1 00:00:00,920 --> 00:00:02,719 Speaker 1: Say that the Maine say the gang. 2 00:00:02,800 --> 00:00:04,360 Speaker 2: Don't get shame Maine. 3 00:00:04,720 --> 00:00:09,320 Speaker 1: You are a don't It's time for donkeys to day. 4 00:00:10,039 --> 00:00:11,680 Speaker 1: Donkey of today does not discriminate. 5 00:00:12,000 --> 00:00:13,560 Speaker 2: I might not have the song of today, but I 6 00:00:13,600 --> 00:00:14,560 Speaker 2: got the donkey. 7 00:00:14,200 --> 00:00:14,640 Speaker 3: Of day time. 8 00:00:14,840 --> 00:00:16,160 Speaker 1: So if you ever feel I needed to be a 9 00:00:16,239 --> 00:00:17,560 Speaker 1: donkey man the. 10 00:00:19,440 --> 00:00:22,279 Speaker 2: Breakfast club, Fitch, please don't keep today today. 11 00:00:22,360 --> 00:00:25,119 Speaker 4: Well at sharing donkey of today for Monday December. First, 12 00:00:25,160 --> 00:00:27,760 Speaker 4: go to Jewel Santana. Now, I know, in this fast 13 00:00:27,840 --> 00:00:32,519 Speaker 4: moving medio ecosystem, a story that's a week old like 14 00:00:32,560 --> 00:00:34,080 Speaker 4: this one can be considered ancient. 15 00:00:34,360 --> 00:00:35,159 Speaker 1: Okay, but damn it. 16 00:00:35,200 --> 00:00:37,400 Speaker 4: If you're still eating things giving left over today, then 17 00:00:37,400 --> 00:00:38,040 Speaker 4: shut it up. 18 00:00:38,159 --> 00:00:39,800 Speaker 1: All right? Your concept of old is off. 19 00:00:39,840 --> 00:00:41,559 Speaker 4: But the reason I want to do this story is 20 00:00:41,560 --> 00:00:44,080 Speaker 4: because we spoke about it last week during the Latest 21 00:00:44,080 --> 00:00:45,919 Speaker 4: and I kept thinking to myself, why didn't I give 22 00:00:46,200 --> 00:00:48,080 Speaker 4: Jewel Santana donkey of to day for this? I was 23 00:00:48,080 --> 00:00:50,120 Speaker 4: thinking about that over the holiday break and it could 24 00:00:50,159 --> 00:00:51,640 Speaker 4: be such a teachable moment. 25 00:00:51,840 --> 00:00:53,479 Speaker 1: Okay, so let's spin the block, all right. 26 00:00:53,600 --> 00:00:56,920 Speaker 4: Jules was on the No Funny Podcast with a Kenny 27 00:00:57,000 --> 00:01:00,760 Speaker 4: KP Supreme and DP Salute to those brothers. And Joelle 28 00:01:00,800 --> 00:01:04,759 Speaker 4: said that financial literacy holds more importance than reading. 29 00:01:05,200 --> 00:01:07,080 Speaker 1: Let's go to the No Funny podcast to hear what 30 00:01:07,120 --> 00:01:07,880 Speaker 1: you Els had to say. 31 00:01:08,160 --> 00:01:11,279 Speaker 5: We gotta start teaching our kids, though, just financial wealth 32 00:01:11,319 --> 00:01:14,240 Speaker 5: and literatcy and all that. That's early because by the 33 00:01:14,240 --> 00:01:15,959 Speaker 5: time they get the ninth grade, they should be just 34 00:01:16,040 --> 00:01:19,600 Speaker 5: learning how to start businesses and reading how to how to, 35 00:01:19,720 --> 00:01:23,120 Speaker 5: but they don't really need to learn know how to read. 36 00:01:23,400 --> 00:01:24,520 Speaker 1: I say that respectfully. 37 00:01:24,560 --> 00:01:26,280 Speaker 5: I'm not saying that in a way to be literally, 38 00:01:26,319 --> 00:01:28,600 Speaker 5: because you're not supposed to be literate, but you can. 39 00:01:30,240 --> 00:01:31,360 Speaker 1: Or math. 40 00:01:31,880 --> 00:01:34,440 Speaker 5: You can still obtain the information and you don't have 41 00:01:34,520 --> 00:01:36,880 Speaker 5: to know how to read. I believe common sense is 42 00:01:36,880 --> 00:01:40,240 Speaker 5: better than everything. I'm on common sense. I'd rather have 43 00:01:40,400 --> 00:01:43,479 Speaker 5: zero booksmarts and common sense. Be able to read the room, 44 00:01:43,560 --> 00:01:45,399 Speaker 5: be able to read life, be able to read people. 45 00:01:45,560 --> 00:01:48,560 Speaker 5: I try to understand people understanding. I'm saying, like, Nowaday, 46 00:01:48,600 --> 00:01:51,840 Speaker 5: you can listen to a book. Contract you don't have 47 00:01:51,920 --> 00:01:54,280 Speaker 5: to listen to them too. They got they got apps 48 00:01:54,320 --> 00:01:56,160 Speaker 5: you could put it in and to read it to you. 49 00:01:56,200 --> 00:01:58,000 Speaker 1: Are you crazy? Now? 50 00:01:58,680 --> 00:02:01,360 Speaker 4: I admit I don't speak like I used to, but 51 00:02:01,480 --> 00:02:04,840 Speaker 4: I still speaking very fluently, okay, And I understand a 52 00:02:04,840 --> 00:02:07,680 Speaker 4: lot of what Juel Santana's attempting to say, and I 53 00:02:07,720 --> 00:02:09,959 Speaker 4: want to tell you why I don't agree. First of all, 54 00:02:10,240 --> 00:02:13,080 Speaker 4: there shouldn't be an either or to this discussion. 55 00:02:13,200 --> 00:02:13,560 Speaker 1: All right. 56 00:02:13,600 --> 00:02:16,440 Speaker 4: You should be able to read, and you should learn 57 00:02:16,560 --> 00:02:21,640 Speaker 4: financial literacy. And you know, if you're going to learn 58 00:02:21,680 --> 00:02:24,160 Speaker 4: financial literacy, you need to know how to read. 59 00:02:24,400 --> 00:02:24,720 Speaker 1: Okay. 60 00:02:24,760 --> 00:02:26,960 Speaker 4: You need to know how to read to really become 61 00:02:27,400 --> 00:02:30,840 Speaker 4: financially literate. If you rely on the apps and audiobooks, 62 00:02:30,840 --> 00:02:34,000 Speaker 4: then you're always going to be dependent on someone else's translation. 63 00:02:34,200 --> 00:02:36,040 Speaker 4: But if you know how to read, then you have 64 00:02:36,160 --> 00:02:38,480 Speaker 4: direct access to the information yourself. 65 00:02:38,720 --> 00:02:39,480 Speaker 1: Then you can. 66 00:02:39,320 --> 00:02:42,120 Speaker 4: Read it, okay. And what you can't comprehend, what you 67 00:02:42,120 --> 00:02:44,440 Speaker 4: don't understand, then you can ask questions. 68 00:02:44,639 --> 00:02:47,040 Speaker 1: That is the beauty of reading. Okay. But you can't 69 00:02:47,080 --> 00:02:48,360 Speaker 1: do any of that, all right. 70 00:02:48,440 --> 00:02:51,079 Speaker 4: You can't comprehend or understand if you don't know how 71 00:02:51,120 --> 00:02:54,640 Speaker 4: to read. First, all right, Kids need to learn how 72 00:02:54,720 --> 00:02:58,160 Speaker 4: to read full stop, all right. Adults need to know 73 00:02:58,200 --> 00:03:01,160 Speaker 4: how to read full stop. Reading matters so much, man. 74 00:03:01,200 --> 00:03:03,799 Speaker 4: First of all, reading scrimp is your brain, Okay. When 75 00:03:03,800 --> 00:03:08,920 Speaker 4: you're flipping pages, the coding sentences, visualizing ideas. It helps 76 00:03:08,960 --> 00:03:11,720 Speaker 4: to build mental discipline and build your vocabulary, and build 77 00:03:11,800 --> 00:03:15,919 Speaker 4: your reasoning skills, even empathy. All right, reading trained critical thinking, 78 00:03:15,960 --> 00:03:19,560 Speaker 4: which is really a lost art nowadays. Okay, books expose 79 00:03:19,600 --> 00:03:23,760 Speaker 4: you the complexity Okay, not just in regards them understanding 80 00:03:23,760 --> 00:03:28,320 Speaker 4: the complexity of financial literacy, but emotional intelligence, Okay, moral judgment, 81 00:03:28,360 --> 00:03:31,720 Speaker 4: pattern recognition. If you don't understand anything I'm saying right now, 82 00:03:31,919 --> 00:03:34,480 Speaker 4: then there's another example of why you should read more. 83 00:03:34,720 --> 00:03:36,720 Speaker 1: Okay. Financial literacy is vital. 84 00:03:36,880 --> 00:03:39,800 Speaker 4: There's no argument there, But there are studies that show 85 00:03:40,120 --> 00:03:46,920 Speaker 4: financial education efforts produce better outcomes when coupled with general literacy. Okay, Budgeting, investing, 86 00:03:46,960 --> 00:03:52,640 Speaker 4: financial resilience, all improve and people have a broad literacy foundation. Also, guys, 87 00:03:52,840 --> 00:03:54,280 Speaker 4: I don't know if y'all know this or not, but 88 00:03:55,600 --> 00:03:57,600 Speaker 4: math and financial literacy are not the same thing. 89 00:03:57,800 --> 00:03:59,760 Speaker 1: Okay, they overlap, but they're not the same thing. 90 00:03:59,800 --> 00:04:02,080 Speaker 4: Math app is like the toolbox, right, You got your 91 00:04:02,120 --> 00:04:05,120 Speaker 4: numbers and your equations, and you know your operations and 92 00:04:05,120 --> 00:04:08,040 Speaker 4: your logic. You know adding and the subtracting, the multiplying, dividing. 93 00:04:08,240 --> 00:04:12,080 Speaker 4: Math is about how numbers work. But financial literacy is 94 00:04:12,080 --> 00:04:14,920 Speaker 4: about how money works. Okay, it's about how people use 95 00:04:14,960 --> 00:04:16,839 Speaker 4: money in the real world. So yes, you need math 96 00:04:17,040 --> 00:04:20,719 Speaker 4: to understand financial literacy, especially in regards the percentages and 97 00:04:20,800 --> 00:04:23,400 Speaker 4: interest rates and basic calculation. So I understand what y'all 98 00:04:23,560 --> 00:04:26,680 Speaker 4: was trying to say in that conversation, but I need 99 00:04:26,760 --> 00:04:28,719 Speaker 4: y'all to understand how stupid y'all look to a lot 100 00:04:28,760 --> 00:04:31,880 Speaker 4: of people. Okay, nothing worse than watching a group of 101 00:04:31,920 --> 00:04:36,680 Speaker 4: black men be happy about not knowing nothing. Okay, right, 102 00:04:37,000 --> 00:04:39,280 Speaker 4: there's nothing worse than watching a group of black men 103 00:04:39,320 --> 00:04:41,920 Speaker 4: be happy about not being able to read. All right, 104 00:04:42,000 --> 00:04:44,880 Speaker 4: Joel's you from Halem. Okay, you know you know who 105 00:04:44,920 --> 00:04:47,200 Speaker 4: else was from Harlem. Malcolm X was from Harlem, and 106 00:04:47,240 --> 00:04:50,760 Speaker 4: Malcolm X used reading to realize his full potential. I 107 00:04:50,800 --> 00:04:54,440 Speaker 4: would say reading is the superpower that turned Malcolm Little 108 00:04:54,480 --> 00:04:55,359 Speaker 4: into Malcolm X. 109 00:04:55,400 --> 00:04:55,640 Speaker 1: Okay. 110 00:04:55,680 --> 00:04:58,800 Speaker 4: Malcolm X once told Alix Haley, I knew right there 111 00:04:58,839 --> 00:05:02,800 Speaker 4: in prison that read had changed forever the course of 112 00:05:02,839 --> 00:05:05,839 Speaker 4: my life as I see it today. The ability to 113 00:05:05,960 --> 00:05:10,800 Speaker 4: read or woke inside me something long dormant, craving to 114 00:05:10,880 --> 00:05:12,640 Speaker 4: be mentally alive. 115 00:05:13,760 --> 00:05:16,560 Speaker 1: That was Malcolm X. You know what my daddy used 116 00:05:16,560 --> 00:05:16,880 Speaker 1: to say. 117 00:05:17,000 --> 00:05:18,600 Speaker 4: He used to say, if you want to hide something 118 00:05:18,640 --> 00:05:20,640 Speaker 4: from a niggas, put it in a book, all right, 119 00:05:21,440 --> 00:05:24,320 Speaker 4: all right, That right there should make us intellectually curious 120 00:05:24,400 --> 00:05:26,400 Speaker 4: enough to want to know what the hell they hiding 121 00:05:26,440 --> 00:05:28,760 Speaker 4: from us. All right, pick up a damn book, kids, 122 00:05:28,839 --> 00:05:32,080 Speaker 4: all right. Everything that Juell's was saying you should learn 123 00:05:32,400 --> 00:05:33,640 Speaker 4: can be learned. 124 00:05:33,520 --> 00:05:34,599 Speaker 1: By reading books. 125 00:05:34,640 --> 00:05:38,440 Speaker 4: Teach history and culture, and you know, most importantly, something 126 00:05:38,480 --> 00:05:39,520 Speaker 4: that's missing from the world. 127 00:05:39,680 --> 00:05:41,760 Speaker 1: They teach you context, all right. 128 00:05:41,800 --> 00:05:43,920 Speaker 4: The world is out of context because people don't even 129 00:05:44,000 --> 00:05:47,039 Speaker 4: understand they don't even understand what context is nowadays. And 130 00:05:47,080 --> 00:05:50,120 Speaker 4: you can do audiobooks. Okay, you do audiobooks. I recommend 131 00:05:50,120 --> 00:05:52,240 Speaker 4: you do both, all right, But I'm telling you if 132 00:05:52,279 --> 00:05:54,599 Speaker 4: you want to work out your brain, if you want to, 133 00:05:54,760 --> 00:05:56,560 Speaker 4: you know, do some exercise on your brain. 134 00:05:57,279 --> 00:05:58,440 Speaker 1: Read, okay. 135 00:05:58,760 --> 00:06:01,840 Speaker 4: And it's more importive now than ever that we read, 136 00:06:01,880 --> 00:06:05,000 Speaker 4: because according to the National Literacy Institute, not only a 137 00:06:05,120 --> 00:06:08,080 Speaker 4: twenty one percent of American adults are literate, but also 138 00:06:08,200 --> 00:06:11,279 Speaker 4: one hundred and thirty million adults are now unable to 139 00:06:11,360 --> 00:06:14,560 Speaker 4: read a simple story to their children. 140 00:06:15,240 --> 00:06:17,960 Speaker 1: You can't even give your kids cat and that hat. Okay, 141 00:06:18,160 --> 00:06:19,640 Speaker 1: you don't know how to read to your kids. 142 00:06:19,680 --> 00:06:22,960 Speaker 4: Man, that's something money can't buy. Okay, reading to your 143 00:06:23,040 --> 00:06:26,000 Speaker 4: kids before bedtime. You can't put a dollar amount on that. 144 00:06:26,080 --> 00:06:28,560 Speaker 4: But the way this world is going, you're gonna have 145 00:06:28,680 --> 00:06:31,640 Speaker 4: kids in first grade reading the daddy before he goes 146 00:06:31,680 --> 00:06:34,960 Speaker 4: to bed, if the father is even in the house. Okay, listen. 147 00:06:35,320 --> 00:06:38,360 Speaker 4: I'm off for teaching on people how to handle money. Okay, 148 00:06:38,520 --> 00:06:40,479 Speaker 4: I'm all for teaching on people how to invest and 149 00:06:40,480 --> 00:06:44,719 Speaker 4: build businesses. But to think that reading is secondary, it's 150 00:06:44,800 --> 00:06:47,240 Speaker 4: like saying the foundation don't matter as long as you 151 00:06:47,320 --> 00:06:51,039 Speaker 4: got nice windows. Okay, I promise you one of the 152 00:06:51,120 --> 00:06:54,000 Speaker 4: fastest ways the level up is reading. 153 00:06:54,839 --> 00:06:56,839 Speaker 1: Okay. That's how you learn. 154 00:06:56,920 --> 00:06:59,120 Speaker 4: That'll teach you how to question things, that'll teach you 155 00:06:59,120 --> 00:07:01,760 Speaker 4: how to think. That's what literacy teaches you how to do. 156 00:07:02,120 --> 00:07:03,880 Speaker 1: Read, learn, question, think. 157 00:07:04,839 --> 00:07:07,920 Speaker 4: So kids, Okay, invest in your mind, all right, invest 158 00:07:07,960 --> 00:07:09,440 Speaker 4: in your mind just like you want to invest in 159 00:07:09,480 --> 00:07:11,600 Speaker 4: your pockets. Not because you're trying to get rich, but 160 00:07:11,680 --> 00:07:15,560 Speaker 4: so you can stay sharp and not sound illiterate on 161 00:07:15,600 --> 00:07:16,600 Speaker 4: somebody's podcast. 162 00:07:17,280 --> 00:07:23,320 Speaker 1: Please give you all say Tanna the biggest he huh Okay, 163 00:07:23,800 --> 00:07:27,120 Speaker 1: I just wanted to put that on record. O. Yes, 164 00:07:30,120 --> 00:07:34,280 Speaker 1: what it's sad. It is, it's sad, but you just 165 00:07:34,280 --> 00:07:34,920 Speaker 1: it's just decide. 166 00:07:34,920 --> 00:07:37,240 Speaker 6: But you know where the frustration comes from, right, It 167 00:07:37,240 --> 00:07:40,040 Speaker 6: comes from him being in the industry early, making all 168 00:07:40,040 --> 00:07:42,760 Speaker 6: this money and then losing a lot of it and 169 00:07:42,840 --> 00:07:45,440 Speaker 6: being damn there broke and saying I wish I knew 170 00:07:45,520 --> 00:07:48,040 Speaker 6: generational wealth and financial literacy to figure out what to 171 00:07:48,080 --> 00:07:50,200 Speaker 6: do with that money. Because him, he's probably in a 172 00:07:50,200 --> 00:07:52,440 Speaker 6: situation was like, I wish I knew what to do 173 00:07:52,480 --> 00:07:56,240 Speaker 6: with the money more than anything else. But it's also 174 00:07:56,240 --> 00:07:58,680 Speaker 6: with you still reading how to read. It's also with 175 00:07:58,760 --> 00:07:59,640 Speaker 6: the and you a rapper. 176 00:08:00,320 --> 00:08:02,440 Speaker 4: The more you read, the better you get his m 177 00:08:02,480 --> 00:08:04,720 Speaker 4: steed like you in the world economy. 178 00:08:04,760 --> 00:08:06,800 Speaker 6: But that comes from I'm sure personal the fact that 179 00:08:06,880 --> 00:08:08,800 Speaker 6: he had a whole lot and had all his money 180 00:08:08,800 --> 00:08:10,600 Speaker 6: and money coming in and he didn't know what to 181 00:08:10,640 --> 00:08:12,240 Speaker 6: do with the finance, what to do with the money, 182 00:08:12,280 --> 00:08:13,000 Speaker 6: how to invest. 183 00:08:13,280 --> 00:08:14,040 Speaker 2: He lost it all. 184 00:08:14,560 --> 00:08:16,520 Speaker 6: So that's what that frustration comes from, him saying, I 185 00:08:16,560 --> 00:08:18,880 Speaker 6: wish I went to class and did you know financial 186 00:08:18,880 --> 00:08:19,920 Speaker 6: literacy opposed to. 187 00:08:20,120 --> 00:08:22,239 Speaker 4: But the morail of the story, But it's not either 188 00:08:22,480 --> 00:08:25,560 Speaker 4: or no, it's not. It's all encompassing. It's all part 189 00:08:25,560 --> 00:08:28,360 Speaker 4: of education. It's all part of an education that you 190 00:08:28,360 --> 00:08:29,040 Speaker 4: should try to. 191 00:08:29,000 --> 00:08:30,960 Speaker 1: Acquire on this planet while you're here. 192 00:08:31,200 --> 00:08:34,560 Speaker 6: All of it all right, Well, thank you for that 193 00:08:34,600 --> 00:08:38,120 Speaker 6: donkey today, charlamae. Now can we bring Lauren back in? 194 00:08:38,480 --> 00:08:41,320 Speaker 6: Can we have a real conversation? Eight hundred five eight 195 00:08:41,440 --> 00:08:42,439 Speaker 6: five one oh five one? 196 00:08:42,600 --> 00:08:46,000 Speaker 1: It's the jus instrumental. 197 00:08:45,480 --> 00:08:49,679 Speaker 2: Y'all, y'all? Eight hundred five eight five one five one. 198 00:08:49,720 --> 00:08:52,960 Speaker 6: Now, over the weekend she went out of the country 199 00:08:52,960 --> 00:08:56,760 Speaker 6: for her birthday, and during this I guess vacation, her 200 00:08:56,800 --> 00:08:58,480 Speaker 6: baby put it on the I guess it was like. 201 00:08:58,400 --> 00:09:00,520 Speaker 2: A note on the window that said, you go out 202 00:09:00,559 --> 00:09:00,800 Speaker 2: with me? 203 00:09:01,240 --> 00:09:02,120 Speaker 1: So the question is. 204 00:09:02,559 --> 00:09:05,320 Speaker 6: Eight hundred five eight five one oh five one. Is 205 00:09:05,360 --> 00:09:07,719 Speaker 6: it necessary to ask the question will you go out 206 00:09:07,720 --> 00:09:09,600 Speaker 6: with me? First of all, do you have to ask 207 00:09:09,640 --> 00:09:10,719 Speaker 6: whether I'll go out with you? 208 00:09:10,880 --> 00:09:12,400 Speaker 1: As an uncle? I was embarrassed. 209 00:09:12,600 --> 00:09:15,760 Speaker 4: And the reason I was embarrassed or because you already 210 00:09:15,760 --> 00:09:17,720 Speaker 4: out the country. So you already went out the country 211 00:09:17,720 --> 00:09:20,120 Speaker 4: with the guys. So clearly you'all have established something right. 212 00:09:20,200 --> 00:09:22,679 Speaker 4: So you post a picture and your close friends and 213 00:09:22,720 --> 00:09:25,800 Speaker 4: on the window it says, will you be my girlfriend? 214 00:09:25,840 --> 00:09:30,880 Speaker 4: I thought it was a proposal my girl, the roses 215 00:09:30,960 --> 00:09:31,440 Speaker 4: and everything. 216 00:09:31,440 --> 00:09:37,120 Speaker 3: I said, Oh, I said down there, I thought you 217 00:09:37,160 --> 00:09:39,880 Speaker 3: was getting proposed to because then but see I know 218 00:09:39,920 --> 00:09:44,120 Speaker 3: how to read, so I when I. 219 00:09:44,080 --> 00:09:45,920 Speaker 1: Read it, I was like, will you be my girlfriend? 220 00:09:46,080 --> 00:09:46,320 Speaker 3: Yes? 221 00:09:46,520 --> 00:09:47,760 Speaker 1: I thought it was really really cute. 222 00:09:47,760 --> 00:09:49,360 Speaker 2: Why do you hate it so bad? It was cute? 223 00:09:49,360 --> 00:09:52,199 Speaker 2: And then that only sets him up for the proposal. 224 00:09:52,440 --> 00:09:53,959 Speaker 2: What the hell we gonna do for that? If you 225 00:09:54,040 --> 00:09:57,319 Speaker 2: had you know what sixteen anymore? 226 00:09:57,320 --> 00:09:58,840 Speaker 1: Like when the country together? 227 00:09:59,160 --> 00:10:00,840 Speaker 6: So at that point asked you do we go out 228 00:10:00,920 --> 00:10:08,640 Speaker 6: or do I just was like, see exactly, let's discuss. 229 00:10:08,679 --> 00:10:09,440 Speaker 1: It's the breakfast club. 230 00:10:09,440 --> 00:10:12,520 Speaker 4: Good Morning Donkey of Today is sponsored by renowned personal 231 00:10:12,559 --> 00:10:15,120 Speaker 4: injury attorney Michael to Bull, Lamb and Soft. Don't be 232 00:10:15,160 --> 00:10:17,120 Speaker 4: a donkey. When you need a fighter on your side. 233 00:10:17,240 --> 00:10:19,320 Speaker 4: If you're ever injured, go to Michael to Bull dot com. 234 00:10:19,320 --> 00:10:21,040 Speaker 4: That's Michael to Bull dot com. And when you mess 235 00:10:21,080 --> 00:10:22,440 Speaker 4: with the bull, you get the horns.