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Speaker 1: Good evening, America.

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Speaker 2: Welcome to this special Friday edition of Justin Who's No Noise?

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Speaker 2: I'm your host John Solomon, a reporting to has always

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Speaker 2: from Washington, d c Miche is the MADA head gcres

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Speaker 2: with me no join in a second. Tonight, We're diving

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Speaker 2: into one of the most shocking and growing crimes in America,

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Speaker 2: title fraud. It's a crime that the FBI calls house stealing.

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Speaker 2: You've heard about it on the show a lot. If

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Speaker 2: you own a home, you could already be a victim.

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Speaker 2: That's a problem, right. Total home equity in the United

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Speaker 2: States has reached thirty two trillion dollars.

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Speaker 1: Think about that.

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Speaker 2: This is a lot of vulnerable money available to thieves

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Speaker 2: without the proper protection. And this isn't just a hypothetical

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Speaker 2: threat either. In San Luis Obispo County, California, the District

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Speaker 2: Attorney recently revealed just how easily criminals can forge a document,

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Speaker 2: steal a title, and leave homeowners with financial devastation. And

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Speaker 2: it's not just small properties being targeted. Some of the

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Speaker 2: most iconic properties in America, like Graceland, the home of

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Speaker 2: Elvis Presley, and even a multimillion dollar baseball Stadium, the

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Speaker 2: home of the San Diego Padres Petco Park, have been.

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Speaker 1: A target of title fraud. Now here's how it works.

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Speaker 2: Criminals can forge one document, file it at the recorder's

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Speaker 2: office and take ownership of your home and then borrow

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Speaker 2: against your equity without you even knowing. They can leave

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Speaker 2: you with a nightmare of legal bills and potential financial route.

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Speaker 2: It takes just one forged document file that your local

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Speaker 2: recorder's office and suddenly someone else owns your home on paper.

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Speaker 2: Imagine finding out your home is no longer in your name.

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Speaker 2: The scammers then can take out loans, drain your equity,

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Speaker 2: and leave you to clean up this big mess. And

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Speaker 2: here's the kicker. Title insurance and credit monitoring typically don't

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Speaker 2: protect against this type of fraud, so you're vulnerable. That's

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Speaker 2: why Home Title Lock is sponsoring this special episode to

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Speaker 2: educate homeowners about protecting their base asset, their home equity.

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Speaker 2: Home Title Licke is the only service with exclusive million

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Speaker 2: dollars triple Locke protection, giving you twenty four to seven

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Speaker 2: monitoring of your homes title urgent alerts if there's ever

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Speaker 2: any change and if title fraud should occur. They're US

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Speaker 2: based restoration team, the best in the country, will speed

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Speaker 2: a spend up to one million dollars to fix the

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Speaker 2: fraud and restore your title. We'll talk more about that

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Speaker 2: throughout the show tonight. This evening, we'll hear from former

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Speaker 2: FBI agents, an Emmy Award winning reporter and consumer advocate,

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Speaker 2: as well as a former title thief who served thirteen years.

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Speaker 1: In prison for this heinous crime.

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Speaker 2: Stay with us, and by the end of this hour,

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Speaker 2: you'll know how to protect your home and your equity

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Speaker 2: before it is too late. Before I get to the

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Speaker 2: first guest of the evening, let's bring in my amazing

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Speaker 2: cost out in Los Angeles, ad Amanda. We've been learning

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Speaker 2: a lot about this crime thanks to Home Title Locke,

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Speaker 2: and it's pretty scary, isn't it.

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Speaker 3: Yeah.

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Speaker 4: I'm looking forward to talking to all of these people

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Speaker 4: because the sad reality, John is that wisdom and statistics

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Speaker 4: dictate that there are people watching the show tonight whose

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Speaker 4: title is not in their name anymore. And it's a

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Speaker 4: silent killer of crime, because this can be happening and

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Speaker 4: you don't even know it. So I'm looking forward to

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Speaker 4: sharing with our audience some of the warning signs and

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Speaker 4: the things that they can do to protect themselves against it.

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Speaker 2: Yeah, I mean you think that Graceland that was his home,

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Speaker 2: or the San Jego Padres Baseball Stadium could fall prey

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Speaker 2: to this. You realize how pernicious the crime has become.

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Speaker 2: It's really remarkable, and we've got a great all star

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Speaker 2: lineup to get us all focused in on how to

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Speaker 2: make sure we're protected.

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Speaker 1: Now, time to get to our first guest of that.

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Speaker 2: I an Emmy Award and multi award winning news anchor,

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Speaker 2: an investigative reporter right up by Ally who's been recently

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Speaker 2: spending his time researching the growing crime of home title theft,

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Speaker 2: John Summer. John, great to have you back of the

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Speaker 2: show with us.

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Speaker 5: It's great to be back, John and Amanda. It's spent

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Speaker 5: a couple of months, but I always enjoyed being with

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Speaker 5: you folks.

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Speaker 6: You're just great, a big fan.

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Speaker 1: We love being with you. You're a great journalist.

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Speaker 2: This is a I think a lot of people don't

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Speaker 2: know how pernicious this crime is. You've done some investigations

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Speaker 2: and victims of title fraud tell us a little bit

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Speaker 2: about their stories and how that impacts their families.

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Speaker 5: Yeah, John, I mean, I'm just I'm a curious guy.

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Speaker 6: I'm a skeptical person.

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Speaker 5: And when I first heard about this new kind of

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Speaker 5: a crime title theft, deep theft, the FBI originally coined

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Speaker 5: it house stealing.

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Speaker 6: But John and.

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Speaker 5: Amanda, it really isn't about the property itself, and in

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Speaker 5: other words, the dwelling, if it's a house or whatever

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Speaker 5: sits on a piece of property, it's.

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Speaker 6: About the value.

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Speaker 5: And Amanda's out here with me on the West Coast

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Speaker 5: and we know how real estate has just been going

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Speaker 5: bonkers here and things turn quick, and thieves understand that

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Speaker 5: this is something that they can take advantage of, as

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Speaker 5: they have been doing for about twenty five years. But

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Speaker 5: now with the Internet and artificial intelligence, it is so

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Speaker 5: easy to pretend to be somebody else and then create

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Speaker 5: the proper documents to be able to be able to

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Speaker 5: transfer a piece of property into your name or into

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Speaker 5: some entity's name, and they do it in all kinds

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Speaker 5: of different ways and then extract the value of that property.

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Speaker 5: They don't want the house, they want what it's worth.

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Speaker 5: And then what they can either do normally, it's two things,

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Speaker 5: John and Amanda. They either sell the property stealth before

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Speaker 5: the owner knows it, but more likely they're going to

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Speaker 5: take out a loan or multiple loans against the property,

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Speaker 5: and by the time the owner, the actual owner finds out,

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Speaker 5: it is way too late because the thief is gone,

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Speaker 5: the criminality is gone. They'd transfer the money to some

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Speaker 5: offshore bank account and you would never know about it

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Speaker 5: until it's too late.

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Speaker 4: It's so scary, John, I guess one of the negatives

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Speaker 4: and I suppose at the same time the positives is

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Speaker 4: anytime when technology is involved, whether it's identity theft, home theft, firewall,

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Speaker 4: data collection, anything, it's always a technological arms race. So

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Speaker 4: while it's much easier for this crime to occur because

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Speaker 4: of the Internet, because of your service and the Internet,

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Speaker 4: it's actually it has become a tool to make it

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Speaker 4: easier to catch it.

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Speaker 6: Right right, Amanda.

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Speaker 5: I mean as in the case of just about anything

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Speaker 5: that develops technologically and otherwise in our world that is

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Speaker 5: so fast moving. You find a problem and then you

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Speaker 5: try to find a way to counter it. And you

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Speaker 5: mentioned that there's a company that deals with this. It's

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Speaker 5: called home title Lock. They have a website hometitlelock dot

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Speaker 5: com that's we're talking about today, and they are unique.

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Speaker 5: They're the pioneers in the industry, and what they do

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Speaker 5: is beyond what any other kind of service can do.

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Speaker 5: For instance, you buy a home a piece of property,

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Speaker 5: you have title insurance. What that does is it ensures

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Speaker 5: you against leans or any other things that may be

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Speaker 5: affecting a piece of property when you buy it or

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Speaker 5: sell it, but then they don't cover that beyond that.

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Speaker 5: Or for instance, you might have credit insurance, your credit

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Speaker 5: cards protect you.

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Speaker 6: You might have a ring camera on your home that

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Speaker 6: kind of.

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Speaker 5: Shows you if somebody's coming and going, but there is

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Speaker 5: no way to actually protect the property and who owns

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Speaker 5: it and then who can manipulate the value of it.

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Speaker 6: Beyond that.

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Speaker 5: Except for various companies that can do monitoring, there's only

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Speaker 5: one in my research that really does it all. And

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Speaker 5: it's not just about monitoring the property John and Amanda,

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Speaker 5: or alerting you if there might be a problem, but

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Speaker 5: also to work with you to restore that property into

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Speaker 5: your rightful name should something actually occur. I can have

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Speaker 5: them really fast before you even know it until too late,

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Speaker 5: and Home Title Lock can protect you against that.

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Speaker 6: It's a great company.

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Speaker 5: I use it for my own family and my children

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Speaker 5: use it as well, and I just want people to

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Speaker 5: take a look at it and to find out that

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Speaker 5: this is something that really needs to be addressed in

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Speaker 5: this day and age.

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Speaker 6: It's a serious problem.

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Speaker 5: And for most people, their home, their property is the

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Speaker 5: bulk of their estate and their equity, and if you

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Speaker 5: lose that, you're in trouble.

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Speaker 2: Yeah, and you described so brilliantly the sugar pill phenomen A.

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Speaker 2: Lot of people think these other programs they have don't

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Speaker 2: protect them. What's great about home title lock, from what

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Speaker 2: I've learned, is the triple lock protection. There's really three

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Speaker 2: elements of this protection. Can you walk us through all

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Speaker 2: three of those elements?

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Speaker 6: Sure? John? Yeah.

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Speaker 5: The first thing they do is they monitor your title,

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Speaker 5: your d twenty four to seven. You can't do that,

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Speaker 5: it's not practical. I mean, nobody's going to go down

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Speaker 5: to the county cells and look at their title every day.

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Speaker 5: And even if they did, John and Amanda, you can

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Speaker 5: look at it and then ten minutes later somebody can

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Speaker 5: actually grab it. So they monitor your title twenty four

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Speaker 5: to seven, and then if something fishy happens, in other words,

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Speaker 5: they see some kind of an anomaly in the title itself,

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Speaker 5: they will alert you immediately and say Hey, did you

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Speaker 5: take out a home equity loan or did you sell

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Speaker 5: the property or whatever? Those are two important elements, but

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Speaker 5: the most important element of all with home title lock

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Speaker 5: and their triple block protection is the term they use

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Speaker 5: is that they will work with you to restore your

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Speaker 5: property should that title actually transfer, should somebody actually extract

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Speaker 5: value from it, and so on, as opposed to having

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Speaker 5: to go through the court system hiring an attorney, which

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Speaker 5: you and I both know can be very expensive and

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Speaker 5: time can assuming not to mention the trauma that you

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Speaker 5: have to go through, think about your mom or your grandmother.

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Speaker 5: I have so many stories of people that have been

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Speaker 5: victims of this, and to go through the court system

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Speaker 5: and have to deal with this is one of the

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Speaker 5: worst things traumatically. It's not like hitting you over the

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Speaker 5: head and stealing your wallet or your purse. It's far

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Speaker 5: more insidious than that. And home tide lock will prevent

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Speaker 5: you from having to you go through that trauma to

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Speaker 5: restore the title to your name.

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Speaker 4: Yeah, that's important, And John, it seems like it's non discriminatory.

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Speaker 4: I mean, when it comes to the value of your

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Speaker 4: home where it is, it doesn't matter whether it's a

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Speaker 4: home with a small amount of equity or a large

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Speaker 4: amount of equity.

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Speaker 5: Right, oh man, that that is so true, because I mean,

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Speaker 5: and again, it isn't just about a dwelling, although it

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Speaker 5: could be could be your cabin in the woods. Maybe

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Speaker 5: you own an airbnb or a couple of department buildings

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Speaker 5: that you rent out, or a home that you rent out,

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Speaker 5: or it's your mom's house or whatever, or even vacant land.

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Speaker 5: And that's been the problem we've had here in the

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Speaker 5: central Coast of California. In fact, I've been working with

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Speaker 5: a District attorney's office on this since they really found

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Speaker 5: out that this became a problem because not too long ago,

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Speaker 5: a young real estate agent just started in the business

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Speaker 5: and she got a call from someone saying, I've got

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Speaker 5: a piece of property, just undeveloped land. I want to

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Speaker 5: sell it. Do it for me? Wow, easy sale. So

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Speaker 5: she said, well, let's meet and talk about it. He said, no, no,

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Speaker 5: go ahead here, it is just go ahead and sell.

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Speaker 7: It for me.

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Speaker 5: She got curious, as she should have, and did some

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Speaker 5: research and actually contacted the owner of the property who

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Speaker 5: was in Scottsdale, Arizona. And the property is here in

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Speaker 5: the central coast of California, and he said, I don't

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Speaker 5: have this property for sale. She took that to the

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Speaker 5: local district attorney's office and they started to work.

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Speaker 6: On this and found out it's not just this.

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Speaker 5: I mean, they had within a few months seventy five

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Speaker 5: different people complaining about this kind of a crime with

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Speaker 5: undeveloped land, and so our local district attorney actually had

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Speaker 5: to assign an investigator just specifically on cyber crime, which

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Speaker 5: is really what this is. Because people there are criminal

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Speaker 5: entities all over the world that can do this stealth

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Speaker 5: over the internet using artificial intelligence. You would never know

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Speaker 5: about it until it's too late. They know about you,

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Speaker 5: you don't know about them.

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Speaker 1: It's just extraordinary.

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Speaker 2: And the fact that all of our online, our titles

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Speaker 2: are online now makes this so much easier for the

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Speaker 2: bad guys. John Summer, it is an honor to have

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Speaker 2: you on the show. Your investigative work is legendary keeping

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Speaker 2: people in formed on this.

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Speaker 1: What a great public service to have you on tonight.

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Speaker 5: Thanks John and Amanda. I really appreciate it. Yeah, we

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Speaker 5: appreciate you.

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Speaker 1: Thanks so much.

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Speaker 2: All right, folks, after the break, we'll get to an

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Speaker 2: interview with a man who used to commit this very crime.

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Speaker 2: We'll explain how he did it, how easy it was,

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Speaker 2: how you can protect yourself. But before we go to

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Speaker 2: that break, I want to remind everybody to go to

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Speaker 2: hometitle lock dot com and sign up today. Hometitle lock

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Speaker 2: monitors your title twenty four to seven, just like John said,

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Speaker 2: sends urgent alerts for any title changes, and if fraud

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Speaker 2: should happen, hometitle locks US based restoration team. They're going

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Speaker 2: to spend up to a million dollars to fix the

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Speaker 2: fraud and restore your title at no additional cost to you.

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Speaker 2: And now, for twenty twenty five, hometynle lock is offering

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Speaker 2: twenty five percent of their million dollars triple lock protection.

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Speaker 2: Plus when you sign up, you'll get a free title

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Speaker 2: history report to ensure you're not already a victim. So

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Speaker 2: go to hometitle lock dot com use the promo code

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Speaker 2: jt N twenty five.

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Speaker 2: Don't wait until it's too late, protect your home, your equity,

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Speaker 2: and give yourself some peace of mind right now. Use

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Speaker 2: a promo code one more time jt N twenty five

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Speaker 2: or twenty five percent off at hometitle lock dot com

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Speaker 2: and make sure you check out a million dollar triple

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Speaker 2: Time hometown Alock dot com promo code GTN twenty five.

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Speaker 8: Things just didn't seem quite right. A neighbor had came

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Speaker 8: to us and told us she was suspicious that there

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Speaker 8: was people coming and going out of my mom's home.

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Speaker 8: My mom wasn't there, she had been in the hospital. Unfortunately,

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Speaker 8: there's people out there that will take advantage of that.

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Speaker 9: Local Relta wanted to make an offer on the property

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Speaker 9: and I told him it wasn't for sale, and he

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Speaker 9: told me, well, it's for sale on a real estate website.

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Speaker 9: About a week later, the deed had been registered on

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Speaker 9: this property.

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Speaker 10: My parents' supposed signatures were on the deed.

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Speaker 1: Totally proudect.

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Speaker 6: I know that it's happening.

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Speaker 11: I've seen it for myself. You have this beautiful home

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Speaker 11: and you lose all of the equity in him because

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Speaker 11: somebody forged a deed online put leans on the property.

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Speaker 11: There's all kinds of ways they can do to lose

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Speaker 11: our equity, lose our home. It would destroy us. I

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Speaker 11: mean it would absolutely destroy us.

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Speaker 2: Folks are as are real victims of this incredible crime.

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Speaker 2: Welcome back to this just a new special report. We

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Speaker 2: are taking a deep dive into the crime of title tests,

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Speaker 2: something we've been talking about for the last couple of years.

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Speaker 2: Joining us now to discuss more about this is someone

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Speaker 2: who used to commit this crime. Now we're formed title

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Speaker 2: fraud Thief. Matthew Cox. Matthew, great to have you back

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Speaker 2: on the show.

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Speaker 12: Well, thanks for having me back.

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Speaker 2: All right, let's start with everyone who maybe didn't see

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Speaker 2: the last segment with you. You spent thirteen years in prison.

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Speaker 2: Just tell a little bit about your story and how

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Speaker 2: you got caught.

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Speaker 12: Well, I was a I was a fraudster.

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Speaker 13: I was finding people that had titles that I could

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Speaker 13: take advantage of, which is pretty much anyone, and I

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Speaker 13: would I would go down to public records and I

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Speaker 13: would create a a false satisfaction of mortgage or in

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Speaker 13: some cases, I would create a deed and I would

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Speaker 13: transfer the deed out of the homeowner's name into my

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Speaker 13: associate's names or a synthetic identity's name or stolen identity's name,

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Speaker 13: and then I would borrow against the home and I

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Speaker 13: would have that movie I'm sorry, I would have that

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Speaker 13: money moved to a bank account, and then I would

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Speaker 13: remove the money from the bank account and then I

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Speaker 13: would leave, and then Linders would end up foreclosing on

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Speaker 13: the actual homeowner.

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Speaker 12: And I got caught. Sorry, ultimately I got caught. Did

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Speaker 12: you get caught? By the way, how did I get caught?

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Speaker 13: I Dateline NBC News was running, was about to come

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Speaker 13: out with a special and I was going to leave

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Speaker 13: and go to Australia, and my girlfriend at the time

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Speaker 13: confided in a friend of hers and she contacted the

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Speaker 13: Secret Service and I was arrested.

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Speaker 1: Wow, so amazing.

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Speaker 13: Yeah, they you know, the level up guns and the

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Speaker 13: whole thing, and you know they don't come nicely for you.

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Speaker 2: So I bet that's right.

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Speaker 1: No greeting party for that one.

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Speaker 13: Yeah, it could to come downtown, the whole production.

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Speaker 1: Yeah. Wow, And you told us last time.

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Speaker 2: Remind me how many homes you were able to penetrate

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Speaker 2: before you got caught.

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Speaker 12: Oh?

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Speaker 13: Well, you know, it's funny. I wish I had the

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Speaker 13: memory to tell you the exact number. I know, the

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Speaker 13: FBI in Tampa alone estimated that I had done one

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Speaker 13: hundred and nine houses, but I also was on the

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Speaker 13: run for three years and I probably did another twenty

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Speaker 13: or thirty homes. You know, some type of some type

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Speaker 13: of thought title theft or title fraud was involved in

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Speaker 13: those homes also, so you know approaching one fifty.

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Speaker 3: Yeah, Matthew.

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Speaker 4: When I have heard you describe your operation in the past,

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Speaker 4: it sounds shockingly easy. Is that the case.

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Speaker 12: It's it's very easily.

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Speaker 13: What's what's really amazing about it is how much easier

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Speaker 13: it is to do now than it was then. Back then,

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Speaker 13: I physically had to go downtown and I had to

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Speaker 13: search public records. I had to make the documents. I

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Speaker 13: had to go back downtown. I had to file those documents.

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Speaker 13: I had to go into a bank to open bank accounts.

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Speaker 13: I had to actually attend a title closing to acquire

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Speaker 13: mortgages or transfer or sell those properties. And then of

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Speaker 13: course I would have to deposit that money in the bank.

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Speaker 13: I would go to the bank, I would remove the money.

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Speaker 13: All of those things I had to do in person,

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Speaker 13: so someone had to see me. Now you can do

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Speaker 13: it sitting in you know, your local coffee shop. You

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Speaker 13: can go on their Wi Fi. All of these records

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Speaker 13: are accessible online. I could I could search both of

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Speaker 13: your titles, get the copies to your deeds. I could

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Speaker 13: get the copies of your mortgages, create satisfaction of mortgages online,

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Speaker 13: file them online. I could apply for mortgages online. I

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Speaker 13: could go to closings, do remote closings with remote notaries.

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Speaker 13: Wouldn't have to show up, have that money transferred to

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Speaker 13: my bank accounts, and then have that money moved to

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Speaker 13: several different bank accounts, and very quickly it would disappear.

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Speaker 13: And that's what's happening now all the time. That's part

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Speaker 13: of the reason I think there's been such an explosion

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Speaker 13: in this crime is because of the ease.

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Speaker 2: Even if you're.

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Speaker 12: Applying for a loan, you can acquire the income documents online.

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Speaker 13: These are documents that I used to have to physically make.

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Speaker 13: Now you can go to any number of websites that

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Speaker 13: will create fake pay stubbs and w twos for you online.

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Speaker 13: All of this is a very accessible and you don't

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Speaker 13: have to be brilliant to do it.

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Speaker 1: No.

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Speaker 2: Yeah, a laptop and a cup of coffee can get

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Speaker 2: it done today.

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Speaker 1: It's just amazing.

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Speaker 2: Now, if I remember right, you were twenty nine in

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Speaker 2: a mortgage progress. You're in the industry when you did this.

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Speaker 2: Tell us about the first person that you committed fraud on.

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Speaker 13: I mean, the first person I committed fraud on was

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Speaker 13: actually very It wasn't actually title fraud it was. It

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Speaker 13: was just it was a mortgage that I had acquired

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Speaker 13: for someone. You know, these things start off very slowly.

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Speaker 13: It's a slippery slope. You tell yourself you're doing the

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Speaker 13: right thing initially when you commit fraud, most people do.

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Speaker 13: I certainly did, and then you get someone alone, and

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Speaker 13: of course I made a broker fee, but very quickly

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Speaker 13: it spun out of control, you know, while you start

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Speaker 13: making W two's paste ups.

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Speaker 12: That eventually caught up with me.

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Speaker 13: I was in dieted by the FBI, placed on probation,

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Speaker 13: and instead of doing the right thing and moving into

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Speaker 13: my parents' spare room, I just started you know, it

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00:20:54,440 --> 00:20:55,960
Speaker 13: was to me, I felt like the gloves were off,

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Speaker 13: and I started committing major frauds where there was no

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Speaker 13: dilute myself that what I was doing was okay.

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Speaker 4: Yeah, yeah, I can certainly see the slippery slope aspect

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Speaker 4: of it. What was your biggest payday?

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Speaker 13: For lack of better terms, one time, this is horrible.

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Speaker 13: I actually was in Columbia, South Carolina, and I saw several.

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Speaker 13: I got a real estate a real estate agent to

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Speaker 13: show me several properties. I put a contract on two properties.

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Speaker 13: One of the properties was owned by a doctor and

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Speaker 13: his wife, and I convinced them to under financial property

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Speaker 13: to me. I then satisfied the mortgage in public records

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Speaker 13: and borrowed nearly a million dollars on their piece of property.

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Speaker 13: So I borrowed property was worth roughly two hundred and

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Speaker 13: fifty thousand dollars. I borrowed I believe six mortgages for

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Speaker 13: around wow seventy to one eighty was roughly it was

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Speaker 13: just below a million dollars. I deposited that money into

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Speaker 13: several bank accounts and removed the money, and then it

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Speaker 13: appeared and they found out about it when they were

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Speaker 13: contacted by the Secret Service. So you can imagine, I've

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Speaker 13: been gone weeks, you know, if not over a month

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Speaker 13: before they were even contacted. They wouldn't have known at

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Speaker 13: all until the bank started for closing on them.

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Speaker 12: It just happened that the Service.

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Speaker 13: Was on my you know, on my trail. So they

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Speaker 13: went ahead and contacted. And it's it's funny too, because

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Speaker 13: they actually were interviewed by several programs about it.

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Speaker 12: And they said.

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Speaker 13: Initially when they heard heard them the Secret Service tell

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Speaker 13: them this on their answering machine, they thought it was

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00:22:44,240 --> 00:22:48,480
Speaker 13: a joke. They you know, obviously they thought the pratically safe.

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Speaker 13: Who could do this. It doesn't even seem like it's

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Speaker 13: it's something that's possible. And they had to actually get

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Speaker 13: on the on the phone Secret Service for them to explain, no, no,

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Speaker 13: this is what happened. And of course they'd met me too.

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Speaker 13: By the way they met me, we'd had a closing.

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Speaker 13: We'd met face to face at the closing, and the

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Speaker 13: doctor's wife actually had said he was very charming.

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Speaker 12: He seemed like he was a nice guy.

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Speaker 13: I completely and she couldn't believe that I had done this,

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Speaker 13: you know.

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00:23:17,640 --> 00:23:18,200
Speaker 12: And that's the.

443
00:23:18,160 --> 00:23:20,760
Speaker 13: Thing, you know, it's the guy that walks up to you,

444
00:23:20,760 --> 00:23:22,879
Speaker 13: looks you in the face and smiles and you just

445
00:23:23,000 --> 00:23:24,000
Speaker 13: never see it coming.

446
00:23:25,080 --> 00:23:28,359
Speaker 2: Yeah, Matthew, we got about forty five seconds left. Once

447
00:23:28,400 --> 00:23:31,199
Speaker 2: someone's victimized, it is a long time before they can

448
00:23:31,240 --> 00:23:32,159
Speaker 2: be made whole, right.

449
00:23:33,119 --> 00:23:35,000
Speaker 12: Oh, it it takes forever.

450
00:23:35,040 --> 00:23:38,320
Speaker 13: I mean, there's no you know, look, the point is

451
00:23:38,320 --> 00:23:40,680
Speaker 13: to not be victimized, right, Like, you don't want to

452
00:23:40,720 --> 00:23:42,200
Speaker 13: have to go pay but you don't want to have

453
00:23:42,240 --> 00:23:43,440
Speaker 13: to get an attorney. You don't want to pay for

454
00:23:43,480 --> 00:23:46,560
Speaker 13: an attorney. You want to be notified that something's happening

455
00:23:46,560 --> 00:23:50,040
Speaker 13: with your title. You want to you want to be contacted.

456
00:23:50,080 --> 00:23:53,520
Speaker 13: Have someone someone at like Home Title Lock contact you

457
00:23:53,560 --> 00:23:57,680
Speaker 13: obviously had say hey, listen, your deed was just transferred.

458
00:23:58,000 --> 00:23:58,720
Speaker 12: Did you do this?

459
00:23:59,040 --> 00:24:02,080
Speaker 13: That gives you the ability to stop the process from happening,

460
00:24:02,119 --> 00:24:05,240
Speaker 13: so you don't become a victim. You're notified and if something,

461
00:24:05,320 --> 00:24:08,920
Speaker 13: if it's too late, something does occur, Home Title Lock

462
00:24:08,960 --> 00:24:13,560
Speaker 13: will actually correct the damage to your title and make

463
00:24:13,600 --> 00:24:16,439
Speaker 13: you whole again. It's something that a normal person just

464
00:24:16,480 --> 00:24:17,680
Speaker 13: can't do on their own.

465
00:24:18,600 --> 00:24:20,800
Speaker 2: Oh no, if you think you're going down to Connie

466
00:24:20,840 --> 00:24:23,040
Speaker 2: Recorder's office and solving this in one day, it is

467
00:24:23,080 --> 00:24:24,640
Speaker 2: not going to be styled out it is. It takes

468
00:24:24,640 --> 00:24:27,520
Speaker 2: a long time. Matthew Cox, you've done so much in

469
00:24:27,640 --> 00:24:30,480
Speaker 2: your in your post criminal life to help all of

470
00:24:30,520 --> 00:24:32,560
Speaker 2: us get smarter. Advisor about this. What a great honor

471
00:24:32,560 --> 00:24:34,120
Speaker 2: to have you in the show. Tap thanks for joining us.

472
00:24:34,520 --> 00:24:36,760
Speaker 12: Well, thank you, I appreciate you having me.

473
00:24:37,600 --> 00:24:40,040
Speaker 2: Yeah, it's great, great conversation. You've educated us a lot,

474
00:24:40,040 --> 00:24:42,320
Speaker 2: all right, everybody. Before we take our next break, I

475
00:24:42,359 --> 00:24:44,120
Speaker 2: want you to go right now to hometitle lock dot

476
00:24:44,160 --> 00:24:47,480
Speaker 2: com and use the code jt N twenty five or

477
00:24:47,520 --> 00:24:48,720
Speaker 2: twenty five percent off.

478
00:24:48,760 --> 00:24:49,760
Speaker 1: You also want to check.

479
00:24:49,600 --> 00:24:53,800
Speaker 2: Out home title Lock's million dollar triple lock protection doesn't

480
00:24:53,840 --> 00:24:56,359
Speaker 2: just help protect your title, it gives you peace of mind.

481
00:24:56,520 --> 00:24:58,399
Speaker 2: I'll model your title twenty four to seven with their

482
00:24:58,400 --> 00:25:01,840
Speaker 2: proprietary software alert to any changes in your title, and

483
00:25:01,960 --> 00:25:04,520
Speaker 2: if God forbid brodness happened, they'll spend up to a

484
00:25:04,600 --> 00:25:06,000
Speaker 2: million dollars.

485
00:25:05,800 --> 00:25:07,800
Speaker 1: To fix the fraud fast and restore your title.

486
00:25:08,080 --> 00:25:09,760
Speaker 2: The loss of a home is one of the deepest

487
00:25:09,760 --> 00:25:13,000
Speaker 2: emotional traumas a family can experience. Imagine waking up to

488
00:25:13,000 --> 00:25:16,119
Speaker 2: find your home stolen on paper, your equity train and

489
00:25:16,200 --> 00:25:18,560
Speaker 2: a stack of legal bills ahead of you. Don't want that, right,

490
00:25:18,800 --> 00:25:21,160
Speaker 2: don't let that happening. Go to homep down of lock

491
00:25:21,200 --> 00:25:23,760
Speaker 2: dot com and here's the Bromo code JTN twenty five.

492
00:25:24,119 --> 00:25:26,080
Speaker 2: Don't wait until it's too late. Protect your home now.

493
00:25:26,280 --> 00:25:28,040
Speaker 2: Get that peace of mind? All right, We're gonna be

494
00:25:28,119 --> 00:25:38,760
Speaker 2: right back for more right after these messages. Welcome back

495
00:25:38,760 --> 00:25:41,639
Speaker 2: America to this special edition of Justin H's No noise.

496
00:25:41,800 --> 00:25:44,120
Speaker 2: We're doubling the headlines tonight and taking a look at

497
00:25:44,119 --> 00:25:47,119
Speaker 2: the crime of home title theft tours. FBI calls it

498
00:25:47,320 --> 00:25:49,760
Speaker 2: how stealing, and who better to break down how law

499
00:25:49,800 --> 00:25:53,000
Speaker 2: enforcement deals with this problem than two former FBI agents,

500
00:25:53,119 --> 00:25:55,080
Speaker 2: Art Fitzenmeier and James Finch.

501
00:25:55,160 --> 00:25:56,720
Speaker 1: Gentlemen, Great to have you back on the show.

502
00:25:57,600 --> 00:25:59,000
Speaker 14: Good to be It's nice to be here.

503
00:26:00,240 --> 00:26:02,280
Speaker 1: Good to have you. Are you at a legendary career?

504
00:26:02,400 --> 00:26:05,120
Speaker 1: You actually started your career under j Edgar Hoover. Did

505
00:26:05,119 --> 00:26:05,760
Speaker 1: you ever.

506
00:26:05,640 --> 00:26:08,080
Speaker 2: Think we come to a time where people could get

507
00:26:08,080 --> 00:26:10,480
Speaker 2: your title line and be changing houses out in a

508
00:26:10,480 --> 00:26:11,040
Speaker 2: few days.

509
00:26:11,040 --> 00:26:13,080
Speaker 1: It's crazy, right, It's mazy.

510
00:26:13,200 --> 00:26:13,399
Speaker 14: You know.

511
00:26:13,560 --> 00:26:15,719
Speaker 15: I used to tell my friends when I joined the FBI,

512
00:26:16,600 --> 00:26:20,200
Speaker 15: men were men and agents were men. I was flabbergasted

513
00:26:20,240 --> 00:26:22,080
Speaker 15: when I got in the field and there were no

514
00:26:22,359 --> 00:26:25,840
Speaker 15: lady agents out there. So we've come a long way,

515
00:26:25,880 --> 00:26:29,320
Speaker 15: and I'm very proud of that kind of progress. But yes,

516
00:26:30,920 --> 00:26:34,560
Speaker 15: even back then, you know, we're talking about the nineteen sixties. Unfortunately,

517
00:26:36,640 --> 00:26:41,760
Speaker 15: this type of crime existed, but the ability to perform

518
00:26:41,800 --> 00:26:45,800
Speaker 15: it was a lot more complicated and a lot more

519
00:26:45,880 --> 00:26:47,439
Speaker 15: risky for the bad guys.

520
00:26:47,760 --> 00:26:49,960
Speaker 16: But now we're in the digital age.

521
00:26:50,560 --> 00:26:54,399
Speaker 15: And quite frankly, a high school kid could probably do

522
00:26:54,520 --> 00:26:57,840
Speaker 15: this if he or she, you know, paid attention to

523
00:26:58,080 --> 00:26:59,919
Speaker 15: you know, what they wanted to accomplish, and they can

524
00:27:00,200 --> 00:27:02,600
Speaker 15: a lot of money in a short period of time.

525
00:27:03,080 --> 00:27:07,520
Speaker 15: You know, in this day and age, probably eighty five

526
00:27:07,560 --> 00:27:13,640
Speaker 15: percent everybody's personal wealth, their net worth, is the equity

527
00:27:13,680 --> 00:27:18,919
Speaker 15: in their house, and that essentially is an unprotected pile

528
00:27:18,960 --> 00:27:21,960
Speaker 15: of money for people to start taking a look at.

529
00:27:22,440 --> 00:27:26,520
Speaker 15: You know, your your title or your deed is they're

530
00:27:26,560 --> 00:27:31,920
Speaker 15: all awesome. Called is a document, it's on file and

531
00:27:32,000 --> 00:27:36,080
Speaker 15: your economy Recorder's office, and it's a public document, and

532
00:27:36,119 --> 00:27:38,280
Speaker 15: so everybody wants to really take a look at it.

533
00:27:39,080 --> 00:27:41,240
Speaker 15: In this day and age, they could probably do that

534
00:27:41,359 --> 00:27:43,720
Speaker 15: from their living room and get a copy of it.

535
00:27:44,119 --> 00:27:46,800
Speaker 15: And then if they want to take a look at

536
00:27:46,800 --> 00:27:49,960
Speaker 15: that and realize, it's simple enough to change the name

537
00:27:50,000 --> 00:27:53,560
Speaker 15: on that document from your name to their name. And

538
00:27:53,640 --> 00:27:57,160
Speaker 15: when that happens in the count of Recorder's office after

539
00:27:57,200 --> 00:28:00,000
Speaker 15: they file it, they're the new owner of that property.

540
00:28:00,800 --> 00:28:03,800
Speaker 15: And so it's simple for them at that point to

541
00:28:04,000 --> 00:28:09,000
Speaker 15: use that property as collateral on loans going forward.

542
00:28:09,520 --> 00:28:11,520
Speaker 14: And they understand.

543
00:28:10,920 --> 00:28:14,360
Speaker 15: And as I said, earlier that the amount of equity

544
00:28:14,400 --> 00:28:16,200
Speaker 15: in the homes now is unbelievable.

545
00:28:16,560 --> 00:28:18,280
Speaker 14: I live in California.

546
00:28:17,680 --> 00:28:20,280
Speaker 15: And the numbers you see are almost a rounding error

547
00:28:20,359 --> 00:28:23,600
Speaker 15: compared to other parts of the country. So it's a

548
00:28:23,680 --> 00:28:28,359
Speaker 15: really profitable effort if you decide to do it and

549
00:28:28,840 --> 00:28:33,600
Speaker 15: you have time. If the average homeowner doesn't, they don't

550
00:28:34,040 --> 00:28:36,000
Speaker 15: they look at their credit cards, they don't ever look

551
00:28:36,000 --> 00:28:38,480
Speaker 15: at their title. In fact, they'd be hard pressed to

552
00:28:38,480 --> 00:28:40,920
Speaker 15: tell you what the title is. And that's what home

553
00:28:41,000 --> 00:28:45,680
Speaker 15: title does. We watch the title of our subscribers with

554
00:28:45,840 --> 00:28:49,280
Speaker 15: our software, and we made the software. We're pioneers in

555
00:28:49,320 --> 00:28:52,160
Speaker 15: this area as well, and our software as the best

556
00:28:52,160 --> 00:28:56,200
Speaker 15: there is, and it will notify you and give you

557
00:28:56,240 --> 00:28:59,200
Speaker 15: a copy of any document this disturbs your title and

558
00:28:59,400 --> 00:29:03,200
Speaker 15: say hey, you got a problem here. If you don't

559
00:29:03,240 --> 00:29:06,080
Speaker 15: recognize this, say I had a home equity loan, you

560
00:29:06,200 --> 00:29:08,680
Speaker 15: forgot about it. If you don't recognize us, you need

561
00:29:08,720 --> 00:29:11,960
Speaker 15: to call us right away because the key is quite frankly,

562
00:29:12,320 --> 00:29:17,280
Speaker 15: if you don't stop that process before the check issued,

563
00:29:17,920 --> 00:29:22,080
Speaker 15: believe me, you'll be in for a nightmare legally, financially

564
00:29:22,080 --> 00:29:22,720
Speaker 15: and emotionally.

565
00:29:22,840 --> 00:29:23,880
Speaker 14: It'll last for years.

566
00:29:25,440 --> 00:29:26,440
Speaker 16: Here in southern California.

567
00:29:26,480 --> 00:29:27,600
Speaker 14: I had a case early.

568
00:29:27,360 --> 00:29:29,040
Speaker 15: On when I started, and I've been with the company

569
00:29:29,160 --> 00:29:30,400
Speaker 15: almost ninety years now.

570
00:29:31,160 --> 00:29:35,360
Speaker 14: When I first started in solving the case, it actually

571
00:29:35,440 --> 00:29:35,960
Speaker 14: ended up.

572
00:29:35,920 --> 00:29:39,680
Speaker 15: Going back to the Spanish land grants trying to establish title.

573
00:29:40,160 --> 00:29:42,760
Speaker 15: I mean, it's that crazy, and believe me, that takes

574
00:29:42,800 --> 00:29:43,520
Speaker 15: a lot of money.

575
00:29:43,640 --> 00:29:45,000
Speaker 14: I mean, a good.

576
00:29:46,720 --> 00:29:49,640
Speaker 15: Title law is very complicated. Real estate law is very complicated,

577
00:29:49,680 --> 00:29:51,160
Speaker 15: and a good lawyer is going to cost you eight

578
00:29:51,280 --> 00:29:54,680
Speaker 15: hundred bucks an hour, maybe probably more so. If you

579
00:29:55,240 --> 00:29:57,920
Speaker 15: don't stop this, your option is going to be to

580
00:29:57,960 --> 00:30:01,920
Speaker 15: get a lawyer to produ to protect you from the

581
00:30:03,520 --> 00:30:06,840
Speaker 15: people who made the loans. The loan companies here are

582
00:30:06,880 --> 00:30:07,680
Speaker 15: going to come after you.

583
00:30:07,800 --> 00:30:08,719
Speaker 16: Not the bad guys.

584
00:30:08,920 --> 00:30:11,080
Speaker 15: They don't want your house, They want their money, and

585
00:30:11,160 --> 00:30:13,800
Speaker 15: they'll go to a judge. You say, Jeorge, they haven't

586
00:30:13,800 --> 00:30:17,040
Speaker 15: paid the mortgage, so we're going to ask you to

587
00:30:17,080 --> 00:30:18,640
Speaker 15: give us permission to sell their house.

588
00:30:18,680 --> 00:30:20,480
Speaker 14: It's called foreclosure, and.

589
00:30:20,480 --> 00:30:22,840
Speaker 15: To sell the house and they get their money back, Well,

590
00:30:22,880 --> 00:30:23,760
Speaker 15: guess who's stuck.

591
00:30:24,160 --> 00:30:26,960
Speaker 16: Number one, You're not going to get.

592
00:30:26,840 --> 00:30:30,959
Speaker 15: Any restitution on your legal fees. Number two, you're going

593
00:30:30,960 --> 00:30:32,200
Speaker 15: to be stuck with that mortgage.

594
00:30:32,960 --> 00:30:35,720
Speaker 4: It's correct, and the banks will not be out their money,

595
00:30:35,760 --> 00:30:40,840
Speaker 4: that is for sure, James, to ask you, yeah, absolutely, James.

596
00:30:40,840 --> 00:30:43,600
Speaker 4: I think even as recently as a few years ago,

597
00:30:43,680 --> 00:30:45,960
Speaker 4: this was a pretty obscure crime. I don't think people

598
00:30:46,040 --> 00:30:49,680
Speaker 4: realize how often this was happening. But it's become quite prolific,

599
00:30:49,720 --> 00:30:51,240
Speaker 4: hasn't it.

600
00:30:51,240 --> 00:30:54,720
Speaker 17: It has most definitely. And one of the things one

601
00:30:54,720 --> 00:30:57,920
Speaker 17: of the bigger frustrations for me when I ran the

602
00:30:58,040 --> 00:31:01,800
Speaker 17: FBI Cyber Division was the fact that our laws did

603
00:31:01,840 --> 00:31:08,200
Speaker 17: not keep pace with cyber We basically have or had

604
00:31:08,360 --> 00:31:14,040
Speaker 17: analog rules, paper rules in a now digitized world, and

605
00:31:14,120 --> 00:31:18,480
Speaker 17: a lot of those digitized or paper rules still exist,

606
00:31:18,960 --> 00:31:24,720
Speaker 17: especially in places like the county Recorder's office, and so

607
00:31:24,800 --> 00:31:29,920
Speaker 17: it makes it easy to take advantage of the weaknesses

608
00:31:30,080 --> 00:31:34,200
Speaker 17: in the system because our rules just haven't kept pace

609
00:31:34,320 --> 00:31:36,560
Speaker 17: with our digitized world.

610
00:31:38,400 --> 00:31:40,520
Speaker 2: That's a great point, James, I want to stay with

611
00:31:40,560 --> 00:31:43,520
Speaker 2: you for a second. There's two elements that are really fascinating.

612
00:31:43,520 --> 00:31:44,920
Speaker 2: One is I think a lot of people think because

613
00:31:44,920 --> 00:31:47,800
Speaker 2: they took title insurance out when they closed down their house,

614
00:31:47,840 --> 00:31:49,959
Speaker 2: they're protected, or hey, if this happens, I'm just going

615
00:31:50,000 --> 00:31:51,720
Speaker 2: to go down to the county clerk and say, well,

616
00:31:51,760 --> 00:31:53,720
Speaker 2: can you put it back on my name? Those two

617
00:31:53,760 --> 00:31:55,280
Speaker 2: things have no protection for you.

618
00:31:55,360 --> 00:32:02,840
Speaker 17: Do no your tital insurance. There's the purpose of ensuring

619
00:32:02,960 --> 00:32:10,000
Speaker 17: a clean closing, a clean transfer of of your your

620
00:32:10,040 --> 00:32:14,600
Speaker 17: home when you close. Once you close, your title insurance

621
00:32:14,600 --> 00:32:18,120
Speaker 17: has served its purpose and it has no further use.

622
00:32:18,160 --> 00:32:23,520
Speaker 17: When they hand you the keys, your title insurance is done.

623
00:32:23,800 --> 00:32:26,600
Speaker 1: Wow. So it's amazing. Yeah.

624
00:32:26,920 --> 00:32:30,240
Speaker 17: I'm like, oh, I'm sorry, go ahead.

625
00:32:29,960 --> 00:32:32,600
Speaker 4: Amanda, No, go ahead, go ahead, James finishing up.

626
00:32:32,680 --> 00:32:37,560
Speaker 17: Yeah, oh no, I was going to say, unlike something

627
00:32:37,640 --> 00:32:40,560
Speaker 17: like home title lock, where it protects you twenty four

628
00:32:40,760 --> 00:32:45,160
Speaker 17: seven after the sale, and unfortunately your realtor doesn't tell

629
00:32:45,200 --> 00:32:50,680
Speaker 17: you this, the bank doesn't tell you this. And it

630
00:32:50,720 --> 00:32:55,520
Speaker 17: would help many citizens if they only knew their home

631
00:32:55,640 --> 00:32:59,960
Speaker 17: is not protected after closing by their title insurance.

632
00:33:03,040 --> 00:33:04,400
Speaker 3: John, do we have time for one more question?

633
00:33:04,480 --> 00:33:05,960
Speaker 4: I know that we're going to be carrying over for

634
00:33:06,160 --> 00:33:06,880
Speaker 4: with the block things.

635
00:33:06,920 --> 00:33:08,920
Speaker 1: Yeah, let's go one more. Let's go one more.

636
00:33:09,080 --> 00:33:11,760
Speaker 4: Ar when you when you have seen or heard the

637
00:33:11,800 --> 00:33:15,280
Speaker 4: stories of people who have been victimized by this, how

638
00:33:15,320 --> 00:33:17,560
Speaker 4: how much does the ripple effect as far as the

639
00:33:17,600 --> 00:33:19,360
Speaker 4: primary owner of the home. I know it's got to

640
00:33:19,400 --> 00:33:22,360
Speaker 4: affect their spouse, their children, extended family.

641
00:33:24,320 --> 00:33:28,640
Speaker 15: It's an absolute nightmare for them. They are sitting there

642
00:33:28,640 --> 00:33:30,960
Speaker 15: thinking that, you know, we have a nice home and

643
00:33:31,120 --> 00:33:33,800
Speaker 15: we've got a mortgage that we can afford, and somebody's

644
00:33:33,800 --> 00:33:35,480
Speaker 15: going to knock on the door and say, you know,

645
00:33:35,520 --> 00:33:38,920
Speaker 15: you've got three hundred thousand dollars mortgages not paying and

646
00:33:39,320 --> 00:33:42,400
Speaker 15: there's a lifestyle change right there to start with.

647
00:33:42,520 --> 00:33:44,720
Speaker 16: They're going to say, you know, it's not my mortgage.

648
00:33:44,760 --> 00:33:46,760
Speaker 14: And then you know, the.

649
00:33:46,760 --> 00:33:49,960
Speaker 15: Whole travail of off to the courthouse with an attorney

650
00:33:49,960 --> 00:33:52,600
Speaker 15: at eight hundred dollars an hour and that hanging over

651
00:33:52,640 --> 00:33:56,160
Speaker 15: your head and they don't understand one other thing. You're

652
00:33:56,160 --> 00:33:57,880
Speaker 15: going to be in foreclosure. You know what that does

653
00:33:57,920 --> 00:34:00,720
Speaker 15: to your credit record, your credits stand. I think it

654
00:34:00,800 --> 00:34:02,560
Speaker 15: turns you upside down.

655
00:34:02,760 --> 00:34:05,000
Speaker 14: And it's going to be there probably forever.

656
00:34:05,160 --> 00:34:09,319
Speaker 15: So it starts a whole series of events that is

657
00:34:09,440 --> 00:34:13,840
Speaker 15: going to change the way you conduct your life. Quite frankly,

658
00:34:14,360 --> 00:34:16,080
Speaker 15: you want to buy a car or anything like that,

659
00:34:16,360 --> 00:34:17,879
Speaker 15: they're going to look at your record and say, hey,

660
00:34:17,880 --> 00:34:20,560
Speaker 15: this guy's been in foreclosure. Where we're running from him,

661
00:34:20,600 --> 00:34:22,319
Speaker 15: We're not going to run to him. We'll run him

662
00:34:22,320 --> 00:34:24,880
Speaker 15: away from him. And so it's so important that you

663
00:34:25,000 --> 00:34:27,279
Speaker 15: understand that if you don't stop.

664
00:34:27,000 --> 00:34:30,280
Speaker 14: This before it starts, like home titleog.

665
00:34:29,960 --> 00:34:33,520
Speaker 15: Does for you, then it's really going to be a

666
00:34:33,600 --> 00:34:36,680
Speaker 15: nightmare when that guy knocks on your door with a

667
00:34:36,680 --> 00:34:43,080
Speaker 15: little sign on it that says foreclosure eviction. I mean,

668
00:34:43,120 --> 00:34:45,120
Speaker 15: you can get that series and I've seen that happen.

669
00:34:45,480 --> 00:34:48,759
Speaker 15: People just lose their house. There are possessions are out

670
00:34:48,800 --> 00:34:52,640
Speaker 15: on the curb and those big plastic bags. It can

671
00:34:52,680 --> 00:34:55,719
Speaker 15: get that discussing. Yeah, and you know it takes years.

672
00:34:55,840 --> 00:34:58,600
Speaker 15: I mean your kids will graduated from high school before

673
00:34:58,640 --> 00:35:01,600
Speaker 15: you really figure this out. So look, you go to

674
00:35:01,680 --> 00:35:03,160
Speaker 15: home Title like dot com right.

675
00:35:03,080 --> 00:35:05,680
Speaker 14: Now, it's the answer with the best in the business.

676
00:35:05,840 --> 00:35:10,040
Speaker 15: We're pioneers in the business and our software is super

677
00:35:10,280 --> 00:35:14,160
Speaker 15: and believe me, our Home title Lock customer service people.

678
00:35:14,080 --> 00:35:16,080
Speaker 14: Are platinum all the way.

679
00:35:16,400 --> 00:35:17,399
Speaker 16: And I know I.

680
00:35:17,400 --> 00:35:20,520
Speaker 15: Did all their backgrounds. They're great people and they know

681
00:35:20,560 --> 00:35:23,480
Speaker 15: what they're doing and they do it every day.

682
00:35:23,960 --> 00:35:26,880
Speaker 2: We're going to ask you guys to stay over for

683
00:35:26,920 --> 00:35:27,399
Speaker 2: another block.

684
00:35:27,440 --> 00:35:28,280
Speaker 1: This is so interesting.

685
00:35:28,600 --> 00:35:30,040
Speaker 2: First, before you do, I want to thank both of you

686
00:35:30,120 --> 00:35:32,120
Speaker 2: guys for your incredible services the country too. You are

687
00:35:32,120 --> 00:35:34,080
Speaker 2: two of the FBI's best. It's a great honor to

688
00:35:34,080 --> 00:35:36,239
Speaker 2: every other show. Today. We're gonna take quick commercial, Baker

689
00:35:36,239 --> 00:35:38,000
Speaker 2: and come back to you. But before we do that, folks,

690
00:35:38,239 --> 00:35:40,560
Speaker 2: I want to remind everybody watching if you're worried about

691
00:35:40,600 --> 00:35:42,120
Speaker 2: home title theft, you don't want to become one of

692
00:35:42,160 --> 00:35:44,799
Speaker 2: those guys that find their furniture out on the front lawn.

693
00:35:44,920 --> 00:35:46,919
Speaker 2: You got to go to hometitle lock dot com right now,

694
00:35:47,000 --> 00:35:49,560
Speaker 2: and for twenty three to five hometitle lock is offering

695
00:35:49,680 --> 00:35:53,080
Speaker 2: twenty five percent off their million dollar Triple lock Protect.

696
00:35:53,160 --> 00:35:55,440
Speaker 2: That's a great deal. So when you get you signed up,

697
00:35:55,560 --> 00:35:58,200
Speaker 2: you'll get a free title history report to ensure you're

698
00:35:58,239 --> 00:36:00,520
Speaker 2: not already a victim. So go to hometown lock dot

699
00:36:00,520 --> 00:36:03,359
Speaker 2: com and use the promo code JTN twenty five. Now,

700
00:36:03,400 --> 00:36:05,560
Speaker 2: don't wait, it's too late to protect your home and

701
00:36:05,600 --> 00:36:07,759
Speaker 2: your equity in your piece of mind is what you

702
00:36:07,760 --> 00:36:08,360
Speaker 2: want to preserve.

703
00:36:08,440 --> 00:36:09,480
Speaker 1: Now, don't wait till it happens.

704
00:36:09,520 --> 00:36:11,439
Speaker 2: It's too late when the crime is already cred using

705
00:36:11,520 --> 00:36:14,759
Speaker 2: promo code JTN twenty five or twenty five percent off

706
00:36:14,800 --> 00:36:16,120
Speaker 2: at home title lock dot com.

707
00:36:16,120 --> 00:36:18,200
Speaker 1: All right, we're gonna be right back with bori whether

708
00:36:18,200 --> 00:36:18,760
Speaker 1: those two.

709
00:36:18,640 --> 00:36:20,600
Speaker 2: Fine FBI insfight after these messages.

710
00:36:29,760 --> 00:36:31,920
Speaker 10: Do you know that your home or property can be

711
00:36:31,960 --> 00:36:36,080
Speaker 10: stolen and without you even knowing it? It's called title

712
00:36:36,160 --> 00:36:41,160
Speaker 10: theft or home title theft or house stealing. Criminals do

713
00:36:41,239 --> 00:36:45,120
Speaker 10: this by creating fraudulent documents and then filing these with.

714
00:36:45,040 --> 00:36:45,960
Speaker 1: The counter recorder.

715
00:36:46,239 --> 00:36:49,600
Speaker 10: Then they either attempt to sell the home or borrow

716
00:36:49,680 --> 00:36:54,240
Speaker 10: against it, pocketing the money and leaving you, the actual owner,

717
00:36:54,719 --> 00:36:57,759
Speaker 10: with a financial and emotional nightmare.

718
00:36:57,880 --> 00:37:01,480
Speaker 7: I've had seventy three properties being targeted for title fraud

719
00:37:01,800 --> 00:37:05,719
Speaker 7: in one year. Oftentimes, when I contact people say hey,

720
00:37:05,800 --> 00:37:08,840
Speaker 7: somebody is impersonating you and trying to sell your property,

721
00:37:09,120 --> 00:37:10,680
Speaker 7: they kind of shrug it off and they say, oh, well,

722
00:37:10,680 --> 00:37:12,839
Speaker 7: they wouldn't be able to do it anyhow, And then

723
00:37:12,880 --> 00:37:15,080
Speaker 7: I have to explain to them the process, and then

724
00:37:15,080 --> 00:37:16,200
Speaker 7: they become concerned.

725
00:37:16,719 --> 00:37:19,120
Speaker 18: If they can trick us into believing that they are

726
00:37:19,160 --> 00:37:22,040
Speaker 18: the real property owners and carry out the sale, that's

727
00:37:22,080 --> 00:37:24,560
Speaker 18: all they want. Because of the close of escrow, funds

728
00:37:24,560 --> 00:37:26,920
Speaker 18: go into their account, then the money's never seen again.

729
00:37:27,560 --> 00:37:31,680
Speaker 19: It's a crime where someone essentially tries to convert somebody

730
00:37:31,680 --> 00:37:35,560
Speaker 19: else's property by filing recording deeds with our county and

731
00:37:35,920 --> 00:37:40,160
Speaker 19: ultimately depriving the true owner of their ownership without their

732
00:37:40,200 --> 00:37:40,879
Speaker 19: knowing about it.

733
00:37:43,400 --> 00:37:46,480
Speaker 2: Listening to real victims of this crime and real investigators

734
00:37:46,480 --> 00:37:48,719
Speaker 2: of this crime. Welcome back to this justin Use No

735
00:37:48,719 --> 00:37:51,360
Speaker 2: Noise special edition brought to you by our good friends

736
00:37:51,360 --> 00:37:54,640
Speaker 2: and partners at Hometown of Lock. We're dumping the headlines tonight,

737
00:37:54,719 --> 00:37:56,880
Speaker 2: doing a deep dive on here. Amenna and I are

738
00:37:56,880 --> 00:37:58,879
Speaker 2: both are and we're going to go back to these

739
00:37:58,880 --> 00:38:01,920
Speaker 2: two fine formabas against Art Fitzemeyer and James Finch. You've

740
00:38:01,920 --> 00:38:04,480
Speaker 2: been bringing us up to speed just how real and

741
00:38:04,520 --> 00:38:08,239
Speaker 2: more pernicious the crime of title theft has become. James,

742
00:38:08,280 --> 00:38:10,840
Speaker 2: I want to go back to you, as you've seen

743
00:38:10,880 --> 00:38:13,319
Speaker 2: this crime evolve and you were the cyber crime chief

744
00:38:13,320 --> 00:38:15,759
Speaker 2: at the FBI, so you watched its origin points. It's

745
00:38:16,200 --> 00:38:19,040
Speaker 2: another local law enforcement actually capable of protecting homes in

746
00:38:19,040 --> 00:38:19,640
Speaker 2: a preventive way.

747
00:38:19,680 --> 00:38:21,319
Speaker 1: That's not what law enforcement does right.

748
00:38:23,280 --> 00:38:28,320
Speaker 17: Usually law enforcement finds out about this crime long after

749
00:38:28,440 --> 00:38:31,600
Speaker 17: the bad guy is in the wind, he's disappeared, sixty

750
00:38:31,640 --> 00:38:34,600
Speaker 17: to ninety days down the road. That's when law enforcement

751
00:38:34,640 --> 00:38:40,320
Speaker 17: gets involved, and that's really late and at that point,

752
00:38:42,600 --> 00:38:47,719
Speaker 17: getting an attorney is going to be the first recommendation

753
00:38:47,800 --> 00:38:49,520
Speaker 17: of law enforcement in most cases.

754
00:38:50,320 --> 00:38:55,040
Speaker 4: Right, it's terrifying to think that. I mean, well, and

755
00:38:55,040 --> 00:38:57,040
Speaker 4: we just had Matthew Cox on and he talked about

756
00:38:57,080 --> 00:38:59,040
Speaker 4: the times that he was able to be I mean,

757
00:38:59,440 --> 00:39:01,120
Speaker 4: he could have been to the country for all the

758
00:39:01,120 --> 00:39:02,920
Speaker 4: time that it took for law enforcement.

759
00:39:02,520 --> 00:39:03,160
Speaker 3: To get involved.

760
00:39:04,080 --> 00:39:07,840
Speaker 4: Art When it comes to signing up for a protection

761
00:39:08,040 --> 00:39:09,440
Speaker 4: like this, I know that for a lot of people,

762
00:39:09,440 --> 00:39:11,960
Speaker 4: they probably think that this is an extensive process. You

763
00:39:12,040 --> 00:39:13,760
Speaker 4: got to jump through a bunch of hoops. It probably

764
00:39:13,760 --> 00:39:16,200
Speaker 4: takes weeks or even months. What does the process look

765
00:39:16,280 --> 00:39:18,040
Speaker 4: like for someone who wants to sign up for Home

766
00:39:18,080 --> 00:39:18,480
Speaker 4: Title Lock?

767
00:39:19,640 --> 00:39:23,080
Speaker 15: That's the beauty of the process at Home Title Lock.

768
00:39:23,360 --> 00:39:26,600
Speaker 15: We understand that people get scared away by all the

769
00:39:27,239 --> 00:39:32,200
Speaker 15: administrative trash that you have to plow through to protect yourself.

770
00:39:32,600 --> 00:39:33,320
Speaker 16: Not with us.

771
00:39:33,760 --> 00:39:36,200
Speaker 15: When you go on to our website, you have about

772
00:39:36,239 --> 00:39:38,719
Speaker 15: four or five blocks to fill out with the key

773
00:39:38,760 --> 00:39:41,080
Speaker 15: information name, address.

774
00:39:41,800 --> 00:39:44,800
Speaker 16: How we get a hold of you, email, phone number.

775
00:39:45,160 --> 00:39:46,280
Speaker 14: Those are all key.

776
00:39:46,120 --> 00:39:48,400
Speaker 16: Things and that's it. You're done.

777
00:39:48,960 --> 00:39:52,120
Speaker 15: And people don't understand, you know, I think of a

778
00:39:52,200 --> 00:39:54,080
Speaker 15: deed or a title or.

779
00:39:54,000 --> 00:39:54,799
Speaker 16: Something like that.

780
00:39:55,040 --> 00:39:57,879
Speaker 15: You know, they think that it can't happen to us,

781
00:39:58,920 --> 00:40:00,480
Speaker 15: it's too complicated.

782
00:40:00,080 --> 00:40:02,960
Speaker 16: And they never get it filed in the kind.

783
00:40:02,760 --> 00:40:06,160
Speaker 15: Of recorder's office, the counter of cooder's office. If they

784
00:40:06,239 --> 00:40:08,560
Speaker 15: receive a document that all the blanks are filled in,

785
00:40:08,880 --> 00:40:11,759
Speaker 15: pretty much required by law to file that document. So

786
00:40:11,920 --> 00:40:14,600
Speaker 15: it's simple for you know, thirty bucks. They're going to

787
00:40:14,640 --> 00:40:19,640
Speaker 15: change the name. You've got to stop that transaction before

788
00:40:19,719 --> 00:40:20,640
Speaker 15: the check is issued.

789
00:40:20,640 --> 00:40:21,879
Speaker 14: But otherwise, otherwise this.

790
00:40:21,880 --> 00:40:24,320
Speaker 15: Money is going to go offshore before the ink is

791
00:40:24,400 --> 00:40:27,440
Speaker 15: dried on the check. And so the money has gone

792
00:40:27,440 --> 00:40:31,480
Speaker 15: and some guy's sitting on a beach with those drinks

793
00:40:31,480 --> 00:40:34,520
Speaker 15: of these little umbrellas in them, and you're going down

794
00:40:34,560 --> 00:40:37,040
Speaker 15: to the courthouse at eight or nine hundred dollars an hour.

795
00:40:37,320 --> 00:40:40,280
Speaker 15: You don't want to be in that spot. Home title

796
00:40:40,320 --> 00:40:43,240
Speaker 15: lock will save you from that every time.

797
00:40:43,760 --> 00:40:44,959
Speaker 16: Not only that, you know.

798
00:40:45,120 --> 00:40:47,719
Speaker 15: We don't just say, hey, you got a problem. We

799
00:40:47,800 --> 00:40:50,239
Speaker 15: say you got a problem with here it is, and

800
00:40:50,280 --> 00:40:52,759
Speaker 15: we're going to fix it. If it gets complicated, we'll

801
00:40:52,760 --> 00:40:56,759
Speaker 15: have attorneys step in on our behalf to straighten it

802
00:40:56,760 --> 00:40:59,880
Speaker 15: out so we can get you the exact information you

803
00:41:00,120 --> 00:41:02,839
Speaker 15: need to get your home back. In your name, and

804
00:41:02,880 --> 00:41:05,920
Speaker 15: that's the name of the game, getting your home and

805
00:41:06,000 --> 00:41:09,080
Speaker 15: your name so that you control it. And then if

806
00:41:09,080 --> 00:41:11,480
Speaker 15: you have home titlock, you can sleep better that night

807
00:41:11,640 --> 00:41:13,960
Speaker 15: because you don't have to worry. We'll watching it for you,

808
00:41:14,160 --> 00:41:15,760
Speaker 15: and if something happens, we'll.

809
00:41:15,560 --> 00:41:16,919
Speaker 16: Take care of it for you.

810
00:41:17,480 --> 00:41:19,640
Speaker 14: This is the best money you can spend.

811
00:41:19,719 --> 00:41:22,680
Speaker 15: Quite frankly, when I saw this company they first approached

812
00:41:22,719 --> 00:41:24,880
Speaker 15: me in twenty seventy, I looked.

813
00:41:24,640 --> 00:41:26,840
Speaker 16: At it and I'm my god, I've got a problem.

814
00:41:27,000 --> 00:41:28,080
Speaker 14: I'm not protected.

815
00:41:28,600 --> 00:41:30,960
Speaker 15: And I signed up myself, my daughter, my son, my

816
00:41:31,560 --> 00:41:34,879
Speaker 15: elderly mother in law, and I slept better that night,

817
00:41:34,920 --> 00:41:36,640
Speaker 15: I'll tell you. And then when I got with the company,

818
00:41:36,640 --> 00:41:38,759
Speaker 15: I said, look, I want to get this information out

819
00:41:38,800 --> 00:41:42,600
Speaker 15: to everybody that they understand how vulnerable they are on

820
00:41:42,680 --> 00:41:46,840
Speaker 15: their most important asset, their home. I mean, you're not

821
00:41:46,880 --> 00:41:51,720
Speaker 15: only jeopardize your home, you jeopardize your financial financial future

822
00:41:51,760 --> 00:41:52,640
Speaker 15: at the same time.

823
00:41:53,080 --> 00:41:56,360
Speaker 14: It's crazy, but it happens. I see it all the time.

824
00:41:56,960 --> 00:42:00,200
Speaker 15: And you know, Matthew Cox is the poster boy for

825
00:42:01,160 --> 00:42:02,120
Speaker 15: what happens out.

826
00:42:02,000 --> 00:42:03,279
Speaker 16: There when you have somebody.

827
00:42:03,000 --> 00:42:07,320
Speaker 15: Like him is even mildly determined to defraud you and.

828
00:42:07,360 --> 00:42:09,640
Speaker 14: It's as you could tell, it was very easy. He

829
00:42:09,680 --> 00:42:10,680
Speaker 14: was very successful.

830
00:42:11,080 --> 00:42:14,000
Speaker 15: I mean, his his problem was he got smug about

831
00:42:14,040 --> 00:42:17,279
Speaker 15: it and then he started taunting the cops. That's not

832
00:42:17,320 --> 00:42:23,640
Speaker 15: a good career move if you're a so he I mean,

833
00:42:24,800 --> 00:42:28,000
Speaker 15: he's done a marvelous job of stretching his life out

834
00:42:28,320 --> 00:42:32,840
Speaker 15: and at the same time, maybe people understand how vulnerable

835
00:42:32,880 --> 00:42:36,200
Speaker 15: they are because he was. He was devastating, and that

836
00:42:36,320 --> 00:42:39,759
Speaker 15: he left a swath in his in his pack that

837
00:42:39,760 --> 00:42:43,640
Speaker 15: that people can can hardly believe the millions of dollars

838
00:42:43,680 --> 00:42:45,520
Speaker 15: that he just walked away with.

839
00:42:45,880 --> 00:42:48,600
Speaker 14: Not you know, there's no no jeopardy.

840
00:42:48,640 --> 00:42:51,879
Speaker 16: They didn't have to see him. I mean apparently on a.

841
00:42:51,800 --> 00:42:54,399
Speaker 14: Few times he actually went in person. He was Yeah,

842
00:42:54,440 --> 00:42:54,839
Speaker 14: he was.

843
00:42:54,760 --> 00:43:01,759
Speaker 15: So absolutely satisfied that he get away with it. I mean,

844
00:43:01,800 --> 00:43:03,520
Speaker 15: you know, most crooks don't want you to see them,

845
00:43:03,560 --> 00:43:05,880
Speaker 15: and that's the beauty of this crime. They can do

846
00:43:05,960 --> 00:43:08,240
Speaker 15: it without ever seeing you or going you're your home

847
00:43:08,560 --> 00:43:10,520
Speaker 15: and they get that money and they're in the wind

848
00:43:10,680 --> 00:43:12,480
Speaker 15: and you go to the cops and they'll say, well,

849
00:43:12,480 --> 00:43:15,279
Speaker 15: who did you say, I don't know where's the money? Well,

850
00:43:15,360 --> 00:43:15,960
Speaker 15: I don't know.

851
00:43:16,520 --> 00:43:17,720
Speaker 14: So that's the.

852
00:43:17,560 --> 00:43:21,440
Speaker 15: First clue for the police officer that this is a problem.

853
00:43:21,920 --> 00:43:23,919
Speaker 2: Yeah, you ain't kidding, James. Real quick, we got about

854
00:43:23,920 --> 00:43:26,399
Speaker 2: thirty seconds left. What's the trend mine on this crime?

855
00:43:26,440 --> 00:43:28,319
Speaker 2: Is it going to get more pernicious over the next

856
00:43:28,320 --> 00:43:29,000
Speaker 2: couple of years?

857
00:43:29,480 --> 00:43:30,480
Speaker 1: Almost definitely.

858
00:43:30,680 --> 00:43:34,160
Speaker 17: People are a lot more comfortable with the internet, especially

859
00:43:34,520 --> 00:43:37,360
Speaker 17: after being locked down for almost a year. They became

860
00:43:37,520 --> 00:43:41,799
Speaker 17: very comfortable with the internet, and now the ease of

861
00:43:42,560 --> 00:43:47,279
Speaker 17: accessing your title, your home's title by downloading it. Yes,

862
00:43:47,440 --> 00:43:51,880
Speaker 17: this trend will go up rather than down until the

863
00:43:51,920 --> 00:43:56,760
Speaker 17: county recorders change or fix the weaknesses in their system.

864
00:43:57,520 --> 00:43:59,640
Speaker 1: Yeah, well that's important. That's something we all got to

865
00:43:59,680 --> 00:44:00,960
Speaker 1: keep them. Gentlemen.

866
00:44:01,280 --> 00:44:03,560
Speaker 2: To both of you, thanks for making us smarter and

867
00:44:03,600 --> 00:44:05,520
Speaker 2: wiser and hopefully you have better peace of mind by

868
00:44:05,520 --> 00:44:07,120
Speaker 2: the end of tonight. And also thank you for your

869
00:44:07,120 --> 00:44:10,520
Speaker 2: service Star Country. Great to have you on today. All right, folks,

870
00:44:10,560 --> 00:44:12,200
Speaker 2: we've got yeah, great to have you.

871
00:44:12,239 --> 00:44:12,520
Speaker 14: All right.

872
00:44:12,560 --> 00:44:14,200
Speaker 1: We have one more quick break to go, folks.

873
00:44:14,200 --> 00:44:16,239
Speaker 2: But before we do that, if you're worried about the

874
00:44:16,280 --> 00:44:17,799
Speaker 2: crime of house saying, you don't want to go through

875
00:44:17,800 --> 00:44:19,799
Speaker 2: what those two gentlemen just told you what it's like,

876
00:44:20,640 --> 00:44:22,960
Speaker 2: look no further than hometown of lock, and now for

877
00:44:23,040 --> 00:44:25,640
Speaker 2: twenty twenty five, Hometown of Lock is offering twenty five

878
00:44:25,680 --> 00:44:29,160
Speaker 2: percent off their million dollar Triple Lock protection from ill

879
00:44:29,160 --> 00:44:31,480
Speaker 2: everyone watching tonight. When you sign up, you'll get a

880
00:44:31,520 --> 00:44:34,840
Speaker 2: free title history report to ensure you're not already a victim.

881
00:44:34,880 --> 00:44:36,400
Speaker 2: So go to hometown of lock dot com use the

882
00:44:36,400 --> 00:44:39,960
Speaker 2: promo code JTN twenty five. Don't wait until it's too late,

883
00:44:40,000 --> 00:44:42,759
Speaker 2: protect your home, your equity, and getting yourself some peace

884
00:44:42,760 --> 00:44:44,839
Speaker 2: of mind right now today tonight, don't go to let

885
00:44:44,920 --> 00:44:47,560
Speaker 2: you you use the promo code JTN twenty five or

886
00:44:47,600 --> 00:44:50,759
Speaker 2: twenty five percent off at hometown of lock dot com.

887
00:44:50,760 --> 00:44:52,359
Speaker 2: All right, we'll be right back and wrap things up.

888
00:45:00,840 --> 00:45:03,799
Speaker 8: I decided, actually I'm going to put home title Lock

889
00:45:03,840 --> 00:45:07,200
Speaker 8: on my mom's home. Four months or so after she passed,

890
00:45:07,280 --> 00:45:09,719
Speaker 8: I got a notification from Home Title Lock.

891
00:45:10,120 --> 00:45:11,960
Speaker 14: It notified me that.

892
00:45:11,840 --> 00:45:15,120
Speaker 8: There had been a change to the deed. That's why

893
00:45:15,160 --> 00:45:17,920
Speaker 8: we acted so quickly and got it strained out.

894
00:45:18,200 --> 00:45:21,120
Speaker 9: Let my dad know that somebody had stolen your property.

895
00:45:21,400 --> 00:45:23,359
Speaker 1: He advised me that he had taken.

896
00:45:23,080 --> 00:45:25,560
Speaker 9: Out home title Lock about eight months earlier.

897
00:45:25,840 --> 00:45:27,160
Speaker 1: We logged into home.

898
00:45:26,960 --> 00:45:31,319
Speaker 9: Title Lock, he had five alerts. Immediately we contacted them

899
00:45:31,360 --> 00:45:34,760
Speaker 9: and within about two weeks the deed was put.

900
00:45:34,600 --> 00:45:35,759
Speaker 1: Back in my parents' name.

901
00:45:36,120 --> 00:45:38,960
Speaker 9: A lot of people in property, home title theft will

902
00:45:39,000 --> 00:45:40,800
Speaker 9: happen to somebody, don't let it be you.

903
00:45:41,080 --> 00:45:43,680
Speaker 11: From the day I signed on to home Title Lock,

904
00:45:43,880 --> 00:45:46,680
Speaker 11: I received the report and saw, hey, I have a

905
00:45:46,760 --> 00:45:48,920
Speaker 11: lane against my property that I didn't know about.

906
00:45:49,080 --> 00:45:50,560
Speaker 1: We got it fixed right away.

907
00:45:50,920 --> 00:45:53,600
Speaker 11: What would it do to your life if you lost

908
00:45:53,600 --> 00:45:57,560
Speaker 11: your property? The value of home title Lock is immeasurable.

909
00:45:57,640 --> 00:46:01,480
Speaker 11: I'll be with him as long as a lot.

910
00:46:04,440 --> 00:46:06,359
Speaker 1: Wow, powerful stories, folks.

911
00:46:06,400 --> 00:46:08,600
Speaker 2: You just said some testimonials about home thatutle lock and

912
00:46:08,640 --> 00:46:11,120
Speaker 2: how it can protect your home from the crime of

913
00:46:11,160 --> 00:46:13,320
Speaker 2: home title theft. And who better to talk more about

914
00:46:13,360 --> 00:46:16,839
Speaker 2: that with us than the title theft education expert from

915
00:46:16,840 --> 00:46:18,239
Speaker 2: Home Title Lock Itself.

916
00:46:18,040 --> 00:46:20,759
Speaker 1: Our good friend Natalie Demiguz Natalie, welcome.

917
00:46:20,520 --> 00:46:24,280
Speaker 20: Back, Hi John, Hey Amanda, glad to be back. Always

918
00:46:24,320 --> 00:46:25,960
Speaker 20: wish it was under better circumstances.

919
00:46:26,920 --> 00:46:28,719
Speaker 2: Yeah, this is a tough subject, but it's a good

920
00:46:28,760 --> 00:46:29,960
Speaker 2: subject to have, all right.

921
00:46:29,960 --> 00:46:31,160
Speaker 1: So tell us some of the worst.

922
00:46:31,000 --> 00:46:32,759
Speaker 2: Cases you've seen, because you've been on the front lines

923
00:46:32,800 --> 00:46:33,720
Speaker 2: of this for a long time.

924
00:46:34,480 --> 00:46:36,120
Speaker 3: Absolutely, I mean they're all horrible.

925
00:46:36,200 --> 00:46:38,160
Speaker 20: Losing your home is one of the most devastating things

926
00:46:38,200 --> 00:46:40,880
Speaker 20: that can happen to a person, right. We've seen elder abuse,

927
00:46:40,920 --> 00:46:43,839
Speaker 20: portraying family members, government workers taking advantage of people they're

928
00:46:43,840 --> 00:46:46,520
Speaker 20: supposed to be caring about. You know, I think the

929
00:46:46,560 --> 00:46:49,480
Speaker 20: worst instances I've personally seen are when the homeowners attached

930
00:46:49,520 --> 00:46:52,440
Speaker 20: this too late and really just have no resources behind them,

931
00:46:52,480 --> 00:46:54,800
Speaker 20: you know, tens of thousands of dollars for legal fees,

932
00:46:55,040 --> 00:46:56,960
Speaker 20: fighting for years to get their homes back in their name.

933
00:46:57,040 --> 00:47:00,640
Speaker 20: And sometimes that doesn't even happen. Sometimes the victim loses

934
00:47:00,680 --> 00:47:02,880
Speaker 20: their home to a company that bought it from a

935
00:47:02,880 --> 00:47:05,160
Speaker 20: criminal and just had better lawyers.

936
00:47:05,280 --> 00:47:07,000
Speaker 3: Or a woman in Georgia.

937
00:47:06,640 --> 00:47:09,480
Speaker 20: Who found her house getting bulldozed to the ground because

938
00:47:09,480 --> 00:47:11,759
Speaker 20: someone bought it from a criminal and started, you know,

939
00:47:12,040 --> 00:47:14,439
Speaker 20: tearing her house down. That's probably one of the worst

940
00:47:14,480 --> 00:47:18,719
Speaker 20: word story that I've personally seen. But sometimes even the

941
00:47:18,800 --> 00:47:21,800
Speaker 20: person buying the home from the scamber becomes the victim.

942
00:47:21,840 --> 00:47:24,200
Speaker 3: Did you guys see the story that NPR did recently

943
00:47:25,320 --> 00:47:26,000
Speaker 3: tell us about this.

944
00:47:26,040 --> 00:47:27,560
Speaker 1: I don't think a lot of our readers have, but yeah,

945
00:47:27,560 --> 00:47:27,920
Speaker 1: you're right.

946
00:47:28,880 --> 00:47:31,600
Speaker 20: No, Yeah, So a real estate developer in Connecticut bought

947
00:47:31,640 --> 00:47:34,680
Speaker 20: a house, or bought vacant property for like thirty five.

948
00:47:34,600 --> 00:47:37,040
Speaker 3: Hundred dollars right, sorry, three hundred and.

949
00:47:37,000 --> 00:47:40,400
Speaker 20: Fifty thousand dollars, not thirty five hundred, but spent nearly

950
00:47:40,440 --> 00:47:43,440
Speaker 20: a million dollars investing building a home on this property.

951
00:47:43,480 --> 00:47:45,799
Speaker 20: And months later she's on vacation, get the call from

952
00:47:45,800 --> 00:47:49,040
Speaker 20: her lawyer saying, hey, the sale was fraudulent.

953
00:47:49,160 --> 00:47:50,160
Speaker 3: We need to deal with this.

954
00:47:50,600 --> 00:47:54,560
Speaker 20: So, after fighting and trying to figure everything out, they

955
00:47:54,719 --> 00:47:57,640
Speaker 20: is the property ended up going back to the legitimate homeowner.

956
00:47:57,640 --> 00:48:00,759
Speaker 20: Because the sale was fraudulent and because the law is

957
00:48:00,840 --> 00:48:03,080
Speaker 20: kind of weird and the property was being built on

958
00:48:03,120 --> 00:48:04,080
Speaker 20: someone else's land.

959
00:48:04,440 --> 00:48:07,080
Speaker 3: She lost all of her investment. She lost the home.

960
00:48:07,840 --> 00:48:12,359
Speaker 20: Every money, time, energy, emotional stress, everything put into it

961
00:48:12,440 --> 00:48:14,680
Speaker 20: was just gone. She didn't get reimbursed for anything. The

962
00:48:14,760 --> 00:48:18,040
Speaker 20: investor or lost everything. So title that doesn't just affect

963
00:48:18,040 --> 00:48:21,560
Speaker 20: the homeowners. They can affect investors and buyers as well.

964
00:48:21,840 --> 00:48:25,160
Speaker 20: So this is why having time, resources, and really just

965
00:48:25,480 --> 00:48:28,480
Speaker 20: a team of experts to fight for you and be there.

966
00:48:28,280 --> 00:48:30,040
Speaker 3: For you is so important.

967
00:48:31,239 --> 00:48:33,520
Speaker 2: You aren't kidding well what you do every day at

968
00:48:33,560 --> 00:48:36,479
Speaker 2: the hometitle lock is so important. And everyone who now

969
00:48:36,719 --> 00:48:38,800
Speaker 2: doesn't have that peace of mind. Learning about these victims,

970
00:48:38,800 --> 00:48:40,640
Speaker 2: they can get it. Tonight, I'm going to tell you,

971
00:48:40,680 --> 00:48:42,759
Speaker 2: folks how you can do this. Natalie First, thanks for

972
00:48:42,840 --> 00:48:44,760
Speaker 2: joining us and thanks for helping us do the special

973
00:48:44,840 --> 00:48:46,680
Speaker 2: something I want to do for a long time. Really

974
00:48:46,719 --> 00:48:51,120
Speaker 2: appreciate the partnership with you. All Right, folks, here's what.

975
00:48:51,040 --> 00:48:51,520
Speaker 1: We're gonna do.

976
00:48:51,640 --> 00:48:53,359
Speaker 2: You're going to go to hometownle lock dot com right

977
00:48:53,400 --> 00:48:56,080
Speaker 2: now to make sure your home is protected from title theft.

978
00:48:56,080 --> 00:48:58,400
Speaker 2: Traditional protections I'm not going to cover you, but hometown

979
00:48:58,440 --> 00:49:01,000
Speaker 2: of Lock will with a million time triple locked protection.

980
00:49:01,080 --> 00:49:03,520
Speaker 2: They monitor your title, alert you to any changes, and

981
00:49:03,600 --> 00:49:06,680
Speaker 2: spend up to eight million dollars to fix the fraud

982
00:49:06,719 --> 00:49:09,319
Speaker 2: and restore your title if your fraud. If fraud ever

983
00:49:09,320 --> 00:49:11,640
Speaker 2: happens to you, that's peace of mind. Home title locks

984
00:49:11,680 --> 00:49:15,160
Speaker 2: million dollar triple lock protection doesn't just protect your title,

985
00:49:15,239 --> 00:49:16,839
Speaker 2: it gives you a peace of mind. And for twenty

986
00:49:16,920 --> 00:49:19,920
Speaker 2: twenty five, home title Lock is graciously offering twenty five

987
00:49:19,960 --> 00:49:22,560
Speaker 2: percent off to everyone who watches this show on their

988
00:49:22,600 --> 00:49:25,279
Speaker 2: protection services. So when you sign up you'll get a

989
00:49:25,280 --> 00:49:27,280
Speaker 2: free title search to check if you're already a victim.

990
00:49:27,320 --> 00:49:29,239
Speaker 2: Go to hometitle lock dot com and use the promo

991
00:49:29,320 --> 00:49:31,080
Speaker 2: code JTN twenty five.

992
00:49:31,120 --> 00:49:32,200
Speaker 1: Don't wait till it's too late.

993
00:49:32,320 --> 00:49:35,280
Speaker 2: Take advantage of this incredible offer promo code JTN twenty

994
00:49:35,280 --> 00:49:39,560
Speaker 2: five at hometitle lock dot com. All right, guys, on Monday,

995
00:49:39,600 --> 00:49:41,759
Speaker 2: the forty sixth seventh President of the United States will

996
00:49:41,760 --> 00:49:42,680
Speaker 2: be inaugurated to Donald J.

997
00:49:42,719 --> 00:49:43,000
Speaker 1: Trump.

998
00:49:43,080 --> 00:49:45,359
Speaker 2: We're gonna have live coverage all throughout the day. Being

999
00:49:45,360 --> 00:49:47,879
Speaker 2: sure you're tuning in Monday to HURRYV from mourning the desk.

1000
00:49:47,960 --> 00:49:50,560
Speaker 2: We'll have our regular show at six o'clock until then,

1001
00:49:50,560 --> 00:49:51,840
Speaker 2: God bless you have a great weekend.

1002
00:49:52,040 --> 00:49:53,680
Speaker 1: It's time for grantsishell