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Speaker 1: What's up, y'all? Think you for tuning in for a new.

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Speaker 2: Episode of We Talk Back, a show dedicated to you

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Speaker 2: niggas and bitches. Because y'all, I'm mad because the bitch

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Speaker 2: was being cheap as fuck and I'm stuck in Saint Martin.

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Speaker 2: Try to fly on a buddy pass.

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Speaker 1: Okay, at least I'm in Paradise.

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Speaker 3: What's up, tam Bam. I about to say, that's a

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Speaker 3: good place to be. Stun You could be in Iowa,

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Speaker 3: shout out to her.

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Speaker 1: Ain't nobody and I are listening to this shit. They

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Speaker 1: don't even know black people exist.

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Speaker 3: Hey, y'all, it's Utan band. I love y'all. Thank y'all

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Speaker 3: for tuning in again. All right, tell us about your

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Speaker 3: weekid girl, cuz you know in Paradise.

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Speaker 1: So, y'all, I'm still here. I've been here.

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Speaker 2: Actually, I went to Anguilla on the twenty eighth of July.

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Speaker 2: It is now July the ninth, and I've been stuck

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Speaker 2: in Saint Martin for the last twenty four hours. But

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Speaker 2: that ain't the whole trip. My whole trip was wonderful.

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Speaker 2: A lot of food, a lot of lobster and spreads.

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Speaker 2: I might put give it put together a little real

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Speaker 2: for y'all content, Because I got a little tiny bit

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Speaker 2: of content. My back is a little bigger. Okay, since

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Speaker 2: I've been on vacation, it's supposed to be on vacation now.

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Speaker 1: Eating a bunch of Johnny Cakes. Don't I look pregnant?

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Speaker 1: Look how big my noses?

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Speaker 3: Cake?

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Speaker 1: It's just like fried bread, bitch.

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Speaker 2: Okay, it's just like a you never had a Johnny cakes,

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Speaker 2: like from the Jamaican restaurants.

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Speaker 4: And ship my festival.

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Speaker 1: It's like festival.

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Speaker 2: Yeah, but it's like a flat, little round, spear shaped

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Speaker 2: piece of goodness fried up being warm. Yes, breakfast, lunch, dinner.

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Speaker 2: I don't never eat that much. Dog Like I am

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Speaker 2: fasting when I get the fuck back home. I'm a

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Speaker 2: fast for a while. But if y'all never been to Anguilla,

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Speaker 2: gold Man, it's a really nice island. It's a chill island.

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Speaker 2: If you're trying to it, it is expensive. I feel

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Speaker 2: like all the island's expensive, then you're right. Jamaica is Yeah, like.

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Speaker 1: We think it's gonna be cheap when we get that.

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Speaker 2: It's just not like if you're looking for a cheap

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Speaker 2: vacation vacation, I would suggest like Thailand, the flight might

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Speaker 2: be expensive, but you're gonna pay like five hundred dollars

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Speaker 2: to stay there.

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Speaker 4: For a month month, right, that's it. But you're right,

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Speaker 4: the islands are expensive.

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Speaker 1: Yeah.

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Speaker 2: So I'm in Saint Martin. After we get off today,

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Speaker 2: I am going to try and catch a flight. If not,

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Speaker 2: I'll be on Delta tomorrow. Shout out to Delta.

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Speaker 4: What did I do this weekend? Shit? I ain't doing nothing.

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Speaker 3: The weather was kind of sucky because Hurricane Barrel came

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Speaker 3: through town, and I mean it didn't really hit us,

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Speaker 3: but we got some of the weather off of it.

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Speaker 3: So it was kind of rainy all weekend, which I enjoy.

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Speaker 3: I kind of just laid up with me and Bella,

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Speaker 3: my dog, y'all.

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Speaker 4: And that was it. I ain't do Did I do

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Speaker 4: anything else? Hell no, that was it all. My niggas

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Speaker 4: was out of town on vacation. On vacation.

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Speaker 3: No, it was like a bunch of group trips that

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Speaker 3: went out of Charlotte. Like I'm talking about seventy people.

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Speaker 3: Forty people, like huge group trips left this motherfucker.

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Speaker 2: They probably right here in Saint Martin because this resort

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Speaker 2: I'm on right now is fucking lit. Okay, I went

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Speaker 2: outside for a little bit last night. I won eleven

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Speaker 2: cents a word. I was like, what time is she

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Speaker 2: going home?

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Speaker 1: I text you last night.

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Speaker 3: You ain't get it, yeah, I responded, I ain't get this.

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Speaker 4: I said, stay in the room.

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Speaker 2: I ain't get that the last thing, and then my

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Speaker 2: messages was going out green. So I'm like, yo, something happened,

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Speaker 2: Like I definitely got a knife in the bed with

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Speaker 2: me though, Let's.

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Speaker 3: Get it, and you know what, let me say this

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Speaker 3: because this is one of our avid listeners and she's

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Speaker 3: a huge supporter of the show on Instagram.

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Speaker 4: Ok Ken.

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Speaker 3: Her cousin, Taylor Casey, went to Bahamas for a yoga

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Speaker 3: retreat on June nineteenth and went and went to dinner

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Speaker 3: and then they never saw her again. She just vanished

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Speaker 3: and they're still looking for her. So hashtag fine Taylor Casey.

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Speaker 3: You can keep up with that, and we're definitely praying

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Speaker 3: for Taylor that they found her. She's a forty one

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Speaker 3: year old woman and she just disappeared on June nineteenth

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Speaker 3: in Paradise Island, that saw Bahamas, So y'all just be

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Speaker 3: on the lookout for that, and y'all keep her in

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Speaker 3: your prayers that she gets to come home safely.

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Speaker 2: Yeah.

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Speaker 1: Man, you gotta be careful out here.

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Speaker 2: God damn, I hate hear and stuff like that because

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Speaker 2: it's like no closure until the right.

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Speaker 1: Yeah.

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Speaker 3: Yeah, I'm about to listen. I'm about to go in.

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Speaker 3: My birthday coming up and I'm about to go away.

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Speaker 3: I'm about to put an air tag right in the

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Speaker 3: back of one of these dreads.

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Speaker 2: You beat your data because they be really stealing women

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Speaker 2: like cookies.

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Speaker 4: Y'all gonna find me.

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Speaker 3: God damn, y'all gonna fucking find me where I'm at,

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Speaker 3: and I'm gonna have that.

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Speaker 4: Motherfucking y'all gonna find.

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Speaker 1: Did my location ever come over to you?

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Speaker 2: No?

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Speaker 3: It did not.

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Speaker 4: That's why I was like, where you at?

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Speaker 3: Like you?

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Speaker 1: I sent it to my low one for one hour.

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Speaker 2: Because I was trouble shooting it while on the phone

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Speaker 2: with him, and I was like, oh, let me see

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Speaker 2: if this worked, because initially, initially I did it for

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Speaker 2: indefinitely and I'm like, ah, how do I change this back?

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Speaker 2: Once I started, I wasn't sure, so I didn't an

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Speaker 2: hour to test it out. Bitches, ain't ship y'all in

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Speaker 2: a stupid news.

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Speaker 3: So Kendrick Lamar's music video dropped over the weekend and

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Speaker 3: on the first day he had what was on fourth

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Speaker 3: of July draw right. It had fifteen million views in

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Speaker 3: the first twenty four hours.

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Speaker 1: Shout out to Ken Drack, big Jemini energy.

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Speaker 3: Okay, I like how he supported like the same people.

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Speaker 3: Some of the same people that were at the show

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Speaker 3: were in the music video, like the crumping clown energy

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Speaker 3: and all that.

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Speaker 4: So I love that. It was a dope video.

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Speaker 3: And Mike Rubin, Michael Rubin had his annual white party

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Speaker 3: where he invites all the hotted celebs and stars, and

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Speaker 3: Drake was there and people are saying that Drake and

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Speaker 3: they were pictured together, and people are saying that Drake

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Speaker 3: looks sad in the picture.

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Speaker 2: Let me find out Drake feeling defeated a little bit,

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Speaker 2: go to that white party.

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Speaker 1: Get some white energy right quick.

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Speaker 4: He looked tired.

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Speaker 3: I don't know if he looks sad, but he definitely

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Speaker 3: looked not as vibrant in the eyes. But who knows.

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Speaker 3: Maybe he was on the bender. It was party time,

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Speaker 3: you know, not a bender.

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Speaker 1: He looked regular to me.

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Speaker 2: He always Drake always looks like, what's that that movie

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Speaker 2: it's a never never land with a big flying dog.

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Speaker 2: You know what I'm talking about. It's a big before Yes,

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Speaker 2: he looks like that puppy to me. Dog that Yeah,

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Speaker 2: he always just looked like a little puppy to me,

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Speaker 2: Like he just had the droopy eyes and shit.

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Speaker 1: Like he looked regular to me.

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Speaker 2: I don't know, but yeah, we ain't gonna talk about

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Speaker 2: Drake looking sad and I got that party. Let's talk

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Speaker 2: about motherfucking Kendrick Lamar video, y'all.

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Speaker 3: The video is before Time, what you're talking about. I

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Speaker 3: can't think of the name of that movie movie Time.

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Speaker 3: It's something like that.

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Speaker 4: But that ain't it because the lamb before Time is

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Speaker 4: something else.

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Speaker 1: Big flying dog.

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Speaker 2: I put that in Google and my service is so

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Speaker 2: fucking never ending story. What did I say in the

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Speaker 2: land before Time? You said a lamb before time?

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Speaker 3: Yeah, you ain't say, no, no name the never end

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Speaker 3: the story. Yeah, that's it, you said ship. You just

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Speaker 3: say he looked like that white dog.

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Speaker 2: No initially, Okay, we it's recorded, y'all. Can hear if

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Speaker 2: I say it or not?

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Speaker 1: I don't remember. Yeah, anyway, Yeah.

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Speaker 2: He looks like that to me, Like Drake always looks

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Speaker 2: like that puppy. To me, it's not really a puppy.

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Speaker 2: It's a big ass fucking flying dog. But that's what

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Speaker 2: Drake looks like.

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Speaker 3: That ship, if you're gonna look at that motherfucking the

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Speaker 3: graphics did not hold up. I bet that ship look crazy.

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Speaker 1: Redo it.

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Speaker 4: Yeah, a good movie to redo.

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Speaker 2: Actually, I really enjoyed the Kendrick Lamar's video. He had

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Speaker 2: a lot of gems in there. So she media is

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Speaker 2: now calling him a black historian, actual black historians. Some

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Speaker 2: of them agree, and then some of them are like, oh,

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Speaker 2: he's not.

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Speaker 1: He can't.

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Speaker 2: Why why anybody could be a black historian if you

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Speaker 2: fucking study the hell is wrong with people? Like, I'm

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Speaker 2: so sick of black people. They get on my goddamn nerve.

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Speaker 2: But he dropped a lot of gyms, especially like talking

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Speaker 2: about Atlanta and how Atlanta came about, and if you

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Speaker 2: ask me, Atlanta is Atlantis.

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Speaker 1: The Lost City.

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Speaker 2: Okay right now is mad Max, But I think Atlanta

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Speaker 2: is Atlantis. Like it's amazing people in Atlanta. And Drake

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Speaker 2: does hop on every hot new artist and we may think,

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Speaker 2: we may look at it as oh, he's like trying

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Speaker 2: to beef their career up, but it also revives his

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Speaker 2: every time a next new hot artist comes out. It's

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Speaker 2: like a barter a bartering system.

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Speaker 4: Yeah, they ain't bad for them.

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Speaker 3: They have Drake on their shit though, But do you

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Speaker 3: feel his light has dimmed some since this?

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Speaker 2: Yeah, once the once the collectives start removing the energy

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Speaker 2: from you, you can you literally you're seeing his light

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Speaker 2: dim So that's just what happens. Like, that's that's why

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Speaker 2: they sound yes, because it's the energy of the people

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Speaker 2: that keep these entities going.

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Speaker 3: I still love Drake. I think a lot of people

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Speaker 3: still love drinking. People like women don't feel like, yeah,

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Speaker 3: they're not part of the battle beef.

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Speaker 2: I don't think his career is over, Like it's not

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Speaker 2: going to be a Meek Mills situation. I don't think

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Speaker 2: his career is like finished. Okay, he still has a

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Speaker 2: lot of fans. There's a lot of people who feel

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Speaker 2: like he won the battle, you know, but did he

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Speaker 2: win the war?

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Speaker 1: It's a question.

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Speaker 2: Yeah, I don't think so. I don't think so. But

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Speaker 2: shout out to Kendrick Lamar.

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Speaker 4: I appreciate how.

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Speaker 3: One song because it was really one particular song that

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Speaker 3: Kendrick did that just revived the whole coast.

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Speaker 1: Yes, no, I feel like everybody like you.

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Speaker 3: No, yeah, but I mean the energy over on the

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Speaker 3: West Coast was different, you know, like everybody liked that song,

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Speaker 3: but when you went out there, they was going crazy,

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Speaker 3: like next level crazy.

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Speaker 4: I loved it and also scared.

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Speaker 1: Why are you scheduling trip up? I know, my goofy ass.

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Speaker 3: But no, I ain't scared of trip, but I'm scared somebody.

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Speaker 3: You know, they coping different out there, Like what set

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Speaker 3: you claiming?

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Speaker 4: Bitch?

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Speaker 1: Can you crip walk for real?

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Speaker 3: Though?

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Speaker 1: Can you really do that? I don't have enough coordination

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Speaker 1: for none of that shit.

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Speaker 4: Yeah I can do that.

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Speaker 1: I want to see.

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Speaker 4: I'm supposed video crop walk challenge when I.

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Speaker 2: Get Whitney also had a little special guest appearance hearing

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Speaker 2: the kids in the video. You know, because a lot

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Speaker 2: of what Drake was like in his disc a lot

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Speaker 2: of it was based off of mister morale the album

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Speaker 2: and what people don't I don't understand and why why

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Speaker 2: people don't get it? The album was not about Kendrick

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Speaker 2: Lamar's life. It was actually about the morale or the people.

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Speaker 2: So we had a bunch of different instances in there.

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Speaker 2: So at what point would you use that and a

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Speaker 2: disc record? It's weird you had no intel on Kendrick

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Speaker 2: Lamar other than what he told you on an album.

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Speaker 2: So yeah, this still doesn't say him and his girl altogether.

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Speaker 2: She probably just down for the family.

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Speaker 1: We don't know.

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Speaker 3: But she was at the concert and she's in the video,

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Speaker 3: so I mean, yeah, it ain't like how.

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Speaker 4: What that lady is?

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Speaker 3: They be like, oh, she never showed up like that,

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Speaker 3: so never never bea ginging to you.

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Speaker 4: Camp the Auntie's Day first episode, Oh my.

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Speaker 1: God, I saw clips.

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Speaker 4: Yeah on zeus, this is some clarity.

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Speaker 3: That's that's gonna be my new Like. I love watching

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Speaker 3: Ratchet TV. On the stair Climber, they get that thirty

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Speaker 3: minutes done. Baby, I watched Baddi's and now I got

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Speaker 3: some new shit to watch.

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Speaker 2: Did you see I didn't see the video, I mean

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Speaker 2: the episode.

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Speaker 1: You watched the actual episode?

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Speaker 4: Oh no, not yet. No, I'm saving it for the

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Speaker 4: stair Climber.

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Speaker 1: Yeah. I only saw the clip.

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Speaker 2: And I saw the clip of Tokyo Tony showing her

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Speaker 2: Kouchi to the game.

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Speaker 1: Did you see that? No, she's such a fucking like.

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Speaker 2: The thing is is like, I like Tia Camp and

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Speaker 2: I like Tokyo Tony. I don't really know about Blueface

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Speaker 2: Mom like that, Like she just she just gives super

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Speaker 2: Cloud Chase energy like these women do too, but it's

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Speaker 2: just different, like they just they still got their own

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Speaker 2: little personality with it. Black China. I don't know how

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Speaker 2: she survived her mama. I don't know how to fuck

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Speaker 2: she survived Tokyo.

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Speaker 1: Tony, but she did.

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Speaker 2: And Tokyo Tony, she really hate Black China. She just

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Speaker 2: a fucking she'd be hating on that girl so bad.

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Speaker 2: But she was talking about like basically Black China, sex

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Speaker 2: and all this stuff, right, and then she pulls her

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Speaker 2: kuchi out to the game.

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Speaker 4: She pulls her kuchi out.

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Speaker 2: It's crazy, talked her leg open on the couch on

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Speaker 2: one of the videos.

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Speaker 1: It's a clip out there.

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Speaker 4: Well, I can't wait to watch. That's gonna get me

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Speaker 4: through my thirty minutes. Level ten.

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Speaker 3: Airy spears Uh took to the social media to say

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Speaker 3: women don't need fake eyelashes, and he posted the whole

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Speaker 3: video discussing why he felt like women didn't need lashes.

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Speaker 4: And here's my thing.

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Speaker 3: The last time you got on the internet talking about

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Speaker 3: a woman and.

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Speaker 4: What she needed to look like.

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Speaker 3: People got to dig it in your history and find

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Speaker 3: out that you had some did some really dodgy videos

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Speaker 3: that could consider you a child molester or you know,

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Speaker 3: like it wasn't good. So why don't you stop talking

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Speaker 3: on women like, we don't need eyelashes. We don't need

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Speaker 3: your opinion honestly about our eyelashes. People want are gonna

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Speaker 3: wear what they want to wear. If they want to

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Speaker 3: wear eyelashes, let them.

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Speaker 2: First of all, I need my motherfucking eyelashes. I don't

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Speaker 2: know what the hell he talking about.

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Speaker 1: They're like a craziest hell.

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Speaker 2: Now, once you start doing something, it's like you look

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Speaker 2: crazy without it, So I like my lashes maya goddamn business.

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Speaker 2: What you need to do is check on your damn

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Speaker 2: health because you don't look healthy at all.

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Speaker 1: You don't need to be that fucking big. What's that?

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Speaker 3: What?

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Speaker 1: Your skin?

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Speaker 3: You know?

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Speaker 1: The skin is your biggest org.

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Speaker 2: So I can only imagine what the inside of that

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Speaker 2: big body looking like. Because his skin looks explorable, let's

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Speaker 2: talk about that. What really is a dermatologist?

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Speaker 3: He got really bad dark circles under his eyes, but

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Speaker 3: that might be hereditary under his thighs eyes. I ain't

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Speaker 3: seeing that, nigga thighs.

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Speaker 1: Don't put that out. Imagine what them thighs looking like.

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Speaker 3: No, I'm not gonna do that because I ain't, because

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Speaker 3: then we're just doing what he's doing.

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Speaker 4: So I'm not gonna girl.

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Speaker 2: You know, I go to hell every time. Okay, Yeah,

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Speaker 2: so y'all stay stay heavenly. We're coming from women. I'm

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Speaker 2: so sick of men telling women what to fucking do. Like,

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Speaker 2: mind your business already. There's enough women out here that

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Speaker 2: has the thing that you like for you to go

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00:16:47,160 --> 00:16:49,920
Speaker 2: for that and talk about that. Yeah right, there's a

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Speaker 2: lot of women who don't wear lashes.

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Speaker 3: A lot. I ain't got on nothing right now, Curry,

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00:16:54,640 --> 00:16:56,440
Speaker 3: I might not put on.

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Speaker 2: And I put mine on this morning for Tenny like

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Speaker 2: I did that.

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Speaker 1: Thank you girlfriend, period.

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Speaker 2: But Mayo fucking business, grown sack of shit. I don't

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Speaker 2: like that dude.

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Speaker 1: Okay.

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Speaker 2: Anytime I see him on anybody's platform, I'm disgusted, Like,

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Speaker 2: why do y'all still have conversations with this guy?

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Speaker 1: Why?

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Speaker 3: Yeah, he doesn't seem to be a very Those videos

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00:17:19,280 --> 00:17:19,919
Speaker 3: weren't dodgy.

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Speaker 2: Those videos were exactly what the fuck those videos were

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Speaker 2: and if anybody wants to see him, I'm not spreading

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Speaker 2: child pornography.

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Speaker 1: But this is out there.

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Speaker 2: Go check the Go check the archives, because it's the

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Speaker 2: reason why they tried to scrub that stuff from the

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Speaker 2: Internet archives dot org.

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Speaker 1: You can find him airy spirits. That dude's a problem.

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Speaker 4: Yeah, I agree. Well, let me tell y'all.

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Speaker 3: Over the weekend, I saw this viral post about this

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Speaker 3: woman who went to instacart and she ordered. She put

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Speaker 3: the same thing, the same exact items in her Instacart

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Speaker 3: that she had bought in twenty twenty one, and her

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00:18:03,520 --> 00:18:07,800
Speaker 3: total in twenty twenty one was seventy dollars. In twenty

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00:18:07,800 --> 00:18:10,399
Speaker 3: twenty four it was one hundred and sixty five dollars

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Speaker 3: for the same small amount of items. So inflation, and

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Speaker 3: she was just discussing how inflation has gotten out of

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Speaker 3: control and how she don't know how she gonna make

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Speaker 3: it because she has kids to feed. And I felt

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00:18:22,520 --> 00:18:25,399
Speaker 3: that because I feed it myself has been quite you know,

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Speaker 3: different this year. So I wanted us to discuss inflation.

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Speaker 3: I want us to talk about how we're handling and

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Speaker 3: I want to give us some tips that we found

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00:18:33,400 --> 00:18:36,520
Speaker 3: online to hindle inflation. You guys, cause it's affecting us

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Speaker 3: all unless y'all like coming like that, so we'll be right.

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Speaker 1: Back, all right, y'all.

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Speaker 2: So we're back, and like Tam said, we want to

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Speaker 2: talk about inflation because it's just something that affects everybody,

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Speaker 2: like nobody.

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Speaker 1: Is escaping it.

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Speaker 2: Even people who have, you know, a lot of money,

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Speaker 2: they still feel it because you know, once you make money,

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00:19:02,160 --> 00:19:04,679
Speaker 2: it's another thing to try to keep it right. So

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00:19:04,800 --> 00:19:07,240
Speaker 2: sometimes they are a little bit more cheaper than our asses.

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00:19:07,800 --> 00:19:11,440
Speaker 2: But what causes inflation, So inflation is the rise in

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Speaker 2: prices of goods and services over time. Consumers lose purchasing

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00:19:14,720 --> 00:19:18,160
Speaker 2: power when prices rise. The power of a single unit

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00:19:18,200 --> 00:19:20,440
Speaker 2: of currency doesn't go as far as it did before.

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00:19:20,480 --> 00:19:22,240
Speaker 2: So that's why they say, like if you win a lottery,

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00:19:22,600 --> 00:19:25,320
Speaker 2: take the lump sum, right, because a dollar doesn't have

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Speaker 2: the same value today as it does tomorrow. A little

390
00:19:28,680 --> 00:19:32,280
Speaker 2: inflation isn't much cause for concern, but inflation can pose

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Speaker 2: serious problems when prices rise too quickly, which we have

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Speaker 2: seen since COVID. You can't tell me this is organic inflation,

393
00:19:42,200 --> 00:19:44,960
Speaker 2: though I feel like this is something that was intentionally

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Speaker 2: done to harm the economy in the United States. But

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00:19:48,800 --> 00:19:53,119
Speaker 2: that's another episode. So it's also an imbalance in supply

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00:19:53,200 --> 00:19:55,760
Speaker 2: and demand. Inflation tends to increase from consumer demand for

397
00:19:55,800 --> 00:20:01,480
Speaker 2: goods and services increase while supply remains limited disruption in supplies,

398
00:20:01,520 --> 00:20:03,760
Speaker 2: and we saw this with groceries and shit like that,

399
00:20:04,040 --> 00:20:07,080
Speaker 2: Like you know, one day they say, oh, it's no butter.

400
00:20:07,160 --> 00:20:09,080
Speaker 2: The next day a bunch of butter on the shelf.

401
00:20:09,119 --> 00:20:11,600
Speaker 2: So did y'all keep the butter in the back to

402
00:20:11,720 --> 00:20:15,040
Speaker 2: create like this illusion that there's a lack or less

403
00:20:15,040 --> 00:20:16,720
Speaker 2: of So now you can put the price up.

404
00:20:17,600 --> 00:20:18,160
Speaker 1: Who knows.

405
00:20:20,119 --> 00:20:24,320
Speaker 2: Global energy prices jumped following Russia's invasion of Ukraine, so

406
00:20:24,359 --> 00:20:24,960
Speaker 2: that's another thing.

407
00:20:25,000 --> 00:20:28,440
Speaker 1: We got gas inflation, the price of gas.

408
00:20:29,160 --> 00:20:32,080
Speaker 2: Russia cut off global energy supplies and tighten the marketing.

409
00:20:32,400 --> 00:20:36,120
Speaker 2: So they're gonna blame all this is off investipedia dot

410
00:20:36,160 --> 00:20:38,760
Speaker 2: com and I love this website, y'all know, I do stocks.

411
00:20:38,840 --> 00:20:41,400
Speaker 2: I'm always on here. But a lot of this shit

412
00:20:41,600 --> 00:20:44,280
Speaker 2: they blame in other people. Let's talk about the United States.

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Speaker 4: Mm hmmm.

414
00:20:46,400 --> 00:20:51,640
Speaker 2: So basically, inflation erodes purchasing power essentially.

415
00:20:52,480 --> 00:20:59,520
Speaker 4: Baby, don't it.

416
00:20:56,520 --> 00:20:57,880
Speaker 3: The fuck going on?

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00:20:58,600 --> 00:20:59,879
Speaker 1: So what what do you do?

418
00:21:00,000 --> 00:21:06,000
Speaker 3: You personally to combat inflation in your household.

419
00:21:06,240 --> 00:21:10,480
Speaker 1: So one of the things I have started doing is.

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00:21:10,400 --> 00:21:12,359
Speaker 3: Getting a man. That's what I need to do because

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00:21:12,400 --> 00:21:15,280
Speaker 3: I need this need to be a two income household.

422
00:21:16,400 --> 00:21:19,480
Speaker 2: Yeah, Like, if y'all don't realize this life is based

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00:21:19,520 --> 00:21:23,200
Speaker 2: off of double occupancy, you better get you a nigga.

424
00:21:23,320 --> 00:21:26,120
Speaker 1: Like, everybody gonna start pairing up real quick.

425
00:21:26,160 --> 00:21:28,160
Speaker 2: All these niggas who think that they don't need a woman,

426
00:21:28,200 --> 00:21:30,320
Speaker 2: don't need a wife, all these bitches who think they don't.

427
00:21:30,119 --> 00:21:30,560
Speaker 1: Need a man.

428
00:21:31,240 --> 00:21:34,320
Speaker 2: Everybody gonna be pairing up very soon. So, yes, I

429
00:21:34,359 --> 00:21:38,359
Speaker 2: did get a refurbished relationship. And here I am bitch

430
00:21:38,480 --> 00:21:41,800
Speaker 2: splitting bills. Absolutely, they ain't fifty to fifty now because

431
00:21:41,800 --> 00:21:45,080
Speaker 2: I still ain't with that bullshit. But I am responsible

432
00:21:45,119 --> 00:21:47,679
Speaker 2: for groceries and shit like that, right, So I have

433
00:21:47,760 --> 00:21:50,960
Speaker 2: started coupon in a little bit, a little bit pekito

434
00:21:51,160 --> 00:21:55,280
Speaker 2: because that shit is fucking nerve wrecking. But I bought

435
00:21:55,320 --> 00:22:00,240
Speaker 2: a app y'all should download it is id otta. They

436
00:22:00,280 --> 00:22:03,040
Speaker 2: have all these You connect your checking account to it

437
00:22:03,440 --> 00:22:04,880
Speaker 2: and they tell.

438
00:22:04,720 --> 00:22:08,119
Speaker 1: You, like what stores have the deals.

439
00:22:08,160 --> 00:22:10,600
Speaker 2: It's usually like public cvs and shit like that, and

440
00:22:10,640 --> 00:22:13,919
Speaker 2: people be sleeping on CVS because it appears expensive, but

441
00:22:13,960 --> 00:22:17,119
Speaker 2: they have a lot of cash back rewards and you

442
00:22:17,119 --> 00:22:19,359
Speaker 2: can double up, triple up coupons and shit like that.

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00:22:19,480 --> 00:22:21,440
Speaker 1: Harris Teeter is a good place to do this type

444
00:22:21,480 --> 00:22:21,760
Speaker 1: of shit.

445
00:22:22,840 --> 00:22:25,879
Speaker 2: But y'all can go on YouTube and just type in

446
00:22:25,960 --> 00:22:28,480
Speaker 2: couponing and there's a lot of people who do the

447
00:22:28,520 --> 00:22:31,040
Speaker 2: work for you. They tell you exactly where to go at,

448
00:22:31,320 --> 00:22:35,040
Speaker 2: they tell you how to put the deals together. I

449
00:22:35,200 --> 00:22:36,840
Speaker 2: bought it is always going to be like one of

450
00:22:36,840 --> 00:22:39,040
Speaker 2: the main things they talk about, because you know, you

451
00:22:39,119 --> 00:22:43,160
Speaker 2: get the cash back awards on different items you buy,

452
00:22:43,240 --> 00:22:46,359
Speaker 2: so especially the daily household shit. I hate spending money

453
00:22:46,359 --> 00:22:48,480
Speaker 2: on like toilet tissue, paper towels.

454
00:22:48,520 --> 00:22:53,240
Speaker 3: It's so detergent, and so I definitely started coupon in

455
00:22:53,240 --> 00:22:55,919
Speaker 3: this year. It ma'd be kind of fun too, Like

456
00:22:56,080 --> 00:22:58,920
Speaker 3: you cut your little clip, your little couper's you gotta

457
00:22:58,960 --> 00:23:03,080
Speaker 3: take the ad out the store, in the online and

458
00:23:03,600 --> 00:23:06,200
Speaker 3: try to make the amount match what the girl says

459
00:23:06,240 --> 00:23:09,399
Speaker 3: on YouTube, Like, yeah, I've been doing that. Sometimes it

460
00:23:09,440 --> 00:23:11,840
Speaker 3: don't always work out, Like how the fuck she got

461
00:23:11,840 --> 00:23:13,879
Speaker 3: it down? A dollar ninety eight cent in mine is

462
00:23:13,880 --> 00:23:16,560
Speaker 3: four ninety eight, but still four ninety eight is a

463
00:23:16,640 --> 00:23:19,399
Speaker 3: bit it's better than the twenty five dollars it was

464
00:23:19,440 --> 00:23:22,760
Speaker 3: gonna be. So I definitely started doing that shit exactly.

465
00:23:22,880 --> 00:23:25,679
Speaker 2: But for like the holistic girlies, like a lot of

466
00:23:25,680 --> 00:23:27,760
Speaker 2: the shit, like the food items that be on sell

467
00:23:28,960 --> 00:23:32,119
Speaker 2: oh eat. So some of you guys, if you are

468
00:23:32,160 --> 00:23:35,200
Speaker 2: into coupon and start selling that shit, sell the items

469
00:23:35,240 --> 00:23:37,600
Speaker 2: that you get, like I don't use regular toothpaste, and

470
00:23:37,640 --> 00:23:40,640
Speaker 2: you always can find crust and Colgate on sale.

471
00:23:41,040 --> 00:23:44,320
Speaker 1: Buy that shit and put it on a Facebook marketplace.

472
00:23:43,800 --> 00:23:46,680
Speaker 3: Book marketplace offer up.

473
00:23:46,880 --> 00:23:49,440
Speaker 2: Because sometimes when I'm looking for certain shit, like I'll

474
00:23:49,440 --> 00:23:50,120
Speaker 2: go in there.

475
00:23:50,080 --> 00:23:51,399
Speaker 1: See see who's selling what?

476
00:23:52,520 --> 00:23:52,720
Speaker 3: Right?

477
00:23:53,440 --> 00:23:56,080
Speaker 2: I agree, I stay balling the budget. Y'all heard me

478
00:23:56,200 --> 00:23:59,639
Speaker 2: just say, I fly. I flew on the fucking companion pass.

479
00:23:59,720 --> 00:24:00,760
Speaker 1: Okay.

480
00:24:00,880 --> 00:24:04,160
Speaker 3: So, but sometimes them ships end up costing you more

481
00:24:04,200 --> 00:24:06,040
Speaker 3: than a fucking ticket. Ahead you bought it in the

482
00:24:06,040 --> 00:24:08,920
Speaker 3: first place, that's the only problem, because then you got

483
00:24:08,920 --> 00:24:10,760
Speaker 3: to buy a hotel room. Then you might end up

484
00:24:10,800 --> 00:24:13,080
Speaker 3: actually having a buyer plane ticket like me.

485
00:24:13,280 --> 00:24:13,640
Speaker 1: Right now.

486
00:24:14,400 --> 00:24:16,679
Speaker 3: It's a crap shoot. Yeah, that is a crap shoot.

487
00:24:17,040 --> 00:24:19,080
Speaker 3: But if you can travel, but when you win, you

488
00:24:19,119 --> 00:24:19,680
Speaker 3: win big.

489
00:24:20,320 --> 00:24:25,040
Speaker 4: So yeah, yeah, so I get that. If you can

490
00:24:25,119 --> 00:24:27,200
Speaker 4: travel on the buddy pass y'all, get y'all a buddy pass.

491
00:24:27,359 --> 00:24:28,520
Speaker 4: Don't buy the plane ticket.

492
00:24:28,520 --> 00:24:29,320
Speaker 1: Stick to you high?

493
00:24:29,480 --> 00:24:30,280
Speaker 4: What else do you do?

494
00:24:31,600 --> 00:24:34,880
Speaker 2: Let me see what any other adjustments I've made get

495
00:24:34,920 --> 00:24:37,520
Speaker 2: you a fucking Costco car, bitch, because Costco gas be

496
00:24:37,560 --> 00:24:42,439
Speaker 2: cheaper than everybody else's. Really, yeah, I'm not really a

497
00:24:43,320 --> 00:24:45,679
Speaker 2: before like doing it, Like the little light low coupon,

498
00:24:46,400 --> 00:24:50,639
Speaker 2: I have always like gone on. I have all the

499
00:24:50,680 --> 00:24:52,879
Speaker 2: different grocery stores that I shop at. I have the

500
00:24:52,880 --> 00:24:56,760
Speaker 2: apps on my cellphone, so I always look for deals

501
00:24:56,760 --> 00:25:00,000
Speaker 2: before I even leave the house. You know, I make sure,

502
00:25:00,080 --> 00:25:02,240
Speaker 2: like see what I see what you need. Don't just

503
00:25:02,320 --> 00:25:05,000
Speaker 2: go to the grocery store buying shit. See what you

504
00:25:05,160 --> 00:25:08,600
Speaker 2: actually need first, right, because you end up in the

505
00:25:08,640 --> 00:25:10,760
Speaker 2: store with no list and you just buying a bunch

506
00:25:10,800 --> 00:25:12,160
Speaker 2: of shit you really don't.

507
00:25:12,119 --> 00:25:15,280
Speaker 3: Especially, don't go hungry too. Don't go to the store

508
00:25:15,359 --> 00:25:17,920
Speaker 3: hungry because you will buy some shit.

509
00:25:18,240 --> 00:25:21,160
Speaker 4: Yeah, you will get some shit that you don't need.

510
00:25:21,800 --> 00:25:26,120
Speaker 4: I like to. So what I've done is I've been

511
00:25:26,160 --> 00:25:27,159
Speaker 4: doing Factor meals.

512
00:25:28,240 --> 00:25:31,320
Speaker 3: So but I have a friend who works for Factor

513
00:25:31,400 --> 00:25:34,400
Speaker 3: and they get forty percent off, so I use their

514
00:25:34,440 --> 00:25:37,840
Speaker 3: discount code. So I get forty percent off. I get

515
00:25:38,000 --> 00:25:41,680
Speaker 3: seven seven meals for like seventy bucks.

516
00:25:41,800 --> 00:25:43,439
Speaker 4: Wow, that's cheap.

517
00:25:44,160 --> 00:25:46,080
Speaker 1: Are they tasty?

518
00:25:46,600 --> 00:25:49,720
Speaker 4: Yeah, they tasty. They taste nice. I mean, it ain't like.

519
00:25:51,320 --> 00:25:53,440
Speaker 3: It ain't all of that like, it ain't like, oh

520
00:25:53,480 --> 00:25:55,440
Speaker 3: I can't wait to get to my Factor box. But

521
00:25:56,080 --> 00:25:58,879
Speaker 3: it ain't bad. Like it is delicious. I add a

522
00:25:58,880 --> 00:26:00,679
Speaker 3: little season and I like to do a little judge

523
00:26:00,680 --> 00:26:04,520
Speaker 3: to it to make it like real flavorful. And then

524
00:26:04,560 --> 00:26:07,480
Speaker 3: I do that and then I my week. It would

525
00:26:07,480 --> 00:26:10,720
Speaker 3: be simple. I order. I know, I'll go get like

526
00:26:10,800 --> 00:26:16,119
Speaker 3: five of those salad kids, a pack of chicken, and

527
00:26:16,640 --> 00:26:19,199
Speaker 3: I have a protein shape for breakfast, a salad kit

528
00:26:19,240 --> 00:26:21,600
Speaker 3: for lunch, and a Factor meal for dinner and my

529
00:26:21,680 --> 00:26:25,000
Speaker 3: whole week. Ain't I spend like almost one hundred dollars,

530
00:26:25,040 --> 00:26:27,840
Speaker 3: you know for a whole week full of my groceries,

531
00:26:28,119 --> 00:26:29,960
Speaker 3: And I'm getting skinny because the bitch ain't got no

532
00:26:30,000 --> 00:26:36,440
Speaker 3: money to eat with am. That's a plus of inflation, okay,

533
00:26:40,080 --> 00:26:42,119
Speaker 3: But my meals are playing out like that. It's simple,

534
00:26:42,160 --> 00:26:47,040
Speaker 3: it's easy, it's affordable. People don't realize. People think Trader

535
00:26:47,119 --> 00:26:49,359
Speaker 3: Joe's is expensive. But if you go and Trader Joels

536
00:26:49,400 --> 00:26:52,600
Speaker 3: they have a lot of really affordable quality stuff in there.

537
00:26:52,720 --> 00:26:56,200
Speaker 3: So I like shopping at Trader Joe's. Whole Foods, I

538
00:26:56,240 --> 00:26:57,080
Speaker 3: don't go there no more.

539
00:26:57,080 --> 00:26:57,840
Speaker 1: That's Whole Check.

540
00:26:58,080 --> 00:27:01,040
Speaker 4: I stop going to Whole Foods like that. I want.

541
00:27:01,760 --> 00:27:04,800
Speaker 3: If I want like a nice cut of salmon or

542
00:27:04,840 --> 00:27:06,880
Speaker 3: something like that to go on my salad instead of chicken,

543
00:27:06,920 --> 00:27:10,119
Speaker 3: I'll go to Whole Foods. But I don't like they

544
00:27:10,440 --> 00:27:13,280
Speaker 3: are a little bit more pricey than Trader Joe's.

545
00:27:15,840 --> 00:27:19,080
Speaker 2: Target said that they were cutting back on prices because

546
00:27:19,119 --> 00:27:23,320
Speaker 2: apparently they were way above everybody else's prices, so they

547
00:27:23,359 --> 00:27:26,160
Speaker 2: did some rollbacks recently at Target.

548
00:27:26,480 --> 00:27:28,199
Speaker 1: I don't know, so okay, So like.

549
00:27:29,880 --> 00:27:34,640
Speaker 2: Cleaning supplies and laundry detergent again, like Publix always has

550
00:27:34,640 --> 00:27:40,760
Speaker 2: this thing where you I think it's buy buy fifty

551
00:27:40,800 --> 00:27:43,800
Speaker 2: dollars worth and you get fifteen, like a fifteen dollars

552
00:27:44,560 --> 00:27:46,400
Speaker 2: Target gift card.

553
00:27:47,720 --> 00:27:50,320
Speaker 1: Yeah, so that's usually once a month they have that.

554
00:27:50,560 --> 00:27:52,600
Speaker 2: So that's usually when I buy my detergent and stuff

555
00:27:52,640 --> 00:27:54,359
Speaker 2: like that and get that fifteen dollars back, and the

556
00:27:54,400 --> 00:27:55,920
Speaker 2: shit if I want to go and buy a bathing

557
00:27:55,920 --> 00:27:58,960
Speaker 2: suit and some shit, fifteen dollars off, So you just

558
00:27:58,960 --> 00:28:01,679
Speaker 2: got to look for me, like, and we are single people.

559
00:28:02,560 --> 00:28:05,040
Speaker 2: I can't imagine what people with children are doing. And

560
00:28:05,080 --> 00:28:07,440
Speaker 2: so we probably should have got a coupon or on here,

561
00:28:07,760 --> 00:28:11,359
Speaker 2: just somebody who has children and to have a real

562
00:28:11,400 --> 00:28:13,359
Speaker 2: life experience with.

563
00:28:13,640 --> 00:28:16,000
Speaker 1: Dealing with inflation, because it's not just you you're.

564
00:28:15,880 --> 00:28:19,000
Speaker 3: Responsible for right when you have kids, it's a whole

565
00:28:19,000 --> 00:28:19,800
Speaker 3: different ball.

566
00:28:19,600 --> 00:28:20,680
Speaker 4: Game because clothes.

567
00:28:20,840 --> 00:28:23,000
Speaker 1: School's coming back up, like.

568
00:28:24,640 --> 00:28:27,600
Speaker 3: They gotta get school supplies. Maybe we should do like

569
00:28:27,640 --> 00:28:31,800
Speaker 3: a drive a drive for school supplies for kids.

570
00:28:31,560 --> 00:28:34,080
Speaker 4: In our community or something like that. That would be nice.

571
00:28:35,560 --> 00:28:38,000
Speaker 3: Another thing I do is like the things like I

572
00:28:38,080 --> 00:28:40,760
Speaker 3: used to do every two weeks, I stretch it out

573
00:28:40,760 --> 00:28:43,280
Speaker 3: a month. Like so my nails, I don't go every

574
00:28:43,280 --> 00:28:45,600
Speaker 3: two weeks. Now I go once a month. I get

575
00:28:45,600 --> 00:28:48,200
Speaker 3: my nails once a month. And I made them shorter

576
00:28:49,000 --> 00:28:53,040
Speaker 3: because longer nails pop up faster and shorter nails don't.

577
00:28:53,160 --> 00:28:55,200
Speaker 3: So I was acting like I just want it shorter. No,

578
00:28:55,320 --> 00:29:00,480
Speaker 3: I just can't do it every two weeks anymore. Mm hmm.

579
00:29:01,200 --> 00:29:04,000
Speaker 1: The maintenance girls, what the fuck are y'all bitch is doing?

580
00:29:04,000 --> 00:29:05,840
Speaker 2: Because I do most of my own maintenance, and I

581
00:29:05,880 --> 00:29:09,040
Speaker 2: did start getting petticares at least once a month, and

582
00:29:09,280 --> 00:29:13,120
Speaker 2: really the main reason why is to patronize me.

583
00:29:13,320 --> 00:29:16,680
Speaker 3: You scratching that man. Shut you scratching that man up

584
00:29:16,720 --> 00:29:17,200
Speaker 3: in that bed.

585
00:29:17,280 --> 00:29:19,280
Speaker 4: You can't know the bid.

586
00:29:19,800 --> 00:29:22,600
Speaker 1: No going making sure.

587
00:29:22,760 --> 00:29:25,600
Speaker 2: My god daughter makes some money too, so I just

588
00:29:25,680 --> 00:29:27,640
Speaker 2: go to her to get my get my toes out.

589
00:29:27,680 --> 00:29:32,440
Speaker 2: She does really amazing petticares also, So that's a very

590
00:29:32,520 --> 00:29:36,840
Speaker 2: little maintenance. I do my own hair. Like I'm start

591
00:29:36,920 --> 00:29:38,840
Speaker 2: I'm gonna start paying for maintenance though I.

592
00:29:38,800 --> 00:29:40,240
Speaker 1: Think I.

593
00:29:41,840 --> 00:29:44,080
Speaker 4: Waxing. I start waxing.

594
00:29:45,720 --> 00:29:49,080
Speaker 3: Work from I was like so for real all year,

595
00:29:49,280 --> 00:29:52,160
Speaker 3: like from the beginning of year till now.

596
00:29:52,800 --> 00:29:55,120
Speaker 4: You know, I just had it like yeah, wolf pussy

597
00:29:55,160 --> 00:29:55,520
Speaker 4: for real.

598
00:29:55,640 --> 00:29:58,680
Speaker 3: But uh, because I ain't doing nothing.

599
00:29:58,760 --> 00:30:00,760
Speaker 4: I ain't like it's just you. I ain't using it.

600
00:30:01,600 --> 00:30:02,440
Speaker 4: I ain't using it.

601
00:30:02,520 --> 00:30:04,800
Speaker 3: So I wasn't doing all of that, just kept it clean,

602
00:30:04,880 --> 00:30:07,080
Speaker 3: you know, But I ain't do nothing with it. But

603
00:30:07,600 --> 00:30:09,640
Speaker 3: it is the summertime. It do got too hot for that,

604
00:30:10,240 --> 00:30:14,320
Speaker 3: so I went and got a bikini there and I

605
00:30:14,520 --> 00:30:18,360
Speaker 3: use that. I mean, it's cool, it's not like baby

606
00:30:18,440 --> 00:30:22,680
Speaker 3: smooth like wax. But I mean, ain't nobody like what

607
00:30:22,760 --> 00:30:25,480
Speaker 3: I needed. You know it's good. It does what I

608
00:30:25,520 --> 00:30:29,680
Speaker 3: needed to do, So that's money saved for me because

609
00:30:29,760 --> 00:30:33,320
Speaker 3: that added up lashes as y'all. Like I said earlier,

610
00:30:33,360 --> 00:30:37,479
Speaker 3: I ain't got no lashes on saving money. I use

611
00:30:37,520 --> 00:30:40,040
Speaker 3: a strip. I wear a strip instead of paying for

612
00:30:40,880 --> 00:30:43,520
Speaker 3: actual lashes because they are expensive.

613
00:30:44,920 --> 00:30:47,880
Speaker 2: Yeah, I think people who even if you have the

614
00:30:48,000 --> 00:30:52,160
Speaker 2: means to do all of these things, like eventually, if

615
00:30:52,200 --> 00:30:55,560
Speaker 2: you're not feeling this inflation today, eventually you will, so

616
00:30:55,640 --> 00:30:58,880
Speaker 2: you should start acting like it's already affecting.

617
00:30:58,560 --> 00:30:59,360
Speaker 4: Right exactly.

618
00:31:00,360 --> 00:31:02,400
Speaker 1: I just don't like I don't like spending money on

619
00:31:02,440 --> 00:31:03,040
Speaker 1: certain things.

620
00:31:05,520 --> 00:31:07,040
Speaker 3: I don't want to wait till I don't got no

621
00:31:07,120 --> 00:31:08,840
Speaker 3: money to make changes.

622
00:31:09,280 --> 00:31:11,840
Speaker 2: And that's what people are. That's what a lot of

623
00:31:11,840 --> 00:31:13,920
Speaker 2: people are missing. Like even on social media, y'all think

624
00:31:13,960 --> 00:31:15,800
Speaker 2: these people have all this shit and they don't.

625
00:31:16,320 --> 00:31:19,880
Speaker 1: We don't him being honest, motherfucker, is not be They

626
00:31:20,000 --> 00:31:22,520
Speaker 1: be wearing fake bags, fake shoes.

627
00:31:22,760 --> 00:31:25,720
Speaker 2: Meanwhile you trying to spend your whole tax return on

628
00:31:25,800 --> 00:31:29,120
Speaker 2: a real bag. Okay, these bitches is around here with

629
00:31:29,200 --> 00:31:31,760
Speaker 2: all the fake burkins. Everybody can't to buy a burkin.

630
00:31:32,080 --> 00:31:32,840
Speaker 1: Y'all know that.

631
00:31:33,960 --> 00:31:36,760
Speaker 2: Everybody don't have access to buy no fucking burkin for real,

632
00:31:37,640 --> 00:31:39,800
Speaker 2: and even like in places like the real real, like

633
00:31:39,840 --> 00:31:42,880
Speaker 2: you still spending thirty thousand dollars on a bag?

634
00:31:44,280 --> 00:31:46,760
Speaker 1: Y'all think they really doing that? That shit?

635
00:31:48,400 --> 00:31:50,400
Speaker 3: It don't really appeal to me no more. There was

636
00:31:50,440 --> 00:31:52,840
Speaker 3: a time where I used to aspire to have those things,

637
00:31:53,320 --> 00:31:56,360
Speaker 3: but now it just seems silly to me. Thirty thousand

638
00:31:56,400 --> 00:31:58,520
Speaker 3: dollars on a bag don't sound like it, don't.

639
00:31:59,200 --> 00:32:01,440
Speaker 1: It don't sound like future exactly.

640
00:32:01,840 --> 00:32:04,160
Speaker 2: I mean, well, the bags and watches and stuff like that,

641
00:32:04,200 --> 00:32:07,320
Speaker 2: they do hold their value, so you it's not a

642
00:32:07,640 --> 00:32:13,400
Speaker 2: bad investment, per se. But there's other ways to diversify

643
00:32:13,520 --> 00:32:14,960
Speaker 2: your goddamn portfolio.

644
00:32:15,360 --> 00:32:19,360
Speaker 3: But let's say something really uh you know, what's the

645
00:32:19,400 --> 00:32:28,360
Speaker 3: word cataclyptic? Catastrophic catastrophic happens? Are the bags gonna have

646
00:32:28,440 --> 00:32:29,440
Speaker 3: the same value.

647
00:32:29,240 --> 00:32:32,800
Speaker 1: In that moment, you know, like what you're carry water?

648
00:32:34,200 --> 00:32:35,880
Speaker 4: Right Like?

649
00:32:36,000 --> 00:32:38,320
Speaker 3: So I just want to make sure that I'm setting

650
00:32:38,360 --> 00:32:43,200
Speaker 3: myself up for success in any environment. And I don't

651
00:32:43,200 --> 00:32:46,080
Speaker 3: know if persons is really gonna make the difference for me.

652
00:32:46,120 --> 00:32:49,080
Speaker 3: It's I used to, I don't get me wrong. If

653
00:32:49,120 --> 00:32:50,880
Speaker 3: y'all my birthday coming, if y'all want to send me

654
00:32:50,920 --> 00:32:51,600
Speaker 3: a nice bag.

655
00:32:51,640 --> 00:32:52,200
Speaker 4: I'm going to.

656
00:32:52,200 --> 00:32:56,200
Speaker 1: Take it, but you ain't buying it, bitch.

657
00:33:00,000 --> 00:33:03,160
Speaker 3: Ain't buying none of that ship. Yeah, it's not the

658
00:33:03,280 --> 00:33:03,920
Speaker 3: season for that.

659
00:33:04,560 --> 00:33:07,120
Speaker 2: I remember when I lived in when I lived in Atlanta,

660
00:33:07,320 --> 00:33:09,680
Speaker 2: I was looking to buy a house at that time.

661
00:33:09,760 --> 00:33:13,680
Speaker 2: So my realtor girl, just because I think people will

662
00:33:13,680 --> 00:33:16,440
Speaker 2: assume that because it's a white person, they assume their

663
00:33:16,440 --> 00:33:17,320
Speaker 2: bags and should.

664
00:33:17,120 --> 00:33:20,200
Speaker 1: Be real that lady bought all her.

665
00:33:19,960 --> 00:33:25,600
Speaker 2: Bags from the goddamn the Atlanta like flea market, all

666
00:33:25,640 --> 00:33:25,880
Speaker 2: of them.

667
00:33:25,920 --> 00:33:29,880
Speaker 3: Yeah. There was this football player that I was talking

668
00:33:29,920 --> 00:33:32,080
Speaker 3: to many years ago that y'all know. I ain't gonna

669
00:33:32,080 --> 00:33:35,440
Speaker 3: say his name, but he was talking about how he

670
00:33:35,560 --> 00:33:38,719
Speaker 3: gets all his ear rings from Claeres because people going

671
00:33:38,760 --> 00:33:41,280
Speaker 3: to just assume his diamonds is real, ea, because of

672
00:33:41,560 --> 00:33:42,760
Speaker 3: who he is and what he do.

673
00:33:43,080 --> 00:33:45,480
Speaker 1: Yeah, once your reputation precedes you, Like.

674
00:33:48,920 --> 00:33:51,160
Speaker 3: I was like, I can go to Claires myself, Baby,

675
00:33:51,160 --> 00:33:51,800
Speaker 3: you ain't gotta go.

676
00:33:54,360 --> 00:33:56,680
Speaker 2: That's a smart man. And I bet you he still

677
00:33:56,720 --> 00:33:58,240
Speaker 2: has his You said NFL.

678
00:33:59,600 --> 00:34:01,560
Speaker 1: He's still got his NFL money.

679
00:34:02,040 --> 00:34:04,480
Speaker 4: He's probably. Yeah, he's still very successful. Man.

680
00:34:04,920 --> 00:34:07,600
Speaker 2: You gotta be frugal even when you have the money

681
00:34:07,640 --> 00:34:11,200
Speaker 2: It's still weird to me, Like when celebrities do like

682
00:34:11,360 --> 00:34:16,600
Speaker 2: frugal things online and regular people be like, ah, like

683
00:34:16,840 --> 00:34:18,480
Speaker 2: you can't afford no, bitch.

684
00:34:20,200 --> 00:34:22,439
Speaker 1: You don't notice signs of business. You don't know nothing

685
00:34:22,440 --> 00:34:23,080
Speaker 1: about money.

686
00:34:23,520 --> 00:34:25,360
Speaker 2: If you think you're just supposed to spend it because

687
00:34:25,400 --> 00:34:27,680
Speaker 2: you have it, the more money you have, the more

688
00:34:27,719 --> 00:34:30,520
Speaker 2: people you also taken care of as well.

689
00:34:30,680 --> 00:34:31,280
Speaker 4: That's true.

690
00:34:32,120 --> 00:34:36,320
Speaker 2: So instead of buying a bag, I'm definitely buying some stocks. Okay,

691
00:34:36,520 --> 00:34:39,480
Speaker 2: the stock market. I'm waiting for it to crash. It's

692
00:34:39,520 --> 00:34:42,120
Speaker 2: like a buy the dip on all the shit.

693
00:34:42,800 --> 00:34:44,120
Speaker 1: I'm mad at myself right now.

694
00:34:44,200 --> 00:34:47,040
Speaker 2: I didn't get into the video, like motherfuckers really became

695
00:34:47,160 --> 00:34:52,719
Speaker 2: millionaires off the video in the last twelve months if

696
00:34:52,760 --> 00:34:54,560
Speaker 2: you would have been things properly.

697
00:34:54,920 --> 00:34:59,480
Speaker 3: My in like twenty thirteen, my ex boyfriend was like

698
00:35:00,280 --> 00:35:03,120
Speaker 3: by bitcoin with me, and I was like, what is there?

699
00:35:03,320 --> 00:35:05,399
Speaker 3: I can't wrap my head around it. I don't want

700
00:35:05,440 --> 00:35:09,400
Speaker 3: none of that. It just sounds like something that And Lord,

701
00:35:09,760 --> 00:35:12,879
Speaker 3: I kicked myself and ask every day thinking about how

702
00:35:12,920 --> 00:35:16,239
Speaker 3: much bitcoin he had when we broke up.

703
00:35:16,920 --> 00:35:18,080
Speaker 4: I think he had like at.

704
00:35:18,120 --> 00:35:21,879
Speaker 3: Least ten bitcoin. Wow, because it was so cheap back

705
00:35:21,920 --> 00:35:28,440
Speaker 3: then so now, yeah, yeah, he up. You if he

706
00:35:28,440 --> 00:35:32,359
Speaker 3: held onto it, he's definitely up. So kudos to you

707
00:35:32,400 --> 00:35:33,279
Speaker 3: for being smart with it.

708
00:35:33,520 --> 00:35:33,759
Speaker 4: You know.

709
00:35:34,719 --> 00:35:38,040
Speaker 2: Well, I'm not a financial advisor, but I would suggest

710
00:35:38,080 --> 00:35:40,680
Speaker 2: people to research XRP ripple.

711
00:35:41,400 --> 00:35:43,720
Speaker 1: That's a that's a cryptocurrency.

712
00:35:44,320 --> 00:35:48,960
Speaker 2: And this is the coin that the financial institutions Bank

713
00:35:49,000 --> 00:35:54,160
Speaker 2: of America, JP, Morgan, and Chase. This is a cryptocurrency

714
00:35:54,200 --> 00:35:56,680
Speaker 2: that they are looking to have, right because the thing

715
00:35:56,719 --> 00:35:59,080
Speaker 2: with crypto is because the thing with crypto is that

716
00:35:59,160 --> 00:36:02,120
Speaker 2: it's not thing that the government, our government can really

717
00:36:02,160 --> 00:36:05,200
Speaker 2: control in a way, you know, So they're trying to

718
00:36:05,239 --> 00:36:11,600
Speaker 2: find ways to regulate cryptocurrency, and when they do, XRP

719
00:36:11,840 --> 00:36:17,280
Speaker 2: is gonna be that thing. XRP is only yes, ripple, XRP.

720
00:36:19,200 --> 00:36:21,000
Speaker 2: I'm trying to pull it up to tell y'all how

721
00:36:21,080 --> 00:36:28,120
Speaker 2: much it costs today. It's only since right now, i'd

722
00:36:28,120 --> 00:36:32,440
Speaker 2: buy as much as you could research it first. Don't

723
00:36:32,440 --> 00:36:36,319
Speaker 2: take my advice, you know, just look it up. It's

724
00:36:36,360 --> 00:36:38,120
Speaker 2: forty three cents today.

725
00:36:39,000 --> 00:36:41,520
Speaker 4: So I'm gonna go buy me a dollar's worth.

726
00:36:43,600 --> 00:36:51,520
Speaker 1: Two forty three cents, y'all.

727
00:36:51,840 --> 00:36:54,000
Speaker 3: Just buy me to and forget about it and see

728
00:36:54,000 --> 00:36:56,040
Speaker 3: what it turned into in a couple of years.

729
00:36:56,320 --> 00:36:59,120
Speaker 1: See what happened. See what happened?

730
00:37:00,719 --> 00:37:05,800
Speaker 3: So uh, timemagazine Time dot Com put out a list

731
00:37:06,239 --> 00:37:10,960
Speaker 3: of ways to combat inflation as an individual, and honestly,

732
00:37:11,920 --> 00:37:13,520
Speaker 3: I feel like they don't really know what the fuck

733
00:37:13,560 --> 00:37:15,560
Speaker 3: to do the whole I'm gonna share this list with y'all,

734
00:37:15,560 --> 00:37:20,640
Speaker 3: but it says first, review your budget, which is basically

735
00:37:20,680 --> 00:37:24,320
Speaker 3: what we were saying, like, analyze what you have and analyze.

736
00:37:24,600 --> 00:37:25,400
Speaker 4: What you spend.

737
00:37:26,160 --> 00:37:28,799
Speaker 3: Obviously, I still feel like it's important to save, you know,

738
00:37:29,440 --> 00:37:31,959
Speaker 3: even if it's just a little bit, you know, try

739
00:37:32,000 --> 00:37:34,920
Speaker 3: to say that, you know when you're So it says analyze.

740
00:37:34,960 --> 00:37:37,359
Speaker 4: If you don't have a budget, it's time to create one.

741
00:37:38,440 --> 00:37:41,800
Speaker 3: So ladies and gentlemen, look at your money and really

742
00:37:41,960 --> 00:37:44,160
Speaker 3: sit down and analyze that shit and see where it's

743
00:37:44,200 --> 00:37:47,720
Speaker 3: going becuz you spend it too much on door dash. Bitch,

744
00:37:48,520 --> 00:37:51,759
Speaker 3: I know it's somebody listening, Like, damn she talking to me. Yes, bitch,

745
00:37:51,800 --> 00:37:52,719
Speaker 3: I'm talking to you.

746
00:37:53,239 --> 00:37:53,560
Speaker 1: Stein.

747
00:37:53,680 --> 00:37:56,600
Speaker 2: I was talking to your ass earlier this year about

748
00:37:56,600 --> 00:38:00,000
Speaker 2: that goddamn door dash. I saw there was a post

749
00:38:00,120 --> 00:38:04,279
Speaker 2: on Instagram and it said name something that people do

750
00:38:04,440 --> 00:38:07,160
Speaker 2: that you would never do with some shit like that,

751
00:38:07,280 --> 00:38:12,200
Speaker 2: and I said uber eats door Dash and paying for dick.

752
00:38:13,920 --> 00:38:16,040
Speaker 1: Like I'm going to get my own food. I don't

753
00:38:16,040 --> 00:38:16,439
Speaker 1: want nobody.

754
00:38:16,480 --> 00:38:18,719
Speaker 2: It's bad enough if somebody else is cooking it, right,

755
00:38:18,719 --> 00:38:21,359
Speaker 2: you know how I am about food. Now I gotta

756
00:38:21,400 --> 00:38:24,120
Speaker 2: depend on this person driving my shit to my fucking house.

757
00:38:25,320 --> 00:38:26,360
Speaker 4: It's so convenient.

758
00:38:26,960 --> 00:38:27,880
Speaker 3: It's so convenient.

759
00:38:27,920 --> 00:38:32,520
Speaker 1: I understand why y'all like it much. It's too much much.

760
00:38:33,239 --> 00:38:37,040
Speaker 2: And they've created a battle between the drivers and the

761
00:38:37,080 --> 00:38:41,080
Speaker 2: goddamn customers about tipping and stuff like that, and y'all

762
00:38:41,160 --> 00:38:43,399
Speaker 2: not even they're not even paying the drivers that much

763
00:38:43,440 --> 00:38:44,239
Speaker 2: to deliver this shit.

764
00:38:45,200 --> 00:38:47,760
Speaker 3: Yeah, they getting most of it. I mean, the merchant

765
00:38:47,840 --> 00:38:50,360
Speaker 3: gets a lot of it, and then that the fee

766
00:38:50,480 --> 00:38:52,960
Speaker 3: they get a lot, they get a higher percentage, seems like,

767
00:38:53,080 --> 00:38:56,120
Speaker 3: so that's not fair. But I knew I had I

768
00:38:56,200 --> 00:38:58,680
Speaker 3: was doing too much when I had an issue with

769
00:38:58,719 --> 00:39:03,080
Speaker 3: my meal. So I called door Dash and they was like,

770
00:39:03,520 --> 00:39:05,759
Speaker 3: as one of our vi ps, we're gonna connect you

771
00:39:05,800 --> 00:39:07,600
Speaker 3: to a different line vi P.

772
00:39:09,080 --> 00:39:10,440
Speaker 4: I'm spending too much with y'all.

773
00:39:10,960 --> 00:39:13,719
Speaker 3: I spending too much money with your motherfuckers. I'm a

774
00:39:13,840 --> 00:39:19,279
Speaker 3: VIP at door Dash, So that's what I changed my life.

775
00:39:20,040 --> 00:39:23,120
Speaker 1: I was like, you know what off your VIP bitch?

776
00:39:23,320 --> 00:39:27,000
Speaker 2: I seen another post that said am I the DoorDash

777
00:39:27,040 --> 00:39:29,160
Speaker 2: person must have messaged the guy was like, can you

778
00:39:29,200 --> 00:39:30,879
Speaker 2: meet me downstairs at the gate?

779
00:39:30,920 --> 00:39:34,040
Speaker 1: And he was like, is this uh at the gate?

780
00:39:35,760 --> 00:39:36,000
Speaker 3: Right?

781
00:39:38,000 --> 00:39:40,520
Speaker 1: I remember I got into it with a door dash bitch.

782
00:39:40,640 --> 00:39:42,040
Speaker 3: I was the car.

783
00:39:42,800 --> 00:39:43,359
Speaker 1: What the car?

784
00:39:44,880 --> 00:39:48,440
Speaker 3: Bring your big back downstairs and get your own lunchable, bitch.

785
00:39:48,920 --> 00:39:50,800
Speaker 3: I was like, you little roach.

786
00:39:51,680 --> 00:39:52,840
Speaker 4: She looked like a roach.

787
00:39:54,680 --> 00:39:56,560
Speaker 3: All right now for they get you like Cardi B.

788
00:39:57,880 --> 00:40:03,400
Speaker 3: Because roaches. I'm just that was bad at Cardi B

789
00:40:03,600 --> 00:40:07,720
Speaker 3: because she's you know, I'm real black girl. That girl

790
00:40:07,760 --> 00:40:09,799
Speaker 3: looked like she had two pieces of hair that looked

791
00:40:09,800 --> 00:40:13,240
Speaker 3: like they were standing up like some fucking antennamach.

792
00:40:16,000 --> 00:40:18,080
Speaker 1: Gonna call me, big bag bitch, bring my ship to

793
00:40:18,200 --> 00:40:18,640
Speaker 1: my door?

794
00:40:19,560 --> 00:40:19,719
Speaker 2: Right.

795
00:40:20,160 --> 00:40:23,840
Speaker 3: Number two on the list diversify your income. So it

796
00:40:23,880 --> 00:40:26,040
Speaker 3: says when inflation is high, finding ways to cut and

797
00:40:26,040 --> 00:40:29,920
Speaker 3: save is important, but so is increasing your income. Diversifying

798
00:40:29,960 --> 00:40:32,960
Speaker 3: your income to include a side hustle, a part time

799
00:40:33,040 --> 00:40:35,560
Speaker 3: job can help you keep up with rising calls.

800
00:40:36,520 --> 00:40:38,919
Speaker 1: They're just trying to find ways for people not to live.

801
00:40:39,200 --> 00:40:41,840
Speaker 2: Because what I'm hearing is have a full time job

802
00:40:42,120 --> 00:40:45,319
Speaker 2: plus get a part time job, and what does that

803
00:40:45,400 --> 00:40:46,880
Speaker 2: do for the quality of life?

804
00:40:47,480 --> 00:40:47,719
Speaker 1: Right?

805
00:40:48,640 --> 00:40:49,640
Speaker 4: Like, be a whit.

806
00:40:49,760 --> 00:40:53,240
Speaker 1: Shit is fucking free. This earth is free.

807
00:40:53,360 --> 00:40:55,960
Speaker 2: I understand we have to pay people to manufacture shit,

808
00:40:56,320 --> 00:40:59,279
Speaker 2: to create things, but some of the shit we be

809
00:40:59,320 --> 00:41:04,120
Speaker 2: paying for water, electricity. If those things were free tomorrow,

810
00:41:04,120 --> 00:41:06,600
Speaker 2: the world would be totally different. And that's why they'll

811
00:41:06,640 --> 00:41:10,080
Speaker 2: never let us know that energy is fucking really free.

812
00:41:10,200 --> 00:41:11,399
Speaker 4: It's all around.

813
00:41:11,120 --> 00:41:13,239
Speaker 1: Us Wi Fi.

814
00:41:13,440 --> 00:41:16,960
Speaker 2: That's not new technology. That shit has been around, like

815
00:41:17,040 --> 00:41:19,120
Speaker 2: all these things that we pay for. The cell phone

816
00:41:19,120 --> 00:41:22,040
Speaker 2: fucking bill. Why the fuck is my cell phone bill going?

817
00:41:22,200 --> 00:41:25,640
Speaker 2: Myself bill has went up forty fucking dollars in the

818
00:41:25,760 --> 00:41:29,120
Speaker 2: last year, from a ninety ninety nine dollars to one phone.

819
00:41:29,160 --> 00:41:31,719
Speaker 1: To me, it's already expensive. My shit has went up

820
00:41:31,800 --> 00:41:34,520
Speaker 1: one hundred, one hundred and forty dollars. Verizon.

821
00:41:35,120 --> 00:41:38,480
Speaker 2: Okay, I've been a customer since my freshman year at

822
00:41:38,520 --> 00:41:39,480
Speaker 2: fucking college.

823
00:41:39,960 --> 00:41:41,360
Speaker 1: Okay, man, let me say you.

824
00:41:41,480 --> 00:41:46,000
Speaker 3: I call them people, I call uh Spectrum in Verizon

825
00:41:46,080 --> 00:41:49,680
Speaker 3: and I and I complain every bill cycle, like I

826
00:41:49,719 --> 00:41:51,520
Speaker 3: need to speak to somebody before I pay. I'm gonna

827
00:41:51,520 --> 00:41:55,360
Speaker 3: pay it, but I gotta talk shit to somebody before

828
00:41:55,400 --> 00:42:01,239
Speaker 3: I do every every bill cycle. Why is it this much? Well, ma'am,

829
00:42:01,280 --> 00:42:02,520
Speaker 3: you didn't pay for Jude.

830
00:42:04,160 --> 00:42:07,000
Speaker 1: Oh okay, I actually all that.

831
00:42:07,800 --> 00:42:10,640
Speaker 3: Make it makes sense because I don't understand why it's

832
00:42:10,640 --> 00:42:11,040
Speaker 3: too sick.

833
00:42:11,160 --> 00:42:13,800
Speaker 1: Why was it so much last month that I didn't

834
00:42:13,840 --> 00:42:19,719
Speaker 1: get it? Girl? Life is stressful?

835
00:42:19,800 --> 00:42:23,280
Speaker 2: Like listen, that's one thing about like on the islands

836
00:42:23,280 --> 00:42:24,040
Speaker 2: and stuff like that.

837
00:42:24,400 --> 00:42:27,160
Speaker 1: These people be chilling. They have their little small businesses.

838
00:42:28,040 --> 00:42:33,960
Speaker 2: They live, you know, simple lives, but I'm pretty sure

839
00:42:34,000 --> 00:42:40,680
Speaker 2: they're happier. It's such a rat race in America. It's like, yeah,

840
00:42:41,560 --> 00:42:43,520
Speaker 2: I'm tired of and I guess I haven't really been

841
00:42:43,560 --> 00:42:46,040
Speaker 2: in the rat race per se. Since I got laid

842
00:42:46,040 --> 00:42:48,080
Speaker 2: off from work in twenty seventeen. I've been figuring it

843
00:42:48,160 --> 00:42:51,480
Speaker 2: the fuck out because I want my life. That's how

844
00:42:51,520 --> 00:42:53,239
Speaker 2: bad I want my life. Like, I'm gonna figure out

845
00:42:53,239 --> 00:42:56,680
Speaker 2: a way to get money as opposed to having to

846
00:42:57,080 --> 00:42:59,440
Speaker 2: exchange my time for the rest of my life.

847
00:43:00,040 --> 00:43:00,680
Speaker 1: That's not living.

848
00:43:02,239 --> 00:43:08,279
Speaker 3: Yeah, yeah, I'm I'm looking for someone to come in

849
00:43:08,600 --> 00:43:11,600
Speaker 3: and just say, be a stay at home mom or

850
00:43:11,680 --> 00:43:13,120
Speaker 3: just be a stay at home.

851
00:43:14,000 --> 00:43:15,600
Speaker 1: God, what you have done?

852
00:43:15,600 --> 00:43:18,480
Speaker 4: For others, see fear for me, layd at mercy Man.

853
00:43:18,520 --> 00:43:19,200
Speaker 1: That's a job.

854
00:43:19,400 --> 00:43:23,239
Speaker 2: Like I have a friend who has kids, stay at

855
00:43:23,280 --> 00:43:26,120
Speaker 2: home mom, but she wakes up when her husband wakes up,

856
00:43:26,160 --> 00:43:28,959
Speaker 2: and she's on all day long, and so he goes

857
00:43:28,960 --> 00:43:29,319
Speaker 2: to science.

858
00:43:29,400 --> 00:43:32,960
Speaker 1: So yeah, he makes the money. But I'm not.

859
00:43:33,760 --> 00:43:36,719
Speaker 4: It's not it's not care free. I didn't say it was.

860
00:43:37,120 --> 00:43:38,920
Speaker 3: Now, some people do live a care free where they

861
00:43:39,000 --> 00:43:40,040
Speaker 3: got nannies.

862
00:43:39,680 --> 00:43:42,640
Speaker 4: And maids and and they don't have to work. That's

863
00:43:42,680 --> 00:43:43,560
Speaker 4: what I aspired to you.

864
00:43:43,920 --> 00:43:45,719
Speaker 2: You got a nanny, You still want to care about

865
00:43:45,719 --> 00:43:49,439
Speaker 2: your kids. You want them to not just the nanny, right.

866
00:43:49,440 --> 00:43:51,520
Speaker 3: I don't want them to cry and run to the nanny.

867
00:43:51,920 --> 00:43:53,880
Speaker 3: That would make me say, like, where your ass here,

868
00:43:53,880 --> 00:43:54,400
Speaker 3: a little.

869
00:43:54,200 --> 00:44:02,799
Speaker 1: Nigga, But you gotta learn my mom. I wasn't queen ee.

870
00:44:04,000 --> 00:44:07,960
Speaker 3: No all right, but no, listen. One of my best friends,

871
00:44:07,960 --> 00:44:11,400
Speaker 3: she's a stay at home mom of two toddlers, and

872
00:44:11,480 --> 00:44:13,600
Speaker 3: I see that bitch with a broom in her hand

873
00:44:13,760 --> 00:44:16,400
Speaker 3: every single day on FaceTime. I'd be like, bitch, you

874
00:44:16,520 --> 00:44:18,120
Speaker 3: one thing I'm gonna see for sure if I don't

875
00:44:18,120 --> 00:44:21,000
Speaker 3: see nothing else, is you attached to a broom every

876
00:44:21,080 --> 00:44:23,239
Speaker 3: day She's like, if I did not sweep at least

877
00:44:23,280 --> 00:44:25,480
Speaker 3: three times a day, this floor would look crazy.

878
00:44:25,520 --> 00:44:26,440
Speaker 4: With these toddlers.

879
00:44:28,719 --> 00:44:30,200
Speaker 3: We took them to the movies the other day.

880
00:44:30,239 --> 00:44:32,480
Speaker 4: Baby, they took me through it, Honey.

881
00:44:32,160 --> 00:44:35,440
Speaker 3: That the little one, little one is not She's like,

882
00:44:35,480 --> 00:44:36,160
Speaker 3: you're scared of him.

883
00:44:36,200 --> 00:44:44,279
Speaker 1: I was like, yes, just got your ass shook all right.

884
00:44:44,400 --> 00:44:49,280
Speaker 3: Number three pay down high interest in no, so thanks, tim, bitch.

885
00:44:49,280 --> 00:44:52,080
Speaker 2: I stopped paying my credit card. I stopped paying it.

886
00:44:52,120 --> 00:44:55,200
Speaker 2: I'm gonna figure it out, Yes I did, y'all. Listen,

887
00:44:55,400 --> 00:44:58,399
Speaker 2: I stopped king at credit card with a very high

888
00:44:58,400 --> 00:44:59,000
Speaker 2: interest rate.

889
00:45:00,160 --> 00:45:02,880
Speaker 1: Know how to fix credit debt? I'm know how to

890
00:45:02,920 --> 00:45:03,520
Speaker 1: fix debt.

891
00:45:04,040 --> 00:45:04,239
Speaker 3: Right.

892
00:45:04,840 --> 00:45:09,000
Speaker 2: So we live in an economy, we live in a

893
00:45:09,120 --> 00:45:14,400
Speaker 2: in a country, right, everybody's in debt, even the fucking country.

894
00:45:14,920 --> 00:45:18,680
Speaker 2: So at one point, do you think the citizens of

895
00:45:18,760 --> 00:45:21,359
Speaker 2: that country aren't going to have some form of debt

896
00:45:21,440 --> 00:45:26,279
Speaker 2: like that actually makes money? Mm hmm, y'all ain't making

897
00:45:26,280 --> 00:45:27,719
Speaker 2: them more money off my motherfucking debt.

898
00:45:27,760 --> 00:45:30,200
Speaker 1: Y'all can have that ship. I'll figure it out. On

899
00:45:30,239 --> 00:45:31,000
Speaker 1: the back end.

900
00:45:32,400 --> 00:45:35,719
Speaker 2: One of my credit cards, the interust Rate, I kept calling, Hey,

901
00:45:35,800 --> 00:45:38,840
Speaker 2: y'all think y'all can Lord this interest rate, they wouldn't

902
00:45:39,040 --> 00:45:41,439
Speaker 2: and that's that's an option you can call and ask

903
00:45:41,600 --> 00:45:43,600
Speaker 2: for a lower indust rate so you can be in

904
00:45:43,640 --> 00:45:45,360
Speaker 2: a position to try to pay some ship off and

905
00:45:45,400 --> 00:45:46,839
Speaker 2: when the creditors.

906
00:45:46,320 --> 00:45:51,319
Speaker 1: Aren't trying to work with you, when they they too

907
00:45:51,400 --> 00:45:55,080
Speaker 1: are in debt. Boyuck boyfuck you.

908
00:45:55,440 --> 00:45:57,239
Speaker 3: Well, if y'all don't want to go a j rowl,

909
00:45:57,400 --> 00:46:03,880
Speaker 3: let me tell y'all were it says? Uh? Thanks inflation,

910
00:46:04,000 --> 00:46:06,600
Speaker 3: there is less money available to spend on everything, including

911
00:46:06,640 --> 00:46:11,080
Speaker 3: debt repayment. Aggressively paying off high interest debt, including personal loans,

912
00:46:11,080 --> 00:46:13,360
Speaker 3: payday loans, and credit cards can help free up cash

913
00:46:13,640 --> 00:46:16,080
Speaker 3: to spend on other items. If you have a good

914
00:46:16,120 --> 00:46:19,319
Speaker 3: or excellent credit, you can also consider transferring your high

915
00:46:19,360 --> 00:46:23,080
Speaker 3: interest rate debt to a zero percent balance transfer credit card.

916
00:46:23,920 --> 00:46:25,960
Speaker 3: If you're able to pay off your balances before the

917
00:46:26,040 --> 00:46:28,239
Speaker 3: end of the introductory rate, which is off just six

918
00:46:28,320 --> 00:46:30,640
Speaker 3: to eighteen months, this can help you save a lot

919
00:46:30,680 --> 00:46:34,520
Speaker 3: of interest. Before committing to a balanced transfer credit card,

920
00:46:34,560 --> 00:46:36,880
Speaker 3: make sure you understand the terms and if there is

921
00:46:36,880 --> 00:46:41,040
Speaker 3: a transfer fee or annual fee involved. So, I mean

922
00:46:41,040 --> 00:46:42,719
Speaker 3: that's an option you guys to like.

923
00:46:43,040 --> 00:46:45,800
Speaker 2: That is not an option, that's not a real option.

924
00:46:46,000 --> 00:46:49,719
Speaker 2: Paying off debt to free up money is not a

925
00:46:49,760 --> 00:46:54,520
Speaker 2: real thing. You're not gonna have that money back. You're

926
00:46:54,520 --> 00:46:58,520
Speaker 2: not gonna have no but you'll want to have that debt.

927
00:46:59,200 --> 00:47:03,760
Speaker 2: Fuck that debt. Okay, fuck that debt, y'all. Tell y'all,

928
00:47:03,840 --> 00:47:04,800
Speaker 2: y'all gonna.

929
00:47:04,560 --> 00:47:09,160
Speaker 1: Have no house. Fucking Look my credit score good? Okay,

930
00:47:09,480 --> 00:47:12,920
Speaker 1: Like I said, fuck that debt. Y'all want some pointers,

931
00:47:13,000 --> 00:47:13,480
Speaker 1: hit me up.

932
00:47:13,520 --> 00:47:15,480
Speaker 2: No, don't really, don't hit me up because one thing

933
00:47:15,520 --> 00:47:18,960
Speaker 2: I don't like is customer service with niggas. I hate

934
00:47:19,000 --> 00:47:21,480
Speaker 2: trying to show a nigga to do some shit, and

935
00:47:22,280 --> 00:47:24,400
Speaker 2: you've been like not really liking black people.

936
00:47:26,120 --> 00:47:30,520
Speaker 3: Five. Open a high yield savings account. Thanks to inflation,

937
00:47:30,600 --> 00:47:33,120
Speaker 3: if you aren't earning interest on your savings, you are

938
00:47:33,239 --> 00:47:36,760
Speaker 3: losing money. A high yel savings account is a savings

939
00:47:36,760 --> 00:47:39,440
Speaker 3: account that offers a high rate of return than the

940
00:47:39,560 --> 00:47:44,200
Speaker 3: average saving account. Online banks can often offer an even

941
00:47:44,200 --> 00:47:46,600
Speaker 3: better interest rate than traditional banks since they don't have

942
00:47:46,640 --> 00:47:50,600
Speaker 3: to pay expensive overhead costs. A high yield savings account

943
00:47:50,680 --> 00:47:53,000
Speaker 3: is a great place to store your short turn short

944
00:47:53,040 --> 00:47:55,799
Speaker 3: to medium turn savings, such as your emergency punk.

945
00:47:56,320 --> 00:47:59,799
Speaker 2: Listen, they are asking people to save money that they're

946
00:47:59,840 --> 00:48:05,279
Speaker 2: not fucking making the average rent right now, okay, because

947
00:48:05,280 --> 00:48:09,000
Speaker 2: they're almost making home ownership just so far away from

948
00:48:09,000 --> 00:48:12,440
Speaker 2: most people. The average rent is twenty five hundred dollars

949
00:48:13,040 --> 00:48:16,160
Speaker 2: for a one bedroom. It's like fifteen hundred dollars, right,

950
00:48:16,200 --> 00:48:18,759
Speaker 2: This is the average rent across the country. People do

951
00:48:18,840 --> 00:48:22,440
Speaker 2: not have money to save in that way unless you

952
00:48:22,560 --> 00:48:26,360
Speaker 2: already had money accumulated. I think millennials are going to

953
00:48:26,400 --> 00:48:28,600
Speaker 2: be probably fucked up the most because we're not getting

954
00:48:28,600 --> 00:48:33,359
Speaker 2: our pseudo loans forgiven all right, right, so.

955
00:48:32,239 --> 00:48:34,359
Speaker 3: So hardly might not exist by the time we.

956
00:48:34,320 --> 00:48:37,480
Speaker 2: Get exactly like we have always been the generation to

957
00:48:37,480 --> 00:48:42,479
Speaker 2: feel all a bullshit. Okay, I don't see anybody who

958
00:48:44,000 --> 00:48:46,879
Speaker 2: has children, who has a mortgage and all that, who

959
00:48:46,920 --> 00:48:50,240
Speaker 2: actually has money to save and put in a hide

960
00:48:50,600 --> 00:48:54,440
Speaker 2: a high yield interest. And what you're saying essentially is

961
00:48:54,600 --> 00:48:56,960
Speaker 2: give your money to the banks to also use your shit,

962
00:48:57,360 --> 00:49:00,919
Speaker 2: use your money to invest in shit, and possibly lose

963
00:49:00,960 --> 00:49:03,920
Speaker 2: your money because when the markets crashed that money that

964
00:49:03,960 --> 00:49:06,080
Speaker 2: you've now put in the bank, you no longer have

965
00:49:06,239 --> 00:49:09,440
Speaker 2: that money. Y'all saw that in California last yon time,

966
00:49:09,480 --> 00:49:12,200
Speaker 2: where a credit union shut down and the and the

967
00:49:12,400 --> 00:49:15,480
Speaker 2: members came for their money and they couldn't get it.

968
00:49:15,480 --> 00:49:17,760
Speaker 3: It was like get it back in blood.

969
00:49:18,600 --> 00:49:21,879
Speaker 2: But why would I pay this fucking credit card? Get

970
00:49:21,920 --> 00:49:22,760
Speaker 2: it back of blood?

971
00:49:23,880 --> 00:49:24,200
Speaker 4: I think.

972
00:49:24,320 --> 00:49:27,080
Speaker 3: I think it's also it's important to have an emergency fund.

973
00:49:27,120 --> 00:49:30,640
Speaker 3: If you can squeeze, you know, any ounce of money

974
00:49:30,680 --> 00:49:32,920
Speaker 3: out to put in a how You'll savings account, so

975
00:49:33,000 --> 00:49:34,840
Speaker 3: you can have an emergency fund. It's better than a

976
00:49:34,880 --> 00:49:37,360
Speaker 3: regular one, you know. I mean, that's just an option

977
00:49:37,719 --> 00:49:39,760
Speaker 3: if you can. If you can't afford it, I would,

978
00:49:39,880 --> 00:49:42,160
Speaker 3: just because you never know when some bullshit gonna happen.

979
00:49:42,200 --> 00:49:44,960
Speaker 3: In you got a bag, but you ain't got nothing,

980
00:49:45,120 --> 00:49:48,160
Speaker 3: no money, you know, like you don't bought it, Like

981
00:49:48,239 --> 00:49:51,000
Speaker 3: I'm saying, you bought a designer bag instead of saving

982
00:49:51,080 --> 00:49:54,000
Speaker 3: for an emergency. And now you're out here with a GoFundMe,

983
00:49:54,040 --> 00:49:57,000
Speaker 3: which do work if people, if people fuck with you,

984
00:49:57,040 --> 00:50:01,120
Speaker 3: they'll they'll support it. But I mean that may not

985
00:50:01,160 --> 00:50:05,120
Speaker 3: always be the case. So have you an emergency stash

986
00:50:05,200 --> 00:50:07,000
Speaker 3: or something in your drawer. Put a look, change in

987
00:50:07,040 --> 00:50:08,000
Speaker 3: the drawer something, bitch.

988
00:50:08,040 --> 00:50:09,360
Speaker 4: Don't just be out here with nothing.

989
00:50:10,719 --> 00:50:13,400
Speaker 2: Holding on to Fiat currency is never going to be there.

990
00:50:13,480 --> 00:50:17,719
Speaker 2: It's like holding on to paper money ended a mattress,

991
00:50:17,760 --> 00:50:21,400
Speaker 2: like what happens when that currency no longer has value.

992
00:50:22,440 --> 00:50:24,440
Speaker 1: So if anything, I would say, buy you some.

993
00:50:24,680 --> 00:50:28,120
Speaker 2: I mean it's not long term investments are always going

994
00:50:28,160 --> 00:50:30,320
Speaker 2: to be better than some short.

995
00:50:30,200 --> 00:50:33,040
Speaker 4: Term just having it sitting, yeah, citting money in account.

996
00:50:33,000 --> 00:50:36,240
Speaker 2: Like gold, but with the actual precious metals and stuff

997
00:50:36,280 --> 00:50:38,399
Speaker 2: like that. If you going to invest in anything for real,

998
00:50:38,640 --> 00:50:40,920
Speaker 2: for the future, it would be.

999
00:50:41,520 --> 00:50:42,520
Speaker 1: That it would be that.

1000
00:50:43,040 --> 00:50:44,040
Speaker 4: Yeah, that's what that would be.

1001
00:50:44,080 --> 00:50:45,960
Speaker 3: If you have a couple couple of dollars, but you

1002
00:50:46,040 --> 00:50:47,960
Speaker 3: could get a high yel savings account with just a

1003
00:50:48,000 --> 00:50:50,719
Speaker 3: little bit of money and just start pouring into that, like,

1004
00:50:50,760 --> 00:50:52,480
Speaker 3: you know, just putting a couple of dollars in it

1005
00:50:52,520 --> 00:50:53,359
Speaker 3: every month at least.

1006
00:50:53,560 --> 00:50:56,360
Speaker 1: And what's the highest they want to give? What's the interest?

1007
00:50:56,640 --> 00:50:59,839
Speaker 2: Uh, let me look up a bank and see what

1008
00:51:00,880 --> 00:51:04,680
Speaker 2: is the current interest rate on a savings account in

1009
00:51:05,120 --> 00:51:10,160
Speaker 2: high Okay, go ahead, I'll come back in all right.

1010
00:51:10,200 --> 00:51:11,840
Speaker 3: While you're looking at up, I'm gonna go to the

1011
00:51:11,840 --> 00:51:14,600
Speaker 3: next one, which already discussed what y'all. It says create

1012
00:51:14,640 --> 00:51:18,319
Speaker 3: a meal plan. So that's what I did, and it

1013
00:51:18,400 --> 00:51:22,279
Speaker 3: really did drop my spending on food down to a

1014
00:51:22,360 --> 00:51:25,200
Speaker 3: fraction of what I had been spending, and it also

1015
00:51:25,400 --> 00:51:27,560
Speaker 3: dropped my weight down to a fraction of the size

1016
00:51:27,600 --> 00:51:31,800
Speaker 3: I was bit because, and you know obviously I didn't

1017
00:51:31,840 --> 00:51:35,760
Speaker 3: just eat like salads in factory meals. I will also

1018
00:51:36,320 --> 00:51:41,320
Speaker 3: get fruit in like sugar free chocolate and shit talking about.

1019
00:51:41,080 --> 00:51:45,320
Speaker 1: The price of fruit and vegetables for them to be good.

1020
00:51:45,760 --> 00:51:49,759
Speaker 2: Once you buying like I'm sick of buying nasty ass mangos.

1021
00:51:49,800 --> 00:51:53,280
Speaker 2: I'm sick of buying nasty as apples like the fruit

1022
00:51:53,320 --> 00:51:55,920
Speaker 2: they say they just I'm gonna start returning shit. When

1023
00:51:55,920 --> 00:51:57,880
Speaker 2: I tell you, my mama will return your ass to

1024
00:51:57,880 --> 00:51:58,520
Speaker 2: the grocery store.

1025
00:51:58,640 --> 00:52:00,600
Speaker 1: She needed to me too.

1026
00:52:01,280 --> 00:52:03,000
Speaker 3: I am one. I will come in there with a

1027
00:52:03,040 --> 00:52:08,960
Speaker 3: banana open. Excuse me, this banana ain't right. I would

1028
00:52:09,000 --> 00:52:13,960
Speaker 3: like another. I really that girl. If I cut into

1029
00:52:14,080 --> 00:52:16,120
Speaker 3: it and it ain't right, I'm going to take it back.

1030
00:52:16,160 --> 00:52:19,320
Speaker 4: I don't get one peach. Hi, good morning.

1031
00:52:19,800 --> 00:52:23,920
Speaker 3: I bought this peach yesterday. I bought this peach four

1032
00:52:24,000 --> 00:52:25,440
Speaker 3: days ago, and look.

1033
00:52:25,320 --> 00:52:25,719
Speaker 4: At it now.

1034
00:52:26,080 --> 00:52:28,439
Speaker 2: I need my gas money back for having to come

1035
00:52:28,600 --> 00:52:31,799
Speaker 2: drive back over here. I also need that back now.

1036
00:52:31,800 --> 00:52:34,440
Speaker 2: One thing Harry Theater does like they have a guarantee

1037
00:52:34,480 --> 00:52:37,160
Speaker 2: fresh seafood policy. So if you buy some seafood from

1038
00:52:37,239 --> 00:52:39,640
Speaker 2: and it's bad, like, they give you back double your money.

1039
00:52:40,840 --> 00:52:41,439
Speaker 1: I like that.

1040
00:52:41,880 --> 00:52:44,640
Speaker 2: Yes, yeah, me too, because me buying like a whole

1041
00:52:45,440 --> 00:52:48,080
Speaker 2: twenty dollars fucking red snapper and get home and the

1042
00:52:48,120 --> 00:52:50,719
Speaker 2: shit is fucking bad, I gotta now drive back to

1043
00:52:50,800 --> 00:52:53,319
Speaker 2: your establishment to return it.

1044
00:52:53,360 --> 00:52:55,160
Speaker 1: You just gonna get me back the same money.

1045
00:52:55,400 --> 00:53:00,839
Speaker 2: No, not just high as inflation, right, I like that too.

1046
00:53:01,920 --> 00:53:04,600
Speaker 4: Another thing that says is batch errands.

1047
00:53:05,000 --> 00:53:08,120
Speaker 3: So with the price of gas, commuting or running multiple

1048
00:53:08,239 --> 00:53:10,520
Speaker 3: errands in a week can get expensive. Rather than driving

1049
00:53:10,560 --> 00:53:12,520
Speaker 3: back and forth to the store whenever you need something,

1050
00:53:12,760 --> 00:53:15,200
Speaker 3: try batching your errands so you can accomplish all of

1051
00:53:15,239 --> 00:53:20,359
Speaker 3: them in one trip. I mean, I guess that makes

1052
00:53:20,360 --> 00:53:22,400
Speaker 3: sense because some people go to the grocery store and

1053
00:53:22,440 --> 00:53:22,920
Speaker 3: get one.

1054
00:53:22,800 --> 00:53:23,520
Speaker 4: Meal every day.

1055
00:53:24,520 --> 00:53:32,360
Speaker 1: Yeah that's me especially, Yeah, for real, I do whatever.

1056
00:53:32,400 --> 00:53:34,600
Speaker 2: I'm a cook, I tend to go to the grocery

1057
00:53:34,600 --> 00:53:37,200
Speaker 2: store to get it for that day.

1058
00:53:37,880 --> 00:53:40,520
Speaker 1: I don't really like story. I'm freezing stuff.

1059
00:53:40,360 --> 00:53:42,880
Speaker 3: You know, But you can save on gas if you

1060
00:53:43,040 --> 00:53:45,719
Speaker 3: just bought a bunch of shit at one time, at

1061
00:53:45,760 --> 00:53:50,200
Speaker 3: least three days worth, Okay, and this one says investing

1062
00:53:50,320 --> 00:53:56,000
Speaker 3: tips Treasury inflation protected securities is a government security designed

1063
00:53:56,000 --> 00:53:56,440
Speaker 3: to help.

1064
00:53:56,320 --> 00:53:57,560
Speaker 4: Protect you against inflation.

1065
00:53:58,120 --> 00:54:01,120
Speaker 3: What seys TIPS apart from other government rent securities is

1066
00:54:01,160 --> 00:54:04,440
Speaker 3: that the principle is not fixed. Instead, it can go

1067
00:54:04,520 --> 00:54:07,520
Speaker 3: up and down with inflation, as measured by the Consumer

1068
00:54:07,560 --> 00:54:11,719
Speaker 3: Price Indets CPI. When inflation rises, you can benefit from

1069
00:54:11,840 --> 00:54:16,000
Speaker 3: higher income payments. Tips can come in terms of five, ten,

1070
00:54:16,160 --> 00:54:19,160
Speaker 3: or thirty years. At maturity, you either get the higher

1071
00:54:19,320 --> 00:54:22,360
Speaker 3: justice principle or the original value. So the benefit is

1072
00:54:22,400 --> 00:54:26,480
Speaker 3: you never risk losing your initial principal investment. I've never

1073
00:54:26,520 --> 00:54:26,960
Speaker 3: heard of that.

1074
00:54:28,200 --> 00:54:29,440
Speaker 1: I'm gonna have to look into that.

1075
00:54:30,000 --> 00:54:31,520
Speaker 4: Yeah, so y'all look up tips.

1076
00:54:33,960 --> 00:54:38,040
Speaker 3: And then lastly it says speak to a financial advisor,

1077
00:54:38,160 --> 00:54:40,400
Speaker 3: get your someone who can help you manage your money.

1078
00:54:41,520 --> 00:54:45,920
Speaker 3: But you got to pay, yeah, like we got to

1079
00:54:45,920 --> 00:54:49,399
Speaker 3: pay them to So I mean that's if you can

1080
00:54:49,440 --> 00:54:52,000
Speaker 3: afford to, you know, pay somebody to.

1081
00:54:53,560 --> 00:54:54,640
Speaker 4: Help you with your money.

1082
00:54:55,040 --> 00:54:57,480
Speaker 3: But there are people out there who don't cost as

1083
00:54:57,600 --> 00:54:59,359
Speaker 3: much that can do it. You know, you can find

1084
00:54:59,360 --> 00:55:01,240
Speaker 3: someone who can help if you can.

1085
00:55:01,200 --> 00:55:04,680
Speaker 2: If it's in the budget YouTube university, figure it out yourself.

1086
00:55:04,760 --> 00:55:07,480
Speaker 2: Like at this point, like you're going to have to

1087
00:55:07,560 --> 00:55:12,440
Speaker 2: eliminate some of your bills, right, So getting a financial advisor,

1088
00:55:13,160 --> 00:55:17,239
Speaker 2: that's not really it's a good thing, right, but most

1089
00:55:17,239 --> 00:55:19,960
Speaker 2: people they can't afford a financial advisor. Not a real

1090
00:55:20,000 --> 00:55:22,040
Speaker 2: good per you know. And if you're not making a

1091
00:55:22,040 --> 00:55:24,880
Speaker 2: certain amount of money, like what are you really advising

1092
00:55:25,200 --> 00:55:25,960
Speaker 2: advising for?

1093
00:55:26,719 --> 00:55:29,720
Speaker 3: Like put that fifty cent over there and put another

1094
00:55:29,760 --> 00:55:30,960
Speaker 3: dollar on that side.

1095
00:55:34,280 --> 00:55:35,560
Speaker 1: Yeah, I don't know.

1096
00:55:35,600 --> 00:55:38,920
Speaker 2: It's rough out here, but just these are just some

1097
00:55:39,120 --> 00:55:42,440
Speaker 2: like online banks, online savings. So I'm seeing like rates

1098
00:55:42,480 --> 00:55:47,480
Speaker 2: of five point three percent, five point two five percent

1099
00:55:48,080 --> 00:55:50,840
Speaker 2: on high interest yield savings accounts.

1100
00:55:52,280 --> 00:55:53,319
Speaker 1: That's not a lot of money.

1101
00:55:53,480 --> 00:55:56,319
Speaker 2: Depend depending on how much money you're actually putting into

1102
00:55:56,360 --> 00:55:58,040
Speaker 2: this state into the savings account.

1103
00:55:58,040 --> 00:56:02,439
Speaker 1: It's really not a lot of money. Now, I'm gonna

1104
00:56:02,440 --> 00:56:02,960
Speaker 1: tell y'all.

1105
00:56:02,960 --> 00:56:05,279
Speaker 2: So my options, I have been trying to set a

1106
00:56:05,320 --> 00:56:08,920
Speaker 2: goal to make five hundred dollars a day on options.

1107
00:56:08,960 --> 00:56:10,560
Speaker 2: Now I'm gonna tell y'all, it could be one day

1108
00:56:10,600 --> 00:56:15,440
Speaker 2: I might lose fifteen Okay, but I have been making

1109
00:56:15,480 --> 00:56:19,480
Speaker 2: that goal for the last couple of months. Okay, I've

1110
00:56:19,480 --> 00:56:22,640
Speaker 2: lost yeah, but I've lost some money. But it's not

1111
00:56:22,800 --> 00:56:27,520
Speaker 2: like my initial investment that I've lost. Right that to me,

1112
00:56:28,239 --> 00:56:30,759
Speaker 2: you don't got a higher paying job than options. That

1113
00:56:31,160 --> 00:56:33,600
Speaker 2: is the highest paying job that you could fucking have,

1114
00:56:34,360 --> 00:56:37,880
Speaker 2: right if you can figure out a low routine. So

1115
00:56:38,000 --> 00:56:40,840
Speaker 2: this is just the one little tidbit if you're interested

1116
00:56:40,840 --> 00:56:43,000
Speaker 2: in options. The thing I've been doing for the last

1117
00:56:43,000 --> 00:56:48,200
Speaker 2: couple weeks, I've been getting in the S and P

1118
00:56:48,360 --> 00:56:51,160
Speaker 2: five hundred right at the end of the day, So

1119
00:56:51,200 --> 00:56:53,480
Speaker 2: add three, so this is thirty minutes a day basically.

1120
00:56:53,560 --> 00:56:56,279
Speaker 2: So right at like three o'clock, I start looking at

1121
00:56:56,280 --> 00:56:59,800
Speaker 2: the market, I start looking at S and P five hundred.

1122
00:57:00,880 --> 00:57:04,320
Speaker 2: You can buy option contracts cheaper on Thursdays and Fridays,

1123
00:57:04,320 --> 00:57:08,120
Speaker 2: that's one thing. And the market now allows you to

1124
00:57:08,160 --> 00:57:12,960
Speaker 2: trade fifteen minutes after the market opens and fifteen minutes

1125
00:57:13,000 --> 00:57:16,400
Speaker 2: after it closes when you buy same day contracts, and

1126
00:57:16,440 --> 00:57:19,120
Speaker 2: you can actually like if the if you think that

1127
00:57:19,160 --> 00:57:20,680
Speaker 2: S and P five hundred is going to keep going

1128
00:57:20,760 --> 00:57:23,880
Speaker 2: up after the market closes, you could double your fucking

1129
00:57:23,960 --> 00:57:26,680
Speaker 2: money so fast. But if it goes the opposite way,

1130
00:57:26,720 --> 00:57:29,320
Speaker 2: you could also lose it really fast. So I would

1131
00:57:29,360 --> 00:57:32,520
Speaker 2: suggest people to sign up for TD was not TD

1132
00:57:32,560 --> 00:57:33,880
Speaker 2: Ameritrade anymore.

1133
00:57:34,040 --> 00:57:35,560
Speaker 1: I'm td Ameritrade.

1134
00:57:35,640 --> 00:57:40,320
Speaker 2: It's not it's not. It's Charles Swab. Now for think

1135
00:57:40,320 --> 00:57:44,200
Speaker 2: a swim. Sign up for Think a swim and do

1136
00:57:44,280 --> 00:57:46,880
Speaker 2: some paper trade. And paper trading is like using fake money,

1137
00:57:46,920 --> 00:57:49,280
Speaker 2: so you can get acclimated and.

1138
00:57:49,680 --> 00:57:51,440
Speaker 1: Just try it first before you That's what I want

1139
00:57:51,480 --> 00:57:51,840
Speaker 1: to money.

1140
00:57:51,840 --> 00:57:56,000
Speaker 4: I want to learn, learn how to play with that girl.

1141
00:57:56,120 --> 00:57:58,440
Speaker 2: When I tell you there's something like I didnet cried

1142
00:57:58,480 --> 00:58:03,120
Speaker 2: one day, but then other days.

1143
00:58:03,240 --> 00:58:04,600
Speaker 3: I cry a lot of dollar days.

1144
00:58:04,640 --> 00:58:05,360
Speaker 1: So it's a.

1145
00:58:06,960 --> 00:58:17,200
Speaker 3: Buy some money instead of these niggas.

1146
00:58:13,960 --> 00:58:16,960
Speaker 2: Every day thirty minutes thirty minutes, the last thirty minutes

1147
00:58:17,000 --> 00:58:18,600
Speaker 2: of the day, you should be able to make a

1148
00:58:18,640 --> 00:58:21,080
Speaker 2: couple hundred dollars honestly.

1149
00:58:21,160 --> 00:58:23,560
Speaker 3: All right, well, maybe we need to sit down and

1150
00:58:23,560 --> 00:58:25,480
Speaker 3: you can teach me, or maybe you should do like

1151
00:58:25,520 --> 00:58:30,640
Speaker 3: a live and teach all us, bitch, because I got

1152
00:58:30,680 --> 00:58:31,360
Speaker 3: a good regulum.

1153
00:58:31,360 --> 00:58:33,520
Speaker 1: It's gonna cost you though, that's another investment.

1154
00:58:35,840 --> 00:58:38,400
Speaker 3: Listen, all right, well, do you have any last last

1155
00:58:39,720 --> 00:58:40,360
Speaker 3: for today?

1156
00:58:40,480 --> 00:58:41,520
Speaker 4: What's your last word?

1157
00:58:42,360 --> 00:58:42,680
Speaker 3: Oh?

1158
00:58:43,680 --> 00:58:44,280
Speaker 1: Last word?

1159
00:58:44,360 --> 00:58:44,920
Speaker 4: Couple up?

1160
00:58:45,400 --> 00:58:48,520
Speaker 2: Get you a nigga, Stop backing like you independent bitch. Alright,

1161
00:58:48,600 --> 00:58:52,280
Speaker 2: save a couple of dollars, Get you a fucking boyfriend. Girl,

1162
00:58:52,560 --> 00:58:55,480
Speaker 2: he might not be that cute.

1163
00:58:55,720 --> 00:58:58,600
Speaker 3: Get him, Get a boyfriend that can contribute, because.

1164
00:58:58,880 --> 00:59:02,000
Speaker 1: Right, don't get it negga who need help? Bit you

1165
00:59:02,040 --> 00:59:02,560
Speaker 1: need help?

1166
00:59:03,040 --> 00:59:05,200
Speaker 2: And this is not just for women, right this, this

1167
00:59:05,640 --> 00:59:07,280
Speaker 2: is for everybody whoever's listening.

1168
00:59:07,680 --> 00:59:11,560
Speaker 1: Couple up. That's one way to battle inflation. Right.

1169
00:59:13,240 --> 00:59:17,640
Speaker 2: Of course, saving money another thing. Call these credit card

1170
00:59:17,680 --> 00:59:20,360
Speaker 2: companies if you owe anybody any money. Everything in life

1171
00:59:20,400 --> 00:59:24,360
Speaker 2: is negotiable, negotiable everything. Call them see if you can

1172
00:59:24,400 --> 00:59:27,520
Speaker 2: get a lot of interest rate. If you don't have

1173
00:59:27,600 --> 00:59:30,120
Speaker 2: to take my way right to do some shit. But

1174
00:59:30,680 --> 00:59:33,440
Speaker 2: m h, if you don't have it, you don't have it.

1175
00:59:34,880 --> 00:59:36,920
Speaker 2: And it's not that I don't have it. Y'all can

1176
00:59:37,040 --> 00:59:37,320
Speaker 2: have it.

1177
00:59:39,320 --> 00:59:43,840
Speaker 3: My last last is stop spending on frivolous bullshit, trying

1178
00:59:43,880 --> 00:59:45,880
Speaker 3: to keep up with the joins is and trying to

1179
00:59:45,920 --> 00:59:49,560
Speaker 3: look a certain way or be validated by.

1180
00:59:49,640 --> 00:59:50,920
Speaker 1: Things social media.

1181
00:59:51,000 --> 00:59:54,000
Speaker 3: Don't let yeah, yeah, don't allow these things to validate

1182
00:59:54,080 --> 00:59:57,680
Speaker 3: you. Your worth is not aligned with how much stuff you got.

1183
00:59:58,040 --> 00:59:59,720
Speaker 3: How good are you as a person? Are you a

1184
00:59:59,720 --> 01:00:02,720
Speaker 3: good person? Are you healthy? Are your friends and family healthy?

1185
01:00:02,760 --> 01:00:05,400
Speaker 3: Are you making positive connections with people? That's where your

1186
01:00:05,480 --> 01:00:09,360
Speaker 3: value lies. You know not in the things that you have,

1187
01:00:09,640 --> 01:00:14,160
Speaker 3: So yeah, fuck that stuff and save your money and

1188
01:00:14,280 --> 01:00:15,680
Speaker 3: be kind and be good to people.

1189
01:00:16,040 --> 01:00:18,360
Speaker 4: That's my last last period.

1190
01:00:18,160 --> 01:00:21,200
Speaker 3: Okay, period period poof look.

1191
01:00:21,000 --> 01:00:23,160
Speaker 1: At us giving a little slight financial advice.

1192
01:00:25,520 --> 01:00:28,040
Speaker 2: All right, y'all listen if you enjoyed this episode, because

1193
01:00:28,040 --> 01:00:30,480
Speaker 2: these motherfuckers trying to put me ont this hotel. If

1194
01:00:30,480 --> 01:00:33,440
Speaker 2: you enjoyed this episode, y'all, tune in every Thursday on

1195
01:00:33,480 --> 01:00:37,040
Speaker 2: the Black Effect podcast. iHeartRadio apple Way, but though fuck

1196
01:00:37,080 --> 01:00:40,160
Speaker 2: you get your podcasts. That is your co host, aj

1197
01:00:40,440 --> 01:00:43,440
Speaker 2: Holiday two point oh haling all the way from Saint

1198
01:00:43,440 --> 01:00:45,920
Speaker 2: Martin Stratton on a motherfucker island. I probably should have

1199
01:00:45,920 --> 01:00:48,040
Speaker 2: got on tender livet sight and see what was popping.

1200
01:00:48,600 --> 01:00:50,000
Speaker 1: Anyway, what's up, tam Bam.

1201
01:00:51,080 --> 01:00:53,320
Speaker 3: You did right by keeping your ass off of there,

1202
01:00:54,800 --> 01:00:56,120
Speaker 3: crazy ass girl, y'all.

1203
01:00:56,160 --> 01:00:58,120
Speaker 4: It's official, tam Bam. I love y'all.

1204
01:00:58,440 --> 01:01:01,240
Speaker 3: Follow me on Instagram, seen us your dumb bitch stories.

1205
01:01:01,280 --> 01:01:03,280
Speaker 3: It's hide outside. I know y'all been doing some shit.

1206
01:01:03,920 --> 01:01:08,160
Speaker 3: It's it's seven pm, Friday, ninety five degrees. That's my

1207
01:01:08,280 --> 01:01:10,680
Speaker 3: favorite shit right now, y'all, that's my favorite shit.

1208
01:01:11,040 --> 01:01:11,760
Speaker 1: I love y'all.

1209
01:01:11,800 --> 01:01:16,840
Speaker 3: Remember speak now and never hold your peace. Hold your

1210
01:01:16,880 --> 01:01:18,280
Speaker 3: money though period