Speaker 1: Hey, hey, hey, somebody actually tweeted me and said, I
Speaker 1: could totally see you doing jazz hands and fingers, like,
Speaker 1: you know, with your hands getting successively higher higher above
Speaker 1: your head and then ending with your fingers wiggling in
Speaker 1: the air. So that was for you, Donna.
Speaker 2: That's a lot. Is that like more than one hundred
Speaker 2: and forty characters?
Speaker 1: Well, you know, Twitter is trying to go higher, They're
Speaker 1: trying to do more characters.
Speaker 2: Now, that's the thing I saw that.
Speaker 1: I don't know.
Speaker 2: I don't know what I feel about jinks jinks. I
Speaker 2: don't know. I feel like I wonder what. I wonder
Speaker 2: what I was doing when I had all the time
Speaker 2: in the world to tweet before. I haven't been on
Speaker 2: Twitter in such a long time except for like when
Speaker 2: something happens and I need to get on two or
Speaker 2: just take it the quick the quick take on what
Speaker 2: has occurred.
Speaker 1: So I'm a lazy tweeter and that, like I typically
Speaker 1: if I do something on Instagram, I'm like, go ahead
Speaker 1: and post it on Twitter too. Boo. That's how our
Speaker 1: tower tweeted. Someone was like, when someone hits me on
Speaker 1: Twitter and they say something like oh, good grats or whatever,
Speaker 1: I'm like, for what, oh that lazy tweet via Instagram. Oh,
Speaker 1: I will say Superman. The other day he got bad service. So,
Speaker 1: you know we talked about like, I don't know, a
Speaker 1: year or so ago, you know how he had the annurism surgeries, right,
Speaker 1: and so like at once a year, you know, he
Speaker 1: goes to go get a check up. So they sent
Speaker 1: him to some MRIs place where so his doctor can
Speaker 1: get the results or whatever. So I guess they had
Speaker 1: him waiting for an hour and he was like why.
Speaker 2: They're like, oh, the.
Speaker 1: Other MRIs are a little bit easier, so they're taking
Speaker 1: them first. He was like, the why not just put
Speaker 1: me at ten o'clock instead of having me come at
Speaker 1: nine and wait for an hour. So they were giving
Speaker 1: him all this back and forth, and so he finally
Speaker 1: was like, you know, I'm just gonna leave, and they
Speaker 1: were like no, no, no, get you now, because of course
Speaker 1: you know they want and the money from the insurance.
Speaker 1: So he was like, you know, that's crazy. You shouldn't
Speaker 1: have someone come in like that, set an appointment and
Speaker 1: make them wait just because other people have easier exams.
Speaker 1: And they were just complaining. He's like, you know what
Speaker 1: at first, they were you know, they were rude at first,
Speaker 1: and he said, you know what, I'm just gonna get
Speaker 1: my wife to tweet about it. And I was like,
Speaker 1: cause I told him once that like somebody had done
Speaker 1: something to me. I was like, you know, I'm gonna
Speaker 1: tweet about it and so and then they gave me
Speaker 1: a refund or whatever. So he was like, I'm just
Speaker 1: gonna get my wife' to tweet about it. And they
Speaker 1: were like no. I'm like, some man, do we even
Speaker 1: know how Twitter works? He doesn't, but he was like,
Speaker 1: I don't know, but I see the fear of people's
Speaker 1: eyes when you say it. So I used it. He's like, tifanty.
Speaker 1: They were so apologetic, like no, sir was so sorry.
Speaker 1: He said, you don't worry about it. I'm gonna tweet
Speaker 1: and I'm like that. He was like, wait, how do
Speaker 1: how does Twitter work? I like, go sit down in
Speaker 1: the corner somewhere. Oh, Twitter saving people's lives every day.
Speaker 2: I used to think that like waiting forty five minutes
Speaker 2: to an hour the doctor was like a normal experience.
Speaker 2: But then I realized you can just a different doctor,
Speaker 2: and some doctors are just really like some offices are
Speaker 2: just really dysfunctional, and they just get backed up and
Speaker 2: trying to get an appointment in New York City. Like
Speaker 2: I it's it's if you need to go see a
Speaker 2: specialist and you're nothing is broken and you're not bleeding,
Speaker 2: like you're gonna be waiting at least a month to
Speaker 2: go see New York It's ridiculous, rediculous. And I was
Speaker 2: gonna say, MRIs are one of those things where it
Speaker 2: really matters. I mean not just like where you get
Speaker 2: the best service, but like those are one of those
Speaker 2: health services that if you go down the block, it
Speaker 2: can be five hundred bucks, if you go next door,
Speaker 2: it can be two thousand dollars. I don't and there's
Speaker 2: like these these like these these types of services in
Speaker 2: the healthcare industry that there's just no rhyme or reason
Speaker 2: and they just charge whatever the hell they want for
Speaker 2: the same thing.
Speaker 1: Yep. And so thankfully he's got really great insurance. So
Speaker 1: he that's why they were like, no, don't be mad,
Speaker 1: don't leave, don't not come back, because they know that
Speaker 1: his insurance is going to pay.
Speaker 2: You know.
Speaker 1: He was just like, I just want to get checked
Speaker 1: just to make sure everything is But yeah, it's but
Speaker 1: you're right about waiting for the doctor because I wanted
Speaker 1: to go see like a fertility specialis because you know,
Speaker 1: Superman and I try to have this baby. And they
Speaker 1: were like, yeah, we'll see you in a month. I'm like,
Speaker 1: wait what and I'm like they get girl, you tried
Speaker 1: it going to the next one. They were like, oh, yeah,
Speaker 1: we'll see you in a month and a half. And
Speaker 1: I was like, okay, never mind, I'll be back a month.
Speaker 1: You know, it's the norm. And so now that I've
Speaker 1: got that good insurance, I mean, I guess I have
Speaker 1: to wait, and you know, so I'll give you.
Speaker 2: All just My trick is always just to call and
Speaker 2: ask for cancelations, and they usually I have luck that way. Okay,
Speaker 2: oh that's a good I always cancel. You know. People
Speaker 2: get a little too ambitious with their health planning. Yeah,
Speaker 2: and then don't show up.
Speaker 1: I never thought about that. Well, let's up. It's coming
Speaker 1: up in like a week or so, my first one,
Speaker 1: so I said, we'll see.
Speaker 2: Hey, it's not too rarely to remind people about open enrollment.
Speaker 2: Most people like at their jobs. Open enrollment starts in
Speaker 2: the fall, I think, and usually have until like mid November.
Speaker 2: Or late November to finish your elections.
Speaker 1: Yeah, no, you're right, it is about opening Roman time.
Speaker 2: This is the time. This is when I get to
Speaker 2: make up for that mistake we made after we got married,
Speaker 2: where we missed the window to add me to my husband.
Speaker 2: That's right, healthcare plan. I think what was thirty day
Speaker 2: window or sixty day window? Anyway, we totally missed it. Whoops.
Speaker 2: So we had to wait for open enrollment to make
Speaker 2: any changes.
Speaker 1: But uh, that's right, that's the one thing we did. Right.
Speaker 1: Was like because honestly, I kept I was sweating it.
Speaker 1: I was like, so what about that help pan make
Speaker 1: that call? Make that call fun?
Speaker 2: Yeah, because you're a pay for Obamacare before that, right what?
Speaker 1: And then I it lapsed because I thought that you
Speaker 1: got signed up right away. So I was like, yay,
Speaker 1: cancel everything. So I canceled and they were like, oh, yeah,
Speaker 1: you'll have insurance, but it's going to take thirty days
Speaker 1: to kick in. I was like, oh fake. So of
Speaker 1: course during that lapse, I had to go to the
Speaker 1: doctor like I was. I had like this wicked stomach ache,
Speaker 1: and so I ended up going to the emergency room,
Speaker 1: which I did not want to go but I was like,
Speaker 1: I'll be fine. My mom's a nurse, and she was like,
Speaker 1: are you rasy? So you just rather die? I'm like,
Speaker 1: I have another week before restaurants kick said. She's like, oh,
Speaker 1: so you'll just die here. So I went and it
Speaker 1: just turned out. Honestly, I don't know what it is.
Speaker 1: They thought maybe I had like a kidney like stone
Speaker 1: or something like that, but it ended up not being
Speaker 1: anything crazy. I likely ate something. They couldn't really find anything,
Speaker 1: and like, after giving me something to soothe my stomach
Speaker 1: the next day, I was okay, but I'd been suffering
Speaker 1: with it for like the weekend, and I was like, yo,
Speaker 1: I feel like I'm dying on the inside. And so
Speaker 1: it ended up being my imagine this. My bill ended
Speaker 1: up being with all of the tests that they ran,
Speaker 1: ten thousand dollars and then they like whittled it down,
Speaker 1: like with me actually owing about two thousand. But I
Speaker 1: was like, are you kidding me?
Speaker 2: Oh my god, my heart, I know he said ten dollars.
Speaker 1: Yes. I saw the bill and I was like, wait
Speaker 1: a minute, wait a minute, wait a minute, and they
Speaker 1: were like, but you go ahead, I want to pay
Speaker 1: two thousand.
Speaker 2: That's crazy. Well, I wanted to say one quick thing
Speaker 2: because when you earlier, when you were like, well, you know,
Speaker 2: he has that good insurance and it'll cover whatever the
Speaker 2: MRI is, no matter what the cost is. I think
Speaker 2: you don't realize how important it is for these healthcare
Speaker 2: services to get their costs in line until you don't
Speaker 2: have insurance and you have to pay the sticker price.
Speaker 2: Because I think so many of us who are fortunate
Speaker 2: enough to have that, you know, insurance that'll cover anything,
Speaker 2: like I never thought I never used to think about
Speaker 2: how much anything cost. And I think a lot of
Speaker 2: us were in that who have insurance or like in
Speaker 2: that little like naive headspace or whatever. But the crazy
Speaker 2: way that health care services are raising in prices, and
Speaker 2: these these pharmaceutical companies and these healthcare these insurance companies
Speaker 2: can charge these crazy rate rates is not good for anybody.
Speaker 2: It just drives all sorts of healthcare, drives insurance prices higher,
Speaker 2: you know, for on our premiums. It makes health care
Speaker 2: more affordable unaffordable if you don't have insurance. It's just
Speaker 2: a mess.
Speaker 1: There's like, and it's scary because honestly, there was tests
Speaker 1: that they wanted to run that. I was like, yeah,
Speaker 1: I'm good. And my mom was with me at the
Speaker 1: hospital and she was like, you know, the nurse at
Speaker 1: her was like, no, run it. I'm looking at her like, ma'am,
Speaker 1: do you have money? Do you have running money? I
Speaker 1: felt like the adult like do you have McDonald's money?
Speaker 1: You know, like when you want McDonald's as a kid,
Speaker 1: And your mom was like, go to home. I was like,
Speaker 1: oh that money, I know. So they're running all these tests,
Speaker 1: I'm telling you I felt I felt worse only because
Speaker 1: like it was like I swear that, like I'm gonna
Speaker 1: have a heart attack in here, because every time they
Speaker 1: had me run something, I was like, oh my gosh,
Speaker 1: Oh my gosh, I'm not gonna be able to afford
Speaker 1: this bill. Oh my gosh. So they like ran every
Speaker 1: little thing and they're like, oh so basically thought it,
Speaker 1: you're fine. Did you eat something? I was like, I
Speaker 1: think I'm gonna throw up. So when I got that,
Speaker 1: I know, basically, oh the pep those fifty dollars by
Speaker 1: the way, and so yeah, so no, I totally understand
Speaker 1: what it feels like to like not want to actually
Speaker 1: even go get service because you're just like I literally
Speaker 1: can't afford to be well.
Speaker 2: Oh yeah, my dad has. My poor dad, it's a miracle.
Speaker 2: He's like all in one piece. But because he never
Speaker 2: had any insurance, he didn't have insurance until Obamacare, and
Speaker 2: he would his teeth were falling. I'm not trying to
Speaker 2: put his business out there, but he was like falling apart.
Speaker 2: And so as soon as he got Obamacare, he went
Speaker 2: and got you know, he Well, this is part of
Speaker 2: the reason why people are saying Obamacare plans are expensive,
Speaker 2: because a lot of people like my father, who went
Speaker 2: from having no insurance to having all the insurance, were
Speaker 2: like walking into doctors like it was supermarket sweeps and
Speaker 2: was like give me that, give me that, give me that,
Speaker 2: I'll take it. A gastric bypass surgery, I mean, which
Speaker 2: cured his diabetes and like all these great services, but unfortunately,
Speaker 2: not as many healthy people were signing up for insurance,
Speaker 2: and like that's sort of what's skewing, Like what sort
Speaker 2: of had in a lot of places has led to
Speaker 2: sort of the you know, quote unquote expensive like Obamacare plans,
Speaker 2: because when enough young, healthy people don't sign up, that's
Speaker 2: that's what happens. I didn't know that yeah, blame my daddy.
Speaker 1: Blame it on my daddy. So speaking of putting to
Speaker 1: blame on someone, let's talk about forty five.
Speaker 2: Can okay, fine, you know, just a.
Speaker 1: Just in the context of Puerto Ricano.
Speaker 2: Put Ricoh, yeah, thank God for thank God for well
Speaker 2: Miranda who I loved him so much. I have such
Speaker 2: an intellectual crush on him, it's not even funny. But uh, yeah,
Speaker 2: you brought it up, so you get to you get
Speaker 2: this is your moment, shine.
Speaker 1: No, I'm just gonna I'm just gonna say, Puerto rican people, One,
Speaker 1: I know that you are part of the United States
Speaker 1: of America. Even though I think what it was, it
Speaker 1: wasn't there a pole, Like forty seven percent of folks
Speaker 1: did not know that Puerto Rico was part of the
Speaker 1: United States.
Speaker 2: That almost seems low to me. But yeah, definitely, like
Speaker 2: a lot of people don't understand where Puerto Ricans in
Speaker 2: America makes sense.
Speaker 1: So One, that's the thing, Puerto Rico is part of
Speaker 1: the United States, they're citizens. Two like for the President
Speaker 1: to attack them air of San Juan, Like, I don't
Speaker 1: think I don't even know that she was overly critical.
Speaker 1: Other than hey, we really like some more aiden help.
Speaker 1: I mean like, I don't know how you ask for
Speaker 1: that without saying, hey, we like some more aid and help.
Speaker 1: And then when he came and he was like how
Speaker 1: many people died? Oh, not that many people died. I'm like,
Speaker 1: are you at thing kidding me? And then when he
Speaker 1: threw the paper towel into the crowd, I was like,
Speaker 1: is this real life right now?
Speaker 2: But he threw a paper towel into the crowd. I
Speaker 2: haven't watched any video of his visit today.
Speaker 1: So honestly, it is sickening. So one, he basically compares
Speaker 1: Puerto Rico to Katrina and says, basically, you guys didn't
Speaker 1: suffer as much as they did. So there's a crowd
Speaker 1: of like, you know, Puerto Ricans like watching the press
Speaker 1: conference or whatever, and he throws a paper towel into
Speaker 1: the crowd, like I'm not certain like what that was
Speaker 1: supposed to do was that here's your aid? I don't
Speaker 1: he lobs it into the crowd like aw here, y'all go,
Speaker 1: almost like Beyonce like throwing like her you know, I
Speaker 1: don't know, a T shirt into the crowd for them
Speaker 1: to like go which crazy. I don't. I'm uncertain on
Speaker 1: the reasoning. But I don't know if reasoning and forty
Speaker 1: five have anything to do with each other. No, it
Speaker 1: was crazy, and I just I'm just gonna leave it
Speaker 1: in a real light because I feel like, oh, I
Speaker 1: just can't, Like whenever I listen to him talk, honestly,
Speaker 1: I really feel my I get anxious, and I'm just like,
Speaker 1: let's not do this. Let's not do this, Let's not
Speaker 1: do this. I can't do it.
Speaker 2: Oh well, let's do a little bit. Let's do a
Speaker 2: little bit. Because here's what got me in up and
Speaker 2: up in arms. And this is the same comment that
Speaker 2: Lin Men mel Miranda landed himself on the cover of
Speaker 2: the New York Daily News with his response. But Trump tweeted,
Speaker 2: in all his buffoonery, that Puerto Ricans want everyone to
Speaker 2: do everything for them, like like they're complaining that they
Speaker 2: aren't getting enough aid and they just want people to
Speaker 2: do everything for them. And my immediate reaction is like
Speaker 2: like when Lin Manuel, his his reaction was basically like,
Speaker 2: you know, you're going straight to hell. It was like
Speaker 2: he just unleash on him. But it is just it's
Speaker 2: so in furiating. His response for like multiple reasons because
Speaker 2: I think one of the biggest for me is the
Speaker 2: history of old white politicians, Republican politicians, for the most part,
Speaker 2: characterizing people in need, Brown people who are in need
Speaker 2: as taking advantage of federal services as if they don't
Speaker 2: deserve them as much as like other Americans. And that's
Speaker 2: what pissed me off is just that's he's so good
Speaker 2: at pandering to his base. He knows what to say.
Speaker 2: He's like, Oh, I'm going to excuse myself because I'm
Speaker 2: just going to characterize them as these other brown people
Speaker 2: on this island over here, you know, for all his
Speaker 2: base knows they're probably just you know, Mexicans who can
Speaker 2: swim and made it across, you know, like or live
Speaker 2: on some island. Like that's what they think. They're so ignorant.
Speaker 2: And I just know that by him saying that, he's
Speaker 2: just feeding more fuel to that fire, to that prejudice,
Speaker 2: and that that for me was like, that was my
Speaker 2: get at That was my like shut down on Trump
Speaker 2: moment for the weekend. When he said that.
Speaker 1: Yeah, no, but you're right, it was very much like,
Speaker 1: oh boy, here goes these these begging browns again, you
Speaker 1: know what I mean, Like that's not how this works.
Speaker 1: Like people can be in need of help and and
Speaker 1: it's I mean, I don't understand. It's a it's a hurricane,
Speaker 1: it's a storm, the island is is in desperate need
Speaker 1: of help. How does that? How does that turn into
Speaker 1: like y'all always beg it for something? It's just honestly,
Speaker 1: I'm just like, what is happening? You want to just
Speaker 1: think about that? You wake up and you're like, wait,
Speaker 1: where am I in America? Wait? What is happening? Is
Speaker 1: this a real thing? Is a real person?
Speaker 2: I did yesterday? I did that thing where I woke
Speaker 2: up late, I took a shower and I was like
Speaker 2: running around and I looked. I just happened to glance
Speaker 2: at the TV because has baby is watching? And it
Speaker 2: had the Las Vegas shooting, and I like, I had
Speaker 2: a moment where I was like, what this isn't a
Speaker 2: real story or like watching Homeland or some like TV
Speaker 2: show for it, For like five seconds, I didn't think
Speaker 2: that what I was seeing was real and it.
Speaker 1: It was real? Right?
Speaker 2: Mm hmm, I can't. That's something about the Vegas shooting.
Speaker 2: I mean, Jesus Christ, you know, of course, you know,
Speaker 2: ever since Sandy hook. I think a lot of people
Speaker 2: have felt, Okay, well, if twenty six dead children couldn't
Speaker 2: change anything, you know, nothing's going to happen. I was
Speaker 2: in that camp for a while. But something about yesterday
Speaker 2: with Vegas, I don't know, I got so many I
Speaker 2: got several texts from friends who were just really shaken
Speaker 2: up about it, and and I don't know what it is.
Speaker 2: I think for me, you know, there and things that
Speaker 2: have happened in New York recently because I live here,
Speaker 2: I feel like you put up a tough front in
Speaker 2: New York. You're like, you know, of course we're a
Speaker 2: you know, major target, and anything can happen at any moment,
Speaker 2: and you just got to like live your life anyway.
Speaker 2: But with this the shooting, with all the like the
Speaker 2: cars running people over in Europe and other countries, and
Speaker 2: we had that maniac and Times Square he ran over
Speaker 2: a bunch of people. We had that Chelsea bombing that
Speaker 2: was less than a year ago. That was like free
Speaker 2: Blockstrom where I work. And I feel like the tent,
Speaker 2: like the rising level of awareness that at any moment
Speaker 2: some lunatics it's just so hard to prevent. I mean,
Speaker 2: gun control is one thing but one crazy person with
Speaker 2: a bad intention. I mean, like it's like needle in
Speaker 2: a haystack. And I think that that feeling of like
Speaker 2: not being any control and just that like anxiety is
Speaker 2: creeping up on a people, and something about this attack
Speaker 2: just felt like, I don't know, apart from it being
Speaker 2: one of the most brutal in our country's history, felt
Speaker 2: it felt especially bad.
Speaker 1: I think, you know what. I what really twisted the
Speaker 1: knife of the attack for me is like the way
Speaker 1: that they are discussing the terrorists, because let's say that
Speaker 1: what it is, because it's just it's so crazy. Oh,
Speaker 1: he's a lone wolf. Oh you know, he wasn't acting
Speaker 1: if this had been imagined if he had been Muslim, Oh,
Speaker 1: my goodness, or brown? Like what how they would have
Speaker 1: described When I saw that the Washington Post that there
Speaker 1: their title or one of their articles. The headline for
Speaker 1: their article was Las Vegas gunman Stephen Paddock enjoyed gambling,
Speaker 1: country music, lived a quiet life before massacre. What does
Speaker 1: that mean? Oh? I'm sorry? How nice for him? How
Speaker 1: nice for him that his trivial pastimes are remembered after murdering,
Speaker 1: murdering fifty nine people and injuring hundreds of others. How
Speaker 1: nice that we get to know that he loved country
Speaker 1: music and lived a quiet life. Are you kidding? Trayvon
Speaker 1: Martin was a kid and he was a thug, like
Speaker 1: Eric Garner was selling Lucy's and he was a thug.
Speaker 1: Like we knew all these We didn't. I didn't know
Speaker 1: about their their past times and what they'd like to
Speaker 1: do when they were hanging out. Why is it that
Speaker 1: this clear murderer and terrorist is given that space of
Speaker 1: normalizing him, you know, like they you when it's anyone else,
Speaker 1: when a brown person is literally criminalized for being murdered.
Speaker 1: Sandra Bland, you're digging up. Oh, you know one time
Speaker 1: in second grade, san Jo Blaine. You know, she hit
Speaker 1: her friend, so you already knew this was gonna happen.
Speaker 1: So the fact that she got murdered is really kind
Speaker 1: of her fault. But this clear murderer, this terrorist is
Speaker 1: given that, you know, like the way he's being described
Speaker 1: when they're interviewing his brother, did he have mental illness?
Speaker 1: You didn't ask that of anyone else that was killed
Speaker 1: and murdered, And I'm just like, wow, Honestly, sometimes I'm
Speaker 1: sick of this country, Like this is why that, this
Speaker 1: is why things continue. It's that the I mean, and
Speaker 1: I'm not even trying to be polarizing. It just is
Speaker 1: what it is. Is that if he had been anything
Speaker 1: other than a white man, the truth of matter is
Speaker 1: the way that they're discussing him, they would not be
Speaker 1: discussing him in this way. They would not they would
Speaker 1: not be giving him all the space and room to
Speaker 1: be human, to be Oh you know, he was just
Speaker 1: he was a troubled man. Oh you think he killed
Speaker 1: fifty people. I just like just reading headlines like that
Speaker 1: from semi reputable media outlets just really like boils my
Speaker 1: blood because I'm just like, are you kidding me? He
Speaker 1: liked country music and gambling and lived a quiet life.
Speaker 1: But meanwhile, you call a kid a thug because a
Speaker 1: thug killed him, Like, yeah, It's just I'm over it, honestly.
Speaker 2: I just I see what you're saying. I think I
Speaker 2: think one reason they haven't used the word terrorist is
Speaker 2: like I and this is, you know, a lot of
Speaker 2: what you said about the way that they've characterized people
Speaker 2: who've died of color and people who have been killed
Speaker 2: who are of color is right. But the thing about
Speaker 2: terrorism that I like, I understand why they haven't labeled
Speaker 2: him a terrorist, because technically terrorism is when it's politically motivated,
Speaker 2: and they have no idea what the hell his motive
Speaker 2: was yet, And like, although the Islamic State has claimed him,
Speaker 2: they also claim a lot of buffoonery that you know,
Speaker 2: in violence that isn't actually you know, part of their
Speaker 2: part of their doing. They haven't found any proof yet
Speaker 2: that it was terrorism. I think they're still looking, and you,
Speaker 2: I don't know. I kind of want to give them time.
Speaker 2: I'm happy that they're not saying, they're not jumping to
Speaker 2: a terrorist conclusion now. I do think that he's getting
Speaker 2: a lot more space, and they have been a lot
Speaker 2: more hesitant because he is a white man. I totally agree.
Speaker 2: I think that if he had been brown, or any
Speaker 2: racially ambiguous color, or like had a weird last name,
Speaker 2: I think a lot and more. I think the talk
Speaker 2: of terrorism would have been much more quick and much
Speaker 2: and we would have.
Speaker 1: Cautious exactly they would they would have used no caution
Speaker 1: to call him the terrorists from no Rip because at
Speaker 1: first they were like, do you think it's isis? And
Speaker 1: then when they were like, oh, Okay, no, even though
Speaker 1: iis claim responsibility, you know, because like you said, they
Speaker 1: always do. They were like, oh no, because you're right,
Speaker 1: maybe technically he's not considered a terrorist, but I guarantee
Speaker 1: that if he was anything other than a white male,
Speaker 1: they would have used that without any hesitation. And I
Speaker 1: guess that's what it's, whether technical or not, you know
Speaker 1: that it's.
Speaker 2: Always things like he was a suspected terrorist or you know,
Speaker 2: at least the question would have come up a lot more.
Speaker 2: But you know, we can only assume. I think, but
Speaker 2: in terms of like the profile of a mass shooter
Speaker 2: in America, he's almost a textbook definition other than the
Speaker 2: fact that he's not twenty two years old, he's a
Speaker 2: white male and more like, the majority of mass shootings
Speaker 2: in America have been caused by white men, like and
Speaker 2: people don't want to acknowledge that. So I don't know,
Speaker 2: That's what I've been seeing in people at news reports, like, oh,
Speaker 2: he doesn't fit the profile, you know of a typical,
Speaker 2: you know, a mass shooter. I don't know, a loaner.
Speaker 2: It seems like he was a loaner. It seems like
Speaker 2: he's a white guy. You know, he had I think
Speaker 2: it's his whole. I don't know. I just feel like
Speaker 2: we're still trying to figure out who he is. I mean,
Speaker 2: I give a lot of credit. One thing happens so fast,
Speaker 2: and I do give a lot of credit because I
Speaker 2: know how hard people are working to get stories of
Speaker 2: the victims. And I today, this is what day three
Speaker 2: since the attack? Day no, this is the second full
Speaker 2: day scency attack. Today, I saw a lot of stories.
Speaker 2: Maybe it's just because I was choosing to see them.
Speaker 2: Of stories of the people who were of the fifty
Speaker 2: nine fifty nine, right, something like fifty nine who died, Yeah,
Speaker 2: fifty nine starting to come. And I don't know, I've
Speaker 2: I'm glad, you know, I at least want to. I'm
Speaker 2: glad that they're getting some attention. But I agree it's
Speaker 2: really important how they characterize these shooters. And yeah, I
Speaker 2: think your frustration is well placed. Not that you need
Speaker 2: to me to validate you, but I agree, I know.
Speaker 1: But it's just so frustrating because you're just like really like,
Speaker 1: so I can kill someone and be humanized, but I
Speaker 1: could be killed and be demonized, and it's all about
Speaker 1: you know what, I look like I'm over it. That
Speaker 1: should be the way we should close off the the buzzworthy.
Speaker 2: Well, I think our hearts go out to the victims. Yes,
Speaker 2: in Vegas, people still struggling in Puerto Rico. I don't know,
Speaker 2: hug a loved one. It really, you know, forget all
Speaker 2: the politics, forget all the you know, all this is
Speaker 2: like valid, But I think at the end of the day,
Speaker 2: it's just a reminder too. Every day is a gift.
Speaker 2: Nothing is for certain, and I don't know our politicians
Speaker 2: aren't gonna be protecting us from types of gun violence apparently,
Speaker 2: So don't take any day for granted.
Speaker 1: And do something. I always think this that, like my
Speaker 1: philosophy is like if I can help like the people
Speaker 1: on my and my most immediate spear, like the people
Speaker 1: you know, like I watch Superman, like help the kids
Speaker 1: next door, and you know, put air in this one's
Speaker 1: bike and you know, order an extra uniform when he
Speaker 1: orders his daughter's uniform, that kind of thing, and that
Speaker 1: radiates outward, you know, And so sometimes you know, people
Speaker 1: think that like, oh, you've you've got to do these
Speaker 1: huge overtures, and I'm really learning that you know that
Speaker 1: that's not necessarily true, that you don't necessarily have to
Speaker 1: make these huge overtures that like looking after the little
Speaker 1: kids on your block, or making sure the old lady
Speaker 1: down the street, you know, is okay in the winter,
Speaker 1: and all those things. Those things matter, and you can
Speaker 1: start to radiate positivity right where you are.
Speaker 2: Heymen, sister friend.
Speaker 1: Yeah, now it's time to break or boost for all
Speaker 1: our family break or booze boost? Break? What will it be? Mandy?
Speaker 1: That was awesome.
Speaker 2: That was top three because it actually I know, I don't.
Speaker 1: Know where it came from, and I'm not gonna lie.
Speaker 1: As I was nearing to the clothes, I was like,
Speaker 1: don't blow the cippy, don't you blow this? And then
Speaker 1: your name popped into my head and I said, I said, Robs,
Speaker 1: just do it, Just do it. Be calm. So I
Speaker 1: have to say, I'm feeling very proud of myself.
Speaker 2: All right, jay Z watch out.
Speaker 1: So are you gonna break? Are you gonna boost?
Speaker 2: I need to do. I need to add an addendum
Speaker 2: to my my break from last week. Remember when I
Speaker 2: took a break from meal prep. I said it was stupid.
Speaker 2: I said, I was exhausted. I said it was the worst.
Speaker 2: I said, these mommy bloggers have no idea what they're
Speaker 2: talking about. I know they didn't come for me. They
Speaker 2: I didn't actually call them out, so maybe now they will.
Speaker 1: No.
Speaker 2: I remember I gave that boost on like Monday when
Speaker 2: we were recording and I actually hadn't had a week
Speaker 2: to eat my my my prepped meals. And actually, by
Speaker 2: like day three, when I was so relieved to actually
Speaker 2: have food in the fridge for dinner, I was like,
Speaker 2: all right, maybe I kind of understand why people do
Speaker 2: meal prep because I legitimately I had food to eat
Speaker 2: when I was too tired to cook, and I got it.
Speaker 2: And I don't know why to. I mean, I just
Speaker 2: I think I just had to. Actually I had I
Speaker 2: spoke too soon, and I apologize to the meal prep
Speaker 2: fans of America. This week I did not do such
Speaker 2: an ambitious meal prep. There was no spaghetti, squash and
Speaker 2: like thirteen different you know, types of vegetables. I just
Speaker 2: baked some salmon and I just have it for dinner.
Speaker 2: You know, it's just very simple. So I simplified and
Speaker 2: it's going much better. But I'm still eating out for lunch.
Speaker 2: I'm treating my I'm letting myself eat out for lunch.
Speaker 2: I'm playing, I'm paying more attention to what I'm eating
Speaker 2: for dinner, like at home, because I didn't get home
Speaker 2: so late.
Speaker 1: So I think that's good. So I'm glad because you're
Speaker 1: right mill purpose. I mean it could be overwhelming sometimes
Speaker 1: because you're right, You're like wall, I have to chop
Speaker 1: and skip and and you know, but more and more
Speaker 1: now that I'm which, I like this new term a
Speaker 1: vanity vegan, and I accepted. I embrace it. Wait what
Speaker 1: I'm a vanity vegan? That's what someone called me. I
Speaker 1: was like, girl, you not. You won't say nothing, but
Speaker 1: where are you here? I am I feeling what is that
Speaker 1: vanity vegan? So most vegans from like doing a little research,
Speaker 1: research meeting, Like I'm part of one Facebook group, so
Speaker 1: whatever that vegans, I guess to be a true vegan,
Speaker 1: you're doing it for the animals and like, yeah, you're
Speaker 1: like the health is secondary. It's like, no, I want
Speaker 1: to save the animals. And although I do like animals,
Speaker 1: and I'm not saying that I don't want the animals
Speaker 1: to be healthy. I do. My primary reason for being
Speaker 1: vegan is one to be snatched, two to be healthier.
Speaker 1: Three you know, hey, yes, I would like the animals
Speaker 1: not to have a terrible life. But I'm not gonna lie.
Speaker 1: I'm honest here snatchness is eye on the list. So
Speaker 1: someone was like, girl, you're a vanity vegan. I said,
Speaker 1: I will take it. So I'm a vanity vegan. And
Speaker 1: so meal prep is definitely helpful because I can't, like,
Speaker 1: if I don't honestly, I go down near hungry at
Speaker 1: night or I have to eat like a cereal with
Speaker 1: with almond milk. So if I don't like, kind of
Speaker 1: like decide, like, you know, Tiffany, let's chop up. Like
Speaker 1: I've had cauliflower rice for the first time, but I
Speaker 1: had to chop that up. But it was actually really good.
Speaker 1: But you know, I have to plan in advance.
Speaker 2: Pro tip Trader Joe sells it.
Speaker 1: You know, the two who shopwrite tells it too.
Speaker 2: Look at that mm hm.
Speaker 1: So I tried it and I actually really liked it.
Speaker 1: I made myself this like Santa fe bol, which is
Speaker 1: like typically that would be like rice, and it would
Speaker 1: be like all these kind of like quote unquote air
Speaker 1: quotes Mexican like like beans and and like tomatoes and
Speaker 1: guaqu and sour cream all that kind of stuff and cheese.
Speaker 1: So I did. I did with colidflower rice and I
Speaker 1: put beans and corn and no cheese obviously, no sour cream,
Speaker 1: but guac and what else did I have on it?
Speaker 1: It was really good, honestly, so it was like a
Speaker 1: Santa fe bol without any dairy or any meat. Basically,
Speaker 1: it was like a bowl of veggies. And it was
Speaker 1: so delicious, honestly, so delicious. It's one of my new
Speaker 1: favorite warm dishes where it's basically a bowl of vegetables,
Speaker 1: but it doesn't kind of taste like it. It tastes
Speaker 1: like you might be having, like, you know, a rice
Speaker 1: and beans bowl, but you're really not. You're just eating vegetables.
Speaker 1: That sounds taste so love It was, yes, oh yes,
Speaker 1: Squawka's best. So here's my I'm not gonna boost. I've
Speaker 1: been boosting lately, which is good, but I'm going to break.
Speaker 1: And it's a little light hearted break, but I'm sick
Speaker 1: of it. So here's what I'm sick of. I'm sick
Speaker 1: of everyone pumpkin spicing every dagon thing. When I went
Speaker 1: to the supermarket and I saw they had cheerios pumpkin
Speaker 1: spice cheerios, I said, I've added I've had a mouth.
Speaker 1: I get it, it's fall. I think, what did pumpkin
Speaker 1: spice start? Did it start with with the latte at Starbucks?
Speaker 1: Is that who started this whole trend of pumpkin spicing thing?
Speaker 2: I mean, lord knows Yankee Candles probably had a pumpkin
Speaker 2: spice candle for decades. But yes, I think Starbucks the
Speaker 2: flavoring of pumpkin spice. We can lame that on Starbucks
Speaker 2: and basic pitches.
Speaker 1: Yes, and I'm sick of it. I've actually found like
Speaker 1: a bunch of hilarious means like tam PACs pumpkin spice.
Speaker 1: They have pumpkin spice xanax.
Speaker 2: I'm so so excited that you broke on this. Actually
Speaker 2: you kind of stole my break for next week, but
Speaker 2: I'm gonna let you have it because because I had
Speaker 2: the exact same thought. Me and my team at Magnified
Speaker 2: Money and earlier this month, we sent out our reporter,
Speaker 2: Brittany shout out to Brittany to five to seven different
Speaker 2: grocery stores, and we had her look at two hundred
Speaker 2: different products, the pumpkin spice version and the regular version,
Speaker 2: and we calculated how much retailers are charging for pumpkin
Speaker 2: spice taxes, That's what I'm calling it. So that's like
Speaker 2: the up charge that they put on products when they're
Speaker 2: pumpkin spice. Yes, guess this is like a this is
Speaker 2: a sneak peak because we have not released this, we
Speaker 2: have not released the results of the study yet. And
Speaker 2: I'm probably gonna be special because we're supposed to be
Speaker 2: it's supposed to be under embargo. But whatever, you're gonna
Speaker 2: get a little taste. So here's the thing, Like, the
Speaker 2: worst offender for pumpkin spice taxes was Trader Joe's, Like,
Speaker 2: hands down, my baby Trader JOm my baby Trader Joe's.
Speaker 2: Just for an example, here's one of the most infuriating
Speaker 2: things because not only are some businesses charging more for
Speaker 2: pumpkin spice products, they're giving you less of the products
Speaker 2: and they have the audacity to charge more for it.
Speaker 2: So have you ever heard of so you just said
Speaker 2: pumpkin spice cereal? Right, So, for example, Trader Joe's has
Speaker 2: regular Trader Joe's O's, which is like their cheerios fifteen
Speaker 2: ounces for one ninety nine pumpkin o's Pumpkin O's for
Speaker 2: twelve ounce. Is that three ounces less, it costs two
Speaker 2: sixty nine So seventy cents more for three ounces less.
Speaker 2: That's a sixty nine percent Wow. Pumpkin spice tax rate
Speaker 2: per ounce. You're welcome, America. We're all being screwed.
Speaker 1: Yeah, we are, and I'm over it. They have pumpkin
Speaker 1: spice Oreo Pokies. Have you seen this?
Speaker 2: Oh yeah, oh yeah, don't to hear how much more
Speaker 2: they charge for the Oreo pumpkin spice, I mean the
Speaker 2: pumpkin spice Oreo. It's a thirty thirty three percent pumpkin
Speaker 2: spice rate pumpkin spice tax rate on the Oreos pumpkin
Speaker 2: spice flavor at Target thirty three percent more.
Speaker 1: Wow, that's a lot.
Speaker 2: You get four ounces less.
Speaker 1: Yeah, I can't. I'm closing when I yeah, I just
Speaker 1: honestly when it was the Cheerios that did me in
Speaker 1: because I was like walking down the aisle and I'm like, wait, what,
Speaker 1: I see a big old pumpkin on a Cheerios box.
Speaker 1: I said, that doesn't belong there. I saw it and
Speaker 1: I wanted to take my arm, pull it out straight
Speaker 1: and put a fist at the end and just drag
Speaker 1: my arm across the shelf and then knock it all
Speaker 1: down and just run and say no by back gets byes,
Speaker 1: we're balds, We're balds. Was this I didn't. Instead, I
Speaker 1: just discussed and I said to myself, did shall be
Speaker 1: my bomb break?
Speaker 2: You don't want one hundred and thirty You don't want
Speaker 2: to pay one hundred and thirty three percent tax rate
Speaker 2: on pumpkin spice pancake mix from freder Joe's.
Speaker 1: That's so cool.
Speaker 2: You get ten ounces less than the real version and
Speaker 2: you pay a dollar more.
Speaker 1: That is just I'm like, you know, I always think this.
Speaker 1: It's so you know, because we live in the Northeast, right,
Speaker 1: So I'm like, so quote unquote, I guess you could
Speaker 1: call it spoiled by the fact that we have seasons
Speaker 1: in the way like they are like in the book,
Speaker 1: you know, like hey, fall gets chilli and the leaves
Speaker 1: tearing colors. So do they pumpkin spice it up in
Speaker 1: like California and places where the seasons are not like ours,
Speaker 1: they have their own kind of seasons. Oh, I don't know,
Speaker 1: I know, you know what I mean, Like, I'm always curious,
Speaker 1: and maybe.
Speaker 2: They do even more because they don't have the seasons
Speaker 2: and they want to pretend that they do, although it
Speaker 2: does get cold in La in like California, it gets cold,
Speaker 2: and right.
Speaker 1: I always just I just wonder that they're like, huh,
Speaker 1: like for places like, you know, when we have these
Speaker 1: super seasonal items, do places that kind of they don't
Speaker 1: have the fluctuating weather that we have. I wonder if
Speaker 1: you know, they're like girl, like say Hawaii, they're like, girl,
Speaker 1: get out of here with this pumpkin spice. It's the
Speaker 1: same all year round beautiful. So I'm just curious about that.
Speaker 1: I just wonder, just a little wandering.
Speaker 2: There's basic bitches everywhere. I'm sure made it around the round. Well,
Speaker 2: you're welcome for the sink peak at our pumpkin spice
Speaker 2: talk story.
Speaker 1: Yes, I definitely want to read it.
Speaker 2: I get so mad talking about it. All right, Well, anyway, moving.
Speaker 1: On question Q. Question question question, So who today needs
Speaker 1: to get their life together that we can only dream
Speaker 1: to help.
Speaker 2: It's a good way of putting it, I know, right,
Speaker 2: I'm like, in.
Speaker 1: Other words, we're not experts, I mean well meaning like
Speaker 1: you need a lawyer or a doctor or nurse or whatever.
Speaker 1: We're just here to give friendly girlfriend advice that you
Speaker 1: should run by an expert that you're paying money to.
Speaker 1: Sometimes I felt you like, that's our disclosure for a girl.
Speaker 1: Someone asked me the other day something about like, well,
Speaker 1: when you tell us stuff, should.
Speaker 2: We just do it?
Speaker 1: I said, girl, I'm not Jesus.
Speaker 2: Now, I don't want a letter from your lawyer saying
Speaker 2: we followed your advice from episode sixty two point five
Speaker 2: and you told us to do X Y Z, and
Speaker 2: now we're broke.
Speaker 1: Do yeah know yeah, I'm like no, no, don't no, no,
Speaker 1: do your googles? Do you discernment Like I'm not Jesus Christ,
Speaker 1: I'm not God. I'm merely someone who will let it
Speaker 1: for what I need and then I'll pass it along
Speaker 1: and then you can decide, and you should bet it
Speaker 1: even further and then decide for yourself. Shoall someho, I
Speaker 1: should not just do it.
Speaker 2: No, but in all seriousness, I mean in all seriousness
Speaker 2: when I when I'm reviewing questions, if it is too
Speaker 2: complex for us, or if it's beyond what I think
Speaker 2: is our general like knowledge, I typically refer people to
Speaker 2: sources that they can use instead, or refer them to,
Speaker 2: you know, talk to an expert so anyway, don't you
Speaker 2: don't have to worry. I mean, I feel like the
Speaker 2: questions we answer on the show are pretty much in
Speaker 2: line with what we know, at least enough to get
Speaker 2: people started.
Speaker 1: Very true.
Speaker 2: With that being said, send us your questions. Go to
Speaker 2: brund Ambition podcast dot com click on ask us anything.
Speaker 2: You can be anonymous. We will not be outing anyone's
Speaker 2: financial ghosts on the show. But yeah, we have a
Speaker 2: couple of the questions for today. We'll try it. Maybe
Speaker 2: we can get through too. So this reader, this listener anyway,
Speaker 2: messaged us and she says I had an apartment in
Speaker 2: my name. I think she wants to remain anonymous, so
Speaker 2: I won't reveal her name. So I had an apartment
Speaker 2: in my name for a relative. This was before I
Speaker 2: got credit smart. They moved out of the apartment and
Speaker 2: broke the lease. I didn't know they moved out, and
Speaker 2: they didn't let me know. A few months later, I
Speaker 2: got a credit collection letter in the mail. Furious, but
Speaker 2: I paid it off in full. Later I found out
Speaker 2: that there was a judgment filed with the county courts
Speaker 2: when I tried to get an apartment myself. A few
Speaker 2: years later, I was told I could have the judgment
Speaker 2: lifted by reporting by the credit reporting company, and recently
Speaker 2: they did submit an update to the courts. However, the
Speaker 2: update just said it was dismissed without prejudice, which I
Speaker 2: later found out means that they can actually reopen the
Speaker 2: case if they wanted to. It should have been filed
Speaker 2: as dismissed with prejudice, meaning the case is closed and
Speaker 2: the balance is paid in full. Do you have any
Speaker 2: suggestions on how to resolve this and have it removed
Speaker 2: from my credit report?
Speaker 1: Well, one, she's right, because I did my googles as
Speaker 1: far as it's like the difference which you dismissed without
Speaker 1: dismissed with prejudice, but what my Google's also revealed to me?
Speaker 1: And I asked like a quick like one of my
Speaker 1: friends who's a lawyer. We were just like Facebook chatting,
Speaker 1: so I was asking her. She said that typically when
Speaker 1: something is dismissed without prejudice, it means that they can
Speaker 1: refile once, but there's a statute of limitations, meaning like
Speaker 1: it has to be filed within a certain time period.
Speaker 1: So I if you can find out in your state,
Speaker 1: like you know, do it like a Google search, because
Speaker 1: even though it was dismissed without prejudice. If that statute,
Speaker 1: if it's six months, if it's a year, whatever, if
Speaker 1: that time has passed, you don't have to worry about
Speaker 1: them trying to come back and get money from you.
Speaker 1: But I can't understand your nervousness. My assumption is that
Speaker 1: you're nervous that they might come back and be like, side,
Speaker 1: we want our money. Even though you paid so one,
Speaker 1: you know, it might not if it was a year
Speaker 1: ago or whatever, and you're like, oh, it's past the statute.
Speaker 1: They even though it was dismissed without prejudice, they can't
Speaker 1: come back because that time has expired. Then I wouldn't
Speaker 1: worry about that if the time has expired, unless that
Speaker 1: wording is keeping you from getting an apartment. But if
Speaker 1: it's still within that time, I would think that you
Speaker 1: would go back to the to the credit company right
Speaker 1: and say, hey, why is it like this? Or go
Speaker 1: back to the court system and say why is this?
Speaker 1: Why is it still kind of like pending and open
Speaker 1: you know, who do I need to speak to in
Speaker 1: order to get that fixed?
Speaker 2: Yeah? Or ask if they can put a note even
Speaker 2: if they have to keep the with prejudice there with prejudice,
Speaker 2: but balance paid in full. My only concern is I
Speaker 2: don't know that she'll ever get it off her credit report.
Speaker 2: I mean, it's legitimate, you know you were, your name
Speaker 2: was on the apartment. It's it's your credit unfortunately, I think,
Speaker 2: and she says, it's been a few years later, so
Speaker 2: that might mean that you have a few more years
Speaker 2: of this being on your credit report. So unfortunately, there's
Speaker 2: probably not a way for you to get it off
Speaker 2: your credit report. But maybe there's a way for them
Speaker 2: to at least note on their balance paid in full,
Speaker 2: so that the next time you apply for an apartment
Speaker 2: you can at least you can you can defend yourself
Speaker 2: and say, well, I paid it in full and try to,
Speaker 2: you know, explain yourself to whoever's doing the background check. Yeah,
Speaker 2: my good friend actually was just searching for an apartment
Speaker 2: in New York and she this might be a case
Speaker 2: where someone has a similar name to her, and I
Speaker 2: wonder if this has happened to anyone else. But she
Speaker 2: apparently these people who like own this apartment are really
Speaker 2: sticklers for background checks, and they did this crazy check
Speaker 2: and it turns out like she found or they said
Speaker 2: that she had a similar a similar mark or like
Speaker 2: a judgment in like a county back in Georgia where
Speaker 2: she's from from over ten years ago, from missing a
Speaker 2: bunch of rent payments and it wasn't on her credit report,
Speaker 2: but they had filed the claim in court apparently with
Speaker 2: the county, and this had come up in a background
Speaker 2: check for an apartment all these years later and it
Speaker 2: wasn't her and she was sort of she had to
Speaker 2: move on to a different apartment because she tried calling
Speaker 2: the county, she tried to call with the court. She
Speaker 2: called all these people to try and figure out and
Speaker 2: even though the core, the county, whoever she called, said
Speaker 2: they couldn't find the same record that this background check found. Okay,
Speaker 2: there really wasn't anything she could do and it wasn't
Speaker 2: on her credit report. It was just stopping her from
Speaker 2: getting an apartment, which sucked. All she could do is just,
Speaker 2: you know, give up on that apartment and try to
Speaker 2: find another one where they weren't going to do such
Speaker 2: a crazy I don't know background check.
Speaker 1: Oh no, it is weird. So you know, that brought
Speaker 1: up reminded me. Remember I talked about last week, how
Speaker 1: for an order for Superman and I to close on
Speaker 1: the house, we have to do the title search, and
Speaker 1: it pulled up some old ticket or whatever he had
Speaker 1: for one hundred something dollars, right, So it turns out
Speaker 1: because I was like, wait, So I was asking him,
Speaker 1: like it seems weird that, like, why would we have
Speaker 1: to pay this in order to move forward? We don't
Speaker 1: so that he can leave that hundred and something thousand
Speaker 1: that hundred Oh what if it was one hundred something thousand,
Speaker 1: forget it. I'd be like, boy, I'm out, I'm out,
Speaker 1: or your neighbor's office. But for that hundred and it
Speaker 1: was like one hundred and eight dollars, So that it's
Speaker 1: not that he had to pay it because we're buying
Speaker 1: the house cash. But what happens is if we were
Speaker 1: getting a mortgage, the mortgage company may not give us
Speaker 1: the mortgage because to them that because he owed and
Speaker 1: he'd be an owner of the house, that would be
Speaker 1: a lean against the property that would have to be
Speaker 1: satisfied if we decide to sell it, you see what
Speaker 1: I mean? And so I said, oh, so, I mean
Speaker 1: we're going to pay it because you know, like why
Speaker 1: have that sitting there? So if we wanted to refinance.
Speaker 1: For example, the big thing for mortgage companies is if
Speaker 1: one day you can't pay, we have to take this
Speaker 1: house back from you and sell it. We want to
Speaker 1: make sure that we get our money back, so if
Speaker 1: there's any lean against your name, we don't want anyone
Speaker 1: coming at you'd be like, oh, just selling your house.
Speaker 1: We need our money back as well. And so I
Speaker 1: was like, oh, so technically, like I said, we don't
Speaker 1: have to pay that, but I just want to give
Speaker 1: an update because it was like the news to me
Speaker 1: that we don't have to pay it, but it might
Speaker 1: hold us up if we were getting a mortgage or
Speaker 1: refinance later on in the future.
Speaker 2: Is there any way that you could have found that
Speaker 2: out yourself? Like what how if you wanted to? Because
Speaker 2: we got a question about that same thing about happened
Speaker 2: to Superman from a listener who wanted to know if
Speaker 2: she wants to because she's thinking of buying a house,
Speaker 2: if she wants to run her own check, Like, is
Speaker 2: there a way do you know how they found it
Speaker 2: and if she could do her or do title search
Speaker 2: companies just have their own you know.
Speaker 1: I don't know, honestly, search tools I was shocked. So
Speaker 1: I don't even like because you know, we checked his
Speaker 1: credit and even when we were initially we were going
Speaker 1: to get a more expensive house, we were going to
Speaker 1: get a mortgage, even when because we hadn't done a
Speaker 1: full title search before, but we had definitely like started
Speaker 1: to do the basic mortgage thing. Like they ran his credit,
Speaker 1: none of that came up. So it's I'm not gonna lie.
Speaker 1: I don't know. I didn't even you know, he was like,
Speaker 1: what one hundred eighty dollars? I was like, you know,
Speaker 1: So honestly, I don't know how they found it. It
Speaker 1: didn't come up on his credit, It didn't show up
Speaker 1: any other time. I don't know. It's almost like it's
Speaker 1: almost like a title search. They look at your what
Speaker 1: the court is saying, that's what it looks like, because
Speaker 1: like I said before, they were like people who owe
Speaker 1: child support, people who like owe probation and stuff like that,
Speaker 1: so this was like an outstanding ticket. So it's almost
Speaker 1: like that. And I mean, like I said, I don't
Speaker 1: quote me because I don't know for sure, but it
Speaker 1: was just looking at the other folks who had similar
Speaker 1: names to him that weren't him. They all seem like
Speaker 1: court related finds that were pulled up, and so I
Speaker 1: don't know honestly, So you might, I mean, I might
Speaker 1: do a Google start and I can. What I can
Speaker 1: do is I can ask my title company, like you know, well,
Speaker 1: I don't know if they tell me like how do
Speaker 1: I do it myself? So but I can certainly ask
Speaker 1: my realtor, who's amazing, like you know, is there a
Speaker 1: way to kind of pull this up ahead of time?
Speaker 2: All right? Let us know what they find out?
Speaker 1: Yes, Lord, I can't wait till we closed. It's just
Speaker 1: one thing after another, thing after another thing like what's
Speaker 1: the COO. You have to get like a certificate of occupancy,
Speaker 1: Like you have to get like the firehouse to come
Speaker 1: out and make sure that your house is not like
Speaker 1: dangerous and all this other stuff before you can buy it.
Speaker 1: So there are all of these things that kind of
Speaker 1: are not obstacles. But I didn't realize these things that
Speaker 1: you have to do before you actually close. It's not
Speaker 1: just enough to say, hey, I have cash, take my money. No,
Speaker 1: there are things that have to happen, at least in
Speaker 1: the state of New Jersey and in Newark. So I
Speaker 1: don't know what other states do differently, but I have
Speaker 1: to get a COO. It's two hundred and fifty dollars.
Speaker 1: But luckily a mina, my realtor negotiated for the for
Speaker 1: the bank to pay that, and so that way, you know,
Speaker 1: we'll get the whoever to come in and say, yes,
Speaker 1: this house is safe, here's your certificate of occupancy, and
Speaker 1: then we can close and give them even more money
Speaker 1: to close, which is.
Speaker 2: Like yay, all right, well good luck. It seems like
Speaker 2: they will be smooth sailing. I mean maybe I don't know,
Speaker 2: never mind, knock on wed and I'm.
Speaker 1: Like, yeah, well, honestly, I'm not even honestly, we're gonna
Speaker 1: get that. I'm not worried, but I know that, like
Speaker 1: after this, it's going to be all about renovating. So
Speaker 1: I'm sure there's gonna be delightful stories of oh my god,
Speaker 1: we found it, like, you know, a pack of wild
Speaker 1: raccoon living in the ceil.
Speaker 2: Raccoon's better than termine. So right, yes, I mean you
Speaker 2: can just don't even keep on the pay. Raccoons are
Speaker 2: very trendy now, They're all over Instagram. All right, you
Speaker 2: have a date, you need to go, you need to move.
Speaker 1: I know I do, all right, So let's let's let's
Speaker 1: do our wins. What you want to win for.
Speaker 2: Michelle. So I want to do my win for the
Speaker 2: twenty fifth anniversary of my president and my first lady,
Speaker 2: Michelle and Barack Obama. What is a twenty fifth anniversary?
Speaker 2: Is that your silver cotton? I don't know. There's always
Speaker 2: materials that go with.
Speaker 1: Each Yeah, there's like a I think diamond is like fiftieth.
Speaker 2: Right, yeah, something like that. But twenty five years sounds
Speaker 2: like a lifetime. I mean it is a lifetime. So congratulations.
Speaker 2: There are still a couple goals. There are still adult goals,
Speaker 2: life goals, there everything. And I and I say this
Speaker 2: because I feel like Michelle is having She's finally coming
Speaker 2: a little bit back out in spotlight. You see, she
Speaker 2: did a talk at some conference with Shonda Rhymes, and
Speaker 2: she met She really is opening up about being first Lady.
Speaker 2: I cannot wait for her book to come out. I
Speaker 2: know why she's been so quiet, because she's like, I'm
Speaker 2: going to save all the tea for my book and
Speaker 2: then it shall be spilled and I will make millions
Speaker 2: of dollars, which I you know, she should make millions
Speaker 2: of dollars off of it. But uh, I can't wait.
Speaker 2: I think the book is coming out early next year.
Speaker 1: I can't wait. Like, honestly, you're right, I'd love to
Speaker 1: hear the tea the tete.
Speaker 2: Yeah, I love that I got her this book. I
Speaker 2: can't wait to read hers.
Speaker 1: I wonder what she's like. What's her book? It's her
Speaker 1: book about like specifically about the election, we just in general.
Speaker 2: I'm on page five and it's five hundred pages. But
Speaker 2: in the first few pages, I mean I wanted to
Speaker 2: read it because I kept reading everyone's opinion about it,
Speaker 2: and I'm like, no one's read this book yet, Like
Speaker 2: it's five hundred pages. It just came out a week ago.
Speaker 2: People need to actually read it first. But no, it
Speaker 2: is it's like her, it's it's I think what it is.
Speaker 2: I just reading her, just reading her author's note at
Speaker 2: the beginning. I understand why she wrote it. And yeah,
Speaker 2: there's a lot of people who were upset. They're like, well,
Speaker 2: she sit down and shut up. She lost the election,
Speaker 2: me to move on. She's just a sore loser, you know.
Speaker 2: She wants to take a chance to blame everyone but herself.
Speaker 2: But honestly, I think what she wants is, you know
Speaker 2: how the winners in history are the ones who write history.
Speaker 2: I think this is her saying, I'm not going to
Speaker 2: let this winner write the history books the way he
Speaker 2: wants them. I'm going to put my voice out there.
Speaker 2: I'm going to tell the story as I saw it
Speaker 2: in my perspective. Matters and it should be out there.
Speaker 2: And I was the first female to ever be nominated
Speaker 2: by a major party for president, and that matters, and
Speaker 2: I want to tell that story. And yeah, I think,
Speaker 2: of course it also covers everything that, you know, what
Speaker 2: happened to the election, but she also is talking about
Speaker 2: what's happened after. She talks about being there at the
Speaker 2: inaugural and how sick she felt during and how she
Speaker 2: almost did it go to the inaugural. So it's it's juicy,
Speaker 2: and I don't know, I'm going to read the whole thing.
Speaker 2: I think I'm interested. I think, yeah, it shouldn't just
Speaker 2: be Lord knows. I don't want the only record of
Speaker 2: this election to be at all clockwork orange in the
Speaker 2: White House.
Speaker 1: Oh my god, that's like the perfec name for it
Speaker 1: for him, flockwork Orange. Well, my whin it's gonna be
Speaker 1: a little bit of a personal win. And I think
Speaker 1: a lot of women kind of kind of relate that
Speaker 1: I was going to actually do you know first lady
Speaker 1: in President Rock, but I was like, oh man, he's
Speaker 1: a thief, so whatever, since I stole pumpkins vice from you,
Speaker 1: I was like, whenever I'll take it, we share, we share.
Speaker 1: So my win is just like a little bit personal
Speaker 1: because I am getting better at And I don't know
Speaker 1: if if women, I mean, maybe not you, because I
Speaker 1: feel like you've like are like someone who's not easily
Speaker 1: as intimidated because surprisingly, even though I have my own business,
Speaker 1: I can easily be not I don't know if intimidated
Speaker 1: is the word, but I'm a like a let's not bite,
Speaker 1: let's just say you got it type of person. You know.
Speaker 1: So I used to hire what I would call or
Speaker 1: not even just hire, but I used to have at
Speaker 1: least one what I call a bully friend. And I've
Speaker 1: noticed that this has been a trend since I was
Speaker 1: a kid, Like there was always somebody in my life
Speaker 1: who is my friend, but there was an edge of
Speaker 1: bullyiness in that, you know, where I was like whenever
Speaker 1: they came around, I'd be like Oh my god, it's
Speaker 1: my bully friend. Hey girl, Hey, yeah, whatever you want,
Speaker 1: it's fine. You know, I'll send the back. No, no,
Speaker 1: this is the problem. You could take the bigger share,
Speaker 1: I'll get the middle seat. And I don't know what
Speaker 1: it is or what it is about that person's personality
Speaker 1: that they would not necessarily bully other people, but there
Speaker 1: was something in them and something in me. When we
Speaker 1: got together. I became like subservient and they became like
Speaker 1: kind of a bully and I wouldn't see them do
Speaker 1: that to other people, and I was wondering, like, wow,
Speaker 1: what is that. So I have finally recognized it because
Speaker 1: it was a friend of mine who told me that.
Speaker 1: He was like, why do you like I just talk
Speaker 1: to you that way? And I'm like like what, They're like,
Speaker 1: I don't know, crazy, I'm like do they They're like,
Speaker 1: uh yeah. So just recently I have been really cleaning
Speaker 1: out because one of my best friends in high school
Speaker 1: was a bully friend. It was awesome at first, who
Speaker 1: were best friends. Everything was great, and then it's almost
Speaker 1: like maybe I let her say something to me sideways
Speaker 1: and I let it slide, and then it grew By
Speaker 1: the time we graduated in high college. She was terrible
Speaker 1: to me anyway, and it like it took everything in
Speaker 1: me to kind of let her go. But I recognize that,
Speaker 1: Like every once in a while, I would pick up
Speaker 1: a new bully friend, whether it's somebody who I was
Speaker 1: working with or you know, something like that. And so
Speaker 1: recently I really started to clean up the bully friends
Speaker 1: or just even bully coworkers or bully partners or whatever
Speaker 1: in my life and gotten rid of them. And like
Speaker 1: I said, not because they're super terrible people. I'm not
Speaker 1: even gonna say that. There's just sometimes it's and I
Speaker 1: don't know where that comes from in me. I don't
Speaker 1: know if it's because I'm like from a big family.
Speaker 1: I don't know that my dad had a really strong personality,
Speaker 1: and I learned to just be like easygoing, like it's fine,
Speaker 1: it's fine, Like I don't know what it is, but
Speaker 1: it doesn't come out a whole lot. But every once
Speaker 1: in a while, there's just someone who does that. So
Speaker 1: like I, like I said, this is Sia.
Speaker 2: Maybe they're just assholes and you're nice, Like what is that?
Speaker 2: Why are you blaming your self?
Speaker 1: You know what?
Speaker 2: And maybe they're just there.
Speaker 1: And you know what, and I don't. I mean, it's
Speaker 1: that's to me, it's easy to dismiss it, dismiss it
Speaker 1: at that, but honestly, oftentimes like it doesn't start off
Speaker 1: that way, or I won't see them be like that
Speaker 1: with everyone. And I'm like, and I used to think
Speaker 1: to myself, like when I was kind of like engaged
Speaker 1: in that kind of weird dynamic, that like Tiffany you
Speaker 1: have to stand up for yourself or Tiffy you have
Speaker 1: to figure out, like how do you conquer this? But
Speaker 1: now I'm realizing at the age I am now, I'm
Speaker 1: not trying to conquer it, just get out, Like I'm
Speaker 1: not trying to figure out like why we had this
Speaker 1: weird dynamic or how we started off so great and
Speaker 1: now you're so mean, or now you talk flip to
Speaker 1: me when we get on the phone and I'm like,
Speaker 1: what the hell how do we get here? Honestly, I
Speaker 1: don't care anymore. I don't care about the backstory. I'm
Speaker 1: just now I've just learned to clean out, and so
Speaker 1: just recently I've done a lot of cleaning out. And
Speaker 1: today someone who like is on my team really remarked
Speaker 1: upon how different I am now that we've done a
Speaker 1: lot of cleaning and pruning. And she was like, Yo,
Speaker 1: you're like amazing. I'm like what she's like, Your leadership style,
Speaker 1: your energy, everything's been amazing. And I'm like, wow, So
Speaker 1: it's making this huge difference in that that's a dark cloud.
Speaker 1: And once I'm able to release myself from these type
Speaker 1: of people personally and professionally, you know, I can really
Speaker 1: like I mean, I think it seems so obvious, but
Speaker 1: it's hard, you know. And I didn't even recognize that
Speaker 1: was something that I was doing because just the other
Speaker 1: day I almost hired a bully. And because this person
Speaker 1: brought so much to the table. And I don't even
Speaker 1: think you know, they don't know this, but they brought
Speaker 1: so much to the table, I thought, Wow, this person
Speaker 1: is great. Like I'm reading through resumes and I did
Speaker 1: a bunch of interviews and I was like, Wow, this
Speaker 1: person is awesome. This person's great. But then after like
Speaker 1: talking to a bunch of people on the phone, I
Speaker 1: was like, wow, this person is very aggressive and silent, irreverend,
Speaker 1: and I realized that Tiffany, this is a bully. This
Speaker 1: is a bully. Do not bring this person into your life. No,
Speaker 1: you just got rid of all of your bully friends
Speaker 1: no more. And so you know, even though her credential
Speaker 1: were amazing, I said no, because it's possible to be
Speaker 1: both well credentialed and talented and nice.
Speaker 2: Oh so yeah, And that's that's a poison. That's a
Speaker 2: poisonous person. It's a toxicity that's going to seep through
Speaker 2: every I learned this the hard way last year when
Speaker 2: I hired my I hired this investigative reporter who was
Speaker 2: so well credentialed, and he was he was very he
Speaker 2: was older, and he was very tough and like rugged,
Speaker 2: like what you think of as an investigative reporter. And
Speaker 2: our conversations were great. And as soon as he came
Speaker 2: in the office to be interviewed or just to chat
Speaker 2: with and meet my the two co founders of our company,
Speaker 2: who are both male, it was like I wasn't in
Speaker 2: the room and he completely walked you know, you know, uh,
Speaker 2: ignored sort of what that I was there. And then
Speaker 2: I hired him anyway, feeling like okay, well'll be fine.
Speaker 2: And when I tell you like he would try and
Speaker 2: bully me by get around me and going to the men,
Speaker 2: going to the co founders who have no wh who
Speaker 2: don't oversee the editorial content. You know. I was his
Speaker 2: boss and he would literally go around me, and I
Speaker 2: was like, and this is the first time I will
Speaker 2: learn this lesson. I'm gonna try and make it be
Speaker 2: the last. That's That's one thing I thought of from
Speaker 2: your story. Another thing is that I can be a bully.
Speaker 2: Like in my I was that kid like who you know,
Speaker 2: you grow up kind of being tough and then unintentionally
Speaker 2: I you know, I know, I was flippant when I
Speaker 2: was like, maybe they're just an asshole. Like I've definitely
Speaker 2: had friends in my life who have been like Mandy,
Speaker 2: you can be a little too much. Sometimes you can
Speaker 2: be a little too you know, a little too opinionated,
Speaker 2: a little too judgy. And I did a lot. I've
Speaker 2: done a lot, a lot, a lot of work, and
Speaker 2: I still have work to do on managing and like
Speaker 2: finding where that comes from and doing better and luckily
Speaker 2: have saved those friendships because you know what's at stakes.
Speaker 2: People will only put up with that for so long.
Speaker 2: You can only make someone feel bad about themselves, you know,
Speaker 2: whether intentional or not, for so long. And I like
Speaker 2: to say I'm a bully, and bully is such a
Speaker 2: I hate saying that. I hate. I like to say
Speaker 2: I'm a judgy weggie, and.
Speaker 1: I was gonna say, I don't. I don't feel like
Speaker 1: you're a bully, but I mean recovering and I'm a
Speaker 1: recovering pushover. And like you wouldn't think, like running a company,
Speaker 1: that you could be a pushover. Oh it's quite possible,
Speaker 1: and so yeah, no, it's good though, take knowledge, like
Speaker 1: you know, how you can show up better in this
Speaker 1: world and how you're working on. So it's not about perfection.
Speaker 1: But yeah, so I was just like, oh, Tiffany go,
Speaker 1: But it's also good to have because honestly, like you,
Speaker 1: friends had to tell me like what are you doing?
Speaker 1: You know? And I was like, babe, They're like, girl, no,
Speaker 1: why are you let people talk to you like that?
Speaker 2: I know you're paying them too?
Speaker 1: What not anymore? Bubbo? So yeah, so hey, tell my
Speaker 1: bully friends you already outside the club now, Boo, you're
Speaker 1: a watch.
Speaker 2: If she hasn't dismissed you yet.
Speaker 1: Everybody's gone, Ah, that was a great show. I hope
Speaker 1: we inspired, I hope we talked.
Speaker 2: I hope we dide you last It was the best
Speaker 2: show ever. Everyone was inspired. They all said it was great.
Speaker 2: I got millions of tweets about it, brillion.
Speaker 1: The fake news will tell you nobody listen. It's all
Speaker 1: a lie. It's all a lie.
Speaker 2: At least a million point five people listen to this episode.
Speaker 2: I have no facts to support it, but uh, just
Speaker 2: take my hand a smile.
Speaker 1: Oh my gosh,