1 00:00:00,720 --> 00:00:03,960 Speaker 1: Behind those warm and cozy nights at home, Thousands of 2 00:00:03,960 --> 00:00:07,760 Speaker 1: employees at BP go to work every day. People producing 3 00:00:07,800 --> 00:00:11,680 Speaker 1: more US natural gas, people building grid scale solar capacity, 4 00:00:12,119 --> 00:00:17,000 Speaker 1: people turning landfill waste gas into pipeline quality renewable natural gas, 5 00:00:17,200 --> 00:00:20,320 Speaker 1: and people delivering all of that power where it's needed. 6 00:00:20,680 --> 00:00:23,919 Speaker 1: They're part of almost three hundred thousand jobs VP supports 7 00:00:24,000 --> 00:00:27,600 Speaker 1: across the country. Learn more at VP dot com slash 8 00:00:27,680 --> 00:00:29,880 Speaker 1: Investing in America. 9 00:00:30,040 --> 00:00:31,040 Speaker 2: So let me ask you this far. 10 00:00:31,160 --> 00:00:32,760 Speaker 3: Last time we say, we talked about a little bit 11 00:00:32,920 --> 00:00:36,680 Speaker 3: touched on how to save for your kid, what custodio accounts, 12 00:00:37,640 --> 00:00:40,000 Speaker 3: things of that nature, But I don't think we went 13 00:00:40,040 --> 00:00:43,440 Speaker 3: over the like to like in Debt with the Atma 14 00:00:43,640 --> 00:00:44,960 Speaker 3: and the ogma by R. 15 00:00:45,120 --> 00:00:45,279 Speaker 4: Ryan. 16 00:00:45,360 --> 00:00:46,640 Speaker 2: Can you talk about that a little bit? 17 00:00:46,720 --> 00:00:49,159 Speaker 4: Yeah? Yeah, So what we did was we talked about, 18 00:00:49,400 --> 00:00:51,320 Speaker 4: you know, just investing from my daughter. And that was 19 00:00:51,360 --> 00:00:57,600 Speaker 4: reg real dope because before I actually spoke on that, 20 00:00:58,640 --> 00:01:01,520 Speaker 4: I never heard nobody talk about you know what I'm saying, 21 00:01:01,560 --> 00:01:03,680 Speaker 4: And so for me, one of the reasons what I 22 00:01:03,720 --> 00:01:05,560 Speaker 4: did so I was like, what's the difference between it? 23 00:01:05,560 --> 00:01:07,399 Speaker 4: Because I wanted to do something for my daughter besides 24 00:01:07,400 --> 00:01:09,479 Speaker 4: just putting money in a bank account. Like if I'm 25 00:01:09,480 --> 00:01:11,600 Speaker 4: making my money work for me all the time, and 26 00:01:11,640 --> 00:01:13,360 Speaker 4: I'm saying I'm gonna do this for the long run, 27 00:01:13,640 --> 00:01:15,960 Speaker 4: then I'm instantly a light went off of my head 28 00:01:15,959 --> 00:01:18,560 Speaker 4: and was like, if I stole my daughter, now she 29 00:01:18,640 --> 00:01:20,640 Speaker 4: got way more time than me. I can put a 30 00:01:20,640 --> 00:01:22,720 Speaker 4: whole bunch of young bucks and hust you know what 31 00:01:22,720 --> 00:01:24,840 Speaker 4: I'm saying, custodio account and let it run. So you 32 00:01:24,880 --> 00:01:28,040 Speaker 4: got two types. You got the UGMA and you got 33 00:01:28,040 --> 00:01:31,880 Speaker 4: the ut the ug MUD and the utmuh. So one 34 00:01:31,920 --> 00:01:39,360 Speaker 4: of them is as una unified gifts account, and one 35 00:01:39,400 --> 00:01:42,600 Speaker 4: of them is a transfer minor account. Right, So one 36 00:01:42,640 --> 00:01:46,240 Speaker 4: of them, the UT the ut muh you can put 37 00:01:47,560 --> 00:01:52,600 Speaker 4: real estate, you can put gold, you can put art, 38 00:01:52,840 --> 00:01:58,160 Speaker 4: you can put intellectual properties and stocks and cash over there. 39 00:01:59,000 --> 00:02:02,040 Speaker 4: The ug muh is a gift so you can only 40 00:02:02,120 --> 00:02:07,240 Speaker 4: put stocks or binds, mutual funds, ETFs cash. You can't 41 00:02:07,240 --> 00:02:09,280 Speaker 4: put the real estate and the other stuff in there. 42 00:02:09,280 --> 00:02:11,399 Speaker 4: So there's a limitation between the two. Yeah yeah, yeah, 43 00:02:11,440 --> 00:02:14,440 Speaker 4: yeah yeah. But the dope part about both of them 44 00:02:14,560 --> 00:02:19,600 Speaker 4: is they're not taxed the third but there's an advantage 45 00:02:19,600 --> 00:02:23,520 Speaker 4: in having them. Whereas the first won't see it. Think 46 00:02:23,520 --> 00:02:27,640 Speaker 4: it's a thousand, one thousand and fifty dollars, it's tax free. 47 00:02:28,400 --> 00:02:32,040 Speaker 4: Everything from two thousand dollars on up get taxed at 48 00:02:32,080 --> 00:02:35,480 Speaker 4: a children's rate, which is ten percent, you know what 49 00:02:35,520 --> 00:02:37,959 Speaker 4: I'm saying. So it's still you know, not you got 50 00:02:37,960 --> 00:02:40,079 Speaker 4: to pay the taxes, you know what I'm saying on it. 51 00:02:40,160 --> 00:02:43,360 Speaker 4: But it's still cool because I think one of the 52 00:02:43,360 --> 00:02:47,119 Speaker 4: things that our people, our culture have bad and it's 53 00:02:47,160 --> 00:02:49,320 Speaker 4: again it's not we just got to learn it. We're 54 00:02:49,320 --> 00:02:52,320 Speaker 4: scared to pay taxes. The first thing somebody be like 55 00:02:52,520 --> 00:02:55,320 Speaker 4: and I don't won't pay no taxes, when in reality 56 00:02:55,840 --> 00:02:58,359 Speaker 4: like paying TAXI me, you're making money, you know what 57 00:02:58,360 --> 00:03:00,399 Speaker 4: I'm saying. So now you just got to figure out 58 00:03:00,560 --> 00:03:03,960 Speaker 4: how to decrease the taxes instead of not pay the taxes, 59 00:03:04,320 --> 00:03:05,639 Speaker 4: you know what I'm saying. So one of the way 60 00:03:05,680 --> 00:03:08,360 Speaker 4: is you want to decrease taxes on the money you're making. Right, So, 61 00:03:08,400 --> 00:03:11,480 Speaker 4: if you got your child in that UPMA account right 62 00:03:11,600 --> 00:03:13,720 Speaker 4: or that you get, you're only paying ten percent. No 63 00:03:13,720 --> 00:03:15,800 Speaker 4: matter what it does, you're paying ten percent. I'm cool 64 00:03:15,840 --> 00:03:21,040 Speaker 4: with that. Whereas just regular income account that's twenty eight percent, 65 00:03:21,080 --> 00:03:24,679 Speaker 4: twenty three percent, Like, that's major. So your child now 66 00:03:24,760 --> 00:03:27,680 Speaker 4: from zero to eighteen or twenty one depending on the state, 67 00:03:27,680 --> 00:03:30,600 Speaker 4: then paying ten percent and you changing their life, and 68 00:03:30,639 --> 00:03:31,280 Speaker 4: I'll take that. 69 00:03:32,600 --> 00:03:33,440 Speaker 2: Yeah, it's powerful. 70 00:03:33,560 --> 00:03:37,520 Speaker 3: It's powerful, and I think that having a conversation about 71 00:03:37,560 --> 00:03:40,520 Speaker 3: generational wealth, that's has to be included in there, because 72 00:03:40,520 --> 00:03:43,320 Speaker 3: it's like you have, the first step is investing for yourself. 73 00:03:43,320 --> 00:03:44,880 Speaker 2: You can't save anybody till you save yourself. 74 00:03:44,880 --> 00:03:45,360 Speaker 4: That's the fact. 75 00:03:45,440 --> 00:03:47,560 Speaker 3: But after you say, after you you know, not even 76 00:03:47,560 --> 00:03:52,240 Speaker 3: save yourself. After you start investing in yourself, now you 77 00:03:52,360 --> 00:03:54,320 Speaker 3: have to start to invest in your children. 78 00:03:54,680 --> 00:03:57,240 Speaker 4: That's that's that's what we plug. That's the plug the generation. 79 00:03:57,400 --> 00:03:59,720 Speaker 5: If you're not doing that, your selfish thing told us that. 80 00:03:59,680 --> 00:04:03,440 Speaker 4: Man, that's the plug. Like you know, I always said, man, 81 00:04:03,560 --> 00:04:06,440 Speaker 4: like if I got it out the mud, and I 82 00:04:06,560 --> 00:04:08,720 Speaker 4: watched my mama get it out the mud, and I 83 00:04:08,760 --> 00:04:10,760 Speaker 4: watched my grandmother get it out the mud, and I 84 00:04:10,760 --> 00:04:13,840 Speaker 4: watched everybody around me get out the mud while they 85 00:04:13,840 --> 00:04:16,440 Speaker 4: hell let my child get it out the mud. At 86 00:04:16,480 --> 00:04:18,480 Speaker 4: some point I got to say, I won't change this, yo. 87 00:04:19,560 --> 00:04:23,200 Speaker 4: I got to say, man, it's different. And I feel 88 00:04:23,240 --> 00:04:25,200 Speaker 4: like we you know, we get so caught up in 89 00:04:25,600 --> 00:04:28,360 Speaker 4: I'm living my best life to what we were trying 90 00:04:28,360 --> 00:04:30,279 Speaker 4: to enjoy life so much to what you forget about. 91 00:04:30,320 --> 00:04:32,880 Speaker 4: They got generations that kind of come behind us, you 92 00:04:32,880 --> 00:04:34,440 Speaker 4: know what I'm saying. So for me, it's a lot 93 00:04:34,440 --> 00:04:37,520 Speaker 4: of stuff I don't do until I know for sure 94 00:04:37,560 --> 00:04:41,880 Speaker 4: I've at least secured two generations, you know what I'm saying, 95 00:04:41,920 --> 00:04:47,720 Speaker 4: And that comes with one educating my daughter, because even 96 00:04:47,720 --> 00:04:50,320 Speaker 4: if I give her a million dollars, if I ain't 97 00:04:50,440 --> 00:04:53,400 Speaker 4: educated on what to do with a million dollars, I've 98 00:04:53,520 --> 00:04:56,600 Speaker 4: now wasted a million dollars. It's a saying that if 99 00:04:56,640 --> 00:04:59,920 Speaker 4: you took all the wealth in the world and divided 100 00:05:00,080 --> 00:05:04,040 Speaker 4: it equally, within ten to fifteen years, the wealthy people 101 00:05:04,080 --> 00:05:07,440 Speaker 4: will be back in charge because they know what to do. 102 00:05:08,880 --> 00:05:10,599 Speaker 4: We get a million dollars and we don't know what 103 00:05:10,680 --> 00:05:14,039 Speaker 4: to do with it. We back into the famous court 104 00:05:14,080 --> 00:05:18,600 Speaker 4: I said in the beginning, lions. Don't tell the gazelles 105 00:05:18,960 --> 00:05:22,880 Speaker 4: and the Zebras how to get away. Why because now 106 00:05:22,880 --> 00:05:26,120 Speaker 4: I'm taking food out of my mouth. So as long 107 00:05:26,120 --> 00:05:27,880 Speaker 4: as I don't tell you how to get away, you're 108 00:05:27,880 --> 00:05:29,800 Speaker 4: gonna always come back. But if I tell you how 109 00:05:29,800 --> 00:05:33,040 Speaker 4: to get away. Now you're gonna go tell the zebra. Look, 110 00:05:33,040 --> 00:05:34,840 Speaker 4: it's how to get away from the line, and the 111 00:05:34,960 --> 00:05:37,240 Speaker 4: zebra gonna go tell the giraffe and the gazelle. Now 112 00:05:37,320 --> 00:05:39,719 Speaker 4: nobody came. I ain't got no tricks something my sleeve. 113 00:05:40,200 --> 00:05:42,640 Speaker 4: Whereas if I don't tell nobody and I just keep 114 00:05:42,640 --> 00:05:45,880 Speaker 4: it amongst my people, then we gonna always eat. So 115 00:05:45,920 --> 00:05:47,880 Speaker 4: I ain't mad at them for not giving us the game. 116 00:05:48,160 --> 00:05:50,479 Speaker 4: I ain't around here saying, man, they should teach us 117 00:05:50,480 --> 00:05:53,120 Speaker 4: this in school. No, what I'm gonna do is I'm 118 00:05:53,160 --> 00:05:55,880 Speaker 4: gonna get the knowledge, right, I'm gonna seek it. I'm 119 00:05:55,880 --> 00:05:57,839 Speaker 4: gonna go get I'm gonna flip every rock, I'm gonna 120 00:05:57,880 --> 00:06:01,400 Speaker 4: kick in every door. Right, so I get it. I'm 121 00:06:01,400 --> 00:06:04,120 Speaker 4: gonna go back and regurgitate it to my daughter at 122 00:06:04,120 --> 00:06:06,520 Speaker 4: the age of two. What's the stock, what's the asset, 123 00:06:06,600 --> 00:06:08,800 Speaker 4: what's the liability? Let's it make you money? You know, 124 00:06:08,920 --> 00:06:12,479 Speaker 4: what's real estate? At an early age, I'm having this conversation. 125 00:06:12,640 --> 00:06:15,520 Speaker 4: So now I'm teaching her a word to date, like 126 00:06:15,560 --> 00:06:17,400 Speaker 4: she's not still when I'm gonna say that, then like 127 00:06:17,440 --> 00:06:19,280 Speaker 4: a word. I'm teaching her two three words a day 128 00:06:19,320 --> 00:06:21,680 Speaker 4: about just financial literacy, like the school can do what 129 00:06:21,680 --> 00:06:23,000 Speaker 4: the school is supposed to do. We gonna do some 130 00:06:23,080 --> 00:06:25,200 Speaker 4: of that homework too. But this financial literacy, this was 131 00:06:25,200 --> 00:06:27,360 Speaker 4: gonna save you. You know what I'm saying. Let me show 132 00:06:27,480 --> 00:06:29,400 Speaker 4: this was gonna save you family, you know what I'm saying. 133 00:06:29,400 --> 00:06:32,239 Speaker 4: So I'm teaching her that. So now I did two things. 134 00:06:32,520 --> 00:06:34,520 Speaker 4: I've showed her how to make a million through invest 135 00:06:34,560 --> 00:06:37,680 Speaker 4: in it, and I've taught her how to nurture a 136 00:06:37,800 --> 00:06:41,440 Speaker 4: million with knowledge, because information is the fertilizer to your wealth. 137 00:06:41,480 --> 00:06:41,640 Speaker 1: Man. 138 00:06:41,720 --> 00:06:44,400 Speaker 4: That's how we say generations with knowledge, passing all the 139 00:06:44,400 --> 00:06:46,239 Speaker 4: money you want. Man, if you don't pass no knowledge, 140 00:06:46,279 --> 00:06:47,320 Speaker 4: you killed them. 141 00:06:48,160 --> 00:06:49,119 Speaker 2: Now it's a true fact. 142 00:06:49,120 --> 00:06:51,680 Speaker 3: And it was like, you know, bringing it full circle, 143 00:06:51,839 --> 00:06:53,800 Speaker 3: you know, bigger than just like I said, just bigger 144 00:06:53,839 --> 00:06:56,120 Speaker 3: than just a podcast. When you reached out to me 145 00:06:56,160 --> 00:06:58,920 Speaker 3: like we need to really do something to change the world. 146 00:06:59,040 --> 00:07:01,120 Speaker 3: I ain't the word coach because it just gets watered 147 00:07:01,120 --> 00:07:01,760 Speaker 3: down so much. 148 00:07:02,320 --> 00:07:06,320 Speaker 4: You know what I'm saying. Yeah, it's like that's a fact. 149 00:07:06,560 --> 00:07:07,159 Speaker 2: That's a fact. 150 00:07:07,279 --> 00:07:08,520 Speaker 4: I appreciate you for putting me on. 151 00:07:09,560 --> 00:07:10,760 Speaker 3: But it was like, you know what I'm saying, Let's 152 00:07:10,840 --> 00:07:13,720 Speaker 3: change the world, and the problem. You know, I never 153 00:07:13,840 --> 00:07:17,080 Speaker 3: understood like until recently. Shot to MJ the. 154 00:07:17,080 --> 00:07:19,360 Speaker 2: Mortgage guy, shout out he uh. 155 00:07:19,640 --> 00:07:21,640 Speaker 3: He enlightened me on a lot of different things, like 156 00:07:22,480 --> 00:07:25,240 Speaker 3: you can only put so much information in a podcast. 157 00:07:25,320 --> 00:07:28,200 Speaker 3: It's just a fact. This is why education is still important. 158 00:07:28,240 --> 00:07:30,440 Speaker 3: I'm not anti college like people think I'm anti college 159 00:07:30,440 --> 00:07:32,120 Speaker 3: because I always talk bad about college. 160 00:07:32,280 --> 00:07:33,960 Speaker 4: I'm not even bad about college all the time. 161 00:07:34,040 --> 00:07:35,320 Speaker 3: I just feel like a lot of it's just the way, 162 00:07:35,400 --> 00:07:37,600 Speaker 3: not even college so much, but it's just education period. 163 00:07:37,640 --> 00:07:37,960 Speaker 4: Education. 164 00:07:38,640 --> 00:07:42,160 Speaker 3: I'm not I'm not anti college. I have a college degree, 165 00:07:42,240 --> 00:07:43,400 Speaker 3: but I just feel. 166 00:07:43,080 --> 00:07:45,720 Speaker 4: That say that again. 167 00:07:45,800 --> 00:07:47,680 Speaker 3: Man, know everybody know what I have a college I'm 168 00:07:47,680 --> 00:07:50,920 Speaker 3: saying like I didn't know that, Broye, I have people. 169 00:07:51,000 --> 00:07:52,720 Speaker 2: You know, I went to Hawaii play basketball. 170 00:07:52,840 --> 00:07:55,040 Speaker 4: I forgot you. I thought you was like on something. 171 00:07:55,040 --> 00:07:57,600 Speaker 4: I just people. 172 00:07:57,360 --> 00:07:59,880 Speaker 6: People got that misusception. Even like today they was just like, yo, 173 00:08:01,080 --> 00:08:03,000 Speaker 6: you know that. I I'm like, you went to school 174 00:08:03,040 --> 00:08:03,320 Speaker 6: to like. 175 00:08:03,240 --> 00:08:07,239 Speaker 5: We both had education as a background for us only foundation. 176 00:08:07,400 --> 00:08:08,440 Speaker 2: I finished in three years. 177 00:08:08,800 --> 00:08:13,600 Speaker 4: Bro. I keep telling y'all, listen, I'm not a financial. 178 00:08:14,840 --> 00:08:18,480 Speaker 5: He could take you the glory that. 179 00:08:18,040 --> 00:08:19,880 Speaker 2: But what Mickey fact shout out to Mickey fact is 180 00:08:19,880 --> 00:08:20,640 Speaker 2: one of my favorite. 181 00:08:22,360 --> 00:08:23,320 Speaker 4: Yeah, that's hard. 182 00:08:23,400 --> 00:08:25,040 Speaker 3: When he came on and he spent the freestyle for 183 00:08:25,120 --> 00:08:28,440 Speaker 3: us and he said, formal education will get you a portion, 184 00:08:28,560 --> 00:08:31,640 Speaker 3: but self education will make you a fortune. And that's 185 00:08:31,720 --> 00:08:33,840 Speaker 3: my life. Like, if I had to rely on my 186 00:08:33,880 --> 00:08:36,640 Speaker 3: college degree right now, be in trouble. Just honestly speaking, 187 00:08:36,880 --> 00:08:39,400 Speaker 3: I'll be in trouble. So it's the things that I 188 00:08:39,480 --> 00:08:43,600 Speaker 3: learned outside of college, including early alesia. Like just in 189 00:08:43,640 --> 00:08:45,480 Speaker 3: the last twelve and thirteen months, like you know what 190 00:08:45,480 --> 00:08:49,080 Speaker 3: I'm saying, that has literally literally changed the trajectory of 191 00:08:49,080 --> 00:08:51,720 Speaker 3: my not only my life, my son's life and God 192 00:08:51,760 --> 00:08:54,880 Speaker 3: willing his children's lives. Like you know what I'm saying, 193 00:08:54,920 --> 00:08:56,760 Speaker 3: Like it literally has changed. 194 00:08:57,240 --> 00:09:00,480 Speaker 2: You see peop would have. It's not a facade. 195 00:09:00,520 --> 00:09:03,000 Speaker 3: If you follow all of us on Instagram, you see 196 00:09:03,000 --> 00:09:06,959 Speaker 3: the growth that's a fact only through education. So it's 197 00:09:07,000 --> 00:09:08,880 Speaker 3: like when you came to me and you was like, yo, bro, 198 00:09:09,640 --> 00:09:11,439 Speaker 3: let's do something, and were going back and forth. I'm like, 199 00:09:11,520 --> 00:09:13,360 Speaker 3: let's do a podcast. You're going to through a podcast, right, 200 00:09:13,480 --> 00:09:16,520 Speaker 3: You're going to do it. I think the hard part 201 00:09:16,559 --> 00:09:19,400 Speaker 3: when people get into podcast is that you hear information. 202 00:09:19,440 --> 00:09:21,439 Speaker 3: It becomes overload and some people going to act on it, 203 00:09:21,920 --> 00:09:25,320 Speaker 3: but unfortunately a lot of people it's just it's just 204 00:09:25,360 --> 00:09:27,439 Speaker 3: not enough, like you kind of need. And that's the 205 00:09:27,480 --> 00:09:29,920 Speaker 3: good thing about school is like you need that certain 206 00:09:30,000 --> 00:09:32,640 Speaker 3: level of like a tutor to like walk you through it, 207 00:09:32,679 --> 00:09:35,559 Speaker 3: and here's a screen share on the website and show 208 00:09:35,600 --> 00:09:38,760 Speaker 3: you and like how to open an account and like 209 00:09:39,200 --> 00:09:41,599 Speaker 3: what stocked to like sometimes you got to hold a 210 00:09:41,679 --> 00:09:45,080 Speaker 3: person's hand. Unfortunately, in one hour, even two hours, it's 211 00:09:45,120 --> 00:09:46,920 Speaker 3: just not enough time to do that. So we're like, 212 00:09:46,960 --> 00:09:48,240 Speaker 3: how do we do this? So he was going back 213 00:09:48,240 --> 00:09:50,680 Speaker 3: and forth and this is the first time ever early 214 00:09:50,800 --> 00:09:53,720 Speaker 3: lead the history, we actually collaborated with somebody and put 215 00:09:53,720 --> 00:09:55,640 Speaker 3: together I don't even want to call it a curriculum. 216 00:09:55,640 --> 00:09:57,720 Speaker 3: I don't want to call it a program. It's really 217 00:09:57,720 --> 00:10:02,400 Speaker 3: a manual. We put together the a manual for generational 218 00:10:02,440 --> 00:10:06,440 Speaker 3: wealth called the Family Pact, and it was just like 219 00:10:06,520 --> 00:10:08,839 Speaker 3: the idea was just crazy, and it's like. 220 00:10:11,000 --> 00:10:11,760 Speaker 4: Earners, what's up. 221 00:10:11,840 --> 00:10:14,880 Speaker 7: You ever walk into a small business and everything just works, 222 00:10:15,240 --> 00:10:18,559 Speaker 7: Like the checkout is fast, the receipts are digital, tipping 223 00:10:18,800 --> 00:10:21,240 Speaker 7: is a breeze, and you're out the door before the 224 00:10:21,280 --> 00:10:25,640 Speaker 7: line even builds odds are they're using Square. 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Don't wait, don't hesitate. 238 00:11:12,280 --> 00:11:14,640 Speaker 7: Let's Square handle the back end so you can keep 239 00:11:14,679 --> 00:11:20,760 Speaker 7: pushing your vision forward. This episode is brought to you 240 00:11:20,800 --> 00:11:23,080 Speaker 7: by P and C Bank. A lot of people think 241 00:11:23,120 --> 00:11:27,000 Speaker 7: podcasts about work are boring, and sure, they definitely can be, 242 00:11:27,520 --> 00:11:30,760 Speaker 7: but understanding of professionals routine shows us how they achieve 243 00:11:30,800 --> 00:11:35,040 Speaker 7: their success little by little, day after day. It's like 244 00:11:35,120 --> 00:11:37,880 Speaker 7: banking with P and C Bank. It might seem boring 245 00:11:37,920 --> 00:11:40,800 Speaker 7: to save, plan and make calculated decisions with your bank, 246 00:11:41,200 --> 00:11:43,680 Speaker 7: but keeping your money boring is what helps you live 247 00:11:43,840 --> 00:11:47,800 Speaker 7: or more happily fulfilled life. P and C Bank Brilliantly 248 00:11:47,880 --> 00:11:52,480 Speaker 7: Boring since eighteen sixty five. Brilliantly Boring since eighteen sixty 249 00:11:52,480 --> 00:11:55,760 Speaker 7: five is a service mark of the PNC Financial Service Group, Inc. 250 00:11:56,200 --> 00:11:59,600 Speaker 7: P and C Bank National Association Member FDIC. 251 00:12:01,400 --> 00:12:05,000 Speaker 8: An illegal alien from Guatemala charged with raping a child 252 00:12:05,080 --> 00:12:08,880 Speaker 8: in Massachusetts. An MS thirteen gang member from Al Salvador 253 00:12:09,120 --> 00:12:13,240 Speaker 8: accused of murdering a Texas. Man of Venezuelan charged with 254 00:12:13,320 --> 00:12:17,240 Speaker 8: filming and selling child pornography in Michigan. These are just 255 00:12:17,320 --> 00:12:21,079 Speaker 8: some of the heinous migrant criminals caught because of President 256 00:12:21,120 --> 00:12:24,640 Speaker 8: Donald J. Trump's leadership. I'm Christy nom, the United States 257 00:12:24,720 --> 00:12:29,520 Speaker 8: Secretary of Homeland Security. Under President Trump, attempted illegal border 258 00:12:29,559 --> 00:12:33,080 Speaker 8: crossings are at the lowest levels ever recorded, and over 259 00:12:33,160 --> 00:12:36,360 Speaker 8: one hundred thousand illegal aliens have been arrested. If you 260 00:12:36,440 --> 00:12:40,280 Speaker 8: are here illegally, your next you will be fined nearly 261 00:12:40,400 --> 00:12:44,400 Speaker 8: one thousand dollars a day, imprisoned, and deported. You will 262 00:12:44,440 --> 00:12:48,080 Speaker 8: never return. But if you register using our CBP home 263 00:12:48,120 --> 00:12:51,520 Speaker 8: app and leave now. You could be allowed to return legally. 264 00:12:51,880 --> 00:12:56,600 Speaker 8: Do what's right. Leave now. Under President Trump, America's laws, 265 00:12:56,800 --> 00:12:59,240 Speaker 8: border and families will be protected. 266 00:12:59,320 --> 00:13:01,400 Speaker 4: Sponsored by United States Department of Homeland Security. 267 00:13:01,520 --> 00:13:02,920 Speaker 2: He was like, yeah, I need you on it too, 268 00:13:03,080 --> 00:13:06,480 Speaker 2: like a sauce bro as an advice, I need you 269 00:13:06,640 --> 00:13:06,800 Speaker 2: on it. 270 00:13:06,880 --> 00:13:10,679 Speaker 3: So I'm like, all right, So we talk about diffidends, 271 00:13:10,720 --> 00:13:13,880 Speaker 3: you talk about reach, you'd give them like five growth 272 00:13:13,920 --> 00:13:17,360 Speaker 3: stocks to pick mutual funds. I break down a mutual 273 00:13:17,400 --> 00:13:18,839 Speaker 3: fund play because a lot of times people have the 274 00:13:18,880 --> 00:13:21,760 Speaker 3: wrong misconceptions about mutual funds. But you can actually make 275 00:13:21,800 --> 00:13:24,360 Speaker 3: a lot of money on the right mutual funds. Sometimes 276 00:13:24,400 --> 00:13:26,640 Speaker 3: you don't even have to pay the knock on mutual 277 00:13:26,679 --> 00:13:28,240 Speaker 3: funds that you pay a lot of money, but sometimes 278 00:13:28,280 --> 00:13:30,120 Speaker 3: you don't have to pay that. If you know what 279 00:13:30,160 --> 00:13:31,920 Speaker 3: you're doing, you get no load fund. And there's things 280 00:13:31,960 --> 00:13:33,800 Speaker 3: that nation that we want. You broke that down, broke 281 00:13:33,840 --> 00:13:35,800 Speaker 3: down index fund, broke down five to twenty nine plans. 282 00:13:36,920 --> 00:13:39,520 Speaker 3: Please plans is crazy because it's like poke about five 283 00:13:39,559 --> 00:13:42,120 Speaker 3: twenty nine plans. But it's like, you know, there's like 284 00:13:42,240 --> 00:13:44,720 Speaker 3: thirty something states where you can actually get a tax benefit. 285 00:13:45,480 --> 00:13:47,480 Speaker 3: But then there's like six states, but those thirty states, 286 00:13:47,520 --> 00:13:49,880 Speaker 3: you have to actually live in that state and the 287 00:13:50,000 --> 00:13:51,840 Speaker 3: five to twenty nine plan has to be in that state. 288 00:13:52,080 --> 00:13:53,800 Speaker 3: But then it's like six states where you can actually 289 00:13:53,840 --> 00:13:56,880 Speaker 3: invest in anybody's state five to twenty nine plan and 290 00:13:56,960 --> 00:13:59,079 Speaker 3: you can still get a tax break. So it's just 291 00:13:59,200 --> 00:14:02,480 Speaker 3: like it's just always so many different levels of onions 292 00:14:02,520 --> 00:14:05,360 Speaker 3: to peel back. And then we went over to trust, Yes, 293 00:14:05,520 --> 00:14:06,959 Speaker 3: and we broke that. It's the first time ever I 294 00:14:07,040 --> 00:14:10,640 Speaker 3: broke down life insurance and actually like showed somebody like 295 00:14:11,360 --> 00:14:13,199 Speaker 3: how I look at it as an advisor, like the 296 00:14:13,280 --> 00:14:16,320 Speaker 3: access that I'm privy to, which is like you don't 297 00:14:16,360 --> 00:14:18,120 Speaker 3: have that as a regular person, Like and I kind 298 00:14:18,160 --> 00:14:18,959 Speaker 3: of like went through. 299 00:14:18,800 --> 00:14:20,720 Speaker 4: That and I broke down a dynasty trust and. 300 00:14:21,120 --> 00:14:28,560 Speaker 2: Dynasty Trust keep going. It was the whole thing. 301 00:14:28,640 --> 00:14:28,800 Speaker 1: Man. 302 00:14:28,880 --> 00:14:32,400 Speaker 3: It was like we actually gave the formula and different 303 00:14:33,040 --> 00:14:36,040 Speaker 3: how to make your child a millionaire guarantee the investments, 304 00:14:36,080 --> 00:14:38,120 Speaker 3: and it was like that alone took like a half 305 00:14:38,120 --> 00:14:40,240 Speaker 3: an hour to actually explain. It's like it's like a 306 00:14:40,280 --> 00:14:43,960 Speaker 3: whole thing, but it's just something like I said, it's 307 00:14:44,000 --> 00:14:46,560 Speaker 3: like if we put that like we would have to 308 00:14:46,600 --> 00:14:48,560 Speaker 3: literally through ten podcasts. 309 00:14:48,480 --> 00:14:50,440 Speaker 4: And you still might miss something whole season. 310 00:14:50,520 --> 00:14:52,560 Speaker 3: And I'm saying, like, nobody's really gonna sit for ten 311 00:14:52,640 --> 00:14:55,320 Speaker 3: podcasts that have to be like his own, the Wall 312 00:14:55,320 --> 00:14:56,600 Speaker 3: Street Trapper or your Lisha show. 313 00:14:58,160 --> 00:15:02,240 Speaker 2: So talk about talk about talk about the family pack. 314 00:15:02,920 --> 00:15:04,840 Speaker 4: So for me, you know, the reason why I really 315 00:15:04,920 --> 00:15:06,800 Speaker 4: came to you with the idea is you know, this 316 00:15:06,960 --> 00:15:09,080 Speaker 4: last year it was a lot of growth for me, 317 00:15:09,520 --> 00:15:12,440 Speaker 4: and I realized that, yo, like I can talk about 318 00:15:12,480 --> 00:15:17,200 Speaker 4: a lot of stuff because it's as you as you 319 00:15:17,320 --> 00:15:20,680 Speaker 4: start learning more knowledge, you start seeking more knowledge, right, 320 00:15:20,720 --> 00:15:24,040 Speaker 4: And I realized how knowledgeable you were, and we was 321 00:15:24,120 --> 00:15:26,520 Speaker 4: having due conversations. So for me, it was like, bro, 322 00:15:26,720 --> 00:15:30,280 Speaker 4: like like we can change something, but we're gonna have 323 00:15:30,480 --> 00:15:31,200 Speaker 4: to walk them through it. 324 00:15:31,840 --> 00:15:34,080 Speaker 3: Yeah, that was like we gotta, we gotta have to 325 00:15:34,560 --> 00:15:36,760 Speaker 3: because you like, yo, they still not getting it, Like 326 00:15:36,760 --> 00:15:38,680 Speaker 3: they're still not getting it, and like people come up 327 00:15:38,720 --> 00:15:41,880 Speaker 3: to me but still don't get it. Bro, we literally 328 00:15:42,080 --> 00:15:44,920 Speaker 3: have to walk there, hold their hands and walk them 329 00:15:44,960 --> 00:15:46,160 Speaker 3: through this and that's okay. 330 00:15:46,400 --> 00:15:46,920 Speaker 2: Now it's okay. 331 00:15:47,200 --> 00:15:50,560 Speaker 4: And the reason why it's okay. And I see people 332 00:15:50,600 --> 00:15:52,920 Speaker 4: get frustrated all the time, like I see people on 333 00:15:53,040 --> 00:15:55,760 Speaker 4: Instagram saying stuff like I told you this, why are 334 00:15:55,760 --> 00:15:58,680 Speaker 4: you doing? I'm like, yo, you're an educator, Like everybody 335 00:15:58,720 --> 00:16:01,280 Speaker 4: sitting in the class learned different, you know what I'm saying. 336 00:16:01,400 --> 00:16:03,720 Speaker 4: So I was like, we gotta walk them through it. 337 00:16:04,080 --> 00:16:06,920 Speaker 4: One is because you don't know what you don't know 338 00:16:07,520 --> 00:16:10,760 Speaker 4: until you exposed to it, right. I remember my first 339 00:16:10,800 --> 00:16:14,880 Speaker 4: time cooking up brun I burned it. The water turned brown. 340 00:16:15,520 --> 00:16:17,800 Speaker 4: I had to call my at and she had to 341 00:16:17,960 --> 00:16:21,360 Speaker 4: like show me what I was doing. But she played 342 00:16:21,400 --> 00:16:22,840 Speaker 4: me because she took a lot of you know, she 343 00:16:23,440 --> 00:16:25,320 Speaker 4: she took me the shake. 344 00:16:25,160 --> 00:16:25,560 Speaker 6: Out of it. 345 00:16:26,600 --> 00:16:30,760 Speaker 9: She charged me for it, and she played me. And 346 00:16:30,880 --> 00:16:32,600 Speaker 9: by the time I got what she left me with, 347 00:16:32,720 --> 00:16:35,280 Speaker 9: it was just enough to get another package. But because 348 00:16:35,320 --> 00:16:37,280 Speaker 9: she walked me through it, I ain't need none more. 349 00:16:37,800 --> 00:16:39,680 Speaker 9: So I was a l I took, but it was 350 00:16:39,720 --> 00:16:41,720 Speaker 9: a learning lesson, you feel what I'm saying. 351 00:16:41,880 --> 00:16:45,480 Speaker 4: So for me, I feel like over the last year, 352 00:16:47,080 --> 00:16:51,360 Speaker 4: we've made financial literacy, investing in the stock market and 353 00:16:51,480 --> 00:16:55,280 Speaker 4: all the great that breakdowns that y'all do every Tuesday 354 00:16:55,400 --> 00:17:00,320 Speaker 4: and every Monday, we've now piqued people's interests. People understand now, 355 00:17:00,640 --> 00:17:03,480 Speaker 4: especially with this pandemic and they're like, yo, I gotta 356 00:17:03,520 --> 00:17:06,800 Speaker 4: do something else, and they want to do it. That's 357 00:17:06,840 --> 00:17:09,879 Speaker 4: the great thing we've now made it, say, because I 358 00:17:09,920 --> 00:17:12,200 Speaker 4: remember me coming up telling y'all, I'm telling my partners 359 00:17:12,200 --> 00:17:14,199 Speaker 4: about it, and they're like, I'm not doing that, bro, 360 00:17:14,280 --> 00:17:16,520 Speaker 4: you tripping right, And here we are a year later, 361 00:17:16,720 --> 00:17:19,200 Speaker 4: my partners now like, bro, I just bought some apple 362 00:17:19,359 --> 00:17:21,920 Speaker 4: and people don't know, like trapped, you changing my life 363 00:17:21,920 --> 00:17:25,359 Speaker 4: because this write the compensation change. Because we've been beating it, 364 00:17:25,760 --> 00:17:30,920 Speaker 4: like we ain't stopping Market Monday, trapping tooldy podcast, Market Monday, 365 00:17:31,040 --> 00:17:34,879 Speaker 4: trapping Toody podcast. This we consistent. So now it's like 366 00:17:35,000 --> 00:17:37,520 Speaker 4: we've piqued the interest and now people are like, all right, 367 00:17:37,600 --> 00:17:38,800 Speaker 4: I want to do it, but I don't know what 368 00:17:38,880 --> 00:17:40,920 Speaker 4: to do. All right, Cool. That's what this well pack 369 00:17:41,040 --> 00:17:41,320 Speaker 4: is about. 370 00:17:41,320 --> 00:17:47,159 Speaker 9: It's about saying, Okay, I made the mistakes for you, hopefully, 371 00:17:47,520 --> 00:17:49,640 Speaker 9: hopefully you don't have to do it to that Butha'm. 372 00:17:49,320 --> 00:17:51,119 Speaker 4: Gonna make sure you ain't gonna do it. See if 373 00:17:51,119 --> 00:17:52,840 Speaker 4: I just tell it to you, you're still liable to 374 00:17:52,920 --> 00:17:56,240 Speaker 4: make the mistakes because you're trying to replay what I said, 375 00:17:57,280 --> 00:17:59,440 Speaker 4: and it's gonna you know, you ain't really getting it. 376 00:17:59,880 --> 00:18:01,920 Speaker 4: I can tell you watch out of that hole, but 377 00:18:02,080 --> 00:18:04,560 Speaker 4: it's so many other things going on you still fall 378 00:18:04,600 --> 00:18:06,360 Speaker 4: in the hole. But now if I grab your hand 379 00:18:06,400 --> 00:18:08,480 Speaker 4: and say, look, we're gonna step over this whole, and 380 00:18:08,600 --> 00:18:10,880 Speaker 4: I got your hand, You're like, okay, let me step 381 00:18:10,920 --> 00:18:13,520 Speaker 4: over the whole. Right, So it's important. It was important 382 00:18:13,520 --> 00:18:16,280 Speaker 4: for me to say, let's shift gives. Let's not just 383 00:18:16,400 --> 00:18:17,800 Speaker 4: tell them, let's lead them. 384 00:18:18,680 --> 00:18:21,879 Speaker 6: And what makes it so impressive is that you know, 385 00:18:21,960 --> 00:18:24,800 Speaker 6: most times people, you know, they take programs they take 386 00:18:24,840 --> 00:18:25,359 Speaker 6: cause it's. 387 00:18:25,240 --> 00:18:26,000 Speaker 5: Really about themselves. 388 00:18:26,720 --> 00:18:27,200 Speaker 4: But this ain't. 389 00:18:27,280 --> 00:18:29,600 Speaker 6: This is about you, but it's about your family. And like, 390 00:18:29,640 --> 00:18:31,920 Speaker 6: who doesn't want to set up that family right clug? 391 00:18:32,000 --> 00:18:33,159 Speaker 5: You know what I'm saying. Who doesn't want to be 392 00:18:33,200 --> 00:18:36,119 Speaker 5: the plug to create generational welcome themselves. 393 00:18:36,119 --> 00:18:38,919 Speaker 3: It's the most selfless act you can give. So I mean, 394 00:18:39,160 --> 00:18:41,320 Speaker 3: it's not even no more than we can actually even 395 00:18:41,320 --> 00:18:42,800 Speaker 3: say about it. I just feel like it's just a 396 00:18:42,840 --> 00:18:44,639 Speaker 3: really proud thing that we're proud of it. That's the 397 00:18:44,760 --> 00:18:48,119 Speaker 3: partner with you as our first product that we actually 398 00:18:48,240 --> 00:18:49,040 Speaker 3: are part of that. 399 00:18:49,359 --> 00:18:53,320 Speaker 2: Magically you know, performed on like aist. I feel like 400 00:18:53,320 --> 00:18:54,000 Speaker 2: an artist. 401 00:18:55,359 --> 00:18:58,439 Speaker 4: Directed feature man. 402 00:19:00,280 --> 00:19:02,720 Speaker 2: Take ghost face on the purpose tation. 403 00:19:03,600 --> 00:19:05,560 Speaker 4: So you don't let Mad say that. I'm gonna say 404 00:19:05,560 --> 00:19:08,359 Speaker 4: you the Riz, don't let that hear you say that 405 00:19:08,440 --> 00:19:10,000 Speaker 4: ghost face line because he's capped down. 406 00:19:10,040 --> 00:19:12,560 Speaker 5: He said, I'm still trying to figure out how he 407 00:19:12,600 --> 00:19:13,560 Speaker 5: came up with cause I don't even know. 408 00:19:13,640 --> 00:19:16,480 Speaker 4: That's another story. That's a whole nother podcast. 409 00:19:16,920 --> 00:19:19,040 Speaker 3: So being that, you know, it's the holiday season, right 410 00:19:19,520 --> 00:19:22,200 Speaker 3: and we in the Black Friday vibe, We're not even 411 00:19:22,240 --> 00:19:24,840 Speaker 3: gonna wait till Black everybody dropping their situation on Black Friday. 412 00:19:24,880 --> 00:19:27,520 Speaker 3: We literally gonna drop this right now. And you know, 413 00:19:27,640 --> 00:19:32,280 Speaker 3: you was like, you know what, Trappers Ernest United United 414 00:19:32,400 --> 00:19:35,600 Speaker 3: Front Family. So we was going to do fifty percent off. 415 00:19:35,960 --> 00:19:37,840 Speaker 3: Fifty percent off off, can't do it. But you're like, 416 00:19:37,880 --> 00:19:39,600 Speaker 3: you know what, let's just do something like a little 417 00:19:39,600 --> 00:19:41,800 Speaker 3: even crazy. Let's do seventy five percent off for the 418 00:19:41,840 --> 00:19:44,479 Speaker 3: first two hundred people out of the love, and then 419 00:19:44,520 --> 00:19:47,200 Speaker 3: after that it can go to fifty percent. So the 420 00:19:47,359 --> 00:19:51,280 Speaker 3: first two hundred people that are interested in investing in 421 00:19:51,320 --> 00:19:53,879 Speaker 3: themselves guaranteed at that child becomes a millionaire, just building 422 00:19:53,920 --> 00:19:55,040 Speaker 3: generation again. 423 00:19:55,480 --> 00:19:57,080 Speaker 4: Guaranteed, Yeah, kind of guarantee. 424 00:19:57,160 --> 00:19:58,840 Speaker 2: As the fact, now we stay. We're gonna stamp that. 425 00:20:00,280 --> 00:20:04,480 Speaker 4: Nobody in the game, nobody, nobody never been done. Everybody 426 00:20:04,560 --> 00:20:05,320 Speaker 4: put a safe route. 427 00:20:05,560 --> 00:20:06,639 Speaker 2: Never nothing is guaranteed. 428 00:20:06,800 --> 00:20:09,360 Speaker 3: People people give you like this is literally this ain't 429 00:20:09,400 --> 00:20:11,680 Speaker 3: for the lazy investor. This is for the This is 430 00:20:11,760 --> 00:20:14,240 Speaker 3: for the diligent person that's willing to really make the 431 00:20:14,320 --> 00:20:16,880 Speaker 3: sacrifices to learn because it's going to be there. 432 00:20:16,920 --> 00:20:18,000 Speaker 2: You just got to actually learn. 433 00:20:18,040 --> 00:20:20,199 Speaker 5: There's no housing it It's like there's no like, hell, 434 00:20:20,240 --> 00:20:20,840 Speaker 5: how do I do it? 435 00:20:21,240 --> 00:20:21,280 Speaker 4: No? 436 00:20:21,480 --> 00:20:22,280 Speaker 2: No, it's it's everything. 437 00:20:22,359 --> 00:20:22,439 Speaker 4: Man. 438 00:20:22,720 --> 00:20:25,359 Speaker 3: It took We literally took the guests work out of 439 00:20:25,400 --> 00:20:29,439 Speaker 3: the Yeah. So the first two hundred people, first come, 440 00:20:29,520 --> 00:20:31,199 Speaker 3: first serve, so please don't email us. 441 00:20:31,240 --> 00:20:32,440 Speaker 2: Nothing we can do. Once it's going, it is. 442 00:20:33,400 --> 00:20:36,600 Speaker 3: The first two hundred people will get seventy five percent off. 443 00:20:37,320 --> 00:20:40,800 Speaker 3: Seventy five percent off and that's dropping right now, literally 444 00:20:40,880 --> 00:20:43,320 Speaker 3: on Tuesday, and we're gonna run it as long as 445 00:20:43,400 --> 00:20:46,040 Speaker 3: it last, and after that it'll probably go fifty percent off, 446 00:20:46,359 --> 00:20:47,880 Speaker 3: so you're still get a discount. Just you know, it's 447 00:20:47,880 --> 00:20:50,560 Speaker 3: just slightly slightly. It's still be loved. I mean, fifty 448 00:20:50,560 --> 00:20:53,760 Speaker 3: percent off is still love. So where can they find that? 449 00:20:53,880 --> 00:20:54,080 Speaker 2: Try? 450 00:20:54,119 --> 00:20:56,760 Speaker 3: I know it'll be on our website Lisia dot com. 451 00:20:56,880 --> 00:20:58,920 Speaker 3: We'll have it on the alumni tab. We'll have it 452 00:20:58,960 --> 00:21:00,879 Speaker 3: on the red tab on the front. You just go there, 453 00:21:00,920 --> 00:21:02,280 Speaker 3: but they can also click the link in your bio 454 00:21:02,440 --> 00:21:02,800 Speaker 3: believe too. 455 00:21:02,920 --> 00:21:04,520 Speaker 4: Yeah. Yeah, So I'm gonna set it up you know, 456 00:21:04,800 --> 00:21:08,680 Speaker 4: my trap house, like the call the Man. I already know, man, 457 00:21:08,720 --> 00:21:10,080 Speaker 4: So yeah, you know we're gonna have it on my 458 00:21:10,720 --> 00:21:12,640 Speaker 4: link to I'm gonna put it up there. 459 00:21:12,760 --> 00:21:12,920 Speaker 8: Man. 460 00:21:13,080 --> 00:21:16,399 Speaker 4: You know, I ain't even gonna lie, man, Like, I 461 00:21:17,240 --> 00:21:18,720 Speaker 4: feel like this is like some of my best work 462 00:21:19,800 --> 00:21:22,320 Speaker 4: because I learned so much, you know what I'm saying. 463 00:21:22,640 --> 00:21:25,440 Speaker 4: And for me, I'm a learning machine. But I'm not 464 00:21:25,560 --> 00:21:28,359 Speaker 4: just a learner, like I'm the person who go ahead 465 00:21:28,440 --> 00:21:30,920 Speaker 4: first and figure it out. I won't get burnt, I won't, 466 00:21:31,080 --> 00:21:32,200 Speaker 4: you know what I'm saying. It's kind of like I 467 00:21:32,240 --> 00:21:34,200 Speaker 4: won't make the mistakes so I can learn from it. 468 00:21:34,240 --> 00:21:37,200 Speaker 4: Because when I don't make no mistakes, I'm missing something. 469 00:21:37,359 --> 00:21:39,040 Speaker 4: I go through it, so you won't do it, you 470 00:21:39,080 --> 00:21:40,440 Speaker 4: know what I'm saying. So I feel like, you know, 471 00:21:40,560 --> 00:21:42,639 Speaker 4: it was great for all of us to get together 472 00:21:42,760 --> 00:21:45,919 Speaker 4: because I know for sure that it wasn't about how 473 00:21:46,040 --> 00:21:46,959 Speaker 4: much money we can make. 474 00:21:47,760 --> 00:21:48,560 Speaker 5: I know for sure. 475 00:21:48,600 --> 00:21:52,959 Speaker 4: It was about bro the culture need the world need us, 476 00:21:53,920 --> 00:21:56,240 Speaker 4: Our people need us, you know what I'm saying. So 477 00:21:56,720 --> 00:21:59,280 Speaker 4: who else they're relating to? A better than Wall Street? 478 00:21:59,280 --> 00:22:01,960 Speaker 2: Trapperly lead Troy, what's what's the Also? What's the website? 479 00:22:02,040 --> 00:22:04,440 Speaker 6: Yeah, so it's trapping with e y l dot com 480 00:22:04,560 --> 00:22:08,760 Speaker 6: as t R A P p I N with gott 481 00:22:08,800 --> 00:22:10,720 Speaker 6: I gotta get you in there with e y l 482 00:22:10,800 --> 00:22:11,160 Speaker 6: dot com. 483 00:22:11,200 --> 00:22:11,800 Speaker 4: You know how we played it. 484 00:22:11,840 --> 00:22:14,479 Speaker 5: Don't wait, don't hesitate, man, two hundred people get over there. 485 00:22:14,560 --> 00:22:15,920 Speaker 3: So you can click the link in our bio. You 486 00:22:15,960 --> 00:22:17,560 Speaker 3: can click the link and Trappers bio, or you can 487 00:22:17,600 --> 00:22:20,840 Speaker 3: go to the website direct. Trap always a pleasure. 488 00:22:20,880 --> 00:22:21,480 Speaker 2: My brother. 489 00:22:23,080 --> 00:22:27,680 Speaker 4: My graduates from my school being force back drop bag 490 00:22:27,880 --> 00:22:30,960 Speaker 4: drop Mike, drop backdrop. 491 00:22:41,480 --> 00:22:41,760 Speaker 2: Coach. 492 00:22:41,880 --> 00:22:43,399 Speaker 8: The energy out there felt different. 493 00:22:43,560 --> 00:22:44,879 Speaker 4: What changed for the team today? 494 00:22:45,000 --> 00:22:47,119 Speaker 10: It was the new game day, scratches from the California 495 00:22:47,200 --> 00:22:50,560 Speaker 10: Lottery players, everything. Those games sent the team's energy through 496 00:22:50,560 --> 00:22:50,880 Speaker 10: the roof. 497 00:22:51,000 --> 00:22:52,920 Speaker 8: Are you saying it was the off field play that 498 00:22:53,040 --> 00:22:54,120 Speaker 8: made the difference on the field. 499 00:22:54,240 --> 00:22:56,960 Speaker 10: Hey, little play makes your day, and today it made 500 00:22:57,000 --> 00:22:59,840 Speaker 10: the game. That's all for now, Coach, One more question? 501 00:23:00,119 --> 00:23:02,919 Speaker 8: Played the new Los Angeles Chargers, San Francisco forty nine 502 00:23:03,000 --> 00:23:06,000 Speaker 8: ers and Los Angeles Rams Scratchers from the California Lottery. 503 00:23:06,160 --> 00:23:07,720 Speaker 5: A little play can make your day. 504 00:23:08,400 --> 00:23:10,320 Speaker 8: Peace play responsibly. Must be eighteen years or older to 505 00:23:10,320 --> 00:23:11,160 Speaker 8: purchase play or claim