WEBVTT - We Talk Back Replay* | Survival Mode Activated

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<v Speaker 1>What's up, y'all? Think you for tuning in for a new.

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<v Speaker 2>Episode of We Talk Back, a show dedicated to you

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<v Speaker 2>niggas and bitches. Because y'all, I'm mad because the bitch

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<v Speaker 2>was being cheap as fuck and I'm stuck in Saint Martin.

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<v Speaker 2>Try to fly on a buddy pass.

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<v Speaker 1>Okay, at least I'm in Paradise.

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<v Speaker 3>What's up, tam Bam. I about to say, that's a

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<v Speaker 3>good place to be. Stun You could be in Iowa,

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<v Speaker 3>shout out to her.

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<v Speaker 1>Ain't nobody and I are listening to this shit. They

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<v Speaker 1>don't even know black people exist.

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<v Speaker 3>Hey, y'all, it's Utan band. I love y'all. Thank y'all

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<v Speaker 3>for tuning in again. All right, tell us about your

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<v Speaker 3>weekid girl, cuz you know in Paradise.

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<v Speaker 1>So, y'all, I'm still here. I've been here.

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<v Speaker 2>Actually, I went to Anguilla on the twenty eighth of July.

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<v Speaker 2>It is now July the ninth, and I've been stuck

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<v Speaker 2>in Saint Martin for the last twenty four hours. But

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<v Speaker 2>that ain't the whole trip. My whole trip was wonderful.

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<v Speaker 2>A lot of food, a lot of lobster and spreads.

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<v Speaker 2>I might put give it put together a little real

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<v Speaker 2>for y'all content, Because I got a little tiny bit

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<v Speaker 2>of content. My back is a little bigger. Okay, since

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<v Speaker 2>I've been on vacation, it's supposed to be on vacation now.

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<v Speaker 1>Eating a bunch of Johnny Cakes. Don't I look pregnant?

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<v Speaker 1>Look how big my noses?

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<v Speaker 3>Cake?

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<v Speaker 1>It's just like fried bread, bitch.

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<v Speaker 2>Okay, it's just like a you never had a Johnny cakes,

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<v Speaker 2>like from the Jamaican restaurants.

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<v Speaker 4>And ship my festival.

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<v Speaker 1>It's like festival.

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<v Speaker 2>Yeah, but it's like a flat, little round, spear shaped

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<v Speaker 2>piece of goodness fried up being warm. Yes, breakfast, lunch, dinner.

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<v Speaker 2>I don't never eat that much. Dog Like I am

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<v Speaker 2>fasting when I get the fuck back home. I'm a

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<v Speaker 2>fast for a while. But if y'all never been to Anguilla,

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<v Speaker 2>gold Man, it's a really nice island. It's a chill island.

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<v Speaker 2>If you're trying to it, it is expensive. I feel

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<v Speaker 2>like all the island's expensive, then you're right. Jamaica is Yeah, like.

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<v Speaker 1>We think it's gonna be cheap when we get that.

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<v Speaker 2>It's just not like if you're looking for a cheap

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<v Speaker 2>vacation vacation, I would suggest like Thailand, the flight might

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<v Speaker 2>be expensive, but you're gonna pay like five hundred dollars

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<v Speaker 2>to stay there.

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<v Speaker 4>For a month month, right, that's it. But you're right,

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<v Speaker 4>the islands are expensive.

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<v Speaker 1>Yeah.

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<v Speaker 2>So I'm in Saint Martin. After we get off today,

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<v Speaker 2>I am going to try and catch a flight. If not,

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<v Speaker 2>I'll be on Delta tomorrow. Shout out to Delta.

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<v Speaker 4>What did I do this weekend? Shit? I ain't doing nothing.

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<v Speaker 3>The weather was kind of sucky because Hurricane Barrel came

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<v Speaker 3>through town, and I mean it didn't really hit us,

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<v Speaker 3>but we got some of the weather off of it.

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<v Speaker 3>So it was kind of rainy all weekend, which I enjoy.

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<v Speaker 3>I kind of just laid up with me and Bella,

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<v Speaker 3>my dog, y'all.

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<v Speaker 4>And that was it. I ain't do Did I do

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<v Speaker 4>anything else? Hell no, that was it all. My niggas

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<v Speaker 4>was out of town on vacation. On vacation.

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<v Speaker 3>No, it was like a bunch of group trips that

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<v Speaker 3>went out of Charlotte. Like I'm talking about seventy people.

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<v Speaker 3>Forty people, like huge group trips left this motherfucker.

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<v Speaker 2>They probably right here in Saint Martin because this resort

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<v Speaker 2>I'm on right now is fucking lit. Okay, I went

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<v Speaker 2>outside for a little bit last night. I won eleven

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<v Speaker 2>cents a word. I was like, what time is she

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<v Speaker 2>going home?

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<v Speaker 1>I text you last night.

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<v Speaker 3>You ain't get it, yeah, I responded, I ain't get this.

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<v Speaker 4>I said, stay in the room.

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<v Speaker 2>I ain't get that the last thing, and then my

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<v Speaker 2>messages was going out green. So I'm like, yo, something happened,

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<v Speaker 2>Like I definitely got a knife in the bed with

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<v Speaker 2>me though, Let's.

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<v Speaker 3>Get it, and you know what, let me say this

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<v Speaker 3>because this is one of our avid listeners and she's

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<v Speaker 3>a huge supporter of the show on Instagram.

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<v Speaker 4>Ok Ken.

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<v Speaker 3>Her cousin, Taylor Casey, went to Bahamas for a yoga

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<v Speaker 3>retreat on June nineteenth and went and went to dinner

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<v Speaker 3>and then they never saw her again. She just vanished

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<v Speaker 3>and they're still looking for her. So hashtag fine Taylor Casey.

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<v Speaker 3>You can keep up with that, and we're definitely praying

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<v Speaker 3>for Taylor that they found her. She's a forty one

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<v Speaker 3>year old woman and she just disappeared on June nineteenth

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<v Speaker 3>in Paradise Island, that saw Bahamas, So y'all just be

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<v Speaker 3>on the lookout for that, and y'all keep her in

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<v Speaker 3>your prayers that she gets to come home safely.

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<v Speaker 2>Yeah.

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<v Speaker 1>Man, you gotta be careful out here.

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<v Speaker 2>God damn, I hate hear and stuff like that because

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<v Speaker 2>it's like no closure until the right.

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<v Speaker 1>Yeah.

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<v Speaker 3>Yeah, I'm about to listen. I'm about to go in.

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<v Speaker 3>My birthday coming up and I'm about to go away.

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<v Speaker 3>I'm about to put an air tag right in the

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<v Speaker 3>back of one of these dreads.

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<v Speaker 2>You beat your data because they be really stealing women

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<v Speaker 2>like cookies.

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<v Speaker 4>Y'all gonna find me.

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<v Speaker 3>God damn, y'all gonna fucking find me where I'm at,

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<v Speaker 3>and I'm gonna have that.

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<v Speaker 4>Motherfucking y'all gonna find.

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<v Speaker 1>Did my location ever come over to you?

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<v Speaker 2>No?

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<v Speaker 3>It did not.

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<v Speaker 4>That's why I was like, where you at?

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<v Speaker 3>Like you?

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<v Speaker 1>I sent it to my low one for one hour.

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<v Speaker 2>Because I was trouble shooting it while on the phone

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<v Speaker 2>with him, and I was like, oh, let me see

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<v Speaker 2>if this worked, because initially, initially I did it for

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<v Speaker 2>indefinitely and I'm like, ah, how do I change this back?

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<v Speaker 2>Once I started, I wasn't sure, so I didn't an

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<v Speaker 2>hour to test it out. Bitches, ain't ship y'all in

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<v Speaker 2>a stupid news.

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<v Speaker 3>So Kendrick Lamar's music video dropped over the weekend and

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<v Speaker 3>on the first day he had what was on fourth

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<v Speaker 3>of July draw right. It had fifteen million views in

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<v Speaker 3>the first twenty four hours.

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<v Speaker 1>Shout out to Ken Drack, big Jemini energy.

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<v Speaker 3>Okay, I like how he supported like the same people.

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<v Speaker 3>Some of the same people that were at the show

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<v Speaker 3>were in the music video, like the crumping clown energy

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<v Speaker 3>and all that.

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<v Speaker 4>So I love that. It was a dope video.

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<v Speaker 3>And Mike Rubin, Michael Rubin had his annual white party

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<v Speaker 3>where he invites all the hotted celebs and stars, and

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<v Speaker 3>Drake was there and people are saying that Drake and

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<v Speaker 3>they were pictured together, and people are saying that Drake

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<v Speaker 3>looks sad in the picture.

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<v Speaker 2>Let me find out Drake feeling defeated a little bit,

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<v Speaker 2>go to that white party.

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<v Speaker 1>Get some white energy right quick.

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<v Speaker 4>He looked tired.

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<v Speaker 3>I don't know if he looks sad, but he definitely

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<v Speaker 3>looked not as vibrant in the eyes. But who knows.

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<v Speaker 3>Maybe he was on the bender. It was party time,

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<v Speaker 3>you know, not a bender.

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<v Speaker 1>He looked regular to me.

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<v Speaker 2>He always Drake always looks like, what's that that movie

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<v Speaker 2>it's a never never land with a big flying dog.

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<v Speaker 2>You know what I'm talking about. It's a big before Yes,

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<v Speaker 2>he looks like that puppy to me. Dog that Yeah,

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<v Speaker 2>he always just looked like a little puppy to me,

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<v Speaker 2>Like he just had the droopy eyes and shit.

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<v Speaker 1>Like he looked regular to me.

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<v Speaker 2>I don't know, but yeah, we ain't gonna talk about

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<v Speaker 2>Drake looking sad and I got that party. Let's talk

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<v Speaker 2>about motherfucking Kendrick Lamar video, y'all.

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<v Speaker 3>The video is before Time, what you're talking about. I

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<v Speaker 3>can't think of the name of that movie movie Time.

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<v Speaker 3>It's something like that.

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<v Speaker 4>But that ain't it because the lamb before Time is

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<v Speaker 4>something else.

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<v Speaker 1>Big flying dog.

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<v Speaker 2>I put that in Google and my service is so

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<v Speaker 2>fucking never ending story. What did I say in the

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<v Speaker 2>land before Time? You said a lamb before time?

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<v Speaker 3>Yeah, you ain't say, no, no name the never end

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<v Speaker 3>the story. Yeah, that's it, you said ship. You just

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<v Speaker 3>say he looked like that white dog.

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<v Speaker 2>No initially, Okay, we it's recorded, y'all. Can hear if

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<v Speaker 2>I say it or not?

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<v Speaker 1>I don't remember. Yeah, anyway, Yeah.

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<v Speaker 2>He looks like that to me, Like Drake always looks

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<v Speaker 2>like that puppy. To me, it's not really a puppy.

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<v Speaker 2>It's a big ass fucking flying dog. But that's what

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<v Speaker 2>Drake looks like.

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<v Speaker 3>That ship, if you're gonna look at that motherfucking the

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<v Speaker 3>graphics did not hold up. I bet that ship look crazy.

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<v Speaker 1>Redo it.

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<v Speaker 4>Yeah, a good movie to redo.

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<v Speaker 2>Actually, I really enjoyed the Kendrick Lamar's video. He had

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<v Speaker 2>a lot of gems in there. So she media is

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<v Speaker 2>now calling him a black historian, actual black historians. Some

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<v Speaker 2>of them agree, and then some of them are like, oh,

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<v Speaker 2>he's not.

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<v Speaker 1>He can't.

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<v Speaker 2>Why why anybody could be a black historian if you

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<v Speaker 2>fucking study the hell is wrong with people? Like, I'm

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<v Speaker 2>so sick of black people. They get on my goddamn nerve.

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<v Speaker 2>But he dropped a lot of gyms, especially like talking

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<v Speaker 2>about Atlanta and how Atlanta came about, and if you

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<v Speaker 2>ask me, Atlanta is Atlantis.

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<v Speaker 1>The Lost City.

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<v Speaker 2>Okay right now is mad Max, But I think Atlanta

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<v Speaker 2>is Atlantis. Like it's amazing people in Atlanta. And Drake

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<v Speaker 2>does hop on every hot new artist and we may think,

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<v Speaker 2>we may look at it as oh, he's like trying

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<v Speaker 2>to beef their career up, but it also revives his

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<v Speaker 2>every time a next new hot artist comes out. It's

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<v Speaker 2>like a barter a bartering system.

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<v Speaker 4>Yeah, they ain't bad for them.

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<v Speaker 3>They have Drake on their shit though, But do you

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<v Speaker 3>feel his light has dimmed some since this?

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<v Speaker 2>Yeah, once the once the collectives start removing the energy

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<v Speaker 2>from you, you can you literally you're seeing his light

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<v Speaker 2>dim So that's just what happens. Like, that's that's why

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<v Speaker 2>they sound yes, because it's the energy of the people

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<v Speaker 2>that keep these entities going.

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<v Speaker 3>I still love Drake. I think a lot of people

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<v Speaker 3>still love drinking. People like women don't feel like, yeah,

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<v Speaker 3>they're not part of the battle beef.

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<v Speaker 2>I don't think his career is over, Like it's not

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<v Speaker 2>going to be a Meek Mills situation. I don't think

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<v Speaker 2>his career is like finished. Okay, he still has a

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<v Speaker 2>lot of fans. There's a lot of people who feel

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<v Speaker 2>like he won the battle, you know, but did he

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<v Speaker 2>win the war?

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<v Speaker 1>It's a question.

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<v Speaker 2>Yeah, I don't think so. I don't think so. But

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<v Speaker 2>shout out to Kendrick Lamar.

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<v Speaker 4>I appreciate how.

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<v Speaker 3>One song because it was really one particular song that

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<v Speaker 3>Kendrick did that just revived the whole coast.

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<v Speaker 1>Yes, no, I feel like everybody like you.

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<v Speaker 3>No, yeah, but I mean the energy over on the

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<v Speaker 3>West Coast was different, you know, like everybody liked that song,

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<v Speaker 3>but when you went out there, they was going crazy,

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<v Speaker 3>like next level crazy.

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<v Speaker 4>I loved it and also scared.

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<v Speaker 1>Why are you scheduling trip up? I know, my goofy ass.

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<v Speaker 3>But no, I ain't scared of trip, but I'm scared somebody.

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<v Speaker 3>You know, they coping different out there, Like what set

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<v Speaker 3>you claiming?

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<v Speaker 4>Bitch?

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<v Speaker 1>Can you crip walk for real?

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<v Speaker 3>Though?

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<v Speaker 1>Can you really do that? I don't have enough coordination

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<v Speaker 1>for none of that shit.

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<v Speaker 4>Yeah I can do that.

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<v Speaker 1>I want to see.

0:11:47.960 --> 0:11:51.920
<v Speaker 4>I'm supposed video crop walk challenge when I.

0:11:51.840 --> 0:11:58.680
<v Speaker 2>Get Whitney also had a little special guest appearance hearing

0:11:58.760 --> 0:12:01.880
<v Speaker 2>the kids in the video. You know, because a lot

0:12:01.960 --> 0:12:05.160
<v Speaker 2>of what Drake was like in his disc a lot

0:12:05.200 --> 0:12:08.680
<v Speaker 2>of it was based off of mister morale the album

0:12:08.960 --> 0:12:12.200
<v Speaker 2>and what people don't I don't understand and why why

0:12:12.240 --> 0:12:15.720
<v Speaker 2>people don't get it? The album was not about Kendrick

0:12:15.760 --> 0:12:18.480
<v Speaker 2>Lamar's life. It was actually about the morale or the people.

0:12:18.880 --> 0:12:20.880
<v Speaker 2>So we had a bunch of different instances in there.

0:12:21.240 --> 0:12:24.319
<v Speaker 2>So at what point would you use that and a

0:12:24.440 --> 0:12:29.120
<v Speaker 2>disc record? It's weird you had no intel on Kendrick

0:12:29.200 --> 0:12:31.920
<v Speaker 2>Lamar other than what he told you on an album.

0:12:32.160 --> 0:12:35.720
<v Speaker 2>So yeah, this still doesn't say him and his girl altogether.

0:12:36.320 --> 0:12:38.160
<v Speaker 2>She probably just down for the family.

0:12:38.520 --> 0:12:39.079
<v Speaker 1>We don't know.

0:12:39.440 --> 0:12:42.040
<v Speaker 3>But she was at the concert and she's in the video,

0:12:42.240 --> 0:12:46.439
<v Speaker 3>so I mean, yeah, it ain't like how.

0:12:48.080 --> 0:12:48.840
<v Speaker 4>What that lady is?

0:12:48.840 --> 0:12:57.240
<v Speaker 3>They be like, oh, she never showed up like that,

0:12:57.720 --> 0:13:01.040
<v Speaker 3>so never never bea ginging to you.

0:13:01.160 --> 0:13:05.640
<v Speaker 4>Camp the Auntie's Day first episode, Oh my.

0:13:05.800 --> 0:13:07.320
<v Speaker 1>God, I saw clips.

0:13:08.200 --> 0:13:10.280
<v Speaker 4>Yeah on zeus, this is some clarity.

0:13:10.360 --> 0:13:13.760
<v Speaker 3>That's that's gonna be my new Like. I love watching

0:13:13.880 --> 0:13:17.600
<v Speaker 3>Ratchet TV. On the stair Climber, they get that thirty

0:13:17.640 --> 0:13:20.920
<v Speaker 3>minutes done. Baby, I watched Baddi's and now I got

0:13:20.920 --> 0:13:21.920
<v Speaker 3>some new shit to watch.

0:13:23.240 --> 0:13:25.959
<v Speaker 2>Did you see I didn't see the video, I mean

0:13:26.000 --> 0:13:26.800
<v Speaker 2>the episode.

0:13:26.800 --> 0:13:28.080
<v Speaker 1>You watched the actual episode?

0:13:29.240 --> 0:13:31.199
<v Speaker 4>Oh no, not yet. No, I'm saving it for the

0:13:31.240 --> 0:13:31.880
<v Speaker 4>stair Climber.

0:13:32.200 --> 0:13:33.840
<v Speaker 1>Yeah. I only saw the clip.

0:13:34.720 --> 0:13:38.600
<v Speaker 2>And I saw the clip of Tokyo Tony showing her

0:13:38.679 --> 0:13:40.120
<v Speaker 2>Kouchi to the game.

0:13:40.800 --> 0:13:45.200
<v Speaker 1>Did you see that? No, she's such a fucking like.

0:13:45.920 --> 0:13:49.080
<v Speaker 2>The thing is is like, I like Tia Camp and

0:13:49.120 --> 0:13:52.400
<v Speaker 2>I like Tokyo Tony. I don't really know about Blueface

0:13:52.480 --> 0:13:55.520
<v Speaker 2>Mom like that, Like she just she just gives super

0:13:55.640 --> 0:13:59.040
<v Speaker 2>Cloud Chase energy like these women do too, but it's

0:13:59.080 --> 0:14:01.439
<v Speaker 2>just different, like they just they still got their own

0:14:01.440 --> 0:14:06.000
<v Speaker 2>little personality with it. Black China. I don't know how

0:14:06.040 --> 0:14:08.880
<v Speaker 2>she survived her mama. I don't know how to fuck

0:14:08.960 --> 0:14:10.400
<v Speaker 2>she survived Tokyo.

0:14:10.160 --> 0:14:11.000
<v Speaker 1>Tony, but she did.

0:14:12.080 --> 0:14:16.440
<v Speaker 2>And Tokyo Tony, she really hate Black China. She just

0:14:16.480 --> 0:14:18.760
<v Speaker 2>a fucking she'd be hating on that girl so bad.

0:14:20.120 --> 0:14:25.040
<v Speaker 2>But she was talking about like basically Black China, sex

0:14:25.120 --> 0:14:27.360
<v Speaker 2>and all this stuff, right, and then she pulls her

0:14:27.400 --> 0:14:29.240
<v Speaker 2>kuchi out to the game.

0:14:30.440 --> 0:14:31.880
<v Speaker 4>She pulls her kuchi out.

0:14:31.960 --> 0:14:35.160
<v Speaker 2>It's crazy, talked her leg open on the couch on

0:14:35.160 --> 0:14:42.680
<v Speaker 2>one of the videos.

0:14:36.800 --> 0:14:40.680
<v Speaker 1>It's a clip out there.

0:14:41.520 --> 0:14:43.600
<v Speaker 4>Well, I can't wait to watch. That's gonna get me

0:14:43.640 --> 0:14:45.160
<v Speaker 4>through my thirty minutes. Level ten.

0:14:50.560 --> 0:14:54.320
<v Speaker 3>Airy spears Uh took to the social media to say

0:14:54.400 --> 0:14:57.160
<v Speaker 3>women don't need fake eyelashes, and he posted the whole

0:14:57.240 --> 0:15:01.840
<v Speaker 3>video discussing why he felt like women didn't need lashes.

0:15:01.880 --> 0:15:02.720
<v Speaker 4>And here's my thing.

0:15:03.600 --> 0:15:06.600
<v Speaker 3>The last time you got on the internet talking about

0:15:06.240 --> 0:15:07.320
<v Speaker 3>a woman and.

0:15:07.360 --> 0:15:08.720
<v Speaker 4>What she needed to look like.

0:15:09.480 --> 0:15:11.920
<v Speaker 3>People got to dig it in your history and find

0:15:11.920 --> 0:15:16.359
<v Speaker 3>out that you had some did some really dodgy videos

0:15:16.400 --> 0:15:20.120
<v Speaker 3>that could consider you a child molester or you know,

0:15:20.280 --> 0:15:23.800
<v Speaker 3>like it wasn't good. So why don't you stop talking

0:15:23.840 --> 0:15:28.480
<v Speaker 3>on women like, we don't need eyelashes. We don't need

0:15:28.520 --> 0:15:32.360
<v Speaker 3>your opinion honestly about our eyelashes. People want are gonna

0:15:32.400 --> 0:15:34.680
<v Speaker 3>wear what they want to wear. If they want to

0:15:34.680 --> 0:15:36.200
<v Speaker 3>wear eyelashes, let them.

0:15:36.360 --> 0:15:40.000
<v Speaker 2>First of all, I need my motherfucking eyelashes. I don't

0:15:40.000 --> 0:15:41.320
<v Speaker 2>know what the hell he talking about.

0:15:41.840 --> 0:15:43.040
<v Speaker 1>They're like a craziest hell.

0:15:43.120 --> 0:15:45.320
<v Speaker 2>Now, once you start doing something, it's like you look

0:15:45.360 --> 0:15:50.360
<v Speaker 2>crazy without it, So I like my lashes maya goddamn business.

0:15:50.600 --> 0:15:52.320
<v Speaker 2>What you need to do is check on your damn

0:15:52.360 --> 0:15:54.480
<v Speaker 2>health because you don't look healthy at all.

0:15:55.000 --> 0:15:57.280
<v Speaker 1>You don't need to be that fucking big. What's that?

0:15:57.400 --> 0:15:57.440
<v Speaker 3>What?

0:15:57.520 --> 0:15:58.000
<v Speaker 1>Your skin?

0:15:58.640 --> 0:15:58.800
<v Speaker 3>You know?

0:15:58.840 --> 0:16:00.080
<v Speaker 1>The skin is your biggest org.

0:16:00.560 --> 0:16:02.800
<v Speaker 2>So I can only imagine what the inside of that

0:16:02.880 --> 0:16:07.160
<v Speaker 2>big body looking like. Because his skin looks explorable, let's

0:16:07.160 --> 0:16:10.720
<v Speaker 2>talk about that. What really is a dermatologist?

0:16:11.160 --> 0:16:13.720
<v Speaker 3>He got really bad dark circles under his eyes, but

0:16:13.800 --> 0:16:18.160
<v Speaker 3>that might be hereditary under his thighs eyes. I ain't

0:16:18.160 --> 0:16:19.240
<v Speaker 3>seeing that, nigga thighs.

0:16:19.280 --> 0:16:22.680
<v Speaker 1>Don't put that out. Imagine what them thighs looking like.

0:16:23.520 --> 0:16:25.520
<v Speaker 3>No, I'm not gonna do that because I ain't, because

0:16:25.560 --> 0:16:27.160
<v Speaker 3>then we're just doing what he's doing.

0:16:27.280 --> 0:16:28.920
<v Speaker 4>So I'm not gonna girl.

0:16:29.280 --> 0:16:31.920
<v Speaker 2>You know, I go to hell every time. Okay, Yeah,

0:16:33.000 --> 0:16:37.760
<v Speaker 2>so y'all stay stay heavenly. We're coming from women. I'm

0:16:37.800 --> 0:16:40.280
<v Speaker 2>so sick of men telling women what to fucking do. Like,

0:16:40.400 --> 0:16:44.200
<v Speaker 2>mind your business already. There's enough women out here that

0:16:44.360 --> 0:16:47.040
<v Speaker 2>has the thing that you like for you to go

0:16:47.160 --> 0:16:49.920
<v Speaker 2>for that and talk about that. Yeah right, there's a

0:16:49.960 --> 0:16:51.680
<v Speaker 2>lot of women who don't wear lashes.

0:16:51.840 --> 0:16:54.600
<v Speaker 3>A lot. I ain't got on nothing right now, Curry,

0:16:54.640 --> 0:16:56.440
<v Speaker 3>I might not put on.

0:16:56.040 --> 0:16:58.960
<v Speaker 2>And I put mine on this morning for Tenny like

0:16:59.080 --> 0:17:00.400
<v Speaker 2>I did that.

0:17:01.240 --> 0:17:03.120
<v Speaker 1>Thank you girlfriend, period.

0:17:03.920 --> 0:17:07.640
<v Speaker 2>But Mayo fucking business, grown sack of shit. I don't

0:17:07.680 --> 0:17:08.280
<v Speaker 2>like that dude.

0:17:08.440 --> 0:17:08.760
<v Speaker 1>Okay.

0:17:08.840 --> 0:17:11.879
<v Speaker 2>Anytime I see him on anybody's platform, I'm disgusted, Like,

0:17:11.920 --> 0:17:14.280
<v Speaker 2>why do y'all still have conversations with this guy?

0:17:15.560 --> 0:17:15.840
<v Speaker 1>Why?

0:17:15.920 --> 0:17:19.240
<v Speaker 3>Yeah, he doesn't seem to be a very Those videos

0:17:19.280 --> 0:17:19.919
<v Speaker 3>weren't dodgy.

0:17:19.960 --> 0:17:22.880
<v Speaker 2>Those videos were exactly what the fuck those videos were

0:17:23.560 --> 0:17:26.560
<v Speaker 2>and if anybody wants to see him, I'm not spreading

0:17:26.600 --> 0:17:28.080
<v Speaker 2>child pornography.

0:17:30.000 --> 0:17:31.000
<v Speaker 1>But this is out there.

0:17:31.080 --> 0:17:33.720
<v Speaker 2>Go check the Go check the archives, because it's the

0:17:33.720 --> 0:17:35.520
<v Speaker 2>reason why they tried to scrub that stuff from the

0:17:35.560 --> 0:17:37.800
<v Speaker 2>Internet archives dot org.

0:17:38.280 --> 0:17:42.159
<v Speaker 1>You can find him airy spirits. That dude's a problem.

0:17:42.800 --> 0:17:47.959
<v Speaker 4>Yeah, I agree. Well, let me tell y'all.

0:17:47.960 --> 0:17:52.440
<v Speaker 3>Over the weekend, I saw this viral post about this

0:17:52.520 --> 0:17:57.240
<v Speaker 3>woman who went to instacart and she ordered. She put

0:17:57.280 --> 0:18:00.200
<v Speaker 3>the same thing, the same exact items in her Instacart

0:18:00.240 --> 0:18:03.480
<v Speaker 3>that she had bought in twenty twenty one, and her

0:18:03.520 --> 0:18:07.800
<v Speaker 3>total in twenty twenty one was seventy dollars. In twenty

0:18:07.800 --> 0:18:10.399
<v Speaker 3>twenty four it was one hundred and sixty five dollars

0:18:10.440 --> 0:18:14.960
<v Speaker 3>for the same small amount of items. So inflation, and

0:18:15.040 --> 0:18:17.560
<v Speaker 3>she was just discussing how inflation has gotten out of

0:18:17.560 --> 0:18:19.879
<v Speaker 3>control and how she don't know how she gonna make

0:18:19.920 --> 0:18:22.480
<v Speaker 3>it because she has kids to feed. And I felt

0:18:22.520 --> 0:18:25.399
<v Speaker 3>that because I feed it myself has been quite you know,

0:18:25.680 --> 0:18:29.000
<v Speaker 3>different this year. So I wanted us to discuss inflation.

0:18:29.359 --> 0:18:31.720
<v Speaker 3>I want us to talk about how we're handling and

0:18:31.760 --> 0:18:33.399
<v Speaker 3>I want to give us some tips that we found

0:18:33.400 --> 0:18:36.520
<v Speaker 3>online to hindle inflation. You guys, cause it's affecting us

0:18:36.560 --> 0:18:40.439
<v Speaker 3>all unless y'all like coming like that, so we'll be right.

0:18:40.320 --> 0:18:44.320
<v Speaker 1>Back, all right, y'all.

0:18:44.359 --> 0:18:48.200
<v Speaker 2>So we're back, and like Tam said, we want to

0:18:48.200 --> 0:18:52.400
<v Speaker 2>talk about inflation because it's just something that affects everybody,

0:18:52.440 --> 0:18:53.480
<v Speaker 2>like nobody.

0:18:53.200 --> 0:18:54.480
<v Speaker 1>Is escaping it.

0:18:55.600 --> 0:18:59.359
<v Speaker 2>Even people who have, you know, a lot of money,

0:18:59.440 --> 0:19:02.040
<v Speaker 2>they still feel it because you know, once you make money,

0:19:02.160 --> 0:19:04.679
<v Speaker 2>it's another thing to try to keep it right. So

0:19:04.800 --> 0:19:07.240
<v Speaker 2>sometimes they are a little bit more cheaper than our asses.

0:19:07.800 --> 0:19:11.440
<v Speaker 2>But what causes inflation, So inflation is the rise in

0:19:11.520 --> 0:19:14.680
<v Speaker 2>prices of goods and services over time. Consumers lose purchasing

0:19:14.720 --> 0:19:18.160
<v Speaker 2>power when prices rise. The power of a single unit

0:19:18.200 --> 0:19:20.440
<v Speaker 2>of currency doesn't go as far as it did before.

0:19:20.480 --> 0:19:22.240
<v Speaker 2>So that's why they say, like if you win a lottery,

0:19:22.600 --> 0:19:25.320
<v Speaker 2>take the lump sum, right, because a dollar doesn't have

0:19:25.359 --> 0:19:28.680
<v Speaker 2>the same value today as it does tomorrow. A little

0:19:28.680 --> 0:19:32.280
<v Speaker 2>inflation isn't much cause for concern, but inflation can pose

0:19:32.359 --> 0:19:35.840
<v Speaker 2>serious problems when prices rise too quickly, which we have

0:19:36.119 --> 0:19:42.080
<v Speaker 2>seen since COVID. You can't tell me this is organic inflation,

0:19:42.200 --> 0:19:44.960
<v Speaker 2>though I feel like this is something that was intentionally

0:19:45.119 --> 0:19:48.679
<v Speaker 2>done to harm the economy in the United States. But

0:19:48.800 --> 0:19:53.119
<v Speaker 2>that's another episode. So it's also an imbalance in supply

0:19:53.200 --> 0:19:55.760
<v Speaker 2>and demand. Inflation tends to increase from consumer demand for

0:19:55.800 --> 0:20:01.480
<v Speaker 2>goods and services increase while supply remains limited disruption in supplies,

0:20:01.520 --> 0:20:03.760
<v Speaker 2>and we saw this with groceries and shit like that,

0:20:04.040 --> 0:20:07.080
<v Speaker 2>Like you know, one day they say, oh, it's no butter.

0:20:07.160 --> 0:20:09.080
<v Speaker 2>The next day a bunch of butter on the shelf.

0:20:09.119 --> 0:20:11.600
<v Speaker 2>So did y'all keep the butter in the back to

0:20:11.720 --> 0:20:15.040
<v Speaker 2>create like this illusion that there's a lack or less

0:20:15.040 --> 0:20:16.720
<v Speaker 2>of So now you can put the price up.

0:20:17.600 --> 0:20:18.160
<v Speaker 1>Who knows.

0:20:20.119 --> 0:20:24.320
<v Speaker 2>Global energy prices jumped following Russia's invasion of Ukraine, so

0:20:24.359 --> 0:20:24.960
<v Speaker 2>that's another thing.

0:20:25.000 --> 0:20:28.440
<v Speaker 1>We got gas inflation, the price of gas.

0:20:29.160 --> 0:20:32.080
<v Speaker 2>Russia cut off global energy supplies and tighten the marketing.

0:20:32.400 --> 0:20:36.120
<v Speaker 2>So they're gonna blame all this is off investipedia dot

0:20:36.160 --> 0:20:38.760
<v Speaker 2>com and I love this website, y'all know, I do stocks.

0:20:38.840 --> 0:20:41.400
<v Speaker 2>I'm always on here. But a lot of this shit

0:20:41.600 --> 0:20:44.280
<v Speaker 2>they blame in other people. Let's talk about the United States.

0:20:45.080 --> 0:20:45.600
<v Speaker 4>Mm hmmm.

0:20:46.400 --> 0:20:51.640
<v Speaker 2>So basically, inflation erodes purchasing power essentially.

0:20:52.480 --> 0:20:59.520
<v Speaker 4>Baby, don't it.

0:20:56.520 --> 0:20:57.880
<v Speaker 3>The fuck going on?

0:20:58.600 --> 0:20:59.879
<v Speaker 1>So what what do you do?

0:21:00.000 --> 0:21:06.000
<v Speaker 3>You personally to combat inflation in your household.

0:21:06.240 --> 0:21:10.480
<v Speaker 1>So one of the things I have started doing is.

0:21:10.400 --> 0:21:12.359
<v Speaker 3>Getting a man. That's what I need to do because

0:21:12.400 --> 0:21:15.280
<v Speaker 3>I need this need to be a two income household.

0:21:16.400 --> 0:21:19.480
<v Speaker 2>Yeah, Like, if y'all don't realize this life is based

0:21:19.520 --> 0:21:23.200
<v Speaker 2>off of double occupancy, you better get you a nigga.

0:21:23.320 --> 0:21:26.120
<v Speaker 1>Like, everybody gonna start pairing up real quick.

0:21:26.160 --> 0:21:28.160
<v Speaker 2>All these niggas who think that they don't need a woman,

0:21:28.200 --> 0:21:30.320
<v Speaker 2>don't need a wife, all these bitches who think they don't.

0:21:30.119 --> 0:21:30.560
<v Speaker 1>Need a man.

0:21:31.240 --> 0:21:34.320
<v Speaker 2>Everybody gonna be pairing up very soon. So, yes, I

0:21:34.359 --> 0:21:38.359
<v Speaker 2>did get a refurbished relationship. And here I am bitch

0:21:38.480 --> 0:21:41.800
<v Speaker 2>splitting bills. Absolutely, they ain't fifty to fifty now because

0:21:41.800 --> 0:21:45.080
<v Speaker 2>I still ain't with that bullshit. But I am responsible

0:21:45.119 --> 0:21:47.679
<v Speaker 2>for groceries and shit like that, right, So I have

0:21:47.760 --> 0:21:50.960
<v Speaker 2>started coupon in a little bit, a little bit pekito

0:21:51.160 --> 0:21:55.280
<v Speaker 2>because that shit is fucking nerve wrecking. But I bought

0:21:55.320 --> 0:22:00.240
<v Speaker 2>a app y'all should download it is id otta. They

0:22:00.280 --> 0:22:03.040
<v Speaker 2>have all these You connect your checking account to it

0:22:03.440 --> 0:22:04.880
<v Speaker 2>and they tell.

0:22:04.720 --> 0:22:08.119
<v Speaker 1>You, like what stores have the deals.

0:22:08.160 --> 0:22:10.600
<v Speaker 2>It's usually like public cvs and shit like that, and

0:22:10.640 --> 0:22:13.919
<v Speaker 2>people be sleeping on CVS because it appears expensive, but

0:22:13.960 --> 0:22:17.119
<v Speaker 2>they have a lot of cash back rewards and you

0:22:17.119 --> 0:22:19.359
<v Speaker 2>can double up, triple up coupons and shit like that.

0:22:19.480 --> 0:22:21.440
<v Speaker 1>Harris Teeter is a good place to do this type

0:22:21.480 --> 0:22:21.760
<v Speaker 1>of shit.

0:22:22.840 --> 0:22:25.879
<v Speaker 2>But y'all can go on YouTube and just type in

0:22:25.960 --> 0:22:28.480
<v Speaker 2>couponing and there's a lot of people who do the

0:22:28.520 --> 0:22:31.040
<v Speaker 2>work for you. They tell you exactly where to go at,

0:22:31.320 --> 0:22:35.040
<v Speaker 2>they tell you how to put the deals together. I

0:22:35.200 --> 0:22:36.840
<v Speaker 2>bought it is always going to be like one of

0:22:36.840 --> 0:22:39.040
<v Speaker 2>the main things they talk about, because you know, you

0:22:39.119 --> 0:22:43.160
<v Speaker 2>get the cash back awards on different items you buy,

0:22:43.240 --> 0:22:46.359
<v Speaker 2>so especially the daily household shit. I hate spending money

0:22:46.359 --> 0:22:48.480
<v Speaker 2>on like toilet tissue, paper towels.

0:22:48.520 --> 0:22:53.240
<v Speaker 3>It's so detergent, and so I definitely started coupon in

0:22:53.240 --> 0:22:55.919
<v Speaker 3>this year. It ma'd be kind of fun too, Like

0:22:56.080 --> 0:22:58.920
<v Speaker 3>you cut your little clip, your little couper's you gotta

0:22:58.960 --> 0:23:03.080
<v Speaker 3>take the ad out the store, in the online and

0:23:03.600 --> 0:23:06.200
<v Speaker 3>try to make the amount match what the girl says

0:23:06.240 --> 0:23:09.399
<v Speaker 3>on YouTube, Like, yeah, I've been doing that. Sometimes it

0:23:09.440 --> 0:23:11.840
<v Speaker 3>don't always work out, Like how the fuck she got

0:23:11.840 --> 0:23:13.879
<v Speaker 3>it down? A dollar ninety eight cent in mine is

0:23:13.880 --> 0:23:16.560
<v Speaker 3>four ninety eight, but still four ninety eight is a

0:23:16.640 --> 0:23:19.399
<v Speaker 3>bit it's better than the twenty five dollars it was

0:23:19.440 --> 0:23:22.760
<v Speaker 3>gonna be. So I definitely started doing that shit exactly.

0:23:22.880 --> 0:23:25.679
<v Speaker 2>But for like the holistic girlies, like a lot of

0:23:25.680 --> 0:23:27.760
<v Speaker 2>the shit, like the food items that be on sell

0:23:28.960 --> 0:23:32.119
<v Speaker 2>oh eat. So some of you guys, if you are

0:23:32.160 --> 0:23:35.200
<v Speaker 2>into coupon and start selling that shit, sell the items

0:23:35.240 --> 0:23:37.600
<v Speaker 2>that you get, like I don't use regular toothpaste, and

0:23:37.640 --> 0:23:40.640
<v Speaker 2>you always can find crust and Colgate on sale.

0:23:41.040 --> 0:23:44.320
<v Speaker 1>Buy that shit and put it on a Facebook marketplace.

0:23:43.800 --> 0:23:46.680
<v Speaker 3>Book marketplace offer up.

0:23:46.880 --> 0:23:49.440
<v Speaker 2>Because sometimes when I'm looking for certain shit, like I'll

0:23:49.440 --> 0:23:50.120
<v Speaker 2>go in there.

0:23:50.080 --> 0:23:51.399
<v Speaker 1>See see who's selling what?

0:23:52.520 --> 0:23:52.720
<v Speaker 3>Right?

0:23:53.440 --> 0:23:56.080
<v Speaker 2>I agree, I stay balling the budget. Y'all heard me

0:23:56.200 --> 0:23:59.639
<v Speaker 2>just say, I fly. I flew on the fucking companion pass.

0:23:59.720 --> 0:24:00.760
<v Speaker 1>Okay.

0:24:00.880 --> 0:24:04.160
<v Speaker 3>So, but sometimes them ships end up costing you more

0:24:04.200 --> 0:24:06.040
<v Speaker 3>than a fucking ticket. Ahead you bought it in the

0:24:06.040 --> 0:24:08.920
<v Speaker 3>first place, that's the only problem, because then you got

0:24:08.920 --> 0:24:10.760
<v Speaker 3>to buy a hotel room. Then you might end up

0:24:10.800 --> 0:24:13.080
<v Speaker 3>actually having a buyer plane ticket like me.

0:24:13.280 --> 0:24:13.640
<v Speaker 1>Right now.

0:24:14.400 --> 0:24:16.679
<v Speaker 3>It's a crap shoot. Yeah, that is a crap shoot.

0:24:17.040 --> 0:24:19.080
<v Speaker 3>But if you can travel, but when you win, you

0:24:19.119 --> 0:24:19.680
<v Speaker 3>win big.

0:24:20.320 --> 0:24:25.040
<v Speaker 4>So yeah, yeah, so I get that. If you can

0:24:25.119 --> 0:24:27.200
<v Speaker 4>travel on the buddy pass y'all, get y'all a buddy pass.

0:24:27.359 --> 0:24:28.520
<v Speaker 4>Don't buy the plane ticket.

0:24:28.520 --> 0:24:29.320
<v Speaker 1>Stick to you high?

0:24:29.480 --> 0:24:30.280
<v Speaker 4>What else do you do?

0:24:31.600 --> 0:24:34.880
<v Speaker 2>Let me see what any other adjustments I've made get

0:24:34.920 --> 0:24:37.520
<v Speaker 2>you a fucking Costco car, bitch, because Costco gas be

0:24:37.560 --> 0:24:42.439
<v Speaker 2>cheaper than everybody else's. Really, yeah, I'm not really a

0:24:43.320 --> 0:24:45.679
<v Speaker 2>before like doing it, Like the little light low coupon,

0:24:46.400 --> 0:24:50.639
<v Speaker 2>I have always like gone on. I have all the

0:24:50.680 --> 0:24:52.879
<v Speaker 2>different grocery stores that I shop at. I have the

0:24:52.880 --> 0:24:56.760
<v Speaker 2>apps on my cellphone, so I always look for deals

0:24:56.760 --> 0:25:00.000
<v Speaker 2>before I even leave the house. You know, I make sure,

0:25:00.080 --> 0:25:02.240
<v Speaker 2>like see what I see what you need. Don't just

0:25:02.320 --> 0:25:05.000
<v Speaker 2>go to the grocery store buying shit. See what you

0:25:05.160 --> 0:25:08.600
<v Speaker 2>actually need first, right, because you end up in the

0:25:08.640 --> 0:25:10.760
<v Speaker 2>store with no list and you just buying a bunch

0:25:10.800 --> 0:25:12.160
<v Speaker 2>of shit you really don't.

0:25:12.119 --> 0:25:15.280
<v Speaker 3>Especially, don't go hungry too. Don't go to the store

0:25:15.359 --> 0:25:17.920
<v Speaker 3>hungry because you will buy some shit.

0:25:18.240 --> 0:25:21.160
<v Speaker 4>Yeah, you will get some shit that you don't need.

0:25:21.800 --> 0:25:26.120
<v Speaker 4>I like to. So what I've done is I've been

0:25:26.160 --> 0:25:27.159
<v Speaker 4>doing Factor meals.

0:25:28.240 --> 0:25:31.320
<v Speaker 3>So but I have a friend who works for Factor

0:25:31.400 --> 0:25:34.400
<v Speaker 3>and they get forty percent off, so I use their

0:25:34.440 --> 0:25:37.840
<v Speaker 3>discount code. So I get forty percent off. I get

0:25:38.000 --> 0:25:41.680
<v Speaker 3>seven seven meals for like seventy bucks.

0:25:41.800 --> 0:25:43.439
<v Speaker 4>Wow, that's cheap.

0:25:44.160 --> 0:25:46.080
<v Speaker 1>Are they tasty?

0:25:46.600 --> 0:25:49.720
<v Speaker 4>Yeah, they tasty. They taste nice. I mean, it ain't like.

0:25:51.320 --> 0:25:53.440
<v Speaker 3>It ain't all of that like, it ain't like, oh

0:25:53.480 --> 0:25:55.440
<v Speaker 3>I can't wait to get to my Factor box. But

0:25:56.080 --> 0:25:58.879
<v Speaker 3>it ain't bad. Like it is delicious. I add a

0:25:58.880 --> 0:26:00.679
<v Speaker 3>little season and I like to do a little judge

0:26:00.680 --> 0:26:04.520
<v Speaker 3>to it to make it like real flavorful. And then

0:26:04.560 --> 0:26:07.480
<v Speaker 3>I do that and then I my week. It would

0:26:07.480 --> 0:26:10.720
<v Speaker 3>be simple. I order. I know, I'll go get like

0:26:10.800 --> 0:26:16.119
<v Speaker 3>five of those salad kids, a pack of chicken, and

0:26:16.640 --> 0:26:19.199
<v Speaker 3>I have a protein shape for breakfast, a salad kit

0:26:19.240 --> 0:26:21.600
<v Speaker 3>for lunch, and a Factor meal for dinner and my

0:26:21.680 --> 0:26:25.000
<v Speaker 3>whole week. Ain't I spend like almost one hundred dollars,

0:26:25.040 --> 0:26:27.840
<v Speaker 3>you know for a whole week full of my groceries,

0:26:28.119 --> 0:26:29.960
<v Speaker 3>And I'm getting skinny because the bitch ain't got no

0:26:30.000 --> 0:26:36.440
<v Speaker 3>money to eat with am. That's a plus of inflation, okay,

0:26:40.080 --> 0:26:42.119
<v Speaker 3>But my meals are playing out like that. It's simple,

0:26:42.160 --> 0:26:47.040
<v Speaker 3>it's easy, it's affordable. People don't realize. People think Trader

0:26:47.119 --> 0:26:49.359
<v Speaker 3>Joe's is expensive. But if you go and Trader Joels

0:26:49.400 --> 0:26:52.600
<v Speaker 3>they have a lot of really affordable quality stuff in there.

0:26:52.720 --> 0:26:56.200
<v Speaker 3>So I like shopping at Trader Joe's. Whole Foods, I

0:26:56.240 --> 0:26:57.080
<v Speaker 3>don't go there no more.

0:26:57.080 --> 0:26:57.840
<v Speaker 1>That's Whole Check.

0:26:58.080 --> 0:27:01.040
<v Speaker 4>I stop going to Whole Foods like that. I want.

0:27:01.760 --> 0:27:04.800
<v Speaker 3>If I want like a nice cut of salmon or

0:27:04.840 --> 0:27:06.880
<v Speaker 3>something like that to go on my salad instead of chicken,

0:27:06.920 --> 0:27:10.119
<v Speaker 3>I'll go to Whole Foods. But I don't like they

0:27:10.440 --> 0:27:13.280
<v Speaker 3>are a little bit more pricey than Trader Joe's.

0:27:15.840 --> 0:27:19.080
<v Speaker 2>Target said that they were cutting back on prices because

0:27:19.119 --> 0:27:23.320
<v Speaker 2>apparently they were way above everybody else's prices, so they

0:27:23.359 --> 0:27:26.160
<v Speaker 2>did some rollbacks recently at Target.

0:27:26.480 --> 0:27:28.199
<v Speaker 1>I don't know, so okay, So like.

0:27:29.880 --> 0:27:34.640
<v Speaker 2>Cleaning supplies and laundry detergent again, like Publix always has

0:27:34.640 --> 0:27:40.760
<v Speaker 2>this thing where you I think it's buy buy fifty

0:27:40.800 --> 0:27:43.800
<v Speaker 2>dollars worth and you get fifteen, like a fifteen dollars

0:27:44.560 --> 0:27:46.400
<v Speaker 2>Target gift card.

0:27:47.720 --> 0:27:50.320
<v Speaker 1>Yeah, so that's usually once a month they have that.

0:27:50.560 --> 0:27:52.600
<v Speaker 2>So that's usually when I buy my detergent and stuff

0:27:52.640 --> 0:27:54.359
<v Speaker 2>like that and get that fifteen dollars back, and the

0:27:54.400 --> 0:27:55.920
<v Speaker 2>shit if I want to go and buy a bathing

0:27:55.920 --> 0:27:58.960
<v Speaker 2>suit and some shit, fifteen dollars off, So you just

0:27:58.960 --> 0:28:01.679
<v Speaker 2>got to look for me, like, and we are single people.

0:28:02.560 --> 0:28:05.040
<v Speaker 2>I can't imagine what people with children are doing. And

0:28:05.080 --> 0:28:07.440
<v Speaker 2>so we probably should have got a coupon or on here,

0:28:07.760 --> 0:28:11.359
<v Speaker 2>just somebody who has children and to have a real

0:28:11.400 --> 0:28:13.359
<v Speaker 2>life experience with.

0:28:13.640 --> 0:28:16.000
<v Speaker 1>Dealing with inflation, because it's not just you you're.

0:28:15.880 --> 0:28:19.000
<v Speaker 3>Responsible for right when you have kids, it's a whole

0:28:19.000 --> 0:28:19.800
<v Speaker 3>different ball.

0:28:19.600 --> 0:28:20.680
<v Speaker 4>Game because clothes.

0:28:20.840 --> 0:28:23.000
<v Speaker 1>School's coming back up, like.

0:28:24.640 --> 0:28:27.600
<v Speaker 3>They gotta get school supplies. Maybe we should do like

0:28:27.640 --> 0:28:31.800
<v Speaker 3>a drive a drive for school supplies for kids.

0:28:31.560 --> 0:28:34.080
<v Speaker 4>In our community or something like that. That would be nice.

0:28:35.560 --> 0:28:38.000
<v Speaker 3>Another thing I do is like the things like I

0:28:38.080 --> 0:28:40.760
<v Speaker 3>used to do every two weeks, I stretch it out

0:28:40.760 --> 0:28:43.280
<v Speaker 3>a month. Like so my nails, I don't go every

0:28:43.280 --> 0:28:45.600
<v Speaker 3>two weeks. Now I go once a month. I get

0:28:45.600 --> 0:28:48.200
<v Speaker 3>my nails once a month. And I made them shorter

0:28:49.000 --> 0:28:53.040
<v Speaker 3>because longer nails pop up faster and shorter nails don't.

0:28:53.160 --> 0:28:55.200
<v Speaker 3>So I was acting like I just want it shorter. No,

0:28:55.320 --> 0:29:00.480
<v Speaker 3>I just can't do it every two weeks anymore. Mm hmm.

0:29:01.200 --> 0:29:04.000
<v Speaker 1>The maintenance girls, what the fuck are y'all bitch is doing?

0:29:04.000 --> 0:29:05.840
<v Speaker 2>Because I do most of my own maintenance, and I

0:29:05.880 --> 0:29:09.040
<v Speaker 2>did start getting petticares at least once a month, and

0:29:09.280 --> 0:29:13.120
<v Speaker 2>really the main reason why is to patronize me.

0:29:13.320 --> 0:29:16.680
<v Speaker 3>You scratching that man. Shut you scratching that man up

0:29:16.720 --> 0:29:17.200
<v Speaker 3>in that bed.

0:29:17.280 --> 0:29:19.280
<v Speaker 4>You can't know the bid.

0:29:19.800 --> 0:29:22.600
<v Speaker 1>No going making sure.

0:29:22.760 --> 0:29:25.600
<v Speaker 2>My god daughter makes some money too, so I just

0:29:25.680 --> 0:29:27.640
<v Speaker 2>go to her to get my get my toes out.

0:29:27.680 --> 0:29:32.440
<v Speaker 2>She does really amazing petticares also, So that's a very

0:29:32.520 --> 0:29:36.840
<v Speaker 2>little maintenance. I do my own hair. Like I'm start

0:29:36.920 --> 0:29:38.840
<v Speaker 2>I'm gonna start paying for maintenance though I.

0:29:38.800 --> 0:29:40.240
<v Speaker 1>Think I.

0:29:41.840 --> 0:29:44.080
<v Speaker 4>Waxing. I start waxing.

0:29:45.720 --> 0:29:49.080
<v Speaker 3>Work from I was like so for real all year,

0:29:49.280 --> 0:29:52.160
<v Speaker 3>like from the beginning of year till now.

0:29:52.800 --> 0:29:55.120
<v Speaker 4>You know, I just had it like yeah, wolf pussy

0:29:55.160 --> 0:29:55.520
<v Speaker 4>for real.

0:29:55.640 --> 0:29:58.680
<v Speaker 3>But uh, because I ain't doing nothing.

0:29:58.760 --> 0:30:00.760
<v Speaker 4>I ain't like it's just you. I ain't using it.

0:30:01.600 --> 0:30:02.440
<v Speaker 4>I ain't using it.

0:30:02.520 --> 0:30:04.800
<v Speaker 3>So I wasn't doing all of that, just kept it clean,

0:30:04.880 --> 0:30:07.080
<v Speaker 3>you know, But I ain't do nothing with it. But

0:30:07.600 --> 0:30:09.640
<v Speaker 3>it is the summertime. It do got too hot for that,

0:30:10.240 --> 0:30:14.320
<v Speaker 3>so I went and got a bikini there and I

0:30:14.520 --> 0:30:18.360
<v Speaker 3>use that. I mean, it's cool, it's not like baby

0:30:18.440 --> 0:30:22.680
<v Speaker 3>smooth like wax. But I mean, ain't nobody like what

0:30:22.760 --> 0:30:25.480
<v Speaker 3>I needed. You know it's good. It does what I

0:30:25.520 --> 0:30:29.680
<v Speaker 3>needed to do, So that's money saved for me because

0:30:29.760 --> 0:30:33.320
<v Speaker 3>that added up lashes as y'all. Like I said earlier,

0:30:33.360 --> 0:30:37.479
<v Speaker 3>I ain't got no lashes on saving money. I use

0:30:37.520 --> 0:30:40.040
<v Speaker 3>a strip. I wear a strip instead of paying for

0:30:40.880 --> 0:30:43.520
<v Speaker 3>actual lashes because they are expensive.

0:30:44.920 --> 0:30:47.880
<v Speaker 2>Yeah, I think people who even if you have the

0:30:48.000 --> 0:30:52.160
<v Speaker 2>means to do all of these things, like eventually, if

0:30:52.200 --> 0:30:55.560
<v Speaker 2>you're not feeling this inflation today, eventually you will, so

0:30:55.640 --> 0:30:58.880
<v Speaker 2>you should start acting like it's already affecting.

0:30:58.560 --> 0:30:59.360
<v Speaker 4>Right exactly.

0:31:00.360 --> 0:31:02.400
<v Speaker 1>I just don't like I don't like spending money on

0:31:02.440 --> 0:31:03.040
<v Speaker 1>certain things.

0:31:05.520 --> 0:31:07.040
<v Speaker 3>I don't want to wait till I don't got no

0:31:07.120 --> 0:31:08.840
<v Speaker 3>money to make changes.

0:31:09.280 --> 0:31:11.840
<v Speaker 2>And that's what people are. That's what a lot of

0:31:11.840 --> 0:31:13.920
<v Speaker 2>people are missing. Like even on social media, y'all think

0:31:13.960 --> 0:31:15.800
<v Speaker 2>these people have all this shit and they don't.

0:31:16.320 --> 0:31:19.880
<v Speaker 1>We don't him being honest, motherfucker, is not be They

0:31:20.000 --> 0:31:22.520
<v Speaker 1>be wearing fake bags, fake shoes.

0:31:22.760 --> 0:31:25.720
<v Speaker 2>Meanwhile you trying to spend your whole tax return on

0:31:25.800 --> 0:31:29.120
<v Speaker 2>a real bag. Okay, these bitches is around here with

0:31:29.200 --> 0:31:31.760
<v Speaker 2>all the fake burkins. Everybody can't to buy a burkin.

0:31:32.080 --> 0:31:32.840
<v Speaker 1>Y'all know that.

0:31:33.960 --> 0:31:36.760
<v Speaker 2>Everybody don't have access to buy no fucking burkin for real,

0:31:37.640 --> 0:31:39.800
<v Speaker 2>and even like in places like the real real, like

0:31:39.840 --> 0:31:42.880
<v Speaker 2>you still spending thirty thousand dollars on a bag?

0:31:44.280 --> 0:31:46.760
<v Speaker 1>Y'all think they really doing that? That shit?

0:31:48.400 --> 0:31:50.400
<v Speaker 3>It don't really appeal to me no more. There was

0:31:50.440 --> 0:31:52.840
<v Speaker 3>a time where I used to aspire to have those things,

0:31:53.320 --> 0:31:56.360
<v Speaker 3>but now it just seems silly to me. Thirty thousand

0:31:56.400 --> 0:31:58.520
<v Speaker 3>dollars on a bag don't sound like it, don't.

0:31:59.200 --> 0:32:01.440
<v Speaker 1>It don't sound like future exactly.

0:32:01.840 --> 0:32:04.160
<v Speaker 2>I mean, well, the bags and watches and stuff like that,

0:32:04.200 --> 0:32:07.320
<v Speaker 2>they do hold their value, so you it's not a

0:32:07.640 --> 0:32:13.400
<v Speaker 2>bad investment, per se. But there's other ways to diversify

0:32:13.520 --> 0:32:14.960
<v Speaker 2>your goddamn portfolio.

0:32:15.360 --> 0:32:19.360
<v Speaker 3>But let's say something really uh you know, what's the

0:32:19.400 --> 0:32:28.360
<v Speaker 3>word cataclyptic? Catastrophic catastrophic happens? Are the bags gonna have

0:32:28.440 --> 0:32:29.440
<v Speaker 3>the same value.

0:32:29.240 --> 0:32:32.800
<v Speaker 1>In that moment, you know, like what you're carry water?

0:32:34.200 --> 0:32:35.880
<v Speaker 4>Right Like?

0:32:36.000 --> 0:32:38.320
<v Speaker 3>So I just want to make sure that I'm setting

0:32:38.360 --> 0:32:43.200
<v Speaker 3>myself up for success in any environment. And I don't

0:32:43.200 --> 0:32:46.080
<v Speaker 3>know if persons is really gonna make the difference for me.

0:32:46.120 --> 0:32:49.080
<v Speaker 3>It's I used to, I don't get me wrong. If

0:32:49.120 --> 0:32:50.880
<v Speaker 3>y'all my birthday coming, if y'all want to send me

0:32:50.920 --> 0:32:51.600
<v Speaker 3>a nice bag.

0:32:51.640 --> 0:32:52.200
<v Speaker 4>I'm going to.

0:32:52.200 --> 0:32:56.200
<v Speaker 1>Take it, but you ain't buying it, bitch.

0:33:00.000 --> 0:33:03.160
<v Speaker 3>Ain't buying none of that ship. Yeah, it's not the

0:33:03.280 --> 0:33:03.920
<v Speaker 3>season for that.

0:33:04.560 --> 0:33:07.120
<v Speaker 2>I remember when I lived in when I lived in Atlanta,

0:33:07.320 --> 0:33:09.680
<v Speaker 2>I was looking to buy a house at that time.

0:33:09.760 --> 0:33:13.680
<v Speaker 2>So my realtor girl, just because I think people will

0:33:13.680 --> 0:33:16.440
<v Speaker 2>assume that because it's a white person, they assume their

0:33:16.440 --> 0:33:17.320
<v Speaker 2>bags and should.

0:33:17.120 --> 0:33:20.200
<v Speaker 1>Be real that lady bought all her.

0:33:19.960 --> 0:33:25.600
<v Speaker 2>Bags from the goddamn the Atlanta like flea market, all

0:33:25.640 --> 0:33:25.880
<v Speaker 2>of them.

0:33:25.920 --> 0:33:29.880
<v Speaker 3>Yeah. There was this football player that I was talking

0:33:29.920 --> 0:33:32.080
<v Speaker 3>to many years ago that y'all know. I ain't gonna

0:33:32.080 --> 0:33:35.440
<v Speaker 3>say his name, but he was talking about how he

0:33:35.560 --> 0:33:38.719
<v Speaker 3>gets all his ear rings from Claeres because people going

0:33:38.760 --> 0:33:41.280
<v Speaker 3>to just assume his diamonds is real, ea, because of

0:33:41.560 --> 0:33:42.760
<v Speaker 3>who he is and what he do.

0:33:43.080 --> 0:33:45.480
<v Speaker 1>Yeah, once your reputation precedes you, Like.

0:33:48.920 --> 0:33:51.160
<v Speaker 3>I was like, I can go to Claires myself, Baby,

0:33:51.160 --> 0:33:51.800
<v Speaker 3>you ain't gotta go.

0:33:54.360 --> 0:33:56.680
<v Speaker 2>That's a smart man. And I bet you he still

0:33:56.720 --> 0:33:58.240
<v Speaker 2>has his You said NFL.

0:33:59.600 --> 0:34:01.560
<v Speaker 1>He's still got his NFL money.

0:34:02.040 --> 0:34:04.480
<v Speaker 4>He's probably. Yeah, he's still very successful. Man.

0:34:04.920 --> 0:34:07.600
<v Speaker 2>You gotta be frugal even when you have the money

0:34:07.640 --> 0:34:11.200
<v Speaker 2>It's still weird to me, Like when celebrities do like

0:34:11.360 --> 0:34:16.600
<v Speaker 2>frugal things online and regular people be like, ah, like

0:34:16.840 --> 0:34:18.480
<v Speaker 2>you can't afford no, bitch.

0:34:20.200 --> 0:34:22.439
<v Speaker 1>You don't notice signs of business. You don't know nothing

0:34:22.440 --> 0:34:23.080
<v Speaker 1>about money.

0:34:23.520 --> 0:34:25.360
<v Speaker 2>If you think you're just supposed to spend it because

0:34:25.400 --> 0:34:27.680
<v Speaker 2>you have it, the more money you have, the more

0:34:27.719 --> 0:34:30.520
<v Speaker 2>people you also taken care of as well.

0:34:30.680 --> 0:34:31.280
<v Speaker 4>That's true.

0:34:32.120 --> 0:34:36.320
<v Speaker 2>So instead of buying a bag, I'm definitely buying some stocks. Okay,

0:34:36.520 --> 0:34:39.480
<v Speaker 2>the stock market. I'm waiting for it to crash. It's

0:34:39.520 --> 0:34:42.120
<v Speaker 2>like a buy the dip on all the shit.

0:34:42.800 --> 0:34:44.120
<v Speaker 1>I'm mad at myself right now.

0:34:44.200 --> 0:34:47.040
<v Speaker 2>I didn't get into the video, like motherfuckers really became

0:34:47.160 --> 0:34:52.719
<v Speaker 2>millionaires off the video in the last twelve months if

0:34:52.760 --> 0:34:54.560
<v Speaker 2>you would have been things properly.

0:34:54.920 --> 0:34:59.480
<v Speaker 3>My in like twenty thirteen, my ex boyfriend was like

0:35:00.280 --> 0:35:03.120
<v Speaker 3>by bitcoin with me, and I was like, what is there?

0:35:03.320 --> 0:35:05.399
<v Speaker 3>I can't wrap my head around it. I don't want

0:35:05.440 --> 0:35:09.400
<v Speaker 3>none of that. It just sounds like something that And Lord,

0:35:09.760 --> 0:35:12.879
<v Speaker 3>I kicked myself and ask every day thinking about how

0:35:12.920 --> 0:35:16.239
<v Speaker 3>much bitcoin he had when we broke up.

0:35:16.920 --> 0:35:18.080
<v Speaker 4>I think he had like at.

0:35:18.120 --> 0:35:21.879
<v Speaker 3>Least ten bitcoin. Wow, because it was so cheap back

0:35:21.920 --> 0:35:28.440
<v Speaker 3>then so now, yeah, yeah, he up. You if he

0:35:28.440 --> 0:35:32.359
<v Speaker 3>held onto it, he's definitely up. So kudos to you

0:35:32.400 --> 0:35:33.279
<v Speaker 3>for being smart with it.

0:35:33.520 --> 0:35:33.759
<v Speaker 4>You know.

0:35:34.719 --> 0:35:38.040
<v Speaker 2>Well, I'm not a financial advisor, but I would suggest

0:35:38.080 --> 0:35:40.680
<v Speaker 2>people to research XRP ripple.

0:35:41.400 --> 0:35:43.720
<v Speaker 1>That's a that's a cryptocurrency.

0:35:44.320 --> 0:35:48.960
<v Speaker 2>And this is the coin that the financial institutions Bank

0:35:49.000 --> 0:35:54.160
<v Speaker 2>of America, JP, Morgan, and Chase. This is a cryptocurrency

0:35:54.200 --> 0:35:56.680
<v Speaker 2>that they are looking to have, right because the thing

0:35:56.719 --> 0:35:59.080
<v Speaker 2>with crypto is because the thing with crypto is that

0:35:59.160 --> 0:36:02.120
<v Speaker 2>it's not thing that the government, our government can really

0:36:02.160 --> 0:36:05.200
<v Speaker 2>control in a way, you know, So they're trying to

0:36:05.239 --> 0:36:11.600
<v Speaker 2>find ways to regulate cryptocurrency, and when they do, XRP

0:36:11.840 --> 0:36:17.280
<v Speaker 2>is gonna be that thing. XRP is only yes, ripple, XRP.

0:36:19.200 --> 0:36:21.000
<v Speaker 2>I'm trying to pull it up to tell y'all how

0:36:21.080 --> 0:36:28.120
<v Speaker 2>much it costs today. It's only since right now, i'd

0:36:28.120 --> 0:36:32.440
<v Speaker 2>buy as much as you could research it first. Don't

0:36:32.440 --> 0:36:36.319
<v Speaker 2>take my advice, you know, just look it up. It's

0:36:36.360 --> 0:36:38.120
<v Speaker 2>forty three cents today.

0:36:39.000 --> 0:36:41.520
<v Speaker 4>So I'm gonna go buy me a dollar's worth.

0:36:43.600 --> 0:36:51.520
<v Speaker 1>Two forty three cents, y'all.

0:36:51.840 --> 0:36:54.000
<v Speaker 3>Just buy me to and forget about it and see

0:36:54.000 --> 0:36:56.040
<v Speaker 3>what it turned into in a couple of years.

0:36:56.320 --> 0:36:59.120
<v Speaker 1>See what happened. See what happened?

0:37:00.719 --> 0:37:05.800
<v Speaker 3>So uh, timemagazine Time dot Com put out a list

0:37:06.239 --> 0:37:10.960
<v Speaker 3>of ways to combat inflation as an individual, and honestly,

0:37:11.920 --> 0:37:13.520
<v Speaker 3>I feel like they don't really know what the fuck

0:37:13.560 --> 0:37:15.560
<v Speaker 3>to do the whole I'm gonna share this list with y'all,

0:37:15.560 --> 0:37:20.640
<v Speaker 3>but it says first, review your budget, which is basically

0:37:20.680 --> 0:37:24.320
<v Speaker 3>what we were saying, like, analyze what you have and analyze.

0:37:24.600 --> 0:37:25.400
<v Speaker 4>What you spend.

0:37:26.160 --> 0:37:28.799
<v Speaker 3>Obviously, I still feel like it's important to save, you know,

0:37:29.440 --> 0:37:31.959
<v Speaker 3>even if it's just a little bit, you know, try

0:37:32.000 --> 0:37:34.920
<v Speaker 3>to say that, you know when you're So it says analyze.

0:37:34.960 --> 0:37:37.359
<v Speaker 4>If you don't have a budget, it's time to create one.

0:37:38.440 --> 0:37:41.800
<v Speaker 3>So ladies and gentlemen, look at your money and really

0:37:41.960 --> 0:37:44.160
<v Speaker 3>sit down and analyze that shit and see where it's

0:37:44.200 --> 0:37:47.720
<v Speaker 3>going becuz you spend it too much on door dash. Bitch,

0:37:48.520 --> 0:37:51.759
<v Speaker 3>I know it's somebody listening, Like, damn she talking to me. Yes, bitch,

0:37:51.800 --> 0:37:52.719
<v Speaker 3>I'm talking to you.

0:37:53.239 --> 0:37:53.560
<v Speaker 1>Stein.

0:37:53.680 --> 0:37:56.600
<v Speaker 2>I was talking to your ass earlier this year about

0:37:56.600 --> 0:38:00.000
<v Speaker 2>that goddamn door dash. I saw there was a post

0:38:00.120 --> 0:38:04.279
<v Speaker 2>on Instagram and it said name something that people do

0:38:04.440 --> 0:38:07.160
<v Speaker 2>that you would never do with some shit like that,

0:38:07.280 --> 0:38:12.200
<v Speaker 2>and I said uber eats door Dash and paying for dick.

0:38:13.920 --> 0:38:16.040
<v Speaker 1>Like I'm going to get my own food. I don't

0:38:16.040 --> 0:38:16.439
<v Speaker 1>want nobody.

0:38:16.480 --> 0:38:18.719
<v Speaker 2>It's bad enough if somebody else is cooking it, right,

0:38:18.719 --> 0:38:21.359
<v Speaker 2>you know how I am about food. Now I gotta

0:38:21.400 --> 0:38:24.120
<v Speaker 2>depend on this person driving my shit to my fucking house.

0:38:25.320 --> 0:38:26.360
<v Speaker 4>It's so convenient.

0:38:26.960 --> 0:38:27.880
<v Speaker 3>It's so convenient.

0:38:27.920 --> 0:38:32.520
<v Speaker 1>I understand why y'all like it much. It's too much much.

0:38:33.239 --> 0:38:37.040
<v Speaker 2>And they've created a battle between the drivers and the

0:38:37.080 --> 0:38:41.080
<v Speaker 2>goddamn customers about tipping and stuff like that, and y'all

0:38:41.160 --> 0:38:43.399
<v Speaker 2>not even they're not even paying the drivers that much

0:38:43.440 --> 0:38:44.239
<v Speaker 2>to deliver this shit.

0:38:45.200 --> 0:38:47.760
<v Speaker 3>Yeah, they getting most of it. I mean, the merchant

0:38:47.840 --> 0:38:50.360
<v Speaker 3>gets a lot of it, and then that the fee

0:38:50.480 --> 0:38:52.960
<v Speaker 3>they get a lot, they get a higher percentage, seems like,

0:38:53.080 --> 0:38:56.120
<v Speaker 3>so that's not fair. But I knew I had I

0:38:56.200 --> 0:38:58.680
<v Speaker 3>was doing too much when I had an issue with

0:38:58.719 --> 0:39:03.080
<v Speaker 3>my meal. So I called door Dash and they was like,

0:39:03.520 --> 0:39:05.759
<v Speaker 3>as one of our vi ps, we're gonna connect you

0:39:05.800 --> 0:39:07.600
<v Speaker 3>to a different line vi P.

0:39:09.080 --> 0:39:10.440
<v Speaker 4>I'm spending too much with y'all.

0:39:10.960 --> 0:39:13.719
<v Speaker 3>I spending too much money with your motherfuckers. I'm a

0:39:13.840 --> 0:39:19.279
<v Speaker 3>VIP at door Dash, So that's what I changed my life.

0:39:20.040 --> 0:39:23.120
<v Speaker 1>I was like, you know what off your VIP bitch?

0:39:23.320 --> 0:39:27.000
<v Speaker 2>I seen another post that said am I the DoorDash

0:39:27.040 --> 0:39:29.160
<v Speaker 2>person must have messaged the guy was like, can you

0:39:29.200 --> 0:39:30.879
<v Speaker 2>meet me downstairs at the gate?

0:39:30.920 --> 0:39:34.040
<v Speaker 1>And he was like, is this uh at the gate?

0:39:35.760 --> 0:39:36.000
<v Speaker 3>Right?

0:39:38.000 --> 0:39:40.520
<v Speaker 1>I remember I got into it with a door dash bitch.

0:39:40.640 --> 0:39:42.040
<v Speaker 3>I was the car.

0:39:42.800 --> 0:39:43.359
<v Speaker 1>What the car?

0:39:44.880 --> 0:39:48.440
<v Speaker 3>Bring your big back downstairs and get your own lunchable, bitch.

0:39:48.920 --> 0:39:50.800
<v Speaker 3>I was like, you little roach.

0:39:51.680 --> 0:39:52.840
<v Speaker 4>She looked like a roach.

0:39:54.680 --> 0:39:56.560
<v Speaker 3>All right now for they get you like Cardi B.

0:39:57.880 --> 0:40:03.400
<v Speaker 3>Because roaches. I'm just that was bad at Cardi B

0:40:03.600 --> 0:40:07.720
<v Speaker 3>because she's you know, I'm real black girl. That girl

0:40:07.760 --> 0:40:09.799
<v Speaker 3>looked like she had two pieces of hair that looked

0:40:09.800 --> 0:40:13.240
<v Speaker 3>like they were standing up like some fucking antennamach.

0:40:16.000 --> 0:40:18.080
<v Speaker 1>Gonna call me, big bag bitch, bring my ship to

0:40:18.200 --> 0:40:18.640
<v Speaker 1>my door?

0:40:19.560 --> 0:40:19.719
<v Speaker 2>Right.

0:40:20.160 --> 0:40:23.840
<v Speaker 3>Number two on the list diversify your income. So it

0:40:23.880 --> 0:40:26.040
<v Speaker 3>says when inflation is high, finding ways to cut and

0:40:26.040 --> 0:40:29.920
<v Speaker 3>save is important, but so is increasing your income. Diversifying

0:40:29.960 --> 0:40:32.960
<v Speaker 3>your income to include a side hustle, a part time

0:40:33.040 --> 0:40:35.560
<v Speaker 3>job can help you keep up with rising calls.

0:40:36.520 --> 0:40:38.919
<v Speaker 1>They're just trying to find ways for people not to live.

0:40:39.200 --> 0:40:41.840
<v Speaker 2>Because what I'm hearing is have a full time job

0:40:42.120 --> 0:40:45.319
<v Speaker 2>plus get a part time job, and what does that

0:40:45.400 --> 0:40:46.880
<v Speaker 2>do for the quality of life?

0:40:47.480 --> 0:40:47.719
<v Speaker 1>Right?

0:40:48.640 --> 0:40:49.640
<v Speaker 4>Like, be a whit.

0:40:49.760 --> 0:40:53.240
<v Speaker 1>Shit is fucking free. This earth is free.

0:40:53.360 --> 0:40:55.960
<v Speaker 2>I understand we have to pay people to manufacture shit,

0:40:56.320 --> 0:40:59.279
<v Speaker 2>to create things, but some of the shit we be

0:40:59.320 --> 0:41:04.120
<v Speaker 2>paying for water, electricity. If those things were free tomorrow,

0:41:04.120 --> 0:41:06.600
<v Speaker 2>the world would be totally different. And that's why they'll

0:41:06.640 --> 0:41:10.080
<v Speaker 2>never let us know that energy is fucking really free.

0:41:10.200 --> 0:41:11.399
<v Speaker 4>It's all around.

0:41:11.120 --> 0:41:13.239
<v Speaker 1>Us Wi Fi.

0:41:13.440 --> 0:41:16.960
<v Speaker 2>That's not new technology. That shit has been around, like

0:41:17.040 --> 0:41:19.120
<v Speaker 2>all these things that we pay for. The cell phone

0:41:19.120 --> 0:41:22.040
<v Speaker 2>fucking bill. Why the fuck is my cell phone bill going?

0:41:22.200 --> 0:41:25.640
<v Speaker 2>Myself bill has went up forty fucking dollars in the

0:41:25.760 --> 0:41:29.120
<v Speaker 2>last year, from a ninety ninety nine dollars to one phone.

0:41:29.160 --> 0:41:31.719
<v Speaker 1>To me, it's already expensive. My shit has went up

0:41:31.800 --> 0:41:34.520
<v Speaker 1>one hundred, one hundred and forty dollars. Verizon.

0:41:35.120 --> 0:41:38.480
<v Speaker 2>Okay, I've been a customer since my freshman year at

0:41:38.520 --> 0:41:39.480
<v Speaker 2>fucking college.

0:41:39.960 --> 0:41:41.360
<v Speaker 1>Okay, man, let me say you.

0:41:41.480 --> 0:41:46.000
<v Speaker 3>I call them people, I call uh Spectrum in Verizon

0:41:46.080 --> 0:41:49.680
<v Speaker 3>and I and I complain every bill cycle, like I

0:41:49.719 --> 0:41:51.520
<v Speaker 3>need to speak to somebody before I pay. I'm gonna

0:41:51.520 --> 0:41:55.360
<v Speaker 3>pay it, but I gotta talk shit to somebody before

0:41:55.400 --> 0:42:01.239
<v Speaker 3>I do every every bill cycle. Why is it this much? Well, ma'am,

0:42:01.280 --> 0:42:02.520
<v Speaker 3>you didn't pay for Jude.

0:42:04.160 --> 0:42:07.000
<v Speaker 1>Oh okay, I actually all that.

0:42:07.800 --> 0:42:10.640
<v Speaker 3>Make it makes sense because I don't understand why it's

0:42:10.640 --> 0:42:11.040
<v Speaker 3>too sick.

0:42:11.160 --> 0:42:13.800
<v Speaker 1>Why was it so much last month that I didn't

0:42:13.840 --> 0:42:19.719
<v Speaker 1>get it? Girl? Life is stressful?

0:42:19.800 --> 0:42:23.280
<v Speaker 2>Like listen, that's one thing about like on the islands

0:42:23.280 --> 0:42:24.040
<v Speaker 2>and stuff like that.

0:42:24.400 --> 0:42:27.160
<v Speaker 1>These people be chilling. They have their little small businesses.

0:42:28.040 --> 0:42:33.960
<v Speaker 2>They live, you know, simple lives, but I'm pretty sure

0:42:34.000 --> 0:42:40.680
<v Speaker 2>they're happier. It's such a rat race in America. It's like, yeah,

0:42:41.560 --> 0:42:43.520
<v Speaker 2>I'm tired of and I guess I haven't really been

0:42:43.560 --> 0:42:46.040
<v Speaker 2>in the rat race per se. Since I got laid

0:42:46.040 --> 0:42:48.080
<v Speaker 2>off from work in twenty seventeen. I've been figuring it

0:42:48.160 --> 0:42:51.480
<v Speaker 2>the fuck out because I want my life. That's how

0:42:51.520 --> 0:42:53.239
<v Speaker 2>bad I want my life. Like, I'm gonna figure out

0:42:53.239 --> 0:42:56.680
<v Speaker 2>a way to get money as opposed to having to

0:42:57.080 --> 0:42:59.440
<v Speaker 2>exchange my time for the rest of my life.

0:43:00.040 --> 0:43:00.680
<v Speaker 1>That's not living.

0:43:02.239 --> 0:43:08.279
<v Speaker 3>Yeah, yeah, I'm I'm looking for someone to come in

0:43:08.600 --> 0:43:11.600
<v Speaker 3>and just say, be a stay at home mom or

0:43:11.680 --> 0:43:13.120
<v Speaker 3>just be a stay at home.

0:43:14.000 --> 0:43:15.600
<v Speaker 1>God, what you have done?

0:43:15.600 --> 0:43:18.480
<v Speaker 4>For others, see fear for me, layd at mercy Man.

0:43:18.520 --> 0:43:19.200
<v Speaker 1>That's a job.

0:43:19.400 --> 0:43:23.239
<v Speaker 2>Like I have a friend who has kids, stay at

0:43:23.280 --> 0:43:26.120
<v Speaker 2>home mom, but she wakes up when her husband wakes up,

0:43:26.160 --> 0:43:28.959
<v Speaker 2>and she's on all day long, and so he goes

0:43:28.960 --> 0:43:29.319
<v Speaker 2>to science.

0:43:29.400 --> 0:43:32.960
<v Speaker 1>So yeah, he makes the money. But I'm not.

0:43:33.760 --> 0:43:36.719
<v Speaker 4>It's not it's not care free. I didn't say it was.

0:43:37.120 --> 0:43:38.920
<v Speaker 3>Now, some people do live a care free where they

0:43:39.000 --> 0:43:40.040
<v Speaker 3>got nannies.

0:43:39.680 --> 0:43:42.640
<v Speaker 4>And maids and and they don't have to work. That's

0:43:42.680 --> 0:43:43.560
<v Speaker 4>what I aspired to you.

0:43:43.920 --> 0:43:45.719
<v Speaker 2>You got a nanny, You still want to care about

0:43:45.719 --> 0:43:49.439
<v Speaker 2>your kids. You want them to not just the nanny, right.

0:43:49.440 --> 0:43:51.520
<v Speaker 3>I don't want them to cry and run to the nanny.

0:43:51.920 --> 0:43:53.880
<v Speaker 3>That would make me say, like, where your ass here,

0:43:53.880 --> 0:43:54.400
<v Speaker 3>a little.

0:43:54.200 --> 0:44:02.799
<v Speaker 1>Nigga, But you gotta learn my mom. I wasn't queen ee.

0:44:04.000 --> 0:44:07.960
<v Speaker 3>No all right, but no, listen. One of my best friends,

0:44:07.960 --> 0:44:11.400
<v Speaker 3>she's a stay at home mom of two toddlers, and

0:44:11.480 --> 0:44:13.600
<v Speaker 3>I see that bitch with a broom in her hand

0:44:13.760 --> 0:44:16.400
<v Speaker 3>every single day on FaceTime. I'd be like, bitch, you

0:44:16.520 --> 0:44:18.120
<v Speaker 3>one thing I'm gonna see for sure if I don't

0:44:18.120 --> 0:44:21.000
<v Speaker 3>see nothing else, is you attached to a broom every

0:44:21.080 --> 0:44:23.239
<v Speaker 3>day She's like, if I did not sweep at least

0:44:23.280 --> 0:44:25.480
<v Speaker 3>three times a day, this floor would look crazy.

0:44:25.520 --> 0:44:26.440
<v Speaker 4>With these toddlers.

0:44:28.719 --> 0:44:30.200
<v Speaker 3>We took them to the movies the other day.

0:44:30.239 --> 0:44:32.480
<v Speaker 4>Baby, they took me through it, Honey.

0:44:32.160 --> 0:44:35.440
<v Speaker 3>That the little one, little one is not She's like,

0:44:35.480 --> 0:44:36.160
<v Speaker 3>you're scared of him.

0:44:36.200 --> 0:44:44.279
<v Speaker 1>I was like, yes, just got your ass shook all right.

0:44:44.400 --> 0:44:49.280
<v Speaker 3>Number three pay down high interest in no, so thanks, tim, bitch.

0:44:49.280 --> 0:44:52.080
<v Speaker 2>I stopped paying my credit card. I stopped paying it.

0:44:52.120 --> 0:44:55.200
<v Speaker 2>I'm gonna figure it out, Yes I did, y'all. Listen,

0:44:55.400 --> 0:44:58.399
<v Speaker 2>I stopped king at credit card with a very high

0:44:58.400 --> 0:44:59.000
<v Speaker 2>interest rate.

0:45:00.160 --> 0:45:02.880
<v Speaker 1>Know how to fix credit debt? I'm know how to

0:45:02.920 --> 0:45:03.520
<v Speaker 1>fix debt.

0:45:04.040 --> 0:45:04.239
<v Speaker 3>Right.

0:45:04.840 --> 0:45:09.000
<v Speaker 2>So we live in an economy, we live in a

0:45:09.120 --> 0:45:14.400
<v Speaker 2>in a country, right, everybody's in debt, even the fucking country.

0:45:14.920 --> 0:45:18.680
<v Speaker 2>So at one point, do you think the citizens of

0:45:18.760 --> 0:45:21.359
<v Speaker 2>that country aren't going to have some form of debt

0:45:21.440 --> 0:45:26.279
<v Speaker 2>like that actually makes money? Mm hmm, y'all ain't making

0:45:26.280 --> 0:45:27.719
<v Speaker 2>them more money off my motherfucking debt.

0:45:27.760 --> 0:45:30.200
<v Speaker 1>Y'all can have that ship. I'll figure it out. On

0:45:30.239 --> 0:45:31.000
<v Speaker 1>the back end.

0:45:32.400 --> 0:45:35.719
<v Speaker 2>One of my credit cards, the interust Rate, I kept calling, Hey,

0:45:35.800 --> 0:45:38.840
<v Speaker 2>y'all think y'all can Lord this interest rate, they wouldn't

0:45:39.040 --> 0:45:41.439
<v Speaker 2>and that's that's an option you can call and ask

0:45:41.600 --> 0:45:43.600
<v Speaker 2>for a lower indust rate so you can be in

0:45:43.640 --> 0:45:45.360
<v Speaker 2>a position to try to pay some ship off and

0:45:45.400 --> 0:45:46.839
<v Speaker 2>when the creditors.

0:45:46.320 --> 0:45:51.319
<v Speaker 1>Aren't trying to work with you, when they they too

0:45:51.400 --> 0:45:55.080
<v Speaker 1>are in debt. Boyuck boyfuck you.

0:45:55.440 --> 0:45:57.239
<v Speaker 3>Well, if y'all don't want to go a j rowl,

0:45:57.400 --> 0:46:03.880
<v Speaker 3>let me tell y'all were it says? Uh? Thanks inflation,

0:46:04.000 --> 0:46:06.600
<v Speaker 3>there is less money available to spend on everything, including

0:46:06.640 --> 0:46:11.080
<v Speaker 3>debt repayment. Aggressively paying off high interest debt, including personal loans,

0:46:11.080 --> 0:46:13.360
<v Speaker 3>payday loans, and credit cards can help free up cash

0:46:13.640 --> 0:46:16.080
<v Speaker 3>to spend on other items. If you have a good

0:46:16.120 --> 0:46:19.319
<v Speaker 3>or excellent credit, you can also consider transferring your high

0:46:19.360 --> 0:46:23.080
<v Speaker 3>interest rate debt to a zero percent balance transfer credit card.

0:46:23.920 --> 0:46:25.960
<v Speaker 3>If you're able to pay off your balances before the

0:46:26.040 --> 0:46:28.239
<v Speaker 3>end of the introductory rate, which is off just six

0:46:28.320 --> 0:46:30.640
<v Speaker 3>to eighteen months, this can help you save a lot

0:46:30.680 --> 0:46:34.520
<v Speaker 3>of interest. Before committing to a balanced transfer credit card,

0:46:34.560 --> 0:46:36.880
<v Speaker 3>make sure you understand the terms and if there is

0:46:36.880 --> 0:46:41.040
<v Speaker 3>a transfer fee or annual fee involved. So, I mean

0:46:41.040 --> 0:46:42.719
<v Speaker 3>that's an option you guys to like.

0:46:43.040 --> 0:46:45.800
<v Speaker 2>That is not an option, that's not a real option.

0:46:46.000 --> 0:46:49.719
<v Speaker 2>Paying off debt to free up money is not a

0:46:49.760 --> 0:46:54.520
<v Speaker 2>real thing. You're not gonna have that money back. You're

0:46:54.520 --> 0:46:58.520
<v Speaker 2>not gonna have no but you'll want to have that debt.

0:46:59.200 --> 0:47:03.760
<v Speaker 2>Fuck that debt. Okay, fuck that debt, y'all. Tell y'all,

0:47:03.840 --> 0:47:04.800
<v Speaker 2>y'all gonna.

0:47:04.560 --> 0:47:09.160
<v Speaker 1>Have no house. Fucking Look my credit score good? Okay,

0:47:09.480 --> 0:47:12.920
<v Speaker 1>Like I said, fuck that debt. Y'all want some pointers,

0:47:13.000 --> 0:47:13.480
<v Speaker 1>hit me up.

0:47:13.520 --> 0:47:15.480
<v Speaker 2>No, don't really, don't hit me up because one thing

0:47:15.520 --> 0:47:18.960
<v Speaker 2>I don't like is customer service with niggas. I hate

0:47:19.000 --> 0:47:21.480
<v Speaker 2>trying to show a nigga to do some shit, and

0:47:22.280 --> 0:47:24.400
<v Speaker 2>you've been like not really liking black people.

0:47:26.120 --> 0:47:30.520
<v Speaker 3>Five. Open a high yield savings account. Thanks to inflation,

0:47:30.600 --> 0:47:33.120
<v Speaker 3>if you aren't earning interest on your savings, you are

0:47:33.239 --> 0:47:36.760
<v Speaker 3>losing money. A high yel savings account is a savings

0:47:36.760 --> 0:47:39.440
<v Speaker 3>account that offers a high rate of return than the

0:47:39.560 --> 0:47:44.200
<v Speaker 3>average saving account. Online banks can often offer an even

0:47:44.200 --> 0:47:46.600
<v Speaker 3>better interest rate than traditional banks since they don't have

0:47:46.640 --> 0:47:50.600
<v Speaker 3>to pay expensive overhead costs. A high yield savings account

0:47:50.680 --> 0:47:53.000
<v Speaker 3>is a great place to store your short turn short

0:47:53.040 --> 0:47:55.799
<v Speaker 3>to medium turn savings, such as your emergency punk.

0:47:56.320 --> 0:47:59.799
<v Speaker 2>Listen, they are asking people to save money that they're

0:47:59.840 --> 0:48:05.279
<v Speaker 2>not fucking making the average rent right now, okay, because

0:48:05.280 --> 0:48:09.000
<v Speaker 2>they're almost making home ownership just so far away from

0:48:09.000 --> 0:48:12.440
<v Speaker 2>most people. The average rent is twenty five hundred dollars

0:48:13.040 --> 0:48:16.160
<v Speaker 2>for a one bedroom. It's like fifteen hundred dollars, right,

0:48:16.200 --> 0:48:18.759
<v Speaker 2>This is the average rent across the country. People do

0:48:18.840 --> 0:48:22.440
<v Speaker 2>not have money to save in that way unless you

0:48:22.560 --> 0:48:26.360
<v Speaker 2>already had money accumulated. I think millennials are going to

0:48:26.400 --> 0:48:28.600
<v Speaker 2>be probably fucked up the most because we're not getting

0:48:28.600 --> 0:48:33.359
<v Speaker 2>our pseudo loans forgiven all right, right, so.

0:48:32.239 --> 0:48:34.359
<v Speaker 3>So hardly might not exist by the time we.

0:48:34.320 --> 0:48:37.480
<v Speaker 2>Get exactly like we have always been the generation to

0:48:37.480 --> 0:48:42.479
<v Speaker 2>feel all a bullshit. Okay, I don't see anybody who

0:48:44.000 --> 0:48:46.879
<v Speaker 2>has children, who has a mortgage and all that, who

0:48:46.920 --> 0:48:50.240
<v Speaker 2>actually has money to save and put in a hide

0:48:50.600 --> 0:48:54.440
<v Speaker 2>a high yield interest. And what you're saying essentially is

0:48:54.600 --> 0:48:56.960
<v Speaker 2>give your money to the banks to also use your shit,

0:48:57.360 --> 0:49:00.919
<v Speaker 2>use your money to invest in shit, and possibly lose

0:49:00.960 --> 0:49:03.920
<v Speaker 2>your money because when the markets crashed that money that

0:49:03.960 --> 0:49:06.080
<v Speaker 2>you've now put in the bank, you no longer have

0:49:06.239 --> 0:49:09.440
<v Speaker 2>that money. Y'all saw that in California last yon time,

0:49:09.480 --> 0:49:12.200
<v Speaker 2>where a credit union shut down and the and the

0:49:12.400 --> 0:49:15.480
<v Speaker 2>members came for their money and they couldn't get it.

0:49:15.480 --> 0:49:17.760
<v Speaker 3>It was like get it back in blood.

0:49:18.600 --> 0:49:21.879
<v Speaker 2>But why would I pay this fucking credit card? Get

0:49:21.920 --> 0:49:22.760
<v Speaker 2>it back of blood?

0:49:23.880 --> 0:49:24.200
<v Speaker 4>I think.

0:49:24.320 --> 0:49:27.080
<v Speaker 3>I think it's also it's important to have an emergency fund.

0:49:27.120 --> 0:49:30.640
<v Speaker 3>If you can squeeze, you know, any ounce of money

0:49:30.680 --> 0:49:32.920
<v Speaker 3>out to put in a how You'll savings account, so

0:49:33.000 --> 0:49:34.840
<v Speaker 3>you can have an emergency fund. It's better than a

0:49:34.880 --> 0:49:37.360
<v Speaker 3>regular one, you know. I mean, that's just an option

0:49:37.719 --> 0:49:39.760
<v Speaker 3>if you can. If you can't afford it, I would,

0:49:39.880 --> 0:49:42.160
<v Speaker 3>just because you never know when some bullshit gonna happen.

0:49:42.200 --> 0:49:44.960
<v Speaker 3>In you got a bag, but you ain't got nothing,

0:49:45.120 --> 0:49:48.160
<v Speaker 3>no money, you know, like you don't bought it, Like

0:49:48.239 --> 0:49:51.000
<v Speaker 3>I'm saying, you bought a designer bag instead of saving

0:49:51.080 --> 0:49:54.000
<v Speaker 3>for an emergency. And now you're out here with a GoFundMe,

0:49:54.040 --> 0:49:57.000
<v Speaker 3>which do work if people, if people fuck with you,

0:49:57.040 --> 0:50:01.120
<v Speaker 3>they'll they'll support it. But I mean that may not

0:50:01.160 --> 0:50:05.120
<v Speaker 3>always be the case. So have you an emergency stash

0:50:05.200 --> 0:50:07.000
<v Speaker 3>or something in your drawer. Put a look, change in

0:50:07.040 --> 0:50:08.000
<v Speaker 3>the drawer something, bitch.

0:50:08.040 --> 0:50:09.360
<v Speaker 4>Don't just be out here with nothing.

0:50:10.719 --> 0:50:13.400
<v Speaker 2>Holding on to Fiat currency is never going to be there.

0:50:13.480 --> 0:50:17.719
<v Speaker 2>It's like holding on to paper money ended a mattress,

0:50:17.760 --> 0:50:21.400
<v Speaker 2>like what happens when that currency no longer has value.

0:50:22.440 --> 0:50:24.440
<v Speaker 1>So if anything, I would say, buy you some.

0:50:24.680 --> 0:50:28.120
<v Speaker 2>I mean it's not long term investments are always going

0:50:28.160 --> 0:50:30.320
<v Speaker 2>to be better than some short.

0:50:30.200 --> 0:50:33.040
<v Speaker 4>Term just having it sitting, yeah, citting money in account.

0:50:33.000 --> 0:50:36.240
<v Speaker 2>Like gold, but with the actual precious metals and stuff

0:50:36.280 --> 0:50:38.399
<v Speaker 2>like that. If you going to invest in anything for real,

0:50:38.640 --> 0:50:40.920
<v Speaker 2>for the future, it would be.

0:50:41.520 --> 0:50:42.520
<v Speaker 1>That it would be that.

0:50:43.040 --> 0:50:44.040
<v Speaker 4>Yeah, that's what that would be.

0:50:44.080 --> 0:50:45.960
<v Speaker 3>If you have a couple couple of dollars, but you

0:50:46.040 --> 0:50:47.960
<v Speaker 3>could get a high yel savings account with just a

0:50:48.000 --> 0:50:50.719
<v Speaker 3>little bit of money and just start pouring into that, like,

0:50:50.760 --> 0:50:52.480
<v Speaker 3>you know, just putting a couple of dollars in it

0:50:52.520 --> 0:50:53.359
<v Speaker 3>every month at least.

0:50:53.560 --> 0:50:56.360
<v Speaker 1>And what's the highest they want to give? What's the interest?

0:50:56.640 --> 0:50:59.839
<v Speaker 2>Uh, let me look up a bank and see what

0:51:00.880 --> 0:51:04.680
<v Speaker 2>is the current interest rate on a savings account in

0:51:05.120 --> 0:51:10.160
<v Speaker 2>high Okay, go ahead, I'll come back in all right.

0:51:10.200 --> 0:51:11.840
<v Speaker 3>While you're looking at up, I'm gonna go to the

0:51:11.840 --> 0:51:14.600
<v Speaker 3>next one, which already discussed what y'all. It says create

0:51:14.640 --> 0:51:18.319
<v Speaker 3>a meal plan. So that's what I did, and it

0:51:18.400 --> 0:51:22.279
<v Speaker 3>really did drop my spending on food down to a

0:51:22.360 --> 0:51:25.200
<v Speaker 3>fraction of what I had been spending, and it also

0:51:25.400 --> 0:51:27.560
<v Speaker 3>dropped my weight down to a fraction of the size

0:51:27.600 --> 0:51:31.800
<v Speaker 3>I was bit because, and you know obviously I didn't

0:51:31.840 --> 0:51:35.760
<v Speaker 3>just eat like salads in factory meals. I will also

0:51:36.320 --> 0:51:41.320
<v Speaker 3>get fruit in like sugar free chocolate and shit talking about.

0:51:41.080 --> 0:51:45.320
<v Speaker 1>The price of fruit and vegetables for them to be good.

0:51:45.760 --> 0:51:49.759
<v Speaker 2>Once you buying like I'm sick of buying nasty ass mangos.

0:51:49.800 --> 0:51:53.280
<v Speaker 2>I'm sick of buying nasty as apples like the fruit

0:51:53.320 --> 0:51:55.920
<v Speaker 2>they say they just I'm gonna start returning shit. When

0:51:55.920 --> 0:51:57.880
<v Speaker 2>I tell you, my mama will return your ass to

0:51:57.880 --> 0:51:58.520
<v Speaker 2>the grocery store.

0:51:58.640 --> 0:52:00.600
<v Speaker 1>She needed to me too.

0:52:01.280 --> 0:52:03.000
<v Speaker 3>I am one. I will come in there with a

0:52:03.040 --> 0:52:08.960
<v Speaker 3>banana open. Excuse me, this banana ain't right. I would

0:52:09.000 --> 0:52:13.960
<v Speaker 3>like another. I really that girl. If I cut into

0:52:14.080 --> 0:52:16.120
<v Speaker 3>it and it ain't right, I'm going to take it back.

0:52:16.160 --> 0:52:19.320
<v Speaker 4>I don't get one peach. Hi, good morning.

0:52:19.800 --> 0:52:23.920
<v Speaker 3>I bought this peach yesterday. I bought this peach four

0:52:24.000 --> 0:52:25.440
<v Speaker 3>days ago, and look.

0:52:25.320 --> 0:52:25.719
<v Speaker 4>At it now.

0:52:26.080 --> 0:52:28.439
<v Speaker 2>I need my gas money back for having to come

0:52:28.600 --> 0:52:31.799
<v Speaker 2>drive back over here. I also need that back now.

0:52:31.800 --> 0:52:34.440
<v Speaker 2>One thing Harry Theater does like they have a guarantee

0:52:34.480 --> 0:52:37.160
<v Speaker 2>fresh seafood policy. So if you buy some seafood from

0:52:37.239 --> 0:52:39.640
<v Speaker 2>and it's bad, like, they give you back double your money.

0:52:40.840 --> 0:52:41.439
<v Speaker 1>I like that.

0:52:41.880 --> 0:52:44.640
<v Speaker 2>Yes, yeah, me too, because me buying like a whole

0:52:45.440 --> 0:52:48.080
<v Speaker 2>twenty dollars fucking red snapper and get home and the

0:52:48.120 --> 0:52:50.719
<v Speaker 2>shit is fucking bad, I gotta now drive back to

0:52:50.800 --> 0:52:53.319
<v Speaker 2>your establishment to return it.

0:52:53.360 --> 0:52:55.160
<v Speaker 1>You just gonna get me back the same money.

0:52:55.400 --> 0:53:00.839
<v Speaker 2>No, not just high as inflation, right, I like that too.

0:53:01.920 --> 0:53:04.600
<v Speaker 4>Another thing that says is batch errands.

0:53:05.000 --> 0:53:08.120
<v Speaker 3>So with the price of gas, commuting or running multiple

0:53:08.239 --> 0:53:10.520
<v Speaker 3>errands in a week can get expensive. Rather than driving

0:53:10.560 --> 0:53:12.520
<v Speaker 3>back and forth to the store whenever you need something,

0:53:12.760 --> 0:53:15.200
<v Speaker 3>try batching your errands so you can accomplish all of

0:53:15.239 --> 0:53:20.359
<v Speaker 3>them in one trip. I mean, I guess that makes

0:53:20.360 --> 0:53:22.400
<v Speaker 3>sense because some people go to the grocery store and

0:53:22.440 --> 0:53:22.920
<v Speaker 3>get one.

0:53:22.800 --> 0:53:23.520
<v Speaker 4>Meal every day.

0:53:24.520 --> 0:53:32.360
<v Speaker 1>Yeah that's me especially, Yeah, for real, I do whatever.

0:53:32.400 --> 0:53:34.600
<v Speaker 2>I'm a cook, I tend to go to the grocery

0:53:34.600 --> 0:53:37.200
<v Speaker 2>store to get it for that day.

0:53:37.880 --> 0:53:40.520
<v Speaker 1>I don't really like story. I'm freezing stuff.

0:53:40.360 --> 0:53:42.880
<v Speaker 3>You know, But you can save on gas if you

0:53:43.040 --> 0:53:45.719
<v Speaker 3>just bought a bunch of shit at one time, at

0:53:45.760 --> 0:53:50.200
<v Speaker 3>least three days worth, Okay, and this one says investing

0:53:50.320 --> 0:53:56.000
<v Speaker 3>tips Treasury inflation protected securities is a government security designed

0:53:56.000 --> 0:53:56.440
<v Speaker 3>to help.

0:53:56.320 --> 0:53:57.560
<v Speaker 4>Protect you against inflation.

0:53:58.120 --> 0:54:01.120
<v Speaker 3>What seys TIPS apart from other government rent securities is

0:54:01.160 --> 0:54:04.440
<v Speaker 3>that the principle is not fixed. Instead, it can go

0:54:04.520 --> 0:54:07.520
<v Speaker 3>up and down with inflation, as measured by the Consumer

0:54:07.560 --> 0:54:11.719
<v Speaker 3>Price Indets CPI. When inflation rises, you can benefit from

0:54:11.840 --> 0:54:16.000
<v Speaker 3>higher income payments. Tips can come in terms of five, ten,

0:54:16.160 --> 0:54:19.160
<v Speaker 3>or thirty years. At maturity, you either get the higher

0:54:19.320 --> 0:54:22.360
<v Speaker 3>justice principle or the original value. So the benefit is

0:54:22.400 --> 0:54:26.480
<v Speaker 3>you never risk losing your initial principal investment. I've never

0:54:26.520 --> 0:54:26.960
<v Speaker 3>heard of that.

0:54:28.200 --> 0:54:29.440
<v Speaker 1>I'm gonna have to look into that.

0:54:30.000 --> 0:54:31.520
<v Speaker 4>Yeah, so y'all look up tips.

0:54:33.960 --> 0:54:38.040
<v Speaker 3>And then lastly it says speak to a financial advisor,

0:54:38.160 --> 0:54:40.400
<v Speaker 3>get your someone who can help you manage your money.

0:54:41.520 --> 0:54:45.920
<v Speaker 3>But you got to pay, yeah, like we got to

0:54:45.920 --> 0:54:49.399
<v Speaker 3>pay them to So I mean that's if you can

0:54:49.440 --> 0:54:52.000
<v Speaker 3>afford to, you know, pay somebody to.

0:54:53.560 --> 0:54:54.640
<v Speaker 4>Help you with your money.

0:54:55.040 --> 0:54:57.480
<v Speaker 3>But there are people out there who don't cost as

0:54:57.600 --> 0:54:59.359
<v Speaker 3>much that can do it. You know, you can find

0:54:59.360 --> 0:55:01.240
<v Speaker 3>someone who can help if you can.

0:55:01.200 --> 0:55:04.680
<v Speaker 2>If it's in the budget YouTube university, figure it out yourself.

0:55:04.760 --> 0:55:07.480
<v Speaker 2>Like at this point, like you're going to have to

0:55:07.560 --> 0:55:12.440
<v Speaker 2>eliminate some of your bills, right, So getting a financial advisor,

0:55:13.160 --> 0:55:17.239
<v Speaker 2>that's not really it's a good thing, right, but most

0:55:17.239 --> 0:55:19.960
<v Speaker 2>people they can't afford a financial advisor. Not a real

0:55:20.000 --> 0:55:22.040
<v Speaker 2>good per you know. And if you're not making a

0:55:22.040 --> 0:55:24.880
<v Speaker 2>certain amount of money, like what are you really advising

0:55:25.200 --> 0:55:25.960
<v Speaker 2>advising for?

0:55:26.719 --> 0:55:29.720
<v Speaker 3>Like put that fifty cent over there and put another

0:55:29.760 --> 0:55:30.960
<v Speaker 3>dollar on that side.

0:55:34.280 --> 0:55:35.560
<v Speaker 1>Yeah, I don't know.

0:55:35.600 --> 0:55:38.920
<v Speaker 2>It's rough out here, but just these are just some

0:55:39.120 --> 0:55:42.440
<v Speaker 2>like online banks, online savings. So I'm seeing like rates

0:55:42.480 --> 0:55:47.480
<v Speaker 2>of five point three percent, five point two five percent

0:55:48.080 --> 0:55:50.840
<v Speaker 2>on high interest yield savings accounts.

0:55:52.280 --> 0:55:53.319
<v Speaker 1>That's not a lot of money.

0:55:53.480 --> 0:55:56.319
<v Speaker 2>Depend depending on how much money you're actually putting into

0:55:56.360 --> 0:55:58.040
<v Speaker 2>this state into the savings account.

0:55:58.040 --> 0:56:02.439
<v Speaker 1>It's really not a lot of money. Now, I'm gonna

0:56:02.440 --> 0:56:02.960
<v Speaker 1>tell y'all.

0:56:02.960 --> 0:56:05.279
<v Speaker 2>So my options, I have been trying to set a

0:56:05.320 --> 0:56:08.920
<v Speaker 2>goal to make five hundred dollars a day on options.

0:56:08.960 --> 0:56:10.560
<v Speaker 2>Now I'm gonna tell y'all, it could be one day

0:56:10.600 --> 0:56:15.440
<v Speaker 2>I might lose fifteen Okay, but I have been making

0:56:15.480 --> 0:56:19.480
<v Speaker 2>that goal for the last couple of months. Okay, I've

0:56:19.480 --> 0:56:22.640
<v Speaker 2>lost yeah, but I've lost some money. But it's not

0:56:22.800 --> 0:56:27.520
<v Speaker 2>like my initial investment that I've lost. Right that to me,

0:56:28.239 --> 0:56:30.759
<v Speaker 2>you don't got a higher paying job than options. That

0:56:31.160 --> 0:56:33.600
<v Speaker 2>is the highest paying job that you could fucking have,

0:56:34.360 --> 0:56:37.880
<v Speaker 2>right if you can figure out a low routine. So

0:56:38.000 --> 0:56:40.840
<v Speaker 2>this is just the one little tidbit if you're interested

0:56:40.840 --> 0:56:43.000
<v Speaker 2>in options. The thing I've been doing for the last

0:56:43.000 --> 0:56:48.200
<v Speaker 2>couple weeks, I've been getting in the S and P

0:56:48.360 --> 0:56:51.160
<v Speaker 2>five hundred right at the end of the day, So

0:56:51.200 --> 0:56:53.480
<v Speaker 2>add three, so this is thirty minutes a day basically.

0:56:53.560 --> 0:56:56.279
<v Speaker 2>So right at like three o'clock, I start looking at

0:56:56.280 --> 0:56:59.800
<v Speaker 2>the market, I start looking at S and P five hundred.

0:57:00.880 --> 0:57:04.320
<v Speaker 2>You can buy option contracts cheaper on Thursdays and Fridays,

0:57:04.320 --> 0:57:08.120
<v Speaker 2>that's one thing. And the market now allows you to

0:57:08.160 --> 0:57:12.960
<v Speaker 2>trade fifteen minutes after the market opens and fifteen minutes

0:57:13.000 --> 0:57:16.400
<v Speaker 2>after it closes when you buy same day contracts, and

0:57:16.440 --> 0:57:19.120
<v Speaker 2>you can actually like if the if you think that

0:57:19.160 --> 0:57:20.680
<v Speaker 2>S and P five hundred is going to keep going

0:57:20.760 --> 0:57:23.880
<v Speaker 2>up after the market closes, you could double your fucking

0:57:23.960 --> 0:57:26.680
<v Speaker 2>money so fast. But if it goes the opposite way,

0:57:26.720 --> 0:57:29.320
<v Speaker 2>you could also lose it really fast. So I would

0:57:29.360 --> 0:57:32.520
<v Speaker 2>suggest people to sign up for TD was not TD

0:57:32.560 --> 0:57:33.880
<v Speaker 2>Ameritrade anymore.

0:57:34.040 --> 0:57:35.560
<v Speaker 1>I'm td Ameritrade.

0:57:35.640 --> 0:57:40.320
<v Speaker 2>It's not it's not. It's Charles Swab. Now for think

0:57:40.320 --> 0:57:44.200
<v Speaker 2>a swim. Sign up for Think a swim and do

0:57:44.280 --> 0:57:46.880
<v Speaker 2>some paper trade. And paper trading is like using fake money,

0:57:46.920 --> 0:57:49.280
<v Speaker 2>so you can get acclimated and.

0:57:49.680 --> 0:57:51.440
<v Speaker 1>Just try it first before you That's what I want

0:57:51.480 --> 0:57:51.840
<v Speaker 1>to money.

0:57:51.840 --> 0:57:56.000
<v Speaker 4>I want to learn, learn how to play with that girl.

0:57:56.120 --> 0:57:58.440
<v Speaker 2>When I tell you there's something like I didnet cried

0:57:58.480 --> 0:58:03.120
<v Speaker 2>one day, but then other days.

0:58:03.240 --> 0:58:04.600
<v Speaker 3>I cry a lot of dollar days.

0:58:04.640 --> 0:58:05.360
<v Speaker 1>So it's a.

0:58:06.960 --> 0:58:17.200
<v Speaker 3>Buy some money instead of these niggas.

0:58:13.960 --> 0:58:16.960
<v Speaker 2>Every day thirty minutes thirty minutes, the last thirty minutes

0:58:17.000 --> 0:58:18.600
<v Speaker 2>of the day, you should be able to make a

0:58:18.640 --> 0:58:21.080
<v Speaker 2>couple hundred dollars honestly.

0:58:21.160 --> 0:58:23.560
<v Speaker 3>All right, well, maybe we need to sit down and

0:58:23.560 --> 0:58:25.480
<v Speaker 3>you can teach me, or maybe you should do like

0:58:25.520 --> 0:58:30.640
<v Speaker 3>a live and teach all us, bitch, because I got

0:58:30.680 --> 0:58:31.360
<v Speaker 3>a good regulum.

0:58:31.360 --> 0:58:33.520
<v Speaker 1>It's gonna cost you though, that's another investment.

0:58:35.840 --> 0:58:38.400
<v Speaker 3>Listen, all right, well, do you have any last last

0:58:39.720 --> 0:58:40.360
<v Speaker 3>for today?

0:58:40.480 --> 0:58:41.520
<v Speaker 4>What's your last word?

0:58:42.360 --> 0:58:42.680
<v Speaker 3>Oh?

0:58:43.680 --> 0:58:44.280
<v Speaker 1>Last word?

0:58:44.360 --> 0:58:44.920
<v Speaker 4>Couple up?

0:58:45.400 --> 0:58:48.520
<v Speaker 2>Get you a nigga, Stop backing like you independent bitch. Alright,

0:58:48.600 --> 0:58:52.280
<v Speaker 2>save a couple of dollars, Get you a fucking boyfriend. Girl,

0:58:52.560 --> 0:58:55.480
<v Speaker 2>he might not be that cute.

0:58:55.720 --> 0:58:58.600
<v Speaker 3>Get him, Get a boyfriend that can contribute, because.

0:58:58.880 --> 0:59:02.000
<v Speaker 1>Right, don't get it negga who need help? Bit you

0:59:02.040 --> 0:59:02.560
<v Speaker 1>need help?

0:59:03.040 --> 0:59:05.200
<v Speaker 2>And this is not just for women, right this, this

0:59:05.640 --> 0:59:07.280
<v Speaker 2>is for everybody whoever's listening.

0:59:07.680 --> 0:59:11.560
<v Speaker 1>Couple up. That's one way to battle inflation. Right.

0:59:13.240 --> 0:59:17.640
<v Speaker 2>Of course, saving money another thing. Call these credit card

0:59:17.680 --> 0:59:20.360
<v Speaker 2>companies if you owe anybody any money. Everything in life

0:59:20.400 --> 0:59:24.360
<v Speaker 2>is negotiable, negotiable everything. Call them see if you can

0:59:24.400 --> 0:59:27.520
<v Speaker 2>get a lot of interest rate. If you don't have

0:59:27.600 --> 0:59:30.120
<v Speaker 2>to take my way right to do some shit. But

0:59:30.680 --> 0:59:33.440
<v Speaker 2>m h, if you don't have it, you don't have it.

0:59:34.880 --> 0:59:36.920
<v Speaker 2>And it's not that I don't have it. Y'all can

0:59:37.040 --> 0:59:37.320
<v Speaker 2>have it.

0:59:39.320 --> 0:59:43.840
<v Speaker 3>My last last is stop spending on frivolous bullshit, trying

0:59:43.880 --> 0:59:45.880
<v Speaker 3>to keep up with the joins is and trying to

0:59:45.920 --> 0:59:49.560
<v Speaker 3>look a certain way or be validated by.

0:59:49.640 --> 0:59:50.920
<v Speaker 1>Things social media.

0:59:51.000 --> 0:59:54.000
<v Speaker 3>Don't let yeah, yeah, don't allow these things to validate

0:59:54.080 --> 0:59:57.680
<v Speaker 3>you. Your worth is not aligned with how much stuff you got.

0:59:58.040 --> 0:59:59.720
<v Speaker 3>How good are you as a person? Are you a

0:59:59.720 --> 1:00:02.720
<v Speaker 3>good person? Are you healthy? Are your friends and family healthy?

1:00:02.760 --> 1:00:05.400
<v Speaker 3>Are you making positive connections with people? That's where your

1:00:05.480 --> 1:00:09.360
<v Speaker 3>value lies. You know not in the things that you have,

1:00:09.640 --> 1:00:14.160
<v Speaker 3>So yeah, fuck that stuff and save your money and

1:00:14.280 --> 1:00:15.680
<v Speaker 3>be kind and be good to people.

1:00:16.040 --> 1:00:18.360
<v Speaker 4>That's my last last period.

1:00:18.160 --> 1:00:21.200
<v Speaker 3>Okay, period period poof look.

1:00:21.000 --> 1:00:23.160
<v Speaker 1>At us giving a little slight financial advice.

1:00:25.520 --> 1:00:28.040
<v Speaker 2>All right, y'all listen if you enjoyed this episode, because

1:00:28.040 --> 1:00:30.480
<v Speaker 2>these motherfuckers trying to put me ont this hotel. If

1:00:30.480 --> 1:00:33.440
<v Speaker 2>you enjoyed this episode, y'all, tune in every Thursday on

1:00:33.480 --> 1:00:37.040
<v Speaker 2>the Black Effect podcast. iHeartRadio apple Way, but though fuck

1:00:37.080 --> 1:00:40.160
<v Speaker 2>you get your podcasts. That is your co host, aj

1:00:40.440 --> 1:00:43.440
<v Speaker 2>Holiday two point oh haling all the way from Saint

1:00:43.440 --> 1:00:45.920
<v Speaker 2>Martin Stratton on a motherfucker island. I probably should have

1:00:45.920 --> 1:00:48.040
<v Speaker 2>got on tender livet sight and see what was popping.

1:00:48.600 --> 1:00:50.000
<v Speaker 1>Anyway, what's up, tam Bam.

1:00:51.080 --> 1:00:53.320
<v Speaker 3>You did right by keeping your ass off of there,

1:00:54.800 --> 1:00:56.120
<v Speaker 3>crazy ass girl, y'all.

1:00:56.160 --> 1:00:58.120
<v Speaker 4>It's official, tam Bam. I love y'all.

1:00:58.440 --> 1:01:01.240
<v Speaker 3>Follow me on Instagram, seen us your dumb bitch stories.

1:01:01.280 --> 1:01:03.280
<v Speaker 3>It's hide outside. I know y'all been doing some shit.

1:01:03.920 --> 1:01:08.160
<v Speaker 3>It's it's seven pm, Friday, ninety five degrees. That's my

1:01:08.280 --> 1:01:10.680
<v Speaker 3>favorite shit right now, y'all, that's my favorite shit.

1:01:11.040 --> 1:01:11.760
<v Speaker 1>I love y'all.

1:01:11.800 --> 1:01:16.840
<v Speaker 3>Remember speak now and never hold your peace. Hold your

1:01:16.880 --> 1:01:18.280
<v Speaker 3>money though period