WEBVTT - EP. 155 — The Credit Question That Had Us Both Stumped 0:00:16.520 --> 0:00:24.200 Hey, hey, Hey, we're back. We're black and Brown. Hey Mandy, 0:00:24.400 --> 0:00:27.840 Hey Tiff, Yeah, how was your day? 0:00:28.520 --> 0:00:30.880 My day was long. I had to get up at 0:00:30.920 --> 0:00:33.279 three am to catch a flight. Well I didn't have 0:00:33.320 --> 0:00:34.519 to get up at three, but you know when you 0:00:34.560 --> 0:00:36.800 have like the early flight and then your anxiety wakes 0:00:36.840 --> 0:00:39.000 you up at three and you're like, why anxiety? 0:00:40.440 --> 0:00:41.920 Yeah, did you pack in the morning or did you 0:00:41.960 --> 0:00:42.640 pack last night. 0:00:42.840 --> 0:00:45.000 I just grabbed a few things in the morning because 0:00:45.000 --> 0:00:48.120 I'm only staying one night just for work. Okay, shout 0:00:48.159 --> 0:00:49.120 out to Starbucks. 0:00:51.040 --> 0:00:53.120 I actually went by the house today and I actually 0:00:53.280 --> 0:00:55.720 I think I picked out a child that I really like. 0:00:55.760 --> 0:01:01.440 It's called Africa Tempesta. Oh, I know, it's well honestly, 0:01:01.440 --> 0:01:03.920 it's it's a marble with so this is like my 0:01:03.960 --> 0:01:07.080 accent talle in the kitchen and the master bath. It's 0:01:07.080 --> 0:01:09.120 a marble with like a little like blue in it, 0:01:09.360 --> 0:01:11.759 and I really thought it was pretty. So I'm like, yay, 0:01:12.000 --> 0:01:13.960 because like, I'm gonna do a lot of like white 0:01:14.000 --> 0:01:16.920 subway just to keep things clean. But I wanted something 0:01:17.280 --> 0:01:19.160 that was going to, you know, something a little fancy 0:01:19.240 --> 0:01:21.920 for trim. So I was excited to buy the samples today, 0:01:21.959 --> 0:01:25.000 so we can go around and look at other materials 0:01:25.040 --> 0:01:26.400 to see if the sample goes with it. 0:01:27.160 --> 0:01:29.320 Are you guys doing everything on your own as far 0:01:29.360 --> 0:01:31.880 as like picking and choosing colors and tiles and stuff, 0:01:31.920 --> 0:01:33.200 or are you working with any mental. 0:01:33.000 --> 0:01:37.640 Health Well, I'm working with Rihanna. She's a designer at 0:01:37.720 --> 0:01:40.800 Remain Homes. She and her husband. She's a designer and 0:01:40.840 --> 0:01:45.560 her husband is a contractor an engineer and mm hmm, 0:01:45.760 --> 0:01:47.840 and so like now it's like kind of like her part. 0:01:47.920 --> 0:01:50.680 She's been helping me pick out, like figuring out like 0:01:50.720 --> 0:01:53.800 what my style is and what Superman style is. And 0:01:54.720 --> 0:01:57.080 we're getting to the park now where we're gonna, you know, 0:01:57.120 --> 0:01:59.320 probably in like a week or so, really get down 0:01:59.320 --> 0:02:02.680 to the design portion of the of the program. So 0:02:02.720 --> 0:02:04.840 I'm excited about that, very exciting. 0:02:05.440 --> 0:02:09.520 I feel like this is a very long, stressful week. 0:02:09.520 --> 0:02:11.760 It's only Tuesday, but at the end of this week 0:02:12.080 --> 0:02:14.840 we are moving in to our house. 0:02:17.760 --> 0:02:23.280 Oh so many changes to change. Is how do you feel? 0:02:22.760 --> 0:02:26.280 I feel like I'm finally letting myself get excited. It's 0:02:26.320 --> 0:02:28.920 been it's been about a month longer than we were 0:02:28.919 --> 0:02:31.480 originally planning. Without what we'd be in before Thanksgiving, but 0:02:31.520 --> 0:02:33.919 I'm letting myself start getting excited. I'm also getting nervous 0:02:33.960 --> 0:02:36.160 because I can't believe the calendar is like telling me 0:02:36.160 --> 0:02:38.200 that Christmas is a week and a half away, but 0:02:38.280 --> 0:02:39.880 I just don't understand. 0:02:40.200 --> 0:02:42.480 Yikes, I have not bought anything. Oh my gosh, now 0:02:42.800 --> 0:02:44.960 thanks for saying that. Now I have anxiety by Christmas. 0:02:45.040 --> 0:02:48.520 You should probably buy some stuff. I don't know why 0:02:48.639 --> 0:02:50.480 my my siblings decided this year we were going to 0:02:50.560 --> 0:02:52.560 do presents for everybody. There's no white elephant, there's no 0:02:52.880 --> 0:02:55.560 giving people about it. I know, but I'm going with 0:02:55.639 --> 0:02:57.799 like books, you know, I'm trying to respect my own 0:02:57.800 --> 0:03:00.440 budget and Husbany and I don't, and we're going to 0:03:00.480 --> 0:03:02.960 be doing gifts for each other. We keep talking about it, 0:03:02.960 --> 0:03:06.160 and I'm like, let's go check that that mint dot 0:03:06.240 --> 0:03:08.880 com profile one more time and before we discuss getting 0:03:08.880 --> 0:03:10.560 each other presents, because that's kind of silly. 0:03:10.720 --> 0:03:12.280 I don't think we're going to do presents, but I 0:03:12.440 --> 0:03:15.320 we're doing like my my my team and I are 0:03:15.360 --> 0:03:18.280 doin using something called Elvester. So that's like you know, 0:03:18.320 --> 0:03:20.360 the white elephant, where you kind of just exchange gifts. 0:03:20.360 --> 0:03:22.440 And then my sisters and I. We use this website 0:03:22.480 --> 0:03:25.560 called draw Names, so so I still have to order. 0:03:25.600 --> 0:03:28.560 The good thing about like Elvester is that because everyone 0:03:28.560 --> 0:03:30.360 on my team lives in a different like state, so 0:03:30.520 --> 0:03:32.320 when you order it, it goes directly to their house. 0:03:32.360 --> 0:03:35.000 So we just got a message today saying tomorrow it 0:03:35.040 --> 0:03:36.320 is the last day to order for it to get 0:03:36.320 --> 0:03:38.240 there on time. So I'm like, okay, let me, I'm 0:03:38.240 --> 0:03:40.920 gonna do that tonight, and I got. It was cute 0:03:40.920 --> 0:03:43.560 because I think our our budget for Elster was like 0:03:43.600 --> 0:03:46.960 fifteen bucks. So though who I got they chose all 0:03:46.960 --> 0:03:48.560 these twenty five dollar things, I'm like, did they not 0:03:48.560 --> 0:03:53.080 see the budget? Now, I'm like, what should I do? 0:03:53.240 --> 0:03:57.080 Because the like the person who I got chose either 0:03:57.160 --> 0:03:59.760 really cheap things which were like five dollars so you 0:03:59.800 --> 0:04:01.760 can't exactly send like a five dollar gift, or they 0:04:01.800 --> 0:04:03.880 chose like twenty five dollar things. And honestly, I mean, 0:04:03.920 --> 0:04:05.400 I'm going to get the twenty five dollar things, but 0:04:05.440 --> 0:04:10.160 I definitely was like, the rule state, well, so why he. 0:04:10.160 --> 0:04:13.400 Doesn't want to feel cheap. She doesn't like confrontations, so 0:04:13.440 --> 0:04:16.800 she's not going to tell me to choose tick to 0:04:16.839 --> 0:04:18.360 the rules exactly. 0:04:18.440 --> 0:04:20.160 But you know, it's a surprise. We don't know who 0:04:20.200 --> 0:04:23.280 has who. Okay, yeah, that's just funny. It was like, 0:04:23.600 --> 0:04:28.120 so I guess you're getting this twenty five dollar bag. 0:04:29.000 --> 0:04:30.880 So no, but I'm excited because we're actually going to 0:04:30.920 --> 0:04:32.400 do like on slack, We're going to have a virtual 0:04:32.440 --> 0:04:34.760 Christmas party or a virtual holiday party. 0:04:35.000 --> 0:04:37.640 Oh fun? How does that work? I've got some remote 0:04:37.640 --> 0:04:39.760 workers and I felt bad, so I was going to 0:04:39.839 --> 0:04:43.800 send them up. We're doing like our our office dinner 0:04:43.880 --> 0:04:45.839 this week, like an office party, and then for the 0:04:45.839 --> 0:04:47.400 remote workers, I was just going to send them like 0:04:47.440 --> 0:04:48.919 a gift to their homes. 0:04:50.000 --> 0:04:51.840 Honestly, I don't know how to do any they're planning it, 0:04:51.880 --> 0:04:53.640 which I think that was really cute, and I was like, 0:04:53.760 --> 0:04:55.960 how how is this going to work? 0:04:56.000 --> 0:04:57.320 To you? Byob like. 0:04:58.920 --> 0:05:01.840 Everybody could you d drunk on slack video like hey. 0:05:02.520 --> 0:05:04.640 But listen at least but at a holiday party, there's 0:05:04.640 --> 0:05:07.280 no evidence in writing of the things that you say 0:05:07.480 --> 0:05:10.960 to people. I don't know that sounds like that's cute, 0:05:10.960 --> 0:05:13.880 though it is cute. We did go to home Depot 0:05:13.920 --> 0:05:16.720 and bought Christmas lights, so that was probably when I 0:05:16.720 --> 0:05:19.400 started feeling excited. I mean, we will have Christmas lights 0:05:19.400 --> 0:05:20.720 in a Christmas tree. We may not have like a 0:05:20.720 --> 0:05:25.159 shower door, but you know, small small things will happen 0:05:25.240 --> 0:05:27.000 after the new year. But I'm just so ready to 0:05:27.040 --> 0:05:29.320 get in there. And we may not have a countertop 0:05:29.400 --> 0:05:31.719 for a while, but it is going to be fine. 0:05:32.960 --> 0:05:35.240 No, but the fact that you're in the yeah, yeah, 0:05:35.279 --> 0:05:37.159 I'm looking forward. We're likely not going to get in 0:05:37.320 --> 0:05:41.640 until late January, early February, but either way, I'm excited. 0:05:42.360 --> 0:05:44.279 This is like a side, like a random but I 0:05:44.279 --> 0:05:45.880 thought this was a good like for those of you 0:05:45.920 --> 0:05:49.160 who are like business owners. So one of the things 0:05:49.160 --> 0:05:56.400 that my business partner did is that he sometimes because 0:05:56.400 --> 0:06:00.520 he travels all over, he sometimes forgets to make meetings. 0:06:00.560 --> 0:06:03.840 And now he is the he's our CMO as well, 0:06:03.839 --> 0:06:05.600 so he's my business partner, but he's also my chief 0:06:05.600 --> 0:06:08.320 marketing officer. So because he's like a marketing genius, he's 0:06:08.360 --> 0:06:10.719 great at it. So we have a marketing team meeting 0:06:10.839 --> 0:06:14.320 every Tuesday, and he missed two of them because he 0:06:14.360 --> 0:06:16.600 woke up late or whatever. So the last time, I 0:06:16.600 --> 0:06:19.279 guess he was like, Okay, I want to be more responsible. 0:06:19.320 --> 0:06:21.599 So the last time he missed it, he was like 0:06:21.760 --> 0:06:25.200 moving forward. Every time I miss a team meeting, everyone 0:06:25.240 --> 0:06:26.839 who's supposed to be on me. I think it's like 0:06:27.320 --> 0:06:29.080 I want to say six of us that are on 0:06:29.120 --> 0:06:31.440 the marketing team meeting that every time I miss a 0:06:31.440 --> 0:06:35.040 team meeting, I will PayPal each person on the team 0:06:35.120 --> 0:06:38.479 for the team, the marketing team fifty dollars. And I 0:06:38.480 --> 0:06:41.000 guess that was his way of, like, you know, making 0:06:41.000 --> 0:06:43.680 sure he's let's unless I give you twenty four hour notice. 0:06:43.760 --> 0:06:46.680 So we were like everybody was like, yes, yes, okay, 0:06:47.360 --> 0:06:50.839 he missed the meeting today. When I tell you the 0:06:50.880 --> 0:06:52.919 team is yes, They're like, we don't even need you 0:06:52.960 --> 0:06:57.719 to show up. Everyone. Everyone's dropping their paypaling talk about 0:06:57.720 --> 0:06:59.760 paying me be a friends and family so I can 0:06:59.800 --> 0:07:02.000 have fee. So like, I just thought that was a 0:07:02.000 --> 0:07:03.760 really good like do you do anything like that to 0:07:03.880 --> 0:07:06.320 kind of like, you know, especially with the new year approaching, 0:07:06.720 --> 0:07:09.400 like you're trying to correct behavior. Are there things that 0:07:09.440 --> 0:07:11.880 you do, like you know, like a swear jar or 0:07:11.920 --> 0:07:15.240 whatever that like help you to correct your behavior? So 0:07:15.280 --> 0:07:17.960 he's trying to correct behavior about like showing up and 0:07:18.040 --> 0:07:21.360 being on time, and so you know, paying that fifty dollars. 0:07:21.520 --> 0:07:23.240 It can be upwards with four hundred dollars that he 0:07:23.240 --> 0:07:25.920 would have to pay on Tuesdays if he forgets to 0:07:25.960 --> 0:07:27.920 make it or at least forgets to give us notice. 0:07:28.280 --> 0:07:31.200 So what things do you have in place that's like 0:07:31.320 --> 0:07:33.400 that are like, oh, you know, this is going to 0:07:33.440 --> 0:07:36.080 help me not to forget to do what it is 0:07:36.080 --> 0:07:38.400 that I set out to do, or to stop doing 0:07:38.400 --> 0:07:42.000 a behavior that's no longer that it's not helpful useful. Yeah. 0:07:42.040 --> 0:07:44.600 Tweet us out the BA podcast on Twitter, where you 0:07:44.600 --> 0:07:47.520 can email us at Brand Ambition Podcast at gmail dot com. 0:07:47.760 --> 0:07:50.440 Not Tom, but I met you, Mandra That I mean 0:07:50.520 --> 0:07:51.080 you too. Me. 0:07:53.720 --> 0:07:57.360 Oh man, I feel like my lifestyle is so out 0:07:57.360 --> 0:08:00.000 of black. My big resolution is just to get better 0:08:00.040 --> 0:08:02.560 back in the gym and start eating healthy again in 0:08:02.600 --> 0:08:05.400 twenty nineteen because living not in a real house and 0:08:05.480 --> 0:08:07.640 like my routine being thrown off, like for the past 0:08:07.720 --> 0:08:10.120 four or five months, it's been bad. I need to 0:08:10.600 --> 0:08:13.040 get back on it. Yeah, so that's my goal for 0:08:13.160 --> 0:08:17.880 twenty nineteen, get back to regular Mandy that I recognize 0:08:18.160 --> 0:08:21.680 it hasn't helped that, like work has not slowed down, 0:08:21.800 --> 0:08:24.880 and I think I'm finally seeing the error of my ways. 0:08:24.880 --> 0:08:27.320 You know how you hear people say you just have 0:08:27.400 --> 0:08:30.960 to play in your life like as if I don't know, 0:08:30.960 --> 0:08:32.640 I don't know what people say, but I feel like 0:08:32.960 --> 0:08:35.160 I keep telling myself when work slows down, when work 0:08:35.200 --> 0:08:37.400 slows down, when work slows down, And I've been saying 0:08:37.400 --> 0:08:41.040 that for two years. Yeah, it's not slowing down, so 0:08:41.120 --> 0:08:42.520 like I need to do something different. 0:08:42.640 --> 0:08:45.959 Yep. And I know exactly how you feel, because you're right, 0:08:46.840 --> 0:08:48.840 I guess. I don't know. Maybe when we were like 0:08:49.600 --> 0:08:52.040 in high school or college, like there were you know 0:08:52.080 --> 0:08:53.920 what it is, they were like peaks and valleys where 0:08:53.960 --> 0:08:58.640 it's like, oh, the semester is closing. So yes, life 0:08:58.679 --> 0:09:00.880 has slowed down because I'm not doing my final papers 0:09:00.920 --> 0:09:03.720 and stuff. But as an adult you realize that that 0:09:04.200 --> 0:09:05.040 never happens. 0:09:05.320 --> 0:09:08.320 I thought there would be like even summer isn't summer. 0:09:08.400 --> 0:09:10.679 You know, summer was going to be chill, and then 0:09:10.840 --> 0:09:13.520 you know, crazy things happen. I just I don't know 0:09:13.559 --> 0:09:16.640 what and Q one is gonna like it's. 0:09:16.520 --> 0:09:19.319 Just you know, oh, you know you're an adult when 0:09:19.320 --> 0:09:20.280 you start to say Q one. 0:09:20.280 --> 0:09:22.520 Oh my god, I know I heard myself the times 0:09:22.600 --> 0:09:25.120 it's that the number of spreadsheets I have opened right 0:09:25.160 --> 0:09:27.000 now that say Q one in them. I can't even 0:09:27.040 --> 0:09:30.440 tell you, like which one is this. Yeah, it's just 0:09:30.440 --> 0:09:32.240 a bit, it's just a bit over I mean it's 0:09:32.280 --> 0:09:35.440 not overwhelming, it's it's I'm still enjoying it, but I 0:09:35.440 --> 0:09:39.840 also feel like I have to put a line somewhere 0:09:39.880 --> 0:09:42.480 and like drink carve out time. Like I can't keep 0:09:42.559 --> 0:09:44.040 using that as excuse not to go to the gym. 0:09:44.080 --> 0:09:45.719 I can't keep using that as an excuse to stay 0:09:45.720 --> 0:09:47.720 at work every night until eight o'clock. It's not like 0:09:47.760 --> 0:09:50.200 it's gonna be temporary. You know, it's gonna be until 0:09:50.240 --> 0:09:52.760 I say nope, I'm leaving or nope, I'm doing this 0:09:52.800 --> 0:09:56.600 because it's for my health. I just can't keep using 0:09:56.640 --> 0:09:59.079 it as an excuse or waiting because it's not gonna happen. 0:09:59.120 --> 0:10:01.640 Like I need to be the one to put that barrier. 0:10:01.800 --> 0:10:05.760 Put that wall up, you know, boundary up. 0:10:06.720 --> 0:10:09.160 No, it's true once you like it's and it's not easy, 0:10:09.160 --> 0:10:12.160 but it's it's more than doable. But you're right. If 0:10:12.200 --> 0:10:14.480 you don't put the boundary up, the boundary is not 0:10:14.480 --> 0:10:16.400 going to come and knock on your door and say, hey, 0:10:16.960 --> 0:10:35.079 here I am boundaries. I just went to the doctor 0:10:35.120 --> 0:10:38.200 with it yesterday. So yesterday they took the I had 0:10:38.240 --> 0:10:39.800 an IUD, and did I mention that they put an 0:10:39.800 --> 0:10:42.719 ID in because when you know, like when you're like, 0:10:42.800 --> 0:10:45.000 let's just say you, I don't know, cut your hand 0:10:45.120 --> 0:10:51.559 or whatever, that your skin gathers together to heal itself, right, 0:10:52.080 --> 0:10:53.800 And so I had all the fiboords taken out. It 0:10:53.800 --> 0:10:56.000 was almost a year ago. Well yeah, it was January, 0:10:56.240 --> 0:10:57.880 so I doubt all the fibrids taken out, and my 0:10:58.000 --> 0:11:01.920 uterus was healing, but it kept healing together and creating 0:11:01.920 --> 0:11:04.280 scar tissue, and it created a lot the first time 0:11:04.280 --> 0:11:07.400 because I had like sixteen five boards removed. They took 0:11:07.400 --> 0:11:11.400 out the scar tissue, but of course your body is 0:11:11.480 --> 0:11:14.480 doing what it knows to do, which is healing again 0:11:14.520 --> 0:11:18.080 and created more scar tissue. So I had like another 0:11:18.120 --> 0:11:20.079 scar tissue remover and there was one little piece left. 0:11:20.080 --> 0:11:21.880 So what they did was they put an IUD. So 0:11:21.920 --> 0:11:23.640 that's usually the thing that you put it so you 0:11:23.640 --> 0:11:26.400 don't get pregnant, but it's like the one without the 0:11:26.480 --> 0:11:28.440 medicine or whatever keeps you from it's not just a 0:11:28.480 --> 0:11:31.200 medicine that stops you from getting pregnant when you have 0:11:31.240 --> 0:11:35.920 an obstruction inside your unus. Your body instinctively knows that 0:11:36.440 --> 0:11:38.679 you can't have an obstruction and a baby growth there, 0:11:38.720 --> 0:11:41.760 so just like it just your a baby won't take. 0:11:42.200 --> 0:11:45.400 So anyway, the IUD was in there to basically hold 0:11:45.400 --> 0:11:47.800 my unus open, because it's like thinking but like almost 0:11:47.840 --> 0:11:50.400 like a poco stick, you know, like it's like bouncy 0:11:50.679 --> 0:11:52.240 and so, but it's a stick, and it basically it 0:11:52.280 --> 0:11:54.640 was holding my uters open so it could heal away 0:11:54.679 --> 0:11:57.440 from itself at the side of itself. So it worked. 0:11:57.640 --> 0:12:03.000 My uterus is totally clear. It looks great. But so 0:12:03.040 --> 0:12:04.640 the last time I went, I went, and so the 0:12:05.040 --> 0:12:07.280 technically during my next cycle, I should be able to 0:12:07.280 --> 0:12:10.040 start IVF. But I had assist on my ovary and 0:12:10.120 --> 0:12:11.800 I was like, what as this and she was like, no, 0:12:11.840 --> 0:12:15.960 it's common that women, like just in general, like let's 0:12:15.960 --> 0:12:20.080 just say you have a particularly rough fibulation. I don't know, 0:12:20.120 --> 0:12:21.520 like if you got a lot of cramps or whatever, 0:12:21.559 --> 0:12:24.679 it's common for in your ovaries to have assists and 0:12:24.720 --> 0:12:26.959 they cists will grow and break on their own, you know, 0:12:27.000 --> 0:12:29.080 almost like a pimple. Think about it that way. And 0:12:29.200 --> 0:12:31.440 I said, oh, okay, So she was like, so it's normal, 0:12:31.480 --> 0:12:33.439 but she was like, we can't do IVF with the 0:12:33.520 --> 0:12:36.600 cysts though on your over so where next time you come, 0:12:36.720 --> 0:12:39.280 we'll do like an ultrasound. It should go away on 0:12:39.320 --> 0:12:40.880 its own, and if it doesn't, it's going to go 0:12:40.880 --> 0:12:43.120 away in its own anyway. But it could be two months, 0:12:43.120 --> 0:12:45.079 it could be two weeks. You know, there's no way, 0:12:45.160 --> 0:12:47.080 just like with your pimple exactly. But what she did 0:12:47.160 --> 0:12:49.040 tell me was that the next time I come in 0:12:49.080 --> 0:12:51.200 like three or four weeks, they'll do an ultrasound and 0:12:51.200 --> 0:12:52.840 if it hasn't gone away, they'll put me on birth 0:12:52.880 --> 0:12:56.000 control because birth control will make the process faster. So 0:12:56.040 --> 0:12:57.440 she was like, we'll put you on birth control for 0:12:57.440 --> 0:13:01.280 like a week or two and it will we'll make 0:13:01.320 --> 0:13:04.200 the cysts go away faster, and then we can start 0:13:04.240 --> 0:13:07.240 the actual It's been a year's worth of prep. The 0:13:07.360 --> 0:13:10.680 actual IVF process honestly hasn't been like I know. People 0:13:10.679 --> 0:13:12.560 are like, are you disheartened? I'm like, no, because it's 0:13:12.559 --> 0:13:17.120 not like like I was watching this interview with Gabrielle 0:13:17.240 --> 0:13:20.640 Union and she did IVF like eight or nine times 0:13:20.840 --> 0:13:22.960 and it just didn't take. So I haven't even I 0:13:23.000 --> 0:13:25.280 haven't had any disappointment yet because we haven't tried it. 0:13:25.280 --> 0:13:28.240 It's just really been like prepping me to be able to. 0:13:28.400 --> 0:13:32.359 So I honestly, it's just been the process hasn't been disheartening. 0:13:32.360 --> 0:13:35.160 It's just been like, Okay, take out the firebirds. Okay, 0:13:35.240 --> 0:13:36.960 take out the scar tissue, and take out the scar 0:13:37.000 --> 0:13:39.920 tissue and take out more scar tissue. Okay, there's a 0:13:39.960 --> 0:13:41.840 cyst that will go away. If it doesn't go away, 0:13:42.200 --> 0:13:45.680 take some birth control, it'll go away. And so once 0:13:45.720 --> 0:13:49.000 we actually start the process, that's when it's like, okay, 0:13:49.160 --> 0:13:53.240 everything is in place. So I've got two choices. I've 0:13:53.280 --> 0:13:59.839 got a choice to like get the the what is it, 0:14:00.120 --> 0:14:03.199 the fertilized egg, Like what is that called embryril? I 0:14:03.200 --> 0:14:06.400 can get in my embryo tested for like Down syndrome, 0:14:06.440 --> 0:14:09.439 this and that. But the doctor some doctors will tell 0:14:09.480 --> 0:14:12.360 you not to because they worry that you'll, like any 0:14:13.559 --> 0:14:15.480 any bothering of the embryo. You put it at risk, 0:14:15.640 --> 0:14:19.320 you know. Like so she was like, because I told 0:14:19.360 --> 0:14:20.600 her I wanted to get tested because I was just 0:14:20.840 --> 0:14:23.080 not that I don't there's no Down syndrome anything in 0:14:23.120 --> 0:14:24.400 my family. But I just wanted to make sure that 0:14:24.440 --> 0:14:27.360 we had we chose the healthiest egg possible, and she 0:14:27.520 --> 0:14:29.680 was like, you know you can, but we're we're already 0:14:29.680 --> 0:14:31.760 going to choose the healthiest ferm and the healthiest egg, 0:14:32.160 --> 0:14:34.800 you know, so and if I do that, there is 0:14:34.800 --> 0:14:37.680 a possibility for twins because if they don't do the testing, 0:14:38.160 --> 0:14:40.840 then they put she's gonna put two embryos inside me 0:14:40.880 --> 0:14:44.440 because there's a likelihood of one not making it, you know. 0:14:44.840 --> 0:14:46.280 So what they do is that's why you see so 0:14:46.320 --> 0:14:48.640 many women who go through the eye of process, so 0:14:48.640 --> 0:14:52.000 many women have twins, is because typically they will try 0:14:52.400 --> 0:14:57.760 and put two because you know there when your your 0:14:57.800 --> 0:14:59.760 first time that you do it, your body is I 0:14:59.760 --> 0:15:01.920 feel get what my sister called it, to do your 0:15:01.920 --> 0:15:04.920 body is Basically it's like when you first go on 0:15:04.960 --> 0:15:09.800 your diet, your body is shocked into like like into 0:15:10.120 --> 0:15:13.280 successful behavior because it's like whoa, you know, like you're 0:15:13.320 --> 0:15:14.920 eating an all of lettuce you haven't had let us 0:15:14.960 --> 0:15:16.280 in so long, You're drinking a lot of water, so 0:15:16.280 --> 0:15:19.320 all of a sudden you're losing weight faster than maybe 0:15:19.400 --> 0:15:22.120 like week three into your diet. So same thing with 0:15:22.200 --> 0:15:25.560 IVF that like they they she was like, we want 0:15:25.560 --> 0:15:28.680 to basically double the opportunity for you to have a 0:15:28.720 --> 0:15:31.360 successful you know, pregnancy, and they put too That's why 0:15:31.360 --> 0:15:32.960 you see so many women, like I said, with twins. 0:15:33.120 --> 0:15:35.520 So if I get my egg tested, they only put 0:15:35.520 --> 0:15:38.920 one if I if I don't get tested, they put two, 0:15:39.040 --> 0:15:41.520 and then I have a potential for twins. So that's 0:15:41.520 --> 0:15:43.480 like my choice now to decide, like what do I 0:15:43.520 --> 0:15:45.160 want to do? You know, I kind of want a twin, 0:15:45.200 --> 0:15:49.160 but then I'm also like Yanks, but but she's not 0:15:49.200 --> 0:15:50.920 doing it for me to have twins because you don't 0:15:50.920 --> 0:15:53.440 like she's like nore, She's like, I'm not here to 0:15:53.480 --> 0:15:55.560 give you twins. I'm here to just give you the 0:15:55.560 --> 0:16:03.080 potential to have the healthiest baby. So yeah, so I 0:16:03.160 --> 0:16:06.120 either start in a few weeks or I start next 0:16:06.160 --> 0:16:08.600 month with the actual cycle, and by then I have 0:16:08.720 --> 0:16:12.080 to decide, like do I want one that's tested or 0:16:12.120 --> 0:16:15.240 do I want two that are untested? But knowing that 0:16:15.280 --> 0:16:18.280 they picked the healthiest version of me and the healthiest 0:16:18.320 --> 0:16:21.440 version of Superman to put forward, so that's kind of 0:16:21.440 --> 0:16:23.440 a decision we have to make. Just so much with 0:16:24.480 --> 0:16:27.920 I've learned so much from like about my reproduction system 0:16:28.040 --> 0:16:30.840 and so much about like what it takes. And he 0:16:31.000 --> 0:16:34.000 just don't realize. I can't believe how many women don't 0:16:34.280 --> 0:16:38.360 or how many women go through this. And like like 0:16:38.360 --> 0:16:41.960 my younger sister Carol, she she had two kids, boom boom, 0:16:42.480 --> 0:16:44.080 she and her husband, you know, like it was like 0:16:44.120 --> 0:16:47.800 I think she got like like she like you know, 0:16:47.920 --> 0:16:50.240 like I think it was like her honeymoon night, you know. 0:16:50.640 --> 0:16:52.800 And then she had it first and then like literally 0:16:52.800 --> 0:16:55.320 a year so later she had her second, no issues whatsoever, 0:16:55.480 --> 0:16:58.480 you know. But then here I am, and I'm like 0:16:58.560 --> 0:17:00.800 having so many like so much trouble and you just 0:17:00.880 --> 0:17:05.240 never know. So yeah, that's my that's my update. So 0:17:05.320 --> 0:17:09.359 hopefully within a month or two. Well, if I do 0:17:09.359 --> 0:17:10.960 get pregnant month or two, I'm gonna tell you'all because 0:17:10.960 --> 0:17:12.400 you're really supposed to wait like three or four months, 0:17:12.480 --> 0:17:16.560 you know. Yeah, So I mean I'll tell you nandy, 0:17:16.880 --> 0:17:18.840 but like you know that within a month or two, 0:17:18.840 --> 0:17:20.480 I have to be pregnant, and then within three or 0:17:20.480 --> 0:17:23.440 four months of being like in like past, the danger zone. 0:17:23.480 --> 0:17:25.399 That's just the danger zone for every woman, whether you 0:17:25.480 --> 0:17:28.560 have fibrords or not, you're really supposed to wait three 0:17:28.640 --> 0:17:32.879 or four months because you miscarriages are way more common 0:17:32.920 --> 0:17:37.840 than than than women share and so you know it's 0:17:37.880 --> 0:17:40.159 just within a month or two. You know, anything can happen. 0:17:52.720 --> 0:17:55.560 It's time book question. Now that I talk you guys 0:17:55.680 --> 0:17:57.479 ear off and then let poor Manny get a get 0:17:57.520 --> 0:17:59.840 a word in edge. It's time for. 0:18:01.280 --> 0:18:01.600 Question. 0:18:01.840 --> 0:18:04.440 If you have a question, where can they email us? 0:18:04.600 --> 0:18:07.080 You can go to Brandhambisson podcast dot com and click 0:18:07.119 --> 0:18:09.720 ask us anything, or you can hit us up on 0:18:09.760 --> 0:18:13.240 Twitter like listener Casey did today. I'll read her question 0:18:13.760 --> 0:18:16.560 at the BA podcast on Twitter or hit us up 0:18:16.560 --> 0:18:19.120 at Brandambisson podcast on Instagram. 0:18:19.280 --> 0:18:24.680 Dot com, well not dot com gram that is great. 0:18:26.040 --> 0:18:31.000 Let's get to Twitter user listener Casey's direct message that 0:18:31.040 --> 0:18:34.439 she sent us last week. Casey says, Hi, ladies, I 0:18:34.480 --> 0:18:36.720 love your podcast. I need some advice. I have a 0:18:36.760 --> 0:18:39.000 credit card at a really high interest rate of about 0:18:39.000 --> 0:18:41.520 twenty five percent. I got it when I was young, 0:18:41.640 --> 0:18:44.800 so my usage is at seventy five percent. I've been 0:18:44.840 --> 0:18:47.360 paying it off but not seeing much progress. I want 0:18:47.359 --> 0:18:49.800 to be wise about my credit usage. I have another 0:18:49.840 --> 0:18:52.240 card that's almost paid off too. I also have a 0:18:52.280 --> 0:18:54.439 credit union that could give me a personal loan to 0:18:54.480 --> 0:18:57.360 consolidate both cards and pay it off at a significantly 0:18:57.440 --> 0:19:02.960 lower rate, Is it worth it? Good question, Yes, it's 0:19:03.000 --> 0:19:07.080 worth it. If that personal loan has a lower interest 0:19:07.160 --> 0:19:09.520 rate than twenty five percent one hundred percent, it's worth 0:19:09.560 --> 0:19:11.800 it to use it to pay off that credit card. 0:19:11.840 --> 0:19:14.119 And then the good thing about personal loans is that 0:19:14.119 --> 0:19:16.160 they're a fixed rate over a fixed period of time. 0:19:16.640 --> 0:19:18.280 Unlike a credit card, they're not going to you're not 0:19:18.320 --> 0:19:21.080 going to keep seeing that interest or crew like on 0:19:21.119 --> 0:19:24.240 top of interest month after month and just getting bigger 0:19:24.240 --> 0:19:26.400 and bigger and bigger. You get a fixed rate, they 0:19:26.400 --> 0:19:28.360 tell you how long it'll take you to pay it off, 0:19:28.400 --> 0:19:30.560 and you know exactly when you will have that loan 0:19:30.640 --> 0:19:33.840 paid off. The interest rate's baked into your payments basically. 0:19:35.359 --> 0:19:39.640 And something too that's good that's good about a loan 0:19:39.680 --> 0:19:41.520