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Speaker 1: Hey, hey, hey, ba fan, Please follow us on Apple

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Speaker 1: Podcasts and keep our audience growing. If your iPhone recently

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Speaker 1: be following our show Loop Loop. You can also follow

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Speaker 1: us on Spotify, on Stitcher, or on the Amazon Music app.

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Speaker 1: You will not do all that, you know, if you

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Speaker 1: had to Android, but you know Apple, that's fine, it's fine.

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Speaker 1: And now onto our show. Hey, hey, hey, we're back.

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Speaker 1: We're black. We'd chocolate and I will you say peanut

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Speaker 1: butter in the summer, Mandy Brown kind of vanilla bean,

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Speaker 1: Brown Ambition. Welcome Black Mandy.

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Speaker 2: Hi, welcome Black Tiffany.

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Speaker 1: Wait a little CARAMELI you know, you know what.

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Speaker 2: I plan to get as much sun as I can

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Speaker 2: this summer, so yes, I will be. I'm gonna have

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Speaker 2: I finally can use last summer. I didn't even need

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Speaker 2: to use my summer. I have different summer colors from

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Speaker 2: my for like foundation and you know stuff like that.

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Speaker 2: So for summer it's a little bit darker, and the

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Speaker 2: winter I get pale. But last summer I didn't go nowhere,

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Speaker 2: so I never had to even use my summer pale,

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Speaker 2: my summer, my summer hue. So yes, I will be

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Speaker 2: a little bit more toasted toasted peanut butter. Yeah, food analogies.

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Speaker 2: You are about to go on Vaca. How you feeling?

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Speaker 1: Oh? I felt believed so my first but my first week,

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Speaker 1: I've rented a summer Well, I ran to this really

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Speaker 1: beautiful house down by the sure So I'm gonna spend

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Speaker 1: a week like just it's like one step for the beach.

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Speaker 1: The house is absolutely gorgeous, and so I'm planning like

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Speaker 1: at least two to three other like like mini ghetaways.

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Speaker 1: This is probably the longest of a week and everything

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Speaker 1: else will be like you know, like an extended weekend probably.

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Speaker 1: But then during the day I'm going to do like,

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Speaker 1: you know, different fun things like I want to find

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Speaker 1: like uh, I really love like thrifting and like big

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Speaker 1: flea markets. I'm like, I'm sure there's one in like

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Speaker 1: Philly I can go to, or I'm sure there's like

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Speaker 1: I don't know, like the American This is this big,

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Speaker 1: huge mall in Jersey called American Dream that recently opened

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Speaker 1: up that's supposed to be you can like, uh not skateboard.

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Speaker 1: What are those things called? Like not ice board? What

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Speaker 1: does the things that the kids do with the with

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Speaker 1: the snowboarding board? Snowboarding you get snowboard. Not that I'm

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Speaker 1: gonna snowboard, but honestly, like all the kind of things

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Speaker 1: I've always wanted to explore that like are pretty low,

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Speaker 1: I'm going to do that.

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Speaker 2: That sounds nice. I'm excited for you, and we have

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Speaker 2: an amazing lineup of guest co host you guys, So

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Speaker 2: stay tuned to Brent Ambition. We've got some exciting guess

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Speaker 2: I can't wait to I won't to keep it a surprise,

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Speaker 2: but I can't wait to share with you guys, so

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Speaker 2: definitely stick around. I will be here while Tiffany is

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Speaker 2: out wou sighing and taking a much much needed, well

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Speaker 2: deserved break, So stay tuned.

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Speaker 1: I bought I made like a really expensive purchase. I

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Speaker 1: was like, ah, ooh, I love it. I know, Oh

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Speaker 1: my god. So I bought myself a sleep Number mattress.

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Speaker 1: But I got all the bells and whistles. It was

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Speaker 1: a lot. It costs you know what, it cost me

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Speaker 1: more than my first car.

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Speaker 2: Okay, well you.

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Speaker 1: Know my first car me was, I mean, that's not same.

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Speaker 2: But knowing you, your first car is probably like really

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Speaker 2: cheap it was.

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Speaker 1: My first car was a used little pupp putt that

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Speaker 1: I bought from the lot. But still guess how much?

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Speaker 2: Oh, I feel like there is right. I don't know

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Speaker 2: how those people do it. I'm stressed. Ten thousand dollars

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Speaker 2: no lower? Oh, okay, seven thousand.

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Speaker 1: Yep, just about yep.

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Speaker 3: So I know.

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Speaker 2: It was like, can I spend the wheel?

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Speaker 1: You gotta find maybe you no. So I was talking

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Speaker 1: to my my business code sign about today and I

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Speaker 1: was like, you know, expressing a little bit of inks

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Speaker 1: even though I'm not gonna lie and sleeping really well on.

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Speaker 2: It like it I certainly hope.

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Speaker 1: So I know, I know. And he told me that

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Speaker 1: it's time for us to kind of like unlock the

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Speaker 1: next level of what money means to me, you know,

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Speaker 1: or how I utilize money. He said, you know, in

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Speaker 1: the beginning, you know, when you were struggling to you know,

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Speaker 1: money was a means for you to create security and safety,

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Speaker 1: and it's fair to say that you know you've created

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Speaker 1: that for yourself, and now you know, I want you

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Speaker 1: to be able to spend responsibly, but with that out

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Speaker 1: guilt when you know, like even if it's a lot,

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Speaker 1: you know, is seven thousand dollars going to tank you

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Speaker 1: and your family? I was like no, he said, then

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Speaker 1: why you know? And it was also to your you're

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Speaker 1: purchasing something that's you know, good for you, and even

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Speaker 1: if it wasn't, so what it's not going to cause

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Speaker 1: financial harm to you and your family if it's something

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Speaker 1: that you're wanting, but especially typically you bought a bed.

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Speaker 2: Like yeah, and you know, I was like, Tesla, I

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Speaker 2: didn't really be really excited now here like I spend money.

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Speaker 1: And so he was like like so he's like, okay,

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Speaker 1: we we were playing kind of like not this like

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Speaker 1: it's that this is game that my sisters and I

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Speaker 1: kind of play whenever I spend money on something that

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Speaker 1: like is not like, you know, something like a super need,

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Speaker 1: Like my sister Tracy always says, what's the money for?

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Speaker 1: So basically like you know what I mean, Like okay,

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Speaker 1: like you like you purchased the thing, you know, whether

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Speaker 1: like let's just say it's a bag or sage or

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Speaker 1: it's whatever, and you know, all the bills are paid

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Speaker 1: and you're saving and you max out your retirement, all

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Speaker 1: the things you've done, all the things, and you're like,

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Speaker 1: so you want to get your nails done, what's the

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Speaker 1: money for? Like basically like like what do you like

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Speaker 1: what are we holding off for? And so he told me, like,

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Speaker 1: you know, that's exactly like to remember that one of

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Speaker 1: the one of the ways to use money once you've

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Speaker 1: gotten beyond the financial security component. He said, money is

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Speaker 1: pretty infinite, meaning like as much as they're like, I mean,

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Speaker 1: you could just keep you know, money is a social construct,

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Speaker 1: so you technically can make as much money it's humanly possible,

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Speaker 1: Like it doesn't make sense that Elon Musk is making

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Speaker 1: one hundred and fifty thousand dollars like a minute, Like

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Speaker 1: what does that even mean? But time is finite, right,

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Speaker 1: he was like, so you can use this kind of

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Speaker 1: like infinite resource, this made up thing that we call

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Speaker 1: money to buy back something that is finite, meaning buy

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Speaker 1: back something that it's not endless, which is your time.

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Speaker 1: He said, So this is the stage you're in, Tiffany now,

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Speaker 1: and this is for anyone who's kind of listening, who

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Speaker 1: is beyond the stage of like security and things like that,

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Speaker 1: you know, like with your finances and I'm having a

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Speaker 1: hard time making the leap. So I was just literally

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Speaker 1: just talking because Zion and I we meet every other Monday.

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Speaker 1: And he was like, so this is you're moving into

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Speaker 1: this stage. I want you to ask yourself, how can

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Speaker 1: I use some of my money to buy back some

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Speaker 1: of my time? And so he gave me example, he said,

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Speaker 1: I wanted to learn how to What did he say?

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Speaker 1: He wanted to learn how to surf? And he's like,

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Speaker 1: I've never surfed before, and I had friends that surfed

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Speaker 1: and he was like, you know, they said, Oh, it

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Speaker 1: took me a couple of years before I could do

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Speaker 1: like five foot waves or whatever. He was like, huh,

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Speaker 1: I could do that, or he said. I looked online

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Speaker 1: and I found like an ex pro surfer who like

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Speaker 1: went to the Olympics, and it wasn't cheap, but I

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Speaker 1: found out that I could pay because he lived. He

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Speaker 1: lived in California, resign lives, and I can pay him

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Speaker 1: to give me surf lessons. And he said I can

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Speaker 1: bring up to like a few people. So I invited

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Speaker 1: friends and said, hey, it's on me, but if you

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Speaker 1: want to have some surf lessons. I found someone I'm

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Speaker 1: going to pay him to do so, and he said, Tiffany,

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Speaker 1: you know, in a few months, I was able to

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Speaker 1: serve just as well as my friends who'd served for

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Speaker 1: a couple of years, but they had been self taught.

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Speaker 1: And he's like, so I got I wanted to serf

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Speaker 1: ten foot waves within a few months. I didn't want

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Speaker 1: to wait a few years. I got to buy back

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Speaker 1: some of my time, and I was just like okay.

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Speaker 1: So he was like, you know, so consider like where

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Speaker 1: you are now, what are some things that you're wanting

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Speaker 1: to learn or to do? So like the example of

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Speaker 1: remember I was like like ugh, like in notts in

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Speaker 1: my stomach about getting someone to clean the house, yes,

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Speaker 1: like this is the first you know, like last year

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Speaker 1: was the first year I ever had anyone clean my

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Speaker 1: house professionally. And it's like, well, Tiffany, you could clean

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Speaker 1: the house for four three to four hours, or you

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Speaker 1: can pay Juliana, who's awesome, to clear in the house

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Speaker 1: and buy back some of your time. Same thing with cooking,

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Speaker 1: Like you know, I'm never much of a cook, and

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Speaker 1: I always would feel guilty because I typically like I'm

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Speaker 1: still working during times when you would make dinner, and

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Speaker 1: sometimes I wouldn't get dinner on the table till like nine.

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Speaker 1: And it was like, oh, or I can pay Nisha,

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Speaker 1: who's this amazing woman to cook for my family and

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Speaker 1: I and I get to buy back time. So I

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Speaker 1: was just like, it's just a new way for me

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Speaker 1: to think of money outside of just using it to

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Speaker 1: create security for myself. And it's just like, you know,

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Speaker 1: like like the bed was like you should just see me.

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Speaker 1: I was like, oh, meanwhile, Mandy, I've been sleeping on

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Speaker 1: the couch for like months because my arm is like

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Speaker 1: you know, like since I've gotten the surgery, I just

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Speaker 1: could not get comfortable in our old bed. And it

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Speaker 1: was really a superman who was like, so I want

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Speaker 1: my wife back. Girl, Like, let's go get this damn

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Speaker 1: bed so you can sleep.

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Speaker 3: Baby.

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Speaker 1: If you sleep on the car, do you know, well,

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Speaker 1: you know, like I would see it sixty time upstairs

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Speaker 1: and they come downstairs and be like I'll see you.

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Speaker 2: Later, slithering out leave it out.

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Speaker 1: To walk with Shane downstairs, Like let me go downstairs. No,

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Speaker 1: but you know, so it was just like such a

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Speaker 1: good lesson of like okay, and you know, it really

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Speaker 1: solidified for me. My sister Tracy's like, girl, I want

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Speaker 1: to go see mommy this weekend, like you know, just

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Speaker 1: to check up on them. And she said, she's like

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Speaker 1: I opened like a we all have our own keys.

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Speaker 1: She was like, my mom was in the living room

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Speaker 1: dancing and she didn't hear her come in. She was

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Speaker 1: just like getting it in, like oh, and she was

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Speaker 1: like my mom turned around, was like, oh, I didn't

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Speaker 1: know you were coming over, and she's like you're dancing.

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Speaker 1: She's like, yeah, just feeling happy. And you know what,

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Speaker 1: my mom had just texted me that day to say,

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Speaker 1: I don't know if I remember mentioned the last time

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Speaker 1: how they needed a new porch. I remember Mandy and

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Speaker 1: I was like, I don't know. It's like, you know,

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Speaker 1: it was eleven thousand dollars, which is not a little

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Speaker 1: bit of money. But Superman was like, girl, we have it.

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Speaker 1: It's your parents. It's a porch. They don't want to Porsche.

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Speaker 1: It's a porch. You know, they don't fall through the back.

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Speaker 1: And then like I started to send a niche who

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Speaker 1: cooks for my family and I every Sunday to make

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Speaker 1: sure my parents had like a great Sunday meal. And

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Speaker 1: then like my dad's good for leftover, so like for

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Speaker 1: for Monday as well, and then too, I send them

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Speaker 1: money every month, and so everything kind of landed on

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Speaker 1: the same day and she just like text me like

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Speaker 1: I'm just my dad too, Like I'm just so happy

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Speaker 1: and secure. And I thought, like what Zion, Like what

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Speaker 1: Zion is saying, like you know, or what really Tracy

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Speaker 1: was saying, like what is the money for? And for me,

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Speaker 1: that's what that's a huge component of what is the

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Speaker 1: money for? And so my mother can dance in the

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Speaker 1: dining room without worry and not having to worry about

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Speaker 1: how she's gonna pay the mortgage. It's paid off, you know,

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Speaker 1: like having spending money she got it a porch that

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Speaker 1: was rotting, and how we're gonna pay for it. It's done,

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Speaker 1: you know, And so yeah, like it's a it's a

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Speaker 1: new it's such a I've never had a significant amount

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Speaker 1: of money before, so it's still a new space. So

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Speaker 1: sometimes I'm still navigating as preschool teacher tiffany where. It's like, well, girl,

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Speaker 1: every mint, every penny counts, and you know, every nickel,

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Speaker 1: every dime away and it's like, no, Tiffany, you responsible.

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Speaker 1: You can trust yourself to say, I put some aside

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Speaker 1: for this you've maxed out retirement savings, all the things,

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Speaker 1: you have almost two years worth of emergency fund. Like, girl,

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Speaker 1: you're doing all the things you can afford. These things

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Speaker 1: that one, you know, bring joy to yourself and other people,

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Speaker 1: and two help to buy your time back.

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Speaker 2: Can you just buy something pretty? I just buy it

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Speaker 2: just if it makes you happy. Just buy because even now,

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Speaker 2: I'm just like, uh huh, porch mattress, I'm not excited

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Speaker 2: like I want to be for.

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Speaker 1: You, like I'm gonna try. I'm gonna try some country

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Speaker 1: and just gonna you know, I'm gonna get some food.

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Speaker 2: I don't know.

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Speaker 1: It's true. It's hard, man, and it's so crazy, like

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Speaker 1: I still am like, okay, but that's one of the

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Speaker 1: things I I doing this.

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Speaker 2: Success classic surgery. Girl, I'm gonna find want to buy

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Speaker 2: you some time back.

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Speaker 1: One random thing that doesn't like because you're right, I still, honestly,

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Speaker 1: I still have such a hard time, Like Tiffany, you

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Speaker 1: gotta use it to be responsible.

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Speaker 2: You don't call my husband. He has some ideas.

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Speaker 1: So I'm gonna think of something because it's so crazy,

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Speaker 1: like you know, like mindset is such a such a

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Speaker 1: crazy thing. How you can get locked in. And the

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Speaker 1: crazy thing, I guess what's so hard about shifting mindset

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Speaker 1: is oftentimes that mindset is what got you here, you know,

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Speaker 1: this like responsibility with money it got me here, but

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Speaker 1: it's also keeping me here, you know, So that shift

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Speaker 1: is like it's not easy. And I, you know, I'm

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Speaker 1: always trying to be transparent with you guys, because I

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Speaker 1: I my worry is that on social everything is made

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Speaker 1: to look so easy, breezy, pretty, that if you just

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Speaker 1: do this, everything turns out perfect. And you know, manny

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Speaker 1: and I try to be honest like, yeah, girl, I

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Speaker 1: don't know what they talking about with it, but it's

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Speaker 1: not you know, like you can make it, like you know,

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Speaker 1: I make good money now, and I still struggle with.

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Speaker 2: Money and that like for me, sometimes that's the fear

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Speaker 2: of I can I achieved this, but it can be

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Speaker 2: I could lose it, you know. And there's even if

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Speaker 2: it's like an irrational fear because you know, my money

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Speaker 2: is FDIC insured if it's in cash, and you know,

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Speaker 2: I'm investing very wisely in the market and history tells

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Speaker 2: me that the market typically will go up over time.

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Speaker 2: But still there's like that little bit of irrational fear

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Speaker 2: that someone might come and snatch it all away. So

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Speaker 2: I actually find that it helps me make decisions about

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Speaker 2: enjoying the money now because I'm like, you're right, someone

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Speaker 2: could take it away. Let me expend it on things

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Speaker 2: that someone can't take away, so experiences. So I've never

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Speaker 2: really felt guilty about. One of my guilty pleasures was

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Speaker 2: Broadway and haven't been on the Broadway Show a lot

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Speaker 2: of time. Yeah, but Broadway tickets those were always really expensive.

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Speaker 2: You know, it could easily be five hundred bucks for

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Speaker 2: a date night for Broadway show. I know, No, that's

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Speaker 2: I mean I used to You can get cheaper tickets

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Speaker 2: through lotteries and stuff like that, but to have the

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Speaker 2: peace of mind that you're just gonna have a good seat, yeah,

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Speaker 2: like five hundo for two people easily and then nice dinners.

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Speaker 2: So ooh, let me tell you I did this week.

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Speaker 2: So I have been stalking. There's just really a beautiful

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Speaker 2: farm up here in Westchester where I live, and it's

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Speaker 2: called blue Hill or sorry, Stone Barn Center in the

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Speaker 2: restaurant attached to the farm is called Blue Hill, and

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Speaker 2: they're doing this really cool like thing. The head chef

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Speaker 2: basically stepped aside he's a white man, and he basically

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Speaker 2: stepped aside and said, you know, I'm going to step

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Speaker 2: back from my head chef position and we're going to

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Speaker 2: have chefs and residents instead. So last year was season one.

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Speaker 2: This year's season two, and they basically have a lineup

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Speaker 2: of like five or six diverse so men, women, Black, Asian,

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Speaker 2: you know, Latino. They have a lot. They're amplifying the

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Speaker 2: talents of these chefs and bringing them to Blue Hill

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Speaker 2: to cook for a season. And it's really it's really

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Speaker 2: really hard to get it's not even a ticket, but

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Speaker 2: to get a reservation. And I have just for some reason,

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Speaker 2: I've been waking up at like four am, you know,

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Speaker 2: I don't know, the melatonin wears off. And I'm just

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Speaker 2: on the Blue Hill website and I got a spot.

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Speaker 2: Someone canceled their reservation.

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Speaker 1: Oh yes, so where is it.

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Speaker 2: It's in. It's in Westchester where Terry Town. It's not

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Speaker 2: it's like somewhere cute in Westchester. But I've just heard

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Speaker 2: really amazing things and I'm excited because the master chef

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Speaker 2: that they have right now, it's their guest, is uh

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Speaker 2: Brian Furman. He's actually from Atlanta or he has a

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Speaker 2: restaurant in Atlanta, but he's a barbecue pit master. He's

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Speaker 2: like the first pit master to be a James Beard

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Speaker 2: Foundation semi finalist. So James Beard is like, I don't

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Speaker 2: know the Pulitzers of the food world. So he's won

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Speaker 2: all these awards and he has this restaurant in Atlanta

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Speaker 2: called Crackle in BBQ BBQ Barbecue, and he has a

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Speaker 2: really amazing story. He lost a restaurant four years he

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Speaker 2: lost a restaurant to a fire, and he's working on

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Speaker 2: opening a new one in Atlanta. So I'm gonna go

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Speaker 2: check him out this Thursday. I'm so excited. It's expensive, though,

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Speaker 2: I think it's like, what is it. It's ended up

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Speaker 2: being one hundred dollars per person because they don't do

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Speaker 2: they don't they They're like one of those restaurants that

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Speaker 2: stopped doing gratuity, so they kind of bake it into

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Speaker 2: your bill, I guess. But yeah, I'm taking Husban and

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Speaker 2: I was like, we have a couple friends and I

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Speaker 2: said it's one of those things where I was, you know,

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Speaker 2: your heart's racing, you only have like seven minutes the

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Speaker 2: whole reservation, and I'm like, it's so what are you

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Speaker 2: better answer this text and immediately she was like, yes,

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Speaker 2: we're in. So that's yeah, Mommy and Daddy are going

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Speaker 2: on an expensive dinner date. But I'm I'm excited. It

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Speaker 2: feels like the world's opening up again.

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Speaker 1: It's this.

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Speaker 2: I do feel like I'm ready to spend some spend

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Speaker 2: some money on some experiences because they can't take it

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Speaker 2: away from you at.

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Speaker 1: The end of the day. Yeah, honestly, I'm just like, yeah,

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Speaker 1: I'm still experiences are a little bit easier. I think

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Speaker 1: that's what it is, is that they're a little bit

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Speaker 1: easier for me to spend money on. But definitely things

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Speaker 1: are definitely a lot harder for me to spend money on.

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Speaker 1: But like I said, I'm opening up. I'm trying. Like

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Speaker 1: this house that I wanted, I mean I could have

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Speaker 1: gotten so I remember I was thinking about, ooh, you

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Speaker 1: can get this other modest house, and I'm like yeah,

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Speaker 1: but this house. It was this Victorian house, totally renovated.

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Speaker 1: It looks gorgeous. And I've been wanting a hammock for

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Speaker 1: the longest and I had a hammock in the front,

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Speaker 1: and I'm like, yeah, but this is like, this is

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Speaker 1: a lot more and I was like, girl, what said, Like, timmany,

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Speaker 1: what is the money for? You want this house? It's

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Speaker 1: a beautiful house. It's one step away from the beach.

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Speaker 1: It has a backyard and a grill and all these

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Speaker 1: things like you want to be comfortable for the week,

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Speaker 1: you know. And I'm just like, so, yeah, you could

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Speaker 1: get this cheaper place, but guess what, You're gonna probably

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Speaker 1: spend a lot of time in this house for this

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Speaker 1: full week, Like Sis, I'm gonna need you to be

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Speaker 1: fully comfortable. Yeah, it's just like I said, it's practice,

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Speaker 1: and like I'm just you know, it's still like there's

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Speaker 1: still a lot of PSD post traumatic stress syndrome from

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Speaker 1: losing everything and me being afraid of going back there,

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Speaker 1: and so I'm definitely much better than I was before,

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Speaker 1: but I still, you know it, basically it's going to

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Speaker 1: be practiced to say, you know, like, you know, is

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Speaker 1: it a massage a week? I remember he Zion mentioned

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Speaker 1: that and I was like, you know what, that would

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Speaker 1: be kind of nice. Do it?

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Speaker 2: Do it for those of us too?

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Speaker 1: I was like that actually sounds kind of nice, or

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Speaker 1: like what else is there? Like you know what, like

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00:19:09,040 --> 00:19:11,520
Speaker 1: thing that's just because it's a thing that I enjoy

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Speaker 1: do I want to make a regular part of my life.

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Speaker 1: So it was just like I said, it was just

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00:19:17,080 --> 00:19:19,320
Speaker 1: because one of the things he mentioned. I knew he

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Speaker 1: was gonna say this because I like, at this point,

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Speaker 1: I know, he was like, right now, you're out of

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Speaker 1: integrity with yourself. He's like, because he's like, I've read

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Speaker 1: that section of the book where you said I don't

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Speaker 1: believe in over sacrifice. You know. He said, you said

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Speaker 1: you don't believe in over sacrifice and that if something

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00:19:34,080 --> 00:19:37,960
Speaker 1: doesn't cause you financial harm, then get it. Money is

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Speaker 1: to be enjoyed. You said that in your book. And

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Speaker 1: yet I was like, he said, you're out of integrity

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Speaker 1: and it's true. Yeah, I know. I was like, oh,

401
00:19:45,960 --> 00:19:49,280
Speaker 1: you just be reading my book. Huh. Meanwhile, this is

402
00:19:49,280 --> 00:19:53,240
Speaker 1: your uh, this is your weekly book reminder from rand Ambition.

403
00:19:53,720 --> 00:19:55,800
Speaker 1: Get Good with Money is available at gig good money

404
00:19:55,840 --> 00:19:56,160
Speaker 1: dot com.

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Speaker 2: Did you read a book?

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00:19:59,600 --> 00:20:01,440
Speaker 1: No? But yeah, So it was just like what I'm

407
00:20:01,440 --> 00:20:03,960
Speaker 1: excited for the time of way, and two I'm just

408
00:20:04,000 --> 00:20:08,000
Speaker 1: really excited for like you know, I'm just working additionally

409
00:20:08,080 --> 00:20:12,440
Speaker 1: on growth, like you know, recognizing like huh, I want

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00:20:12,440 --> 00:20:15,440
Speaker 1: this to be better and I'm like before just kind

411
00:20:15,440 --> 00:20:18,600
Speaker 1: of suffering through it. I'm like, how do I get

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00:20:18,640 --> 00:20:20,359
Speaker 1: help to make this better if I don't know how

413
00:20:20,359 --> 00:20:22,560
Speaker 1: to do it myself? And then getting help to do so,

414
00:20:23,160 --> 00:20:26,080
Speaker 1: and you know, in working toward it and through it

415
00:20:26,160 --> 00:20:29,399
Speaker 1: much faster. So I'm actually really enjoying like kind of

416
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Speaker 1: like this loop that I've created, like recognizing a thing,

417
00:20:33,560 --> 00:20:36,240
Speaker 1: asking for help for a thing, putting the help into action,

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Speaker 1: seeing change, you.

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Speaker 2: Know, normalize. We see we need the world, especially a

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Speaker 2: month like this. It's the George Floyd murder, It's been

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00:20:46,480 --> 00:20:48,760
Speaker 2: a year since his murder, it's the one hundred years

422
00:20:48,800 --> 00:20:51,959
Speaker 2: since the Tulsa massacre of nineteen twenty one. It's a

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Speaker 2: lot going on, and I'm just like, we need to

424
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Speaker 2: see Tiffany winning. We need black people to be taking

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Speaker 2: care of yourselves, taking care of ourselves, going out out there.

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Speaker 2: You know, if you have the resources, using them. We

427
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Speaker 2: need to normalize this, share it, because I mean, no

428
00:21:07,000 --> 00:21:08,879
Speaker 2: one else is going to do it. We have to

429
00:21:08,920 --> 00:21:11,280
Speaker 2: take care of ourselves. So I think you're setting a

430
00:21:11,359 --> 00:21:12,360
Speaker 2: very wonderful example.

431
00:21:12,400 --> 00:21:12,679
Speaker 3: It is.

432
00:21:13,000 --> 00:21:14,920
Speaker 2: It's your job to go have a damn good time,

433
00:21:14,960 --> 00:21:19,800
Speaker 2: my friend. Okay, and relax relax in that hammock swang

434
00:21:19,880 --> 00:21:25,560
Speaker 2: swaying swing and knit. Oh wait, crochet, which one is it?

435
00:21:25,680 --> 00:21:27,400
Speaker 1: I don't even know, girl, I'm doing one of them,

436
00:21:27,680 --> 00:21:29,320
Speaker 1: one of them or none of them. Who cares?

437
00:21:29,359 --> 00:21:32,679
Speaker 2: Bring the yarn, never touch it. It's your hiatus. Okay,

438
00:21:32,920 --> 00:21:35,879
Speaker 2: it's your hiatus, all right? What else is going on?

439
00:21:35,960 --> 00:21:36,119
Speaker 1: You know?

440
00:21:36,160 --> 00:21:38,760
Speaker 2: I read that used car price I didn't read. My

441
00:21:38,800 --> 00:21:41,320
Speaker 2: husband told me, he's like, Babe, we bought our used

442
00:21:41,359 --> 00:21:45,080
Speaker 2: car twenty seventeen. It was a twenty sixteen Masta something

443
00:21:45,119 --> 00:21:47,560
Speaker 2: something I don't even know, and I think we bought

444
00:21:47,640 --> 00:21:51,720
Speaker 2: it for seventeen or eighteen K and we paid it

445
00:21:51,760 --> 00:21:55,320
Speaker 2: off really quickly. But I you know, cars are notorious,

446
00:21:55,400 --> 00:21:57,440
Speaker 2: like before you even drive off the lot, they lose

447
00:21:57,560 --> 00:22:00,680
Speaker 2: like what fifteen twenty percent of their value and immediately

448
00:22:00,800 --> 00:22:03,680
Speaker 2: is a depreciating asset. So that's why I always really

449
00:22:03,720 --> 00:22:06,800
Speaker 2: hated car debt, because you know, you're just you're just

450
00:22:06,800 --> 00:22:09,400
Speaker 2: always kind of losing money on them. But because of

451
00:22:09,920 --> 00:22:13,520
Speaker 2: a used car shortage, used car prices are on the rise.

452
00:22:13,680 --> 00:22:17,520
Speaker 2: So yeah, he was like running our car through a

453
00:22:17,520 --> 00:22:21,359
Speaker 2: couple of different like cost estimated tools like Carvana and

454
00:22:21,359 --> 00:22:23,600
Speaker 2: then one other site and said that we could sell

455
00:22:23,640 --> 00:22:27,439
Speaker 2: it for sixteen or sixteen thousand something dollars, which is

456
00:22:27,960 --> 00:22:29,680
Speaker 2: I think it's only lost like a thousand dollars worth

457
00:22:29,680 --> 00:22:32,800
Speaker 2: of value in five years. Is nuts. And I'm like,

458
00:22:32,880 --> 00:22:34,159
Speaker 2: he's like, you know, you want to sell it and

459
00:22:34,160 --> 00:22:36,800
Speaker 2: get a Tuzla, of course, but I just wanted to

460
00:22:36,840 --> 00:22:39,280
Speaker 2: note that, and I was looking into the reasons why.

461
00:22:39,320 --> 00:22:41,919
Speaker 2: I'm like, why are used car prices going up? And

462
00:22:41,960 --> 00:22:44,840
Speaker 2: it's just kind of like weird, crazy economic times that

463
00:22:44,840 --> 00:22:48,120
Speaker 2: we're in right now. But basically like our car, for example,

464
00:22:48,160 --> 00:22:50,720
Speaker 2: that we got it certified pre owned, but it used

465
00:22:50,720 --> 00:22:53,080
Speaker 2: to be a rental car, and the majority or a

466
00:22:53,119 --> 00:22:55,680
Speaker 2: lot of the rent the used cars on today's market

467
00:22:55,800 --> 00:22:59,359
Speaker 2: come from rental car companies, and last year, because nobody

468
00:22:59,400 --> 00:23:02,639
Speaker 2: was renting a cars, rental car companies weren't getting a

469
00:23:02,640 --> 00:23:05,200
Speaker 2: bunch of new cars. So when it came this year

470
00:23:05,320 --> 00:23:07,800
Speaker 2: to you know, what they typically do would take their

471
00:23:07,840 --> 00:23:10,840
Speaker 2: cars out of rotation and then put them on the

472
00:23:10,920 --> 00:23:13,439
Speaker 2: used car market. But there weren't as many cars on

473
00:23:13,480 --> 00:23:16,600
Speaker 2: the used car market, so simple supply and demand. Not

474
00:23:16,640 --> 00:23:20,000
Speaker 2: that many used cars, more demand for cars, so that's

475
00:23:20,040 --> 00:23:22,840
Speaker 2: why prices have been going up. So if you've been

476
00:23:22,880 --> 00:23:26,800
Speaker 2: thinking about selling your car now maybe the right you know,

477
00:23:26,880 --> 00:23:29,479
Speaker 2: maybe a decent time to do that.

478
00:23:30,680 --> 00:23:34,239
Speaker 1: Yes, I didn't, you know, I never thought about that.

479
00:23:34,240 --> 00:23:36,440
Speaker 1: That's actually I mean, I'm trying to think. I've never

480
00:23:36,480 --> 00:23:39,080
Speaker 1: had a new car. Like in college, my parents got

481
00:23:39,160 --> 00:23:41,600
Speaker 1: us a lease, which was a mistake, chop, because you

482
00:23:41,600 --> 00:23:42,800
Speaker 1: know what, at the least they give you the number

483
00:23:42,840 --> 00:23:46,040
Speaker 1: of miles. Girl, I don't know that car was in

484
00:23:46,160 --> 00:23:50,760
Speaker 1: every state but Jersey because you know, of course, like, oh,

485
00:23:50,760 --> 00:23:52,400
Speaker 1: we're just going here to a friend's house, mean while

486
00:23:52,440 --> 00:23:56,879
Speaker 1: we're in Delaware. So that was a mistake. But after that,

487
00:23:56,920 --> 00:23:59,240
Speaker 1: any car I've ever bought, like, I've had three cars

488
00:23:59,720 --> 00:24:01,960
Speaker 1: that I I've owned straight out, and all of them

489
00:24:02,000 --> 00:24:05,800
Speaker 1: have been used cars. And the last one, the one

490
00:24:05,840 --> 00:24:07,960
Speaker 1: I have now, is actually like just like to your point,

491
00:24:08,000 --> 00:24:10,720
Speaker 1: certified pre own, which I love because like you get

492
00:24:10,760 --> 00:24:14,320
Speaker 1: like all the you know, you get all the safety

493
00:24:14,480 --> 00:24:17,880
Speaker 1: with none of the the not the high cost yep.

494
00:24:17,960 --> 00:24:21,159
Speaker 1: You know. So I had insurance on that car, you know,

495
00:24:21,240 --> 00:24:23,359
Speaker 1: like full flesh if anything went wrong with it for

496
00:24:23,480 --> 00:24:26,480
Speaker 1: like three or four years before finally you know, it expired.

497
00:24:27,840 --> 00:24:30,040
Speaker 1: I think used cars are the jam, but that sucks

498
00:24:30,119 --> 00:24:32,760
Speaker 1: if like you, the whole purpose of getting a used

499
00:24:32,800 --> 00:24:33,920
Speaker 1: car is the fact that you don't have to pay

500
00:24:33,920 --> 00:24:35,400
Speaker 1: as much. I guess we shall see.

501
00:24:35,680 --> 00:24:38,320
Speaker 2: You know, you should see, and definitely, you know, definitely

502
00:24:38,400 --> 00:24:40,720
Speaker 2: shop around to try to get the best deal. Maybe

503
00:24:40,760 --> 00:24:43,440
Speaker 2: it's also like location based. Maybe in some places it's

504
00:24:43,480 --> 00:24:46,000
Speaker 2: not as difficult to get a good deal as others.

505
00:24:46,000 --> 00:24:48,480
Speaker 2: But if you're wondering why your used car, like I listen,

506
00:24:48,640 --> 00:24:51,960
Speaker 2: I was listening to something like a podcast on the

507
00:24:52,000 --> 00:24:54,680
Speaker 2: economy and inflation and all that, and they said that

508
00:24:54,960 --> 00:24:57,720
Speaker 2: used car inflation was ten percent in April. So if

509
00:24:57,760 --> 00:25:00,160
Speaker 2: you bought a car for ten thousand dollars in March,

510
00:25:00,200 --> 00:25:02,960
Speaker 2: you would pay eleven thousand dollars in April for the

511
00:25:03,000 --> 00:25:06,320
Speaker 2: same car used car, So inflation is real. We have

512
00:25:06,320 --> 00:25:07,920
Speaker 2: a question about inflation that we're going to get to

513
00:25:07,920 --> 00:25:11,080
Speaker 2: you later, because that seems to be a hot topic

514
00:25:11,480 --> 00:25:14,960
Speaker 2: these days. But I want to take a pause really quick,

515
00:25:14,960 --> 00:25:19,240
Speaker 2: because it is a really meaningful I hate to say

516
00:25:19,320 --> 00:25:21,960
Speaker 2: anniversary because that just makes it sound like a joyous occasion.

517
00:25:22,040 --> 00:25:25,399
Speaker 2: But on May twenty first, nineteen twenty one, there was

518
00:25:25,640 --> 00:25:29,600
Speaker 2: the Tulsa massacre, which I am willing to admit I

519
00:25:29,600 --> 00:25:33,960
Speaker 2: didn't get taught this at any point in my elementary,

520
00:25:34,040 --> 00:25:36,560
Speaker 2: middle high school career. I only I don't even know

521
00:25:36,600 --> 00:25:38,719
Speaker 2: when I first heard about Tulsa. But for a lot

522
00:25:38,800 --> 00:25:41,440
Speaker 2: of people, the first time they heard about this massacre

523
00:25:41,520 --> 00:25:46,320
Speaker 2: of three hundred black people in Tulsa, Oklahoma and what

524
00:25:46,480 --> 00:25:49,720
Speaker 2: used to be called Black Wall Street in Greenwood. For

525
00:25:49,760 --> 00:25:52,320
Speaker 2: a lot of young people, their first encounter with this

526
00:25:52,400 --> 00:25:55,399
Speaker 2: story was through a show on HBO. I think it

527
00:25:55,520 --> 00:25:59,800
Speaker 2: was called Watchman. Have you ever watched Watchmen? Yeah, it's

528
00:25:59,840 --> 00:26:02,560
Speaker 2: like I don't know. I did watch the opening episode

529
00:26:02,600 --> 00:26:05,320
Speaker 2: because a friend told me about it. But basically they

530
00:26:05,359 --> 00:26:08,680
Speaker 2: recreated the true story of what happened in Tulsa for

531
00:26:08,720 --> 00:26:11,359
Speaker 2: this show, which is actually about superheroes and like Regina

532
00:26:11,400 --> 00:26:13,440
Speaker 2: Kings in it. It's amazing. But yeah, for a lot

533
00:26:13,440 --> 00:26:17,200
Speaker 2: of people, that was their first introduction to this horrific story.

534
00:26:17,800 --> 00:26:21,119
Speaker 2: It's been one hundred years. Three survivors were just on

535
00:26:21,160 --> 00:26:24,920
Speaker 2: Capitol Hill. They testified before Congress. These are three men

536
00:26:24,960 --> 00:26:28,600
Speaker 2: and women who were six seven at the time. They're

537
00:26:28,640 --> 00:26:30,920
Speaker 2: now one hundred and seven one hundred years old, and

538
00:26:31,000 --> 00:26:34,080
Speaker 2: I think one hundred and something else they're over one

539
00:26:34,119 --> 00:26:37,760
Speaker 2: hundred years old, and these heroes went to Capitol Hill

540
00:26:37,840 --> 00:26:43,200
Speaker 2: to testify before Congress because there's now a lawsuit against

541
00:26:43,200 --> 00:26:46,600
Speaker 2: the city against the state. I believe to finally get

542
00:26:47,000 --> 00:26:51,159
Speaker 2: restitution and some form of reparations for the families the

543
00:26:51,280 --> 00:26:56,080
Speaker 2: descendants of this horrific attack. And a friend of the

544
00:26:56,119 --> 00:27:01,200
Speaker 2: show actually Kevin Matthews. He is a investing expert, Kevin

545
00:27:01,200 --> 00:27:04,200
Speaker 2: Matthews of Building Bread. If you guys haven't heard of him,

546
00:27:04,240 --> 00:27:06,360
Speaker 2: definitely check him out. We'll put a link to Kevin's

547
00:27:06,880 --> 00:27:10,320
Speaker 2: info on the show. Kevin is actually a descendant of

548
00:27:10,359 --> 00:27:15,359
Speaker 2: a survivor of the Tulsa massacre. So I actually invited

549
00:27:15,400 --> 00:27:17,359
Speaker 2: Kevin to come on the show and shared a little

550
00:27:17,359 --> 00:27:19,440
Speaker 2: bit of it, a little bit about his family history

551
00:27:19,760 --> 00:27:24,879
Speaker 2: and the context of why this massacre was so meaningful

552
00:27:24,880 --> 00:27:30,119
Speaker 2: and continues to have ripple effects for Black Americans today. Kevin,

553
00:27:30,160 --> 00:27:33,360
Speaker 2: thank you so much for joining us on Brown Ambition.

554
00:27:33,760 --> 00:27:34,560
Speaker 2: Welcome to the show.

555
00:27:34,960 --> 00:27:36,240
Speaker 4: Yeah, thank you for having me.

556
00:27:37,119 --> 00:27:40,440
Speaker 2: So tell us your story. I've known Kevin for I

557
00:27:40,480 --> 00:27:43,359
Speaker 2: don't even know how long. Used to write for Lending

558
00:27:43,400 --> 00:27:45,439
Speaker 2: Tree when I was there, But you have been in

559
00:27:45,480 --> 00:27:47,840
Speaker 2: the Yeah, you've been an investing expert in person in

560
00:27:47,920 --> 00:27:49,879
Speaker 2: the personal finance space for about as long as I have.

561
00:27:49,960 --> 00:27:51,920
Speaker 2: I feel like, and you came up with us and

562
00:27:52,280 --> 00:27:54,640
Speaker 2: all the other you know, black excellence at finn Con

563
00:27:54,680 --> 00:27:57,360
Speaker 2: and all of that, But I really I didn't know

564
00:27:57,400 --> 00:28:00,280
Speaker 2: that you had such a personal story, you know, with

565
00:28:00,400 --> 00:28:04,640
Speaker 2: Tulsa and being born and raised on Greenwood Avenue where

566
00:28:04,640 --> 00:28:08,919
Speaker 2: this horrible massacre occurred. So can you talk about what

567
00:28:08,920 --> 00:28:10,359
Speaker 2: does it mean to you and your family?

568
00:28:11,800 --> 00:28:15,879
Speaker 4: Yeah, it's hard to put into words how much it means.

569
00:28:16,200 --> 00:28:19,760
Speaker 4: And it's still it continues to me more every day

570
00:28:20,040 --> 00:28:23,080
Speaker 4: because for those that don't know about the nineteen twenty

571
00:28:23,119 --> 00:28:26,600
Speaker 4: one Total Race massacre, we didn't really start to learn

572
00:28:26,760 --> 00:28:29,480
Speaker 4: a lot about it into the nineteen nineties. So there

573
00:28:29,480 --> 00:28:33,000
Speaker 4: were times where like my father, who is elected official

574
00:28:33,000 --> 00:28:35,600
Speaker 4: in Oklahoma, didn't learn about until he was in his thirties.

575
00:28:36,000 --> 00:28:38,720
Speaker 4: I had heard rumblings of it growing up, and as

576
00:28:38,720 --> 00:28:41,440
Speaker 4: an adult when researching for my book, I continued to

577
00:28:41,520 --> 00:28:45,240
Speaker 4: learn more things that had not known until three decades

578
00:28:45,280 --> 00:28:47,960
Speaker 4: into it. So it means a lot to us because

579
00:28:48,000 --> 00:28:52,240
Speaker 4: there's a missing chapter in our history, both literally and negatively.

580
00:28:52,360 --> 00:28:55,680
Speaker 4: We have an estimated three hundred people who died who

581
00:28:55,680 --> 00:28:58,560
Speaker 4: still have not been found. We don't know exactly where

582
00:28:58,560 --> 00:29:00,480
Speaker 4: they've been buried, and we're still trying to figure that

583
00:29:00,520 --> 00:29:03,520
Speaker 4: out to this day. And there's always the sense of

584
00:29:03,760 --> 00:29:06,560
Speaker 4: what if. So my house is one block to the

585
00:29:06,640 --> 00:29:09,840
Speaker 4: left of Greenwood when you're looking north, and you have

586
00:29:09,880 --> 00:29:12,840
Speaker 4: to wonder, like my great grandparents did they have a

587
00:29:12,880 --> 00:29:15,800
Speaker 4: business or home there? What would have happened to the

588
00:29:15,840 --> 00:29:19,440
Speaker 4: property value had Greenwood been allowed to survive? And the

589
00:29:19,840 --> 00:29:23,400
Speaker 4: many many businesses and people who had succeeded at that

590
00:29:23,440 --> 00:29:25,920
Speaker 4: point in time where we be today, and how much

591
00:29:26,000 --> 00:29:29,280
Speaker 4: different would that region be? What if you know, this

592
00:29:29,840 --> 00:29:32,480
Speaker 4: was at what Atlanta is now right in the nineteen twenties,

593
00:29:32,840 --> 00:29:37,080
Speaker 4: and that entire history it was eliminated and wiped from

594
00:29:37,120 --> 00:29:39,720
Speaker 4: the history books again literally it was not required to

595
00:29:39,760 --> 00:29:42,240
Speaker 4: be taught up until last year. So it's just so

596
00:29:42,280 --> 00:29:44,320
Speaker 4: many things and so many questions that we still have

597
00:29:44,720 --> 00:29:45,680
Speaker 4: one hundred years later.

598
00:29:46,280 --> 00:29:48,520
Speaker 2: And what is your book about? Is it a Yeah?

599
00:29:48,600 --> 00:29:50,640
Speaker 2: Talk a little bit about the book and what made

600
00:29:50,720 --> 00:29:51,360
Speaker 2: you want to write it?

601
00:29:52,480 --> 00:29:52,840
Speaker 1: Yeah?

602
00:29:52,880 --> 00:29:56,600
Speaker 4: For me, So the book is about primarily the Tulsa

603
00:29:56,680 --> 00:30:00,440
Speaker 4: Race massacre, but I also give a plan to create

604
00:30:00,480 --> 00:30:03,040
Speaker 4: black wealth moving forward, because what I saw in this

605
00:30:03,120 --> 00:30:06,160
Speaker 4: space was that there are a lot of amazing books

606
00:30:06,200 --> 00:30:09,560
Speaker 4: to talk about where Tulsa is today, what happened, what

607
00:30:09,720 --> 00:30:11,640
Speaker 4: led up to it, and that's kind of it. They

608
00:30:11,680 --> 00:30:13,600
Speaker 4: kind of say, all right, well, this is Tulsa today

609
00:30:13,640 --> 00:30:16,440
Speaker 4: and end of the story. And I wanted to provide

610
00:30:16,440 --> 00:30:19,640
Speaker 4: a very clear plan about what do you do moving forward?

611
00:30:19,720 --> 00:30:21,880
Speaker 4: How should you invest your money, how should you spend

612
00:30:21,920 --> 00:30:24,520
Speaker 4: your money to recreate Black Wall Street in the twenty

613
00:30:24,520 --> 00:30:27,000
Speaker 4: first century. So my book starts off with the history.

614
00:30:27,000 --> 00:30:30,720
Speaker 4: We talk about how white supremacy has moved throughout the

615
00:30:30,800 --> 00:30:33,760
Speaker 4: United States since the very beginning, and how this pattern

616
00:30:34,200 --> 00:30:37,400
Speaker 4: has continued to occur both right now but also in

617
00:30:37,440 --> 00:30:40,080
Speaker 4: the past. And then we again sum up the book

618
00:30:40,160 --> 00:30:44,200
Speaker 4: around what to do next, how do we rebuild and

619
00:30:44,440 --> 00:30:46,080
Speaker 4: how do we do that on an individual level and

620
00:30:46,120 --> 00:30:47,040
Speaker 4: a community level.

621
00:30:47,680 --> 00:30:49,680
Speaker 1: So one of the things, because I've known you for

622
00:30:49,680 --> 00:30:52,880
Speaker 1: a long time, Kevin, that and first of all, your

623
00:30:53,000 --> 00:30:57,800
Speaker 1: if you Kevin, do you post fight me Fridays on Instagram?

624
00:30:58,520 --> 00:30:59,600
Speaker 4: I don't do it on Instagram.

625
00:31:00,560 --> 00:31:02,800
Speaker 1: You need to what I tell you, Like, I mean,

626
00:31:02,840 --> 00:31:06,360
Speaker 1: we're getting like serious Kevin here. No, Kevin is hands

627
00:31:06,400 --> 00:31:08,840
Speaker 1: down one of the most hilarious people that you will

628
00:31:08,840 --> 00:31:10,640
Speaker 1: ever meet. He does this thing called fight Me Fridays

629
00:31:10,640 --> 00:31:13,600
Speaker 1: where it's like all these what could be seemingly unpopular

630
00:31:13,640 --> 00:31:17,960
Speaker 1: opinions and they are hilarious and shady as hale. So

631
00:31:19,320 --> 00:31:21,680
Speaker 1: he needs then. So that's one. So you know, we

632
00:31:21,720 --> 00:31:23,400
Speaker 1: get serious, cake, We're gonna get back to seriously. But

633
00:31:23,400 --> 00:31:25,920
Speaker 1: I just won't to let the people know. Kevin is hilarious.

634
00:31:25,960 --> 00:31:28,400
Speaker 1: He's got the most the two most adorable kids. I

635
00:31:28,440 --> 00:31:29,960
Speaker 1: don't even know how you can make kids so cute.

636
00:31:30,440 --> 00:31:35,200
Speaker 1: I mean, cub is so your son the dimples and

637
00:31:35,240 --> 00:31:39,360
Speaker 1: then what's the baby girl's name, Carver? Carver? Oh, just

638
00:31:39,440 --> 00:31:41,880
Speaker 1: like yeah, the kids are just just adorable. And then Kevin,

639
00:31:41,920 --> 00:31:45,720
Speaker 1: you're also a contributor to get it with money. Yeah,

640
00:31:45,960 --> 00:31:48,720
Speaker 1: so Kevin is the he might go to expert for

641
00:31:48,760 --> 00:31:51,760
Speaker 1: the for the first half of the investment chapter. But

642
00:31:52,120 --> 00:31:54,840
Speaker 1: something that I have seen you post about over and

643
00:31:54,880 --> 00:31:58,000
Speaker 1: over again on social and I feel your frustration is

644
00:31:58,000 --> 00:32:01,040
Speaker 1: that you're like you hear all of this conversation about

645
00:32:01,040 --> 00:32:03,479
Speaker 1: Black Wall Street. You here, you see people who are

646
00:32:03,480 --> 00:32:07,280
Speaker 1: starting banks as a result or investment funds, and over

647
00:32:07,320 --> 00:32:09,240
Speaker 1: and over and over again, I've seen you say, and

648
00:32:09,320 --> 00:32:12,680
Speaker 1: yet no one has ever reached out to actual people

649
00:32:12,760 --> 00:32:16,560
Speaker 1: in Tulsa or those who have been affected by the massacre.

650
00:32:16,880 --> 00:32:18,920
Speaker 1: What happened? So can you just talk more about that,

651
00:32:19,040 --> 00:32:20,880
Speaker 1: like why do you think that is? And like what's

652
00:32:21,000 --> 00:32:22,160
Speaker 1: you know, what's going on there?

653
00:32:23,200 --> 00:32:26,840
Speaker 4: Yeah, So there are a lot of new apps and

654
00:32:27,040 --> 00:32:31,160
Speaker 4: initiatives and quote unquote investments that have been named after

655
00:32:31,360 --> 00:32:35,160
Speaker 4: black Wall Street or after Tulsa or after Greenwood. And

656
00:32:35,600 --> 00:32:38,720
Speaker 4: from my perspective, the perspective of my family, the perspective

657
00:32:38,760 --> 00:32:41,440
Speaker 4: of all my friends who are still in Tulsa, that's

658
00:32:41,440 --> 00:32:45,080
Speaker 4: not cool. And I say that because you should not

659
00:32:45,240 --> 00:32:48,840
Speaker 4: come and take the name of Tulsa or Greenwood and

660
00:32:48,880 --> 00:32:52,200
Speaker 4: say we're doing this in respect to those who who

661
00:32:52,240 --> 00:32:55,720
Speaker 4: built black Wall Street. But then no one on your

662
00:32:55,720 --> 00:32:58,400
Speaker 4: staff is from black Wall Street, no one from your

663
00:32:58,400 --> 00:33:01,520
Speaker 4: staff is a survivor. Of the money that you've raised

664
00:33:01,920 --> 00:33:05,160
Speaker 4: goes to anything in the city. And that's you know,

665
00:33:05,320 --> 00:33:09,520
Speaker 4: you're really capitalizing on our pain, right, You're capitalized capitalizing

666
00:33:09,560 --> 00:33:12,840
Speaker 4: on our history and our trauma that we still have

667
00:33:12,960 --> 00:33:15,920
Speaker 4: to deal with, but you get to collect the money from. So,

668
00:33:16,000 --> 00:33:19,200
Speaker 4: for example, there's there's one initiative that's raised forty million

669
00:33:19,280 --> 00:33:24,400
Speaker 4: dollars by naming themselves after Greenwood and hasn't hadn't talked

670
00:33:24,400 --> 00:33:27,000
Speaker 4: to a single survivor, hadn't, hadn't been to Tulsa, hadn't

671
00:33:27,000 --> 00:33:29,600
Speaker 4: talked to any elected officials. But you just got the name,

672
00:33:29,720 --> 00:33:31,920
Speaker 4: you get to raise the money, and you're not hiring

673
00:33:32,040 --> 00:33:35,000
Speaker 4: or circulating that money for the people that you named

674
00:33:35,000 --> 00:33:39,800
Speaker 4: it after. And it's really offensive to do this to

675
00:33:39,880 --> 00:33:43,479
Speaker 4: a city who doesn't who doesn't have the capabilities that

676
00:33:43,520 --> 00:33:46,360
Speaker 4: other cities have, like in Atlanta or Charlotte or in

677
00:33:46,360 --> 00:33:49,640
Speaker 4: New York. So when you put that all together, and again,

678
00:33:50,200 --> 00:33:53,680
Speaker 4: we didn't start studying. The first official commission, the study

679
00:33:53,720 --> 00:33:55,920
Speaker 4: that put this out happened in two thousand and one,

680
00:33:56,600 --> 00:34:00,520
Speaker 4: So we're talking exactly twenty years of us like really

681
00:34:00,560 --> 00:34:03,880
Speaker 4: doing research and finding out pieces that we didn't know yet.

682
00:34:04,160 --> 00:34:06,520
Speaker 4: But you come in and swoop in like some expert

683
00:34:06,600 --> 00:34:08,440
Speaker 4: that you've been here and that you've done all the stuff,

684
00:34:08,880 --> 00:34:11,239
Speaker 4: and take it, rebrand it, and then launch it this

685
00:34:11,400 --> 00:34:15,799
Speaker 4: year like that's that's not that's not okay, it's opportunistic.

686
00:34:16,440 --> 00:34:19,000
Speaker 4: I take great offense to it because it's you don't

687
00:34:19,280 --> 00:34:21,000
Speaker 4: you don't name something after nine to eleven. You don't

688
00:34:21,040 --> 00:34:24,200
Speaker 4: name something at the Olkahoma city bombing when you weren't there, right,

689
00:34:24,239 --> 00:34:27,279
Speaker 4: And that's not something to celebrate or or to make

690
00:34:27,320 --> 00:34:30,840
Speaker 4: money off of. And that's that's where my frustration come from.

691
00:34:30,880 --> 00:34:33,280
Speaker 4: And the majority of people who are still in Tulsa

692
00:34:33,440 --> 00:34:35,200
Speaker 4: feel the same way.

693
00:34:35,880 --> 00:34:38,640
Speaker 2: What do you feel would be so, I mean, I'm

694
00:34:38,680 --> 00:34:41,040
Speaker 2: thank you for sharing that perspective, because it's not something

695
00:34:41,080 --> 00:34:43,759
Speaker 2: that I'd even thought about. I and as someone who

696
00:34:43,840 --> 00:34:46,160
Speaker 2: you know, earlier in the intro I admitted I had

697
00:34:46,200 --> 00:34:49,359
Speaker 2: not learned about the Tulsa massacre at least up until

698
00:34:49,360 --> 00:34:54,040
Speaker 2: the last few years, I will say, so, I'm definitely yeah,

699
00:34:54,040 --> 00:34:56,200
Speaker 2: I'm one of those who was so ignorant to it.

700
00:34:56,640 --> 00:34:59,440
Speaker 2: I understand now, you know, I've I've read and watched

701
00:34:59,440 --> 00:35:00,960
Speaker 2: some of the test of of the sort of the

702
00:35:01,040 --> 00:35:06,280
Speaker 2: three what do you call them, Sententingerians over one hundred

703
00:35:06,320 --> 00:35:08,560
Speaker 2: years old. These survivors are, and they testified on Capitol

704
00:35:08,600 --> 00:35:12,440
Speaker 2: Hill this past week about their experience in the massacre.

705
00:35:12,760 --> 00:35:15,160
Speaker 2: And you know, of course, what I love about your

706
00:35:15,160 --> 00:35:17,279
Speaker 2: book too, is it talks about action. You know, what

707
00:35:17,320 --> 00:35:20,440
Speaker 2: can we do now to help re establish and build

708
00:35:20,480 --> 00:35:23,200
Speaker 2: black wealth? But you know, you've sort of given an

709
00:35:23,200 --> 00:35:26,560
Speaker 2: example of maybe the wrong way to go about doing it.

710
00:35:26,640 --> 00:35:30,040
Speaker 2: But what are some of the ways we today, as

711
00:35:30,080 --> 00:35:33,240
Speaker 2: people who know better today, how can we do better

712
00:35:33,480 --> 00:35:36,600
Speaker 2: when it comes to honoring the memory of the people

713
00:35:36,640 --> 00:35:38,560
Speaker 2: who lost their lives, and not just those who lost

714
00:35:38,560 --> 00:35:41,040
Speaker 2: their lives, but people who lost their livelihoods.

715
00:35:42,200 --> 00:35:44,360
Speaker 4: Yeah, I think the most important thing is is to

716
00:35:45,520 --> 00:35:50,280
Speaker 4: lead with empathy or to build something to honor people,

717
00:35:50,360 --> 00:35:55,239
Speaker 4: but actually honor them. So have them as someone on

718
00:35:55,280 --> 00:35:57,839
Speaker 4: the board or an advisor, and have them to have

719
00:35:57,920 --> 00:36:01,200
Speaker 4: some sort of input in that initiation. Like I'm not

720
00:36:01,840 --> 00:36:05,760
Speaker 4: so hubrious to say that, you know, someone from Tulsa

721
00:36:05,760 --> 00:36:07,719
Speaker 4: needs to run every single thing. I don't think that

722
00:36:07,760 --> 00:36:10,520
Speaker 4: needs to be the case. But have someone on your board,

723
00:36:10,680 --> 00:36:13,960
Speaker 4: employ people from that area. Circulate the wealth in the

724
00:36:14,080 --> 00:36:17,240
Speaker 4: exact same way that Greenwood was founded. It was founded

725
00:36:17,360 --> 00:36:20,040
Speaker 4: primarily by two men who bought up large tracts of

726
00:36:20,120 --> 00:36:24,200
Speaker 4: land and rented and sold them two black people. So

727
00:36:24,239 --> 00:36:26,520
Speaker 4: they say, look, I have enough wealth. I want to

728
00:36:26,520 --> 00:36:29,160
Speaker 4: make sure that can circulate this and build an entire community.

729
00:36:29,440 --> 00:36:32,160
Speaker 4: So it does not make sense, and it is antithetical

730
00:36:32,360 --> 00:36:36,200
Speaker 4: to the idea of Black Wall Street to found something

731
00:36:36,280 --> 00:36:38,480
Speaker 4: and not circulate it with the people who should be

732
00:36:38,520 --> 00:36:39,399
Speaker 4: at the center of it.

733
00:36:41,280 --> 00:36:44,760
Speaker 2: Yeah. Absolutely, And as a survivor yourself, I mean, putting

734
00:36:44,760 --> 00:36:47,480
Speaker 2: the two together, I can see, like I wonder if

735
00:36:47,560 --> 00:36:51,320
Speaker 2: part of the reason you developed such a passion for

736
00:36:51,960 --> 00:36:54,960
Speaker 2: financial empowerment, for investing in wealth building was because of

737
00:36:54,960 --> 00:36:58,440
Speaker 2: your family's ties to Black Wall Street and what happened there.

738
00:36:59,480 --> 00:37:03,200
Speaker 4: I would say, yes, And it's it's been a really

739
00:37:03,239 --> 00:37:08,560
Speaker 4: strange journey to that conclusion for myself. So, for example,

740
00:37:08,880 --> 00:37:10,840
Speaker 4: my dad would read us stories when we were kids

741
00:37:10,880 --> 00:37:13,000
Speaker 4: just about Black Wall Street, so we didn't really know

742
00:37:13,120 --> 00:37:15,440
Speaker 4: about the massacre part of it, which makes sense. I

743
00:37:15,480 --> 00:37:17,879
Speaker 4: was seven, it's probably a little too early for that.

744
00:37:18,480 --> 00:37:21,520
Speaker 4: And in middle school I went to Carver Middle School,

745
00:37:21,520 --> 00:37:24,360
Speaker 4: which my daughter is named after George Washington Carver and

746
00:37:24,400 --> 00:37:25,840
Speaker 4: it just so happens to also be the name of

747
00:37:25,840 --> 00:37:29,560
Speaker 4: the school, but it's also directly on Greenwood Avenue and

748
00:37:29,960 --> 00:37:32,759
Speaker 4: Booker T. Washington he came to Holt in the early

749
00:37:32,800 --> 00:37:36,680
Speaker 4: twenties and called it negro Wall Street. Rankly enough, I

750
00:37:36,680 --> 00:37:38,440
Speaker 4: did not know this at the time that I went

751
00:37:38,480 --> 00:37:39,240
Speaker 4: to college.

752
00:37:39,520 --> 00:37:39,880
Speaker 3: Booker T.

753
00:37:40,080 --> 00:37:42,759
Speaker 4: Washington was a graduate at Hampton University, which was then

754
00:37:42,840 --> 00:37:46,640
Speaker 4: Hampton Institute. So a lot of my personal history of

755
00:37:47,040 --> 00:37:49,839
Speaker 4: kind of where I went to school, how I kind

756
00:37:49,880 --> 00:37:52,480
Speaker 4: of you know, came into to being in terms of

757
00:37:52,480 --> 00:37:54,600
Speaker 4: like in the financial space. There are a lot of

758
00:37:54,640 --> 00:37:57,560
Speaker 4: parallels that that happened within my own life that I'm

759
00:37:57,600 --> 00:38:01,080
Speaker 4: also still figuring out and still discovered ring through this

760
00:38:01,200 --> 00:38:02,000
Speaker 4: entire process.

761
00:38:02,960 --> 00:38:05,880
Speaker 2: Well, thank you so much for Yeah, sorry, Teff, what

762
00:38:05,960 --> 00:38:06,360
Speaker 2: you say.

763
00:38:06,520 --> 00:38:08,880
Speaker 1: I'm just going to say that it's just I'm just

764
00:38:09,040 --> 00:38:12,320
Speaker 1: because sometimes, you know, I feel like we are inundated

765
00:38:12,840 --> 00:38:16,920
Speaker 1: with our history being you know, one of just slavery

766
00:38:17,280 --> 00:38:21,600
Speaker 1: and downtrodden. This and it's just what I really love

767
00:38:21,640 --> 00:38:23,480
Speaker 1: about Black Wall Street. And I know it's not the

768
00:38:23,520 --> 00:38:27,680
Speaker 1: only kind of like black city that showed that, you know,

769
00:38:29,120 --> 00:38:33,920
Speaker 1: when resources are there, that we are capable and able

770
00:38:35,360 --> 00:38:38,239
Speaker 1: to do for ourselves, you know. And so I just

771
00:38:38,560 --> 00:38:42,839
Speaker 1: thank you for continuing to make sure that this is

772
00:38:42,880 --> 00:38:45,640
Speaker 1: something that all folks can learn about. And if you

773
00:38:45,640 --> 00:38:47,440
Speaker 1: could share like your book name or where people can

774
00:38:47,480 --> 00:38:49,440
Speaker 1: purchase it. I know you've been doing some book signings

775
00:38:49,440 --> 00:38:51,960
Speaker 1: if you have any information about that, but yeah, we'd

776
00:38:51,960 --> 00:38:53,160
Speaker 1: love to continue to support you.

777
00:38:54,080 --> 00:38:56,840
Speaker 4: Yeah, I appreciate it. And I'll end off on this

778
00:38:57,000 --> 00:38:58,799
Speaker 4: note too, because I didn't know this and a lot

779
00:38:58,840 --> 00:39:01,160
Speaker 4: of people assume that after nighteen twenty one that was it.

780
00:39:01,480 --> 00:39:05,160
Speaker 4: Tulsa did rebuild Black Wall Street deal rebuilt by nineteen

781
00:39:05,200 --> 00:39:07,680
Speaker 4: twenty three, and then shortly after it was a great depression,

782
00:39:07,719 --> 00:39:10,320
Speaker 4: which you know that put it into a lot of things,

783
00:39:10,320 --> 00:39:12,000
Speaker 4: But we did rebuild, and I think that's also an

784
00:39:12,000 --> 00:39:15,640
Speaker 4: important story to tell. But lastly, you can find me

785
00:39:15,920 --> 00:39:17,879
Speaker 4: in all places on social media and learn more about

786
00:39:17,880 --> 00:39:21,080
Speaker 4: the book at buildingbread dot com slash blueprint. I am

787
00:39:21,200 --> 00:39:23,279
Speaker 4: doing a signing in Tulsa. I'll be in Tulsa for

788
00:39:23,320 --> 00:39:26,960
Speaker 4: the next two weeks or so, following the centennial events

789
00:39:27,320 --> 00:39:29,239
Speaker 4: and anything that you want to learn more about the book.

790
00:39:29,280 --> 00:39:32,520
Speaker 4: I'll be making a few appearances across the interwebs, and

791
00:39:32,520 --> 00:39:34,400
Speaker 4: you can find all that on my Instagram page and

792
00:39:34,440 --> 00:39:37,480
Speaker 4: on my website and what's your instagram again, it's at

793
00:39:37,520 --> 00:39:38,600
Speaker 4: Building Bread.

794
00:39:40,960 --> 00:39:43,040
Speaker 2: Kevin, thank you so much for hopping on the show

795
00:39:43,080 --> 00:39:45,840
Speaker 2: and sharing your story. It's so important to us and

796
00:39:46,320 --> 00:39:47,640
Speaker 2: we appreciate your perspective.

797
00:39:48,360 --> 00:40:11,359
Speaker 3: Thank you.

798
00:40:21,040 --> 00:40:23,160
Speaker 2: All right, y'all, well, thank you again to Kevin of

799
00:40:23,239 --> 00:40:25,520
Speaker 2: Building Bread. You can check him out at buildingbread dot

800
00:40:25,560 --> 00:40:28,120
Speaker 2: com to find out more about his book and where

801
00:40:28,120 --> 00:40:31,600
Speaker 2: you can find his amazing work. But let's switch gears

802
00:40:31,680 --> 00:40:34,879
Speaker 2: and head on over to our inbox. I have been

803
00:40:34,920 --> 00:40:37,840
Speaker 2: digging through our dms on Instagram and we've got a

804
00:40:37,880 --> 00:40:41,080
Speaker 2: couple of good questions. So first up, it's about the

805
00:40:41,160 --> 00:40:44,320
Speaker 2: dreaded word inflation. All right, Instagram user who wants to

806
00:40:44,320 --> 00:40:47,440
Speaker 2: remain anonymous says, girls, can you please talk about inflation?

807
00:40:47,920 --> 00:40:50,400
Speaker 2: How can we increase our value of money as the

808
00:40:50,480 --> 00:40:51,880
Speaker 2: dollar value decreases?

809
00:40:52,280 --> 00:40:52,520
Speaker 1: Help?

810
00:40:52,719 --> 00:40:56,600
Speaker 2: We could use some info on inflation in our community.

811
00:40:57,440 --> 00:41:00,480
Speaker 1: Well, keeping your name of secret, I'm gonna call you

812
00:41:00,600 --> 00:41:04,120
Speaker 1: keep for short, Let's first of all talk about what

813
00:41:04,120 --> 00:41:07,279
Speaker 1: what is inflation? So just to be clear, inflation is

814
00:41:07,920 --> 00:41:12,839
Speaker 1: the devalue of money over time, poor eemplo. That means,

815
00:41:12,840 --> 00:41:14,920
Speaker 1: for example, for those of you who are not bathe bilingual,

816
00:41:15,000 --> 00:41:19,279
Speaker 1: like Mandy and I in Spanish, poor e heemplo. So

817
00:41:19,400 --> 00:41:20,759
Speaker 1: you know how like when you were a kid, like

818
00:41:21,719 --> 00:41:23,160
Speaker 1: did you used to call it quarter waters? You know

819
00:41:23,200 --> 00:41:26,040
Speaker 1: those little like like they look like little mini barrels,

820
00:41:26,080 --> 00:41:28,759
Speaker 1: Mandy like, and they were like different colors like blue and.

821
00:41:28,760 --> 00:41:31,399
Speaker 2: They don't know what they were called, but red drink, orange, drength.

822
00:41:32,880 --> 00:41:34,920
Speaker 1: Well back in the day when I was young, I'm

823
00:41:34,920 --> 00:41:36,760
Speaker 1: not a kid anymore. We used to call it quarter waters.

824
00:41:37,080 --> 00:41:39,919
Speaker 1: Now if you go to the corner store, you're gonna

825
00:41:39,920 --> 00:41:42,360
Speaker 1: see those things for like thirty five forty fifty cents.

826
00:41:42,560 --> 00:41:44,719
Speaker 1: So we called it quarter water because they used to

827
00:41:44,800 --> 00:41:49,080
Speaker 1: be a quarter, but now they cost more. And what

828
00:41:49,120 --> 00:41:51,640
Speaker 1: that means is that your money can do less over time.

829
00:41:51,680 --> 00:41:53,279
Speaker 1: So essentially that's what inflation is.

830
00:41:53,280 --> 00:41:53,560
Speaker 3: Is that.

831
00:41:53,800 --> 00:41:55,400
Speaker 1: So you ever hear your grandma say, well, when I

832
00:41:55,480 --> 00:41:57,080
Speaker 1: was your age, I bought a house when I was

833
00:41:57,080 --> 00:41:59,760
Speaker 1: twenty five. Well, Grandma, your house cost you eighty thousand dollars.

834
00:42:00,480 --> 00:42:03,200
Speaker 1: You know, like you know that same house, you could

835
00:42:03,239 --> 00:42:05,000
Speaker 1: not get it for eighty thousand because your money can

836
00:42:05,040 --> 00:42:07,239
Speaker 1: do less. It's devalued over time. So I just wanted

837
00:42:07,239 --> 00:42:08,560
Speaker 1: to get clear about what's inflation.

838
00:42:09,360 --> 00:42:12,160
Speaker 2: Yeah, and the reason people are, you know, inflation is

839
00:42:12,520 --> 00:42:15,239
Speaker 2: hot topics these days is because of what has been

840
00:42:15,239 --> 00:42:18,360
Speaker 2: happening since the pandemic. So a lot has been happening.

841
00:42:18,400 --> 00:42:20,440
Speaker 2: I just gave you an example in the last segment

842
00:42:20,560 --> 00:42:23,799
Speaker 2: about the rising cost of used cars. That's a good

843
00:42:23,800 --> 00:42:27,880
Speaker 2: example of inflation right there. So over a month between

844
00:42:27,880 --> 00:42:30,759
Speaker 2: March and April, a car that costs ten thousand dollars

845
00:42:30,840 --> 00:42:34,120
Speaker 2: one month used costs eleven thousand dollars to the person

846
00:42:34,160 --> 00:42:37,400
Speaker 2: who waited a month to buy it. Because if of inflation,

847
00:42:37,560 --> 00:42:40,520
Speaker 2: because I'm part of inflation, and basically it's when the

848
00:42:40,560 --> 00:42:43,000
Speaker 2: cost of goods increase, but your dollars are you know,

849
00:42:43,040 --> 00:42:45,640
Speaker 2: because the cost of goods increase, and sometimes your dollar

850
00:42:46,440 --> 00:42:49,319
Speaker 2: doesn't increase the same rate. You know, you can buy

851
00:42:49,400 --> 00:42:52,000
Speaker 2: less with the same dollar that you have today, as

852
00:42:52,160 --> 00:42:56,240
Speaker 2: you know, a month from nour Usually inflation moves pretty slowly,

853
00:42:56,880 --> 00:43:00,400
Speaker 2: but because of the pandemic, and still it's very con fusing,

854
00:43:00,440 --> 00:43:03,719
Speaker 2: and even economists don't necessarily agree or don't have enough

855
00:43:03,760 --> 00:43:07,160
Speaker 2: evidence yet to point to why. But inflation is going

856
00:43:07,440 --> 00:43:11,280
Speaker 2: pretty fast. One of the reasons they're saying that inflation

857
00:43:11,400 --> 00:43:16,880
Speaker 2: is on the rise is because stimulus checks. There's a

858
00:43:17,320 --> 00:43:20,680
Speaker 2: this is this is tricky because it's very political. It's

859
00:43:20,760 --> 00:43:25,080
Speaker 2: very politicized. The whole decision of Congress, to old Democrats

860
00:43:25,080 --> 00:43:28,200
Speaker 2: in Congress to issue stimulus payments to the American people

861
00:43:28,800 --> 00:43:33,319
Speaker 2: because of the you know, because of how traumatic financially

862
00:43:33,360 --> 00:43:36,240
Speaker 2: the pandemic has been for so many families across the country.

863
00:43:36,280 --> 00:43:41,200
Speaker 2: So some Republicans, conservatives have been kind of glomming onto

864
00:43:41,200 --> 00:43:45,920
Speaker 2: this storyline that, oh, because we have flooded the economy

865
00:43:45,960 --> 00:43:48,600
Speaker 2: with this, you know, these fourteen hundred dollars was the

866
00:43:48,680 --> 00:43:51,560
Speaker 2: last I think fourteen hundred dollars was the last amount

867
00:43:52,040 --> 00:43:54,480
Speaker 2: of stimulus checks that went out. Because we're flooding the

868
00:43:54,600 --> 00:43:57,440
Speaker 2: economy with all these dollars, that is going to decrease

869
00:43:57,440 --> 00:43:59,920
Speaker 2: the value of the dollar, and at the same time

870
00:44:00,120 --> 00:44:02,160
Speaker 2: goods and services are going to get more expensive, so

871
00:44:02,719 --> 00:44:07,080
Speaker 2: you have inflation occurring. So while inflation's always sort of

872
00:44:08,000 --> 00:44:11,600
Speaker 2: it's out there, it's always happening, over time, you're seeing

873
00:44:11,640 --> 00:44:14,920
Speaker 2: it at a more rapid pace over the past couple

874
00:44:14,920 --> 00:44:18,200
Speaker 2: of months. There's no telling where it's going to go

875
00:44:18,280 --> 00:44:21,120
Speaker 2: from here. Maybe it'll slow down, maybe it'll keep going up.

876
00:44:21,640 --> 00:44:25,239
Speaker 2: But your question is, you know it's well taken, what

877
00:44:25,719 --> 00:44:29,840
Speaker 2: can people do to protect their dollars and to prepare

878
00:44:30,600 --> 00:44:34,160
Speaker 2: for inflation if it's going to get worse or if

879
00:44:34,200 --> 00:44:38,120
Speaker 2: it's already happening. So this is one of the reasons

880
00:44:38,160 --> 00:44:42,359
Speaker 2: why we're constantly talking about making your money work. So

881
00:44:42,600 --> 00:44:46,160
Speaker 2: inflation's kind of always the enemy, one of the enemies

882
00:44:46,160 --> 00:44:48,719
Speaker 2: of the dollar. So that's why if you have a

883
00:44:48,719 --> 00:44:51,560
Speaker 2: ton of money sitting in a cash a cash account

884
00:44:51,600 --> 00:44:56,440
Speaker 2: you know, checking or CDEs or savings accounts. Your dollars

885
00:44:56,640 --> 00:44:59,680
Speaker 2: really are not going to be gaining value. You're losing

886
00:44:59,719 --> 00:45:04,120
Speaker 2: money over time because of inflation. One of the most

887
00:45:04,120 --> 00:45:07,759
Speaker 2: straightforward ways to hedge against inflation and to actually let

888
00:45:07,800 --> 00:45:11,200
Speaker 2: your dollars work for you is to invest it in

889
00:45:11,280 --> 00:45:14,960
Speaker 2: the market. There are other ways of investing besides just

890
00:45:15,080 --> 00:45:18,600
Speaker 2: in stocks, other asset classes that you can buy. So,

891
00:45:18,719 --> 00:45:21,080
Speaker 2: for example, there's a type of treasury that you can

892
00:45:21,120 --> 00:45:24,960
Speaker 2: buy that guarantees your money will earn value over time,

893
00:45:25,200 --> 00:45:27,319
Speaker 2: not a lot, not anything close to what you might

894
00:45:27,400 --> 00:45:29,799
Speaker 2: earn in the stock market, but it is a type

895
00:45:29,840 --> 00:45:33,400
Speaker 2: of treasury that is meant to protect against inflation. So

896
00:45:34,040 --> 00:45:36,120
Speaker 2: if you're like on the more conservative side, you don't

897
00:45:36,160 --> 00:45:38,759
Speaker 2: want to get into the market and put a bunch

898
00:45:38,760 --> 00:45:41,480
Speaker 2: of money into stocks, then you know you have that

899
00:45:41,520 --> 00:45:44,680
Speaker 2: as an option too. But it's not if you're trying

900
00:45:44,680 --> 00:45:47,359
Speaker 2: to protect against inflation your bank account, ain't it. It's

901
00:45:47,360 --> 00:45:48,680
Speaker 2: not happening.

902
00:45:49,360 --> 00:45:51,839
Speaker 1: I'll say this that like I mean to Mandy's point,

903
00:45:52,120 --> 00:45:55,880
Speaker 1: like investing and investing. As she mentioned, there are multiple

904
00:45:55,920 --> 00:45:58,480
Speaker 1: asset classes you might want to invest in real estate,

905
00:45:59,000 --> 00:46:00,799
Speaker 1: you know, basically you put your need to work. You know,

906
00:46:00,840 --> 00:46:04,160
Speaker 1: you purchase a property and then you rent the property out.

907
00:46:05,040 --> 00:46:07,200
Speaker 1: Investing in businesses so one of the things, you know,

908
00:46:07,320 --> 00:46:10,359
Speaker 1: I put a lot of money, especially when I first

909
00:46:10,400 --> 00:46:13,440
Speaker 1: started into my business, and as a result, the business

910
00:46:13,600 --> 00:46:16,040
Speaker 1: yields more money back, you know, than I put in.

911
00:46:17,120 --> 00:46:20,879
Speaker 1: And that's how you have like a profitable year, you know, investing.

912
00:46:21,920 --> 00:46:26,640
Speaker 1: I know people who invest in art, you know that appreciates.

913
00:46:27,080 --> 00:46:28,040
Speaker 1: Like now, I don't know if.

914
00:46:27,960 --> 00:46:32,680
Speaker 2: Metal huh, metals like gold yep, silver yep. I mean

915
00:46:32,760 --> 00:46:35,600
Speaker 2: that's not I don't have any experience in that. Oh hello,

916
00:46:35,800 --> 00:46:37,320
Speaker 2: phone call in the middle.

917
00:46:37,080 --> 00:46:41,759
Speaker 1: Of I don't heard, but like yeah, So honestly, the

918
00:46:41,800 --> 00:46:45,239
Speaker 1: only way to really like literally, if there is one

919
00:46:45,239 --> 00:46:52,000
Speaker 1: word two syllables in order to out perform inflation meaning

920
00:46:52,040 --> 00:46:54,759
Speaker 1: your money being devalued over time and things costing more

921
00:46:54,800 --> 00:46:58,000
Speaker 1: of a time to invest. That's it. Whatever investing looks like,

922
00:46:58,200 --> 00:47:01,080
Speaker 1: investing just means to grow your money, to actively grow

923
00:47:01,080 --> 00:47:03,360
Speaker 1: your money. Well I want to say actively, I'll just

924
00:47:03,400 --> 00:47:06,040
Speaker 1: say to grow your money. That's what investing is. So

925
00:47:06,239 --> 00:47:08,440
Speaker 1: however you decide to grow your money, that's really it.

926
00:47:08,480 --> 00:47:11,880
Speaker 1: You can grow your money to keep the pace of inflation,

927
00:47:12,000 --> 00:47:14,200
Speaker 1: meaning like let's just say your money is losing value

928
00:47:14,200 --> 00:47:16,560
Speaker 1: at three percent a year, and then you you know,

929
00:47:16,600 --> 00:47:19,279
Speaker 1: you're in You're making three percent a year. Great, some

930
00:47:19,320 --> 00:47:21,759
Speaker 1: people you know are making three hundred percent, you know,

931
00:47:21,840 --> 00:47:24,759
Speaker 1: in this market, some people are doubling their money as

932
00:47:24,760 --> 00:47:27,000
Speaker 1: a result of businesses. But at the end of the day,

933
00:47:27,040 --> 00:47:30,759
Speaker 1: it comes down to investing. So that is like one

934
00:47:30,800 --> 00:47:34,360
Speaker 1: of I've kind of been like really passive with investing.

935
00:47:34,360 --> 00:47:36,400
Speaker 1: I'm like, oh, I've got a certified financial planner, and

936
00:47:36,440 --> 00:47:39,720
Speaker 1: I know the basics and ats and mutual funds, but lately,

937
00:47:39,760 --> 00:47:41,920
Speaker 1: even for myself, I'm like, no, I really want to

938
00:47:42,000 --> 00:47:45,840
Speaker 1: learn the next level of investing. And Supergirl my step

939
00:47:45,920 --> 00:47:49,040
Speaker 1: my bonus darter, she's fourteen, and she expressed an interest.

940
00:47:49,040 --> 00:47:52,360
Speaker 1: So now we're actually looking for like, you know, courses

941
00:47:52,400 --> 00:47:55,280
Speaker 1: to take together. So like it's like, you know, something

942
00:47:55,320 --> 00:47:59,280
Speaker 1: bonding because she has really taken an interest in entrepreneurship.

943
00:48:00,160 --> 00:48:03,399
Speaker 1: And my sister always says Mandy that Supergirl can't wait

944
00:48:03,440 --> 00:48:07,680
Speaker 1: to be forty. Because when I tell you, Mandy, I'm like,

945
00:48:07,719 --> 00:48:12,560
Speaker 1: who's playing Mary J Blige? Supergirl Beyonce? I'm like how,

946
00:48:13,200 --> 00:48:14,320
Speaker 1: And I mean she's.

947
00:48:14,160 --> 00:48:17,760
Speaker 2: Waiting like, oh no, and she now, yes.

948
00:48:18,400 --> 00:48:22,160
Speaker 1: She's like like she but like all the things she

949
00:48:22,239 --> 00:48:24,359
Speaker 1: listens to. I mean, she's a straight a student. She's

950
00:48:24,360 --> 00:48:26,960
Speaker 1: like a little old lady. I mean, I remember she

951
00:48:27,040 --> 00:48:28,880
Speaker 1: used to watch the Georgia Lopez show. I'm like, well,

952
00:48:28,920 --> 00:48:31,600
Speaker 1: she was like seven, like this is my show, Golden Girls.

953
00:48:32,040 --> 00:48:33,759
Speaker 1: So the joke is around the house that she can't

954
00:48:33,800 --> 00:48:36,319
Speaker 1: wait to be forty because we're all, you know, like

955
00:48:36,320 --> 00:48:39,160
Speaker 1: I'm forty one, my husband's forty, her her mother is forty,

956
00:48:39,320 --> 00:48:42,520
Speaker 1: and so she's just all around like all these forty

957
00:48:42,600 --> 00:48:45,080
Speaker 1: year olds, and so that's all she knows. But so

958
00:48:45,120 --> 00:48:47,560
Speaker 1: now she wants to learn how to like trade and

959
00:48:47,680 --> 00:48:50,520
Speaker 1: invest in. She was super excited. I remember that time,

960
00:48:50,560 --> 00:48:54,680
Speaker 1: did we talk about crocs? How Nicki Minaj had posted

961
00:48:55,040 --> 00:48:56,879
Speaker 1: she had not been on social media for some months

962
00:48:56,920 --> 00:48:59,760
Speaker 1: because she had a baby, and she posted a picture

963
00:48:59,760 --> 00:49:03,120
Speaker 1: of her self with pink hot pink crocks on and

964
00:49:03,320 --> 00:49:05,840
Speaker 1: the gibbets. Instead of gibbets, it had of course diamonds.

965
00:49:06,680 --> 00:49:09,040
Speaker 1: But as a result of her posting it, because she

966
00:49:09,120 --> 00:49:11,000
Speaker 1: and I a supergirl and I were just talking about

967
00:49:11,520 --> 00:49:13,400
Speaker 1: you know, when you start to look for stocks, she

968
00:49:13,440 --> 00:49:15,640
Speaker 1: asked me like, how do I even know you know,

969
00:49:15,680 --> 00:49:18,960
Speaker 1: what stocks to start to look? To do research on that?

970
00:49:19,040 --> 00:49:21,560
Speaker 1: I told her, well, sometimes you can literally start at home.

971
00:49:21,840 --> 00:49:23,440
Speaker 1: Look at the stuff you're buying. What are you and

972
00:49:23,440 --> 00:49:25,200
Speaker 1: your friends into? And she said, you know what. I

973
00:49:25,280 --> 00:49:27,799
Speaker 1: noticed me and mommy went to the mall the other

974
00:49:27,880 --> 00:49:31,600
Speaker 1: day and no store had a line, but the croc

975
00:49:31,640 --> 00:49:34,279
Speaker 1: store had a line around the corner. And I said, well,

976
00:49:34,280 --> 00:49:36,560
Speaker 1: that's a perfect you know, that's when you can look

977
00:49:36,600 --> 00:49:38,560
Speaker 1: and say, huh, what's going on here? So we had

978
00:49:38,560 --> 00:49:41,759
Speaker 1: done a little research and we found that indeed, there's

979
00:49:41,760 --> 00:49:45,200
Speaker 1: been an upsale of people wearing crocs because being home

980
00:49:45,200 --> 00:49:47,680
Speaker 1: has made people want to be more comfortable. And then

981
00:49:47,800 --> 00:49:50,640
Speaker 1: and then sure enough, here goes Nicki Minaje. She posted

982
00:49:50,640 --> 00:49:52,759
Speaker 1: her pink crocks and don't you know, the sale of

983
00:49:52,800 --> 00:49:56,240
Speaker 1: pink crocks that day jumped up four thousand plus percent.

984
00:49:56,840 --> 00:49:58,840
Speaker 1: She actually sent me a screenshot. I was like, look,

985
00:49:59,520 --> 00:50:01,680
Speaker 1: so it was it's like now she's opening her mind

986
00:50:01,760 --> 00:50:05,080
Speaker 1: that like wow, the things that I enjoy that I'm

987
00:50:05,160 --> 00:50:07,719
Speaker 1: interested in, like you know, is the potential for me

988
00:50:07,760 --> 00:50:09,880
Speaker 1: to invest there. So I just share all that to

989
00:50:09,920 --> 00:50:12,600
Speaker 1: say that no matter where you are, whether you're really

990
00:50:12,640 --> 00:50:16,520
Speaker 1: forty one like me or fake forty like Supergirl. You

991
00:50:16,600 --> 00:50:19,280
Speaker 1: can start to you know, start to do your homework

992
00:50:19,440 --> 00:50:21,759
Speaker 1: so to figure out what does investing look like for you?

993
00:50:21,840 --> 00:50:23,720
Speaker 1: And that's the best way to beat inflation.

994
00:50:24,960 --> 00:50:29,000
Speaker 2: Absolute mod if I can keep our bilingual. I thought

995
00:50:29,000 --> 00:50:31,880
Speaker 2: it was my girl. That's like the one word I

996
00:50:31,920 --> 00:50:35,840
Speaker 2: remember from five years of French, including a year in college.

997
00:50:36,160 --> 00:50:38,319
Speaker 2: But let's take another This is actually a really good question.

998
00:50:38,320 --> 00:50:41,040
Speaker 2: I just dug this up from our email inbox again.

999
00:50:41,080 --> 00:50:43,560
Speaker 2: Y'all can email us at Brown Ambition Podcast at gmail

1000
00:50:43,600 --> 00:50:46,560
Speaker 2: dot com with your questions, also on ig at Brown

1001
00:50:46,600 --> 00:50:50,400
Speaker 2: Ambition Podcast. This one's from a mom who's interested in

1002
00:50:50,400 --> 00:50:53,120
Speaker 2: taking a break from corporate America with her kids. So

1003
00:50:53,160 --> 00:50:55,839
Speaker 2: this comes from Lakeisha. She says, I'm interested in your

1004
00:50:55,840 --> 00:50:58,640
Speaker 2: opinion on taking a break from corporate America and traveling

1005
00:50:58,680 --> 00:51:01,279
Speaker 2: for a year. I have a job making over six

1006
00:51:01,320 --> 00:51:04,279
Speaker 2: figures with great benefits. I have a net worth at

1007
00:51:04,360 --> 00:51:07,320
Speaker 2: just a million, with about half of that in liquid assets.

1008
00:51:07,680 --> 00:51:09,760
Speaker 2: The challenge is, I'm a single mom to an eleven

1009
00:51:09,840 --> 00:51:12,719
Speaker 2: year old. Is it reckless and irresponsible for me to

1010
00:51:12,760 --> 00:51:15,239
Speaker 2: try this? And I'm not a spring chicken. I'll be

1011
00:51:15,280 --> 00:51:18,440
Speaker 2: fifty this year, conflicted on doing this while I'm healthy

1012
00:51:18,600 --> 00:51:21,600
Speaker 2: or stay and grind away trying to reach financial independence

1013
00:51:21,600 --> 00:51:24,880
Speaker 2: in seven to ten years. I don't know, is it

1014
00:51:25,040 --> 00:51:28,919
Speaker 2: just like the pandemic exhaustion and me? But I'm just like, girl,

1015
00:51:29,000 --> 00:51:31,959
Speaker 2: go take the kid and run, go for a year,

1016
00:51:32,360 --> 00:51:34,720
Speaker 2: enjoy your life. What do you think to Yeah?

1017
00:51:34,760 --> 00:51:37,120
Speaker 1: I think like because it sounds like, I mean, you've

1018
00:51:37,360 --> 00:51:41,200
Speaker 1: you've done the work. It's almost like what's the money for?

1019
00:51:41,600 --> 00:51:44,239
Speaker 1: And we talked about that earlier. Yeah, you know, so

1020
00:51:44,480 --> 00:51:46,680
Speaker 1: I could see if you were like, honestly, I've got

1021
00:51:46,760 --> 00:51:49,680
Speaker 1: you know, three hundred thousand dollarsand dead and you know

1022
00:51:49,719 --> 00:51:51,279
Speaker 1: we don't make enough to feed ourselves, you know what

1023
00:51:51,320 --> 00:51:53,239
Speaker 1: I mean. Like, if that's the story, then it's like, well,

1024
00:51:53,280 --> 00:51:55,759
Speaker 1: the money is for security and to get to a

1025
00:51:55,760 --> 00:51:59,080
Speaker 1: place where you are financially safe. But it sounds like

1026
00:51:59,120 --> 00:52:03,520
Speaker 1: you're there and like the money the money is for that.

1027
00:52:03,800 --> 00:52:05,759
Speaker 1: You know, you get to use your money now to

1028
00:52:05,760 --> 00:52:08,480
Speaker 1: buy that time like you've done it, you know what

1029
00:52:08,520 --> 00:52:11,399
Speaker 1: I mean? So lean into like all the hard work

1030
00:52:11,400 --> 00:52:14,040
Speaker 1: if you've put in, because nothing is promised, like you

1031
00:52:14,080 --> 00:52:16,319
Speaker 1: just hear about so many people who waited, Like oh,

1032
00:52:16,320 --> 00:52:18,359
Speaker 1: I can't wait. You know, when we're sixty five, well

1033
00:52:18,719 --> 00:52:21,560
Speaker 1: retire and then somebody falls ill and they can't go

1034
00:52:21,600 --> 00:52:23,440
Speaker 1: on vacation, and you're like, you work your whole life

1035
00:52:23,440 --> 00:52:26,120
Speaker 1: for what, so if ever, you get an opportunity. And

1036
00:52:26,160 --> 00:52:27,600
Speaker 1: this is me trying to get back an integrity with

1037
00:52:27,640 --> 00:52:29,040
Speaker 1: myself because I'm telling you this, but here I am

1038
00:52:29,120 --> 00:52:33,200
Speaker 1: talking about I bought a mechan st. So this is

1039
00:52:33,239 --> 00:52:35,400
Speaker 1: like me like looking at the mirror. I'm talking to you, Tiff,

1040
00:52:36,160 --> 00:52:39,279
Speaker 1: like you know you work really hard to be able

1041
00:52:39,320 --> 00:52:43,160
Speaker 1: to provide beyond security. You're not just here to survive

1042
00:52:43,239 --> 00:52:46,680
Speaker 1: this life. You are here to also thrive. Once you

1043
00:52:46,719 --> 00:52:50,120
Speaker 1: get past the survival mode, you know, it really is

1044
00:52:50,200 --> 00:52:52,759
Speaker 1: for you to use your money in ways you know

1045
00:52:53,239 --> 00:52:55,080
Speaker 1: that will help you thrive. So I say, go for it.

1046
00:52:55,080 --> 00:52:58,279
Speaker 1: You sound like really dope, like mom, And honestly, to me,

1047
00:52:58,360 --> 00:53:01,640
Speaker 1: it sounds like you know you're capable if you're wanting

1048
00:53:01,760 --> 00:53:04,319
Speaker 1: to figure out additional ways to make income. You know,

1049
00:53:04,360 --> 00:53:06,640
Speaker 1: if you need to, so you can always tap into

1050
00:53:06,719 --> 00:53:09,160
Speaker 1: your to what I call your internal bank. You know,

1051
00:53:09,160 --> 00:53:11,560
Speaker 1: we all have this bank. You deposit all this awesomeness

1052
00:53:11,560 --> 00:53:13,640
Speaker 1: into it and you can withdraw as a result.

1053
00:53:14,600 --> 00:53:16,640
Speaker 2: Yeah, I mean, no one can predict the future, but

1054
00:53:16,840 --> 00:53:20,080
Speaker 2: I feel like corporate America is not going anywhere. You know,

1055
00:53:20,120 --> 00:53:22,359
Speaker 2: maybe it's you try for a month, see how it goes.

1056
00:53:22,400 --> 00:53:24,319
Speaker 2: Maybe you try for two months. You have a kid

1057
00:53:24,320 --> 00:53:26,080
Speaker 2: who's in school, so I don't know how all that works.

1058
00:53:26,080 --> 00:53:28,360
Speaker 2: How do you teach it? But I guess virtually we

1059
00:53:28,480 --> 00:53:29,880
Speaker 2: just all did that for a year if you have

1060
00:53:29,920 --> 00:53:32,919
Speaker 2: school age kids. But yeah, you're fifty and you've got

1061
00:53:33,280 --> 00:53:36,600
Speaker 2: she said, a million dollars with about half in liquid assets,

1062
00:53:36,640 --> 00:53:39,959
Speaker 2: without knowing what liquid assets. I mean, technically the stock

1063
00:53:40,000 --> 00:53:42,600
Speaker 2: market is liquid, so I don't really know what that

1064
00:53:42,640 --> 00:53:45,520
Speaker 2: would be in versus the other half. But you know,

1065
00:53:45,560 --> 00:53:48,080
Speaker 2: a million dollars is a decent amount of change, and

1066
00:53:48,080 --> 00:53:50,080
Speaker 2: if you invest it wisely, I could see that lasting

1067
00:53:50,120 --> 00:53:52,719
Speaker 2: you for a while. But because your single mom, that's

1068
00:53:52,719 --> 00:53:56,120
Speaker 2: the only thing I would say is, you know, you're yourself,

1069
00:53:56,160 --> 00:53:58,960
Speaker 2: you're your income. You know, you don't have a second earner,

1070
00:53:59,440 --> 00:54:02,239
Speaker 2: so you're gonna have to probably sit down maybe even

1071
00:54:02,239 --> 00:54:04,480
Speaker 2: with a financial planner or just you know, you yourself,

1072
00:54:04,520 --> 00:54:08,279
Speaker 2: a spreadsheet, calculator, the internet, whatnot, and figure out, you know,

1073
00:54:08,719 --> 00:54:10,719
Speaker 2: how can you invest that? You know what you have

1074
00:54:10,840 --> 00:54:14,040
Speaker 2: in the market to make it last so that you're

1075
00:54:14,560 --> 00:54:17,239
Speaker 2: you know, or figure out exactly how much do you

1076
00:54:17,320 --> 00:54:19,919
Speaker 2: want to take out of your you know, your nest

1077
00:54:20,040 --> 00:54:22,600
Speaker 2: ed to to survive on or live on for that

1078
00:54:22,719 --> 00:54:25,440
Speaker 2: year while you're traveling. And also you don't want to

1079
00:54:25,480 --> 00:54:28,239
Speaker 2: do it. Like for me, I'm like, I'm done kind

1080
00:54:28,280 --> 00:54:31,520
Speaker 2: of half ass traveling. I want to travel, like do

1081
00:54:31,680 --> 00:54:33,960
Speaker 2: the excursions, you know, do the nice.

1082
00:54:33,760 --> 00:54:35,800
Speaker 1: Hotel, get the good food.

1083
00:54:36,080 --> 00:54:40,120
Speaker 2: Like I don't want to stay at hostels anymore, no shade,

1084
00:54:40,120 --> 00:54:43,239
Speaker 2: but like I just want to enjoy myself. So that

1085
00:54:43,440 --> 00:54:45,160
Speaker 2: was one of the things I remember when I when

1086
00:54:45,160 --> 00:54:47,920
Speaker 2: I graduated college and I started traveling through South America.

1087
00:54:48,280 --> 00:54:51,080
Speaker 2: I was working while I was. I wasn't really traveling.

1088
00:54:51,120 --> 00:54:54,279
Speaker 2: I was working in Chili at a at a unpaid internship,

1089
00:54:54,280 --> 00:54:56,319
Speaker 2: and finally I just like forced them to pay me.

1090
00:54:57,000 --> 00:54:59,520
Speaker 2: I was just like, y'all gotta pay me, and every

1091
00:54:59,760 --> 00:55:02,480
Speaker 2: it's it seemed like all the people you know, also

1092
00:55:02,600 --> 00:55:05,279
Speaker 2: working at this unpaid internship just had money to be

1093
00:55:05,320 --> 00:55:08,160
Speaker 2: going weekend trips and they were all going to the

1094
00:55:08,239 --> 00:55:10,960
Speaker 2: see the glaciers in the south of Argentina, and they

1095
00:55:10,960 --> 00:55:12,960
Speaker 2: were traveling to the desert and like they were doing

1096
00:55:13,000 --> 00:55:15,560
Speaker 2: all these fun things and I never could because I

1097
00:55:15,600 --> 00:55:17,839
Speaker 2: went down there with a finite amount of money and

1098
00:55:18,000 --> 00:55:20,040
Speaker 2: not much more coming in. I still had an amazing

1099
00:55:20,080 --> 00:55:23,920
Speaker 2: time on a budget. But I want to, you know,

1100
00:55:24,040 --> 00:55:26,360
Speaker 2: especially for you, this is going to be a magical

1101
00:55:26,440 --> 00:55:28,120
Speaker 2: year with your eleven year old. They could remember for

1102
00:55:28,160 --> 00:55:31,160
Speaker 2: the rest of their lives. You know, you want to

1103
00:55:31,200 --> 00:55:33,719
Speaker 2: do it, right, I feel like so you don't want to,

1104
00:55:34,000 --> 00:55:38,520
Speaker 2: and mentally you want to be feeling happy and at

1105
00:55:38,560 --> 00:55:41,000
Speaker 2: peace with your decision to travel for a year. So

1106
00:55:41,200 --> 00:55:43,880
Speaker 2: I mean, I think it's definitely a worthwhile idea. But

1107
00:55:44,280 --> 00:55:47,480
Speaker 2: you know, thinking it through, maybe you can work remotely

1108
00:55:47,600 --> 00:55:49,560
Speaker 2: to have an income stream coming in it that makes

1109
00:55:49,560 --> 00:55:53,200
Speaker 2: you feel good, to have that security or to keep

1110
00:55:53,280 --> 00:55:55,520
Speaker 2: you know, some of your benefits. There's a lot of

1111
00:55:55,520 --> 00:55:57,919
Speaker 2: ways that you can do this, So I think it's

1112
00:55:58,320 --> 00:56:01,200
Speaker 2: it's something that's definitely worth thinking. You know, if you

1113
00:56:01,280 --> 00:56:04,439
Speaker 2: haven't spoken to a financial planner, maybe you could make

1114
00:56:04,440 --> 00:56:06,959
Speaker 2: a meeting with someone just as like a fee only

1115
00:56:07,400 --> 00:56:11,000
Speaker 2: planning situation and just ask for their advice. And you know,

1116
00:56:11,040 --> 00:56:13,120
Speaker 2: how do I make this work? This is what I want,

1117
00:56:13,160 --> 00:56:15,239
Speaker 2: here's the money. How do I make it work? And

1118
00:56:15,280 --> 00:56:16,200
Speaker 2: they can help guide you there.

1119
00:56:17,560 --> 00:56:20,920
Speaker 1: But all now you're already a badass. Yes, it sounds exciting.

1120
00:56:21,000 --> 00:56:24,920
Speaker 2: Keep us updated your goals already. All right, Well, thank

1121
00:56:24,960 --> 00:56:59,440
Speaker 2: y'all for your questions. Should we do boost and break

1122
00:57:00,000 --> 00:57:04,640
Speaker 2: booty boost? I say yes, let's do it. I've got

1123
00:57:04,640 --> 00:57:07,880
Speaker 2: some breaks.

1124
00:57:08,000 --> 00:57:12,160
Speaker 1: Well okay, it is well, okay, so I do have

1125
00:57:12,200 --> 00:57:14,600
Speaker 1: a Well, first of all, it's now it's time to

1126
00:57:14,680 --> 00:57:18,400
Speaker 1: boost to break for all the family. We're probably gonna

1127
00:57:18,440 --> 00:57:22,480
Speaker 1: boost and we're gonna break. Okay, that's what we're gonna do, Mandy.

1128
00:57:22,680 --> 00:57:26,000
Speaker 1: So I I'll end with a good boot because I

1129
00:57:26,000 --> 00:57:27,920
Speaker 1: feel like it's always nice standing with a good boost.

1130
00:57:28,040 --> 00:57:30,680
Speaker 1: And but I will start with a break and then

1131
00:57:30,720 --> 00:57:32,120
Speaker 1: i'll let you go and then because if you don't

1132
00:57:32,120 --> 00:57:34,480
Speaker 1: have any boosts, and I'll end with the boost. So

1133
00:57:34,720 --> 00:57:38,120
Speaker 1: I don't know. Did you hear about this woman apparel

1134
00:57:38,160 --> 00:57:41,560
Speaker 1: company called I'm sure you probably see it. It's called

1135
00:57:41,680 --> 00:57:45,600
Speaker 1: nixwere K and i X. It's like the underwear that

1136
00:57:45,680 --> 00:57:51,040
Speaker 1: you can like it's like for your yeah, exactly period panties,

1137
00:57:51,480 --> 00:57:52,959
Speaker 1: but like you could literally you don't have to wear

1138
00:57:53,040 --> 00:57:55,560
Speaker 1: like a pad or like whatever. You could just bleed

1139
00:57:55,600 --> 00:57:58,800
Speaker 1: into them. So Anyway, it's been doing really well. Women

1140
00:57:58,880 --> 00:58:03,040
Speaker 1: love it. It's all about body positivity. And so since

1141
00:58:03,080 --> 00:58:07,680
Speaker 1: twenty thirteen, the CEO, her name is Joanna Griffiths, she's

1142
00:58:07,720 --> 00:58:11,760
Speaker 1: been raising money. I think she just recently raised somebody.

1143
00:58:11,760 --> 00:58:14,320
Speaker 1: But she's pregnant, like very pregnant, because she's pregnant with twins.

1144
00:58:14,800 --> 00:58:19,240
Speaker 1: And I just love this. And she was like any

1145
00:58:19,280 --> 00:58:22,960
Speaker 1: any prospective investor who questioned her pregnancy, like, well, I

1146
00:58:22,960 --> 00:58:26,400
Speaker 1: don't know how she next them was like, girl, what

1147
00:58:26,480 --> 00:58:28,920
Speaker 1: we don't need is your raggedy funds. This woman has

1148
00:58:29,040 --> 00:58:33,560
Speaker 1: raised fifty three million dollars for already successful company. I

1149
00:58:33,600 --> 00:58:35,800
Speaker 1: just love that she was visibly pregnant. It was like,

1150
00:58:35,840 --> 00:58:38,200
Speaker 1: what you don't understand to understand is we're already popping

1151
00:58:38,240 --> 00:58:40,760
Speaker 1: over here. You can either join with some sense or

1152
00:58:40,760 --> 00:58:43,160
Speaker 1: get left behind. So I just love that she was

1153
00:58:43,240 --> 00:58:45,520
Speaker 1: just like, oh, you're worried about my babies? Oh okay,

1154
00:58:45,720 --> 00:58:50,200
Speaker 1: yeah next. I just thought that that was just so

1155
00:58:51,040 --> 00:58:53,880
Speaker 1: because I'm raising concerns over the fact that you're having

1156
00:58:53,920 --> 00:58:56,360
Speaker 1: a baby. I timimes. I wonder like with like, you

1157
00:58:56,400 --> 00:58:58,919
Speaker 1: know men in particular, how do you think you got here?

1158
00:59:00,920 --> 00:59:04,120
Speaker 1: Like how do you think you were born? Are you

1159
00:59:04,160 --> 00:59:07,120
Speaker 1: a turnip, you know, did you like did you were

1160
00:59:07,160 --> 00:59:10,880
Speaker 1: you sprout from the ground like a gnome? Like your

1161
00:59:10,920 --> 00:59:13,800
Speaker 1: mother gave birth to you, dummy, Like you know what

1162
00:59:13,880 --> 00:59:16,600
Speaker 1: I mean. So, like, I just don't understand why men

1163
00:59:16,640 --> 00:59:19,560
Speaker 1: have such a problem with women being pregnant when literally,

1164
00:59:19,560 --> 00:59:20,960
Speaker 1: if a woman did not get pregnant, you would not

1165
00:59:21,040 --> 00:59:22,960
Speaker 1: be here. So I'm just glad that she has kind

1166
00:59:22,960 --> 00:59:26,120
Speaker 1: of like the last he he laughed, like, oh you

1167
00:59:26,120 --> 00:59:29,360
Speaker 1: got I need your money, No, you need me, So

1168
00:59:29,520 --> 00:59:34,520
Speaker 1: go ahead, Joanna Griffiths with your twins. I hope their

1169
00:59:34,520 --> 00:59:36,840
Speaker 1: mama knows that. I hope they know that their mama

1170
00:59:36,880 --> 00:59:40,240
Speaker 1: is a total badass. And she said no to those

1171
00:59:40,640 --> 00:59:43,520
Speaker 1: funky men who are like, I'm concerned about you being pregnant,

1172
00:59:43,760 --> 00:59:46,120
Speaker 1: as being pregnant is some sort of disability.

1173
00:59:47,080 --> 00:59:48,160
Speaker 2: Well, technically it is.

1174
00:59:48,320 --> 00:59:50,440
Speaker 1: I know. It's a shame that that's exactly what told

1175
00:59:50,440 --> 00:59:51,680
Speaker 1: me they consider that, which I'm.

1176
00:59:51,560 --> 00:59:54,200
Speaker 2: Like, it's shady, it is, but you know what I mean.

1177
00:59:54,240 --> 00:59:56,920
Speaker 2: With the fact that a lot of venture capital is

1178
00:59:57,480 --> 01:00:01,880
Speaker 2: funded by men and male frontage VC firms, I'm glad

1179
01:00:01,920 --> 01:00:04,160
Speaker 2: that she was brave enough to say, you know, I

1180
01:00:04,160 --> 01:00:06,160
Speaker 2: don't care how many men I had to turn down

1181
01:00:06,160 --> 01:00:07,880
Speaker 2: and how long it has to take to raise the money,

1182
01:00:08,360 --> 01:00:10,800
Speaker 2: we will keep waiting. So that was really brave. So

1183
01:00:10,920 --> 01:00:15,080
Speaker 2: shout out to her what's her name? I need to

1184
01:00:15,120 --> 01:00:16,840
Speaker 2: check out those nixt things because.

1185
01:00:17,000 --> 01:00:18,680
Speaker 1: I know child was thinking that bad like that, like

1186
01:00:18,760 --> 01:00:20,520
Speaker 1: they have like shorts ones and I'm like, you know what,

1187
01:00:20,600 --> 01:00:22,200
Speaker 1: I'm tired of, Like well whatever.

1188
01:00:21,960 --> 01:00:25,600
Speaker 2: You know, that's right, we know, yeah, we know. That's

1189
01:00:25,600 --> 01:00:27,720
Speaker 2: why they're successful because it's not for them, it's for

1190
01:00:27,800 --> 01:00:30,920
Speaker 2: us exactly. All right, Well, I'm going to do a

1191
01:00:30,960 --> 01:00:36,640
Speaker 2: break because some foolishness was happening to two back to

1192
01:00:36,680 --> 01:00:40,040
Speaker 2: back breaks I must do. I've got to spotlight what

1193
01:00:40,160 --> 01:00:44,440
Speaker 2: happened to Pilitzer Prize winning journalist Nicolehonna Jones this past

1194
01:00:44,520 --> 01:00:47,720
Speaker 2: well it actually didn't happen this past week. So basically

1195
01:00:47,800 --> 01:00:51,120
Speaker 2: Nicole Hanna Jones, she is the one who was behind

1196
01:00:51,160 --> 01:00:55,120
Speaker 2: that incredible multi part series in The New York Times

1197
01:00:55,160 --> 01:00:58,880
Speaker 2: in twenty nineteen called the sixteen nineteen Project, which was

1198
01:00:59,000 --> 01:01:01,760
Speaker 2: a complete retailer of the history of America. We were

1199
01:01:01,760 --> 01:01:06,080
Speaker 2: just talking to Kevin about the Tulsa massacre. Nicole Hannah Jones,

1200
01:01:06,120 --> 01:01:08,680
Speaker 2: an amazing journalist, went all the way back to sixteen

1201
01:01:08,800 --> 01:01:13,280
Speaker 2: nineteen and really retold history by putting slavery first and

1202
01:01:13,360 --> 01:01:16,360
Speaker 2: four at the forefront of it and really talking about

1203
01:01:16,400 --> 01:01:19,360
Speaker 2: how so much of the history that we celebrate was

1204
01:01:19,400 --> 01:01:22,440
Speaker 2: built on the backs of slaves, of course, And so

1205
01:01:22,680 --> 01:01:26,000
Speaker 2: her project sixteen nineteen project, it was released a couple

1206
01:01:26,000 --> 01:01:28,200
Speaker 2: of years ago when the Pulitzer Prize, so she was

1207
01:01:28,320 --> 01:01:31,760
Speaker 2: named the night Chair Fellow at I think it's a

1208
01:01:31,840 --> 01:01:34,880
Speaker 2: University of North Carolina. That's her alma mater at their

1209
01:01:34,920 --> 01:01:40,440
Speaker 2: journalism school, and a lot of apparently all the professors

1210
01:01:40,440 --> 01:01:44,720
Speaker 2: who get this night Chair distinction are tenured, which means

1211
01:01:44,760 --> 01:01:48,920
Speaker 2: that when you're tenured, you have an understanding that unless

1212
01:01:48,920 --> 01:01:52,800
Speaker 2: you do something completely crazy or I don't know, just

1213
01:01:52,840 --> 01:01:55,480
Speaker 2: something that is so like, I don't know, murder someone

1214
01:01:55,600 --> 01:01:57,760
Speaker 2: or slap a student in the face like it takes

1215
01:01:57,760 --> 01:02:01,520
Speaker 2: a lot to fire a tenured professor, really give you comfort,

1216
01:02:01,560 --> 01:02:04,080
Speaker 2: and it gives you confidence, and it gives you a

1217
01:02:04,120 --> 01:02:07,440
Speaker 2: sense of stability in your role. So, despite the fact

1218
01:02:07,520 --> 01:02:11,280
Speaker 2: that people spent over one hundred and sixty hours according

1219
01:02:11,280 --> 01:02:14,160
Speaker 2: to the nineteenth US the nineteenth News report on this

1220
01:02:14,280 --> 01:02:19,160
Speaker 2: one hundred and sixty hours plus from faculty, from advisors,

1221
01:02:19,160 --> 01:02:22,200
Speaker 2: from other colleges on whether or not Nicolehonta Jones should

1222
01:02:22,240 --> 01:02:26,280
Speaker 2: get this should get this distinction and also tenure. Ultimately,

1223
01:02:26,440 --> 01:02:30,080
Speaker 2: the state's Board of Trustees denied her tenure. And this

1224
01:02:30,160 --> 01:02:33,320
Speaker 2: actually happened like I think sometime in April, but it

1225
01:02:33,440 --> 01:02:35,840
Speaker 2: just kind of made news this past week and now

1226
01:02:35,840 --> 01:02:39,080
Speaker 2: there's all these petitions to give Nicolehonta Jones a tenure

1227
01:02:39,120 --> 01:02:41,760
Speaker 2: that she rightfully deserves and just wanted a spotlight that

1228
01:02:41,840 --> 01:02:45,640
Speaker 2: because we have to. I mean, there's no it's not

1229
01:02:45,680 --> 01:02:49,000
Speaker 2: like there's ever going to be the smoking gun like, oh, yes,

1230
01:02:49,200 --> 01:02:52,880
Speaker 2: she was a nied tenure because these old white guys

1231
01:02:52,960 --> 01:02:55,959
Speaker 2: on this Board of trustees, you know, were they were

1232
01:02:56,000 --> 01:03:00,400
Speaker 2: pressured or scared of, you know, giving this black woman

1233
01:03:00,520 --> 01:03:03,680
Speaker 2: who is helping to rewrite history in terms of you

1234
01:03:03,720 --> 01:03:05,720
Speaker 2: know and putting slavery at the forefront of it. They

1235
01:03:05,720 --> 01:03:10,720
Speaker 2: were scared of conservative politicians fear over getting this history

1236
01:03:10,760 --> 01:03:14,320
Speaker 2: out there. You know, Donald Trump himself has tried to

1237
01:03:14,840 --> 01:03:19,120
Speaker 2: discredit Nicole Hana Jones's work. There's literally legislation out there

1238
01:03:19,200 --> 01:03:23,720
Speaker 2: trying to prevent schools from teaching the sixteen nineteen project

1239
01:03:23,800 --> 01:03:26,320
Speaker 2: in schools. There's like a what do you call it

1240
01:03:26,360 --> 01:03:30,520
Speaker 2: a competing course called the seventeen seventy six project, where

1241
01:03:30,520 --> 01:03:33,800
Speaker 2: they're trying to get other curriculum in place of this,

1242
01:03:34,520 --> 01:03:36,960
Speaker 2: in place of the story of slavery, get it taught

1243
01:03:37,000 --> 01:03:40,760
Speaker 2: in schools in conservative states. So like, this is this

1244
01:03:40,800 --> 01:03:43,240
Speaker 2: is a real thing that's happening, and Nicole's at the

1245
01:03:43,280 --> 01:03:44,920
Speaker 2: center of it, and I just wanted to highlight that

1246
01:03:45,440 --> 01:03:47,600
Speaker 2: and also point out that this is yet another example

1247
01:03:47,640 --> 01:03:54,080
Speaker 2: of how a seemingly innocuous, you know, piece of protocol. Oh,

1248
01:03:54,120 --> 01:03:56,480
Speaker 2: we just need the board of Board of trustees approval,

1249
01:03:56,520 --> 01:04:00,240
Speaker 2: their stamp of approval on this, you know process, how

1250
01:04:00,320 --> 01:04:04,040
Speaker 2: another piece of formal protocol is being used to silence

1251
01:04:04,360 --> 01:04:07,240
Speaker 2: or not silence because she's still going to get the professorship,

1252
01:04:07,280 --> 01:04:12,040
Speaker 2: but you know, disempower in some ways black voices. And

1253
01:04:12,800 --> 01:04:17,520
Speaker 2: it's just ooh, it's really infuriating. And she's she's amazing.

1254
01:04:17,600 --> 01:04:20,000
Speaker 2: But the one thing I will say is hopefully this

1255
01:04:20,080 --> 01:04:22,680
Speaker 2: gets her way more press for her book. So let

1256
01:04:22,760 --> 01:04:25,080
Speaker 2: me boost her book. Her book is coming out. It's

1257
01:04:25,120 --> 01:04:27,640
Speaker 2: based on the sixteen nineteen project, which you did for

1258
01:04:27,680 --> 01:04:29,640
Speaker 2: the New York Times, So you can check it out

1259
01:04:29,680 --> 01:04:31,960
Speaker 2: at Amazon. We'll put a link in the show notes,

1260
01:04:32,280 --> 01:04:36,240
Speaker 2: pre order it to support Nicole and that's that's my boost.

1261
01:04:36,720 --> 01:04:39,080
Speaker 2: I mean sorry, that's my break plus a boost, okay,

1262
01:04:39,400 --> 01:04:42,320
Speaker 2: and second break really quick because it took place in Atlanta,

1263
01:04:42,400 --> 01:04:45,920
Speaker 2: and Atlanta what is going on? So I'm not even

1264
01:04:45,960 --> 01:04:48,480
Speaker 2: going to pretend like I knew who this famous Atlanta

1265
01:04:48,520 --> 01:04:49,240
Speaker 2: Hawks player was.

1266
01:04:49,280 --> 01:04:51,360
Speaker 1: Oh, I saw this because like.

1267
01:04:51,280 --> 01:04:53,240
Speaker 2: Basketball, that's a sport with a ball in it, and

1268
01:04:53,240 --> 01:04:55,120
Speaker 2: there's like a net I think, But I'm not like

1269
01:04:55,160 --> 01:04:57,760
Speaker 2: a I'm not a basketball expert, but I am an

1270
01:04:57,800 --> 01:05:01,200
Speaker 2: Atlanta expert. And there was this French bistro in Atlanta

1271
01:05:01,840 --> 01:05:04,400
Speaker 2: that had I don't know why restaurants are so dumb

1272
01:05:04,480 --> 01:05:08,160
Speaker 2: to do this, but created a dress code and expected

1273
01:05:08,720 --> 01:05:13,000
Speaker 2: all the staff at their restaurant to judge people's outfits

1274
01:05:13,640 --> 01:05:16,000
Speaker 2: the same way and come away with the same conclusions

1275
01:05:16,000 --> 01:05:18,880
Speaker 2: about what's acceptable and what's not acceptable according to their

1276
01:05:19,000 --> 01:05:23,240
Speaker 2: arbitrary dress code. And of course, shockingly, the dress codes

1277
01:05:23,240 --> 01:05:27,680
Speaker 2: started to be applied more often to black patrons than others.

1278
01:05:27,720 --> 01:05:32,919
Speaker 2: So Dominique Wilkins is an iconic Atlanta Hawk's basketball player.

1279
01:05:32,960 --> 01:05:35,640
Speaker 2: He's a Hall of Famer. He was turned away from

1280
01:05:35,640 --> 01:05:37,360
Speaker 2: the restaurant, and he wrote about it, and he said,

1281
01:05:37,360 --> 01:05:39,360
Speaker 2: they looked me up and down, told me there were

1282
01:05:39,400 --> 01:05:41,480
Speaker 2: no tables for me, and looked me up and down

1283
01:05:41,520 --> 01:05:44,240
Speaker 2: again when he questioned why were there no tables, and

1284
01:05:44,320 --> 01:05:47,280
Speaker 2: told him that he was not abiding by their dress code.

1285
01:05:47,600 --> 01:05:49,560
Speaker 2: And it turns out he wasn't the only one. If

1286
01:05:49,560 --> 01:05:53,400
Speaker 2: you look at the Yelp reviews for this restaurant, I'm

1287
01:05:53,400 --> 01:05:54,680
Speaker 2: not going to try to pronounce it. We'll put a

1288
01:05:54,680 --> 01:05:56,440
Speaker 2: link to a story in the notes. If you look

1289
01:05:56,480 --> 01:05:59,280
Speaker 2: for the Yelp reviews, there were literally reviews from other

1290
01:05:59,280 --> 01:06:03,480
Speaker 2: black patrons who had been complaining for weeks months. You know,

1291
01:06:03,760 --> 01:06:06,680
Speaker 2: I was turned away because I was wearing flip flops,

1292
01:06:06,720 --> 01:06:08,640
Speaker 2: and then I walked by the patio and I saw

1293
01:06:09,160 --> 01:06:13,960
Speaker 2: other people wearing torn jeans, you know, cleavage bearing outfits,

1294
01:06:14,000 --> 01:06:17,240
Speaker 2: things like that. So there's all these reports in Atlanta now,

1295
01:06:17,280 --> 01:06:20,480
Speaker 2: and it's kind of sad because their main chef right

1296
01:06:20,520 --> 01:06:22,520
Speaker 2: now is a black man. I don't think about him,

1297
01:06:23,000 --> 01:06:25,600
Speaker 2: but I was seeing on his Instagram people are commenting

1298
01:06:25,640 --> 01:06:28,480
Speaker 2: and like telling him to leave this place and all

1299
01:06:28,520 --> 01:06:31,440
Speaker 2: that stuff. So it's opening up a lot of interesting

1300
01:06:31,960 --> 01:06:34,720
Speaker 2: and sad conversations in Atlanta right now. But I just

1301
01:06:34,760 --> 01:06:39,000
Speaker 2: don't see how a business like that expects a dress

1302
01:06:39,040 --> 01:06:42,280
Speaker 2: code to be enforced fairly, especially when you're leaving it

1303
01:06:42,360 --> 01:06:46,800
Speaker 2: up to employees. Everything is so subjective, you know, and

1304
01:06:46,840 --> 01:06:49,040
Speaker 2: they're doubling down on this whole dress code thing, and

1305
01:06:49,080 --> 01:06:51,840
Speaker 2: it's just a it's a shame. So I'm sorry to

1306
01:06:52,640 --> 01:06:55,440
Speaker 2: Dominique for having to go through that really embarrassing situation,

1307
01:06:55,560 --> 01:06:58,120
Speaker 2: and to everyone else you know who who without his story,

1308
01:06:58,160 --> 01:07:00,600
Speaker 2: without him speaking out, you know, there stories may not

1309
01:07:00,640 --> 01:07:03,280
Speaker 2: have been told, may not have been heard. So I

1310
01:07:03,280 --> 01:07:06,200
Speaker 2: guess that's a silver lining from him coming forward.

1311
01:07:06,520 --> 01:07:09,360
Speaker 1: Yeah, that's why it's important for people to come forward,

1312
01:07:09,400 --> 01:07:11,880
Speaker 1: because I saw that. I didn't like that this man

1313
01:07:12,040 --> 01:07:15,720
Speaker 1: literally has a statue in Atlanta. He's on the cover

1314
01:07:15,880 --> 01:07:18,960
Speaker 1: currently right now of Atlanta magazine. I mean, they really

1315
01:07:18,960 --> 01:07:20,480
Speaker 1: could not have done this to a work like they

1316
01:07:20,480 --> 01:07:24,040
Speaker 1: couldn't have chol like the level of foolishness. But I'm

1317
01:07:24,080 --> 01:07:25,840
Speaker 1: glad that he said something to your point because I

1318
01:07:25,880 --> 01:07:30,200
Speaker 1: saw people in his comments who were like, I'm not

1319
01:07:30,280 --> 01:07:31,800
Speaker 1: you know, like white folks because you know, they love

1320
01:07:31,840 --> 01:07:34,320
Speaker 1: them some sports. I'm not usually a fan of cancel culture,

1321
01:07:34,360 --> 01:07:37,040
Speaker 1: but like, man, I respect it like I never you know,

1322
01:07:37,080 --> 01:07:40,320
Speaker 1: I like people who are like, well dang, he said,

1323
01:07:40,440 --> 01:07:43,000
Speaker 1: maybe there's something here. So that's why it's important for

1324
01:07:43,200 --> 01:07:45,720
Speaker 1: you know, folks to say something when when things happen,

1325
01:07:45,760 --> 01:07:49,080
Speaker 1: so it is a shame and hopefully you know, people

1326
01:07:49,160 --> 01:07:51,600
Speaker 1: don't spend their money there. Like I said last week,

1327
01:07:52,240 --> 01:07:55,320
Speaker 1: let them suffer. Remember I said what I said about

1328
01:07:55,600 --> 01:07:58,000
Speaker 1: like if you're working at a place and they don't

1329
01:07:58,040 --> 01:08:00,520
Speaker 1: know how to treat you well or and I'm like,

1330
01:08:01,720 --> 01:08:05,160
Speaker 1: my new thing is yo, let these people, let this

1331
01:08:05,240 --> 01:08:08,640
Speaker 1: company drown, Let you suffer. Like what I'm not gonna

1332
01:08:08,680 --> 01:08:11,200
Speaker 1: do is you it's your loss. You get to lose

1333
01:08:11,240 --> 01:08:14,919
Speaker 1: all this amazingness. You're a fool, you know, like when

1334
01:08:15,000 --> 01:08:18,560
Speaker 1: you mistreat folks and you make it a habit or

1335
01:08:18,720 --> 01:08:24,160
Speaker 1: pattern to gaslight people, especially black people, especially black women.

1336
01:08:24,840 --> 01:08:27,960
Speaker 1: When you make it a habit to mistreat those days

1337
01:08:28,000 --> 01:08:32,559
Speaker 1: of like we don't need you, we just don't like

1338
01:08:33,120 --> 01:08:35,839
Speaker 1: more and more and more, there are spaces and places

1339
01:08:35,840 --> 01:08:39,160
Speaker 1: that are being created as a result of your foolishness

1340
01:08:39,479 --> 01:08:43,080
Speaker 1: and your idiocy. Like I just like you know, I'm like,

1341
01:08:43,200 --> 01:08:45,480
Speaker 1: let them suffer. I can't tell you how many brands

1342
01:08:45,600 --> 01:08:48,000
Speaker 1: and companies or whatever, just this past week that I

1343
01:08:48,040 --> 01:08:52,679
Speaker 1: was like, I'm good. Well, yeah, I'm good. I would yeah, yep,

1344
01:08:52,720 --> 01:08:54,080
Speaker 1: I see how you treat us. No, I'm good. I

1345
01:08:54,080 --> 01:08:56,519
Speaker 1: don't need your money. Well we'll pay you double cis

1346
01:08:57,200 --> 01:09:01,680
Speaker 1: I make quadruple. I'm good. And even if I did it,

1347
01:09:02,200 --> 01:09:05,200
Speaker 1: I'm still good because even when I didn't make any

1348
01:09:05,200 --> 01:09:06,720
Speaker 1: money as the budget he said, that was the one

1349
01:09:06,760 --> 01:09:08,800
Speaker 1: thing that I had to hold onto because I was like,

1350
01:09:08,800 --> 01:09:10,240
Speaker 1: I don't want to look back and say that I

1351
01:09:10,320 --> 01:09:12,760
Speaker 1: made money in a way that was out of integrity

1352
01:09:12,960 --> 01:09:15,000
Speaker 1: with how I want to show up. And that's one

1353
01:09:15,040 --> 01:09:17,000
Speaker 1: of the reasons, Like, and I always struggle with like,

1354
01:09:17,000 --> 01:09:18,880
Speaker 1: oh do I share how well the budget Nieza is doing.

1355
01:09:18,960 --> 01:09:22,400
Speaker 1: I'm like, no, I do, because I need you. Who's listening,

1356
01:09:22,400 --> 01:09:24,360
Speaker 1: who might be afraid to step out on her own,

1357
01:09:24,880 --> 01:09:28,160
Speaker 1: who might be like, oh, I don't know, sis. Literally

1358
01:09:28,360 --> 01:09:31,639
Speaker 1: you are the magic. You are the bank tap into

1359
01:09:31,680 --> 01:09:35,320
Speaker 1: yourself like you have all the awesomeness right inside you,

1360
01:09:35,520 --> 01:09:38,400
Speaker 1: and quite honestly, others are waiting on you. We need

1361
01:09:38,400 --> 01:09:40,599
Speaker 1: you to step up, we need you to shine because

1362
01:09:40,680 --> 01:09:42,960
Speaker 1: like I need you to also create a safe space

1363
01:09:43,160 --> 01:09:47,040
Speaker 1: for those you know, corporate refugees or otherwise who need

1364
01:09:47,080 --> 01:09:52,320
Speaker 1: a safe place to work. After our last podcast, Mandy like,

1365
01:09:52,360 --> 01:09:53,880
Speaker 1: I can't tell you how many people were like, I

1366
01:09:53,880 --> 01:09:55,920
Speaker 1: know you said you're not hiring, but here's my resume anyway.

1367
01:09:55,960 --> 01:09:58,320
Speaker 1: And I always take resumes. I take them and I

1368
01:09:58,400 --> 01:10:00,760
Speaker 1: keep them because you never know, you never know.

1369
01:10:00,960 --> 01:10:02,439
Speaker 2: Oh that reminds me. I got to send you my

1370
01:10:02,479 --> 01:10:06,559
Speaker 2: friend Mariese's resume. I don't forget for.

1371
01:10:06,560 --> 01:10:09,120
Speaker 1: Real, for real, I always like, because you just never know.

1372
01:10:09,160 --> 01:10:12,679
Speaker 1: And I'm always like, I realize now that one of

1373
01:10:12,720 --> 01:10:16,760
Speaker 1: my one of my goals and roles in this life it,

1374
01:10:17,080 --> 01:10:22,000
Speaker 1: you know, is to grow the company not for personal gain,

1375
01:10:22,040 --> 01:10:25,120
Speaker 1: although you know the money is nice, but that way

1376
01:10:25,160 --> 01:10:28,120
Speaker 1: I can hire even more people that have been pushed

1377
01:10:28,160 --> 01:10:31,840
Speaker 1: out of these traditional spaces and been told that they're

1378
01:10:31,920 --> 01:10:34,400
Speaker 1: less than when I'm like, cis what a fool. Look

1379
01:10:34,400 --> 01:10:37,000
Speaker 1: what we don't over here today? Man? I signed up

1380
01:10:37,040 --> 01:10:40,960
Speaker 1: for you know, I like, we have like this. I

1381
01:10:40,960 --> 01:10:45,519
Speaker 1: guess it's called like supplemental insurance and like it's like, oh,

1382
01:10:45,680 --> 01:10:48,639
Speaker 1: accident insurance, it's twenty bucks a month, and then there's

1383
01:10:48,760 --> 01:10:51,160
Speaker 1: like disability insurance for forty bucks a month or whatever.

1384
01:10:51,200 --> 01:10:53,960
Speaker 1: And we gifted everybody on the company one hundred bucks

1385
01:10:53,960 --> 01:10:56,320
Speaker 1: a month towards that you can get like six different

1386
01:10:56,360 --> 01:10:59,880
Speaker 1: things as a result of that. I just I love

1387
01:11:00,040 --> 01:11:01,200
Speaker 1: creating a space where we.

1388
01:11:01,200 --> 01:11:03,200
Speaker 2: Thrive, so unicorn culture.

1389
01:11:03,080 --> 01:11:05,680
Speaker 1: So Rea literally like, let's make let's normalize that. So

1390
01:11:05,720 --> 01:11:08,639
Speaker 1: I say to those other places, let them suffer. Let

1391
01:11:08,880 --> 01:11:12,080
Speaker 1: let them push out all the awesomeness so they shrivel

1392
01:11:12,160 --> 01:11:14,920
Speaker 1: up and drown and die. Let them suffer. I have

1393
01:11:14,960 --> 01:11:17,559
Speaker 1: no problem with that. Let all the magic stay here.

1394
01:11:18,120 --> 01:11:21,600
Speaker 1: Let's pour into companies and places and restaurants that you

1395
01:11:21,640 --> 01:11:24,639
Speaker 1: know that that love us right back, that do what's

1396
01:11:24,720 --> 01:11:26,200
Speaker 1: right by us. Let them drown.

1397
01:11:26,400 --> 01:11:29,080
Speaker 2: Shoot, we need to bring back the green Book? Is

1398
01:11:29,080 --> 01:11:31,479
Speaker 2: there like a modern version of the Green Book? You know,

1399
01:11:31,560 --> 01:11:34,240
Speaker 2: there's got to be some websites out there, but yes,

1400
01:11:34,439 --> 01:11:36,320
Speaker 2: the places that serve us and we want to use

1401
01:11:36,320 --> 01:11:38,439
Speaker 2: our dollars. I mean that's when you talk about what

1402
01:11:38,439 --> 01:11:40,120
Speaker 2: what's the money for? It's also like where do you

1403
01:11:40,160 --> 01:11:40,960
Speaker 2: spend your dollars?

1404
01:11:41,000 --> 01:11:41,520
Speaker 1: Exactly?

1405
01:11:41,760 --> 01:11:44,360
Speaker 2: It matters, it does, so it really does.

1406
01:11:44,439 --> 01:11:46,479
Speaker 1: And then so speaking of spending your dollars, this is

1407
01:11:46,479 --> 01:11:48,280
Speaker 1: the last week I forgot to say. Did I say

1408
01:11:48,320 --> 01:11:50,360
Speaker 1: that I'm doing a partnership with mess in a bottle.

1409
01:11:50,760 --> 01:11:52,200
Speaker 1: Have you had a mess in a bottle? Oh?

1410
01:11:52,280 --> 01:11:53,840
Speaker 2: Many, I haven't. What is it?

1411
01:11:53,960 --> 01:11:57,080
Speaker 1: Oh my gosh. So Kalila Wright is this awesome black

1412
01:11:57,080 --> 01:12:00,000
Speaker 1: woman that started start off as a T shirt line

1413
01:12:00,400 --> 01:12:05,000
Speaker 1: with like messages, like really positive affirming messages, and she

1414
01:12:05,080 --> 01:12:07,479
Speaker 1: has just blown up. I mean she used to I think,

1415
01:12:07,600 --> 01:12:10,439
Speaker 1: be like a like an architect, same, pushed out of

1416
01:12:10,479 --> 01:12:14,760
Speaker 1: corporate mistreated, was like I'm built for greater things, struggled

1417
01:12:15,200 --> 01:12:17,960
Speaker 1: literally for so many years. I remember she I think

1418
01:12:18,000 --> 01:12:21,480
Speaker 1: her she used to have like this T shirt vending machine.

1419
01:12:21,600 --> 01:12:23,320
Speaker 1: I think it was vandalized and she was on her

1420
01:12:23,400 --> 01:12:26,920
Speaker 1: last leg. And then Bozama, who is like an angel,

1421
01:12:27,000 --> 01:12:31,120
Speaker 1: the c CMO of Netflix, found out not only wore

1422
01:12:31,200 --> 01:12:36,559
Speaker 1: her stuff. She's got this awesome like camo jacket that

1423
01:12:36,680 --> 01:12:39,559
Speaker 1: says queen, don't be don't be afraid to lead like

1424
01:12:39,600 --> 01:12:43,639
Speaker 1: a king. Gave that cameo jacket to Serena Williams. Serena

1425
01:12:43,720 --> 01:12:47,160
Speaker 1: warred and then her brand just took off, like look

1426
01:12:47,200 --> 01:12:50,760
Speaker 1: what happens when black women get to color right and

1427
01:12:50,840 --> 01:12:53,519
Speaker 1: so so as a result, now I mean, like this

1428
01:12:53,560 --> 01:12:57,000
Speaker 1: is years later, now her her business is booming. Like

1429
01:12:57,160 --> 01:12:59,479
Speaker 1: just last December, she was part of Oprah's favorite things

1430
01:12:59,520 --> 01:13:04,240
Speaker 1: for the Christmas and Target. On this past February, Target

1431
01:13:04,320 --> 01:13:06,800
Speaker 1: did a thing for her, like, well not just for her,

1432
01:13:06,840 --> 01:13:10,280
Speaker 1: but they showcased during Black History Month awesome amazing black brands,

1433
01:13:10,479 --> 01:13:12,559
Speaker 1: and she was one of those brands. She sold out

1434
01:13:12,600 --> 01:13:16,160
Speaker 1: in like thirty minutes. And so Khalil is just awesome,

1435
01:13:16,200 --> 01:13:19,479
Speaker 1: just just an awesome Black business woman. And so together

1436
01:13:19,680 --> 01:13:21,760
Speaker 1: she does these capsule collections. And she reached out to

1437
01:13:21,760 --> 01:13:22,960
Speaker 1: me and said I'd love to do and I was like,

1438
01:13:22,960 --> 01:13:25,680
Speaker 1: oh my gosh, I love that. It was like a dream.

1439
01:13:25,920 --> 01:13:29,800
Speaker 1: And so it's two T shirts, a notebook, a toe bag,

1440
01:13:29,840 --> 01:13:31,679
Speaker 1: and a mug. And so one of the t shirts

1441
01:13:31,720 --> 01:13:35,439
Speaker 1: says it's about the generational wealth for me. The other

1442
01:13:35,520 --> 01:13:38,920
Speaker 1: T shirt says financial homeless is a form of self care.

1443
01:13:39,680 --> 01:13:43,599
Speaker 1: The notebook says note to self, money won't manage itself.

1444
01:13:44,640 --> 01:13:48,080
Speaker 1: This is my favorite. The tote is my favorite. It says, sis,

1445
01:13:48,280 --> 01:13:50,080
Speaker 1: stick to the list, because you know you be out

1446
01:13:50,120 --> 01:13:52,680
Speaker 1: there with your toe cute like, oh, let me get

1447
01:13:52,760 --> 01:13:55,799
Speaker 1: like nazis. Stick to the list. And then the mug says,

1448
01:13:56,160 --> 01:13:59,799
Speaker 1: sip my tea and stack my coins. This is limiting

1449
01:13:59,840 --> 01:14:02,759
Speaker 1: the last week. It just basically almost all sold out,

1450
01:14:03,000 --> 01:14:06,479
Speaker 1: so I forgot to tell y'all, so I know, but

1451
01:14:06,560 --> 01:14:08,200
Speaker 1: I will say go because I know she ordered a

1452
01:14:08,200 --> 01:14:09,720
Speaker 1: few more, but I think this is really the last week.

1453
01:14:09,720 --> 01:14:14,799
Speaker 1: If you go to mess e m eess messinabottle dot com,

1454
01:14:14,960 --> 01:14:18,120
Speaker 1: you'll literally see like mess in a bottle, isn't it

1455
01:14:18,160 --> 01:14:20,439
Speaker 1: so cute? Yes? Yeah, So I think it's only like

1456
01:14:20,479 --> 01:14:22,000
Speaker 1: going to be like the next week, week and a half.

1457
01:14:22,040 --> 01:14:23,840
Speaker 1: But like, we just sold like so many of them,

1458
01:14:23,840 --> 01:14:25,240
Speaker 1: and I was like, I forgot to tell, but by

1459
01:14:25,240 --> 01:14:27,640
Speaker 1: an addition family, So it's just like literally just to

1460
01:14:27,680 --> 01:14:29,400
Speaker 1: pop up and then it's going to be gone by

1461
01:14:29,479 --> 01:14:31,720
Speaker 1: like next week and then that's it. I just you know,

1462
01:14:31,800 --> 01:14:33,960
Speaker 1: I want to do something positive and I love partnering

1463
01:14:34,000 --> 01:14:39,479
Speaker 1: with other awesome, amazing sisters and low key hockey this.

1464
01:14:39,600 --> 01:14:41,080
Speaker 1: You guys are the first time telling this too. But

1465
01:14:41,120 --> 01:14:43,479
Speaker 1: I told her, I said, let's do extra value. So

1466
01:14:43,520 --> 01:14:45,719
Speaker 1: many people want to hear about black women in business

1467
01:14:45,800 --> 01:14:49,080
Speaker 1: and how you start, how you started and what I did.

1468
01:14:49,120 --> 01:14:50,639
Speaker 1: So what I told her, I was like, when it's

1469
01:14:50,640 --> 01:14:53,080
Speaker 1: all said and done, I would love if anybody that

1470
01:14:53,160 --> 01:14:55,880
Speaker 1: bought anything from this capsule collection, because I said, do

1471
01:14:55,920 --> 01:14:57,800
Speaker 1: you have the emails of everybody that purchased. She said, yes,

1472
01:14:57,840 --> 01:15:01,719
Speaker 1: because that's how you get your confirmation email that we're

1473
01:15:01,720 --> 01:15:03,920
Speaker 1: gonna send you, Like, I don't know when it's gonna be,

1474
01:15:03,960 --> 01:15:07,600
Speaker 1: but we're gonna send you a free link for like

1475
01:15:07,640 --> 01:15:09,960
Speaker 1: a conversation between she and I and just talking about

1476
01:15:10,000 --> 01:15:12,400
Speaker 1: black women in business and how we started and how

1477
01:15:12,439 --> 01:15:15,080
Speaker 1: you can start to just a free class just because

1478
01:15:15,080 --> 01:15:16,599
Speaker 1: and I just thought that would be fun. So that's

1479
01:15:16,600 --> 01:15:20,120
Speaker 1: another bonus that you buy something from this capsule collection,

1480
01:15:20,960 --> 01:15:23,080
Speaker 1: and you know, within a week or so you'll get

1481
01:15:23,080 --> 01:15:26,320
Speaker 1: like a more information about just a class, not even

1482
01:15:26,320 --> 01:15:29,679
Speaker 1: a class, just like a like a fireside chat between

1483
01:15:29,760 --> 01:15:32,880
Speaker 1: Khalila and I talking Black women in business and what

1484
01:15:32,920 --> 01:15:35,120
Speaker 1: that looks like. And so that's just like I just

1485
01:15:35,120 --> 01:15:37,920
Speaker 1: want to pour into other women who are wanting to

1486
01:15:38,000 --> 01:15:41,680
Speaker 1: create something for themselves as well. And so that's just

1487
01:15:41,720 --> 01:15:44,839
Speaker 1: our gift to you. So yeah, mess in a bottle

1488
01:15:45,080 --> 01:15:46,400
Speaker 1: dot come.

1489
01:15:47,280 --> 01:15:50,840
Speaker 2: All right done? Check the show notes. Yeah all right,

1490
01:15:50,880 --> 01:15:54,599
Speaker 2: well this was a packed, packety pack, backpacked show. Well,

1491
01:15:54,600 --> 01:15:56,559
Speaker 2: thank you all again from that week, Tiffany, I'm gonna

1492
01:15:56,640 --> 01:15:57,000
Speaker 2: miss you.

1493
01:15:57,360 --> 01:16:00,960
Speaker 1: I know I'm gonna be listening and I'm like they.

1494
01:16:00,840 --> 01:16:05,240
Speaker 2: Got big, They got big shoes to fill these upcoming

1495
01:16:05,320 --> 01:16:08,960
Speaker 2: co hosts. But you guys, stay tuned. We will be back.

1496
01:16:09,080 --> 01:16:11,719
Speaker 2: We will be here in June. Tiffany, enjoy your hammock,

1497
01:16:12,560 --> 01:16:15,200
Speaker 2: enjoy the knitting, or don't enjoy the knitting, just to

1498
01:16:15,320 --> 01:16:18,440
Speaker 2: have fun. Spend some money and social.

1499
01:16:18,240 --> 01:16:19,320
Speaker 1: Just so you know. I mean, you'll see like my

1500
01:16:19,360 --> 01:16:21,720
Speaker 1: team post on social. But I'm like, you know there,

1501
01:16:21,720 --> 01:16:23,080
Speaker 1: We're not gonna be a play by play. I really

1502
01:16:23,080 --> 01:16:24,439
Speaker 1: want to take like a break break for real.

1503
01:16:24,560 --> 01:16:25,960
Speaker 2: I want a photo dump when you return.

1504
01:16:26,080 --> 01:16:27,600
Speaker 1: Yeah, that's exactly what I'm gonna do. I'm gonna be

1505
01:16:27,600 --> 01:16:32,679
Speaker 1: like and then and then and then oh right, y'all.

1506
01:16:32,720 --> 01:16:35,400
Speaker 1: I mean you guys already look you know.

1507
01:16:35,400 --> 01:16:55,280
Speaker 2: You don't buy. Bye, go relax, Bye tiff Bye