WEBVTT - Cliff Notes: Secrets To Build Your Real Estate Portfolio In 2022 0:00:00.400 --> 0:00:04.280 You just realized your business needed to hire someone yesterday. 0:00:04.800 --> 0:00:09.000 How can you find amazing candidates fast? Easy? Just use 0:00:09.080 --> 0:00:12.360 Indeed stop struggling to get your job posts seen on 0:00:12.480 --> 0:00:16.360 other job sites. With Indeed sponsored jobs, your post jumps 0:00:16.400 --> 0:00:18.720 to the top of the page for your relevant candidates, 0:00:18.960 --> 0:00:22.000 so you can reach the people you want faster. According 0:00:22.040 --> 0:00:25.680 to Indeed data, sponsored jobs posted directly on Indeed have 0:00:25.800 --> 0:00:29.840 forty five percent more applications than non sponsored jobs. Don't 0:00:29.840 --> 0:00:33.519 wait any longer. Speed up your hiring right now with Indeed, 0:00:33.960 --> 0:00:36.200 and listeners of this show will get a seventy five 0:00:36.280 --> 0:00:39.440 dollars sponsored job credit to get your jobs more visibility 0:00:39.600 --> 0:00:45.320 at indeed dot com slash pod Katz thirteen. Just go 0:00:45.360 --> 0:00:50.120 to Indeed dot com slash pod katz thirteen right now 0:00:50.479 --> 0:00:53.040 and support our show by saying you heard about Indeed 0:00:53.080 --> 0:00:57.400 on this podcast. Terms and conditions apply. Hiring Indeed is 0:00:57.440 --> 0:00:58.040 all you need. 0:01:00.600 --> 0:01:02.720 What's up everyone? I hope all as well today. 0:01:02.880 --> 0:01:05.880 My name is Matt Garland NMLS number five eight seven 0:01:06.040 --> 0:01:08.720 zero zero, but I'm better known as MG the Mortgage Guy, 0:01:09.560 --> 0:01:12.320 and we got my brother from another mother. My god, 0:01:12.360 --> 0:01:17.080 mister Lucky Family Movement himself, mister Julian Gordon. What's good, Julian, 0:01:17.640 --> 0:01:18.120 what's good? 0:01:18.160 --> 0:01:20.560 What's good? Brother, happy to be here man for this 0:01:20.680 --> 0:01:21.440 Black Friday. 0:01:22.200 --> 0:01:25.280 Look, man, we had to run this back, Julian, because 0:01:25.280 --> 0:01:27.440 there were so many people that didn't get a chance 0:01:27.520 --> 0:01:29.399 to doing the webinar with us when we did it 0:01:29.440 --> 0:01:31.959 about a month ago. So it was right that we 0:01:32.040 --> 0:01:34.480 brought it back as a Black Friday special for all 0:01:34.520 --> 0:01:38.200 the folks who count in attend. So look, man, you guys, 0:01:38.280 --> 0:01:41.880 if you're coming on watching this right now live, type 0:01:41.880 --> 0:01:44.440 in the chat we're exactly you're looking to buy your 0:01:44.480 --> 0:01:48.800 multifamily in twenty twenty two, Julian myself. We want to 0:01:48.840 --> 0:01:52.240 help you guys. So type in the chat where exactly 0:01:52.520 --> 0:01:55.640 you're looking to buy your multi family what mark you're 0:01:55.640 --> 0:01:58.840 looking to buy, whether it's New York, Cleveland, Chicago, wherever 0:01:58.880 --> 0:02:00.000 it's at. Type in the chat. 0:02:00.160 --> 0:02:00.720 We want to know. 0:02:00.760 --> 0:02:03.160 We want to be able to support you guys. Now 0:02:03.360 --> 0:02:05.520 let me tell you guys real quick. My god, Julian, 0:02:06.000 --> 0:02:10.120 if you haven't seen him on Investments Right invest fest 0:02:10.200 --> 0:02:12.720 we had back in August, it was phenomenal. Shout out 0:02:12.760 --> 0:02:17.320 to everybody who attended. Julian blew up the stage along 0:02:17.320 --> 0:02:21.360 with all of our panelists, right, but blew up the stage. 0:02:21.400 --> 0:02:22.400 It was phenomenon. 0:02:22.960 --> 0:02:25.880 So it only makes sense that we collaborated in this 0:02:26.000 --> 0:02:28.280 effort because we both have the same goals, and that's 0:02:28.320 --> 0:02:29.880 pushing generational. 0:02:29.320 --> 0:02:31.000 Wealth through real estate in our community. 0:02:31.760 --> 0:02:34.760 So that's why we're here today to help you guys 0:02:35.120 --> 0:02:37.840 get the ten doors in four years using the four 0:02:37.919 --> 0:02:41.119 three two one method. So, without further do, I'm gonna 0:02:41.120 --> 0:02:43.360 throw this to Julian and we're gonna start this off, y'all. 0:02:44.200 --> 0:02:46.600 Yeah, So what's going on, y'all? Welcome to the four 0:02:46.880 --> 0:02:49.280 three two one strategy. How to acquire ten doors in 0:02:49.320 --> 0:02:52.040 four years without a huge without huge down payments. That's 0:02:52.040 --> 0:02:54.680 one of the biggest blockages that people come across when 0:02:54.720 --> 0:02:56.960 they're thinking about how to scale their real estate portfolio. 0:02:57.280 --> 0:03:00.200 And so Matt you mentioned this language for three two one, 0:03:00.600 --> 0:03:03.320 and it's the perfect blueprint for how to scale up. 0:03:03.440 --> 0:03:05.400 And of course, you know, he knows how the money works, 0:03:05.440 --> 0:03:07.240 and I know how to help people find multi fal 0:03:07.360 --> 0:03:09.880 estate deals all over the country. So we decided to 0:03:09.880 --> 0:03:12.600 collab to make this happen. In fact, before investment, we'd 0:03:12.600 --> 0:03:15.280 already been collabing and we'd already helped many people oose 0:03:15.440 --> 0:03:17.920 on multi family properties all across the country, and so 0:03:17.960 --> 0:03:20.639 we just wanted to formalize that and put it together 0:03:20.720 --> 0:03:22.640 so that there's a stronger pipeline to make sure that 0:03:22.680 --> 0:03:25.400 more can close in twenty twenty two. And as I 0:03:25.440 --> 0:03:27.919 was actually thinking about freedom, you know, that's what we're 0:03:27.919 --> 0:03:30.320 all doing this for. For time freedom, for financial freedom. 0:03:30.840 --> 0:03:33.119 My ancestor spirit that I tap into and look look 0:03:33.240 --> 0:03:35.600 for a guid from is Harriet Tubman, right, And you 0:03:35.640 --> 0:03:37.400 know she freed three hundred people over the course of 0:03:37.440 --> 0:03:40.280 a decade by making night trists below the Mason Dixon line. 0:03:40.360 --> 0:03:42.640 And I was doing some research and there was this 0:03:42.680 --> 0:03:45.920 guy named William Steell who actually financed a lot of 0:03:45.960 --> 0:03:48.720 the work on the underground railroad. So William still he 0:03:48.800 --> 0:03:52.000 was the one financing the underground railroad, and Harriet Tubman 0:03:52.040 --> 0:03:53.840 was the one doing the freeing. And when I look 0:03:53.880 --> 0:03:55.800 at Matt and I, you know what, He's the one 0:03:55.800 --> 0:03:58.400 that's financing people to get to rent mortgage freedom, and 0:03:58.440 --> 0:04:00.360 I'm the one out here doing it on the front lines. 0:04:00.400 --> 0:04:02.440 And so this is just a powerful partnership and I'm 0:04:02.480 --> 0:04:04.960 so glad to be here. And we did a great 0:04:04.960 --> 0:04:08.040 webinar last month, and we're actually looking for one hundred 0:04:08.080 --> 0:04:10.520 more people to actually go through this process with us, 0:04:10.560 --> 0:04:12.640 because we're going to get three hundred people to close 0:04:12.680 --> 0:04:15.800 in twenty twenty two, straight out the gates. Even prior 0:04:15.840 --> 0:04:17.599 to this. These are some people that we had helped 0:04:17.640 --> 0:04:20.719 close who were part of the multi family movement. We 0:04:20.760 --> 0:04:23.680 got people in South Carolina, We got people and what 0:04:23.800 --> 0:04:28.000 is this Baltimore, No, Connecticut that was Natalie closed in Connecticut, 0:04:28.200 --> 0:04:33.200 Sandy Jasmine Centist in Brooklyn they closed, and Cypress Hills, Brooklyn, 0:04:33.360 --> 0:04:38.360 New York. Daffy closed in Georgia. And so we got 0:04:38.360 --> 0:04:41.719 people that we've already collaborated on and helped close. And 0:04:41.800 --> 0:04:43.800 so now we're just closing that pipeline and making it 0:04:43.839 --> 0:04:45.360 more solid. And so we want to break down the 0:04:45.400 --> 0:04:48.000 four three two one method to show you how we 0:04:48.040 --> 0:04:50.159 actually do this and how you can get on board. 0:04:50.520 --> 0:04:53.120 In twenty twenty two, you get your first four doors 0:04:53.240 --> 0:04:55.279 and then we scale up all the way to your 0:04:55.320 --> 0:04:57.400 ten doors. So, for those of you who don't know me, 0:04:57.480 --> 0:05:00.360 I'm founder of the mult high family Movement. I built 0:05:00.400 --> 0:05:02.960 a real estate portfolio that's over five million dollars with 0:05:03.000 --> 0:05:06.440 about thirty eight units all across the country in Oakland, Brooklyn, 0:05:06.920 --> 0:05:10.119 New Orleans, and Baton Rouge. I lead the multi family 0:05:10.160 --> 0:05:12.520 movement where I'm helping thousand students get to rent mortgage 0:05:12.520 --> 0:05:15.960 freedom through multifamily real estate. In terms of my personal portfolio, 0:05:16.080 --> 0:05:18.839 this is actually it right here. These are properties that 0:05:18.880 --> 0:05:20.720 I actually control, So I'm not just going to talk 0:05:20.760 --> 0:05:23.039 about these imaginary properties. These are the ones that I 0:05:23.080 --> 0:05:25.240 control right here and right now, and we want to 0:05:25.279 --> 0:05:27.960 show you how I did this and how Matt is 0:05:28.000 --> 0:05:31.120 building his portfolio too. I built this portfolio in eight years, 0:05:31.160 --> 0:05:33.359 and I started with the three I started with the 0:05:33.360 --> 0:05:36.040 three two one strategy, and knowing what I wouldn't know now, 0:05:36.080 --> 0:05:37.840 I would have went for three two one. And so 0:05:37.880 --> 0:05:39.680 we're going to show you what we would have done 0:05:39.720 --> 0:05:42.040 differently on our own journeys. But we're happy we we're 0:05:42.040 --> 0:05:44.680 at in terms of our sizeable real estate portfolios, and 0:05:45.000 --> 0:05:47.039 we're going to lay out that blueprint for you right now. 0:05:47.240 --> 0:05:49.160 But the reason this is so important to us are 0:05:49.279 --> 0:05:52.279 why the reason that we're doing this is because we're 0:05:52.279 --> 0:05:55.320 in the midst of a financial revolution. Obviously, Eyl is 0:05:55.480 --> 0:05:59.160 leading that financial revolution through the actual literacy, and Matt 0:05:59.160 --> 0:06:01.160 and I want to turn some of that literacy into 0:06:01.240 --> 0:06:03.960 actual execution. And so we want to hoose the gap 0:06:03.960 --> 0:06:06.760 between the rich and the poor and close that wealth gap. 0:06:07.040 --> 0:06:09.320 And Matt the way he languages it is that we're 0:06:09.320 --> 0:06:11.800 closing the wealth gap one brick at a time, right, 0:06:11.880 --> 0:06:14.159 one brick at a time. And those bricks are the 0:06:14.160 --> 0:06:16.680 pieces of real estate. And so we've helped hundreds of 0:06:16.680 --> 0:06:19.640 people close on multi family real estate all the country. 0:06:20.120 --> 0:06:22.719 In terms of the multifamily movement, our success is about 0:06:22.760 --> 0:06:25.839 two hundred and thirty seven people documented that have closed 0:06:25.960 --> 0:06:28.440 on about sixty million dollars worth of real estate in 0:06:28.480 --> 0:06:31.239 just the past two years, and so want to double 0:06:31.279 --> 0:06:33.440 that in twenty twenty two. And we're looking for the 0:06:33.480 --> 0:06:35.320 right people who are ready to do this work. So 0:06:35.520 --> 0:06:37.680 on this webinar, we're going to show you the down 0:06:37.720 --> 0:06:40.800 payments right, how to avoid twenty five percent down payment 0:06:40.839 --> 0:06:44.000 so that you can scale your portfolio beyond one property, 0:06:44.279 --> 0:06:47.600 deal flow, how to find cash flowing off market deals 0:06:47.800 --> 0:06:51.360 near you or less expensive aller markets. And the deal analysis, 0:06:51.400 --> 0:06:53.760 which is how to analyze and structure different types of 0:06:53.760 --> 0:06:55.440 deals so that you can keep growing. And that's where 0:06:55.440 --> 0:06:57.719 mass expertise is and So our big promise in this 0:06:57.800 --> 0:06:59.719 short amount of time is give you a proven path 0:06:59.800 --> 0:07:03.360 to acquire ten doors in four years without huge down payments. 0:07:03.400 --> 0:07:06.159 All right, So at the end of the webinar, what 0:07:06.160 --> 0:07:08.360 we're going to do is for those who stay, we're 0:07:08.400 --> 0:07:09.680 going to give you a list of one hundred and 0:07:09.760 --> 0:07:13.080 forty seven down payment assistant programs. These down payment assistant programs, 0:07:13.080 --> 0:07:15.240 some of them are five thousand dollars grants. Some of them, 0:07:15.600 --> 0:07:17.640 if you take a landlord class, they'll roll your closing 0:07:17.680 --> 0:07:19.920 costs into the loan. This will just make it easier 0:07:19.920 --> 0:07:22.040 for you to get into your first property typically down payment. 0:07:22.040 --> 0:07:24.800 This programs don't work for your second, third, and fourth property. 0:07:24.880 --> 0:07:26.680 But those of you who don't have any properties yet, 0:07:26.800 --> 0:07:28.480 this is going to be a really powerful tool for you. 0:07:28.520 --> 0:07:31.040 It's organized by state, and we'll send that out. All 0:07:31.040 --> 0:07:33.640 you have to do is text get free all one 0:07:33.680 --> 0:07:37.800 word to eight four four nine oh one three two 0:07:37.880 --> 0:07:41.280 three nine. That's eight four four nine oh one three 0:07:41.360 --> 0:07:43.200 two three nine. I'll leave that up there just for 0:07:43.240 --> 0:07:46.200 a second. Again, you're texting get free to eight four 0:07:46.280 --> 0:07:50.240 four nine oh one three two three nine. Do that 0:07:50.360 --> 0:07:52.120 right now, because that's what we're going to send you 0:07:52.120 --> 0:07:55.240 your list of down payment assistant programs at the end. 0:07:55.360 --> 0:07:58.000 All right, So Matt, you want to break down the 0:07:58.040 --> 0:08:00.400 four three two one strategy for them and and just 0:08:00.560 --> 0:08:02.040 lay it out because a lot of people think that 0:08:02.120 --> 0:08:04.080 you start with your single family home first and then 0:08:04.120 --> 0:08:06.920 you scale up to larger properties. But I know you 0:08:06.960 --> 0:08:08.080 have a different perspective on that. 0:08:08.800 --> 0:08:09.000 Yeah. 0:08:09.040 --> 0:08:12.200 Absolutely, So the four three to two four three to 0:08:12.200 --> 0:08:14.960 two one strategy is really like Julian has here on 0:08:14.960 --> 0:08:16.920 a slot, it's your climb to freedom. You know, the 0:08:17.000 --> 0:08:19.640 American dream is flawed. Most people think you want to 0:08:19.920 --> 0:08:22.280 have the white the big white house, big white pick 0:08:22.320 --> 0:08:25.800 of fence, backyards, barbecues and bar mitzvah, Which is cool 0:08:25.880 --> 0:08:27.840 if that's what you want to do with your life, right, 0:08:28.160 --> 0:08:30.240 But for most of you who are on this webinar, 0:08:30.480 --> 0:08:32.920 you guys want to build a real estate portfolio. You 0:08:32.960 --> 0:08:35.079 want to become a landlord. So you don't want to 0:08:35.120 --> 0:08:37.679 go single family first. That is the wrong way to 0:08:37.679 --> 0:08:40.199 do it. You always want to go multi family first. Right, 0:08:40.280 --> 0:08:43.080 it's a it's the countdown to freedom. So if you 0:08:43.160 --> 0:08:45.679 want to be a landlord and you don't have a 0:08:45.720 --> 0:08:48.040 lot of capital and you want to follow this strategy. 0:08:48.360 --> 0:08:50.000 The first thing I'm gonna tell you guys, you gotta 0:08:50.040 --> 0:08:53.040 have patience. That's first things first, right, nothing's going to 0:08:53.120 --> 0:08:55.880 happen overnight, all right. So the way you do this 0:08:56.240 --> 0:08:59.079 is you start off with a four family property okay, 0:08:59.440 --> 0:09:01.800 and then you can live in that property for at 0:09:01.880 --> 0:09:06.000 least one year because that is the FAHA in conventional guidelines. Okay, 0:09:06.880 --> 0:09:09.040 you hold it for a year, you live into it, 0:09:09.160 --> 0:09:11.520 and then you have three rental incomes that are basically 0:09:11.520 --> 0:09:15.360 paying for your mortgage and your cash phone. Now the 0:09:15.400 --> 0:09:17.320 next step you have to do in about twelve months, 0:09:17.400 --> 0:09:21.280 you have to refinance out of that current FAHA mortgage 0:09:21.320 --> 0:09:22.840 if you use it to get three and a half 0:09:22.840 --> 0:09:26.640 percent down, go into a conventional mortgage. And then you 0:09:26.760 --> 0:09:29.880 go and buy another property which is going to be 0:09:29.920 --> 0:09:33.520 your three family okay, and now you use FHA again. 0:09:33.600 --> 0:09:35.199 So the key to all of this is you have 0:09:35.280 --> 0:09:38.040 to refinance out of your first deal, out of that 0:09:38.120 --> 0:09:40.880 first FHA loan into a conventional so you free up 0:09:40.920 --> 0:09:43.320 your FHA you can use it again, and you repeat 0:09:43.360 --> 0:09:47.680 that process until you get to your single family, which 0:09:47.760 --> 0:09:51.160 is going to give you the freedom that you guys want. 0:09:51.240 --> 0:09:51.360 Right. 0:09:51.400 --> 0:09:53.080 So your four plex is going to pay for it 0:09:53.120 --> 0:09:55.920 self in your cars. Your three plex potentially could pay 0:09:55.920 --> 0:09:58.440 for it self plus your food and your cell phone. 0:09:58.679 --> 0:10:01.160 Your duplex will pay for it self plus your single 0:10:01.200 --> 0:10:03.520 family home, and your single family home is free. So 0:10:03.559 --> 0:10:07.439 that's the idea, that is the strategy so many people have, 0:10:07.800 --> 0:10:09.559 and we all like to call it house hacking. 0:10:09.600 --> 0:10:11.160 I like to call it four three two one because 0:10:11.200 --> 0:10:12.880 it sounds a much better. 0:10:12.640 --> 0:10:16.120 Than house hacking, right, But this is a strategy that's 0:10:16.120 --> 0:10:18.920 been around for years and if it's executed properly, you 0:10:19.000 --> 0:10:21.880 will have ten dollars in four years. 0:10:22.320 --> 0:10:25.040 Yeah, So there's a mess about financial freedom. People think 0:10:25.080 --> 0:10:27.000 that they need millions and millions of dollars in order 0:10:27.000 --> 0:10:30.240 to obtain financial freedom. But if you look at Robert 0:10:30.280 --> 0:10:33.120 Kyresock definition of financial freedom, it's when your passive income 0:10:33.200 --> 0:10:34.480 is greater than your cost of living. 0:10:34.640 --> 0:10:34.800 Right. 0:10:35.080 --> 0:10:37.439 So not only through multi famming real estate are you 0:10:37.480 --> 0:10:39.880 eliminating your housing expense, which is the biggest expense that 0:10:39.920 --> 0:10:43.360 most people have, but you're also generating passive income. A 0:10:43.400 --> 0:10:45.199 lot of people have a great active income, but they 0:10:45.200 --> 0:10:48.560 have no passive income whatsoever, and housing isn't going anywhere. 0:10:48.559 --> 0:10:50.880 It's the number one subscription business model of all time, 0:10:50.920 --> 0:10:53.600 better than Netflix, better than Amazon Prime, right, and it's 0:10:53.600 --> 0:10:55.240 going to be here as long as people live on 0:10:55.280 --> 0:10:57.520 the face of this earth. And so if you truly 0:10:57.520 --> 0:11:00.000 want to be free, you have to generate passive income. 0:11:00.280 --> 0:11:03.080 And multifamily real estate is the most leverage asset that 0:11:03.120 --> 0:11:06.839 the average American can actually buy. And so we want 0:11:06.880 --> 0:11:09.760 you to change your language from in your American dream 0:11:09.760 --> 0:11:12.120 from I just want to own a house, right to 0:11:12.600 --> 0:11:16.720 I want a portfolio. Right. Those are two different aspirations. 0:11:17.200 --> 0:11:19.240 I just want to own a house because over the 0:11:19.240 --> 0:11:22.240 course of an adult life, anybody can own a house. Right. 0:11:22.720 --> 0:11:25.000 Anybody can own a house with a course of a lifetime. 0:11:25.120 --> 0:11:27.160 But we want you to focus on building a portfolio. 0:11:27.240 --> 0:11:29.040 So erase that idea out of your head that just 0:11:29.080 --> 0:11:31.439 I just want to own a home, right, and change 0:11:31.440 --> 0:11:34.199 your language patterns that we're actually seeking to build a portfolio. 0:11:34.320 --> 0:11:36.320 And if we build that portfolio the right way, in 0:11:36.360 --> 0:11:38.280 the way that Matt and I are teaching you, you'll 0:11:38.280 --> 0:11:40.440 actually be able to get to full freedom, not just 0:11:40.480 --> 0:11:42.960 rent mortgage freedom off your first property, but full freedom, 0:11:43.000 --> 0:11:46.000 meaning that your rental properties are covering all of your 0:11:46.040 --> 0:11:49.280 basic living expenses and at that moment in time, you 0:11:49.320 --> 0:11:51.440 are actually free. So we want to start off with 0:11:51.440 --> 0:11:53.559 talking about how you get that first property right. How 0:11:53.559 --> 0:11:56.160 do you go from paying rent right to being paid rent? 0:11:56.440 --> 0:11:58.720 How do you go from paying rent to being paid rent? 0:11:59.000 --> 0:12:01.160 And so when Matt and I are talking about multi 0:12:01.160 --> 0:12:03.600 family properties, we're not talking about those sixty unit apartment 0:12:03.640 --> 0:12:05.920 buildings that you see when you drive down down the freeway. 0:12:06.679 --> 0:12:09.760 What we're talking about is two family, three family, or 0:12:09.800 --> 0:12:13.000 four family homes. These are also known as duplexes, triplexes, 0:12:13.160 --> 0:12:15.600 or four plexes. There's only two point six million of 0:12:15.640 --> 0:12:18.080 them in the entire United States, and they only make 0:12:18.120 --> 0:12:20.600 up eighteen percent of the entire rental supply. So we're 0:12:20.600 --> 0:12:24.280 looking for a very specific, rare asset. Okay. Now, what's 0:12:24.320 --> 0:12:26.720 powerful about two family, three family, and family homes is 0:12:26.720 --> 0:12:29.960 that financing for them is the same process and falls 0:12:30.040 --> 0:12:32.680 under the same residential guidelines. It's financing for a single 0:12:32.880 --> 0:12:36.280 family home, Okay. So it's the same bank, same lender 0:12:36.559 --> 0:12:40.000 in documents, same interest rate, same thirty year term, right, 0:12:40.080 --> 0:12:42.600 And most people don't know that all Right. Now, if 0:12:42.600 --> 0:12:44.640 you buy a three family or four family home in 0:12:44.640 --> 0:12:46.720 the right way, you have to buy it right. This 0:12:46.800 --> 0:12:47.960 is one of the keys that Matt and I are 0:12:47.960 --> 0:12:49.480 going to teach you. You have to buy it right. 0:12:49.520 --> 0:12:52.040 If you buy it right out the gates, then you 0:12:52.040 --> 0:12:54.760 can typically achieve rent mortgage freedom with your first purchase, 0:12:55.040 --> 0:12:57.560 meaning that from that moment in time, you never have 0:12:57.640 --> 0:12:59.520 a housing expense for the rest of your life. Once 0:12:59.520 --> 0:13:02.120 I purchase that three family in Brooklyn, New York, let 0:13:02.120 --> 0:13:04.160 me grow back up to it, that three family in Brooklyn, 0:13:04.160 --> 0:13:05.960 New York. The moment I purchased that, I went from 0:13:06.000 --> 0:13:09.640 paying expensive rent in Brooklyn to now being paid expensive 0:13:09.640 --> 0:13:12.560 rent in Brooklyn, And that one single decision alone change 0:13:12.600 --> 0:13:15.600 the financial trajectory of my life. Right, even if I 0:13:15.679 --> 0:13:17.839 didn't decide to be a real estate educator, my real 0:13:17.920 --> 0:13:21.040 estate portfolio provides way more than enough for me to 0:13:21.160 --> 0:13:23.920 be financially free. And it all started with this one 0:13:24.160 --> 0:13:27.559 single decision. Okay, And so this is the power of 0:13:27.600 --> 0:13:30.480 what we're teaching you now when we're talking about buying right, 0:13:30.679 --> 0:13:33.640 what do we mean and what is rent and mortgag 0:13:33.679 --> 0:13:36.520 freedom written? Mortgage freedom is a result of buying multi 0:13:36.520 --> 0:13:40.680 family real estate, which cash flow that eliminates your housings forever. Right, 0:13:40.800 --> 0:13:44.840 I'm talking andre three thousand, never ever, ever, ever, Right now, 0:13:45.280 --> 0:13:48.640 most people's housing expense, whether it's rent or mortgage, literally 0:13:48.679 --> 0:13:50.959 takes up about one third of the money that they 0:13:51.000 --> 0:13:53.160 that comes into their household. So if a household is 0:13:53.160 --> 0:13:55.679 bringing in three thousand dollars a month, one thousand dollars 0:13:55.720 --> 0:13:58.679 is going out towards housing. Right now, imagine, with one 0:13:58.720 --> 0:14:01.600 single decision by a multi family real estate and follow 0:14:01.640 --> 0:14:03.920 the four three two one strategy, you never had a 0:14:03.960 --> 0:14:06.320 house and expence for the rest of your life. Imagine 0:14:06.320 --> 0:14:09.120 what that would do for you. Okay, in chat, let 0:14:09.200 --> 0:14:11.520 us know what would change for you if you never 0:14:11.600 --> 0:14:14.240 had a house and expense for the rest of your life. 0:14:14.840 --> 0:14:17.560 For most people, everything would change. Some of you would 0:14:17.640 --> 0:14:19.440 quit your jobs, some of you be able to save more, 0:14:19.480 --> 0:14:21.240 some of you would be able to invest, some of 0:14:21.280 --> 0:14:23.200 you would have less stress, some of you be able 0:14:23.200 --> 0:14:26.040 to sleep better. Right if you never had a house 0:14:26.080 --> 0:14:29.000 and expense, just real quick, I want you to imagine, Imagine, 0:14:29.240 --> 0:14:31.240 just like this, all of the money that you paid 0:14:31.280 --> 0:14:34.160 towards rent or mortgage was back in your bank account, 0:14:34.440 --> 0:14:37.320 just like that. How much money have you put out 0:14:37.320 --> 0:14:39.960 towards rent or mortgage? The reason many of you are 0:14:39.960 --> 0:14:42.320 missing zeros and commas in your bank account is because 0:14:42.320 --> 0:14:45.520 of one word rent or mortgage. If we could literally 0:14:45.520 --> 0:14:47.360 just get rid of that one single expense for the 0:14:47.360 --> 0:14:49.400 rest of your life, it would literally change the financial 0:14:49.440 --> 0:14:52.720 trajectory of your life. In fact, if you were able 0:14:52.760 --> 0:14:56.040 to save one thousand dollars a month, every single month, dude, 0:14:56.080 --> 0:14:57.680 you're not having to pay housing because you bought a 0:14:57.760 --> 0:15:00.520 multifamily and you invested that at just se six percent 0:15:00.680 --> 0:15:03.920 annually over the course of thirty years, you'd be a millionaire. 0:15:04.360 --> 0:15:06.880 All of you would have one million, fifteen thousand and 0:15:06.960 --> 0:15:09.120 five hundred and ninety dollars if you could literally just 0:15:09.160 --> 0:15:11.880 stop paying rent or mortgage and you could invest that 0:15:11.960 --> 0:15:14.720 at six percent. So this is the power what we're 0:15:14.760 --> 0:15:16.720 teaching you. This is not a get rich quick scheme. 0:15:16.960 --> 0:15:19.760 This is get rich guaranteed over time, Matt said. The 0:15:19.840 --> 0:15:21.960 key word it is patience. We are showing you a 0:15:21.960 --> 0:15:25.000 step step strategy to avoid huge down payments and to 0:15:25.160 --> 0:15:27.960 acquire ten doors in four years. But some of you 0:15:28.040 --> 0:15:30.320 are so impatient that your rushia go do this and 0:15:30.360 --> 0:15:32.160 go do that, and looking for these get rich quick 0:15:32.160 --> 0:15:34.120 schemes and trying to dump money in this doc and 0:15:34.160 --> 0:15:36.480 this crypto and you have no understanding of any of 0:15:36.520 --> 0:15:38.920 those markets whatsoever, and you get caught up because you're 0:15:38.920 --> 0:15:40.520 always trying to get in these get rich quickie it's 0:15:40.560 --> 0:15:43.680 multi level marketing, it's Sue sous right, put in four 0:15:43.720 --> 0:15:45.520 dollars this week, You'll be in the middle of next 0:15:45.520 --> 0:15:47.760 week and you're gonna get four million dollars. Like you're 0:15:47.800 --> 0:15:51.360 always chasing these get rich quick things. Multi family estate, right, 0:15:51.600 --> 0:15:55.960 get rich guaranteed system over time, Get rich guaranteed system 0:15:56.160 --> 0:15:58.480 over time. And that's what we're teaching you now. Once 0:15:58.480 --> 0:16:01.440 you have your multi family folio, then that frees you 0:16:01.520 --> 0:16:05.200 up to take greater risk in other types of asset classes. 0:16:05.360 --> 0:16:08.320 But the most proven asset class of all time, right 0:16:08.480 --> 0:16:11.840 has been real estate. Okay, so we have to retrain 0:16:11.920 --> 0:16:14.240 our eyes to be able to see real estate in 0:16:14.280 --> 0:16:16.000 the right way. Many of you are watching shows on 0:16:16.040 --> 0:16:20.000 AGTV that's like your pastime now, and we have some 0:16:20.160 --> 0:16:23.400 news for you. Your first property probably won't look like 0:16:23.440 --> 0:16:27.120 anything that you've seen on ATTV. AGTV is literally leading 0:16:27.160 --> 0:16:30.600 you astray. Excuse me when I tell people straight up, 0:16:30.840 --> 0:16:33.160 like when these students are in my class and tell 0:16:33.200 --> 0:16:36.160 them you cannot watch AGTV. You can only watch AGTV 0:16:36.280 --> 0:16:38.880 when you were in my program, because AGTV will literally 0:16:38.880 --> 0:16:40.640 tell you to do the opposite of what I'm telling 0:16:40.720 --> 0:16:42.760 you to do. And so we have to retrain your 0:16:42.800 --> 0:16:45.320 eyes to be able to see the estate as an 0:16:45.360 --> 0:16:48.000 asset and a business, not for the esthetics and the beauty. 0:16:48.040 --> 0:16:50.360 AHTV teachers you look at real estate for the esthetics 0:16:50.360 --> 0:16:52.480 and the beauty. We're trying to show you that real 0:16:52.600 --> 0:16:55.040 estate is an asset and a business, and that changed 0:16:55.080 --> 0:16:57.280 the lenses through which you look at a deal. Of course, 0:16:57.280 --> 0:16:58.800 you have to know how to run the numbers. This 0:16:58.960 --> 0:17:01.600 was my first deal in Brooklyn, New York, Okay, And 0:17:01.640 --> 0:17:03.440 I was fully aware that my first home was not 0:17:03.560 --> 0:17:06.840 my dream home. Hey, but it made my dreams possible. Right, 0:17:07.240 --> 0:17:10.480 This is my This is my kitchen. Right. You don't 0:17:10.480 --> 0:17:13.639 see any granted countertops. Those are from Micah countertops. You 0:17:13.640 --> 0:17:16.080 don't see any standless still appliances. The only thing stanless 0:17:16.080 --> 0:17:18.320 steel is the sink. You got basic cabinets from Low's 0:17:18.400 --> 0:17:21.680 or Home Depot, And they have lind white paint over everything, right, 0:17:21.960 --> 0:17:24.080 they at least could have put that gentrification gray paint 0:17:24.080 --> 0:17:26.760 in there. How many y'all got gentrification gray paint? In 0:17:26.800 --> 0:17:29.159 your apartment or your home right now, y'all know what 0:17:29.160 --> 0:17:31.840 I'm talking about. Once your neighborhood goes gray, it's on 0:17:31.880 --> 0:17:34.480 its way, all right. So my first home was not 0:17:34.520 --> 0:17:36.400 my dream home, but that's what the American dream tells 0:17:36.440 --> 0:17:38.200 you to do. But that's how the American dream is 0:17:38.240 --> 0:17:40.359 literally talking sen of you to sleep right, telling you 0:17:40.440 --> 0:17:42.720 to go after that single family first. So you have 0:17:42.760 --> 0:17:46.760 to make a decision between AGTV and multifamily investor. Are 0:17:46.800 --> 0:17:48.880 you looking for granted countertops? Are you gonna be looking 0:17:48.880 --> 0:17:51.440 for guaranteed cash flow? Are you gonna be buying based 0:17:51.440 --> 0:17:53.919 on emotion? Are you buying based on economics? Are you 0:17:53.920 --> 0:17:56.240 looking for a finished basement? Are you looking to start 0:17:56.280 --> 0:18:00.680 building wealth? All right? And so Matt can jump Mac 0:18:00.640 --> 0:18:02.600 can jump in. But Matt, a lot of people think 0:18:02.800 --> 0:18:05.199 they need a huge amount of money in order to 0:18:05.200 --> 0:18:07.159 get in the game. And I know, because you know 0:18:07.200 --> 0:18:09.200 all the finances was out there, that that's not true. 0:18:09.720 --> 0:18:11.679 No, it's definitely not true. And I love how you 0:18:11.720 --> 0:18:18.480 said what you said. Gentrification great, yeah. 0:18:16.920 --> 0:18:18.920 You know what, you know exactly what I'm talking about. 0:18:19.000 --> 0:18:19.160 Yo. 0:18:19.400 --> 0:18:22.120 That got me, That has me in tears right now. 0:18:22.320 --> 0:18:26.880 Gentrification can't be mad at that, but yeah, I love 0:18:26.920 --> 0:18:29.120 with the slide that you have up here right now. Right, 0:18:29.200 --> 0:18:32.560 the single family family HT buyer, they want the grant 0:18:32.600 --> 0:18:35.879 account top so they got emotions. They want to keep 0:18:35.960 --> 0:18:38.480 up with the Joneses versus the multi family investors thinking 0:18:38.480 --> 0:18:41.960 about guaranteed cash flow economics. They trying to get ahead 0:18:41.960 --> 0:18:43.960 of the Joneses, not trying to keep up with them. Right, 0:18:44.240 --> 0:18:47.040 the asset their dream home. This is the way you 0:18:47.119 --> 0:18:49.119 got to do it, right now, do we want to 0:18:49.119 --> 0:18:51.200 go into like fa chair a little bit more detail 0:18:51.200 --> 0:18:52.480 about doing that, and we're. 0:18:52.320 --> 0:18:53.760 Gonna go down in just a second. So let me 0:18:53.800 --> 0:18:56.119 just share my personal story really quickly. So you know, 0:18:56.240 --> 0:18:58.720 I bought my first property in Brooklyn, New York. Right, 0:18:59.080 --> 0:19:01.879 And this my actual W two from twenty twelve. I 0:19:01.920 --> 0:19:03.959 bought that property in twenty thirteen. This is my W 0:19:04.040 --> 0:19:06.080 two and Matt. Matt would have been the one to 0:19:06.080 --> 0:19:09.240 look at my file, right, and you can see that 0:19:09.359 --> 0:19:12.240 only made thirty six thousand dollars twenty and twelve thirty 0:19:12.280 --> 0:19:15.120 six thousand dollars in my business twenty twelve. Right, And 0:19:15.400 --> 0:19:17.240 this was the W two that they used to qualify 0:19:17.320 --> 0:19:20.920 me for a triple in Brooklyn. So I'm literally living 0:19:20.960 --> 0:19:22.680 proof that you do not need a lot of money 0:19:22.680 --> 0:19:25.840 to get started in real estate because I got started 0:19:25.920 --> 0:19:27.400 when I wasn't making a lot of money. I got 0:19:27.400 --> 0:19:29.359 started in New York City, the most expensive market in 0:19:29.359 --> 0:19:31.120 the world. I got started while I was an entrepreneur, 0:19:31.200 --> 0:19:33.560 and I got it started within three years of economic procession. 0:19:33.800 --> 0:19:36.000 So some of you like Houseway, like, how did you 0:19:36.480 --> 0:19:38.919 do this? How did you buy a triplex in Brooklyn 0:19:38.920 --> 0:19:41.080 with thirty six thousand dollars income? I almost did not 0:19:41.119 --> 0:19:44.040 get financed. Okay, I was literally probably on the borderline 0:19:44.200 --> 0:19:47.000 and with thirty six thousand dollars work now for you know, 0:19:47.359 --> 0:19:49.800 because that property is appreciated by over four hundred thousand 0:19:49.800 --> 0:19:53.160 dollars since twenty and thirteen. So let me break down 0:19:53.520 --> 0:19:56.520 how this actually worked. Right, get your mind blown the 0:19:56.560 --> 0:19:59.720 mosies ready, because this is literally going to change your 0:19:59.760 --> 0:20:02.320 life right off, right off the gates. So let's say 0:20:02.320 --> 0:20:04.760 you were buying this pink single family home in New 0:20:04.840 --> 0:20:07.479 Orleans right that's where I live right now, and you 0:20:07.480 --> 0:20:10.359 had forty thousand dollars of W two income, right, the 0:20:10.440 --> 0:20:13.320 leader will typically qualify you for about six It's around 0:20:13.359 --> 0:20:16.560 six six times your W two income map, something around that, yeah, 0:20:16.640 --> 0:20:19.520 something around the correct Yeah, but there's other factors like 0:20:19.560 --> 0:20:22.920 your credit consistency, et cetera. Right, So three thousand times 0:20:22.960 --> 0:20:24.760 six would be two hundred and forty thousand dollars that 0:20:24.800 --> 0:20:27.000 you get qualified for based on a forty thousand dollars 0:20:27.040 --> 0:20:29.600 W two income. That's for a single family home. But 0:20:29.680 --> 0:20:31.919 watch this, y'all. If you were going to buy a 0:20:32.000 --> 0:20:34.240 multi family home like this pink four plex that I 0:20:34.280 --> 0:20:36.800 control here in New Orleans, the liner will give you 0:20:36.840 --> 0:20:39.600 credit for save five percent of rents that you're going 0:20:39.640 --> 0:20:42.520 to get once you get the keys, and they'll add 0:20:42.520 --> 0:20:45.240 that to your W two income today and qualify you 0:20:45.280 --> 0:20:47.200 based on that number. So let me break down the math. 0:20:47.920 --> 0:20:50.240 Four thousand dollars a month in rents, let's say one 0:20:50.240 --> 0:20:52.680 thousand dollars per unit. It's actually twelve to fifty, right, 0:20:52.880 --> 0:20:55.560 but it's for easy math. Four thousand times seventy five 0:20:55.600 --> 0:20:58.040 percent is three thousand dollars times twelve months is thirty 0:20:58.040 --> 0:21:01.200 six thousand, right. So take that thirty six thousand, add 0:21:01.240 --> 0:21:03.959 it to my W two income of forty thousand, and 0:21:04.000 --> 0:21:06.600 now the lender is qualifying me based on seventy six 0:21:06.680 --> 0:21:10.160 thousand dollars of income instead of just forty. So now 0:21:10.240 --> 0:21:13.320 seventy six times six is four hundred and fifty six 0:21:13.359 --> 0:21:16.639 thousand dollars that I can qualify for this mortgage as 0:21:16.640 --> 0:21:19.119 opposed to two hundred and four Literally almost twice as 0:21:19.240 --> 0:21:21.480 much real estate I'm able to acquire because I bought 0:21:21.520 --> 0:21:24.119 a multi family first instead of a single family. And 0:21:24.240 --> 0:21:27.400 on top of that, it is also easier. Not only 0:21:27.440 --> 0:21:29.439 is it easier to buy a multi family than it 0:21:29.480 --> 0:21:32.200 is to buy a single family, it's actually easier to 0:21:32.200 --> 0:21:34.920 sustain and maintain a multi family than it is a 0:21:34.960 --> 0:21:38.040 single family. Because when you have a multi family, who's 0:21:38.040 --> 0:21:42.120 paying your mortgage the entire time the tenants, right, when 0:21:42.119 --> 0:21:43.919 you have a single family who's paying your mortgage the 0:21:44.000 --> 0:21:46.720 entire time you So, let's say something happens to you 0:21:46.760 --> 0:21:49.120 over the course of thirty years, you lose your job, right, 0:21:49.600 --> 0:21:52.320 you have physical disability or mental illness, or you just 0:21:52.320 --> 0:21:54.119 need to take a break from work. Who's there to 0:21:54.160 --> 0:21:59.400 help you with your mortgage? Absolutely nobody. Nobody who's there 0:21:59.400 --> 0:22:03.480 to help you with them maintenance? Nobody? Okay, So this 0:22:03.560 --> 0:22:05.960 is why multifamily real estate is so powerful, because it 0:22:06.080 --> 0:22:07.719 is an asset that you can live in. It's an 0:22:07.720 --> 0:22:09.919 asset that pays for itself, and it also is an 0:22:09.920 --> 0:22:13.080 asset that pays for the maintenance of itself, the physical maintenance. 0:22:13.119 --> 0:22:15.680 When they give you your mortgage amount, they don't talk 0:22:15.720 --> 0:22:19.280 about all the repairs and maintenance. That is an addition 0:22:19.480 --> 0:22:22.160 that they only show you the pity the principal interest, taxes, 0:22:22.160 --> 0:22:23.959 and insurance. You think, oh, that number is lower than 0:22:23.960 --> 0:22:25.879 my rent, so let me go get this single family home. 0:22:26.160 --> 0:22:29.240 There's an other hidden cost to having a single family 0:22:29.240 --> 0:22:31.320 home that they don't make you aware of that ends 0:22:31.359 --> 0:22:33.359 up hitting your pocket every single month. And if some 0:22:33.440 --> 0:22:35.720 of you are not careful, you will have more money 0:22:35.720 --> 0:22:38.720 going out of your pockets for owning a single family 0:22:38.720 --> 0:22:42.000 home than renting the same square footage across the street. 0:22:42.240 --> 0:22:45.240 And so this is really key if you truly understand it. So, Matt, 0:22:45.280 --> 0:22:47.240 you want to break down why they should buy a 0:22:48.160 --> 0:22:50.960 buy they should buy a multi family first instead of 0:22:50.960 --> 0:22:51.679 a single family. 0:22:52.280 --> 0:22:53.159 Yeah. Absolutely. 0:22:53.240 --> 0:22:55.200 I mean, look, let's go back to the other slide 0:22:55.240 --> 0:22:57.040 real quick, because I want to want to add a 0:22:57.080 --> 0:22:58.120 little color to that one. 0:22:58.200 --> 0:22:58.360 Right. 0:22:58.680 --> 0:23:01.440 Yeah, So if you got look at the bottom of slide, 0:23:01.520 --> 0:23:03.600 how much of a home would you qualify for with 0:23:03.680 --> 0:23:06.120 a forty thousand dollars income, it's saying right here, by 0:23:06.119 --> 0:23:09.159 this example, only two hundred and forty thousand. Now with 0:23:09.240 --> 0:23:12.600 the multifamily home, you can get qualified up to four 0:23:12.680 --> 0:23:15.679 hundred and fifty six thousand, Okay, And that's because the 0:23:15.720 --> 0:23:18.160 power of us being able to use that rental income 0:23:18.200 --> 0:23:20.679 as a lender to help you qualify. Now, the tenant 0:23:21.440 --> 0:23:25.080 the house can be unoccupied, right just so you guys know, 0:23:25.160 --> 0:23:27.160 it doesn't have to have tenants in place in order 0:23:27.200 --> 0:23:30.400 for the lender to use that that market rental income, 0:23:30.680 --> 0:23:33.159 all right, So the appraiser and the lender will the 0:23:33.280 --> 0:23:36.680 lender will always use the market rental income that the 0:23:36.720 --> 0:23:41.000 appraiser puts on that appraiser report if the house does 0:23:41.040 --> 0:23:44.080 not have you know, any current tenants right now. So 0:23:44.160 --> 0:23:46.439 that's a huge powerful thing that I don't want that 0:23:46.520 --> 0:23:48.280 to go of you guys heads. So some of you 0:23:48.359 --> 0:23:51.400 might not have understood that part of it now. Obviously, 0:23:51.840 --> 0:23:54.440 that to income ratio is going to be the ultimate 0:23:55.280 --> 0:23:58.119 endoor be all to determine exactly where you're going to 0:23:58.160 --> 0:24:01.719 get qualified for, so pending on how much your monthly 0:24:02.720 --> 0:24:05.440 debt is like credit cards, car loans, et cetera, et cetera, 0:24:05.560 --> 0:24:09.040 will ultimately determine the final amount that the lender will 0:24:09.080 --> 0:24:11.280 be able to qualify for you. Right now, let's go 0:24:11.320 --> 0:24:14.560 to the next lodge Alan with the down payments. Right, So, 0:24:14.640 --> 0:24:16.480 let's break this down a little bit. Why you should 0:24:16.520 --> 0:24:18.840 buy a multi family home first, very important. If you 0:24:18.880 --> 0:24:22.359 buy your single family home, you put down three and 0:24:22.359 --> 0:24:25.000 a half percent on one hundred k, that's thirty five 0:24:25.080 --> 0:24:28.240 hundred dollars. Right now, when you go to buy your 0:24:28.280 --> 0:24:31.800 next property, and if you want that to be a multifamily, 0:24:32.440 --> 0:24:34.919 now you can't say you're moving from a one family 0:24:34.960 --> 0:24:38.720 home until your due plex, until to your duplex, your triplex, 0:24:38.800 --> 0:24:42.160 or your quad, right because now it doesn't make sense 0:24:42.160 --> 0:24:45.280 that you're going to leave the American dream to pretty 0:24:45.359 --> 0:24:48.200 much go live with tenants, right, So it doesn't make sense. 0:24:48.200 --> 0:24:51.760 So underwriter is automatically going to count to offer you 0:24:51.840 --> 0:24:55.120 from an FHA mortgage which is only for your primary 0:24:55.119 --> 0:24:57.480 residence for at least twelve months, and they're going to 0:24:57.560 --> 0:25:00.560 counter offer you into an investment property loan, which is 0:25:00.560 --> 0:25:03.560 going to require a minimum of twenty five percent down. 0:25:03.600 --> 0:25:05.920 As Julian put here, a three hundred thousand dollars. 0:25:06.000 --> 0:25:09.439 Home at twenty five percent down is seventy five thousand dollars. 0:25:09.920 --> 0:25:14.280 Right, you get yours, you're ready, get your mind blowing 0:25:14.280 --> 0:25:16.680 emotions ready, because watch this, y'all. 0:25:16.800 --> 0:25:19.240 Let's go literally and we literally. 0:25:18.880 --> 0:25:21.719 Just change a sequence like these are the nuances that 0:25:21.760 --> 0:25:24.680 most people don't know. Okay, we literally just change a sequence. Matt, 0:25:24.720 --> 0:25:25.400 give them the game. 0:25:25.800 --> 0:25:27.400 So now we change the sequence. 0:25:27.520 --> 0:25:30.720 Right now, you go with the multifamily first at three 0:25:30.720 --> 0:25:33.240 and a half percent down three hundred k. Now you're 0:25:33.240 --> 0:25:36.920 controlling the asset, right, you're controlling your legacy with only 0:25:37.000 --> 0:25:41.240 ten thousand, five hundred dollars. Okay, Now you go and 0:25:41.600 --> 0:25:44.240 do the one family house. You don't need to put 0:25:44.280 --> 0:25:46.040 down twenty five percent. But if you wanted to put 0:25:46.040 --> 0:25:47.960 down twenty five percent on one hundred k, it'll be 0:25:48.000 --> 0:25:51.000 twenty five thousand. But if you do, it's smart that 0:25:51.000 --> 0:25:53.160 that one family home. Now you'll be able to put 0:25:53.160 --> 0:25:55.399 down a minimum down payment on that as well. 0:25:55.480 --> 0:25:55.640 Right. 0:25:55.720 --> 0:25:57.680 So that's what me and Julian trying to get through 0:25:57.680 --> 0:25:59.520 to you guys, is that you never want to go 0:26:00.640 --> 0:26:03.240 if your goal let me let me rephrase this, if 0:26:03.280 --> 0:26:05.480 your goal is to be a landlord, because you have 0:26:05.560 --> 0:26:07.240 to have a goal of wanting to be a landlord. 0:26:07.320 --> 0:26:10.680 This is not to build wealth. This is all about. 0:26:10.400 --> 0:26:13.760 Being building wealth, being a landlord, being a manager of 0:26:13.760 --> 0:26:15.760 a real estate business, right, being the owner of a 0:26:15.840 --> 0:26:18.240 real estate business, because that's what multi family investment is. 0:26:18.440 --> 0:26:19.480 It's a business. Right. 0:26:20.160 --> 0:26:22.159 You can do it this way and this will keep 0:26:22.440 --> 0:26:25.199 as little as keep your money in your pocket. And 0:26:25.240 --> 0:26:27.560 you're using o PM, you're using a bank's money to 0:26:27.600 --> 0:26:29.480 buy your real estate and fund your wealth. 0:26:30.240 --> 0:26:33.320 Yep, so tell them about FHA. 0:26:33.840 --> 0:26:38.400 So FAHA programs, great program, it's only for primary residents. 0:26:38.400 --> 0:26:40.320 It's only I don't care when no one out there 0:26:40.440 --> 0:26:42.840 and the internet will tell you, well, you could use 0:26:42.960 --> 0:26:46.320 FAHA and never move in and blah blah blah blah blah. Guys, 0:26:46.680 --> 0:26:48.960 do not do that. Do not risk your do not 0:26:49.119 --> 0:26:50.600 risk your legacy. 0:26:50.840 --> 0:26:51.520 For one deal. 0:26:52.480 --> 0:26:55.400 Right, I'm gonna repeat that, do not risk your legacy 0:26:55.640 --> 0:26:59.000 for one deal just because you want to not move 0:26:59.040 --> 0:27:00.840 in and you want to try to I canacyy for 0:27:01.000 --> 0:27:02.920 me and Julian, we don't teach that method. We want 0:27:02.920 --> 0:27:04.639 you guys to do it the right way because we 0:27:04.680 --> 0:27:06.919 got too many of our brothers and sisters behind bars 0:27:06.960 --> 0:27:09.679 as is already, and we don't need our people who 0:27:09.760 --> 0:27:12.879 are in this financial literacy space doing foolishness and getting 0:27:12.920 --> 0:27:16.120 themselves locked up. Right, So in this example right here, 0:27:16.119 --> 0:27:18.600 like we said, already three hundred thousand dollars down three 0:27:18.640 --> 0:27:21.879 point five percent, your down payment is ten thousand, five hundred. 0:27:21.880 --> 0:27:24.440 Now let's talk about closing costs. Closing costs is also 0:27:24.520 --> 0:27:27.440 something you guys want to be paying attention to. Closing costs, 0:27:27.480 --> 0:27:30.399 depending on the market, could be anywhere from another three 0:27:30.600 --> 0:27:33.159 to five percent. We like to use the high end 0:27:33.240 --> 0:27:37.080 number at a five percent. Great thing with FHA, they 0:27:37.119 --> 0:27:39.280 will allow the seller to pay all of your closing 0:27:39.320 --> 0:27:41.879 costs up to six percent of that sales price. That 0:27:42.000 --> 0:27:44.800 is another home run. With an FHA mortgage, you can 0:27:44.840 --> 0:27:47.280 get what's called the sales concession to kind of take 0:27:47.960 --> 0:27:51.399 that take care of that. FAHA will allow you to 0:27:51.680 --> 0:27:54.439 buy a multi family property with as little as a 0:27:54.520 --> 0:27:55.919 five to eighty credit score. 0:27:56.160 --> 0:27:56.360 Right. 0:27:56.440 --> 0:27:59.240 Conventional loans require at least a six to twenty credit score, 0:27:59.480 --> 0:28:03.400 but our recommend if anyone's going to buy a multifamily, 0:28:03.440 --> 0:28:05.720 make sure you have at least a six forty credit score, 0:28:05.800 --> 0:28:08.159 especially if you're going FHA because then you're going to 0:28:08.200 --> 0:28:12.240 get a better interest rate even if versus going with 0:28:12.280 --> 0:28:14.680 the lower score, then you'll have a much higher interest rate. 0:28:14.720 --> 0:28:16.200 So we want you guys to be able to cash 0:28:16.200 --> 0:28:18.760 flow also, So the lower the interest rate, the more 0:28:18.800 --> 0:28:21.280 opportunity you're going to have to cash flow. So I 0:28:21.320 --> 0:28:23.640 know some of you guys like probably got excited, like, wait, 0:28:23.680 --> 0:28:26.359 you can go down to five eighty six hundred credit score. Yes, 0:28:26.600 --> 0:28:29.080 but your interest rate might not be pretty. You might 0:28:29.119 --> 0:28:32.919 be paying for it, all right, you want one for this? 0:28:33.160 --> 0:28:35.480 Yeah? No, but this is actual duplex that I control 0:28:35.520 --> 0:28:36.920 here in New Orleans, and I just want to show 0:28:36.960 --> 0:28:40.080 the exact numbers on how this ATM machine pays me 0:28:40.120 --> 0:28:43.040 every single month three hundred thousand dollars down three point 0:28:43.080 --> 0:28:46.600 five percent right initially ten thousand, five hundred, and the 0:28:46.640 --> 0:28:49.360 rent are thirty two hundred. And I'll show you rents 0:28:49.360 --> 0:28:52.200 from December. That's a rent check right there from that 0:28:52.240 --> 0:28:56.120 particular space. The mortgage is twelve fifty nine. Taxes insurance 0:28:56.160 --> 0:28:58.360 are three thirty five. The cap exra pairers are in 0:28:58.440 --> 0:29:01.760 vacancy rate five hundred and fifteen dollars. Most investors will 0:29:01.760 --> 0:29:03.600 not talk about this to you, especially for those of 0:29:03.640 --> 0:29:05.640 you investing in real estate funds, they will not talk 0:29:05.640 --> 0:29:07.880 to you about cap xor pairs of a vacancy rate. 0:29:07.920 --> 0:29:09.880 This is money that we set aside from rents every 0:29:09.920 --> 0:29:12.120 single month in a separate account to make sure that 0:29:12.160 --> 0:29:15.040 we can reinvest into the structural integrity of the property 0:29:15.120 --> 0:29:18.760 so that it actually lasts thirty forty fifty sixty years. Right. 0:29:19.240 --> 0:29:21.440 So if somebody's giving you a cash on cash return 0:29:21.480 --> 0:29:25.200 without accounting for these three things, then do not accept that. 0:29:25.240 --> 0:29:27.240 And they're trying to play you, okay, And so we're 0:29:27.280 --> 0:29:30.200 giving you the real numbers. So this property cash flows 0:29:30.280 --> 0:29:33.080 one thousand, ninety dollars every single month, light clockwork, and 0:29:33.120 --> 0:29:35.120 it's going to do so for the rest of my life. 0:29:35.200 --> 0:29:37.120 So just imagine what that would pay for for you. 0:29:37.280 --> 0:29:38.920 For somebody that's going to pay for your cell phone bill, 0:29:38.920 --> 0:29:41.680 your grocery bill, and your kid's daycare, right, some of 0:29:41.720 --> 0:29:43.840 you that's going to pay for your car note, your 0:29:43.880 --> 0:29:49.080 student owns, and your manicures competitors. Right. So this is 0:29:49.120 --> 0:29:51.560 what cash flow was supposed to do. Cash flowing assets 0:29:51.600 --> 0:29:55.720 are supposed to cover your monthly expenses. Okay, So just 0:29:55.880 --> 0:29:58.840 think about this really quickly. What other business. Can you 0:29:58.840 --> 0:30:01.560 buy for three hundred thousand with only ten thousand, five 0:30:01.680 --> 0:30:04.280 hundred dollars down, get finance for the other two hundred 0:30:04.280 --> 0:30:06.560 and eighty nine thousand dollars in thirty to forty five 0:30:06.640 --> 0:30:09.760 days by simply emailing some doments to your lender, have 0:30:09.880 --> 0:30:12.880 that business immediately cash low in thirty days. Succeed the 0:30:12.960 --> 0:30:16.560 minimum time effort experience What other business on the face 0:30:16.600 --> 0:30:19.160 of the earth operates in this way? I'm gonna just 0:30:20.480 --> 0:30:22.040 I'm gonna check this out. 0:30:23.840 --> 0:30:28.280 You put the music up only Julian Gordon, y'all. 0:30:31.600 --> 0:30:34.640 There are no y'all. There are no rest in peace 0:30:34.640 --> 0:30:39.080 to Alex Trebek right, there are none, y'all. There are 0:30:39.120 --> 0:30:41.640 no other businesses that operate like this. This is why 0:30:41.680 --> 0:30:44.280 this has to be the first business in your family's name, 0:30:44.320 --> 0:30:46.440 because it's the easiest business for you to get into. 0:30:46.800 --> 0:30:49.840 So let us show you the play that we want 0:30:49.880 --> 0:30:51.600 you to run straight out the gate. So many of 0:30:51.640 --> 0:30:53.760 you are renting. We know some of you own single 0:30:53.760 --> 0:30:56.440 family homes already. And if you own a single family home, 0:30:56.480 --> 0:30:57.160 you are not stuck. 0:30:57.240 --> 0:30:57.520 Okay. 0:30:57.800 --> 0:30:59.920 We have what we call the six two five strategy 0:31:00.040 --> 0:31:03.120 for single family buyers. Six to five is there's six 0:31:03.160 --> 0:31:05.840 ways to reverse yourself out of situation. Okay, only two 0:31:05.880 --> 0:31:08.080 of them require you to sell, and there's five ways 0:31:08.080 --> 0:31:10.760 to use FAJS White's Okay, yes you heard us, and 0:31:10.760 --> 0:31:12.240 we're going to talk about some of those in just 0:31:12.240 --> 0:31:14.560 a second. Okay, But let's say most of your ronting 0:31:14.840 --> 0:31:17.000 and you're renting in a four unit, and now you 0:31:17.040 --> 0:31:18.720 want to be the landlord. You're paying your landlord one 0:31:18.680 --> 0:31:21.160 thousand dollars a month. They take that four thousand dollars, right, 0:31:21.720 --> 0:31:23.680 they go pay their mortgage of two thousand dollars to 0:31:23.680 --> 0:31:25.920 the bank. They pocket the other two thousand, and they're 0:31:26.000 --> 0:31:28.640 using that for their lifestyle or for their single family home. 0:31:29.000 --> 0:31:31.440 Now you want to buy a multi family like I 0:31:31.480 --> 0:31:34.040 did in Brooklyn. Okay, Now you've got a four plex 0:31:34.200 --> 0:31:36.120 and you have rents coming from the fourth floor, third floor, 0:31:36.120 --> 0:31:38.520 and second floor. That's three thousand dollars down to you 0:31:38.720 --> 0:31:41.240 who's living on the first floor for free, one hundred 0:31:41.240 --> 0:31:44.040 percent free. Okay, But guess what, it's not just three 0:31:44.080 --> 0:31:45.760 thousand dollars in your pocket, because guess what, you're no 0:31:45.800 --> 0:31:48.880 longer paying rent anymore. So that's four thousand dollars in 0:31:48.920 --> 0:31:51.880 your pocket. So you take that four thousand dollars, right, 0:31:52.240 --> 0:31:55.320 you pay your mortgage of two thousand dollars to the bank, 0:31:55.480 --> 0:31:58.080 and now you're living for free and you have two 0:31:58.120 --> 0:32:00.280 thousand dollars in your pocket. You went from paying one 0:32:00.280 --> 0:32:03.320 thousand dollars negative every single month to rent to now 0:32:03.400 --> 0:32:06.000 have two thousand dollars in your pocket, having no housing 0:32:06.080 --> 0:32:08.160 expense and controlling an asset. 0:32:08.280 --> 0:32:08.640 Okay. 0:32:08.920 --> 0:32:11.560 As Matt said, FAA requires you to live there for 0:32:11.600 --> 0:32:14.120 twelve months. And many of you are going to say, 0:32:14.200 --> 0:32:16.200 I got my first property, Matt and Julian, I'm ready 0:32:16.240 --> 0:32:18.400 to go get my single family home, my dream home 0:32:18.480 --> 0:32:20.920 now my white picket fence with my husband or my 0:32:21.000 --> 0:32:23.200 wife and my son and my daughter and my dog 0:32:23.280 --> 0:32:25.560 named Lassies. Some of you, the American dream is soul 0:32:25.640 --> 0:32:28.800 programmed that you still want that no matter what, right, 0:32:28.880 --> 0:32:30.880 even if we're like no, no, no, no, no, non't 0:32:30.920 --> 0:32:33.840 do that. It's just the program is so real. Okay. 0:32:34.160 --> 0:32:36.440 So yeah, you could go do that and now you 0:32:36.440 --> 0:32:38.240 would be living in your single family you'd have four 0:32:38.280 --> 0:32:41.360 thousand dollars coming from this property, plus one thousand dollars 0:32:41.400 --> 0:32:43.640 were no longer paying rent, so that's five thousand. You 0:32:43.720 --> 0:32:46.239 pay two thousand for each mortgage. And now you have 0:32:46.280 --> 0:32:49.880 two properties, your four family, your single family, plus you 0:32:49.880 --> 0:32:51.760 have one thousand dollars in your pocket. This could be 0:32:51.800 --> 0:32:54.080 the play that you run. Okay, but with the four 0:32:54.160 --> 0:32:56.200 three two one strategy, we don't want you to go 0:32:56.200 --> 0:32:58.720 buy that single family right out the gates, okay, because 0:32:58.760 --> 0:33:01.520 we have ways that you can use FAHA twice. So 0:33:01.680 --> 0:33:04.320 now let's jump into how you get that second property. 0:33:04.800 --> 0:33:06.720 And you feel like you've already put your money, your 0:33:06.720 --> 0:33:08.760 down payment money down and you don't think you can 0:33:08.800 --> 0:33:11.640 save up twenty five percent for the next property. Let's 0:33:11.640 --> 0:33:14.200 break it down for them. So, Matt, you want to 0:33:14.200 --> 0:33:15.360 blow their mind really quickly. 0:33:15.960 --> 0:33:21.560 Yeah, yeah, So can I use FAHA twice? That's house way? 0:33:22.040 --> 0:33:22.720 Yeah, I get that. 0:33:22.800 --> 0:33:24.840 I get that question all the time. So let's break 0:33:24.840 --> 0:33:27.000 down how you can use FAHA twice. You got to 0:33:27.040 --> 0:33:27.959 slide for that one. 0:33:28.520 --> 0:33:31.600 Yeah. So we so we're not gonna buy the single family. 0:33:31.760 --> 0:33:33.880 Now we're gonna go to the triplex. Then we're gonna 0:33:33.920 --> 0:33:35.400 go to the duplex, then we're gonna go to a 0:33:35.400 --> 0:33:35.840 single family. 0:33:35.880 --> 0:33:38.880 Go ahead exactly, So you can use FAHA by the 0:33:38.920 --> 0:33:41.240 four to three to two one strategy, right, that's number one. 0:33:41.280 --> 0:33:44.360 But you're also gonna use it with one hundred mile rule. Right, 0:33:44.480 --> 0:33:47.200 So if you're using FH let's just say you do 0:33:47.280 --> 0:33:51.560 have your single family and New York, but you're relocat 0:33:51.640 --> 0:33:56.120 into I don't know, Chicago, right now, you can in 0:33:56.120 --> 0:33:59.680 that FAHA. Single family is in New York. Now you 0:33:59.680 --> 0:34:02.920 can the Chicago because it's over one hundred miles, right, 0:34:03.160 --> 0:34:05.360 So the one hundred mile rule comes in place, and 0:34:05.400 --> 0:34:08.160 then you'll be able to use your FAHA again. 0:34:08.239 --> 0:34:08.920 But the most the. 0:34:08.880 --> 0:34:10.239 Easiest way to do it, because a lot of you 0:34:10.280 --> 0:34:12.560 guys ain't going to move one hundred miles away from 0:34:12.560 --> 0:34:14.680 your job and your family and things of that nature. 0:34:14.880 --> 0:34:16.359 But the easy way to do it is. 0:34:16.280 --> 0:34:20.239 To buy your house with the multi family first. And 0:34:20.280 --> 0:34:22.719 if you are going to buy your single family I 0:34:22.760 --> 0:34:27.000 would prefer you use conventional versus FAHA, so that way 0:34:27.040 --> 0:34:28.919 you still have that FAHA freed dump. 0:34:29.440 --> 0:34:31.640 Right. So yeah, so here we go, here we go. 0:34:31.680 --> 0:34:32.879 It's you want to read the rule book. 0:34:33.440 --> 0:34:36.040 Yeah, So, according to the FAHA Loan Rulebook, to prevent 0:34:36.080 --> 0:34:39.400 circumvention of the restriction on FAHA and ensuring mortgages to investors, 0:34:39.600 --> 0:34:42.080 FAA generally will not ensure more than one mortgage for 0:34:42.120 --> 0:34:45.279 any borrow transaction with an existing FAHA mortgage is paid 0:34:45.320 --> 0:34:48.640 off and another FAHA mortgage acquired are acceptable. Any person 0:34:48.719 --> 0:34:51.480 or individually or jointly owning a home covered by mortgage 0:34:51.520 --> 0:34:54.680 insured by FAHA, in which the ownership is maintained may 0:34:54.680 --> 0:34:58.520 not purchase another principal residence with FAHA mortgage insurance, except 0:34:58.560 --> 0:35:03.040 under situations described below. And they are boom Matt take 0:35:03.080 --> 0:35:03.560 them through it. 0:35:03.880 --> 0:35:04.719 Boom boom boom. 0:35:04.840 --> 0:35:07.680 So we got relocation one hundred miles rule, which we 0:35:07.840 --> 0:35:10.279 just said, you got to increase in family size, right, 0:35:10.320 --> 0:35:11.719 and this is what a lot of people try to 0:35:11.719 --> 0:35:14.520 get over on right. So if you're having more kids, 0:35:15.080 --> 0:35:18.480 you're housing your in laws, other family members, FAHA will 0:35:18.640 --> 0:35:24.000 allow you to upgrade right and buy a bigger home 0:35:24.080 --> 0:35:27.319 using FAHA again within one hundred miles only if you 0:35:27.360 --> 0:35:30.000 can prove what we just mentioned right there, your family 0:35:30.000 --> 0:35:31.560 size is increasing, all right. 0:35:31.680 --> 0:35:34.160 Vacating a joint owned property i e. 0:35:34.280 --> 0:35:37.319 You're getting divorced, you have some roommates or whatever the 0:35:37.320 --> 0:35:40.000 case may be, and you're moving on right, But most 0:35:40.000 --> 0:35:42.800 common is really divorce right if you have an FAHA 0:35:43.640 --> 0:35:46.040 on your manto residents. You're getting divorced, you can show 0:35:46.040 --> 0:35:48.400 the divorce decrease and you move into another property, than 0:35:48.600 --> 0:35:50.600 FAHA will allow you to do it again. 0:35:50.880 --> 0:35:52.440 Non occupying co borros. 0:35:52.520 --> 0:35:56.000 Right, you're buying buying a home for your parents, Right, 0:35:56.040 --> 0:35:59.920 you're buying homes from an elder, someone other than yourself. 0:36:00.080 --> 0:36:02.239 Then you'll be able to go on as a non 0:36:02.280 --> 0:36:06.120 occupant cobor or co signer for someone else's loan. But 0:36:06.200 --> 0:36:08.080 you know, obviously that wouldn't be your house, but you'll 0:36:08.080 --> 0:36:09.919 be able to co sign for someone else. So those 0:36:10.080 --> 0:36:12.440 these are the ways that you can use the FAHA 0:36:12.880 --> 0:36:13.720 loan twice. 0:36:14.320 --> 0:36:16.560 Fifth and the fifth way is Matt already mentioned some 0:36:16.640 --> 0:36:18.879 of you might have caught. It is to refinance out 0:36:18.920 --> 0:36:21.479 of the FHA loan or inconventional and then that sets 0:36:21.480 --> 0:36:23.000 you up to be able to use it again after 0:36:23.239 --> 0:36:24.960 you fulfill the one year living requirement. 0:36:25.000 --> 0:36:27.200 Okay, And I want to I want to stay on 0:36:27.239 --> 0:36:29.360 that real quick, right, because I think that's very important. 0:36:29.440 --> 0:36:33.120 Is the refinance right, because the refinance is the exit strategy. 0:36:33.239 --> 0:36:35.759 So you got to make sure you buy and right right. 0:36:35.760 --> 0:36:37.560 And I want to say that again, buying right is 0:36:37.600 --> 0:36:40.400 the most important part of this entire equation when it 0:36:40.440 --> 0:36:42.880 comes to the four three two one strategy. If you 0:36:42.960 --> 0:36:46.000 don't buy right, then you won't have enough equity to 0:36:46.120 --> 0:36:49.400 refinance out of that FHA loan and go into. 0:36:49.200 --> 0:36:49.960 A conventional loan. 0:36:50.000 --> 0:36:52.839 All right, So exit strategy is the most important thing 0:36:52.880 --> 0:36:54.720 if you're trying to do the four three to one strategy. 0:36:56.320 --> 0:36:59.680 So FSA rules, FHA will not assure. Oh no, I 0:36:59.719 --> 0:37:01.719 think we read that. So the property must be owner 0:37:01.800 --> 0:37:03.880 occupied for one year. We just want to emphasize that 0:37:03.920 --> 0:37:06.279 the property must be owner occupied for one year. You 0:37:06.360 --> 0:37:09.560 have sixty days to move in, right? Is it clock start, Matt, 0:37:09.600 --> 0:37:11.920 It's clock start once you move in or once you close. 0:37:12.520 --> 0:37:15.600 Once you close, Okay, once you close. 0:37:15.640 --> 0:37:18.680 I mean you technically have sixty days to move in, 0:37:18.800 --> 0:37:21.240 but the clock is really starting. 0:37:21.480 --> 0:37:23.680 Is your closing date? Right? Your settlement date? That's your 0:37:23.680 --> 0:37:28.320 funding date? Right? So if you Black Friday, that's day one, 0:37:28.520 --> 0:37:29.439 Black Friday. Yep. 0:37:30.120 --> 0:37:32.360 So some of y'all are so resistant, all Julian and 0:37:32.400 --> 0:37:35.400 I can live in a multifamily. You know that's just 0:37:35.480 --> 0:37:37.440 not for me. Like, look, you can make a ten 0:37:37.480 --> 0:37:40.880 month sacrifice. You can make a ten month sacrifice in Brooklyn. 0:37:41.080 --> 0:37:43.719 Guess who moved next door to me. Right, it was 0:37:43.760 --> 0:37:47.759 an Asian family plural, two Asian families moved into the 0:37:47.800 --> 0:37:51.120 same size unit that I was in, stacked up in there. Okay, 0:37:51.719 --> 0:37:55.160 after a year and a half, the other Asian family 0:37:55.200 --> 0:37:59.080 in there bought another multi family down the street. Like 0:37:59.200 --> 0:38:01.799 other people are willing to make these sacrifices. And you're 0:38:01.800 --> 0:38:04.200 talking about all my kids have to have their own bedroom, 0:38:04.400 --> 0:38:07.080 No they don't. You better get some bunk beds because 0:38:07.080 --> 0:38:11.880 you're trying to regenerational wealth for them. You can create regeneration. Hell, 0:38:12.040 --> 0:38:14.799 you ten months. You can't hunker down for ten months 0:38:14.840 --> 0:38:16.520 to make it happen. So some of y'all are so 0:38:16.600 --> 0:38:18.880 boogie that you'll never be free. Some of y'all are 0:38:18.920 --> 0:38:20.799 so boogie that you will never be free because you're 0:38:20.800 --> 0:38:23.200 not willing to make the sacrifice is necessary to do 0:38:23.400 --> 0:38:25.239 what you have to do for your last name. You 0:38:25.280 --> 0:38:27.200 want what you want now, and we're trying to set 0:38:27.239 --> 0:38:31.359 you up for the future. Right, So this is really key. Now, 0:38:31.360 --> 0:38:34.840 when you're having a conversation with your lender around faha loans, 0:38:34.880 --> 0:38:38.280 there's one word that you should never ever use. 0:38:38.600 --> 0:38:43.280 Man never ever when you're talking to your lender. 0:38:43.719 --> 0:38:47.480 Never use the word that I'm buying an investment property, 0:38:47.800 --> 0:38:50.080 and you're trying to use fah loan. 0:38:50.480 --> 0:38:55.880 That is the incorrect language. You cannot use this word investment. 0:38:56.920 --> 0:39:01.520 You're automatically in the banker's eyes, you're trying to commit, right, yeah, 0:39:01.560 --> 0:39:03.000 and they're not going to want to work with you, 0:39:03.160 --> 0:39:04.880 and they're going to give you a hard time because 0:39:04.880 --> 0:39:05.919 they don't know who you are. 0:39:06.400 --> 0:39:06.600 Right. 0:39:06.719 --> 0:39:10.200 So, although this is eventually going to be an investment 0:39:10.280 --> 0:39:14.960 property for you in your future, always say this will 0:39:15.000 --> 0:39:18.319 be my primary residence. I Am going to occupy for 0:39:18.320 --> 0:39:21.799 at least twelve months in this multifamily so that way 0:39:21.880 --> 0:39:25.839 you do not have any red flags attached to your name. 0:39:26.880 --> 0:39:30.520 So we have another way for you to use faha 0:39:30.600 --> 0:39:34.360 twice Okay, And this is going to go against the 0:39:34.400 --> 0:39:36.680 American dream again. American dream says go get a single 0:39:36.680 --> 0:39:38.120 family home, which saying don't do that, go get a 0:39:38.160 --> 0:39:41.520 multi family home. The American dream also says, you got married, 0:39:41.560 --> 0:39:44.440 you need to buy a home together, and that is 0:39:44.480 --> 0:39:48.280 the stupidest thing that you can do as a couple 0:39:48.320 --> 0:39:51.440 to start off your financial foundation. Why because there's a 0:39:51.440 --> 0:39:54.160 better way to do it if you actually go get 0:39:54.160 --> 0:39:57.319 married and buy a home together. Guess what, You've now 0:39:57.760 --> 0:40:00.839 both tied yourself to a four hundred thousand dollars loan 0:40:01.080 --> 0:40:04.480 just because you wanted to have the feeling of being 0:40:04.520 --> 0:40:07.080 on a mortgage together and being on a d together. 0:40:07.280 --> 0:40:09.840 Now you're both tied to that loan when one of 0:40:09.840 --> 0:40:13.239 you qualified for that loan by yourself, which then would 0:40:13.239 --> 0:40:15.880 have freed the other person up to go qualify for 0:40:16.040 --> 0:40:19.759 a loan by themselves. So now you're both to four 0:40:19.840 --> 0:40:21.680 hundred thousand dollars loan when you could have got two 0:40:21.760 --> 0:40:24.719 four hundred thousand dollar loans and actually gotten two properties. 0:40:24.920 --> 0:40:27.920 So we do not want you to follow the principles 0:40:27.960 --> 0:40:30.399 of the American dream. Seventy eight percent of Americans live 0:40:30.400 --> 0:40:33.480 in paycheck to paycheck, so that means that this land 0:40:33.520 --> 0:40:35.680 of the Free, the American dream is not working for 0:40:35.880 --> 0:40:38.400 people of all different cultures in races, not just black folks. 0:40:38.680 --> 0:40:41.600 So stop doing what everybody else is doing. Right, don't 0:40:41.640 --> 0:40:46.440 let hallmark and marriage these ideas of wedding. Don't let 0:40:46.480 --> 0:40:48.200 that be part of the game. When you look at 0:40:48.239 --> 0:40:50.920 Game of Thrones and cultures in the back, what it 0:40:50.960 --> 0:40:53.200 was two families coming together and what did they bring together? 0:40:54.320 --> 0:40:57.319 Top big word on Matt Shirt assets. There were two 0:40:57.320 --> 0:41:00.320 families bringing assets together. You want to go thirty thousand 0:41:00.360 --> 0:41:03.040 dollars in debt for a Cinderella wedding. That is not 0:41:03.120 --> 0:41:05.440 the financial foundation that you need to start your family on. 0:41:05.480 --> 0:41:08.600 How about you go acquire two assets together to multifamily 0:41:08.640 --> 0:41:12.839 assets and bring them together as you come together through marriage. Right, 0:41:12.920 --> 0:41:17.640 so we say scratch that, each spouse while dating goes 0:41:17.880 --> 0:41:20.799 and gets a multi family. First, Yeah, you can still 0:41:20.800 --> 0:41:23.560 be sleeping at your partner's house even though you control 0:41:23.640 --> 0:41:26.360 this one over here and they not checking in and saying, 0:41:26.440 --> 0:41:29.320 hey are you sleeping here? You can own that property 0:41:29.360 --> 0:41:31.640 and be still sleeping with your partner in their multi 0:41:31.640 --> 0:41:34.960 family until you fulfilled the one your requirement. Right. And 0:41:35.000 --> 0:41:37.280 so now then you go get married and you're bringing 0:41:37.280 --> 0:41:39.360 two assets together and you go get this single family 0:41:39.360 --> 0:41:41.200 home or you actually keep running the play. If you 0:41:41.239 --> 0:41:44.160 really bowed it about it, you'll both run that play 0:41:44.320 --> 0:41:46.120 over and over and over again. But you just have 0:41:46.160 --> 0:41:48.600 to be mindful in terms of how property is seen 0:41:48.600 --> 0:41:51.279 in your state, whether it's a communal communal property state, 0:41:51.360 --> 0:41:53.200 and you have to be mindful about how to run 0:41:53.239 --> 0:41:56.120 your taxes so that you might want to keep your 0:41:56.120 --> 0:41:59.640 taxes separate so that you can actually continue to buy 0:41:59.840 --> 0:42:02.960 and execute the four three two to one strategy separately. 0:42:03.360 --> 0:42:06.360 So now you're bringing together twenty doors in four years 0:42:06.520 --> 0:42:08.239 as opposed to just ten. 0:42:08.880 --> 0:42:13.000 N Look, I need everybody in a chat right now 0:42:13.040 --> 0:42:18.160 to put DAC divide and conquer, right, DAC in the 0:42:18.280 --> 0:42:22.239 chat right now, especially if you got a girlfriend, boyfriend, 0:42:22.480 --> 0:42:26.239 you're engaged, DAC, you need to get a shirt that 0:42:26.400 --> 0:42:29.799 says divide and conker because if we came on here 0:42:29.840 --> 0:42:32.160 saying we can get you ten doors in four years, 0:42:32.280 --> 0:42:34.880 if you guys, DAC, it could be twenty dolls in 0:42:34.920 --> 0:42:40.879 four years. Right, don't be fooled by Hallmark, Walmart, any 0:42:40.880 --> 0:42:44.040 of these holiday cards. Get everything that they're talking about 0:42:44.120 --> 0:42:46.840 right now, y'all. We need to build wealth in our community. 0:42:46.920 --> 0:42:48.560 We ain't got to we can. We can do all 0:42:48.560 --> 0:42:52.239 that nice, pretty fuzzy pink stuff later, right right now. 0:42:52.280 --> 0:42:54.840 This is all about building wealth and generational wealth. And 0:42:54.880 --> 0:42:57.319 if you guys are like minded, soul made to you 0:42:57.320 --> 0:42:59.080 know you want to spend the rest of your lives together. 0:42:59.440 --> 0:43:02.000 You got, like Julian said, this is like game of Thrones. 0:43:02.040 --> 0:43:02.279 Baby. 0:43:02.280 --> 0:43:04.600 You got to bring your assets to Kingdom and if 0:43:04.640 --> 0:43:06.879 both of you are able to qualify. Now, this only 0:43:06.960 --> 0:43:12.680 works if both parties are financially stable as individuals. And 0:43:12.719 --> 0:43:15.359 that's that look, and that's gonna tell you maybe if 0:43:15.360 --> 0:43:18.040 that person ain't financially stable, maybe you shouldn't be marrying them, 0:43:18.400 --> 0:43:20.600 you know what I'm saying. That's that's that's a that's 0:43:20.640 --> 0:43:23.800 a gem from MG. Right, if they're not financially stable, 0:43:24.080 --> 0:43:26.640 maybe you shouldn't be trying to marry them. But if 0:43:26.640 --> 0:43:29.319 they are financial stable and they're able to qualify their 0:43:29.320 --> 0:43:32.480 own and you're able to qualify year one, that's eight 0:43:32.560 --> 0:43:36.319 doors in your portfolio. Now, imagine how much faster can 0:43:36.360 --> 0:43:39.120 you get to the real dream house that you really want, 0:43:39.440 --> 0:43:42.239 not the one you settled for, right, because most people 0:43:42.280 --> 0:43:44.880 are buying houses on today's income, not future income. You 0:43:44.920 --> 0:43:47.800 can't buy a house on your dream house on future income. 0:43:47.840 --> 0:43:49.320 But if you build this up the right way and 0:43:49.400 --> 0:43:53.160 divide a concker. Look, man, it's only only the proof 0:43:53.200 --> 0:43:54.960 is in the pudding, you're going to win. 0:43:57.280 --> 0:43:59.680 This is Alan. He closed on the property in the 0:43:59.680 --> 0:44:02.120 middle of the pandemic, and he said, Julie, I want 0:44:02.120 --> 0:44:03.520 to thank you for the great service to provide I 0:44:03.560 --> 0:44:05.160 learned a great deal from a detailed instruction of the 0:44:05.200 --> 0:44:07.040 past three months during the pandemic. Recent closed on the 0:44:07.080 --> 0:44:09.880 multi family in Baltimore on six seventeen twenty. The property 0:44:09.920 --> 0:44:12.640 cash flows is an appreciating market with built in equity. 0:44:12.680 --> 0:44:14.880 He bought right. I would not have had the confidence 0:44:14.920 --> 0:44:16.360 to handle the deal like such a boss. With the 0:44:16.360 --> 0:44:18.279 EXPERANLGE provider in your course, I felt like I had 0:44:18.280 --> 0:44:19.879 the answers to the test every step along the way. 0:44:20.000 --> 0:44:22.160 Thanks again, brother for the gateway to freedom and generation well. 0:44:22.200 --> 0:44:24.879 I was certainly pay it for best regards. Now, look 0:44:24.880 --> 0:44:28.000 what Alan did. He closed, He uses VA loan. He 0:44:28.080 --> 0:44:32.920 closed on this property Baltimore. He engaged, got engaged to 0:44:33.000 --> 0:44:35.680 his significant other two months later on the third floor 0:44:35.719 --> 0:44:38.000 of that property. Okay, didn't go pay for no event 0:44:38.040 --> 0:44:40.320 space or anything like that third floor of that property 0:44:40.360 --> 0:44:43.600 of the asset. Got married two months later. Then they 0:44:43.640 --> 0:44:46.399 gave birth to a love child two months after that. 0:44:46.719 --> 0:44:49.160 And what did he say? He said, key rings before 0:44:49.160 --> 0:44:53.120 wedding rings. Wedding rings. 0:44:53.239 --> 0:44:56.200 I like that, that's a bar. That is a bomb. 0:44:56.280 --> 0:44:58.759 Key rings before wedding rings. Let's put that in that 0:44:58.840 --> 0:44:59.319 chat too. 0:45:02.520 --> 0:45:06.080 Like this is he played it right? He played it right. Okay, 0:45:06.200 --> 0:45:08.759 So you got to know that there's a sequence to success, 0:45:08.840 --> 0:45:11.359 just like the sequence you buy multi family first, then 0:45:11.400 --> 0:45:14.560 single family, or then three then two. This is a sequence. 0:45:14.680 --> 0:45:17.240 There are sequences to success, and if you just follow 0:45:17.280 --> 0:45:20.520 the print, you will become successful. Okay. So now you 0:45:20.600 --> 0:45:22.720 got two properties. Now how do you get the third? 0:45:22.840 --> 0:45:25.000 All right? The third is where you can get a 0:45:25.040 --> 0:45:27.080 little bit more challenge. You can just continue to run 0:45:27.160 --> 0:45:30.160 the faha play living in a year, Go down to 0:45:30.160 --> 0:45:31.840 the next side, go down the next size, until we 0:45:31.840 --> 0:45:33.760 get down to your single family. But there are also 0:45:33.840 --> 0:45:35.640 other ways to get that third property. 0:45:35.760 --> 0:45:35.920 Right. 0:45:36.440 --> 0:45:38.960 Some of you are invested in stocks you listen to 0:45:39.760 --> 0:45:42.440 and you listen to Wall Street Trapper, you're in their 0:45:42.480 --> 0:45:44.720 programs or whatnot, and you're getting in the stock market. 0:45:44.920 --> 0:45:47.000 And the reality is that some of you own Amazon 0:45:47.080 --> 0:45:50.080 stock and have never been to Seattle. Some of you 0:45:50.120 --> 0:45:53.239 own Nike stock and never been to Oregon. Okay, and 0:45:53.280 --> 0:45:55.600 so what does this mean? You own assets, but you've 0:45:55.640 --> 0:45:57.799 never been to where that asset is or where it 0:45:57.800 --> 0:46:00.359 comes from. So your money does not have to work 0:46:00.400 --> 0:46:03.680 in the same city as you do. Your money does 0:46:03.760 --> 0:46:06.239 not have to work in the same city as you do. 0:46:06.280 --> 0:46:07.560 Some of you want to be landlord. You want to 0:46:07.560 --> 0:46:09.840 be drive by your property and check it out. You know, 0:46:09.880 --> 0:46:11.520 the closer you live to your properties, the more your 0:46:11.560 --> 0:46:13.800 tenants will call you. The further you live for your properties, 0:46:13.800 --> 0:46:16.440 the less your tennis will call you. Okay, And to 0:46:16.480 --> 0:46:18.759 be truly passive, you actually do want to have enough 0:46:18.800 --> 0:46:21.720 cash for on the property to have a property manager anyway, Okay, 0:46:21.880 --> 0:46:23.680 So your money does not have to work in the 0:46:23.680 --> 0:46:25.800 same city as you do. So people ask Matt and 0:46:25.880 --> 0:46:28.560 I all the time what markets are popping, etc. And 0:46:28.200 --> 0:46:30.759 we share our networks of real estate agents and things 0:46:30.760 --> 0:46:33.400 of that nature with folks. But the answer is not 0:46:33.440 --> 0:46:37.200 a city. The answer is not one city. The answer 0:46:37.320 --> 0:46:40.000 that we give is as follows. The best places to 0:46:40.120 --> 0:46:41.920 invest in is first you try to invest where you 0:46:41.960 --> 0:46:43.960 currently live. I was living in Brooklyn, so I bought 0:46:43.960 --> 0:46:46.600 in Brooklyn. Then you invest where you're from. I was 0:46:46.719 --> 0:46:49.200 from Oakland, so I bought in Oakland. Then you invest 0:46:49.239 --> 0:46:50.880 where you want to be a contribution. I wanted to 0:46:50.920 --> 0:46:53.040 be a contribution in New Orleans, so I started expanding 0:46:53.040 --> 0:46:55.319 my portfolio in New Orleans. And then the fourth way 0:46:55.320 --> 0:46:57.520 that you invest is where you can make the most money. 0:46:58.040 --> 0:47:01.000 And I've never invested in that way. But this is 0:47:01.040 --> 0:47:03.040 the sequence that you want to look to to invest. 0:47:03.120 --> 0:47:03.239 Now. 0:47:03.239 --> 0:47:04.920 I know some of you live in some very expensive 0:47:04.960 --> 0:47:07.480 markets like New York, like California, so you might have 0:47:07.520 --> 0:47:09.799 to go to step two or step three or even 0:47:09.840 --> 0:47:13.440 step four in order to find a deal. Okay, but 0:47:13.520 --> 0:47:15.759 this is how we think about real estate investing. It's 0:47:15.800 --> 0:47:17.360 not necessarily a particular city. 0:47:17.680 --> 0:47:17.839 Right. 0:47:18.640 --> 0:47:20.960 If there's a city, if a list comes out of 0:47:21.080 --> 0:47:23.200 these are the best places to invest, guess what, it's 0:47:23.239 --> 0:47:25.839 too late. If a list is these are the top 0:47:25.880 --> 0:47:29.239 fifty cities to invest, it's too late. You already missed it. 0:47:30.400 --> 0:47:32.680 The numbers already down right, You're done. 0:47:33.480 --> 0:47:35.360 That's how they got to the top of the article. 0:47:36.800 --> 0:47:39.200 So we talked about buying right. You've heard us say 0:47:39.239 --> 0:47:41.040 this over and over. We do not want you to 0:47:41.040 --> 0:47:42.680 get off this webinar and just be like, Okay, I'm 0:47:42.680 --> 0:47:45.520 going to truly in Zilo and I'm buying something tomorrow. No, 0:47:45.840 --> 0:47:50.399 please do not do that. Okay, you have to buy right. 0:47:50.760 --> 0:47:53.040 And this is a science. This is a science to 0:47:53.120 --> 0:47:55.560 do this. Okay. So let me break down example of 0:47:55.560 --> 0:47:57.520 what it means to buy right there's three criteria to 0:47:57.520 --> 0:48:00.799 buying right. Buying right means that one, there's equity in 0:48:00.840 --> 0:48:02.680 the deal and that you're up right out the gates. 0:48:02.760 --> 0:48:04.680 So let's say you bought a property or you locked 0:48:04.680 --> 0:48:06.640 in a contract at four hundred thousand dollars and the 0:48:06.680 --> 0:48:09.760 appraisal comes in at four hundred and thirty thousand dollars. 0:48:10.040 --> 0:48:12.560 You have bought right, okay, because you have thirty thousand 0:48:12.600 --> 0:48:15.240 dollars in equity right out the gates. Then the property 0:48:15.239 --> 0:48:16.839 has to at least have a twelve percent cash on 0:48:16.880 --> 0:48:19.560 cash return ruler seventy two. Seventy two to ride by 0:48:19.560 --> 0:48:21.759 twelve means that your money's doubling every six years in 0:48:21.800 --> 0:48:25.120 that property. And then finally, step three is that it 0:48:25.200 --> 0:48:29.000 has to have a definite appreciation potential based on the 0:48:29.040 --> 0:48:32.000 thirty three signs of gentrification that I've identified. And y'all 0:48:32.000 --> 0:48:34.359 know what some of those signs of gentrification are. You know, 0:48:34.520 --> 0:48:36.920 Becky running through what used to be doing as the 0:48:36.960 --> 0:48:40.080 hood and her Lulu limmit with her EarPods in at 0:48:40.160 --> 0:48:43.839 nine pm, feeling real comfortable. Right, y'all know what? There's 0:48:43.880 --> 0:48:50.879 sign super comfortable like she belonged there, right. Coffee shops dumpsters, 0:48:51.320 --> 0:48:56.120 bike lanes, yoga studios, Whole Foods, Starbucks. You know what 0:48:56.160 --> 0:48:59.000 some of those signs of gentrification are? You've identified third? 0:48:59.320 --> 0:49:04.239 Huh part right? Yeah, so we've identified all thirty three. 0:49:04.320 --> 0:49:06.000 And you want to buy in a neighborhood that has 0:49:06.080 --> 0:49:09.399 tended fifteen signs of gentrification and it's moving towards thirty three. 0:49:09.600 --> 0:49:11.080 You do not want to buy in a neighborhood that 0:49:11.080 --> 0:49:12.839 has all thirty three? Is too late? You buying at 0:49:12.880 --> 0:49:15.560 the peak? Okay, so you have to buy on the fringes. 0:49:15.640 --> 0:49:18.160 I bought in bedst. 0:49:18.640 --> 0:49:20.879 This episode is brought to you by P and C Bank. 0:49:21.280 --> 0:49:24.040 A lot of people think podcasts about work are boring, 0:49:24.280 --> 0:49:28.120 and sure, they definitely can be, but understanding a professionals 0:49:28.200 --> 0:49:31.440 routine shows us how they achieve their success little by little, 0:49:31.840 --> 0:49:35.479 day after day. It's like banking with P and C Bank. 0:49:35.920 --> 0:49:38.759 It might seem boring to safe plan and make calculated 0:49:38.760 --> 0:49:41.880 decisions with your bank, but keeping your money boring is 0:49:41.880 --> 0:49:45.239 what helps you live or more happily fulfilled life. P 0:49:45.320 --> 0:49:50.160 and C Bank Brilliantly boring since eighteen sixty five. Brilliantly 0:49:50.239 --> 0:49:52.840 boring since eighteen sixty five is a service mark of 0:49:52.880 --> 0:49:56.120 the PNC Financial Service Group, Inc. P and C Bank 0:49:56.560 --> 0:49:59.200 National Association member FDIC. 0:50:01.760 --> 0:50:02.160 Earners. 0:50:02.160 --> 0:50:02.520 What's up? 0:50:02.640 --> 0:50:05.080 You ever walk into a small business and everything just 0:50:05.239 --> 0:50:08.440 works like the checkout is fast, the receipts are digital, 0:50:08.960 --> 0:50:11.920 tipping is a breeze, and you're out the door before 0:50:11.920 --> 0:50:16.080 the line even builds. 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To see how Square can transform your business, 0:50:52.000 --> 0:50:56.640 visit Square dot com backslash go backslash eyl to learn 0:50:56.680 --> 0:51:01.200 more that Square dot com backslash, go back slash eyl. 0:51:01.360 --> 0:51:04.560 Don't wait, don't hesitate, Let's Square handle the back end 0:51:04.760 --> 0:51:07.040 so you can keep pushing your vision forward. 0:51:09.320 --> 0:51:12.040 Coach, the energy out there felt different. What changed for 0:51:12.080 --> 0:51:12.720 the team today? 0:51:12.800 --> 0:51:14.920 It was the new game day scratches from the California 0:51:15.000 --> 0:51:16.000 Lottery players. 0:51:16.040 --> 0:51:18.759 Everything. Those games sent the team's energy through the roof. 0:51:18.800 --> 0:51:20.799 Are you saying it was the off field play that 0:51:20.840 --> 0:51:21.960 made the difference on the field. 0:51:22.040 --> 0:51:24.759 Hey, little play makes your day, and today it made 0:51:24.800 --> 0:51:27.720 the game. That's all for now, Coach, one more question. 0:51:27.920 --> 0:51:30.719 Play the new Los Angeles Chargers, San Francisco forty nine 0:51:30.800 --> 0:51:33.880 ers and Los Angeles Rams scratchers from the California Lottery. 0:51:33.960 --> 0:51:37.120 A little play can make your day. Peace made responsibily. 0:51:37.200 --> 0:51:38.719 Must be eighteen years or older to purchase late or 0:51:38.719 --> 0:51:39.360 claim five. 0:51:39.640 --> 0:51:41.319 You know a best stop call. When I bought there, 0:51:41.760 --> 0:51:44.920 it was called do or Die. Best I bought in 0:51:44.960 --> 0:51:48.239 a neighborhood called do or Die. Yep, and guess what. 0:51:48.680 --> 0:51:51.440 That property has been appreciating like crazy ever since I 0:51:51.440 --> 0:51:54.440 bought it. So you want to know where the fringes 0:51:54.480 --> 0:51:57.400 are and where the neighborhoods are about to turn, and 0:51:57.440 --> 0:51:59.800 so buy and right. This is a real life example. 0:52:00.000 --> 0:52:02.160 This is the property that I bought in Oakland in 0:52:02.520 --> 0:52:05.279 November twenty seventeen, four hundred and eighty thousand dollars a 0:52:05.360 --> 0:52:09.120 due pleax. It immediately appraised before I closed for five 0:52:09.200 --> 0:52:11.479 hundred and five. So I'm up twenty five thousand dollars 0:52:11.600 --> 0:52:14.680 right out the gates. It cash loods at least twelve percent, 0:52:15.120 --> 0:52:17.480 and twenty seven months later because I bought right and 0:52:17.480 --> 0:52:19.440 I knew what was happening in that neighborhood. Guess what 0:52:19.480 --> 0:52:21.920 it's worth seven hundred and ten thousand dollars. I'm up 0:52:21.960 --> 0:52:24.040 two hundred and thirty thousand dollars and twenty seven months 0:52:24.040 --> 0:52:27.840 with no major repairs. This is better than crypto, okay, 0:52:27.920 --> 0:52:31.200 when you know how to buy right. Okay. So this 0:52:31.440 --> 0:52:33.880 is the power of knowing what you're doing. And I 0:52:33.920 --> 0:52:36.600 got some news for you all. I've never set foot 0:52:36.640 --> 0:52:42.080 in this property. I have never set foot in this property. 0:52:42.280 --> 0:52:44.799 I knew the neighborhood and I knew the numbers, and 0:52:44.840 --> 0:52:46.880 I had an agent on the ground who I trusted 0:52:47.000 --> 0:52:49.360 could execute for me. And I've never set foot in 0:52:49.360 --> 0:52:51.440 this property. And you can see the big win that 0:52:51.480 --> 0:52:53.560 I've gotten from it. So you have to know this 0:52:53.719 --> 0:52:55.640 game so that you can play at this level. You 0:52:55.680 --> 0:52:57.399 don't have to be confined by just where you live 0:52:57.560 --> 0:53:00.480 and where you can drive to you. The whole country 0:53:00.520 --> 0:53:02.640 is open to you when you know what you were 0:53:02.680 --> 0:53:05.319 doing in order to find deals. Okay, Now, when we're 0:53:05.360 --> 0:53:07.960 looking for deals, this is different than buying a single 0:53:07.960 --> 0:53:10.279 family home, y'all. When you're buying a single family home, 0:53:10.440 --> 0:53:12.560 we're looking at how much would get approved for? Matt 0:53:12.600 --> 0:53:16.200 gave me five hundred. How much is the home for eighty? 0:53:16.320 --> 0:53:18.600 Do we like it? Yes or no? Those are the 0:53:18.600 --> 0:53:20.399 three factors in buying a single family home. When you're 0:53:20.400 --> 0:53:22.840 buying a multifamily home, there's twenty three numbers that you 0:53:22.920 --> 0:53:25.440 have to know to evaluate a multi family home. Okay, 0:53:25.960 --> 0:53:28.040 if you miss one single number, you can literally step 0:53:28.080 --> 0:53:31.200 into a bad deal because you didn't verify one single 0:53:32.000 --> 0:53:34.239 So this is the purchase of past Deal Analyzer. It's 0:53:34.280 --> 0:53:36.239 a financial model that I developed that I use to 0:53:36.280 --> 0:53:39.080 evaluate every single deal that I do. I know where 0:53:39.080 --> 0:53:40.520 to get these twenty three numbers, I know how they 0:53:40.520 --> 0:53:42.640 actually impact the deal. I plug them in and within 0:53:42.680 --> 0:53:44.480 ten minutes, I'm able to evaluate a deal and make 0:53:44.520 --> 0:53:47.040 a decision. Okay. The only thing that beats a cash 0:53:47.080 --> 0:53:50.640 offer in this market is a fast offer. The only 0:53:50.680 --> 0:53:53.320 thing that beats a cash offer is a fast offer 0:53:53.440 --> 0:53:55.000 and see you you have to know how to move 0:53:55.160 --> 0:53:58.000 more confidently. Right, This is why I'm able to get 0:53:58.040 --> 0:54:01.040 deals because my offer is in. I'm not indecisive, I'm 0:54:01.080 --> 0:54:04.560 not hesitating. Okay, So I run the numbers, quickly write. 0:54:04.600 --> 0:54:06.600 Ten minutes, I text my agent here's the price that 0:54:06.640 --> 0:54:09.480 I'm willing to pay, and I have my dot loop 0:54:09.560 --> 0:54:12.560 document sent to me via email. I signed electronically. My 0:54:12.640 --> 0:54:16.520 offer is in. You over here on Trullian's zelow bookmarking 0:54:16.560 --> 0:54:19.600 stuff and hard and stuff, and talk about I'm gonna 0:54:19.640 --> 0:54:22.759 come back to this on the weekend. My offer is 0:54:22.760 --> 0:54:26.120 in before you left for the corporate plantation the next day. 0:54:26.280 --> 0:54:28.719 And so when you come back on the weekend. When 0:54:28.719 --> 0:54:30.200 you come back on the weekend, what are the two 0:54:30.239 --> 0:54:33.920 words under the listing pending under contract? And you still 0:54:34.040 --> 0:54:36.600 flipping to the photos talking about looking at this open concept. 0:54:36.640 --> 0:54:39.440 I really like this house. Stop imagining yourself in my 0:54:39.480 --> 0:54:43.240 master bedroom. You didn't get the contract, so it's not yours, 0:54:43.239 --> 0:54:46.840 So stop envisioning yourself in my master bedroom. You weren't 0:54:46.880 --> 0:54:49.360 moving quick enough, and you want to blame investor, You 0:54:49.800 --> 0:54:52.680 want to blame everybody else for why you're not getting 0:54:52.680 --> 0:54:54.799 the deals. How about you looking there and say I 0:54:55.000 --> 0:54:56.799 didn't know how to play the game and I got 0:54:56.800 --> 0:54:59.200 beat out by people who did. And so if I 0:54:59.239 --> 0:55:01.439 want to win in this game, I have to learn 0:55:01.480 --> 0:55:04.360 how to play the game. Stop blaming external factors for 0:55:04.400 --> 0:55:05.280 why you're not winning. 0:55:05.480 --> 0:55:09.360 You have something the same success, love speed, brother, success, 0:55:09.440 --> 0:55:09.960 love speed. 0:55:10.000 --> 0:55:12.359 And when you have this formula, this calculator, I can 0:55:12.400 --> 0:55:14.600 calculate all the numbers for you once you plug them in. 0:55:15.760 --> 0:55:17.960 Like you said, your offer is in the only thing 0:55:18.000 --> 0:55:21.000 that be some cash offer is a fast offer offer boom. 0:55:21.040 --> 0:55:23.840 So that's it, you know, this is that's giving you guys. 0:55:24.120 --> 0:55:27.239 This is what we're giving you guys. So people also 0:55:27.360 --> 0:55:29.520 ask Matt and what websites do we go to to 0:55:29.600 --> 0:55:35.280 find real estate deals? We laughed that question right, because 0:55:35.400 --> 0:55:38.440 we don't go to truly a Zilo or red fin. Okay, 0:55:38.680 --> 0:55:41.560 that's where multifamily real estate deals go to die. This 0:55:41.640 --> 0:55:45.320 is why you see multi family one hundred and fifty days, 0:55:45.400 --> 0:55:48.160 because that deal went there to die. You look at 0:55:48.200 --> 0:55:51.320 the research, mass marketing listings regularly commanded thirty percent premium 0:55:51.320 --> 0:55:53.680 to off market deals. So why would I want to 0:55:53.680 --> 0:55:56.520 pay thirty percent premium on a piece of real estate 0:55:56.600 --> 0:55:58.840 that costs three hundred to four hundred thousand dollars. I 0:55:58.880 --> 0:56:00.960 don't and so SOH what do we mean by off 0:56:01.000 --> 0:56:03.319 market deals? These are also called pocket deals by real 0:56:03.400 --> 0:56:05.840 estate agents. These are deals that never hit truly a 0:56:05.920 --> 0:56:08.480 Zilo or red fin. In fact, my last eight deals, 0:56:08.560 --> 0:56:10.960 they've never seen one of those websites. I got it 0:56:11.000 --> 0:56:13.920 through a relationship. How do you have the hookup at 0:56:13.920 --> 0:56:16.600 the store, at the Nike store at how do you 0:56:16.600 --> 0:56:19.560 have the hookup? You get the hookup through a relationship, 0:56:19.760 --> 0:56:22.759 through network. And so my real estate Rollerdecks in New 0:56:22.840 --> 0:56:27.080 Orleans is about sixty six people, contractors, wholesalers, lenders, right, 0:56:28.040 --> 0:56:30.799 multiple real estate agents. That's the key. We do not 0:56:30.920 --> 0:56:32.920 just rely on one real estate agent in a market. 0:56:33.040 --> 0:56:35.240 While I'm going to limit the one set of eyes 0:56:35.360 --> 0:56:38.680 never now see many of you are handing over the 0:56:38.680 --> 0:56:40.839 biggest financial decision of your life to a real estate 0:56:40.880 --> 0:56:42.800 agent who does not have the wealth that you desire. 0:56:44.080 --> 0:56:46.360 Many of you are handing over the biggest financial decision 0:56:46.400 --> 0:56:48.000 of your life to a real estate agent who does 0:56:48.080 --> 0:56:50.279 not have the wealth that you desire. We don't play 0:56:50.280 --> 0:56:53.000 that game. We have multiple people looking for deals for us. 0:56:53.000 --> 0:56:55.799 Why would a contractor send me the deal, because if 0:56:55.800 --> 0:56:57.680 I get the deal, then guess who's going to work 0:56:57.719 --> 0:57:00.839 on that home, that contractor. So it's a win win 0:57:00.920 --> 0:57:04.040 win for everybody. All right, So you have to learn 0:57:04.120 --> 0:57:06.440 how to find off market deals. You have to know 0:57:06.480 --> 0:57:08.719 the right people to be relationships with. We have off 0:57:08.719 --> 0:57:14.560 market deals coming to us being Instagram, Facebook, text, message, email, 0:57:15.000 --> 0:57:17.240 every single day, we have off market deals coming to us. 0:57:17.280 --> 0:57:18.880 And this is why we are able to buy properties 0:57:18.920 --> 0:57:21.560 at a discount. In fact, we don't buy anything at 0:57:21.560 --> 0:57:25.080 fair market value. Never, we don't buy anything at fair 0:57:25.120 --> 0:57:27.440 market value. We only get off market deals. And so 0:57:27.720 --> 0:57:31.080 this is one of my students, Ronique Gabriell se Roniqu congratulations, 0:57:31.120 --> 0:57:32.760 did you find this deal on Zilo? He said, no, 0:57:32.800 --> 0:57:34.720 I found it through a real estate financial broker who 0:57:34.840 --> 0:57:37.720 knew a wholesaler. You see its relationships. He got this 0:57:37.760 --> 0:57:40.320 property for twenty five thousand dollars. It's putting forty five 0:57:40.360 --> 0:57:42.560 into it. It's gonna be worth one seventy five. He's 0:57:42.560 --> 0:57:44.880 literally about to step into one hundred thousands an equity 0:57:45.080 --> 0:57:48.200 because of an off market deal. Okay, Now, do off 0:57:48.200 --> 0:57:52.480 marketills take a little bit work, more work? Do building relationships. 0:57:52.640 --> 0:57:55.160 People take a little bit more work. Yeah, but if 0:57:55.200 --> 0:57:57.200 it's going to make you one hundred thousand dollars on 0:57:57.280 --> 0:57:59.720 a deal, then it's actually worth it. And so you 0:57:59.800 --> 0:58:02.320 have to learn how to build really a relationship. Real 0:58:02.480 --> 0:58:04.280 estate is a contact sport. You got to be in 0:58:04.280 --> 0:58:09.640 contact with people and properties. Right, So we are finally there, y'all. 0:58:10.320 --> 0:58:13.480 You've got your four doors, you got your three doors, 0:58:13.560 --> 0:58:17.760 you got your duplex. Now you can get your dream home. Okay, 0:58:18.360 --> 0:58:20.440 now you can get your dream home. Now is it 0:58:20.480 --> 0:58:21.600 going to look like this? I don't know if it's 0:58:21.600 --> 0:58:23.800 going to look like this, right, but now you can 0:58:23.880 --> 0:58:27.000 get your dream home. And this is the power of 0:58:27.040 --> 0:58:29.560 the plan that we're teaching you because this dream home 0:58:29.600 --> 0:58:31.720 when bought right, if you bought the other deals right, 0:58:31.920 --> 0:58:35.720 then they should actually pay for this dream home and themselves. Okay, 0:58:35.880 --> 0:58:37.840 So again we do not rely on a real estate agent. 0:58:37.920 --> 0:58:39.960 Real estate agents are not enough. You need a real 0:58:40.080 --> 0:58:42.920 estate advisor to guide you through this process. Most real 0:58:43.000 --> 0:58:45.280 estate agents are their business of selling single family homes 0:58:45.280 --> 0:58:48.080 to American dreamers. Okay, they don't understand how to do 0:58:48.200 --> 0:58:50.800 multi family real estate deals. You have to understand the 0:58:50.800 --> 0:58:54.600 difference between a real estate deal and a real estate listing. Okay, 0:58:55.360 --> 0:58:58.440 real estate agents will send you real estate listings. They say, 0:58:58.560 --> 0:58:59.960 this is a real estate deal. How do you know 0:59:00.040 --> 0:59:02.160 what's the deal? Most real estate agents do not know 0:59:02.200 --> 0:59:04.320 how to calculate on cash return, which is the most 0:59:04.320 --> 0:59:06.560 important number when it comes to multicamily real estate investment. 0:59:06.600 --> 0:59:08.840 You want to know why because cash on cash return 0:59:08.920 --> 0:59:11.960 is not on the real estate exam. Okay, cash on 0:59:12.000 --> 0:59:14.440 cash return, the most important number in real estate investment 0:59:14.680 --> 0:59:19.200 is not on the real estate exam. Okay. So your 0:59:19.200 --> 0:59:21.760 first probable goal as big as possible. Interest rates are 0:59:21.760 --> 0:59:24.520 extremely low right now, historically all time low. You be 0:59:24.600 --> 0:59:27.200 able to borrow money at three percent. Okay, this is 0:59:27.240 --> 0:59:29.840 the most leverage you're ever going to get. And you 0:59:29.920 --> 0:59:33.040 get you get rid of your rent payment forever. Then 0:59:33.080 --> 0:59:35.680 you use FAHA or H two O three K loan 0:59:35.840 --> 0:59:39.200 and you use one of the five FAHA rules, you 0:59:39.280 --> 0:59:42.280 force appreciation, and you still live for free in the triplex. 0:59:42.560 --> 0:59:44.120 Then you find a deal in a small or less 0:59:44.120 --> 0:59:46.960 expensive market where twenty five percent down may make sense, 0:59:47.200 --> 0:59:49.320 and you look off market, and then you get your 0:59:49.320 --> 0:59:52.120 single family home for free using the cash low from 0:59:52.280 --> 0:59:55.440 your rentals. All right now, there are nine ways you 0:59:55.520 --> 1:00:00.400 keep scaling your portfolio, ok to self directed IRA SSH out, 1:00:00.400 --> 1:00:04.360 refinances on existing equity, asset based lending, the BURD strategy, 1:00:04.640 --> 1:00:07.920 seller financing, joint ventures and partnerships with family and friends, 1:00:08.080 --> 1:00:14.919 REGCF crowdfunding, reg D crowdfunding, reg D and reg A crowdfunding. 1:00:15.200 --> 1:00:19.360 So these are your options to continue to scale beyond 1:00:20.200 --> 1:00:23.000 just the four doors. But we are four properties, but 1:00:23.080 --> 1:00:25.840 ultimately we are laying out the blueprint for you to 1:00:25.880 --> 1:00:28.640 close on four properties over the next four years and 1:00:28.680 --> 1:00:31.479 acquire ten doors. So listen, if you would have played 1:00:31.480 --> 1:00:33.760 the long term game a long time ago, you would 1:00:33.760 --> 1:00:36.880 be a lot further along today. Okay, so stop chasing 1:00:36.880 --> 1:00:39.880 get rich quick schemes. Multi family real estate is a 1:00:40.000 --> 1:00:43.520 get rich guaranteed system over time, and we want to 1:00:43.520 --> 1:00:46.120 be able to guide you through that process, all right. 1:00:46.480 --> 1:00:48.840 So by what we want to do is we want 1:00:48.880 --> 1:00:50.800 to invite you to be part of a program that 1:00:50.840 --> 1:00:55.000 we created called the four three two one strategy, right 1:00:55.240 --> 1:00:57.439 and by the end of this program, you'll be able 1:00:57.480 --> 1:01:00.920 to finance, find and finalize multi real estate deals and 1:01:00.960 --> 1:01:03.439 literally start living for free. In fact, you should start 1:01:03.480 --> 1:01:05.960 living for free with that purchase. And then by the 1:01:05.960 --> 1:01:08.160 time you get to that tenth door, you should be 1:01:08.440 --> 1:01:12.160 very close to achieving full financial freedom. And as I 1:01:12.160 --> 1:01:14.920 said shared before, Matt and I have been able to 1:01:14.960 --> 1:01:17.840 help other people do this all over the country. We 1:01:17.920 --> 1:01:22.240 got Novacaine in South Carolina. We got Natalie in Connecticut. 1:01:22.360 --> 1:01:25.720 We got Gentists in Brooklyn, New York and Cypress Hills. 1:01:25.840 --> 1:01:30.200 We got Daffy and Georgia. We got Brenet who close 1:01:30.240 --> 1:01:33.479 in Orlando, Florida. We have a Fia who closed and 1:01:33.520 --> 1:01:36.640 I think she also did Connecticut. We got Linda who 1:01:36.680 --> 1:01:40.280 closed in Newark, New Jersey. Right. And so these are 1:01:40.280 --> 1:01:42.360 some of the people who we've helped, And right now 1:01:42.360 --> 1:01:44.760 we're looking for just one hundred more people to go 1:01:44.840 --> 1:01:47.200 through us on this journey in twenty twenty two to 1:01:47.240 --> 1:01:50.080 actually close on their first or second right. If you 1:01:50.080 --> 1:01:52.120 already have one, okay, we want to help you get 1:01:52.120 --> 1:01:54.440 to that next one without a huge downment, right, and 1:01:54.440 --> 1:01:57.040 we want to guide you that process. And so there 1:01:57.040 --> 1:01:59.520 are a couple of hurdles that people deal with when 1:01:59.640 --> 1:02:02.160 trying to build their portfolio. The first is the money, 1:02:02.200 --> 1:02:04.360 how can I afford it right? The market how do 1:02:04.440 --> 1:02:06.720 I buy right? And then the mindset, how do I scale, 1:02:06.880 --> 1:02:09.600 and so we created a way to overcome every one 1:02:09.640 --> 1:02:12.320 of those obstacles. How to finance the deal? Okay, how 1:02:12.360 --> 1:02:13.800 to find So I'm gonna start off with how to 1:02:13.800 --> 1:02:17.480 finance the deal. So mask gonna talk a little bit 1:02:17.520 --> 1:02:20.560 more about home Buyer's Blueprint of volume WANT, which is 1:02:20.600 --> 1:02:22.160 going to be how to finance the deal? 1:02:22.480 --> 1:02:23.320 Matt, you look. 1:02:23.520 --> 1:02:26.440 So the home Buyers Blueprint Volume one is what I 1:02:26.600 --> 1:02:29.440 like to call the encyclopedia for home buying right, and 1:02:29.560 --> 1:02:32.919 this I'm teaching everything A two Z of the home 1:02:32.920 --> 1:02:36.000 buying process, right, how to get your LENDI file prepared, 1:02:37.040 --> 1:02:41.000 to interviewing loan officers, to interviewing. 1:02:40.600 --> 1:02:42.960 Banks, you know, the pre approval process. 1:02:43.040 --> 1:02:47.000 I'm breaking down the three most popular owns that's out there, faha, 1:02:47.160 --> 1:02:48.280 va conventional. 1:02:48.640 --> 1:02:50.000 I have an interview with a realtor. 1:02:50.040 --> 1:02:53.440 We're talking about the home buying when you're out there 1:02:53.480 --> 1:02:55.800 with realta, how to make the best offers, things of 1:02:55.840 --> 1:02:59.200 that nature. We have an interview with a home inspector 1:02:59.600 --> 1:03:02.880 and any who's talking about the purchase contract. We're also 1:03:02.880 --> 1:03:06.120 talking about the title report, investing your title, which is 1:03:06.160 --> 1:03:08.760 extremely important, especially for those of you who are buying 1:03:08.760 --> 1:03:12.240 as couples and things of that nature. So all with partners, 1:03:12.520 --> 1:03:15.080 you know, that's very important. So we go and we 1:03:15.200 --> 1:03:18.680 also we go through the underwriting process, loan commitments, how 1:03:18.720 --> 1:03:21.600 to find the best interest rates should you pay points, 1:03:21.920 --> 1:03:24.520 I mean the whole nine yards, the underwriting process, the 1:03:24.560 --> 1:03:27.920 loan commitment I break down, closing courts, the loan estimate, 1:03:27.960 --> 1:03:30.200 what websites you should be watching for interest rates to 1:03:30.200 --> 1:03:34.280 get market data. We also have an asset protection segment 1:03:34.360 --> 1:03:37.600 where we speak into a CPA life insurance agent and 1:03:37.600 --> 1:03:40.480 a state planning attorney on how to protect your assets 1:03:40.560 --> 1:03:42.880 as you continue to scale your business. So the home 1:03:42.880 --> 1:03:46.400 Buyers Blueprint Value one is a total of fifteen hours 1:03:46.720 --> 1:03:50.960 of pre recorded content. Plus we have two calls a 1:03:51.040 --> 1:03:54.480 month live with me. We call it our break bread sessions, 1:03:54.640 --> 1:03:57.760 where I'm sitting here with all of our community answering 1:03:57.880 --> 1:04:00.400 questions for two to three hours every time we get 1:04:00.440 --> 1:04:02.040 on a call. Right, So not only you get the 1:04:02.080 --> 1:04:05.960 fifteen hours, but you also still get two calls a 1:04:06.000 --> 1:04:08.640 month with me in the rest of the community and 1:04:08.680 --> 1:04:10.760 we're just talking real estate for two to three hours. 1:04:10.760 --> 1:04:10.960 Man. 1:04:11.000 --> 1:04:15.080 So the homebuys Blueprint Volume one right now is thousand dollars, 1:04:15.600 --> 1:04:17.280 but we're going to put it together as part of 1:04:17.280 --> 1:04:18.000 a package. 1:04:18.640 --> 1:04:24.960 Yeah. So look, this is the key, y'all look Sindrika, 1:04:25.120 --> 1:04:26.800 She said. A couple of lenders tried the ok DOL 1:04:26.800 --> 1:04:29.240 company specifically with leaving our prepaid costs off for more 1:04:29.240 --> 1:04:31.520 money and lower rate, but double all other fees. 1:04:31.840 --> 1:04:32.040 Right. 1:04:32.120 --> 1:04:34.200 Then, there's predatory lenders that are still out there. You 1:04:34.240 --> 1:04:35.800 think it was just two thousand and seven, two thousand 1:04:35.800 --> 1:04:38.080 and eight, two thousand and nine. No, there are literally 1:04:38.360 --> 1:04:40.200 still predatory lenders out there. If you don't know what 1:04:40.200 --> 1:04:42.560 you're doing, you're gonna get in bed predatory lender and 1:04:42.600 --> 1:04:46.520 be locked in for thirty years ride. Yeah, so Matt 1:04:46.680 --> 1:04:49.240 has Matt has financed many of our students in the 1:04:49.240 --> 1:04:51.120 state that he states that he finances in, and then 1:04:51.120 --> 1:04:53.440 we have partners in all the other states to make 1:04:53.480 --> 1:04:54.920 sure that you are going to get the best terms 1:04:54.960 --> 1:04:57.000 of rates. You won't have to guess if this lender 1:04:57.000 --> 1:04:58.600 is trying to get over on you. You will know 1:04:58.640 --> 1:05:01.360 that these lenders been vetted by us right and are 1:05:01.400 --> 1:05:03.960 actually going to give you the best terms right now. 1:05:04.600 --> 1:05:06.720 How to find the deal is the next thing, and 1:05:06.760 --> 1:05:09.640 that's where the Multifamily Master plan comes in. This is 1:05:09.680 --> 1:05:10.960 where I'm going to show you how to use the 1:05:11.000 --> 1:05:13.720 twenty three numbers to analyze real estate deals anywhere and 1:05:13.760 --> 1:05:15.400 make sure that you buy right. I'm gonna show you 1:05:15.400 --> 1:05:17.720 how to build your real estate rolodex of agents, lenders 1:05:17.720 --> 1:05:20.080 and contracts to find those off market deals. I'm gonna 1:05:20.080 --> 1:05:22.240 show you how to identify the thirty three signs of 1:05:22.360 --> 1:05:26.000 education so that your homes have the maximum appreciation potential. 1:05:26.320 --> 1:05:28.800 So real quick, when you look at the modules in 1:05:28.840 --> 1:05:30.880 the multi family master plan, you're gonna learn how to 1:05:30.880 --> 1:05:33.760 finance the deal, find it, finalize it, fix it, and 1:05:33.840 --> 1:05:36.600 fill it. So this goes beyond just you getting the keys. 1:05:36.720 --> 1:05:38.200 I want to make sure that you make that ad 1:05:38.320 --> 1:05:41.200 operate at the highest level possible. So if you're actually 1:05:41.240 --> 1:05:44.360 ready to join the four three two one strategy program, 1:05:44.360 --> 1:05:46.680 you can go to get four three two one dot com. 1:05:46.800 --> 1:05:49.240 That's get four three two one dot com if you uh, 1:05:49.480 --> 1:05:51.479 if somebody can type that in the chat for us, 1:05:51.640 --> 1:05:56.320 that's get forty two one dot com. Now, Matt and nine, 1:05:56.840 --> 1:05:59.560 we are not in the business of selling information, Okay. 1:05:59.760 --> 1:06:03.120 This information is scattered all over the internet, blog, pos, podcasts, 1:06:03.120 --> 1:06:05.840 et cetera. Some of the people are personal development junkies 1:06:05.840 --> 1:06:08.520 and all they have is information and no execution. So 1:06:08.600 --> 1:06:10.840 the reason he's doing two calls a month and the 1:06:10.840 --> 1:06:13.480 reason I do four calls a month, that's six calls 1:06:13.520 --> 1:06:17.919 accountability calls, not just calls, right, accountability calls every single month, 1:06:18.040 --> 1:06:20.600 so that you were on track. Okay. And so the 1:06:20.600 --> 1:06:23.480 way the multi family Matter plan is set up is 1:06:23.760 --> 1:06:25.560 every week you're gonna have a brand new challenge to 1:06:25.640 --> 1:06:28.040 move on, a brand new challenge. So we have our 1:06:28.040 --> 1:06:31.040 financial house cleaning challenge, then you have your lender shopping challenge. 1:06:31.120 --> 1:06:32.880 Then you have your pre approval challenge, your real estate 1:06:32.920 --> 1:06:36.280 agent Challenge, your new Neighborhood, your Neighborhood Knowledge Challenge number one, 1:06:36.400 --> 1:06:38.960 your Dala Day Challenge. Then you have your real estate 1:06:39.000 --> 1:06:41.360 team building challenge, and then you do the new neighborhood 1:06:41.400 --> 1:06:43.280 challenge and the Dala Day Challenge over and over and 1:06:43.320 --> 1:06:47.480 over again until you close on your property. Okay. And 1:06:47.560 --> 1:06:50.040 so you're gonna have to literally get up from your 1:06:50.040 --> 1:06:53.840 computer and actually go do something, okay, and go interact 1:06:53.920 --> 1:06:56.640 with the world. This is not some sit behind the computer. 1:06:56.640 --> 1:06:58.280 You do not find off market deals. You're sitting at 1:06:58.280 --> 1:07:00.440 your computer watching Matt and I on videos. That is 1:07:00.480 --> 1:07:03.320 not how you find it. You learn right from us 1:07:03.400 --> 1:07:05.800 and then you actually go execute. And this is how 1:07:05.800 --> 1:07:08.800 we designed our programs. How many you have a book 1:07:08.880 --> 1:07:10.720 on your bookshelf that you intended to read to change 1:07:10.720 --> 1:07:16.160 your life, but you haven't even cracked it open. How 1:07:16.160 --> 1:07:18.280 many you had a body goal you wanted to lose 1:07:18.280 --> 1:07:20.480 your gut last twelve months ago? You wanted to lose 1:07:20.520 --> 1:07:22.040 your gut, but you still got your gut. 1:07:22.880 --> 1:07:26.040 Okay, damn, I think category. 1:07:28.160 --> 1:07:30.040 You ain't got a lot of kick it. But peep 1:07:30.120 --> 1:07:34.720 gang listen. There's all kinds of free healthy recipes on Google, 1:07:34.920 --> 1:07:37.800 and there's all kinds of free workouts on YouTube. So 1:07:37.840 --> 1:07:40.240 do you realize it's not just information that gets you 1:07:40.240 --> 1:07:43.720 to the transformation. It is the structure and the accountability 1:07:43.760 --> 1:07:46.120 that make sure that you implement the information. And that's 1:07:46.120 --> 1:07:48.640 what makes the four three two one strategy program different 1:07:49.000 --> 1:07:52.160 is that you're getting two hours. You're getting Matt sessions 1:07:52.320 --> 1:07:54.360 or anywhere from ninety minutes to two hours, So you're 1:07:54.400 --> 1:07:56.920 getting two sessions with him a month plus four session 1:07:57.000 --> 1:07:58.680 with me. If you were to pay for us one 1:07:58.720 --> 1:08:01.760 on one coaching, that will literally put you in the 1:08:01.800 --> 1:08:08.680 five thousands plus right a month, easy, okay, and we 1:08:08.760 --> 1:08:12.000 have something that costs a fraction of that right in 1:08:12.080 --> 1:08:14.120 order to connect with us. So let me just show 1:08:14.120 --> 1:08:15.800 you the back end of the multi family master Plan. 1:08:15.920 --> 1:08:18.320 This is the program on the back end. Every this 1:08:18.400 --> 1:08:20.720 is this is a streamline. Okay, there's no fat in 1:08:20.760 --> 1:08:23.200 this program. Every single module in here is either gonna 1:08:23.200 --> 1:08:25.719 make you money or save you money. Okay, it's gonna 1:08:25.840 --> 1:08:27.800 make you money or save you money. So every week, 1:08:27.840 --> 1:08:30.479 you're gonna get your mindset modules first be transformed by 1:08:30.479 --> 1:08:32.679 the reviewing of your mind Then you're gonna get your 1:08:32.960 --> 1:08:36.719 movement modules where this is where you actually go take action. Okay. 1:08:37.400 --> 1:08:39.640 So this is the layout of the program. We have 1:08:39.680 --> 1:08:42.439 our week dealing calls where you'll get to be coached 1:08:42.439 --> 1:08:45.240 by me. On those calls, you have to publicly state 1:08:45.320 --> 1:08:48.160 to the family right what you did in the past 1:08:48.320 --> 1:08:50.160 seven days to move forward on your goals. It's not 1:08:50.200 --> 1:08:51.680 the kind of program where you can just hide in 1:08:51.680 --> 1:08:53.559 the back and nobody knows, you know. We call it 1:08:53.600 --> 1:08:56.000 positive peer pressure. Right again, this is why we have 1:08:56.080 --> 1:08:58.599 so many results. It's because of structuring and accountability. You're 1:08:58.640 --> 1:09:00.760 not paying us for the information, you're paying us for 1:09:00.760 --> 1:09:02.519 the structure and the accountability to make sure that you 1:09:02.560 --> 1:09:05.120 succeed because Matt and I don't fulfill our purpose of 1:09:05.160 --> 1:09:07.720 three hundred if we just have three thousand students with 1:09:07.800 --> 1:09:10.439 no closures. Right the reason we have two hundred and 1:09:10.439 --> 1:09:13.120 thirty seven closures is because of this structure and accountability. 1:09:13.320 --> 1:09:14.920 I'm going to stay it to you like this, y'all. 1:09:15.280 --> 1:09:18.400 There is no other pair of people who have helped 1:09:18.400 --> 1:09:21.840 more people close on multifamily homes specifically than Matt and 1:09:21.880 --> 1:09:24.400 I in the country right now. If you know of them, 1:09:24.520 --> 1:09:28.480 please let us know. We are the number one conductors 1:09:28.520 --> 1:09:31.120 on the above ground roil road, yes, the above ground 1:09:31.160 --> 1:09:33.080 row road, which is multi family real estate. If you 1:09:33.120 --> 1:09:34.960 know of somebody who has helped more people close on 1:09:35.040 --> 1:09:37.559 multi family homes than Matt and I, let us know 1:09:37.960 --> 1:09:40.920 to this. At this current moment, we are not aware 1:09:40.960 --> 1:09:44.680 of anybody, and so we actually are the shortcut. You 1:09:44.680 --> 1:09:47.680 think fifteen hours a curriculum with Matt is a lot, Oh, 1:09:47.720 --> 1:09:50.040 I don't have that much time. We are the shortcuts. 1:09:50.080 --> 1:09:51.960 So what's your alternative to go out of the loan 1:09:52.000 --> 1:09:54.360 and make mistakes? We don't want that for you. We 1:09:54.400 --> 1:09:56.360 know that if you buy this first carperty right, it 1:09:56.360 --> 1:09:58.160 actually will set you up. You'll be able to do 1:09:58.160 --> 1:09:59.400 it a second time in the third and so we 1:09:59.439 --> 1:10:01.280 want to make sure the you do it right, okay, 1:10:01.479 --> 1:10:04.080 And so you're gonna get the purchase a pass deal 1:10:04.080 --> 1:10:05.960 analyzed or I saw some of you asking for this 1:10:06.040 --> 1:10:07.960 and chat earlier on. We don't just give stuff like 1:10:08.000 --> 1:10:11.120 this away for free. This is invaluable right again. The 1:10:11.160 --> 1:10:13.679 only thing that beats to cash or fast offer. Cash 1:10:13.720 --> 1:10:16.000 offer is a fast offer. And so this is where 1:10:16.000 --> 1:10:17.960 we'll teach you what these twenty three numbers are so 1:10:18.000 --> 1:10:21.479 that you know how to evaluate a deal. Down here 1:10:21.520 --> 1:10:23.760 in the lower right, the financial model will tell you 1:10:23.800 --> 1:10:25.760 whether the purchase a pass from the deal. We don't 1:10:25.760 --> 1:10:28.120 make emotional decisions when it comes to real estate. They 1:10:28.120 --> 1:10:31.679 are purely economic. Okay. You also get the Multi family 1:10:31.680 --> 1:10:35.000 Movement real Estate investor workbooks right here. This is the 1:10:35.040 --> 1:10:37.280 workbook that has all of my mental models and all 1:10:37.320 --> 1:10:39.679 the tools that you need to go through the worst. Okay, 1:10:39.960 --> 1:10:42.080 all of it is in here for you. For instance, 1:10:42.080 --> 1:10:44.960 we have this page on the hidden value and hidden costs. 1:10:45.000 --> 1:10:47.080 You take this into an open house with you and 1:10:47.120 --> 1:10:49.439 you check these boxes. Hidden value, I see it here, 1:10:49.439 --> 1:10:51.200 I see it here, hidden costs, I see it here, 1:10:51.240 --> 1:10:53.639 I see it here. You literally keep this in your purse, 1:10:53.680 --> 1:10:56.240 your car, your briefcase with you, and this will guide 1:10:56.240 --> 1:10:58.280 you all the way to the fin line. 1:10:58.479 --> 1:10:58.679 Right. 1:10:59.040 --> 1:11:01.840 So then the fine don't hurdle to get over is 1:11:01.840 --> 1:11:03.720 how do I scale? And this is where Matt is 1:11:03.760 --> 1:11:06.760 going to show you how to explore different types of 1:11:06.800 --> 1:11:09.600 financing options beyond FHA. And so Matt, you want to 1:11:09.600 --> 1:11:11.400 break down the Homeboy blueprint volume two? 1:11:11.800 --> 1:11:14.800 Yeah, So with volume two, now is when you go 1:11:14.840 --> 1:11:18.800 into that next level. So and I strategically left out 1:11:18.880 --> 1:11:22.360 rehab loans out of volume one because we have loans. 1:11:22.439 --> 1:11:25.559 It's a whole different animal buy stuff. Right, So if 1:11:25.600 --> 1:11:29.040 you really want to start thinking like the investor, most 1:11:29.080 --> 1:11:31.439 investors are not going to buy for the majority, and 1:11:31.439 --> 1:11:34.599 they're not going to buy turkey properties. Most of them 1:11:34.640 --> 1:11:38.000 want to buy homes that are distressed, the worst one 1:11:38.040 --> 1:11:40.280 of block. You hit a saying by the onliest house 1:11:40.320 --> 1:11:42.120 in the best neighborhood. Right, And this is what the 1:11:42.160 --> 1:11:44.920 Homeboys Volume two is going to teach you, Right, It's 1:11:44.960 --> 1:11:48.479 how to use FAHA two or three k Fanny made 1:11:48.479 --> 1:11:51.120 home style rehab loans. We talked about hard money and 1:11:51.160 --> 1:11:55.000 construction loans all in the Home Buys Blueprint Volume two. 1:11:55.600 --> 1:11:58.479 It also comes with the twice a month call. So 1:11:59.040 --> 1:12:02.559 the whole entire Home Buyas Blueprint community, whether you've got 1:12:02.640 --> 1:12:06.599 Volume one or Volume two, are part of these monthly 1:12:07.240 --> 1:12:10.040 twice a month calls that I have, and we're breaking 1:12:10.080 --> 1:12:12.639 down all the rehab loans on the calls as well. 1:12:12.920 --> 1:12:15.720 And what I love about these live calls, like you said, 1:12:15.760 --> 1:12:18.920 the Accountabilities Union, there's so many people that try to 1:12:20.040 --> 1:12:22.320 find a lender to do a rehab loan and that 1:12:22.400 --> 1:12:25.960 loan officer has no clue about rehab loans, and it's 1:12:25.960 --> 1:12:28.639 an absolute nightmare. Even the realtor for the most part, 1:12:28.720 --> 1:12:31.640 don't really know about rehab loans, right, And this is 1:12:31.640 --> 1:12:34.640 why I put together Volume two. And Volume two is 1:12:34.680 --> 1:12:37.400 about almost five and a half hours of content, so 1:12:37.439 --> 1:12:40.160 it's not the pre recorded content is not as long 1:12:40.520 --> 1:12:44.080 as Volume one because Volume two is straight to the point, right. 1:12:44.080 --> 1:12:46.320 So if you don't take Volume one and you don't 1:12:46.320 --> 1:12:49.679 have a clear understanding of the process, then you should 1:12:49.720 --> 1:12:51.720 not take Volume two or go to Volume two yet 1:12:51.760 --> 1:12:53.400 because it's a little bit more advanced. 1:12:53.600 --> 1:12:53.800 Right. 1:12:54.120 --> 1:12:56.600 So in that one, we have an interview with a contractor, 1:12:57.080 --> 1:12:59.639 we have an interview with a HUT consultant as well, 1:13:00.160 --> 1:13:03.439 along with a realtor as well who specializes in two 1:13:03.479 --> 1:13:05.519 or three K long So we're teaching you how to 1:13:05.560 --> 1:13:08.680 interview the right realtors, how to hire the right contractors, 1:13:08.680 --> 1:13:11.720 how to write hire the right HUD consultants. I mean, 1:13:11.840 --> 1:13:15.120 all of this all in the Blueprint Volume two, and 1:13:15.160 --> 1:13:18.080 it will be included in the package that we're offering 1:13:18.120 --> 1:13:20.040 you guys today. So not only are you getting, like 1:13:20.120 --> 1:13:23.519 Julian said, six calls a month, the Homebys Blueprint Volume one, 1:13:23.520 --> 1:13:26.160 which is fifteen hours, then you got the Homebys Blueprint 1:13:26.200 --> 1:13:28.799 Volume two, which is another five hours, or the twenty 1:13:28.800 --> 1:13:32.840 hours of pre recorded content the Multi Flow Family master 1:13:32.880 --> 1:13:35.840 Plan looks like a good ten to twenty hours of 1:13:35.920 --> 1:13:38.200 pre recorded content as well. So you probably got to 1:13:38.240 --> 1:13:42.480 combine thirty to forty hours of pre recorded content plus 1:13:43.040 --> 1:13:46.160 those six calls every single month within this package. That's 1:13:46.200 --> 1:13:49.479 going to give you that accountability, right and that structure 1:13:49.520 --> 1:13:51.720 that you guys need to take your career and take 1:13:51.760 --> 1:13:53.920 your wealth to that next level. 1:13:54.240 --> 1:13:54.479 Listening. 1:13:54.600 --> 1:13:57.599 Yeah, and don't be overwhelmed by those Every module might 1:13:57.640 --> 1:13:59.680 not be relevant to you. So what we remmated is 1:13:59.680 --> 1:14:02.559 thirty today or four hours per week. Thirty minutes a day, day, 1:14:02.800 --> 1:14:05.719 four hours per week. That is it. Okay, every module 1:14:05.800 --> 1:14:07.800 might not be relevant to you, So thirty minutes a 1:14:07.840 --> 1:14:09.679 day or four hours per week, that's all we're asking 1:14:09.840 --> 1:14:12.120 to get this knowledge downloaded into you. We know that 1:14:12.160 --> 1:14:13.800 many of you are not free and you're working on 1:14:13.800 --> 1:14:16.840 the corporate plantation. You come home tired, right, and this 1:14:16.920 --> 1:14:18.640 is what we're trying to get you off of. So 1:14:18.760 --> 1:14:21.840 you will have to create space in your life to 1:14:22.280 --> 1:14:24.599 reposition yourself for something new and something different. 1:14:24.880 --> 1:14:27.040 And so you're going to have to study. 1:14:27.120 --> 1:14:29.360 You're going to have to study, right, You're you're not 1:14:29.400 --> 1:14:31.479 going to go out here and try to execute out 1:14:31.479 --> 1:14:33.160 a high level without studying. 1:14:33.720 --> 1:14:35.080 I still study to this day. 1:14:35.520 --> 1:14:39.840 Fact, right, every single day we're studying our craft to 1:14:39.880 --> 1:14:40.559 become better. 1:14:40.960 --> 1:14:42.599 So what makes you guys different? 1:14:43.280 --> 1:14:46.000 Yeah? One, So if you don't believe that this is 1:14:46.040 --> 1:14:48.240 possible for you, we want to show you some examples 1:14:48.280 --> 1:14:51.679 of some of our students who are blowing it through 1:14:52.240 --> 1:14:55.559 the roof. No, no pun intended. This is Jimmy. Jimmy 1:14:56.000 --> 1:14:59.679 in less than one point four years, has acquired twenty 1:15:00.120 --> 1:15:02.760 twenty one doors, right, he says, thanks, juliing. Our goal 1:15:02.840 --> 1:15:05.200 was fifty doors, and we are halfway there one point 1:15:05.200 --> 1:15:07.840 four years, controlling over one point nine million dollars of 1:15:07.840 --> 1:15:09.800 real estate. Didn't need an NBA to get to my 1:15:09.840 --> 1:15:12.400 next million. How much does the NBA cost? NBA is 1:15:12.439 --> 1:15:16.439 at least one hundred racks? Right, and I've helped him 1:15:16.479 --> 1:15:20.360 and his wife, Candice, positioned himself to acquire almost two 1:15:20.400 --> 1:15:22.400 million dollars of real estate in less than a year 1:15:22.439 --> 1:15:24.960 and a half. Okay, so this is our Now you 1:15:24.960 --> 1:15:28.479 think twenty one doors a lot. Julius has acquired twenty 1:15:28.479 --> 1:15:31.719 eight doors in seven months, following the blueprint that Matt 1:15:31.720 --> 1:15:34.760 and I are laying out. Okay, fast forward a few days. 1:15:34.800 --> 1:15:36.519 My wife will turn forty and we've closed on eight 1:15:36.560 --> 1:15:39.040 real estate deals. We're two point sixty five million. Actually, 1:15:39.040 --> 1:15:40.880 we've closed on two deals so far in August, making 1:15:40.920 --> 1:15:43.120 it a special birthday presence here for those of you 1:15:43.240 --> 1:15:44.920 are brothers out of here. You're talking about showing up 1:15:44.920 --> 1:15:47.120 for your significant other. We got to bey on Hallmark 1:15:47.200 --> 1:15:50.960 cars and flowers, y'all. How about you give your significant 1:15:51.000 --> 1:15:52.840 other real estate? How many of you were willing to 1:15:52.880 --> 1:15:55.280 play at that level to take care of your family 1:15:55.400 --> 1:15:57.880 and your seed in that way. Okay. And I know 1:15:57.880 --> 1:16:00.599 old ladies. I know y'all bosses out here too. Okay, 1:16:00.840 --> 1:16:03.640 y'all can play at this level. Two. But Julius is 1:16:03.680 --> 1:16:07.479 just an example. He's gifting his wife properties for her 1:16:07.520 --> 1:16:10.400 fortieth birthday to make sure that they are free. Okay. 1:16:10.680 --> 1:16:13.040 So this is the power of what we are teaching, 1:16:13.160 --> 1:16:15.000 and we know that it's possible for all of you 1:16:15.160 --> 1:16:17.639 once you get the information. Okay. So here's the root 1:16:17.680 --> 1:16:19.920 to success. Right. This is not just some courses, not 1:16:19.960 --> 1:16:22.680 some information, some logins, and you never log in. That's 1:16:22.720 --> 1:16:25.519 not how we operate, okay. So Step one is the education. 1:16:25.760 --> 1:16:28.200 This is where you get the blueprint one, Blueprint two, 1:16:28.200 --> 1:16:31.479 and the multi family master plan. Step two is that 1:16:31.600 --> 1:16:34.960 we pair you with a lender that we know of 1:16:35.120 --> 1:16:37.080 or trust to make sure that you get the best 1:16:37.160 --> 1:16:40.519 terms on your deals. So in the states that Matt 1:16:40.560 --> 1:16:42.679 operates in, you'll be able to work with Matt's team, 1:16:42.960 --> 1:16:44.960 and in the other states, we have lenders or our 1:16:45.040 --> 1:16:47.640 ferral network of lenders who we trust who will be 1:16:47.680 --> 1:16:50.519 able to help finance you on deals you're looking to do. Okay, 1:16:50.720 --> 1:16:52.160 that's a key part of the equation. 1:16:53.000 --> 1:16:53.880 Everybody got it. 1:16:54.800 --> 1:16:58.519 Everybody's vetting. But it's not just lenders. We've also vetted 1:16:58.720 --> 1:17:02.200 estate agents all across the country in the major markets. Okay, 1:17:02.400 --> 1:17:04.040 so you're going to be able to tap into our 1:17:04.080 --> 1:17:07.559 network of real estate agents who have also been vetted, 1:17:07.680 --> 1:17:12.559 who also understand multifamily relate deals. Okay. So this is 1:17:12.680 --> 1:17:14.599 the power of what we're bringing to you. We're bringing 1:17:14.600 --> 1:17:16.840 to you not only the information, we're also bringing to 1:17:16.920 --> 1:17:20.000 you everybody who you need to execute on the information 1:17:20.600 --> 1:17:23.960 that's unheard of. Okay, that's unheard of. You can read 1:17:24.000 --> 1:17:25.960 rich that poor at all you want. There's not one 1:17:26.000 --> 1:17:28.600 phone number and rich that poor dad, not one, not 1:17:28.680 --> 1:17:30.680 one email address, and rich that poor dad. It's not 1:17:30.680 --> 1:17:32.760 going to get you to the finish line. It'll inspire you, 1:17:32.880 --> 1:17:34.439 it won't get you to the finish line. And so 1:17:34.479 --> 1:17:36.679 that's what we're seeking to help you do. And then finally, 1:17:36.840 --> 1:17:39.160 you're going to get access to our online network. This 1:17:39.200 --> 1:17:41.680 is actually a platform that I've spent over five figures on, 1:17:41.880 --> 1:17:44.320 a community I developed where we evaluate all our deals 1:17:44.320 --> 1:17:46.080 and we share off onek deals with one another through 1:17:46.080 --> 1:17:48.720 the purchase a past deal analyzer Okay, so this is 1:17:48.720 --> 1:17:50.800 a movement in real life. We got people meeting up 1:17:50.840 --> 1:17:52.680 all over the country. This is two hundred of us 1:17:52.760 --> 1:17:55.679 in New Orleans for the Generational Wealth Conference. And when 1:17:55.680 --> 1:17:57.639 you put everything that we just share with you together, 1:17:58.520 --> 1:18:00.960 everything that we're offering you is worth eight thousand, four 1:18:01.040 --> 1:18:04.040 hundred and ninety six dollars. And we conjunct oppose this 1:18:04.080 --> 1:18:07.719 to an NBA for one hundred thousand dollars. Okay, eight thousand, 1:18:07.800 --> 1:18:10.240 four hundred and ninety six dollars. And we could charge 1:18:10.240 --> 1:18:12.720 this right now. There are real estate programs out there 1:18:12.800 --> 1:18:15.320 that charge way more than this. And do I believe 1:18:15.320 --> 1:18:17.439 that those real estate programs are worth it? My answer 1:18:17.479 --> 1:18:20.040 is yes, because guess what, even if somebody was charge 1:18:20.080 --> 1:18:22.160 me thirty thousand dollars for real estate education like this, 1:18:22.320 --> 1:18:23.920 I'll pay for it because I made more than thirty 1:18:23.960 --> 1:18:26.679 thousand dollars in real estate. I've already got my return 1:18:26.720 --> 1:18:28.760 on investment. And this knowledge and the skill set is 1:18:28.760 --> 1:18:30.200 going to be with me for the rest of my life. 1:18:30.439 --> 1:18:33.320 My return is going to be infinite on that. Okay, 1:18:33.439 --> 1:18:35.519 now we're not charging thirty thousand dollars again. You can 1:18:35.560 --> 1:18:39.080 go to get free, get four three two one dot com. Again, 1:18:39.160 --> 1:18:40.840 that's get four three two to one dot com. So 1:18:41.000 --> 1:18:44.320 your option to dream right now, Option one is it's 1:18:44.360 --> 1:18:46.000 gonna feel free, but it's gonna cost you the most, 1:18:46.000 --> 1:18:49.479 And that's you do nothing. Yep, it's gonna feel free, 1:18:49.479 --> 1:18:51.120 but it's gonna cost you the most. It's gonna cost 1:18:51.160 --> 1:18:54.200 you the most in terms of time, money, and mistakes. Right, 1:18:54.479 --> 1:18:56.000 And that's you do nothing and you get off this 1:18:56.040 --> 1:18:58.679 webinar and you can keep doing using the same thinking 1:18:58.800 --> 1:19:00.880 that you have, keep doing what you been doing. And 1:19:00.920 --> 1:19:03.080 then when we bump to you at investvest next year 1:19:03.160 --> 1:19:05.000 or the year after that, you in the same place 1:19:05.040 --> 1:19:08.720 talking about, Man, I'm still trying to get my first property. 1:19:09.040 --> 1:19:11.240 You're gonna have to miss me with that because we've 1:19:11.280 --> 1:19:12.360 given you the opportunity. 1:19:12.479 --> 1:19:14.120 Huh, We're giving you the opportunity. 1:19:14.160 --> 1:19:17.400 And the most expensive thing is in life is what 1:19:17.439 --> 1:19:21.799 we don't know, right, the most expensive things in life 1:19:21.880 --> 1:19:22.760 is what we don't know. 1:19:22.840 --> 1:19:24.320 So you always got to remember that too. 1:19:24.479 --> 1:19:28.120 So pick your poison, Pick your poison, Pick your poison. 1:19:28.280 --> 1:19:31.320 In real estate at this rate, at these rate appreciation, 1:19:31.600 --> 1:19:34.640 it's only gonna get harder and harder and harder to 1:19:34.680 --> 1:19:37.839 play the game. Right, it's gonna get harder and harder, 1:19:38.040 --> 1:19:39.880 and so the long you wait waiting is not going 1:19:39.960 --> 1:19:42.800 to help you in any way in this game whatsoever. 1:19:43.080 --> 1:19:45.000 All I'm waiting for the market to craft. You keep waiting, 1:19:45.040 --> 1:19:47.479 and then all those investors by cash and you're still waiting. 1:19:47.800 --> 1:19:49.800 There's literally gonna come to a point in real estate. 1:19:49.920 --> 1:19:52.479 This is probably gonna be around twenty twenty five where 1:19:53.320 --> 1:19:55.760 it's going to be impossible for anybody who's renting to 1:19:55.880 --> 1:19:59.920 ever own. You can mark my words. There's going to 1:20:00.160 --> 1:20:03.679 become a line where the prices have appreciated so much 1:20:03.880 --> 1:20:07.479 that anybody who is renting will never ever own because 1:20:07.479 --> 1:20:09.639 they won't have enough money to actually get into the game. 1:20:10.840 --> 1:20:12.840 So you want to get into this game as quickly 1:20:12.880 --> 1:20:15.759 as possible. So for those of you who are ready 1:20:15.800 --> 1:20:18.080 to make this play right, to run this play and 1:20:18.120 --> 1:20:20.400 want to play the long term game, you can join 1:20:20.600 --> 1:20:23.920 the program the four three two one Strategy for two thousand, 1:20:24.120 --> 1:20:27.679 nine hundred and ninety seven dollars two thousand, nine hundred 1:20:27.680 --> 1:20:29.439 and ninety seven dollars. You can go to get four 1:20:29.520 --> 1:20:32.360 three two one dot com. But you know, given that 1:20:32.479 --> 1:20:36.240 it's Black Friday, that's nine, let's let's do a little 1:20:36.240 --> 1:20:39.080 better than that. It's Black Friday, bro, It's Black Friday. 1:20:39.200 --> 1:20:41.760 You know what we're gonna do. We originally sold this 1:20:41.800 --> 1:20:44.799 for hundred and ninety seven dollars. Since it's Black Friday, 1:20:45.120 --> 1:20:49.040 what we're gonna do. We're gonna setch that out. We're 1:20:49.040 --> 1:20:53.639 gonna scratch that out, and we're gonna let you get 1:20:53.720 --> 1:20:57.320 five hundred dollars more off. So for those of you 1:20:57.439 --> 1:20:59.680 are on the first webinar didn't move. Oh that's a 1:20:59.680 --> 1:21:03.080 little on my edge, et cetera. There you go. We 1:21:03.240 --> 1:21:05.920 just knocked it down five hundred additional dollars. You say 1:21:05.920 --> 1:21:08.120 it in fourteen ninety five when you do the one 1:21:08.160 --> 1:21:10.439 pay for most of y'all, that's the equipment of one 1:21:10.479 --> 1:21:12.519 to two months of rent and mortgage spence. We're all 1:21:12.560 --> 1:21:14.280 we're asking is the equipment of one to two months 1:21:14.320 --> 1:21:16.679 of rent a mortgage expense to put you in position 1:21:16.920 --> 1:21:20.160 to never ever, ever, ever ever have to pay rent 1:21:20.160 --> 1:21:23.639 a mortgage ever again. We think that's a very fair trade. Matt, 1:21:23.640 --> 1:21:24.320 you got anything to. 1:21:24.280 --> 1:21:27.360 Say, Look, man, go to get four three two one 1:21:27.479 --> 1:21:28.400 dot com. 1:21:28.479 --> 1:21:31.360 Right now. This is almost free. 1:21:31.640 --> 1:21:33.800 When you really think about a the amount of information, 1:21:33.960 --> 1:21:36.120 the amount of access that you're going to have, the 1:21:36.160 --> 1:21:39.639 resources that you guys will have, the resources that Julian 1:21:39.680 --> 1:21:42.320 and myself provide. You can't google it, you know what 1:21:42.320 --> 1:21:45.200 I'm saying. You can't get it on YouTube. University. This 1:21:45.280 --> 1:21:49.559 is an exclusive like secret society, you know, the home Boys, 1:21:49.600 --> 1:21:52.759 Blueprint and the multi family communities. You know, our people 1:21:52.840 --> 1:21:57.080 are informed, they're educated, and they're prepared, you know what 1:21:57.080 --> 1:21:59.840 I'm saying. They're ready to go, and they're closing at 1:21:59.880 --> 1:22:02.120 a high velocity. And you know, we're not even We 1:22:02.200 --> 1:22:03.719 do not mean to show you know what we showed 1:22:03.760 --> 1:22:07.000 you the success stories. That's only a small part. You know, 1:22:07.040 --> 1:22:09.760 we can probably spend the whole webinar and talking about 1:22:09.800 --> 1:22:12.320 all the success stories that Julie and I have had 1:22:12.520 --> 1:22:16.080 together and separately over the past couple of years. We're 1:22:16.120 --> 1:22:19.320 helping people achieve their dream of building wealth with real 1:22:19.400 --> 1:22:22.639 estate through multi family investments. So for this price, it's 1:22:22.640 --> 1:22:26.160 a Black Friday special. Guys, do not wait, do not hesitate, 1:22:26.240 --> 1:22:30.120 because this this sale is going to end right after 1:22:30.160 --> 1:22:31.160 the holidays. 1:22:31.400 --> 1:22:34.360 Yep, that's it. It's just facts. Man. I had eight 1:22:34.400 --> 1:22:37.240 closing this week, eight of my students clothes this week. 1:22:38.000 --> 1:22:40.559 Yeah, I mean this month, this month, we already over 1:22:40.600 --> 1:22:44.880 twenty deals closed on my end, so you know you 1:22:45.000 --> 1:22:47.720 told about twenty eight and we still you know, got 1:22:47.720 --> 1:22:49.120 a couple more days left in the month. 1:22:49.479 --> 1:22:53.439 You know, actually I got more students closing today, so 1:22:53.640 --> 1:22:54.439 we're gonna add on. 1:22:55.000 --> 1:22:58.280 And that's just who we are helping with the financing. 1:22:58.880 --> 1:23:01.680 You know what I'm saying directly, that's not the indirect 1:23:01.720 --> 1:23:03.000 people that are closing, right. 1:23:03.439 --> 1:23:05.720 Oh yeah, and that I help as well measure that. 1:23:06.439 --> 1:23:07.400 It's can measure it. 1:23:07.640 --> 1:23:10.280 It's too hard to measure everybody who's closing, right, So 1:23:10.439 --> 1:23:12.200 we just want you guys to be a part of 1:23:12.200 --> 1:23:15.200 those people that we're shouting out and we're celebrating that 1:23:15.240 --> 1:23:16.879 are closing on multi family homes. 1:23:17.200 --> 1:23:19.479 Yeah, so this is Brittany, he said Julian Gordon. Thanks 1:23:19.520 --> 1:23:21.280 to you. Bro's apprehensive at first to take your class 1:23:21.280 --> 1:23:22.840 through to the price point. I thought I could have 1:23:22.920 --> 1:23:25.320 learned from YouTube University laugh out loud. In retrospect, you 1:23:25.400 --> 1:23:27.479 dropped too many jewels for me to count one example. 1:23:27.520 --> 1:23:29.679 Saved me twelve hundred dollars by making the lenders compete. 1:23:29.720 --> 1:23:31.479 It was money well spent for an even new people 1:23:31.479 --> 1:23:33.200 reading this Julian is the truth, good people and has 1:23:33.200 --> 1:23:35.000 a wealth and knowledge. I appreciate all that you do, 1:23:35.040 --> 1:23:36.720 good brother, and the profound impact that you make on 1:23:36.760 --> 1:23:39.519 so many So right out the gates, because we taught 1:23:39.600 --> 1:23:42.280 him how to make lenders compete, he saved twelve hundred 1:23:42.320 --> 1:23:44.760 dollars and guess what he got, His FAJA appraisal. FAJA 1:23:44.800 --> 1:23:47.040 appraisal came in at fourteen thousand dollars above our offer. 1:23:47.120 --> 1:23:49.840 No require repairs, So he's literally stepping into equity. He 1:23:49.920 --> 1:23:52.960 made a two thousand dollars plus investment and has already 1:23:52.960 --> 1:23:56.360 got seven x that, right out the gates because he 1:23:56.439 --> 1:23:59.640 followed the blueprint. Okay, so this is the power of 1:23:59.680 --> 1:24:01.719 what we're teaching. And so for those of you who 1:24:01.840 --> 1:24:04.320 think this is expensive, you have to know the difference 1:24:04.360 --> 1:24:08.160 between expensive and expansive. Because guess what December first, rent 1:24:08.200 --> 1:24:12.360 is due December first, your mortgage is still due. That's 1:24:12.400 --> 1:24:16.960 what's expensive. That is money that is leaving your family forever, forever, 1:24:17.200 --> 1:24:21.200 and it's not coming back. Okay, So find yourself on 1:24:21.240 --> 1:24:23.559 this rent chart. Let's say your rent is twelve hundred 1:24:23.560 --> 1:24:26.640 dollars month, right, So one year from now, Matt and 1:24:26.680 --> 1:24:29.080 I bump into you and invest best. Okay, what's going 1:24:29.120 --> 1:24:31.640 to be more expensive to you? Two four hundred and 1:24:31.720 --> 1:24:34.519 ninety seven dollars or fourteen thousand dollars? Which one is 1:24:34.560 --> 1:24:36.720 going to be more expensive? Or we bump into you 1:24:36.800 --> 1:24:40.559 five years from now when Eil is dominating the whole 1:24:40.960 --> 1:24:43.800 situation already biggest, right bigger. 1:24:43.680 --> 1:24:45.719 That we're going to be the biggest ever ever. 1:24:46.160 --> 1:24:49.759 That forever, right ever ever, And you seventy two thousand 1:24:49.840 --> 1:24:53.280 dollars in the whole because you didn't take action seventy 1:24:53.280 --> 1:24:55.679 two thousand when you could have paid twenty five hundred, 1:24:55.800 --> 1:24:58.439 got the game and been in multiple properties. Five years 1:24:58.479 --> 1:25:00.720 from now, We'll give you a four year plan. Five 1:25:00.800 --> 1:25:03.200 years from now, you should have ten doors at least 1:25:03.479 --> 1:25:06.160 if you execute on this blueprint that we've laid out. 1:25:06.400 --> 1:25:09.200 But you're either gonna choose that to be have ten 1:25:09.280 --> 1:25:12.439 doors four years from now, or you're gonna be seventy 1:25:12.439 --> 1:25:14.479 two thousand dollars in a whole in rent money that 1:25:14.479 --> 1:25:17.240 you ever see again. Okay, So you have to understand 1:25:17.280 --> 1:25:20.800 the difference between expensive and expansive, right, and so rent 1:25:20.880 --> 1:25:23.400 is due December first, I'm gonna be collecting it. Are 1:25:23.439 --> 1:25:25.920 you Matt's gonna be collecting it. Are you gonna be 1:25:25.960 --> 1:25:27.840 collecting it? Are you gonna be paying it? Which? When 1:25:27.880 --> 1:25:29.400 are you gonna get on the other side of the equation, 1:25:29.680 --> 1:25:32.439 Because you can if you just follow the blueprint. Now 1:25:33.560 --> 1:25:37.120 we are making available. We're only we already got quite 1:25:37.120 --> 1:25:40.519 a few students on the first webinar, okay, and we're 1:25:40.560 --> 1:25:42.719 only looking for one hundred more. So what we're gonna 1:25:42.760 --> 1:25:47.200 do is we're gonna do seventy five full pays. Okay, 1:25:47.439 --> 1:25:49.760 seventy five full pays. And what we're gonna do is 1:25:49.800 --> 1:25:51.720 because we know that it is holiday. Some of you 1:25:51.760 --> 1:25:53.439 are living on the edge. You're trying to provide for 1:25:53.479 --> 1:25:57.559 your family and don't have twenty four hundred and ninety 1:25:57.600 --> 1:26:00.840 seven dollars. Now, don't say you don't have twenty four 1:26:00.880 --> 1:26:02.599 hundred ninety seven dollars. But then when I come by 1:26:02.600 --> 1:26:05.400 your house, I see all kinds of Jordans and electronics 1:26:05.439 --> 1:26:11.599 and clothes under your Christmas tree. Don't do it, don't. 1:26:11.360 --> 1:26:13.639 Do it, don't don't have me bumcket, No, it's gonna happen. 1:26:14.360 --> 1:26:17.280 Don't don't let me show up at Walmart the best 1:26:17.320 --> 1:26:19.439 buy you're talking about. I was on your webinar. But 1:26:19.479 --> 1:26:21.479 I don't have the money, but I see a seventy 1:26:21.520 --> 1:26:27.040 two inch TV in your hands. Don't do it. Don't 1:26:27.040 --> 1:26:31.000 do it. Okay. So for those of you who don't 1:26:31.000 --> 1:26:33.400 have two thousand, four hundred ninety seven dollars because they're 1:26:33.439 --> 1:26:36.519 on the corporate plantation, you underpaid, et cetera. But you 1:26:36.640 --> 1:26:39.200 know you want this, We're gonna open up twenty five 1:26:39.320 --> 1:26:42.639 payment plans. Only twenty five pay plans for those who 1:26:42.640 --> 1:26:44.719 are serious. And the way that payment plan is gonna 1:26:44.760 --> 1:26:47.759 work is it's gonna be four ninety nine a month 1:26:48.280 --> 1:26:51.720 for eight months. Actually that was what we offered last month. 1:26:51.720 --> 1:26:55.040 But since it is Black Friday, Matt's pressure on me. 1:26:55.400 --> 1:26:57.280 Look, we gotta we gotta cut that down. It's a 1:26:57.320 --> 1:26:58.160 holiday season. 1:26:59.439 --> 1:27:01.920 We're gonna get you four hundred ninety nine dollars back 1:27:02.400 --> 1:27:04.559 and instead of it being eight payments, it'll only be 1:27:04.640 --> 1:27:05.400 seven payments. 1:27:06.840 --> 1:27:07.439 There you have it. 1:27:08.200 --> 1:27:10.840 We're giving you. So you still got ninety nine dollars 1:27:10.840 --> 1:27:15.080 to go trick on Black Friday. Go trick that. Well, 1:27:15.160 --> 1:27:18.679 let's go get this assets that pay for every Black 1:27:18.680 --> 1:27:21.120 Friday going forward, where you ain't got to worry about 1:27:21.160 --> 1:27:23.240 Black Friday. Where your kids can get everything that they 1:27:23.240 --> 1:27:25.040 want as long as you're not spoiling them too much, 1:27:25.320 --> 1:27:26.920 because ultimately, at the end of the day, we don't 1:27:26.920 --> 1:27:28.960 want to be giving our kids' expenses and liabilities. We 1:27:28.960 --> 1:27:31.759 want to give them assets and cash flow. You setting 1:27:31.840 --> 1:27:35.960 up you over here, choosing looking at magazines, got websites open, 1:27:36.120 --> 1:27:39.479 getting emails, start, et cetera. You ready to buy expenses 1:27:39.520 --> 1:27:42.519 and liabilities for your health and your family. We're trying 1:27:42.520 --> 1:27:45.960 to show you how to buy assets and income. Which 1:27:45.960 --> 1:27:48.880 one is going to set your family up for success. Okay, 1:27:49.240 --> 1:27:51.519 sometimes you're going to have to make some sacrifices, and 1:27:51.560 --> 1:27:54.720 so this is what we're offering. Now when you go 1:27:54.760 --> 1:27:57.479 to get three two one dot com, we have some 1:27:57.520 --> 1:27:58.960 good news for you. We don't want you to go 1:27:59.000 --> 1:28:02.000 through this alone. This is a family affair, and so 1:28:02.080 --> 1:28:05.280 guess what you get to bring somebody close to you 1:28:05.960 --> 1:28:09.120 on this journey with you. Absolutely, this could be your 1:28:09.120 --> 1:28:11.240 best friend, which is your spouse, or your homie, your 1:28:11.240 --> 1:28:13.479 blood which is your siblings' parents are kids, or your 1:28:13.479 --> 1:28:15.880 business partner who you're going to invest with. Why would 1:28:15.920 --> 1:28:17.680 we do this because Matt and I care about your 1:28:17.680 --> 1:28:19.880 accountability and since we can't be in every city in 1:28:19.920 --> 1:28:22.120 every state, tapping you on your shoulder, checking in on you. 1:28:22.240 --> 1:28:24.120 We're going to be on those calls with you. We'd 1:28:24.240 --> 1:28:26.840 rather you have somebody who is also committed to this 1:28:26.960 --> 1:28:31.400 journey by your side. Okay, And so we're giving you permission. 1:28:31.600 --> 1:28:34.320 We're giving you permission to bring someone else with you 1:28:34.439 --> 1:28:36.680 on this journey for free. If you need to go 1:28:36.720 --> 1:28:38.479 split the costs with them, you can do that. And 1:28:38.560 --> 1:28:41.200 y'all can have be a cash app venmo et cetera. 1:28:41.479 --> 1:28:43.960 But one person will have the master account and will 1:28:43.960 --> 1:28:48.160 take the lead. Okay, we want to empower families on 1:28:48.960 --> 1:28:51.240 when we're having our calls. You should have us up 1:28:51.280 --> 1:28:53.519 on the big spring with the HDMMI and your entire 1:28:53.560 --> 1:28:55.200 family should be sitting in the living room. Some of 1:28:55.200 --> 1:28:57.920 you are watching this webinar alone. Okay, you're watching it. 1:28:58.040 --> 1:28:59.920 You've been trying to succeed on your own. But when 1:28:59.920 --> 1:29:01.840 you look to the world's most successful people, you look 1:29:01.880 --> 1:29:04.360 at eyl and everybody that's at the top of it, 1:29:04.479 --> 1:29:06.559 they move as a pack. All the world's most succesful 1:29:06.560 --> 1:29:07.840 people move as a pack. But you want to be 1:29:07.880 --> 1:29:10.920 the one exception of the person who did it by themselves. 1:29:10.960 --> 1:29:13.680 You don't have to be okay, and so you get 1:29:13.680 --> 1:29:16.559 to bring somebody through the program with you. This is Belvida, 1:29:16.640 --> 1:29:20.000 she closed on four plex in Los Angeles. This is 1:29:20.080 --> 1:29:22.960 a sister who was supportive in her process. Gave her 1:29:23.000 --> 1:29:25.760 a shout out in her post. This is Victor Michelle Dorner. 1:29:25.800 --> 1:29:28.200 They're going through this process together as a couple as 1:29:28.200 --> 1:29:32.080 they prepare for retirement. So if you take action tonight, 1:29:32.479 --> 1:29:34.360 we're going to give you an extra ticket to the 1:29:34.400 --> 1:29:37.600 Generational Wealth Conference. That is my conference, okay, that is 1:29:37.600 --> 1:29:40.000 happening in January. We're gonna give you an extra ticket 1:29:40.000 --> 1:29:41.920 for your buddy that's worth five hundred and ninety nine 1:29:41.960 --> 1:29:44.960 dollars if you join tonight. Okay. That's my way of 1:29:44.960 --> 1:29:46.960 saying thank you and celebrating those who are serious to 1:29:47.000 --> 1:29:50.920 take action. Again, there's only seventy five one pays and 1:29:51.040 --> 1:29:54.600 only twenty five payment plans, okay, So whichever one is 1:29:54.600 --> 1:29:56.040 best for you, you want to make sure that you 1:29:56.080 --> 1:29:58.120 get in. Once we get to that three hundred, we're 1:29:58.120 --> 1:29:59.639 closing it down for the year. We're going to focus 1:29:59.680 --> 1:30:01.240 on helping them. Three hundred people closed, and we're going 1:30:01.280 --> 1:30:03.240 to be documenting that process. So that you can all 1:30:03.280 --> 1:30:04.040 see all right. 1:30:04.439 --> 1:30:07.000 All be on the outside. Don't be on the outside people. 1:30:07.200 --> 1:30:10.080 No, you don't. Don't do that. So we also get 1:30:10.080 --> 1:30:11.960 Matt said, you know, boosting your credit score from five 1:30:11.960 --> 1:30:13.599 eighty to six six. He's going to help your interest. 1:30:13.640 --> 1:30:15.880 We're giving you tyre rap these credit etiquette course to 1:30:15.880 --> 1:30:17.519 boost your credit score by fifty to one hundred and 1:30:17.520 --> 1:30:19.439 fifty points, to get your interest right down, which is 1:30:19.439 --> 1:30:21.240 literally going to save you tens of thousands of dollars. 1:30:21.360 --> 1:30:24.000 I'm gonna give you my RII Tax Secrets. This is 1:30:24.040 --> 1:30:25.439 going to show you how I save two hundred and 1:30:25.479 --> 1:30:27.759 seventy eight thousand dollars in taxes on a three hundred 1:30:27.760 --> 1:30:30.880 thousand dollar property. You heard that right, two hundred and 1:30:30.880 --> 1:30:32.920 seventy eight thousand dollars in taxes saved on a three 1:30:33.000 --> 1:30:35.679 hundred thousand dollars property. I'm gonna give you that program. 1:30:35.800 --> 1:30:38.400 You're also going to get my Overnight Success Airbnb course. 1:30:38.400 --> 1:30:40.720 I have a six figure Airbnb business. I'm gonna give 1:30:40.760 --> 1:30:44.000 that to you as part of this offer. This is April. 1:30:44.080 --> 1:30:46.360 She's making ten thousand dollars a month on her first property. 1:30:46.400 --> 1:30:48.040 She got a four plex in Virginia Beach. She lives 1:30:48.040 --> 1:30:50.120 in one unit. She's getting ten thousand dollars a month 1:30:50.320 --> 1:30:53.160 from Airbnb. She got free off first property because she 1:30:53.240 --> 1:30:55.759 airbnbat every other unit instead of doing market rate tenant. 1:30:56.040 --> 1:30:57.680 And then you're also going to get access to the 1:30:57.680 --> 1:31:00.280 purchase of pass deal Analyzer online. This is the software 1:31:00.320 --> 1:31:02.640 that I built out that only our students have access to. 1:31:03.080 --> 1:31:05.439 Only our students. It's not open to the public, okay. 1:31:05.640 --> 1:31:07.679 And this is where we analyze all of our deals. 1:31:07.840 --> 1:31:09.960 This is the platform. This is where we share off 1:31:09.960 --> 1:31:11.960 market deals with one another. This is also where you 1:31:11.960 --> 1:31:14.040 will be able to connect with other people who are 1:31:14.040 --> 1:31:16.400 in your market. This is the Orlando market right there. 1:31:16.400 --> 1:31:18.320 These are the beautiful people there. You also get to 1:31:18.360 --> 1:31:21.519 access our real estate rolodecks by market, So you're going 1:31:21.560 --> 1:31:25.240 to find the contractors, the inspectors, the lenders agents in 1:31:25.240 --> 1:31:27.360 that market that already be laid out for you. You 1:31:27.400 --> 1:31:29.480 won't even have to do the work because the communities 1:31:29.479 --> 1:31:31.920 are a mastermind and put them into the platform. Okay. 1:31:32.280 --> 1:31:35.599 We also have market meetups all over the country. These 1:31:35.640 --> 1:31:39.720 this is Saint Louis, this is Brooklyn, bat and Ruge, Atlanta, Dallas. 1:31:39.920 --> 1:31:42.360 You are plugging into a family. You will not be 1:31:42.439 --> 1:31:44.200 in just an online course trying to figure this out 1:31:44.240 --> 1:31:46.200 on your own. We have market meetups that are bi 1:31:46.240 --> 1:31:48.560 weekly or monthly in certain markets, and you will be 1:31:48.600 --> 1:31:52.320 able to plug into a full function and family. Okay, 1:31:52.439 --> 1:31:54.320 I know you the golden child in your family. Everybody 1:31:54.400 --> 1:31:56.800 looks to you, right, but your family goes as far 1:31:56.840 --> 1:31:58.760 as you go. And so this is your opportunity to 1:31:58.760 --> 1:32:01.360 plug into a family that's committed creating regenerational wealth and 1:32:01.560 --> 1:32:03.880 entering into the asset class. And then for those of 1:32:03.880 --> 1:32:05.719 you are looking to scale who already have a single 1:32:05.720 --> 1:32:07.799 family home, Matt and I show you how to reversal 1:32:07.880 --> 1:32:10.760 out of that and still scale up your portfolio through 1:32:10.800 --> 1:32:12.760 the home Buyers Blueprint one and through the home Buyers 1:32:12.760 --> 1:32:15.759 buopoot and the fuelip module that I put together as well. Okay, 1:32:16.120 --> 1:32:20.320 so again the bonus ticket for the Generational Wealth Conference, 1:32:20.560 --> 1:32:23.400 you get one with your membership, but if you join 1:32:23.520 --> 1:32:26.720 before midnight tonight, okay, this Black Friday, you will get 1:32:26.760 --> 1:32:29.320 an extra one for your buddy. Again, that's worth five 1:32:29.400 --> 1:32:31.920 hundred and ninety nine dollars. This is everything that you 1:32:32.040 --> 1:32:34.519 get right here laid out. I'll show you an image 1:32:34.520 --> 1:32:36.960 of it together, all of that will be eleven thousand dollars. 1:32:37.120 --> 1:32:40.360 Eleven thousand and eighty five dollars. You do not pay that, Okay, 1:32:40.520 --> 1:32:43.519 it's two thousand, one hundred and ninety seven dollars literally 1:32:43.520 --> 1:32:47.479 a fraction twenty two percent of that. You're getting seventy seven, 1:32:47.680 --> 1:32:50.479 seventy eight percent off this Black Friday. 1:32:51.120 --> 1:32:52.400 Huh, that's amazing. 1:32:53.640 --> 1:32:57.439 Seventy eight percent off. Like it's one to two months 1:32:57.479 --> 1:32:59.400 of rent to put you in a position and never 1:32:59.400 --> 1:33:01.200 have to be house expense for the rest of your life. 1:33:01.280 --> 1:33:03.760 So this is my first deal in Brooklyn, right, I 1:33:03.760 --> 1:33:05.439 had no clue that it would unfold in this way, 1:33:05.479 --> 1:33:07.559 and I'm so glad that it did. But guess what 1:33:07.800 --> 1:33:11.360 had I had Matt and myself then and know what 1:33:11.400 --> 1:33:13.920 I know now, my porolio will be double the size 1:33:13.960 --> 1:33:14.559 it is today. 1:33:14.720 --> 1:33:15.040 Okay. 1:33:15.160 --> 1:33:16.519 So we're trying to help you get to where we 1:33:16.560 --> 1:33:18.840 are a lot faster, safer, and easier, because this is 1:33:18.880 --> 1:33:21.559 how your portfolio grows over time. You get that first property, 1:33:21.880 --> 1:33:24.080 then you knock down that domino, and then you get 1:33:24.080 --> 1:33:25.599 the next, and the next and the next, And this 1:33:25.680 --> 1:33:27.280 is how my wealth is. This is why I have 1:33:27.280 --> 1:33:30.160 a five million dollar real estate portfolio today. It starts 1:33:30.160 --> 1:33:32.080 with one though, you have to learn how to buy right. 1:33:32.080 --> 1:33:34.400 And once you learn that skill set right, then you'll 1:33:34.439 --> 1:33:35.880 be able to continue to do it over and over 1:33:35.880 --> 1:33:38.519 and over again. So when you join, you're gonna get onboard, 1:33:38.560 --> 1:33:41.080 you're gonna get your deal analyzer. You'll start the online course, 1:33:41.080 --> 1:33:43.120 whether you choose to start with Matt's course or mine, 1:33:43.240 --> 1:33:45.840 or you can do both simultaneously. You'll go through orientation, 1:33:46.120 --> 1:33:48.200 we'll have our weekly deal room calls, you'll have your 1:33:48.280 --> 1:33:51.560 break bread session with Matt, and you'll start your first challenge. 1:33:51.640 --> 1:33:54.200 And as of now, you can join for four ninety 1:33:54.280 --> 1:33:56.080 nine per month for just seven months. It used to 1:33:56.080 --> 1:33:58.680 be eight months, So you can take advantage of this 1:33:58.760 --> 1:34:02.960 Black Friday special four hundred and ninety seven dollars one 1:34:03.000 --> 1:34:06.640 time for access to everything immediately. Okay. When you're on 1:34:06.680 --> 1:34:08.439 the payment plan, your modules will be dripped to you 1:34:08.520 --> 1:34:10.479 month by month by month as your payments come in. 1:34:10.680 --> 1:34:12.600 When you do the full pay, you get access to 1:34:12.640 --> 1:34:16.840 everything immediately. Okay. If you miss the deadline or you 1:34:16.880 --> 1:34:19.559 are not in the one hundred, the price will drimp 1:34:19.600 --> 1:34:22.080 to four nine hundred and ninety seven dollars and you 1:34:22.120 --> 1:34:25.280 will have missed out. The price will literally double, and 1:34:25.320 --> 1:34:27.360 this is what the price will be as we go 1:34:27.680 --> 1:34:29.559 the new year. So you want to take advantage of 1:34:29.560 --> 1:34:31.840 this last opportunity to be part of that one hundred. 1:34:31.840 --> 1:34:33.719 That's all we're doing is rounding out that three hundred. 1:34:33.800 --> 1:34:37.120 We got one hundred spaces available, seventy five full pays okay, 1:34:37.280 --> 1:34:40.160 and twenty five monthly payment plans. So if you're ready 1:34:40.240 --> 1:34:42.479 to go, go ahead and lock in your spot right now. 1:34:42.479 --> 1:34:46.040 That's get four three two one dot com right what 1:34:46.080 --> 1:34:48.320 are you waiting for? Real estate prices are can you 1:34:48.360 --> 1:34:50.720 win to rise all over the country, and the more 1:34:50.720 --> 1:34:52.320 they rise, the harder it is going to be for 1:34:52.400 --> 1:34:54.240 you to get in the game. At the same time, 1:34:54.560 --> 1:34:57.160 interest rates are an historically all time low. We can 1:34:57.160 --> 1:35:00.280 borrow money for thirty years at three percent. Look at 1:35:00.320 --> 1:35:02.160 the interest rates that boomers had their face when they're 1:35:02.160 --> 1:35:04.519 buying their McMansions. They were paying anywhere from eight to 1:35:04.560 --> 1:35:07.320 fourteen percent on mortgages. If interest rates are for eight 1:35:07.360 --> 1:35:09.080 to fourteen percent, Matt and I would not be in 1:35:09.080 --> 1:35:12.320 the game of real estate. So you have an opportunity 1:35:12.360 --> 1:35:14.120 of a lifetime to get in the game and to 1:35:14.160 --> 1:35:16.080 borrow money a very cheap and this is the cost 1:35:16.080 --> 1:35:19.639 of waiting. Look the same house at three percent interest 1:35:19.680 --> 1:35:21.840 rate versus four percent interest rate, the total interest is 1:35:21.880 --> 1:35:23.559 going to be one hundred and sixty five thousand dollars 1:35:23.560 --> 1:35:25.680 at three percent. If you wait and you allow the 1:35:25.720 --> 1:35:28.080 interest to go up to four percent, now you're paying 1:35:28.120 --> 1:35:30.880 two hundred and twenty six thousand dollars. That's sixty thousand 1:35:30.960 --> 1:35:33.040 dollars more that you pay for the same exact house, 1:35:33.320 --> 1:35:36.479 all because you decided to procrastinate and you worried about 1:35:36.520 --> 1:35:38.880 two thousand, four hundred and ninety seven dollars and you'd 1:35:38.960 --> 1:35:42.720 rather pay sixty thousand dollars additional and the interest for 1:35:42.760 --> 1:35:46.240 the same exact property. Come on. This opportunity is at once. 1:35:46.720 --> 1:35:47.040 Come on. 1:35:47.080 --> 1:35:51.080 That's why we say success life speed, brother, success, love speed, 1:35:51.560 --> 1:35:54.000 And yesterday's price won't be today's price. 1:35:54.560 --> 1:35:57.120 Oh it definitely won't. Because this is just for Black Friday. 1:35:57.360 --> 1:35:59.639 This is just for Black Friday. You have until Sunday 1:35:59.720 --> 1:36:02.760 at midnight Eastern Standard time to take advantage of this right. 1:36:02.960 --> 1:36:05.000 But for those of you who want that fast action bonus, 1:36:05.040 --> 1:36:07.160 which is the extra tickets and Generational Wealth Conference which 1:36:07.160 --> 1:36:09.160 is in January. You want to take advantage of that 1:36:09.240 --> 1:36:11.880 tonight and again the one hundred you may come back. 1:36:11.920 --> 1:36:13.920 The timer may still be going, but there may be 1:36:13.960 --> 1:36:16.200 no more space because we're only doing seventy five one 1:36:16.240 --> 1:36:19.680 pays and twenty five payment plans. So for those of 1:36:19.680 --> 1:36:23.240 you who did not get the down payment payment, did 1:36:23.240 --> 1:36:27.479 not text earlier, here is the number text get free 1:36:27.520 --> 1:36:31.280 to eight four four nine zero one three two three nine. Again, 1:36:31.360 --> 1:36:34.240 that's get free to eight four four nine zero one 1:36:34.400 --> 1:36:36.439 three two three nine. This is our way of saying 1:36:36.439 --> 1:36:38.920 thank you for showing up, for being here on Black Friday. 1:36:39.080 --> 1:36:42.160 You could be shopping somewhere, buying expenses and abilities, but 1:36:42.200 --> 1:36:45.840 instead you're here focused on acquiring assets because as Matt 1:36:45.920 --> 1:36:49.519 Sweatshair says, were all about assets over liabilities, y'all, And 1:36:49.600 --> 1:36:51.880 so you being here for a hour and a half 1:36:52.040 --> 1:36:55.000 on Black Friday shows that that's what you care about too, 1:36:55.120 --> 1:36:56.680 And we actually don't want that to just be a 1:36:56.680 --> 1:36:59.160 hashtag or a slogan or sweatshirt. We want that to 1:36:59.160 --> 1:37:02.200 be your actual real life experience. So with that, we 1:37:02.240 --> 1:37:04.479 want to say thank you so much for being here. 1:37:04.640 --> 1:37:07.160 We appreciate you, We look forward to seeing you in 1:37:07.200 --> 1:37:10.120 the program In fact, we got class Sunday, y'all, Sunday 1:37:10.120 --> 1:37:12.880 at eight pm Eastern, So if you're ready to go, 1:37:13.160 --> 1:37:16.120 you want to get in complete orientation. And let's make 1:37:16.160 --> 1:37:18.920 sure that this is the last Thanksgiving that you break 1:37:19.000 --> 1:37:22.680 bread in that apartment. This is the last Christmas that 1:37:22.720 --> 1:37:24.439 you were going to have in your apartment. This is 1:37:24.479 --> 1:37:26.360 the last New Years that you were going to have 1:37:26.439 --> 1:37:29.040 in that apartment. This is the last Birthday party that 1:37:29.080 --> 1:37:31.040 you're going to have in that apartment. If you follow 1:37:31.080 --> 1:37:33.920 this blueprint, that will be true for you. Okay, So 1:37:34.000 --> 1:37:36.680 refuse to renew your leaset. Come get on board, join it, 1:37:36.800 --> 1:37:39.160 get get four three two one dot com and we 1:37:39.200 --> 1:37:41.280 will see you on Sunday and Matt will see you 1:37:41.320 --> 1:37:42.519 at his first break bread session. 1:37:43.360 --> 1:37:46.719 Ahi, y'all. So look, that was an amazing, amazing session. 1:37:47.080 --> 1:37:49.800 Like Julian said, to get the free gift text get 1:37:49.880 --> 1:37:52.320 free to the number that he had up there. 1:37:52.320 --> 1:37:53.479 I don't remember the number. 1:37:53.560 --> 1:37:54.520 But you guys. 1:37:56.160 --> 1:37:59.120 Eight four four nine O one three two three nine. 1:37:59.200 --> 1:38:02.280 That's very well, and take advantage of all that free money. 1:38:02.560 --> 1:38:05.719 OPM is the way to scale also, so take advantage, 1:38:05.760 --> 1:38:08.400 especially if you're first time home buyer, Julian, this was 1:38:08.439 --> 1:38:13.639 a phenomenal presentation. I hope we can reach our goal because, 1:38:13.680 --> 1:38:16.080 like you said, this is the above ground railroad and 1:38:16.120 --> 1:38:19.479 we're gonna free three hundred people together in twenty twenty two. 1:38:19.720 --> 1:38:21.920 And we hope the folks that are sitting here on 1:38:22.080 --> 1:38:25.000 Black Friday watching this want to be free. And I 1:38:25.040 --> 1:38:26.960 need you guys to type in the chat right now, 1:38:27.080 --> 1:38:30.000 I will not renew my lease. I will not renew 1:38:30.040 --> 1:38:32.439 my lease. Type that in the chats, and we need 1:38:32.479 --> 1:38:35.000 to see you guys on the other side. The Black 1:38:35.000 --> 1:38:37.479 home ownership rate is forty two percent. We got to 1:38:37.479 --> 1:38:40.080 increase that as a community, but we also got to 1:38:40.080 --> 1:38:42.280 increase our wealth at the same time. So we're going 1:38:42.360 --> 1:38:43.960 to teach you guys how to buy smart, how to 1:38:44.000 --> 1:38:46.960 buy right, and how to use real estate finance and 1:38:47.040 --> 1:38:50.000 to scale your business. And you know, hopefully we see 1:38:50.000 --> 1:38:52.360 you guys on the other side. Julian classes this Sunday, 1:38:52.479 --> 1:38:54.360 My break breast session going to be the week after 1:38:54.400 --> 1:38:57.000 that or the Thursday after that, so hopefully we see 1:38:57.040 --> 1:38:58.840 you guys in both our classes. 1:38:59.080 --> 1:39:00.200 I'm coming up this week. 1:39:00.360 --> 1:39:04.800 And remember, don't wait, don't hesitate, because this is going 1:39:04.840 --> 1:39:09.439 to end, and the price will go up asap, So 1:39:09.479 --> 1:39:11.599 that's all I got for them, Julian. 1:39:11.360 --> 1:39:15.120 That's all, all right, brother, I appreciate you. Man. Happy, 1:39:15.640 --> 1:39:17.920 I guess I don't hoppy. 1:39:18.000 --> 1:39:24.080 Black Friday, Happy Black Friday, Happy, happy Thanksgiving weekend too all. 1:39:24.280 --> 1:39:27.000 I hope everybody enjoyed their family time and it's going 1:39:27.080 --> 1:39:29.200 to continue to enjoy their family time. I hope you 1:39:29.200 --> 1:39:31.680 guys are watching this with your family members, you know 1:39:31.680 --> 1:39:33.679 what I'm saying, and if not, share this with them 1:39:33.920 --> 1:39:37.200 so they can watch it as well. Because you again, 1:39:37.240 --> 1:39:39.720 you get a buddy pass, so you got to use 1:39:39.760 --> 1:39:42.559 that wisely, man. So spread this wealth, spread this knowledge, 1:39:42.640 --> 1:39:44.360 and we're gonna see you guys on the other side. 1:39:45.160 --> 1:39:46.360 All right, y'all, much love. 1:39:46.400 --> 1:39:50.320 Twenty twenty two, let's do it the above ground railroad. 1:39:50.400 --> 1:39:50.800 Let's go. 1:39:51.120 --> 1:39:51.760 That's what it is. 1:39:51.920 --> 1:39:53.360 Peace, all right, y'all peace. 1:39:58.120 --> 1:40:02.000 You just realized your business needed to hire someone yesterday. 1:40:02.520 --> 1:40:06.720 How can you find amazing candidates fast? Easy? Just use 1:40:06.800 --> 1:40:10.080 Indeed stop struggling to get your job posts seen on 1:40:10.200 --> 1:40:14.080 other job sites. With Indeed sponsored jobs, your post jumps 1:40:14.120 --> 1:40:16.440 to the top of the page for your relevant candidates, 1:40:16.680 --> 1:40:19.719 so you can reach the people you want faster. According 1:40:19.760 --> 1:40:23.400 to Indeed data. 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