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Speaker 1: Don't answer the phone. Elvis durand Elvis Duran phones happened.

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Speaker 2: Nicole writes, My husband Miguel and I have been having

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Speaker 2: financial difficulties and at times payments are missed, creditors call

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Speaker 2: and I'm constantly bouncing checks. So I want you to

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Speaker 2: call him and annoy him and tell him I forgot

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Speaker 2: to make another payment. He will go crazy. All right,

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Speaker 2: let's see how you do. Oh, yes, I'm looking for

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Speaker 2: Miguel Lakancha. Please, this is Lisa from Mere Alkerzim. How

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Speaker 2: are you this afternoon?

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Speaker 1: Hey, how are you doing?

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Speaker 2: I'm calling you because we have four payments missed. My yeah,

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Speaker 2: so obviously that's over eight hundred dollars. Collections has been called.

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Speaker 1: Okay, so that's eight hundred.

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Speaker 2: There were two charges put through this morning. One is

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Speaker 2: for three seventy five and one is for one hundred

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Speaker 2: and fifty three dollars. One is for a rug and

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Speaker 2: one is for a lamp.

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Speaker 1: Why, I mean somebody which somebody was using the car today.

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Speaker 2: It was signed by Nicole.

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Speaker 1: Don't die. Don't accept that? Well, it was.

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Speaker 2: Accepted at the store and then I got god, how

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Speaker 2: can that be? Do you want me to try and

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Speaker 2: call her.

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Speaker 1: Yeah, go ahead, I'll try put us in three way.

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Speaker 2: Yeah, I can try and conference you. Hold on one second. Hold, okay,

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Speaker 2: I have Nicole on the other line. I'm going to

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Speaker 2: conference her and hold one second. Hello, Hi, Hi, is

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Speaker 2: this Nicole?

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Speaker 1: Yes it is.

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Speaker 2: I have your husband, Miguel on the phone. I called

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Speaker 2: him about the charges. I'm just confirming with you that

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Speaker 2: those charges are for real. You did purchase those this morning? Yes,

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Speaker 2: there mine. Okay, I'm going to put you to on

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Speaker 2: hold and I have to take care of some paperwork,

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Speaker 2: but you two can talk to each other, so hold on. Please.

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Speaker 1: We're deep trouble. I don't know what to say.

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Speaker 2: I must have I must have overlooked it. I don't know.

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Speaker 2: You know, I've been trying to catch up.

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Speaker 1: You bought a rug and a lamp for.

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Speaker 2: The living room and a lamp for the kids room.

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Speaker 1: No, why not, babe, I.

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Speaker 2: Already bought it.

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Speaker 1: I can't return it was on sale. Kissed on need

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Speaker 1: a lamp. It was cute.

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Speaker 2: It will look cute in their room.

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Speaker 1: No, babe, No, no.

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Speaker 2: I can't take it back. My guy, We'll figure out

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Speaker 2: how to pay. I'm working a lot.

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Speaker 1: Now, so thank you. Kidding me. Well, I needed a

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Speaker 1: rug for the living roment who kiss them? But the

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Speaker 1: livingood who cares? Oh, I want the house to look

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Speaker 1: line the house. We don't have no damn money. But

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Speaker 1: what we're doing better now, we're better, But they're calling

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Speaker 1: their house. You missed four payments. I don't have a

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Speaker 1: dozand both of me I don't. I don't care if

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Speaker 1: you argue with a damn manager. You better take that back.

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Speaker 2: Hello, Hello, Hello, I wanted you to know I found

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Speaker 2: out the finance charges for you.

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Speaker 1: You know what, that doesn't make a difference. Now, it

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Speaker 1: doesn't make a difference. It's over a thousand bucks.

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Speaker 2: Yeah, I know, but it's thirty five hundred dollars.

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Speaker 1: Thirty five hundred dollars for a finance charge.

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Speaker 2: Well, it's four payments, and because we sent you out

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Speaker 2: letters that got ignored, there's extra on top of that.

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Speaker 1: Are you kidding me?

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Speaker 2: I'm not kidding you. I'm sorry.

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Speaker 1: I want to these science to charge like thirty fifty.

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Speaker 2: I have to find out for you. Hold on one second,

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Speaker 2: I'll find it.

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Speaker 1: Hold on.

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Speaker 2: I'm sorry we got so much in a whole, but

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Speaker 2: I think what we're doing good. We'll get out of it.

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Speaker 1: We're not doing good, baby, Stop buying. I work. I'm

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Speaker 1: not buying on the computer. I'm not driving out bite,

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Speaker 1: I'm working too.

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Speaker 2: What do you think I'm doing? I have I have

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Speaker 2: to take a lot.

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Speaker 1: But don't go to Target, don't go to whatever, don't

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Speaker 1: go here, don't go there, don't buy it. You butt

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Speaker 1: on the dog. It's not that you haven't even paid

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Speaker 1: on I know it surprised that went through. Oh so

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Speaker 1: you you know that it was like perfect for the.

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Speaker 2: Living rooms and they painted and everything.

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Speaker 1: No, no, no, you know, send me take that back.

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Speaker 1: I don't even miguel. It says no refunds when you

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Speaker 1: get so that so that it. I want you to

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Speaker 1: take all your credit cards and leave them at the house.

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Speaker 1: That's it, you know what I'm saying. Thirty five.

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Speaker 2: But I really want the rug.

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Speaker 1: I'm not gonna buy the rug. I am not gonna

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Speaker 1: buy No that well for the in a room, Damn,

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Speaker 1: I can't lead it. Having a credit Having a credit

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Speaker 1: card is like putting a knife on my throat because

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Speaker 1: if I if I use a credit card, that means

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Speaker 1: I have to pay for that credit card, and that

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Speaker 1: means I don't have money. We get home. We're gonna

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Speaker 1: get rid of a whole bunch of this. Never. We

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Speaker 1: don't need that no more. That's it. Cell phones. I'm here,

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Speaker 1: I'm gonna work, and I go home and say I

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Speaker 1: don't do anything else. I don't so cell phones. I'm

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Speaker 1: gonna get rid of that too. We can't just cancel

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Speaker 1: the cell phone like that, Miguel. Well, the contract or something,

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Speaker 1: get rid of it. The hydraulic gotta go, the rims

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Speaker 1: gotta go, the car's gotta go. That's close to two

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Speaker 1: g's right there. We're in a pople trouble right now.

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Speaker 2: But if we need stuff, I have to get it.

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Speaker 1: We don't need a rug, we don't need a lamp.

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Speaker 1: We have enough light in the house. We can open

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Speaker 1: the curtains. You're gonna have to feel that. No, I'm sorry.

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Speaker 2: Maybe I can figure it out for you. What because

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Speaker 2: you've just been phone tapped.

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Speaker 1: Miguel, Yeah, don't try to me.

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Speaker 2: It's Daniel Vinar from Elvis Duran in the Morning Show,

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Speaker 2: and you got phone tapped.

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Speaker 1: Okay, I ran all down the Elvis Duran phone tap.

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Speaker 2: This phone tap was pre recorded with permission granted by

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Speaker 2: all participates. The Elvis Duran phone tap only on Elvis

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Speaker 2: Duran in the morning show.