Speaker 1: Welcome to We Talk Back Podcast, the production of iHeartRadio
Speaker 1: and the Black Effect Network Talk Talk.
Speaker 2: We're just two unapologetically black women with an opinion who talks.
Speaker 1: What's up y'all? Thank you for tuning in for a
Speaker 1: new episode and we talked Back to show dedicated to
Speaker 1: you dreamers and chasers, niggas and hoes, everybody else in
Speaker 1: between all the good things. It's your co host, AJ Haliday.
Speaker 1: What's up, Tandem?
Speaker 2: How y'all, it's Tam Bam. I love y'all. I love
Speaker 2: you too, Aj.
Speaker 1: Girl.
Speaker 3: I'm in the holiday spirit, so I extra love you guys.
Speaker 3: I feel so warm and fuzzy right now.
Speaker 1: Did you drunk.
Speaker 2: Hungover from the weekend? What'd you do this weekend?
Speaker 1: One of my besties had like a, I guess it's
Speaker 1: Christmas giving? Mm hmm, like a friends giving type of
Speaker 1: friends miss yeah, and it was lit. We ate, we drunk.
Speaker 1: I you know, I'd be really feeling like people be
Speaker 1: expecting me to be entertainment because y'all know I travel
Speaker 1: with a mic, right, So I did travel with my mic,
Speaker 1: but I just wasn't on it this weekend. No, No,
Speaker 1: I don't know what I did. I did you were
Speaker 1: on something else. I definitely was on drugs. Okay, now
Speaker 1: got me a couple of little addies I've been holding
Speaker 1: on to. So to get there, I had to stay
Speaker 1: awake to drive because you know, a nigga's gonna be
Speaker 1: like in drive. So I was on the addie this
Speaker 1: weekend and I did some shrewm gummies and then the liquor.
Speaker 2: So I was really like, I'm starting to the c spaceship.
Speaker 1: Bitch. I was like sitting down being quiet. It was
Speaker 1: the weirdest thing, and like, actually, bitch, I was there,
Speaker 1: but I don't know.
Speaker 2: I was really in.
Speaker 1: My fucking head the whole time. And it's fucking weird, bitch.
Speaker 2: What cool sounds like very relaxing.
Speaker 1: But it was fun. We had some real good ass food. Okay,
Speaker 1: oh god, damn, I forgot the chef's name. Anyway, he's
Speaker 1: out of Dirham. He's so good man.
Speaker 2: This is the second time it was it.
Speaker 1: So he does like Asian fusion kind of so and
Speaker 1: you know he always has like a little vegan or
Speaker 1: something for me. So he had the oyster mushrooms. Ain't
Speaker 1: just for me, but you know, just for anybody who
Speaker 1: doesn't eat the meats, but he did like like Wagoo sliders.
Speaker 1: I know, y'all meat eaters now, y'all. I went from
Speaker 1: Lamb chops, the Wagoo, the thing with the with the
Speaker 1: Wagoo burgers. Though, okay, if thirty if if if an
Speaker 1: ounce of Waggo steak is thirty five dollars, I just
Speaker 1: don't believe you're getting a whole burger mm hmmm for
Speaker 1: a little bit of money. It doesn't make sense to me.
Speaker 1: So what do y'all are? Y'all just don't really eating
Speaker 1: regular beef okay, regular exactly and calling it wagu because
Speaker 1: people don't even realize that oxtail is just fucking cow.
Speaker 2: Also, it's just the ass cowtail, that's all it is.
Speaker 1: So I don't know. I don't know about that Wago,
Speaker 1: but it was like a whole, nice little spread. Met
Speaker 1: some nice people this weekend. I love meeting new people,
Speaker 1: making new friends. Yeah.
Speaker 2: Fun.
Speaker 3: I worked this weekend. You know, this time of year
Speaker 3: is very busy, so I worked a lot. But then
Speaker 3: on Sunday I went to our college friend Jamaica's.
Speaker 1: Happy belated birthday.
Speaker 2: Jamaica run and baby.
Speaker 3: When I tell you, I'm like, I'm hungover right now,
Speaker 3: you guys, I got so drunk and I didn't drink
Speaker 3: a lot though. It's just that I've been eating so
Speaker 3: light that just a little bit of liquor took me
Speaker 3: to the next level. And y'all we played UNO, and y'all,
Speaker 3: I knocked over to UNO table. I took my whole
Speaker 3: folk and sweet that motherfucker. Because they're gonna try to
Speaker 3: say that you can put a draw four on a
Speaker 3: draw like it was three draw twos on top of
Speaker 3: each other, and they're gonna put a draw four on
Speaker 3: top of that.
Speaker 2: Y'all got me fucked up. If y'all think I about
Speaker 2: to draw what eight six.
Speaker 1: A lot ten? Half the damn deck.
Speaker 2: No, I knocked the table over.
Speaker 1: This is why I don't play cards with niggas, because
Speaker 1: they be making up rules, man, Like, okay, we're playing
Speaker 1: in real rules, or were doing nigga rules.
Speaker 3: Right, because how you gonna put a draw four on
Speaker 3: three draw twos? That is illegal?
Speaker 1: But when people do do stacking, and you know, right,
Speaker 1: can't you throw out all those wild cards at one time?
Speaker 3: You can stack, but you can't stack a draw four
Speaker 3: on draw twos. You can stack draw twos and you
Speaker 3: can stack draw fors, but you can't stack. You got
Speaker 3: it right, yes, So now you try to cheat and
Speaker 3: now you're trying to pick up your six. You're trying
Speaker 3: to make me pick up ten. I not the table
Speaker 3: over the table fellow this nigga bee. He was like, damn,
Speaker 3: you're trying to fuck up my leg, like yo leg?
Speaker 1: So was the game over after that? No?
Speaker 2: I picked the table back up.
Speaker 1: Childish sh We played a lot of fun games too.
Speaker 1: They had like some shit on the TV, like you
Speaker 1: press the button on your cellphone like so the questions
Speaker 1: come up on the screen. So they had like black
Speaker 1: holiday movies and shit like that, and you got to
Speaker 1: read it and whoever hits it first, like you get
Speaker 1: up like in the running on the screen though, but
Speaker 1: it was very interactive. I'm like, what the fuck I
Speaker 1: wish I would have came up with that shit, like
Speaker 1: you really playing the game, like you read it on
Speaker 1: the TV and you pressed about on your phone and
Speaker 1: then it goes to the TV like who's winning?
Speaker 2: Oh that's dope.
Speaker 1: Yeah.
Speaker 3: We played the game they had. It was a card
Speaker 3: game where it had QR cod's in the car and
Speaker 3: they play a song, right and you had to sing
Speaker 3: a song and then it all cutout and you have
Speaker 3: to keep singing where it cuts out. And if you
Speaker 3: didn't keep singing where it cuts out, you had to
Speaker 3: take a shot. That shit was too because it was
Speaker 3: all R and B like nineties and two thousand songs
Speaker 3: and shit like that.
Speaker 1: I'm trying to find the name of the app. I
Speaker 1: can't find it. Anyway, it was lit. Yeah, we had
Speaker 1: a good time. And look, so everybody was required to
Speaker 1: bring a gift, right, and then like with the games,
Speaker 1: who have won, you pick a gift, you know, like
Speaker 1: the Secret Santa type shit, you pick whatever gift. I
Speaker 1: just really wasn't picking no gift for real, and I
Speaker 1: just when the games and all that shit was over,
Speaker 1: I just picked up the last gift, the last gift,
Speaker 1: the last gift that was sitting by the fireplace all
Speaker 1: by his lonesome. All it was was like a water jug, right,
Speaker 1: And the nigga who brought it, he was like, oh,
Speaker 1: you got that gift. He was like open up the jug,
Speaker 1: though you look and see something else, and I was like, okay,
Speaker 1: so I go open up the jug. It's a fucking
Speaker 1: pregnancy test. And then like we what it's right here.
Speaker 1: It's a dollar store one two dollar twenty five. I
Speaker 1: bye him should be accurate.
Speaker 2: Yeah, just as good as any other tests.
Speaker 1: But oah no, So like this is my week. My
Speaker 1: period just went off, and I've been tracking my ovulation,
Speaker 1: so I missed the window to try to get a Gemini.
Speaker 1: So like Virgo was next up for me, right, I
Speaker 1: was trying to do the Virgo and then Libra. So
Speaker 1: the end of the year, like coming up this into
Speaker 1: January fourth would be my ovulation time to get the
Speaker 1: to get a virgo. So maybe maybe it's a sign
Speaker 1: I might get pregnant in the week.
Speaker 2: I'm gonna pray for it because I need me a
Speaker 2: little niece, a nephew.
Speaker 1: All my friends pregnant. Man, it's a lot of pregnant
Speaker 1: bitches out here. They every time an old bitch get pregnant,
Speaker 1: I just get more and more. Hope.
Speaker 2: Yay, let's get into scenes. What happened?
Speaker 1: What we got going on? Okay? This a little boy,
Speaker 1: Travis Hunter. Y'all knows he won the Heisman? What team
Speaker 1: is he playing on? Because I know this that he
Speaker 1: just got drafted? Where's I mean? I really don't know
Speaker 1: much about him. What I do know about him is
Speaker 1: what the internet is keeps, you know, talk about about
Speaker 1: his girlfriend. His girlfriend is Leanna Lenney. I know, I
Speaker 1: don't know what her real name is, but yeah, so
Speaker 1: a couple of weeks ago they were getting on her
Speaker 1: because she was being real impatient while he was at
Speaker 1: an event, asking like am I just supposed to be
Speaker 1: sitting here? And we talked about it then.
Speaker 3: Yeah, and then she didn't stand up when everybody was
Speaker 3: giving him a standup of ovation and the coach had
Speaker 3: it to her life stand up baby.
Speaker 1: Yeah, So the internet has been picking their relationship apart,
Speaker 1: picking her ass apart, bringing up old video. She was
Speaker 1: in somebody's rat video, she was at somebody's party, what
Speaker 1: you know, taking pictures with a nigga. All type of
Speaker 1: stuff they're bringing up. So Dravis Hunter has deactivated his
Speaker 1: Instagram page because he can't take it. Y'all really about
Speaker 1: to ruin that nigga's career, really talking about his mental health.
Speaker 1: He's twenty one.
Speaker 2: These are kids right alone.
Speaker 1: Yeah, Like he's not gonna get some He could get
Speaker 1: like a maybe some super wholesome twenty one year old
Speaker 1: who probably was groomed to be an NFL or NBA
Speaker 1: wife he could probably get that, probably gonna be a
Speaker 1: white girl. But these this is a regular. I think
Speaker 1: she's like Hispanic or something like that. So I know
Speaker 1: the black woman. Y'all probably want to see him on
Speaker 1: a low brown girl. Okay, it might not happen, and
Speaker 1: it's okay. That's this is his preference, This is what
Speaker 1: he wants to be doing, and I think people should
Speaker 1: stay out of it. I don't know why, they just
Speaker 1: like dragging it so much.
Speaker 3: Not.
Speaker 1: What I will say is that whatever he decides to do,
Speaker 1: just make sure he talks to his attorney along the
Speaker 1: way and make sure all his PaperWorks straight. Because she
Speaker 1: does have a money signed tattooed on her ring finger.
Speaker 2: Okay, yeah, just let.
Speaker 3: The kids be kids and do anything and stay out
Speaker 3: of it. There ain't nothing but a bunch of grown
Speaker 3: motherfuckers too, you know, very intive in these children's relationship.
Speaker 2: I can give a fuck.
Speaker 1: So Deone Sanders actually came out and said something. He said,
Speaker 1: I've tried my best not to get into Travis's business,
Speaker 1: but I had to after seeing this. I'm here to
Speaker 1: tell you, brother, wake up and quit playing. She talked
Speaker 1: all that stuff about you, saying she was going to
Speaker 1: address the situation once but kept talking about it. He said,
Speaker 1: she loves the attention way more than you. She thinks
Speaker 1: she isn't equal to you. I can tell you're a
Speaker 1: great dude, and I promise there is a woman out
Speaker 1: there who is going to make your life easy and
Speaker 1: respect you. From what I can see, she has nothing
Speaker 1: to offer but a major headache. What you got to offer,
Speaker 1: She's not the one.
Speaker 3: I just feel like nobody can decide that for you, like,
Speaker 3: just stay out of it.
Speaker 1: I think he might be you know, projecting a little
Speaker 1: bit because of what went on between him and his
Speaker 1: kids mom. It was a video recently, like they all
Speaker 1: were on the field as soon as the mama walk
Speaker 1: up deon sans fuck up about it here, you know,
Speaker 1: because she I mean, during the divorce it got real
Speaker 1: nasty and she said, like you know, she accused him
Speaker 1: of abuse and abusing the kids and all that, all
Speaker 1: these things like to have the upper hand in the
Speaker 1: courtse I. So you know, he's speaking from experience. And
Speaker 1: I also I remember remember we had Brittany Reener. He
Speaker 1: brought her like to the school. Yeah, yeah, basically because
Speaker 1: it is a thing and it probably should be a
Speaker 1: course studying these holes, for.
Speaker 3: Sure, But I just think, like I don't know, focus
Speaker 3: on football, focus on making him a good player, you know,
Speaker 3: all that shit when when you're in love with somebody,
Speaker 3: ain't nothing nobody can tell you. You have to go through
Speaker 3: it on your own, you know. So just make sure
Speaker 3: he's focused on being the best athlete he can be
Speaker 3: and let him figure out his love life on his own.
Speaker 1: Because secondly, it's been working. They've been together for five years,
Speaker 1: so it's not new regardless of what he's gotten to
Speaker 1: where he is now with some of her energy. Right, Okay,
Speaker 1: y'all may look at it like it's just like super
Speaker 1: toxic or whatever, but obviously it's working for him. She
Speaker 1: does something for him to where he's still been able
Speaker 1: to operate. Now what's going on now? Yeah, he has
Speaker 1: to now deactivate his Instagram to try to block out
Speaker 1: the noise. Now he's not focused.
Speaker 3: Right, So let that baby be, Let them, both of
Speaker 3: them be, because she's just a little young girl too.
Speaker 3: You know, she's not making probably all the best choices,
Speaker 3: but she's still trying to figure it out. So, yeah,
Speaker 3: he might have seven other bitches by the time he
Speaker 3: get married.
Speaker 2: You know who knows?
Speaker 1: Yeah, I don't know. It could be my son. I'm
Speaker 1: gonna tell you that shit now, it.
Speaker 3: Could be what's a what's a man? Or a woman
Speaker 3: has decided they love somebody. It is hard for you
Speaker 3: to be from the outside and break that shit up. Exactly, Okay,
Speaker 3: Erica Mina, so I saw this up for the weekend
Speaker 3: aologizes to Nicki Minaj after really experiencing Safari for herself.
Speaker 3: So she was saying, how like she's painted to be
Speaker 3: this villain and painted to be like, uh, just this
Speaker 3: hard person to deal with, and he has pretty much
Speaker 3: created that dynamic. Like when she jumped that fence, she
Speaker 3: was like, he let her in, he let her through
Speaker 3: the gate, and then when she got there made it
Speaker 3: seem as but why if he let you in, why
Speaker 3: you had to climb the fence?
Speaker 1: You know? But we didn't see her. We didn't see
Speaker 1: her climb of fence. He said, she climbed the fence.
Speaker 3: No was wasn't it a video of her like going
Speaker 3: over the fence on the ladder?
Speaker 1: Well, I didn't see, yeah.
Speaker 3: But I mean, but then she also said that you
Speaker 3: told me that my child was hurt you know, you
Speaker 3: told me my child.
Speaker 1: Was hurt, and yeah.
Speaker 3: So of course I'm climbing the fence to get my baby.
Speaker 3: I don't give a damn.
Speaker 1: Oh, maybe he let her in the gated community. Had
Speaker 1: the guard let her in, right, but then once getting
Speaker 1: to his house he would and let her in, And
Speaker 1: maybe that's when she climbed the fence, like you lit
Speaker 1: the guard. You had to guard lit me in. But
Speaker 1: now I can't get to the house and you're a
Speaker 1: messaging me telling me something's up with the baby.
Speaker 2: Right and then recording.
Speaker 1: Yeah, I could see men doing that type of shit.
Speaker 1: She's saying, he's a narcissist. I don't know. I mean
Speaker 1: what happens when two narcissists get together. Because we've seen
Speaker 1: Ericamena in action and other relationships, and I mean, it
Speaker 1: could just be entertainment, scripted reality TV we were actually
Speaker 1: seeing and maybe that's not who she is, but based
Speaker 1: on what we have seen, she'd be cutting up.
Speaker 3: Yeah, because just from her first appearance on Love and
Speaker 3: Hip Hop, she jumped on Kimbella because Kimbella was doing
Speaker 3: modeling for cheaper Is that reason.
Speaker 2: The very first you.
Speaker 3: Know video with Ericamena, she literally jumped on that girl
Speaker 3: at a nice place like.
Speaker 2: TV.
Speaker 1: How your ass acting food? But you know it does
Speaker 1: make me think though, you know, how like you get
Speaker 1: into a relationship, and this is really why I don't
Speaker 1: trust niggas who'll be talking shit about the ex about
Speaker 1: the baby mamas. I don't believe you because we know
Speaker 1: it's two sides to every fucking story, right, and you
Speaker 1: nine times out of ten you may never hear the
Speaker 1: other person's side, maybe until the end of the relationship, right.
Speaker 1: You know. So now she's apologizing to Nicki Minaj because
Speaker 1: she partakes. She part took in some of the shit
Speaker 1: talking right, going off of what Safari had to say
Speaker 1: about Nicki Minaj. But now she gets to see who
Speaker 1: he is for herself.
Speaker 2: For herself.
Speaker 3: I was dating this producer and the super producer, and
Speaker 3: the whole time we went on this particular day, all
Speaker 3: he did was drag his wife ex wife. Well they're
Speaker 3: like going through a divorce, drag her. She's just she's
Speaker 3: just that, she's I mean, he spent so much time
Speaker 3: talking about her. I was kind of like tuning him
Speaker 3: out and looking at my phone and finding sins for
Speaker 3: the show bro, Like who wants to hear that, you know,
Speaker 3: I don't want to hear about yo bitch. Then later
Speaker 3: on in another conversation, he was like, yeah, she says
Speaker 3: I talked about her. I never talk about her, And
Speaker 3: I was like, yeah, you do. You talk my head
Speaker 3: off about this woman, So you do talk about her.
Speaker 3: And if you talked about her to me that much,
Speaker 3: imagine what you're saying to other people.
Speaker 2: You know.
Speaker 1: I know I talked about my extra exes. I sure
Speaker 1: do on dates. No, not on dates, absolutely, but on
Speaker 1: this motherfucker this show right here, So talk about your
Speaker 1: ass on here, apps, because I mean, it could be therapeutic.
Speaker 1: But like if you just always ah, okay, not on dates.
Speaker 1: But I have like been in like situationships with people
Speaker 1: where I may have mentioned my ex one too many times.
Speaker 1: But I feel like people recognize when you do it,
Speaker 1: but they don't hear when they talk about people that
Speaker 1: they fuck with before. I just have the same constant person.
Speaker 1: You're telling me about twenty different women in the last
Speaker 1: five years of your life, right, I'm talking about the
Speaker 1: same nigga. So it might seem excessive mm hmmmmm, But
Speaker 1: I do try try very hard and not talk about
Speaker 1: these fucking niggas. Okay, to the next, to the next,
Speaker 1: because I think that sometimes men subconsciously treat you how
Speaker 1: the last man treated you because they think that you
Speaker 1: can handle it. You know, I've been through it, So
Speaker 1: keep all your dumb bit shit to yourself. They tell
Speaker 1: these niggas nothing, they will use that AMMO against you, girl. Okay.
Speaker 1: So Fat Joe was on this podcast, my expert Opinion
Speaker 1: podcast by this battle rapper math Hopeful Hawfu ho f FA.
Speaker 1: You know him?
Speaker 2: I follow him?
Speaker 1: Oh okay, I hear that. I like battle rap but
Speaker 1: I never heard about him. I never knew about him,
Speaker 1: but I did see he battled Hitman Haller at some point.
Speaker 1: I like Hitman. But anyway, so Fat Joe was on there,
Speaker 1: and Fat Joe essentially said, fuck these FBA niggas.
Speaker 2: Y'all know what FBO broke niggas.
Speaker 1: FBA is financial financial foundational Black Americans, so like descendants
Speaker 1: of slaves essentially. So he's on this show and he
Speaker 1: was saying how this is a very radical and racist group.
Speaker 1: He basically says, do you see he says, do you
Speaker 1: see this explicit who runs them? Or maybe he's saying,
Speaker 1: do you see this nigga who runs them. You gotta
Speaker 1: be fucking kidding me. So they're trying to change the
Speaker 1: narrative because they're not from New York, so they're telling
Speaker 1: a whole other story. So the thing was that the
Speaker 1: FBA is basically saying, like Fat Joe, them weren't hip hop,
Speaker 1: They're not.
Speaker 2: Black, right right, which I don't agree with.
Speaker 3: I don't agree that, like Hispanics did make a contribution
Speaker 3: to hip hop that I just did not agree with
Speaker 3: Fat Joe's rhetoric like broke niggas.
Speaker 2: These broke niggas, Like I'm just not. I'm not.
Speaker 3: That makes me very uncomfortable because you don't identify as black,
Speaker 3: you know. And I know we sometimes give Hispanics a
Speaker 3: past because of culturally their experiences in our communities.
Speaker 1: Well they were I mean, and also Hispanics most right,
Speaker 1: particularly Puerto Ricans okay, Dominicans Okay, y'all. Some niggas, Okay,
Speaker 1: they are black, you know what I'm saying. They literally
Speaker 1: mixed with African or black whatever wherever it came from.
Speaker 1: The This is why I be trying to get away
Speaker 1: from like the black African American thing, right because and
Speaker 1: I don't one hundred degree agree with FBA right, because
Speaker 1: some of their rhetoric is extreme. I don't know if
Speaker 1: y'all ain't been on Clubhouse and to see them in
Speaker 1: action on Twitter and shit, it do be nasty, right,
Speaker 1: But at some point we do have to delineate right
Speaker 1: between Black Americans, right, people who are from this land
Speaker 1: and everybody else.
Speaker 2: Right, because why can't nothing be.
Speaker 1: For us ever? Ever? Nothing? You know? So people love niggashit,
Speaker 1: but they hate niggas right. So what Fatcho was saying
Speaker 1: was really anti black. Its fuck to me, Yeah to
Speaker 1: me as well, because we are some broke niggas, how
Speaker 1: abou dad, and that we've been trying to get some
Speaker 1: fucking money. So the FBA, they really be focusing on
Speaker 1: reparations and things like that. But in order to get that,
Speaker 1: you have to we have to be able to tell
Speaker 1: the government this particular group of people, not everybody who
Speaker 1: has brown skin.
Speaker 3: And it was broke niggas that was leaning back with
Speaker 3: you. You know, it was broke niggas that was doing the
Speaker 3: lean bag. It was broke niggas that help you to cool,
Speaker 3: you know, So exactly this is laughing a face to
Speaker 3: say that as far as I'm.
Speaker 1: Concerned, And why do they get this? You niggas?
Speaker 3: Some yeah, some Hispanics use niggas as a derogatory term
Speaker 3: against Black people. It's not a term of affection or endearment.
Speaker 3: It is used to call us something bad. So it's
Speaker 3: just unfair. It doesn't seem right, especially in the context
Speaker 3: that you're using it, you know. And it's crazy for
Speaker 3: somebody non black that say they're racist broke niggas, Like
Speaker 3: you can't call somebody racist and then in turn say
Speaker 3: something racist about them, like you literally made a racist
Speaker 3: statement right after that, you know.
Speaker 2: So I don't know it's a slippery slope because.
Speaker 1: It's not slippery at all. It is what it is.
Speaker 1: It's not slippery. And that's why we need to draw
Speaker 1: a line somewhere, you see. But black people, black Americans
Speaker 1: are very inviting. That's why we're in a position wherein now,
Speaker 1: from the beginning of time, we've been letting people come in.
Speaker 1: And we lost the war at the shores when the
Speaker 1: motherfucker's first.
Speaker 2: That's how we ended up boat exactly, not.
Speaker 1: On the boat, being enslaved on our own land. That's
Speaker 1: what happened. The majority of the slaves did not come
Speaker 1: and o goddamn boats. These people came here and enslaved
Speaker 1: the people of this land, the broken niggas he talking about.
Speaker 1: So yeah, he needs to watch his mouth. That's And
Speaker 1: I don't think this is the first time like people
Speaker 1: have been coming at Fat Joe about the use of
Speaker 1: the word nigga and shit like that either, right, So
Speaker 1: it's it's a big conversation around the whole thing. Now
Speaker 1: I'm gonna I'm gonna dig in it a little bit.
Speaker 1: But yeah, like I what uh it was one of
Speaker 1: the awards. I don't know if it was the Grammy something,
Speaker 1: but the Hispanics were feeling like like they weren't being
Speaker 1: included enough for it was something going on. But it's
Speaker 1: like nobody, nobody creates a table for us. Nobody he
Speaker 1: ever gives us a seat at their table. They try
Speaker 1: very very hard to actually separate themselves from us when
Speaker 1: it actually matters, right, So we really be on a
Speaker 1: boat by ourselves and people be tugging at our fucking
Speaker 1: ankle for help all of dayn time. If black people
Speaker 1: foundational Black Americans, which I don't, it's just weird, right
Speaker 1: because I don't. Everybody is not a descendant of a
Speaker 1: slave either, right, but everybody is a descendant of Everybody
Speaker 1: in the diaspora is a descendant of like Jim Crow
Speaker 1: and almost we had a whole episode on this stuff
Speaker 1: of all the nasty ass things that came after slavery
Speaker 1: that then affected black people across the diaspora. So that's
Speaker 1: even larger conversation. But I don't know. I just I
Speaker 1: just think that people need to watch their fucking mouth.
Speaker 2: That's what I think. Watch your mouth.
Speaker 1: And then you sit in the room that dude, that
Speaker 1: the batter rapper, I believe he's Jamaican, So neither one
Speaker 1: of y'all are Black Americans, Right, that's why you could
Speaker 1: keep ki key and think that shit fucking funny.
Speaker 2: It's not okay. It's hurtful. It's hurtful. But you know,
Speaker 2: I think he's getting a.
Speaker 3: Lot of backlash because of it, Like and I think
Speaker 3: maybe he he might not give a fuck, but he should.
Speaker 1: He should definitely give a fuck. He needs to. Maybe
Speaker 1: we need to get a museum. We do have museums.
Speaker 1: Go to the African American Museum and see why the
Speaker 1: fuck what you're saying isn't okay. Like the same way
Speaker 1: that you have the ai AD, I l the um
Speaker 1: At Anti Defamation Deformation League for like the Holocaust and
Speaker 1: the Jews and shit like that. Like we need some
Speaker 1: ship like that. When you cross us, you got to
Speaker 1: go do twenty steps like Kyrie Irving had to do
Speaker 1: when he quote unquote offended those people. Like we need y'all.
Speaker 1: We need y'all to go do the same type of
Speaker 1: shit because obviously y'all don't know why it is we're
Speaker 1: in a position we are in now. It's not by
Speaker 1: hamper stance.
Speaker 2: And you don't care that it's hurt. You think you
Speaker 2: just get a pass for whatever reason.
Speaker 1: Yeah, I don't know. I don't fuck with fact Joe today.
Speaker 1: You shouldn't even have told me about that shit. Look,
Speaker 1: I know I reported on it, but Tammy brought it
Speaker 1: to my attention earlier and we had a whole, big, long,
Speaker 1: drawing out conversation prior to this ship. I might not
Speaker 1: want to say on Wax, but boy, fuck you. Okay,
Speaker 1: get the show started anyway, y'all. It is the day
Speaker 1: after Christmas, Merry Holidays, all that shit, Merry Christmas, and
Speaker 1: you know this is like the weird week. It's like
Speaker 1: it's like there's Christmas and then it's like maybe people
Speaker 1: have to go back go back to work. Maybe they don't.
Speaker 1: They just trying to get their life situated for the
Speaker 1: New Year's It's like.
Speaker 2: If you do go back to work, do you really
Speaker 2: give a fuck about work?
Speaker 3: For nobody this week? Don't count, right, y'all, Dad, I'm here.
Speaker 3: It's just I'm here just because I gotta be, and
Speaker 3: that's it. Don't ask you to do it for real, right, So,
Speaker 3: I think the only people who really working is people
Speaker 3: trying to sell get them cars off their lot.
Speaker 2: By the end of the year.
Speaker 1: That's yep, le you're gonna get me one.
Speaker 2: I'm going to get one.
Speaker 3: I got to y'all. Let me tell y'all, I have
Speaker 3: a range drover in my heat. Like in the past
Speaker 3: two months, I swear, ship after ship after ship is
Speaker 3: just fucking up. Like the Pulley system fucked up. Then
Speaker 3: something went on with where the reservoir for the cooling.
Speaker 1: Oh so you have a heating and you have a
Speaker 1: cooling issue with your card the heat and not working.
Speaker 3: I already got that fixed and now just like literally
Speaker 3: two days ago, I have no heat and it's fucking
Speaker 3: freezing out.
Speaker 1: Do you have add a freeze in the car?
Speaker 3: Yes, because they just like, literally a month ago, they
Speaker 3: fixed the cooling reservoir some shit, so because the air
Speaker 3: wasn't working or something like that. So I got that
Speaker 3: fixed and now it's another issue. So now I like,
Speaker 3: the only reason I've been warm the heat off the
Speaker 3: engine is the motherfucking heated seats and heat is steering.
Speaker 2: No, no, I'm getting out this motherfucker next week. I'm
Speaker 2: done with this range Rover.
Speaker 1: Range Rovers and land Rovers. They look nice, yeah, but
Speaker 1: they are, like they're not the best cars.
Speaker 2: I'm moving on over yeah.
Speaker 1: So yeah, So the topic this week we wanted to
Speaker 1: talk about like post Christmas, uh economics essentially, right, So
Speaker 1: the economics of post Christmas returns, sales and debt.
Speaker 3: Right.
Speaker 2: And lots of it.
Speaker 1: Okay, so we're back, and so you know, I think
Speaker 1: the holidays and being at the very end of the year,
Speaker 1: it does affect your finances going into the new year.
Speaker 1: I think a lot of people do more spending than
Speaker 1: they actually should and new Year come around and you're
Speaker 1: trying to dig yourself out of a hole from the
Speaker 1: previous year. Personally, I don't be buying a whole bunch
Speaker 1: of shit. One of my nieces told me she wanted
Speaker 1: to with those little braces with the charms Pandora, the
Speaker 1: Pandora bracelet thing. I got her a pair of sneakers,
Speaker 1: and you know, usually I and that's because she asked
Speaker 1: for it. I'm buy a shit for nobody else. But
Speaker 1: usually I just give out scratch offs that I put
Speaker 1: my name on the back. I sign it though I
Speaker 1: signed them before I give it to them. So maybe
Speaker 1: that's all I'll do this year. Maybe I'll just go
Speaker 1: buy everybody two dollars Mega million or Powerball tickets and
Speaker 1: see if somebody win. Like, yeah, this is just another
Speaker 1: day like the Holidays when I have my own kid,
Speaker 1: like I am going to create my own traditions with them.
Speaker 1: I'm not. I probably won't be celebrating Christmas real.
Speaker 3: No, I try not to do a lot of Every year.
Speaker 3: I end up always overspending because something jumps into my
Speaker 3: spirit and I just like want to buy everybody everything
Speaker 3: I can potentially afford, because I just enjoy seeing people
Speaker 3: open gifts and like, oh, how does it make them feel?
Speaker 3: I love to see like nothing hurts my feelings more
Speaker 3: than disappointment on somebody's face when they opened up my gifts.
Speaker 2: Oh my god, I'm heartbroken.
Speaker 3: But this year, I ain't do that. I did not
Speaker 3: go crazy. I did not overspend. I adopted a kid
Speaker 3: and bought gifts for that child, you know. And then
Speaker 3: that's really all I did. I didn't buy nobody else shit.
Speaker 3: And I me and my sister, we always exchange gifts.
Speaker 3: I was like, don't give me nothing.
Speaker 2: I don't.
Speaker 3: She's like, what do you want? I was like some,
Speaker 3: I guess some Cris White strips. I was like, but
Speaker 3: I can literally go to the grocery.
Speaker 2: Store and get that for myself. Like I don't need to.
Speaker 2: Just don't buy me nothing because I really need nothing,
Speaker 2: you know.
Speaker 3: And I sacrificed, Like do you see my fingernails. They
Speaker 3: look crazy. I have not gotten them done. I use
Speaker 3: my nail money to buy that kid.
Speaker 2: Kid.
Speaker 3: Yo, So it's just gonna be ugly until they do year.
Speaker 3: That's just what's gonna happen. And I'm thinking about going
Speaker 3: to press on.
Speaker 1: Nails that should be looking nice.
Speaker 3: Yeah, that's what I'm about to do. I'm about to
Speaker 3: soak these off and get me some press offs and
Speaker 3: calling them.
Speaker 1: Maybe I'll try to make my own like design them.
Speaker 2: No, no, I ain't doing that. I ain't got time.
Speaker 2: That shit would be hit d us.
Speaker 1: I really don't like like the nails because they fuck
Speaker 1: up like your nail bad. And I like my natural nails.
Speaker 1: I like when my nails grow out. Right now, they're
Speaker 1: not because I ain't been on Vitamin D for a
Speaker 1: couple of months. I haven't had my like real vitamin regimen.
Speaker 1: But yeah, I apologize shit this weekend on my homegirl.
Speaker 1: Shit they ugly at hell, chipping toenails look the same,
Speaker 1: but just to match my dress, that's it.
Speaker 2: I got my first petticure since I broke my feet.
Speaker 2: I had to.
Speaker 3: I had to because my feet looked like if I
Speaker 3: didn't go get my feet done, I was gonna be
Speaker 3: able to snatch your salmon out the stream.
Speaker 2: Was crazy. Yeah I didn't spit on that, but after that,
Speaker 2: that's it.
Speaker 3: But I just feel like everybody has been in like
Speaker 3: a financial You can feel the economy.
Speaker 2: Squeezing the life out of us, like if.
Speaker 1: Is it really? Because I still feel like people still
Speaker 1: spend a lot of money on bullshit, people still acting
Speaker 1: like they got it, which is why these motherfuckers keep
Speaker 1: reving and shit up, I got it when I got it.
Speaker 2: I mean, I've been holding a dollar so tight. The
Speaker 2: ego on that motherfucker, just the what of God, I've
Speaker 2: been holding a dollar tight?
Speaker 1: So all right, So this article I'm reading, it's actually
Speaker 1: from Forbes. It says the holiday season, often referred to
Speaker 1: as the most wonderful time of year, leaves behind a
Speaker 1: mixed bag of emotions and financial consequences. Once the decorations
Speaker 1: come down and the festive chair subsides, many individuals are
Speaker 1: faced with the reality of holiday spending. Let's delve into
Speaker 1: the financial aftermath of Christmas, exploring their surgeon returns and
Speaker 1: the allure of post holiday sales and the lingering weight
Speaker 1: of debt, along with actionable tips for recovery and smarter spending.
Speaker 1: So you got people returning a lot of shit. There's
Speaker 1: a lot of buyers or morse after Christmas. Maybe somebody
Speaker 1: returning your shit because they need the money, right, So
Speaker 1: make sure y'all provide those gift receipts with y'all stuff,
Speaker 1: And don't question. If you don't never ask them, you
Speaker 1: never see them wearing your shit, Like, don't ask, no questions.
Speaker 1: They spend the money on something they really need it.
Speaker 2: I do have a confession.
Speaker 3: So I did buy myself a very expensive bottle of perfume.
Speaker 1: Me too, Oh how much very I gotta sail though,
Speaker 1: one hundred eighty dollars.
Speaker 2: But you got some creed the Queen of Sce that
Speaker 2: smells so good. I could not.
Speaker 1: I do want to bottle creed.
Speaker 2: And then my sister like a little demon sitting on
Speaker 2: my shoulder, Yeah, get it, get it, get it, get it.
Speaker 2: Because I was like, do you think I need to
Speaker 2: buy that? I was like, that's expensive. She's like, you
Speaker 2: should treat yourself. Treat yourself to one thing for Christmas.
Speaker 2: So then I bought it, and I was like, oh,
Speaker 2: I smelled so good.
Speaker 3: I wore. I got compliments on how good I smelled.
Speaker 3: But then I was like, you just spent nearly five
Speaker 3: hundred dollars on a fragrance.
Speaker 2: Go take that ship back. So I went to take
Speaker 2: it back. As I did, I would write the Queen
Speaker 2: of Silk, okay, smell good. Oh my god.
Speaker 3: I went to take it back. They would not take
Speaker 3: that ship back. They was like, oh man, this is open.
Speaker 3: We can't we can't resell it, yeah, and I was like, oh,
Speaker 3: I ain't out.
Speaker 2: That's how y'all did. I thought y'all was like Target.
Speaker 1: So normally what I do, because I do have some
Speaker 1: I love like a good fragrance. So I just bought
Speaker 1: a bottle of Joe Malone, which is not five hundred
Speaker 1: dollars for this bottom.
Speaker 2: But that's it, this really nice fragrance.
Speaker 1: But I try to catch like Sephora sacks like they
Speaker 1: usually have, like Coupon's, specifically sacks for Creed. Now I
Speaker 1: don't see it this year, but I know for sure
Speaker 1: last year they had Creed on sale half off. Damn yes,
Speaker 1: last year, so you gotta I'll just be buying shit, y'all. Listen.
Speaker 1: I don't like paying full price for nothing because I
Speaker 1: know the value of shit, especially in America, you ain't
Speaker 1: getting the value that you think you're getting for the
Speaker 1: price point. So I'm always trying to find a fucking deal, bitch. Okay.
Speaker 1: I don't like feeling like I got finessed.
Speaker 3: I definitely felt like I finished myself because well, am
Speaker 3: I buying five hundred dollars perfume? But it's not so good.
Speaker 3: I just like one squirt enough it's so concentrated, it's
Speaker 3: so powerful.
Speaker 2: So y'all gonna smell meat like that all year.
Speaker 1: You don't ask to use me ship.
Speaker 3: No, you can use my vanilla sky cheap TJ Max shit.
Speaker 1: Yeah, I got some nice fragments is from TJ Max
Speaker 1: shallow I usually mixed with my expensive shit, like just
Speaker 1: to just get a long last and smell all day long.
Speaker 1: Because with the ship from TJ Max, you can spend
Speaker 1: at a thousand time. Don't give a fuck. It's about
Speaker 1: only costs me twenty five dollars. I'll go get another one,
Speaker 1: buy the bulk.
Speaker 3: Like that's what my sister be doing. I'd be like,
Speaker 3: do you have on enough? Like She'll be like, She'll
Speaker 3: come in the room and I'll be like, bitch, do
Speaker 3: you have on enough? And she'll be like, it's not
Speaker 3: that much. And then it'll be like you can see, Like.
Speaker 2: I'm like, it should not be able to stay.
Speaker 1: On your damn clues. Shame anyway. The rush to return
Speaker 1: gifts that says returning or exchanging unwanted gifts has become
Speaker 1: a hallmark of the post Christmas season. According to retail
Speaker 1: industry reports, nearly thirty percent of all holiday purchases are returned,
Speaker 1: creating a logistical challenge for retailers and an economic ripple effect.
Speaker 1: Retailers often occur costs from processing returns, restocking items, or
Speaker 1: marking them down for reseal. For consumers, the process can
Speaker 1: lead to and Paul's spending, a phenomenon known as boomerang effects,
Speaker 1: where shoppers end up spending more during returns than they intended.
Speaker 2: Yeah, that's that girl math shit. You know you're going
Speaker 2: there and like I already you know, I returned this
Speaker 2: and now I have seventy dollars.
Speaker 1: And you add another seventy to it.
Speaker 3: Yes, like I got one hundred and forty dollars worth
Speaker 3: of stuff for only seventy.
Speaker 2: You know that's girl math because it's not only seventy.
Speaker 1: You already spit it, right, that's definitely the fucking girl math.
Speaker 1: All right. So here's a pro tip. It says to
Speaker 1: avoid impulsive purchases while returning gifts, set a strict budget
Speaker 1: beforehand and stick to it. Consider asking for store credit
Speaker 1: instead of cash to reduce the temptation to overspin. So, yeah, like,
Speaker 1: motherfuckers be returning some shit to add that to something
Speaker 1: more expensive, So really, you haven't saved anything anything.
Speaker 2: I know, I'm a victim of that. Like it was free,
Speaker 2: but it was free.
Speaker 1: It was not free at all.
Speaker 2: Money stupid, just.
Speaker 1: A thing, right. The lore of post holiday cells retailers
Speaker 1: capitalize on the post Christmas period by offering steep discounts
Speaker 1: to clear out on wanted inventory. While this can be
Speaker 1: a golden opportunity for savvy shoppers like myself, okay, it's
Speaker 1: also a potential trap for those who have already stressed
Speaker 1: their stressed their finances. Then the psychology of finding a
Speaker 1: deal often leads to over purchasing, exacerbating financial stream.
Speaker 3: And I just think that makes me think about like
Speaker 3: single moms and how they will go to the ends
Speaker 3: of the earth for their babies and sacrifice to make
Speaker 3: sure it's ship under that tree. I'm talking about it.
Speaker 3: If somebody listening might have got so christ period, you know,
Speaker 3: they're gonna do whatever, it texts me because they don't
Speaker 3: want their child to feel like they're going without, you know.
Speaker 3: And it's kind of sad because really that's not even
Speaker 3: what Christmas is about. I mean, it's about the birth
Speaker 3: of Christ.
Speaker 2: You know.
Speaker 3: If we're gonna talk about it, is it I mean,
Speaker 3: that's what it's supposed to be about. That's what it
Speaker 3: initially was about. You know, the wise men brought gifts
Speaker 3: because of the birth of Jesus Christ, not so your
Speaker 3: king can have an electric Lamborghini, you know.
Speaker 2: You know.
Speaker 3: So it's really like, I remember when I was young,
Speaker 3: my grandmother would give me a brown paper bag with pecans, oranges,
Speaker 3: apples mints in it, and I used to be like,
Speaker 3: what the fuck is this? You know, it's so ungrateful.
Speaker 3: I just didn't understand. Like, but when she said, you know,
Speaker 3: that was what she was, what she got when she
Speaker 3: was a little girl, and that's all they got, you know,
Speaker 3: and that would be their only time to have fruit
Speaker 3: and mints and nuts, Like they didn't get to eat
Speaker 3: that shit. So having that this is my great grandmother, y'all.
Speaker 3: So this is early nineteen hundreds. She was born in
Speaker 3: nineteen twenty one, So having some mints and pecans was
Speaker 3: a treat and I didn't respect it or understand it
Speaker 3: as a young girl. I just was like, I don't
Speaker 3: want no fucking range just for Christmas, you know. But
Speaker 3: now I would kill a small animal to have my
Speaker 3: grandmother back bringing me a bag of mintce, oranges and apples.
Speaker 1: You know, some people were in the sacrifice.
Speaker 2: A small animal. Yes, to have my grandmother bag with
Speaker 2: a bad a brown paper bag with that bullshit, isn't it. Yes,
Speaker 2: I'd be so happy to get there right now.
Speaker 1: Well, historically, some may argue that Christian Christmas began at
Speaker 1: more of a pagan holidays because a lot of the
Speaker 1: traditions are kissling, kissing in the misslete, leaving food out
Speaker 1: for some spirit. So it's a lot of things people
Speaker 1: be doing and not realizing what it is that they're
Speaker 1: actually partaking in, you know, putting the tree up and
Speaker 1: decorating the tree and all these things. So I believe
Speaker 1: it was a counter by the Romans. Christmas was a
Speaker 1: counter to a pagan holiday saturnail Ya, which like the
Speaker 1: they basically the days were longer, like in the winter,
Speaker 1: like the winter solstice and stuff like that, so the
Speaker 1: days were longer, so they just it was just a
Speaker 1: counter to some other shit anyway. But now it's it's
Speaker 1: a tradition. Same thing with Thanksgiving. We know the bad
Speaker 1: shit about Thanksgiving, but now it's like it's just tradition now.
Speaker 2: Right where a family gets together, eat, drink, talk, shit.
Speaker 1: Fight, be ungrateful, and be young for sure. Okay, but
Speaker 1: you're given gifts and all that stuff Christmas. It's still
Speaker 1: a good time give gifts and all that. I think
Speaker 1: last year was the first time we actually did like
Speaker 1: family photos. And this whole year my mom was acting
Speaker 1: like I never seen the pictures. I never got there.
Speaker 1: I done sent that damn link for them pictures thirty
Speaker 1: eleven times. You ain't seen the pictures because you ain't
Speaker 1: see them, because you ain't want to see them.
Speaker 2: You ain't seeing me one either.
Speaker 1: I did not I didn't like them, but I definitely
Speaker 1: still sent them to my family. I sent the pictures ouse,
Speaker 1: but it's about two hundred pictures link and you ain't
Speaker 1: like not one. Not really. I hate pictures, man, I
Speaker 1: hate taking pictures for real.
Speaker 3: What can we do to like not feel the strain
Speaker 3: financially in this week going into the new year.
Speaker 1: I guess we'll get to that if I keep reading this,
Speaker 1: uh this thing? Okay, right, So the loure of post
Speaker 1: holiday sales, the protipt for that is, you know, to
Speaker 1: not like overspend because it's a sale. Now, I do
Speaker 1: have a list of things that I actually need, right
Speaker 1: and I was actually in the dark last night trying
Speaker 1: to find the best price on all the things like
Speaker 1: I want a new laptop, I want another comforter for
Speaker 1: my bed, like things like that. Like I'm going to
Speaker 1: pick up due to holiday sales, but I don't just
Speaker 1: be just buying a bunch of bullshit anyway. It says
Speaker 1: approach approach post holiday sales with a clear list of
Speaker 1: what you need. I just said that, right, not what's
Speaker 1: on sale. Prioritize purchasing essentials or gifts for future occasions
Speaker 1: rather than indulging in non essential items. So that's a
Speaker 1: tip if you're going to go out and partake in
Speaker 1: the holiday sales, because what your fine is a lot
Speaker 1: of times they be done mark the price up on
Speaker 1: some shit and then give you forty percent off. Really
Speaker 1: you still paying over a ticket price? Yeah, So next one,
Speaker 1: it says the weight of holiday debt. Holidays spending frequently
Speaker 1: leaves consumers grappling with debt. A study from a major
Speaker 1: financial institution revealed that the average American occurs over thirteen
Speaker 1: hundred dollars in holiday debt, with many relying on high
Speaker 1: interest credit cards to cover the expenses. The emotional tale
Speaker 1: of debt often extends beyond finances, affected mental wellbeing and relationships,
Speaker 1: and it extends way past Christmas, okay.
Speaker 2: All the way into the new year exactly.
Speaker 1: So appro to for that is, if you've accumulated holiday debt,
Speaker 1: create a repayment plan as soon as possible prior to
Speaker 1: high interest debt, and consider transferring balances to a lower
Speaker 1: interest option such as a zero percent APR credit card
Speaker 1: if feasible. Maybe that's what you should have asked Santa for
Speaker 1: for fucking Christmas, was a deck consolidation program instead of
Speaker 1: spending more money. Nigga Financial recovery and planning ahead. Covering
Speaker 1: from the financial impact of the holiday season requires both
Speaker 1: short term adjustments and long term planning, and it says
Speaker 1: here some strategies so evaluate evaluate your spending, take a
Speaker 1: close look at holiday expenses to identify areas where you've overspent.
Speaker 1: Used this information to set a more realistic budget for
Speaker 1: next year because you still don't have rent.
Speaker 2: Let me tell you something.
Speaker 3: I know that people do this because as a hairstylist,
Speaker 3: January is.
Speaker 2: One of the slowest mook. This is not getting their
Speaker 2: hair done.
Speaker 3: They got it done before Christmas, and they really not
Speaker 3: doing nothing in January, and they're just trying to save
Speaker 3: money because they spent it all.
Speaker 1: For Embrace them no spend month. Look at that number two.
Speaker 1: Embrace the no spend month. January is an ideal time
Speaker 1: to adopt no spend challenge, focusing only on essentials to
Speaker 1: recover financially. Today.
Speaker 2: You can get some motherfucking here.
Speaker 3: The y'all gonna have a bitch out there doing door
Speaker 3: dash this January. If y'all don't co get, I'm like,
Speaker 3: I ain't above it. Though y'all might be listening to
Speaker 3: the show. And if I come bring you your Chipotla
Speaker 3: scare and.
Speaker 1: You're in your new car, you better seen that range
Speaker 1: Rover for Instacart.
Speaker 2: Bitch that motherfucker and that ship is getting my nerves
Speaker 2: all right, let's me be instacart with no heat. Why
Speaker 2: my food? Oh, it's a refrigerator in this motherfucker.
Speaker 1: It's a chicken salad, all right. I said, start a
Speaker 1: holiday saying it's fun. Begin setting aside a small amount
Speaker 1: each month for next year's holiday expenses. Automating savings can
Speaker 1: make this process seamless. So that's, you know, save some
Speaker 1: money for the following year. But you're gonna be done
Speaker 1: dabbed in that ship because you done overspent the year before.
Speaker 1: It's just a bad cycle. Just get out of it.
Speaker 1: Just don't buy nobody's shit this year.
Speaker 3: You know what I've been doing, and it's kind of
Speaker 3: been working. I've been sending all my money to my
Speaker 3: savings account, and then I just pull a little piece
Speaker 3: off for bills.
Speaker 1: That's what I do. That's for the most part.
Speaker 2: Yeah, that helped.
Speaker 3: I used to like let it go to my you know,
Speaker 3: checking and then just push them to the savings. But
Speaker 3: now I just let it all go to the savings
Speaker 3: and then I pull out the bill money and the
Speaker 3: little a little bit of play money.
Speaker 2: And I've been saving more that way.
Speaker 1: Yeah, because you also most things now you get a fee,
Speaker 1: you know, for withdrawing from savings too much in thirty
Speaker 1: eight period, So I'm gonna make sure you don't end
Speaker 1: up with an amazingcy at the end of the month.
Speaker 3: Yeah, but I haven't been withdrawn that much. I'll take
Speaker 3: a few hundred, just a few hundred out, you know,
Speaker 3: to play with, but the rents all take it out
Speaker 3: for my bills and then I just don't touch it.
Speaker 1: Number four says Track sales. Strategically plan purchases around annual
Speaker 1: sales events such as President's Day or back to school
Speaker 1: promotions to spread out expenses. Number five says practice mindful
Speaker 1: gift giving. Consider alternatives to traditional gift givings, such as
Speaker 1: homemade presents or experiences, to reduce costs without sacrificing thoughtfulness.
Speaker 1: So the one gift I bought for the party this weekend,
Speaker 1: I bought a portable charger, Like, who don't need that?
Speaker 1: Twenty dollars was a gift? I mean basically some people
Speaker 1: probably spent over that. But motherfuck is always around here
Speaker 1: with adad iPhone? Like who the girl? Who got it?
Speaker 1: She was like, girl, I needed this so bad. Like
Speaker 1: people don't buy the things that they need a lot
Speaker 1: of times.
Speaker 2: Yeah, so give some head. It's always, oh my god,
Speaker 2: you don't cost you nothing. It's a little sweat.
Speaker 1: You didn't bring a twenty dollar gift. You're just giving
Speaker 1: head at the party.
Speaker 2: At the party, come back.
Speaker 1: Here at the bathroom, get your gift. Who picked that
Speaker 1: empty gift bag? Come back and get your gifts.
Speaker 3: But if it's a girl, now, now you gucci at
Speaker 3: the party, y'all.
Speaker 2: I'm joking, yo, jokes.
Speaker 1: Okay, I mean, so those those are some the lemits
Speaker 1: that people run into, and then also some tips to
Speaker 1: try to help remedy those situations. While the holidays bring
Speaker 1: joy and together, this, the financial aftermath often requires a
Speaker 1: careful navigation. By understanding the economic dynamics of returns, sales,
Speaker 1: and debt and implementing practical recovery strategies, consumers can urge
Speaker 1: excuse me, can emerge from the holiday, bitch not you're
Speaker 1: reading along from holiday season and better financial shape the
Speaker 1: key used to learn from past spending habits, embrace a
Speaker 1: proactive approach, and set the stage for a more financial
Speaker 1: secure holiday season next year. I sort of God, every
Speaker 1: year I learn to be better with money because I'd
Speaker 1: be like, nah, this can't happen to me again next year,
Speaker 1: Like nah, I can't do that. I can't be like
Speaker 1: this next year. So maybe people got to go through it,
Speaker 1: you know, to get through it. Yeah, some people got
Speaker 1: to go through it to get through it.
Speaker 3: So well, I'm gonna do better. I mean I feel
Speaker 3: like I did better just because my nail I'm sitting
Speaker 3: here with my nail is not done.
Speaker 2: I know I'm changing.
Speaker 1: That's never an expense for me.
Speaker 3: I have something really important that I want to say
Speaker 3: to you. All right, I'm really proud of your reading today.
Speaker 2: You did really good, y'all.
Speaker 1: I just be thinking fast. That'd be the problem. Like
Speaker 1: I'm seeing a whole I'm putting words that I ain't
Speaker 1: fucking there because I'm thinking this what should be there.
Speaker 3: A lot of times when you when you sent me
Speaker 3: this and I saw all that you had to read
Speaker 3: to day, I was like, look, we're gonna be here, three.
Speaker 2: Good friends.
Speaker 1: Shut up, bitch, all right. When we come from this break,
Speaker 1: we got a dumb bitch shory. Oh that's it for
Speaker 1: the conversation, y'all. Listen, stop spending all you got.
Speaker 3: That money, right, getting kids some mother fucking oranges and
Speaker 3: apples and tell them.
Speaker 2: About my grandma shit.
Speaker 1: Oh, actually, stop telling them about Christmas. There you really
Speaker 1: want have to worry about it.
Speaker 2: Right, I ain't getting my dog shit for Christmas. Don't
Speaker 2: know what it is. You don't know it's Christmas.
Speaker 1: I'm not telling my kids by day birthday anytime they
Speaker 1: come like, well what's Christmas? Who told you that? That's
Speaker 1: the devil.
Speaker 2: Now you're gonna need to get the therapy with.
Speaker 1: Your girl McDonald's is the devil. All these things I
Speaker 1: don't want to know about is bad. Okay, if I
Speaker 1: tell you about it, it is bad about it.
Speaker 2: Y'all will be right back with a dumbitch story. Stay tuned,
Speaker 2: dumb bitch stories.
Speaker 3: So because we've all been a dumb bitch at least
Speaker 3: once or twice, y'all. So I'm gonna read this to y'all,
Speaker 3: and as much as I've been talking shit, I might
Speaker 3: fuck this up just because.
Speaker 1: You always fuck it out when you're reading other people's words,
Speaker 1: like it's so informal a lot of times.
Speaker 3: Go ahead, Hey, I love the podcast so much. Tam
Speaker 3: bam my good Cancyrian internet cousin. I'm July thirteenth, Happy
Speaker 3: very day, boo my cancer sister, and aj my good
Speaker 3: Gemini internet cousin. I'm writing in for a dumb best story.
Speaker 3: And well, I wouldn't say it's a dumb bitch story.
Speaker 3: I just wanted to know if I'm in the right
Speaker 3: or wrong. Long story short, my childhood bestie and one
Speaker 3: of my guy cousins that's like my brother was in
Speaker 3: a relationship for years. They break up, he moved, stays,
Speaker 3: he comes home to a girl he was with in
Speaker 3: middle school gets her pregnant. He tells me, I'm thinking
Speaker 3: of telling my bestie because I know he's still on
Speaker 3: her line. He tells me, I'm thinking of telling.
Speaker 1: No, he tells her that I understand what she's saying.
Speaker 1: He basically told her that he got the middle school
Speaker 1: friend pregnant, right.
Speaker 3: And telling her best friend because he's still talking to
Speaker 3: her best Right. So, my friend texts me saying she
Speaker 3: has tea. We meet up to talk and have drinks.
Speaker 3: She tells me they hooked up, and then that's when
Speaker 3: I tell her about That's when I tell her he's
Speaker 3: about to be a dad and to just leave the
Speaker 3: man alone. Am I right or wrong for telling her that?
Speaker 3: I just don't like how men think they can have
Speaker 3: their cake and eat it too, And plus she was
Speaker 3: going to find out anyway, But as a good friend,
Speaker 3: I felt like I had to tell her right then.
Speaker 2: Yes, yeah, you did the right thing.
Speaker 1: Yeah she did the right thing for sure, because I mean,
Speaker 1: was he going to tell her and then you smashing
Speaker 1: all while you got a baby on the way, and
Speaker 1: then you know your friend, you know your friend probably
Speaker 1: about to take this shit so far in her head,
Speaker 1: she going to start a whole relationship with him, probably.
Speaker 3: Because they were together for years, you know, so this
Speaker 3: isn't like some hookup. This is someone that she's potentially
Speaker 3: loved and now she's you know, we like to say like, oh,
Speaker 3: it's just sex, it's nothing, and then you look up
Speaker 3: and now you crying and feed a position.
Speaker 1: Oh sucking your thumb in the corner. So no, you
Speaker 1: ain't wrong. I wonder what the homegirl said back to her, though, Like,
Speaker 1: I wonder what was the homegirl's response, is she's so
Speaker 1: fucking with him? Did she confront him about we need
Speaker 1: some more I want to know some more stuff because
Speaker 1: I've actually been in this situation before it I felt
Speaker 1: like I one of me and my best friends, like
Speaker 1: our relationships started going downhill after a pregnancy.
Speaker 2: M h.
Speaker 1: Why I think whenever she broke up with my cousin,
Speaker 1: she kind of broke up with me too, and they
Speaker 1: have been together for years.
Speaker 2: But sometimes that it'd be necessary, you know, I ain't.
Speaker 1: Do that her, I mean, in regardless of what I
Speaker 1: feel like, me and her relationship was closer than her
Speaker 1: and me and my cousin. Yeah, that's my first cousin.
Speaker 1: But she was also on just some some wear those
Speaker 1: shit anyway. But I hope her boy cousin isn't upset
Speaker 1: because she told her best friend, because why are you
Speaker 1: playing in my friend face?
Speaker 2: Right?
Speaker 3: Well, it depends on what he was saying, because if
Speaker 3: it was no strings attached sex, he don't owe her
Speaker 3: no truth about that.
Speaker 1: I think if I'm having sex with somebody, I would
Speaker 1: like to know that you have a baby on the way.
Speaker 1: And if we were previously in a relationship and you
Speaker 1: still be like on my line trying to be with
Speaker 1: me type shit, and we ended up having sex recently,
Speaker 1: I want to know that you have a baby on
Speaker 1: the way because I probably wouldn't have fucked you.
Speaker 2: I would want to know too. But if it depends
Speaker 2: on what the conversations are, because if they're just hooking up,
Speaker 2: he don't necessarily have to tell her that shit.
Speaker 1: You know, man, you a boy.
Speaker 3: No, I'm just I just think abbruptively, like it just
Speaker 3: depends on I agree, I would want to know that shit.
Speaker 3: I literally had something like that happened to me recently,
Speaker 3: you know, like damn, I see baby shit all pictures,
Speaker 3: Like the fuck how you couldn't tell me that you know.
Speaker 1: Right, But do you feel like that nigga wasn't obligated
Speaker 1: to tell you?
Speaker 3: I do feel like he was. Yeah, yeah, no, that's
Speaker 3: what I'm saying. I agree, But it just depends on
Speaker 3: what their conversations were like. Because she said I got
Speaker 3: t we hooked up. It may not have been even
Speaker 3: like you know, it could have been like some accidental
Speaker 3: fuck shit.
Speaker 2: You never know.
Speaker 3: We need more information, girls, So when you listen to
Speaker 3: this episode really still, because I know, I guess bitches
Speaker 3: don't be willing to type all that shit.
Speaker 2: What's the phone number where it called?
Speaker 1: Right? She said? Long story? Short? Like why you ain't
Speaker 1: send us a long story? We appreciate it though, Yeah,
Speaker 1: it's send the long story. You're right?
Speaker 2: What's the phone number?
Speaker 1: Oh for them to dial in it? Girl? The shame?
Speaker 1: Okay it is nine one nine four one zero seven
Speaker 1: seven three five, but that's still only three minutes, so.
Speaker 2: It should be three minutes worth of shit.
Speaker 3: Make make talk faster than you type, y'all. This is
Speaker 3: we'll see y'all next year.
Speaker 2: For sure.
Speaker 1: We didn't say what we was grateful for a bitch
Speaker 1: all month we did last episode, but yeah.
Speaker 2: We did it, So what else we were grateful for.
Speaker 3: I'm grateful for a new car, That's what I'm grateful
Speaker 3: a bitch, like I'm so grateful for he did and
Speaker 3: he did steering wheel right now, because without it it
Speaker 3: would be frozen.
Speaker 2: God. But I don't want to pay to get it fixed,
Speaker 2: you know. Yeah.
Speaker 3: Yeah, So if y'all see me right down the street
Speaker 3: in a hoodie, is calf.
Speaker 1: Not your business? My your god? Damn, I mama said,
Speaker 1: mind your mother.
Speaker 2: Business, bitch. All right, what you're grateful for?
Speaker 1: Oh, I'm grateful for this past weekend, Like I said earlier,
Speaker 1: Let's just you know, congregating with friends and loved ones
Speaker 1: and meeting new people and good food and good spirits,
Speaker 1: all the good things I had This last last week,
Speaker 1: I had it. I did a lot of outside stuff,
Speaker 1: I think, not just on the weekend. I did, like
Speaker 1: a dinner party this past weekend. I mean this past
Speaker 1: last week. I did a dinner party, messing new people
Speaker 1: at the dinner party. This week, I just somebody just
Speaker 1: texting some ship for today, lauda. I don't know. I
Speaker 1: feel like I'm about to be outside for the new year.
Speaker 2: That's good. You should you should. Well, we love y'all.
Speaker 2: We appreciate y'all, remember.
Speaker 1: Too, nah man, If you enjoyed this episode, y'all tune
Speaker 1: in every Thursday on The Black Effect A right Heart
Speaker 1: Radio Apple Where what the fuck you get this podcast at?
Speaker 1: Listen to the podcast at. It's your co host a
Speaker 1: J Holiday, y'all do all the things we say, all
Speaker 1: the things click like subscribe on YouTube on Apple iHeart Yeah. Oh,
Speaker 1: y'all can catch us on Gangster Chronicles this week too
Speaker 1: on their their podcast. We did a little collaboration and
Speaker 1: maybe more to come.
Speaker 2: Uh now, why I couldn't have said that?
Speaker 1: He's like, because you was about to end the show,
Speaker 1: but you said speak now. Yes you did. Well.
Speaker 3: I was just telling them a subscribe to our ship
Speaker 3: so we could get girl.
Speaker 1: Y'all, y'all people be running the back. They'd be like, yeah,
Speaker 1: you did say it's such a such, but you just
Speaker 1: was about to say speak now.
Speaker 2: No I was. I swear I wasn't.
Speaker 1: Literally said I speak now.
Speaker 2: I didn't. All right, go ahead, I don't know what
Speaker 2: to say. No, motherfucking that's your co host a J
Speaker 2: kick a tail.
Speaker 3: Y'all insufficient on Instagram follow me. She already told y'all
Speaker 3: to subscribe.
Speaker 1: H well, I'm gonna see y'all ash next year.
Speaker 2: And we'll see y'all next year, God willing, We love you.
Speaker 1: PE four more podcasts from iHeartRadio. Visit the iHeartRadio app,
Speaker 1: Apple podcast, or wherever you listen to your favorite shows.