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Speaker 1: Every Day Up the Breakfast Club finish for y'all, Dunk Morning.

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Speaker 2: Everybody is DJ Envy just hilarious, Charlamagne the guy. We

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Speaker 2: are the breakfast Club Lawn the Roses here as well.

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Speaker 2: We got a special guest in the building. Ladies and gentlemen,

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Speaker 2: Pinky Cold.

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Speaker 1: Welcome Pinky Girl in Morning. It's real Baltimore here we

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Speaker 1: got from Sloody Vegan.

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Speaker 2: We know Pinky from now Real Housewives of Atlanta, which

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Speaker 2: starts on the fifth of next month.

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Speaker 1: So why did you jump into that?

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Speaker 3: Christy?

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Speaker 2: I'm surprised because you're very private when it comes to

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Speaker 2: your family, like drunk.

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Speaker 1: I don't know.

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Speaker 3: You know, I'm a.

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Speaker 1: Cat, Okay, I've been a television producer. I have been

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Speaker 1: a restaurant tour I've been a pageant girl, and doing

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Speaker 1: reality TV was just something else to like knock off

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Speaker 1: the List, and when the opportunity present us, I would

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Speaker 1: say I might as well do it, like you know,

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Speaker 1: and I'm happy that I did. It was actually a

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Speaker 1: very interesting experience, really yeah, very interesting.

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Speaker 4: Talk about them approaching you for the show or like,

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Speaker 4: how did it because I know you worked in casting

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Speaker 4: to at one point, right.

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Speaker 1: I did. I used to be a producer for The

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Speaker 1: moriy Show. Yeah, and a whole bunch of TV shows.

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Speaker 1: So the timing couldn't have been better, you know what

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Speaker 1: I'm saying, Like this was right after we saw it,

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Speaker 1: Like I went through the restructure in my company, had

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Speaker 1: twenty million dollars in that bought my business back forty

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Speaker 1: three days later. And then right when I bought my

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Speaker 1: business back, it was like the conversation was the timing

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Speaker 1: couldn't have been no better. And I'm like, you know what,

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Speaker 1: I'm gonna try this. I'm gonna do this, and you know,

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Speaker 1: doing it really exposed a lot of things in a

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Speaker 1: great way. I got to meet some new friends and

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Speaker 1: so many people like picking up why would you do

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Speaker 1: that show? And I'm like, I'm a mastermind, That's why

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Speaker 1: were you nervous at first? Like I don't know if

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Speaker 1: I'm trying to jump and jump out that on, I

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Speaker 1: don't get nervous.

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Speaker 2: Yeah, I got you, And you don't mind because you're

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Speaker 2: very a private person when it comes to your personal life, right,

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Speaker 2: personal life, yes, yes, yesself your open book. But you

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Speaker 2: know in the Housewives, they get into personal lives.

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Speaker 1: What did that ball do at all? No? To be honest.

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Speaker 1: At that point, the whole world knew what happened. I

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Speaker 1: literally went publicly and say, hey, I lost my company.

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Speaker 1: I don't own my company anymore. So like you're not

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Speaker 1: just gonna laugh at my story, I might as well

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Speaker 1: capitalize off of it. My dad'slf, you know what I'm saying.

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Speaker 1: So when everything happened with my business, I said I

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Speaker 1: might as well, like because I could be a testimony

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Speaker 1: to entrepreneurs who are going through difficult times. Because what

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Speaker 1: happens in entrepreneurship is everybody got this pride. They only

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Speaker 1: show the highlight reels, like all the things that are

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Speaker 1: really good. But like, I really went through some really

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Speaker 1: heavy times, some really dark times. I almost lost my mind.

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Speaker 1: And I did that in private. So because I did

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Speaker 1: that in private, when it was time to go public

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Speaker 1: about it, I'm like, somebody else life can be saved

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Speaker 1: if they hear my testimony and what I went through,

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Speaker 1: you know what I'm saying. Like there were nights where

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Speaker 1: I'm like it's just me and my pillow in God,

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Speaker 1: and I'm like I don't want to do this no more,

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Speaker 1: you know what I'm saying, Like this is too much

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Speaker 1: for me, Like it might be better if I'm not here.

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Speaker 1: A lot of people don't talk about stuff like that.

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Speaker 1: So if I could be the vessel right to show

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Speaker 1: somebody else that, like, you can keep going, you don't

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Speaker 1: give up. People will talk, people will have an opinion,

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Speaker 1: but like the purpose is bigger than a circumstance, then

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Speaker 1: somebody else's life is gonna be saved because of what

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Speaker 1: I went through. Legend having the right people around you.

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Speaker 1: You know how people say, like you need the right team,

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Speaker 1: Like it is so critical. It is like an iPhone

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Speaker 1: that needs a battery, Okay, Like I need to have

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Speaker 1: people around me that's going to charge me up when

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Speaker 1: I feel depleted. You understand what I'm saying, Like when

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Speaker 1: they say that ten percent, when you ain't got nothing

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Speaker 1: left in you, you need somebody that's going to take

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Speaker 1: you back up again. And that's relationships, partnerships, it's friendships.

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Speaker 1: It's having a good manager. We all got management, right.

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Speaker 1: It's having a good manager. If you around somebody all day,

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Speaker 1: every day and they're like, that's not gonna work, don't

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Speaker 1: do that. I don't believe in a dream. You're just

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Speaker 1: sitting there like, damn, who I got on my side?

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Speaker 1: So having the right team and just you know, I'm

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Speaker 1: a mom. I got three kids full three and two.

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Speaker 1: So I realize now, like, all right, this is bigger

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Speaker 1: than me, Like I can't I cannot lose. I might

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Speaker 1: throw the towel in, but for some reason, a towel

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Speaker 1: get thrown back in my face because I got so

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Speaker 1: many people looking at me and expecting me to win.

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Speaker 3: How is your husband during this time?

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Speaker 2: Because his business is connected to your business, which is

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Speaker 2: the family business. So it's not like you can do

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Speaker 2: something that doesn't affect him or he can't do anything

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Speaker 2: that doesn't affect you.

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Speaker 1: So how was he during that time? You know, I'm

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Speaker 1: gonna be honest with you. So Derek is doing incredibly well,

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Speaker 1: Like he's at number sixteen going on thirty FRANCHISESE. He

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Speaker 1: just gotn in top six French restaurants in the country.

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Speaker 1: He just made the cover of QSR magazine for the

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Speaker 1: April issue. So like he's popping. So can you imagine

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Speaker 1: being young, married to a very successful man and also

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Speaker 1: being very successful and while my ship is crumbling, okay,

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Speaker 1: he is elevating in real time. So when you're in

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Speaker 1: a relationship with somebody and one is winning real big

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Speaker 1: and then the other one is falling at the same time.

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Speaker 1: We had to navigate that and that it's incredibly hard.

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Speaker 1: So like he wanted to be happy with me, but

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Speaker 1: I'm sitting in the corner sad. You know what I'm saying.

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Speaker 1: I'm sitting in the corner trying to strategize, like, Okay, congratulations,

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Speaker 1: but I got this going on. And the reason why

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Speaker 1: I'm being transparent about that because a lot of people,

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Speaker 1: especially entrepreneurs in relationships, they don't talk about the dark

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Speaker 1: side of what happens if one person is winning any

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Speaker 1: other person is not. You know what I'm saying, Like,

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Speaker 1: that was hard. It almost cost me my marriage.

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Speaker 4: I'm just gonna ask you a lot of times when

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Speaker 4: you hear those stories, especially how dark things got you

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Speaker 4: sing God for you, people don't make it out of that.

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Speaker 1: No they don't.

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Speaker 4: So what were those days like of like trying to

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Speaker 4: make sure that you didn't lose the marriage? And what

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Speaker 4: was the day like when you guys sat down and said,

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Speaker 4: maybe we don't need to do this right now.

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Speaker 1: Well, first of all, we ain't got no prenupt so

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Speaker 1: I ain't going nowhere and go nowhere. Okay, see your

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Speaker 1: hands on the couch. Oh yeah, but I realized that

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Speaker 1: I'm only how old am I? I'm thirty eight years old?

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Speaker 1: My husband about to be thirty nine years old. We

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Speaker 1: live in a country club. We have a life that

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Speaker 1: people have prayed for. But we got a beautiful family.

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Speaker 1: We do beautiful things with our family, and I'm like,

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Speaker 1: it's bigger than us now. So, yes, we have our days,

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Speaker 1: and yes it gets incredibly difficult, But tell me when

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Speaker 1: the last time y'all seen two black entrepreneurs who both

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Speaker 1: separately own multimillion dollar companies, who have both made history

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Speaker 1: separately and together. What the last time you've seen that?

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Speaker 1: As beyond say and jay Z. But in the restaurant space,

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Speaker 1: you ain't never seen it. So we have the opportunity

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Speaker 1: to really change the trajectory of how black entrepreneurs, especially

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Speaker 1: see success in business. And yes, it gets comfortable, But

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Speaker 1: what I believe is is that God has made us,

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Speaker 1: has put us on display, right, And sometimes when you

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Speaker 1: get put on display, being on display is uncomfortable. Okay,

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Speaker 1: It's just like a merchandiser goes into a retail spot

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Speaker 1: and puts clothes on the mannequin. Okay, but when you're

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Speaker 1: on display. The people who want to see you are

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Speaker 1: going to walk by and say, hey, I want that.

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Speaker 1: So being on display ain't never mean that it's always

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Speaker 1: going to look good. But sometimes it's going to hurt.

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Speaker 1: Sometimes you're gonna cry, sometimes you're gonna feel isolated. But

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Speaker 1: in order to evolve and elevate in who you are

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Speaker 1: trying to be, isolation is going to come with that.

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Speaker 1: And we know that. And because we know that, we're

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Speaker 1: so much better off as a couple.

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Speaker 2: Well, we got so hard because most people would think,

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Speaker 2: if if I'm efed up, my husband got me. My

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Speaker 2: husband he gonna pad me and make sure I'm good,

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Speaker 2: and vice versa. If he's fed up, got him. So

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Speaker 2: what got so crazy? Like what made it seem like

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Speaker 2: that you almost got a divorce?

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Speaker 3: What was that? Bottom line?

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Speaker 2: Because both of y'all in this situation where y'all y'all

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Speaker 2: got each other.

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Speaker 1: So you ever heard sometimes when people come from a

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Speaker 1: space of love and some people come from a space

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Speaker 1: of survival. Of course, so when I'm in a space

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Speaker 1: of survival and he's navigating through his space of love,

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Speaker 1: like that's like oil and water, you know what I'm saying?

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Speaker 1: And I'm literally speaking from a place of truth here

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Speaker 1: because a lot of people won't vocalize this, but like

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Speaker 1: it got really incredibly hardware. Like here it is. I

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Speaker 1: have this one hundred million dollar brand, but my payroll

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Speaker 1: is three hundred and fifty thousand dollars a week, okay,

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Speaker 1: And I'm not getting financially supported by the people on

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Speaker 1: my team so that I can get out of the

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Speaker 1: debt that I'm mental, that I can continue to grow.

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Speaker 1: And now my husband is raising money, he's doing all

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Speaker 1: of the things. So you have outside noise, right that

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Speaker 1: are coming in to try to corrupt and poison the

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Speaker 1: bond that we've created. So we really had to put

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Speaker 1: like a barrier over our relationship to understand, like it's

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Speaker 1: us against the world, right, we got these five little

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Speaker 1: kids that are looking up to us and expecting us

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Speaker 1: to win, and we're not going to let the outside

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Speaker 1: world win. So like whatever it takes, we're going to do,

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Speaker 1: and that's what we're doing in real time.

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Speaker 4: How is the reality show going to help that though,

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Speaker 4: because like it's not going to bring back up things

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Speaker 4: for y'all, Like Rea trigger situation.

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Speaker 1: We already were so solid, We already have been there

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Speaker 1: done that.

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Speaker 2: How long you been married twenty four years? You've been

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Speaker 2: married thirty one.

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Speaker 1: You've been married for thirty one years. And I'm sure

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Speaker 1: that you and your wife have had your challenges in

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Speaker 1: your marriage. But what did it do? It made your

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Speaker 1: marriage strong?

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Speaker 3: Right?

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Speaker 1: What did it do? It really like put a glue

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Speaker 1: within your bond? And oftentimes it takes for you to

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Speaker 1: go through the difficult times in your marriage. You just

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Speaker 1: got married, right, Yeah, so you understand we're newly weds, right,

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Speaker 1: so sometimes you have to go through those things. Nobody

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Speaker 1: can give you a rule book on marriage. Okay, every

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Speaker 1: marriage is made differently, and you got to do yours

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Speaker 1: how you do yours. So now that we're on the show,

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Speaker 1: we've already gotten through the hard part. People already talking.

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Speaker 1: Let them have their opinion. So what we locked in?

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Speaker 1: Locked in like skin? And it is what it is?

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Speaker 3: Who's your friend on the show?

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Speaker 2: Like? Because usually on Real Housewives you come in as

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Speaker 2: a friend. Who is your friend on the show?

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Speaker 1: Well, you know there's a lot of peaches on the show.

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Speaker 3: You have a peach, right, You're not a friend of

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Speaker 3: a peach.

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Speaker 1: No, I'm not no friend. Okay, I'm not an ensemble

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Speaker 1: kind of girl. I'm just within an ensemble. Okay, there

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Speaker 1: are some great peaches, some rotten peaches in a mix.

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Speaker 1: But the peaches that I do like, I love Kay,

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Speaker 1: that's my girl, that's my.

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Speaker 3: Whos new on the show this ship?

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Speaker 1: Yeah, that's my girls we like?

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Speaker 3: Okay? Who else?

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Speaker 1: I love Kelly? Love Porsche? Yeah love she media all listen.

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Speaker 1: What I will say is every single woman on this

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Speaker 1: show is dynamic for a reason, and that's the reason

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Speaker 1: why they're on the show. So I could say my

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Speaker 1: personal opinions on how I feel about some of them,

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Speaker 1: but at the end of the day, somebody saw something

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Speaker 1: great in them. Okay, God loves you and that's why.

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Speaker 1: Who's the rock?

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Speaker 3: Who's the rotten peach?

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Speaker 1: Watch it? April Fat didn't mention Drew.

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Speaker 4: You didn't mention you mentioned, you didn't mention Angela.

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Speaker 1: So I love as my girl. But so Drew and

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Speaker 1: Angela are not Now what you're saying. Drew, who with fine?

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Speaker 1: I like just really beautiful?

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Speaker 3: Now what about miss Hope?

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Speaker 1: She co she called me mister clean, but I'm like,

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Speaker 1: thank you, but she don't knock out. I'm working on

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Speaker 1: my next business. Mister clean. Okay, my next clan, No,

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Speaker 1: I like jer Dre's school.

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Speaker 3: I'm Jai.

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Speaker 4: Well, you talked a lot about the debt that you

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Speaker 4: were in, like and that being a storyline on the show.

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Speaker 4: So going back to the beginning with the having to

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Speaker 4: buy back your business. When you had to buy back

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Speaker 4: your business, you were talking about all of the overhead.

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Speaker 4: I think it was like ten million dollars in twenty

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Speaker 4: million dollars in overhead that you were facing, right, because

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Speaker 4: of expansions and things of that nature. Then you buy

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Speaker 4: back the business, then you file for bankruptcy. Can you

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Speaker 4: talk us through because I know a lot of people were, like,

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Speaker 4: I saw the skit that you posted on Instagram. A

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Speaker 4: lot of people thought that that meant that you had nothing.

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Speaker 4: You were down and out. Talk about your decision to

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Speaker 4: file for bankruptcy after buying your business back.

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Speaker 1: Okay, So entrepreneurs, I need y'all to hear me. I

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Speaker 1: don't know if y'all saw a video circulating where I said,

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Speaker 1: do not put anything in your personal name. Have y'all

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Speaker 1: seen that clip? Find it after this interview. So the

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Speaker 1: reason why I said that clip is because here it

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Speaker 1: is at my peak fourteen locations Slutty Vegan. It cost

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Speaker 1: me between eight hundred thousand to a million to open

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Speaker 1: up each location. I raised twenty five million dollars in

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Speaker 1: twenty twenty two. Company got valued at one hundred million dollars.

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Speaker 1: We kicking in the middle of a pandemic, in the

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Speaker 1: middle of a time where inflation is through the roof,

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Speaker 1: you know, right, inflation is through the roof. Supply chain

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Speaker 1: is crazy, so like there's like a six x on everything.

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Speaker 1: So we did everything that we said that we were

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Speaker 1: going to do in business. The problem is is that

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Speaker 1: when you grow that fast, right, sometimes you put basketball

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Speaker 1: players on the golf course. You understand what I'm saying.

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Speaker 1: So you got people that do an incredible job and

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Speaker 1: their skill set, but then you position them somewhere else

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Speaker 1: and they can't do what you need to do to

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Speaker 1: take you where you need to go. So as a result,

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Speaker 1: we got twenty million dollars in debt, right, and as

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Speaker 1: a result of that debt, we were drowning. So yes,

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Speaker 1: we were making money, double digit millions. But if your

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Speaker 1: payroll is high, and if you have all of these

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Speaker 1: costs and everything is adding up, your bottom line is

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Speaker 1: going to be read. But what I didn't know is

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Speaker 1: when we were growing the company everything, I'm just signing

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Speaker 1: my name on personal guarantee because nobody ever thinks about

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Speaker 1: the business that it will fail. Nobody thinks like, Okay,

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Speaker 1: this ain't gonna work one day, so don't do that,

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Speaker 1: especially not me. Like I have this company lines down

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Speaker 1: the block. Everybody loves this brand, and then one day

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Speaker 1: I look up and I got all of this that,

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Speaker 1: and I'm like, okay, cool, I can file an assignment

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Speaker 1: for the benefit of creditors. Okay, do y'all know what

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Speaker 1: that is? That is bankruptcy's first cousin. Okay. So it's

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Speaker 1: an out of court procedure that you file if you

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Speaker 1: need to restructure your business. It cleans your cat table.

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Speaker 1: So if you have investors, you no longer have investors.

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Speaker 1: I was no longer the CEO, none of that, okay.

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Speaker 1: So I did not own a company for forty three days,

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Speaker 1: and an estate that took the company. They took the assets,

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Speaker 1: and they took the debt so that they can sell

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Speaker 1: off the assets so that they can pay off the debt. Okay,

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Speaker 1: and then they sell the business to somebody who wants

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Speaker 1: to buy, but who else gonna buy study vegan stuff

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Speaker 1: for me. So forty three days later, I bought the company.

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Speaker 1: But here's kicker. After I bought the company, I'm like, okay, cool,

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Speaker 1: everything is good. Next thing, I know, the creditors are

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Speaker 1: coming after me personally because I'm the party responsible from

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Speaker 1: the old co. So even though the old co is

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Speaker 1: dead and I don't have to deal with the old

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Speaker 1: co no more, they're coming after me because they're like,

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Speaker 1: all right, she's a public figure, she got it, she

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Speaker 1: can pay for. But smart entrepreneurs know is that you

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Speaker 1: don't really hold no assets in your personal name on paper.

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Speaker 1: I ain't got nothing personally, and as it should be,

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Speaker 1: So okay, all right, you have to file for bankruptcy

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Speaker 1: because you got I got lawsuits. I'm walking into Saint Regis.

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Speaker 1: I'm getting served lawsuits all of these things from old co.

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Speaker 1: So now this becomes a part two of that restructure.

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Speaker 1: But you know the internet, the Internet.

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Speaker 3: So now you have currently how many active locations you have?

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Speaker 1: I got seven, and then I have over a dozen

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Speaker 1: franchises in the pipeline.

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Speaker 2: Now you said you had fourteen at one time. Yeah,

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Speaker 2: what was the reason that a lot of those franchises closed?

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Speaker 2: Because I mean it seemed like you said there was

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Speaker 2: lines around the corner. I mean during covid is management.

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Speaker 2: I mean it was it was packed. It was pnishment music.

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Speaker 2: I've been to a couple of events. So what happened

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Speaker 2: that allowed that made those locations close.

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Speaker 1: So as soon as we did the restructure, the estate

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Speaker 1: closed majority of those locations.

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Speaker 3: Even though they were making money.

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Speaker 1: Yeah, even though they were making money, they just didn't

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Speaker 1: have the people to run those companies. Like, you know,

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Speaker 1: I had Spellman and they closed Spellman. It was this

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Speaker 1: whole big thing. I didn't close Spellman, the estate closed Spellman.

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Speaker 1: You understand what I'm saying. So the estate came in

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Speaker 1: and closed the locations that they just didn't want to

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Speaker 1: deal with. All of my stores make money, all of them.

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Speaker 1: I could my my lowest revenue stores do better than

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Speaker 1: the average restaurant, but they just didn't want to deal

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Speaker 1: with them. It's an estate company. They come in, fold

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Speaker 1: everything over it. They just want to kind of like

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Speaker 1: streamline and limit down. Which is okay, because what that

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Speaker 1: did is it made me a smarter entrepreneur. Right, Like

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Speaker 1: even my lowest revenue store I would hold on to

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Speaker 1: because of ego. Right, But I had to learn in

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Speaker 1: the process. If you got a store that ain't doing

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Speaker 1: at least one point two million, you might need to

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Speaker 1: close that store up and do something different, you know

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Speaker 1: what I'm saying. So, like, there's so many things that

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Speaker 1: I have learned as an entrepreneur in this process, and

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Speaker 1: I'm so glad that I had the hiccups. I'm so

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Speaker 1: glad that sometimes things didn't go right because it really

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Speaker 1: only made me stronger and wiser, you know what I'm saying.

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Speaker 1: So when I do it again, I know exactly what

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Speaker 1: to do differently.

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Speaker 3: Are you opening up and spelming again?

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Speaker 1: No?

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Speaker 3: Why not?

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Speaker 1: Just college campuses? Like it's not a year round business,

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Speaker 1: so like you're relying on them in school. It's just

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Speaker 1: it's not lucrative enough. To be honest, Spellman was great,

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Speaker 1: shout out to Spellman, but it's just not lucrative enough.

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Speaker 2: Now we also seen something that they they change your house.

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Speaker 3: Your house, so you know, said you have to sleep outside.

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Speaker 1: Okay, and I ain't got no hair, no umbrella, so

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Speaker 1: it's just going to roll off. So what happened was

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Speaker 1: is you're in real estate, so you can also speak

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Speaker 1: to this. So I had a tenant tenant moved out,

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Speaker 1: the house was abandoned. So I'm just going to assume

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Speaker 1: that the creditors locked the doors because the house was abandoned.

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Speaker 1: Because the house was abandoned, the grass didn't get cut,

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Speaker 1: so they changed the locks. Not my mortgage company, the creditor. Okay,

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Speaker 1: So my realtor was like, hey, Piggy, somebody changed the locks.

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Speaker 1: We can't get in. I'm like, what you're talking about?

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Speaker 1: We calling everybody. So my attorney go down to court

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Speaker 1: and file an emergency motion so that they can change

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Speaker 1: the locks. We could. We still till this day, we

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Speaker 1: don't even know who the company is. They didn't show

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Speaker 1: up to court at all.

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Speaker 3: So they tried to force bankruptcy on that house. That's

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Speaker 3: what it seems like they tried.

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Speaker 1: No, no, no, no. The house wasn't delayed on payments. It probably

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Speaker 1: was the HOA. I don't know that to be true

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Speaker 1: because they haven't responded. The house was. The house was

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Speaker 1: occupied for three years and then vacant for two years.

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Speaker 1: So because it was vacant, we're me and my attorneys

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Speaker 1: were just assuming that because it was vacant, they considered

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Speaker 1: it abandoned. And you could do that if you feel

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Speaker 1: like a house is the band house.

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Speaker 3: Wasn't for two years?

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Speaker 1: No, no, no, no for two months? Yeah, the grad again

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Speaker 1: my assumption. So we went to court and I won.

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Speaker 1: Not only did I win, I want attorney's fees. And

403
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Speaker 1: then obviously we're taking further action because that's really some

404
00:18:12,920 --> 00:18:16,239
Speaker 1: real reputational damage on somebody when you assuming that they

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Speaker 1: lost their house, you understand what I'm saying, This is

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Speaker 1: an investment property. Then they put my personal house on

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Speaker 1: the internet. It's crazy, but I realized that one people

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Speaker 1: on the internet don't read okay to just really take

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Speaker 1: a salacious headline. No, I really realize that now. But

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Speaker 1: I'm so secure within my skin that it don't bother me.

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Speaker 1: I'm like, all right, keep it moving. So now I'm

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Speaker 1: ConTroll y'all ass back. So when you see my little skits,

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Speaker 1: that's why you see my skits because if I got

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Speaker 1: you watching, now, I'm gonna give you something to watch.

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Speaker 1: So a creditor can just do that, they can just

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Speaker 1: I just learned that. Yes, I just learned that it

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Speaker 1: was not my mortgage company. And see I'm not like

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Speaker 1: I have almost a dozen properties, so like real estate

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Speaker 1: is not the thing that I'm really good at to

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Speaker 1: be honest, it's not my thing, but I learned so

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Speaker 1: much in real estate. Now I'm like, damn, they can

422
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Speaker 1: really do that. But they ain't even show up the court, right,

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Speaker 1: And they can't. They don't have to. They don't get

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Speaker 1: penalized for not showing up or not. They got penalized

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Speaker 1: because now you got pay my lyricals because yeah, but

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Speaker 1: I'm going to take further action because the way that

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Speaker 1: they did it, they disobeyed the law. Basically, there's a question.

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Speaker 4: Some of the like the reports when it happened, were

429
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Speaker 4: saying that they had First they were saying that was

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Speaker 4: Guardian Asset Management, So it wasn't them, it was them, Okay,

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Speaker 4: So those are the other people that didn't show up

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Speaker 4: the court.

433
00:19:28,359 --> 00:19:31,240
Speaker 1: Yeah they didn't, okay. And then but they didn't take

434
00:19:31,280 --> 00:19:33,840
Speaker 1: the house because I owed anything, gotcha? I think it

435
00:19:33,880 --> 00:19:35,960
Speaker 1: was because it was abandoned. I didn't owe anything.

436
00:19:36,080 --> 00:19:37,919
Speaker 4: So then I saw some reports that they were like

437
00:19:37,960 --> 00:19:40,040
Speaker 4: they were putting notices on well, they are saying that

438
00:19:40,040 --> 00:19:42,200
Speaker 4: they were putting notices in different things on the door

439
00:19:42,280 --> 00:19:43,800
Speaker 4: and like almost like they were trying to be in

440
00:19:43,800 --> 00:19:46,480
Speaker 4: contact for whatever the reasoning was. And that wasn't answer,

441
00:19:46,520 --> 00:19:48,159
Speaker 4: So that's why they went ahead. And I mean they

442
00:19:48,240 --> 00:19:50,560
Speaker 4: violated this day, which worked in your favorite but that's

443
00:19:50,560 --> 00:19:53,119
Speaker 4: why they went ahead and ignored this day. So what

444
00:19:53,200 --> 00:19:54,800
Speaker 4: were the notices or like, what was the point of

445
00:19:54,800 --> 00:19:56,120
Speaker 4: communication if any.

446
00:19:56,000 --> 00:19:58,359
Speaker 1: You know what's funny, My first time ever going to

447
00:19:58,440 --> 00:20:00,440
Speaker 1: that house was when I went to change locks to

448
00:20:00,480 --> 00:20:02,159
Speaker 1: get back in ever and I've owned that house for

449
00:20:02,200 --> 00:20:06,160
Speaker 1: probably almost four years. Yeah, I've never ever stepped foot

450
00:20:06,160 --> 00:20:07,840
Speaker 1: in the house. It was my cousin house. I bought

451
00:20:07,840 --> 00:20:09,800
Speaker 1: the house for my cousin. He wanted to get off

452
00:20:09,800 --> 00:20:11,159
Speaker 1: the house, and I bought it and just added it

453
00:20:11,200 --> 00:20:14,440
Speaker 1: to my portfolio. I've never been to the house, you understand.

454
00:20:14,440 --> 00:20:16,000
Speaker 1: So like when I finally go to the house and

455
00:20:16,080 --> 00:20:17,760
Speaker 1: change the locks, I don't know how many notices they

456
00:20:17,800 --> 00:20:20,720
Speaker 1: put on the door. But my realtors were also involved.

457
00:20:20,720 --> 00:20:23,439
Speaker 1: But at the end of the day, it's a learning

458
00:20:23,520 --> 00:20:26,240
Speaker 1: lesson for me because I learned how this process works.

459
00:20:26,480 --> 00:20:29,600
Speaker 1: But like, victory will prevail and I'm vindicated because like

460
00:20:29,680 --> 00:20:32,919
Speaker 1: give me my stuff at and they got hit my

461
00:20:32,960 --> 00:20:34,440
Speaker 1: fees and I'm taking further action.

462
00:20:34,680 --> 00:20:35,800
Speaker 3: So you're so serious.

463
00:20:35,520 --> 00:20:37,399
Speaker 2: About your name, right, And that's one thing I know

464
00:20:37,440 --> 00:20:40,280
Speaker 2: about Pinky. You ever to think about suing some of

465
00:20:40,280 --> 00:20:41,880
Speaker 2: those people that have been going at you?

466
00:20:42,280 --> 00:20:42,440
Speaker 3: Wat?

467
00:20:42,440 --> 00:20:47,480
Speaker 1: Should we work? Wat? Should we work? Yeah? I'm a

468
00:20:47,520 --> 00:20:51,080
Speaker 1: solid assassin, Like why should we work? Because your name

469
00:20:51,200 --> 00:20:54,360
Speaker 1: is all that you have? Like you can have all

470
00:20:54,400 --> 00:20:55,800
Speaker 1: the money in the world, but if you got a

471
00:20:55,840 --> 00:20:57,600
Speaker 1: bad name, nobody will touch you.

472
00:20:57,720 --> 00:20:57,920
Speaker 3: Right.

473
00:20:58,240 --> 00:21:01,639
Speaker 1: The currency is who you are. My mouthpiece is a

474
00:21:01,640 --> 00:21:04,240
Speaker 1: country club. I can lose it all today or tomorrow,

475
00:21:04,359 --> 00:21:06,320
Speaker 1: but as long as I got my mouthpiece, I'm good.

476
00:21:06,320 --> 00:21:10,400
Speaker 1: So I'm always use my mouthpiece to stand and represent

477
00:21:10,440 --> 00:21:13,320
Speaker 1: who I am as an individual, somebody from Baltimore, a

478
00:21:13,400 --> 00:21:17,119
Speaker 1: Jamaican and an entrepreneur, somebody who has worked hard for

479
00:21:17,200 --> 00:21:19,359
Speaker 1: every single thing that I've gotten in my life. And

480
00:21:19,359 --> 00:21:21,440
Speaker 1: I'm a flex on myself for a second. I made

481
00:21:21,440 --> 00:21:24,000
Speaker 1: the cover of Essence magazine, made the Times one hundred lists,

482
00:21:24,040 --> 00:21:27,120
Speaker 1: made the Forbes List twice. Okay, in magazine, cover all

483
00:21:27,119 --> 00:21:29,520
Speaker 1: the Bloomberg lists, everything you can think of. You think

484
00:21:29,520 --> 00:21:31,280
Speaker 1: I'm a less somebody play with my name when I've

485
00:21:31,280 --> 00:21:34,080
Speaker 1: worked so hard for my legacy and for my children

486
00:21:34,119 --> 00:21:35,960
Speaker 1: and for everything that I'm created. You're out your mind.

487
00:21:36,880 --> 00:21:37,920
Speaker 3: But how much is it worth it?

488
00:21:38,040 --> 00:21:40,320
Speaker 2: When you know they have nothing and the money that

489
00:21:40,320 --> 00:21:42,359
Speaker 2: you spend in lawyer fees is probably.

490
00:21:43,520 --> 00:21:44,440
Speaker 3: Less than they even half.

491
00:21:44,680 --> 00:21:46,200
Speaker 1: Yeah, well I don't you do it right? You ain't

492
00:21:46,200 --> 00:21:50,200
Speaker 1: gotta pay no lawyer fees, you know what I'm saying. Yeah,

493
00:21:50,240 --> 00:21:52,200
Speaker 1: you get the right people to represent you. You don't have

494
00:21:52,240 --> 00:21:53,440
Speaker 1: to pay lawyer fees. They do it.

495
00:21:54,240 --> 00:21:56,240
Speaker 4: What do you I know? In June you go back

496
00:21:56,280 --> 00:21:58,080
Speaker 4: to court for the bankruptcy in Nate. You have to

497
00:21:58,359 --> 00:22:00,680
Speaker 4: or you have to submit your restructure plan to the court.

498
00:22:01,160 --> 00:22:04,040
Speaker 1: So what it seems like you've learned this stuff. God

499
00:22:05,160 --> 00:22:07,159
Speaker 1: can't bring you up, ye know what I mean?

500
00:22:07,880 --> 00:22:09,679
Speaker 4: And I just feel like too the way that people

501
00:22:10,040 --> 00:22:12,239
Speaker 4: can learn from this, That's how I'm getting into all

502
00:22:12,240 --> 00:22:14,720
Speaker 4: the other side of it. But what would your restructure

503
00:22:14,720 --> 00:22:17,600
Speaker 4: and plan look like? Because, like you said, now, you

504
00:22:17,720 --> 00:22:20,119
Speaker 4: have so much that you've learned. So what are you

505
00:22:20,119 --> 00:22:22,040
Speaker 4: going to tell the court will be different or how

506
00:22:22,119 --> 00:22:23,679
Speaker 4: things will be paid, or like how that works?

507
00:22:24,280 --> 00:22:27,080
Speaker 1: Well, most ninety nine percent of my debt is business.

508
00:22:27,119 --> 00:22:29,520
Speaker 1: Step from the old code. It's not personal debt. Most

509
00:22:29,560 --> 00:22:33,600
Speaker 1: of the debt is business that so I'm excited about

510
00:22:33,600 --> 00:22:36,160
Speaker 1: putting a plan together and basically what that plan is

511
00:22:36,160 --> 00:22:38,399
Speaker 1: is that my attorney and myself we come up with

512
00:22:38,400 --> 00:22:40,399
Speaker 1: a plan we presented to the courts. This is how

513
00:22:40,440 --> 00:22:42,840
Speaker 1: much based on how much she's making so now, and

514
00:22:42,880 --> 00:22:45,800
Speaker 1: this is a coachable moment. I haven't been on payroll

515
00:22:45,840 --> 00:22:48,280
Speaker 1: personally for the last three and a half years. I

516
00:22:48,280 --> 00:22:50,400
Speaker 1: don't get a W two. I don't pay myself personally,

517
00:22:50,560 --> 00:22:53,800
Speaker 1: literally on paper like, I don't have anything personally. So

518
00:22:53,880 --> 00:22:55,840
Speaker 1: now I got to put myself on payroll. You understand

519
00:22:55,840 --> 00:22:57,520
Speaker 1: what I'm saying. And that's okay because now I can

520
00:22:57,560 --> 00:22:59,679
Speaker 1: get a W two and I can pay myself. But

521
00:22:59,720 --> 00:23:02,680
Speaker 1: I'm excited about the fact that the courts are willing

522
00:23:02,720 --> 00:23:04,240
Speaker 1: to work with me so that I could put a

523
00:23:04,280 --> 00:23:06,919
Speaker 1: plan in place so that I can dissolve all of

524
00:23:06,960 --> 00:23:10,560
Speaker 1: the things from my past. You know, we as entrepreneurs

525
00:23:10,600 --> 00:23:13,880
Speaker 1: don't realize how oftentimes your past can corrupt you if

526
00:23:13,920 --> 00:23:16,240
Speaker 1: you don't clear the plane field. So I get the

527
00:23:16,240 --> 00:23:19,000
Speaker 1: opportunity to do that. But for the entrepreneurs who are

528
00:23:19,000 --> 00:23:22,840
Speaker 1: thinking about bankruptcy, it is a tool. Okay, there is

529
00:23:22,880 --> 00:23:26,399
Speaker 1: no shame in bankruptcy. You're not broke because you filed bankruptcy.

530
00:23:26,400 --> 00:23:29,320
Speaker 1: Think about it. Delta Airlines filed and what two thousand

531
00:23:29,320 --> 00:23:31,800
Speaker 1: and five they filed Chapter eleven, the same thing that

532
00:23:31,840 --> 00:23:34,280
Speaker 1: I filed in two thousand and five, and then they

533
00:23:34,280 --> 00:23:36,760
Speaker 1: got out of bankruptcy in two thousand and seven. And

534
00:23:36,800 --> 00:23:39,920
Speaker 1: that's the number one preferred airline in America. Okay, it's

535
00:23:39,920 --> 00:23:43,639
Speaker 1: given domind medallion. All right. So just because you filed

536
00:23:43,640 --> 00:23:46,960
Speaker 1: for Chapter eleven or Chapter fifteen, which is for people

537
00:23:47,359 --> 00:23:51,200
Speaker 1: who have international businesses, or Chapter seven, if you want

538
00:23:51,200 --> 00:23:54,040
Speaker 1: to close your business, that is really a restructure. Your

539
00:23:54,080 --> 00:23:57,600
Speaker 1: president done, did it several times, So utilize the US

540
00:23:57,640 --> 00:24:00,400
Speaker 1: Bankruptcy Code as a tool. I am not in any

541
00:24:00,560 --> 00:24:02,959
Speaker 1: but what I will say is the level of relief

542
00:24:03,000 --> 00:24:05,480
Speaker 1: that I've gotten in my life as an entrepreneur when

543
00:24:05,480 --> 00:24:07,800
Speaker 1: I put an automatic state on everything that was coming

544
00:24:07,880 --> 00:24:10,680
Speaker 1: after me. Money could not buy you.

545
00:24:10,640 --> 00:24:12,520
Speaker 3: Feel like you have anything to prove to anybody.

546
00:24:12,840 --> 00:24:17,680
Speaker 1: No, No, And I'll tell you why, because I'm gonna

547
00:24:17,680 --> 00:24:19,640
Speaker 1: take you back to that dark place that I was in.

548
00:24:20,040 --> 00:24:20,240
Speaker 3: Right.

549
00:24:20,800 --> 00:24:24,760
Speaker 1: Nobody understood that cry. Nobody understood when the people that

550
00:24:24,800 --> 00:24:27,240
Speaker 1: you love the most turned their back on you. Has

551
00:24:27,280 --> 00:24:31,240
Speaker 1: that ever happened to y'all? Absolutely? Yeah, Nobody understood how

552
00:24:31,280 --> 00:24:34,399
Speaker 1: that felt when you put you and trusted yourself and

553
00:24:34,520 --> 00:24:36,880
Speaker 1: people that you partner with or that you've worked with,

554
00:24:37,240 --> 00:24:40,120
Speaker 1: and they flip a light switch when the things don't

555
00:24:40,160 --> 00:24:43,160
Speaker 1: go their way. That is very difficult. So that is

556
00:24:43,720 --> 00:24:45,920
Speaker 1: you got to build a coat of armor so tough.

557
00:24:46,040 --> 00:24:49,600
Speaker 1: After that happens, that like your guard, your third eye

558
00:24:49,640 --> 00:24:52,400
Speaker 1: is always open. So now I'm clear. And I said

559
00:24:52,400 --> 00:24:54,920
Speaker 1: this to my friend the other day. Sometimes when it's cloudy,

560
00:24:54,960 --> 00:24:58,159
Speaker 1: that's when you get clear. And in my cloudy days

561
00:24:58,640 --> 00:25:01,119
Speaker 1: is the moments where God, little you like, created a

562
00:25:01,160 --> 00:25:03,080
Speaker 1: path for me so that anytime something comes my way,

563
00:25:03,080 --> 00:25:04,639
Speaker 1: I ain't got to prove none of y'all. I know

564
00:25:04,680 --> 00:25:06,959
Speaker 1: who I am. I know whose I am. And now

565
00:25:06,960 --> 00:25:09,119
Speaker 1: I'm about to do this show on April fifth, and

566
00:25:09,160 --> 00:25:11,320
Speaker 1: you really get the opportunity to learn about me and

567
00:25:11,400 --> 00:25:13,600
Speaker 1: my family and all of the great things. And I'm

568
00:25:13,640 --> 00:25:16,679
Speaker 1: just proud of that. I'm proud of the visibility. Like,

569
00:25:16,880 --> 00:25:19,800
Speaker 1: there's two things in your professional life as entrepreneurs. You

570
00:25:19,880 --> 00:25:22,960
Speaker 1: got your money engine, right, and you got your visibility engine. Okay,

571
00:25:23,000 --> 00:25:25,040
Speaker 1: I already got the money engine. Now it's time for

572
00:25:25,040 --> 00:25:28,520
Speaker 1: the visibility engine, okay. And guess what I'm doing selling

573
00:25:28,560 --> 00:25:32,360
Speaker 1: more franchises like the negativity is really converting that fun.

574
00:25:32,400 --> 00:25:34,960
Speaker 1: It was converting to more people interested in my brand.

575
00:25:35,440 --> 00:25:38,119
Speaker 1: I got literally over a dozen people that want to

576
00:25:38,119 --> 00:25:41,800
Speaker 1: franchise right now. So I'm taking it all and I'm

577
00:25:41,840 --> 00:25:44,760
Speaker 1: excited about this next season of my life. But the

578
00:25:44,800 --> 00:25:47,119
Speaker 1: next season of my life is the rocket ship, and

579
00:25:47,160 --> 00:25:49,679
Speaker 1: everybody can't go on at rocket ship period. Okay.

580
00:25:49,800 --> 00:25:51,800
Speaker 4: I was wondering how that was working for how this

581
00:25:51,960 --> 00:25:54,560
Speaker 4: was all going to like play out after bankruptcy ruling

582
00:25:54,640 --> 00:25:57,199
Speaker 4: or whatever, because of you know, people see headlines and

583
00:25:57,200 --> 00:25:59,840
Speaker 4: they see all the conversation and then them franchising me

584
00:26:00,040 --> 00:26:01,760
Speaker 4: that they're standing next to you in business, even if

585
00:26:01,800 --> 00:26:02,400
Speaker 4: not directly.

586
00:26:02,480 --> 00:26:05,199
Speaker 1: But so you're saying it's having a positive impact. It is,

587
00:26:05,680 --> 00:26:08,560
Speaker 1: you know why, because the people who know who I am,

588
00:26:08,920 --> 00:26:12,120
Speaker 1: I'm solid as a rock. I am solid as a rock,

589
00:26:12,440 --> 00:26:15,879
Speaker 1: and you can smell that. You understand that, like you

590
00:26:15,920 --> 00:26:19,960
Speaker 1: can literally identify when somebody is real, authentic, genuine. Yeah.

591
00:26:19,960 --> 00:26:21,880
Speaker 1: I may have a little hiccups, but if people still

592
00:26:21,920 --> 00:26:24,800
Speaker 1: love my brand despite the hiccups, what does that tell you?

593
00:26:25,000 --> 00:26:29,880
Speaker 1: Slutty vegan as weatherproof. Slutty vegans weatherproof. So I'm excited

594
00:26:29,920 --> 00:26:32,520
Speaker 1: to show what resilience look like for people who have

595
00:26:32,600 --> 00:26:34,520
Speaker 1: lost their businesses and trying to figure out the next

596
00:26:34,560 --> 00:26:36,920
Speaker 1: steps and how to navigate. And yeah, I show the highs,

597
00:26:36,960 --> 00:26:39,520
Speaker 1: but I also show the lows, and that's what makes

598
00:26:39,520 --> 00:26:40,119
Speaker 1: you a leader.

599
00:26:40,480 --> 00:26:41,800
Speaker 2: I was gonna ask, what do you want people to

600
00:26:41,880 --> 00:26:45,080
Speaker 2: learn from this story?

601
00:26:45,480 --> 00:26:49,280
Speaker 1: I want people to learn that you only get one shot.

602
00:26:49,560 --> 00:26:52,400
Speaker 1: Do not miss a chance to blow because opportunity comes

603
00:26:52,440 --> 00:26:59,560
Speaker 1: once in a lifetime. A wise philosopher, A wise philosopher

604
00:26:59,600 --> 00:27:02,320
Speaker 1: one said, I want people to understand that no matter

605
00:27:02,359 --> 00:27:05,159
Speaker 1: how many times you get knocked down, right, it's like

606
00:27:05,240 --> 00:27:08,000
Speaker 1: we in a boxing ring. Okay, in a minute, how

607
00:27:08,000 --> 00:27:09,800
Speaker 1: many times you get knocked down, it's gonna hurt. That's

608
00:27:09,840 --> 00:27:12,159
Speaker 1: what you got in your corner God. And God is

609
00:27:12,200 --> 00:27:14,200
Speaker 1: right here with the what is it with the tissue,

610
00:27:14,400 --> 00:27:16,640
Speaker 1: putting the ice on your face, making sure that you're good,

611
00:27:16,640 --> 00:27:18,640
Speaker 1: and throwing you back in the ring. And as long

612
00:27:18,680 --> 00:27:20,520
Speaker 1: as you got God in your corner, you will forever

613
00:27:20,600 --> 00:27:23,399
Speaker 1: be all right, okay, because God will always provide and

614
00:27:23,440 --> 00:27:25,399
Speaker 1: prevail and make sure that you have what you need

615
00:27:25,480 --> 00:27:27,879
Speaker 1: so that your business will always be successful. All of

616
00:27:27,920 --> 00:27:31,080
Speaker 1: this says is a testimony I literally everything that I've

617
00:27:31,119 --> 00:27:33,080
Speaker 1: been through now I got color. I want to be

618
00:27:33,119 --> 00:27:36,160
Speaker 1: around people that God experience. You understand what I'm saying,

619
00:27:36,200 --> 00:27:38,520
Speaker 1: so that when I speak on large stages, I can say, Hey,

620
00:27:38,680 --> 00:27:40,439
Speaker 1: I know what it feels like the fail, I know

621
00:27:40,520 --> 00:27:42,119
Speaker 1: what it feels like the wind. I know what it

622
00:27:42,160 --> 00:27:43,919
Speaker 1: feels like to eat on a glass plate. And I

623
00:27:43,960 --> 00:27:45,320
Speaker 1: also know what it feels like to eat on a

624
00:27:45,320 --> 00:27:48,040
Speaker 1: paper plate. And I got color. So now I'm not

625
00:27:48,160 --> 00:27:50,040
Speaker 1: I'm not giving you fluff. I'm giving you real deal

626
00:27:50,119 --> 00:27:51,040
Speaker 1: because I've been through.

627
00:27:50,880 --> 00:27:53,480
Speaker 3: It, all right, I got six kids, so it's paper plate.

628
00:27:58,480 --> 00:27:59,800
Speaker 3: We appreciate you for joining us.

629
00:28:00,119 --> 00:28:03,040
Speaker 2: Season of Real Housewist of Atlanta starts on the fifth

630
00:28:03,040 --> 00:28:05,280
Speaker 2: of next month, April fifth. Make sure you definitely check

631
00:28:05,280 --> 00:28:08,040
Speaker 2: it out and check out her seven locations. I know

632
00:28:08,119 --> 00:28:13,120
Speaker 2: the Jonesboro, the Edgewood, the Birmingham, Brooklyn of course in Florida.

633
00:28:13,119 --> 00:28:14,520
Speaker 3: Baltimore is the other one. I missed one.

634
00:28:14,600 --> 00:28:16,760
Speaker 2: You said that I got to in Baltimore too, in Baltimore. Alright,

635
00:28:17,040 --> 00:28:18,919
Speaker 2: make sure you go check it and support and.

636
00:28:18,920 --> 00:28:21,640
Speaker 1: We're franchising, okay, So go to sludyv at atl dot

637
00:28:21,640 --> 00:28:24,360
Speaker 1: com if you want a franchise, get on the winning team.

638
00:28:24,440 --> 00:28:27,000
Speaker 1: How much is the franchise forty thousand dollars to buy in.

639
00:28:26,920 --> 00:28:28,760
Speaker 2: Forty thousand dollars to buy in. And then do you

640
00:28:28,760 --> 00:28:30,159
Speaker 2: guys take care of build out or they have to

641
00:28:30,160 --> 00:28:31,720
Speaker 2: take they have to take care of the build out.

642
00:28:31,760 --> 00:28:33,560
Speaker 1: But it depends on Like if you want to get

643
00:28:33,600 --> 00:28:36,800
Speaker 1: a second generation location, it could be two hundred thousand

644
00:28:36,840 --> 00:28:38,880
Speaker 1: or five hundred and fifty five thousand and two a million.

645
00:28:38,960 --> 00:28:40,400
Speaker 1: It just depends on where you want to go. Ok,

646
00:28:40,520 --> 00:28:43,200
Speaker 1: what's going on with the session? Oh, we're about We're

647
00:28:43,240 --> 00:28:46,240
Speaker 1: about to go on the road. So I can't say

648
00:28:46,240 --> 00:28:48,160
Speaker 1: the full announcement, but it's about to happen. Oh the

649
00:28:48,200 --> 00:28:49,640
Speaker 1: last thing that I did not say, and I have

650
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Speaker 1: to say this. So I've partnered with Earn your Leisure

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Speaker 1: and we are doing a online digital YouTube series teaching

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Speaker 1: adults financial literacy. So y'all see my video that I

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Speaker 1: did Miss Rachel parody. Yeah, we're gonna be doing more

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Speaker 1: of that because I realized that sometimes people don't get

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Speaker 1: it unless you put it on eight o weeks.

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Speaker 2: All right, ladies and gentlemen, it's Picky col It's the

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Speaker 2: breakfast Club.

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Speaker 3: Good morning, hold up every day.

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Speaker 1: A week ago. Click your glass up the breakfast club

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Speaker 1: you're finish for. Y'all done,