WEBVTT - What's The Money For? 0:00:00.520 --> 0:00:03.520 Hey, hey, hey, ba fan, Please follow us on Apple 0:00:03.600 --> 0:00:08.440 Podcasts and keep our audience growing. If your iPhone recently 0:00:08.520 --> 0:00:13.840 updated to iOS fourteen point five, head to Apple Podcasts, 0:00:14.160 --> 0:00:17.360 search for Brown Ambition and click on the plus button 0:00:17.760 --> 0:00:20.919 in the upper right hand corner. Do that and you'll 0:00:20.920 --> 0:00:24.800 be following our show Loop Loop. You can also follow 0:00:24.880 --> 0:00:29.760 us on Spotify, on Stitcher, or on the Amazon Music app. 0:00:30.040 --> 0:00:31.400 You will not do all that, you know, if you 0:00:31.440 --> 0:00:33.600 had to Android, but you know Apple, that's fine, it's fine. 0:00:33.960 --> 0:00:56.880 And now onto our show. Hey, hey, hey, we're back. 0:00:57.360 --> 0:01:04.200 We're black. We'd chocolate and I will you say peanut 0:01:04.200 --> 0:01:07.440 butter in the summer, Mandy Brown kind of vanilla bean, 0:01:07.640 --> 0:01:11.160 Brown Ambition. Welcome Black Mandy. 0:01:11.720 --> 0:01:13.960 Hi, welcome Black Tiffany. 0:01:15.200 --> 0:01:18.480 Wait a little CARAMELI you know, you know what. 0:01:19.160 --> 0:01:21.479 I plan to get as much sun as I can 0:01:21.520 --> 0:01:23.600 this summer, so yes, I will be. I'm gonna have 0:01:23.720 --> 0:01:26.160 I finally can use last summer. I didn't even need 0:01:26.200 --> 0:01:29.200 to use my summer. I have different summer colors from 0:01:29.200 --> 0:01:32.160 my for like foundation and you know stuff like that. 0:01:32.520 --> 0:01:34.319 So for summer it's a little bit darker, and the 0:01:34.360 --> 0:01:37.120 winter I get pale. But last summer I didn't go nowhere, 0:01:37.440 --> 0:01:39.880 so I never had to even use my summer pale, 0:01:40.040 --> 0:01:42.640 my summer, my summer hue. So yes, I will be 0:01:42.680 --> 0:01:48.320 a little bit more toasted toasted peanut butter. Yeah, food analogies. 0:01:50.400 --> 0:01:52.840 You are about to go on Vaca. How you feeling? 0:01:53.000 --> 0:01:55.600 Oh? I felt believed so my first but my first week, 0:01:55.640 --> 0:02:00.920 I've rented a summer Well, I ran to this really 0:02:00.920 --> 0:02:04.840 beautiful house down by the sure So I'm gonna spend 0:02:04.840 --> 0:02:06.840 a week like just it's like one step for the beach. 0:02:06.880 --> 0:02:10.360 The house is absolutely gorgeous, and so I'm planning like 0:02:10.760 --> 0:02:14.880 at least two to three other like like mini ghetaways. 0:02:14.919 --> 0:02:16.560 This is probably the longest of a week and everything 0:02:16.600 --> 0:02:19.000 else will be like you know, like an extended weekend probably. 0:02:19.280 --> 0:02:21.000 But then during the day I'm going to do like, 0:02:21.040 --> 0:02:23.040 you know, different fun things like I want to find 0:02:23.800 --> 0:02:27.840 like uh, I really love like thrifting and like big 0:02:27.840 --> 0:02:29.640 flea markets. I'm like, I'm sure there's one in like 0:02:29.680 --> 0:02:32.720 Philly I can go to, or I'm sure there's like 0:02:33.600 --> 0:02:36.079 I don't know, like the American This is this big, 0:02:36.200 --> 0:02:39.400 huge mall in Jersey called American Dream that recently opened 0:02:39.440 --> 0:02:43.760 up that's supposed to be you can like, uh not skateboard. 0:02:43.760 --> 0:02:45.680 What are those things called? Like not ice board? What 0:02:45.720 --> 0:02:47.280 does the things that the kids do with the with 0:02:47.320 --> 0:02:54.240 the snowboarding board? Snowboarding you get snowboard. Not that I'm 0:02:54.240 --> 0:02:57.040 gonna snowboard, but honestly, like all the kind of things 0:02:57.080 --> 0:02:59.880 I've always wanted to explore that like are pretty low, 0:03:00.880 --> 0:03:03.240 I'm going to do that. 0:03:03.240 --> 0:03:06.200 That sounds nice. I'm excited for you, and we have 0:03:06.240 --> 0:03:09.639 an amazing lineup of guest co host you guys, So 0:03:09.760 --> 0:03:13.320 stay tuned to Brent Ambition. We've got some exciting guess 0:03:13.400 --> 0:03:15.000 I can't wait to I won't to keep it a surprise, 0:03:15.080 --> 0:03:16.720 but I can't wait to share with you guys, so 0:03:17.160 --> 0:03:20.040 definitely stick around. I will be here while Tiffany is 0:03:20.080 --> 0:03:23.480 out wou sighing and taking a much much needed, well 0:03:23.480 --> 0:03:26.640 deserved break, So stay tuned. 0:03:27.080 --> 0:03:29.520 I bought I made like a really expensive purchase. I 0:03:29.560 --> 0:03:33.840 was like, ah, ooh, I love it. I know, Oh 0:03:33.880 --> 0:03:37.080 my god. So I bought myself a sleep Number mattress. 0:03:38.080 --> 0:03:40.280 But I got all the bells and whistles. It was 0:03:41.000 --> 0:03:43.360 a lot. It costs you know what, it cost me 0:03:43.480 --> 0:03:44.720 more than my first car. 0:03:45.560 --> 0:03:46.520 Okay, well you. 0:03:46.440 --> 0:03:48.120 Know my first car me was, I mean, that's not same. 0:03:48.120 --> 0:03:50.600 But knowing you, your first car is probably like really 0:03:50.680 --> 0:03:51.720 cheap it was. 0:03:51.920 --> 0:03:54.720 My first car was a used little pupp putt that 0:03:54.760 --> 0:03:57.880 I bought from the lot. But still guess how much? 0:03:58.920 --> 0:04:00.880 Oh, I feel like there is right. I don't know 0:04:00.920 --> 0:04:04.400 how those people do it. I'm stressed. Ten thousand dollars 0:04:04.600 --> 0:04:08.960 no lower? Oh, okay, seven thousand. 0:04:09.000 --> 0:04:10.080 Yep, just about yep. 0:04:10.200 --> 0:04:11.320 So I know. 0:04:11.400 --> 0:04:13.000 It was like, can I spend the wheel? 0:04:14.320 --> 0:04:19.760 You gotta find maybe you no. So I was talking 0:04:19.800 --> 0:04:22.159 to my my business code sign about today and I 0:04:22.200 --> 0:04:24.200 was like, you know, expressing a little bit of inks 0:04:24.240 --> 0:04:26.360 even though I'm not gonna lie and sleeping really well on. 0:04:26.279 --> 0:04:28.240 It like it I certainly hope. 0:04:28.279 --> 0:04:33.400 So I know, I know. And he told me that 0:04:33.480 --> 0:04:35.840 it's time for us to kind of like unlock the 0:04:35.880 --> 0:04:39.200 next level of what money means to me, you know, 0:04:39.400 --> 0:04:41.680 or how I utilize money. He said, you know, in 0:04:41.720 --> 0:04:44.400 the beginning, you know, when you were struggling to you know, 0:04:44.520 --> 0:04:48.600 money was a means for you to create security and safety, 0:04:48.640 --> 0:04:50.919 and it's fair to say that you know you've created 0:04:50.920 --> 0:04:54.680 that for yourself, and now you know, I want you 0:04:55.440 --> 0:05:00.200 to be able to spend responsibly, but with that out 0:05:00.240 --> 0:05:03.599 guilt when you know, like even if it's a lot, 0:05:03.680 --> 0:05:06.360 you know, is seven thousand dollars going to tank you 0:05:06.400 --> 0:05:08.200 and your family? I was like no, he said, then 0:05:09.080 --> 0:05:11.240 why you know? And it was also to your you're 0:05:11.279 --> 0:05:14.360 purchasing something that's you know, good for you, and even 0:05:14.400 --> 0:05:16.800 if it wasn't, so what it's not going to cause 0:05:16.839 --> 0:05:19.040 financial harm to you and your family if it's something 0:05:19.040 --> 0:05:21.679 that you're wanting, but especially typically you bought a bed. 0:05:21.680 --> 0:05:25.520 Like yeah, and you know, I was like, Tesla, I 0:05:26.320 --> 0:05:31.440 didn't really be really excited now here like I spend money. 0:05:31.560 --> 0:05:35.279 And so he was like like so he's like, okay, 0:05:35.400 --> 0:05:38.080 we we were playing kind of like not this like 0:05:38.160 --> 0:05:39.960 it's that this is game that my sisters and I 0:05:40.040 --> 0:05:43.240 kind of play whenever I spend money on something that 0:05:43.400 --> 0:05:46.640 like is not like, you know, something like a super need, 0:05:47.279 --> 0:05:49.839 Like my sister Tracy always says, what's the money for? 0:05:50.880 --> 0:05:54.080 So basically like you know what I mean, Like okay, 0:05:54.320 --> 0:05:57.920 like you like you purchased the thing, you know, whether 0:05:58.000 --> 0:06:00.880 like let's just say it's a bag or sage or 0:06:00.920 --> 0:06:03.559 it's whatever, and you know, all the bills are paid 0:06:03.600 --> 0:06:05.880 and you're saving and you max out your retirement, all 0:06:05.880 --> 0:06:08.120 the things you've done, all the things, and you're like, 0:06:08.480 --> 0:06:10.200 so you want to get your nails done, what's the 0:06:10.240 --> 0:06:14.280 money for? Like basically like like what do you like 0:06:14.320 --> 0:06:17.400 what are we holding off for? And so he told me, like, 0:06:17.440 --> 0:06:21.320 you know, that's exactly like to remember that one of 0:06:21.360 --> 0:06:24.839 the one of the ways to use money once you've 0:06:24.880 --> 0:06:29.880 gotten beyond the financial security component. He said, money is 0:06:30.000 --> 0:06:33.000 pretty infinite, meaning like as much as they're like, I mean, 0:06:33.040 --> 0:06:35.560 you could just keep you know, money is a social construct, 0:06:35.640 --> 0:06:40.719 so you technically can make as much money it's humanly possible, 0:06:40.800 --> 0:06:42.760 Like it doesn't make sense that Elon Musk is making 0:06:42.960 --> 0:06:45.080 one hundred and fifty thousand dollars like a minute, Like 0:06:45.120 --> 0:06:48.719 what does that even mean? But time is finite, right, 0:06:48.839 --> 0:06:51.120 he was like, so you can use this kind of 0:06:51.200 --> 0:06:54.440 like infinite resource, this made up thing that we call 0:06:54.520 --> 0:06:59.360 money to buy back something that is finite, meaning buy 0:06:59.440 --> 0:07:03.240 back something that it's not endless, which is your time. 0:07:03.720 --> 0:07:05.760 He said, So this is the stage you're in, Tiffany now, 0:07:05.760 --> 0:07:07.520 and this is for anyone who's kind of listening, who 0:07:07.560 --> 0:07:10.720 is beyond the stage of like security and things like that, 0:07:11.000 --> 0:07:12.800 you know, like with your finances and I'm having a 0:07:12.800 --> 0:07:15.160 hard time making the leap. So I was just literally 0:07:15.200 --> 0:07:18.160 just talking because Zion and I we meet every other Monday. 0:07:18.360 --> 0:07:19.920 And he was like, so this is you're moving into 0:07:19.960 --> 0:07:23.280 this stage. I want you to ask yourself, how can 0:07:23.320 --> 0:07:25.920 I use some of my money to buy back some 0:07:26.080 --> 0:07:29.320 of my time? And so he gave me example, he said, 0:07:30.160 --> 0:07:33.360 I wanted to learn how to What did he say? 0:07:33.360 --> 0:07:35.280 He wanted to learn how to surf? And he's like, 0:07:35.320 --> 0:07:37.360 I've never surfed before, and I had friends that surfed 0:07:37.680 --> 0:07:39.320 and he was like, you know, they said, Oh, it 0:07:39.320 --> 0:07:40.920 took me a couple of years before I could do 0:07:41.000 --> 0:07:43.880 like five foot waves or whatever. He was like, huh, 0:07:44.160 --> 0:07:47.120 I could do that, or he said. I looked online 0:07:47.160 --> 0:07:50.800 and I found like an ex pro surfer who like 0:07:50.840 --> 0:07:54.280 went to the Olympics, and it wasn't cheap, but I 0:07:54.320 --> 0:07:57.320 found out that I could pay because he lived. He 0:07:57.400 --> 0:08:00.400 lived in California, resign lives, and I can pay him 0:08:00.840 --> 0:08:03.240 to give me surf lessons. And he said I can 0:08:03.240 --> 0:08:05.280 bring up to like a few people. So I invited 0:08:05.280 --> 0:08:07.160 friends and said, hey, it's on me, but if you 0:08:07.160 --> 0:08:09.920 want to have some surf lessons. I found someone I'm 0:08:09.960 --> 0:08:12.200 going to pay him to do so, and he said, Tiffany, 0:08:12.280 --> 0:08:15.440 you know, in a few months, I was able to 0:08:15.480 --> 0:08:17.680 serve just as well as my friends who'd served for 0:08:17.680 --> 0:08:20.040 a couple of years, but they had been self taught. 0:08:20.160 --> 0:08:22.400 And he's like, so I got I wanted to serf 0:08:23.080 --> 0:08:26.240 ten foot waves within a few months. I didn't want 0:08:26.240 --> 0:08:28.080 to wait a few years. I got to buy back 0:08:28.160 --> 0:08:30.920 some of my time, and I was just like okay. 0:08:31.440 --> 0:08:33.960 So he was like, you know, so consider like where 0:08:33.960 --> 0:08:36.600 you are now, what are some things that you're wanting 0:08:36.640 --> 0:08:40.520 to learn or to do? So like the example of 0:08:40.559 --> 0:08:43.360 remember I was like like ugh, like in notts in 0:08:43.400 --> 0:08:46.240 my stomach about getting someone to clean the house, yes, 0:08:46.640 --> 0:08:48.160 like this is the first you know, like last year 0:08:48.200 --> 0:08:49.680 was the first year I ever had anyone clean my 0:08:49.679 --> 0:08:53.800 house professionally. And it's like, well, Tiffany, you could clean 0:08:53.840 --> 0:08:57.439 the house for four three to four hours, or you 0:08:57.440 --> 0:09:00.600 can pay Juliana, who's awesome, to clear in the house 0:09:00.880 --> 0:09:03.440 and buy back some of your time. Same thing with cooking, 0:09:04.200 --> 0:09:05.920 Like you know, I'm never much of a cook, and 0:09:05.960 --> 0:09:09.640 I always would feel guilty because I typically like I'm 0:09:09.679 --> 0:09:11.800 still working during times when you would make dinner, and 0:09:11.840 --> 0:09:14.160 sometimes I wouldn't get dinner on the table till like nine. 0:09:14.640 --> 0:09:16.960 And it was like, oh, or I can pay Nisha, 0:09:17.040 --> 0:09:20.040 who's this amazing woman to cook for my family and 0:09:20.040 --> 0:09:21.960 I and I get to buy back time. So I 0:09:22.080 --> 0:09:24.000 was just like, it's just a new way for me 0:09:24.040 --> 0:09:27.680 to think of money outside of just using it to 0:09:27.800 --> 0:09:30.920 create security for myself. And it's just like, you know, 0:09:31.640 --> 0:09:34.040 like like the bed was like you should just see me. 0:09:34.080 --> 0:09:35.960 I was like, oh, meanwhile, Mandy, I've been sleeping on 0:09:35.960 --> 0:09:37.920 the couch for like months because my arm is like 0:09:38.000 --> 0:09:40.280 you know, like since I've gotten the surgery, I just 0:09:40.320 --> 0:09:43.120 could not get comfortable in our old bed. And it 0:09:43.200 --> 0:09:45.720 was really a superman who was like, so I want 0:09:45.720 --> 0:09:49.920 my wife back. Girl, Like, let's go get this damn 0:09:49.960 --> 0:09:51.199 bed so you can sleep. 0:09:51.960 --> 0:09:52.240 Baby. 0:09:52.280 --> 0:09:54.080 If you sleep on the car, do you know, well, 0:09:54.120 --> 0:09:56.680 you know, like I would see it sixty time upstairs 0:09:56.720 --> 0:09:59.400 and they come downstairs and be like I'll see you. 0:09:59.440 --> 0:10:01.600 Later, slithering out leave it out. 0:10:03.640 --> 0:10:07.080 To walk with Shane downstairs, Like let me go downstairs. No, 0:10:07.240 --> 0:10:09.040 but you know, so it was just like such a 0:10:09.040 --> 0:10:11.679 good lesson of like okay, and you know, it really 0:10:11.760 --> 0:10:14.120 solidified for me. My sister Tracy's like, girl, I want 0:10:14.160 --> 0:10:16.880 to go see mommy this weekend, like you know, just 0:10:16.920 --> 0:10:19.280 to check up on them. And she said, she's like 0:10:19.320 --> 0:10:20.959 I opened like a we all have our own keys. 0:10:21.000 --> 0:10:22.839 She was like, my mom was in the living room 0:10:23.000 --> 0:10:25.199 dancing and she didn't hear her come in. She was 0:10:25.280 --> 0:10:27.040 just like getting it in, like oh, and she was 0:10:27.080 --> 0:10:28.760 like my mom turned around, was like, oh, I didn't 0:10:28.760 --> 0:10:30.920 know you were coming over, and she's like you're dancing. 0:10:31.000 --> 0:10:33.880 She's like, yeah, just feeling happy. And you know what, 0:10:34.000 --> 0:10:35.680 my mom had just texted me that day to say, 0:10:36.080 --> 0:10:37.839 I don't know if I remember mentioned the last time 0:10:37.880 --> 0:10:40.400 how they needed a new porch. I remember Mandy and 0:10:40.400 --> 0:10:42.400 I was like, I don't know. It's like, you know, 0:10:42.480 --> 0:10:44.280 it was eleven thousand dollars, which is not a little 0:10:44.280 --> 0:10:47.280 bit of money. But Superman was like, girl, we have it. 0:10:47.280 --> 0:10:50.359 It's your parents. It's a porch. They don't want to Porsche. 0:10:50.520 --> 0:10:53.600 It's a porch. You know, they don't fall through the back. 0:10:53.920 --> 0:10:56.600 And then like I started to send a niche who 0:10:56.640 --> 0:10:59.080 cooks for my family and I every Sunday to make 0:10:59.120 --> 0:11:01.840 sure my parents had like a great Sunday meal. And 0:11:01.880 --> 0:11:04.439 then like my dad's good for leftover, so like for 0:11:04.440 --> 0:11:07.199 for Monday as well, and then too, I send them 0:11:07.200 --> 0:11:09.920 money every month, and so everything kind of landed on 0:11:09.960 --> 0:11:12.240 the same day and she just like text me like 0:11:12.240 --> 0:11:14.960 I'm just my dad too, Like I'm just so happy 0:11:15.040 --> 0:11:18.320 and secure. And I thought, like what Zion, Like what 0:11:18.440 --> 0:11:21.160 Zion is saying, like you know, or what really Tracy 0:11:21.240 --> 0:11:23.680 was saying, like what is the money for? And for me, 0:11:23.960 --> 0:11:26.800 that's what that's a huge component of what is the 0:11:26.800 --> 0:11:29.080 money for? And so my mother can dance in the 0:11:29.120 --> 0:11:31.959 dining room without worry and not having to worry about 0:11:31.960 --> 0:11:34.600 how she's gonna pay the mortgage. It's paid off, you know, 0:11:34.880 --> 0:11:37.560 like having spending money she got it a porch that 0:11:37.679 --> 0:11:40.200 was rotting, and how we're gonna pay for it. It's done, 0:11:40.360 --> 0:11:43.000 you know, And so yeah, like it's a it's a 0:11:43.080 --> 0:11:46.959 new it's such a I've never had a significant amount 0:11:47.000 --> 0:11:49.439 of money before, so it's still a new space. So 0:11:49.440 --> 0:11:53.480 sometimes I'm still navigating as preschool teacher tiffany where. It's like, well, girl, 0:11:53.600 --> 0:11:57.080 every mint, every penny counts, and you know, every nickel, 0:11:57.120 --> 0:12:00.800 every dime away and it's like, no, Tiffany, you responsible. 0:12:01.240 --> 0:12:03.600 You can trust yourself to say, I put some aside 0:12:03.600 --> 0:12:06.760 for this you've maxed out retirement savings, all the things, 0:12:06.800 --> 0:12:10.520 you have almost two years worth of emergency fund. Like, girl, 0:12:10.559 --> 0:12:13.920 you're doing all the things you can afford. These things 0:12:13.920 --> 0:12:17.400 that one, you know, bring joy to yourself and other people, 0:12:17.520 --> 0:12:19.600 and two help to buy your time back. 0:12:20.880 --> 0:12:23.640 Can you just buy something pretty? I just buy it 0:12:23.800 --> 0:12:27.240 just if it makes you happy. Just buy because even now, 0:12:27.280 --> 0:12:32.800 I'm just like, uh huh, porch mattress, I'm not excited 0:12:32.840 --> 0:12:33.920 like I want to be for. 0:12:33.960 --> 0:12:37.560 You, like I'm gonna try. I'm gonna try some country 0:12:37.640 --> 0:12:41.280 and just gonna you know, I'm gonna get some food. 0:12:41.559 --> 0:12:42.079 I don't know. 0:12:42.280 --> 0:12:44.680 It's true. It's hard, man, and it's so crazy, like 0:12:44.720 --> 0:12:46.720 I still am like, okay, but that's one of the 0:12:46.760 --> 0:12:48.360 things I I doing this. 0:12:48.400 --> 0:12:55.160 Success classic surgery. Girl, I'm gonna find want to buy 0:12:55.160 --> 0:12:56.079 you some time back. 0:12:57.440 --> 0:13:01.040 One random thing that doesn't like because you're right, I still, honestly, 0:13:01.120 --> 0:13:03.559 I still have such a hard time, Like Tiffany, you 0:13:03.600 --> 0:13:05.000 gotta use it to be responsible. 0:13:05.200 --> 0:13:06.880 You don't call my husband. He has some ideas. 0:13:07.440 --> 0:13:10.199 So I'm gonna think of something because it's so crazy, 0:13:10.240 --> 0:13:13.280 like you know, like mindset is such a such a 0:13:13.280 --> 0:13:16.000 crazy thing. How you can get locked in. And the 0:13:16.120 --> 0:13:18.880 crazy thing, I guess what's so hard about shifting mindset 0:13:19.200 --> 0:13:22.600 is oftentimes that mindset is what got you here, you know, 0:13:22.760 --> 0:13:25.920 this like responsibility with money it got me here, but 0:13:25.960 --> 0:13:29.440 it's also keeping me here, you know, So that shift 0:13:29.559 --> 0:13:31.280 is like it's not easy. And I, you know, I'm 0:13:31.280 --> 0:13:33.719 always trying to be transparent with you guys, because I 0:13:33.720 --> 0:13:37.400 I my worry is that on social everything is made 0:13:37.440 --> 0:13:40.840 to look so easy, breezy, pretty, that if you just 0:13:40.920 --> 0:13:43.600 do this, everything turns out perfect. And you know, manny 0:13:43.640 --> 0:13:44.959 and I try to be honest like, yeah, girl, I 0:13:44.960 --> 0:13:47.680 don't know what they talking about with it, but it's 0:13:47.720 --> 0:13:50.600 not you know, like you can make it, like you know, 0:13:50.640 --> 0:13:52.640 I make good money now, and I still struggle with. 0:13:52.600 --> 0:13:55.720 Money and that like for me, sometimes that's the fear 0:13:55.800 --> 0:13:58.800 of I can I achieved this, but it can be 0:13:58.920 --> 0:14:00.839 I could lose it, you know. And there's even if 0:14:00.840 --> 0:14:04.480 it's like an irrational fear because you know, my money 0:14:04.559 --> 0:14:07.480 is FDIC insured if it's in cash, and you know, 0:14:07.559 --> 0:14:10.120 I'm investing very wisely in the market and history tells 0:14:10.160 --> 0:14:12.360 me that the market typically will go up over time. 0:14:12.760 --> 0:14:15.280 But still there's like that little bit of irrational fear 0:14:15.360 --> 0:14:17.280 that someone might come and snatch it all away. So 0:14:18.400 --> 0:14:21.320 I actually find that it helps me make decisions about 0:14:21.560 --> 0:14:24.920 enjoying the money now because I'm like, you're right, someone 0:14:24.920 --> 0:14:27.160 could take it away. Let me expend it on things 0:14:27.160 --> 0:14:31.280 that someone can't take away, so experiences. So I've never 0:14:31.400 --> 0:14:34.600 really felt guilty about. One of my guilty pleasures was 0:14:34.600 --> 0:14:36.640 Broadway and haven't been on the Broadway Show a lot 0:14:36.680 --> 0:14:40.680 of time. Yeah, but Broadway tickets those were always really expensive. 0:14:40.680 --> 0:14:42.680 You know, it could easily be five hundred bucks for 0:14:42.840 --> 0:14:47.440 a date night for Broadway show. I know, No, that's 0:14:48.680 --> 0:14:50.760 I mean I used to You can get cheaper tickets 0:14:50.800 --> 0:14:52.920 through lotteries and stuff like that, but to have the 0:14:52.920 --> 0:14:55.520 peace of mind that you're just gonna have a good seat, yeah, 0:14:55.560 --> 0:14:58.960 like five hundo for two people easily and then nice dinners. 0:14:59.000 --> 0:15:00.720 So ooh, let me tell you I did this week. 0:15:00.960 --> 0:15:03.680 So I have been stalking. There's just really a beautiful 0:15:03.800 --> 0:15:07.280 farm up here in Westchester where I live, and it's 0:15:07.320 --> 0:15:10.120 called blue Hill or sorry, Stone Barn Center in the 0:15:10.160 --> 0:15:13.600 restaurant attached to the farm is called Blue Hill, and 0:15:13.600 --> 0:15:17.240 they're doing this really cool like thing. The head chef 0:15:17.280 --> 0:15:20.240 basically stepped aside he's a white man, and he basically 0:15:20.280 --> 0:15:22.080 stepped aside and said, you know, I'm going to step 0:15:22.120 --> 0:15:23.880 back from my head chef position and we're going to 0:15:23.920 --> 0:15:27.320 have chefs and residents instead. So last year was season one. 0:15:27.360 --> 0:15:30.360 This year's season two, and they basically have a lineup 0:15:30.400 --> 0:15:34.520 of like five or six diverse so men, women, Black, Asian, 0:15:35.040 --> 0:15:39.240 you know, Latino. They have a lot. They're amplifying the 0:15:39.280 --> 0:15:42.400 talents of these chefs and bringing them to Blue Hill 0:15:42.480 --> 0:15:46.680 to cook for a season. And it's really it's really 0:15:46.720 --> 0:15:49.400 really hard to get it's not even a ticket, but 0:15:49.440 --> 0:15:51.760 to get a reservation. And I have just for some reason, 0:15:51.800 --> 0:15:53.600 I've been waking up at like four am, you know, 0:15:53.640 --> 0:15:56.280 I don't know, the melatonin wears off. And I'm just 0:15:56.360 --> 0:15:58.400 on the Blue Hill website and I got a spot. 0:15:58.560 --> 0:15:59.800 Someone canceled their reservation. 0:16:00.080 --> 0:16:02.960 Oh yes, so where is it. 0:16:02.960 --> 0:16:06.080 It's in. It's in Westchester where Terry Town. It's not 0:16:06.360 --> 0:16:10.400 it's like somewhere cute in Westchester. But I've just heard 0:16:10.440 --> 0:16:14.400 really amazing things and I'm excited because the master chef 0:16:14.440 --> 0:16:17.520 that they have right now, it's their guest, is uh 0:16:17.640 --> 0:16:20.160 Brian Furman. He's actually from Atlanta or he has a 0:16:20.200 --> 0:16:23.040 restaurant in Atlanta, but he's a barbecue pit master. He's 0:16:23.080 --> 0:16:26.360 like the first pit master to be a James Beard 0:16:26.360 --> 0:16:29.120 Foundation semi finalist. So James Beard is like, I don't 0:16:29.120 --> 0:16:32.720 know the Pulitzers of the food world. So he's won 0:16:32.760 --> 0:16:35.920 all these awards and he has this restaurant in Atlanta 0:16:35.960 --> 0:16:40.080 called Crackle in BBQ BBQ Barbecue, and he has a 0:16:40.120 --> 0:16:43.840 really amazing story. He lost a restaurant four years he 0:16:43.960 --> 0:16:46.720 lost a restaurant to a fire, and he's working on 0:16:46.800 --> 0:16:49.120 opening a new one in Atlanta. So I'm gonna go 0:16:49.200 --> 0:16:52.520 check him out this Thursday. I'm so excited. It's expensive, though, 0:16:52.840 --> 0:16:55.000 I think it's like, what is it. It's ended up 0:16:55.000 --> 0:16:57.120 being one hundred dollars per person because they don't do 0:16:57.760 --> 0:16:59.480 they don't they They're like one of those restaurants that 0:16:59.520 --> 0:17:02.440 stopped doing gratuity, so they kind of bake it into 0:17:02.520 --> 0:17:05.960 your bill, I guess. But yeah, I'm taking Husban and 0:17:06.000 --> 0:17:08.080 I was like, we have a couple friends and I 0:17:08.119 --> 0:17:09.960 said it's one of those things where I was, you know, 0:17:10.040 --> 0:17:12.159 your heart's racing, you only have like seven minutes the 0:17:12.480 --> 0:17:15.199 whole reservation, and I'm like, it's so what are you 0:17:15.240 --> 0:17:18.760 better answer this text and immediately she was like, yes, 0:17:18.840 --> 0:17:21.400 we're in. So that's yeah, Mommy and Daddy are going 0:17:21.440 --> 0:17:24.439 on an expensive dinner date. But I'm I'm excited. It 0:17:24.440 --> 0:17:26.400 feels like the world's opening up again. 0:17:26.480 --> 0:17:26.800 It's this. 0:17:27.520 --> 0:17:30.000 I do feel like I'm ready to spend some spend 0:17:30.040 --> 0:17:32.240 some money on some experiences because they can't take it 0:17:32.280 --> 0:17:33.280 away from you at. 0:17:33.160 --> 0:17:35.880 The end of the day. Yeah, honestly, I'm just like, yeah, 0:17:35.880 --> 0:17:38.240 I'm still experiences are a little bit easier. I think 0:17:38.240 --> 0:17:40.479 that's what it is, is that they're a little bit 0:17:40.480 --> 0:17:42.800 easier for me to spend money on. But definitely things 0:17:42.840 --> 0:17:46.240 are definitely a lot harder for me to spend money on. 0:17:46.320 --> 0:17:49.080 But like I said, I'm opening up. I'm trying. Like 0:17:49.119 --> 0:17:50.919 this house that I wanted, I mean I could have 0:17:50.960 --> 0:17:53.800 gotten so I remember I was thinking about, ooh, you 0:17:53.800 --> 0:17:56.160 can get this other modest house, and I'm like yeah, 0:17:56.200 --> 0:17:59.120 but this house. It was this Victorian house, totally renovated. 0:17:59.119 --> 0:18:01.119 It looks gorgeous. And I've been wanting a hammock for 0:18:01.160 --> 0:18:02.639 the longest and I had a hammock in the front, 0:18:02.920 --> 0:18:05.520 and I'm like, yeah, but this is like, this is 0:18:05.560 --> 0:18:11.880 a lot more and I was like, girl, what said, Like, timmany, 0:18:12.119 --> 0:18:14.959 what is the money for? You want this house? It's 0:18:14.960 --> 0:18:16.720 a beautiful house. It's one step away from the beach. 0:18:16.720 --> 0:18:18.520 It has a backyard and a grill and all these 0:18:18.520 --> 0:18:20.960 things like you want to be comfortable for the week, 0:18:21.480 --> 0:18:23.440 you know. And I'm just like, so, yeah, you could 0:18:23.480 --> 0:18:25.960 get this cheaper place, but guess what, You're gonna probably 0:18:25.960 --> 0:18:28.520 spend a lot of time in this house for this 0:18:28.560 --> 0:18:30.439 full week, Like Sis, I'm gonna need you to be 0:18:30.480 --> 0:18:34.359 fully comfortable. Yeah, it's just like I said, it's practice, 0:18:34.560 --> 0:18:37.800 and like I'm just you know, it's still like there's 0:18:37.800 --> 0:18:41.719 still a lot of PSD post traumatic stress syndrome from 0:18:42.200 --> 0:18:46.200 losing everything and me being afraid of going back there, 0:18:46.680 --> 0:18:49.359 and so I'm definitely much better than I was before, 0:18:49.400 --> 0:18:52.000 but I still, you know it, basically it's going to 0:18:52.040 --> 0:18:54.840 be practiced to say, you know, like, you know, is 0:18:54.880 --> 0:18:57.520 it a massage a week? I remember he Zion mentioned 0:18:57.520 --> 0:18:58.560 that and I was like, you know what, that would 0:18:58.600 --> 0:19:01.440 be kind of nice. Do it? 0:19:01.760 --> 0:19:02.879 Do it for those of us too? 0:19:04.280 --> 0:19:06.119 I was like that actually sounds kind of nice, or 0:19:06.600 --> 0:19:08.480 like what else is there? Like you know what, like 0:19:09.040 --> 0:19:11.520 thing that's just because it's a thing that I enjoy 0:19:11.760 --> 0:19:14.320 do I want to make a regular part of my life. 0:19:14.359 --> 0:19:16.359 So it was just like I said, it was just 0:19:17.080 --> 0:19:19.320 because one of the things he mentioned. I knew he 0:19:19.400 --> 0:19:21.040 was gonna say this because I like, at this point, 0:19:21.040 --> 0:19:22.840 I know, he was like, right now, you're out of 0:19:22.920 --> 0:19:25.920 integrity with yourself. He's like, because he's like, I've read 0:19:25.920 --> 0:19:27.400 that section of the book where you said I don't 0:19:27.400 --> 0:19:30.520 believe in over sacrifice. You know. He said, you said 0:19:30.520 --> 0:19:33.520 you don't believe in over sacrifice and that if something 0:19:34.080 --> 0:19:37.960 doesn't cause you financial harm, then get it. Money is 0:19:38.000 --> 0:19:39.800 to be enjoyed. You said that in your book. And 0:19:39.920 --> 0:19:43.000 yet I was like, he said, you're out of integrity 0:19:43.040 --> 0:19:45.959 and it's true. Yeah, I know. I was like, oh, 0:19:45.960 --> 0:19:49.280 you just be reading my book. Huh. Meanwhile, this is 0:19:49.280 --> 0:19:53.240 your uh, this is your weekly book reminder from rand Ambition. 0:19:53.720 --> 0:19:55.800 Get Good with Money is available at gig good money 0:19:55.840 --> 0:19:56.160 dot com. 0:19:56.200 --> 0:19:58.960 Did you read a book? 0:19:59.600 --> 0:20:01.440 No? But yeah, So it was just like what I'm 0:20:01.440 --> 0:20:03.960 excited for the time of way, and two I'm just 0:20:04.000 --> 0:20:08.000 really excited for like you know, I'm just working additionally 0:20:08.080 --> 0:20:12.440 on growth, like you know, recognizing like huh, I want 0:20:12.440 --> 0:20:15.440 this to be better and I'm like before just kind 0:20:15.440 --> 0:20:18.600 of suffering through it. I'm like, how do I get 0:20:18.640 --> 0:20:20.359 help to make this better if I don't know how 0:20:20.359 --> 0:20:22.560 to do it myself? And then getting help to do so, 0:20:23.160 --> 0:20:26.080 and you know, in working toward it and through it 0:20:26.160 --> 0:20:29.399 much faster. So I'm actually really enjoying like kind of 0:20:29.440 --> 0:20:32.960 like this loop that I've created, like recognizing a thing, 0:20:33.560 --> 0:20:36.240 asking for help for a thing, putting the help into action, 0:20:36.560 --> 0:20:37.920 seeing change, you. 0:20:37.800 --> 0:20:42.840 Know, normalize. We see we need the world, especially a 0:20:42.880 --> 0:20:46.480 month like this. It's the George Floyd murder, It's been 0:20:46.480 --> 0:20:48.760 a year since his murder, it's the one hundred years 0:20:48.800 --> 0:20:51.959 since the Tulsa massacre of nineteen twenty one. It's a 0:20:52.000 --> 0:20:54.280 lot going on, and I'm just like, we need to 0:20:54.280 --> 0:20:57.520 see Tiffany winning. We need black people to be taking 0:20:57.560 --> 0:21:00.480 care of yourselves, taking care of ourselves, going out out there. 0:21:01.119 --> 0:21:03.600 You know, if you have the resources, using them. We 0:21:03.680 --> 0:21:07.000 need to normalize this, share it, because I mean, no 0:21:07.000 --> 0:21:08.879 one else is going to do it. We have to 0:21:08.920 --> 0:21:11.280 take care of ourselves. So I think you're setting a 0:21:11.359 --> 0:21:12.360 very wonderful example. 0:21:12.400 --> 0:21:12.679 It is. 0:21:13.000 --> 0:21:14.920 It's your job to go have a damn good time, 0:21:14.960 --> 0:21:19.800 my friend. Okay, and relax relax in that hammock swang 0:21:19.880 --> 0:21:25.560 swaying swing and knit. Oh wait, crochet, which one is it? 0:21:25.680 --> 0:21:27.400 I don't even know, girl, I'm doing one of them, 0:21:27.680 --> 0:21:29.320 one of them or none of them. Who cares? 0:21:29.359 --> 0:21:32.679 Bring the yarn, never touch it. It's your hiatus. Okay, 0:21:32.920 --> 0:21:35.879 it's your hiatus, all right? What else is going on? 0:21:35.960 --> 0:21:36.119 You know? 0:21:36.160 --> 0:21:38.760 I read that used car price I didn't read. My 0:21:38.800 --> 0:21:41.320 husband told me, he's like, Babe, we bought our used 0:21:41.359 --> 0:21:45.080 car twenty seventeen. It was a twenty sixteen Masta something 0:21:45.119 --> 0:21:47.560 something I don't even know, and I think we bought 0:21:47.640 --> 0:21:51.720 it for seventeen or eighteen K and we paid it 0:21:51.760 --> 0:21:55.320 off really quickly. But I you know, cars are notorious, 0:21:55.400 --> 0:21:57.440 like before you even drive off the lot, they lose 0:21:57.560 --> 0:22:00.680 like what fifteen twenty percent of their value and immediately 0:22:00.800 --> 0:22:03.680 is a depreciating asset. So that's why I always really 0:22:03.720 --> 0:22:06.800 hated car debt, because you know, you're just you're just 0:22:06.800 --> 0:22:09.400 always kind of losing money on them. But because of 0:22:09.920 --> 0:22:13.520 a used car shortage, used car prices are on the rise. 0:22:13.680 --> 0:22:17.520 So yeah, he was like running our car through a 0:22:17.520 --> 0:22:21.359 couple of different like cost estimated tools like Carvana and 0:22:21.359 --> 0:22:23.600 then one other site and said that we could sell 0:22:23.640 --> 0:22:27.439 it for sixteen or sixteen thousand something dollars, which is 0:22:27.960 --> 0:22:29.680 I think it's only lost like a thousand dollars worth 0:22:29.680 --> 0:22:32.800 of value in five years. Is nuts. And I'm like, 0:22:32.880 --> 0:22:34.159 he's like, you know, you want to sell it and 0:22:34.160 --> 0:22:36.800 get a Tuzla, of course, but I just wanted to 0:22:36.840 --> 0:22:39.280 note that, and I was looking into the reasons why. 0:22:39.320 --> 0:22:41.919 I'm like, why are used car prices going up? And 0:22:41.960 --> 0:22:44.840 it's just kind of like weird, crazy economic times that 0:22:44.840 --> 0:22:48.120 we're in right now. But basically like our car, for example, 0:22:48.160 --> 0:22:50.720 that we got it certified pre owned, but it used 0:22:50.720 --> 0:22:53.080 to be a rental car, and the majority or a 0:22:53.119 --> 0:22:55.680 lot of the rent the used cars on today's market 0:22:55.800 --> 0:22:59.359 come from rental car companies, and last year, because nobody 0:22:59.400 --> 0:23:02.639 was renting a cars, rental car companies weren't getting a 0:23:02.640 --> 0:23:05.200 bunch of new cars. So when it came this year 0:23:05.320 --> 0:23:07.800 to you know, what they typically do would take their 0:23:07.840 --> 0:23:10.840 cars out of rotation and then put them on the 0:23:10.920 --> 0:23:13.439 used car market. But there weren't as many cars on 0:23:13.480 --> 0:23:16.600 the used car market, so simple supply and demand. Not 0:23:16.640 --> 0:23:20.000 that many used cars, more demand for cars, so that's 0:23:20.040 --> 0:23:22.840 why prices have been going up. So if you've been 0:23:22.880 --> 0:23:26.800 thinking about selling your car now maybe the right you know, 0:23:26.880 --> 0:23:29.479 maybe a decent time to do that. 0:23:30.680 --> 0:23:34.239 Yes, I didn't, you know, I never thought about that. 0:23:34.240 --> 0:23:36.440 That's actually I mean, I'm trying to think. I've never 0:23:36.480 --> 0:23:39.080 had a new car. Like in college, my parents got 0:23:39.160 --> 0:23:41.600 us a lease, which was a mistake, chop, because you 0:23:41.600 --> 0:23:42.800 know what, at the least they give you the number 0:23:42.840 --> 0:23:46.040 of miles. Girl, I don't know that car was in 0:23:46.160 --> 0:23:50.760 every state but Jersey because you know, of course, like, oh, 0:23:50.760 --> 0:23:52.400 we're just going here to a friend's house, mean while 0:23:52.440 --> 0:23:56.879 we're in Delaware. So that was a mistake. But after that, 0:23:56.920 --> 0:23:59.240 any car I've ever bought, like, I've had three cars 0:23:59.720 --> 0:24:01.960 that I I've owned straight out, and all of them 0:24:02.000 --> 0:24:05.800 have been used cars. And the last one, the one 0:24:05.840 --> 0:24:07.960 I have now, is actually like just like to your point, 0:24:08.000 --> 0:24:10.720 certified pre own, which I love because like you get 0:24:10.760 --> 0:24:14.320 like all the you know, you get all the safety 0:24:14.480 --> 0:24:17.880 with none of the the not the high cost yep. 0:24:17.960 --> 0:24:21.159 You know. So I had insurance on that car, you know, 0:24:21.240 --> 0:24:23.359 like full flesh if anything went wrong with it for 0:24:23.480 --> 0:24:26.480 like three or four years before finally you know, it expired. 0:24:27.840 --> 0:24:30.040 I think used cars are the jam, but that sucks 0:24:30.119 --> 0:24:32.760 if like you, the whole purpose of getting a used 0:24:32.800 --> 0:24:33.920 car is the fact that you don't have to pay 0:24:33.920 --> 0:24:35.400 as much. I guess we shall see. 0:24:35.680 --> 0:24:38.320 You know, you should see, and definitely, you know, definitely 0:24:38.400 --> 0:24:40.720 shop around to try to get the best deal. Maybe 0:24:40.760 --> 0:24:43.440 it's also like location based. Maybe in some places it's 0:24:43.480 --> 0:24:46.000 not as difficult to get a good deal as others. 0:24:46.000 --> 0:24:48.480 But if you're wondering why your used car, like I listen, 0:24:48.640 --> 0:24:51.960 I was listening to something like a podcast on the 0:24:52.000 --> 0:24:54.680 economy and inflation and all that, and they said that 0:24:54.960 --> 0:24:57.720 used car inflation was ten percent in April. So if 0:24:57.760 --> 0:25:00.160 you bought a car for ten thousand dollars in March, 0:25:00.200 --> 0:25:02.960 you would pay eleven thousand dollars in April for the 0:25:03.000 --> 0:25:06.320 same car used car, So inflation is real. We have 0:25:06.320 --> 0:25:07.920 a question about inflation that we're going to get to 0:25:07.920 --> 0:25:11.080 you later, because that seems to be a hot topic 0:25:11.480 --> 0:25:14.960 these days. But I want to take a pause really quick, 0:25:14.960 --> 0:25:19.240 because it is a really meaningful I hate to say 0:25:19.320 --> 0:25:21.960 anniversary because that just makes it sound like a joyous occasion. 0:25:22.040 --> 0:25:25.399 But on May twenty first, nineteen twenty one, there was 0:25:25.640 --> 0:25:29.600 the Tulsa massacre, which I am willing to admit I 0:25:29.600 --> 0:25:33.960 didn't get taught this at any point in my elementary, 0:25:34.040 --> 0:25:36.560 middle high school career. I only I don't even know 0:25:36.600 --> 0:25:38.719 when I first heard about Tulsa. But for a lot 0:25:38.800 --> 0:25:41.440 of people, the first time they heard about this massacre 0:25:41.520 --> 0:25:46.320 of three hundred black people in Tulsa, Oklahoma and what 0:25:46.480 --> 0:25:49.720 used to be called Black Wall Street in Greenwood. For 0:25:49.760 --> 0:25:52.320 a lot of young people, their first encounter with this 0:25:52.400 --> 0:25:55.399 story was through a show on HBO. I think it 0:25:55.520 --> 0:25:59.800 was called Watchman. Have you ever watched Watchmen? Yeah, it's 0:25:59.840 --> 0:26:02.560 like I don't know. I did watch the opening episode 0:26:02.600 --> 0:26:05.320 because a friend told me about it. But basically they 0:26:05.359 --> 0:26:08.680 recreated the true story of what happened in Tulsa for 0:26:08.720 --> 0:26:11.359 this show, which is actually about superheroes and like Regina 0:26:11.400 --> 0:26:13.440 Kings in it. It's amazing. But yeah, for a lot 0:26:13.440 --> 0:26:17.200 of people, that was their first introduction to this horrific story. 0:26:17.800 --> 0:26:21.119 It's been one hundred years. Three survivors were just on 0:26:21.160 --> 0:26:24.920 Capitol Hill. They testified before Congress. These are three men 0:26:24.960 --> 0:26:28.600 and women who were six seven at the time. They're 0:26:28.640 --> 0:26:30.920 now one hundred and seven one hundred years old, and 0:26:31.000 --> 0:26:34.080 I think one hundred and something else they're over one 0:26:34.119 --> 0:26:37.760 hundred years old, and these heroes went to Capitol Hill 0:26:37.840 --> 0:26:43.200 to testify before Congress because there's now a lawsuit against 0:26:43.200 --> 0:26:46.600 the city against the state. I believe to finally get 0:26:47.000 --> 0:26:51.159 restitution and some form of reparations for the families the 0:26:51.280 --> 0:26:56.080 descendants of this horrific attack. And a friend of the 0:26:56.119 --> 0:27:01.200 show actually Kevin Matthews. He is a investing expert, Kevin 0:27:01.200 --> 0:27:04.200 Matthews of Building Bread. If you guys haven't heard of him, 0:27:04.240 --> 0:27:06.360 definitely check him out. We'll put a link to Kevin's 0:27:06.880 --> 0:27:10.320 info on the show. Kevin is actually a descendant of 0:27:10.359 --> 0:27:15.359 a survivor of the Tulsa massacre. So I actually invited 0:27:15.400 --> 0:27:17.359 Kevin to come on the show and shared a little 0:27:17.359 --> 0:27:19.440 bit of it, a little bit about his family history 0:27:19.760 --> 0:27:24.879 and the context of why this massacre was so meaningful 0:27:24.880 --> 0:27:30.119 and continues to have ripple effects for Black Americans today. Kevin, 0:27:30.160 --> 0:27:33.360 thank you so much for joining us on Brown Ambition. 0:27:33.760 --> 0:27:34.560 Welcome to the show. 0:27:34.960 --> 0:27:36.240 Yeah, thank you for having me. 0:27:37.119 --> 0:27:40.440 So tell us your story. I've known Kevin for I 0:27:40.480 --> 0:27:43.359 don't even know how long. Used to write for Lending 0:27:43.400 --> 0:27:45.439 Tree when I was there, But you have been in 0:27:45.480 --> 0:27:47.840 the Yeah, you've been an investing expert in person in 0:27:47.920 --> 0:27:49.879 the personal finance space for about as long as I have. 0:27:49.960 --> 0:27:51.920 I feel like, and you came up with us and 0:27:52.280 --> 0:27:54.640 all the other you know, black excellence at finn Con 0:27:54.680 --> 0:27:57.360 and all of that, But I really I didn't know 0:27:57.400 --> 0:28:00.280 that you had such a personal story, you know, with 0:28:00.400 --> 0:28:04.640 Tulsa and being born and raised on Greenwood Avenue where 0:28:04.640 --> 0:28:08.919 this horrible massacre occurred. So can you talk about what 0:28:08.920 --> 0:28:10.359 does it mean to you and your family? 0:28:11.800 --> 0:28:15.879 Yeah, it's hard to put into words how much it means. 0:28:16.200 --> 0:28:19.760 And it's still it continues to me more every day 0:28:20.040 --> 0:28:23.080 because for those that don't know about the nineteen twenty 0:28:23.119 --> 0:28:26.600 one Total Race massacre, we didn't really start to learn 0:28:26.760 --> 0:28:29.480 a lot about it into the nineteen nineties. So there 0:28:29.480 --> 0:28:33.000 were times where like my father, who is elected official 0:28:33.000 --> 0:28:35.600 in Oklahoma, didn't learn about until he was in his thirties. 0:28:36.000 --> 0:28:38.720 I had heard rumblings of it growing up, and as 0:28:38.720 --> 0:28:41.440 an adult when researching for my book, I continued to 0:28:41.520 --> 0:28:45.240 learn more things that had not known until three decades 0:28:45.280 --> 0:28:47.960 into it. So it means a lot to us because 0:28:48.000 --> 0:28:52.240 there's a missing chapter in our history, both literally and negatively. 0:28:52.360 --> 0:28:55.680 We have an estimated three hundred people who died who 0:28:55.680 --> 0:28:58.560 still have not been found. We don't know exactly where 0:28:58.560 --> 0:29:00.480 they've been buried, and we're still trying to figure that 0:29:00.520 --> 0:29:03.520 out to this day. And there's always the sense of 0:29:03.760 --> 0:29:06.560 what if. So my house is one block to the 0:29:06.640 --> 0:29:09.840 left of Greenwood when you're looking north, and you have 0:29:09.880 --> 0:29:12.840 to wonder, like my great grandparents did they have a 0:29:12.880 --> 0:29:15.800 business or home there? What would have happened to the 0:29:15.840 --> 0:29:19.440 property value had Greenwood been allowed to survive? And the 0:29:19.840 --> 0:29:23.400 many many businesses and people who had succeeded at that 0:29:23.440 --> 0:29:25.920 point in time where we be today, and how much 0:29:26.000 --> 0:29:29.280 different would that region be? What if you know, this 0:29:29.840 --> 0:29:32.480 was at what Atlanta is now right in the nineteen twenties, 0:29:32.840 --> 0:29:37.080 and that entire history it was eliminated and wiped from 0:29:37.120 --> 0:29:39.720 the history books again literally it was not required to 0:29:39.760 --> 0:29:42.240 be taught up until last year. So it's just so 0:29:42.280 --> 0:29:44.320 many things and so many questions that we still have 0:29:44.720 --> 0:29:45.680 one hundred years later. 0:29:46.280 --> 0:29:48.520 And what is your book about? Is it a Yeah? 0:29:48.600 --> 0:29:50.640 Talk a little bit about the book and what made 0:29:50.720 --> 0:29:51.360 you want to write it? 0:29:52.480 --> 0:29:52.840 Yeah? 0:29:52.880 --> 0:29:56.600 For me, So the book is about primarily the Tulsa 0:29:56.680 --> 0:30:00.440 Race massacre, but I also give a plan to create 0:30:00.480 --> 0:30:03.040 black wealth moving forward, because what I saw in this 0:30:03.120 --> 0:30:06.160 space was that there are a lot of amazing books 0:30:06.200 --> 0:30:09.560 to talk about where Tulsa is today, what happened, what 0:30:09.720 --> 0:30:11.640 led up to it, and that's kind of it. They 0:30:11.680 --> 0:30:13.600 kind of say, all right, well, this is Tulsa today 0:30:13.640 --> 0:30:16.440 and end of the story. And I wanted to provide 0:30:16.440 --> 0:30:19.640 a very clear plan about what do you do moving forward? 0:30:19.720 --> 0:30:21.880 How should you invest your money, how should you spend 0:30:21.920 --> 0:30:24.520 your money to recreate Black Wall Street in the twenty 0:30:24.520 --> 0:30:27.000 first century. So my book starts off with the history. 0:30:27.000 --> 0:30:30.720 We talk about how white supremacy has moved throughout the 0:30:30.800 --> 0:30:33.760 United States since the very beginning, and how this pattern 0:30:34.200 --> 0:30:37.400 has continued to occur both right now but also in 0:30:37.440 --> 0:30:40.080 the past. And then we again sum up the book 0:30:40.160 --> 0:30:44.200 around what to do next, how do we rebuild and 0:30:44.440 --> 0:30:46.080 how do we do that on an individual level and 0:30:46.120 --> 0:30:47.040 a community level. 0:30:47.680 --> 0:30:49.680 So one of the things, because I've known you for 0:30:49.680 --> 0:30:52.880 a long time, Kevin, that and first of all, your 0:30:53.000 --> 0:30:57.800 if you Kevin, do you post fight me Fridays on Instagram? 0:30:58.520 --> 0:30:59.600 I don't do it on Instagram. 0:31:00.560 --> 0:31:02.800 You need to what I tell you, Like, I mean, 0:31:02.840 --> 0:31:06.360 we're getting like serious Kevin here. No, Kevin is hands 0:31:06.400 --> 0:31:08.840 down one of the most hilarious people that you will 0:31:08.840 --> 0:31:10.640 ever meet. He does this thing called fight Me Fridays 0:31:10.640 --> 0:31:13.600 where it's like all these what could be seemingly unpopular 0:31:13.640 --> 0:31:17.960 opinions and they are hilarious and shady as hale. So 0:31:19.320 --> 0:31:21.680 he needs then. So that's one. So you know, we 0:31:21.720 --> 0:31:23.400 get serious, cake, We're gonna get back to seriously. But 0:31:23.400 --> 0:31:25.920 I just won't to let the people know. Kevin is hilarious. 0:31:25.960 --> 0:31:28.400 He's got the most the two most adorable kids. I 0:31:28.440 --> 0:31:29.960 don't even know how you can make kids so cute. 0:31:30.440 --> 0:31:35.200 I mean, cub is so your son the dimples and 0:31:35.240 --> 0:31:39.360 then what's the baby girl's name, Carver? Carver? Oh, just 0:31:39.440 --> 0:31:41.880 like yeah, the kids are just just adorable. And then Kevin, 0:31:41.920 --> 0:31:45.720 you're also a contributor to get it with money. Yeah, 0:31:45.960 --> 0:31:48.720 so Kevin is the he might go to expert for 0:31:48.760 --> 0:31:51.760 the for the first half of the investment chapter. But 0:31:52.120 --> 0:31:54.840 something that I have seen you post about over and 0:31:54.880 --> 0:31:58.000 over again on social and I feel your frustration is 0:31:58.000 --> 0:32:01.040 that you're like you hear all of this conversation about 0:32:01.040 --> 0:32:03.479 Black Wall Street. You here, you see people who are 0:32:03.480 --> 0:32:07.280 starting banks as a result or investment funds, and over 0:32:07.320 --> 0:32:09.240 and over and over again, I've seen you say, and 0:32:09.320 --> 0:32:12.680 yet no one has ever reached out to actual people 0:32:12.760 --> 0:32:16.560 in Tulsa or those who have been affected by the massacre. 0:32:16.880 --> 0:32:18.920 What happened? So can you just talk more about that, 0:32:19.040 --> 0:32:20.880 like why do you think that is? And like what's 0:32:21.000 --> 0:32:22.160 you know, what's going on there? 0:32:23.200 --> 0:32:26.840 Yeah, So there are a lot of new apps and 0:32:27.040 --> 0:32:31.160 initiatives and quote unquote investments that have been named after 0:32:31.360 --> 0:32:35.160 black Wall Street or after Tulsa or after Greenwood. And 0:32:35.600 --> 0:32:38.720 from my perspective, the perspective of my family, the perspective 0:32:38.760 --> 0:32:41.440 of all my friends who are still in Tulsa, that's 0:32:41.440 --> 0:32:45.080 not cool. And I say that because you should not 0:32:45.240 --> 0:32:48.840 come and take the name of Tulsa or Greenwood and 0:32:48.880 --> 0:32:52.200 say we're doing this in respect to those who who 0:32:52.240 --> 0:32:55.720 built black Wall Street. But then no one on your 0:32:55.720 --> 0:32:58.400 staff is from black Wall Street, no one from your 0:32:58.400 --> 0:33:01.520 staff is a survivor. Of the money that you've raised 0:33:01.920 --> 0:33:05.160 goes to anything in the city. And that's you know, 0:33:05.320 --> 0:33:09.520 you're really capitalizing on our pain, right, You're capitalized capitalizing 0:33:09.560 --> 0:33:12.840 on our history and our trauma that we still have 0:33:12.960 --> 0:33:15.920 to deal with, but you get to collect the money from. So, 0:33:16.000 --> 0:33:19.200 for example, there's there's one initiative that's raised forty million 0:33:19.280 --> 0:33:24.400 dollars by naming themselves after Greenwood and hasn't hadn't talked 0:33:24.400 --> 0:33:27.000 to a single survivor, hadn't, hadn't been to Tulsa, hadn't 0:33:27.000 --> 0:33:29.600 talked to any elected officials. But you just got the name, 0:33:29.720 --> 0:33:31.920 you get to raise the money, and you're not hiring 0:33:32.040 --> 0:33:35.000 or circulating that money for the people that you named 0:33:35.000 --> 0:33:39.800 it after. And it's really offensive to do this to 0:33:39.880 --> 0:33:43.479 a city who doesn't who doesn't have the capabilities that 0:33:43.520 --> 0:33:46.360 other cities have, like in Atlanta or Charlotte or in 0:33:46.360 --> 0:33:49.640 New York. So when you put that all together, and again, 0:33:50.200 --> 0:33:53.680 we didn't start studying. The first official commission, the study 0:33:53.720 --> 0:33:55.920 that put this out happened in two thousand and one, 0:33:56.600 --> 0:34:00.520 So we're talking exactly twenty years of us like really 0:34:00.560 --> 0:34:03.880 doing research and finding out pieces that we didn't know yet. 0:34:04.160 --> 0:34:06.520 But you come in and swoop in like some expert 0:34:06.600 --> 0:34:08.440 that you've been here and that you've done all the stuff, 0:34:08.880 --> 0:34:11.239 and take it, rebrand it, and then launch it this 0:34:11.400 --> 0:34:15.799 year like that's that's not that's not okay, it's opportunistic. 0:34:16.440 --> 0:34:19.000 I take great offense to it because it's you don't 0:34:19.280 --> 0:34:21.000 you don't name something after nine to eleven. You don't 0:34:21.040 --> 0:34:24.200 name something at the Olkahoma city bombing when you weren't there, right, 0:34:24.239 --> 0:34:27.279 And that's not something to celebrate or or to make 0:34:27.320 --> 0:34:30.840 money off of. And that's that's where my frustration come from. 0:34:30.880 --> 0:34:33.280 And the majority of people who are still in Tulsa 0:34:33.440 --> 0:34:35.200 feel the same way. 0:34:35.880 --> 0:34:38.640 What do you feel would be so, I mean, I'm 0:34:38.680 --> 0:34:41.040 thank you for sharing that perspective, because it's not something 0:34:41.080 --> 0:34:43.759 that I'd even thought about. I and as someone who 0:34:43.840 --> 0:34:46.160 you know, earlier in the intro I admitted I had 0:34:46.200 --> 0:34:49.359 not learned about the Tulsa massacre at least up until 0:34:49.360 --> 0:34:54.040 the last few years, I will say, so, I'm definitely yeah, 0:34:54.040 --> 0:34:56.200 I'm one of those who was so ignorant to it. 0:34:56.640 --> 0:34:59.440 I understand now, you know, I've I've read and watched 0:34:59.440 --> 0:35:00.960 some of the test of of the sort of the 0:35:01.040 --> 0:35:06.280 three what do you call them, Sententingerians over one hundred 0:35:06.320 --> 0:35:08.560 years old. These survivors are, and they testified on Capitol 0:35:08.600 --> 0:35:12.440 Hill this past week about their experience in the massacre. 0:35:12.760 --> 0:35:15.160 And you know, of course, what I love about your 0:35:15.160 --> 0:35:17.279 book too, is it talks about action. You know, what 0:35:17.320 --> 0:35:20.440 can we do now to help re establish and build 0:35:20.480 --> 0:35:23.200 black wealth? But you know, you've sort of given an 0:35:23.200 --> 0:35:26.560 example of maybe the wrong way to go about doing it. 0:35:26.640 --> 0:35:30.040 But what are some of the ways we today, as 0:35:30.080 --> 0:35:33.240 people who know better today, how can we do better 0:35:33.480 --> 0:35:36.600 when it comes to honoring the memory of the people 0:35:36.640 --> 0:35:38.560 who lost their lives, and not just those who lost 0:35:38.560 --> 0:35:41.040 their lives, but people who lost their livelihoods. 0:35:42.200 --> 0:35:44.360 Yeah, I think the most important thing is is to 0:35:45.520 --> 0:35:50.280 lead with empathy or to build something to honor people, 0:35:50.360 --> 0:35:55.239 but actually honor them. So have them as someone on 0:35:55.280 --> 0:35:57.839 the board or an advisor, and have them to have 0:35:57.920 --> 0:36:01.200 some sort of input in that initiation. Like I'm not 0:36:01.840 --> 0:36:05.760 so hubrious to say that, you know, someone from Tulsa 0:36:05.760 --> 0:36:07.719 needs to run every single thing. I don't think that 0:36:07.760 --> 0:36:10.520 needs to be the case. But have someone on your board, 0:36:10.680 --> 0:36:13.960 employ people from that area. Circulate the wealth in the 0:36:14.080 --> 0:36:17.240 exact same way that Greenwood was founded. It was founded 0:36:17.360 --> 0:36:20.040 primarily by two men who bought up large tracts of 0:36:20.120 --> 0:36:24.200 land and rented and sold them two black people. So 0:36:24.239 --> 0:36:26.520 they say, look, I have enough wealth. I want to 0:36:26.520 --> 0:36:29.160 make sure that can circulate this and build an entire community. 0:36:29.440 --> 0:36:32.160 So it does not make sense, and it is antithetical 0:36:32.360 --> 0:36:36.200 to the idea of Black Wall Street to found something 0:36:36.280 --> 0:36:38.480 and not circulate it with the people who should be 0:36:38.520 --> 0:36:39.399 at the center of it. 0:36:41.280 --> 0:36:44.760 Yeah. Absolutely, And as a survivor yourself, I mean, putting 0:36:44.760 --> 0:36:47.480 the two together, I can see, like I wonder if 0:36:47.560 --> 0:36:51.320 part of the reason you developed such a passion for 0:36:51.960 --> 0:36:54.960 financial empowerment, for investing in wealth building was because of 0:36:54.960 --> 0:36:58.440 your family's ties to Black Wall Street and what happened there. 0:36:59.480 --> 0:37:03.200 I would say, yes, And it's it's been a really 0:37:03.239 --> 0:37:08.560 strange journey to that conclusion for myself. So, for example, 0:37:08.880 --> 0:37:10.840 my dad would read us stories when we were kids 0:37:10.880 --> 0:37:13.000 just about Black Wall Street, so we didn't really know 0:37:13.120 --> 0:37:15.440 about the massacre part of it, which makes sense. I 0:37:15.480 --> 0:37:17.879 was seven, it's probably a little too early for that. 0:37:18.480 --> 0:37:21.520 And in middle school I went to Carver Middle School, 0:37:21.520 --> 0:37:24.360 which my daughter is named after George Washington Carver and 0:37:24.400 --> 0:37:25.840 it just so happens to also be the name of 0:37:25.840 --> 0:37:29.560 the school, but it's also directly on Greenwood Avenue and 0:37:29.960 --> 0:37:32.759 Booker T. Washington he came to Holt in the early 0:37:32.800 --> 0:37:36.680 twenties and called it negro Wall Street. Rankly enough, I 0:37:36.680 --> 0:37:38.440 did not know this at the time that I went 0:37:38.480 --> 0:37:39.240 to college. 0:37:39.520 --> 0:37:39.880 Booker T. 0:37:40.080 --> 0:37:42.759 Washington was a graduate at Hampton University, which was then 0:37:42.840 --> 0:37:46.640 Hampton Institute. So a lot of my personal history of 0:37:47.040 --> 0:37:49.839 kind of where I went to school, how I kind 0:37:49.880 --> 0:37:52.480 of you know, came into to being in terms of 0:37:52.480 --> 0:37:54.600 like in the financial space. There are a lot of 0:37:54.640 --> 0:37:57.560 parallels that that happened within my own life that I'm 0:37:57.600 --> 0:38:01.080 also still figuring out and still discovered ring through this 0:38:01.200 --> 0:38:02.000 entire process. 0:38:02.960 --> 0:38:05.880 Well, thank you so much for Yeah, sorry, Teff, what 0:38:05.960 --> 0:38:06.360 you say. 0:38:06.520 --> 0:38:08.880 I'm just going to say that it's just I'm just 0:38:09.040 --> 0:38:12.320 because sometimes, you know, I feel like we are inundated 0:38:12.840 --> 0:38:16.920 with our history being you know, one of just slavery 0:38:17.280 --> 0:38:21.600 and downtrodden. This and it's just what I really love 0:38:21.640 --> 0:38:23.480 about Black Wall Street. And I know it's not the 0:38:23.520 --> 0:38:27.680 only kind of like black city that showed that, you know, 0:38:29.120 --> 0:38:33.920 when resources are there, that we are capable and able 0:38:35.360 --> 0:38:38.239 to do for ourselves, you know. And so I just 0:38:38.560 --> 0:38:42.839 thank you for continuing to make sure that this is 0:38:42.880 --> 0:38:45.640 something that all folks can learn about. And if you 0:38:45.640 --> 0:38:47.440 could share like your book name or where people can 0:38:47.480 --> 0:38:49.440 purchase it. I know you've been doing some book signings 0:38:49.440 --> 0:38:51.960 if you have any information about that, but yeah, we'd 0:38:51.960 --> 0:38:53.160 love to continue to support you. 0:38:54.080 --> 0:38:56.840 Yeah, I appreciate it. And I'll end off on this 0:38:57.000 --> 0:38:58.799 note too, because I didn't know this and a lot 0:38:58.840 --> 0:39:01.160 of people assume that after nighteen twenty one that was it. 0:39:01.480 --> 0:39:05.160 Tulsa did rebuild Black Wall Street deal rebuilt by nineteen 0:39:05.200 --> 0:39:07.680 twenty three, and then shortly after it was a great depression, 0:39:07.719 --> 0:39:10.320 which you know that put it into a lot of things, 0:39:10.320 --> 0:39:12.000 But we did rebuild, and I think that's also an 0:39:12.000 --> 0:39:15.640 important story to tell. But lastly, you can find me 0:39:15.920 --> 0:39:17.879 in all places on social media and learn more about 0:39:17.880 --> 0:39:21.080 the book at buildingbread dot com slash blueprint. I am 0:39:21.200 --> 0:39:23.279 doing a signing in Tulsa. I'll be in Tulsa for 0:39:23.320 --> 0:39:26.960 the next two weeks or so, following the centennial events 0:39:27.320 --> 0:39:29.239 and anything that you want to learn more about the book. 0:39:29.280 --> 0:39:32.520 I'll be making a few appearances across the interwebs, and 0:39:32.520 --> 0:39:34.400 you can find all that on my Instagram page and 0:39:34.440 --> 0:39:37.480 on my website and what's your instagram again, it's at 0:39:37.520 --> 0:39:38.600 Building Bread. 0:39:40.960 --> 0:39:43.040 Kevin, thank you so much for hopping on the show 0:39:43.080 --> 0:39:45.840 and sharing your story. It's so important to us and 0:39:46.320 --> 0:39:47.640 we appreciate your perspective. 0:39:48.360 --> 0:40:11.359 Thank you. 0:40:21.040 --> 0:40:23.160 All right, y'all, well, thank you again to Kevin of 0:40:23.239 --> 0:40:25.520 Building Bread. You can check him out at buildingbread dot 0:40:25.560 --> 0:40:28.120 com to find out more about his book and where 0:40:28.120 --> 0:40:31.600 you can find his amazing work. But let's switch gears 0:40:31.680 --> 0:40:34.879 and head on over to our inbox. I have been 0:40:34.920 --> 0:40:37.840 digging through our dms on Instagram and we've got a 0:40:37.880 --> 0:40:41.080 couple of good questions. So first up, it's about the 0:40:41.160 --> 0:40:44.320 dreaded word inflation. All right, Instagram user who wants to 0:40:44.320 --> 0:40:47.440 remain anonymous says, girls, can you please talk about inflation? 0:40:47.920 --> 0:40:50.400 How can we increase our value of money as the 0:40:50.480 --> 0:40:51.880 dollar value decreases? 0:40:52.280 --> 0:40:52.520 Help? 0:40:52.719 --> 0:40:56.600 We could use some info on inflation in our community. 0:40:57.440 --> 0:41:00.480 Well, keeping your name of secret, I'm gonna call you 0:41:00.600 --> 0:41:04.120 keep for short, Let's first of all talk about what 0:41:04.120 --> 0:41:07.279 what is inflation? So just to be clear, inflation is 0:41:07.920 --> 0:41:12.839 the devalue of money over time, poor eemplo. That means, 0:41:12.840 --> 0:41:14.920 for example, for those of you who are not bathe bilingual, 0:41:15.000 --> 0:41:19.279 like Mandy and I in Spanish, poor e heemplo. So 0:41:19.400 --> 0:41:20.759 you know how like when you were a kid, like 0:41:21.719 --> 0:41:23.160 did you used to call it quarter waters? You know 0:41:23.200 --> 0:41:26.040 those little like like they look like little mini barrels, 0:41:26.080 --> 0:41:28.759 Mandy like, and they were like different colors like blue and. 0:41:28.760 --> 0:41:31.399 They don't know what they were called, but red drink, orange, drength. 0:41:32.880 --> 0:41:34.920 Well back in the day when I was young, I'm 0:41:34.920 --> 0:41:36.760 not a kid anymore. We used to call it quarter waters. 0:41:37.080 --> 0:41:39.919 Now if you go to the corner store, you're gonna 0:41:39.920 --> 0:41:42.360 see those things for like thirty five forty fifty cents. 0:41:42.560 --> 0:41:44.719 So we called it quarter water because they used to 0:41:44.800 --> 0:41:49.080 be a quarter, but now they cost more. And what 0:41:49.120 --> 0:41:51.640 that means is that your money can do less over time. 0:41:51.680 --> 0:41:53.279 So essentially that's what inflation is. 0:41:53.280 --> 0:41:53.560 Is that. 0:41:53.800 --> 0:41:55.400 So you ever hear your grandma say, well, when I 0:41:55.480 --> 0:41:57.080 was your age, I bought a house when I was 0:41:57.080 --> 0:41:59.760 twenty five. Well, Grandma, your house cost you eighty thousand dollars. 0:42:00.480 --> 0:42:03.200 You know, like you know that same house, you could 0:42:03.239 --> 0:42:05.000 not get it for eighty thousand because your money can 0:42:05.040 --> 0:42:07.239 do less. It's devalued over time. So I just wanted 0:42:07.239 --> 0:42:08.560 to get clear about what's inflation. 0:42:09.360 --> 0:42:12.160 Yeah, and the reason people are, you know, inflation is 0:42:12.520 --> 0:42:15.239 hot topics these days is because of what has been 0:42:15.239 --> 0:42:18.360 happening since the pandemic. So a lot has been happening. 0:42:18.400 --> 0:42:20.440 I just gave you an example in the last segment 0:42:20.560 --> 0:42:23.799 about the rising cost of used cars. That's a good 0:42:23.800 --> 0:42:27.880 example of inflation right there. So over a month between 0:42:27.880 --> 0:42:30.759 March and April, a car that costs ten thousand dollars 0:42:30.840 --> 0:42:34.120 one month used costs eleven thousand dollars to the person 0:42:34.160 --> 0:42:37.400 who waited a month to buy it. Because if of inflation, 0:42:37.560 --> 0:42:40.520 because I'm part of inflation, and basically it's when the 0:42:40.560 --> 0:42:43.000 cost of goods increase, but your dollars are you know, 0:42:43.040 --> 0:42:45.640 because the cost of goods increase, and sometimes your dollar 0:42:46.440 --> 0:42:49.319 doesn't increase the same rate. You know, you can buy 0:42:49.400 --> 0:42:52.000 less with the same dollar that you have today, as 0:42:52.160 --> 0:42:56.240 you know, a month from nour Usually inflation moves pretty slowly, 0:42:56.880 --> 0:43:00.400 but because of the pandemic, and still it's very con fusing, 0:43:00.440 --> 0:43:03.719 and even economists don't necessarily agree or don't have enough 0:43:03.760 --> 0:43:07.160 evidence yet to point to why. But inflation is going 0:43:07.440 --> 0:43:11.280 pretty fast. One of the reasons they're saying that inflation 0:43:11.400 --> 0:43:16.880 is on the rise is because stimulus checks. There's a 0:43:17.320 --> 0:43:20.680 this is this is tricky because it's very political. It's 0:43:20.760 --> 0:43:25.080 very politicized. The whole decision of Congress, to old Democrats 0:43:25.080 --> 0:43:28.200 in Congress to issue stimulus payments to the American people 0:43:28.800 --> 0:43:33.319 because of the you know, because of how traumatic financially 0:43:33.360 --> 0:43:36.240 the pandemic has been for so many families across the country. 0:43:36.280 --> 0:43:41.200 So some Republicans, conservatives have been kind of glomming onto 0:43:41.200 --> 0:43:45.920 this storyline that, oh, because we have flooded the economy 0:43:45.960 --> 0:43:48.600 with this, you know, these fourteen hundred dollars was the 0:43:48.680 --> 0:43:51.560 last I think fourteen hundred dollars was the last amount 0:43:52.040 --> 0:43:54.480 of stimulus checks that went out. Because we're flooding the 0:43:54.600 --> 0:43:57.440 economy with all these dollars, that is going to decrease 0:43:57.440 --> 0:43:59.920 the value of the dollar, and at the same time 0:44:00.120 --> 0:44:02.160 goods and services are going to get more expensive, so 0:44:02.719 --> 0:44:07.080 you have inflation occurring. So while inflation's always sort of 0:44:08.000 --> 0:44:11.600 it's out there, it's always happening, over time, you're seeing 0:44:11.640 --> 0:44:14.920 it at a more rapid pace over the past couple 0:44:14.920 --> 0:44:18.200 of months. There's no telling where it's going to go 0:44:18.280 --> 0:44:21.120 from here. Maybe it'll slow down, maybe it'll keep going up. 0:44:21.640 --> 0:44:25.239 But your question is, you know it's well taken, what 0:44:25.719 --> 0:44:29.840 can people do to protect their dollars and to prepare 0:44:30.600 --> 0:44:34.160 for inflation if it's going to get worse or if 0:44:34.200 --> 0:44:38.120 it's already happening. So this is one of the reasons 0:44:38.160 --> 0:44:42.359 why we're constantly talking about making your money work. So 0:44:42.600 --> 0:44:46.160 inflation's kind of always the enemy, one of the enemies 0:44:46.160 --> 0:44:48.719 of the dollar. So that's why if you have a 0:44:48.719 --> 0:44:51.560 ton of money sitting in a cash a cash account 0:44:51.600 --> 0:44:56.440 you know, checking or CDEs or savings accounts. Your dollars 0:44:56.640 --> 0:44:59.680 really are not going to be gaining value. You're losing 0:44:59.719 --> 0:45:04.120 money over time because of inflation. One of the most 0:45:04.120 --> 0:45:07.759 straightforward ways to hedge against inflation and to actually let 0:45:07.800 --> 0:45:11.200 your dollars work for you is to invest it in 0:45:11.280 --> 0:45:14.960 the market. There are other ways of investing besides just 0:45:15.080 --> 0:45:18.600 in stocks, other asset classes that you can buy. So, 0:45:18.719 --> 0:45:21.080 for example, there's a type of treasury that you can 0:45:21.120 --> 0:45:24.960 buy that guarantees your money will earn value over time, 0:45:25.200 --> 0:45:27.319 not a lot, not anything close to what you might 0:45:27.400 --> 0:45:29.799 earn in the stock market, but it is a type 0:45:29.840 --> 0:45:33.400 of treasury that is meant to protect against inflation. So 0:45:34.040 --> 0:45:36.120 if you're like on the more conservative side, you don't 0:45:36.160 --> 0:45:38.759 want to get into the market and put a bunch 0:45:38.760 --> 0:45:41.480 of money into stocks, then you know you have that 0:45:41.520 --> 0:45:44.680 as an option too. But it's not if you're trying 0:45:44.680 --> 0:45:47.359 to protect against inflation your bank account, ain't it. It's 0:45:47.360 --> 0:45:48.680 not happening. 0:45:49.360 --> 0:45:51.839 I'll say this that like I mean to Mandy's point, 0:45:52.120 --> 0:45:55.880 like investing and investing. As she mentioned, there are multiple 0:45:55.920 --> 0:45:58.480 asset classes you might want to invest in real estate, 0:45:59.000 --> 0:46:00.799 you know, basically you put your need to work. You know, 0:46:00.840 --> 0:46:04.160 you purchase a property and then you rent the property out. 0:46:05.040 --> 0:46:07.200 Investing in businesses so one of the things, you know, 0:46:07.320 --> 0:46:10.359 I put a lot of money, especially when I first 0:46:10.400 --> 0:46:13.440 started into my business, and as a result, the business 0:46:13.600 --> 0:46:16.040 yields more money back, you know, than I put in. 0:46:17.120 --> 0:46:20.879 And that's how you have like a profitable year, you know, investing. 0:46:21.920 --> 0:46:26.640 I know people who invest in art, you know that appreciates. 0:46:27.080 --> 0:46:28.040 Like now, I don't know if. 0:46:27.960 --> 0:46:32.680 Metal huh, metals like gold yep, silver yep. I mean 0:46:32.760 --> 0:46:35.600 that's not I don't have any experience in that. Oh hello, 0:46:35.800 --> 0:46:37.320 phone call in the middle. 0:46:37.080 --> 0:46:41.759 Of I don't heard, but like yeah, So honestly, the 0:46:41.800 --> 0:46:45.239 only way to really like literally, if there is one 0:46:45.239 --> 0:46:52.000 word two syllables in order to out perform inflation meaning 0:46:52.040 --> 0:46:54.759 your money being devalued over time and things costing more 0:46:54.800 --> 0:46:58.000 of a time to invest. That's it. Whatever investing looks like, 0:46:58.200 --> 0:47:01.080 investing just means to grow your money, to actively grow 0:47:01.080 --> 0:47:03.360 your money. Well I want to say actively, I'll just 0:47:03.400 --> 0:47:06.040 say to grow your money. That's what investing is. So 0:47:06.239 --> 0:47:08.440 however you decide to grow your money, that's really it. 0:47:08.480 --> 0:47:11.880 You can grow your money to keep the pace of inflation, 0:47:12.000 --> 0:47:14.200 meaning like let's just say your money is losing value 0:47:14.200 --> 0:47:16.560 at three percent a year, and then you you know, 0:47:16.600 --> 0:47:19.279 you're in You're making three percent a year. Great, some 0:47:19.320 --> 0:47:21.759 people you know are making three hundred percent, you know, 0:47:21.840 --> 0:47:24.759 in this market, some people are doubling their money as 0:47:24.760 --> 0:47:27.000 a result of businesses. But at the end of the day, 0:47:27.040 --> 0:47:30.759 it comes down to investing. So that is like one 0:47:30.800 --> 0:47:34.360 of I've kind of been like really passive with investing. 0:47:34.360 --> 0:47:36.400 I'm like, oh, I've got a certified financial planner, and 0:47:36.440 --> 0:47:39.720 I know the basics and ats and mutual funds, but lately, 0:47:39.760 --> 0:47:41.920 even for myself, I'm like, no, I really want to 0:47:42.000 --> 0:47:45.840 learn the next level of investing. And Supergirl my step 0:47:45.920 --> 0:47:49.040 my bonus darter, she's fourteen, and she expressed an interest. 0:47:49.040 --> 0:47:52.360 So now we're actually looking for like, you know, courses 0:47:52.400 --> 0:47:55.280 to take together. So like it's like, you know, something 0:47:55.320 --> 0:47:59.280 bonding because she has really taken an interest in entrepreneurship. 0:48:00.160 --> 0:48:03.399 And my sister always says Mandy that Supergirl can't wait 0:48:03.440 --> 0:48:07.680 to be forty. Because when I tell you, Mandy, I'm like, 0:48:07.719 --> 0:48:12.560 who's playing Mary J Blige? Supergirl Beyonce? I'm like how, 0:48:13.200 --> 0:48:14.320 And I mean she's. 0:48:14.160 --> 0:48:17.760 Waiting like, oh no, and she now, yes. 0:48:18.400 --> 0:48:22.160 She's like like she but like all the things she 0:48:22.239 --> 0:48:24.359 listens to. I mean, she's a straight a student. She's 0:48:24.360 --> 0:48:26.960 like a little old lady. I mean, I remember she 0:48:27.040 --> 0:48:28.880 used to watch the Georgia Lopez show. I'm like, well, 0:48:28.920 --> 0:48:31.600 she was like seven, like this is my show, Golden Girls. 0:48:32.040 --> 0:48:33.759 So the joke is around the house that she can't 0:48:33.800 --> 0:48:36.319 wait to be forty because we're all, you know, like 0:48:36.320 --> 0:48:39.160 I'm forty one, my husband's forty, her her mother is forty, 0:48:39.320 --> 0:48:42.520 and so she's just all around like all these forty 0:48:42.600 --> 0:48:45.080 year olds, and so that's all she knows. But so 0:48:45.120 --> 0:48:47.560 now she wants to learn how to like trade and 0:48:47.680 --> 0:48:50.520 invest in. She was super excited. I remember that time, 0:48:50.560 --> 0:48:54.680 did we talk about crocs? How Nicki Minaj had posted 0:48:55.040 --> 0:48:56.879 she had not been on social media for some months 0:48:56.920 --> 0:48:59.760 because she had a baby, and she posted a picture 0:48:59.760 --> 0:49:03.120 of her self with pink hot pink crocks on and 0:49:03.320 --> 0:49:05.840 the gibbets. Instead of gibbets, it had of course diamonds. 0:49:06.680 --> 0:49:09.040 But as a result of her posting it, because she 0:49:09.120 --> 0:49:11.000 and I a supergirl and I were just talking about 0:49:11.520 --> 0:49:13.400 you know, when you start to look for stocks, she 0:49:13.440 --> 0:49:15.640 asked me like, how do I even know you know, 0:49:15.680 --> 0:49:18.960 what stocks to start to look? To do research on that? 0:49:19.040 --> 0:49:21.560 I told her, well, sometimes you can literally start at home. 0:49:21.840 --> 0:49:23.440 Look at the stuff you're buying. What are you and 0:49:23.440 --> 0:49:25.200 your friends into? And she said, you know what. I 0:49:25.280 --> 0:49:27.799 noticed me and mommy went to the mall the other 0:49:27.880 --> 0:49:31.600 day and no store had a line, but the croc 0:49:31.640 --> 0:49:34.279 store had a line around the corner. And I said, well, 0:49:34.280 --> 0:49:36.560 that's a perfect you know, that's when you can look 0:49:36.600 --> 0:49:38.560 and say, huh, what's going on here? So we had 0:49:38.560 --> 0:49:41.759 done a little research and we found that indeed, there's 0:49:41.760 --> 0:49:45.200 been an upsale of people wearing crocs because being home 0:49:45.200 --> 0:49:47.680 has made people want to be more comfortable. And then 0:49:47.800 --> 0:49:50.640 and then sure enough, here goes Nicki Minaje. She posted 0:49:50.640 --> 0:49:52.759 her pink crocks and don't you know, the sale of 0:49:52.800 --> 0:49:56.240 pink crocks that day jumped up four thousand plus percent. 0:49:56.840 --> 0:49:58.840 She actually sent me a screenshot. I was like, look, 0:49:59.520 --> 0:50:01.680 so it was it's like now she's opening her mind 0:50:01.760 --> 0:50:05.080 that like wow, the things that I enjoy that I'm 0:50:05.160 --> 0:50:07.719 interested in, like you know, is the potential for me 0:50:07.760 --> 0:50:09.880 to invest there. So I just share all that to 0:50:09.920 --> 0:50:12.600 say that no matter where you are, whether you're really 0:50:12.640 --> 0:50:16.520 forty one like me or fake forty like Supergirl. You 0:50:16.600 --> 0:50:19.280 can start to you know, start to do your homework 0:50:19.440 --> 0:50:21.759 so to figure out what does investing look like for you? 0:50:21.840 --> 0:50:23.720 And that's the best way to beat inflation. 0:50:24.960 --> 0:50:29.000 Absolute mod if I can keep our bilingual. I thought 0:50:29.000 --> 0:50:31.880 it was my girl. That's like the one word I 0:50:31.920 --> 0:50:35.840 remember from five years of French, including a year in college. 0:50:36.160 --> 0:50:38.319 But let's take another This is actually a really good question. 0:50:38.320 --> 0:50:41.040 I just dug this up from our email inbox again. 0:50:41.080 --> 0:50:43.560 Y'all can email us at Brown Ambition Podcast at gmail 0:50:43.600 --> 0:50:46.560 dot com with your questions, also on ig at Brown 0:50:46.600 --> 0:50:50.400 Ambition Podcast. This one's from a mom who's interested in 0:50:50.400 --> 0:50:53.120 taking a break from corporate America with her kids. So 0:50:53.160 --> 0:50:55.839 this comes from Lakeisha. She says, I'm interested in your 0:50:55.840 --> 0:50:58.640 opinion on taking a break from corporate America and traveling 0:50:58.680 --> 0:51:01.279 for a year. I have a job making over six 0:51:01.320 --> 0:51:04.279 figures with great benefits. I have a net worth at 0:51:04.360 --> 0:51:07.320 just a million, with about half of that in liquid assets. 0:51:07.680 --> 0:51:09.760 The challenge is, I'm a single mom to an eleven 0:51:09.840 --> 0:51:12.719 year old. Is it reckless and irresponsible for me to 0:51:12.760 --> 0:51:15.239 try this? And I'm not a spring chicken. I'll be 0:51:15.280 --> 0:51:18.440 fifty this year, conflicted on doing this while I'm healthy 0:51:18.600 --> 0:51:21.600 or stay and grind away trying to reach financial independence 0:51:21.600 --> 0:51:24.880 in seven to ten years. I don't know, is it 0:51:25.040 --> 0:51:28.919 just like the pandemic exhaustion and me? But I'm just like, girl, 0:51:29.000 --> 0:51:31.959 go take the kid and run, go for a year, 0:51:32.360 --> 0:51:34.720 enjoy your life. What do you think to Yeah? 0:51:34.760 --> 0:51:37.120 I think like because it sounds like, I mean, you've 0:51:37.360 --> 0:51:41.200 you've done the work. It's almost like what's the money for? 0:51:41.600 --> 0:51:44.239 And we talked about that earlier. Yeah, you know, so 0:51:44.480 --> 0:51:46.680 I could see if you were like, honestly, I've got 0:51:46.760 --> 0:51:49.680 you know, three hundred thousand dollarsand dead and you know 0:51:49.719 --> 0:51:51.279 we don't make enough to feed ourselves, you know what 0:51:51.320 --> 0:51:53.239 I mean. Like, if that's the story, then it's like, well, 0:51:53.280 --> 0:51:55.759 the money is for security and to get to a 0:51:55.760 --> 0:51:59.080 place where you are financially safe. But it sounds like 0:51:59.120 --> 0:52:03.520 you're there and like the money the money is for that. 0:52:03.800 --> 0:52:05.759 You know, you get to use your money now to 0:52:05.760 --> 0:52:08.480 buy that time like you've done it, you know what 0:52:08.520 --> 0:52:11.399 I mean? So lean into like all the hard work 0:52:11.400 --> 0:52:14.040 if you've put in, because nothing is promised, like you 0:52:14.080 --> 0:52:16.319 just hear about so many people who waited, Like oh, 0:52:16.320 --> 0:52:18.359 I can't wait. You know, when we're sixty five, well 0:52:18.719 --> 0:52:21.560 retire and then somebody falls ill and they can't go 0:52:21.600 --> 0:52:23.440 on vacation, and you're like, you work your whole life 0:52:23.440 --> 0:52:26.120 for what, so if ever, you get an opportunity. And 0:52:26.160 --> 0:52:27.600 this is me trying to get back an integrity with 0:52:27.640 --> 0:52:29.040 myself because I'm telling you this, but here I am 0:52:29.120 --> 0:52:33.200 talking about I bought a mechan st. So this is 0:52:33.239 --> 0:52:35.400 like me like looking at the mirror. I'm talking to you, Tiff, 0:52:36.160 --> 0:52:39.279 like you know you work really hard to be able 0:52:39.320 --> 0:52:43.160 to provide beyond security. You're not just here to survive 0:52:43.239 --> 0:52:46.680 this life. You are here to also thrive. Once you 0:52:46.719 --> 0:52:50.120 get past the survival mode, you know, it really is 0:52:50.200 --> 0:52:52.759 for you to use your money in ways you know 0:52:53.239 --> 0:52:55.080 that will help you thrive. So I say, go for it. 0:52:55.080 --> 0:52:58.279 You sound like really dope, like mom, And honestly, to me, 0:52:58.360 --> 0:53:01.640 it sounds like you know you're capable if you're wanting 0:53:01.760 --> 0:53:04.319 to figure out additional ways to make income. You know, 0:53:04.360 --> 0:53:06.640 if you need to, so you can always tap into 0:53:06.719 --> 0:53:09.160 your to what I call your internal bank. You know, 0:53:09.160 --> 0:53:11.560 we all have this bank. You deposit all this awesomeness 0:53:11.560 --> 0:53:13.640 into it and you can withdraw as a result. 0:53:14.600 --> 0:53:16.640 Yeah, I mean, no one can predict the future, but 0:53:16.840 --> 0:53:20.080 I feel like corporate America is not going anywhere. You know, 0:53:20.120 --> 0:53:22.359 maybe it's you try for a month, see how it goes. 0:53:22.400 --> 0:53:24.319 Maybe you try for two months. You have a kid 0:53:24.320 --> 0:53:26.080 who's in school, so I don't know how all that works. 0:53:26.080 --> 0:53:28.360 How do you teach it? But I guess virtually we 0:53:28.480 --> 0:53:29.880 just all did that for a year if you have 0:53:29.920 --> 0:53:32.919 school age kids. But yeah, you're fifty and you've got 0:53:33.280 --> 0:53:36.600 she said, a million dollars with about half in liquid assets, 0:53:36.640 --> 0:53:39.959 without knowing what liquid assets. I mean, technically the stock 0:53:40.000 --> 0:53:42.600 market is liquid, so I don't really know what that 0:53:42.640 --> 0:53:45.520 would be in versus the other half. But you know, 0:53:45.560 --> 0:53:48.080 a million dollars is a decent amount of change, and 0:53:48.080 --> 0:53:50.080 if you invest it wisely, I could see that lasting 0:53:50.120 --> 0:53:52.719 you for a while. But because your single mom, that's 0:53:52.719 --> 0:53:56.120 the only thing I would say is, you know, you're yourself, 0:53:56.160 --> 0:53:58.960 you're your income. You know, you don't have a second earner, 0:53:59.440 --> 0:54:02.239 so you're gonna have to probably sit down maybe even 0:54:02.239 --> 0:54:04.480 with a financial planner or just you know, you yourself, 0:54:04.520 --> 0:54:08.279 a spreadsheet, calculator, the internet, whatnot, and figure out, you know, 0:54:08.719 --> 0:54:10.719 how can you invest that? You know what you have 0:54:10.840 --> 0:54:14.040 in the market to make it last so that you're 0:54:14.560 --> 0:54:17.239 you know, or figure out exactly how much do you 0:54:17.320 --> 0:54:19.919 want to take out of your you know, your nest 0:54:20.040 --> 0:54:22.600 ed to to survive on or live on for that 0:54:22.719 --> 0:54:25.440 year while you're traveling. And also you don't want to 0:54:25.480 --> 0:54:28.239 do it. Like for me, I'm like, I'm done kind 0:54:28.280 --> 0:54:31.520 of half ass traveling. I want to travel, like do 0:54:31.680 --> 0:54:33.960 the excursions, you know, do the nice. 0:54:33.760 --> 0:54:35.800 Hotel, get the good food. 0:54:36.080 --> 0:54:40.120 Like I don't want to stay at hostels anymore, no shade, 0:54:40.120 --> 0:54:43.239 but like I just want to enjoy myself. So that 0:54:43.440 --> 0:54:45.160 was one of the things I remember when I when 0:54:45.160 --> 0:54:47.920 I graduated college and I started traveling through South America. 0:54:48.280 --> 0:54:51.080 I was working while I was. I wasn't really traveling. 0:54:51.120 --> 0:54:54.279 I was working in Chili at a at a unpaid internship, 0:54:54.280 --> 0:54:56.319 and finally I just like forced them to pay me. 0:54:57.000 --> 0:54:59.520 I was just like, y'all gotta pay me, and every 0:54:59.760 --> 0:55:02.480 it's it seemed like all the people you know, also 0:55:02.600 --> 0:55:05.279 working at this unpaid internship just had money to be 0:55:05.320 --> 0:55:08.160 going weekend trips and they were all going to the 0:55:08.239 --> 0:55:10.960 see the glaciers in the south of Argentina, and they 0:55:10.960 --> 0:55:12.960 were traveling to the desert and like they were doing 0:55:13.000 --> 0:55:15.560 all these fun things and I never could because I 0:55:15.600 --> 0:55:17.839 went down there with a finite amount of money and 0:55:18.000 --> 0:55:20.040 not much more coming in. I still had an amazing 0:55:20.080 --> 0:55:23.920 time on a budget. But I want to, you know, 0:55:24.040 --> 0:55:26.360 especially for you, this is going to be a magical 0:55:26.440 --> 0:55:28.120 year with your eleven year old. They could remember for 0:55:28.160 --> 0:55:31.160 the rest of their lives. You know, you want to 0:55:31.200 --> 0:55:33.719 do it, right, I feel like so you don't want to, 0:55:34.000 --> 0:55:38.520 and mentally you want to be feeling happy and at 0:55:38.560 --> 0:55:41.000 peace with your decision to travel for a year. So 0:55:41.200 --> 0:55:43.880 I mean, I think it's definitely a worthwhile idea. But 0:55:44.280 --> 0:55:47.480 you know, thinking it through, maybe you can work remotely 0:55:47.600 --> 0:55:49.560 to have an income stream coming in it that makes 0:55:49.560 --> 0:55:53.200 you feel good, to have that security or to keep 0:55:53.280 --> 0:55:55.520 you know, some of your benefits. There's a lot of 0:55:55.520 --> 0:55:57.919 ways that you can do this, So I think it's 0:55:58.320 --> 0:56:01.200 it's something that's definitely worth thinking. You know, if you 0:56:01.280 --> 0:56:04.439 haven't spoken to a financial planner, maybe you could make 0:56:04.440 --> 0:56:06.959 a meeting with someone just as like a fee only 0:56:07.400 --> 0:56:11.000 planning situation and just ask for their advice. And you know, 0:56:11.040 --> 0:56:13.120 how do I make this work? This is what I want, 0:56:13.160 --> 0:56:15.239 here's the money. How do I make it work? And 0:56:15.280 --> 0:56:16.200 they can help guide you there. 0:56:17.560 --> 0:56:20.920 But all now you're already a badass. Yes, it sounds exciting. 0:56:21.000 --> 0:56:24.920 Keep us updated your goals already. All right, Well, thank 0:56:24.960 --> 0:56:59.440 y'all for your questions. Should we do boost and break 0:57:00.000 --> 0:57:04.640 booty boost? I say yes, let's do it. I've got 0:57:04.640 --> 0:57:07.880 some breaks. 0:57:08.000 --> 0:57:12.160 Well okay, it is well, okay, so I do have 0:57:12.200 --> 0:57:14.600 a Well, first of all, it's now it's time to 0:57:14.680 --> 0:57:18.400 boost to break for all the family. We're probably gonna 0:57:18.440 --> 0:57:22.480 boost and we're gonna break. Okay, that's what we're gonna do, Mandy. 0:57:22.680 --> 0:57:26.000 So I I'll end with a good boot because I 0:57:26.000 --> 0:57:27.920 feel like it's always nice standing with a good boost. 0:57:28.040 --> 0:57:30.680 And but I will start with a break and then 0:57:30.720 --> 0:57:32.120 i'll let you go and then because if you don't 0:57:32.120 --> 0:57:34.480 have any boosts, and I'll end with the boost. So 0:57:34.720 --> 0:57:38.120 I don't know. Did you hear about this woman apparel 0:57:38.160 --> 0:57:41.560 company called I'm sure you probably see it. It's called 0:57:41.680 --> 0:57:45.600 nixwere K and i X. It's like the underwear that 0:57:45.680 --> 0:57:51.040 you can like it's like for your yeah, exactly period panties, 0:57:51.480 --> 0:57:52.959 but like you could literally you don't have to wear 0:57:53.040 --> 0:57:55.560 like a pad or like whatever. You could just bleed 0:57:55.600 --> 0:57:58.800 into them. So Anyway, it's been doing really well. Women 0:57:58.880 --> 0:58:03.040 love it. It's all about body positivity. And so since 0:58:03.080 --> 0:58:07.680 twenty thirteen, the CEO, her name is Joanna Griffiths, she's 0:58:07.720 --> 0:58:11.760 been raising money. I think she just recently raised somebody. 0:58:11.760 --> 0:58:14.320 But she's pregnant, like very pregnant, because she's pregnant with twins. 0:58:14.800 --> 0:58:19.240 And I just love this. And she was like any 0:58:19.280 --> 0:58:22.960 any prospective investor who questioned her pregnancy, like, well, I 0:58:22.960 --> 0:58:26.400 don't know how she next them was like, girl, what 0:58:26.480 --> 0:58:28.920 we don't need is your raggedy funds. This woman has 0:58:29.040 --> 0:58:33.560 raised fifty three million dollars for already successful company. I 0:58:33.600 --> 0:58:35.800 just love that she was visibly pregnant. It was like, 0:58:35.840 --> 0:58:38.200 what you don't understand to understand is we're already popping 0:58:38.240 --> 0:58:40.760 over here. You can either join with some sense or 0:58:40.760 --> 0:58:43.160 get left behind. So I just love that she was 0:58:43.240 --> 0:58:45.520 just like, oh, you're worried about my babies? Oh okay, 0:58:45.720 --> 0:58:50.200 yeah next. I just thought that that was just so 0:58:51.040 --> 0:58:53.880 because I'm raising concerns over the fact that you're having 0:58:53.920 --> 0:58:56.360 a baby. I timimes. I wonder like with like, you 0:58:56.400 --> 0:58:58.919 know men in particular, how do you think you got here? 0:59:00.920 --> 0:59:04.120 Like how do you think you were born? Are you 0:59:04.160 --> 0:59:07.120 a turnip, you know, did you like did you were 0:59:07.160 --> 0:59:10.880 you sprout from the ground like a gnome? Like your 0:59:10.920 --> 0:59:13.800 mother gave birth to you, dummy, Like you know what 0:59:13.880 --> 0:59:16.600 I mean. So, like, I just don't understand why men 0:59:16.640 --> 0:59:19.560 have such a problem with women being pregnant when literally, 0:59:19.560 --> 0:59:20.960 if a woman did not get pregnant, you would not 0:59:21.040 --> 0:59:22.960 be here. So I'm just glad that she has kind 0:59:22.960 --> 0:59:26.120 of like the last he he laughed, like, oh you 0:59:26.120 --> 0:59:29.360 got I need your money, No, you need me, So 0:59:29.520 --> 0:59:34.520 go ahead, Joanna Griffiths with your twins. I hope their 0:59:34.520 --> 0:59:36.840 mama knows that. I hope they know that their mama 0:59:36.880 --> 0:59:40.240 is a total badass. And she said no to those 0:59:40.640 --> 0:59:43.520 funky men who are like, I'm concerned about you being pregnant, 0:59:43.760 --> 0:59:46.120 as being pregnant is some sort of disability. 0:59:47.080 --> 0:59:48.160 Well, technically it is. 0:59:48.320 --> 0:59:50.440 I know. It's a shame that that's exactly what told 0:59:50.440 --> 0:59:51.680 me they consider that, which I'm. 0:59:51.560 --> 0:59:54.200 Like, it's shady, it is, but you know what I mean. 0:59:54.240 --> 0:59:56.920 With the fact that a lot of venture capital is 0:59:57.480 --> 1:00:01.880 funded by men and male frontage VC firms, I'm glad 1:00:01.920 --> 1:00:04.160 that she was brave enough to say, you know, I 1:00:04.160 --> 1:00:06.160 don't care how many men I had to turn down 1:00:06.160 --> 1:00:07.880 and how long it has to take to raise the money, 1:00:08.360 --> 1:00:10.800 we will keep waiting. So that was really brave. So 1:00:10.920 --> 1:00:15.080 shout out to her what's her name? I need to 1:00:15.120 --> 1:00:16.840 check out those nixt things because. 1:00:17.000 --> 1:00:18.680 I know child was thinking that bad like that, like 1:00:18.760 --> 1:00:20.520 they have like shorts ones and I'm like, you know what, 1:00:20.600 --> 1:00:22.200 I'm tired of, Like well whatever. 1:00:21.960 --> 1:00:25.600 You know, that's right, we know, yeah, we know. That's 1:00:25.600 --> 1:00:27.720 why they're successful because it's not for them, it's for 1:00:27.800 --> 1:00:30.920 us exactly. All right, Well, I'm going to do a 1:00:30.960 --> 1:00:36.640 break because some foolishness was happening to two back to 1:00:36.680 --> 1:00:40.040 back breaks I must do. I've got to spotlight what 1:00:40.160 --> 1:00:44.440 happened to Pilitzer Prize winning journalist Nicolehonna Jones this past 1:00:44.520 --> 1:00:47.720 well it actually didn't happen this past week. So basically 1:00:47.800 --> 1:00:51.120 Nicole Hanna Jones, she is the one who was behind 1:00:51.160 --> 1:00:55.120 that incredible multi part series in The New York Times 1:00:55.160 --> 1:00:58.880 in twenty nineteen called the sixteen nineteen Project, which was 1:00:59.000 --> 1:01:01.760 a complete retailer of the history of America. We were 1:01:01.760 --> 1:01:06.080 just talking to Kevin about the Tulsa massacre. Nicole Hannah Jones, 1:01:06.120 --> 1:01:08.680 an amazing journalist, went all the way back to sixteen 1:01:08.800 --> 1:01:13.280 nineteen and really retold history by putting slavery first and 1:01:13.360 --> 1:01:16.360 four at the forefront of it and really talking about 1:01:16.400 --> 1:01:19.360 how so much of the history that we celebrate was 1:01:19.400 --> 1:01:22.440 built on the backs of slaves, of course, And so 1:01:22.680 --> 1:01:26.000 her project sixteen nineteen project, it was released a couple 1:01:26.000 --> 1:01:28.200 of years ago when the Pulitzer Prize, so she was 1:01:28.320 --> 1:01:31.760 named the night Chair Fellow at I think it's a 1:01:31.840 --> 1:01:34.880 University of North Carolina. That's her alma mater at their 1:01:34.920 --> 1:01:40.440 journalism school, and a lot of apparently all the professors 1:01:40.440 --> 1:01:44.720 who get this night Chair distinction are tenured, which means 1:01:44.760 --> 1:01:48.920 that when you're tenured, you have an understanding that unless 1:01:48.920 --> 1:01:52.800 you do something completely crazy or I don't know, just 1:01:52.840 --> 1:01:55.480 something that is so like, I don't know, murder someone 1:01:55.600 --> 1:01:57.760 or slap a student in the face like it takes 1:01:57.760 --> 1:02:01.520 a lot to fire a tenured professor, really give you comfort, 1:02:01.560 --> 1:02:04.080 and it gives you confidence, and it gives you a 1:02:04.120 --> 1:02:07.440 sense of stability in your role. So, despite the fact 1:02:07.520 --> 1:02:11.280 that people spent over one hundred and sixty hours according 1:02:11.280 --> 1:02:14.160 to the nineteenth US the nineteenth News report on this 1:02:14.280 --> 1:02:19.160 one hundred and sixty hours plus from faculty, from advisors, 1:02:19.160 --> 1:02:22.200 from other colleges on whether or not Nicolehonta Jones should 1:02:22.240 --> 1:02:26.280 get this should get this distinction and also tenure. Ultimately, 1:02:26.440 --> 1:02:30.080 the state's Board of Trustees denied her tenure. And this 1:02:30.160 --> 1:02:33.320 actually happened like I think sometime in April, but it 1:02:33.440 --> 1:02:35.840 just kind of made news this past week and now 1:02:35.840 --> 1:02:39.080 there's all these petitions to give Nicolehonta Jones a tenure 1:02:39.120 --> 1:02:41.760 that she rightfully deserves and just wanted a spotlight that 1:02:41.840 --> 1:02:45.640 because we have to. I mean, there's no it's not 1:02:45.680 --> 1:02:49.000 like there's ever going to be the smoking gun like, oh, yes, 1:02:49.200 --> 1:02:52.880 she was a nied tenure because these old white guys 1:02:52.960 --> 1:02:55.959 on this Board of trustees, you know, were they were 1:02:56.000 --> 1:03:00.400 pressured or scared of, you know, giving this black woman 1:03:00.520 --> 1:03:03.680 who is helping to rewrite history in terms of you 1:03:03.720 --> 1:03:05.720 know and putting slavery at the forefront of it. They 1:03:05.720 --> 1:03:10.720 were scared of conservative politicians fear over getting this history 1:03:10.760 --> 1:03:14.320 out there. You know, Donald Trump himself has tried to 1:03:14.840 --> 1:03:19.120 discredit Nicole Hana Jones's work. There's literally legislation out there 1:03:19.200 --> 1:03:23.720 trying to prevent schools from teaching the sixteen nineteen project 1:03:23.800 --> 1:03:26.320 in schools. There's like a what do you call it 1:03:26.360 --> 1:03:30.520 a competing course called the seventeen seventy six project, where 1:03:30.520 --> 1:03:33.800 they're trying to get other curriculum in place of this, 1:03:34.520 --> 1:03:36.960 in place of the story of slavery, get it taught 1:03:37.000 --> 1:03:40.760 in schools in conservative states. So like, this is this 1:03:40.800 --> 1:03:43.240 is a real thing that's happening, and Nicole's at the 1:03:43.280 --> 1:03:44.920 center of it, and I just wanted to highlight that 1:03:45.440 --> 1:03:47.600 and also point out that this is yet another example 1:03:47.640 --> 1:03:54.080 of how a seemingly innocuous, you know, piece of protocol. Oh, 1:03:54.120 --> 1:03:56.480 we just need the board of Board of trustees approval, 1:03:56.520 --> 1:04:00.240 their stamp of approval on this, you know process, how 1:04:00.320 --> 1:04:04.040 another piece of formal protocol is being used to silence 1:04:04.360 --> 1:04:07.240 or not silence because she's still going to get the professorship, 1:04:07.280 --> 1:04:12.040 but you know, disempower in some ways black voices. And 1:04:12.800 --> 1:04:17.520 it's just ooh, it's really infuriating. And she's she's amazing. 1:04:17.600 --> 1:04:20.000 But the one thing I will say is hopefully this 1:04:20.080 --> 1:04:22.680 gets her way more press for her book. So let 1:04:22.760 --> 1:04:25.080 me boost her book. Her book is coming out. It's 1:04:25.120 --> 1:04:27.640 based on the sixteen nineteen project, which you did for 1:04:27.680 --> 1:04:29.640 the New York Times, So you can check it out 1:04:29.680 --> 1:04:31.960 at Amazon. We'll put a link in the show notes, 1:04:32.280 --> 1:04:36.240 pre order it to support Nicole and that's that's my boost. 1:04:36.720 --> 1:04:39.080 I mean sorry, that's my break plus a boost, okay, 1:04:39.400 --> 1:04:42.320 and second break really quick because it took place in Atlanta, 1:04:42.400 --> 1:04:45.920 and Atlanta what is going on? So I'm not even 1:04:45.960 --> 1:04:48.480 going to pretend like I knew who this famous Atlanta 1:04:48.520 --> 1:04:49.240 Hawks player was. 1:04:49.280 --> 1:04:51.360 Oh, I saw this because like. 1:04:51.280 --> 1:04:53.240 Basketball, that's a sport with a ball in it, and 1:04:53.240 --> 1:04:55.120 there's like a net I think, But I'm not like 1:04:55.160 --> 1:04:57.760 a I'm not a basketball expert, but I am an 1:04:57.800 --> 1:05:01.200 Atlanta expert. And there was this French bistro in Atlanta 1:05:01.840 --> 1:05:04.400 that had I don't know why restaurants are so dumb 1:05:04.480 --> 1:05:08.160 to do this, but created a dress code and expected 1:05:08.720 --> 1:05:13.000 all the staff at their restaurant to judge people's outfits 1:05:13.640 --> 1:05:16.000 the same way and come away with the same conclusions 1:05:16.000 --> 1:05:18.880 about what's acceptable and what's not acceptable according to their 1:05:19.000 --> 1:05:23.240 arbitrary dress code. And of course, shockingly, the dress codes 1:05:23.240 --> 1:05:27.680 started to be applied more often to black patrons than others. 1:05:27.720 --> 1:05:32.919 So Dominique Wilkins is an iconic Atlanta Hawk's basketball player. 1:05:32.960 --> 1:05:35.640 He's a Hall of Famer. He was turned away from 1:05:35.640 --> 1:05:37.360 the restaurant, and he wrote about it, and he said, 1:05:37.360 --> 1:05:39.360 they looked me up and down, told me there were 1:05:39.400 --> 1:05:41.480 no tables for me, and looked me up and down 1:05:41.520 --> 1:05:44.240 again when he questioned why were there no tables, and 1:05:44.320 --> 1:05:47.280 told him that he was not abiding by their dress code. 1:05:47.600 --> 1:05:49.560 And it turns out he wasn't the only one. If 1:05:49.560 --> 1:05:53.400 you look at the Yelp reviews for this restaurant, I'm 1:05:53.400 --> 1:05:54.680 not going to try to pronounce it. We'll put a 1:05:54.680 --> 1:05:56.440 link to a story in the notes. If you look 1:05:56.480 --> 1:05:59.280 for the Yelp reviews, there were literally reviews from other 1:05:59.280 --> 1:06:03.480 black patrons who had been complaining for weeks months. You know, 1:06:03.760 --> 1:06:06.680 I was turned away because I was wearing flip flops, 1:06:06.720 --> 1:06:08.640 and then I walked by the patio and I saw 1:06:09.160 --> 1:06:13.960 other people wearing torn jeans, you know, cleavage bearing outfits, 1:06:14.000 --> 1:06:17.240 things like that. So there's all these reports in Atlanta now, 1:06:17.280 --> 1:06:20.480 and it's kind of sad because their main chef right 1:06:20.520 --> 1:06:22.520 now is a black man. I don't think about him, 1:06:23.000 --> 1:06:25.600 but I was seeing on his Instagram people are commenting 1:06:25.640 --> 1:06:28.480 and like telling him to leave this place and all 1:06:28.520 --> 1:06:31.440 that stuff. So it's opening up a lot of interesting 1:06:31.960 --> 1:06:34.720 and sad conversations in Atlanta right now. But I just 1:06:34.760 --> 1:06:39.000 don't see how a business like that expects a dress 1:06:39.040 --> 1:06:42.280 code to be enforced fairly, especially when you're leaving it 1:06:42.360 --> 1:06:46.800 up to employees. Everything is so subjective, you know, and 1:06:46.840 --> 1:06:49.040 they're doubling down on this whole dress code thing, and 1:06:49.080 --> 1:06:51.840 it's just a it's a shame. So I'm sorry to 1:06:52.640 --> 1:06:55.440 Dominique for having to go through that really embarrassing situation, 1:06:55.560 --> 1:06:58.120 and to everyone else you know who who without his story, 1:06:58.160 --> 1:07:00.600 without him speaking out, you know, there stories may not 1:07:00.640 --> 1:07:03.280 have been told, may not have been heard. So I 1:07:03.280 --> 1:07:06.200 guess that's a silver lining from him coming forward. 1:07:06.520 --> 1:07:09.360 Yeah, that's why it's important for people to come forward, 1:07:09.400 --> 1:07:11.880 because I saw that. I didn't like that this man 1:07:12.040 --> 1:07:15.720 literally has a statue in Atlanta. He's on the cover 1:07:15.880 --> 1:07:18.960 currently right now of Atlanta magazine. I mean, they really 1:07:18.960 --> 1:07:20.480 could not have done this to a work like they 1:07:20.480 --> 1:07:24.040 couldn't have chol like the level of foolishness. But I'm 1:07:24.080 --> 1:07:25.840 glad that he said something to your point because I 1:07:25.880 --> 1:07:30.200 saw people in his comments who were like, I'm not 1:07:30.280 --> 1:07:31.800 you know, like white folks because you know, they love 1:07:31.840 --> 1:07:34.320 them some sports. I'm not usually a fan of cancel culture, 1:07:34.360 --> 1:07:37.040 but like, man, I respect it like I never you know, 1:07:37.080 --> 1:07:40.320 I like people who are like, well dang, he said, 1:07:40.440 --> 1:07:43.000 maybe there's something here. So that's why it's important for 1:07:43.200 --> 1:07:45.720 you know, folks to say something when when things happen, 1:07:45.760 --> 1:07:49.080 so it is a shame and hopefully you know, people 1:07:49.160 --> 1:07:51.600 don't spend their money there. Like I said last week, 1:07:52.240 --> 1:07:55.320 let them suffer. Remember I said what I said about 1:07:55.600 --> 1:07:58.000 like if you're working at a place and they don't 1:07:58.040 --> 1:08:00.520 know how to treat you well or and I'm like, 1:08:01.720 --> 1:08:05.160 my new thing is yo, let these people, let this 1:08:05.240 --> 1:08:08.640 company drown, Let you suffer. Like what I'm not gonna 1:08:08.680 --> 1:08:11.200 do is you it's your loss. You get to lose 1:08:11.240 --> 1:08:14.919 all this amazingness. You're a fool, you know, like when 1:08:15.000 --> 1:08:18.560 you mistreat folks and you make it a habit or 1:08:18.720 --> 1:08:24.160 pattern to gaslight people, especially black people, especially black women. 1:08:24.840 --> 1:08:27.960 When you make it a habit to mistreat those days 1:08:28.000 --> 1:08:32.559 of like we don't need you, we just don't like 1:08:33.120 --> 1:08:35.839 more and more and more, there are spaces and places 1:08:35.840 --> 1:08:39.160 that are being created as a result of your foolishness 1:08:39.479 --> 1:08:43.080 and your idiocy. Like I just like you know, I'm like, 1:08:43.200 --> 1:08:45.480 let them suffer. I can't tell you how many brands 1:08:45.600 --> 1:08:48.000 and companies or whatever, just this past week that I 1:08:48.040 --> 1:08:52.679 was like, I'm good. Well, yeah, I'm good. I would yeah, yep, 1:08:52.720 --> 1:08:54.080 I see how you treat us. No, I'm good. I 1:08:54.080 --> 1:08:56.519 don't need your money. Well we'll pay you double cis 1:08:57.200 --> 1:09:01.680 I make quadruple. I'm good. And even if I did it, 1:09:02.200 --> 1:09:05.200 I'm still good because even when I didn't make any 1:09:05.200 --> 1:09:06.720 money as the budget he said, that was the one 1:09:06.760 --> 1:09:08.800 thing that I had to hold onto because I was like, 1:09:08.800 --> 1:09:10.240 I don't want to look back and say that I 1:09:10.320 --> 1:09:12.760 made money in a way that was out of integrity 1:09:12.960 --> 1:09:15.000 with how I want to show up. And that's one 1:09:15.040 --> 1:09:17.000 of the reasons, Like, and I always struggle with like, 1:09:17.000 --> 1:09:18.880 oh do I share how well the budget Nieza is doing. 1:09:18.960 --> 1:09:22.400 I'm like, no, I do, because I need you. Who's listening, 1:09:22.400 --> 1:09:24.360 who might be afraid to step out on her own, 1:09:24.880 --> 1:09:28.160 who might be like, oh, I don't know, sis. Literally 1:09:28.360 --> 1:09:31.639 you are the magic. You are the bank tap into 1:09:31.680 --> 1:09:35.320 yourself like you have all the awesomeness right inside you, 1:09:35.520 --> 1:09:38.400 and quite honestly, others are waiting on you. We need 1:09:38.400 --> 1:09:40.599 you to step up, we need you to shine because 1:09:40.680 --> 1:09:42.960 like I need you to also create a safe space 1:09:43.160 --> 1:09:47.040 for those you know, corporate refugees or otherwise who need 1:09:47.080 --> 1:09:52.320 a safe place to work. After our last podcast, Mandy like, 1:09:52.360 --> 1:09:53.880 I can't tell you how many people were like, I 1:09:53.880 --> 1:09:55.920 know you said you're not hiring, but here's my resume anyway. 1:09:55.960 --> 1:09:58.320 And I always take resumes. I take them and I 1:09:58.400 --> 1:10:00.760 keep them because you never know, you never know. 1:10:00.960 --> 1:10:02.439 Oh that reminds me. I got to send you my 1:10:02.479 --> 1:10:06.559 friend Mariese's resume. I don't forget for. 1:10:06.560 --> 1:10:09.120 Real, for real, I always like, because you just never know. 1:10:09.160 --> 1:10:12.679 And I'm always like, I realize now that one of 1:10:12.720 --> 1:10:16.760 my one of my goals and roles in this life it, 1:10:17.080 --> 1:10:22.000 you know, is to grow the company not for personal gain, 1:10:22.040 --> 1:10:25.120 although you know the money is nice, but that way 1:10:25.160 --> 1:10:28.120 I can hire even more people that have been pushed 1:10:28.160 --> 1:10:31.840 out of these traditional spaces and been told that they're 1:10:31.920 --> 1:10:34.400 less than when I'm like, cis what a fool. Look 1:10:34.400 --> 1:10:37.000 what we don't over here today? Man? I signed up 1:10:37.040 --> 1:10:40.960 for you know, I like, we have like this. I 1:10:40.960 --> 1:10:45.519 guess it's called like supplemental insurance and like it's like, oh, 1:10:45.680 --> 1:10:48.639 accident insurance, it's twenty bucks a month, and then there's 1:10:48.760 --> 1:10:51.160 like disability insurance for forty bucks a month or whatever. 1:10:51.200 --> 1:10:53.960 And we gifted everybody on the company one hundred bucks 1:10:53.960 --> 1:10:56.320 a month towards that you can get like six different 1:10:56.360 --> 1:10:59.880 things as a result of that. I just I love 1:11:00.040 --> 1:11:01.200 creating a space where we. 1:11:01.200 --> 1:11:03.200 Thrive, so unicorn culture. 1:11:03.080 --> 1:11:05.680 So Rea literally like, let's make let's normalize that. So 1:11:05.720 --> 1:11:08.639 I say to those other places, let them suffer. Let 1:11:08.880 --> 1:11:12.080 let them push out all the awesomeness so they shrivel 1:11:12.160 --> 1:11:14.920 up and drown and die. Let them suffer. I have 1:11:14.960 --> 1:11:17.559 no problem with that. Let all the magic stay here. 1:11:18.120 --> 1:11:21.600 Let's pour into companies and places and restaurants that you 1:11:21.640 --> 1:11:24.639 know that that love us right back, that do what's 1:11:24.720 --> 1:11:26.200 right by us. Let them drown. 1:11:26.400 --> 1:11:29.080 Shoot, we need to bring back the green Book? Is 1:11:29.080 --> 1:11:31.479 there like a modern version of the Green Book? You know, 1:11:31.560 --> 1:11:34.240 there's got to be some websites out there, but yes, 1:11:34.439 --> 1:11:36.320 the places that serve us and we want to use 1:11:36.320 --> 1:11:38.439 our dollars. I mean that's when you talk about what 1:11:38.439 --> 1:11:40.120 what's the money for? It's also like where do you 1:11:40.160 --> 1:11:40.960 spend your dollars? 1:11:41.000 --> 1:11:41.520 Exactly? 1:11:41.760 --> 1:11:44.360 It matters, it does, so it really does. 1:11:44.439 --> 1:11:46.479 And then so speaking of spending your dollars, this is 1:11:46.479 --> 1:11:48.280 the last week I forgot to say. Did I say 1:11:48.320 --> 1:11:50.360 that I'm doing a partnership with mess in a bottle. 1:11:50.760 --> 1:11:52.200 Have you had a mess in a bottle? Oh? 1:11:52.280 --> 1:11:53.840 Many, I haven't. What is it? 1:11:53.960 --> 1:11:57.080 Oh my gosh. So Kalila Wright is this awesome black 1:11:57.080 --> 1:12:00.000 woman that started start off as a T shirt line 1:12:00.400 --> 1:12:05.000 with like messages, like really positive affirming messages, and she 1:12:05.080 --> 1:12:07.479 has just blown up. I mean she used to I think, 1:12:07.600 --> 1:12:10.439 be like a like an architect, same, pushed out of 1:12:10.479 --> 1:12:14.760 corporate mistreated, was like I'm built for greater things, struggled 1:12:15.200 --> 1:12:17.960 literally for so many years. I remember she I think 1:12:18.000 --> 1:12:21.480 her she used to have like this T shirt vending machine. 1:12:21.600 --> 1:12:23.320 I think it was vandalized and she was on her 1:12:23.400 --> 1:12:26.920 last leg. And then Bozama, who is like an angel, 1:12:27.000 --> 1:12:31.120 the c CMO of Netflix, found out not only wore 1:12:31.200 --> 1:12:36.559 her stuff. She's got this awesome like camo jacket that 1:12:36.680 --> 1:12:39.559 says queen, don't be don't be afraid to lead like 1:12:39.600 --> 1:12:43.639 a king. Gave that cameo jacket to Serena Williams. Serena 1:12:43.720 --> 1:12:47.160 warred and then her brand just took off, like look 1:12:47.200 --> 1:12:50.760 what happens when black women get to color right and 1:12:50.840 --> 1:12:53.519 so so as a result, now I mean, like this 1:12:53.560 --> 1:12:57.000 is years later, now her her business is booming. Like 1:12:57.160 --> 1:12:59.479 just last December, she was part of Oprah's favorite things 1:12:59.520 --> 1:13:04.240 for the Christmas and Target. On this past February, Target 1:13:04.320 --> 1:13:06.800 did a thing for her, like, well not just for her, 1:13:06.840 --> 1:13:10.280 but they showcased during Black History Month awesome amazing black brands, 1:13:10.479 --> 1:13:12.559 and she was one of those brands. She sold out 1:13:12.600 --> 1:13:16.160 in like thirty minutes. And so Khalil is just awesome, 1:13:16.200 --> 1:13:19.479 just just an awesome Black business woman. And so together 1:13:19.680 --> 1:13:21.760 she does these capsule collections. And she reached out to 1:13:21.760 --> 1:13:22.960 me and said I'd love to do and I was like, 1:13:22.960 --> 1:13:25.680 oh my gosh, I love that. It was like a dream. 1:13:25.920 --> 1:13:29.800 And so it's two T shirts, a notebook, a toe bag, 1:13:29.840 --> 1:13:31.679 and a mug. And so one of the t shirts 1:13:31.720 --> 1:13:35.439 says it's about the generational wealth for me. The other 1:13:35.520 --> 1:13:38.920 T shirt says financial homeless is a form of self care. 1:13:39.680 --> 1:13:43.599 The notebook says note to self, money won't manage itself. 1:13:44.640 --> 1:13:48.080 This is my favorite. The tote is my favorite. It says, sis, 1:13:48.280 --> 1:13:50.080 stick to the list, because you know you be out 1:13:50.120 --> 1:13:52.680 there with your toe cute like, oh, let me get 1:13:52.760 --> 1:13:55.799 like nazis. Stick to the list. And then the mug says, 1:13:56.160 --> 1:13:59.799 sip my tea and stack my coins. This is limiting 1:13:59.840 --> 1:14:02.759 the last week. It just basically almost all sold out, 1:14:03.000 --> 1:14:06.479 so I forgot to tell y'all, so I know, but 1:14:06.560 --> 1:14:08.200 I will say go because I know she ordered a 1:14:08.200 --> 1:14:09.720 few more, but I think this is really the last week. 1:14:09.720 --> 1:14:14.799 If you go to mess e m eess messinabottle dot com, 1:14:14.960 --> 1:14:18.120 you'll literally see like mess in a bottle, isn't it 1:14:18.160 --> 1:14:20.439 so cute? Yes? Yeah, So I think it's only like 1:14:20.479 --> 1:14:22.000 going to be like the next week, week and a half. 1:14:22.040 --> 1:14:23.840 But like, we just sold like so many of them, 1:14:23.840 --> 1:14:25.240 and I was like, I forgot to tell, but by 1:14:25.240 --> 1:14:27.640 an addition family, So it's just like literally just to 1:14:27.680 --> 1:14:29.400 pop up and then it's going to be gone by 1:14:29.479 --> 1:14:31.720 like next week and then that's it. I just you know, 1:14:31.800 --> 1:14:33.960 I want to do something positive and I love partnering 1:14:34.000 --> 1:14:39.479 with other awesome, amazing sisters and low key hockey this. 1:14:39.600 --> 1:14:41.080 You guys are the first time telling this too. But 1:14:41.120 --> 1:14:43.479 I told her, I said, let's do extra value. So 1:14:43.520 --> 1:14:45.719 many people want to hear about black women in business 1:14:45.800 --> 1:14:49.080 and how you start, how you started and what I did. 1:14:49.120 --> 1:14:50.639 So what I told her, I was like, when it's 1:14:50.640 --> 1:14:53.080 all said and done, I would love if anybody that 1:14:53.160 --> 1:14:55.880 bought anything from this capsule collection, because I said, do 1:14:55.920 --> 1:14:57.800 you have the emails of everybody that purchased. She said, yes, 1:14:57.840 --> 1:15:01.719 because that's how you get your confirmation email that we're 1:15:01.720 --> 1:15:03.920 gonna send you, Like, I don't know when it's gonna be, 1:15:03.960 --> 1:15:07.600 but we're gonna send you a free link for like 1:15:07.640 --> 1:15:09.960 a conversation between she and I and just talking about 1:15:10.000 --> 1:15:12.400 black women in business and how we started and how 1:15:12.439 --> 1:15:15.080 you can start to just a free class just because 1:15:15.080 --> 1:15:16.599 and I just thought that would be fun. So that's 1:15:16.600 --> 1:15:20.120 another bonus that you buy something from this capsule collection, 1:15:20.960 --> 1:15:23.080 and you know, within a week or so you'll get 1:15:23.080 --> 1:15:26.320 like a more information about just a class, not even 1:15:26.320 --> 1:15:29.679 a class, just like a like a fireside chat between 1:15:29.760 --> 1:15:32.880 Khalila and I talking Black women in business and what 1:15:32.920 --> 1:15:35.120 that looks like. And so that's just like I just 1:15:35.120 --> 1:15:37.920 want to pour into other women who are wanting to 1:15:38.000 --> 1:15:41.680 create something for themselves as well. And so that's just 1:15:41.720 --> 1:15:44.839 our gift to you. So yeah, mess in a bottle 1:15:45.080 --> 1:15:46.400 dot come. 1:15:47.280 --> 1:15:50.840 All right done? Check the show notes. Yeah all right, 1:15:50.880 --> 1:15:54.599 well this was a packed, packety pack, backpacked show. Well, 1:15:54.600 --> 1:15:56.559 thank you all again from that week, Tiffany, I'm gonna 1:15:56.640 --> 1:15:57.000 miss you. 1:15:57.360 --> 1:16:00.960 I know I'm gonna be listening and I'm like they. 1:16:00.840 --> 1:16:05.240 Got big, They got big shoes to fill these upcoming 1:16:05.320 --> 1:16:08.960 co hosts. But you guys, stay tuned. We will be back. 1:16:09.080 --> 1:16:11.719 We will be here in June. Tiffany, enjoy your hammock, 1:16:12.560 --> 1:16:15.200 enjoy the knitting, or don't enjoy the knitting, just to 1:16:15.320 --> 1:16:18.440 have fun. Spend some money and social. 1:16:18.240 --> 1:16:19.320 Just so you know. I mean, you'll see like my 1:16:19.360 --> 1:16:21.720 team post on social. But I'm like, you know there, 1:16:21.720 --> 1:16:23.080 We're not gonna be a play by play. I really 1:16:23.080 --> 1:16:24.439 want to take like a break break for real. 1:16:24.560 --> 1:16:25.960 I want a photo dump when you return. 1:16:26.080 --> 1:16:27.600 Yeah, that's exactly what I'm gonna do. I'm gonna be 1:16:27.600 --> 1:16:32.679 like and then and then and then oh right, y'all. 1:16:32.720 --> 1:16:35.400 I mean you guys already look you know. 1:16:35.400 --> 1:16:55.280 You don't buy. Bye, go relax, Bye tiff Bye