Speaker 1: It's time for the va qa, the v a qa,
Speaker 1: which say the va qa with manday with b a
Speaker 1: qa and nobody else. It's just me this week, y'all
Speaker 1: ride in solo. My girl Tiffany is on VAK and
Speaker 1: we love that for her. I am holding it down
Speaker 1: this week on the baq and A and I actually
Speaker 1: sang that song without burning with embarrassment, which I usually
Speaker 1: do because Tiffany does it better. But I am very excited.
Speaker 1: We've got a live member of the ba fan in
Speaker 1: the hot seat in the studio today with me to
Speaker 1: ask a question that honestly, I myself have struggled with
Speaker 1: as a new entrepreneur. And so for any of y'all
Speaker 1: who are nine to five, you have your nine to five,
Speaker 1: but you have some side hustle income on the side,
Speaker 1: which is fantastic and we support that, and I think
Speaker 1: having additional streams of income is all always great. But
Speaker 1: it's kind of like what they say is true, right,
Speaker 1: more money, more problems. And it is tax season. So
Speaker 1: our listener today, Maya is here to ask a question
Speaker 1: about how she can take advantage of maybe some deductions
Speaker 1: or just how to approach her taxes for twenty twenty two.
Speaker 1: All right, so let's take a listen to Maya's question
Speaker 1: and then we'll get coming.
Speaker 2: So I have a nine to five, but I also
Speaker 2: have work outside of my nine to five.
Speaker 3: I guess you could call it a side hustle or
Speaker 3: side hustles.
Speaker 2: But I always struggle when it comes to tax time,
Speaker 2: and I feel like I'm not necessarily either writing off
Speaker 2: everything that I could be writing off or reducing my
Speaker 2: tax burden significantly so that it makes sense for me
Speaker 2: to be earning extra income. So one of my questions
Speaker 2: is how do you reduce your tax burden when you
Speaker 2: do ten ninety nine work. I still owe the Feds
Speaker 2: from last year, and I'm pretty sure that I'm not
Speaker 2: going to get anything back this year when I do
Speaker 2: my taxes.
Speaker 1: All right, Maya, Welcome to Brown Ambition. Hi, thank you,
Speaker 1: Hey Maya. I was giving her a little bit of
Speaker 1: I was just teasing a little because you have the
Speaker 1: most fabulous last name, lady, Lady Maya Pendleton of the
Speaker 1: d C Washington Pendletons. It's giving, Bridgerton, It's giving. Did
Speaker 1: you watch Bridgerton?
Speaker 2: Am I high?
Speaker 3: But I know what it is?
Speaker 1: Dang, Maya, I can't get into the like, I don't know.
Speaker 1: So if I said I burned for you, you would
Speaker 1: have no idea what that meant.
Speaker 3: Okay, that's fine, Sorry, that's fine.
Speaker 1: Hopefully you're not here to talk about my Netflix dramas
Speaker 1: and rom comms anyway. You were here to talk about
Speaker 1: your side hustle. So tell me a little bit about
Speaker 1: what you do on the side and how long you've
Speaker 1: been doing that for.
Speaker 3: So, I right on the side, I do research on
Speaker 3: the side. I've been doing that for about maybe like
Speaker 3: three years in additions to my full time job. I
Speaker 3: really like the work, but it makes my tax is
Speaker 3: really difficult every.
Speaker 1: Year every year. So you're a freelance writer. Basically, yes, nice,
Speaker 1: I love that. What kind of writing do you do?
Speaker 3: I write about like racial justice, about abolition, about prison.
Speaker 1: Infusing Okay, so really uplifting stuff. Yeah, very brings a lot,
Speaker 1: no but important stuff. No, that's fantastic. And as a
Speaker 1: journalist myself and as someone who has written for definitely
Speaker 1: I write freelance now. I it was like this money
Speaker 1: is cute during the year, but then around January February
Speaker 1: you get those damn ten ninety nine's into the middle
Speaker 1: and it's like, wait, I was excited to earn this
Speaker 1: money back in October in June, but now I'm like,
Speaker 1: when's this paper? And I just have this stack of like,
Speaker 1: you know, because every time you earn I think it's
Speaker 1: what is it, like more than six hundred dollars from Yeah,
Speaker 1: then you get you your your the contract or the
Speaker 1: company that's paid you will deliver you a ten ninety nine.
Speaker 1: And it's not like it's the ten ninety nine themselves
Speaker 1: is not stressful. It's just like, okay, so how do I,
Speaker 1: you know, put these include these on my income for
Speaker 1: the tax year? And then I know your question is
Speaker 1: like how do I make deductions? Like how can I
Speaker 1: lessen my tax burdens because I do have this extra income,
Speaker 1: So let's start there. Do you actually have a tax
Speaker 1: preparer or an accountant who you work with?
Speaker 3: No? And that's the crazy part. So I just do
Speaker 3: it all myself. And I know that's right. I know.
Speaker 3: I know. That's why I asked, because I was.
Speaker 1: Like, this is you know, why, So tell me why,
Speaker 1: because I I think no judgment.
Speaker 3: No. Before I was used to just you know, nine
Speaker 3: to five texts are very straightforward, like put in the
Speaker 3: number of the beautiful, right, you get the numbers back,
Speaker 3: it's fine. So I have been used to doing it
Speaker 3: that way, so I think like the first few years
Speaker 3: or two years is to be like my third year
Speaker 3: of doing it. This is the first year I've been like, no,
Speaker 3: I gotta get a handle on this. I was just like, well,
Speaker 3: it can't be but so hard. But then you owe
Speaker 3: a bunch of taxes, so it is hard.
Speaker 1: Yeah. I know. My husband's like, remember the days we
Speaker 1: used to get tax refunds, and I'm like, babe, wish
Speaker 1: if you look at it. But that's almost like looking
Speaker 1: at it in a positive light. I think takes away
Speaker 1: the fact that tax refunds aren't that awesome. I mean,
Speaker 1: they're great because it's like a little windfall, but it
Speaker 1: also means that you've been giving more money than you
Speaker 1: should have to the government all year long. Sure I will, okay,
Speaker 1: so you don't have a tax professionally working with Now
Speaker 1: we're going to get to that. I'm wondering, have you
Speaker 1: been setting aside money throughout the year from your earnings
Speaker 1: now that we try to do okay.
Speaker 3: God, we don't calculate that very well. Because listen, I
Speaker 3: got the tax forms back, and I was like, there's
Speaker 3: no way I made that much and I didn't, right,
Speaker 3: But I try to, you know, at least do like
Speaker 3: twenty or thirty every time I get paid put that
Speaker 3: in a savings account.
Speaker 1: Okay, yeah, I And sometimes it's like when you get
Speaker 1: these what I miss the most about being a W
Speaker 1: two worker is I used to just go to my
Speaker 1: payroll website and be like, withhold this, automate that, and
Speaker 1: then I wouldn't have to think about it. But when
Speaker 1: you're getting paid, you get checks and deposits, you know,
Speaker 1: randomly throughout the year, you have to remember, okay, go
Speaker 1: in and transfer twenty five or thirty percent into savings
Speaker 1: and then sometimes that happens, you know, too late or
Speaker 1: after you spent it, so I get that one hundred
Speaker 1: percent and you hear often like one of the benefits
Speaker 1: of having a side business is that you do have
Speaker 1: the potential for deductions, and you know, people make it
Speaker 1: seem so easy, like you know, there's this idea that
Speaker 1: you can like buy a whole car and have that deducted,
Speaker 1: and like you can deduct can you deduct your mortgage
Speaker 1: and like all this stuff, and it's like a little
Speaker 1: too too much. So to bring us back down to earth,
Speaker 1: the first thing I'll say is it's important to understand
Speaker 1: like what actually can be used to like reduce your
Speaker 1: taxable income as a business owner. So you're a writer,
Speaker 1: for example, I would I wonder like, do you use
Speaker 1: any subscriptions for your business, like writing software, transcription software,
Speaker 1: any business services that you rely on throughout the year
Speaker 1: for your business?
Speaker 3: I don't. I just use the basics of like Wi
Speaker 3: Fi my laptop.
Speaker 1: Wait, but a Wi Fi? So like Wi Fi there's
Speaker 1: Wi Fi and you work from home when you do
Speaker 1: the writing?
Speaker 3: Is that right from home?
Speaker 1: Okay? Oh, this is one question I should have asked you.
Speaker 1: And by the way, I am not a tax professional.
Speaker 1: I'm just you know your financial bff in your head.
Speaker 1: So my first piece of advice should have been like, babes,
Speaker 1: you need to level up, find you a We're going
Speaker 1: to find you a CPA. You got to do, yes.
Speaker 1: But now I'm asking because you know these home expenses
Speaker 1: they can be a part of a deduction. Like for example,
Speaker 1: I'm here in my zenden. This is my basement essentially,
Speaker 1: and so there's like a calculation that my accountant helps
Speaker 1: me with where it's like, how much square footage is
Speaker 1: your house? How much of that square footage do you
Speaker 1: use for your business? And then like, let's say it's
Speaker 1: twenty percent. Then like and this is a rudimentary calculation.
Speaker 1: This is why we need these tax nerds to help us. Yes,
Speaker 1: but like twenty percent of my mortgage or twenty percent
Speaker 1: of my my WiFi or my you know, my cell
Speaker 1: phone expenses maybe can be deducted from my income because
Speaker 1: I work from home. In that way, you know, if
Speaker 1: you were traveling, which it doesn't think I don't think
Speaker 1: you are, but travel expenses, Oh, sometimes, okay.
Speaker 3: I will go to a conference or like an in
Speaker 3: person meaning yes.
Speaker 1: Yeah, conferences. So I went to a big conference in
Speaker 1: twenty twenty two, and I can you can deduct you
Speaker 1: can definitely write off like your expenses for the conference,
Speaker 1: the travel, the food, the actual cost of like the admission. Also,
Speaker 1: one of the tips my accountant gave me for twenty
Speaker 1: twenty two was go ahead and purchase any conferences you
Speaker 1: want to go to in the next year. Purchase them
Speaker 1: in twenty twenty two so that it can work. It
Speaker 1: can go towards your your write offs for twenty twenty two. Now.
Speaker 1: I know it's a little late for that tip right now,
Speaker 1: but I'm just saying for future reference, if you know
Speaker 1: you're going to do something business wise, like go ahead
Speaker 1: and stack those expenses so that they're hitting you in
Speaker 1: the current tax year so that they can you know,
Speaker 1: go toward your like reducing your income. Now, office supplies.
Speaker 1: Do you have like printer, printer, paper stuff like that?
Speaker 3: It this sounds crazy, I really don't. I got pins
Speaker 3: in the laptop.
Speaker 1: That stuff. Like if there's listen, if you have like
Speaker 1: even your computer, I know that maybe it's not you
Speaker 1: didn't buy it last year. But if you're someone who's
Speaker 1: starting a side hustle, you want to buy a piece
Speaker 1: of equipment startup cost, you know, that can be a
Speaker 1: part of something that you can reduce. I have some
Speaker 1: subscriptions to like media outlets, trade publications that I that
Speaker 1: I you know, can stack up and include as well,
Speaker 1: so you don't use a car. But like, there's there's
Speaker 1: stuff out there. The thing is, it's not it feels
Speaker 1: cumbersome and like complex because it does take I think
Speaker 1: an expert to come in and really identify like, Okay,
Speaker 1: according to this arcane tax regulation, how much of that
Speaker 1: can you deduct? And I think what gets sticky is
Speaker 1: when we try to do it ourselves. The thing about
Speaker 1: having a side business or additional income is I do
Speaker 1: feel like we are more susceptible to IRS audits, right,
Speaker 1: So I think it becomes even more important to like
Speaker 1: get that stamp of approval from a tax professional and
Speaker 1: have that, you know, even put that that expense can
Speaker 1: be put into your business expenses for the year. You know,
Speaker 1: however much I think my tax account, I think it's
Speaker 1: a few hundred dollars for her to maybe more five
Speaker 1: hundreds something like that for her to do my business taxes.
Speaker 1: But the peace of mind is just extraordinary. Are there
Speaker 1: any like specific concerns you have heading into twenty twenty
Speaker 1: two that you're like, oh, you know this might come
Speaker 1: up for me. Yeah.
Speaker 3: I think my biggest thing is that my income increase
Speaker 3: and then the amount I earn outside of work also increased.
Speaker 3: So I just feel like I'm going to say, with
Speaker 3: the wild tax bill, do.
Speaker 1: You think you're going to be in a higher tax
Speaker 1: bracket possibly because of your freelance income. Yeah, yeah, that
Speaker 1: could be an issue, like if you were because you
Speaker 1: know what tax bracket you're in based on your salary.
Speaker 1: But then you do you know, like how much you
Speaker 1: earned in twenty twenty two, or do you keep? Do
Speaker 1: you keep? Do you have a bookkeeper or any kind
Speaker 1: of bookkeeping system?
Speaker 3: I don't maya okay, I don't do.
Speaker 1: We don't get you together. Girls, It's time to do them.
Speaker 1: You a big girl, you gotta do okay. So there
Speaker 1: are there are some relatively simple bookkeeping systems. For example,
Speaker 1: I started with quick books. It's, you know, not that expense.
Speaker 1: It's I feel like thirty to forty bucks a month,
Speaker 1: depending on what you get. And as long as you
Speaker 1: run your you know you deposits and things, you connect
Speaker 1: your bank accounts, it'll keep track of what you have
Speaker 1: coming in. Now, a bookkeeper for me became really essential
Speaker 1: because it was hard to find a good accountant who
Speaker 1: wanted to work with me unless I had a bookkeeper.
Speaker 1: They don't mess around, they're like and a bookkeeper will
Speaker 1: essentially she mine is a she shout out to Tianu.
Speaker 1: They will once a month go through everything that you've
Speaker 1: had coming in your expenses and reconcile everything. And reconciliation
Speaker 1: is basically like you know, we understand where these expenses
Speaker 1: came from. We're going to categorize them and everything, and
Speaker 1: they put it in a pretty package for your accountant
Speaker 1: so they know that they have accurate records when they
Speaker 1: come to calculate your taxes. So even though we talk
Speaker 1: about like getting a tax account and a CPA, I
Speaker 1: think from my own experience, it's just start with a
Speaker 1: good bookkeeper, you know, So a bookkeeper, I would say,
Speaker 1: especially if you're going to continue this freelance income, makes
Speaker 1: a lot of sense for you to just have someone
Speaker 1: on your docket and like where, like where would you
Speaker 1: feel like you could start if you were looking for
Speaker 1: a bookkeeper.
Speaker 3: I'm pretty sure that my brother uses one. So I
Speaker 3: have family that keeps their finances together better than me
Speaker 3: that I can lean on, which is helpful.
Speaker 1: I love that you said, brother, so trust a trusted
Speaker 1: person who could recommend your bookkeeper. I started. I found
Speaker 1: my bookkeeper. She's actually the spouse of one of Tiffany's
Speaker 1: former accountants. So I was like, you know, anybody, and
Speaker 1: I checked out her website, I interviewed her and had
Speaker 1: a great experience, and you know, I ended up going
Speaker 1: with her. I spend about one hundred and fifty how
Speaker 1: much do I spend I think I pay her quarterly.
Speaker 1: It might be like four hundred or five hundred dollars
Speaker 1: per quarter for her to reconcile my books. We also
Speaker 1: use her for brown ambition. There is a like a
Speaker 1: national organization of bookkeepers as well. A lot of bookkeepers
Speaker 1: understand side hustlers because they themselves are doing it as
Speaker 1: a side hustle, you know, like they may be an
Speaker 1: accountant by day and then a bookkeeper on the side
Speaker 1: for extra income or a finance like a payroll specialist
Speaker 1: for a company, and then on the side they do bookkeeping.
Speaker 1: So I would definitely find you a bookkeeper first, and
Speaker 1: then the accountant. Even if you were wanting to work
Speaker 1: with an accountant for twenty twenty three, sorry for twenty
Speaker 1: twenty two taxes, which are due right now, they're probably
Speaker 1: going to want heading in. They're going to be like,
Speaker 1: do you have a bookkeeper? Do you have a profit
Speaker 1: and law statement for twenty twenty two that I can
Speaker 1: you know, quickly go through? So I would do what
Speaker 1: you can to get something like that.
Speaker 3: Ready, Wow, this is great, really herpful.
Speaker 1: I feel like it's the kind of stuff you already
Speaker 1: know what it's just like I look at it. You know,
Speaker 1: all right, be a fan. You are listening to the
Speaker 1: ba qa. We are going to take a quick break
Speaker 1: and be right back with more of your questions and
Speaker 1: our answers. Okayva fan, we are back answering more of
Speaker 1: your questions for the BAQA. Let's go. And the next
Speaker 1: thing to think about too, is like you as a
Speaker 1: business owner. Oh, I forgot to ask have you established
Speaker 1: yourself as an LLC?
Speaker 3: So that was another like part of my question was
Speaker 3: like is it better to establish an LLC? Is it
Speaker 3: better like easier to get tax write offs or deductions
Speaker 3: if you do that? Is that something that I should
Speaker 3: be doing because I've been thinking about that for a
Speaker 3: while now.
Speaker 1: So you haven't established an LLC yet? Oh dang, okay
Speaker 1: that is essential? Yeah, yes, because for you to qualify
Speaker 1: for these business seductions, you have to have a business
Speaker 1: right right, So okay, that changes a lot of things.
Speaker 1: I almost wish we can, like shu, go back to
Speaker 1: the beginning. And in this case, I'm not exactly sure.
Speaker 1: I don't My instinct says maybe the ship has sailed
Speaker 1: for like business write offs for you because you're not
Speaker 1: an LLC. But I would say, like if the freelance
Speaker 1: income has been coming in, like do you ballpark know
Speaker 1: how much you made in twenty twenty.
Speaker 3: Two and into you're probably maybe like twenty or thirty thousand.
Speaker 1: Like babes, Yeah, have a business.
Speaker 3: Yeah, well it didn't start as that like that was
Speaker 3: I know it? Did it start it as like small?
Speaker 3: I don't know, five K, four K and.
Speaker 1: Then the girl Yeah, no, it's okay, better late than ever.
Speaker 1: But I feel like a thousand percent start you in
Speaker 1: LLC so that you can take advantage of this in
Speaker 1: twenty twenty three. I mean, honestly, that kind of reduces
Speaker 1: some of the pressure because I don't know that there's
Speaker 1: much that can be done for you to like go
Speaker 1: back and get tax right offs at this point. I'm
Speaker 1: not a tax professional. So that's a good question for
Speaker 1: like a CPA. Let me see for sure you should, uh,
Speaker 1: you know, when you're in LLC. Then you can decide
Speaker 1: if you want to be a single member LLC, which
Speaker 1: it sounds like you're probably in that kind of place.
Speaker 1: It doesn't sound like you're earning enough to be an
Speaker 1: escort at this point. Just yeah, just just start there,
Speaker 1: you know, start somewhere, treat yourself like the business that
Speaker 1: you are, because for sure you're doing well.
Speaker 3: Great, this is I mean, I've been thinking about all
Speaker 3: of this, so it's good to hear and get confirmation.
Speaker 1: Yeah, how old are you?
Speaker 3: Do?
Speaker 1: Might be asking, I'm thirty, Just thirty, that's awesome. I
Speaker 1: just love like having you know, an extra twenty to
Speaker 1: thirty k coming in. That's fantastic, you know. And I
Speaker 1: feel like the tax part of it, it just sours everything.
Speaker 1: When it does. You have to deal with the additional
Speaker 1: stress of it, and you're like, dang, do I even
Speaker 1: want this life?
Speaker 3: No?
Speaker 1: I do, think you too?
Speaker 3: I do? Yeah, I do want it. I would love
Speaker 3: to eventially move to having my own business. But every
Speaker 3: this time of year, it gets like, wow, did I
Speaker 3: really earn that much? Let me go back and look.
Speaker 1: Yeah. And when you get a CPA too, they can
Speaker 1: help you decide. Like, for example, one of the things
Speaker 1: that my CPA does is advise how much I should
Speaker 1: contribute for retirement, you know, based on my based on
Speaker 1: my income and retirement contributions as well. It's a huge
Speaker 1: part of like one of the benefits of having a
Speaker 1: business is you know, there are types of accounts you
Speaker 1: can open like a self employed or that step I
Speaker 1: RA or a solo for one K like I have now,
Speaker 1: and you can actually use your extra income to like
Speaker 1: invest for your future. Yeah all right, so how are
Speaker 1: we going to get you a CPA? What do you
Speaker 1: feel like your next steps are there?
Speaker 3: Okay, next steps start to get a CPA STAP. They're
Speaker 3: going to use whoever bookkeeper bookkeeper? Yeah, CPA, Well you
Speaker 3: comes first, because I feel like taxes are due in
Speaker 3: a little more.
Speaker 1: Than a month, so yes, this is true. You can
Speaker 1: file an extension, like if you want. Yeah, you can
Speaker 1: file an extension. I actually filed. I didn't file. My
Speaker 1: accountant did because I was like kind of a mess
Speaker 1: and I've missed a deadline and she's like, it's fine,
Speaker 1: everyone files extensions. Let me follow you an extension. So
Speaker 1: that's been done. So you could file an extension on
Speaker 1: your individual taxes if you wanted to. Let me see
Speaker 1: while you're trying to find because taxes are due one
Speaker 1: like mid April. Okay, yeah, it doesn't. Now. The thing
Speaker 1: with a tax extension that can be a little wonky
Speaker 1: is it doesn't actually stop when you would owe your
Speaker 1: taxes it's just basically like it's annoying, I know, But so.
Speaker 3: You can't do it.
Speaker 1: Because we're all supposed to be mathematicians. Maya, but I
Speaker 1: would I would do both at the same time, like
Speaker 1: try to find you a bookkeeper because you're going to
Speaker 1: need them anyway, and then find a CPA an accountant
Speaker 1: who and this is a thing, like it's fine to
Speaker 1: go to family, but I would definitely go to accountants
Speaker 1: who actually work with like nine to five entrepreneurs and
Speaker 1: understand that whole you know, really intimately, and they're not
Speaker 1: just like a tax preparer or an enrolled agent, like
Speaker 1: they can probably process W two's and things like that,
Speaker 1: but do they have the level of sophistication to be
Speaker 1: able to work with someone, you know, with business income.
Speaker 1: That's another question. And you may even be fine because
Speaker 1: I know, I know it's a lot like twenty K,
Speaker 1: thirty K whatnot, But you may even be fine using
Speaker 1: like whatever software you've been using so far, because they're
Speaker 1: going to they have the fields for you to fill in,
Speaker 1: like upload your ten eighty nine and what did you
Speaker 1: make and all that, and it will probably trigger like
Speaker 1: some you never know, but it maybe trigger like a
Speaker 1: a tax that you owe. I know you said you're
Speaker 1: paying taxes from a previous year already. Yes, you may
Speaker 1: need to like get on a payment plan for that
Speaker 1: or something, but like, let this be the last year
Speaker 1: that that happens.
Speaker 3: Yes, you know that's the goal.
Speaker 1: No better, no better, do better kind of thing.
Speaker 3: I love it. I haves.
Speaker 1: Okay, good, And let me see what else can I say?
Speaker 1: I found my accountant through a referral of a friend
Speaker 1: who is exactly like you. She works in New York.
Speaker 1: So that's the thing, like I could I couldn't refer
Speaker 1: her to you because you're based in Virginia, right or DC? Yeah,
Speaker 1: so you want to find people who are licensed and
Speaker 1: able to work with you in your state, So I
Speaker 1: would start with also, like even being a part of
Speaker 1: your community there, like if you have a I know
Speaker 1: we have chambers of commerce, but if there's networking groups
Speaker 1: for women entrepreneurs in the DC area or just entrepreneurs
Speaker 1: in general, like they can be a great source of information.
Speaker 1: I'm I'm sure there's a Facebook group out there where
Speaker 1: be you got to be where you can check and see.
Speaker 1: I'm sure someone's already asked this question. Anybody know any
Speaker 1: good accountants, like I'm in a crunch and you know,
Speaker 1: start reaching out and dedicate that time to it. It's
Speaker 1: and I'm not going to make it seem like immediately
Speaker 1: you'll feel like, oh, I have everything figured out. I'm
Speaker 1: on year two and I'm like finally feeling like okay
Speaker 1: for this year, I think I'm going to have it
Speaker 1: all together, you know, of working with the CPA, it's
Speaker 1: just it's just normal and it's like getting through the
Speaker 1: growth period just to be a.
Speaker 3: Little tricky with any Anything I've learned through with working
Speaker 3: with finances or getting a finances together is that you
Speaker 3: got to be patient time it does.
Speaker 1: And like one of the things one of the reasons
Speaker 1: I love my accountant, her name is Safie, is because
Speaker 1: she is a lot easier on me than I am
Speaker 1: on myself. Like she'll kind of tell me, like Mandy,
Speaker 1: everyone's following an extension, You're not a you're not a failure.
Speaker 1: You didn't mess up like it be. You know, it's fine.
Speaker 1: I've seen worse and that can help. Like that helps
Speaker 1: me with my anxiety around it too, Just like hearing
Speaker 1: from an expert that I'm not the craziest like that
Speaker 1: they've ever seen, And yeah, I wish you all the best.
Speaker 1: I hope this was helpful or at least the kick
Speaker 1: in the butt you needed.
Speaker 2: It was.
Speaker 3: You got me together.
Speaker 1: Get it together, girl, you still have some time? Okay, yeah,
Speaker 1: thank you, thanks so much for letting letting me chat
Speaker 1: with you and for submitting your question to be a
Speaker 1: anything else you want to say before we let you go,
Speaker 1: that's it.
Speaker 3: I will say that my friends are really big fans
Speaker 3: of this podcast, so they were super excited I was
Speaker 3: going to talk to you. Oh really yeah?
Speaker 1: Are they the ones who were like my submitted question
Speaker 1: b A.
Speaker 3: I asked them. I was like, oh, what should I ask?
Speaker 3: And they help me brainstorm. But one of my friends,
Speaker 3: she like, has the gig up with money books. She
Speaker 3: listens to the podcast. She's a big fan.
Speaker 1: Oh she's a DreamCatcher. Awesome. Well, I hope you will
Speaker 1: continue to be a fan. But regardless, best of luck,
Speaker 1: you're so not alone. Just one step at a time. Okay,
Speaker 1: thank you so much. All right, lady, thank you? All right,
Speaker 1: ba fam, We will see you next time. If you
Speaker 1: want to have a question and potentially a question answered
Speaker 1: by us, or even potentially be on the show with
Speaker 1: us live in the studio. You know what to do.
Speaker 1: Go to Brand Ambition Podcast on ig and you could
Speaker 1: submit a voice note there with like a sixty second
Speaker 1: version of question and you may hear from our producer
Speaker 1: and be invited to the show. I am Mandy Woodrif Santos.
Speaker 1: We'll see y'all next week for more baqa hey, ba fam.
Speaker 1: We could not do this show without your support or
Speaker 1: the support of our team behind the scenes. The Brown
Speaker 1: Ambition podcast is produced by Imani Crosby and Dennis Stanplinsky
Speaker 1: is our in house tech guru. I am your co host,
Speaker 1: Mandy Woodrif Santos, and we will see y'all next week.
Speaker 1: Ba Fam.