1 00:00:01,280 --> 00:00:03,520 Speaker 1: This episode is brought to you by P and C Bank. 2 00:00:03,920 --> 00:00:06,680 Speaker 1: A lot of people think podcasts about work are boring, 3 00:00:06,880 --> 00:00:10,719 Speaker 1: and sure they definitely can be, but understanding a professionals 4 00:00:10,800 --> 00:00:14,080 Speaker 1: routine shows us how they achieve their success little by little, 5 00:00:14,440 --> 00:00:18,079 Speaker 1: day after day. It's like banking with P and C Bank. 6 00:00:18,560 --> 00:00:21,360 Speaker 1: It might seem boring the safe plan and make calculated 7 00:00:21,400 --> 00:00:24,479 Speaker 1: decisions with your bank, but keeping your money boring is 8 00:00:24,520 --> 00:00:27,840 Speaker 1: what helps you live a more happily fulfilled life. P 9 00:00:27,960 --> 00:00:32,800 Speaker 1: and C Bank Brilliantly Boring since eighteen sixty five. Brilliantly 10 00:00:32,840 --> 00:00:35,479 Speaker 1: Boring since eighteen sixty five is a service mark of 11 00:00:35,520 --> 00:00:38,760 Speaker 1: the PNC Financial Service Group, Inc. P and C Bank 12 00:00:39,159 --> 00:00:40,960 Speaker 1: National Association Member. 13 00:00:40,880 --> 00:00:49,879 Speaker 2: FDIC Financial topic pre num mandatory, How do you bring up? 14 00:00:49,920 --> 00:00:52,120 Speaker 2: How do you bring up the conversation of a prenup? 15 00:00:52,159 --> 00:00:54,840 Speaker 2: Bringing up a pre nup conversation is almost like. 16 00:00:55,880 --> 00:00:57,520 Speaker 3: It ain't the hardest you I do everything back. 17 00:00:57,520 --> 00:01:00,600 Speaker 2: It's like it's like asking somebody if they have a 18 00:01:00,640 --> 00:01:05,760 Speaker 2: STD Nobody wants to. It's an uncomfortable conversation and most 19 00:01:05,800 --> 00:01:07,680 Speaker 2: of the time you're gonna. 20 00:01:07,520 --> 00:01:08,760 Speaker 3: I like the hard question. 21 00:01:09,000 --> 00:01:12,319 Speaker 2: You You're just gonna say, fuck it, roll the dice 22 00:01:12,760 --> 00:01:18,400 Speaker 2: and don't say looks. Listen, guys, y'all, don't say because 23 00:01:19,040 --> 00:01:23,360 Speaker 2: condom rates have gone down drastically, like it's almost non existent, 24 00:01:23,360 --> 00:01:27,760 Speaker 2: non existent, right, yeah, I mean we have the stats. 25 00:01:27,760 --> 00:01:29,960 Speaker 2: They give the number. They gave us the numbers. They 26 00:01:30,040 --> 00:01:36,240 Speaker 2: gave us the numbers. So put on condoms heavy heavy, 27 00:01:36,319 --> 00:01:40,679 Speaker 2: put some boy on the late tech, the late texts, 28 00:01:42,040 --> 00:01:45,280 Speaker 2: late text and shambles, y'all thought those going fell apart. 29 00:01:45,720 --> 00:01:47,880 Speaker 4: Boy, I ain't seen a dream with a condom, and 30 00:01:47,920 --> 00:01:53,720 Speaker 4: it's wild in fifteen years for real, that is a 31 00:01:53,760 --> 00:01:57,600 Speaker 4: puls But I would I would see it when you 32 00:01:57,720 --> 00:02:00,400 Speaker 4: wash there. 33 00:01:59,120 --> 00:02:00,920 Speaker 2: You go with your like, I ain't see a dude 34 00:02:00,960 --> 00:02:04,480 Speaker 2: with a condom. I was hoping you to say, on no, 35 00:02:04,600 --> 00:02:08,480 Speaker 2: that would have been what we're doing show Blackout has 36 00:02:08,520 --> 00:02:09,519 Speaker 2: been discontinued. 37 00:02:09,600 --> 00:02:12,600 Speaker 3: That would that would have been this season. 38 00:02:12,720 --> 00:02:16,160 Speaker 2: It ain't been, Yo. 39 00:02:16,320 --> 00:02:18,360 Speaker 3: I was hoping. I'm like, yo, Nah, he. 40 00:02:18,360 --> 00:02:21,040 Speaker 2: Ain't gonna go there, he ain't gonna go there. In 41 00:02:21,240 --> 00:02:23,200 Speaker 2: the while that you tried to clean it, you tried 42 00:02:23,240 --> 00:02:24,880 Speaker 2: to clean it real quick. 43 00:02:28,400 --> 00:02:34,760 Speaker 3: Damn. I've been in a free ghost though, damn. Oh man. 44 00:02:35,120 --> 00:02:35,560 Speaker 3: But no. 45 00:02:35,600 --> 00:02:38,079 Speaker 2: So bringing up the breaking up the conversation of a 46 00:02:38,440 --> 00:02:41,720 Speaker 2: pre nup. Right, it's a very because everybody says like, 47 00:02:41,880 --> 00:02:43,600 Speaker 2: you know, yeah, I want a prenup. 48 00:02:43,600 --> 00:02:44,359 Speaker 3: I don't want to prenup. 49 00:02:44,560 --> 00:02:48,119 Speaker 2: Very few people have prenups, which means that you're not 50 00:02:48,280 --> 00:02:50,840 Speaker 2: even thinking about the conversation. You're not going through it 51 00:02:50,880 --> 00:02:53,280 Speaker 2: because some people will say like it takes the love 52 00:02:53,280 --> 00:02:55,560 Speaker 2: out of it, right, like if we madly love and 53 00:02:55,560 --> 00:02:57,400 Speaker 2: it's like, hey, look we need to have this conversation. 54 00:02:57,480 --> 00:02:59,840 Speaker 2: I need you to sign this contract. You know this 55 00:03:00,160 --> 00:03:02,280 Speaker 2: is you know my lawyer. You know, look over it. 56 00:03:02,360 --> 00:03:03,440 Speaker 2: See you comfortable with this? 57 00:03:05,440 --> 00:03:07,600 Speaker 3: All the tough conversations you got to have in the beginning. Though. 58 00:03:07,880 --> 00:03:10,480 Speaker 5: For sure, I may postmine too early, but I get 59 00:03:10,639 --> 00:03:14,840 Speaker 5: to them conversations quick. Hey if we get get the 60 00:03:14,880 --> 00:03:17,400 Speaker 5: marriage pretting up, this is what I need from you. 61 00:03:17,440 --> 00:03:19,440 Speaker 5: If I don't get it, these are the options. If 62 00:03:19,440 --> 00:03:21,720 Speaker 5: we argue more than these amount of times, you gotta go. 63 00:03:23,480 --> 00:03:26,120 Speaker 5: These are we gotta have boundaries. If you argue how 64 00:03:26,120 --> 00:03:27,640 Speaker 5: many more? What's the what's the limit? 65 00:03:27,880 --> 00:03:28,079 Speaker 2: Man? 66 00:03:28,560 --> 00:03:32,320 Speaker 5: I normally say five, but I've been shortening that down three. Yeah, 67 00:03:32,560 --> 00:03:35,600 Speaker 5: like three strikesing you out? What does that argue about? 68 00:03:35,840 --> 00:03:38,720 Speaker 5: I'm with you, I don't I don't believe arguments. Oh 69 00:03:38,840 --> 00:03:41,600 Speaker 5: my god, see on the same page. Like if I'm 70 00:03:41,880 --> 00:03:44,320 Speaker 5: being good, you're being good, were loving each other? What 71 00:03:44,480 --> 00:03:47,360 Speaker 5: is it we have a discussion, Hey, tell me a ian, 72 00:03:47,440 --> 00:03:50,440 Speaker 5: I don't like when you know that girl was fighting 73 00:03:50,480 --> 00:03:52,320 Speaker 5: with you and investmentst and you didn't clean it up. 74 00:03:52,360 --> 00:03:53,960 Speaker 3: Okay, cool, I fix it will happen again. 75 00:03:54,200 --> 00:03:58,640 Speaker 5: But an argument or like public embarrassment or like clout baby. 76 00:03:59,320 --> 00:04:00,680 Speaker 3: Out, baby gotta go. 77 00:04:01,320 --> 00:04:03,160 Speaker 2: So I think for me, but. 78 00:04:03,160 --> 00:04:05,480 Speaker 3: You gotta have a conversation up front and be like, Hey. 79 00:04:05,200 --> 00:04:07,080 Speaker 2: For sure, for me, it's not so much of like 80 00:04:07,080 --> 00:04:09,400 Speaker 2: I don't necessarily I won't say like I say, like y'all, 81 00:04:09,800 --> 00:04:11,320 Speaker 2: if I get married, I want a prenump and this 82 00:04:11,360 --> 00:04:13,320 Speaker 2: is what I expect, I'll ask them, like, and what's 83 00:04:13,320 --> 00:04:15,440 Speaker 2: your views on prenum? So I'm ask you, so if 84 00:04:15,480 --> 00:04:17,640 Speaker 2: you get married, you're getting the prenup was a mandatory 85 00:04:18,400 --> 00:04:20,680 Speaker 2: at this point in my life, of course. I mean 86 00:04:20,680 --> 00:04:23,880 Speaker 2: I've worked my whole entire life to get here, right 87 00:04:23,920 --> 00:04:27,280 Speaker 2: to get here, so I know, of course, But like 88 00:04:27,360 --> 00:04:29,680 Speaker 2: I said, I bring it like, I'll ask a question, 89 00:04:29,920 --> 00:04:31,279 Speaker 2: how do you feel about pronum? 90 00:04:31,960 --> 00:04:34,000 Speaker 3: Your your response. 91 00:04:33,920 --> 00:04:36,520 Speaker 2: Will tell you tell me what I need to know, 92 00:04:36,920 --> 00:04:39,280 Speaker 2: because sometimes you could you could tell somebody like, hey, 93 00:04:39,440 --> 00:04:40,800 Speaker 2: I want to get a prenum if I get back, 94 00:04:40,839 --> 00:04:42,840 Speaker 2: and they'll go along with it, just because now you've 95 00:04:42,839 --> 00:04:46,040 Speaker 2: already told them what you want, right, so now they thinking, okay, 96 00:04:46,600 --> 00:04:48,080 Speaker 2: let me just say whatever I gotta say. 97 00:04:48,080 --> 00:04:52,000 Speaker 3: And Stephen Jackson move by what he went through. Steven Jackson, 98 00:04:52,040 --> 00:04:52,359 Speaker 3: what do you do? 99 00:04:52,680 --> 00:04:54,840 Speaker 5: Remember he was about to get married to the girl. 100 00:04:54,920 --> 00:04:57,360 Speaker 5: She said he wanted a prenup. She went up until 101 00:04:57,400 --> 00:04:58,120 Speaker 5: the day of the weather. 102 00:04:58,240 --> 00:04:59,920 Speaker 3: Yeah, for sure. So that's my things. 103 00:05:00,000 --> 00:05:01,720 Speaker 2: So I'm gonna ask you how you feel about it. 104 00:05:02,400 --> 00:05:04,719 Speaker 2: And I feel like, you know, if you say something 105 00:05:04,760 --> 00:05:07,640 Speaker 2: to the effect of like, no prenump is terrible, I'm 106 00:05:07,640 --> 00:05:09,320 Speaker 2: not doing a prenum. Okay, that lets me know you 107 00:05:09,360 --> 00:05:12,280 Speaker 2: know where you stand. But if you say something that 108 00:05:12,320 --> 00:05:14,880 Speaker 2: I feel a little bit more reasonable as far as like, yeah, 109 00:05:14,960 --> 00:05:17,080 Speaker 2: I think that you know, both people should be protected. 110 00:05:17,920 --> 00:05:21,240 Speaker 2: You know, why should anybody be entitled to something that 111 00:05:21,279 --> 00:05:23,800 Speaker 2: you haven't contributed to. Then that lets you know you're 112 00:05:23,839 --> 00:05:25,120 Speaker 2: a rational person and you're. 113 00:05:25,040 --> 00:05:27,960 Speaker 3: Not just in it. Should that be a finesse to or. 114 00:05:27,960 --> 00:05:30,000 Speaker 2: It's not a finesse if you when you sign a paperwork. 115 00:05:31,440 --> 00:05:33,200 Speaker 3: There's no exception to that rule. 116 00:05:33,240 --> 00:05:35,440 Speaker 5: Like what if you met someone who maybe had more 117 00:05:35,440 --> 00:05:39,039 Speaker 5: than what you still force the prenup or no. 118 00:05:39,320 --> 00:05:41,159 Speaker 2: I just think that for me, the prenump is not 119 00:05:41,160 --> 00:05:46,039 Speaker 2: necessarily so much of just money. It's like it's basic 120 00:05:46,160 --> 00:05:48,800 Speaker 2: principles and it's things that I've worked for. So pre 121 00:05:48,960 --> 00:05:52,480 Speaker 2: nump could be like they could take part of your company, 122 00:05:52,680 --> 00:05:54,600 Speaker 2: your company could be not be worth anything, but it's like, 123 00:05:54,640 --> 00:05:57,440 Speaker 2: it's still my company. It means something, baby, you know 124 00:05:57,480 --> 00:05:59,360 Speaker 2: what I'm saying. It might not mean anything to you, 125 00:05:59,560 --> 00:06:01,760 Speaker 2: but it means something to me. I might have an 126 00:06:01,760 --> 00:06:05,120 Speaker 2: old school car that that was just my dream to 127 00:06:05,120 --> 00:06:07,919 Speaker 2: get a Corvette, a fifty seven Corvette. That might not 128 00:06:08,000 --> 00:06:10,560 Speaker 2: mean nothing to you, but out of spite and the divorce, 129 00:06:10,680 --> 00:06:14,719 Speaker 2: you might take it right exactly. So it's like, nah, 130 00:06:14,760 --> 00:06:16,600 Speaker 2: like this is something that means something to me, a 131 00:06:16,640 --> 00:06:20,159 Speaker 2: card collection or whatever. Like you know, I have a 132 00:06:20,320 --> 00:06:23,320 Speaker 2: house in West Virginia that my grandmother left to me 133 00:06:23,520 --> 00:06:25,520 Speaker 2: and I never even go there, but that means something 134 00:06:25,520 --> 00:06:27,720 Speaker 2: to me. I want to just protect that, like you 135 00:06:27,760 --> 00:06:29,080 Speaker 2: know what I'm saying. So I feel like, now if 136 00:06:29,120 --> 00:06:32,120 Speaker 2: we start from the bottom together and we never had nothing, 137 00:06:32,480 --> 00:06:35,640 Speaker 2: and you helped me get to where I am. Of course, 138 00:06:35,720 --> 00:06:37,000 Speaker 2: like you know what I'm saying, Like we're business partners 139 00:06:37,040 --> 00:06:38,599 Speaker 2: at that point in time, Like you've helped me, I 140 00:06:38,640 --> 00:06:41,080 Speaker 2: helped you, Like I'm not going to leave you stranded. 141 00:06:40,680 --> 00:06:45,840 Speaker 5: Out the grace the time and my tonality fucked up. 142 00:06:46,040 --> 00:06:49,040 Speaker 5: I'm like, no, you're gonna sign prenup? He asked the question, 143 00:06:49,080 --> 00:06:50,520 Speaker 5: and then be like, well, what do you think about? 144 00:06:50,920 --> 00:06:53,279 Speaker 5: God wants you to be protected as well. It's the 145 00:06:53,360 --> 00:06:56,040 Speaker 5: best interest of both of our love. You have earned 146 00:06:56,040 --> 00:07:00,520 Speaker 5: my love, but sign this paperwork, baby, please please, Hey respectfully. 147 00:07:00,400 --> 00:07:02,760 Speaker 1: Earners, what's up? 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