1
00:00:00,400 --> 00:00:04,280
Speaker 1: You just realized your business needed to hire someone yesterday.

2
00:00:04,800 --> 00:00:09,000
Speaker 1: How can you find amazing candidates fast? Easy? Just use

3
00:00:09,080 --> 00:00:12,360
Speaker 1: Indeed stop struggling to get your job posts seen on

4
00:00:12,480 --> 00:00:16,360
Speaker 1: other job sites. With Indeed sponsored jobs, your post jumps

5
00:00:16,400 --> 00:00:18,720
Speaker 1: to the top of the page for your relevant candidates,

6
00:00:18,960 --> 00:00:22,000
Speaker 1: so you can reach the people you want faster. According

7
00:00:22,040 --> 00:00:25,680
Speaker 1: to Indeed data, sponsored jobs posted directly on Indeed have

8
00:00:25,800 --> 00:00:29,840
Speaker 1: forty five percent more applications than non sponsored jobs. Don't

9
00:00:29,840 --> 00:00:33,519
Speaker 1: wait any longer. Speed up your hiring right now with Indeed,

10
00:00:33,960 --> 00:00:36,200
Speaker 1: and listeners of this show will get a seventy five

11
00:00:36,280 --> 00:00:39,440
Speaker 1: dollars sponsored job credit to get your jobs more visibility

12
00:00:39,600 --> 00:00:45,320
Speaker 1: at indeed dot com slash pod Katz thirteen. Just go

13
00:00:45,360 --> 00:00:50,120
Speaker 1: to Indeed dot com slash pod katz thirteen right now

14
00:00:50,479 --> 00:00:53,040
Speaker 1: and support our show by saying you heard about Indeed

15
00:00:53,080 --> 00:00:57,400
Speaker 1: on this podcast. Terms and conditions apply. Hiring Indeed is

16
00:00:57,440 --> 00:00:58,040
Speaker 1: all you need.

17
00:01:00,600 --> 00:01:02,720
Speaker 2: What's up everyone? I hope all as well today.

18
00:01:02,880 --> 00:01:05,880
Speaker 3: My name is Matt Garland NMLS number five eight seven

19
00:01:06,040 --> 00:01:08,720
Speaker 3: zero zero, but I'm better known as MG the Mortgage Guy,

20
00:01:09,560 --> 00:01:12,320
Speaker 3: and we got my brother from another mother. My god,

21
00:01:12,360 --> 00:01:17,080
Speaker 3: mister Lucky Family Movement himself, mister Julian Gordon. What's good, Julian,

22
00:01:17,640 --> 00:01:18,120
Speaker 3: what's good?

23
00:01:18,160 --> 00:01:20,560
Speaker 4: What's good? Brother, happy to be here man for this

24
00:01:20,680 --> 00:01:21,440
Speaker 4: Black Friday.

25
00:01:22,200 --> 00:01:25,280
Speaker 3: Look, man, we had to run this back, Julian, because

26
00:01:25,280 --> 00:01:27,440
Speaker 3: there were so many people that didn't get a chance

27
00:01:27,520 --> 00:01:29,399
Speaker 3: to doing the webinar with us when we did it

28
00:01:29,440 --> 00:01:31,959
Speaker 3: about a month ago. So it was right that we

29
00:01:32,040 --> 00:01:34,480
Speaker 3: brought it back as a Black Friday special for all

30
00:01:34,520 --> 00:01:38,200
Speaker 3: the folks who count in attend. So look, man, you guys,

31
00:01:38,280 --> 00:01:41,880
Speaker 3: if you're coming on watching this right now live, type

32
00:01:41,880 --> 00:01:44,440
Speaker 3: in the chat we're exactly you're looking to buy your

33
00:01:44,480 --> 00:01:48,800
Speaker 3: multifamily in twenty twenty two, Julian myself. We want to

34
00:01:48,840 --> 00:01:52,240
Speaker 3: help you guys. So type in the chat where exactly

35
00:01:52,520 --> 00:01:55,640
Speaker 3: you're looking to buy your multi family what mark you're

36
00:01:55,640 --> 00:01:58,840
Speaker 3: looking to buy, whether it's New York, Cleveland, Chicago, wherever

37
00:01:58,880 --> 00:02:00,000
Speaker 3: it's at. Type in the chat.

38
00:02:00,160 --> 00:02:00,720
Speaker 2: We want to know.

39
00:02:00,760 --> 00:02:03,160
Speaker 3: We want to be able to support you guys. Now

40
00:02:03,360 --> 00:02:05,520
Speaker 3: let me tell you guys real quick. My god, Julian,

41
00:02:06,000 --> 00:02:10,120
Speaker 3: if you haven't seen him on Investments Right invest fest

42
00:02:10,200 --> 00:02:12,720
Speaker 3: we had back in August, it was phenomenal. Shout out

43
00:02:12,760 --> 00:02:17,320
Speaker 3: to everybody who attended. Julian blew up the stage along

44
00:02:17,320 --> 00:02:21,360
Speaker 3: with all of our panelists, right, but blew up the stage.

45
00:02:21,400 --> 00:02:22,400
Speaker 2: It was phenomenon.

46
00:02:22,960 --> 00:02:25,880
Speaker 3: So it only makes sense that we collaborated in this

47
00:02:26,000 --> 00:02:28,280
Speaker 3: effort because we both have the same goals, and that's

48
00:02:28,320 --> 00:02:29,880
Speaker 3: pushing generational.

49
00:02:29,320 --> 00:02:31,000
Speaker 2: Wealth through real estate in our community.

50
00:02:31,760 --> 00:02:34,760
Speaker 3: So that's why we're here today to help you guys

51
00:02:35,120 --> 00:02:37,840
Speaker 3: get the ten doors in four years using the four

52
00:02:37,919 --> 00:02:41,119
Speaker 3: three two one method. So, without further do, I'm gonna

53
00:02:41,120 --> 00:02:43,360
Speaker 3: throw this to Julian and we're gonna start this off, y'all.

54
00:02:44,200 --> 00:02:46,600
Speaker 4: Yeah, So what's going on, y'all? Welcome to the four

55
00:02:46,880 --> 00:02:49,280
Speaker 4: three two one strategy. How to acquire ten doors in

56
00:02:49,320 --> 00:02:52,040
Speaker 4: four years without a huge without huge down payments. That's

57
00:02:52,040 --> 00:02:54,680
Speaker 4: one of the biggest blockages that people come across when

58
00:02:54,720 --> 00:02:56,960
Speaker 4: they're thinking about how to scale their real estate portfolio.

59
00:02:57,280 --> 00:03:00,200
Speaker 4: And so Matt you mentioned this language for three two one,

60
00:03:00,600 --> 00:03:03,320
Speaker 4: and it's the perfect blueprint for how to scale up.

61
00:03:03,440 --> 00:03:05,400
Speaker 4: And of course, you know, he knows how the money works,

62
00:03:05,440 --> 00:03:07,240
Speaker 4: and I know how to help people find multi fal

63
00:03:07,360 --> 00:03:09,880
Speaker 4: estate deals all over the country. So we decided to

64
00:03:09,880 --> 00:03:12,600
Speaker 4: collab to make this happen. In fact, before investment, we'd

65
00:03:12,600 --> 00:03:15,280
Speaker 4: already been collabing and we'd already helped many people oose

66
00:03:15,440 --> 00:03:17,920
Speaker 4: on multi family properties all across the country, and so

67
00:03:17,960 --> 00:03:20,639
Speaker 4: we just wanted to formalize that and put it together

68
00:03:20,720 --> 00:03:22,640
Speaker 4: so that there's a stronger pipeline to make sure that

69
00:03:22,680 --> 00:03:25,400
Speaker 4: more can close in twenty twenty two. And as I

70
00:03:25,440 --> 00:03:27,919
Speaker 4: was actually thinking about freedom, you know, that's what we're

71
00:03:27,919 --> 00:03:30,320
Speaker 4: all doing this for. For time freedom, for financial freedom.

72
00:03:30,840 --> 00:03:33,119
Speaker 4: My ancestor spirit that I tap into and look look

73
00:03:33,240 --> 00:03:35,600
Speaker 4: for a guid from is Harriet Tubman, right, And you

74
00:03:35,640 --> 00:03:37,400
Speaker 4: know she freed three hundred people over the course of

75
00:03:37,440 --> 00:03:40,280
Speaker 4: a decade by making night trists below the Mason Dixon line.

76
00:03:40,360 --> 00:03:42,640
Speaker 4: And I was doing some research and there was this

77
00:03:42,680 --> 00:03:45,920
Speaker 4: guy named William Steell who actually financed a lot of

78
00:03:45,960 --> 00:03:48,720
Speaker 4: the work on the underground railroad. So William still he

79
00:03:48,800 --> 00:03:52,000
Speaker 4: was the one financing the underground railroad, and Harriet Tubman

80
00:03:52,040 --> 00:03:53,840
Speaker 4: was the one doing the freeing. And when I look

81
00:03:53,880 --> 00:03:55,800
Speaker 4: at Matt and I, you know what, He's the one

82
00:03:55,800 --> 00:03:58,400
Speaker 4: that's financing people to get to rent mortgage freedom, and

83
00:03:58,440 --> 00:04:00,360
Speaker 4: I'm the one out here doing it on the front lines.

84
00:04:00,400 --> 00:04:02,440
Speaker 4: And so this is just a powerful partnership and I'm

85
00:04:02,480 --> 00:04:04,960
Speaker 4: so glad to be here. And we did a great

86
00:04:04,960 --> 00:04:08,040
Speaker 4: webinar last month, and we're actually looking for one hundred

87
00:04:08,080 --> 00:04:10,520
Speaker 4: more people to actually go through this process with us,

88
00:04:10,560 --> 00:04:12,640
Speaker 4: because we're going to get three hundred people to close

89
00:04:12,680 --> 00:04:15,800
Speaker 4: in twenty twenty two, straight out the gates. Even prior

90
00:04:15,840 --> 00:04:17,599
Speaker 4: to this. These are some people that we had helped

91
00:04:17,640 --> 00:04:20,719
Speaker 4: close who were part of the multi family movement. We

92
00:04:20,760 --> 00:04:23,680
Speaker 4: got people in South Carolina, We got people and what

93
00:04:23,800 --> 00:04:28,000
Speaker 4: is this Baltimore, No, Connecticut that was Natalie closed in Connecticut,

94
00:04:28,200 --> 00:04:33,200
Speaker 4: Sandy Jasmine Centist in Brooklyn they closed, and Cypress Hills, Brooklyn,

95
00:04:33,360 --> 00:04:38,360
Speaker 4: New York. Daffy closed in Georgia. And so we got

96
00:04:38,360 --> 00:04:41,719
Speaker 4: people that we've already collaborated on and helped close. And

97
00:04:41,800 --> 00:04:43,800
Speaker 4: so now we're just closing that pipeline and making it

98
00:04:43,839 --> 00:04:45,360
Speaker 4: more solid. And so we want to break down the

99
00:04:45,400 --> 00:04:48,000
Speaker 4: four three two one method to show you how we

100
00:04:48,040 --> 00:04:50,159
Speaker 4: actually do this and how you can get on board.

101
00:04:50,520 --> 00:04:53,120
Speaker 4: In twenty twenty two, you get your first four doors

102
00:04:53,240 --> 00:04:55,279
Speaker 4: and then we scale up all the way to your

103
00:04:55,320 --> 00:04:57,400
Speaker 4: ten doors. So, for those of you who don't know me,

104
00:04:57,480 --> 00:05:00,360
Speaker 4: I'm founder of the mult high family Movement. I built

105
00:05:00,400 --> 00:05:02,960
Speaker 4: a real estate portfolio that's over five million dollars with

106
00:05:03,000 --> 00:05:06,440
Speaker 4: about thirty eight units all across the country in Oakland, Brooklyn,

107
00:05:06,920 --> 00:05:10,119
Speaker 4: New Orleans, and Baton Rouge. I lead the multi family

108
00:05:10,160 --> 00:05:12,520
Speaker 4: movement where I'm helping thousand students get to rent mortgage

109
00:05:12,520 --> 00:05:15,960
Speaker 4: freedom through multifamily real estate. In terms of my personal portfolio,

110
00:05:16,080 --> 00:05:18,839
Speaker 4: this is actually it right here. These are properties that

111
00:05:18,880 --> 00:05:20,720
Speaker 4: I actually control, So I'm not just going to talk

112
00:05:20,760 --> 00:05:23,039
Speaker 4: about these imaginary properties. These are the ones that I

113
00:05:23,080 --> 00:05:25,240
Speaker 4: control right here and right now, and we want to

114
00:05:25,279 --> 00:05:27,960
Speaker 4: show you how I did this and how Matt is

115
00:05:28,000 --> 00:05:31,120
Speaker 4: building his portfolio too. I built this portfolio in eight years,

116
00:05:31,160 --> 00:05:33,359
Speaker 4: and I started with the three I started with the

117
00:05:33,360 --> 00:05:36,040
Speaker 4: three two one strategy, and knowing what I wouldn't know now,

118
00:05:36,080 --> 00:05:37,840
Speaker 4: I would have went for three two one. And so

119
00:05:37,880 --> 00:05:39,680
Speaker 4: we're going to show you what we would have done

120
00:05:39,720 --> 00:05:42,040
Speaker 4: differently on our own journeys. But we're happy we we're

121
00:05:42,040 --> 00:05:44,680
Speaker 4: at in terms of our sizeable real estate portfolios, and

122
00:05:45,000 --> 00:05:47,039
Speaker 4: we're going to lay out that blueprint for you right now.

123
00:05:47,240 --> 00:05:49,160
Speaker 4: But the reason this is so important to us are

124
00:05:49,279 --> 00:05:52,279
Speaker 4: why the reason that we're doing this is because we're

125
00:05:52,279 --> 00:05:55,320
Speaker 4: in the midst of a financial revolution. Obviously, Eyl is

126
00:05:55,480 --> 00:05:59,160
Speaker 4: leading that financial revolution through the actual literacy, and Matt

127
00:05:59,160 --> 00:06:01,160
Speaker 4: and I want to turn some of that literacy into

128
00:06:01,240 --> 00:06:03,960
Speaker 4: actual execution. And so we want to hoose the gap

129
00:06:03,960 --> 00:06:06,760
Speaker 4: between the rich and the poor and close that wealth gap.

130
00:06:07,040 --> 00:06:09,320
Speaker 4: And Matt the way he languages it is that we're

131
00:06:09,320 --> 00:06:11,800
Speaker 4: closing the wealth gap one brick at a time, right,

132
00:06:11,880 --> 00:06:14,159
Speaker 4: one brick at a time. And those bricks are the

133
00:06:14,160 --> 00:06:16,680
Speaker 4: pieces of real estate. And so we've helped hundreds of

134
00:06:16,680 --> 00:06:19,640
Speaker 4: people close on multi family real estate all the country.

135
00:06:20,120 --> 00:06:22,719
Speaker 4: In terms of the multifamily movement, our success is about

136
00:06:22,760 --> 00:06:25,839
Speaker 4: two hundred and thirty seven people documented that have closed

137
00:06:25,960 --> 00:06:28,440
Speaker 4: on about sixty million dollars worth of real estate in

138
00:06:28,480 --> 00:06:31,239
Speaker 4: just the past two years, and so want to double

139
00:06:31,279 --> 00:06:33,440
Speaker 4: that in twenty twenty two. And we're looking for the

140
00:06:33,480 --> 00:06:35,320
Speaker 4: right people who are ready to do this work. So

141
00:06:35,520 --> 00:06:37,680
Speaker 4: on this webinar, we're going to show you the down

142
00:06:37,720 --> 00:06:40,800
Speaker 4: payments right, how to avoid twenty five percent down payment

143
00:06:40,839 --> 00:06:44,000
Speaker 4: so that you can scale your portfolio beyond one property,

144
00:06:44,279 --> 00:06:47,600
Speaker 4: deal flow, how to find cash flowing off market deals

145
00:06:47,800 --> 00:06:51,360
Speaker 4: near you or less expensive aller markets. And the deal analysis,

146
00:06:51,400 --> 00:06:53,760
Speaker 4: which is how to analyze and structure different types of

147
00:06:53,760 --> 00:06:55,440
Speaker 4: deals so that you can keep growing. And that's where

148
00:06:55,440 --> 00:06:57,719
Speaker 4: mass expertise is and So our big promise in this

149
00:06:57,800 --> 00:06:59,719
Speaker 4: short amount of time is give you a proven path

150
00:06:59,800 --> 00:07:03,360
Speaker 4: to acquire ten doors in four years without huge down payments.

151
00:07:03,400 --> 00:07:06,159
Speaker 4: All right, So at the end of the webinar, what

152
00:07:06,160 --> 00:07:08,360
Speaker 4: we're going to do is for those who stay, we're

153
00:07:08,400 --> 00:07:09,680
Speaker 4: going to give you a list of one hundred and

154
00:07:09,760 --> 00:07:13,080
Speaker 4: forty seven down payment assistant programs. These down payment assistant programs,

155
00:07:13,080 --> 00:07:15,240
Speaker 4: some of them are five thousand dollars grants. Some of them,

156
00:07:15,600 --> 00:07:17,640
Speaker 4: if you take a landlord class, they'll roll your closing

157
00:07:17,680 --> 00:07:19,920
Speaker 4: costs into the loan. This will just make it easier

158
00:07:19,920 --> 00:07:22,040
Speaker 4: for you to get into your first property typically down payment.

159
00:07:22,040 --> 00:07:24,800
Speaker 4: This programs don't work for your second, third, and fourth property.

160
00:07:24,880 --> 00:07:26,680
Speaker 4: But those of you who don't have any properties yet,

161
00:07:26,800 --> 00:07:28,480
Speaker 4: this is going to be a really powerful tool for you.

162
00:07:28,520 --> 00:07:31,040
Speaker 4: It's organized by state, and we'll send that out. All

163
00:07:31,040 --> 00:07:33,640
Speaker 4: you have to do is text get free all one

164
00:07:33,680 --> 00:07:37,800
Speaker 4: word to eight four four nine oh one three two

165
00:07:37,880 --> 00:07:41,280
Speaker 4: three nine. That's eight four four nine oh one three

166
00:07:41,360 --> 00:07:43,200
Speaker 4: two three nine. I'll leave that up there just for

167
00:07:43,240 --> 00:07:46,200
Speaker 4: a second. Again, you're texting get free to eight four

168
00:07:46,280 --> 00:07:50,240
Speaker 4: four nine oh one three two three nine. Do that

169
00:07:50,360 --> 00:07:52,120
Speaker 4: right now, because that's what we're going to send you

170
00:07:52,120 --> 00:07:55,240
Speaker 4: your list of down payment assistant programs at the end.

171
00:07:55,360 --> 00:07:58,000
Speaker 4: All right, So Matt, you want to break down the

172
00:07:58,040 --> 00:08:00,400
Speaker 4: four three two one strategy for them and and just

173
00:08:00,560 --> 00:08:02,040
Speaker 4: lay it out because a lot of people think that

174
00:08:02,120 --> 00:08:04,080
Speaker 4: you start with your single family home first and then

175
00:08:04,120 --> 00:08:06,920
Speaker 4: you scale up to larger properties. But I know you

176
00:08:06,960 --> 00:08:08,080
Speaker 4: have a different perspective on that.

177
00:08:08,800 --> 00:08:09,000
Speaker 2: Yeah.

178
00:08:09,040 --> 00:08:12,200
Speaker 3: Absolutely, So the four three to two four three to

179
00:08:12,200 --> 00:08:14,960
Speaker 3: two one strategy is really like Julian has here on

180
00:08:14,960 --> 00:08:16,920
Speaker 3: a slot, it's your climb to freedom. You know, the

181
00:08:17,000 --> 00:08:19,640
Speaker 3: American dream is flawed. Most people think you want to

182
00:08:19,920 --> 00:08:22,280
Speaker 3: have the white the big white house, big white pick

183
00:08:22,320 --> 00:08:25,800
Speaker 3: of fence, backyards, barbecues and bar mitzvah, Which is cool

184
00:08:25,880 --> 00:08:27,840
Speaker 3: if that's what you want to do with your life, right,

185
00:08:28,160 --> 00:08:30,240
Speaker 3: But for most of you who are on this webinar,

186
00:08:30,480 --> 00:08:32,920
Speaker 3: you guys want to build a real estate portfolio. You

187
00:08:32,960 --> 00:08:35,079
Speaker 3: want to become a landlord. So you don't want to

188
00:08:35,120 --> 00:08:37,679
Speaker 3: go single family first. That is the wrong way to

189
00:08:37,679 --> 00:08:40,199
Speaker 3: do it. You always want to go multi family first. Right,

190
00:08:40,280 --> 00:08:43,080
Speaker 3: it's a it's the countdown to freedom. So if you

191
00:08:43,160 --> 00:08:45,679
Speaker 3: want to be a landlord and you don't have a

192
00:08:45,720 --> 00:08:48,040
Speaker 3: lot of capital and you want to follow this strategy.

193
00:08:48,360 --> 00:08:50,000
Speaker 3: The first thing I'm gonna tell you guys, you gotta

194
00:08:50,040 --> 00:08:53,040
Speaker 3: have patience. That's first things first, right, nothing's going to

195
00:08:53,120 --> 00:08:55,880
Speaker 3: happen overnight, all right. So the way you do this

196
00:08:56,240 --> 00:08:59,079
Speaker 3: is you start off with a four family property okay,

197
00:08:59,440 --> 00:09:01,800
Speaker 3: and then you can live in that property for at

198
00:09:01,880 --> 00:09:06,000
Speaker 3: least one year because that is the FAHA in conventional guidelines. Okay,

199
00:09:06,880 --> 00:09:09,040
Speaker 3: you hold it for a year, you live into it,

200
00:09:09,160 --> 00:09:11,520
Speaker 3: and then you have three rental incomes that are basically

201
00:09:11,520 --> 00:09:15,360
Speaker 3: paying for your mortgage and your cash phone. Now the

202
00:09:15,400 --> 00:09:17,320
Speaker 3: next step you have to do in about twelve months,

203
00:09:17,400 --> 00:09:21,280
Speaker 3: you have to refinance out of that current FAHA mortgage

204
00:09:21,320 --> 00:09:22,840
Speaker 3: if you use it to get three and a half

205
00:09:22,840 --> 00:09:26,640
Speaker 3: percent down, go into a conventional mortgage. And then you

206
00:09:26,760 --> 00:09:29,880
Speaker 3: go and buy another property which is going to be

207
00:09:29,920 --> 00:09:33,520
Speaker 3: your three family okay, and now you use FHA again.

208
00:09:33,600 --> 00:09:35,199
Speaker 3: So the key to all of this is you have

209
00:09:35,280 --> 00:09:38,040
Speaker 3: to refinance out of your first deal, out of that

210
00:09:38,120 --> 00:09:40,880
Speaker 3: first FHA loan into a conventional so you free up

211
00:09:40,920 --> 00:09:43,320
Speaker 3: your FHA you can use it again, and you repeat

212
00:09:43,360 --> 00:09:47,680
Speaker 3: that process until you get to your single family, which

213
00:09:47,760 --> 00:09:51,160
Speaker 3: is going to give you the freedom that you guys want.

214
00:09:51,240 --> 00:09:51,360
Speaker 4: Right.

215
00:09:51,400 --> 00:09:53,080
Speaker 3: So your four plex is going to pay for it

216
00:09:53,120 --> 00:09:55,920
Speaker 3: self in your cars. Your three plex potentially could pay

217
00:09:55,920 --> 00:09:58,440
Speaker 3: for it self plus your food and your cell phone.

218
00:09:58,679 --> 00:10:01,160
Speaker 3: Your duplex will pay for it self plus your single

219
00:10:01,200 --> 00:10:03,520
Speaker 3: family home, and your single family home is free. So

220
00:10:03,559 --> 00:10:07,439
Speaker 3: that's the idea, that is the strategy so many people have,

221
00:10:07,800 --> 00:10:09,559
Speaker 3: and we all like to call it house hacking.

222
00:10:09,600 --> 00:10:11,160
Speaker 2: I like to call it four three two one because

223
00:10:11,200 --> 00:10:12,880
Speaker 2: it sounds a much better.

224
00:10:12,640 --> 00:10:16,120
Speaker 3: Than house hacking, right, But this is a strategy that's

225
00:10:16,120 --> 00:10:18,920
Speaker 3: been around for years and if it's executed properly, you

226
00:10:19,000 --> 00:10:21,880
Speaker 3: will have ten dollars in four years.

227
00:10:22,320 --> 00:10:25,040
Speaker 4: Yeah, So there's a mess about financial freedom. People think

228
00:10:25,080 --> 00:10:27,000
Speaker 4: that they need millions and millions of dollars in order

229
00:10:27,000 --> 00:10:30,240
Speaker 4: to obtain financial freedom. But if you look at Robert

230
00:10:30,280 --> 00:10:33,120
Speaker 4: Kyresock definition of financial freedom, it's when your passive income

231
00:10:33,200 --> 00:10:34,480
Speaker 4: is greater than your cost of living.

232
00:10:34,640 --> 00:10:34,800
Speaker 2: Right.

233
00:10:35,080 --> 00:10:37,439
Speaker 4: So not only through multi famming real estate are you

234
00:10:37,480 --> 00:10:39,880
Speaker 4: eliminating your housing expense, which is the biggest expense that

235
00:10:39,920 --> 00:10:43,360
Speaker 4: most people have, but you're also generating passive income. A

236
00:10:43,400 --> 00:10:45,199
Speaker 4: lot of people have a great active income, but they

237
00:10:45,200 --> 00:10:48,560
Speaker 4: have no passive income whatsoever, and housing isn't going anywhere.

238
00:10:48,559 --> 00:10:50,880
Speaker 4: It's the number one subscription business model of all time,

239
00:10:50,920 --> 00:10:53,600
Speaker 4: better than Netflix, better than Amazon Prime, right, and it's

240
00:10:53,600 --> 00:10:55,240
Speaker 4: going to be here as long as people live on

241
00:10:55,280 --> 00:10:57,520
Speaker 4: the face of this earth. And so if you truly

242
00:10:57,520 --> 00:11:00,000
Speaker 4: want to be free, you have to generate passive income.

243
00:11:00,280 --> 00:11:03,080
Speaker 4: And multifamily real estate is the most leverage asset that

244
00:11:03,120 --> 00:11:06,839
Speaker 4: the average American can actually buy. And so we want

245
00:11:06,880 --> 00:11:09,760
Speaker 4: you to change your language from in your American dream

246
00:11:09,760 --> 00:11:12,120
Speaker 4: from I just want to own a house, right to

247
00:11:12,600 --> 00:11:16,720
Speaker 4: I want a portfolio. Right. Those are two different aspirations.

248
00:11:17,200 --> 00:11:19,240
Speaker 4: I just want to own a house because over the

249
00:11:19,240 --> 00:11:22,240
Speaker 4: course of an adult life, anybody can own a house. Right.

250
00:11:22,720 --> 00:11:25,000
Speaker 4: Anybody can own a house with a course of a lifetime.

251
00:11:25,120 --> 00:11:27,160
Speaker 4: But we want you to focus on building a portfolio.

252
00:11:27,240 --> 00:11:29,040
Speaker 4: So erase that idea out of your head that just

253
00:11:29,080 --> 00:11:31,439
Speaker 4: I just want to own a home, right, and change

254
00:11:31,440 --> 00:11:34,199
Speaker 4: your language patterns that we're actually seeking to build a portfolio.

255
00:11:34,320 --> 00:11:36,320
Speaker 4: And if we build that portfolio the right way, in

256
00:11:36,360 --> 00:11:38,280
Speaker 4: the way that Matt and I are teaching you, you'll

257
00:11:38,280 --> 00:11:40,440
Speaker 4: actually be able to get to full freedom, not just

258
00:11:40,480 --> 00:11:42,960
Speaker 4: rent mortgage freedom off your first property, but full freedom,

259
00:11:43,000 --> 00:11:46,000
Speaker 4: meaning that your rental properties are covering all of your

260
00:11:46,040 --> 00:11:49,280
Speaker 4: basic living expenses and at that moment in time, you

261
00:11:49,320 --> 00:11:51,440
Speaker 4: are actually free. So we want to start off with

262
00:11:51,440 --> 00:11:53,559
Speaker 4: talking about how you get that first property right. How

263
00:11:53,559 --> 00:11:56,160
Speaker 4: do you go from paying rent right to being paid rent?

264
00:11:56,440 --> 00:11:58,720
Speaker 4: How do you go from paying rent to being paid rent?

265
00:11:59,000 --> 00:12:01,160
Speaker 4: And so when Matt and I are talking about multi

266
00:12:01,160 --> 00:12:03,600
Speaker 4: family properties, we're not talking about those sixty unit apartment

267
00:12:03,640 --> 00:12:05,920
Speaker 4: buildings that you see when you drive down down the freeway.

268
00:12:06,679 --> 00:12:09,760
Speaker 4: What we're talking about is two family, three family, or

269
00:12:09,800 --> 00:12:13,000
Speaker 4: four family homes. These are also known as duplexes, triplexes,

270
00:12:13,160 --> 00:12:15,600
Speaker 4: or four plexes. There's only two point six million of

271
00:12:15,640 --> 00:12:18,080
Speaker 4: them in the entire United States, and they only make

272
00:12:18,120 --> 00:12:20,600
Speaker 4: up eighteen percent of the entire rental supply. So we're

273
00:12:20,600 --> 00:12:24,280
Speaker 4: looking for a very specific, rare asset. Okay. Now, what's

274
00:12:24,320 --> 00:12:26,720
Speaker 4: powerful about two family, three family, and family homes is

275
00:12:26,720 --> 00:12:29,960
Speaker 4: that financing for them is the same process and falls

276
00:12:30,040 --> 00:12:32,680
Speaker 4: under the same residential guidelines. It's financing for a single

277
00:12:32,880 --> 00:12:36,280
Speaker 4: family home, Okay. So it's the same bank, same lender

278
00:12:36,559 --> 00:12:40,000
Speaker 4: in documents, same interest rate, same thirty year term, right,

279
00:12:40,080 --> 00:12:42,600
Speaker 4: And most people don't know that all Right. Now, if

280
00:12:42,600 --> 00:12:44,640
Speaker 4: you buy a three family or four family home in

281
00:12:44,640 --> 00:12:46,720
Speaker 4: the right way, you have to buy it right. This

282
00:12:46,800 --> 00:12:47,960
Speaker 4: is one of the keys that Matt and I are

283
00:12:47,960 --> 00:12:49,480
Speaker 4: going to teach you. You have to buy it right.

284
00:12:49,520 --> 00:12:52,040
Speaker 4: If you buy it right out the gates, then you

285
00:12:52,040 --> 00:12:54,760
Speaker 4: can typically achieve rent mortgage freedom with your first purchase,

286
00:12:55,040 --> 00:12:57,560
Speaker 4: meaning that from that moment in time, you never have

287
00:12:57,640 --> 00:12:59,520
Speaker 4: a housing expense for the rest of your life. Once

288
00:12:59,520 --> 00:13:02,120
Speaker 4: I purchase that three family in Brooklyn, New York, let

289
00:13:02,120 --> 00:13:04,160
Speaker 4: me grow back up to it, that three family in Brooklyn,

290
00:13:04,160 --> 00:13:05,960
Speaker 4: New York. The moment I purchased that, I went from

291
00:13:06,000 --> 00:13:09,640
Speaker 4: paying expensive rent in Brooklyn to now being paid expensive

292
00:13:09,640 --> 00:13:12,560
Speaker 4: rent in Brooklyn, And that one single decision alone change

293
00:13:12,600 --> 00:13:15,600
Speaker 4: the financial trajectory of my life. Right, even if I

294
00:13:15,679 --> 00:13:17,839
Speaker 4: didn't decide to be a real estate educator, my real

295
00:13:17,920 --> 00:13:21,040
Speaker 4: estate portfolio provides way more than enough for me to

296
00:13:21,160 --> 00:13:23,920
Speaker 4: be financially free. And it all started with this one

297
00:13:24,160 --> 00:13:27,559
Speaker 4: single decision. Okay, And so this is the power of

298
00:13:27,600 --> 00:13:30,480
Speaker 4: what we're teaching you now when we're talking about buying right,

299
00:13:30,679 --> 00:13:33,640
Speaker 4: what do we mean and what is rent and mortgag

300
00:13:33,679 --> 00:13:36,520
Speaker 4: freedom written? Mortgage freedom is a result of buying multi

301
00:13:36,520 --> 00:13:40,680
Speaker 4: family real estate, which cash flow that eliminates your housings forever. Right,

302
00:13:40,800 --> 00:13:44,840
Speaker 4: I'm talking andre three thousand, never ever, ever, ever, Right now,

303
00:13:45,280 --> 00:13:48,640
Speaker 4: most people's housing expense, whether it's rent or mortgage, literally

304
00:13:48,679 --> 00:13:50,959
Speaker 4: takes up about one third of the money that they

305
00:13:51,000 --> 00:13:53,160
Speaker 4: that comes into their household. So if a household is

306
00:13:53,160 --> 00:13:55,679
Speaker 4: bringing in three thousand dollars a month, one thousand dollars

307
00:13:55,720 --> 00:13:58,679
Speaker 4: is going out towards housing. Right now, imagine, with one

308
00:13:58,720 --> 00:14:01,600
Speaker 4: single decision by a multi family real estate and follow

309
00:14:01,640 --> 00:14:03,920
Speaker 4: the four three two one strategy, you never had a

310
00:14:03,960 --> 00:14:06,320
Speaker 4: house and expence for the rest of your life. Imagine

311
00:14:06,320 --> 00:14:09,120
Speaker 4: what that would do for you. Okay, in chat, let

312
00:14:09,200 --> 00:14:11,520
Speaker 4: us know what would change for you if you never

313
00:14:11,600 --> 00:14:14,240
Speaker 4: had a house and expense for the rest of your life.

314
00:14:14,840 --> 00:14:17,560
Speaker 4: For most people, everything would change. Some of you would

315
00:14:17,640 --> 00:14:19,440
Speaker 4: quit your jobs, some of you be able to save more,

316
00:14:19,480 --> 00:14:21,240
Speaker 4: some of you would be able to invest, some of

317
00:14:21,280 --> 00:14:23,200
Speaker 4: you would have less stress, some of you be able

318
00:14:23,200 --> 00:14:26,040
Speaker 4: to sleep better. Right if you never had a house

319
00:14:26,080 --> 00:14:29,000
Speaker 4: and expense, just real quick, I want you to imagine, Imagine,

320
00:14:29,240 --> 00:14:31,240
Speaker 4: just like this, all of the money that you paid

321
00:14:31,280 --> 00:14:34,160
Speaker 4: towards rent or mortgage was back in your bank account,

322
00:14:34,440 --> 00:14:37,320
Speaker 4: just like that. How much money have you put out

323
00:14:37,320 --> 00:14:39,960
Speaker 4: towards rent or mortgage? The reason many of you are

324
00:14:39,960 --> 00:14:42,320
Speaker 4: missing zeros and commas in your bank account is because

325
00:14:42,320 --> 00:14:45,520
Speaker 4: of one word rent or mortgage. If we could literally

326
00:14:45,520 --> 00:14:47,360
Speaker 4: just get rid of that one single expense for the

327
00:14:47,360 --> 00:14:49,400
Speaker 4: rest of your life, it would literally change the financial

328
00:14:49,440 --> 00:14:52,720
Speaker 4: trajectory of your life. In fact, if you were able

329
00:14:52,760 --> 00:14:56,040
Speaker 4: to save one thousand dollars a month, every single month, dude,

330
00:14:56,080 --> 00:14:57,680
Speaker 4: you're not having to pay housing because you bought a

331
00:14:57,760 --> 00:15:00,520
Speaker 4: multifamily and you invested that at just se six percent

332
00:15:00,680 --> 00:15:03,920
Speaker 4: annually over the course of thirty years, you'd be a millionaire.

333
00:15:04,360 --> 00:15:06,880
Speaker 4: All of you would have one million, fifteen thousand and

334
00:15:06,960 --> 00:15:09,120
Speaker 4: five hundred and ninety dollars if you could literally just

335
00:15:09,160 --> 00:15:11,880
Speaker 4: stop paying rent or mortgage and you could invest that

336
00:15:11,960 --> 00:15:14,720
Speaker 4: at six percent. So this is the power what we're

337
00:15:14,760 --> 00:15:16,720
Speaker 4: teaching you. This is not a get rich quick scheme.

338
00:15:16,960 --> 00:15:19,760
Speaker 4: This is get rich guaranteed over time, Matt said. The

339
00:15:19,840 --> 00:15:21,960
Speaker 4: key word it is patience. We are showing you a

340
00:15:21,960 --> 00:15:25,000
Speaker 4: step step strategy to avoid huge down payments and to

341
00:15:25,160 --> 00:15:27,960
Speaker 4: acquire ten doors in four years. But some of you

342
00:15:28,040 --> 00:15:30,320
Speaker 4: are so impatient that your rushia go do this and

343
00:15:30,360 --> 00:15:32,160
Speaker 4: go do that, and looking for these get rich quick

344
00:15:32,160 --> 00:15:34,120
Speaker 4: schemes and trying to dump money in this doc and

345
00:15:34,160 --> 00:15:36,480
Speaker 4: this crypto and you have no understanding of any of

346
00:15:36,520 --> 00:15:38,920
Speaker 4: those markets whatsoever, and you get caught up because you're

347
00:15:38,920 --> 00:15:40,520
Speaker 4: always trying to get in these get rich quickie it's

348
00:15:40,560 --> 00:15:43,680
Speaker 4: multi level marketing, it's Sue sous right, put in four

349
00:15:43,720 --> 00:15:45,520
Speaker 4: dollars this week, You'll be in the middle of next

350
00:15:45,520 --> 00:15:47,760
Speaker 4: week and you're gonna get four million dollars. Like you're

351
00:15:47,800 --> 00:15:51,360
Speaker 4: always chasing these get rich quick things. Multi family estate, right,

352
00:15:51,600 --> 00:15:55,960
Speaker 4: get rich guaranteed system over time, Get rich guaranteed system

353
00:15:56,160 --> 00:15:58,480
Speaker 4: over time. And that's what we're teaching you now. Once

354
00:15:58,480 --> 00:16:01,440
Speaker 4: you have your multi family folio, then that frees you

355
00:16:01,520 --> 00:16:05,200
Speaker 4: up to take greater risk in other types of asset classes.

356
00:16:05,360 --> 00:16:08,320
Speaker 4: But the most proven asset class of all time, right

357
00:16:08,480 --> 00:16:11,840
Speaker 4: has been real estate. Okay, so we have to retrain

358
00:16:11,920 --> 00:16:14,240
Speaker 4: our eyes to be able to see real estate in

359
00:16:14,280 --> 00:16:16,000
Speaker 4: the right way. Many of you are watching shows on

360
00:16:16,040 --> 00:16:20,000
Speaker 4: AGTV that's like your pastime now, and we have some

361
00:16:20,160 --> 00:16:23,400
Speaker 4: news for you. Your first property probably won't look like

362
00:16:23,440 --> 00:16:27,120
Speaker 4: anything that you've seen on ATTV. AGTV is literally leading

363
00:16:27,160 --> 00:16:30,600
Speaker 4: you astray. Excuse me when I tell people straight up,

364
00:16:30,840 --> 00:16:33,160
Speaker 4: like when these students are in my class and tell

365
00:16:33,200 --> 00:16:36,160
Speaker 4: them you cannot watch AGTV. You can only watch AGTV

366
00:16:36,280 --> 00:16:38,880
Speaker 4: when you were in my program, because AGTV will literally

367
00:16:38,880 --> 00:16:40,640
Speaker 4: tell you to do the opposite of what I'm telling

368
00:16:40,720 --> 00:16:42,760
Speaker 4: you to do. And so we have to retrain your

369
00:16:42,800 --> 00:16:45,320
Speaker 4: eyes to be able to see the estate as an

370
00:16:45,360 --> 00:16:48,000
Speaker 4: asset and a business, not for the esthetics and the beauty.

371
00:16:48,040 --> 00:16:50,360
Speaker 4: AHTV teachers you look at real estate for the esthetics

372
00:16:50,360 --> 00:16:52,480
Speaker 4: and the beauty. We're trying to show you that real

373
00:16:52,600 --> 00:16:55,040
Speaker 4: estate is an asset and a business, and that changed

374
00:16:55,080 --> 00:16:57,280
Speaker 4: the lenses through which you look at a deal. Of course,

375
00:16:57,280 --> 00:16:58,800
Speaker 4: you have to know how to run the numbers. This

376
00:16:58,960 --> 00:17:01,600
Speaker 4: was my first deal in Brooklyn, New York, Okay, And

377
00:17:01,640 --> 00:17:03,440
Speaker 4: I was fully aware that my first home was not

378
00:17:03,560 --> 00:17:06,840
Speaker 4: my dream home. Hey, but it made my dreams possible. Right,

379
00:17:07,240 --> 00:17:10,480
Speaker 4: This is my This is my kitchen. Right. You don't

380
00:17:10,480 --> 00:17:13,639
Speaker 4: see any granted countertops. Those are from Micah countertops. You

381
00:17:13,640 --> 00:17:16,080
Speaker 4: don't see any standless still appliances. The only thing stanless

382
00:17:16,080 --> 00:17:18,320
Speaker 4: steel is the sink. You got basic cabinets from Low's

383
00:17:18,400 --> 00:17:21,680
Speaker 4: or Home Depot, And they have lind white paint over everything, right,

384
00:17:21,960 --> 00:17:24,080
Speaker 4: they at least could have put that gentrification gray paint

385
00:17:24,080 --> 00:17:26,760
Speaker 4: in there. How many y'all got gentrification gray paint? In

386
00:17:26,800 --> 00:17:29,159
Speaker 4: your apartment or your home right now, y'all know what

387
00:17:29,160 --> 00:17:31,840
Speaker 4: I'm talking about. Once your neighborhood goes gray, it's on

388
00:17:31,880 --> 00:17:34,480
Speaker 4: its way, all right. So my first home was not

389
00:17:34,520 --> 00:17:36,400
Speaker 4: my dream home, but that's what the American dream tells

390
00:17:36,440 --> 00:17:38,200
Speaker 4: you to do. But that's how the American dream is

391
00:17:38,240 --> 00:17:40,359
Speaker 4: literally talking sen of you to sleep right, telling you

392
00:17:40,440 --> 00:17:42,720
Speaker 4: to go after that single family first. So you have

393
00:17:42,760 --> 00:17:46,760
Speaker 4: to make a decision between AGTV and multifamily investor. Are

394
00:17:46,800 --> 00:17:48,880
Speaker 4: you looking for granted countertops? Are you gonna be looking

395
00:17:48,880 --> 00:17:51,440
Speaker 4: for guaranteed cash flow? Are you gonna be buying based

396
00:17:51,440 --> 00:17:53,919
Speaker 4: on emotion? Are you buying based on economics? Are you

397
00:17:53,920 --> 00:17:56,240
Speaker 4: looking for a finished basement? Are you looking to start

398
00:17:56,280 --> 00:18:00,680
Speaker 4: building wealth? All right? And so Matt can jump Mac

399
00:18:00,640 --> 00:18:02,600
Speaker 4: can jump in. But Matt, a lot of people think

400
00:18:02,800 --> 00:18:05,199
Speaker 4: they need a huge amount of money in order to

401
00:18:05,200 --> 00:18:07,159
Speaker 4: get in the game. And I know, because you know

402
00:18:07,200 --> 00:18:09,200
Speaker 4: all the finances was out there, that that's not true.

403
00:18:09,720 --> 00:18:11,679
Speaker 3: No, it's definitely not true. And I love how you

404
00:18:11,720 --> 00:18:18,480
Speaker 3: said what you said. Gentrification great, yeah.

405
00:18:16,920 --> 00:18:18,920
Speaker 4: You know what, you know exactly what I'm talking about.

406
00:18:19,000 --> 00:18:19,160
Speaker 5: Yo.

407
00:18:19,400 --> 00:18:22,120
Speaker 2: That got me, That has me in tears right now.

408
00:18:22,320 --> 00:18:26,880
Speaker 3: Gentrification can't be mad at that, but yeah, I love

409
00:18:26,920 --> 00:18:29,120
Speaker 3: with the slide that you have up here right now. Right,

410
00:18:29,200 --> 00:18:32,560
Speaker 3: the single family family HT buyer, they want the grant

411
00:18:32,600 --> 00:18:35,879
Speaker 3: account top so they got emotions. They want to keep

412
00:18:35,960 --> 00:18:38,480
Speaker 3: up with the Joneses versus the multi family investors thinking

413
00:18:38,480 --> 00:18:41,960
Speaker 3: about guaranteed cash flow economics. They trying to get ahead

414
00:18:41,960 --> 00:18:43,960
Speaker 3: of the Joneses, not trying to keep up with them. Right,

415
00:18:44,240 --> 00:18:47,040
Speaker 3: the asset their dream home. This is the way you

416
00:18:47,119 --> 00:18:49,119
Speaker 3: got to do it, right now, do we want to

417
00:18:49,119 --> 00:18:51,200
Speaker 3: go into like fa chair a little bit more detail

418
00:18:51,200 --> 00:18:52,480
Speaker 3: about doing that, and we're.

419
00:18:52,320 --> 00:18:53,760
Speaker 4: Gonna go down in just a second. So let me

420
00:18:53,800 --> 00:18:56,119
Speaker 4: just share my personal story really quickly. So you know,

421
00:18:56,240 --> 00:18:58,720
Speaker 4: I bought my first property in Brooklyn, New York. Right,

422
00:18:59,080 --> 00:19:01,879
Speaker 4: And this my actual W two from twenty twelve. I

423
00:19:01,920 --> 00:19:03,959
Speaker 4: bought that property in twenty thirteen. This is my W

424
00:19:04,040 --> 00:19:06,080
Speaker 4: two and Matt. Matt would have been the one to

425
00:19:06,080 --> 00:19:09,240
Speaker 4: look at my file, right, and you can see that

426
00:19:09,359 --> 00:19:12,240
Speaker 4: only made thirty six thousand dollars twenty and twelve thirty

427
00:19:12,280 --> 00:19:15,120
Speaker 4: six thousand dollars in my business twenty twelve. Right, And

428
00:19:15,400 --> 00:19:17,240
Speaker 4: this was the W two that they used to qualify

429
00:19:17,320 --> 00:19:20,920
Speaker 4: me for a triple in Brooklyn. So I'm literally living

430
00:19:20,960 --> 00:19:22,680
Speaker 4: proof that you do not need a lot of money

431
00:19:22,680 --> 00:19:25,840
Speaker 4: to get started in real estate because I got started

432
00:19:25,920 --> 00:19:27,400
Speaker 4: when I wasn't making a lot of money. I got

433
00:19:27,400 --> 00:19:29,359
Speaker 4: started in New York City, the most expensive market in

434
00:19:29,359 --> 00:19:31,120
Speaker 4: the world. I got started while I was an entrepreneur,

435
00:19:31,200 --> 00:19:33,560
Speaker 4: and I got it started within three years of economic procession.

436
00:19:33,800 --> 00:19:36,000
Speaker 4: So some of you like Houseway, like, how did you

437
00:19:36,480 --> 00:19:38,919
Speaker 4: do this? How did you buy a triplex in Brooklyn

438
00:19:38,920 --> 00:19:41,080
Speaker 4: with thirty six thousand dollars income? I almost did not

439
00:19:41,119 --> 00:19:44,040
Speaker 4: get financed. Okay, I was literally probably on the borderline

440
00:19:44,200 --> 00:19:47,000
Speaker 4: and with thirty six thousand dollars work now for you know,

441
00:19:47,359 --> 00:19:49,800
Speaker 4: because that property is appreciated by over four hundred thousand

442
00:19:49,800 --> 00:19:53,160
Speaker 4: dollars since twenty and thirteen. So let me break down

443
00:19:53,520 --> 00:19:56,520
Speaker 4: how this actually worked. Right, get your mind blown the

444
00:19:56,560 --> 00:19:59,720
Speaker 4: mosies ready, because this is literally going to change your

445
00:19:59,760 --> 00:20:02,320
Speaker 4: life right off, right off the gates. So let's say

446
00:20:02,320 --> 00:20:04,760
Speaker 4: you were buying this pink single family home in New

447
00:20:04,840 --> 00:20:07,479
Speaker 4: Orleans right that's where I live right now, and you

448
00:20:07,480 --> 00:20:10,359
Speaker 4: had forty thousand dollars of W two income, right, the

449
00:20:10,440 --> 00:20:13,320
Speaker 4: leader will typically qualify you for about six It's around

450
00:20:13,359 --> 00:20:16,560
Speaker 4: six six times your W two income map, something around that, yeah,

451
00:20:16,640 --> 00:20:19,520
Speaker 4: something around the correct Yeah, but there's other factors like

452
00:20:19,560 --> 00:20:22,920
Speaker 4: your credit consistency, et cetera. Right, So three thousand times

453
00:20:22,960 --> 00:20:24,760
Speaker 4: six would be two hundred and forty thousand dollars that

454
00:20:24,800 --> 00:20:27,000
Speaker 4: you get qualified for based on a forty thousand dollars

455
00:20:27,040 --> 00:20:29,600
Speaker 4: W two income. That's for a single family home. But

456
00:20:29,680 --> 00:20:31,919
Speaker 4: watch this, y'all. If you were going to buy a

457
00:20:32,000 --> 00:20:34,240
Speaker 4: multi family home like this pink four plex that I

458
00:20:34,280 --> 00:20:36,800
Speaker 4: control here in New Orleans, the liner will give you

459
00:20:36,840 --> 00:20:39,600
Speaker 4: credit for save five percent of rents that you're going

460
00:20:39,640 --> 00:20:42,520
Speaker 4: to get once you get the keys, and they'll add

461
00:20:42,520 --> 00:20:45,240
Speaker 4: that to your W two income today and qualify you

462
00:20:45,280 --> 00:20:47,200
Speaker 4: based on that number. So let me break down the math.

463
00:20:47,920 --> 00:20:50,240
Speaker 4: Four thousand dollars a month in rents, let's say one

464
00:20:50,240 --> 00:20:52,680
Speaker 4: thousand dollars per unit. It's actually twelve to fifty, right,

465
00:20:52,880 --> 00:20:55,560
Speaker 4: but it's for easy math. Four thousand times seventy five

466
00:20:55,600 --> 00:20:58,040
Speaker 4: percent is three thousand dollars times twelve months is thirty

467
00:20:58,040 --> 00:21:01,200
Speaker 4: six thousand, right. So take that thirty six thousand, add

468
00:21:01,240 --> 00:21:03,959
Speaker 4: it to my W two income of forty thousand, and

469
00:21:04,000 --> 00:21:06,600
Speaker 4: now the lender is qualifying me based on seventy six

470
00:21:06,680 --> 00:21:10,160
Speaker 4: thousand dollars of income instead of just forty. So now

471
00:21:10,240 --> 00:21:13,320
Speaker 4: seventy six times six is four hundred and fifty six

472
00:21:13,359 --> 00:21:16,639
Speaker 4: thousand dollars that I can qualify for this mortgage as

473
00:21:16,640 --> 00:21:19,119
Speaker 4: opposed to two hundred and four Literally almost twice as

474
00:21:19,240 --> 00:21:21,480
Speaker 4: much real estate I'm able to acquire because I bought

475
00:21:21,520 --> 00:21:24,119
Speaker 4: a multi family first instead of a single family. And

476
00:21:24,240 --> 00:21:27,400
Speaker 4: on top of that, it is also easier. Not only

477
00:21:27,440 --> 00:21:29,439
Speaker 4: is it easier to buy a multi family than it

478
00:21:29,480 --> 00:21:32,200
Speaker 4: is to buy a single family, it's actually easier to

479
00:21:32,200 --> 00:21:34,920
Speaker 4: sustain and maintain a multi family than it is a

480
00:21:34,960 --> 00:21:38,040
Speaker 4: single family. Because when you have a multi family, who's

481
00:21:38,040 --> 00:21:42,120
Speaker 4: paying your mortgage the entire time the tenants, right, when

482
00:21:42,119 --> 00:21:43,919
Speaker 4: you have a single family who's paying your mortgage the

483
00:21:44,000 --> 00:21:46,720
Speaker 4: entire time you So, let's say something happens to you

484
00:21:46,760 --> 00:21:49,120
Speaker 4: over the course of thirty years, you lose your job, right,

485
00:21:49,600 --> 00:21:52,320
Speaker 4: you have physical disability or mental illness, or you just

486
00:21:52,320 --> 00:21:54,119
Speaker 4: need to take a break from work. Who's there to

487
00:21:54,160 --> 00:21:59,400
Speaker 4: help you with your mortgage? Absolutely nobody. Nobody who's there

488
00:21:59,400 --> 00:22:03,480
Speaker 4: to help you with them maintenance? Nobody? Okay, So this

489
00:22:03,560 --> 00:22:05,960
Speaker 4: is why multifamily real estate is so powerful, because it

490
00:22:06,080 --> 00:22:07,719
Speaker 4: is an asset that you can live in. It's an

491
00:22:07,720 --> 00:22:09,919
Speaker 4: asset that pays for itself, and it also is an

492
00:22:09,920 --> 00:22:13,080
Speaker 4: asset that pays for the maintenance of itself, the physical maintenance.

493
00:22:13,119 --> 00:22:15,680
Speaker 4: When they give you your mortgage amount, they don't talk

494
00:22:15,720 --> 00:22:19,280
Speaker 4: about all the repairs and maintenance. That is an addition

495
00:22:19,480 --> 00:22:22,160
Speaker 4: that they only show you the pity the principal interest, taxes,

496
00:22:22,160 --> 00:22:23,959
Speaker 4: and insurance. You think, oh, that number is lower than

497
00:22:23,960 --> 00:22:25,879
Speaker 4: my rent, so let me go get this single family home.

498
00:22:26,160 --> 00:22:29,240
Speaker 4: There's an other hidden cost to having a single family

499
00:22:29,240 --> 00:22:31,320
Speaker 4: home that they don't make you aware of that ends

500
00:22:31,359 --> 00:22:33,359
Speaker 4: up hitting your pocket every single month. And if some

501
00:22:33,440 --> 00:22:35,720
Speaker 4: of you are not careful, you will have more money

502
00:22:35,720 --> 00:22:38,720
Speaker 4: going out of your pockets for owning a single family

503
00:22:38,720 --> 00:22:42,000
Speaker 4: home than renting the same square footage across the street.

504
00:22:42,240 --> 00:22:45,240
Speaker 4: And so this is really key if you truly understand it. So, Matt,

505
00:22:45,280 --> 00:22:47,240
Speaker 4: you want to break down why they should buy a

506
00:22:48,160 --> 00:22:50,960
Speaker 4: buy they should buy a multi family first instead of

507
00:22:50,960 --> 00:22:51,679
Speaker 4: a single family.

508
00:22:52,280 --> 00:22:53,159
Speaker 2: Yeah. Absolutely.

509
00:22:53,240 --> 00:22:55,200
Speaker 3: I mean, look, let's go back to the other slide

510
00:22:55,240 --> 00:22:57,040
Speaker 3: real quick, because I want to want to add a

511
00:22:57,080 --> 00:22:58,120
Speaker 3: little color to that one.

512
00:22:58,200 --> 00:22:58,360
Speaker 2: Right.

513
00:22:58,680 --> 00:23:01,440
Speaker 3: Yeah, So if you got look at the bottom of slide,

514
00:23:01,520 --> 00:23:03,600
Speaker 3: how much of a home would you qualify for with

515
00:23:03,680 --> 00:23:06,120
Speaker 3: a forty thousand dollars income, it's saying right here, by

516
00:23:06,119 --> 00:23:09,159
Speaker 3: this example, only two hundred and forty thousand. Now with

517
00:23:09,240 --> 00:23:12,600
Speaker 3: the multifamily home, you can get qualified up to four

518
00:23:12,680 --> 00:23:15,679
Speaker 3: hundred and fifty six thousand, Okay, And that's because the

519
00:23:15,720 --> 00:23:18,160
Speaker 3: power of us being able to use that rental income

520
00:23:18,200 --> 00:23:20,679
Speaker 3: as a lender to help you qualify. Now, the tenant

521
00:23:21,440 --> 00:23:25,080
Speaker 3: the house can be unoccupied, right just so you guys know,

522
00:23:25,160 --> 00:23:27,160
Speaker 3: it doesn't have to have tenants in place in order

523
00:23:27,200 --> 00:23:30,400
Speaker 3: for the lender to use that that market rental income,

524
00:23:30,680 --> 00:23:33,159
Speaker 3: all right, So the appraiser and the lender will the

525
00:23:33,280 --> 00:23:36,680
Speaker 3: lender will always use the market rental income that the

526
00:23:36,720 --> 00:23:41,000
Speaker 3: appraiser puts on that appraiser report if the house does

527
00:23:41,040 --> 00:23:44,080
Speaker 3: not have you know, any current tenants right now. So

528
00:23:44,160 --> 00:23:46,439
Speaker 3: that's a huge powerful thing that I don't want that

529
00:23:46,520 --> 00:23:48,280
Speaker 3: to go of you guys heads. So some of you

530
00:23:48,359 --> 00:23:51,400
Speaker 3: might not have understood that part of it now. Obviously,

531
00:23:51,840 --> 00:23:54,440
Speaker 3: that to income ratio is going to be the ultimate

532
00:23:55,280 --> 00:23:58,119
Speaker 3: endoor be all to determine exactly where you're going to

533
00:23:58,160 --> 00:24:01,719
Speaker 3: get qualified for, so pending on how much your monthly

534
00:24:02,720 --> 00:24:05,440
Speaker 3: debt is like credit cards, car loans, et cetera, et cetera,

535
00:24:05,560 --> 00:24:09,040
Speaker 3: will ultimately determine the final amount that the lender will

536
00:24:09,080 --> 00:24:11,280
Speaker 3: be able to qualify for you. Right now, let's go

537
00:24:11,320 --> 00:24:14,560
Speaker 3: to the next lodge Alan with the down payments. Right, So,

538
00:24:14,640 --> 00:24:16,480
Speaker 3: let's break this down a little bit. Why you should

539
00:24:16,520 --> 00:24:18,840
Speaker 3: buy a multi family home first, very important. If you

540
00:24:18,880 --> 00:24:22,359
Speaker 3: buy your single family home, you put down three and

541
00:24:22,359 --> 00:24:25,000
Speaker 3: a half percent on one hundred k, that's thirty five

542
00:24:25,080 --> 00:24:28,240
Speaker 3: hundred dollars. Right now, when you go to buy your

543
00:24:28,280 --> 00:24:31,800
Speaker 3: next property, and if you want that to be a multifamily,

544
00:24:32,440 --> 00:24:34,919
Speaker 3: now you can't say you're moving from a one family

545
00:24:34,960 --> 00:24:38,720
Speaker 3: home until your due plex, until to your duplex, your triplex,

546
00:24:38,800 --> 00:24:42,160
Speaker 3: or your quad, right because now it doesn't make sense

547
00:24:42,160 --> 00:24:45,280
Speaker 3: that you're going to leave the American dream to pretty

548
00:24:45,359 --> 00:24:48,200
Speaker 3: much go live with tenants, right, So it doesn't make sense.

549
00:24:48,200 --> 00:24:51,760
Speaker 3: So underwriter is automatically going to count to offer you

550
00:24:51,840 --> 00:24:55,120
Speaker 3: from an FHA mortgage which is only for your primary

551
00:24:55,119 --> 00:24:57,480
Speaker 3: residence for at least twelve months, and they're going to

552
00:24:57,560 --> 00:25:00,560
Speaker 3: counter offer you into an investment property loan, which is

553
00:25:00,560 --> 00:25:03,560
Speaker 3: going to require a minimum of twenty five percent down.

554
00:25:03,600 --> 00:25:05,920
Speaker 2: As Julian put here, a three hundred thousand dollars.

555
00:25:06,000 --> 00:25:09,439
Speaker 3: Home at twenty five percent down is seventy five thousand dollars.

556
00:25:09,920 --> 00:25:14,280
Speaker 4: Right, you get yours, you're ready, get your mind blowing

557
00:25:14,280 --> 00:25:16,680
Speaker 4: emotions ready, because watch this, y'all.

558
00:25:16,800 --> 00:25:19,240
Speaker 2: Let's go literally and we literally.

559
00:25:18,880 --> 00:25:21,719
Speaker 4: Just change a sequence like these are the nuances that

560
00:25:21,760 --> 00:25:24,680
Speaker 4: most people don't know. Okay, we literally just change a sequence. Matt,

561
00:25:24,720 --> 00:25:25,400
Speaker 4: give them the game.

562
00:25:25,800 --> 00:25:27,400
Speaker 2: So now we change the sequence.

563
00:25:27,520 --> 00:25:30,720
Speaker 3: Right now, you go with the multifamily first at three

564
00:25:30,720 --> 00:25:33,240
Speaker 3: and a half percent down three hundred k. Now you're

565
00:25:33,240 --> 00:25:36,920
Speaker 3: controlling the asset, right, you're controlling your legacy with only

566
00:25:37,000 --> 00:25:41,240
Speaker 3: ten thousand, five hundred dollars. Okay, Now you go and

567
00:25:41,600 --> 00:25:44,240
Speaker 3: do the one family house. You don't need to put

568
00:25:44,280 --> 00:25:46,040
Speaker 3: down twenty five percent. But if you wanted to put

569
00:25:46,040 --> 00:25:47,960
Speaker 3: down twenty five percent on one hundred k, it'll be

570
00:25:48,000 --> 00:25:51,000
Speaker 3: twenty five thousand. But if you do, it's smart that

571
00:25:51,000 --> 00:25:53,160
Speaker 3: that one family home. Now you'll be able to put

572
00:25:53,160 --> 00:25:55,399
Speaker 3: down a minimum down payment on that as well.

573
00:25:55,480 --> 00:25:55,640
Speaker 2: Right.

574
00:25:55,720 --> 00:25:57,680
Speaker 3: So that's what me and Julian trying to get through

575
00:25:57,680 --> 00:25:59,520
Speaker 3: to you guys, is that you never want to go

576
00:26:00,640 --> 00:26:03,240
Speaker 3: if your goal let me let me rephrase this, if

577
00:26:03,280 --> 00:26:05,480
Speaker 3: your goal is to be a landlord, because you have

578
00:26:05,560 --> 00:26:07,240
Speaker 3: to have a goal of wanting to be a landlord.

579
00:26:07,320 --> 00:26:10,680
Speaker 2: This is not to build wealth. This is all about.

580
00:26:10,400 --> 00:26:13,760
Speaker 3: Being building wealth, being a landlord, being a manager of

581
00:26:13,760 --> 00:26:15,760
Speaker 3: a real estate business, right, being the owner of a

582
00:26:15,840 --> 00:26:18,240
Speaker 3: real estate business, because that's what multi family investment is.

583
00:26:18,440 --> 00:26:19,480
Speaker 2: It's a business. Right.

584
00:26:20,160 --> 00:26:22,159
Speaker 3: You can do it this way and this will keep

585
00:26:22,440 --> 00:26:25,199
Speaker 3: as little as keep your money in your pocket. And

586
00:26:25,240 --> 00:26:27,560
Speaker 3: you're using o PM, you're using a bank's money to

587
00:26:27,600 --> 00:26:29,480
Speaker 3: buy your real estate and fund your wealth.

588
00:26:30,240 --> 00:26:33,320
Speaker 4: Yep, so tell them about FHA.

589
00:26:33,840 --> 00:26:38,400
Speaker 3: So FAHA programs, great program, it's only for primary residents.

590
00:26:38,400 --> 00:26:40,320
Speaker 3: It's only I don't care when no one out there

591
00:26:40,440 --> 00:26:42,840
Speaker 3: and the internet will tell you, well, you could use

592
00:26:42,960 --> 00:26:46,320
Speaker 3: FAHA and never move in and blah blah blah blah blah. Guys,

593
00:26:46,680 --> 00:26:48,960
Speaker 3: do not do that. Do not risk your do not

594
00:26:49,119 --> 00:26:50,600
Speaker 3: risk your legacy.

595
00:26:50,840 --> 00:26:51,520
Speaker 2: For one deal.

596
00:26:52,480 --> 00:26:55,400
Speaker 3: Right, I'm gonna repeat that, do not risk your legacy

597
00:26:55,640 --> 00:26:59,000
Speaker 3: for one deal just because you want to not move

598
00:26:59,040 --> 00:27:00,840
Speaker 3: in and you want to try to I canacyy for

599
00:27:01,000 --> 00:27:02,920
Speaker 3: me and Julian, we don't teach that method. We want

600
00:27:02,920 --> 00:27:04,639
Speaker 3: you guys to do it the right way because we

601
00:27:04,680 --> 00:27:06,919
Speaker 3: got too many of our brothers and sisters behind bars

602
00:27:06,960 --> 00:27:09,679
Speaker 3: as is already, and we don't need our people who

603
00:27:09,760 --> 00:27:12,879
Speaker 3: are in this financial literacy space doing foolishness and getting

604
00:27:12,920 --> 00:27:16,120
Speaker 3: themselves locked up. Right, So in this example right here,

605
00:27:16,119 --> 00:27:18,600
Speaker 3: like we said, already three hundred thousand dollars down three

606
00:27:18,640 --> 00:27:21,879
Speaker 3: point five percent, your down payment is ten thousand, five hundred.

607
00:27:21,880 --> 00:27:24,440
Speaker 3: Now let's talk about closing costs. Closing costs is also

608
00:27:24,520 --> 00:27:27,440
Speaker 3: something you guys want to be paying attention to. Closing costs,

609
00:27:27,480 --> 00:27:30,399
Speaker 3: depending on the market, could be anywhere from another three

610
00:27:30,600 --> 00:27:33,159
Speaker 3: to five percent. We like to use the high end

611
00:27:33,240 --> 00:27:37,080
Speaker 3: number at a five percent. Great thing with FHA, they

612
00:27:37,119 --> 00:27:39,280
Speaker 3: will allow the seller to pay all of your closing

613
00:27:39,320 --> 00:27:41,879
Speaker 3: costs up to six percent of that sales price. That

614
00:27:42,000 --> 00:27:44,800
Speaker 3: is another home run. With an FHA mortgage, you can

615
00:27:44,840 --> 00:27:47,280
Speaker 3: get what's called the sales concession to kind of take

616
00:27:47,960 --> 00:27:51,399
Speaker 3: that take care of that. FAHA will allow you to

617
00:27:51,680 --> 00:27:54,439
Speaker 3: buy a multi family property with as little as a

618
00:27:54,520 --> 00:27:55,919
Speaker 3: five to eighty credit score.

619
00:27:56,160 --> 00:27:56,360
Speaker 2: Right.

620
00:27:56,440 --> 00:27:59,240
Speaker 3: Conventional loans require at least a six to twenty credit score,

621
00:27:59,480 --> 00:28:03,400
Speaker 3: but our recommend if anyone's going to buy a multifamily,

622
00:28:03,440 --> 00:28:05,720
Speaker 3: make sure you have at least a six forty credit score,

623
00:28:05,800 --> 00:28:08,159
Speaker 3: especially if you're going FHA because then you're going to

624
00:28:08,200 --> 00:28:12,240
Speaker 3: get a better interest rate even if versus going with

625
00:28:12,280 --> 00:28:14,680
Speaker 3: the lower score, then you'll have a much higher interest rate.

626
00:28:14,720 --> 00:28:16,200
Speaker 3: So we want you guys to be able to cash

627
00:28:16,200 --> 00:28:18,760
Speaker 3: flow also, So the lower the interest rate, the more

628
00:28:18,800 --> 00:28:21,280
Speaker 3: opportunity you're going to have to cash flow. So I

629
00:28:21,320 --> 00:28:23,640
Speaker 3: know some of you guys like probably got excited, like, wait,

630
00:28:23,680 --> 00:28:26,359
Speaker 3: you can go down to five eighty six hundred credit score. Yes,

631
00:28:26,600 --> 00:28:29,080
Speaker 3: but your interest rate might not be pretty. You might

632
00:28:29,119 --> 00:28:32,919
Speaker 3: be paying for it, all right, you want one for this?

633
00:28:33,160 --> 00:28:35,480
Speaker 4: Yeah? No, but this is actual duplex that I control

634
00:28:35,520 --> 00:28:36,920
Speaker 4: here in New Orleans, and I just want to show

635
00:28:36,960 --> 00:28:40,080
Speaker 4: the exact numbers on how this ATM machine pays me

636
00:28:40,120 --> 00:28:43,040
Speaker 4: every single month three hundred thousand dollars down three point

637
00:28:43,080 --> 00:28:46,600
Speaker 4: five percent right initially ten thousand, five hundred, and the

638
00:28:46,640 --> 00:28:49,360
Speaker 4: rent are thirty two hundred. And I'll show you rents

639
00:28:49,360 --> 00:28:52,200
Speaker 4: from December. That's a rent check right there from that

640
00:28:52,240 --> 00:28:56,120
Speaker 4: particular space. The mortgage is twelve fifty nine. Taxes insurance

641
00:28:56,160 --> 00:28:58,360
Speaker 4: are three thirty five. The cap exra pairers are in

642
00:28:58,440 --> 00:29:01,760
Speaker 4: vacancy rate five hundred and fifteen dollars. Most investors will

643
00:29:01,760 --> 00:29:03,600
Speaker 4: not talk about this to you, especially for those of

644
00:29:03,640 --> 00:29:05,640
Speaker 4: you investing in real estate funds, they will not talk

645
00:29:05,640 --> 00:29:07,880
Speaker 4: to you about cap xor pairs of a vacancy rate.

646
00:29:07,920 --> 00:29:09,880
Speaker 4: This is money that we set aside from rents every

647
00:29:09,920 --> 00:29:12,120
Speaker 4: single month in a separate account to make sure that

648
00:29:12,160 --> 00:29:15,040
Speaker 4: we can reinvest into the structural integrity of the property

649
00:29:15,120 --> 00:29:18,760
Speaker 4: so that it actually lasts thirty forty fifty sixty years. Right.

650
00:29:19,240 --> 00:29:21,440
Speaker 4: So if somebody's giving you a cash on cash return

651
00:29:21,480 --> 00:29:25,200
Speaker 4: without accounting for these three things, then do not accept that.

652
00:29:25,240 --> 00:29:27,240
Speaker 4: And they're trying to play you, okay, And so we're

653
00:29:27,280 --> 00:29:30,200
Speaker 4: giving you the real numbers. So this property cash flows

654
00:29:30,280 --> 00:29:33,080
Speaker 4: one thousand, ninety dollars every single month, light clockwork, and

655
00:29:33,120 --> 00:29:35,120
Speaker 4: it's going to do so for the rest of my life.

656
00:29:35,200 --> 00:29:37,120
Speaker 4: So just imagine what that would pay for for you.

657
00:29:37,280 --> 00:29:38,920
Speaker 4: For somebody that's going to pay for your cell phone bill,

658
00:29:38,920 --> 00:29:41,680
Speaker 4: your grocery bill, and your kid's daycare, right, some of

659
00:29:41,720 --> 00:29:43,840
Speaker 4: you that's going to pay for your car note, your

660
00:29:43,880 --> 00:29:49,080
Speaker 4: student owns, and your manicures competitors. Right. So this is

661
00:29:49,120 --> 00:29:51,560
Speaker 4: what cash flow was supposed to do. Cash flowing assets

662
00:29:51,600 --> 00:29:55,720
Speaker 4: are supposed to cover your monthly expenses. Okay, So just

663
00:29:55,880 --> 00:29:58,840
Speaker 4: think about this really quickly. What other business. Can you

664
00:29:58,840 --> 00:30:01,560
Speaker 4: buy for three hundred thousand with only ten thousand, five

665
00:30:01,680 --> 00:30:04,280
Speaker 4: hundred dollars down, get finance for the other two hundred

666
00:30:04,280 --> 00:30:06,560
Speaker 4: and eighty nine thousand dollars in thirty to forty five

667
00:30:06,640 --> 00:30:09,760
Speaker 4: days by simply emailing some doments to your lender, have

668
00:30:09,880 --> 00:30:12,880
Speaker 4: that business immediately cash low in thirty days. Succeed the

669
00:30:12,960 --> 00:30:16,560
Speaker 4: minimum time effort experience What other business on the face

670
00:30:16,600 --> 00:30:19,160
Speaker 4: of the earth operates in this way? I'm gonna just

671
00:30:20,480 --> 00:30:22,040
Speaker 4: I'm gonna check this out.

672
00:30:23,840 --> 00:30:28,280
Speaker 2: You put the music up only Julian Gordon, y'all.

673
00:30:31,600 --> 00:30:34,640
Speaker 4: There are no y'all. There are no rest in peace

674
00:30:34,640 --> 00:30:39,080
Speaker 4: to Alex Trebek right, there are none, y'all. There are

675
00:30:39,120 --> 00:30:41,640
Speaker 4: no other businesses that operate like this. This is why

676
00:30:41,680 --> 00:30:44,280
Speaker 4: this has to be the first business in your family's name,

677
00:30:44,320 --> 00:30:46,440
Speaker 4: because it's the easiest business for you to get into.

678
00:30:46,800 --> 00:30:49,840
Speaker 4: So let us show you the play that we want

679
00:30:49,880 --> 00:30:51,600
Speaker 4: you to run straight out the gate. So many of

680
00:30:51,640 --> 00:30:53,760
Speaker 4: you are renting. We know some of you own single

681
00:30:53,760 --> 00:30:56,440
Speaker 4: family homes already. And if you own a single family home,

682
00:30:56,480 --> 00:30:57,160
Speaker 4: you are not stuck.

683
00:30:57,240 --> 00:30:57,520
Speaker 2: Okay.

684
00:30:57,800 --> 00:30:59,920
Speaker 4: We have what we call the six two five strategy

685
00:31:00,040 --> 00:31:03,120
Speaker 4: for single family buyers. Six to five is there's six

686
00:31:03,160 --> 00:31:05,840
Speaker 4: ways to reverse yourself out of situation. Okay, only two

687
00:31:05,880 --> 00:31:08,080
Speaker 4: of them require you to sell, and there's five ways

688
00:31:08,080 --> 00:31:10,760
Speaker 4: to use FAJS White's Okay, yes you heard us, and

689
00:31:10,760 --> 00:31:12,240
Speaker 4: we're going to talk about some of those in just

690
00:31:12,240 --> 00:31:14,560
Speaker 4: a second. Okay, But let's say most of your ronting

691
00:31:14,840 --> 00:31:17,000
Speaker 4: and you're renting in a four unit, and now you

692
00:31:17,040 --> 00:31:18,720
Speaker 4: want to be the landlord. You're paying your landlord one

693
00:31:18,680 --> 00:31:21,160
Speaker 4: thousand dollars a month. They take that four thousand dollars, right,

694
00:31:21,720 --> 00:31:23,680
Speaker 4: they go pay their mortgage of two thousand dollars to

695
00:31:23,680 --> 00:31:25,920
Speaker 4: the bank. They pocket the other two thousand, and they're

696
00:31:26,000 --> 00:31:28,640
Speaker 4: using that for their lifestyle or for their single family home.

697
00:31:29,000 --> 00:31:31,440
Speaker 4: Now you want to buy a multi family like I

698
00:31:31,480 --> 00:31:34,040
Speaker 4: did in Brooklyn. Okay, Now you've got a four plex

699
00:31:34,200 --> 00:31:36,120
Speaker 4: and you have rents coming from the fourth floor, third floor,

700
00:31:36,120 --> 00:31:38,520
Speaker 4: and second floor. That's three thousand dollars down to you

701
00:31:38,720 --> 00:31:41,240
Speaker 4: who's living on the first floor for free, one hundred

702
00:31:41,240 --> 00:31:44,040
Speaker 4: percent free. Okay, But guess what, it's not just three

703
00:31:44,080 --> 00:31:45,760
Speaker 4: thousand dollars in your pocket, because guess what, you're no

704
00:31:45,800 --> 00:31:48,880
Speaker 4: longer paying rent anymore. So that's four thousand dollars in

705
00:31:48,920 --> 00:31:51,880
Speaker 4: your pocket. So you take that four thousand dollars, right,

706
00:31:52,240 --> 00:31:55,320
Speaker 4: you pay your mortgage of two thousand dollars to the bank,

707
00:31:55,480 --> 00:31:58,080
Speaker 4: and now you're living for free and you have two

708
00:31:58,120 --> 00:32:00,280
Speaker 4: thousand dollars in your pocket. You went from paying one

709
00:32:00,280 --> 00:32:03,320
Speaker 4: thousand dollars negative every single month to rent to now

710
00:32:03,400 --> 00:32:06,000
Speaker 4: have two thousand dollars in your pocket, having no housing

711
00:32:06,080 --> 00:32:08,160
Speaker 4: expense and controlling an asset.

712
00:32:08,280 --> 00:32:08,640
Speaker 2: Okay.

713
00:32:08,920 --> 00:32:11,560
Speaker 4: As Matt said, FAA requires you to live there for

714
00:32:11,600 --> 00:32:14,120
Speaker 4: twelve months. And many of you are going to say,

715
00:32:14,200 --> 00:32:16,200
Speaker 4: I got my first property, Matt and Julian, I'm ready

716
00:32:16,240 --> 00:32:18,400
Speaker 4: to go get my single family home, my dream home

717
00:32:18,480 --> 00:32:20,920
Speaker 4: now my white picket fence with my husband or my

718
00:32:21,000 --> 00:32:23,200
Speaker 4: wife and my son and my daughter and my dog

719
00:32:23,280 --> 00:32:25,560
Speaker 4: named Lassies. Some of you, the American dream is soul

720
00:32:25,640 --> 00:32:28,800
Speaker 4: programmed that you still want that no matter what, right,

721
00:32:28,880 --> 00:32:30,880
Speaker 4: even if we're like no, no, no, no, no, non't

722
00:32:30,920 --> 00:32:33,840
Speaker 4: do that. It's just the program is so real. Okay.

723
00:32:34,160 --> 00:32:36,440
Speaker 4: So yeah, you could go do that and now you

724
00:32:36,440 --> 00:32:38,240
Speaker 4: would be living in your single family you'd have four

725
00:32:38,280 --> 00:32:41,360
Speaker 4: thousand dollars coming from this property, plus one thousand dollars

726
00:32:41,400 --> 00:32:43,640
Speaker 4: were no longer paying rent, so that's five thousand. You

727
00:32:43,720 --> 00:32:46,239
Speaker 4: pay two thousand for each mortgage. And now you have

728
00:32:46,280 --> 00:32:49,880
Speaker 4: two properties, your four family, your single family, plus you

729
00:32:49,880 --> 00:32:51,760
Speaker 4: have one thousand dollars in your pocket. This could be

730
00:32:51,800 --> 00:32:54,080
Speaker 4: the play that you run. Okay, but with the four

731
00:32:54,160 --> 00:32:56,200
Speaker 4: three two one strategy, we don't want you to go

732
00:32:56,200 --> 00:32:58,720
Speaker 4: buy that single family right out the gates, okay, because

733
00:32:58,760 --> 00:33:01,520
Speaker 4: we have ways that you can use FAHA twice. So

734
00:33:01,680 --> 00:33:04,320
Speaker 4: now let's jump into how you get that second property.

735
00:33:04,800 --> 00:33:06,720
Speaker 4: And you feel like you've already put your money, your

736
00:33:06,720 --> 00:33:08,760
Speaker 4: down payment money down and you don't think you can

737
00:33:08,800 --> 00:33:11,640
Speaker 4: save up twenty five percent for the next property. Let's

738
00:33:11,640 --> 00:33:14,200
Speaker 4: break it down for them. So, Matt, you want to

739
00:33:14,200 --> 00:33:15,360
Speaker 4: blow their mind really quickly.

740
00:33:15,960 --> 00:33:21,560
Speaker 3: Yeah, yeah, So can I use FAHA twice? That's house way?

741
00:33:22,040 --> 00:33:22,720
Speaker 2: Yeah, I get that.

742
00:33:22,800 --> 00:33:24,840
Speaker 3: I get that question all the time. So let's break

743
00:33:24,840 --> 00:33:27,000
Speaker 3: down how you can use FAHA twice. You got to

744
00:33:27,040 --> 00:33:27,959
Speaker 3: slide for that one.

745
00:33:28,520 --> 00:33:31,600
Speaker 4: Yeah. So we so we're not gonna buy the single family.

746
00:33:31,760 --> 00:33:33,880
Speaker 4: Now we're gonna go to the triplex. Then we're gonna

747
00:33:33,920 --> 00:33:35,400
Speaker 4: go to the duplex, then we're gonna go to a

748
00:33:35,400 --> 00:33:35,840
Speaker 4: single family.

749
00:33:35,880 --> 00:33:38,880
Speaker 3: Go ahead exactly, So you can use FAHA by the

750
00:33:38,920 --> 00:33:41,240
Speaker 3: four to three to two one strategy, right, that's number one.

751
00:33:41,280 --> 00:33:44,360
Speaker 3: But you're also gonna use it with one hundred mile rule. Right,

752
00:33:44,480 --> 00:33:47,200
Speaker 3: So if you're using FH let's just say you do

753
00:33:47,280 --> 00:33:51,560
Speaker 3: have your single family and New York, but you're relocat

754
00:33:51,640 --> 00:33:56,120
Speaker 3: into I don't know, Chicago, right now, you can in

755
00:33:56,120 --> 00:33:59,680
Speaker 3: that FAHA. Single family is in New York. Now you

756
00:33:59,680 --> 00:34:02,920
Speaker 3: can the Chicago because it's over one hundred miles, right,

757
00:34:03,160 --> 00:34:05,360
Speaker 3: So the one hundred mile rule comes in place, and

758
00:34:05,400 --> 00:34:08,160
Speaker 3: then you'll be able to use your FAHA again.

759
00:34:08,239 --> 00:34:08,920
Speaker 2: But the most the.

760
00:34:08,880 --> 00:34:10,239
Speaker 3: Easiest way to do it, because a lot of you

761
00:34:10,280 --> 00:34:12,560
Speaker 3: guys ain't going to move one hundred miles away from

762
00:34:12,560 --> 00:34:14,680
Speaker 3: your job and your family and things of that nature.

763
00:34:14,880 --> 00:34:16,359
Speaker 2: But the easy way to do it is.

764
00:34:16,280 --> 00:34:20,239
Speaker 3: To buy your house with the multi family first. And

765
00:34:20,280 --> 00:34:22,719
Speaker 3: if you are going to buy your single family I

766
00:34:22,760 --> 00:34:27,000
Speaker 3: would prefer you use conventional versus FAHA, so that way

767
00:34:27,040 --> 00:34:28,919
Speaker 3: you still have that FAHA freed dump.

768
00:34:29,440 --> 00:34:31,640
Speaker 2: Right. So yeah, so here we go, here we go.

769
00:34:31,680 --> 00:34:32,879
Speaker 2: It's you want to read the rule book.

770
00:34:33,440 --> 00:34:36,040
Speaker 4: Yeah, So, according to the FAHA Loan Rulebook, to prevent

771
00:34:36,080 --> 00:34:39,400
Speaker 4: circumvention of the restriction on FAHA and ensuring mortgages to investors,

772
00:34:39,600 --> 00:34:42,080
Speaker 4: FAA generally will not ensure more than one mortgage for

773
00:34:42,120 --> 00:34:45,279
Speaker 4: any borrow transaction with an existing FAHA mortgage is paid

774
00:34:45,320 --> 00:34:48,640
Speaker 4: off and another FAHA mortgage acquired are acceptable. Any person

775
00:34:48,719 --> 00:34:51,480
Speaker 4: or individually or jointly owning a home covered by mortgage

776
00:34:51,520 --> 00:34:54,680
Speaker 4: insured by FAHA, in which the ownership is maintained may

777
00:34:54,680 --> 00:34:58,520
Speaker 4: not purchase another principal residence with FAHA mortgage insurance, except

778
00:34:58,560 --> 00:35:03,040
Speaker 4: under situations described below. And they are boom Matt take

779
00:35:03,080 --> 00:35:03,560
Speaker 4: them through it.

780
00:35:03,880 --> 00:35:04,719
Speaker 2: Boom boom boom.

781
00:35:04,840 --> 00:35:07,680
Speaker 3: So we got relocation one hundred miles rule, which we

782
00:35:07,840 --> 00:35:10,279
Speaker 3: just said, you got to increase in family size, right,

783
00:35:10,320 --> 00:35:11,719
Speaker 3: and this is what a lot of people try to

784
00:35:11,719 --> 00:35:14,520
Speaker 3: get over on right. So if you're having more kids,

785
00:35:15,080 --> 00:35:18,480
Speaker 3: you're housing your in laws, other family members, FAHA will

786
00:35:18,640 --> 00:35:24,000
Speaker 3: allow you to upgrade right and buy a bigger home

787
00:35:24,080 --> 00:35:27,319
Speaker 3: using FAHA again within one hundred miles only if you

788
00:35:27,360 --> 00:35:30,000
Speaker 3: can prove what we just mentioned right there, your family

789
00:35:30,000 --> 00:35:31,560
Speaker 3: size is increasing, all right.

790
00:35:31,680 --> 00:35:34,160
Speaker 2: Vacating a joint owned property i e.

791
00:35:34,280 --> 00:35:37,319
Speaker 3: You're getting divorced, you have some roommates or whatever the

792
00:35:37,320 --> 00:35:40,000
Speaker 3: case may be, and you're moving on right, But most

793
00:35:40,000 --> 00:35:42,800
Speaker 3: common is really divorce right if you have an FAHA

794
00:35:43,640 --> 00:35:46,040
Speaker 3: on your manto residents. You're getting divorced, you can show

795
00:35:46,040 --> 00:35:48,400
Speaker 3: the divorce decrease and you move into another property, than

796
00:35:48,600 --> 00:35:50,600
Speaker 3: FAHA will allow you to do it again.

797
00:35:50,880 --> 00:35:52,440
Speaker 2: Non occupying co borros.

798
00:35:52,520 --> 00:35:56,000
Speaker 3: Right, you're buying buying a home for your parents, Right,

799
00:35:56,040 --> 00:35:59,920
Speaker 3: you're buying homes from an elder, someone other than yourself.

800
00:36:00,080 --> 00:36:02,239
Speaker 3: Then you'll be able to go on as a non

801
00:36:02,280 --> 00:36:06,120
Speaker 3: occupant cobor or co signer for someone else's loan. But

802
00:36:06,200 --> 00:36:08,080
Speaker 3: you know, obviously that wouldn't be your house, but you'll

803
00:36:08,080 --> 00:36:09,919
Speaker 3: be able to co sign for someone else. So those

804
00:36:10,080 --> 00:36:12,440
Speaker 3: these are the ways that you can use the FAHA

805
00:36:12,880 --> 00:36:13,720
Speaker 3: loan twice.

806
00:36:14,320 --> 00:36:16,560
Speaker 4: Fifth and the fifth way is Matt already mentioned some

807
00:36:16,640 --> 00:36:18,879
Speaker 4: of you might have caught. It is to refinance out

808
00:36:18,920 --> 00:36:21,479
Speaker 4: of the FHA loan or inconventional and then that sets

809
00:36:21,480 --> 00:36:23,000
Speaker 4: you up to be able to use it again after

810
00:36:23,239 --> 00:36:24,960
Speaker 4: you fulfill the one year living requirement.

811
00:36:25,000 --> 00:36:27,200
Speaker 3: Okay, And I want to I want to stay on

812
00:36:27,239 --> 00:36:29,360
Speaker 3: that real quick, right, because I think that's very important.

813
00:36:29,440 --> 00:36:33,120
Speaker 3: Is the refinance right, because the refinance is the exit strategy.

814
00:36:33,239 --> 00:36:35,759
Speaker 2: So you got to make sure you buy and right right.

815
00:36:35,760 --> 00:36:37,560
Speaker 3: And I want to say that again, buying right is

816
00:36:37,600 --> 00:36:40,400
Speaker 3: the most important part of this entire equation when it

817
00:36:40,440 --> 00:36:42,880
Speaker 3: comes to the four three two one strategy. If you

818
00:36:42,960 --> 00:36:46,000
Speaker 3: don't buy right, then you won't have enough equity to

819
00:36:46,120 --> 00:36:49,400
Speaker 3: refinance out of that FHA loan and go into.

820
00:36:49,200 --> 00:36:49,960
Speaker 2: A conventional loan.

821
00:36:50,000 --> 00:36:52,839
Speaker 3: All right, So exit strategy is the most important thing

822
00:36:52,880 --> 00:36:54,720
Speaker 3: if you're trying to do the four three to one strategy.

823
00:36:56,320 --> 00:36:59,680
Speaker 4: So FSA rules, FHA will not assure. Oh no, I

824
00:36:59,719 --> 00:37:01,719
Speaker 4: think we read that. So the property must be owner

825
00:37:01,800 --> 00:37:03,880
Speaker 4: occupied for one year. We just want to emphasize that

826
00:37:03,920 --> 00:37:06,279
Speaker 4: the property must be owner occupied for one year. You

827
00:37:06,360 --> 00:37:09,560
Speaker 4: have sixty days to move in, right? Is it clock start, Matt,

828
00:37:09,600 --> 00:37:11,920
Speaker 4: It's clock start once you move in or once you close.

829
00:37:12,520 --> 00:37:15,600
Speaker 2: Once you close, Okay, once you close.

830
00:37:15,640 --> 00:37:18,680
Speaker 3: I mean you technically have sixty days to move in,

831
00:37:18,800 --> 00:37:21,240
Speaker 3: but the clock is really starting.

832
00:37:21,480 --> 00:37:23,680
Speaker 2: Is your closing date? Right? Your settlement date? That's your

833
00:37:23,680 --> 00:37:28,320
Speaker 2: funding date? Right? So if you Black Friday, that's day one,

834
00:37:28,520 --> 00:37:29,439
Speaker 2: Black Friday. Yep.

835
00:37:30,120 --> 00:37:32,360
Speaker 4: So some of y'all are so resistant, all Julian and

836
00:37:32,400 --> 00:37:35,400
Speaker 4: I can live in a multifamily. You know that's just

837
00:37:35,480 --> 00:37:37,440
Speaker 4: not for me. Like, look, you can make a ten

838
00:37:37,480 --> 00:37:40,880
Speaker 4: month sacrifice. You can make a ten month sacrifice in Brooklyn.

839
00:37:41,080 --> 00:37:43,719
Speaker 4: Guess who moved next door to me. Right, it was

840
00:37:43,760 --> 00:37:47,759
Speaker 4: an Asian family plural, two Asian families moved into the

841
00:37:47,800 --> 00:37:51,120
Speaker 4: same size unit that I was in, stacked up in there. Okay,

842
00:37:51,719 --> 00:37:55,160
Speaker 4: after a year and a half, the other Asian family

843
00:37:55,200 --> 00:37:59,080
Speaker 4: in there bought another multi family down the street. Like

844
00:37:59,200 --> 00:38:01,799
Speaker 4: other people are willing to make these sacrifices. And you're

845
00:38:01,800 --> 00:38:04,200
Speaker 4: talking about all my kids have to have their own bedroom,

846
00:38:04,400 --> 00:38:07,080
Speaker 4: No they don't. You better get some bunk beds because

847
00:38:07,080 --> 00:38:11,880
Speaker 4: you're trying to regenerational wealth for them. You can create regeneration. Hell,

848
00:38:12,040 --> 00:38:14,799
Speaker 4: you ten months. You can't hunker down for ten months

849
00:38:14,840 --> 00:38:16,520
Speaker 4: to make it happen. So some of y'all are so

850
00:38:16,600 --> 00:38:18,880
Speaker 4: boogie that you'll never be free. Some of y'all are

851
00:38:18,920 --> 00:38:20,799
Speaker 4: so boogie that you will never be free because you're

852
00:38:20,800 --> 00:38:23,200
Speaker 4: not willing to make the sacrifice is necessary to do

853
00:38:23,400 --> 00:38:25,239
Speaker 4: what you have to do for your last name. You

854
00:38:25,280 --> 00:38:27,200
Speaker 4: want what you want now, and we're trying to set

855
00:38:27,239 --> 00:38:31,359
Speaker 4: you up for the future. Right, So this is really key. Now,

856
00:38:31,360 --> 00:38:34,840
Speaker 4: when you're having a conversation with your lender around faha loans,

857
00:38:34,880 --> 00:38:38,280
Speaker 4: there's one word that you should never ever use.

858
00:38:38,600 --> 00:38:43,280
Speaker 2: Man never ever when you're talking to your lender.

859
00:38:43,719 --> 00:38:47,480
Speaker 3: Never use the word that I'm buying an investment property,

860
00:38:47,800 --> 00:38:50,080
Speaker 3: and you're trying to use fah loan.

861
00:38:50,480 --> 00:38:55,880
Speaker 2: That is the incorrect language. You cannot use this word investment.

862
00:38:56,920 --> 00:39:01,520
Speaker 3: You're automatically in the banker's eyes, you're trying to commit, right, yeah,

863
00:39:01,560 --> 00:39:03,000
Speaker 3: and they're not going to want to work with you,

864
00:39:03,160 --> 00:39:04,880
Speaker 3: and they're going to give you a hard time because

865
00:39:04,880 --> 00:39:05,919
Speaker 3: they don't know who you are.

866
00:39:06,400 --> 00:39:06,600
Speaker 2: Right.

867
00:39:06,719 --> 00:39:10,200
Speaker 3: So, although this is eventually going to be an investment

868
00:39:10,280 --> 00:39:14,960
Speaker 3: property for you in your future, always say this will

869
00:39:15,000 --> 00:39:18,319
Speaker 3: be my primary residence. I Am going to occupy for

870
00:39:18,320 --> 00:39:21,799
Speaker 3: at least twelve months in this multifamily so that way

871
00:39:21,880 --> 00:39:25,839
Speaker 3: you do not have any red flags attached to your name.

872
00:39:26,880 --> 00:39:30,520
Speaker 4: So we have another way for you to use faha

873
00:39:30,600 --> 00:39:34,360
Speaker 4: twice Okay, And this is going to go against the

874
00:39:34,400 --> 00:39:36,680
Speaker 4: American dream again. American dream says go get a single

875
00:39:36,680 --> 00:39:38,120
Speaker 4: family home, which saying don't do that, go get a

876
00:39:38,160 --> 00:39:41,520
Speaker 4: multi family home. The American dream also says, you got married,

877
00:39:41,560 --> 00:39:44,440
Speaker 4: you need to buy a home together, and that is

878
00:39:44,480 --> 00:39:48,280
Speaker 4: the stupidest thing that you can do as a couple

879
00:39:48,320 --> 00:39:51,440
Speaker 4: to start off your financial foundation. Why because there's a

880
00:39:51,440 --> 00:39:54,160
Speaker 4: better way to do it if you actually go get

881
00:39:54,160 --> 00:39:57,319
Speaker 4: married and buy a home together. Guess what, You've now

882
00:39:57,760 --> 00:40:00,839
Speaker 4: both tied yourself to a four hundred thousand dollars loan

883
00:40:01,080 --> 00:40:04,480
Speaker 4: just because you wanted to have the feeling of being

884
00:40:04,520 --> 00:40:07,080
Speaker 4: on a mortgage together and being on a d together.

885
00:40:07,280 --> 00:40:09,840
Speaker 4: Now you're both tied to that loan when one of

886
00:40:09,840 --> 00:40:13,239
Speaker 4: you qualified for that loan by yourself, which then would

887
00:40:13,239 --> 00:40:15,880
Speaker 4: have freed the other person up to go qualify for

888
00:40:16,040 --> 00:40:19,759
Speaker 4: a loan by themselves. So now you're both to four

889
00:40:19,840 --> 00:40:21,680
Speaker 4: hundred thousand dollars loan when you could have got two

890
00:40:21,760 --> 00:40:24,719
Speaker 4: four hundred thousand dollar loans and actually gotten two properties.

891
00:40:24,920 --> 00:40:27,920
Speaker 4: So we do not want you to follow the principles

892
00:40:27,960 --> 00:40:30,399
Speaker 4: of the American dream. Seventy eight percent of Americans live

893
00:40:30,400 --> 00:40:33,480
Speaker 4: in paycheck to paycheck, so that means that this land

894
00:40:33,520 --> 00:40:35,680
Speaker 4: of the Free, the American dream is not working for

895
00:40:35,880 --> 00:40:38,400
Speaker 4: people of all different cultures in races, not just black folks.

896
00:40:38,680 --> 00:40:41,600
Speaker 4: So stop doing what everybody else is doing. Right, don't

897
00:40:41,640 --> 00:40:46,440
Speaker 4: let hallmark and marriage these ideas of wedding. Don't let

898
00:40:46,480 --> 00:40:48,200
Speaker 4: that be part of the game. When you look at

899
00:40:48,239 --> 00:40:50,920
Speaker 4: Game of Thrones and cultures in the back, what it

900
00:40:50,960 --> 00:40:53,200
Speaker 4: was two families coming together and what did they bring together?

901
00:40:54,320 --> 00:40:57,319
Speaker 4: Top big word on Matt Shirt assets. There were two

902
00:40:57,320 --> 00:41:00,320
Speaker 4: families bringing assets together. You want to go thirty thousand

903
00:41:00,360 --> 00:41:03,040
Speaker 4: dollars in debt for a Cinderella wedding. That is not

904
00:41:03,120 --> 00:41:05,440
Speaker 4: the financial foundation that you need to start your family on.

905
00:41:05,480 --> 00:41:08,600
Speaker 4: How about you go acquire two assets together to multifamily

906
00:41:08,640 --> 00:41:12,839
Speaker 4: assets and bring them together as you come together through marriage. Right,

907
00:41:12,920 --> 00:41:17,640
Speaker 4: so we say scratch that, each spouse while dating goes

908
00:41:17,880 --> 00:41:20,799
Speaker 4: and gets a multi family. First, Yeah, you can still

909
00:41:20,800 --> 00:41:23,560
Speaker 4: be sleeping at your partner's house even though you control

910
00:41:23,640 --> 00:41:26,360
Speaker 4: this one over here and they not checking in and saying,

911
00:41:26,440 --> 00:41:29,320
Speaker 4: hey are you sleeping here? You can own that property

912
00:41:29,360 --> 00:41:31,640
Speaker 4: and be still sleeping with your partner in their multi

913
00:41:31,640 --> 00:41:34,960
Speaker 4: family until you fulfilled the one your requirement. Right. And

914
00:41:35,000 --> 00:41:37,280
Speaker 4: so now then you go get married and you're bringing

915
00:41:37,280 --> 00:41:39,360
Speaker 4: two assets together and you go get this single family

916
00:41:39,360 --> 00:41:41,200
Speaker 4: home or you actually keep running the play. If you

917
00:41:41,239 --> 00:41:44,160
Speaker 4: really bowed it about it, you'll both run that play

918
00:41:44,320 --> 00:41:46,120
Speaker 4: over and over and over again. But you just have

919
00:41:46,160 --> 00:41:48,600
Speaker 4: to be mindful in terms of how property is seen

920
00:41:48,600 --> 00:41:51,279
Speaker 4: in your state, whether it's a communal communal property state,

921
00:41:51,360 --> 00:41:53,200
Speaker 4: and you have to be mindful about how to run

922
00:41:53,239 --> 00:41:56,120
Speaker 4: your taxes so that you might want to keep your

923
00:41:56,120 --> 00:41:59,640
Speaker 4: taxes separate so that you can actually continue to buy

924
00:41:59,840 --> 00:42:02,960
Speaker 4: and execute the four three two to one strategy separately.

925
00:42:03,360 --> 00:42:06,360
Speaker 4: So now you're bringing together twenty doors in four years

926
00:42:06,520 --> 00:42:08,239
Speaker 4: as opposed to just ten.

927
00:42:08,880 --> 00:42:13,000
Speaker 3: N Look, I need everybody in a chat right now

928
00:42:13,040 --> 00:42:18,160
Speaker 3: to put DAC divide and conquer, right, DAC in the

929
00:42:18,280 --> 00:42:22,239
Speaker 3: chat right now, especially if you got a girlfriend, boyfriend,

930
00:42:22,480 --> 00:42:26,239
Speaker 3: you're engaged, DAC, you need to get a shirt that

931
00:42:26,400 --> 00:42:29,799
Speaker 3: says divide and conker because if we came on here

932
00:42:29,840 --> 00:42:32,160
Speaker 3: saying we can get you ten doors in four years,

933
00:42:32,280 --> 00:42:34,880
Speaker 3: if you guys, DAC, it could be twenty dolls in

934
00:42:34,920 --> 00:42:40,879
Speaker 3: four years. Right, don't be fooled by Hallmark, Walmart, any

935
00:42:40,880 --> 00:42:44,040
Speaker 3: of these holiday cards. Get everything that they're talking about

936
00:42:44,120 --> 00:42:46,840
Speaker 3: right now, y'all. We need to build wealth in our community.

937
00:42:46,920 --> 00:42:48,560
Speaker 3: We ain't got to we can. We can do all

938
00:42:48,560 --> 00:42:52,239
Speaker 3: that nice, pretty fuzzy pink stuff later, right right now.

939
00:42:52,280 --> 00:42:54,840
Speaker 3: This is all about building wealth and generational wealth. And

940
00:42:54,880 --> 00:42:57,319
Speaker 3: if you guys are like minded, soul made to you

941
00:42:57,320 --> 00:42:59,080
Speaker 3: know you want to spend the rest of your lives together.

942
00:42:59,440 --> 00:43:02,000
Speaker 3: You got, like Julian said, this is like game of Thrones.

943
00:43:02,040 --> 00:43:02,279
Speaker 2: Baby.

944
00:43:02,280 --> 00:43:04,600
Speaker 3: You got to bring your assets to Kingdom and if

945
00:43:04,640 --> 00:43:06,879
Speaker 3: both of you are able to qualify. Now, this only

946
00:43:06,960 --> 00:43:12,680
Speaker 3: works if both parties are financially stable as individuals. And

947
00:43:12,719 --> 00:43:15,359
Speaker 3: that's that look, and that's gonna tell you maybe if

948
00:43:15,360 --> 00:43:18,040
Speaker 3: that person ain't financially stable, maybe you shouldn't be marrying them,

949
00:43:18,400 --> 00:43:20,600
Speaker 3: you know what I'm saying. That's that's that's a that's

950
00:43:20,640 --> 00:43:23,800
Speaker 3: a gem from MG. Right, if they're not financially stable,

951
00:43:24,080 --> 00:43:26,640
Speaker 3: maybe you shouldn't be trying to marry them. But if

952
00:43:26,640 --> 00:43:29,319
Speaker 3: they are financial stable and they're able to qualify their

953
00:43:29,320 --> 00:43:32,480
Speaker 3: own and you're able to qualify year one, that's eight

954
00:43:32,560 --> 00:43:36,319
Speaker 3: doors in your portfolio. Now, imagine how much faster can

955
00:43:36,360 --> 00:43:39,120
Speaker 3: you get to the real dream house that you really want,

956
00:43:39,440 --> 00:43:42,239
Speaker 3: not the one you settled for, right, because most people

957
00:43:42,280 --> 00:43:44,880
Speaker 3: are buying houses on today's income, not future income. You

958
00:43:44,920 --> 00:43:47,800
Speaker 3: can't buy a house on your dream house on future income.

959
00:43:47,840 --> 00:43:49,320
Speaker 3: But if you build this up the right way and

960
00:43:49,400 --> 00:43:53,160
Speaker 3: divide a concker. Look, man, it's only only the proof

961
00:43:53,200 --> 00:43:54,960
Speaker 3: is in the pudding, you're going to win.

962
00:43:57,280 --> 00:43:59,680
Speaker 4: This is Alan. He closed on the property in the

963
00:43:59,680 --> 00:44:02,120
Speaker 4: middle of the pandemic, and he said, Julie, I want

964
00:44:02,120 --> 00:44:03,520
Speaker 4: to thank you for the great service to provide I

965
00:44:03,560 --> 00:44:05,160
Speaker 4: learned a great deal from a detailed instruction of the

966
00:44:05,200 --> 00:44:07,040
Speaker 4: past three months during the pandemic. Recent closed on the

967
00:44:07,080 --> 00:44:09,880
Speaker 4: multi family in Baltimore on six seventeen twenty. The property

968
00:44:09,920 --> 00:44:12,640
Speaker 4: cash flows is an appreciating market with built in equity.

969
00:44:12,680 --> 00:44:14,880
Speaker 4: He bought right. I would not have had the confidence

970
00:44:14,920 --> 00:44:16,360
Speaker 4: to handle the deal like such a boss. With the

971
00:44:16,360 --> 00:44:18,279
Speaker 4: EXPERANLGE provider in your course, I felt like I had

972
00:44:18,280 --> 00:44:19,879
Speaker 4: the answers to the test every step along the way.

973
00:44:20,000 --> 00:44:22,160
Speaker 4: Thanks again, brother for the gateway to freedom and generation well.

974
00:44:22,200 --> 00:44:24,879
Speaker 4: I was certainly pay it for best regards. Now, look

975
00:44:24,880 --> 00:44:28,000
Speaker 4: what Alan did. He closed, He uses VA loan. He

976
00:44:28,080 --> 00:44:32,920
Speaker 4: closed on this property Baltimore. He engaged, got engaged to

977
00:44:33,000 --> 00:44:35,680
Speaker 4: his significant other two months later on the third floor

978
00:44:35,719 --> 00:44:38,000
Speaker 4: of that property. Okay, didn't go pay for no event

979
00:44:38,040 --> 00:44:40,320
Speaker 4: space or anything like that third floor of that property

980
00:44:40,360 --> 00:44:43,600
Speaker 4: of the asset. Got married two months later. Then they

981
00:44:43,640 --> 00:44:46,399
Speaker 4: gave birth to a love child two months after that.

982
00:44:46,719 --> 00:44:49,160
Speaker 4: And what did he say? He said, key rings before

983
00:44:49,160 --> 00:44:53,120
Speaker 4: wedding rings. Wedding rings.

984
00:44:53,239 --> 00:44:56,200
Speaker 3: I like that, that's a bar. That is a bomb.

985
00:44:56,280 --> 00:44:58,759
Speaker 3: Key rings before wedding rings. Let's put that in that

986
00:44:58,840 --> 00:44:59,319
Speaker 3: chat too.

987
00:45:02,520 --> 00:45:06,080
Speaker 4: Like this is he played it right? He played it right. Okay,

988
00:45:06,200 --> 00:45:08,759
Speaker 4: So you got to know that there's a sequence to success,

989
00:45:08,840 --> 00:45:11,359
Speaker 4: just like the sequence you buy multi family first, then

990
00:45:11,400 --> 00:45:14,560
Speaker 4: single family, or then three then two. This is a sequence.

991
00:45:14,680 --> 00:45:17,240
Speaker 4: There are sequences to success, and if you just follow

992
00:45:17,280 --> 00:45:20,520
Speaker 4: the print, you will become successful. Okay. So now you

993
00:45:20,600 --> 00:45:22,720
Speaker 4: got two properties. Now how do you get the third?

994
00:45:22,840 --> 00:45:25,000
Speaker 4: All right? The third is where you can get a

995
00:45:25,040 --> 00:45:27,080
Speaker 4: little bit more challenge. You can just continue to run

996
00:45:27,160 --> 00:45:30,160
Speaker 4: the faha play living in a year, Go down to

997
00:45:30,160 --> 00:45:31,840
Speaker 4: the next side, go down the next size, until we

998
00:45:31,840 --> 00:45:33,760
Speaker 4: get down to your single family. But there are also

999
00:45:33,840 --> 00:45:35,640
Speaker 4: other ways to get that third property.

1000
00:45:35,760 --> 00:45:35,920
Speaker 2: Right.

1001
00:45:36,440 --> 00:45:38,960
Speaker 4: Some of you are invested in stocks you listen to

1002
00:45:39,760 --> 00:45:42,440
Speaker 4: and you listen to Wall Street Trapper, you're in their

1003
00:45:42,480 --> 00:45:44,720
Speaker 4: programs or whatnot, and you're getting in the stock market.

1004
00:45:44,920 --> 00:45:47,000
Speaker 4: And the reality is that some of you own Amazon

1005
00:45:47,080 --> 00:45:50,080
Speaker 4: stock and have never been to Seattle. Some of you

1006
00:45:50,120 --> 00:45:53,239
Speaker 4: own Nike stock and never been to Oregon. Okay, and

1007
00:45:53,280 --> 00:45:55,600
Speaker 4: so what does this mean? You own assets, but you've

1008
00:45:55,640 --> 00:45:57,799
Speaker 4: never been to where that asset is or where it

1009
00:45:57,800 --> 00:46:00,359
Speaker 4: comes from. So your money does not have to work

1010
00:46:00,400 --> 00:46:03,680
Speaker 4: in the same city as you do. Your money does

1011
00:46:03,760 --> 00:46:06,239
Speaker 4: not have to work in the same city as you do.

1012
00:46:06,280 --> 00:46:07,560
Speaker 4: Some of you want to be landlord. You want to

1013
00:46:07,560 --> 00:46:09,840
Speaker 4: be drive by your property and check it out. You know,

1014
00:46:09,880 --> 00:46:11,520
Speaker 4: the closer you live to your properties, the more your

1015
00:46:11,560 --> 00:46:13,800
Speaker 4: tenants will call you. The further you live for your properties,

1016
00:46:13,800 --> 00:46:16,440
Speaker 4: the less your tennis will call you. Okay, And to

1017
00:46:16,480 --> 00:46:18,759
Speaker 4: be truly passive, you actually do want to have enough

1018
00:46:18,800 --> 00:46:21,720
Speaker 4: cash for on the property to have a property manager anyway, Okay,

1019
00:46:21,880 --> 00:46:23,680
Speaker 4: So your money does not have to work in the

1020
00:46:23,680 --> 00:46:25,800
Speaker 4: same city as you do. So people ask Matt and

1021
00:46:25,880 --> 00:46:28,560
Speaker 4: I all the time what markets are popping, etc. And

1022
00:46:28,200 --> 00:46:30,759
Speaker 4: we share our networks of real estate agents and things

1023
00:46:30,760 --> 00:46:33,400
Speaker 4: of that nature with folks. But the answer is not

1024
00:46:33,440 --> 00:46:37,200
Speaker 4: a city. The answer is not one city. The answer

1025
00:46:37,320 --> 00:46:40,000
Speaker 4: that we give is as follows. The best places to

1026
00:46:40,120 --> 00:46:41,920
Speaker 4: invest in is first you try to invest where you

1027
00:46:41,960 --> 00:46:43,960
Speaker 4: currently live. I was living in Brooklyn, so I bought

1028
00:46:43,960 --> 00:46:46,600
Speaker 4: in Brooklyn. Then you invest where you're from. I was

1029
00:46:46,719 --> 00:46:49,200
Speaker 4: from Oakland, so I bought in Oakland. Then you invest

1030
00:46:49,239 --> 00:46:50,880
Speaker 4: where you want to be a contribution. I wanted to

1031
00:46:50,920 --> 00:46:53,040
Speaker 4: be a contribution in New Orleans, so I started expanding

1032
00:46:53,040 --> 00:46:55,319
Speaker 4: my portfolio in New Orleans. And then the fourth way

1033
00:46:55,320 --> 00:46:57,520
Speaker 4: that you invest is where you can make the most money.

1034
00:46:58,040 --> 00:47:01,000
Speaker 4: And I've never invested in that way. But this is

1035
00:47:01,040 --> 00:47:03,040
Speaker 4: the sequence that you want to look to to invest.

1036
00:47:03,120 --> 00:47:03,239
Speaker 3: Now.

1037
00:47:03,239 --> 00:47:04,920
Speaker 4: I know some of you live in some very expensive

1038
00:47:04,960 --> 00:47:07,480
Speaker 4: markets like New York, like California, so you might have

1039
00:47:07,520 --> 00:47:09,799
Speaker 4: to go to step two or step three or even

1040
00:47:09,840 --> 00:47:13,440
Speaker 4: step four in order to find a deal. Okay, but

1041
00:47:13,520 --> 00:47:15,759
Speaker 4: this is how we think about real estate investing. It's

1042
00:47:15,800 --> 00:47:17,360
Speaker 4: not necessarily a particular city.

1043
00:47:17,680 --> 00:47:17,839
Speaker 2: Right.

1044
00:47:18,640 --> 00:47:20,960
Speaker 4: If there's a city, if a list comes out of

1045
00:47:21,080 --> 00:47:23,200
Speaker 4: these are the best places to invest, guess what, it's

1046
00:47:23,239 --> 00:47:25,839
Speaker 4: too late. If a list is these are the top

1047
00:47:25,880 --> 00:47:29,239
Speaker 4: fifty cities to invest, it's too late. You already missed it.

1048
00:47:30,400 --> 00:47:32,680
Speaker 2: The numbers already down right, You're done.

1049
00:47:33,480 --> 00:47:35,360
Speaker 4: That's how they got to the top of the article.

1050
00:47:36,800 --> 00:47:39,200
Speaker 4: So we talked about buying right. You've heard us say

1051
00:47:39,239 --> 00:47:41,040
Speaker 4: this over and over. We do not want you to

1052
00:47:41,040 --> 00:47:42,680
Speaker 4: get off this webinar and just be like, Okay, I'm

1053
00:47:42,680 --> 00:47:45,520
Speaker 4: going to truly in Zilo and I'm buying something tomorrow. No,

1054
00:47:45,840 --> 00:47:50,399
Speaker 4: please do not do that. Okay, you have to buy right.

1055
00:47:50,760 --> 00:47:53,040
Speaker 4: And this is a science. This is a science to

1056
00:47:53,120 --> 00:47:55,560
Speaker 4: do this. Okay. So let me break down example of

1057
00:47:55,560 --> 00:47:57,520
Speaker 4: what it means to buy right there's three criteria to

1058
00:47:57,520 --> 00:48:00,799
Speaker 4: buying right. Buying right means that one, there's equity in

1059
00:48:00,840 --> 00:48:02,680
Speaker 4: the deal and that you're up right out the gates.

1060
00:48:02,760 --> 00:48:04,680
Speaker 4: So let's say you bought a property or you locked

1061
00:48:04,680 --> 00:48:06,640
Speaker 4: in a contract at four hundred thousand dollars and the

1062
00:48:06,680 --> 00:48:09,760
Speaker 4: appraisal comes in at four hundred and thirty thousand dollars.

1063
00:48:10,040 --> 00:48:12,560
Speaker 4: You have bought right, okay, because you have thirty thousand

1064
00:48:12,600 --> 00:48:15,240
Speaker 4: dollars in equity right out the gates. Then the property

1065
00:48:15,239 --> 00:48:16,839
Speaker 4: has to at least have a twelve percent cash on

1066
00:48:16,880 --> 00:48:19,560
Speaker 4: cash return ruler seventy two. Seventy two to ride by

1067
00:48:19,560 --> 00:48:21,759
Speaker 4: twelve means that your money's doubling every six years in

1068
00:48:21,800 --> 00:48:25,120
Speaker 4: that property. And then finally, step three is that it

1069
00:48:25,200 --> 00:48:29,000
Speaker 4: has to have a definite appreciation potential based on the

1070
00:48:29,040 --> 00:48:32,000
Speaker 4: thirty three signs of gentrification that I've identified. And y'all

1071
00:48:32,000 --> 00:48:34,359
Speaker 4: know what some of those signs of gentrification are. You know,

1072
00:48:34,520 --> 00:48:36,920
Speaker 4: Becky running through what used to be doing as the

1073
00:48:36,960 --> 00:48:40,080
Speaker 4: hood and her Lulu limmit with her EarPods in at

1074
00:48:40,160 --> 00:48:43,839
Speaker 4: nine pm, feeling real comfortable. Right, y'all know what? There's

1075
00:48:43,880 --> 00:48:50,879
Speaker 4: sign super comfortable like she belonged there, right. Coffee shops dumpsters,

1076
00:48:51,320 --> 00:48:56,120
Speaker 4: bike lanes, yoga studios, Whole Foods, Starbucks. You know what

1077
00:48:56,160 --> 00:48:59,000
Speaker 4: some of those signs of gentrification are? You've identified third?

1078
00:48:59,320 --> 00:49:04,239
Speaker 4: Huh part right? Yeah, so we've identified all thirty three.

1079
00:49:04,320 --> 00:49:06,000
Speaker 4: And you want to buy in a neighborhood that has

1080
00:49:06,080 --> 00:49:09,399
Speaker 4: tended fifteen signs of gentrification and it's moving towards thirty three.

1081
00:49:09,600 --> 00:49:11,080
Speaker 4: You do not want to buy in a neighborhood that

1082
00:49:11,080 --> 00:49:12,839
Speaker 4: has all thirty three? Is too late? You buying at

1083
00:49:12,880 --> 00:49:15,560
Speaker 4: the peak? Okay, so you have to buy on the fringes.

1084
00:49:15,640 --> 00:49:18,160
Speaker 4: I bought in bedst.

1085
00:49:18,640 --> 00:49:20,879
Speaker 5: This episode is brought to you by P and C Bank.

1086
00:49:21,280 --> 00:49:24,040
Speaker 5: A lot of people think podcasts about work are boring,

1087
00:49:24,280 --> 00:49:28,120
Speaker 5: and sure, they definitely can be, but understanding a professionals

1088
00:49:28,200 --> 00:49:31,440
Speaker 5: routine shows us how they achieve their success little by little,

1089
00:49:31,840 --> 00:49:35,479
Speaker 5: day after day. It's like banking with P and C Bank.

1090
00:49:35,920 --> 00:49:38,759
Speaker 5: It might seem boring to safe plan and make calculated

1091
00:49:38,760 --> 00:49:41,880
Speaker 5: decisions with your bank, but keeping your money boring is

1092
00:49:41,880 --> 00:49:45,239
Speaker 5: what helps you live or more happily fulfilled life. P

1093
00:49:45,320 --> 00:49:50,160
Speaker 5: and C Bank Brilliantly boring since eighteen sixty five. Brilliantly

1094
00:49:50,239 --> 00:49:52,840
Speaker 5: boring since eighteen sixty five is a service mark of

1095
00:49:52,880 --> 00:49:56,120
Speaker 5: the PNC Financial Service Group, Inc. P and C Bank

1096
00:49:56,560 --> 00:49:59,200
Speaker 5: National Association member FDIC.

1097
00:50:01,760 --> 00:50:02,160
Speaker 2: Earners.

1098
00:50:02,160 --> 00:50:02,520
Speaker 4: What's up?

1099
00:50:02,640 --> 00:50:05,080
Speaker 5: You ever walk into a small business and everything just

1100
00:50:05,239 --> 00:50:08,440
Speaker 5: works like the checkout is fast, the receipts are digital,

1101
00:50:08,960 --> 00:50:11,920
Speaker 5: tipping is a breeze, and you're out the door before

1102
00:50:11,920 --> 00:50:16,080
Speaker 5: the line even builds. Odds are they're using Square. We

1103
00:50:16,239 --> 00:50:18,799
Speaker 5: love supporting businesses that run on Square because it just

1104
00:50:18,840 --> 00:50:22,080
Speaker 5: feels seamless. Whether it's a local coffee shop, a vendor

1105
00:50:22,120 --> 00:50:24,359
Speaker 5: at a pop up market, or even one of our

1106
00:50:24,440 --> 00:50:28,080
Speaker 5: merch partners. Square makes it easy for them to take payments,

1107
00:50:28,320 --> 00:50:32,040
Speaker 5: manage inventory, and run their business with confidence, all from

1108
00:50:32,120 --> 00:50:35,520
Speaker 5: one simple system. If you're a business owner or even

1109
00:50:35,600 --> 00:50:39,120
Speaker 5: just thinking about launching something soon, Square is hands down

1110
00:50:39,160 --> 00:50:42,240
Speaker 5: one of the best tools out there to help you start, run,

1111
00:50:42,440 --> 00:50:45,760
Speaker 5: and grow. It's not just about payments, it's about giving

1112
00:50:45,800 --> 00:50:48,440
Speaker 5: you time back so you can focus on what matters

1113
00:50:48,480 --> 00:50:51,760
Speaker 5: most ready. To see how Square can transform your business,

1114
00:50:52,000 --> 00:50:56,640
Speaker 5: visit Square dot com backslash go backslash eyl to learn

1115
00:50:56,680 --> 00:51:01,200
Speaker 5: more that Square dot com backslash, go back slash eyl.

1116
00:51:01,360 --> 00:51:04,560
Speaker 5: Don't wait, don't hesitate, Let's Square handle the back end

1117
00:51:04,760 --> 00:51:07,040
Speaker 5: so you can keep pushing your vision forward.

1118
00:51:09,320 --> 00:51:12,040
Speaker 6: Coach, the energy out there felt different. What changed for

1119
00:51:12,080 --> 00:51:12,720
Speaker 6: the team today?

1120
00:51:12,800 --> 00:51:14,920
Speaker 3: It was the new game day scratches from the California

1121
00:51:15,000 --> 00:51:16,000
Speaker 3: Lottery players.

1122
00:51:16,040 --> 00:51:18,759
Speaker 4: Everything. Those games sent the team's energy through the roof.

1123
00:51:18,800 --> 00:51:20,799
Speaker 6: Are you saying it was the off field play that

1124
00:51:20,840 --> 00:51:21,960
Speaker 6: made the difference on the field.

1125
00:51:22,040 --> 00:51:24,759
Speaker 4: Hey, little play makes your day, and today it made

1126
00:51:24,800 --> 00:51:27,720
Speaker 4: the game. That's all for now, Coach, one more question.

1127
00:51:27,920 --> 00:51:30,719
Speaker 6: Play the new Los Angeles Chargers, San Francisco forty nine

1128
00:51:30,800 --> 00:51:33,880
Speaker 6: ers and Los Angeles Rams scratchers from the California Lottery.

1129
00:51:33,960 --> 00:51:37,120
Speaker 6: A little play can make your day. Peace made responsibily.

1130
00:51:37,200 --> 00:51:38,719
Speaker 6: Must be eighteen years or older to purchase late or

1131
00:51:38,719 --> 00:51:39,360
Speaker 6: claim five.

1132
00:51:39,640 --> 00:51:41,319
Speaker 4: You know a best stop call. When I bought there,

1133
00:51:41,760 --> 00:51:44,920
Speaker 4: it was called do or Die. Best I bought in

1134
00:51:44,960 --> 00:51:48,239
Speaker 4: a neighborhood called do or Die. Yep, and guess what.

1135
00:51:48,680 --> 00:51:51,440
Speaker 4: That property has been appreciating like crazy ever since I

1136
00:51:51,440 --> 00:51:54,440
Speaker 4: bought it. So you want to know where the fringes

1137
00:51:54,480 --> 00:51:57,400
Speaker 4: are and where the neighborhoods are about to turn, and

1138
00:51:57,440 --> 00:51:59,800
Speaker 4: so buy and right. This is a real life example.

1139
00:52:00,000 --> 00:52:02,160
Speaker 4: This is the property that I bought in Oakland in

1140
00:52:02,520 --> 00:52:05,279
Speaker 4: November twenty seventeen, four hundred and eighty thousand dollars a

1141
00:52:05,360 --> 00:52:09,120
Speaker 4: due pleax. It immediately appraised before I closed for five

1142
00:52:09,200 --> 00:52:11,479
Speaker 4: hundred and five. So I'm up twenty five thousand dollars

1143
00:52:11,600 --> 00:52:14,680
Speaker 4: right out the gates. It cash loods at least twelve percent,

1144
00:52:15,120 --> 00:52:17,480
Speaker 4: and twenty seven months later because I bought right and

1145
00:52:17,480 --> 00:52:19,440
Speaker 4: I knew what was happening in that neighborhood. Guess what

1146
00:52:19,480 --> 00:52:21,920
Speaker 4: it's worth seven hundred and ten thousand dollars. I'm up

1147
00:52:21,960 --> 00:52:24,040
Speaker 4: two hundred and thirty thousand dollars and twenty seven months

1148
00:52:24,040 --> 00:52:27,840
Speaker 4: with no major repairs. This is better than crypto, okay,

1149
00:52:27,920 --> 00:52:31,200
Speaker 4: when you know how to buy right. Okay. So this

1150
00:52:31,440 --> 00:52:33,880
Speaker 4: is the power of knowing what you're doing. And I

1151
00:52:33,920 --> 00:52:36,600
Speaker 4: got some news for you all. I've never set foot

1152
00:52:36,640 --> 00:52:42,080
Speaker 4: in this property. I have never set foot in this property.

1153
00:52:42,280 --> 00:52:44,799
Speaker 4: I knew the neighborhood and I knew the numbers, and

1154
00:52:44,840 --> 00:52:46,880
Speaker 4: I had an agent on the ground who I trusted

1155
00:52:47,000 --> 00:52:49,360
Speaker 4: could execute for me. And I've never set foot in

1156
00:52:49,360 --> 00:52:51,440
Speaker 4: this property. And you can see the big win that

1157
00:52:51,480 --> 00:52:53,560
Speaker 4: I've gotten from it. So you have to know this

1158
00:52:53,719 --> 00:52:55,640
Speaker 4: game so that you can play at this level. You

1159
00:52:55,680 --> 00:52:57,399
Speaker 4: don't have to be confined by just where you live

1160
00:52:57,560 --> 00:53:00,480
Speaker 4: and where you can drive to you. The whole country

1161
00:53:00,520 --> 00:53:02,640
Speaker 4: is open to you when you know what you were

1162
00:53:02,680 --> 00:53:05,319
Speaker 4: doing in order to find deals. Okay, Now, when we're

1163
00:53:05,360 --> 00:53:07,960
Speaker 4: looking for deals, this is different than buying a single

1164
00:53:07,960 --> 00:53:10,279
Speaker 4: family home, y'all. When you're buying a single family home,

1165
00:53:10,440 --> 00:53:12,560
Speaker 4: we're looking at how much would get approved for? Matt

1166
00:53:12,600 --> 00:53:16,200
Speaker 4: gave me five hundred. How much is the home for eighty?

1167
00:53:16,320 --> 00:53:18,600
Speaker 4: Do we like it? Yes or no? Those are the

1168
00:53:18,600 --> 00:53:20,399
Speaker 4: three factors in buying a single family home. When you're

1169
00:53:20,400 --> 00:53:22,840
Speaker 4: buying a multifamily home, there's twenty three numbers that you

1170
00:53:22,920 --> 00:53:25,440
Speaker 4: have to know to evaluate a multi family home. Okay,

1171
00:53:25,960 --> 00:53:28,040
Speaker 4: if you miss one single number, you can literally step

1172
00:53:28,080 --> 00:53:31,200
Speaker 4: into a bad deal because you didn't verify one single

1173
00:53:32,000 --> 00:53:34,239
Speaker 4: So this is the purchase of past Deal Analyzer. It's

1174
00:53:34,280 --> 00:53:36,239
Speaker 4: a financial model that I developed that I use to

1175
00:53:36,280 --> 00:53:39,080
Speaker 4: evaluate every single deal that I do. I know where

1176
00:53:39,080 --> 00:53:40,520
Speaker 4: to get these twenty three numbers, I know how they

1177
00:53:40,520 --> 00:53:42,640
Speaker 4: actually impact the deal. I plug them in and within

1178
00:53:42,680 --> 00:53:44,480
Speaker 4: ten minutes, I'm able to evaluate a deal and make

1179
00:53:44,520 --> 00:53:47,040
Speaker 4: a decision. Okay. The only thing that beats a cash

1180
00:53:47,080 --> 00:53:50,640
Speaker 4: offer in this market is a fast offer. The only

1181
00:53:50,680 --> 00:53:53,320
Speaker 4: thing that beats a cash offer is a fast offer

1182
00:53:53,440 --> 00:53:55,000
Speaker 4: and see you you have to know how to move

1183
00:53:55,160 --> 00:53:58,000
Speaker 4: more confidently. Right, This is why I'm able to get

1184
00:53:58,040 --> 00:54:01,040
Speaker 4: deals because my offer is in. I'm not indecisive, I'm

1185
00:54:01,080 --> 00:54:04,560
Speaker 4: not hesitating. Okay, So I run the numbers, quickly write.

1186
00:54:04,600 --> 00:54:06,600
Speaker 4: Ten minutes, I text my agent here's the price that

1187
00:54:06,640 --> 00:54:09,480
Speaker 4: I'm willing to pay, and I have my dot loop

1188
00:54:09,560 --> 00:54:12,560
Speaker 4: document sent to me via email. I signed electronically. My

1189
00:54:12,640 --> 00:54:16,520
Speaker 4: offer is in. You over here on Trullian's zelow bookmarking

1190
00:54:16,560 --> 00:54:19,600
Speaker 4: stuff and hard and stuff, and talk about I'm gonna

1191
00:54:19,640 --> 00:54:22,759
Speaker 4: come back to this on the weekend. My offer is

1192
00:54:22,760 --> 00:54:26,120
Speaker 4: in before you left for the corporate plantation the next day.

1193
00:54:26,280 --> 00:54:28,719
Speaker 4: And so when you come back on the weekend. When

1194
00:54:28,719 --> 00:54:30,200
Speaker 4: you come back on the weekend, what are the two

1195
00:54:30,239 --> 00:54:33,920
Speaker 4: words under the listing pending under contract? And you still

1196
00:54:34,040 --> 00:54:36,600
Speaker 4: flipping to the photos talking about looking at this open concept.

1197
00:54:36,640 --> 00:54:39,440
Speaker 4: I really like this house. Stop imagining yourself in my

1198
00:54:39,480 --> 00:54:43,240
Speaker 4: master bedroom. You didn't get the contract, so it's not yours,

1199
00:54:43,239 --> 00:54:46,840
Speaker 4: So stop envisioning yourself in my master bedroom. You weren't

1200
00:54:46,880 --> 00:54:49,360
Speaker 4: moving quick enough, and you want to blame investor, You

1201
00:54:49,800 --> 00:54:52,680
Speaker 4: want to blame everybody else for why you're not getting

1202
00:54:52,680 --> 00:54:54,799
Speaker 4: the deals. How about you looking there and say I

1203
00:54:55,000 --> 00:54:56,799
Speaker 4: didn't know how to play the game and I got

1204
00:54:56,800 --> 00:54:59,200
Speaker 4: beat out by people who did. And so if I

1205
00:54:59,239 --> 00:55:01,439
Speaker 4: want to win in this game, I have to learn

1206
00:55:01,480 --> 00:55:04,360
Speaker 4: how to play the game. Stop blaming external factors for

1207
00:55:04,400 --> 00:55:05,280
Speaker 4: why you're not winning.

1208
00:55:05,480 --> 00:55:09,360
Speaker 7: You have something the same success, love speed, brother, success,

1209
00:55:09,440 --> 00:55:09,960
Speaker 7: love speed.

1210
00:55:10,000 --> 00:55:12,359
Speaker 3: And when you have this formula, this calculator, I can

1211
00:55:12,400 --> 00:55:14,600
Speaker 3: calculate all the numbers for you once you plug them in.

1212
00:55:15,760 --> 00:55:17,960
Speaker 3: Like you said, your offer is in the only thing

1213
00:55:18,000 --> 00:55:21,000
Speaker 3: that be some cash offer is a fast offer offer boom.

1214
00:55:21,040 --> 00:55:23,840
Speaker 4: So that's it, you know, this is that's giving you guys.

1215
00:55:24,120 --> 00:55:27,239
Speaker 4: This is what we're giving you guys. So people also

1216
00:55:27,360 --> 00:55:29,520
Speaker 4: ask Matt and what websites do we go to to

1217
00:55:29,600 --> 00:55:35,280
Speaker 4: find real estate deals? We laughed that question right, because

1218
00:55:35,400 --> 00:55:38,440
Speaker 4: we don't go to truly a Zilo or red fin. Okay,

1219
00:55:38,680 --> 00:55:41,560
Speaker 4: that's where multifamily real estate deals go to die. This

1220
00:55:41,640 --> 00:55:45,320
Speaker 4: is why you see multi family one hundred and fifty days,

1221
00:55:45,400 --> 00:55:48,160
Speaker 4: because that deal went there to die. You look at

1222
00:55:48,200 --> 00:55:51,320
Speaker 4: the research, mass marketing listings regularly commanded thirty percent premium

1223
00:55:51,320 --> 00:55:53,680
Speaker 4: to off market deals. So why would I want to

1224
00:55:53,680 --> 00:55:56,520
Speaker 4: pay thirty percent premium on a piece of real estate

1225
00:55:56,600 --> 00:55:58,840
Speaker 4: that costs three hundred to four hundred thousand dollars. I

1226
00:55:58,880 --> 00:56:00,960
Speaker 4: don't and so SOH what do we mean by off

1227
00:56:01,000 --> 00:56:03,319
Speaker 4: market deals? These are also called pocket deals by real

1228
00:56:03,400 --> 00:56:05,840
Speaker 4: estate agents. These are deals that never hit truly a

1229
00:56:05,920 --> 00:56:08,480
Speaker 4: Zilo or red fin. In fact, my last eight deals,

1230
00:56:08,560 --> 00:56:10,960
Speaker 4: they've never seen one of those websites. I got it

1231
00:56:11,000 --> 00:56:13,920
Speaker 4: through a relationship. How do you have the hookup at

1232
00:56:13,920 --> 00:56:16,600
Speaker 4: the store, at the Nike store at how do you

1233
00:56:16,600 --> 00:56:19,560
Speaker 4: have the hookup? You get the hookup through a relationship,

1234
00:56:19,760 --> 00:56:22,759
Speaker 4: through network. And so my real estate Rollerdecks in New

1235
00:56:22,840 --> 00:56:27,080
Speaker 4: Orleans is about sixty six people, contractors, wholesalers, lenders, right,

1236
00:56:28,040 --> 00:56:30,799
Speaker 4: multiple real estate agents. That's the key. We do not

1237
00:56:30,920 --> 00:56:32,920
Speaker 4: just rely on one real estate agent in a market.

1238
00:56:33,040 --> 00:56:35,240
Speaker 4: While I'm going to limit the one set of eyes

1239
00:56:35,360 --> 00:56:38,680
Speaker 4: never now see many of you are handing over the

1240
00:56:38,680 --> 00:56:40,839
Speaker 4: biggest financial decision of your life to a real estate

1241
00:56:40,880 --> 00:56:42,800
Speaker 4: agent who does not have the wealth that you desire.

1242
00:56:44,080 --> 00:56:46,360
Speaker 4: Many of you are handing over the biggest financial decision

1243
00:56:46,400 --> 00:56:48,000
Speaker 4: of your life to a real estate agent who does

1244
00:56:48,080 --> 00:56:50,279
Speaker 4: not have the wealth that you desire. We don't play

1245
00:56:50,280 --> 00:56:53,000
Speaker 4: that game. We have multiple people looking for deals for us.

1246
00:56:53,000 --> 00:56:55,799
Speaker 4: Why would a contractor send me the deal, because if

1247
00:56:55,800 --> 00:56:57,680
Speaker 4: I get the deal, then guess who's going to work

1248
00:56:57,719 --> 00:57:00,839
Speaker 4: on that home, that contractor. So it's a win win

1249
00:57:00,920 --> 00:57:04,040
Speaker 4: win for everybody. All right, So you have to learn

1250
00:57:04,120 --> 00:57:06,440
Speaker 4: how to find off market deals. You have to know

1251
00:57:06,480 --> 00:57:08,719
Speaker 4: the right people to be relationships with. We have off

1252
00:57:08,719 --> 00:57:14,560
Speaker 4: market deals coming to us being Instagram, Facebook, text, message, email,

1253
00:57:15,000 --> 00:57:17,240
Speaker 4: every single day, we have off market deals coming to us.

1254
00:57:17,280 --> 00:57:18,880
Speaker 4: And this is why we are able to buy properties

1255
00:57:18,920 --> 00:57:21,560
Speaker 4: at a discount. In fact, we don't buy anything at

1256
00:57:21,560 --> 00:57:25,080
Speaker 4: fair market value. Never, we don't buy anything at fair

1257
00:57:25,120 --> 00:57:27,440
Speaker 4: market value. We only get off market deals. And so

1258
00:57:27,720 --> 00:57:31,080
Speaker 4: this is one of my students, Ronique Gabriell se Roniqu congratulations,

1259
00:57:31,120 --> 00:57:32,760
Speaker 4: did you find this deal on Zilo? He said, no,

1260
00:57:32,800 --> 00:57:34,720
Speaker 4: I found it through a real estate financial broker who

1261
00:57:34,840 --> 00:57:37,720
Speaker 4: knew a wholesaler. You see its relationships. He got this

1262
00:57:37,760 --> 00:57:40,320
Speaker 4: property for twenty five thousand dollars. It's putting forty five

1263
00:57:40,360 --> 00:57:42,560
Speaker 4: into it. It's gonna be worth one seventy five. He's

1264
00:57:42,560 --> 00:57:44,880
Speaker 4: literally about to step into one hundred thousands an equity

1265
00:57:45,080 --> 00:57:48,200
Speaker 4: because of an off market deal. Okay, Now, do off

1266
00:57:48,200 --> 00:57:52,480
Speaker 4: marketills take a little bit work, more work? Do building relationships.

1267
00:57:52,640 --> 00:57:55,160
Speaker 4: People take a little bit more work. Yeah, but if

1268
00:57:55,200 --> 00:57:57,200
Speaker 4: it's going to make you one hundred thousand dollars on

1269
00:57:57,280 --> 00:57:59,720
Speaker 4: a deal, then it's actually worth it. And so you

1270
00:57:59,800 --> 00:58:02,320
Speaker 4: have to learn how to build really a relationship. Real

1271
00:58:02,480 --> 00:58:04,280
Speaker 4: estate is a contact sport. You got to be in

1272
00:58:04,280 --> 00:58:09,640
Speaker 4: contact with people and properties. Right, So we are finally there, y'all.

1273
00:58:10,320 --> 00:58:13,480
Speaker 4: You've got your four doors, you got your three doors,

1274
00:58:13,560 --> 00:58:17,760
Speaker 4: you got your duplex. Now you can get your dream home. Okay,

1275
00:58:18,360 --> 00:58:20,440
Speaker 4: now you can get your dream home. Now is it

1276
00:58:20,480 --> 00:58:21,600
Speaker 4: going to look like this? I don't know if it's

1277
00:58:21,600 --> 00:58:23,800
Speaker 4: going to look like this, right, but now you can

1278
00:58:23,880 --> 00:58:27,000
Speaker 4: get your dream home. And this is the power of

1279
00:58:27,040 --> 00:58:29,560
Speaker 4: the plan that we're teaching you because this dream home

1280
00:58:29,600 --> 00:58:31,720
Speaker 4: when bought right, if you bought the other deals right,

1281
00:58:31,920 --> 00:58:35,720
Speaker 4: then they should actually pay for this dream home and themselves. Okay,

1282
00:58:35,880 --> 00:58:37,840
Speaker 4: So again we do not rely on a real estate agent.

1283
00:58:37,920 --> 00:58:39,960
Speaker 4: Real estate agents are not enough. You need a real

1284
00:58:40,080 --> 00:58:42,920
Speaker 4: estate advisor to guide you through this process. Most real

1285
00:58:43,000 --> 00:58:45,280
Speaker 4: estate agents are their business of selling single family homes

1286
00:58:45,280 --> 00:58:48,080
Speaker 4: to American dreamers. Okay, they don't understand how to do

1287
00:58:48,200 --> 00:58:50,800
Speaker 4: multi family real estate deals. You have to understand the

1288
00:58:50,800 --> 00:58:54,600
Speaker 4: difference between a real estate deal and a real estate listing. Okay,

1289
00:58:55,360 --> 00:58:58,440
Speaker 4: real estate agents will send you real estate listings. They say,

1290
00:58:58,560 --> 00:58:59,960
Speaker 4: this is a real estate deal. How do you know

1291
00:59:00,040 --> 00:59:02,160
Speaker 4: what's the deal? Most real estate agents do not know

1292
00:59:02,200 --> 00:59:04,320
Speaker 4: how to calculate on cash return, which is the most

1293
00:59:04,320 --> 00:59:06,560
Speaker 4: important number when it comes to multicamily real estate investment.

1294
00:59:06,600 --> 00:59:08,840
Speaker 4: You want to know why because cash on cash return

1295
00:59:08,920 --> 00:59:11,960
Speaker 4: is not on the real estate exam. Okay, cash on

1296
00:59:12,000 --> 00:59:14,440
Speaker 4: cash return, the most important number in real estate investment

1297
00:59:14,680 --> 00:59:19,200
Speaker 4: is not on the real estate exam. Okay. So your

1298
00:59:19,200 --> 00:59:21,760
Speaker 4: first probable goal as big as possible. Interest rates are

1299
00:59:21,760 --> 00:59:24,520
Speaker 4: extremely low right now, historically all time low. You be

1300
00:59:24,600 --> 00:59:27,200
Speaker 4: able to borrow money at three percent. Okay, this is

1301
00:59:27,240 --> 00:59:29,840
Speaker 4: the most leverage you're ever going to get. And you

1302
00:59:29,920 --> 00:59:33,040
Speaker 4: get you get rid of your rent payment forever. Then

1303
00:59:33,080 --> 00:59:35,680
Speaker 4: you use FAHA or H two O three K loan

1304
00:59:35,840 --> 00:59:39,200
Speaker 4: and you use one of the five FAHA rules, you

1305
00:59:39,280 --> 00:59:42,280
Speaker 4: force appreciation, and you still live for free in the triplex.

1306
00:59:42,560 --> 00:59:44,120
Speaker 4: Then you find a deal in a small or less

1307
00:59:44,120 --> 00:59:46,960
Speaker 4: expensive market where twenty five percent down may make sense,

1308
00:59:47,200 --> 00:59:49,320
Speaker 4: and you look off market, and then you get your

1309
00:59:49,320 --> 00:59:52,120
Speaker 4: single family home for free using the cash low from

1310
00:59:52,280 --> 00:59:55,440
Speaker 4: your rentals. All right now, there are nine ways you

1311
00:59:55,520 --> 01:00:00,400
Speaker 4: keep scaling your portfolio, ok to self directed IRA SSH out,

1312
01:00:00,400 --> 01:00:04,360
Speaker 4: refinances on existing equity, asset based lending, the BURD strategy,

1313
01:00:04,640 --> 01:00:07,920
Speaker 4: seller financing, joint ventures and partnerships with family and friends,

1314
01:00:08,080 --> 01:00:14,919
Speaker 4: REGCF crowdfunding, reg D crowdfunding, reg D and reg A crowdfunding.

1315
01:00:15,200 --> 01:00:19,360
Speaker 4: So these are your options to continue to scale beyond

1316
01:00:20,200 --> 01:00:23,000
Speaker 4: just the four doors. But we are four properties, but

1317
01:00:23,080 --> 01:00:25,840
Speaker 4: ultimately we are laying out the blueprint for you to

1318
01:00:25,880 --> 01:00:28,640
Speaker 4: close on four properties over the next four years and

1319
01:00:28,680 --> 01:00:31,479
Speaker 4: acquire ten doors. So listen, if you would have played

1320
01:00:31,480 --> 01:00:33,760
Speaker 4: the long term game a long time ago, you would

1321
01:00:33,760 --> 01:00:36,880
Speaker 4: be a lot further along today. Okay, so stop chasing

1322
01:00:36,880 --> 01:00:39,880
Speaker 4: get rich quick schemes. Multi family real estate is a

1323
01:00:40,000 --> 01:00:43,520
Speaker 4: get rich guaranteed system over time, and we want to

1324
01:00:43,520 --> 01:00:46,120
Speaker 4: be able to guide you through that process, all right.

1325
01:00:46,480 --> 01:00:48,840
Speaker 4: So by what we want to do is we want

1326
01:00:48,880 --> 01:00:50,800
Speaker 4: to invite you to be part of a program that

1327
01:00:50,840 --> 01:00:55,000
Speaker 4: we created called the four three two one strategy, right

1328
01:00:55,240 --> 01:00:57,439
Speaker 4: and by the end of this program, you'll be able

1329
01:00:57,480 --> 01:01:00,920
Speaker 4: to finance, find and finalize multi real estate deals and

1330
01:01:00,960 --> 01:01:03,439
Speaker 4: literally start living for free. In fact, you should start

1331
01:01:03,480 --> 01:01:05,960
Speaker 4: living for free with that purchase. And then by the

1332
01:01:05,960 --> 01:01:08,160
Speaker 4: time you get to that tenth door, you should be

1333
01:01:08,440 --> 01:01:12,160
Speaker 4: very close to achieving full financial freedom. And as I

1334
01:01:12,160 --> 01:01:14,920
Speaker 4: said shared before, Matt and I have been able to

1335
01:01:14,960 --> 01:01:17,840
Speaker 4: help other people do this all over the country. We

1336
01:01:17,920 --> 01:01:22,240
Speaker 4: got Novacaine in South Carolina. We got Natalie in Connecticut.

1337
01:01:22,360 --> 01:01:25,720
Speaker 4: We got Gentists in Brooklyn, New York and Cypress Hills.

1338
01:01:25,840 --> 01:01:30,200
Speaker 4: We got Daffy and Georgia. We got Brenet who close

1339
01:01:30,240 --> 01:01:33,479
Speaker 4: in Orlando, Florida. We have a Fia who closed and

1340
01:01:33,520 --> 01:01:36,640
Speaker 4: I think she also did Connecticut. We got Linda who

1341
01:01:36,680 --> 01:01:40,280
Speaker 4: closed in Newark, New Jersey. Right. And so these are

1342
01:01:40,280 --> 01:01:42,360
Speaker 4: some of the people who we've helped, And right now

1343
01:01:42,360 --> 01:01:44,760
Speaker 4: we're looking for just one hundred more people to go

1344
01:01:44,840 --> 01:01:47,200
Speaker 4: through us on this journey in twenty twenty two to

1345
01:01:47,240 --> 01:01:50,080
Speaker 4: actually close on their first or second right. If you

1346
01:01:50,080 --> 01:01:52,120
Speaker 4: already have one, okay, we want to help you get

1347
01:01:52,120 --> 01:01:54,440
Speaker 4: to that next one without a huge downment, right, and

1348
01:01:54,440 --> 01:01:57,040
Speaker 4: we want to guide you that process. And so there

1349
01:01:57,040 --> 01:01:59,520
Speaker 4: are a couple of hurdles that people deal with when

1350
01:01:59,640 --> 01:02:02,160
Speaker 4: trying to build their portfolio. The first is the money,

1351
01:02:02,200 --> 01:02:04,360
Speaker 4: how can I afford it right? The market how do

1352
01:02:04,440 --> 01:02:06,720
Speaker 4: I buy right? And then the mindset, how do I scale,

1353
01:02:06,880 --> 01:02:09,600
Speaker 4: and so we created a way to overcome every one

1354
01:02:09,640 --> 01:02:12,320
Speaker 4: of those obstacles. How to finance the deal? Okay, how

1355
01:02:12,360 --> 01:02:13,800
Speaker 4: to find So I'm gonna start off with how to

1356
01:02:13,800 --> 01:02:17,480
Speaker 4: finance the deal. So mask gonna talk a little bit

1357
01:02:17,520 --> 01:02:20,560
Speaker 4: more about home Buyer's Blueprint of volume WANT, which is

1358
01:02:20,600 --> 01:02:22,160
Speaker 4: going to be how to finance the deal?

1359
01:02:22,480 --> 01:02:23,320
Speaker 2: Matt, you look.

1360
01:02:23,520 --> 01:02:26,440
Speaker 3: So the home Buyers Blueprint Volume one is what I

1361
01:02:26,600 --> 01:02:29,440
Speaker 3: like to call the encyclopedia for home buying right, and

1362
01:02:29,560 --> 01:02:32,919
Speaker 3: this I'm teaching everything A two Z of the home

1363
01:02:32,920 --> 01:02:36,000
Speaker 3: buying process, right, how to get your LENDI file prepared,

1364
01:02:37,040 --> 01:02:41,000
Speaker 3: to interviewing loan officers, to interviewing.

1365
01:02:40,600 --> 01:02:42,960
Speaker 2: Banks, you know, the pre approval process.

1366
01:02:43,040 --> 01:02:47,000
Speaker 3: I'm breaking down the three most popular owns that's out there, faha,

1367
01:02:47,160 --> 01:02:48,280
Speaker 3: va conventional.

1368
01:02:48,640 --> 01:02:50,000
Speaker 2: I have an interview with a realtor.

1369
01:02:50,040 --> 01:02:53,440
Speaker 3: We're talking about the home buying when you're out there

1370
01:02:53,480 --> 01:02:55,800
Speaker 3: with realta, how to make the best offers, things of

1371
01:02:55,840 --> 01:02:59,200
Speaker 3: that nature. We have an interview with a home inspector

1372
01:02:59,600 --> 01:03:02,880
Speaker 3: and any who's talking about the purchase contract. We're also

1373
01:03:02,880 --> 01:03:06,120
Speaker 3: talking about the title report, investing your title, which is

1374
01:03:06,160 --> 01:03:08,760
Speaker 3: extremely important, especially for those of you who are buying

1375
01:03:08,760 --> 01:03:12,240
Speaker 3: as couples and things of that nature. So all with partners,

1376
01:03:12,520 --> 01:03:15,080
Speaker 3: you know, that's very important. So we go and we

1377
01:03:15,200 --> 01:03:18,680
Speaker 3: also we go through the underwriting process, loan commitments, how

1378
01:03:18,720 --> 01:03:21,600
Speaker 3: to find the best interest rates should you pay points,

1379
01:03:21,920 --> 01:03:24,520
Speaker 3: I mean the whole nine yards, the underwriting process, the

1380
01:03:24,560 --> 01:03:27,920
Speaker 3: loan commitment I break down, closing courts, the loan estimate,

1381
01:03:27,960 --> 01:03:30,200
Speaker 3: what websites you should be watching for interest rates to

1382
01:03:30,200 --> 01:03:34,280
Speaker 3: get market data. We also have an asset protection segment

1383
01:03:34,360 --> 01:03:37,600
Speaker 3: where we speak into a CPA life insurance agent and

1384
01:03:37,600 --> 01:03:40,480
Speaker 3: a state planning attorney on how to protect your assets

1385
01:03:40,560 --> 01:03:42,880
Speaker 3: as you continue to scale your business. So the home

1386
01:03:42,880 --> 01:03:46,400
Speaker 3: Buyers Blueprint Value one is a total of fifteen hours

1387
01:03:46,720 --> 01:03:50,960
Speaker 3: of pre recorded content. Plus we have two calls a

1388
01:03:51,040 --> 01:03:54,480
Speaker 3: month live with me. We call it our break bread sessions,

1389
01:03:54,640 --> 01:03:57,760
Speaker 3: where I'm sitting here with all of our community answering

1390
01:03:57,880 --> 01:04:00,400
Speaker 3: questions for two to three hours every time we get

1391
01:04:00,440 --> 01:04:02,040
Speaker 3: on a call. Right, So not only you get the

1392
01:04:02,080 --> 01:04:05,960
Speaker 3: fifteen hours, but you also still get two calls a

1393
01:04:06,000 --> 01:04:08,640
Speaker 3: month with me in the rest of the community and

1394
01:04:08,680 --> 01:04:10,760
Speaker 3: we're just talking real estate for two to three hours.

1395
01:04:10,760 --> 01:04:10,960
Speaker 2: Man.

1396
01:04:11,000 --> 01:04:15,080
Speaker 3: So the homebuys Blueprint Volume one right now is thousand dollars,

1397
01:04:15,600 --> 01:04:17,280
Speaker 3: but we're going to put it together as part of

1398
01:04:17,280 --> 01:04:18,000
Speaker 3: a package.

1399
01:04:18,640 --> 01:04:24,960
Speaker 4: Yeah. So look, this is the key, y'all look Sindrika,

1400
01:04:25,120 --> 01:04:26,800
Speaker 4: She said. A couple of lenders tried the ok DOL

1401
01:04:26,800 --> 01:04:29,240
Speaker 4: company specifically with leaving our prepaid costs off for more

1402
01:04:29,240 --> 01:04:31,520
Speaker 4: money and lower rate, but double all other fees.

1403
01:04:31,840 --> 01:04:32,040
Speaker 2: Right.

1404
01:04:32,120 --> 01:04:34,200
Speaker 4: Then, there's predatory lenders that are still out there. You

1405
01:04:34,240 --> 01:04:35,800
Speaker 4: think it was just two thousand and seven, two thousand

1406
01:04:35,800 --> 01:04:38,080
Speaker 4: and eight, two thousand and nine. No, there are literally

1407
01:04:38,360 --> 01:04:40,200
Speaker 4: still predatory lenders out there. If you don't know what

1408
01:04:40,200 --> 01:04:42,560
Speaker 4: you're doing, you're gonna get in bed predatory lender and

1409
01:04:42,600 --> 01:04:46,520
Speaker 4: be locked in for thirty years ride. Yeah, so Matt

1410
01:04:46,680 --> 01:04:49,240
Speaker 4: has Matt has financed many of our students in the

1411
01:04:49,240 --> 01:04:51,120
Speaker 4: state that he states that he finances in, and then

1412
01:04:51,120 --> 01:04:53,440
Speaker 4: we have partners in all the other states to make

1413
01:04:53,480 --> 01:04:54,920
Speaker 4: sure that you are going to get the best terms

1414
01:04:54,960 --> 01:04:57,000
Speaker 4: of rates. You won't have to guess if this lender

1415
01:04:57,000 --> 01:04:58,600
Speaker 4: is trying to get over on you. You will know

1416
01:04:58,640 --> 01:05:01,360
Speaker 4: that these lenders been vetted by us right and are

1417
01:05:01,400 --> 01:05:03,960
Speaker 4: actually going to give you the best terms right now.

1418
01:05:04,600 --> 01:05:06,720
Speaker 4: How to find the deal is the next thing, and

1419
01:05:06,760 --> 01:05:09,640
Speaker 4: that's where the Multifamily Master plan comes in. This is

1420
01:05:09,680 --> 01:05:10,960
Speaker 4: where I'm going to show you how to use the

1421
01:05:11,000 --> 01:05:13,720
Speaker 4: twenty three numbers to analyze real estate deals anywhere and

1422
01:05:13,760 --> 01:05:15,400
Speaker 4: make sure that you buy right. I'm gonna show you

1423
01:05:15,400 --> 01:05:17,720
Speaker 4: how to build your real estate rolodex of agents, lenders

1424
01:05:17,720 --> 01:05:20,080
Speaker 4: and contracts to find those off market deals. I'm gonna

1425
01:05:20,080 --> 01:05:22,240
Speaker 4: show you how to identify the thirty three signs of

1426
01:05:22,360 --> 01:05:26,000
Speaker 4: education so that your homes have the maximum appreciation potential.

1427
01:05:26,320 --> 01:05:28,800
Speaker 4: So real quick, when you look at the modules in

1428
01:05:28,840 --> 01:05:30,880
Speaker 4: the multi family master plan, you're gonna learn how to

1429
01:05:30,880 --> 01:05:33,760
Speaker 4: finance the deal, find it, finalize it, fix it, and

1430
01:05:33,840 --> 01:05:36,600
Speaker 4: fill it. So this goes beyond just you getting the keys.

1431
01:05:36,720 --> 01:05:38,200
Speaker 4: I want to make sure that you make that ad

1432
01:05:38,320 --> 01:05:41,200
Speaker 4: operate at the highest level possible. So if you're actually

1433
01:05:41,240 --> 01:05:44,360
Speaker 4: ready to join the four three two one strategy program,

1434
01:05:44,360 --> 01:05:46,680
Speaker 4: you can go to get four three two one dot com.

1435
01:05:46,800 --> 01:05:49,240
Speaker 4: That's get four three two one dot com if you uh,

1436
01:05:49,480 --> 01:05:51,479
Speaker 4: if somebody can type that in the chat for us,

1437
01:05:51,640 --> 01:05:56,320
Speaker 4: that's get forty two one dot com. Now, Matt and nine,

1438
01:05:56,840 --> 01:05:59,560
Speaker 4: we are not in the business of selling information, Okay.

1439
01:05:59,760 --> 01:06:03,120
Speaker 4: This information is scattered all over the internet, blog, pos, podcasts,

1440
01:06:03,120 --> 01:06:05,840
Speaker 4: et cetera. Some of the people are personal development junkies

1441
01:06:05,840 --> 01:06:08,520
Speaker 4: and all they have is information and no execution. So

1442
01:06:08,600 --> 01:06:10,840
Speaker 4: the reason he's doing two calls a month and the

1443
01:06:10,840 --> 01:06:13,480
Speaker 4: reason I do four calls a month, that's six calls

1444
01:06:13,520 --> 01:06:17,919
Speaker 4: accountability calls, not just calls, right, accountability calls every single month,

1445
01:06:18,040 --> 01:06:20,600
Speaker 4: so that you were on track. Okay. And so the

1446
01:06:20,600 --> 01:06:23,480
Speaker 4: way the multi family Matter plan is set up is

1447
01:06:23,760 --> 01:06:25,560
Speaker 4: every week you're gonna have a brand new challenge to

1448
01:06:25,640 --> 01:06:28,040
Speaker 4: move on, a brand new challenge. So we have our

1449
01:06:28,040 --> 01:06:31,040
Speaker 4: financial house cleaning challenge, then you have your lender shopping challenge.

1450
01:06:31,120 --> 01:06:32,880
Speaker 4: Then you have your pre approval challenge, your real estate

1451
01:06:32,920 --> 01:06:36,280
Speaker 4: agent Challenge, your new Neighborhood, your Neighborhood Knowledge Challenge number one,

1452
01:06:36,400 --> 01:06:38,960
Speaker 4: your Dala Day Challenge. Then you have your real estate

1453
01:06:39,000 --> 01:06:41,360
Speaker 4: team building challenge, and then you do the new neighborhood

1454
01:06:41,400 --> 01:06:43,280
Speaker 4: challenge and the Dala Day Challenge over and over and

1455
01:06:43,320 --> 01:06:47,480
Speaker 4: over again until you close on your property. Okay. And

1456
01:06:47,560 --> 01:06:50,040
Speaker 4: so you're gonna have to literally get up from your

1457
01:06:50,040 --> 01:06:53,840
Speaker 4: computer and actually go do something, okay, and go interact

1458
01:06:53,920 --> 01:06:56,640
Speaker 4: with the world. This is not some sit behind the computer.

1459
01:06:56,640 --> 01:06:58,280
Speaker 4: You do not find off market deals. You're sitting at

1460
01:06:58,280 --> 01:07:00,440
Speaker 4: your computer watching Matt and I on videos. That is

1461
01:07:00,480 --> 01:07:03,320
Speaker 4: not how you find it. You learn right from us

1462
01:07:03,400 --> 01:07:05,800
Speaker 4: and then you actually go execute. And this is how

1463
01:07:05,800 --> 01:07:08,800
Speaker 4: we designed our programs. How many you have a book

1464
01:07:08,880 --> 01:07:10,720
Speaker 4: on your bookshelf that you intended to read to change

1465
01:07:10,720 --> 01:07:16,160
Speaker 4: your life, but you haven't even cracked it open. How

1466
01:07:16,160 --> 01:07:18,280
Speaker 4: many you had a body goal you wanted to lose

1467
01:07:18,280 --> 01:07:20,480
Speaker 4: your gut last twelve months ago? You wanted to lose

1468
01:07:20,520 --> 01:07:22,040
Speaker 4: your gut, but you still got your gut.

1469
01:07:22,880 --> 01:07:26,040
Speaker 2: Okay, damn, I think category.

1470
01:07:28,160 --> 01:07:30,040
Speaker 4: You ain't got a lot of kick it. But peep

1471
01:07:30,120 --> 01:07:34,720
Speaker 4: gang listen. There's all kinds of free healthy recipes on Google,

1472
01:07:34,920 --> 01:07:37,800
Speaker 4: and there's all kinds of free workouts on YouTube. So

1473
01:07:37,840 --> 01:07:40,240
Speaker 4: do you realize it's not just information that gets you

1474
01:07:40,240 --> 01:07:43,720
Speaker 4: to the transformation. It is the structure and the accountability

1475
01:07:43,760 --> 01:07:46,120
Speaker 4: that make sure that you implement the information. And that's

1476
01:07:46,120 --> 01:07:48,640
Speaker 4: what makes the four three two one strategy program different

1477
01:07:49,000 --> 01:07:52,160
Speaker 4: is that you're getting two hours. You're getting Matt sessions

1478
01:07:52,320 --> 01:07:54,360
Speaker 4: or anywhere from ninety minutes to two hours, So you're

1479
01:07:54,400 --> 01:07:56,920
Speaker 4: getting two sessions with him a month plus four session

1480
01:07:57,000 --> 01:07:58,680
Speaker 4: with me. If you were to pay for us one

1481
01:07:58,720 --> 01:08:01,760
Speaker 4: on one coaching, that will literally put you in the

1482
01:08:01,800 --> 01:08:08,680
Speaker 4: five thousands plus right a month, easy, okay, and we

1483
01:08:08,760 --> 01:08:12,000
Speaker 4: have something that costs a fraction of that right in

1484
01:08:12,080 --> 01:08:14,120
Speaker 4: order to connect with us. So let me just show

1485
01:08:14,120 --> 01:08:15,800
Speaker 4: you the back end of the multi family master Plan.

1486
01:08:15,920 --> 01:08:18,320
Speaker 4: This is the program on the back end. Every this

1487
01:08:18,400 --> 01:08:20,720
Speaker 4: is this is a streamline. Okay, there's no fat in

1488
01:08:20,760 --> 01:08:23,200
Speaker 4: this program. Every single module in here is either gonna

1489
01:08:23,200 --> 01:08:25,719
Speaker 4: make you money or save you money. Okay, it's gonna

1490
01:08:25,840 --> 01:08:27,800
Speaker 4: make you money or save you money. So every week,

1491
01:08:27,840 --> 01:08:30,479
Speaker 4: you're gonna get your mindset modules first be transformed by

1492
01:08:30,479 --> 01:08:32,679
Speaker 4: the reviewing of your mind Then you're gonna get your

1493
01:08:32,960 --> 01:08:36,719
Speaker 4: movement modules where this is where you actually go take action. Okay.

1494
01:08:37,400 --> 01:08:39,640
Speaker 4: So this is the layout of the program. We have

1495
01:08:39,680 --> 01:08:42,439
Speaker 4: our week dealing calls where you'll get to be coached

1496
01:08:42,439 --> 01:08:45,240
Speaker 4: by me. On those calls, you have to publicly state

1497
01:08:45,320 --> 01:08:48,160
Speaker 4: to the family right what you did in the past

1498
01:08:48,320 --> 01:08:50,160
Speaker 4: seven days to move forward on your goals. It's not

1499
01:08:50,200 --> 01:08:51,680
Speaker 4: the kind of program where you can just hide in

1500
01:08:51,680 --> 01:08:53,559
Speaker 4: the back and nobody knows, you know. We call it

1501
01:08:53,600 --> 01:08:56,000
Speaker 4: positive peer pressure. Right again, this is why we have

1502
01:08:56,080 --> 01:08:58,599
Speaker 4: so many results. It's because of structuring and accountability. You're

1503
01:08:58,640 --> 01:09:00,760
Speaker 4: not paying us for the information, you're paying us for

1504
01:09:00,760 --> 01:09:02,519
Speaker 4: the structure and the accountability to make sure that you

1505
01:09:02,560 --> 01:09:05,120
Speaker 4: succeed because Matt and I don't fulfill our purpose of

1506
01:09:05,160 --> 01:09:07,720
Speaker 4: three hundred if we just have three thousand students with

1507
01:09:07,800 --> 01:09:10,439
Speaker 4: no closures. Right the reason we have two hundred and

1508
01:09:10,439 --> 01:09:13,120
Speaker 4: thirty seven closures is because of this structure and accountability.

1509
01:09:13,320 --> 01:09:14,920
Speaker 4: I'm going to stay it to you like this, y'all.

1510
01:09:15,280 --> 01:09:18,400
Speaker 4: There is no other pair of people who have helped

1511
01:09:18,400 --> 01:09:21,840
Speaker 4: more people close on multifamily homes specifically than Matt and

1512
01:09:21,880 --> 01:09:24,400
Speaker 4: I in the country right now. If you know of them,

1513
01:09:24,520 --> 01:09:28,480
Speaker 4: please let us know. We are the number one conductors

1514
01:09:28,520 --> 01:09:31,120
Speaker 4: on the above ground roil road, yes, the above ground

1515
01:09:31,160 --> 01:09:33,080
Speaker 4: row road, which is multi family real estate. If you

1516
01:09:33,120 --> 01:09:34,960
Speaker 4: know of somebody who has helped more people close on

1517
01:09:35,040 --> 01:09:37,559
Speaker 4: multi family homes than Matt and I, let us know

1518
01:09:37,960 --> 01:09:40,920
Speaker 4: to this. At this current moment, we are not aware

1519
01:09:40,960 --> 01:09:44,680
Speaker 4: of anybody, and so we actually are the shortcut. You

1520
01:09:44,680 --> 01:09:47,680
Speaker 4: think fifteen hours a curriculum with Matt is a lot, Oh,

1521
01:09:47,720 --> 01:09:50,040
Speaker 4: I don't have that much time. We are the shortcuts.

1522
01:09:50,080 --> 01:09:51,960
Speaker 4: So what's your alternative to go out of the loan

1523
01:09:52,000 --> 01:09:54,360
Speaker 4: and make mistakes? We don't want that for you. We

1524
01:09:54,400 --> 01:09:56,360
Speaker 4: know that if you buy this first carperty right, it

1525
01:09:56,360 --> 01:09:58,160
Speaker 4: actually will set you up. You'll be able to do

1526
01:09:58,160 --> 01:09:59,400
Speaker 4: it a second time in the third and so we

1527
01:09:59,439 --> 01:10:01,280
Speaker 4: want to make sure the you do it right, okay,

1528
01:10:01,479 --> 01:10:04,080
Speaker 4: And so you're gonna get the purchase a pass deal

1529
01:10:04,080 --> 01:10:05,960
Speaker 4: analyzed or I saw some of you asking for this

1530
01:10:06,040 --> 01:10:07,960
Speaker 4: and chat earlier on. We don't just give stuff like

1531
01:10:08,000 --> 01:10:11,120
Speaker 4: this away for free. This is invaluable right again. The

1532
01:10:11,160 --> 01:10:13,679
Speaker 4: only thing that beats to cash or fast offer. Cash

1533
01:10:13,720 --> 01:10:16,000
Speaker 4: offer is a fast offer. And so this is where

1534
01:10:16,000 --> 01:10:17,960
Speaker 4: we'll teach you what these twenty three numbers are so

1535
01:10:18,000 --> 01:10:21,479
Speaker 4: that you know how to evaluate a deal. Down here

1536
01:10:21,520 --> 01:10:23,760
Speaker 4: in the lower right, the financial model will tell you

1537
01:10:23,800 --> 01:10:25,760
Speaker 4: whether the purchase a pass from the deal. We don't

1538
01:10:25,760 --> 01:10:28,120
Speaker 4: make emotional decisions when it comes to real estate. They

1539
01:10:28,120 --> 01:10:31,679
Speaker 4: are purely economic. Okay. You also get the Multi family

1540
01:10:31,680 --> 01:10:35,000
Speaker 4: Movement real Estate investor workbooks right here. This is the

1541
01:10:35,040 --> 01:10:37,280
Speaker 4: workbook that has all of my mental models and all

1542
01:10:37,320 --> 01:10:39,679
Speaker 4: the tools that you need to go through the worst. Okay,

1543
01:10:39,960 --> 01:10:42,080
Speaker 4: all of it is in here for you. For instance,

1544
01:10:42,080 --> 01:10:44,960
Speaker 4: we have this page on the hidden value and hidden costs.

1545
01:10:45,000 --> 01:10:47,080
Speaker 4: You take this into an open house with you and

1546
01:10:47,120 --> 01:10:49,439
Speaker 4: you check these boxes. Hidden value, I see it here,

1547
01:10:49,439 --> 01:10:51,200
Speaker 4: I see it here, hidden costs, I see it here,

1548
01:10:51,240 --> 01:10:53,639
Speaker 4: I see it here. You literally keep this in your purse,

1549
01:10:53,680 --> 01:10:56,240
Speaker 4: your car, your briefcase with you, and this will guide

1550
01:10:56,240 --> 01:10:58,280
Speaker 4: you all the way to the fin line.

1551
01:10:58,479 --> 01:10:58,679
Speaker 2: Right.

1552
01:10:59,040 --> 01:11:01,840
Speaker 4: So then the fine don't hurdle to get over is

1553
01:11:01,840 --> 01:11:03,720
Speaker 4: how do I scale? And this is where Matt is

1554
01:11:03,760 --> 01:11:06,760
Speaker 4: going to show you how to explore different types of

1555
01:11:06,800 --> 01:11:09,600
Speaker 4: financing options beyond FHA. And so Matt, you want to

1556
01:11:09,600 --> 01:11:11,400
Speaker 4: break down the Homeboy blueprint volume two?

1557
01:11:11,800 --> 01:11:14,800
Speaker 3: Yeah, So with volume two, now is when you go

1558
01:11:14,840 --> 01:11:18,800
Speaker 3: into that next level. So and I strategically left out

1559
01:11:18,880 --> 01:11:22,360
Speaker 3: rehab loans out of volume one because we have loans.

1560
01:11:22,439 --> 01:11:25,559
Speaker 3: It's a whole different animal buy stuff. Right, So if

1561
01:11:25,600 --> 01:11:29,040
Speaker 3: you really want to start thinking like the investor, most

1562
01:11:29,080 --> 01:11:31,439
Speaker 3: investors are not going to buy for the majority, and

1563
01:11:31,439 --> 01:11:34,599
Speaker 3: they're not going to buy turkey properties. Most of them

1564
01:11:34,640 --> 01:11:38,000
Speaker 3: want to buy homes that are distressed, the worst one

1565
01:11:38,040 --> 01:11:40,280
Speaker 3: of block. You hit a saying by the onliest house

1566
01:11:40,320 --> 01:11:42,120
Speaker 3: in the best neighborhood. Right, And this is what the

1567
01:11:42,160 --> 01:11:44,920
Speaker 3: Homeboys Volume two is going to teach you, Right, It's

1568
01:11:44,960 --> 01:11:48,479
Speaker 3: how to use FAHA two or three k Fanny made

1569
01:11:48,479 --> 01:11:51,120
Speaker 3: home style rehab loans. We talked about hard money and

1570
01:11:51,160 --> 01:11:55,000
Speaker 3: construction loans all in the Home Buys Blueprint Volume two.

1571
01:11:55,600 --> 01:11:58,479
Speaker 3: It also comes with the twice a month call. So

1572
01:11:59,040 --> 01:12:02,559
Speaker 3: the whole entire Home Buyas Blueprint community, whether you've got

1573
01:12:02,640 --> 01:12:06,599
Speaker 3: Volume one or Volume two, are part of these monthly

1574
01:12:07,240 --> 01:12:10,040
Speaker 3: twice a month calls that I have, and we're breaking

1575
01:12:10,080 --> 01:12:12,639
Speaker 3: down all the rehab loans on the calls as well.

1576
01:12:12,920 --> 01:12:15,720
Speaker 3: And what I love about these live calls, like you said,

1577
01:12:15,760 --> 01:12:18,920
Speaker 3: the Accountabilities Union, there's so many people that try to

1578
01:12:20,040 --> 01:12:22,320
Speaker 3: find a lender to do a rehab loan and that

1579
01:12:22,400 --> 01:12:25,960
Speaker 3: loan officer has no clue about rehab loans, and it's

1580
01:12:25,960 --> 01:12:28,639
Speaker 3: an absolute nightmare. Even the realtor for the most part,

1581
01:12:28,720 --> 01:12:31,640
Speaker 3: don't really know about rehab loans, right, And this is

1582
01:12:31,640 --> 01:12:34,640
Speaker 3: why I put together Volume two. And Volume two is

1583
01:12:34,680 --> 01:12:37,400
Speaker 3: about almost five and a half hours of content, so

1584
01:12:37,439 --> 01:12:40,160
Speaker 3: it's not the pre recorded content is not as long

1585
01:12:40,520 --> 01:12:44,080
Speaker 3: as Volume one because Volume two is straight to the point, right.

1586
01:12:44,080 --> 01:12:46,320
Speaker 3: So if you don't take Volume one and you don't

1587
01:12:46,320 --> 01:12:49,679
Speaker 3: have a clear understanding of the process, then you should

1588
01:12:49,720 --> 01:12:51,720
Speaker 3: not take Volume two or go to Volume two yet

1589
01:12:51,760 --> 01:12:53,400
Speaker 3: because it's a little bit more advanced.

1590
01:12:53,600 --> 01:12:53,800
Speaker 2: Right.

1591
01:12:54,120 --> 01:12:56,600
Speaker 3: So in that one, we have an interview with a contractor,

1592
01:12:57,080 --> 01:12:59,639
Speaker 3: we have an interview with a HUT consultant as well,

1593
01:13:00,160 --> 01:13:03,439
Speaker 3: along with a realtor as well who specializes in two

1594
01:13:03,479 --> 01:13:05,519
Speaker 3: or three K long So we're teaching you how to

1595
01:13:05,560 --> 01:13:08,680
Speaker 3: interview the right realtors, how to hire the right contractors,

1596
01:13:08,680 --> 01:13:11,720
Speaker 3: how to write hire the right HUD consultants. I mean,

1597
01:13:11,840 --> 01:13:15,120
Speaker 3: all of this all in the Blueprint Volume two, and

1598
01:13:15,160 --> 01:13:18,080
Speaker 3: it will be included in the package that we're offering

1599
01:13:18,120 --> 01:13:20,040
Speaker 3: you guys today. So not only are you getting, like

1600
01:13:20,120 --> 01:13:23,519
Speaker 3: Julian said, six calls a month, the Homebys Blueprint Volume one,

1601
01:13:23,520 --> 01:13:26,160
Speaker 3: which is fifteen hours, then you got the Homebys Blueprint

1602
01:13:26,200 --> 01:13:28,799
Speaker 3: Volume two, which is another five hours, or the twenty

1603
01:13:28,800 --> 01:13:32,840
Speaker 3: hours of pre recorded content the Multi Flow Family master

1604
01:13:32,880 --> 01:13:35,840
Speaker 3: Plan looks like a good ten to twenty hours of

1605
01:13:35,920 --> 01:13:38,200
Speaker 3: pre recorded content as well. So you probably got to

1606
01:13:38,240 --> 01:13:42,480
Speaker 3: combine thirty to forty hours of pre recorded content plus

1607
01:13:43,040 --> 01:13:46,160
Speaker 3: those six calls every single month within this package. That's

1608
01:13:46,200 --> 01:13:49,479
Speaker 3: going to give you that accountability, right and that structure

1609
01:13:49,520 --> 01:13:51,720
Speaker 3: that you guys need to take your career and take

1610
01:13:51,760 --> 01:13:53,920
Speaker 3: your wealth to that next level.

1611
01:13:54,240 --> 01:13:54,479
Speaker 2: Listening.

1612
01:13:54,600 --> 01:13:57,599
Speaker 4: Yeah, and don't be overwhelmed by those Every module might

1613
01:13:57,640 --> 01:13:59,680
Speaker 4: not be relevant to you. So what we remmated is

1614
01:13:59,680 --> 01:14:02,559
Speaker 4: thirty today or four hours per week. Thirty minutes a day, day,

1615
01:14:02,800 --> 01:14:05,719
Speaker 4: four hours per week. That is it. Okay, every module

1616
01:14:05,800 --> 01:14:07,800
Speaker 4: might not be relevant to you, So thirty minutes a

1617
01:14:07,840 --> 01:14:09,679
Speaker 4: day or four hours per week, that's all we're asking

1618
01:14:09,840 --> 01:14:12,120
Speaker 4: to get this knowledge downloaded into you. We know that

1619
01:14:12,160 --> 01:14:13,800
Speaker 4: many of you are not free and you're working on

1620
01:14:13,800 --> 01:14:16,840
Speaker 4: the corporate plantation. You come home tired, right, and this

1621
01:14:16,920 --> 01:14:18,640
Speaker 4: is what we're trying to get you off of. So

1622
01:14:18,760 --> 01:14:21,840
Speaker 4: you will have to create space in your life to

1623
01:14:22,280 --> 01:14:24,599
Speaker 4: reposition yourself for something new and something different.

1624
01:14:24,880 --> 01:14:27,040
Speaker 2: And so you're going to have to study.

1625
01:14:27,120 --> 01:14:29,360
Speaker 3: You're going to have to study, right, You're you're not

1626
01:14:29,400 --> 01:14:31,479
Speaker 3: going to go out here and try to execute out

1627
01:14:31,479 --> 01:14:33,160
Speaker 3: a high level without studying.

1628
01:14:33,720 --> 01:14:35,080
Speaker 2: I still study to this day.

1629
01:14:35,520 --> 01:14:39,840
Speaker 3: Fact, right, every single day we're studying our craft to

1630
01:14:39,880 --> 01:14:40,559
Speaker 3: become better.

1631
01:14:40,960 --> 01:14:42,599
Speaker 2: So what makes you guys different?

1632
01:14:43,280 --> 01:14:46,000
Speaker 4: Yeah? One, So if you don't believe that this is

1633
01:14:46,040 --> 01:14:48,240
Speaker 4: possible for you, we want to show you some examples

1634
01:14:48,280 --> 01:14:51,679
Speaker 4: of some of our students who are blowing it through

1635
01:14:52,240 --> 01:14:55,559
Speaker 4: the roof. No, no pun intended. This is Jimmy. Jimmy

1636
01:14:56,000 --> 01:14:59,679
Speaker 4: in less than one point four years, has acquired twenty

1637
01:15:00,120 --> 01:15:02,760
Speaker 4: twenty one doors, right, he says, thanks, juliing. Our goal

1638
01:15:02,840 --> 01:15:05,200
Speaker 4: was fifty doors, and we are halfway there one point

1639
01:15:05,200 --> 01:15:07,840
Speaker 4: four years, controlling over one point nine million dollars of

1640
01:15:07,840 --> 01:15:09,800
Speaker 4: real estate. Didn't need an NBA to get to my

1641
01:15:09,840 --> 01:15:12,400
Speaker 4: next million. How much does the NBA cost? NBA is

1642
01:15:12,439 --> 01:15:16,439
Speaker 4: at least one hundred racks? Right, and I've helped him

1643
01:15:16,479 --> 01:15:20,360
Speaker 4: and his wife, Candice, positioned himself to acquire almost two

1644
01:15:20,400 --> 01:15:22,400
Speaker 4: million dollars of real estate in less than a year

1645
01:15:22,439 --> 01:15:24,960
Speaker 4: and a half. Okay, so this is our Now you

1646
01:15:24,960 --> 01:15:28,479
Speaker 4: think twenty one doors a lot. Julius has acquired twenty

1647
01:15:28,479 --> 01:15:31,719
Speaker 4: eight doors in seven months, following the blueprint that Matt

1648
01:15:31,720 --> 01:15:34,760
Speaker 4: and I are laying out. Okay, fast forward a few days.

1649
01:15:34,800 --> 01:15:36,519
Speaker 4: My wife will turn forty and we've closed on eight

1650
01:15:36,560 --> 01:15:39,040
Speaker 4: real estate deals. We're two point sixty five million. Actually,

1651
01:15:39,040 --> 01:15:40,880
Speaker 4: we've closed on two deals so far in August, making

1652
01:15:40,920 --> 01:15:43,120
Speaker 4: it a special birthday presence here for those of you

1653
01:15:43,240 --> 01:15:44,920
Speaker 4: are brothers out of here. You're talking about showing up

1654
01:15:44,920 --> 01:15:47,120
Speaker 4: for your significant other. We got to bey on Hallmark

1655
01:15:47,200 --> 01:15:50,960
Speaker 4: cars and flowers, y'all. How about you give your significant

1656
01:15:51,000 --> 01:15:52,840
Speaker 4: other real estate? How many of you were willing to

1657
01:15:52,880 --> 01:15:55,280
Speaker 4: play at that level to take care of your family

1658
01:15:55,400 --> 01:15:57,880
Speaker 4: and your seed in that way. Okay. And I know

1659
01:15:57,880 --> 01:16:00,599
Speaker 4: old ladies. I know y'all bosses out here too. Okay,

1660
01:16:00,840 --> 01:16:03,640
Speaker 4: y'all can play at this level. Two. But Julius is

1661
01:16:03,680 --> 01:16:07,479
Speaker 4: just an example. He's gifting his wife properties for her

1662
01:16:07,520 --> 01:16:10,400
Speaker 4: fortieth birthday to make sure that they are free. Okay.

1663
01:16:10,680 --> 01:16:13,040
Speaker 4: So this is the power of what we are teaching,

1664
01:16:13,160 --> 01:16:15,000
Speaker 4: and we know that it's possible for all of you

1665
01:16:15,160 --> 01:16:17,639
Speaker 4: once you get the information. Okay. So here's the root

1666
01:16:17,680 --> 01:16:19,920
Speaker 4: to success. Right. This is not just some courses, not

1667
01:16:19,960 --> 01:16:22,680
Speaker 4: some information, some logins, and you never log in. That's

1668
01:16:22,720 --> 01:16:25,519
Speaker 4: not how we operate, okay. So Step one is the education.

1669
01:16:25,760 --> 01:16:28,200
Speaker 4: This is where you get the blueprint one, Blueprint two,

1670
01:16:28,200 --> 01:16:31,479
Speaker 4: and the multi family master plan. Step two is that

1671
01:16:31,600 --> 01:16:34,960
Speaker 4: we pair you with a lender that we know of

1672
01:16:35,120 --> 01:16:37,080
Speaker 4: or trust to make sure that you get the best

1673
01:16:37,160 --> 01:16:40,519
Speaker 4: terms on your deals. So in the states that Matt

1674
01:16:40,560 --> 01:16:42,679
Speaker 4: operates in, you'll be able to work with Matt's team,

1675
01:16:42,960 --> 01:16:44,960
Speaker 4: and in the other states, we have lenders or our

1676
01:16:45,040 --> 01:16:47,640
Speaker 4: ferral network of lenders who we trust who will be

1677
01:16:47,680 --> 01:16:50,519
Speaker 4: able to help finance you on deals you're looking to do. Okay,

1678
01:16:50,720 --> 01:16:52,160
Speaker 4: that's a key part of the equation.

1679
01:16:53,000 --> 01:16:53,880
Speaker 2: Everybody got it.

1680
01:16:54,800 --> 01:16:58,519
Speaker 4: Everybody's vetting. But it's not just lenders. We've also vetted

1681
01:16:58,720 --> 01:17:02,200
Speaker 4: estate agents all across the country in the major markets. Okay,

1682
01:17:02,400 --> 01:17:04,040
Speaker 4: so you're going to be able to tap into our

1683
01:17:04,080 --> 01:17:07,559
Speaker 4: network of real estate agents who have also been vetted,

1684
01:17:07,680 --> 01:17:12,559
Speaker 4: who also understand multifamily relate deals. Okay. So this is

1685
01:17:12,680 --> 01:17:14,599
Speaker 4: the power of what we're bringing to you. We're bringing

1686
01:17:14,600 --> 01:17:16,840
Speaker 4: to you not only the information, we're also bringing to

1687
01:17:16,920 --> 01:17:20,000
Speaker 4: you everybody who you need to execute on the information

1688
01:17:20,600 --> 01:17:23,960
Speaker 4: that's unheard of. Okay, that's unheard of. You can read

1689
01:17:24,000 --> 01:17:25,960
Speaker 4: rich that poor at all you want. There's not one

1690
01:17:26,000 --> 01:17:28,600
Speaker 4: phone number and rich that poor dad, not one, not

1691
01:17:28,680 --> 01:17:30,680
Speaker 4: one email address, and rich that poor dad. It's not

1692
01:17:30,680 --> 01:17:32,760
Speaker 4: going to get you to the finish line. It'll inspire you,

1693
01:17:32,880 --> 01:17:34,439
Speaker 4: it won't get you to the finish line. And so

1694
01:17:34,479 --> 01:17:36,679
Speaker 4: that's what we're seeking to help you do. And then finally,

1695
01:17:36,840 --> 01:17:39,160
Speaker 4: you're going to get access to our online network. This

1696
01:17:39,200 --> 01:17:41,680
Speaker 4: is actually a platform that I've spent over five figures on,

1697
01:17:41,880 --> 01:17:44,320
Speaker 4: a community I developed where we evaluate all our deals

1698
01:17:44,320 --> 01:17:46,080
Speaker 4: and we share off onek deals with one another through

1699
01:17:46,080 --> 01:17:48,720
Speaker 4: the purchase a past deal analyzer Okay, so this is

1700
01:17:48,720 --> 01:17:50,800
Speaker 4: a movement in real life. We got people meeting up

1701
01:17:50,840 --> 01:17:52,680
Speaker 4: all over the country. This is two hundred of us

1702
01:17:52,760 --> 01:17:55,679
Speaker 4: in New Orleans for the Generational Wealth Conference. And when

1703
01:17:55,680 --> 01:17:57,639
Speaker 4: you put everything that we just share with you together,

1704
01:17:58,520 --> 01:18:00,960
Speaker 4: everything that we're offering you is worth eight thousand, four

1705
01:18:01,040 --> 01:18:04,040
Speaker 4: hundred and ninety six dollars. And we conjunct oppose this

1706
01:18:04,080 --> 01:18:07,719
Speaker 4: to an NBA for one hundred thousand dollars. Okay, eight thousand,

1707
01:18:07,800 --> 01:18:10,240
Speaker 4: four hundred and ninety six dollars. And we could charge

1708
01:18:10,240 --> 01:18:12,720
Speaker 4: this right now. There are real estate programs out there

1709
01:18:12,800 --> 01:18:15,320
Speaker 4: that charge way more than this. And do I believe

1710
01:18:15,320 --> 01:18:17,439
Speaker 4: that those real estate programs are worth it? My answer

1711
01:18:17,479 --> 01:18:20,040
Speaker 4: is yes, because guess what, even if somebody was charge

1712
01:18:20,080 --> 01:18:22,160
Speaker 4: me thirty thousand dollars for real estate education like this,

1713
01:18:22,320 --> 01:18:23,920
Speaker 4: I'll pay for it because I made more than thirty

1714
01:18:23,960 --> 01:18:26,679
Speaker 4: thousand dollars in real estate. I've already got my return

1715
01:18:26,720 --> 01:18:28,760
Speaker 4: on investment. And this knowledge and the skill set is

1716
01:18:28,760 --> 01:18:30,200
Speaker 4: going to be with me for the rest of my life.

1717
01:18:30,439 --> 01:18:33,320
Speaker 4: My return is going to be infinite on that. Okay,

1718
01:18:33,439 --> 01:18:35,519
Speaker 4: now we're not charging thirty thousand dollars again. You can

1719
01:18:35,560 --> 01:18:39,080
Speaker 4: go to get free, get four three two one dot com. Again,

1720
01:18:39,160 --> 01:18:40,840
Speaker 4: that's get four three two to one dot com. So

1721
01:18:41,000 --> 01:18:44,320
Speaker 4: your option to dream right now, Option one is it's

1722
01:18:44,360 --> 01:18:46,000
Speaker 4: gonna feel free, but it's gonna cost you the most,

1723
01:18:46,000 --> 01:18:49,479
Speaker 4: And that's you do nothing. Yep, it's gonna feel free,

1724
01:18:49,479 --> 01:18:51,120
Speaker 4: but it's gonna cost you the most. It's gonna cost

1725
01:18:51,160 --> 01:18:54,200
Speaker 4: you the most in terms of time, money, and mistakes. Right,

1726
01:18:54,479 --> 01:18:56,000
Speaker 4: And that's you do nothing and you get off this

1727
01:18:56,040 --> 01:18:58,679
Speaker 4: webinar and you can keep doing using the same thinking

1728
01:18:58,800 --> 01:19:00,880
Speaker 4: that you have, keep doing what you been doing. And

1729
01:19:00,920 --> 01:19:03,080
Speaker 4: then when we bump to you at investvest next year

1730
01:19:03,160 --> 01:19:05,000
Speaker 4: or the year after that, you in the same place

1731
01:19:05,040 --> 01:19:08,720
Speaker 4: talking about, Man, I'm still trying to get my first property.

1732
01:19:09,040 --> 01:19:11,240
Speaker 4: You're gonna have to miss me with that because we've

1733
01:19:11,280 --> 01:19:12,360
Speaker 4: given you the opportunity.

1734
01:19:12,479 --> 01:19:14,120
Speaker 2: Huh, We're giving you the opportunity.

1735
01:19:14,160 --> 01:19:17,400
Speaker 3: And the most expensive thing is in life is what

1736
01:19:17,439 --> 01:19:21,799
Speaker 3: we don't know, right, the most expensive things in life

1737
01:19:21,880 --> 01:19:22,760
Speaker 3: is what we don't know.

1738
01:19:22,840 --> 01:19:24,320
Speaker 2: So you always got to remember that too.

1739
01:19:24,479 --> 01:19:28,120
Speaker 4: So pick your poison, Pick your poison, Pick your poison.

1740
01:19:28,280 --> 01:19:31,320
Speaker 4: In real estate at this rate, at these rate appreciation,

1741
01:19:31,600 --> 01:19:34,640
Speaker 4: it's only gonna get harder and harder and harder to

1742
01:19:34,680 --> 01:19:37,839
Speaker 4: play the game. Right, it's gonna get harder and harder,

1743
01:19:38,040 --> 01:19:39,880
Speaker 4: and so the long you wait waiting is not going

1744
01:19:39,960 --> 01:19:42,800
Speaker 4: to help you in any way in this game whatsoever.

1745
01:19:43,080 --> 01:19:45,000
Speaker 4: All I'm waiting for the market to craft. You keep waiting,

1746
01:19:45,040 --> 01:19:47,479
Speaker 4: and then all those investors by cash and you're still waiting.

1747
01:19:47,800 --> 01:19:49,800
Speaker 4: There's literally gonna come to a point in real estate.

1748
01:19:49,920 --> 01:19:52,479
Speaker 4: This is probably gonna be around twenty twenty five where

1749
01:19:53,320 --> 01:19:55,760
Speaker 4: it's going to be impossible for anybody who's renting to

1750
01:19:55,880 --> 01:19:59,920
Speaker 4: ever own. You can mark my words. There's going to

1751
01:20:00,160 --> 01:20:03,679
Speaker 4: become a line where the prices have appreciated so much

1752
01:20:03,880 --> 01:20:07,479
Speaker 4: that anybody who is renting will never ever own because

1753
01:20:07,479 --> 01:20:09,639
Speaker 4: they won't have enough money to actually get into the game.

1754
01:20:10,840 --> 01:20:12,840
Speaker 4: So you want to get into this game as quickly

1755
01:20:12,880 --> 01:20:15,759
Speaker 4: as possible. So for those of you who are ready

1756
01:20:15,800 --> 01:20:18,080
Speaker 4: to make this play right, to run this play and

1757
01:20:18,120 --> 01:20:20,400
Speaker 4: want to play the long term game, you can join

1758
01:20:20,600 --> 01:20:23,920
Speaker 4: the program the four three two one Strategy for two thousand,

1759
01:20:24,120 --> 01:20:27,679
Speaker 4: nine hundred and ninety seven dollars two thousand, nine hundred

1760
01:20:27,680 --> 01:20:29,439
Speaker 4: and ninety seven dollars. You can go to get four

1761
01:20:29,520 --> 01:20:32,360
Speaker 4: three two one dot com. But you know, given that

1762
01:20:32,479 --> 01:20:36,240
Speaker 4: it's Black Friday, that's nine, let's let's do a little

1763
01:20:36,240 --> 01:20:39,080
Speaker 4: better than that. It's Black Friday, bro, It's Black Friday.

1764
01:20:39,200 --> 01:20:41,760
Speaker 4: You know what we're gonna do. We originally sold this

1765
01:20:41,800 --> 01:20:44,799
Speaker 4: for hundred and ninety seven dollars. Since it's Black Friday,

1766
01:20:45,120 --> 01:20:49,040
Speaker 4: what we're gonna do. We're gonna setch that out. We're

1767
01:20:49,040 --> 01:20:53,639
Speaker 4: gonna scratch that out, and we're gonna let you get

1768
01:20:53,720 --> 01:20:57,320
Speaker 4: five hundred dollars more off. So for those of you

1769
01:20:57,439 --> 01:20:59,680
Speaker 4: are on the first webinar didn't move. Oh that's a

1770
01:20:59,680 --> 01:21:03,080
Speaker 4: little on my edge, et cetera. There you go. We

1771
01:21:03,240 --> 01:21:05,920
Speaker 4: just knocked it down five hundred additional dollars. You say

1772
01:21:05,920 --> 01:21:08,120
Speaker 4: it in fourteen ninety five when you do the one

1773
01:21:08,160 --> 01:21:10,439
Speaker 4: pay for most of y'all, that's the equipment of one

1774
01:21:10,479 --> 01:21:12,519
Speaker 4: to two months of rent and mortgage spence. We're all

1775
01:21:12,560 --> 01:21:14,280
Speaker 4: we're asking is the equipment of one to two months

1776
01:21:14,320 --> 01:21:16,679
Speaker 4: of rent a mortgage expense to put you in position

1777
01:21:16,920 --> 01:21:20,160
Speaker 4: to never ever, ever, ever ever have to pay rent

1778
01:21:20,160 --> 01:21:23,639
Speaker 4: a mortgage ever again. We think that's a very fair trade. Matt,

1779
01:21:23,640 --> 01:21:24,320
Speaker 4: you got anything to.

1780
01:21:24,280 --> 01:21:27,360
Speaker 3: Say, Look, man, go to get four three two one

1781
01:21:27,479 --> 01:21:28,400
Speaker 3: dot com.

1782
01:21:28,479 --> 01:21:31,360
Speaker 2: Right now. This is almost free.

1783
01:21:31,640 --> 01:21:33,800
Speaker 3: When you really think about a the amount of information,

1784
01:21:33,960 --> 01:21:36,120
Speaker 3: the amount of access that you're going to have, the

1785
01:21:36,160 --> 01:21:39,639
Speaker 3: resources that you guys will have, the resources that Julian

1786
01:21:39,680 --> 01:21:42,320
Speaker 3: and myself provide. You can't google it, you know what

1787
01:21:42,320 --> 01:21:45,200
Speaker 3: I'm saying. You can't get it on YouTube. University. This

1788
01:21:45,280 --> 01:21:49,559
Speaker 3: is an exclusive like secret society, you know, the home Boys,

1789
01:21:49,600 --> 01:21:52,759
Speaker 3: Blueprint and the multi family communities. You know, our people

1790
01:21:52,840 --> 01:21:57,080
Speaker 3: are informed, they're educated, and they're prepared, you know what

1791
01:21:57,080 --> 01:21:59,840
Speaker 3: I'm saying. They're ready to go, and they're closing at

1792
01:21:59,880 --> 01:22:02,120
Speaker 3: a high velocity. And you know, we're not even We

1793
01:22:02,200 --> 01:22:03,719
Speaker 3: do not mean to show you know what we showed

1794
01:22:03,760 --> 01:22:07,000
Speaker 3: you the success stories. That's only a small part. You know,

1795
01:22:07,040 --> 01:22:09,760
Speaker 3: we can probably spend the whole webinar and talking about

1796
01:22:09,800 --> 01:22:12,320
Speaker 3: all the success stories that Julie and I have had

1797
01:22:12,520 --> 01:22:16,080
Speaker 3: together and separately over the past couple of years. We're

1798
01:22:16,120 --> 01:22:19,320
Speaker 3: helping people achieve their dream of building wealth with real

1799
01:22:19,400 --> 01:22:22,639
Speaker 3: estate through multi family investments. So for this price, it's

1800
01:22:22,640 --> 01:22:26,160
Speaker 3: a Black Friday special. Guys, do not wait, do not hesitate,

1801
01:22:26,240 --> 01:22:30,120
Speaker 3: because this this sale is going to end right after

1802
01:22:30,160 --> 01:22:31,160
Speaker 3: the holidays.

1803
01:22:31,400 --> 01:22:34,360
Speaker 4: Yep, that's it. It's just facts. Man. I had eight

1804
01:22:34,400 --> 01:22:37,240
Speaker 4: closing this week, eight of my students clothes this week.

1805
01:22:38,000 --> 01:22:40,559
Speaker 3: Yeah, I mean this month, this month, we already over

1806
01:22:40,600 --> 01:22:44,880
Speaker 3: twenty deals closed on my end, so you know you

1807
01:22:45,000 --> 01:22:47,720
Speaker 3: told about twenty eight and we still you know, got

1808
01:22:47,720 --> 01:22:49,120
Speaker 3: a couple more days left in the month.

1809
01:22:49,479 --> 01:22:53,439
Speaker 4: You know, actually I got more students closing today, so

1810
01:22:53,640 --> 01:22:54,439
Speaker 4: we're gonna add on.

1811
01:22:55,000 --> 01:22:58,280
Speaker 3: And that's just who we are helping with the financing.

1812
01:22:58,880 --> 01:23:01,680
Speaker 3: You know what I'm saying directly, that's not the indirect

1813
01:23:01,720 --> 01:23:03,000
Speaker 3: people that are closing, right.

1814
01:23:03,439 --> 01:23:05,720
Speaker 2: Oh yeah, and that I help as well measure that.

1815
01:23:06,439 --> 01:23:07,400
Speaker 2: It's can measure it.

1816
01:23:07,640 --> 01:23:10,280
Speaker 3: It's too hard to measure everybody who's closing, right, So

1817
01:23:10,439 --> 01:23:12,200
Speaker 3: we just want you guys to be a part of

1818
01:23:12,200 --> 01:23:15,200
Speaker 3: those people that we're shouting out and we're celebrating that

1819
01:23:15,240 --> 01:23:16,879
Speaker 3: are closing on multi family homes.

1820
01:23:17,200 --> 01:23:19,479
Speaker 4: Yeah, so this is Brittany, he said Julian Gordon. Thanks

1821
01:23:19,520 --> 01:23:21,280
Speaker 4: to you. Bro's apprehensive at first to take your class

1822
01:23:21,280 --> 01:23:22,840
Speaker 4: through to the price point. I thought I could have

1823
01:23:22,920 --> 01:23:25,320
Speaker 4: learned from YouTube University laugh out loud. In retrospect, you

1824
01:23:25,400 --> 01:23:27,479
Speaker 4: dropped too many jewels for me to count one example.

1825
01:23:27,520 --> 01:23:29,679
Speaker 4: Saved me twelve hundred dollars by making the lenders compete.

1826
01:23:29,720 --> 01:23:31,479
Speaker 4: It was money well spent for an even new people

1827
01:23:31,479 --> 01:23:33,200
Speaker 4: reading this Julian is the truth, good people and has

1828
01:23:33,200 --> 01:23:35,000
Speaker 4: a wealth and knowledge. I appreciate all that you do,

1829
01:23:35,040 --> 01:23:36,720
Speaker 4: good brother, and the profound impact that you make on

1830
01:23:36,760 --> 01:23:39,519
Speaker 4: so many So right out the gates, because we taught

1831
01:23:39,600 --> 01:23:42,280
Speaker 4: him how to make lenders compete, he saved twelve hundred

1832
01:23:42,320 --> 01:23:44,760
Speaker 4: dollars and guess what he got, His FAJA appraisal. FAJA

1833
01:23:44,800 --> 01:23:47,040
Speaker 4: appraisal came in at fourteen thousand dollars above our offer.

1834
01:23:47,120 --> 01:23:49,840
Speaker 4: No require repairs, So he's literally stepping into equity. He

1835
01:23:49,920 --> 01:23:52,960
Speaker 4: made a two thousand dollars plus investment and has already

1836
01:23:52,960 --> 01:23:56,360
Speaker 4: got seven x that, right out the gates because he

1837
01:23:56,439 --> 01:23:59,640
Speaker 4: followed the blueprint. Okay, so this is the power of

1838
01:23:59,680 --> 01:24:01,719
Speaker 4: what we're teaching. And so for those of you who

1839
01:24:01,840 --> 01:24:04,320
Speaker 4: think this is expensive, you have to know the difference

1840
01:24:04,360 --> 01:24:08,160
Speaker 4: between expensive and expansive. Because guess what December first, rent

1841
01:24:08,200 --> 01:24:12,360
Speaker 4: is due December first, your mortgage is still due. That's

1842
01:24:12,400 --> 01:24:16,960
Speaker 4: what's expensive. That is money that is leaving your family forever, forever,

1843
01:24:17,200 --> 01:24:21,200
Speaker 4: and it's not coming back. Okay, So find yourself on

1844
01:24:21,240 --> 01:24:23,559
Speaker 4: this rent chart. Let's say your rent is twelve hundred

1845
01:24:23,560 --> 01:24:26,640
Speaker 4: dollars month, right, So one year from now, Matt and

1846
01:24:26,680 --> 01:24:29,080
Speaker 4: I bump into you and invest best. Okay, what's going

1847
01:24:29,120 --> 01:24:31,640
Speaker 4: to be more expensive to you? Two four hundred and

1848
01:24:31,720 --> 01:24:34,519
Speaker 4: ninety seven dollars or fourteen thousand dollars? Which one is

1849
01:24:34,560 --> 01:24:36,720
Speaker 4: going to be more expensive? Or we bump into you

1850
01:24:36,800 --> 01:24:40,559
Speaker 4: five years from now when Eil is dominating the whole

1851
01:24:40,960 --> 01:24:43,800
Speaker 4: situation already biggest, right bigger.

1852
01:24:43,680 --> 01:24:45,719
Speaker 2: That we're going to be the biggest ever ever.

1853
01:24:46,160 --> 01:24:49,759
Speaker 4: That forever, right ever ever, And you seventy two thousand

1854
01:24:49,840 --> 01:24:53,280
Speaker 4: dollars in the whole because you didn't take action seventy

1855
01:24:53,280 --> 01:24:55,679
Speaker 4: two thousand when you could have paid twenty five hundred,

1856
01:24:55,800 --> 01:24:58,439
Speaker 4: got the game and been in multiple properties. Five years

1857
01:24:58,479 --> 01:25:00,720
Speaker 4: from now, We'll give you a four year plan. Five

1858
01:25:00,800 --> 01:25:03,200
Speaker 4: years from now, you should have ten doors at least

1859
01:25:03,479 --> 01:25:06,160
Speaker 4: if you execute on this blueprint that we've laid out.

1860
01:25:06,400 --> 01:25:09,200
Speaker 4: But you're either gonna choose that to be have ten

1861
01:25:09,280 --> 01:25:12,439
Speaker 4: doors four years from now, or you're gonna be seventy

1862
01:25:12,439 --> 01:25:14,479
Speaker 4: two thousand dollars in a whole in rent money that

1863
01:25:14,479 --> 01:25:17,240
Speaker 4: you ever see again. Okay, So you have to understand

1864
01:25:17,280 --> 01:25:20,800
Speaker 4: the difference between expensive and expansive, right, and so rent

1865
01:25:20,880 --> 01:25:23,400
Speaker 4: is due December first, I'm gonna be collecting it. Are

1866
01:25:23,439 --> 01:25:25,920
Speaker 4: you Matt's gonna be collecting it. Are you gonna be

1867
01:25:25,960 --> 01:25:27,840
Speaker 4: collecting it? Are you gonna be paying it? Which? When

1868
01:25:27,880 --> 01:25:29,400
Speaker 4: are you gonna get on the other side of the equation,

1869
01:25:29,680 --> 01:25:32,439
Speaker 4: Because you can if you just follow the blueprint. Now

1870
01:25:33,560 --> 01:25:37,120
Speaker 4: we are making available. We're only we already got quite

1871
01:25:37,120 --> 01:25:40,519
Speaker 4: a few students on the first webinar, okay, and we're

1872
01:25:40,560 --> 01:25:42,719
Speaker 4: only looking for one hundred more. So what we're gonna

1873
01:25:42,760 --> 01:25:47,200
Speaker 4: do is we're gonna do seventy five full pays. Okay,

1874
01:25:47,439 --> 01:25:49,760
Speaker 4: seventy five full pays. And what we're gonna do is

1875
01:25:49,800 --> 01:25:51,720
Speaker 4: because we know that it is holiday. Some of you

1876
01:25:51,760 --> 01:25:53,439
Speaker 4: are living on the edge. You're trying to provide for

1877
01:25:53,479 --> 01:25:57,559
Speaker 4: your family and don't have twenty four hundred and ninety

1878
01:25:57,600 --> 01:26:00,840
Speaker 4: seven dollars. Now, don't say you don't have twenty four

1879
01:26:00,880 --> 01:26:02,599
Speaker 4: hundred ninety seven dollars. But then when I come by

1880
01:26:02,600 --> 01:26:05,400
Speaker 4: your house, I see all kinds of Jordans and electronics

1881
01:26:05,439 --> 01:26:11,599
Speaker 4: and clothes under your Christmas tree. Don't do it, don't.

1882
01:26:11,360 --> 01:26:13,639
Speaker 2: Do it, don't don't have me bumcket, No, it's gonna happen.

1883
01:26:14,360 --> 01:26:17,280
Speaker 4: Don't don't let me show up at Walmart the best

1884
01:26:17,320 --> 01:26:19,439
Speaker 4: buy you're talking about. I was on your webinar. But

1885
01:26:19,479 --> 01:26:21,479
Speaker 4: I don't have the money, but I see a seventy

1886
01:26:21,520 --> 01:26:27,040
Speaker 4: two inch TV in your hands. Don't do it. Don't

1887
01:26:27,040 --> 01:26:31,000
Speaker 4: do it. Okay. So for those of you who don't

1888
01:26:31,000 --> 01:26:33,400
Speaker 4: have two thousand, four hundred ninety seven dollars because they're

1889
01:26:33,439 --> 01:26:36,519
Speaker 4: on the corporate plantation, you underpaid, et cetera. But you

1890
01:26:36,640 --> 01:26:39,200
Speaker 4: know you want this, We're gonna open up twenty five

1891
01:26:39,320 --> 01:26:42,639
Speaker 4: payment plans. Only twenty five pay plans for those who

1892
01:26:42,640 --> 01:26:44,719
Speaker 4: are serious. And the way that payment plan is gonna

1893
01:26:44,760 --> 01:26:47,759
Speaker 4: work is it's gonna be four ninety nine a month

1894
01:26:48,280 --> 01:26:51,720
Speaker 4: for eight months. Actually that was what we offered last month.

1895
01:26:51,720 --> 01:26:55,040
Speaker 4: But since it is Black Friday, Matt's pressure on me.

1896
01:26:55,400 --> 01:26:57,280
Speaker 2: Look, we gotta we gotta cut that down. It's a

1897
01:26:57,320 --> 01:26:58,160
Speaker 2: holiday season.

1898
01:26:59,439 --> 01:27:01,920
Speaker 4: We're gonna get you four hundred ninety nine dollars back

1899
01:27:02,400 --> 01:27:04,559
Speaker 4: and instead of it being eight payments, it'll only be

1900
01:27:04,640 --> 01:27:05,400
Speaker 4: seven payments.

1901
01:27:06,840 --> 01:27:07,439
Speaker 2: There you have it.

1902
01:27:08,200 --> 01:27:10,840
Speaker 4: We're giving you. So you still got ninety nine dollars

1903
01:27:10,840 --> 01:27:15,080
Speaker 4: to go trick on Black Friday. Go trick that. Well,

1904
01:27:15,160 --> 01:27:18,679
Speaker 4: let's go get this assets that pay for every Black

1905
01:27:18,680 --> 01:27:21,120
Speaker 4: Friday going forward, where you ain't got to worry about

1906
01:27:21,160 --> 01:27:23,240
Speaker 4: Black Friday. Where your kids can get everything that they

1907
01:27:23,240 --> 01:27:25,040
Speaker 4: want as long as you're not spoiling them too much,

1908
01:27:25,320 --> 01:27:26,920
Speaker 4: because ultimately, at the end of the day, we don't

1909
01:27:26,920 --> 01:27:28,960
Speaker 4: want to be giving our kids' expenses and liabilities. We

1910
01:27:28,960 --> 01:27:31,759
Speaker 4: want to give them assets and cash flow. You setting

1911
01:27:31,840 --> 01:27:35,960
Speaker 4: up you over here, choosing looking at magazines, got websites open,

1912
01:27:36,120 --> 01:27:39,479
Speaker 4: getting emails, start, et cetera. You ready to buy expenses

1913
01:27:39,520 --> 01:27:42,519
Speaker 4: and liabilities for your health and your family. We're trying

1914
01:27:42,520 --> 01:27:45,960
Speaker 4: to show you how to buy assets and income. Which

1915
01:27:45,960 --> 01:27:48,880
Speaker 4: one is going to set your family up for success. Okay,

1916
01:27:49,240 --> 01:27:51,519
Speaker 4: sometimes you're going to have to make some sacrifices, and

1917
01:27:51,560 --> 01:27:54,720
Speaker 4: so this is what we're offering. Now when you go

1918
01:27:54,760 --> 01:27:57,479
Speaker 4: to get three two one dot com, we have some

1919
01:27:57,520 --> 01:27:58,960
Speaker 4: good news for you. We don't want you to go

1920
01:27:59,000 --> 01:28:02,000
Speaker 4: through this alone. This is a family affair, and so

1921
01:28:02,080 --> 01:28:05,280
Speaker 4: guess what you get to bring somebody close to you

1922
01:28:05,960 --> 01:28:09,120
Speaker 4: on this journey with you. Absolutely, this could be your

1923
01:28:09,120 --> 01:28:11,240
Speaker 4: best friend, which is your spouse, or your homie, your

1924
01:28:11,240 --> 01:28:13,479
Speaker 4: blood which is your siblings' parents are kids, or your

1925
01:28:13,479 --> 01:28:15,880
Speaker 4: business partner who you're going to invest with. Why would

1926
01:28:15,920 --> 01:28:17,680
Speaker 4: we do this because Matt and I care about your

1927
01:28:17,680 --> 01:28:19,880
Speaker 4: accountability and since we can't be in every city in

1928
01:28:19,920 --> 01:28:22,120
Speaker 4: every state, tapping you on your shoulder, checking in on you.

1929
01:28:22,240 --> 01:28:24,120
Speaker 4: We're going to be on those calls with you. We'd

1930
01:28:24,240 --> 01:28:26,840
Speaker 4: rather you have somebody who is also committed to this

1931
01:28:26,960 --> 01:28:31,400
Speaker 4: journey by your side. Okay, And so we're giving you permission.

1932
01:28:31,600 --> 01:28:34,320
Speaker 4: We're giving you permission to bring someone else with you

1933
01:28:34,439 --> 01:28:36,680
Speaker 4: on this journey for free. If you need to go

1934
01:28:36,720 --> 01:28:38,479
Speaker 4: split the costs with them, you can do that. And

1935
01:28:38,560 --> 01:28:41,200
Speaker 4: y'all can have be a cash app venmo et cetera.

1936
01:28:41,479 --> 01:28:43,960
Speaker 4: But one person will have the master account and will

1937
01:28:43,960 --> 01:28:48,160
Speaker 4: take the lead. Okay, we want to empower families on

1938
01:28:48,960 --> 01:28:51,240
Speaker 4: when we're having our calls. You should have us up

1939
01:28:51,280 --> 01:28:53,519
Speaker 4: on the big spring with the HDMMI and your entire

1940
01:28:53,560 --> 01:28:55,200
Speaker 4: family should be sitting in the living room. Some of

1941
01:28:55,200 --> 01:28:57,920
Speaker 4: you are watching this webinar alone. Okay, you're watching it.

1942
01:28:58,040 --> 01:28:59,920
Speaker 4: You've been trying to succeed on your own. But when

1943
01:28:59,920 --> 01:29:01,840
Speaker 4: you look to the world's most successful people, you look

1944
01:29:01,880 --> 01:29:04,360
Speaker 4: at eyl and everybody that's at the top of it,

1945
01:29:04,479 --> 01:29:06,559
Speaker 4: they move as a pack. All the world's most succesful

1946
01:29:06,560 --> 01:29:07,840
Speaker 4: people move as a pack. But you want to be

1947
01:29:07,880 --> 01:29:10,920
Speaker 4: the one exception of the person who did it by themselves.

1948
01:29:10,960 --> 01:29:13,680
Speaker 4: You don't have to be okay, and so you get

1949
01:29:13,680 --> 01:29:16,559
Speaker 4: to bring somebody through the program with you. This is Belvida,

1950
01:29:16,640 --> 01:29:20,000
Speaker 4: she closed on four plex in Los Angeles. This is

1951
01:29:20,080 --> 01:29:22,960
Speaker 4: a sister who was supportive in her process. Gave her

1952
01:29:23,000 --> 01:29:25,760
Speaker 4: a shout out in her post. This is Victor Michelle Dorner.

1953
01:29:25,800 --> 01:29:28,200
Speaker 4: They're going through this process together as a couple as

1954
01:29:28,200 --> 01:29:32,080
Speaker 4: they prepare for retirement. So if you take action tonight,

1955
01:29:32,479 --> 01:29:34,360
Speaker 4: we're going to give you an extra ticket to the

1956
01:29:34,400 --> 01:29:37,600
Speaker 4: Generational Wealth Conference. That is my conference, okay, that is

1957
01:29:37,600 --> 01:29:40,000
Speaker 4: happening in January. We're gonna give you an extra ticket

1958
01:29:40,000 --> 01:29:41,920
Speaker 4: for your buddy that's worth five hundred and ninety nine

1959
01:29:41,960 --> 01:29:44,960
Speaker 4: dollars if you join tonight. Okay. That's my way of

1960
01:29:44,960 --> 01:29:46,960
Speaker 4: saying thank you and celebrating those who are serious to

1961
01:29:47,000 --> 01:29:50,920
Speaker 4: take action. Again, there's only seventy five one pays and

1962
01:29:51,040 --> 01:29:54,600
Speaker 4: only twenty five payment plans, okay, So whichever one is

1963
01:29:54,600 --> 01:29:56,040
Speaker 4: best for you, you want to make sure that you

1964
01:29:56,080 --> 01:29:58,120
Speaker 4: get in. Once we get to that three hundred, we're

1965
01:29:58,120 --> 01:29:59,639
Speaker 4: closing it down for the year. We're going to focus

1966
01:29:59,680 --> 01:30:01,240
Speaker 4: on helping them. Three hundred people closed, and we're going

1967
01:30:01,280 --> 01:30:03,240
Speaker 4: to be documenting that process. So that you can all

1968
01:30:03,280 --> 01:30:04,040
Speaker 4: see all right.

1969
01:30:04,439 --> 01:30:07,000
Speaker 2: All be on the outside. Don't be on the outside people.

1970
01:30:07,200 --> 01:30:10,080
Speaker 4: No, you don't. Don't do that. So we also get

1971
01:30:10,080 --> 01:30:11,960
Speaker 4: Matt said, you know, boosting your credit score from five

1972
01:30:11,960 --> 01:30:13,599
Speaker 4: eighty to six six. He's going to help your interest.

1973
01:30:13,640 --> 01:30:15,880
Speaker 4: We're giving you tyre rap these credit etiquette course to

1974
01:30:15,880 --> 01:30:17,519
Speaker 4: boost your credit score by fifty to one hundred and

1975
01:30:17,520 --> 01:30:19,439
Speaker 4: fifty points, to get your interest right down, which is

1976
01:30:19,439 --> 01:30:21,240
Speaker 4: literally going to save you tens of thousands of dollars.

1977
01:30:21,360 --> 01:30:24,000
Speaker 4: I'm gonna give you my RII Tax Secrets. This is

1978
01:30:24,040 --> 01:30:25,439
Speaker 4: going to show you how I save two hundred and

1979
01:30:25,479 --> 01:30:27,759
Speaker 4: seventy eight thousand dollars in taxes on a three hundred

1980
01:30:27,760 --> 01:30:30,880
Speaker 4: thousand dollar property. You heard that right, two hundred and

1981
01:30:30,880 --> 01:30:32,920
Speaker 4: seventy eight thousand dollars in taxes saved on a three

1982
01:30:33,000 --> 01:30:35,679
Speaker 4: hundred thousand dollars property. I'm gonna give you that program.

1983
01:30:35,800 --> 01:30:38,400
Speaker 4: You're also going to get my Overnight Success Airbnb course.

1984
01:30:38,400 --> 01:30:40,720
Speaker 4: I have a six figure Airbnb business. I'm gonna give

1985
01:30:40,760 --> 01:30:44,000
Speaker 4: that to you as part of this offer. This is April.

1986
01:30:44,080 --> 01:30:46,360
Speaker 4: She's making ten thousand dollars a month on her first property.

1987
01:30:46,400 --> 01:30:48,040
Speaker 4: She got a four plex in Virginia Beach. She lives

1988
01:30:48,040 --> 01:30:50,120
Speaker 4: in one unit. She's getting ten thousand dollars a month

1989
01:30:50,320 --> 01:30:53,160
Speaker 4: from Airbnb. She got free off first property because she

1990
01:30:53,240 --> 01:30:55,759
Speaker 4: airbnbat every other unit instead of doing market rate tenant.

1991
01:30:56,040 --> 01:30:57,680
Speaker 4: And then you're also going to get access to the

1992
01:30:57,680 --> 01:31:00,280
Speaker 4: purchase of pass deal Analyzer online. This is the software

1993
01:31:00,320 --> 01:31:02,640
Speaker 4: that I built out that only our students have access to.

1994
01:31:03,080 --> 01:31:05,439
Speaker 4: Only our students. It's not open to the public, okay.

1995
01:31:05,640 --> 01:31:07,679
Speaker 4: And this is where we analyze all of our deals.

1996
01:31:07,840 --> 01:31:09,960
Speaker 4: This is the platform. This is where we share off

1997
01:31:09,960 --> 01:31:11,960
Speaker 4: market deals with one another. This is also where you

1998
01:31:11,960 --> 01:31:14,040
Speaker 4: will be able to connect with other people who are

1999
01:31:14,040 --> 01:31:16,400
Speaker 4: in your market. This is the Orlando market right there.

2000
01:31:16,400 --> 01:31:18,320
Speaker 4: These are the beautiful people there. You also get to

2001
01:31:18,360 --> 01:31:21,519
Speaker 4: access our real estate rolodecks by market, So you're going

2002
01:31:21,560 --> 01:31:25,240
Speaker 4: to find the contractors, the inspectors, the lenders agents in

2003
01:31:25,240 --> 01:31:27,360
Speaker 4: that market that already be laid out for you. You

2004
01:31:27,400 --> 01:31:29,480
Speaker 4: won't even have to do the work because the communities

2005
01:31:29,479 --> 01:31:31,920
Speaker 4: are a mastermind and put them into the platform. Okay.

2006
01:31:32,280 --> 01:31:35,599
Speaker 4: We also have market meetups all over the country. These

2007
01:31:35,640 --> 01:31:39,720
Speaker 4: this is Saint Louis, this is Brooklyn, bat and Ruge, Atlanta, Dallas.

2008
01:31:39,920 --> 01:31:42,360
Speaker 4: You are plugging into a family. You will not be

2009
01:31:42,439 --> 01:31:44,200
Speaker 4: in just an online course trying to figure this out

2010
01:31:44,240 --> 01:31:46,200
Speaker 4: on your own. We have market meetups that are bi

2011
01:31:46,240 --> 01:31:48,560
Speaker 4: weekly or monthly in certain markets, and you will be

2012
01:31:48,600 --> 01:31:52,320
Speaker 4: able to plug into a full function and family. Okay,

2013
01:31:52,439 --> 01:31:54,320
Speaker 4: I know you the golden child in your family. Everybody

2014
01:31:54,400 --> 01:31:56,800
Speaker 4: looks to you, right, but your family goes as far

2015
01:31:56,840 --> 01:31:58,760
Speaker 4: as you go. And so this is your opportunity to

2016
01:31:58,760 --> 01:32:01,360
Speaker 4: plug into a family that's committed creating regenerational wealth and

2017
01:32:01,560 --> 01:32:03,880
Speaker 4: entering into the asset class. And then for those of

2018
01:32:03,880 --> 01:32:05,719
Speaker 4: you are looking to scale who already have a single

2019
01:32:05,720 --> 01:32:07,799
Speaker 4: family home, Matt and I show you how to reversal

2020
01:32:07,880 --> 01:32:10,760
Speaker 4: out of that and still scale up your portfolio through

2021
01:32:10,800 --> 01:32:12,760
Speaker 4: the home Buyers Blueprint one and through the home Buyers

2022
01:32:12,760 --> 01:32:15,759
Speaker 4: buopoot and the fuelip module that I put together as well. Okay,

2023
01:32:16,120 --> 01:32:20,320
Speaker 4: so again the bonus ticket for the Generational Wealth Conference,

2024
01:32:20,560 --> 01:32:23,400
Speaker 4: you get one with your membership, but if you join

2025
01:32:23,520 --> 01:32:26,720
Speaker 4: before midnight tonight, okay, this Black Friday, you will get

2026
01:32:26,760 --> 01:32:29,320
Speaker 4: an extra one for your buddy. Again, that's worth five

2027
01:32:29,400 --> 01:32:31,920
Speaker 4: hundred and ninety nine dollars. This is everything that you

2028
01:32:32,040 --> 01:32:34,519
Speaker 4: get right here laid out. I'll show you an image

2029
01:32:34,520 --> 01:32:36,960
Speaker 4: of it together, all of that will be eleven thousand dollars.

2030
01:32:37,120 --> 01:32:40,360
Speaker 4: Eleven thousand and eighty five dollars. You do not pay that, Okay,

2031
01:32:40,520 --> 01:32:43,519
Speaker 4: it's two thousand, one hundred and ninety seven dollars literally

2032
01:32:43,520 --> 01:32:47,479
Speaker 4: a fraction twenty two percent of that. You're getting seventy seven,

2033
01:32:47,680 --> 01:32:50,479
Speaker 4: seventy eight percent off this Black Friday.

2034
01:32:51,120 --> 01:32:52,400
Speaker 2: Huh, that's amazing.

2035
01:32:53,640 --> 01:32:57,439
Speaker 4: Seventy eight percent off. Like it's one to two months

2036
01:32:57,479 --> 01:32:59,400
Speaker 4: of rent to put you in a position and never

2037
01:32:59,400 --> 01:33:01,200
Speaker 4: have to be house expense for the rest of your life.

2038
01:33:01,280 --> 01:33:03,760
Speaker 4: So this is my first deal in Brooklyn, right, I

2039
01:33:03,760 --> 01:33:05,439
Speaker 4: had no clue that it would unfold in this way,

2040
01:33:05,479 --> 01:33:07,559
Speaker 4: and I'm so glad that it did. But guess what

2041
01:33:07,800 --> 01:33:11,360
Speaker 4: had I had Matt and myself then and know what

2042
01:33:11,400 --> 01:33:13,920
Speaker 4: I know now, my porolio will be double the size

2043
01:33:13,960 --> 01:33:14,559
Speaker 4: it is today.

2044
01:33:14,720 --> 01:33:15,040
Speaker 2: Okay.

2045
01:33:15,160 --> 01:33:16,519
Speaker 4: So we're trying to help you get to where we

2046
01:33:16,560 --> 01:33:18,840
Speaker 4: are a lot faster, safer, and easier, because this is

2047
01:33:18,880 --> 01:33:21,559
Speaker 4: how your portfolio grows over time. You get that first property,

2048
01:33:21,880 --> 01:33:24,080
Speaker 4: then you knock down that domino, and then you get

2049
01:33:24,080 --> 01:33:25,599
Speaker 4: the next, and the next and the next, And this

2050
01:33:25,680 --> 01:33:27,280
Speaker 4: is how my wealth is. This is why I have

2051
01:33:27,280 --> 01:33:30,160
Speaker 4: a five million dollar real estate portfolio today. It starts

2052
01:33:30,160 --> 01:33:32,080
Speaker 4: with one though, you have to learn how to buy right.

2053
01:33:32,080 --> 01:33:34,400
Speaker 4: And once you learn that skill set right, then you'll

2054
01:33:34,439 --> 01:33:35,880
Speaker 4: be able to continue to do it over and over

2055
01:33:35,880 --> 01:33:38,519
Speaker 4: and over again. So when you join, you're gonna get onboard,

2056
01:33:38,560 --> 01:33:41,080
Speaker 4: you're gonna get your deal analyzer. You'll start the online course,

2057
01:33:41,080 --> 01:33:43,120
Speaker 4: whether you choose to start with Matt's course or mine,

2058
01:33:43,240 --> 01:33:45,840
Speaker 4: or you can do both simultaneously. You'll go through orientation,

2059
01:33:46,120 --> 01:33:48,200
Speaker 4: we'll have our weekly deal room calls, you'll have your

2060
01:33:48,280 --> 01:33:51,560
Speaker 4: break bread session with Matt, and you'll start your first challenge.

2061
01:33:51,640 --> 01:33:54,200
Speaker 4: And as of now, you can join for four ninety

2062
01:33:54,280 --> 01:33:56,080
Speaker 4: nine per month for just seven months. It used to

2063
01:33:56,080 --> 01:33:58,680
Speaker 4: be eight months, So you can take advantage of this

2064
01:33:58,760 --> 01:34:02,960
Speaker 4: Black Friday special four hundred and ninety seven dollars one

2065
01:34:03,000 --> 01:34:06,640
Speaker 4: time for access to everything immediately. Okay. When you're on

2066
01:34:06,680 --> 01:34:08,439
Speaker 4: the payment plan, your modules will be dripped to you

2067
01:34:08,520 --> 01:34:10,479
Speaker 4: month by month by month as your payments come in.

2068
01:34:10,680 --> 01:34:12,600
Speaker 4: When you do the full pay, you get access to

2069
01:34:12,640 --> 01:34:16,840
Speaker 4: everything immediately. Okay. If you miss the deadline or you

2070
01:34:16,880 --> 01:34:19,559
Speaker 4: are not in the one hundred, the price will drimp

2071
01:34:19,600 --> 01:34:22,080
Speaker 4: to four nine hundred and ninety seven dollars and you

2072
01:34:22,120 --> 01:34:25,280
Speaker 4: will have missed out. The price will literally double, and

2073
01:34:25,320 --> 01:34:27,360
Speaker 4: this is what the price will be as we go

2074
01:34:27,680 --> 01:34:29,559
Speaker 4: the new year. So you want to take advantage of

2075
01:34:29,560 --> 01:34:31,840
Speaker 4: this last opportunity to be part of that one hundred.

2076
01:34:31,840 --> 01:34:33,719
Speaker 4: That's all we're doing is rounding out that three hundred.

2077
01:34:33,800 --> 01:34:37,120
Speaker 4: We got one hundred spaces available, seventy five full pays okay,

2078
01:34:37,280 --> 01:34:40,160
Speaker 4: and twenty five monthly payment plans. So if you're ready

2079
01:34:40,240 --> 01:34:42,479
Speaker 4: to go, go ahead and lock in your spot right now.

2080
01:34:42,479 --> 01:34:46,040
Speaker 4: That's get four three two one dot com right what

2081
01:34:46,080 --> 01:34:48,320
Speaker 4: are you waiting for? Real estate prices are can you

2082
01:34:48,360 --> 01:34:50,720
Speaker 4: win to rise all over the country, and the more

2083
01:34:50,720 --> 01:34:52,320
Speaker 4: they rise, the harder it is going to be for

2084
01:34:52,400 --> 01:34:54,240
Speaker 4: you to get in the game. At the same time,

2085
01:34:54,560 --> 01:34:57,160
Speaker 4: interest rates are an historically all time low. We can

2086
01:34:57,160 --> 01:35:00,280
Speaker 4: borrow money for thirty years at three percent. Look at

2087
01:35:00,320 --> 01:35:02,160
Speaker 4: the interest rates that boomers had their face when they're

2088
01:35:02,160 --> 01:35:04,519
Speaker 4: buying their McMansions. They were paying anywhere from eight to

2089
01:35:04,560 --> 01:35:07,320
Speaker 4: fourteen percent on mortgages. If interest rates are for eight

2090
01:35:07,360 --> 01:35:09,080
Speaker 4: to fourteen percent, Matt and I would not be in

2091
01:35:09,080 --> 01:35:12,320
Speaker 4: the game of real estate. So you have an opportunity

2092
01:35:12,360 --> 01:35:14,120
Speaker 4: of a lifetime to get in the game and to

2093
01:35:14,160 --> 01:35:16,080
Speaker 4: borrow money a very cheap and this is the cost

2094
01:35:16,080 --> 01:35:19,639
Speaker 4: of waiting. Look the same house at three percent interest

2095
01:35:19,680 --> 01:35:21,840
Speaker 4: rate versus four percent interest rate, the total interest is

2096
01:35:21,880 --> 01:35:23,559
Speaker 4: going to be one hundred and sixty five thousand dollars

2097
01:35:23,560 --> 01:35:25,680
Speaker 4: at three percent. If you wait and you allow the

2098
01:35:25,720 --> 01:35:28,080
Speaker 4: interest to go up to four percent, now you're paying

2099
01:35:28,120 --> 01:35:30,880
Speaker 4: two hundred and twenty six thousand dollars. That's sixty thousand

2100
01:35:30,960 --> 01:35:33,040
Speaker 4: dollars more that you pay for the same exact house,

2101
01:35:33,320 --> 01:35:36,479
Speaker 4: all because you decided to procrastinate and you worried about

2102
01:35:36,520 --> 01:35:38,880
Speaker 4: two thousand, four hundred and ninety seven dollars and you'd

2103
01:35:38,960 --> 01:35:42,720
Speaker 4: rather pay sixty thousand dollars additional and the interest for

2104
01:35:42,760 --> 01:35:46,240
Speaker 4: the same exact property. Come on. This opportunity is at once.

2105
01:35:46,720 --> 01:35:47,040
Speaker 4: Come on.

2106
01:35:47,080 --> 01:35:51,080
Speaker 7: That's why we say success life speed, brother, success, love speed,

2107
01:35:51,560 --> 01:35:54,000
Speaker 7: And yesterday's price won't be today's price.

2108
01:35:54,560 --> 01:35:57,120
Speaker 4: Oh it definitely won't. Because this is just for Black Friday.

2109
01:35:57,360 --> 01:35:59,639
Speaker 4: This is just for Black Friday. You have until Sunday

2110
01:35:59,720 --> 01:36:02,760
Speaker 4: at midnight Eastern Standard time to take advantage of this right.

2111
01:36:02,960 --> 01:36:05,000
Speaker 4: But for those of you who want that fast action bonus,

2112
01:36:05,040 --> 01:36:07,160
Speaker 4: which is the extra tickets and Generational Wealth Conference which

2113
01:36:07,160 --> 01:36:09,160
Speaker 4: is in January. You want to take advantage of that

2114
01:36:09,240 --> 01:36:11,880
Speaker 4: tonight and again the one hundred you may come back.

2115
01:36:11,920 --> 01:36:13,920
Speaker 4: The timer may still be going, but there may be

2116
01:36:13,960 --> 01:36:16,200
Speaker 4: no more space because we're only doing seventy five one

2117
01:36:16,240 --> 01:36:19,680
Speaker 4: pays and twenty five payment plans. So for those of

2118
01:36:19,680 --> 01:36:23,240
Speaker 4: you who did not get the down payment payment, did

2119
01:36:23,240 --> 01:36:27,479
Speaker 4: not text earlier, here is the number text get free

2120
01:36:27,520 --> 01:36:31,280
Speaker 4: to eight four four nine zero one three two three nine. Again,

2121
01:36:31,360 --> 01:36:34,240
Speaker 4: that's get free to eight four four nine zero one

2122
01:36:34,400 --> 01:36:36,439
Speaker 4: three two three nine. This is our way of saying

2123
01:36:36,439 --> 01:36:38,920
Speaker 4: thank you for showing up, for being here on Black Friday.

2124
01:36:39,080 --> 01:36:42,160
Speaker 4: You could be shopping somewhere, buying expenses and abilities, but

2125
01:36:42,200 --> 01:36:45,840
Speaker 4: instead you're here focused on acquiring assets because as Matt

2126
01:36:45,920 --> 01:36:49,519
Speaker 4: Sweatshair says, were all about assets over liabilities, y'all, And

2127
01:36:49,600 --> 01:36:51,880
Speaker 4: so you being here for a hour and a half

2128
01:36:52,040 --> 01:36:55,000
Speaker 4: on Black Friday shows that that's what you care about too,

2129
01:36:55,120 --> 01:36:56,680
Speaker 4: And we actually don't want that to just be a

2130
01:36:56,680 --> 01:36:59,160
Speaker 4: hashtag or a slogan or sweatshirt. We want that to

2131
01:36:59,160 --> 01:37:02,200
Speaker 4: be your actual real life experience. So with that, we

2132
01:37:02,240 --> 01:37:04,479
Speaker 4: want to say thank you so much for being here.

2133
01:37:04,640 --> 01:37:07,160
Speaker 4: We appreciate you, We look forward to seeing you in

2134
01:37:07,200 --> 01:37:10,120
Speaker 4: the program In fact, we got class Sunday, y'all, Sunday

2135
01:37:10,120 --> 01:37:12,880
Speaker 4: at eight pm Eastern, So if you're ready to go,

2136
01:37:13,160 --> 01:37:16,120
Speaker 4: you want to get in complete orientation. And let's make

2137
01:37:16,160 --> 01:37:18,920
Speaker 4: sure that this is the last Thanksgiving that you break

2138
01:37:19,000 --> 01:37:22,680
Speaker 4: bread in that apartment. This is the last Christmas that

2139
01:37:22,720 --> 01:37:24,439
Speaker 4: you were going to have in your apartment. This is

2140
01:37:24,479 --> 01:37:26,360
Speaker 4: the last New Years that you were going to have

2141
01:37:26,439 --> 01:37:29,040
Speaker 4: in that apartment. This is the last Birthday party that

2142
01:37:29,080 --> 01:37:31,040
Speaker 4: you're going to have in that apartment. If you follow

2143
01:37:31,080 --> 01:37:33,920
Speaker 4: this blueprint, that will be true for you. Okay, So

2144
01:37:34,000 --> 01:37:36,680
Speaker 4: refuse to renew your leaset. Come get on board, join it,

2145
01:37:36,800 --> 01:37:39,160
Speaker 4: get get four three two one dot com and we

2146
01:37:39,200 --> 01:37:41,280
Speaker 4: will see you on Sunday and Matt will see you

2147
01:37:41,320 --> 01:37:42,519
Speaker 4: at his first break bread session.

2148
01:37:43,360 --> 01:37:46,719
Speaker 2: Ahi, y'all. So look, that was an amazing, amazing session.

2149
01:37:47,080 --> 01:37:49,800
Speaker 3: Like Julian said, to get the free gift text get

2150
01:37:49,880 --> 01:37:52,320
Speaker 3: free to the number that he had up there.

2151
01:37:52,320 --> 01:37:53,479
Speaker 2: I don't remember the number.

2152
01:37:53,560 --> 01:37:54,520
Speaker 4: But you guys.

2153
01:37:56,160 --> 01:37:59,120
Speaker 3: Eight four four nine O one three two three nine.

2154
01:37:59,200 --> 01:38:02,280
Speaker 3: That's very well, and take advantage of all that free money.

2155
01:38:02,560 --> 01:38:05,719
Speaker 3: OPM is the way to scale also, so take advantage,

2156
01:38:05,760 --> 01:38:08,400
Speaker 3: especially if you're first time home buyer, Julian, this was

2157
01:38:08,439 --> 01:38:13,639
Speaker 3: a phenomenal presentation. I hope we can reach our goal because,

2158
01:38:13,680 --> 01:38:16,080
Speaker 3: like you said, this is the above ground railroad and

2159
01:38:16,120 --> 01:38:19,479
Speaker 3: we're gonna free three hundred people together in twenty twenty two.

2160
01:38:19,720 --> 01:38:21,920
Speaker 3: And we hope the folks that are sitting here on

2161
01:38:22,080 --> 01:38:25,000
Speaker 3: Black Friday watching this want to be free. And I

2162
01:38:25,040 --> 01:38:26,960
Speaker 3: need you guys to type in the chat right now,

2163
01:38:27,080 --> 01:38:30,000
Speaker 3: I will not renew my lease. I will not renew

2164
01:38:30,040 --> 01:38:32,439
Speaker 3: my lease. Type that in the chats, and we need

2165
01:38:32,479 --> 01:38:35,000
Speaker 3: to see you guys on the other side. The Black

2166
01:38:35,000 --> 01:38:37,479
Speaker 3: home ownership rate is forty two percent. We got to

2167
01:38:37,479 --> 01:38:40,080
Speaker 3: increase that as a community, but we also got to

2168
01:38:40,080 --> 01:38:42,280
Speaker 3: increase our wealth at the same time. So we're going

2169
01:38:42,360 --> 01:38:43,960
Speaker 3: to teach you guys how to buy smart, how to

2170
01:38:44,000 --> 01:38:46,960
Speaker 3: buy right, and how to use real estate finance and

2171
01:38:47,040 --> 01:38:50,000
Speaker 3: to scale your business. And you know, hopefully we see

2172
01:38:50,000 --> 01:38:52,360
Speaker 3: you guys on the other side. Julian classes this Sunday,

2173
01:38:52,479 --> 01:38:54,360
Speaker 3: My break breast session going to be the week after

2174
01:38:54,400 --> 01:38:57,000
Speaker 3: that or the Thursday after that, so hopefully we see

2175
01:38:57,040 --> 01:38:58,840
Speaker 3: you guys in both our classes.

2176
01:38:59,080 --> 01:39:00,200
Speaker 2: I'm coming up this week.

2177
01:39:00,360 --> 01:39:04,800
Speaker 3: And remember, don't wait, don't hesitate, because this is going

2178
01:39:04,840 --> 01:39:09,439
Speaker 3: to end, and the price will go up asap, So

2179
01:39:09,479 --> 01:39:11,599
Speaker 3: that's all I got for them, Julian.

2180
01:39:11,360 --> 01:39:15,120
Speaker 4: That's all, all right, brother, I appreciate you. Man. Happy,

2181
01:39:15,640 --> 01:39:17,920
Speaker 4: I guess I don't hoppy.

2182
01:39:18,000 --> 01:39:24,080
Speaker 3: Black Friday, Happy Black Friday, Happy, happy Thanksgiving weekend too all.

2183
01:39:24,280 --> 01:39:27,000
Speaker 3: I hope everybody enjoyed their family time and it's going

2184
01:39:27,080 --> 01:39:29,200
Speaker 3: to continue to enjoy their family time. I hope you

2185
01:39:29,200 --> 01:39:31,680
Speaker 3: guys are watching this with your family members, you know

2186
01:39:31,680 --> 01:39:33,679
Speaker 3: what I'm saying, and if not, share this with them

2187
01:39:33,920 --> 01:39:37,200
Speaker 3: so they can watch it as well. Because you again,

2188
01:39:37,240 --> 01:39:39,720
Speaker 3: you get a buddy pass, so you got to use

2189
01:39:39,760 --> 01:39:42,559
Speaker 3: that wisely, man. So spread this wealth, spread this knowledge,

2190
01:39:42,640 --> 01:39:44,360
Speaker 3: and we're gonna see you guys on the other side.

2191
01:39:45,160 --> 01:39:46,360
Speaker 4: All right, y'all, much love.

2192
01:39:46,400 --> 01:39:50,320
Speaker 3: Twenty twenty two, let's do it the above ground railroad.

2193
01:39:50,400 --> 01:39:50,800
Speaker 2: Let's go.

2194
01:39:51,120 --> 01:39:51,760
Speaker 4: That's what it is.

2195
01:39:51,920 --> 01:39:53,360
Speaker 2: Peace, all right, y'all peace.

2196
01:39:58,120 --> 01:40:02,000
Speaker 1: You just realized your business needed to hire someone yesterday.

2197
01:40:02,520 --> 01:40:06,720
Speaker 1: How can you find amazing candidates fast? Easy? Just use

2198
01:40:06,800 --> 01:40:10,080
Speaker 1: Indeed stop struggling to get your job posts seen on

2199
01:40:10,200 --> 01:40:14,080
Speaker 1: other job sites. With Indeed sponsored jobs, your post jumps

2200
01:40:14,120 --> 01:40:16,440
Speaker 1: to the top of the page for your relevant candidates,

2201
01:40:16,680 --> 01:40:19,719
Speaker 1: so you can reach the people you want faster. According

2202
01:40:19,760 --> 01:40:23,400
Speaker 1: to Indeed data. Sponsored jobs posted directly on Indeed have

2203
01:40:23,520 --> 01:40:27,559
Speaker 1: forty five percent more applications than non sponsored jobs. Don't

2204
01:40:27,560 --> 01:40:31,240
Speaker 1: wait any longer. Speed up your hiring right now with Indeed,

2205
01:40:31,680 --> 01:40:33,920
Speaker 1: and listeners of this show will get a seventy five

2206
01:40:34,000 --> 01:40:37,160
Speaker 1: dollars sponsored job credit to get your jobs more visibility

2207
01:40:37,320 --> 01:40:43,040
Speaker 1: at indeed dot com slash pod Katz thirteen. Just go

2208
01:40:43,080 --> 01:40:47,840
Speaker 1: to indeed dot com slash pod katz thirteen right now

2209
01:40:48,200 --> 01:40:50,759
Speaker 1: and support our show by saying you heard about Indeed

2210
01:40:50,800 --> 01:40:55,120
Speaker 1: on this podcast. Terms and conditions apply. Hiring Indeed is

2211
01:40:55,160 --> 01:40:55,760
Speaker 1: all you need