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Speaker 1: Welcome to the show.

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Speaker 2: I'm Rashwan MacDonald, the host of Money Making Conversations Masterclass,

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Speaker 2: where we encourage people to stop reading other people's success

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Speaker 2: stories and.

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Speaker 1: Start planning their own.

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Speaker 2: Listen up as I interview entrepreneurs from around the country,

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Speaker 2: talk to celebrities and ask them how they are running

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Speaker 2: their companies, and speak with nod profits who are making

9
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Speaker 2: a difference in their local communities. Now, sit back and

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Speaker 2: listen as we unlock the secrets to their success on

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Speaker 2: Money Making Conversations Masterclass.

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Speaker 1: I always say this, recognize that we all have different

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Speaker 1: definitions of success. My next guest truly defines that statement.

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Speaker 1: She's been a friend of mine a long time. I've

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Speaker 1: been fortunate to see her and hear her just give

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Speaker 1: advice throughout this country and on national TV, on streaming networks.

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Speaker 1: Because for more than two decades of leading roles in

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Speaker 1: the banking and real estate sales industry, she's been a genius.

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Speaker 1: Most notably, she's had books called Most of the Living,

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Speaker 1: Check to Monday, The Real Deal about Money, Credit and

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Speaker 1: Financial Security, which achieved bestseller status at the Congressional Black

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Speaker 1: Carcass Conference. Book Pavilion Lynn, that's doctor Lynn richards A.

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Speaker 1: Richard was a featured regular on the Steve Harvey TV

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Speaker 1: talk show Access Hollywood Live. She's been a regular on

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Speaker 1: That Almost Challenge, Home and Family, BT Networks, has appearance

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Speaker 1: on Essence Jet Upscale. I saw Good Morning America giving

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Speaker 1: out advice on get up in the Morning with mcgirl

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Speaker 1: Erica Campbell and many many outlets nationwide. And that's why

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Speaker 1: it's been difficult for me to get her, because I

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Speaker 1: really wanted on the first Monday this year. But when

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Speaker 1: you have a schedule like that, just feel blessed that

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Speaker 1: I got her now. She is an entertainment and executive

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Speaker 1: celebrity financial coach who usually a quick wit and she

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Speaker 1: is funny and humorous presentation style to help others face

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Speaker 1: their money issues and achieved personal, professional and spiritual harmony.

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Speaker 1: My friends, I call all of you my friends, please

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Speaker 1: welcome with the Money Making Conversation Masterclass Doctor Lynn Richardson,

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Speaker 1: How you doing, Doctor lynnon.

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Speaker 3: Happy New You? Happy do you now? You know they

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Speaker 3: should have tracked me down for that first Monday of

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Speaker 3: the year.

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Speaker 1: We tried. Oh then so you do not have that

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Speaker 1: many credits, Doctor Lynn, and then be available that way.

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Speaker 1: See this is a blessing right now that I got you.

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Speaker 1: You know, we just wrapped up January. We're going into

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Speaker 1: Black History Month, and you know that this is the

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Speaker 1: first quarter or you got to get your taxes right.

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Speaker 1: This is when people start applying for the you know,

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Speaker 1: two years ago we were about to go into you know,

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Speaker 1: a pandemic. You know, in twenty twenty, Marsh's when they

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Speaker 1: shut us all down. Now this year we're going in.

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Speaker 1: They're not shutting this country down. So if you're struggling

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Speaker 1: with financial issues, we got to get it fixed. And

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Speaker 1: that's why I wanted you on the show to try

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Speaker 1: to help. And I think it was better that we

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Speaker 1: did wait because people got they got to see what

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Speaker 1: what's this government's going to offer. They got to see

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Speaker 1: that they're cutting things, they're trying to get back to normal,

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Speaker 1: and if you fall along the side of the road,

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Speaker 1: they might just drive past you and leave you there.

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Speaker 4: For do you think, Yeah, you.

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Speaker 3: Know, I'm excited too, because I think everybody thought, with

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Speaker 3: this year being so many twos, you know, two to

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Speaker 3: two twenty two, everybody just kind of thought everything from

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Speaker 3: the past two years was just going to be wiped away.

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Speaker 3: But the truth is, we still have work to do.

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Speaker 3: Inflation is at an all time high, but hope it's

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Speaker 3: also at an all time high. So I think this

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Speaker 3: master class is exactly what people need to get to

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Speaker 3: the next level.

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Speaker 1: You know, it's really interesting, doctor Lenvert. I remember when

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Speaker 1: they you know, when they pushed the income tax date

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Speaker 1: in twenty twenty and and uh, you know, but they

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Speaker 1: pushed from April fifteenth, and they went to May and June,

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Speaker 1: and then they didn't push the October fifteenth date. That

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Speaker 1: stayed there, and I still had to pay my tax

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Speaker 1: bill and it was a huge tax bill now, and

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Speaker 1: I was frustrated because I didn't make any money to

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Speaker 1: generate to be able to pay that off. And so

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Speaker 1: so it was at the point where this government said

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Speaker 1: enough is enough. You know, either you're gonna be on

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Speaker 1: one side of the winners, you're gonna be one side

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Speaker 1: of the losers. How did you see that whole twenty

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Speaker 1: twenty playout for you personally and people that you representing

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Speaker 1: financially and also accounting wise as well.

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Speaker 3: Well. Twenty twenty was an interesting year because you know,

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Speaker 3: I always speak about getting your money back. I have

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Speaker 3: three basic principles for building wealth. Spend less money, get

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Speaker 3: a budget, get more money, go get multiple streams of income.

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Speaker 3: But you know, when you get more money, the more

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Speaker 3: you make, the more the irs will take. So then

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Speaker 3: you have to get your money back by living your

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Speaker 3: entire life like a business. So if you drive your

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Speaker 3: car for personal reasons, you don't get your money back,

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Speaker 3: but if you drive your car for business, you do.

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Speaker 3: So for twenty twenty, for the pandemic in general, I

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Speaker 3: found that people were able to save more money. So

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Speaker 3: those of us who were able to, you know, stick

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Speaker 3: through depression, because I think everybody had about with depression

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Speaker 3: and fear and so on and so forth. But for

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Speaker 3: those who were able to stick through and stick together,

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Speaker 3: they were able to save more money. We save more

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Speaker 3: money than ever as a country and as a people.

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Speaker 5: In twenty twenty, more billionaires were made last year than

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Speaker 5: in any other time in the history of the world.

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Speaker 1: That's right, something like four.

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Speaker 3: Hundred and ninety three billionaires were made. And so I

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Speaker 3: often say you're either going to be a millionaire, a billionaire,

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Speaker 3: or a witness, And we want to make teach the

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Speaker 3: people are not just witnesses, that they actually get in

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Speaker 3: the game.

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Speaker 1: And that's what this whole show is about. Because I

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Speaker 1: get frustrated. I have a segment at the top of

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Speaker 1: the show I call bragging. I'm encouraging people to promote

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Speaker 1: themselves because for some reason within the black community, especially

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Speaker 1: in the black community, in my monument community of color,

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Speaker 1: you know, we're told not to promote our said, we're

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Speaker 1: not to told to talk about our success. And I

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Speaker 1: tell everybody, what target does it? You know? For it?

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Speaker 1: Does it? Any major corporation does it? That's the way

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Speaker 1: you market. And you just said that right there, Rashan.

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Speaker 1: You can eat personally or you can eat smartly business wise.

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Speaker 1: If you smartly business wise, you can write that off.

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Speaker 1: And so we have to create our lives and create

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Speaker 1: a business model for our lives. And we create a

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Speaker 1: business model for our lives, and we could take advantage

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Speaker 1: and move up that little thousand dore millionaire and billionaire club,

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Speaker 1: because that's how they live every day.

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Speaker 3: Correct, This is how they are living every single day.

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Speaker 3: They are watching every single dollar. You know, some say

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Speaker 3: money talk, but I say money walks away from the quietly,

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Speaker 3: and you don't know where it wents. Do what I'm

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Speaker 3: about to roll? Bounce up out of here, and when

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Speaker 3: you come find me, I won't be there. It will

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Speaker 3: be nice if it did talk, but it doesn't. And

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Speaker 3: I say that with last and humor, but it's the truth.

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Speaker 3: We say money talks, but it actually walks. And the

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Speaker 3: other thing that happens, but Rashan, which is why they

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Speaker 3: show us so important, is because people say, it's just

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Speaker 3: it's just ten dollars, it's just twelve dollars, it's just

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Speaker 3: one hundred dollars. And by the time you add up

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Speaker 3: all of those, it's just that's where your wealth is.

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Speaker 3: And so we have to keep preaching. We have to

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Speaker 3: keep teaching because the truth is. And the other part

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Speaker 3: of this is that we're doing right now. We're doing

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Speaker 3: a state planning. Unfortunately, we've seen many suicides. Unfortunately, we've

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Speaker 3: seen many deaths, and so now is the time for

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Speaker 3: everybody to understand that you have in a state your

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Speaker 3: life insurance, you're checking the savings accounts, the car you drive,

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Speaker 3: your clothing and all of those things need to be

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Speaker 3: in a proper plan when you read here. So there's

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Speaker 3: so many things that this masterclass is just perfect for.

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Speaker 1: Now, let's talk about one of the great stories you

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Speaker 1: always tell me about employing your kids because we are

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Speaker 1: you know, we got families out here with children. They

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Speaker 1: don't know what to do with them. But you have

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Speaker 1: a strategy on how you can take advantage of employing

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Speaker 1: your kids and being able to write it off of

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Speaker 1: your taxes.

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Speaker 3: Correct, absolutely, IRS Publication fifteen Pay thirteen. And I have

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Speaker 3: to say that because here's what happens when you start

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Speaker 3: to teach what the wealthy do? You know? Unfortunately, sometimes

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Speaker 3: in our community we don't believe anything. We think everything

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Speaker 3: is a scam. You that haters may say blockers and

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Speaker 3: craft barrel legs pullers. So whenever I quote this, I

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Speaker 3: say go to IRS Publication fifteen Pay thirteen, and the

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Speaker 3: IRS says that a child can work for parents in

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Speaker 3: their home based business. You can pay each child up

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Speaker 3: to twelve five hundred dollars a year. That's a complete

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Speaker 3: tax write off to you. Now, if you have two children,

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Speaker 3: that's twenty five thousand dollars. If you have three children,

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Speaker 3: that's thirty seven thousand, five hundred dollars and tax right

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Speaker 3: offs every year. That money is tax free to the child.

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Speaker 3: They pay no taxes on it. And now because you

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Speaker 3: haven't trast rite off, they can now go and buy

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Speaker 3: all the things that you were gonna pay for anyway.

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Speaker 3: You were gonna pay for tuition, you were gonna pay

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Speaker 3: for school clothes, you were gonna pay for that new

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Speaker 3: I pant, You're gonna pay for that video game. You

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Speaker 3: were gonna pay for football lessons. You were gonna pay

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Speaker 3: for all those things. But the difference now you get

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Speaker 3: your money back.

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Speaker 1: Oh okay, Now I'm mad at you now because you

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Speaker 1: know I've been paying my daughter teach twenty five now

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Speaker 1: she's out of college. You know I am not home

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Speaker 1: I mean, we've had home based businesses and I'm not

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Speaker 1: giving her one check. And I know I could have

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Speaker 1: what's a pamp of fifteen, page thirteen. I need somebody.

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Speaker 1: I need to rip that out and put it on

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Speaker 1: my wall and E laminated because twelve thousand, five hundred

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Speaker 1: is so smart what you just said, Because you know

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Speaker 1: it's so smart, it's so smart. But because of the

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Speaker 1: fact that here I am, were sending kids to private school, okay,

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Speaker 1: and they can. It's a part time job, that's what

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Speaker 1: we call. It's just a part time job, and they're

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Speaker 1: paying they're doing part time work. That money, like you said,

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Speaker 1: it's not taxable. They can go and buy their clothes,

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Speaker 1: they can eat, they can they can even start paying

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Speaker 1: for their car, down payment for their education. Really, how

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Speaker 1: did you, I'm just going to say this, how did you?

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Speaker 1: And you said that when you give advice like this,

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Speaker 1: the first thing people give you the little squnch eyes.

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Speaker 1: How could that be you? You got to be nobody

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Speaker 1: does anything like that. How do you overcome those naysayers,

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Speaker 1: those haters, those disbelievers that think that something that everybody's

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Speaker 1: taking advantage of they don't think is real.

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Speaker 3: Well, the first thing is if you show them the

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Speaker 3: successful people who are doing it. Because we're so afraid

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Speaker 3: to get ahead because we think we're going to be

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Speaker 3: aut of it by the I R S. So we

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Speaker 3: think something is illegal and so on and so forth,

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Speaker 3: and so do you have to tell the truth? Yes?

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Speaker 3: Do you have to document every single thing? Yes? And

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Speaker 3: then people say, well live that's hard work. I said

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Speaker 3: with yes, yes, yes, And you could be the CEO

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Speaker 3: of company. So now you're gonna take the hard work

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Speaker 3: and put it on getting your money back. But really,

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Speaker 3: for Shawn, and you know this, some people can't be told,

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Speaker 3: they have to be shown. And when people don't want

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Speaker 3: to follow suit, I say, if that's working for you,

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Speaker 3: keep doing it. And what we do is we make

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Speaker 3: sure that we develop good networks. Your network determines your network.

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Speaker 3: So I surround myself with people who are already who've

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Speaker 3: already been where I'm trying to go, and who are

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Speaker 3: trying to get to where I've been.

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Speaker 1: So so that's how we're doing, Doctor Lanne. When you

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Speaker 1: call the show, are you? Every time you call you,

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Speaker 1: you make a dant into this city, like my producers

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Speaker 1: came around the corner man. She's just dropping some information

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Speaker 1: because that we normally don't get. And I think that's

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Speaker 1: a that's a tragic thing to say, because that's that's

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Speaker 1: the truth. Were the last to get the information? You know?

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Speaker 1: We the last or no about the COVID shot, We

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Speaker 1: the last to know about the COVID test. Were the

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Speaker 1: last or know about taxable tax deductions? How can we

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Speaker 1: break that cycle of being the last? Or that's too

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Speaker 1: large a question to ask you to even answer.

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Speaker 3: No, I think it's a very fair question, and I

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Speaker 3: think we have to adjust and ship what we're paying

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Speaker 3: attention to because let's be clear, as black people, we

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Speaker 3: have wealth, now we are spending it on design of gym, shoes,

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Speaker 3: design of person. We're spending on cars, furniture, jewelry. We'll

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Speaker 3: go spend hundreds and hundreds of dollars for a concert ticket,

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Speaker 3: and another several hundred dollars on an outfit, another couple

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Speaker 3: hundred dollars on a pair of shoes. We will. We

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Speaker 3: have wealth.

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Speaker 4: We have it.

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Speaker 3: It's about what we are doing with it. And if

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Speaker 3: we're going to pay attention to the advice from people

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Speaker 3: like yourself. Quite frankly, and I think you know, there's

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Speaker 3: a saying that if you wants people to if you

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Speaker 3: want to hide something, put in a book because people

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Speaker 3: aren't going to read it. And I think, unfortunately for us,

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Speaker 3: we do not realize that. In the same way, we

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Speaker 3: can plan a baby shower, we can plan a bridal shower,

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Speaker 3: we plan the biggest weddings. We have all thirteen hundred

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Speaker 3: of our cousins there eat up all of food. But

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Speaker 3: if we put that planning in our finances, we could

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Speaker 3: be just as successful. So I think we just have

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Speaker 3: to keep saying it and keep putting it out there,

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Speaker 3: and keep making it available to people.

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Speaker 4: Please don't go anywhere, We'll be right back with more money.

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Speaker 4: Making Conversations Masterclass. Welcome back to the Money Making Conversations

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Speaker 4: Masterclass hosted by Rashaan McDonald.

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Speaker 1: Well, you know the interesting thing when you say that,

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Speaker 1: I'm always I always tell people like you know, I

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Speaker 1: can remember when you know, I was struggling to buy

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Speaker 1: two pasties. I made a little money and guess what

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Speaker 1: instead of instead of maintaining that money income and maintaining

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Speaker 1: that lifestyle, I started accelerating it. I made little money,

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Speaker 1: got a better apartment. I made a little more money,

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Speaker 1: got a better car. You know, those are the things

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Speaker 1: you naturally do. You tend to reward yourself for your efforts,

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Speaker 1: which is a natural way to do. But you also

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Speaker 1: have to remember saving setting aside. And you just said,

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Speaker 1: don't spend it all. Just don't go out there and

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Speaker 1: don't have a plan to do as we say those

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Speaker 1: rainy days. And one of the great principles that you

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Speaker 1: talk about is that eliminate everything possible, live below your means.

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Speaker 1: Act if you have lost an income. Can you talk

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Speaker 1: about that? Just give some people drop some old nuggets

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Speaker 1: that you can live a great life, but act like

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Speaker 1: it like you've lost your income and you can live

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Speaker 1: a longer great life.

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Speaker 3: First of all, this is so good. Thank you for

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Speaker 3: this question. People do not understand that money will work

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Speaker 3: harder for you than you can have a work for it.

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Speaker 3: I want everybody who's listening right now to think about

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Speaker 3: how hard you work, how many days a week you

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Speaker 3: have to work to produce the income, and some hopefully

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Speaker 3: it's enough, but many times it's not. Money is saying

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Speaker 3: if you respect me, if you learn about me, and

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Speaker 3: if you protect me, then I will work harder for you,

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Speaker 3: then you can work for me. We are not protecting

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Speaker 3: our money when it's in sitting in a bank account,

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Speaker 3: or sitting in a savings account, or we're constantly going

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Speaker 3: out and sending it. But money says, if you pay

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Speaker 3: attention to me, then I will go out and duplicate

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Speaker 3: and multiply and triple and quadruple. I earned eighty six

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Speaker 3: eighty six percent return on my investment last year, Rashaan,

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Speaker 3: and I didn't even do any I didn't do any cryptocurrency,

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Speaker 3: I didn't have any of the wild investments. I didn't

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Speaker 3: even buy when the stock market first crash. But because

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Speaker 3: we implemented a strategy, and what everybody needs to know,

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Speaker 3: if you can implement a strategy. So the first thing

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Speaker 3: you do is spend less money. I say, live by

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Speaker 3: the ten, ten, thirty fifty. The first ten percent of

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Speaker 3: every dollar you get you tied, the next ten percent

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Speaker 3: you saved. The next thirty percent is cash on a

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Speaker 3: separate desert card for incidentals like grocery, gas, hair nails.

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Speaker 3: If it doesn't fit, get rid of it. Do not

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Speaker 3: spend more money than you have available to spend, And

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Speaker 3: the remaining fifty percent save in your checking account for

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Speaker 3: your bill. If you have more than enough money, that's

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Speaker 3: not a license to go get a bigger house, a

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Speaker 3: bigger car, or bigger everything else. Because if you get

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Speaker 3: a raise and raise your expenses, you have more debt

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Speaker 3: and less friends. You should first attack your debt, pay

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Speaker 3: off your credit cards, and so on and so forth.

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Speaker 3: Take a portion of your extra money, you know, save

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Speaker 3: for a vacation, which really I say a business trip

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Speaker 3: where I can they on the business ship, so now

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Speaker 3: I can get that money back. So let's just try

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Speaker 3: to be in place for the extra money. And if

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Speaker 3: you don't have enough money to pay your bills, then

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Speaker 3: you must subtract. Wow, you might have to take those

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Speaker 3: kids out of private school. I did it. You might

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Speaker 3: have to take them out of ballet I did. You

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Speaker 3: might have to put them in free programs at the

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Speaker 3: search I did. You might have to get a smaller

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Speaker 3: place to live. So that's what we do. And then

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Speaker 3: when we can start to make our money work for us, Rashawan,

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Speaker 3: I love my money working for me.

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Speaker 4: I love it.

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Speaker 6: We'll be right back with more Money Making Conversations Masterclass

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Speaker 6: with Rashawn McDonald. Now, let's return to Money Making Conversations

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Speaker 6: Masterclass with Rashaan McDonald.

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Speaker 1: We have Lawrence on the call here, Lawrence, welcome to

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Speaker 1: a Reverend doctor Lynn Richardson.

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Speaker 3: Hi, do Lawrence, Come on now, Lawrence.

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Speaker 1: He's preaching today, Lawrence, he's preaching, so welcome to the altar.

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Speaker 3: Brother.

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Speaker 1: You're not asking for no money, but were given advice.

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Speaker 3: What'd you got?

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Speaker 1: What's your question?

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Speaker 3: You're speaking of hiring your children for your home based business.

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Speaker 3: What's the age limits? What's the maximum age limit? Tends

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Speaker 3: to do that? I absolutely love this question because there

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Speaker 3: has been a debate about the age limit. People say, well,

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Speaker 3: they have to be no younger than seven years old,

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Speaker 3: and I say that is completely untrue because the IRS

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Speaker 3: says that your child can do any job that any

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Speaker 3: other child can do for a reasonable age. So tell

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Speaker 3: me what does the Hudgie's baby do, What does the

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Speaker 3: Pamp's baby do? What does the Gerber baby do? Those

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Speaker 3: babies model and they appear in commercials. The Department of

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Speaker 3: Labor also says that a child of any age, It

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Speaker 3: specifically says any age can work in tea fell as

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Speaker 3: a babysitter and their parents home based business without violating

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Speaker 3: any labor laws. So as long as the work isn't dangerous.

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Speaker 4: They can do it.

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Speaker 3: So if you are in a business and you need

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Speaker 3: to promote your business on social media, then your younger

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Speaker 3: children can model. You are five and six years old

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Speaker 3: year old, they can help you with social media. Your eight,

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Speaker 3: nine and ten year olds can help you with your databases.

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Speaker 3: Your older children can help you at events and plan

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Speaker 3: and so on and so forth. So in my class

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Speaker 3: how to Hire your kids and get your Money Back,

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Speaker 3: I go through job descriptions for children of every age

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Speaker 3: and different things that they can do to not only

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Speaker 3: help you in your home based business, but also learn

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Speaker 3: important entrepreneurial skills.

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Speaker 1: Lawrence did to help you out? Did the Reverend help

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Speaker 1: you out? Reverend doctor Lynn Richardson, did you help you out? Well,

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Speaker 1: that's what we thought, that money making conversation master class

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Speaker 1: because of the fact that you didn't notice she's said

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Speaker 1: that right, correct, And that's the that's the problem. We

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Speaker 1: don't know. And w c OK has giving me an

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Speaker 1: opportunity that's based in Atlanta, Georgia. That's where the home

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Speaker 1: and the headquarters of what I do is. We broadcast

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Speaker 1: from the campus of Clark Atlanta University every every week.

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Speaker 1: And the beauty of this information that she's sharing with

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Speaker 1: it is because she's helped that thousands on national TV.

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Speaker 1: And she's right on my show right now helping out us,

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Speaker 1: giving us information because she's that well respected, a regular

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Speaker 1: on the Steve Harvey Talk Show, a regular you know

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Speaker 1: on B E T, a regular on Erica Campbell's show,

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Speaker 1: a regular on Essence B E T. You can turn

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Speaker 1: on the TV, turn on a podcast and you hear

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Speaker 1: her preaching the gospel of how the hair live a

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Speaker 1: valued life. Doctor Linny. I can't get enough of praising you.

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Speaker 1: This is only a small and I'm just telling you

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Speaker 1: this is just a small nugget of her life that

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Speaker 1: she's sharing with us. You know she's that unique, and

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Speaker 1: I think to get on the show. You know, when

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Speaker 1: when she comes my way, it's always got to do

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Speaker 1: more because I always feel like, Wow, she's blessed me

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Speaker 1: with this opportunity to share this information because like Lawrence

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Speaker 1: just said, and a lot of you guys driving around,

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Speaker 1: sitting at the home, you didn't know what she was

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Speaker 1: talking about. You don't believe. And then I asked you

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Speaker 1: to call y'are sitting around debating should I call her?

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Speaker 6: Uh?

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Speaker 1: Maybe maybe we're gonna embarrass We're not trying to embarrass you.

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Speaker 1: We just trying to share you value the information. Also

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Speaker 1: to get you to trust us, to trust doctor Lynn

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Speaker 1: richards the trust Roseean McDonald. Just trust this radio program

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Speaker 1: that every week. You know that we're trying to give

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Speaker 1: you advice, so you do your research. Understand it's how

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Speaker 1: it works. Now, I want you to google doctor Lynn

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Speaker 1: Richardson google her and you will see it's just the

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Speaker 1: page is just gonna go. You just gonna keep pressing down,

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Speaker 1: pressing down, pressing down, and you're gonna see it with stars,

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Speaker 1: You're gonna see it with regular people. You're gonna see

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Speaker 1: it with young kids. You're gonna see it with every

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Speaker 1: walk of life. You wanna see charity organization does. With

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Speaker 1: mc light, she gives back.

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Speaker 3: Amen, we give back a million dollars over the past

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Speaker 3: ten years. Yes, we have listen to her.

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Speaker 1: Now she's giving back with advice on Money Making Conversation

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Speaker 1: master Class. Tell them how to reach you because like

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Speaker 1: I said, I wouldn't be here. I'm gonna tell you

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Speaker 1: something I would not be able to promote what I'm saying,

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Speaker 1: money Makingation. Money Making Conversation master Class is the number

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Speaker 1: one syndicated We can't show on black radio without a doctor.

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Speaker 1: Lynn Richardson believing in Rashon McDonald.

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Speaker 3: Well, I want to say this. I want to make

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Speaker 3: sure that we stay connected and maybe we come up

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Speaker 3: with a curriculum for twelve months or something to that effect,

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Speaker 3: because I'll be a Good Morning America tomorrow talking about

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Speaker 3: a state planning in the black community and Rashaun, you know,

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Speaker 3: life insurance of state planning, having a proper trust. We

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Speaker 3: don't understand that we can create trust on for our

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Speaker 3: children on minimum age. A lot of people don't understand

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00:23:04,359 --> 00:23:09,320
Speaker 3: you're worth more, unfortunately dead than alive. Well, when you

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00:23:09,640 --> 00:23:13,200
Speaker 3: pass on, if you put those funds into an annuity

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00:23:13,720 --> 00:23:16,800
Speaker 3: inside of a trust, your child will have an income

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00:23:16,880 --> 00:23:19,440
Speaker 3: for life and they will then be able to pass

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00:23:19,560 --> 00:23:21,520
Speaker 3: that income down to their children and so on and

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Speaker 3: so forth. And this pandemic, because you mentioned it, has

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Speaker 3: taken a rehabit on our community. If I get one mode,

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00:23:33,400 --> 00:23:37,280
Speaker 3: go fund me requests to stay for.

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Speaker 1: A funeral, right right, right right, mm hmmm.

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Speaker 3: So we we have to do this work and we

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00:23:46,720 --> 00:23:49,919
Speaker 3: have to keep educating our people, and a state planning

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00:23:51,320 --> 00:23:55,959
Speaker 3: is where we get to create wealth for future generations. Listen, Rashaan,

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00:23:56,040 --> 00:24:01,040
Speaker 3: I was on full stamps in this century. When I

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00:24:01,160 --> 00:24:04,160
Speaker 3: was on phone stamps, I still had enough life insurance

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00:24:04,880 --> 00:24:08,520
Speaker 3: to make sure that if I didn't make it to

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Speaker 3: the next day to live out my dream, then my children,

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00:24:13,600 --> 00:24:16,600
Speaker 3: my husband, my parents, my grandparents were still taking care

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00:24:16,640 --> 00:24:21,080
Speaker 3: of in my access. And that's the power of this

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00:24:21,320 --> 00:24:24,280
Speaker 3: master class and this kind of information for our people.

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Speaker 1: Wow, if you have to give like closing advice to

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Speaker 1: my listeners because you're going to be back. And also,

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00:24:31,680 --> 00:24:35,760
Speaker 1: I'm launching a money making conversations actually not money making conversation.

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Speaker 1: I am going to be launching a national podcast network.

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Speaker 1: And doctor Lynn Richardson I want to know. Will you

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00:24:43,440 --> 00:24:45,200
Speaker 1: be a part of that? If you if you allow

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00:24:45,320 --> 00:24:50,159
Speaker 1: yourself to be part of my growing brand out there,

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00:24:50,240 --> 00:24:58,040
Speaker 1: doctor Lynn, doctor le Richardson, Here we go.

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00:24:58,240 --> 00:25:01,800
Speaker 3: I am just excited about it all. I am ready

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00:25:03,000 --> 00:25:06,520
Speaker 3: to take each person by the hand, this man who

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00:25:06,680 --> 00:25:07,240
Speaker 3: want help.

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00:25:08,480 --> 00:25:08,840
Speaker 1: There you go.

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00:25:09,800 --> 00:25:11,679
Speaker 3: I'm training a group of life coaches.

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00:25:11,800 --> 00:25:12,520
Speaker 1: Now, there you go.

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00:25:12,840 --> 00:25:14,639
Speaker 3: I see we are not magicians.

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00:25:14,880 --> 00:25:15,280
Speaker 1: There you go.

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Speaker 3: I am not a psychiatric counselor. I'm not any of that.

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00:25:24,520 --> 00:25:29,000
Speaker 3: I am a change agent for people who want help

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00:25:30,640 --> 00:25:31,560
Speaker 3: and act like it.

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00:25:32,119 --> 00:25:35,480
Speaker 1: Well, my friend, you are special. You'll be on Good

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00:25:35,520 --> 00:25:40,160
Speaker 1: Morning America tomorrow. Correct, yes, yes, that would be wednesday.

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00:25:40,200 --> 00:25:42,879
Speaker 1: Please check her out, Doctor Lenn, I will be calling

477
00:25:42,960 --> 00:25:47,119
Speaker 1: you this week. I got a fan club that I

478
00:25:47,200 --> 00:25:50,240
Speaker 1: send out one hundred thousand fan club members every week.

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00:25:50,560 --> 00:25:53,200
Speaker 1: I want us to start doing five minute video segments

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00:25:53,240 --> 00:25:56,960
Speaker 1: with you doing your thing and dropping my fan dropping it.

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00:25:57,119 --> 00:25:59,679
Speaker 1: It's all about you, It's all about your whole your

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00:25:59,720 --> 00:26:02,720
Speaker 1: whole brand. You try to change people's lives with information.

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00:26:03,160 --> 00:26:04,960
Speaker 1: So we'll talk all fair. But I want to thank you,

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00:26:05,400 --> 00:26:07,919
Speaker 1: doctor land Richardson. If you don't believe she's real, google her.

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00:26:08,240 --> 00:26:10,520
Speaker 1: But coming on money making, Conversation master Class and I'll

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00:26:10,520 --> 00:26:11,880
Speaker 1: be calling you personally this week.

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00:26:11,920 --> 00:26:16,760
Speaker 3: Okay, okay, Amen, thank you so much for good luck.

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00:26:16,880 --> 00:26:18,159
Speaker 1: We talked sent on, appreciate you.

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Speaker 6: Thank you for joining us for this edition of Money

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00:26:23,720 --> 00:26:29,359
Speaker 6: Making Conversations Masterclass. Money Making Conversations Masterclass with rough Shan

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00:26:29,440 --> 00:26:33,040
Speaker 6: McDonald is produced by thirty eight fifteen Media Inc. More

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00:26:33,119 --> 00:26:36,959
Speaker 6: information about thirty eight fifteen Media Inc. Is available at

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00:26:37,040 --> 00:26:40,960
Speaker 6: thirty eight fifteen media dot com. And always remember to

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00:26:41,160 --> 00:26:42,199
Speaker 6: lead with your gifts