32.720
<v Speaker 1>rub a nigga back to sleep like a baby than

0:15:32.720 --> 0:15:35.800
<v Speaker 1>they have to have sex every night. Nigga, I'm rubbing

0:15:35.840 --> 0:15:37.320
<v Speaker 1>this skin off.

0:15:37.120 --> 0:15:40.120
<v Speaker 2>Your rubber too. But it's a sensory thing for me

0:15:40.160 --> 0:15:42.200
<v Speaker 2>because once I hit the weed, I'd be wanting something

0:15:42.240 --> 0:15:45.600
<v Speaker 2>to touch. So nigga here get rubbed.

0:15:46.240 --> 0:15:48.320
<v Speaker 1>Like y'all ain't touching y'all, man, what's what's.

0:15:48.200 --> 0:15:52.320
<v Speaker 2>Run with y'all? Yeah, I'm rub feet and everything has It's.

0:15:52.240 --> 0:15:55.720
<v Speaker 1>Not my thing. Okay, No, I like to rub feet,

0:15:55.920 --> 0:15:58.720
<v Speaker 1>like with my feet, but like rub foot my hand.

0:15:58.960 --> 0:16:01.120
<v Speaker 2>Oh no, I'm definitely giving my nigga fut message.

0:16:02.000 --> 0:16:04.920
<v Speaker 1>I had that, not you trying to get that husband.

0:16:05.640 --> 0:16:08.320
<v Speaker 2>I had that. It's all like a sensory thing for

0:16:08.440 --> 0:16:12.880
<v Speaker 2>me though, So it's don't even be about them seriously.

0:16:13.880 --> 0:16:15.880
<v Speaker 1>All right, y'all, how do we start talking about money

0:16:15.920 --> 0:16:19.200
<v Speaker 1>and relationships? I mean, especially when you're about to maybe

0:16:19.240 --> 0:16:23.320
<v Speaker 1>perhaps cohabitate. I don't think we're doing the traditional way

0:16:23.360 --> 0:16:25.800
<v Speaker 1>of you know, being at your parents were old as

0:16:25.800 --> 0:16:27.520
<v Speaker 1>fuck now, is what I'm saying, speaker.

0:16:27.440 --> 0:16:28.640
<v Speaker 2>So I'm not right.

0:16:28.680 --> 0:16:30.800
<v Speaker 1>I'm not at my parents' house about to move in

0:16:30.840 --> 0:16:33.800
<v Speaker 1>with this man about to marry. We already passed that

0:16:33.960 --> 0:16:38.400
<v Speaker 1>order of things, right, So when is when is it

0:16:38.520 --> 0:16:43.160
<v Speaker 1>time or when is the appropriate time you think tam

0:16:43.200 --> 0:16:46.120
<v Speaker 1>to discuss finances when dating someone?

0:16:46.520 --> 0:16:51.280
<v Speaker 2>I mean, as a younger, we passed dating right as

0:16:51.280 --> 0:16:58.040
<v Speaker 2>a girl. Shut up girl on the first day, let's

0:16:58.080 --> 0:16:59.840
<v Speaker 2>talk about it. It's like I'm joking, but I mean

0:16:59.840 --> 0:17:01.960
<v Speaker 2>that's how these young girls are. They talk about money

0:17:02.040 --> 0:17:04.560
<v Speaker 2>right out the gate, like if you're not paying to

0:17:04.600 --> 0:17:06.280
<v Speaker 2>play like they don't even want to talk to me.

0:17:06.400 --> 0:17:08.360
<v Speaker 2>I don't think that's right. Y'all need to calm down

0:17:08.400 --> 0:17:10.680
<v Speaker 2>with that, because y'all just gonna get somebody who only

0:17:10.680 --> 0:17:15.800
<v Speaker 2>got money and nothing else, and that's about everything else,

0:17:16.320 --> 0:17:18.720
<v Speaker 2>and that's low key broke. I know that sounds crazy

0:17:18.720 --> 0:17:20.520
<v Speaker 2>to y'all, Like he got all the money, but if

0:17:20.560 --> 0:17:24.040
<v Speaker 2>he ain't got nothing else, he still broke. Baby. I

0:17:24.080 --> 0:17:27.040
<v Speaker 2>had to learn that shit the hard way. So I

0:17:27.080 --> 0:17:30.080
<v Speaker 2>was in a beautiful place, miserable as fuck, with a

0:17:30.119 --> 0:17:34.040
<v Speaker 2>nigga who just had money. So trust me, that's not

0:17:34.080 --> 0:17:36.840
<v Speaker 2>all you want. But okay, when is the best time

0:17:37.160 --> 0:17:40.880
<v Speaker 2>to start talking about finances? I don't know, I think

0:17:43.040 --> 0:17:45.840
<v Speaker 2>see I feel like I know, like I don't exactly

0:17:45.880 --> 0:17:48.520
<v Speaker 2>know what a nigga got, but I know if a

0:17:48.600 --> 0:17:50.639
<v Speaker 2>nigga got some you know what I'm saying, Like I

0:17:50.680 --> 0:17:53.280
<v Speaker 2>don't just be out here like I can't tell if

0:17:53.320 --> 0:18:02.959
<v Speaker 2>he's poor or not. Right, So when we're discussing like

0:18:03.160 --> 0:18:07.720
<v Speaker 2>joint finances is when we start talking about living together,

0:18:08.160 --> 0:18:10.400
<v Speaker 2>When we start talking about moving in, I think that's

0:18:10.440 --> 0:18:15.320
<v Speaker 2>when you start talking about like do you expect me

0:18:15.359 --> 0:18:19.639
<v Speaker 2>to pay for shit? Like that's that's what and I

0:18:19.680 --> 0:18:21.880
<v Speaker 2>think I would go into it like I don't want

0:18:21.920 --> 0:18:24.920
<v Speaker 2>to pay. I don't want to pay for nothing. I'm

0:18:24.920 --> 0:18:26.440
<v Speaker 2>gonna just tell you that, right, I don't want to

0:18:26.480 --> 0:18:30.359
<v Speaker 2>pay for nothing, but I am willing to contribute in

0:18:30.400 --> 0:18:35.000
<v Speaker 2>some type of way, Like I'll pay the cable bill,

0:18:35.440 --> 0:18:38.640
<v Speaker 2>I'll pay the Wi Fi, I'll pay for my gas

0:18:38.760 --> 0:18:42.639
<v Speaker 2>in my car, payment in my cell phone bill. So

0:18:42.680 --> 0:18:44.680
<v Speaker 2>you don't want to pay for any living experience. I'll

0:18:44.680 --> 0:18:48.480
<v Speaker 2>pay for groceries. I don't want to pay no rent.

0:18:49.160 --> 0:18:50.919
<v Speaker 2>I don't want to pay no mortgage. I don't want

0:18:50.920 --> 0:18:52.280
<v Speaker 2>to pay no leads. I don't want to pay none

0:18:52.320 --> 0:18:53.880
<v Speaker 2>of that. No, I don't.

0:18:53.680 --> 0:18:58.240
<v Speaker 1>Think I think the ideal like situation, right, we would

0:18:58.320 --> 0:19:02.359
<v Speaker 1>love would be like the woman moving into a man's home.

0:19:02.720 --> 0:19:07.720
<v Speaker 1>But we know oftentimes women owning homes more than men.

0:19:07.840 --> 0:19:09.880
<v Speaker 1>So the man is moving in which I don't think

0:19:09.920 --> 0:19:12.080
<v Speaker 1>any man should want to do that. You should probably

0:19:12.080 --> 0:19:14.639
<v Speaker 1>try to have your own and have the woman moving

0:19:14.840 --> 0:19:18.040
<v Speaker 1>with you. Right, You've already been fitting the bills in

0:19:18.119 --> 0:19:21.680
<v Speaker 1>your space, so adding a woman in there, there's intrinsic

0:19:21.800 --> 0:19:24.879
<v Speaker 1>value that women come with. Right, So like say, for instance,

0:19:24.920 --> 0:19:27.480
<v Speaker 1>you're a business owner, like I may not pay like

0:19:27.640 --> 0:19:30.760
<v Speaker 1>bills in the house, but somehow, because I'm here, existing

0:19:30.800 --> 0:19:36.920
<v Speaker 1>and breathing and nourishing you, your business has now explanged tenfold. Yeah,

0:19:37.240 --> 0:19:41.480
<v Speaker 1>this is what women bring should bring A good woman, right,

0:19:41.520 --> 0:19:43.600
<v Speaker 1>should bring to the table to where you're not concerned

0:19:43.640 --> 0:19:47.160
<v Speaker 1>about what she's actually paying for financially, right.

0:19:48.119 --> 0:19:51.000
<v Speaker 2>Yeah, but that may not be the case for everybody.

0:19:51.080 --> 0:19:54.000
<v Speaker 2>Like some people are not going to you know, some people,

0:19:54.680 --> 0:19:58.000
<v Speaker 2>men and women included, are getting into relationships to lighting

0:19:58.000 --> 0:19:59.080
<v Speaker 2>a load on both of them.

0:19:59.240 --> 0:19:59.439
<v Speaker 3>You know.

0:19:59.560 --> 0:20:03.640
<v Speaker 2>So if you do go, if.

0:20:03.480 --> 0:20:06.639
<v Speaker 3>You do here, present the fuck.

0:20:08.920 --> 0:20:11.800
<v Speaker 2>Whatever works. Okay, whatever works.

0:20:12.080 --> 0:20:15.200
<v Speaker 1>But I think that I don't think I've ever sat

0:20:15.240 --> 0:20:17.399
<v Speaker 1>down with a man, even when I was engaged about

0:20:17.400 --> 0:20:20.080
<v Speaker 1>to get married. I think I was kind of like

0:20:20.560 --> 0:20:23.119
<v Speaker 1>just being with somebody for a while, you kind of

0:20:23.200 --> 0:20:26.560
<v Speaker 1>know what their financial situation is, you know what I'm saying.

0:20:26.960 --> 0:20:29.280
<v Speaker 1>I had the good credit, this nigga old a bunch

0:20:29.280 --> 0:20:31.960
<v Speaker 1>of taxes, like I kind of knew what the fuck

0:20:32.080 --> 0:20:35.080
<v Speaker 1>going going on. Yeah, and then eventually like we're gonna

0:20:35.119 --> 0:20:36.879
<v Speaker 1>figure this shit out. I'm gonna go get get us

0:20:36.880 --> 0:20:39.320
<v Speaker 1>a business loan. All this shit, We're gonna pay that

0:20:39.320 --> 0:20:41.600
<v Speaker 1>shit down, Like we were trying to work together in a way.

0:20:41.640 --> 0:20:46.000
<v Speaker 1>But even even a situation like that can become like damn,

0:20:46.000 --> 0:20:47.800
<v Speaker 1>why you don't got this shit to get together on.

0:20:47.760 --> 0:20:48.679
<v Speaker 2>Your own without me?

0:20:49.960 --> 0:20:51.720
<v Speaker 1>It could start to feel like that, like why are

0:20:51.760 --> 0:20:54.600
<v Speaker 1>you depending on me to do this this thing that

0:20:54.640 --> 0:20:55.280
<v Speaker 1>you should have been this?

0:20:55.480 --> 0:20:57.399
<v Speaker 2>Yeah, like I had I was dating this guy and

0:20:57.480 --> 0:20:59.760
<v Speaker 2>I liked him a lot, but and he was you know,

0:21:00.320 --> 0:21:02.760
<v Speaker 2>he had money or whatever, he was doing well for himself,

0:21:02.800 --> 0:21:07.120
<v Speaker 2>but he gambled. He had a very very bad gambling

0:21:07.160 --> 0:21:11.040
<v Speaker 2>habit like that that year during the football season. I

0:21:11.040 --> 0:21:16.200
<v Speaker 2>think he lost well over fifty thousand dollars gambling. And

0:21:16.200 --> 0:21:20.040
<v Speaker 2>that was like a yeah, I ain't gone into this, Nancy.

0:21:20.160 --> 0:21:21.680
<v Speaker 1>That's the type of things you need to find out

0:21:21.720 --> 0:21:24.560
<v Speaker 1>when you ask about finances, because if somebody somebody, people

0:21:24.560 --> 0:21:27.280
<v Speaker 1>can appear to have things together, but then when you

0:21:27.359 --> 0:21:34.600
<v Speaker 1>actually get into the real action potatoes, you realize like, yeah,

0:21:34.640 --> 0:21:36.639
<v Speaker 1>he might look like he got shit going on, but

0:21:36.680 --> 0:21:39.840
<v Speaker 1>he's really in debt or he's living off credit, which

0:21:39.880 --> 0:21:43.240
<v Speaker 1>is okay, right, But if you have some liquid cash somewhere.

0:21:43.600 --> 0:21:46.880
<v Speaker 2>Right, something so okay, how would you approach it?

0:21:46.960 --> 0:21:54.560
<v Speaker 1>Like I don't talking about finances politics religion. They're all

0:21:54.680 --> 0:21:59.200
<v Speaker 1>like very touchy subjects, and especially.

0:21:58.800 --> 0:22:02.080
<v Speaker 2>For men, men are very like they value their money

0:22:02.119 --> 0:22:05.120
<v Speaker 2>the way we value our bodies. So it's kind of like,

0:22:05.400 --> 0:22:08.080
<v Speaker 2>are you trying to take my virginity? That's how a

0:22:08.200 --> 0:22:09.439
<v Speaker 2>nigga with his money.

0:22:10.640 --> 0:22:12.920
<v Speaker 1>What I would tell men and women listen, just put

0:22:12.920 --> 0:22:15.960
<v Speaker 1>your expectations out on the table. They won't really you

0:22:16.000 --> 0:22:17.760
<v Speaker 1>know what I'm saying, So people can get the fuck

0:22:17.840 --> 0:22:19.560
<v Speaker 1>on through if it's something that they don't want to

0:22:19.560 --> 0:22:21.760
<v Speaker 1>deal with. So I'm not saying the very first date,

0:22:21.800 --> 0:22:23.480
<v Speaker 1>you should be trying to see how much money this

0:22:23.560 --> 0:22:24.720
<v Speaker 1>man got. You can kind of get.

0:22:24.640 --> 0:22:25.520
<v Speaker 2>An idea.

0:22:27.040 --> 0:22:32.000
<v Speaker 1>Based on his lifestyle, how he lives, his social status,

0:22:32.119 --> 0:22:33.760
<v Speaker 1>like who he knows, you.

0:22:33.680 --> 0:22:34.280
<v Speaker 2>Know what I'm saying.

0:22:34.280 --> 0:22:37.040
<v Speaker 1>You can kind of gauge what type of man you're

0:22:37.040 --> 0:22:40.800
<v Speaker 1>dealing with without as actually asking him how much money

0:22:40.800 --> 0:22:41.760
<v Speaker 1>you got, unless you're now.

0:22:41.640 --> 0:22:46.120
<v Speaker 2>In Atlanta, because them niggas is boo but for nesser

0:22:46.480 --> 0:22:49.280
<v Speaker 2>central goods. Damn, Like these niggas be like, yeah, I

0:22:49.280 --> 0:22:51.240
<v Speaker 2>live downtown and then it'd be like seven of them

0:22:51.280 --> 0:22:54.440
<v Speaker 2>in a high rise apartment or he only.

0:22:54.320 --> 0:22:58.760
<v Speaker 1>Courting you to steal your social s down there in Atlanta.

0:22:58.840 --> 0:23:02.280
<v Speaker 1>But listen, remember Jim Bay, Remember the nigga from the

0:23:02.280 --> 0:23:05.440
<v Speaker 1>gym I told y'all was fucking with one. So he

0:23:05.600 --> 0:23:08.439
<v Speaker 1>was like actively, well, I don't know if it was

0:23:08.520 --> 0:23:10.480
<v Speaker 1>just he wanted me to do this thing or he

0:23:10.600 --> 0:23:14.399
<v Speaker 1>was actively looking for somebody to basically be in a

0:23:14.520 --> 0:23:17.359
<v Speaker 1>poly relationship with. And I'm like, listen, I don't like women,

0:23:17.760 --> 0:23:19.880
<v Speaker 1>and he wanted like somebody to move into his home.

0:23:20.400 --> 0:23:23.040
<v Speaker 1>I'm like, I don't like women, right, And then if

0:23:23.080 --> 0:23:25.359
<v Speaker 1>I did like women, who's to say I'm gonna like

0:23:25.520 --> 0:23:26.840
<v Speaker 1>your bitch in particular?

0:23:26.960 --> 0:23:27.720
<v Speaker 2>Right right?

0:23:28.040 --> 0:23:29.600
<v Speaker 1>And on top of that, I'm like, well, how much

0:23:29.640 --> 0:23:32.560
<v Speaker 1>money you got for a situation like this? He was like,

0:23:32.640 --> 0:23:34.800
<v Speaker 1>I got I got about three hundred thousand in the bank.

0:23:34.920 --> 0:23:37.439
<v Speaker 1>I don't think that's enough to take care of two

0:23:37.520 --> 0:23:40.600
<v Speaker 1>women and all the shit that you want to that's

0:23:40.640 --> 0:23:44.080
<v Speaker 1>not a bad starter help you financially. I feel like

0:23:44.119 --> 0:23:46.359
<v Speaker 1>he wants two women to help him get to the

0:23:46.400 --> 0:23:46.920
<v Speaker 1>next level.

0:23:47.760 --> 0:23:50.960
<v Speaker 2>Well, I think if you in that, y'all all should

0:23:50.960 --> 0:23:55.120
<v Speaker 2>be helping in some type of way, right. You can't

0:23:55.240 --> 0:23:57.080
<v Speaker 2>just have two bitches laying around the house.

0:23:58.119 --> 0:24:00.520
<v Speaker 1>I'm not moving in Listen. Even if I was down

0:24:00.560 --> 0:24:03.400
<v Speaker 1>with some type of poly situation. I'm not moving into

0:24:03.480 --> 0:24:06.200
<v Speaker 1>a house with another woman like your your fucking nuts.

0:24:07.000 --> 0:24:09.800
<v Speaker 1>When white men or other men do these type of things,

0:24:09.840 --> 0:24:13.160
<v Speaker 1>they yeah, everybody got their own house. I'm not about

0:24:13.200 --> 0:24:16.040
<v Speaker 1>to be in the house with you and another woman like,

0:24:16.119 --> 0:24:18.960
<v Speaker 1>you're nuts. You can't afford this situation. That's what I'm saying.

0:24:18.960 --> 0:24:20.120
<v Speaker 1>Three hundred thousand dollars.

0:24:20.680 --> 0:24:23.680
<v Speaker 2>Two grown women can't live in the house together unless

0:24:23.720 --> 0:24:27.480
<v Speaker 2>they are also intimate with each other. I think they

0:24:27.480 --> 0:24:29.560
<v Speaker 2>have this. Yeah, they have to be in love with

0:24:29.600 --> 0:24:33.840
<v Speaker 2>each other too. And Susan period sink of bitch is

0:24:33.880 --> 0:24:39.080
<v Speaker 2>gonna be scrapping. He might be the one getting beat.

0:24:42.200 --> 0:24:45.320
<v Speaker 2>So I went on this website called elves dot com

0:24:45.359 --> 0:24:48.800
<v Speaker 2>and they have a list of things that you how

0:24:48.880 --> 0:24:52.320
<v Speaker 2>to get started with a conversation with your partner when

0:24:52.400 --> 0:24:57.040
<v Speaker 2>you're getting serious talking about money. So what it says is, uh,

0:24:57.600 --> 0:24:59.959
<v Speaker 2>here's a breakdown of what you two should share and discuss.

0:25:00.119 --> 0:25:02.639
<v Speaker 2>So you should first start with what each what are

0:25:02.720 --> 0:25:06.359
<v Speaker 2>each other's approaches to spending money. So this is a

0:25:06.400 --> 0:25:08.480
<v Speaker 2>good one to start with because it's about the day

0:25:08.520 --> 0:25:10.680
<v Speaker 2>to day stuff. What kinds of things do you think

0:25:10.720 --> 0:25:13.920
<v Speaker 2>are worth splurging on and saying before do you both

0:25:13.960 --> 0:25:16.000
<v Speaker 2>have a good idea of what you are coming in

0:25:16.040 --> 0:25:18.720
<v Speaker 2>with and what's going out? Do you track every penny?

0:25:19.040 --> 0:25:21.680
<v Speaker 2>Are you more of a fifty to thirty twenty kind

0:25:21.720 --> 0:25:24.520
<v Speaker 2>of person? Which one do you think you are? Track

0:25:24.520 --> 0:25:26.520
<v Speaker 2>every penny or fifty thirty twenty rule?

0:25:28.680 --> 0:25:29.320
<v Speaker 1>Break that down?

0:25:29.320 --> 0:25:32.360
<v Speaker 2>What does that really mean? So, okay, let's google it.

0:25:33.000 --> 0:25:35.880
<v Speaker 1>I kind of I.

0:25:35.800 --> 0:25:36.919
<v Speaker 2>Don't track every penny.

0:25:37.000 --> 0:25:38.760
<v Speaker 1>I remember growing up and my mom would have her

0:25:38.800 --> 0:25:41.600
<v Speaker 1>checkbook register and she's writing down. We don't really have

0:25:41.640 --> 0:25:47.360
<v Speaker 1>to do that anymore because we have we have online banking, right,

0:25:47.640 --> 0:25:50.159
<v Speaker 1>but she'd write down everything she spent and have her

0:25:50.200 --> 0:25:53.200
<v Speaker 1>total at the bum. I definitely don't live that type

0:25:53.200 --> 0:25:55.320
<v Speaker 1>of life now. My older sister does because she was

0:25:55.359 --> 0:25:57.880
<v Speaker 1>really raised the longest with my mom. So she, even

0:25:57.920 --> 0:26:00.000
<v Speaker 1>though she has online banking, she stole rights out.

0:26:00.119 --> 0:26:02.800
<v Speaker 2>Yeah, that's all just bad. That's when people use track

0:26:03.359 --> 0:26:06.280
<v Speaker 2>checking books, you know, so they just had everything written down.

0:26:07.080 --> 0:26:09.879
<v Speaker 2>The fifty to thirty twenty rule recommends putting fifty percent

0:26:09.920 --> 0:26:13.600
<v Speaker 2>of your money towards needs, thirty percent towards once, and

0:26:13.640 --> 0:26:17.879
<v Speaker 2>twenty percent towards savings. These saving categories also include money

0:26:17.920 --> 0:26:21.320
<v Speaker 2>you will need to realize your future goals. So that's

0:26:21.359 --> 0:26:22.880
<v Speaker 2>the fifty thirty twenty rule.

0:26:23.760 --> 0:26:26.919
<v Speaker 1>Okay, so right now I'm definitely not doing twenty, but

0:26:27.960 --> 0:26:31.199
<v Speaker 1>I'm talking with a financial advisor trying to get my

0:26:31.280 --> 0:26:35.360
<v Speaker 1>life together for the future. So that's what I definitely invest,

0:26:36.000 --> 0:26:39.720
<v Speaker 1>but I probably spend more money than I invest at

0:26:39.720 --> 0:26:43.840
<v Speaker 1>this point. I make money off and off my investments,

0:26:43.880 --> 0:26:51.760
<v Speaker 1>but I be spending money, so I would say, I, no,

0:26:51.920 --> 0:26:54.080
<v Speaker 1>I don't do no fifty thirty twenty nothing. I'd be

0:26:54.160 --> 0:26:58.280
<v Speaker 1>swiping and then I'm scared to look at my account.

0:27:01.320 --> 0:27:02.600
<v Speaker 2>I'd be avoiding.

0:27:02.200 --> 0:27:04.679
<v Speaker 1>Logging into online binging, like I kind of got an

0:27:04.800 --> 0:27:06.800
<v Speaker 1>idea in my head and what the number gonna be

0:27:06.800 --> 0:27:07.560
<v Speaker 1>when I log.

0:27:07.359 --> 0:27:13.600
<v Speaker 2>In, I'm like, I'm a penny picture, Like I save everything.

0:27:13.800 --> 0:27:16.320
<v Speaker 2>I save everything. My mama said, I hold a dollar

0:27:16.440 --> 0:27:19.080
<v Speaker 2>so tight. The ego on that motherfucker be screaming.

0:27:25.040 --> 0:27:34.240
<v Speaker 3>Don't want to spend everybody el shit, But.

0:27:34.280 --> 0:27:38.560
<v Speaker 2>That just comes from a mindset of growing up with less.

0:27:39.040 --> 0:27:41.639
<v Speaker 2>I just want to hold onto everything I get. I

0:27:41.680 --> 0:27:45.560
<v Speaker 2>really definitely down to like the penny for everything, Like

0:27:45.640 --> 0:27:48.000
<v Speaker 2>I literally put everything in the savings and then have

0:27:48.080 --> 0:27:50.360
<v Speaker 2>to like pull from it sometimes because I don't want

0:27:50.359 --> 0:27:50.880
<v Speaker 2>to touch it.

0:27:51.880 --> 0:27:53.280
<v Speaker 1>I kind of do the same thing, and not with

0:27:53.359 --> 0:27:55.120
<v Speaker 1>savings because you know, you ain't supposed to be withdrawing

0:27:55.119 --> 0:27:57.080
<v Speaker 1>from savings account that many times because then you end

0:27:57.160 --> 0:27:57.640
<v Speaker 1>up with a fee.

0:27:58.080 --> 0:27:59.840
<v Speaker 2>Right, So I got multiple checking.

0:28:00.359 --> 0:28:04.880
<v Speaker 1>I do certain things out of But yeah, I'll fuck

0:28:04.880 --> 0:28:07.520
<v Speaker 1>around and be swiping from all three accounts all day long,

0:28:07.600 --> 0:28:09.280
<v Speaker 1>like oh, this one might not have no money left,

0:28:09.359 --> 0:28:10.640
<v Speaker 1>and let me go hit this one like.

0:28:11.200 --> 0:28:13.960
<v Speaker 2>Wilin, No baby, I'm definitely in the grocery store if

0:28:14.000 --> 0:28:16.720
<v Speaker 2>it's a packaged chicken and eight is one for eight

0:28:17.960 --> 0:28:21.320
<v Speaker 2>sixty five, and there's one for eight sixty three.

0:28:22.560 --> 0:28:25.640
<v Speaker 1>But that's savings, right, So you're looking for a deal always,

0:28:25.680 --> 0:28:28.479
<v Speaker 1>I'm definitely Yeah, me too. That's not really like uh

0:28:28.640 --> 0:28:33.000
<v Speaker 1>as far as keeping your finances in order though, because bitch,

0:28:33.800 --> 0:28:35.879
<v Speaker 1>you be looking at them chicken, but I know you

0:28:36.000 --> 0:28:38.440
<v Speaker 1>just have food delivered that you could have win and gotten.

0:28:38.480 --> 0:28:41.840
<v Speaker 1>Yeah I did so, saving a penny on a pack

0:28:41.840 --> 0:28:44.160
<v Speaker 1>of chicken, But you're paying these extra fees for Uber

0:28:44.200 --> 0:28:45.320
<v Speaker 1>Eats doesn't make sense.

0:28:45.440 --> 0:28:47.480
<v Speaker 2>I need. I'll definitely be door dashing.

0:28:48.440 --> 0:28:51.680
<v Speaker 1>Yeah, y'all tripping with that door dash it y'all are tripping,

0:28:51.720 --> 0:28:54.000
<v Speaker 1>go get your food. If you're trying to save money,

0:28:54.040 --> 0:28:57.160
<v Speaker 1>start there. If you are trying to like course correct

0:28:57.200 --> 0:29:00.640
<v Speaker 1>your finances, start at all the luxuries that these people

0:29:00.640 --> 0:29:02.440
<v Speaker 1>have created to get your coin.

0:29:02.960 --> 0:29:05.960
<v Speaker 2>The girl, that's why I work hard, so I cannot

0:29:06.280 --> 0:29:08.480
<v Speaker 2>some things I'm not gonna give up, And that's a

0:29:08.560 --> 0:29:12.360
<v Speaker 2>door dawsh ever rebound again. All right. So the next

0:29:12.360 --> 0:29:15.320
<v Speaker 2>one is how do you each feel about your finances

0:29:15.320 --> 0:29:17.600
<v Speaker 2>at the moment? Like who has debt and if so,

0:29:17.800 --> 0:29:20.280
<v Speaker 2>are you working on paying it off? Some people manage

0:29:20.280 --> 0:29:22.960
<v Speaker 2>to avoid debt their whole lives, but most don't, and

0:29:23.000 --> 0:29:25.200
<v Speaker 2>paying it off has a big impact on how much

0:29:25.240 --> 0:29:28.000
<v Speaker 2>of your income is left for saving and spending. Discuss

0:29:28.080 --> 0:29:31.120
<v Speaker 2>what kinds of debt you each have student loans, car loans,

0:29:31.160 --> 0:29:34.280
<v Speaker 2>credit cards, et cetera, and what their balance and interest

0:29:34.360 --> 0:29:37.160
<v Speaker 2>rates are. Do they have an emergency fund just in case?

0:29:37.280 --> 0:29:39.920
<v Speaker 2>It might be a good to ask about their credit score.

0:29:40.160 --> 0:29:43.760
<v Speaker 2>People get very sensitive about their credit score, But.

0:29:43.680 --> 0:29:46.040
<v Speaker 1>If you have a good one, you always bragging.

0:29:46.640 --> 0:29:50.120
<v Speaker 2>But if you don't, you don't be like you asked

0:29:50.120 --> 0:29:51.400
<v Speaker 2>me all kind of personal shit.

0:29:52.440 --> 0:29:54.120
<v Speaker 1>Like I'm not bragging on my credit score.

0:29:54.200 --> 0:29:56.840
<v Speaker 2>Right now. But the thing is, I don't really care

0:29:56.880 --> 0:29:57.480
<v Speaker 2>about credit.

0:29:57.520 --> 0:30:00.000
<v Speaker 1>I'm more like Glorella when she said I'm not fucked up,

0:30:00.080 --> 0:30:05.120
<v Speaker 1>but no credit score might be rich them all, and

0:30:05.240 --> 0:30:07.480
<v Speaker 1>I know how to beef my credit score up overnight,

0:30:07.520 --> 0:30:09.760
<v Speaker 1>so I'm never concerned about the credit score ship. But

0:30:09.840 --> 0:30:14.120
<v Speaker 1>the motherfucker taxes. When somebody mentioned taxes, like I get offended.

0:30:13.760 --> 0:30:15.000
<v Speaker 3>Like why who are you?

0:30:15.480 --> 0:30:18.080
<v Speaker 2>Who sent you? Who sent you?

0:30:18.480 --> 0:30:20.800
<v Speaker 1>Like a nigga in a DM if he say he

0:30:20.880 --> 0:30:23.680
<v Speaker 1>worked for like any of the letters like why are

0:30:23.720 --> 0:30:24.080
<v Speaker 1>you here?

0:30:24.120 --> 0:30:24.920
<v Speaker 2>Are you looking for me?

0:30:25.040 --> 0:30:26.920
<v Speaker 1>Because they have a lot of creative ways to find

0:30:26.920 --> 0:30:27.960
<v Speaker 1>people that old taxes.

0:30:28.200 --> 0:30:31.440
<v Speaker 2>My thing is, I just got mad when I started

0:30:31.440 --> 0:30:34.000
<v Speaker 2>becoming people who had the people who had to pay

0:30:34.080 --> 0:30:38.560
<v Speaker 2>taxes versus getting my check. I've always been there. Oh

0:30:38.560 --> 0:30:41.320
<v Speaker 2>what the hell? Why am I paying? I never got

0:30:41.320 --> 0:30:43.640
<v Speaker 2>big checks because I didn't have no kids, right, but

0:30:43.960 --> 0:30:46.040
<v Speaker 2>I done got like an eight three dollars check one

0:30:46.120 --> 0:30:49.080
<v Speaker 2>year now, bitch, don't get nothing I owe every time.

0:30:49.240 --> 0:30:49.840
<v Speaker 2>I hate that.

0:30:51.000 --> 0:30:54.200
<v Speaker 1>The only time I've never not paid taxes is when

0:30:54.400 --> 0:30:58.360
<v Speaker 1>I'm doing some finiggling and claim somebody's kid. Other than that,

0:30:58.480 --> 0:31:02.320
<v Speaker 1>I always even when you were yard, I made more

0:31:02.360 --> 0:31:04.920
<v Speaker 1>money when I was younger, like bitch was balling in

0:31:05.000 --> 0:31:08.320
<v Speaker 1>her twenties. Like, I always paid fucking taxes unless I

0:31:08.400 --> 0:31:11.360
<v Speaker 1>had like a dependent to kind of offset the amount

0:31:11.400 --> 0:31:12.400
<v Speaker 1>of taxes I had to pay.

0:31:12.480 --> 0:31:14.800
<v Speaker 2>But I've never gotten no stupid checks from taxing. I

0:31:14.880 --> 0:31:18.560
<v Speaker 2>never gotten read. I think I got like like a

0:31:18.640 --> 0:31:21.000
<v Speaker 2>student credit or some sort, like when I was in

0:31:21.080 --> 0:31:23.440
<v Speaker 2>college and got a couple dollars back, But I never

0:31:23.480 --> 0:31:24.840
<v Speaker 2>got no big checks.

0:31:25.800 --> 0:31:27.960
<v Speaker 1>Yeah, like people with kids or people who would just

0:31:28.000 --> 0:31:33.520
<v Speaker 1>be doing the most filing all these kids elderly any taxes.

0:31:37.400 --> 0:31:40.280
<v Speaker 2>The next one is what are your short term money plans?

0:31:40.560 --> 0:31:43.160
<v Speaker 2>Here's where you can go and feel for where you're

0:31:43.200 --> 0:31:45.920
<v Speaker 2>headed together over the next year or so. Do they

0:31:45.920 --> 0:31:48.440
<v Speaker 2>have plans to get the debt paid off? Do they

0:31:48.440 --> 0:31:50.640
<v Speaker 2>want to build an emergency fund? Do they want to

0:31:50.720 --> 0:31:54.200
<v Speaker 2>change jobs anytime soon? Are you currently saving for retirement?

0:31:54.280 --> 0:32:02.640
<v Speaker 2>Things like that. I definitely have a retirement fund. Yeah.

0:32:02.680 --> 0:32:05.800
<v Speaker 2>We don't have these conversations enough. You know, no, and

0:32:06.040 --> 0:32:07.440
<v Speaker 2>I don't think so, but I think that.

0:32:07.480 --> 0:32:10.760
<v Speaker 1>Okay, if you're dating someone seriously, y'all now pass courting.

0:32:10.800 --> 0:32:13.800
<v Speaker 1>You're in a relationship and you're talking about finances, I

0:32:13.840 --> 0:32:16.560
<v Speaker 1>would think that, like, y'all need to be calculating the

0:32:16.600 --> 0:32:19.640
<v Speaker 1>price of an engagement ring too. But are you expecting

0:32:19.640 --> 0:32:21.840
<v Speaker 1>this other person to contribute to the things that you

0:32:21.920 --> 0:32:24.040
<v Speaker 1>have or are you there just to counsel them into

0:32:24.080 --> 0:32:25.120
<v Speaker 1>how to pay their debt off?

0:32:25.920 --> 0:32:27.480
<v Speaker 2>Or like what are we doing?

0:32:27.600 --> 0:32:30.760
<v Speaker 1>Like could this be a maybe you're walking away after

0:32:30.800 --> 0:32:35.640
<v Speaker 1>this conversation? Damn right, because nigga, I can't help you

0:32:35.720 --> 0:32:36.520
<v Speaker 1>too far at debt.

0:32:36.880 --> 0:32:39.040
<v Speaker 2>I was dating this guy that I really liked, y'all,

0:32:39.080 --> 0:32:42.200
<v Speaker 2>I really liked him, Like everything was phenomenal. We got along,

0:32:42.760 --> 0:32:44.920
<v Speaker 2>he seemed to be he had a business, you know,

0:32:45.000 --> 0:32:48.840
<v Speaker 2>he had on his own store, and we were talking

0:32:48.840 --> 0:32:50.920
<v Speaker 2>about you know, he told me he had a daughter,

0:32:51.280 --> 0:32:54.200
<v Speaker 2>and we talked about the daughter, and then somewhere randomly

0:32:54.240 --> 0:32:56.840
<v Speaker 2>the conversation said, he came up and said he had

0:32:56.880 --> 0:32:59.200
<v Speaker 2>a son that lived thirty minutes away that I had

0:32:59.240 --> 0:33:01.840
<v Speaker 2>never heard nothing about. And we had been kicking it

0:33:01.880 --> 0:33:04.400
<v Speaker 2>for months. I was like, well, what's up with this son?

0:33:04.440 --> 0:33:08.120
<v Speaker 2>He was like if I don't know what's up with him?

0:33:08.160 --> 0:33:10.320
<v Speaker 2>And he's like, if that little nigga want to know

0:33:10.480 --> 0:33:15.480
<v Speaker 2>me when he gets big, he can come find me immediately.

0:33:16.320 --> 0:33:20.160
<v Speaker 2>My Cuchie dried up like the Sahara Desert prairie dars

0:33:20.240 --> 0:33:23.080
<v Speaker 2>start running past. It was like I heard Little House

0:33:23.120 --> 0:33:25.280
<v Speaker 2>of the Prairie thee music. That's how dry my coochie

0:33:25.320 --> 0:33:26.960
<v Speaker 2>got and I had to get up out of there

0:33:27.120 --> 0:33:30.240
<v Speaker 2>like immediately. That made me leave him alone, even though

0:33:30.280 --> 0:33:32.920
<v Speaker 2>I liked everything about him. But if you're somebody who

0:33:32.960 --> 0:33:35.960
<v Speaker 2>can say that about your own son who's thirty minutes away,

0:33:36.280 --> 0:33:38.680
<v Speaker 2>ain't nothing for me and you baby, nothing.

0:33:39.960 --> 0:33:42.640
<v Speaker 1>So I mean kids are something that need to be

0:33:42.680 --> 0:33:47.400
<v Speaker 1>discussed during the finance time. Absolutely, you have back child support.

0:33:48.200 --> 0:33:50.200
<v Speaker 1>I told you just before. Like I used to work

0:33:50.680 --> 0:33:53.800
<v Speaker 1>at a pink like customer service so people would be

0:33:53.920 --> 0:33:56.920
<v Speaker 1>It was so many women black and white, okay, and

0:33:56.960 --> 0:34:00.400
<v Speaker 1>everybody else in between call and crying about how the

0:34:00.440 --> 0:34:04.640
<v Speaker 1>government has now garnished their taxes because their husband owed

0:34:04.680 --> 0:34:07.360
<v Speaker 1>back child support. So now my money's gone for the

0:34:07.440 --> 0:34:10.160
<v Speaker 1>kids we have together or for my kids. But you

0:34:10.200 --> 0:34:12.440
<v Speaker 1>had a joint bank account bank account with this person,

0:34:12.840 --> 0:34:15.719
<v Speaker 1>so yeah, do you have back child support? Okay, y'all

0:34:15.800 --> 0:34:17.479
<v Speaker 1>niggas can act like y'all don't give a damn about

0:34:17.480 --> 0:34:21.200
<v Speaker 1>a woman's income or her her her having a degree

0:34:21.280 --> 0:34:23.200
<v Speaker 1>or not when half y'all need help.

0:34:24.480 --> 0:34:26.080
<v Speaker 2>With paying child support.

0:34:27.560 --> 0:34:30.759
<v Speaker 3>Apparently, so yeah, children, that's not true.

0:34:30.840 --> 0:34:33.320
<v Speaker 2>A j don't do that to do some of them.

0:34:33.239 --> 0:34:36.960
<v Speaker 1>Girl, at a lot of them need help. I'm ashamed

0:34:37.000 --> 0:34:40.480
<v Speaker 1>to say this. My best friend has a child for

0:34:40.960 --> 0:34:41.920
<v Speaker 1>my second cousin.

0:34:43.160 --> 0:34:43.920
<v Speaker 2>She took him to.

0:34:43.960 --> 0:34:46.719
<v Speaker 1>Court because he was talking shit to her daughter, saying

0:34:46.760 --> 0:34:50.040
<v Speaker 1>like how much money he pays in child the whole time.

0:34:50.360 --> 0:34:51.279
<v Speaker 3>Girls, she don't care.

0:34:51.560 --> 0:34:55.839
<v Speaker 1>Whole time he was back, he had money, like back

0:34:55.920 --> 0:34:58.000
<v Speaker 1>child support he hadn't paid, but you brag into the

0:34:58.040 --> 0:34:59.840
<v Speaker 1>daughter about how much money you pay a child's for.

0:35:00.600 --> 0:35:00.839
<v Speaker 2>Girl.

0:35:00.880 --> 0:35:02.440
<v Speaker 1>They got in front of the judge and he was

0:35:02.480 --> 0:35:05.640
<v Speaker 1>like no in a super geechee voices. Imagine this man,

0:35:05.760 --> 0:35:07.040
<v Speaker 1>she got money, look at her.

0:35:09.040 --> 0:35:11.720
<v Speaker 2>What does that have to do with anything? Nothing?

0:35:11.880 --> 0:35:13.960
<v Speaker 1>Because at what point do you think you're not supposed

0:35:14.000 --> 0:35:15.560
<v Speaker 1>to be contributing at all?

0:35:16.000 --> 0:35:20.279
<v Speaker 2>Right? You know two things for your child? Absolutely, I

0:35:20.320 --> 0:35:20.680
<v Speaker 2>need to.

0:35:20.600 --> 0:35:22.120
<v Speaker 1>Know if you're on child' support. I need to know

0:35:22.160 --> 0:35:25.359
<v Speaker 1>how you how you take care of your kids. I

0:35:25.400 --> 0:35:27.919
<v Speaker 1>need to know that. Also, you know, at this age,

0:35:28.200 --> 0:35:30.680
<v Speaker 1>younger people maybe they don't have any kids. It's not

0:35:31.040 --> 0:35:33.320
<v Speaker 1>a topic that would come out when talking about finances.

0:35:33.320 --> 0:35:37.719
<v Speaker 2>But yeah, if you're older, that's a conversation now. And

0:35:37.760 --> 0:35:40.160
<v Speaker 2>then the last one, what are your dreams for the future?

0:35:40.200 --> 0:35:42.160
<v Speaker 2>Are you working on it? This is the fun part.

0:35:42.280 --> 0:35:44.040
<v Speaker 2>Do you want to buy a home in a few years?

0:35:44.239 --> 0:35:46.680
<v Speaker 2>What do you dream about when you dream about retirement? Like,

0:35:47.320 --> 0:35:49.279
<v Speaker 2>that's the things that you can talk about. Putting those

0:35:49.280 --> 0:35:51.719
<v Speaker 2>things out on the table now will help you each

0:35:51.800 --> 0:35:55.120
<v Speaker 2>understand why the other person may be making today's financial

0:35:55.200 --> 0:35:58.040
<v Speaker 2>choices and gives you the opportunity to maybe even sync

0:35:58.120 --> 0:36:03.400
<v Speaker 2>up your plans once you're ready. That's dope. I Ideally,

0:36:03.480 --> 0:36:06.160
<v Speaker 2>for me, I would want to be in a relationship

0:36:06.160 --> 0:36:09.840
<v Speaker 2>where my man's money pays the bills and my money

0:36:09.880 --> 0:36:11.399
<v Speaker 2>creates the investments for us.

0:36:13.800 --> 0:36:16.919
<v Speaker 1>That's entertainment some type of way. Yeah, like my maybe

0:36:17.000 --> 0:36:19.200
<v Speaker 1>my money is for entertainment. If we do our vacations,

0:36:19.200 --> 0:36:21.960
<v Speaker 1>all that we can have fly ash vacations. If I've

0:36:22.000 --> 0:36:23.720
<v Speaker 1>been saving all year for this thing.

0:36:23.600 --> 0:36:26.040
<v Speaker 2>Now, I feel like, yeah, vacations, but also building new

0:36:26.040 --> 0:36:28.279
<v Speaker 2>streams of income. That's what my money is gonna do.

0:36:28.760 --> 0:36:31.319
<v Speaker 2>That's ideally how I would want our relationship to go.

0:36:32.239 --> 0:36:34.040
<v Speaker 1>You know a lot of times people look at stay

0:36:34.080 --> 0:36:38.680
<v Speaker 1>at home moms. Oh, they're not contributing financially, but a

0:36:38.680 --> 0:36:41.839
<v Speaker 1>lot of them have like side hustles, online jobs, things

0:36:41.920 --> 0:36:45.360
<v Speaker 1>that they're doing from the house that may be making

0:36:45.400 --> 0:36:48.799
<v Speaker 1>more money. Like look at the TikTokers, right, Okay, it's

0:36:48.840 --> 0:36:52.080
<v Speaker 1>this one girl I'd be following on Instagram. She's a model,

0:36:52.200 --> 0:36:55.080
<v Speaker 1>sores or husband. They'd be making fun of her ass

0:36:55.080 --> 0:37:02.040
<v Speaker 1>on TikTok so bad. She's cooking. So she's cooking pregnant.

0:37:02.120 --> 0:37:04.560
<v Speaker 1>I mean she's making peanut butter and jelly sandwiches from scratch.

0:37:04.640 --> 0:37:09.640
<v Speaker 1>Bitch seeing her y baking the bread like, that's all content.

0:37:09.680 --> 0:37:12.000
<v Speaker 1>And she has over a million followers and she's making

0:37:12.080 --> 0:37:15.120
<v Speaker 1>money doing day to day life. We just had Lexi

0:37:15.160 --> 0:37:17.960
<v Speaker 1>your homegirl in here. Like people, you can literally make

0:37:18.040 --> 0:37:20.320
<v Speaker 1>money off of being a homemaker now.

0:37:20.440 --> 0:37:22.480
<v Speaker 2>Right at this, As long as you got the right

0:37:22.520 --> 0:37:24.239
<v Speaker 2>camera angles, you can get a check.

0:37:25.600 --> 0:37:25.799
<v Speaker 3>Right.

0:37:26.320 --> 0:37:29.319
<v Speaker 1>So yeah, Like women with a lot of stay at

0:37:29.360 --> 0:37:32.239
<v Speaker 1>home moms have found a way to create online businesses

0:37:32.480 --> 0:37:35.120
<v Speaker 1>and they are driven into their households.

0:37:34.600 --> 0:37:36.120
<v Speaker 2>All the time. Right, I agree.

0:37:36.960 --> 0:37:38.880
<v Speaker 1>So I'm going to get a whiteboard and I'm going

0:37:38.960 --> 0:37:42.400
<v Speaker 1>to put up all my goals and my partner's goals

0:37:42.800 --> 0:37:45.240
<v Speaker 1>and we're going to execute things together. Like two people

0:37:45.320 --> 0:37:48.279
<v Speaker 1>is always better than me, right, always, especially when I

0:37:48.320 --> 0:37:52.640
<v Speaker 1>come to some money too many times two moneies.

0:37:53.040 --> 0:37:56.000
<v Speaker 2>So however I'm making money, I always be telling bitches

0:37:56.000 --> 0:37:57.839
<v Speaker 2>where they got their man and they living in the house.

0:37:57.880 --> 0:38:01.960
<v Speaker 2>I'll be like, girl, I am in a single income home. Okay, relax,

0:38:07.080 --> 0:38:09.000
<v Speaker 2>don't tell me I gotta bring you no birthday gift.

0:38:09.080 --> 0:38:11.840
<v Speaker 2>I was gonna bring one, but I have a single

0:38:11.880 --> 0:38:13.560
<v Speaker 2>income home to relax.

0:38:14.719 --> 0:38:17.759
<v Speaker 1>So I would say, talk about money often and soon. Yeah,

0:38:18.880 --> 0:38:21.440
<v Speaker 1>if you're planning on, like really being with this person,

0:38:21.440 --> 0:38:22.280
<v Speaker 1>because it's important.

0:38:22.400 --> 0:38:25.240
<v Speaker 2>But that don't mean begging because some people get that wrong.

0:38:26.440 --> 0:38:28.839
<v Speaker 1>Yeah, people be in bad moods when they when they

0:38:28.880 --> 0:38:30.880
<v Speaker 1>money fucked up. Right, So you don't want to be

0:38:30.880 --> 0:38:33.200
<v Speaker 1>in a relationship with somebody you didn't You didn't realize

0:38:33.680 --> 0:38:38.160
<v Speaker 1>this nigga was fucked up financially. Not a relationship is

0:38:38.200 --> 0:38:44.600
<v Speaker 1>going or this woman. Yeah, yeah, I will never be

0:38:44.640 --> 0:38:46.440
<v Speaker 1>considering women when I talk about money.

0:38:46.480 --> 0:38:49.440
<v Speaker 2>I'm not talking about us. But don't know, man, want

0:38:49.440 --> 0:38:52.080
<v Speaker 2>to meet a woman, think she's great. The first conversation

0:38:52.520 --> 0:38:57.960
<v Speaker 2>she's like, hey, you're like, what's wrong with you? I

0:38:58.000 --> 0:39:01.719
<v Speaker 2>don't really want to talk about it. Don't tell me

0:39:01.760 --> 0:39:07.120
<v Speaker 2>what's that? Baby, what's wrong? I'm just saying, okay, well,

0:39:07.120 --> 0:39:10.040
<v Speaker 2>since you asks, I just I just have some debt

0:39:10.120 --> 0:39:12.640
<v Speaker 2>right now, and I just don't know how they're gonna

0:39:12.719 --> 0:39:14.360
<v Speaker 2>they're gonna put me out. I'm and get a victim

0:39:14.400 --> 0:39:17.600
<v Speaker 2>from my high rise apartment if somebody does not pay

0:39:17.680 --> 0:39:20.839
<v Speaker 2>this one for me, Like don Ni, No nigga wants

0:39:20.880 --> 0:39:22.320
<v Speaker 2>to hear that right out the gate.

0:39:23.160 --> 0:39:24.680
<v Speaker 1>But if you're trying to get rid of him, go

0:39:24.719 --> 0:39:27.080
<v Speaker 1>ahead and do that, because either he gonna give you

0:39:27.080 --> 0:39:28.719
<v Speaker 1>the money or you're gonna get the fuck on through.

0:39:29.040 --> 0:39:30.239
<v Speaker 3>Either way it's a win win.

0:39:30.600 --> 0:39:31.960
<v Speaker 2>But yeah, I wouldn't.

0:39:32.400 --> 0:39:34.640
<v Speaker 1>We're not talking not necessarily.

0:39:34.040 --> 0:39:36.680
<v Speaker 2>Because you might run off a good guy because you just,

0:39:38.080 --> 0:39:40.320
<v Speaker 2>you know, coming out the gate telling him what you need.

0:39:40.600 --> 0:39:41.840
<v Speaker 2>You know, That's what I said.

0:39:41.920 --> 0:39:45.040
<v Speaker 1>Unless you want to, unless your your your intention is

0:39:45.080 --> 0:39:48.680
<v Speaker 1>to get rid of him, don't do that right yeah,

0:39:48.760 --> 0:39:51.200
<v Speaker 1>because men will get lost if they think you're trying

0:39:51.200 --> 0:39:54.640
<v Speaker 1>to get in their purse real quick. Okay, But I mean,

0:39:54.719 --> 0:39:57.360
<v Speaker 1>I'm talking about my finances too, you're talking about yours.

0:39:57.360 --> 0:40:00.080
<v Speaker 1>We're trying to see how we fit in each other's life.

0:40:00.239 --> 0:40:04.120
<v Speaker 1>Financially because like it or not, on this realm. Okay,

0:40:04.280 --> 0:40:08.160
<v Speaker 1>you need money to live. We can't get around it. Right,

0:40:08.400 --> 0:40:10.719
<v Speaker 1>So y'all mad when somebody say, oh, I make he

0:40:10.840 --> 0:40:14.239
<v Speaker 1>makes thirty forty thousand dollars a year, or you have

0:40:14.320 --> 0:40:17.200
<v Speaker 1>two hundred dollars the date is one ninety five, but

0:40:17.239 --> 0:40:18.759
<v Speaker 1>your man only has such and such.

0:40:19.080 --> 0:40:19.919
<v Speaker 2>How much you're paying?

0:40:20.040 --> 0:40:22.520
<v Speaker 1>Like, what are we talking about? Okay, we need money

0:40:22.520 --> 0:40:25.080
<v Speaker 1>to breathe. At this point, air costs two dollars to

0:40:25.120 --> 0:40:27.760
<v Speaker 1>put gap to put air in the tire at the pumps,

0:40:28.400 --> 0:40:30.440
<v Speaker 1>So what are we talking about? So it's an important

0:40:30.480 --> 0:40:34.280
<v Speaker 1>conversation and you need to find out early as possible.

0:40:34.400 --> 0:40:36.080
<v Speaker 2>You don't want to get in a relationship with.

0:40:36.040 --> 0:40:39.400
<v Speaker 1>Somebody who has fucking people looking for him because he

0:40:39.480 --> 0:40:46.160
<v Speaker 1>owes fifty million dollars to MGM Studio like Bruno Mars.

0:40:46.560 --> 0:40:51.400
<v Speaker 1>Bruno Mars, they say they own him. Somebody said that

0:40:51.600 --> 0:40:57.640
<v Speaker 1>MGM Studios' excuse me, MGM Casino, not Studios. Casino owns

0:40:58.120 --> 0:41:01.160
<v Speaker 1>Bruno Mars because he is in debt to them from

0:41:01.160 --> 0:41:02.200
<v Speaker 1>his gambling habits.

0:41:02.280 --> 0:41:04.360
<v Speaker 2>Yeah, yeah, that's what That's why I said I couldn't

0:41:04.360 --> 0:41:06.160
<v Speaker 2>talk to that guy because he was successful, but his

0:41:06.239 --> 0:41:07.960
<v Speaker 2>gambling habit was out of control.

0:41:08.000 --> 0:41:10.960
<v Speaker 1>I can't do it and one wrong move, shit can

0:41:10.960 --> 0:41:11.359
<v Speaker 1>go south.

0:41:11.400 --> 0:41:14.360
<v Speaker 2>This nigga had me down. Download and uh, what's that

0:41:14.440 --> 0:41:17.200
<v Speaker 2>sports bet and shit talking about? They're giving away a

0:41:17.239 --> 0:41:18.880
<v Speaker 2>free two hundred and fifty Go ahead and put it

0:41:18.920 --> 0:41:24.680
<v Speaker 2>on your phone. What I don't Okay.

0:41:24.840 --> 0:41:26.600
<v Speaker 1>He sounds like he was already in debt and he

0:41:26.760 --> 0:41:29.280
<v Speaker 1>just was balancing his debt and he was managing debt

0:41:29.400 --> 0:41:30.200
<v Speaker 1>is what he sounds like.

0:41:30.239 --> 0:41:31.240
<v Speaker 2>He was in sports betting.

0:41:32.120 --> 0:41:32.640
<v Speaker 1>Mm hmm.

0:41:33.000 --> 0:41:34.880
<v Speaker 2>Yeah. So I had to go. I had to exit

0:41:34.960 --> 0:41:38.719
<v Speaker 2>stage left, baby, because you're gonna have it. You could

0:41:38.719 --> 0:41:40.879
<v Speaker 2>build something great with someone and they gamble it all

0:41:40.880 --> 0:41:45.120
<v Speaker 2>the way. You got time for that. Get at it there,

0:41:45.880 --> 0:41:49.120
<v Speaker 2>So old, let me just say this. I know this

0:41:49.200 --> 0:41:51.240
<v Speaker 2>is kind of like off topic. I mean it's on topic,

0:41:51.239 --> 0:41:53.320
<v Speaker 2>but I used to work when I was living in Europe.

0:41:53.360 --> 0:41:55.880
<v Speaker 2>I used to work at this. Uh it was a

0:41:55.920 --> 0:41:59.360
<v Speaker 2>club and it had like, uh, the machines, the poker

0:41:59.400 --> 0:42:02.120
<v Speaker 2>machines like they had. Yeah, they had like a whole

0:42:02.160 --> 0:42:05.799
<v Speaker 2>section of slot machines and roulette and all kind of

0:42:05.800 --> 0:42:08.640
<v Speaker 2>stuff like that, right, And these people used to come

0:42:08.640 --> 0:42:12.600
<v Speaker 2>in there and they be on the machines all day long,

0:42:12.719 --> 0:42:15.080
<v Speaker 2>just feed and money into that machine. And this one

0:42:15.120 --> 0:42:17.600
<v Speaker 2>man he did not want to leave his machine because

0:42:17.640 --> 0:42:21.440
<v Speaker 2>he said it was getting hot, whatever that meaning. And

0:42:21.520 --> 0:42:26.880
<v Speaker 2>he doodooed on himself. He shipped his pants trying not

0:42:26.920 --> 0:42:30.640
<v Speaker 2>to lead a machine. Yeah, that's how bad it was.

0:42:31.280 --> 0:42:32.920
<v Speaker 2>And then they gonna tell me I got to go

0:42:32.920 --> 0:42:34.600
<v Speaker 2>in there to clean up. I said, I bet you

0:42:34.640 --> 0:42:37.680
<v Speaker 2>the fuck I won't. I bet you the fuck I won't.

0:42:37.680 --> 0:42:39.640
<v Speaker 2>I bet you I quit this motherfucker before I go

0:42:39.680 --> 0:42:41.359
<v Speaker 2>in there and clean up. No doodo out, no chair,

0:42:41.840 --> 0:42:43.200
<v Speaker 2>You'll find somebody else to do it.

0:42:43.800 --> 0:42:45.600
<v Speaker 1>They throw that chair in the trash. What.

0:42:46.680 --> 0:42:52.480
<v Speaker 2>I'm a bartender, that's it. I came here to make drinks.

0:42:52.520 --> 0:42:56.000
<v Speaker 2>That's whole casino funk his hell because this man couldn't

0:42:56.000 --> 0:43:04.719
<v Speaker 2>get up from that machine. On that note, yes, get

0:43:04.719 --> 0:43:05.959
<v Speaker 2>your finances in order.

0:43:06.800 --> 0:43:10.000
<v Speaker 1>Yeah, talk about it. It's all about the Benjamin's baby period.

0:43:10.080 --> 0:43:12.400
<v Speaker 1>Talk about the money you got to it's a must.

0:43:12.560 --> 0:43:14.239
<v Speaker 1>You do want to end up in a bad situation.

0:43:14.520 --> 0:43:18.960
<v Speaker 1>That's your last last Yes, bitch, it's all about the Benjamins.

0:43:21.360 --> 0:43:25.520
<v Speaker 2>My last last is you want a nigga to trick

0:43:25.560 --> 0:43:29.960
<v Speaker 2>on your trick first. It's like real gold niggas definitely

0:43:30.000 --> 0:43:30.520
<v Speaker 2>trick first.

0:43:30.560 --> 0:43:32.840
<v Speaker 3>Somebody a little trinkt a little nice little.

0:43:34.320 --> 0:43:37.120
<v Speaker 1>Because nine times out ten, nobody's ever done anything nice

0:43:37.160 --> 0:43:39.040
<v Speaker 1>for him, Like niggas don't get flowers.

0:43:39.120 --> 0:43:41.560
<v Speaker 2>Yeah, but not that. Don't say that. I say that,

0:43:41.600 --> 0:43:44.720
<v Speaker 2>but don't do it because you are looking for something

0:43:44.760 --> 0:43:46.800
<v Speaker 2>in return. Do it because you actually care about this nigga.

0:43:46.840 --> 0:43:49.160
<v Speaker 2>You want to see him smile. And usually when you

0:43:49.160 --> 0:43:51.759
<v Speaker 2>treat somebody good, they'll treat you good in return. That's

0:43:51.800 --> 0:43:53.919
<v Speaker 2>my last last Yeah, okay, y'all.

0:43:54.040 --> 0:43:57.040
<v Speaker 1>So if you enjoyed this episode, y'all tune in every

0:43:57.080 --> 0:44:00.640
<v Speaker 1>Thursday on The Black Effect podcast iHeartRadio app or over

0:44:00.719 --> 0:44:02.600
<v Speaker 1>the Fuck you get your podcast at.

0:44:02.800 --> 0:44:06.160
<v Speaker 2>This is your co host, aj Holiday two point zero

0:44:06.320 --> 0:44:10.800
<v Speaker 2>on instagrams. What's Up Tam y'all is official Tambama on Instagram.

0:44:10.920 --> 0:44:13.400
<v Speaker 2>Y'all follow me like, y'all. We got ninety four days

0:44:13.440 --> 0:44:17.680
<v Speaker 2>till summer. I'm down twenty three pounds, y'all. If y'all

0:44:17.680 --> 0:44:19.879
<v Speaker 2>trying to get skinny with me, I'm doing urbal life.

0:44:19.920 --> 0:44:20.880
<v Speaker 2>Y'all can do it with me.

0:44:21.040 --> 0:44:23.239
<v Speaker 1>Oh, y'all, I'm trying to get skinny with you fuck

0:44:23.280 --> 0:44:23.879
<v Speaker 1>the rest of them.

0:44:23.880 --> 0:44:27.040
<v Speaker 2>Okay, I said, come on you, I'll send you some

0:44:27.080 --> 0:44:28.719
<v Speaker 2>samples and all kind of good shit if you want

0:44:28.719 --> 0:44:30.319
<v Speaker 2>me to. I'll put it in the mail to you girl.

0:44:30.560 --> 0:44:32.600
<v Speaker 2>But y'all, y'all can order it. The link is on

0:44:32.680 --> 0:44:35.440
<v Speaker 2>my page and the links on my DM. If you

0:44:35.800 --> 0:44:38.400
<v Speaker 2>do order something, I'll add you to my close friends

0:44:38.600 --> 0:44:40.960
<v Speaker 2>and we can have this conversation going and get fine together.

0:44:41.040 --> 0:44:43.759
<v Speaker 2>Some of it is coming. Let's not play, that's all

0:44:43.800 --> 0:44:46.759
<v Speaker 2>I'm gonna tell y'all. Y'all, don't be big backed to

0:44:46.880 --> 0:44:48.719
<v Speaker 2>on the boat. I mean, if you are, that's cool too,

0:44:48.960 --> 0:44:51.799
<v Speaker 2>But if you don't want to be, join me. Y'all.

0:44:51.800 --> 0:44:55.720
<v Speaker 2>I love y'all. Remember to speak now and never hold

0:44:55.760 --> 0:44:57.240
<v Speaker 2>your piece or your back.

0:44:58.560 --> 0:45:02.480
<v Speaker 1>Fast a tattoo on my backpat ask me if I care.

0:45:02.680 --> 0:45:09.560
<v Speaker 1>Bye deuces. For more podcasts from iHeartRadio, visit the iHeartRadio app,

0:45:09.640 --> 0:45:12.560
<v Speaker 1>Apple podcast, or wherever you listen to your favorite shows.