1 00:00:00,040 --> 00:00:03,600 Speaker 1: An illegal alien from Guatemala charged with raping a child 2 00:00:03,680 --> 00:00:07,480 Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador 3 00:00:07,720 --> 00:00:11,840 Speaker 1: accused of murdering a Texas man of Venezuelan charged with 4 00:00:11,920 --> 00:00:15,840 Speaker 1: filming and selling child pornography in Michigan. These are just 5 00:00:15,920 --> 00:00:19,680 Speaker 1: some of the heinous migrant criminals caught because of President 6 00:00:19,720 --> 00:00:23,320 Speaker 1: Donald J. Trump's leadership. I'm Christy nom the United States 7 00:00:23,320 --> 00:00:28,120 Speaker 1: Secretary of Homeland Security. Under President Trump, attempted illegal border 8 00:00:28,160 --> 00:00:31,680 Speaker 1: crossings are at the lowest levels ever recorded, and over 9 00:00:31,760 --> 00:00:34,960 Speaker 1: one hundred thousand illegal aliens have been arrested. If you 10 00:00:35,040 --> 00:00:38,920 Speaker 1: are here illegally, your next you will be fined nearly 11 00:00:39,000 --> 00:00:43,000 Speaker 1: one thousand dollars a day, imprisoned, and deported. You will 12 00:00:43,040 --> 00:00:46,680 Speaker 1: never return. But if you register using our CBP home 13 00:00:46,720 --> 00:00:50,120 Speaker 1: app and leave now, you could be allowed to return legally. 14 00:00:50,479 --> 00:00:55,240 Speaker 1: Do what's right. Leave now. Under President Trump, America's laws, 15 00:00:55,400 --> 00:00:57,840 Speaker 1: border and families will be protected. 16 00:00:57,920 --> 00:01:00,000 Speaker 2: Sponsored by the United States Department of Homeland Security. 17 00:01:00,240 --> 00:01:04,160 Speaker 3: Forty eight percent of young people are not invested into 18 00:01:04,200 --> 00:01:07,160 Speaker 3: the full one K and the clip got a lot 19 00:01:07,160 --> 00:01:10,759 Speaker 3: of reaction online and then a lot of people was saying, well, 20 00:01:11,680 --> 00:01:13,320 Speaker 3: the reason why we don't invest in on four one 21 00:01:13,400 --> 00:01:16,720 Speaker 3: k is because it's a scam and the full one 22 00:01:16,800 --> 00:01:18,960 Speaker 3: K only gives you, you know, three percent a year. 23 00:01:19,520 --> 00:01:21,440 Speaker 3: We could do better in the stock market. We don't 24 00:01:21,440 --> 00:01:23,480 Speaker 3: need to invest in a four one k a variety 25 00:01:23,480 --> 00:01:26,200 Speaker 3: of different things. And then we actually ran into her 26 00:01:26,360 --> 00:01:30,680 Speaker 3: this weekend and we had a conversation about it. Uh 27 00:01:30,720 --> 00:01:35,080 Speaker 3: So I thought that it was interesting. But you know, 28 00:01:35,160 --> 00:01:37,280 Speaker 3: I do think that it is important to have some 29 00:01:37,440 --> 00:01:41,760 Speaker 3: level of responsible conversation about a full one K, being 30 00:01:41,800 --> 00:01:45,600 Speaker 3: that I used to be a financial advisor, So you 31 00:01:45,680 --> 00:01:48,080 Speaker 3: might be disappointed as I am a radical person, but 32 00:01:48,120 --> 00:01:50,920 Speaker 3: I'm also a responsible person. So it's my duty. 33 00:01:51,320 --> 00:01:53,040 Speaker 4: So I got to be the devil in this conversation. 34 00:01:53,120 --> 00:01:54,120 Speaker 2: I got it. 35 00:01:54,120 --> 00:02:00,240 Speaker 3: It's my duty to add some level of responsibility to this. Okay, 36 00:02:00,280 --> 00:02:02,480 Speaker 3: where do I start? Full one K is. 37 00:02:02,440 --> 00:02:04,000 Speaker 4: Not a scam. 38 00:02:04,160 --> 00:02:04,880 Speaker 3: It's not a scam. 39 00:02:04,920 --> 00:02:08,120 Speaker 5: Dore's an under deliver on the return on investment that 40 00:02:08,160 --> 00:02:10,480 Speaker 5: a person should receive by investing in it. 41 00:02:11,000 --> 00:02:13,160 Speaker 3: Well, that's the thing, right, four one K is not 42 00:02:13,240 --> 00:02:15,120 Speaker 3: It's not like a one size fit all. There's a 43 00:02:15,200 --> 00:02:17,160 Speaker 3: variety of different four one k. So depending on who 44 00:02:17,240 --> 00:02:20,799 Speaker 3: your four one K provider is, you usually have anywhere 45 00:02:20,840 --> 00:02:24,560 Speaker 3: from six to I've seen up to one hundred that's 46 00:02:24,639 --> 00:02:27,600 Speaker 3: on the rare side, anywhere from six to twenty five thirty. 47 00:02:27,600 --> 00:02:30,639 Speaker 3: Different options of how you choose to invest your full 48 00:02:30,680 --> 00:02:32,720 Speaker 3: one k. You have different options of how you choose 49 00:02:32,760 --> 00:02:34,480 Speaker 3: to invest your four one k, So it's not like 50 00:02:34,520 --> 00:02:36,240 Speaker 3: a set thing of like you're only going to get 51 00:02:36,240 --> 00:02:39,640 Speaker 3: three percent now. You usually can't. You usually cannot have 52 00:02:39,720 --> 00:02:42,600 Speaker 3: a self directed four one k. Sometimes you can, but 53 00:02:42,720 --> 00:02:44,720 Speaker 3: very rarely can you have a self directed for one K. 54 00:02:44,880 --> 00:02:47,119 Speaker 3: So you can't invest in like Apple stock, you can't 55 00:02:47,120 --> 00:02:49,440 Speaker 3: invest in Microsoft, but you can invest in that SI 56 00:02:49,480 --> 00:02:52,040 Speaker 3: people one hundred. You can't invest in different you know, 57 00:02:52,320 --> 00:02:55,000 Speaker 3: a growth fund, an international fund, and we talk about 58 00:02:55,000 --> 00:02:58,400 Speaker 3: investing in funds is actually a better way to go 59 00:02:58,480 --> 00:03:03,320 Speaker 3: about stock marketing, investing in investing. And but look outside 60 00:03:03,320 --> 00:03:05,760 Speaker 3: of that, I've made money in for one ks. I 61 00:03:05,840 --> 00:03:07,640 Speaker 3: like I said, I was an advisor. I've seen people 62 00:03:07,680 --> 00:03:10,320 Speaker 3: with two million, three million dollars in the full one case. 63 00:03:10,600 --> 00:03:12,560 Speaker 3: It's not a scam. You can make a lot of 64 00:03:12,560 --> 00:03:14,840 Speaker 3: money in your full one CA's it's a form of investing. 65 00:03:16,200 --> 00:03:21,120 Speaker 3: It is great to lower your tax liability, right and 66 00:03:21,240 --> 00:03:22,960 Speaker 3: if you're a business owner. You could put even more 67 00:03:22,960 --> 00:03:25,080 Speaker 3: money into the full one K plan, so it lowers 68 00:03:25,120 --> 00:03:27,799 Speaker 3: your tax liability, so you save money on taxes. Now 69 00:03:27,919 --> 00:03:30,400 Speaker 3: you get tax when you take the money out. But 70 00:03:30,440 --> 00:03:32,320 Speaker 3: if you have a rough fall one K, there's a 71 00:03:32,440 --> 00:03:34,120 Speaker 3: there's a rough fall one K, just like there's a 72 00:03:34,200 --> 00:03:37,640 Speaker 3: rough IRA. The wrough fall one K allows you to 73 00:03:37,640 --> 00:03:39,200 Speaker 3: put money in. You don't get it. You don't get 74 00:03:39,240 --> 00:03:41,080 Speaker 3: tax savings, but it's tax free when you take the 75 00:03:41,080 --> 00:03:42,880 Speaker 3: money out, just like a rough IRA would be. But 76 00:03:42,960 --> 00:03:45,440 Speaker 3: it allows you to put more money and than a 77 00:03:45,480 --> 00:03:50,400 Speaker 3: regular IRA would be. So it's extremely important to diversify. Guys, 78 00:03:51,160 --> 00:03:53,360 Speaker 3: you don't want to put all your eggs in one basket, 79 00:03:53,440 --> 00:03:56,800 Speaker 3: but there's nothing wrong with saving for your retirement. Retirement 80 00:03:56,840 --> 00:03:58,920 Speaker 3: is not that far away. The age fifty nine and 81 00:03:58,920 --> 00:04:02,640 Speaker 3: a half is not that old. Like you know, it's crazy. 82 00:04:03,280 --> 00:04:07,960 Speaker 3: I still look seventeen, you know, and. 83 00:04:08,240 --> 00:04:11,080 Speaker 4: You feel seventeen, right, But is it nothing far off? 84 00:04:11,120 --> 00:04:15,160 Speaker 3: But I'm almost forty next week? No, I'm almost forty, 85 00:04:15,360 --> 00:04:20,680 Speaker 3: So so he's not claiming that jet I mean, I'm 86 00:04:20,720 --> 00:04:24,400 Speaker 3: not forty. I'm forty next week. So I say that 87 00:04:24,520 --> 00:04:29,400 Speaker 3: to say forty years happened pretty quickly, So before you 88 00:04:29,440 --> 00:04:33,640 Speaker 3: know it, God willing, I'll be sixty pretty quickly. Right, 89 00:04:33,680 --> 00:04:35,640 Speaker 3: it's not gonna be too it's not gonna be too 90 00:04:35,720 --> 00:04:38,720 Speaker 3: long before I'm sixty years old. So I think it's 91 00:04:38,720 --> 00:04:41,480 Speaker 3: important to say for your retirement. The four one K 92 00:04:41,640 --> 00:04:44,880 Speaker 3: does provide you a vehicle and if they match, if 93 00:04:44,920 --> 00:04:47,719 Speaker 3: your company matches, that's even better because that's even that's 94 00:04:47,760 --> 00:04:52,440 Speaker 3: free money. So you know, it's like I said, should 95 00:04:52,440 --> 00:04:54,360 Speaker 3: you put every single dollar that you have into your 96 00:04:54,400 --> 00:04:57,120 Speaker 3: four one K? No, that's not advisable. You can do 97 00:04:57,160 --> 00:04:59,560 Speaker 3: other things. You could be more risky, you could have 98 00:04:59,640 --> 00:05:02,760 Speaker 3: you know, different allocations. But I do think that it's 99 00:05:02,800 --> 00:05:06,960 Speaker 3: important to save for your future. And most people don't 100 00:05:07,000 --> 00:05:10,640 Speaker 3: have retirement savings. So when you get to that point 101 00:05:10,640 --> 00:05:14,240 Speaker 3: in time, you know, you're faced with limited options if 102 00:05:14,240 --> 00:05:20,080 Speaker 3: you haven't planned earlier in your in your life. So guys, 103 00:05:20,400 --> 00:05:25,560 Speaker 3: it's not a scam. Guys, not a scam. Take advantage 104 00:05:25,600 --> 00:05:29,280 Speaker 3: of it now, stay on top of it. Make sure 105 00:05:29,360 --> 00:05:34,159 Speaker 3: that you you know, are invested the right way. I 106 00:05:34,240 --> 00:05:37,359 Speaker 3: talk about target date funds. I like target date funds. 107 00:05:37,400 --> 00:05:39,760 Speaker 3: It changes and becomes more aggressive as you get close 108 00:05:39,800 --> 00:05:41,400 Speaker 3: to that target date. Like if it's like a twenty 109 00:05:41,440 --> 00:05:44,000 Speaker 3: fifty or twenty sixty fund. It goes off of the 110 00:05:44,080 --> 00:05:46,000 Speaker 3: year that you planning on retire. Like I said, you 111 00:05:46,000 --> 00:05:48,120 Speaker 3: can usually invest in like an S and P five hundred. 112 00:05:48,360 --> 00:05:51,600 Speaker 3: You can usually invest in you know, international growth stocks, 113 00:05:51,720 --> 00:05:54,279 Speaker 3: small mid cap and give you a variety of different options. 114 00:05:54,480 --> 00:05:55,919 Speaker 3: So you want to kind of look through it, or 115 00:05:55,920 --> 00:05:57,839 Speaker 3: maybe sit with an advisor to kind of help you 116 00:05:57,880 --> 00:06:05,120 Speaker 3: go through it. But be mindful, be mindful, don't don't 117 00:06:05,320 --> 00:06:07,800 Speaker 3: you know, go with just something that you heard and 118 00:06:07,839 --> 00:06:10,440 Speaker 3: you're not fully aware of what you actually. 119 00:06:12,440 --> 00:06:12,719 Speaker 2: Doing. 120 00:06:13,560 --> 00:06:15,560 Speaker 5: I think the broader point people are frustrated with the 121 00:06:15,600 --> 00:06:18,240 Speaker 5: return at the receiving but this is why the show 122 00:06:18,360 --> 00:06:22,479 Speaker 5: is created. So continue to vest on your own pour 123 00:06:22,520 --> 00:06:24,839 Speaker 5: into your four one k like you said, And the 124 00:06:24,920 --> 00:06:27,919 Speaker 5: way inflation is going now, you're probably gonna need to 125 00:06:27,920 --> 00:06:30,000 Speaker 5: double down these next five years on investing in your 126 00:06:30,000 --> 00:06:33,920 Speaker 5: own personal accounts. Seeing what the cost of mortgages are now, 127 00:06:34,000 --> 00:06:37,599 Speaker 5: the cost of rent is now. Even Nike, like I 128 00:06:37,600 --> 00:06:41,160 Speaker 5: remember when Nike were the luxury shoe brand. They're almost 129 00:06:41,160 --> 00:06:42,120 Speaker 5: a value shoe. 130 00:06:42,760 --> 00:06:43,000 Speaker 4: Nike. 131 00:06:43,080 --> 00:06:45,720 Speaker 5: Y'all need to call Kanye and don c shout out 132 00:06:45,720 --> 00:06:48,839 Speaker 5: to the Midwest y'all ran the don c retro play 133 00:06:49,160 --> 00:06:54,400 Speaker 5: into the ground. Revenue is dry Mark Parker this weekend. Yeah, 134 00:06:54,600 --> 00:06:58,240 Speaker 5: like called don Don may have some ideas for you, 135 00:06:59,279 --> 00:07:01,560 Speaker 5: but if you want better returns, you have to remember this. 136 00:07:02,000 --> 00:07:04,440 Speaker 5: Nobody's gonna care about the return on investment that you 137 00:07:04,520 --> 00:07:06,800 Speaker 5: receive for how much money you accumulated in your life. 138 00:07:07,480 --> 00:07:14,000 Speaker 3: But you and also, so I'm reading comments, so you 139 00:07:14,000 --> 00:07:16,760 Speaker 3: should definitely roll over your four one K if you 140 00:07:16,840 --> 00:07:17,840 Speaker 3: leave your job. 141 00:07:19,160 --> 00:07:21,520 Speaker 6: Erness what's up? You ever walk into a small business 142 00:07:21,520 --> 00:07:24,640 Speaker 6: and everything just works like the checkout is fast, the 143 00:07:24,720 --> 00:07:28,600 Speaker 6: receipts are digital, tipping is a breeze, and you're out 144 00:07:28,600 --> 00:07:31,880 Speaker 6: the door before the line even builds. Odds are they're 145 00:07:32,000 --> 00:07:35,520 Speaker 6: using Square. We love supporting businesses that run on Square 146 00:07:35,560 --> 00:07:38,679 Speaker 6: because it just feels seamless. Whether it's a local coffee shop, 147 00:07:38,880 --> 00:07:41,400 Speaker 6: a vendor at a pop up market, or even one 148 00:07:41,400 --> 00:07:44,520 Speaker 6: of our merch partners. Square makes it easy for them 149 00:07:44,560 --> 00:07:48,520 Speaker 6: to take payments, manage inventory, and run their business with confidence, 150 00:07:48,880 --> 00:07:52,160 Speaker 6: all from one simple system. If you're a business owner 151 00:07:52,360 --> 00:07:55,760 Speaker 6: or even just thinking about launching something soon, Square is 152 00:07:55,840 --> 00:07:57,920 Speaker 6: hands down one of the best tools out there to 153 00:07:57,960 --> 00:08:01,920 Speaker 6: help you start run and it's not just about payments. 154 00:08:02,320 --> 00:08:04,960 Speaker 6: It's about giving you time back so you can focus 155 00:08:05,000 --> 00:08:07,640 Speaker 6: on what matters most ready. To see how Square can 156 00:08:07,720 --> 00:08:12,560 Speaker 6: transform your business, visit Square dot com backslash, go backslash 157 00:08:12,640 --> 00:08:16,800 Speaker 6: eyl to learn more that Square dot com backslash, go 158 00:08:17,240 --> 00:08:21,400 Speaker 6: backslash eyl. Don't wait, don't hesitate. Let's Square handle the 159 00:08:21,480 --> 00:08:25,440 Speaker 6: back end so you can keep pushing your vision forward. 160 00:08:27,600 --> 00:08:29,840 Speaker 6: This episode is brought to you by P and C Bank. 161 00:08:30,240 --> 00:08:33,000 Speaker 6: A lot of people think podcasts about work are boring, 162 00:08:33,200 --> 00:08:37,079 Speaker 6: and sure, they definitely can be, but understanding a professionals 163 00:08:37,160 --> 00:08:40,400 Speaker 6: routine shows us how they achieve their success little by little, 164 00:08:40,760 --> 00:08:42,679 Speaker 6: day after day. 165 00:08:42,760 --> 00:08:45,280 Speaker 2: It's like banking with P and C Bank. It might 166 00:08:45,400 --> 00:08:46,280 Speaker 2: seem boring. 167 00:08:46,000 --> 00:08:48,920 Speaker 6: To save, plan and make calculated decisions with your bank, 168 00:08:49,280 --> 00:08:51,760 Speaker 6: but keeping your money boring is what helps you live 169 00:08:51,920 --> 00:08:55,920 Speaker 6: or more happily fulfilled life. P and C Bank Brilliantly 170 00:08:56,000 --> 00:09:00,240 Speaker 6: Boring since eighteen sixty five. Brilliantly Boring since eight seen 171 00:09:00,280 --> 00:09:03,000 Speaker 6: sixty five is a service mark of the PNC Financial 172 00:09:03,080 --> 00:09:07,719 Speaker 6: Service Group, Inc. P and C Bank National Association Member ATDIC. 173 00:09:09,480 --> 00:09:13,160 Speaker 1: An illegal alien from Guatemala charged with raping a child 174 00:09:13,160 --> 00:09:16,960 Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador 175 00:09:17,200 --> 00:09:21,360 Speaker 1: accused of murdering a Texas man of Venezuelan charged with 176 00:09:21,400 --> 00:09:25,320 Speaker 1: filming and selling child pornography in Michigan. These are just 177 00:09:25,400 --> 00:09:29,120 Speaker 1: some of the heinous migrant criminals caught because of President 178 00:09:29,200 --> 00:09:32,800 Speaker 1: Donald J. Trump's leadership. I'm Christy nom the United States 179 00:09:32,800 --> 00:09:37,600 Speaker 1: Secretary of Homeland Security. Under President Trump, attempted illegal border 180 00:09:37,640 --> 00:09:41,200 Speaker 1: crossings are at the lowest levels ever recorded, and over 181 00:09:41,240 --> 00:09:44,440 Speaker 1: one hundred thousand illegal aliens have been arrested. If you 182 00:09:44,520 --> 00:09:48,400 Speaker 1: are here illegally, your next you will be fined nearly 183 00:09:48,480 --> 00:09:52,480 Speaker 1: one thousand dollars a day, imprisoned, and deported. You will 184 00:09:52,520 --> 00:09:56,160 Speaker 1: never return. But if you register using our CBP home 185 00:09:56,200 --> 00:09:59,600 Speaker 1: app and leave now, you could be allowed to return legally. 186 00:10:00,000 --> 00:10:04,680 Speaker 1: Do what's right. Leave now. Under President Trump, America's laws, 187 00:10:04,880 --> 00:10:07,280 Speaker 1: border and families will be protected. 188 00:10:07,440 --> 00:10:09,679 Speaker 2: Sponsored by the United States Department of Homeland Security. 189 00:10:09,880 --> 00:10:15,320 Speaker 3: To an IRA, that's beneficial, you should. The four to 190 00:10:15,320 --> 00:10:18,200 Speaker 3: one K is for for profit organizations of four three 191 00:10:18,240 --> 00:10:20,760 Speaker 3: B is for nonprofit organizations. But they're very similar. They 192 00:10:20,800 --> 00:10:24,600 Speaker 3: have a similar type of options available to you. So 193 00:10:24,679 --> 00:10:26,720 Speaker 3: if you're a teacher, if you work in a hospital, 194 00:10:26,720 --> 00:10:29,120 Speaker 3: you might have a full three B but or you 195 00:10:29,200 --> 00:10:32,679 Speaker 3: might have a tax to ferthernuity a TDA. But they're 196 00:10:32,720 --> 00:10:35,680 Speaker 3: all kind of very similar to each other as far 197 00:10:35,720 --> 00:10:39,720 Speaker 3: as what you said. Somebody says, what about the fees involved. 198 00:10:39,880 --> 00:10:42,480 Speaker 3: I mean, there's fees for sure. It's managed money though, 199 00:10:42,480 --> 00:10:46,000 Speaker 3: but the fees is not. It's not going to be 200 00:10:46,160 --> 00:10:50,680 Speaker 3: twenty percent to hedge funds charge twenty percent to get 201 00:10:50,720 --> 00:10:54,440 Speaker 3: to get you could have watched market mondays and made 202 00:10:54,520 --> 00:10:57,160 Speaker 3: more money than what a hedge fund would charge you, 203 00:10:57,240 --> 00:10:59,800 Speaker 3: and the hedge fund the hedge fund charging you twenty percent. 204 00:11:01,120 --> 00:11:03,439 Speaker 3: So I mean, there's no free lunch. But I mean, 205 00:11:03,480 --> 00:11:05,720 Speaker 3: I think I think we're arguing over something that's not 206 00:11:05,760 --> 00:11:08,240 Speaker 3: really in the grand scheme of things. If you're looking 207 00:11:08,280 --> 00:11:13,000 Speaker 3: at a seventy five basis points, that's that's a seventy 208 00:11:13,000 --> 00:11:16,520 Speaker 3: five percent of one of one. Is that going to 209 00:11:16,600 --> 00:11:18,400 Speaker 3: make or break the situation? Probably not. 210 00:11:19,080 --> 00:11:21,560 Speaker 4: They said, I need to call Trump the Trump ones. 211 00:11:23,080 --> 00:11:23,840 Speaker 4: Y'all going about it. 212 00:11:25,520 --> 00:11:28,200 Speaker 3: We're gonna talk about the Trump one. We will talk 213 00:11:28,200 --> 00:11:35,440 Speaker 3: about the Trump ones. On black we will talk about 214 00:11:36,760 --> 00:11:39,000 Speaker 3: let's let's let's give them one topic that might be 215 00:11:39,000 --> 00:11:42,120 Speaker 3: a blackout topic that we could talk about here. Single 216 00:11:42,160 --> 00:11:46,520 Speaker 3: women own homes, own more homes than single men. And 217 00:11:46,559 --> 00:11:48,360 Speaker 3: this is something that's been flowing around the internet for 218 00:11:48,360 --> 00:11:52,199 Speaker 3: a while. So like Keata Watson posted in Matthew Garland 219 00:11:52,280 --> 00:11:54,440 Speaker 3: he posted it, and all the real estate people posted it. 220 00:11:55,240 --> 00:12:03,160 Speaker 3: Single women are a higher home ownership rates than single 221 00:12:04,240 --> 00:12:09,480 Speaker 3: men at any ethnicity, any ethnicity, but it's even higher 222 00:12:09,559 --> 00:12:10,199 Speaker 3: for Black people. 223 00:12:10,600 --> 00:12:15,440 Speaker 7: That's I mean, that is true for home ownership, college degree, 224 00:12:16,160 --> 00:12:17,280 Speaker 7: a much other things as well. 225 00:12:17,559 --> 00:12:23,839 Speaker 3: Okay, But ironically enough, I think not income, I still 226 00:12:23,840 --> 00:12:27,760 Speaker 3: think that black men actually earn more. Men across the 227 00:12:27,800 --> 00:12:32,240 Speaker 3: board still own earn more money than women. Even though 228 00:12:32,240 --> 00:12:36,679 Speaker 3: women have higher degrees, They're they're getting degrees at higher levels. 229 00:12:37,160 --> 00:12:40,800 Speaker 3: The homeowners are higher levels variety of other things. 230 00:12:40,880 --> 00:12:42,280 Speaker 4: In executive positions as well. 231 00:12:42,440 --> 00:12:46,679 Speaker 3: Well, every every like professional position, men men still are 232 00:12:46,800 --> 00:12:50,439 Speaker 3: at much higher levels than women. Okay, so let's talk 233 00:12:50,440 --> 00:12:52,040 Speaker 3: about that situation. 234 00:12:53,360 --> 00:12:53,800 Speaker 4: Ladies. 235 00:12:53,840 --> 00:12:55,760 Speaker 5: Don't let no man actually what you bring to the 236 00:12:55,800 --> 00:12:57,480 Speaker 5: table if you don't have no table of his own 237 00:12:58,040 --> 00:13:00,880 Speaker 5: and don't own the house, y'all say, I'm pandering. So 238 00:13:00,880 --> 00:13:03,800 Speaker 5: I'm gonna turn up the pandering shot on y'all this year. Okay, 239 00:13:06,280 --> 00:13:08,280 Speaker 5: go ahead, blackout time. 240 00:13:08,840 --> 00:13:11,480 Speaker 4: Those are my thoughts. Yeah, those are our thoughts. 241 00:13:11,679 --> 00:13:13,360 Speaker 5: Don't let no man ask you what you bring to 242 00:13:13,400 --> 00:13:16,000 Speaker 5: the table, and you're all your house, tyree. I'm sorry, 243 00:13:16,200 --> 00:13:18,600 Speaker 5: it is what it is. Clip this one up. I'm 244 00:13:18,679 --> 00:13:22,440 Speaker 5: going forward, Derrick Jackson. Okay Jackson, So. 245 00:13:24,320 --> 00:13:29,719 Speaker 3: Listen, guys. I think that I don't think that that's 246 00:13:29,760 --> 00:13:30,800 Speaker 3: the best way to go about it. 247 00:13:31,120 --> 00:13:34,280 Speaker 5: That's the way I'm going about it. What Okay, when 248 00:13:34,280 --> 00:13:35,800 Speaker 5: do you ask you what you bring to the table? 249 00:13:36,040 --> 00:13:37,840 Speaker 5: Let me see the deed to the house, my boy. 250 00:13:38,320 --> 00:13:39,719 Speaker 3: I don't. I don't think that's the best way to 251 00:13:39,760 --> 00:13:40,160 Speaker 3: go about it. 252 00:13:42,880 --> 00:13:44,040 Speaker 4: Panda is pandering. 253 00:13:45,720 --> 00:13:48,320 Speaker 3: Panda is pandering. So here the thing, here the thing. 254 00:13:48,640 --> 00:13:51,640 Speaker 3: So I think that it's an interesting situation taking a 255 00:13:51,720 --> 00:13:55,079 Speaker 3: rational approach, for sure. I think it's it. I think 256 00:13:55,080 --> 00:13:57,680 Speaker 3: it's it. I think it's a variety of different factors 257 00:13:57,679 --> 00:14:01,959 Speaker 3: that go into why women might be higher home ownership 258 00:14:02,040 --> 00:14:07,000 Speaker 3: is interesting. A lot of times men may have more 259 00:14:07,160 --> 00:14:11,880 Speaker 3: financial obligation. Absolutely when you look at, you know, the 260 00:14:11,960 --> 00:14:16,400 Speaker 3: child support system, right finished, I got a question for 261 00:14:16,480 --> 00:14:20,040 Speaker 3: you when when you look at potentially having to provide 262 00:14:20,080 --> 00:14:24,000 Speaker 3: for other people, A lot of that times, you know, women, 263 00:14:24,120 --> 00:14:26,160 Speaker 3: you know, provide for other people as well, but the 264 00:14:26,240 --> 00:14:29,960 Speaker 3: man might have, you know, other financial obligations. 265 00:14:30,000 --> 00:14:31,480 Speaker 4: It's like a white out answer though. 266 00:14:33,960 --> 00:14:36,800 Speaker 6: Look man, no that's not black I ain't gonna let 267 00:14:36,880 --> 00:14:39,840 Speaker 6: y'all do this, No, no, but I want to know. 268 00:14:39,960 --> 00:14:42,400 Speaker 6: I just want to interject really quickly because this might 269 00:14:42,480 --> 00:14:46,440 Speaker 6: be a time. Did y'all see Killer Mike's thoughts about 270 00:14:46,480 --> 00:14:46,920 Speaker 6: child sup. 271 00:14:46,960 --> 00:14:49,120 Speaker 3: We're gonn talk about child supporter on blackout? Okay, Okay, 272 00:14:49,160 --> 00:14:51,120 Speaker 3: I just want to all right, we're gonna talk about 273 00:14:51,720 --> 00:14:54,880 Speaker 3: child support, will be covered on blackout. But I just 274 00:14:54,960 --> 00:15:00,760 Speaker 3: feel that I feel like this is a dangerous conversation 275 00:15:00,920 --> 00:15:04,840 Speaker 3: because it's one of these conversations where it pins men 276 00:15:04,960 --> 00:15:08,360 Speaker 3: against women, and I don't think that that's the most 277 00:15:08,400 --> 00:15:14,480 Speaker 3: productive thing to do. I do feel that everybody should 278 00:15:14,520 --> 00:15:18,560 Speaker 3: bring something to the table. Now. Home ownership is good, 279 00:15:18,640 --> 00:15:22,800 Speaker 3: but it's not the deciding factor. I've never dated somebody 280 00:15:22,880 --> 00:15:25,560 Speaker 3: and asked them if they owned a home. That was 281 00:15:25,600 --> 00:15:30,040 Speaker 3: never a deciding factor for me personally. Right, if you got, 282 00:15:30,120 --> 00:15:33,200 Speaker 3: if you got a good career, if you if you 283 00:15:33,280 --> 00:15:34,360 Speaker 3: got an ambition, if you. 284 00:15:34,280 --> 00:15:37,320 Speaker 5: Don't as all as you are looking forward to, oh 285 00:15:37,440 --> 00:15:40,360 Speaker 5: you're good boy, Like I'm a listener for both of 286 00:15:40,440 --> 00:15:42,280 Speaker 5: y'all we should do this now, but I would be 287 00:15:42,280 --> 00:15:44,440 Speaker 5: interested in, like, well, what are the questions that we 288 00:15:44,480 --> 00:15:46,560 Speaker 5: are asking as we're dating. 289 00:15:47,200 --> 00:15:48,360 Speaker 4: We should we should add that. 290 00:15:48,400 --> 00:15:50,760 Speaker 3: Well, we also live in an economy where it's becoming 291 00:15:50,800 --> 00:15:54,440 Speaker 3: increasingly harder to become a homeowner. That's true, even if 292 00:15:54,440 --> 00:15:56,800 Speaker 3: you make a lot of money, it's still becoming increasing 293 00:15:57,280 --> 00:16:02,040 Speaker 3: increasing increasingly harder to become a homeowner. And is home 294 00:16:02,080 --> 00:16:04,680 Speaker 3: ownership even work for it at this point in time? 295 00:16:04,720 --> 00:16:06,760 Speaker 3: We got to argue about Wall Street Journal put an 296 00:16:06,840 --> 00:16:09,200 Speaker 3: article out that said that you know, now it's actually 297 00:16:09,240 --> 00:16:12,920 Speaker 3: more beneficial to be a renter than to be a homeowner. 298 00:16:13,400 --> 00:16:15,600 Speaker 7: Or could that be propaganda for us to have home 299 00:16:15,600 --> 00:16:19,080 Speaker 7: ownership or stripped to it that Well, if we just 300 00:16:19,120 --> 00:16:22,080 Speaker 7: talked about the statistics about the appreciation over the past 301 00:16:22,080 --> 00:16:25,240 Speaker 7: eight years going up eighty percent and us not having homes, 302 00:16:25,640 --> 00:16:27,200 Speaker 7: that we don't participate in any of that. 303 00:16:27,320 --> 00:16:30,960 Speaker 1: An illegal alien from Guatemala charged with raping a child 304 00:16:31,000 --> 00:16:34,800 Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador 305 00:16:35,040 --> 00:16:39,160 Speaker 1: accused of murdering a Texas. Man of Venezuelan charged with 306 00:16:39,240 --> 00:16:43,120 Speaker 1: filming and selling child pornography in Michigan. These are just 307 00:16:43,240 --> 00:16:47,000 Speaker 1: some of the heinous migrant criminals caught because of President 308 00:16:47,040 --> 00:16:50,560 Speaker 1: Donald J. Trump's leadership. I'm Christine Noman, the United States 309 00:16:50,600 --> 00:16:55,360 Speaker 1: Secretary of Homeland Security. Under President Trump, attempted illegal border 310 00:16:55,440 --> 00:16:59,000 Speaker 1: crossings are at the lowest levels ever recorded, and over 311 00:16:59,040 --> 00:17:02,280 Speaker 1: one hundred thousand illegal aliens have been arrested. If you 312 00:17:02,360 --> 00:17:06,200 Speaker 1: are here illegally, your next you will be fine nearly 313 00:17:06,280 --> 00:17:10,320 Speaker 1: one thousand dollars a day, imprisoned, and deported, you will 314 00:17:10,320 --> 00:17:14,000 Speaker 1: never return. But if you register using our CBP home 315 00:17:14,040 --> 00:17:17,400 Speaker 1: app and leave now, you could be allowed to return legally. 316 00:17:17,760 --> 00:17:22,520 Speaker 1: Do what's right. Leave now. Under President Trump, America's laws, 317 00:17:22,680 --> 00:17:25,120 Speaker 1: border and families will be protected. 318 00:17:25,200 --> 00:17:27,360 Speaker 2: Sponsored by the United States Department of Homeland Security.