1 00:00:01,240 --> 00:00:01,600 Speaker 1: Earners. 2 00:00:01,639 --> 00:00:02,000 Speaker 2: What's up. 3 00:00:02,080 --> 00:00:04,560 Speaker 3: You ever walk into a small business and everything just 4 00:00:04,720 --> 00:00:07,880 Speaker 3: works like The checkout is fast, the receipts are digital, 5 00:00:08,400 --> 00:00:11,399 Speaker 3: tipping is a breeze, and you're out the door before 6 00:00:11,400 --> 00:00:15,560 Speaker 3: the line even builds. Odds are they're using Square. We 7 00:00:15,720 --> 00:00:18,280 Speaker 3: love supporting businesses that run on Square because it just 8 00:00:18,280 --> 00:00:21,520 Speaker 3: feels seamless. Whether it's a local coffee shop, a vendor 9 00:00:21,560 --> 00:00:23,840 Speaker 3: at a pop up market, or even one of our 10 00:00:23,880 --> 00:00:27,560 Speaker 3: merch partners, Square makes it easy for them to take payments, 11 00:00:27,760 --> 00:00:31,480 Speaker 3: manage inventory, and run their business with confidence, all from 12 00:00:31,600 --> 00:00:35,000 Speaker 3: one simple system. If you're a business owner or even 13 00:00:35,080 --> 00:00:38,600 Speaker 3: just thinking about launching something soon, Square is hands down 14 00:00:38,640 --> 00:00:41,680 Speaker 3: one of the best tools out there to help you start, run, 15 00:00:41,920 --> 00:00:45,240 Speaker 3: and grow. It's not just about payments, it's about giving 16 00:00:45,240 --> 00:00:47,920 Speaker 3: you time back so you can focus on what matters 17 00:00:47,960 --> 00:00:51,199 Speaker 3: most Ready. To see how Square can transform your business, 18 00:00:51,479 --> 00:00:56,120 Speaker 3: visit Square dot com backslash go backslash eyl to learn 19 00:00:56,160 --> 00:01:01,360 Speaker 3: more that Square dot com backslash, go backslash eyl. Don't wait, 20 00:01:01,640 --> 00:01:04,480 Speaker 3: don't hesitate. Let's Square handle the back end so you 21 00:01:04,480 --> 00:01:10,839 Speaker 3: can keep pushing your vision forward. This episode is brought 22 00:01:10,840 --> 00:01:12,760 Speaker 3: to you by P and C Bank, a lot of 23 00:01:12,760 --> 00:01:16,360 Speaker 3: people think podcasts about work are boring, and sure, they 24 00:01:16,440 --> 00:01:20,319 Speaker 3: definitely can be, but understanding of professional's routine shows us 25 00:01:20,319 --> 00:01:24,840 Speaker 3: how they achieve their success little by little, day after day. 26 00:01:24,959 --> 00:01:27,440 Speaker 3: It's like banking with P and C Bank. It might 27 00:01:27,560 --> 00:01:30,440 Speaker 3: seem boring to save, plan and make calculated decisions with 28 00:01:30,480 --> 00:01:33,520 Speaker 3: your bank, but keeping your money boring is what helps 29 00:01:33,520 --> 00:01:36,640 Speaker 3: you live a more happily fulfilled life. P and C 30 00:01:36,760 --> 00:01:41,920 Speaker 3: Bank Brilliantly Boring since eighteen sixty five. Brilliantly Boring since 31 00:01:41,959 --> 00:01:44,640 Speaker 3: eighteen sixty five is a service mark of the PNC 32 00:01:44,720 --> 00:01:48,680 Speaker 3: Financial Service Group, Inc. P and C Bank National Association 33 00:01:48,880 --> 00:01:49,840 Speaker 3: Member FDIC. 34 00:01:51,720 --> 00:01:54,040 Speaker 4: So what do you think makes an effective CEO in 35 00:01:54,040 --> 00:01:54,960 Speaker 4: today's landscape? 36 00:01:57,080 --> 00:02:05,920 Speaker 1: Dude? Well, I've found the thing I've found hardest and 37 00:02:06,160 --> 00:02:11,040 Speaker 1: most impactful or most accelerating when I do it well, 38 00:02:11,120 --> 00:02:15,120 Speaker 1: which I don't do as often as I should. Is 39 00:02:15,160 --> 00:02:20,799 Speaker 1: communication is communication, and especially in our context, as you 40 00:02:20,919 --> 00:02:26,280 Speaker 1: described right, there's languages, there's cultures, there's time zones. I 41 00:02:26,400 --> 00:02:30,720 Speaker 1: was working for this one hundred person German company and 42 00:02:30,760 --> 00:02:34,480 Speaker 1: I'm now part of a three thousand person multinational company. 43 00:02:34,520 --> 00:02:36,920 Speaker 1: Like I never traveled out of my office before, I 44 00:02:36,919 --> 00:02:39,800 Speaker 1: never spoke to anybody who who wasn't German before but 45 00:02:39,840 --> 00:02:46,240 Speaker 1: suddenly now I'm in this. So being able to communicate effectively, 46 00:02:46,840 --> 00:02:54,920 Speaker 1: motivate effectively, correct effectively thousands of people across multiple countries, 47 00:02:55,240 --> 00:03:03,000 Speaker 1: multiple cultures, multiple experience frames, is the number one accelerant 48 00:03:03,040 --> 00:03:05,680 Speaker 1: to performance in that company? 49 00:03:05,960 --> 00:03:08,160 Speaker 2: Is that the most unique trade that has led to 50 00:03:08,200 --> 00:03:08,760 Speaker 2: success for you? 51 00:03:09,080 --> 00:03:09,200 Speaker 1: Right? 52 00:03:09,200 --> 00:03:12,440 Speaker 2: Because when you're talking about you have to show somebody 53 00:03:12,480 --> 00:03:15,440 Speaker 2: who's selling the company that you're the best person. So 54 00:03:15,480 --> 00:03:18,160 Speaker 2: there's something unique about what you're doing. Is it the 55 00:03:18,160 --> 00:03:20,880 Speaker 2: communication or is there something that a gift that you 56 00:03:20,960 --> 00:03:24,560 Speaker 2: have just been given with that is like, I'm that guy. 57 00:03:24,320 --> 00:03:30,160 Speaker 1: To do this, I would There's two things I don't 58 00:03:30,320 --> 00:03:32,639 Speaker 1: I say, there's two things I don't know that I'm 59 00:03:32,680 --> 00:03:37,680 Speaker 1: brilliant at anything. I am extremely resilient, like life has 60 00:03:37,720 --> 00:03:42,480 Speaker 1: made me, you know, very very resilient. So I'm against 61 00:03:42,480 --> 00:03:44,880 Speaker 1: my peers and other people, I see, I'm more able 62 00:03:44,920 --> 00:03:48,320 Speaker 1: to wake up tomorrow after a terrible today and get 63 00:03:48,400 --> 00:03:51,360 Speaker 1: right back at it like quicker than most you know, 64 00:03:51,400 --> 00:03:53,800 Speaker 1: most other people. And I think that's how a positive 65 00:03:53,880 --> 00:03:54,760 Speaker 1: drag on the company. 66 00:03:54,760 --> 00:03:54,920 Speaker 4: Too. 67 00:03:54,960 --> 00:03:57,400 Speaker 1: Bad things happen in business, Bad things happen in the company. 68 00:03:57,640 --> 00:04:01,280 Speaker 1: So when my team or my organization know that today 69 00:04:01,440 --> 00:04:03,920 Speaker 1: was bad and they see me bounce back tomorrow and say, Okay, 70 00:04:04,000 --> 00:04:05,760 Speaker 1: you know it's going to be fine, let's go again, 71 00:04:06,600 --> 00:04:08,680 Speaker 1: I think I've been able to get us out of 72 00:04:08,720 --> 00:04:12,080 Speaker 1: the down moments pretty quickly. So I think that's one thing. 73 00:04:12,600 --> 00:04:15,800 Speaker 1: And the other thing I tried very hard to do 74 00:04:16,440 --> 00:04:20,040 Speaker 1: is translate the aspiration of the company into something that's 75 00:04:20,120 --> 00:04:24,120 Speaker 1: meaningful for employees, right because I just don't fundamentally believe 76 00:04:24,160 --> 00:04:28,440 Speaker 1: that employees come to work for the company that unless 77 00:04:28,800 --> 00:04:32,760 Speaker 1: maybe well people like Google and Facebook a few years ago, 78 00:04:32,839 --> 00:04:35,160 Speaker 1: that was the tone that people are so proud that 79 00:04:35,160 --> 00:04:38,840 Speaker 1: they work for Google and Facebook. That's not really the 80 00:04:38,880 --> 00:04:42,480 Speaker 1: case at Fotira, like me explaining to three thousand people 81 00:04:43,120 --> 00:04:44,680 Speaker 1: come to work because we're trying to be a four 82 00:04:44,720 --> 00:04:48,240 Speaker 1: billion euro company, and nobody leaves their kids in the 83 00:04:48,240 --> 00:04:51,440 Speaker 1: morning to come to do that, especially when they don't 84 00:04:51,480 --> 00:04:54,440 Speaker 1: have you know, they don't have to gain what I 85 00:04:54,520 --> 00:04:56,880 Speaker 1: have to gain. So what I've tried hard to do 86 00:04:57,000 --> 00:05:00,320 Speaker 1: is is figure out how to talk about the we 87 00:05:00,360 --> 00:05:02,760 Speaker 1: do need to become a Forbulion your company in a 88 00:05:02,800 --> 00:05:05,640 Speaker 1: way that you will care about and will make you 89 00:05:06,000 --> 00:05:08,240 Speaker 1: motivated and excited to come to work, and I spend 90 00:05:08,320 --> 00:05:13,040 Speaker 1: a lot of time on adjusting the message or adjusting 91 00:05:13,040 --> 00:05:16,160 Speaker 1: what I'm going to say or write or present so 92 00:05:16,200 --> 00:05:18,520 Speaker 1: that it lands on employees like that. 93 00:05:18,800 --> 00:05:21,040 Speaker 4: So how do you look at other asset classes, whether 94 00:05:21,040 --> 00:05:24,680 Speaker 4: it's for business or your own personal investment like real 95 00:05:24,760 --> 00:05:27,839 Speaker 4: estate or stocks or crypto? Like, you know, how do 96 00:05:27,880 --> 00:05:30,680 Speaker 4: you indulge in that? Or what's your thoughts on those 97 00:05:30,720 --> 00:05:31,800 Speaker 4: other asset classes? 98 00:05:32,680 --> 00:05:37,479 Speaker 1: I so, personally, I only invest in things I know 99 00:05:37,800 --> 00:05:40,160 Speaker 1: and understand. I always say that, right, So I know tech, 100 00:05:40,920 --> 00:05:43,360 Speaker 1: so most of my investments in tech. I know property, 101 00:05:44,000 --> 00:05:45,919 Speaker 1: most of my investments in property. And then there's like 102 00:05:45,960 --> 00:05:49,520 Speaker 1: a small handful of things I did because I was curious. 103 00:05:49,520 --> 00:05:51,560 Speaker 1: So I like the person, I'm invested in a in 104 00:05:51,600 --> 00:05:54,960 Speaker 1: a champagne brand because I'm just you know, that would 105 00:05:55,000 --> 00:05:57,000 Speaker 1: be cool. There's a small handful of those things, but 106 00:05:57,360 --> 00:06:02,440 Speaker 1: tech and property. I didn't do the crypto thing at all. 107 00:06:02,600 --> 00:06:05,080 Speaker 1: I still don't a crypto. 108 00:06:06,480 --> 00:06:11,480 Speaker 4: So property, like talk about that, what's your philosophy on 109 00:06:11,600 --> 00:06:14,800 Speaker 4: now you buying houses or commercial real estate? 110 00:06:14,839 --> 00:06:17,520 Speaker 1: Like? What's your So what I did for a long 111 00:06:17,560 --> 00:06:22,039 Speaker 1: time was just as we were getting cash, my wife 112 00:06:22,080 --> 00:06:25,400 Speaker 1: and I were getting cash. We owned every house we 113 00:06:25,440 --> 00:06:27,440 Speaker 1: lived in and we've continued to own every house we 114 00:06:27,480 --> 00:06:29,520 Speaker 1: ever lived into. That was one way. And then as 115 00:06:29,560 --> 00:06:32,760 Speaker 1: we saw deals opportunistically, we bought places and we rent 116 00:06:32,760 --> 00:06:36,039 Speaker 1: them and we rent them out, and we were quite 117 00:06:36,120 --> 00:06:38,640 Speaker 1: liquid buyers, so we were able to get good, you know, 118 00:06:38,800 --> 00:06:42,080 Speaker 1: good good deals because we would close quickly. So that 119 00:06:42,520 --> 00:06:45,000 Speaker 1: is one strategy. Now, you know, one of my well 120 00:06:45,080 --> 00:06:50,039 Speaker 1: my two best friends are developers, so they're always out 121 00:06:50,160 --> 00:06:52,719 Speaker 1: finding properties to buy and adding a lot of value 122 00:06:52,720 --> 00:06:56,800 Speaker 1: through doing development. So I'm like cash investor along a 123 00:06:56,839 --> 00:06:59,400 Speaker 1: passive cash investor alongside them, like they really know what 124 00:06:59,400 --> 00:07:02,720 Speaker 1: they're doing. So I'm just a cash investor. There does 125 00:07:02,720 --> 00:07:04,919 Speaker 1: your wife working inside of the business. She works in 126 00:07:04,960 --> 00:07:07,640 Speaker 1: the foundation. So we've set up a foundation, which is 127 00:07:08,000 --> 00:07:11,200 Speaker 1: that's the vehicle through which we do our community work 128 00:07:11,480 --> 00:07:14,200 Speaker 1: back in the community. So she runs she runs that. 129 00:07:15,200 --> 00:07:18,480 Speaker 2: What I'm thinking is, like everybody talks about generational wealth 130 00:07:18,520 --> 00:07:20,920 Speaker 2: and you know, having a family as part of that, right, 131 00:07:21,040 --> 00:07:25,200 Speaker 2: creating sustainability. But when you talk about financial freedom, I 132 00:07:25,240 --> 00:07:27,360 Speaker 2: wonder for you, is it a number or is it 133 00:07:27,440 --> 00:07:30,080 Speaker 2: a mindset? More So, at this level. 134 00:07:30,760 --> 00:07:34,840 Speaker 1: It's not a number, because how do I explain this? 135 00:07:34,840 --> 00:07:40,320 Speaker 1: This my life, My life now is well beyond the 136 00:07:40,360 --> 00:07:43,880 Speaker 1: wildest of my wildest dream growing up. So to sit 137 00:07:43,960 --> 00:07:47,320 Speaker 1: here and say, you know, the number of which life 138 00:07:47,320 --> 00:07:50,600 Speaker 1: would be good would be like ridiculous, such a ridiculous 139 00:07:50,640 --> 00:07:52,840 Speaker 1: thing for someone like me to say, coming from where 140 00:07:52,840 --> 00:07:59,040 Speaker 1: I come from. I'm I'm still competing with myself and 141 00:07:59,080 --> 00:08:00,960 Speaker 1: the prize in this in the sport I mean, is 142 00:08:00,960 --> 00:08:02,600 Speaker 1: it happens to be money, like it happens to be 143 00:08:02,680 --> 00:08:08,000 Speaker 1: exits which attract money. So I'm still trying to see, 144 00:08:08,160 --> 00:08:10,120 Speaker 1: can I do a thought bit? Can I build a 145 00:08:10,160 --> 00:08:13,240 Speaker 1: company to four? But like that would be pretty cool 146 00:08:12,960 --> 00:08:16,600 Speaker 1: to do that, and with that comes money. When I 147 00:08:16,600 --> 00:08:19,600 Speaker 1: think about my life after working, I just think about time, 148 00:08:19,760 --> 00:08:23,360 Speaker 1: like just having the thing I don't have at the moment. 149 00:08:23,360 --> 00:08:25,200 Speaker 1: I have any time at the moment, So I don't 150 00:08:25,240 --> 00:08:28,080 Speaker 1: look forward to money or luxury. I just look forward 151 00:08:28,080 --> 00:08:31,040 Speaker 1: to waking up in the morning and thinking I might 152 00:08:31,120 --> 00:08:33,120 Speaker 1: want my dogs for two hours instead of one like that. 153 00:08:33,280 --> 00:08:37,079 Speaker 1: That's that is the thing I'm ultimately trying to attain, 154 00:08:37,320 --> 00:08:40,679 Speaker 1: just getting back total time and freedom. I think that's 155 00:08:40,720 --> 00:08:43,680 Speaker 1: what wealth is. Time and choice. That to me is 156 00:08:43,679 --> 00:08:45,280 Speaker 1: what wealth really is. 157 00:08:45,360 --> 00:08:49,000 Speaker 5: An illegal alien from Guatemala charged with raping a child 158 00:08:49,040 --> 00:08:52,839 Speaker 5: in Massachusetts. An MS thirteen gang member from El Salvador 159 00:08:53,080 --> 00:08:57,200 Speaker 5: accused of murdering a Texas man of Venezuelan charged with 160 00:08:57,280 --> 00:09:01,040 Speaker 5: filming and selling child pornography in Michigan. In these are 161 00:09:01,080 --> 00:09:04,600 Speaker 5: just some of the heinous migrant criminals caught because of 162 00:09:04,640 --> 00:09:08,360 Speaker 5: President Donald J. Trump's leadership. I'm Christy Noman, the United 163 00:09:08,360 --> 00:09:13,120 Speaker 5: States Secretary of Homeland Security. Under President Trump, attempted illegal 164 00:09:13,160 --> 00:09:16,800 Speaker 5: border crossings are at the lowest levels ever recorded, and 165 00:09:16,840 --> 00:09:20,200 Speaker 5: over one hundred thousand illegal aliens have been arrested. If 166 00:09:20,240 --> 00:09:23,880 Speaker 5: you are here illegally, your next you will be fine 167 00:09:23,960 --> 00:09:28,040 Speaker 5: nearly one thousand dollars a day, imprisoned and deported, you 168 00:09:28,120 --> 00:09:31,640 Speaker 5: will never return. But if you register using our CBP 169 00:09:31,840 --> 00:09:34,560 Speaker 5: home app and leave now, you could be allowed to 170 00:09:34,600 --> 00:09:39,440 Speaker 5: return legally. Do what's right, leave now. Under President Trump, 171 00:09:39,600 --> 00:09:43,200 Speaker 5: America's laws, border and families will be protected. 172 00:09:43,280 --> 00:09:45,400 Speaker 1: Sponsored by the United States Department of Homeland Security,