1 00:00:16,520 --> 00:00:24,200 Speaker 1: Hey, hey, Hey, we're back. We're black and Brown. Hey Mandy, 2 00:00:24,400 --> 00:00:27,840 Speaker 1: Hey Tiff, Yeah, how was your day? 3 00:00:28,520 --> 00:00:30,880 Speaker 2: My day was long. I had to get up at 4 00:00:30,920 --> 00:00:33,279 Speaker 2: three am to catch a flight. Well I didn't have 5 00:00:33,320 --> 00:00:34,519 Speaker 2: to get up at three, but you know when you 6 00:00:34,560 --> 00:00:36,800 Speaker 2: have like the early flight and then your anxiety wakes 7 00:00:36,840 --> 00:00:39,000 Speaker 2: you up at three and you're like, why anxiety? 8 00:00:40,440 --> 00:00:41,920 Speaker 1: Yeah, did you pack in the morning or did you 9 00:00:41,960 --> 00:00:42,640 Speaker 1: pack last night. 10 00:00:42,840 --> 00:00:45,000 Speaker 2: I just grabbed a few things in the morning because 11 00:00:45,000 --> 00:00:48,120 Speaker 2: I'm only staying one night just for work. Okay, shout 12 00:00:48,159 --> 00:00:49,120 Speaker 2: out to Starbucks. 13 00:00:51,040 --> 00:00:53,120 Speaker 1: I actually went by the house today and I actually 14 00:00:53,280 --> 00:00:55,720 Speaker 1: I think I picked out a child that I really like. 15 00:00:55,760 --> 00:01:01,440 Speaker 1: It's called Africa Tempesta. Oh, I know, it's well honestly, 16 00:01:01,440 --> 00:01:03,920 Speaker 1: it's it's a marble with so this is like my 17 00:01:03,960 --> 00:01:07,080 Speaker 1: accent talle in the kitchen and the master bath. It's 18 00:01:07,080 --> 00:01:09,120 Speaker 1: a marble with like a little like blue in it, 19 00:01:09,360 --> 00:01:11,759 Speaker 1: and I really thought it was pretty. So I'm like, yay, 20 00:01:12,000 --> 00:01:13,960 Speaker 1: because like, I'm gonna do a lot of like white 21 00:01:14,000 --> 00:01:16,920 Speaker 1: subway just to keep things clean. But I wanted something 22 00:01:17,280 --> 00:01:19,160 Speaker 1: that was going to, you know, something a little fancy 23 00:01:19,240 --> 00:01:21,920 Speaker 1: for trim. So I was excited to buy the samples today, 24 00:01:21,959 --> 00:01:25,000 Speaker 1: so we can go around and look at other materials 25 00:01:25,040 --> 00:01:26,400 Speaker 1: to see if the sample goes with it. 26 00:01:27,160 --> 00:01:29,320 Speaker 2: Are you guys doing everything on your own as far 27 00:01:29,360 --> 00:01:31,880 Speaker 2: as like picking and choosing colors and tiles and stuff, 28 00:01:31,920 --> 00:01:33,200 Speaker 2: or are you working with any mental. 29 00:01:33,000 --> 00:01:37,640 Speaker 1: Health Well, I'm working with Rihanna. She's a designer at 30 00:01:37,720 --> 00:01:40,800 Speaker 1: Remain Homes. She and her husband. She's a designer and 31 00:01:40,840 --> 00:01:45,560 Speaker 1: her husband is a contractor an engineer and mm hmm, 32 00:01:45,760 --> 00:01:47,840 Speaker 1: and so like now it's like kind of like her part. 33 00:01:47,920 --> 00:01:50,680 Speaker 1: She's been helping me pick out, like figuring out like 34 00:01:50,720 --> 00:01:53,800 Speaker 1: what my style is and what Superman style is. And 35 00:01:54,720 --> 00:01:57,080 Speaker 1: we're getting to the park now where we're gonna, you know, 36 00:01:57,120 --> 00:01:59,320 Speaker 1: probably in like a week or so, really get down 37 00:01:59,320 --> 00:02:02,680 Speaker 1: to the design portion of the of the program. So 38 00:02:02,720 --> 00:02:04,840 Speaker 1: I'm excited about that, very exciting. 39 00:02:05,440 --> 00:02:09,520 Speaker 2: I feel like this is a very long, stressful week. 40 00:02:09,520 --> 00:02:11,760 Speaker 2: It's only Tuesday, but at the end of this week 41 00:02:12,080 --> 00:02:14,840 Speaker 2: we are moving in to our house. 42 00:02:17,760 --> 00:02:23,280 Speaker 1: Oh so many changes to change. Is how do you feel? 43 00:02:22,760 --> 00:02:26,280 Speaker 2: I feel like I'm finally letting myself get excited. It's 44 00:02:26,320 --> 00:02:28,920 Speaker 2: been it's been about a month longer than we were 45 00:02:28,919 --> 00:02:31,480 Speaker 2: originally planning. Without what we'd be in before Thanksgiving, but 46 00:02:31,520 --> 00:02:33,919 Speaker 2: I'm letting myself start getting excited. I'm also getting nervous 47 00:02:33,960 --> 00:02:36,160 Speaker 2: because I can't believe the calendar is like telling me 48 00:02:36,160 --> 00:02:38,200 Speaker 2: that Christmas is a week and a half away, but 49 00:02:38,280 --> 00:02:39,880 Speaker 2: I just don't understand. 50 00:02:40,200 --> 00:02:42,480 Speaker 1: Yikes, I have not bought anything. Oh my gosh, now 51 00:02:42,800 --> 00:02:44,960 Speaker 1: thanks for saying that. Now I have anxiety by Christmas. 52 00:02:45,040 --> 00:02:48,520 Speaker 2: You should probably buy some stuff. I don't know why 53 00:02:48,639 --> 00:02:50,480 Speaker 2: my my siblings decided this year we were going to 54 00:02:50,560 --> 00:02:52,560 Speaker 2: do presents for everybody. There's no white elephant, there's no 55 00:02:52,880 --> 00:02:55,560 Speaker 2: giving people about it. I know, but I'm going with 56 00:02:55,639 --> 00:02:57,799 Speaker 2: like books, you know, I'm trying to respect my own 57 00:02:57,800 --> 00:03:00,440 Speaker 2: budget and Husbany and I don't, and we're going to 58 00:03:00,480 --> 00:03:02,960 Speaker 2: be doing gifts for each other. We keep talking about it, 59 00:03:02,960 --> 00:03:06,160 Speaker 2: and I'm like, let's go check that that mint dot 60 00:03:06,240 --> 00:03:08,880 Speaker 2: com profile one more time and before we discuss getting 61 00:03:08,880 --> 00:03:10,560 Speaker 2: each other presents, because that's kind of silly. 62 00:03:10,720 --> 00:03:12,280 Speaker 1: I don't think we're going to do presents, but I 63 00:03:12,440 --> 00:03:15,320 Speaker 1: we're doing like my my my team and I are 64 00:03:15,360 --> 00:03:18,280 Speaker 1: doin using something called Elvester. So that's like you know, 65 00:03:18,320 --> 00:03:20,360 Speaker 1: the white elephant, where you kind of just exchange gifts. 66 00:03:20,360 --> 00:03:22,440 Speaker 1: And then my sisters and I. We use this website 67 00:03:22,480 --> 00:03:25,560 Speaker 1: called draw Names, so so I still have to order. 68 00:03:25,600 --> 00:03:28,560 Speaker 1: The good thing about like Elvester is that because everyone 69 00:03:28,560 --> 00:03:30,360 Speaker 1: on my team lives in a different like state, so 70 00:03:30,520 --> 00:03:32,320 Speaker 1: when you order it, it goes directly to their house. 71 00:03:32,360 --> 00:03:35,000 Speaker 1: So we just got a message today saying tomorrow it 72 00:03:35,040 --> 00:03:36,320 Speaker 1: is the last day to order for it to get 73 00:03:36,320 --> 00:03:38,240 Speaker 1: there on time. So I'm like, okay, let me, I'm 74 00:03:38,240 --> 00:03:40,920 Speaker 1: gonna do that tonight, and I got. It was cute 75 00:03:40,920 --> 00:03:43,560 Speaker 1: because I think our our budget for Elster was like 76 00:03:43,600 --> 00:03:46,960 Speaker 1: fifteen bucks. So though who I got they chose all 77 00:03:46,960 --> 00:03:48,560 Speaker 1: these twenty five dollar things, I'm like, did they not 78 00:03:48,560 --> 00:03:53,080 Speaker 1: see the budget? Now, I'm like, what should I do? 79 00:03:53,240 --> 00:03:57,080 Speaker 1: Because the like the person who I got chose either 80 00:03:57,160 --> 00:03:59,760 Speaker 1: really cheap things which were like five dollars so you 81 00:03:59,800 --> 00:04:01,760 Speaker 1: can't exactly send like a five dollar gift, or they 82 00:04:01,800 --> 00:04:03,880 Speaker 1: chose like twenty five dollar things. And honestly, I mean, 83 00:04:03,920 --> 00:04:05,400 Speaker 1: I'm going to get the twenty five dollar things, but 84 00:04:05,440 --> 00:04:10,160 Speaker 1: I definitely was like, the rule state, well, so why he. 85 00:04:10,160 --> 00:04:13,400 Speaker 2: Doesn't want to feel cheap. She doesn't like confrontations, so 86 00:04:13,440 --> 00:04:16,800 Speaker 2: she's not going to tell me to choose tick to 87 00:04:16,839 --> 00:04:18,360 Speaker 2: the rules exactly. 88 00:04:18,440 --> 00:04:20,160 Speaker 1: But you know, it's a surprise. We don't know who 89 00:04:20,200 --> 00:04:23,280 Speaker 1: has who. Okay, yeah, that's just funny. It was like, 90 00:04:23,600 --> 00:04:28,120 Speaker 1: so I guess you're getting this twenty five dollar bag. 91 00:04:29,000 --> 00:04:30,880 Speaker 1: So no, but I'm excited because we're actually going to 92 00:04:30,920 --> 00:04:32,400 Speaker 1: do like on slack, We're going to have a virtual 93 00:04:32,440 --> 00:04:34,760 Speaker 1: Christmas party or a virtual holiday party. 94 00:04:35,000 --> 00:04:37,640 Speaker 2: Oh fun? How does that work? I've got some remote 95 00:04:37,640 --> 00:04:39,760 Speaker 2: workers and I felt bad, so I was going to 96 00:04:39,839 --> 00:04:43,800 Speaker 2: send them up. We're doing like our our office dinner 97 00:04:43,880 --> 00:04:45,839 Speaker 2: this week, like an office party, and then for the 98 00:04:45,839 --> 00:04:47,400 Speaker 2: remote workers, I was just going to send them like 99 00:04:47,440 --> 00:04:48,919 Speaker 2: a gift to their homes. 100 00:04:50,000 --> 00:04:51,840 Speaker 1: Honestly, I don't know how to do any they're planning it, 101 00:04:51,880 --> 00:04:53,640 Speaker 1: which I think that was really cute, and I was like, 102 00:04:53,760 --> 00:04:55,960 Speaker 1: how how is this going to work? 103 00:04:56,000 --> 00:04:57,320 Speaker 2: To you? Byob like. 104 00:04:58,920 --> 00:05:01,840 Speaker 1: Everybody could you d drunk on slack video like hey. 105 00:05:02,520 --> 00:05:04,640 Speaker 2: But listen at least but at a holiday party, there's 106 00:05:04,640 --> 00:05:07,280 Speaker 2: no evidence in writing of the things that you say 107 00:05:07,480 --> 00:05:10,960 Speaker 2: to people. I don't know that sounds like that's cute, 108 00:05:10,960 --> 00:05:13,880 Speaker 2: though it is cute. We did go to home Depot 109 00:05:13,920 --> 00:05:16,720 Speaker 2: and bought Christmas lights, so that was probably when I 110 00:05:16,720 --> 00:05:19,400 Speaker 2: started feeling excited. I mean, we will have Christmas lights 111 00:05:19,400 --> 00:05:20,720 Speaker 2: in a Christmas tree. We may not have like a 112 00:05:20,720 --> 00:05:25,159 Speaker 2: shower door, but you know, small small things will happen 113 00:05:25,240 --> 00:05:27,000 Speaker 2: after the new year. But I'm just so ready to 114 00:05:27,040 --> 00:05:29,320 Speaker 2: get in there. And we may not have a countertop 115 00:05:29,400 --> 00:05:31,719 Speaker 2: for a while, but it is going to be fine. 116 00:05:32,960 --> 00:05:35,240 Speaker 1: No, but the fact that you're in the yeah, yeah, 117 00:05:35,279 --> 00:05:37,159 Speaker 1: I'm looking forward. We're likely not going to get in 118 00:05:37,320 --> 00:05:41,640 Speaker 1: until late January, early February, but either way, I'm excited. 119 00:05:42,360 --> 00:05:44,279 Speaker 1: This is like a side, like a random but I 120 00:05:44,279 --> 00:05:45,880 Speaker 1: thought this was a good like for those of you 121 00:05:45,920 --> 00:05:49,160 Speaker 1: who are like business owners. So one of the things 122 00:05:49,160 --> 00:05:56,400 Speaker 1: that my business partner did is that he sometimes because 123 00:05:56,400 --> 00:06:00,520 Speaker 1: he travels all over, he sometimes forgets to make meetings. 124 00:06:00,560 --> 00:06:03,840 Speaker 1: And now he is the he's our CMO as well, 125 00:06:03,839 --> 00:06:05,600 Speaker 1: so he's my business partner, but he's also my chief 126 00:06:05,600 --> 00:06:08,320 Speaker 1: marketing officer. So because he's like a marketing genius, he's 127 00:06:08,360 --> 00:06:10,719 Speaker 1: great at it. So we have a marketing team meeting 128 00:06:10,839 --> 00:06:14,320 Speaker 1: every Tuesday, and he missed two of them because he 129 00:06:14,360 --> 00:06:16,600 Speaker 1: woke up late or whatever. So the last time, I 130 00:06:16,600 --> 00:06:19,279 Speaker 1: guess he was like, Okay, I want to be more responsible. 131 00:06:19,320 --> 00:06:21,599 Speaker 1: So the last time he missed it, he was like 132 00:06:21,760 --> 00:06:25,200 Speaker 1: moving forward. Every time I miss a team meeting, everyone 133 00:06:25,240 --> 00:06:26,839 Speaker 1: who's supposed to be on me. I think it's like 134 00:06:27,320 --> 00:06:29,080 Speaker 1: I want to say six of us that are on 135 00:06:29,120 --> 00:06:31,440 Speaker 1: the marketing team meeting that every time I miss a 136 00:06:31,440 --> 00:06:35,040 Speaker 1: team meeting, I will PayPal each person on the team 137 00:06:35,120 --> 00:06:38,479 Speaker 1: for the team, the marketing team fifty dollars. And I 138 00:06:38,480 --> 00:06:41,000 Speaker 1: guess that was his way of, like, you know, making 139 00:06:41,000 --> 00:06:43,680 Speaker 1: sure he's let's unless I give you twenty four hour notice. 140 00:06:43,760 --> 00:06:46,680 Speaker 1: So we were like everybody was like, yes, yes, okay, 141 00:06:47,360 --> 00:06:50,839 Speaker 1: he missed the meeting today. When I tell you the 142 00:06:50,880 --> 00:06:52,919 Speaker 1: team is yes, They're like, we don't even need you 143 00:06:52,960 --> 00:06:57,719 Speaker 1: to show up. Everyone. Everyone's dropping their paypaling talk about 144 00:06:57,720 --> 00:06:59,760 Speaker 1: paying me be a friends and family so I can 145 00:06:59,800 --> 00:07:02,000 Speaker 1: have fee. So like, I just thought that was a 146 00:07:02,000 --> 00:07:03,760 Speaker 1: really good like do you do anything like that to 147 00:07:03,880 --> 00:07:06,320 Speaker 1: kind of like, you know, especially with the new year approaching, 148 00:07:06,720 --> 00:07:09,400 Speaker 1: like you're trying to correct behavior. Are there things that 149 00:07:09,440 --> 00:07:11,880 Speaker 1: you do, like you know, like a swear jar or 150 00:07:11,920 --> 00:07:15,240 Speaker 1: whatever that like help you to correct your behavior? So 151 00:07:15,280 --> 00:07:17,960 Speaker 1: he's trying to correct behavior about like showing up and 152 00:07:18,040 --> 00:07:21,360 Speaker 1: being on time, and so you know, paying that fifty dollars. 153 00:07:21,520 --> 00:07:23,240 Speaker 1: It can be upwards with four hundred dollars that he 154 00:07:23,240 --> 00:07:25,920 Speaker 1: would have to pay on Tuesdays if he forgets to 155 00:07:25,960 --> 00:07:27,920 Speaker 1: make it or at least forgets to give us notice. 156 00:07:28,280 --> 00:07:31,200 Speaker 1: So what things do you have in place that's like 157 00:07:31,320 --> 00:07:33,400 Speaker 1: that are like, oh, you know, this is going to 158 00:07:33,440 --> 00:07:36,080 Speaker 1: help me not to forget to do what it is 159 00:07:36,080 --> 00:07:38,400 Speaker 1: that I set out to do, or to stop doing 160 00:07:38,400 --> 00:07:42,000 Speaker 1: a behavior that's no longer that it's not helpful useful. Yeah. 161 00:07:42,040 --> 00:07:44,600 Speaker 2: Tweet us out the BA podcast on Twitter, where you 162 00:07:44,600 --> 00:07:47,520 Speaker 2: can email us at Brand Ambition Podcast at gmail dot com. 163 00:07:47,760 --> 00:07:50,440 Speaker 1: Not Tom, but I met you, Mandra That I mean 164 00:07:50,520 --> 00:07:51,080 Speaker 1: you too. Me. 165 00:07:53,720 --> 00:07:57,360 Speaker 2: Oh man, I feel like my lifestyle is so out 166 00:07:57,360 --> 00:08:00,000 Speaker 2: of black. My big resolution is just to get better 167 00:08:00,040 --> 00:08:02,560 Speaker 2: back in the gym and start eating healthy again in 168 00:08:02,600 --> 00:08:05,400 Speaker 2: twenty nineteen because living not in a real house and 169 00:08:05,480 --> 00:08:07,640 Speaker 2: like my routine being thrown off, like for the past 170 00:08:07,720 --> 00:08:10,120 Speaker 2: four or five months, it's been bad. I need to 171 00:08:10,600 --> 00:08:13,040 Speaker 2: get back on it. Yeah, so that's my goal for 172 00:08:13,160 --> 00:08:17,880 Speaker 2: twenty nineteen, get back to regular Mandy that I recognize 173 00:08:18,160 --> 00:08:21,680 Speaker 2: it hasn't helped that, like work has not slowed down, 174 00:08:21,800 --> 00:08:24,880 Speaker 2: and I think I'm finally seeing the error of my ways. 175 00:08:24,880 --> 00:08:27,320 Speaker 2: You know how you hear people say you just have 176 00:08:27,400 --> 00:08:30,960 Speaker 2: to play in your life like as if I don't know, 177 00:08:30,960 --> 00:08:32,640 Speaker 2: I don't know what people say, but I feel like 178 00:08:32,960 --> 00:08:35,160 Speaker 2: I keep telling myself when work slows down, when work 179 00:08:35,200 --> 00:08:37,400 Speaker 2: slows down, when work slows down, And I've been saying 180 00:08:37,400 --> 00:08:41,040 Speaker 2: that for two years. Yeah, it's not slowing down, so 181 00:08:41,120 --> 00:08:42,520 Speaker 2: like I need to do something different. 182 00:08:42,640 --> 00:08:45,959 Speaker 1: Yep. And I know exactly how you feel, because you're right, 183 00:08:46,840 --> 00:08:48,840 Speaker 1: I guess. I don't know. Maybe when we were like 184 00:08:49,600 --> 00:08:52,040 Speaker 1: in high school or college, like there were you know 185 00:08:52,080 --> 00:08:53,920 Speaker 1: what it is, they were like peaks and valleys where 186 00:08:53,960 --> 00:08:58,640 Speaker 1: it's like, oh, the semester is closing. So yes, life 187 00:08:58,679 --> 00:09:00,880 Speaker 1: has slowed down because I'm not doing my final papers 188 00:09:00,920 --> 00:09:03,720 Speaker 1: and stuff. But as an adult you realize that that 189 00:09:04,200 --> 00:09:05,040 Speaker 1: never happens. 190 00:09:05,320 --> 00:09:08,320 Speaker 2: I thought there would be like even summer isn't summer. 191 00:09:08,400 --> 00:09:10,679 Speaker 2: You know, summer was going to be chill, and then 192 00:09:10,840 --> 00:09:13,520 Speaker 2: you know, crazy things happen. I just I don't know 193 00:09:13,559 --> 00:09:16,640 Speaker 2: what and Q one is gonna like it's. 194 00:09:16,520 --> 00:09:19,319 Speaker 1: Just you know, oh, you know you're an adult when 195 00:09:19,320 --> 00:09:20,280 Speaker 1: you start to say Q one. 196 00:09:20,280 --> 00:09:22,520 Speaker 2: Oh my god, I know I heard myself the times 197 00:09:22,600 --> 00:09:25,120 Speaker 2: it's that the number of spreadsheets I have opened right 198 00:09:25,160 --> 00:09:27,000 Speaker 2: now that say Q one in them. I can't even 199 00:09:27,040 --> 00:09:30,440 Speaker 2: tell you, like which one is this. Yeah, it's just 200 00:09:30,440 --> 00:09:32,240 Speaker 2: a bit, it's just a bit over I mean it's 201 00:09:32,280 --> 00:09:35,440 Speaker 2: not overwhelming, it's it's I'm still enjoying it, but I 202 00:09:35,440 --> 00:09:39,840 Speaker 2: also feel like I have to put a line somewhere 203 00:09:39,880 --> 00:09:42,480 Speaker 2: and like drink carve out time. Like I can't keep 204 00:09:42,559 --> 00:09:44,040 Speaker 2: using that as excuse not to go to the gym. 205 00:09:44,080 --> 00:09:45,719 Speaker 2: I can't keep using that as an excuse to stay 206 00:09:45,720 --> 00:09:47,720 Speaker 2: at work every night until eight o'clock. It's not like 207 00:09:47,760 --> 00:09:50,200 Speaker 2: it's gonna be temporary. You know, it's gonna be until 208 00:09:50,240 --> 00:09:52,760 Speaker 2: I say nope, I'm leaving or nope, I'm doing this 209 00:09:52,800 --> 00:09:56,600 Speaker 2: because it's for my health. I just can't keep using 210 00:09:56,640 --> 00:09:59,079 Speaker 2: it as an excuse or waiting because it's not gonna happen. 211 00:09:59,120 --> 00:10:01,640 Speaker 2: Like I need to be the one to put that barrier. 212 00:10:01,800 --> 00:10:05,760 Speaker 2: Put that wall up, you know, boundary up. 213 00:10:06,720 --> 00:10:09,160 Speaker 1: No, it's true once you like it's and it's not easy, 214 00:10:09,160 --> 00:10:12,160 Speaker 1: but it's it's more than doable. But you're right. If 215 00:10:12,200 --> 00:10:14,480 Speaker 1: you don't put the boundary up, the boundary is not 216 00:10:14,480 --> 00:10:16,400 Speaker 1: going to come and knock on your door and say, hey, 217 00:10:16,960 --> 00:10:35,079 Speaker 1: here I am boundaries. I just went to the doctor 218 00:10:35,120 --> 00:10:38,200 Speaker 1: with it yesterday. So yesterday they took the I had 219 00:10:38,240 --> 00:10:39,800 Speaker 1: an IUD, and did I mention that they put an 220 00:10:39,800 --> 00:10:42,719 Speaker 1: ID in because when you know, like when you're like, 221 00:10:42,800 --> 00:10:45,000 Speaker 1: let's just say you, I don't know, cut your hand 222 00:10:45,120 --> 00:10:51,559 Speaker 1: or whatever, that your skin gathers together to heal itself, right, 223 00:10:52,080 --> 00:10:53,800 Speaker 1: And so I had all the fiboords taken out. It 224 00:10:53,800 --> 00:10:56,000 Speaker 1: was almost a year ago. Well yeah, it was January, 225 00:10:56,240 --> 00:10:57,880 Speaker 1: so I doubt all the fibrids taken out, and my 226 00:10:58,000 --> 00:11:01,920 Speaker 1: uterus was healing, but it kept healing together and creating 227 00:11:01,920 --> 00:11:04,280 Speaker 1: scar tissue, and it created a lot the first time 228 00:11:04,280 --> 00:11:07,400 Speaker 1: because I had like sixteen five boards removed. They took 229 00:11:07,400 --> 00:11:11,400 Speaker 1: out the scar tissue, but of course your body is 230 00:11:11,480 --> 00:11:14,480 Speaker 1: doing what it knows to do, which is healing again 231 00:11:14,520 --> 00:11:18,080 Speaker 1: and created more scar tissue. So I had like another 232 00:11:18,120 --> 00:11:20,079 Speaker 1: scar tissue remover and there was one little piece left. 233 00:11:20,080 --> 00:11:21,880 Speaker 1: So what they did was they put an IUD. So 234 00:11:21,920 --> 00:11:23,640 Speaker 1: that's usually the thing that you put it so you 235 00:11:23,640 --> 00:11:26,400 Speaker 1: don't get pregnant, but it's like the one without the 236 00:11:26,480 --> 00:11:28,440 Speaker 1: medicine or whatever keeps you from it's not just a 237 00:11:28,480 --> 00:11:31,200 Speaker 1: medicine that stops you from getting pregnant when you have 238 00:11:31,240 --> 00:11:35,920 Speaker 1: an obstruction inside your unus. Your body instinctively knows that 239 00:11:36,440 --> 00:11:38,679 Speaker 1: you can't have an obstruction and a baby growth there, 240 00:11:38,720 --> 00:11:41,760 Speaker 1: so just like it just your a baby won't take. 241 00:11:42,200 --> 00:11:45,400 Speaker 1: So anyway, the IUD was in there to basically hold 242 00:11:45,400 --> 00:11:47,800 Speaker 1: my unus open, because it's like thinking but like almost 243 00:11:47,840 --> 00:11:50,400 Speaker 1: like a poco stick, you know, like it's like bouncy 244 00:11:50,679 --> 00:11:52,240 Speaker 1: and so, but it's a stick, and it basically it 245 00:11:52,280 --> 00:11:54,640 Speaker 1: was holding my uters open so it could heal away 246 00:11:54,679 --> 00:11:57,440 Speaker 1: from itself at the side of itself. So it worked. 247 00:11:57,640 --> 00:12:03,000 Speaker 1: My uterus is totally clear. It looks great. But so 248 00:12:03,040 --> 00:12:04,640 Speaker 1: the last time I went, I went, and so the 249 00:12:05,040 --> 00:12:07,280 Speaker 1: technically during my next cycle, I should be able to 250 00:12:07,280 --> 00:12:10,040 Speaker 1: start IVF. But I had assist on my ovary and 251 00:12:10,120 --> 00:12:11,800 Speaker 1: I was like, what as this and she was like, no, 252 00:12:11,840 --> 00:12:15,960 Speaker 1: it's common that women, like just in general, like let's 253 00:12:15,960 --> 00:12:20,080 Speaker 1: just say you have a particularly rough fibulation. I don't know, 254 00:12:20,120 --> 00:12:21,520 Speaker 1: like if you got a lot of cramps or whatever, 255 00:12:21,559 --> 00:12:24,679 Speaker 1: it's common for in your ovaries to have assists and 256 00:12:24,720 --> 00:12:26,959 Speaker 1: they cists will grow and break on their own, you know, 257 00:12:27,000 --> 00:12:29,080 Speaker 1: almost like a pimple. Think about it that way. And 258 00:12:29,200 --> 00:12:31,440 Speaker 1: I said, oh, okay, So she was like, so it's normal, 259 00:12:31,480 --> 00:12:33,439 Speaker 1: but she was like, we can't do IVF with the 260 00:12:33,520 --> 00:12:36,600 Speaker 1: cysts though on your over so where next time you come, 261 00:12:36,720 --> 00:12:39,280 Speaker 1: we'll do like an ultrasound. It should go away on 262 00:12:39,320 --> 00:12:40,880 Speaker 1: its own, and if it doesn't, it's going to go 263 00:12:40,880 --> 00:12:43,120 Speaker 1: away in its own anyway. But it could be two months, 264 00:12:43,120 --> 00:12:45,079 Speaker 1: it could be two weeks. You know, there's no way, 265 00:12:45,160 --> 00:12:47,080 Speaker 1: just like with your pimple exactly. But what she did 266 00:12:47,160 --> 00:12:49,040 Speaker 1: tell me was that the next time I come in 267 00:12:49,080 --> 00:12:51,200 Speaker 1: like three or four weeks, they'll do an ultrasound and 268 00:12:51,200 --> 00:12:52,840 Speaker 1: if it hasn't gone away, they'll put me on birth 269 00:12:52,880 --> 00:12:56,000 Speaker 1: control because birth control will make the process faster. So 270 00:12:56,040 --> 00:12:57,440 Speaker 1: she was like, we'll put you on birth control for 271 00:12:57,440 --> 00:13:01,280 Speaker 1: like a week or two and it will we'll make 272 00:13:01,320 --> 00:13:04,200 Speaker 1: the cysts go away faster, and then we can start 273 00:13:04,240 --> 00:13:07,240 Speaker 1: the actual It's been a year's worth of prep. The 274 00:13:07,360 --> 00:13:10,680 Speaker 1: actual IVF process honestly hasn't been like I know. People 275 00:13:10,679 --> 00:13:12,560 Speaker 1: are like, are you disheartened? I'm like, no, because it's 276 00:13:12,559 --> 00:13:17,120 Speaker 1: not like like I was watching this interview with Gabrielle 277 00:13:17,240 --> 00:13:20,640 Speaker 1: Union and she did IVF like eight or nine times 278 00:13:20,840 --> 00:13:22,960 Speaker 1: and it just didn't take. So I haven't even I 279 00:13:23,000 --> 00:13:25,280 Speaker 1: haven't had any disappointment yet because we haven't tried it. 280 00:13:25,280 --> 00:13:28,240 Speaker 1: It's just really been like prepping me to be able to. 281 00:13:28,400 --> 00:13:32,359 Speaker 1: So I honestly, it's just been the process hasn't been disheartening. 282 00:13:32,360 --> 00:13:35,160 Speaker 1: It's just been like, Okay, take out the firebirds. Okay, 283 00:13:35,240 --> 00:13:36,960 Speaker 1: take out the scar tissue, and take out the scar 284 00:13:37,000 --> 00:13:39,920 Speaker 1: tissue and take out more scar tissue. Okay, there's a 285 00:13:39,960 --> 00:13:41,840 Speaker 1: cyst that will go away. If it doesn't go away, 286 00:13:42,200 --> 00:13:45,680 Speaker 1: take some birth control, it'll go away. And so once 287 00:13:45,720 --> 00:13:49,000 Speaker 1: we actually start the process, that's when it's like, okay, 288 00:13:49,160 --> 00:13:53,240 Speaker 1: everything is in place. So I've got two choices. I've 289 00:13:53,280 --> 00:13:59,839 Speaker 1: got a choice to like get the the what is it, 290 00:14:00,120 --> 00:14:03,199 Speaker 1: the fertilized egg, Like what is that called embryril? I 291 00:14:03,200 --> 00:14:06,400 Speaker 1: can get in my embryo tested for like Down syndrome, 292 00:14:06,440 --> 00:14:09,439 Speaker 1: this and that. But the doctor some doctors will tell 293 00:14:09,480 --> 00:14:12,360 Speaker 1: you not to because they worry that you'll, like any 294 00:14:13,559 --> 00:14:15,480 Speaker 1: any bothering of the embryo. You put it at risk, 295 00:14:15,640 --> 00:14:19,320 Speaker 1: you know. Like so she was like, because I told 296 00:14:19,360 --> 00:14:20,600 Speaker 1: her I wanted to get tested because I was just 297 00:14:20,840 --> 00:14:23,080 Speaker 1: not that I don't there's no Down syndrome anything in 298 00:14:23,120 --> 00:14:24,400 Speaker 1: my family. But I just wanted to make sure that 299 00:14:24,440 --> 00:14:27,360 Speaker 1: we had we chose the healthiest egg possible, and she 300 00:14:27,520 --> 00:14:29,680 Speaker 1: was like, you know you can, but we're we're already 301 00:14:29,680 --> 00:14:31,760 Speaker 1: going to choose the healthiest ferm and the healthiest egg, 302 00:14:32,160 --> 00:14:34,800 Speaker 1: you know, so and if I do that, there is 303 00:14:34,800 --> 00:14:37,680 Speaker 1: a possibility for twins because if they don't do the testing, 304 00:14:38,160 --> 00:14:40,840 Speaker 1: then they put she's gonna put two embryos inside me 305 00:14:40,880 --> 00:14:44,440 Speaker 1: because there's a likelihood of one not making it, you know. 306 00:14:44,840 --> 00:14:46,280 Speaker 1: So what they do is that's why you see so 307 00:14:46,320 --> 00:14:48,640 Speaker 1: many women who go through the eye of process, so 308 00:14:48,640 --> 00:14:52,000 Speaker 1: many women have twins, is because typically they will try 309 00:14:52,400 --> 00:14:57,760 Speaker 1: and put two because you know there when your your 310 00:14:57,800 --> 00:14:59,760 Speaker 1: first time that you do it, your body is I 311 00:14:59,760 --> 00:15:01,920 Speaker 1: feel get what my sister called it, to do your 312 00:15:01,920 --> 00:15:04,920 Speaker 1: body is Basically it's like when you first go on 313 00:15:04,960 --> 00:15:09,800 Speaker 1: your diet, your body is shocked into like like into 314 00:15:10,120 --> 00:15:13,280 Speaker 1: successful behavior because it's like whoa, you know, like you're 315 00:15:13,320 --> 00:15:14,920 Speaker 1: eating an all of lettuce you haven't had let us 316 00:15:14,960 --> 00:15:16,280 Speaker 1: in so long, You're drinking a lot of water, so 317 00:15:16,280 --> 00:15:19,320 Speaker 1: all of a sudden you're losing weight faster than maybe 318 00:15:19,400 --> 00:15:22,120 Speaker 1: like week three into your diet. So same thing with 319 00:15:22,200 --> 00:15:25,560 Speaker 1: IVF that like they they she was like, we want 320 00:15:25,560 --> 00:15:28,680 Speaker 1: to basically double the opportunity for you to have a 321 00:15:28,720 --> 00:15:31,360 Speaker 1: successful you know, pregnancy, and they put too That's why 322 00:15:31,360 --> 00:15:32,960 Speaker 1: you see so many women, like I said, with twins. 323 00:15:33,120 --> 00:15:35,520 Speaker 1: So if I get my egg tested, they only put 324 00:15:35,520 --> 00:15:38,920 Speaker 1: one if I if I don't get tested, they put two, 325 00:15:39,040 --> 00:15:41,520 Speaker 1: and then I have a potential for twins. So that's 326 00:15:41,520 --> 00:15:43,480 Speaker 1: like my choice now to decide, like what do I 327 00:15:43,520 --> 00:15:45,160 Speaker 1: want to do? You know, I kind of want a twin, 328 00:15:45,200 --> 00:15:49,160 Speaker 1: but then I'm also like Yanks, but but she's not 329 00:15:49,200 --> 00:15:50,920 Speaker 1: doing it for me to have twins because you don't 330 00:15:50,920 --> 00:15:53,440 Speaker 1: like she's like nore, She's like, I'm not here to 331 00:15:53,480 --> 00:15:55,560 Speaker 1: give you twins. I'm here to just give you the 332 00:15:55,560 --> 00:16:03,080 Speaker 1: potential to have the healthiest baby. So yeah, so I 333 00:16:03,160 --> 00:16:06,120 Speaker 1: either start in a few weeks or I start next 334 00:16:06,160 --> 00:16:08,600 Speaker 1: month with the actual cycle, and by then I have 335 00:16:08,720 --> 00:16:12,080 Speaker 1: to decide, like do I want one that's tested or 336 00:16:12,120 --> 00:16:15,240 Speaker 1: do I want two that are untested? But knowing that 337 00:16:15,280 --> 00:16:18,280 Speaker 1: they picked the healthiest version of me and the healthiest 338 00:16:18,320 --> 00:16:21,440 Speaker 1: version of Superman to put forward, so that's kind of 339 00:16:21,440 --> 00:16:23,440 Speaker 1: a decision we have to make. Just so much with 340 00:16:24,480 --> 00:16:27,920 Speaker 1: I've learned so much from like about my reproduction system 341 00:16:28,040 --> 00:16:30,840 Speaker 1: and so much about like what it takes. And he 342 00:16:31,000 --> 00:16:34,000 Speaker 1: just don't realize. I can't believe how many women don't 343 00:16:34,280 --> 00:16:38,360 Speaker 1: or how many women go through this. And like like 344 00:16:38,360 --> 00:16:41,960 Speaker 1: my younger sister Carol, she she had two kids, boom boom, 345 00:16:42,480 --> 00:16:44,080 Speaker 1: she and her husband, you know, like it was like 346 00:16:44,120 --> 00:16:47,800 Speaker 1: I think she got like like she like you know, 347 00:16:47,920 --> 00:16:50,240 Speaker 1: like I think it was like her honeymoon night, you know. 348 00:16:50,640 --> 00:16:52,800 Speaker 1: And then she had it first and then like literally 349 00:16:52,800 --> 00:16:55,320 Speaker 1: a year so later she had her second, no issues whatsoever, 350 00:16:55,480 --> 00:16:58,480 Speaker 1: you know. But then here I am, and I'm like 351 00:16:58,560 --> 00:17:00,800 Speaker 1: having so many like so much trouble and you just 352 00:17:00,880 --> 00:17:05,240 Speaker 1: never know. So yeah, that's my that's my update. So 353 00:17:05,320 --> 00:17:09,359 Speaker 1: hopefully within a month or two. Well, if I do 354 00:17:09,359 --> 00:17:10,960 Speaker 1: get pregnant month or two, I'm gonna tell you'all because 355 00:17:10,960 --> 00:17:12,400 Speaker 1: you're really supposed to wait like three or four months, 356 00:17:12,480 --> 00:17:16,560 Speaker 1: you know. Yeah, So I mean I'll tell you nandy, 357 00:17:16,880 --> 00:17:18,840 Speaker 1: but like you know that within a month or two, 358 00:17:18,840 --> 00:17:20,480 Speaker 1: I have to be pregnant, and then within three or 359 00:17:20,480 --> 00:17:23,440 Speaker 1: four months of being like in like past, the danger zone. 360 00:17:23,480 --> 00:17:25,399 Speaker 1: That's just the danger zone for every woman, whether you 361 00:17:25,480 --> 00:17:28,560 Speaker 1: have fibrords or not, you're really supposed to wait three 362 00:17:28,640 --> 00:17:32,879 Speaker 1: or four months because you miscarriages are way more common 363 00:17:32,920 --> 00:17:37,840 Speaker 1: than than than women share and so you know it's 364 00:17:37,880 --> 00:17:40,159 Speaker 1: just within a month or two. You know, anything can happen. 365 00:17:52,720 --> 00:17:55,560 Speaker 1: It's time book question. Now that I talk you guys 366 00:17:55,680 --> 00:17:57,479 Speaker 1: ear off and then let poor Manny get a get 367 00:17:57,520 --> 00:17:59,840 Speaker 1: a word in edge. It's time for. 368 00:18:01,280 --> 00:18:01,600 Speaker 2: Question. 369 00:18:01,840 --> 00:18:04,440 Speaker 1: If you have a question, where can they email us? 370 00:18:04,600 --> 00:18:07,080 Speaker 2: You can go to Brandhambisson podcast dot com and click 371 00:18:07,119 --> 00:18:09,720 Speaker 2: ask us anything, or you can hit us up on 372 00:18:09,760 --> 00:18:13,240 Speaker 2: Twitter like listener Casey did today. I'll read her question 373 00:18:13,760 --> 00:18:16,560 Speaker 2: at the BA podcast on Twitter or hit us up 374 00:18:16,560 --> 00:18:19,120 Speaker 2: at Brandambisson podcast on Instagram. 375 00:18:19,280 --> 00:18:24,680 Speaker 1: Dot com, well not dot com gram that is great. 376 00:18:26,040 --> 00:18:31,000 Speaker 2: Let's get to Twitter user listener Casey's direct message that 377 00:18:31,040 --> 00:18:34,439 Speaker 2: she sent us last week. Casey says, Hi, ladies, I 378 00:18:34,480 --> 00:18:36,720 Speaker 2: love your podcast. I need some advice. I have a 379 00:18:36,760 --> 00:18:39,000 Speaker 2: credit card at a really high interest rate of about 380 00:18:39,000 --> 00:18:41,520 Speaker 2: twenty five percent. I got it when I was young, 381 00:18:41,640 --> 00:18:44,800 Speaker 2: so my usage is at seventy five percent. I've been 382 00:18:44,840 --> 00:18:47,360 Speaker 2: paying it off but not seeing much progress. I want 383 00:18:47,359 --> 00:18:49,800 Speaker 2: to be wise about my credit usage. I have another 384 00:18:49,840 --> 00:18:52,240 Speaker 2: card that's almost paid off too. I also have a 385 00:18:52,280 --> 00:18:54,439 Speaker 2: credit union that could give me a personal loan to 386 00:18:54,480 --> 00:18:57,360 Speaker 2: consolidate both cards and pay it off at a significantly 387 00:18:57,440 --> 00:19:02,960 Speaker 2: lower rate, Is it worth it? Good question, Yes, it's 388 00:19:03,000 --> 00:19:07,080 Speaker 2: worth it. If that personal loan has a lower interest 389 00:19:07,160 --> 00:19:09,520 Speaker 2: rate than twenty five percent one hundred percent, it's worth 390 00:19:09,560 --> 00:19:11,800 Speaker 2: it to use it to pay off that credit card. 391 00:19:11,840 --> 00:19:14,119 Speaker 2: And then the good thing about personal loans is that 392 00:19:14,119 --> 00:19:16,160 Speaker 2: they're a fixed rate over a fixed period of time. 393 00:19:16,640 --> 00:19:18,280 Speaker 2: Unlike a credit card, they're not going to you're not 394 00:19:18,320 --> 00:19:21,080 Speaker 2: going to keep seeing that interest or crew like on 395 00:19:21,119 --> 00:19:24,240 Speaker 2: top of interest month after month and just getting bigger 396 00:19:24,240 --> 00:19:26,400 Speaker 2: and bigger and bigger. You get a fixed rate, they 397 00:19:26,400 --> 00:19:28,360 Speaker 2: tell you how long it'll take you to pay it off, 398 00:19:28,400 --> 00:19:30,560 Speaker 2: and you know exactly when you will have that loan 399 00:19:30,640 --> 00:19:33,840 Speaker 2: paid off. The interest rate's baked into your payments basically. 400 00:19:35,359 --> 00:19:39,640 Speaker 1: And something too that's good that's good about a loan 401 00:19:39,680 --> 00:19:41,520 Speaker 1: in that way is that I think it's fifteen percent 402 00:19:41,520 --> 00:19:44,280 Speaker 1: of your score is type of debt right, So like 403 00:19:44,440 --> 00:19:47,560 Speaker 1: a credit card is considered revolving debt, So that's like 404 00:19:47,600 --> 00:19:50,439 Speaker 1: that that like basically never ends because you charge it, 405 00:19:50,520 --> 00:19:53,360 Speaker 1: use it, charge it, use it paid off. But with 406 00:19:53,359 --> 00:19:57,040 Speaker 1: with a a personal loan, yeah, that's an installment loans, 407 00:19:57,040 --> 00:19:59,040 Speaker 1: so you get like a little bit of a credit mix. 408 00:19:59,080 --> 00:20:01,320 Speaker 1: So as you pay off both of them, you're going 409 00:20:01,400 --> 00:20:02,879 Speaker 1: to see a boost, and that'll just give you a 410 00:20:02,920 --> 00:20:06,040 Speaker 1: little extra boost because you have a different type of debt, 411 00:20:06,320 --> 00:20:08,000 Speaker 1: to show that you know how to be good with 412 00:20:08,080 --> 00:20:10,879 Speaker 1: your credit and your creditors. 413 00:20:11,280 --> 00:20:17,760 Speaker 2: Yeah, next question from listener Amy, another credit question. Amy says, 414 00:20:17,760 --> 00:20:20,040 Speaker 2: my credit score is steadily rising and I'm quite proud 415 00:20:20,080 --> 00:20:22,240 Speaker 2: of it. But now I need a new vehicle. My 416 00:20:22,320 --> 00:20:24,800 Speaker 2: current car is almost ten years old. The door handles 417 00:20:24,840 --> 00:20:27,080 Speaker 2: fall off and there is a clicking sound happening under 418 00:20:27,080 --> 00:20:30,200 Speaker 2: the hood that no one can seem to figure out. Recently, 419 00:20:30,280 --> 00:20:32,360 Speaker 2: my son was involved in an accident with his grandmother 420 00:20:32,400 --> 00:20:34,679 Speaker 2: and he received a fifteen thousand dollars check from the 421 00:20:34,680 --> 00:20:37,560 Speaker 2: insurance company. My options, as I see it, are to 422 00:20:37,640 --> 00:20:40,119 Speaker 2: either use about ten thousand dollars of that money to 423 00:20:40,119 --> 00:20:42,399 Speaker 2: put a down payment on a used vehicle so my 424 00:20:42,480 --> 00:20:44,880 Speaker 2: car note will be paid off quickly and easily, put 425 00:20:44,880 --> 00:20:47,840 Speaker 2: the remaining five thousand into a savings account for my son. 426 00:20:48,560 --> 00:20:52,240 Speaker 2: Or I could just use five thousand of that insurance 427 00:20:52,240 --> 00:20:55,120 Speaker 2: money to pay off my credit card debts and put 428 00:20:55,119 --> 00:20:57,760 Speaker 2: the ten thousand dollars in savings for my son. Sense 429 00:20:57,800 --> 00:21:00,679 Speaker 2: it really is his money, and then I would just 430 00:21:01,080 --> 00:21:02,800 Speaker 2: take out a new loan to pay for my car 431 00:21:02,880 --> 00:21:06,280 Speaker 2: through my credit union. Basically, my question is what would 432 00:21:06,320 --> 00:21:09,920 Speaker 2: you do with this for your situation? So her son, 433 00:21:10,000 --> 00:21:13,000 Speaker 2: I know, this is a lot to unpack. Her son 434 00:21:13,560 --> 00:21:16,680 Speaker 2: was in an accident. He's got fifteen thousand dollars from 435 00:21:16,680 --> 00:21:19,840 Speaker 2: the insurance company that I'm assuming he's a minor, and 436 00:21:19,880 --> 00:21:23,160 Speaker 2: so his mom wants to basically wants to get the Okay, okay, 437 00:21:23,200 --> 00:21:26,200 Speaker 2: can I use this money for me, even though technically 438 00:21:26,520 --> 00:21:28,640 Speaker 2: it should be his since he was involved in the accident. 439 00:21:29,080 --> 00:21:31,200 Speaker 2: So she's either going to take ten k to pay 440 00:21:31,200 --> 00:21:34,240 Speaker 2: down her car, oh sorry, ten k to pay down 441 00:21:34,280 --> 00:21:36,800 Speaker 2: her car and buy a new one and only say 442 00:21:36,840 --> 00:21:39,320 Speaker 2: five K for her son, or flip it and save 443 00:21:39,400 --> 00:21:41,720 Speaker 2: ten k for her son and then use five K 444 00:21:41,760 --> 00:21:43,520 Speaker 2: to pay out her credit card debt and then take 445 00:21:43,520 --> 00:21:48,320 Speaker 2: out a new loan to get a carricky. 446 00:21:48,960 --> 00:21:52,919 Speaker 1: I know it is here. Well, I'll say this, I 447 00:21:52,920 --> 00:21:56,520 Speaker 1: don't know how old her son is. That you know, like, 448 00:21:56,680 --> 00:22:01,120 Speaker 1: your car is not like some It's not like you're 449 00:22:01,200 --> 00:22:03,240 Speaker 1: using it for like shenanigans, Like you're like I want 450 00:22:03,240 --> 00:22:05,879 Speaker 1: to go on vacation. You know that, like your cars. 451 00:22:05,960 --> 00:22:08,320 Speaker 1: Assume I'm assuming it's how you get to work, which 452 00:22:08,359 --> 00:22:10,440 Speaker 1: is how you pay your bills, and how you put 453 00:22:10,440 --> 00:22:15,119 Speaker 1: food on the table. So you know, I'm not opposed 454 00:22:15,160 --> 00:22:19,080 Speaker 1: to using some of the money to make sure that 455 00:22:19,119 --> 00:22:22,080 Speaker 1: you can ensure that you can continue to provide for 456 00:22:22,119 --> 00:22:25,600 Speaker 1: your son. You know, I don't you know, if possible, 457 00:22:25,600 --> 00:22:27,280 Speaker 1: I would, I wouldn't want to use all of it, 458 00:22:27,359 --> 00:22:31,119 Speaker 1: which is what you suggested, And I don't know, I 459 00:22:31,160 --> 00:22:33,520 Speaker 1: probably wouldn't feel comfortable putting it toward my credit card 460 00:22:33,520 --> 00:22:35,080 Speaker 1: debt because I'd be like, well, these are my choices 461 00:22:35,080 --> 00:22:37,359 Speaker 1: that I've made. Like I feel like, like I said, a car, 462 00:22:37,520 --> 00:22:39,960 Speaker 1: especially in certain states, it really is a necessity. This 463 00:22:40,119 --> 00:22:42,560 Speaker 1: is not a you know, this is not a luxury, 464 00:22:42,600 --> 00:22:44,560 Speaker 1: Like I have to have a car to go to work, 465 00:22:45,720 --> 00:22:48,600 Speaker 1: So I feel like I lean more toward that, although 466 00:22:48,640 --> 00:22:51,080 Speaker 1: it's more money toward what you and it's do you 467 00:22:51,119 --> 00:22:53,840 Speaker 1: have to put down ten like what can you afford? 468 00:22:53,920 --> 00:22:54,119 Speaker 1: You know? 469 00:22:54,840 --> 00:22:56,760 Speaker 2: Yeah, that's true. She says, you use ten thousand dollars 470 00:22:56,840 --> 00:22:58,240 Speaker 2: or the money to put it down payment on a 471 00:22:58,320 --> 00:23:00,960 Speaker 2: used vehicle, so my note would be payoff quickly and easily. 472 00:23:01,200 --> 00:23:03,320 Speaker 2: I mean, you want to use vehicle that's good and reliable, 473 00:23:03,359 --> 00:23:06,040 Speaker 2: because she has a son tea on a used car. 474 00:23:06,720 --> 00:23:09,160 Speaker 2: You know that's not for a good used car. 475 00:23:09,680 --> 00:23:10,040 Speaker 1: Yeah. 476 00:23:10,280 --> 00:23:13,160 Speaker 2: We got a used car that was well one year 477 00:23:13,240 --> 00:23:15,520 Speaker 2: pre owned that was more than that, So I mean 478 00:23:15,560 --> 00:23:19,760 Speaker 2: it's not I don't think it's out it's outrageous to 479 00:23:19,840 --> 00:23:21,439 Speaker 2: spend a reliable car. 480 00:23:22,000 --> 00:23:24,240 Speaker 1: Yeah yeah, because mine was. I think it was two years. 481 00:23:24,240 --> 00:23:25,560 Speaker 1: Like you know, I think my car was a year 482 00:23:25,640 --> 00:23:28,639 Speaker 1: too old and it was twenty two thousand dollars, So 483 00:23:28,640 --> 00:23:30,439 Speaker 1: you're right, you put down ten k. You're thinking like 484 00:23:30,480 --> 00:23:33,480 Speaker 1: if a car is what ten cars fifteen to twenty 485 00:23:33,480 --> 00:23:36,520 Speaker 1: thousand dollars for a used car that's still really reliable, 486 00:23:36,560 --> 00:23:39,000 Speaker 1: maybe only a year two old, maybe certified pre owned. 487 00:23:39,400 --> 00:23:41,480 Speaker 1: Let's just say twenty thousand. You put down ten, you 488 00:23:41,480 --> 00:23:45,160 Speaker 1: pay ten off over the next three years, So that's 489 00:23:45,200 --> 00:23:47,120 Speaker 1: not crazy. I feel like I leave more to because 490 00:23:47,119 --> 00:23:48,880 Speaker 1: how do you feel about many about using the money 491 00:23:48,920 --> 00:23:50,200 Speaker 1: to pay off credit card debt. 492 00:23:52,600 --> 00:23:57,040 Speaker 2: I mean, I know, logically, if the credit card debt 493 00:23:57,040 --> 00:24:00,879 Speaker 2: has a higher interest rate than her alone would be, 494 00:24:01,560 --> 00:24:03,800 Speaker 2: then it would make sense to pay it off first. 495 00:24:03,800 --> 00:24:06,199 Speaker 2: But I mean I see what you're saying, like, if 496 00:24:06,200 --> 00:24:09,840 Speaker 2: it's his credit card debt, I feel like getting a 497 00:24:09,880 --> 00:24:12,160 Speaker 2: new car, you could at least say, well, this will 498 00:24:12,200 --> 00:24:15,000 Speaker 2: benefit my son and my family and my household for 499 00:24:15,119 --> 00:24:16,879 Speaker 2: time to come. And she doesn't say she has that 500 00:24:16,960 --> 00:24:19,720 Speaker 2: much credit card debt. She seems like she has. She 501 00:24:19,760 --> 00:24:21,480 Speaker 2: says a little bit of credit card debt. That's not 502 00:24:21,560 --> 00:24:24,600 Speaker 2: very much. So if you put ten k, get a 503 00:24:24,600 --> 00:24:27,320 Speaker 2: reliable car, and then like you say, five thousand and 504 00:24:27,400 --> 00:24:30,560 Speaker 2: savings for your son, and then you make a plan 505 00:24:30,640 --> 00:24:32,560 Speaker 2: to pay off the rest of your credit card debt 506 00:24:32,560 --> 00:24:35,000 Speaker 2: and don't you know, promise not to dip into that 507 00:24:35,040 --> 00:24:37,760 Speaker 2: five thousand dollars you've saved for him, then I think 508 00:24:37,800 --> 00:24:41,919 Speaker 2: that's two birds with one stone. But at the end 509 00:24:41,960 --> 00:24:45,159 Speaker 2: of the day, it's what you live with and what 510 00:24:45,600 --> 00:24:46,280 Speaker 2: you're happy with. 511 00:24:47,119 --> 00:24:49,040 Speaker 1: M hm. And as long as like you said, like 512 00:24:49,760 --> 00:24:51,480 Speaker 1: I think many and are on the same page, is 513 00:24:51,480 --> 00:24:56,399 Speaker 1: that that the money should benefit your son, even if indirectly, 514 00:24:56,440 --> 00:24:58,639 Speaker 1: because benefiting you is a mom, especially a mom of 515 00:24:58,720 --> 00:25:01,399 Speaker 1: a of a child that's a mine, then like you know, 516 00:25:01,600 --> 00:25:05,160 Speaker 1: making sure that you and your household are are okay, 517 00:25:05,600 --> 00:25:08,520 Speaker 1: it's what's it's what's important. And so just making a 518 00:25:08,600 --> 00:25:10,680 Speaker 1: choice that that does that, you know. 519 00:25:11,520 --> 00:25:16,080 Speaker 2: Yeah, because you don't want to get into car debt either. 520 00:25:16,480 --> 00:25:19,359 Speaker 2: It's a really interesting question, it is. I like this 521 00:25:19,440 --> 00:25:22,000 Speaker 2: question because it's one of the more challenging ones that 522 00:25:22,040 --> 00:25:23,760 Speaker 2: we've had, and it's not so black and white, and 523 00:25:23,760 --> 00:25:26,240 Speaker 2: there's a lot of different ways you could go. So 524 00:25:26,280 --> 00:25:28,359 Speaker 2: thanks for asking it. I don't know that there's a 525 00:25:28,359 --> 00:25:31,600 Speaker 2: perfect answer. Yeah, there's so many, and only you know 526 00:25:31,640 --> 00:25:34,160 Speaker 2: your situation. I feel like that's the kind of that's 527 00:25:34,200 --> 00:25:35,800 Speaker 2: the kind of question. I feel like my mom and 528 00:25:35,800 --> 00:25:38,040 Speaker 2: my dad had to answer a lot when I was 529 00:25:38,080 --> 00:25:42,560 Speaker 2: growing up, how to give and take? And really it's 530 00:25:42,680 --> 00:25:45,520 Speaker 2: it's what would you feel rat proud telling your son 531 00:25:45,560 --> 00:25:48,000 Speaker 2: that you did Yeah, when he's older, think of it 532 00:25:48,040 --> 00:25:51,639 Speaker 2: that way. I think you could totally justify we needed 533 00:25:51,640 --> 00:25:53,639 Speaker 2: a car for the for the house and for our family, 534 00:25:53,960 --> 00:25:56,040 Speaker 2: and I still saved you this amount and your savings 535 00:25:56,080 --> 00:25:57,040 Speaker 2: and that's that. 536 00:25:58,080 --> 00:25:59,800 Speaker 1: Yeah. I agree. 537 00:26:00,840 --> 00:26:04,320 Speaker 2: Thank you for your challenging an interesting question. Amy. Again, 538 00:26:04,359 --> 00:26:06,639 Speaker 2: you can hit us up at Brianimission podcast dot com 539 00:26:06,640 --> 00:26:07,240 Speaker 2: with your quest. 540 00:26:23,040 --> 00:26:29,840 Speaker 1: Booze then break I have. I think I'm wanna go. 541 00:26:30,320 --> 00:26:31,520 Speaker 1: I think I want to go first because of mine 542 00:26:31,600 --> 00:26:34,159 Speaker 1: is a little bit sad, so I'm like I just 543 00:26:34,160 --> 00:26:36,440 Speaker 1: want to well, well not sad for me, but sad 544 00:26:36,480 --> 00:26:39,720 Speaker 1: for this young girl. You know, the young woman, Centoya Brown. 545 00:26:40,680 --> 00:26:44,399 Speaker 1: You know she killed that that uh I think she 546 00:26:44,600 --> 00:26:48,679 Speaker 1: was like, uh fifteen or sixteen and she killed. She 547 00:26:48,840 --> 00:26:54,520 Speaker 1: was a victim of sex trafficking and she killed the 548 00:26:54,680 --> 00:26:56,280 Speaker 1: uh I think it was like forty three year old 549 00:26:56,359 --> 00:27:02,600 Speaker 1: man and because after he solicited her for sex. Yeah, 550 00:27:02,600 --> 00:27:05,560 Speaker 1: he was forty three, she was she was sixteen, and 551 00:27:05,600 --> 00:27:09,080 Speaker 1: she said he was it was he She thought he 552 00:27:09,119 --> 00:27:11,880 Speaker 1: was reaching under his bed to get a gun. Meanwhile, 553 00:27:11,920 --> 00:27:15,000 Speaker 1: after he had sex with her as a minor and 554 00:27:15,040 --> 00:27:17,359 Speaker 1: she had been you know, it wasn't you know, a choice, 555 00:27:17,400 --> 00:27:21,080 Speaker 1: she had been traffic and so she got She's been 556 00:27:21,080 --> 00:27:26,000 Speaker 1: in jail since that time. And now in Tennessee, she 557 00:27:26,640 --> 00:27:29,359 Speaker 1: they're saying she's going to have to serve out fifty 558 00:27:29,400 --> 00:27:32,400 Speaker 1: one years in prison before she's eligible for parole. Isn't 559 00:27:32,400 --> 00:27:37,520 Speaker 1: that crazy? And it is? And so that's just my 560 00:27:37,600 --> 00:27:42,280 Speaker 1: break because it's just this is not and it was 561 00:27:42,920 --> 00:27:48,200 Speaker 1: unanimous the decision, and I'm just like that just seems 562 00:27:48,320 --> 00:27:51,920 Speaker 1: so a forty three year old man can could basically 563 00:27:52,000 --> 00:27:55,000 Speaker 1: rape because you can't consent at sixteen in the United 564 00:27:55,000 --> 00:28:00,800 Speaker 1: States of America, can basically rape a child that has 565 00:28:00,880 --> 00:28:03,919 Speaker 1: been traffic. So I'm assuming if she's sixteen and this 566 00:28:03,960 --> 00:28:06,480 Speaker 1: is happening a long I can't imagine how long she's 567 00:28:06,520 --> 00:28:11,399 Speaker 1: been in this industry and you know, being afraid for 568 00:28:11,440 --> 00:28:15,280 Speaker 1: her life and killing someone who raped her basically, I 569 00:28:15,359 --> 00:28:17,320 Speaker 1: just I just don't even know what that means, you 570 00:28:17,359 --> 00:28:19,800 Speaker 1: know what I mean? Yeah? And I just feel like 571 00:28:20,040 --> 00:28:21,920 Speaker 1: more of us need to say things about it, like 572 00:28:21,920 --> 00:28:26,680 Speaker 1: remember that young boy who who had influenza. Isn't that 573 00:28:26,720 --> 00:28:31,040 Speaker 1: so crazy? You remember? And it was he like I 574 00:28:31,040 --> 00:28:33,480 Speaker 1: guess he took his car and he I don't, I don't, 575 00:28:33,480 --> 00:28:35,080 Speaker 1: I can't remember the crime he can be but basically 576 00:28:35,160 --> 00:28:36,879 Speaker 1: took someone's life and they said, oh he had influenza. 577 00:28:37,119 --> 00:28:38,920 Speaker 1: He has so much influence that he didn't even know 578 00:28:38,960 --> 00:28:40,880 Speaker 1: what he was doing. He didn't get like any time. 579 00:28:41,240 --> 00:28:43,960 Speaker 1: Or the young man that raped an intoxicated woman she 580 00:28:44,080 --> 00:28:48,160 Speaker 1: was unconscious. He got six months. I just I don't know. 581 00:28:48,160 --> 00:28:49,800 Speaker 1: I just don't even I don't, I don't even know, 582 00:28:49,840 --> 00:28:50,400 Speaker 1: you know what I mean? 583 00:28:50,560 --> 00:28:53,960 Speaker 2: Like what, yeah, Like if she weren't a woman of color, 584 00:28:53,960 --> 00:28:55,760 Speaker 2: do you think it would have been the same outcome? 585 00:28:56,320 --> 00:28:59,680 Speaker 1: Of course not. And imagine she was a woman of 586 00:28:59,680 --> 00:29:01,720 Speaker 1: color and the man she killed, because I think the 587 00:29:01,720 --> 00:29:03,880 Speaker 1: man she killed was white and the man she killed 588 00:29:03,960 --> 00:29:06,080 Speaker 1: was black. If she was white and the man she 589 00:29:06,160 --> 00:29:07,960 Speaker 1: kill was black, there, first of all, there wouldn't have 590 00:29:08,000 --> 00:29:11,680 Speaker 1: been there wouldn't have been any of this. And it's 591 00:29:11,720 --> 00:29:16,080 Speaker 1: a shame because it's like, what, this girl has never 592 00:29:16,160 --> 00:29:20,560 Speaker 1: caught a break, like, you know, being sex traffic at sixteen, 593 00:29:20,640 --> 00:29:24,720 Speaker 1: Lord only knows when it started, and yeah for it 594 00:29:24,800 --> 00:29:26,680 Speaker 1: to be she's not going to be eligible for parole 595 00:29:26,760 --> 00:29:29,080 Speaker 1: until she's sixty nine years old, Like what does that 596 00:29:29,120 --> 00:29:31,320 Speaker 1: even mean? This is not someone who was a danger 597 00:29:31,400 --> 00:29:33,760 Speaker 1: to society. This is someone who is society has been 598 00:29:33,760 --> 00:29:37,240 Speaker 1: a danger to her, you know. Yeah, so that's my boost, 599 00:29:37,280 --> 00:29:40,480 Speaker 1: but that's my break. It's just like just it's hard 600 00:29:40,480 --> 00:29:42,480 Speaker 1: when those these types of things happen because you're like, well, 601 00:29:42,520 --> 00:29:45,560 Speaker 1: what do you do do you know, besides bring attention 602 00:29:45,640 --> 00:29:48,959 Speaker 1: to her? What can be done? Because this just seems 603 00:29:49,000 --> 00:29:52,320 Speaker 1: like how is this okay? That this young girl should 604 00:29:52,360 --> 00:29:55,000 Speaker 1: have suffered all of this time and then to have 605 00:29:55,160 --> 00:29:58,400 Speaker 1: to suffer even more for her lifetime, like a full lifetime, 606 00:29:58,720 --> 00:29:59,560 Speaker 1: a full lifetime. 607 00:29:59,640 --> 00:30:03,200 Speaker 2: It just well, I was gonna take a brown boost 608 00:30:03,280 --> 00:30:06,520 Speaker 2: from office holiday parties. But I feel kind of awkward 609 00:30:06,560 --> 00:30:11,120 Speaker 2: now you're talking about the justice system. 610 00:30:11,920 --> 00:30:14,520 Speaker 1: It's always good. I mean sometimes I usually take a boost, 611 00:30:14,560 --> 00:30:16,200 Speaker 1: so it's good. Let's end with a boost. 612 00:30:18,320 --> 00:30:20,840 Speaker 2: Yeah, my office holiday party. So we are our team 613 00:30:20,880 --> 00:30:22,719 Speaker 2: is growing, and I'm very very excited that we're doing 614 00:30:22,760 --> 00:30:25,840 Speaker 2: it like a little office party this Friday. And it 615 00:30:25,880 --> 00:30:27,479 Speaker 2: would be a good Like I've been talking about how 616 00:30:27,480 --> 00:30:29,320 Speaker 2: hard we've been working, and I feel like everyone just 617 00:30:29,360 --> 00:30:31,880 Speaker 2: deserves a night to kick back and have fun and 618 00:30:31,960 --> 00:30:34,680 Speaker 2: have all the margarita's. We're going to a Mexican restaurant. 619 00:30:34,880 --> 00:30:36,800 Speaker 1: We're going to do a digital one. So we did 620 00:30:36,800 --> 00:30:39,840 Speaker 1: this thing like my team, like we used Elvester that 621 00:30:39,880 --> 00:30:42,080 Speaker 1: I mentioned earlier, and so we're we're going to have 622 00:30:42,280 --> 00:30:45,200 Speaker 1: a digital office party. I'm excited to see how it's 623 00:30:45,240 --> 00:30:45,680 Speaker 1: gonna go. 624 00:30:46,640 --> 00:30:48,400 Speaker 2: I don know how that goes because I feel awkward 625 00:30:48,400 --> 00:30:50,840 Speaker 2: because we have part of our team is remote, and 626 00:30:50,880 --> 00:30:52,840 Speaker 2: I'm like, all right, maybe you don't post in the 627 00:30:52,880 --> 00:30:54,600 Speaker 2: slack how much fun we're having. 628 00:30:56,320 --> 00:30:57,560 Speaker 1: Oh you guys use slack too? 629 00:30:58,160 --> 00:31:01,160 Speaker 2: Oh dad who doesn't use slack and regard right? 630 00:31:01,280 --> 00:31:06,400 Speaker 1: I love slack. I hope that you think slack is 631 00:31:06,440 --> 00:31:08,080 Speaker 1: not public it, right. I hope they go public slack 632 00:31:08,120 --> 00:31:08,760 Speaker 1: and buy their stock. 633 00:31:09,840 --> 00:31:13,080 Speaker 2: I am done buying stock. Listen, I've all the stocks 634 00:31:13,120 --> 00:31:15,880 Speaker 2: I chose this summer are just like crash and burned. 635 00:31:16,360 --> 00:31:18,200 Speaker 2: And I'm like, I mean, I cut my losses. I 636 00:31:18,200 --> 00:31:19,520 Speaker 2: didn't put that much in. But I'm like, let me 637 00:31:19,560 --> 00:31:21,480 Speaker 2: just stick to index funds. I'm done. I don't have 638 00:31:21,520 --> 00:31:24,280 Speaker 2: the times for a shout out to anyone who has 639 00:31:24,280 --> 00:31:27,600 Speaker 2: the patience and picks good stocks. But I think I'm 640 00:31:27,600 --> 00:31:31,080 Speaker 2: gonna just stick to my my target date fund. That's fine. 641 00:31:31,560 --> 00:31:34,320 Speaker 1: Yeah, No, I'm gonna I'm starting to get into index 642 00:31:34,360 --> 00:31:36,280 Speaker 1: funds a little bit more, but I still like to 643 00:31:36,280 --> 00:31:38,000 Speaker 1: play with stocks just for fun. Like like you said, it's 644 00:31:38,040 --> 00:31:40,440 Speaker 1: kind of like my the money is money. 645 00:31:40,840 --> 00:31:43,240 Speaker 2: I don't like it. I want to play if I win. 646 00:31:47,520 --> 00:31:51,040 Speaker 1: Oh well, it's been a good show. 647 00:31:52,720 --> 00:31:54,720 Speaker 2: This is your warning a week and a half till Christmas. 648 00:31:54,720 --> 00:31:57,400 Speaker 1: You guys, Yes, if you have not ordered your things 649 00:31:57,440 --> 00:32:00,320 Speaker 1: from wherever you're ordering them from, you might want to do. 650 00:32:00,280 --> 00:32:02,080 Speaker 2: This week just saying Amazon Prime. 651 00:32:02,760 --> 00:32:04,600 Speaker 1: Yes for real. I'm actually like, I'm gonna take a 652 00:32:04,640 --> 00:32:06,560 Speaker 1: day and be like, this is my Christmas shopping day. 653 00:32:06,720 --> 00:32:10,440 Speaker 1: Online and sometimes I'll go like to the stores, but 654 00:32:10,880 --> 00:32:13,080 Speaker 1: like only during the day, like like a Tuesday at too, 655 00:32:13,080 --> 00:32:14,000 Speaker 1: when everyone's at work. 656 00:32:14,200 --> 00:32:16,280 Speaker 2: I can't go to stores because I buy stuff for myself. 657 00:32:16,320 --> 00:32:18,840 Speaker 2: That's my That's how I try and prevent myself from 658 00:32:18,840 --> 00:32:21,120 Speaker 2: making bad decisions. Just don't put yourself in a situation 659 00:32:21,160 --> 00:32:23,960 Speaker 2: where you make bad decisions like don't go to peer 660 00:32:24,000 --> 00:32:25,480 Speaker 2: one or home goods by yourself. 661 00:32:26,560 --> 00:32:29,760 Speaker 1: Yes, those stores now are so addictive now right, yes 662 00:32:29,840 --> 00:32:30,280 Speaker 1: they are. 663 00:32:30,920 --> 00:32:34,000 Speaker 2: Well, have a good rest of your week. And next 664 00:32:34,040 --> 00:32:36,000 Speaker 2: week we will be the last week before Christmas, and 665 00:32:36,240 --> 00:32:40,000 Speaker 2: we'll be taking a couple of weeks off, right, sure, 666 00:32:40,160 --> 00:32:42,200 Speaker 2: little brown ambition break, our little holiday break. 667 00:32:42,600 --> 00:33:01,160 Speaker 1: Okay, okay, good at least Navi that not yet six