WEBVTT - Ep. 22 — Why every woman needs an "F-U" fund

0:00:16.079 --> 0:00:19.200
<v Speaker 1>All right, guys, we're back with episode twenty two.

0:00:19.320 --> 0:00:21.480
<v Speaker 2>Oh twenty two. Oh we think we've grown now we

0:00:21.560 --> 0:00:22.320
<v Speaker 2>ready to move out.

0:00:22.400 --> 0:00:25.320
<v Speaker 1>We shoveled ourselves out of the snow. Oh yeah, we're grown.

0:00:25.440 --> 0:00:27.440
<v Speaker 1>We shuttled ourselves out of the snow to bring you,

0:00:27.440 --> 0:00:28.920
<v Speaker 1>guys another episode of brown Ambition.

0:00:29.440 --> 0:00:32.320
<v Speaker 2>Yes you're welcome. Well, honestly, Superman did the shoveling. I

0:00:32.440 --> 0:00:36.599
<v Speaker 2>just made lunch in hot chocolate, as you should. Now.

0:00:36.640 --> 0:00:39.120
<v Speaker 1>This storm was crazy. I hope everyone is nice and

0:00:39.200 --> 0:00:42.080
<v Speaker 1>warm at home on the East Coast. I feel like

0:00:42.080 --> 0:00:43.920
<v Speaker 1>a lot of our audience on the East Coast right now,

0:00:44.000 --> 0:00:47.240
<v Speaker 1>So I hope everyone's good. Sorry that it didn't fall

0:00:47.479 --> 0:00:49.920
<v Speaker 1>like I wish the blizzard had fallen like maybe today.

0:00:50.360 --> 0:00:53.920
<v Speaker 2>I know, I mean, it's no work Monday. I know

0:00:54.480 --> 0:00:56.360
<v Speaker 2>your boss is gonna make you go. He's gonna say, like,

0:00:56.400 --> 0:00:59.840
<v Speaker 2>you know what, the streets are shoveled, the sidewalks are shoveled.

0:01:00.040 --> 0:01:00.640
<v Speaker 2>I'm into work.

0:01:00.960 --> 0:01:02.520
<v Speaker 1>Well, you know how it gets in New York City,

0:01:02.800 --> 0:01:04.840
<v Speaker 1>probably gets the same way in Jersey. Like after its

0:01:04.920 --> 0:01:08.000
<v Speaker 1>nos then you have four days of melting and it's

0:01:08.040 --> 0:01:11.399
<v Speaker 1>just like black slushy rivers of dirt and grime. So

0:01:11.600 --> 0:01:16.319
<v Speaker 1>looking forward to that. It's gonna be fun, fun times.

0:01:16.959 --> 0:01:24.160
<v Speaker 2>Yeah. So it is time for Buzzworthy.

0:01:22.720 --> 0:01:28.280
<v Speaker 1>The most special time of the day. There's a lot

0:01:28.319 --> 0:01:31.360
<v Speaker 1>of cool stuff happening. Let's start with some good news.

0:01:32.240 --> 0:01:33.399
<v Speaker 1>Well is there good news?

0:01:33.440 --> 0:01:33.600
<v Speaker 2>Oh?

0:01:33.840 --> 0:01:35.720
<v Speaker 1>Well, I guess the good news is that we talked

0:01:35.720 --> 0:01:38.720
<v Speaker 1>about the Flint River, I mean the Flint, Michigan water

0:01:38.800 --> 0:01:42.120
<v Speaker 1>crisis last week, and we finally seemed to hit the

0:01:42.120 --> 0:01:45.560
<v Speaker 1>tipping point in the American news media cycle to where

0:01:45.560 --> 0:01:48.200
<v Speaker 1>people are finally paying attention. I mean, I think every

0:01:48.240 --> 0:01:50.640
<v Speaker 1>major news outlet had a Flint story.

0:01:50.760 --> 0:01:53.960
<v Speaker 2>Yes, right, and I've been seeing way more of my

0:01:53.960 --> 0:01:57.120
<v Speaker 2>friend's timelines. One of my friends, Niamaya at Nami Davis

0:01:57.160 --> 0:01:59.240
<v Speaker 2>and Philly, he actually did a water drive and his

0:01:59.320 --> 0:02:01.320
<v Speaker 2>goal was to get like, I think, like a ten

0:02:01.400 --> 0:02:04.760
<v Speaker 2>thousand bottles of water. He ended up collecting fifty thousand

0:02:04.800 --> 0:02:07.720
<v Speaker 2>bottles and he's gonna be driving it down. Yeah. So

0:02:07.760 --> 0:02:10.560
<v Speaker 2>people are really starting to pay attention, and you know,

0:02:10.600 --> 0:02:12.400
<v Speaker 2>it's starting to get like you said, it's it's tipped,

0:02:12.400 --> 0:02:16.440
<v Speaker 2>which is great because this is crazy. Honestly, it feels.

0:02:16.200 --> 0:02:18.560
<v Speaker 1>Like another country, like yeah, you know what I mean.

0:02:18.600 --> 0:02:20.400
<v Speaker 1>And then they had the What really disturbed me and

0:02:20.440 --> 0:02:22.160
<v Speaker 1>I think everybody else was that The New York Times

0:02:22.280 --> 0:02:24.959
<v Speaker 1>ran that story on letters or emails from the mayor

0:02:25.040 --> 0:02:29.680
<v Speaker 1>and her team totally like making making light of making

0:02:29.760 --> 0:02:33.519
<v Speaker 1>light of people who were complaining about the water and saying,

0:02:33.560 --> 0:02:35.160
<v Speaker 1>like I think the quote was that they called them

0:02:35.160 --> 0:02:38.320
<v Speaker 1>the oh, it's just an anti everything group complaining about

0:02:38.360 --> 0:02:42.040
<v Speaker 1>the water, when in fact, the water is literally poisoning people.

0:02:42.639 --> 0:02:44.920
<v Speaker 1>So that's why it took so long. And I mean,

0:02:44.960 --> 0:02:46.359
<v Speaker 1>I think the mayor will get kicked out. I don't

0:02:46.400 --> 0:02:48.320
<v Speaker 1>know what the what do they get impeached? What do

0:02:48.360 --> 0:02:51.120
<v Speaker 1>they resign? Like it's it's a it's an embarrassment and

0:02:51.160 --> 0:02:52.399
<v Speaker 1>there's no exist for it.

0:02:53.160 --> 0:02:55.520
<v Speaker 2>And the thing is, though, like it's not like, you know,

0:02:55.560 --> 0:02:57.200
<v Speaker 2>some things it's very hard to prove. You're like, oh,

0:02:57.200 --> 0:02:58.880
<v Speaker 2>I don't know, but this is one of those things

0:02:58.880 --> 0:03:01.000
<v Speaker 2>where you're like, let me just turn on the faucet.

0:03:01.120 --> 0:03:04.959
<v Speaker 2>Oh it's brown, you know. Like sometimes I mean I

0:03:05.000 --> 0:03:07.440
<v Speaker 2>hate when people act like, you know, you can't complain

0:03:07.480 --> 0:03:09.320
<v Speaker 2>because you don't want to be complaining all to all

0:03:09.400 --> 0:03:12.280
<v Speaker 2>Black people are always complaining or this segment of the

0:03:12.320 --> 0:03:15.200
<v Speaker 2>population always has something to say. But you know, what.

0:03:15.280 --> 0:03:17.080
<v Speaker 2>This is one of those moments where it would not

0:03:17.120 --> 0:03:19.080
<v Speaker 2>have been hard to fact check and say, you know what,

0:03:19.200 --> 0:03:19.680
<v Speaker 2>they're right.

0:03:21.680 --> 0:03:23.519
<v Speaker 1>They're right, and they have a point and their voices

0:03:23.520 --> 0:03:26.160
<v Speaker 1>should be heard. I mean, and it's sad that it

0:03:26.200 --> 0:03:28.200
<v Speaker 1>takes this long. I have to give a shout out

0:03:28.240 --> 0:03:30.959
<v Speaker 1>to my friend Caris Jackman. We went to college together

0:03:32.000 --> 0:03:34.480
<v Speaker 1>at University of Georgia and we were in journalism school together.

0:03:34.520 --> 0:03:36.800
<v Speaker 1>And she is a reporter in Flint, Michigan, and I've

0:03:36.800 --> 0:03:39.560
<v Speaker 1>been watching her news reports on this water crisis long

0:03:39.640 --> 0:03:41.680
<v Speaker 1>before I mean, of course she's local, but long before

0:03:41.720 --> 0:03:44.720
<v Speaker 1>the national media finally took notice, she's been out there

0:03:44.760 --> 0:03:47.240
<v Speaker 1>really covering it. So go ahead, Courris. I hope you

0:03:47.320 --> 0:03:51.960
<v Speaker 1>get all the acclaim that you deserve. And just thanks

0:03:51.960 --> 0:03:52.960
<v Speaker 1>for telling that story.

0:03:53.200 --> 0:03:59.880
<v Speaker 2>Yes, Cris, thank you. Carees PSI, so what else is buzzing?

0:04:00.360 --> 0:04:02.160
<v Speaker 2>I know you said you were telling me earlier about

0:04:02.400 --> 0:04:06.120
<v Speaker 2>that young, young brown girl who started what is it,

0:04:06.360 --> 0:04:07.520
<v Speaker 2>a thousand Black Girl books?

0:04:07.560 --> 0:04:09.880
<v Speaker 1>Oh yeah, so she's starting a movement. This is so cute.

0:04:09.880 --> 0:04:12.720
<v Speaker 1>It's this little girl. Where is she from? Where is

0:04:12.760 --> 0:04:15.280
<v Speaker 1>she from? I love the quote from her. She says

0:04:15.280 --> 0:04:18.279
<v Speaker 1>that she was tired of reading about sick of reading

0:04:18.279 --> 0:04:21.400
<v Speaker 1>about white boys and dogs. So she started a book

0:04:21.480 --> 0:04:26.560
<v Speaker 1>drive for books that feature black girls, which I'm impressors

0:04:26.600 --> 0:04:30.560
<v Speaker 1>a thousand books with black girls featured. That's like more

0:04:30.560 --> 0:04:33.800
<v Speaker 1>than I would ever think. And what was her name?

0:04:34.200 --> 0:04:35.040
<v Speaker 1>What is her name?

0:04:35.440 --> 0:04:38.120
<v Speaker 2>Is her mother named Janie? Because I'm like, wait, this

0:04:38.160 --> 0:04:39.800
<v Speaker 2>sounds like my friend jan is from Newark.

0:04:40.880 --> 0:04:43.719
<v Speaker 1>I think she's from Newark. Her last name is Diaz Marlee.

0:04:43.800 --> 0:04:46.640
<v Speaker 2>Yes, oh my gosh, yes, I'm really cool with her mom.

0:04:46.680 --> 0:04:49.600
<v Speaker 2>I'm like, wait a minute, that sounds funny. Yes, Jane's Das.

0:04:49.640 --> 0:04:52.320
<v Speaker 2>She's a doctor, And oh my god, that's so funny

0:04:52.320 --> 0:04:54.680
<v Speaker 2>that because we're I was just looking on Facebook. They

0:04:54.680 --> 0:04:57.359
<v Speaker 2>were on the news somewhere. Yes, I know Janis and

0:04:57.440 --> 0:05:00.719
<v Speaker 2>her daughter is amazing and her husban and it's amazing

0:05:01.040 --> 0:05:03.840
<v Speaker 2>and it's just so funny. Yes, okay, well, well go.

0:05:03.760 --> 0:05:06.440
<v Speaker 1>Ahead, New Jersey tweens. So she's only eleven. I think

0:05:06.480 --> 0:05:09.040
<v Speaker 1>you're eleven years old, she said. She said, I told

0:05:09.080 --> 0:05:10.880
<v Speaker 1>my mom I was sick of reading about white boys

0:05:10.880 --> 0:05:13.280
<v Speaker 1>and dogs, and moms asked, what are you going to

0:05:13.360 --> 0:05:16.279
<v Speaker 1>do about it? So she started this book drive where

0:05:16.279 --> 0:05:19.240
<v Speaker 1>black girls are the main characters and The project was

0:05:19.279 --> 0:05:24.520
<v Speaker 1>being supported by something called the Philadelphia's Grassroots Community Founders,

0:05:25.000 --> 0:05:27.719
<v Speaker 1>which Janie her mother. Yeah, here we go, Janie.

0:05:27.480 --> 0:05:31.280
<v Speaker 2>Founded She's as I've volunteered with them a number of times.

0:05:31.640 --> 0:05:34.000
<v Speaker 1>That's so sweet. And she's gonna she's going to donate

0:05:34.000 --> 0:05:37.960
<v Speaker 1>the books to a low resourced neighbor, a low resources library.

0:05:38.760 --> 0:05:40.800
<v Speaker 1>And Saint Mary Jamaica. Is that in Jersey?

0:05:41.520 --> 0:05:47.960
<v Speaker 2>Saint Mary Jamaica Queens? Yeah, it sounds like queens, but Jamaica,

0:05:48.520 --> 0:05:50.480
<v Speaker 2>Like they just I remember, I just saw pictures of them.

0:05:50.560 --> 0:05:53.160
<v Speaker 2>She her mother, Jane's what I love is that with

0:05:53.279 --> 0:05:56.640
<v Speaker 2>the Grassroots organization, they take the girls different places in

0:05:56.680 --> 0:06:00.320
<v Speaker 2>the diaspora. So they just got back from Ghana where

0:06:00.360 --> 0:06:01.880
<v Speaker 2>they took the girls, you know, to kind of see

0:06:01.960 --> 0:06:05.000
<v Speaker 2>like the root that the slaves took. And so her

0:06:05.000 --> 0:06:08.360
<v Speaker 2>mother is so dynamic, and I'm not surprised at her

0:06:08.520 --> 0:06:12.720
<v Speaker 2>daughter like having those thoughts and feelings and implementing them,

0:06:12.760 --> 0:06:15.040
<v Speaker 2>because that is her mother to the teeth. Like her

0:06:15.080 --> 0:06:18.800
<v Speaker 2>mother is a is a doctor and has advocated for

0:06:19.400 --> 0:06:23.360
<v Speaker 2>brown people to have proper nutrition and education, and so

0:06:23.600 --> 0:06:25.880
<v Speaker 2>her daughter's just following right in her footsteps. They're both

0:06:25.920 --> 0:06:28.080
<v Speaker 2>still brown girls. So we'll go ahead.

0:06:28.680 --> 0:06:30.200
<v Speaker 1>That is a good that's a good sign of parenting

0:06:30.200 --> 0:06:31.360
<v Speaker 1>because you know, when I was a little girl, and

0:06:31.400 --> 0:06:33.160
<v Speaker 1>I think a lot of kids, like I read a

0:06:33.200 --> 0:06:35.240
<v Speaker 1>lot of books that featured white characters. But I didn't

0:06:35.320 --> 0:06:37.680
<v Speaker 1>think it was weird because that's all I knew, you know,

0:06:38.279 --> 0:06:40.080
<v Speaker 1>I didn't even know enough to know that it was

0:06:40.160 --> 0:06:42.200
<v Speaker 1>weird that there wasn't anybody who was brown in the

0:06:42.200 --> 0:06:46.080
<v Speaker 1>books I was reading. So I think that's definitely like

0:06:47.560 --> 0:06:51.160
<v Speaker 1>Janiss win there. Yeah, for teaching her to be skeptical

0:06:51.200 --> 0:06:53.960
<v Speaker 1>of what she's skeptical and to ask for more of

0:06:54.000 --> 0:06:55.800
<v Speaker 1>the books that she has and that she's reading.

0:06:56.080 --> 0:06:57.479
<v Speaker 2>Yeah, I love that. That's awesome.

0:06:58.360 --> 0:07:03.560
<v Speaker 1>Now on the shade front for today's buzzworthy, Yeah, speaking,

0:07:04.560 --> 0:07:07.479
<v Speaker 1>I know, speaking of speaking out when you see something

0:07:07.520 --> 0:07:10.960
<v Speaker 1>that's wrong or when you're not seeing people of color featured.

0:07:11.120 --> 0:07:14.760
<v Speaker 1>The oscarsh Yeah, have been in the news like I've been.

0:07:14.800 --> 0:07:17.400
<v Speaker 1>Every day there's a new person speak like saying some

0:07:17.880 --> 0:07:21.280
<v Speaker 1>foolishness about the oscars. People are banning it, people are

0:07:21.320 --> 0:07:24.680
<v Speaker 1>not banning it. This week the oscars. Finally, I guess

0:07:24.720 --> 0:07:27.640
<v Speaker 1>the culmination of all this was the oscars have decided

0:07:27.680 --> 0:07:30.600
<v Speaker 1>to change the way that they select members of their

0:07:30.680 --> 0:07:34.160
<v Speaker 1>voting I guess the only select members of the oscars,

0:07:34.200 --> 0:07:37.640
<v Speaker 1>whatever group it is, the Academy Awards, Academy Motion pictured

0:07:37.720 --> 0:07:42.160
<v Speaker 1>Arts can vote for the OSCARS. So they're making some changes,

0:07:42.160 --> 0:07:43.760
<v Speaker 1>and I'm not so sure what the changes are, but

0:07:43.800 --> 0:07:45.760
<v Speaker 1>apparently it's going to make it so that more people

0:07:45.800 --> 0:07:48.640
<v Speaker 1>of color, well actually more people of color and women

0:07:49.120 --> 0:07:52.720
<v Speaker 1>for that matter, can actually vote. Okay, because like something

0:07:52.760 --> 0:07:55.360
<v Speaker 1>crazy like ninety nine or ninety five percent of OSCAR

0:07:55.440 --> 0:07:59.600
<v Speaker 1>voters or white men that are wh surprise, that's insane,

0:08:00.040 --> 0:08:01.800
<v Speaker 1>and they wonder that's what makes it like when you

0:08:01.840 --> 0:08:04.360
<v Speaker 1>have when you hear facts like that, and then you

0:08:04.400 --> 0:08:07.480
<v Speaker 1>see there's been a couple of actors. One of them,

0:08:07.640 --> 0:08:13.119
<v Speaker 1>Charlotte Rampling, she's nominated for Best Actress Oscar nomination. She's British,

0:08:13.400 --> 0:08:15.520
<v Speaker 1>came out saying that she thinks that all the people

0:08:15.560 --> 0:08:18.239
<v Speaker 1>saying that the Oscars are so white, that that's racist

0:08:18.240 --> 0:08:23.280
<v Speaker 1>against white people. Charlotte she's older, so you know, me

0:08:23.400 --> 0:08:25.040
<v Speaker 1>give her a couple of you can give her a

0:08:25.040 --> 0:08:27.560
<v Speaker 1>little bit of slack, but I feel like to look

0:08:27.560 --> 0:08:31.680
<v Speaker 1>at a voting like you can't say that it's just

0:08:31.800 --> 0:08:33.760
<v Speaker 1>it's based entire. I think there's so many different factors

0:08:33.800 --> 0:08:35.600
<v Speaker 1>at play here that I'm making the Oscar so white.

0:08:35.600 --> 0:08:37.200
<v Speaker 1>One is that there's not a ton of material for

0:08:37.240 --> 0:08:39.920
<v Speaker 1>black actors. Two, it's like a lot of people like

0:08:39.960 --> 0:08:42.080
<v Speaker 1>Lupita Niungo came out saying this too, is that this

0:08:42.160 --> 0:08:44.880
<v Speaker 1>year there weren't so many roles that black actors were

0:08:44.880 --> 0:08:51.280
<v Speaker 1>playing that fit into the stereotypical black character slaves, maids,

0:08:51.440 --> 0:08:54.360
<v Speaker 1>that kind of thing. And then three, but you can't

0:08:54.360 --> 0:08:57.360
<v Speaker 1>discount the fact that when you have a when everyone

0:08:57.400 --> 0:09:01.440
<v Speaker 1>who's voting casting a vote is white and older and male,

0:09:02.440 --> 0:09:05.000
<v Speaker 1>there's a ton of bias at play there, and they're

0:09:05.080 --> 0:09:07.840
<v Speaker 1>gonna pick people who fit into their standards of what

0:09:07.880 --> 0:09:10.160
<v Speaker 1>they think good art is or stories that are worth telling.

0:09:10.240 --> 0:09:13.480
<v Speaker 1>And people are egotistical, like they think stories that feature

0:09:13.520 --> 0:09:16.320
<v Speaker 1>them are worth telling. And that's exactly that's a huge

0:09:16.360 --> 0:09:18.560
<v Speaker 1>reason why you see the Oscar nominations come out the

0:09:18.559 --> 0:09:19.199
<v Speaker 1>way that they have.

0:09:19.640 --> 0:09:21.360
<v Speaker 2>You know you're right, though, because people, I mean, you

0:09:21.440 --> 0:09:24.560
<v Speaker 2>relate to what what you're used to. So if you're

0:09:24.640 --> 0:09:27.439
<v Speaker 2>used to you know your life, your story, your surroundings,

0:09:27.480 --> 0:09:30.280
<v Speaker 2>and that's what you relate to. So it just I

0:09:30.280 --> 0:09:34.400
<v Speaker 2>think it's just crazy to be shocked there, like, wait, no,

0:09:34.400 --> 0:09:37.880
<v Speaker 2>no brown people were nominated. Well yeah, because there's no

0:09:37.920 --> 0:09:40.600
<v Speaker 2>brown people making the nominations, and so yes, they should

0:09:40.640 --> 0:09:43.000
<v Speaker 2>have it should have been you know, this should have

0:09:43.120 --> 0:09:44.880
<v Speaker 2>this shift should have happened a long time ago. So

0:09:44.880 --> 0:09:46.960
<v Speaker 2>I'm glad that it's happened. I just think like the

0:09:47.000 --> 0:09:48.920
<v Speaker 2>whole I'm not gonna lie. It was kind of like

0:09:48.960 --> 0:09:51.720
<v Speaker 2>giggly how everything kind of went down was like, so,

0:09:51.920 --> 0:09:54.960
<v Speaker 2>you know, first Jada, you know, she asked for people

0:09:54.960 --> 0:09:57.640
<v Speaker 2>to to to kind of like, you know, I guess

0:09:57.880 --> 0:09:59.400
<v Speaker 2>to say that they weren't gonna go like, you know,

0:09:59.440 --> 0:10:01.520
<v Speaker 2>we're gonna work. I was honest, you know.

0:10:01.720 --> 0:10:03.800
<v Speaker 1>And so yeah, I wonder if she talked to Will

0:10:03.880 --> 0:10:05.800
<v Speaker 1>first before she put that video up, because he was

0:10:05.880 --> 0:10:07.040
<v Speaker 1>quiet for a couple of days.

0:10:07.040 --> 0:10:09.960
<v Speaker 2>You know. Yeah, it just was like, Okay, I get it,

0:10:10.000 --> 0:10:12.839
<v Speaker 2>your husband wasn't nominated. So so that's that's what people

0:10:12.840 --> 0:10:15.840
<v Speaker 2>were kind of like, well, Jada, if he was nominated,

0:10:15.840 --> 0:10:17.600
<v Speaker 2>we would have never heard from you. And so I'm

0:10:17.640 --> 0:10:19.440
<v Speaker 2>not going to take away from Jada saying that she's

0:10:19.440 --> 0:10:21.079
<v Speaker 2>because some people were like, oh, we never hear from

0:10:21.120 --> 0:10:24.120
<v Speaker 2>you when when other important issues happened, But that's not

0:10:24.160 --> 0:10:29.040
<v Speaker 2>true Jada. It's a big, big supporter of like like

0:10:29.360 --> 0:10:33.120
<v Speaker 2>initiatives to help like sex trafficking and people who are

0:10:33.200 --> 0:10:35.800
<v Speaker 2>kind of like in the sex slave trade field or whatever.

0:10:36.480 --> 0:10:38.480
<v Speaker 2>So Jada definitely is somebody who stands up for what

0:10:38.520 --> 0:10:40.720
<v Speaker 2>she believes in. But it's just that they've never heard

0:10:40.720 --> 0:10:43.719
<v Speaker 2>from you as it relates to race. And what was

0:10:43.800 --> 0:10:46.200
<v Speaker 2>kind of funny was that just a year ago, or

0:10:46.200 --> 0:10:48.280
<v Speaker 2>not even a year ago, Will Smith had just done

0:10:48.480 --> 0:10:51.440
<v Speaker 2>an interview where he basically said he doesn't there's not

0:10:51.520 --> 0:10:55.400
<v Speaker 2>much racism in the in the acting world, and he

0:10:55.440 --> 0:10:57.800
<v Speaker 2>doesn't really see it and if it does happen, you know,

0:10:57.840 --> 0:10:59.439
<v Speaker 2>he chooses not to focus on it. So it was

0:10:59.520 --> 0:11:03.240
<v Speaker 2>kind of like, so, when you win, it's cool, but

0:11:03.400 --> 0:11:06.920
<v Speaker 2>now that you didn't get a nomination for concussion, it's

0:11:06.920 --> 0:11:08.520
<v Speaker 2>not so cool. So people were kind of dragged her

0:11:08.520 --> 0:11:11.320
<v Speaker 2>for that a little bit. But to me, we'll put

0:11:11.320 --> 0:11:13.640
<v Speaker 2>the shade cherry. The shade cherry on top of the

0:11:13.640 --> 0:11:16.360
<v Speaker 2>shade ice cream was did you see on vib the

0:11:16.400 --> 0:11:18.679
<v Speaker 2>first on viv go Off? Did you watch that video?

0:11:18.840 --> 0:11:21.000
<v Speaker 1>Oh? Yeah, we posted on the Brown Ambition. Yeah, I

0:11:21.000 --> 0:11:23.360
<v Speaker 1>posted on the Brown ambition page. It was epic. It

0:11:23.440 --> 0:11:26.240
<v Speaker 1>was epics. We'll say her name, Janet Hubert.

0:11:26.559 --> 0:11:30.719
<v Speaker 2>Yes AKA according to I awesomely love the AKA on Viv.

0:11:31.640 --> 0:11:33.719
<v Speaker 2>Not two point one, but I guess zero point one,

0:11:33.880 --> 0:11:36.880
<v Speaker 2>one point zero the first on Viv, the brown chocolate

0:11:36.880 --> 0:11:40.080
<v Speaker 2>onn Fit Viv. She went off. It is clear this

0:11:40.120 --> 0:11:44.079
<v Speaker 2>woman is holding off to all her biddenness. I mean

0:11:44.080 --> 0:11:45.319
<v Speaker 2>some of what she said. I was like, Okay, I

0:11:45.360 --> 0:11:47.440
<v Speaker 2>feel her, But some of it I was like, really,

0:11:48.120 --> 0:11:49.720
<v Speaker 2>like you're still mad, damn.

0:11:49.760 --> 0:11:52.560
<v Speaker 1>Twenty years later she did she well, she brought up

0:11:52.600 --> 0:11:56.040
<v Speaker 1>some I mean honestly, like you could nitpick Jaden Will, like,

0:11:56.120 --> 0:11:58.599
<v Speaker 1>of course he has been nominated. He lives in a

0:11:58.600 --> 0:12:01.760
<v Speaker 1>bubble where he's the dark of Hollywood, one of the

0:12:01.760 --> 0:12:05.559
<v Speaker 1>few black actors to be like widespread love love by Hollywood.

0:12:05.840 --> 0:12:07.320
<v Speaker 1>And of course, yeah, like you said, they picked the

0:12:07.360 --> 0:12:09.800
<v Speaker 1>one year when he's not nominated to come and all

0:12:09.800 --> 0:12:12.400
<v Speaker 1>of a sudden say that oscars are racist. But then

0:12:12.440 --> 0:12:14.880
<v Speaker 1>she brings she like digs way back into history to

0:12:15.040 --> 0:12:17.240
<v Speaker 1>French prince days because like she was kicked off the

0:12:17.240 --> 0:12:20.720
<v Speaker 1>show or like dismissed from the show. Right, yeah, she

0:12:20.800 --> 0:12:24.200
<v Speaker 1>said that will Will basically or she tried to get

0:12:24.440 --> 0:12:26.640
<v Speaker 1>you know, just like other casts of other TV shows

0:12:26.640 --> 0:12:29.160
<v Speaker 1>had done, they tried to get together and have Will

0:12:30.400 --> 0:12:33.400
<v Speaker 1>stand together to ask for more or equal pay for

0:12:33.480 --> 0:12:36.680
<v Speaker 1>the episodes. And he was like, my salary is my salary,

0:12:36.760 --> 0:12:39.559
<v Speaker 1>and your salary is your salary. And I think she's

0:12:39.600 --> 0:12:42.200
<v Speaker 1>still holding a little grudge about that, just a little.

0:12:43.520 --> 0:12:44.680
<v Speaker 1>I mean, who can blame her?

0:12:45.000 --> 0:12:47.040
<v Speaker 2>Yeah, I mean like that part I understood, but I

0:12:47.040 --> 0:12:48.760
<v Speaker 2>just thought it was kind of like gigly and funny.

0:12:48.800 --> 0:12:51.120
<v Speaker 2>I was like, oh, like, look at her going in,

0:12:51.200 --> 0:12:52.480
<v Speaker 2>Like I said, some of the like a lot of

0:12:52.480 --> 0:12:54.640
<v Speaker 2>what she said was lost because of the bitterness. But

0:12:55.280 --> 0:12:56.840
<v Speaker 2>you know, I could see what she was saying, like,

0:12:56.880 --> 0:12:58.680
<v Speaker 2>you know, they have a production company. They have not

0:12:58.800 --> 0:13:02.600
<v Speaker 2>been exactly like big supporters of like putting out new

0:13:02.640 --> 0:13:03.920
<v Speaker 2>Brown talent, and they.

0:13:03.960 --> 0:13:05.760
<v Speaker 1>Put off themselves. They put out Will.

0:13:06.080 --> 0:13:08.080
<v Speaker 2>Yes, and so she's just like so I could feel

0:13:08.120 --> 0:13:09.480
<v Speaker 2>her on that. So I was kind of like, okay,

0:13:09.520 --> 0:13:12.200
<v Speaker 2>But all in all, the shade was epic.

0:13:12.760 --> 0:13:15.200
<v Speaker 1>Spike Lee came out even before Jada and he said

0:13:15.240 --> 0:13:17.560
<v Speaker 1>he was boycotting the Oscars. I feel like if I

0:13:17.600 --> 0:13:21.000
<v Speaker 1>feel like okay, I'll you know, Spike Lee, who has

0:13:21.120 --> 0:13:25.480
<v Speaker 1>done so much for black film to promote black artistry.

0:13:25.640 --> 0:13:29.400
<v Speaker 1>Just at a film about Shiraq those you know, incredibly

0:13:29.520 --> 0:13:31.760
<v Speaker 1>the gang violence that happens in Chicago. Like he's done

0:13:31.840 --> 0:13:34.280
<v Speaker 1>so much, Like he's put in the work. I don't

0:13:34.320 --> 0:13:35.880
<v Speaker 1>know if Will Smith has put in the work to

0:13:35.920 --> 0:13:38.640
<v Speaker 1>the point where he can stand up and say we

0:13:38.640 --> 0:13:42.240
<v Speaker 1>should boycott the Oscars. Hollywood is not supporting these stories, like,

0:13:42.280 --> 0:13:45.080
<v Speaker 1>I don't think Will Smith has done much to do

0:13:45.120 --> 0:13:47.280
<v Speaker 1>that himself. So I take Spike Lee a little bit

0:13:47.280 --> 0:13:49.040
<v Speaker 1>more seriously than I take Jada and Will as how

0:13:49.040 --> 0:13:49.760
<v Speaker 1>I feel about it.

0:13:50.040 --> 0:13:51.120
<v Speaker 2>Yeah, no, you're right.

0:13:51.640 --> 0:13:54.960
<v Speaker 1>But at the end of the day, I'm glad that

0:13:54.960 --> 0:13:57.200
<v Speaker 1>the conversation is happening. I feel like this is gonna

0:13:57.200 --> 0:14:00.800
<v Speaker 1>be good for their ratings. Chris Rock, Chris Rock is hosting.

0:14:00.840 --> 0:14:03.680
<v Speaker 1>I'm sure he'll take some liberty with his jokes.

0:14:03.960 --> 0:14:07.319
<v Speaker 2>Yes, a hopefully, because you know, Chris Brock is known

0:14:07.360 --> 0:14:09.840
<v Speaker 2>for like his honest comedy. So I think so too.

0:14:10.800 --> 0:14:14.360
<v Speaker 1>I can't wait. And then last, but not least, Oh, So,

0:14:14.440 --> 0:14:16.760
<v Speaker 1>I love this story that I read and I've posted

0:14:16.720 --> 0:14:18.680
<v Speaker 1>it on my social It really resonated with women. I

0:14:18.720 --> 0:14:22.480
<v Speaker 1>feel like, so everyone always talks about having an emergency fund,

0:14:22.800 --> 0:14:24.760
<v Speaker 1>a rainy day fund, a nine to one to one fund,

0:14:24.800 --> 0:14:26.640
<v Speaker 1>whatever you want to call it. But like, one of

0:14:26.720 --> 0:14:30.000
<v Speaker 1>my favorite ways to categorize or to call this, like

0:14:30.080 --> 0:14:32.960
<v Speaker 1>special little amount of cash you have set aside for

0:14:32.960 --> 0:14:37.240
<v Speaker 1>a rainy day is an FU fund, which is I

0:14:37.240 --> 0:14:39.280
<v Speaker 1>think some people like Tyra Banks sort of made this

0:14:39.320 --> 0:14:41.040
<v Speaker 1>a popular way of calling it, but I just love

0:14:41.040 --> 0:14:44.560
<v Speaker 1>it because, like that is literally what the purpose of

0:14:44.600 --> 0:14:47.720
<v Speaker 1>this little pot of money that you set aside is,

0:14:47.800 --> 0:14:50.720
<v Speaker 1>Like it is giving you the power to walk away

0:14:50.760 --> 0:14:53.320
<v Speaker 1>from situations that you don't want to be in, whether

0:14:53.400 --> 0:14:59.280
<v Speaker 1>it is a abusive partner or a boss who's harassing

0:14:59.320 --> 0:15:01.000
<v Speaker 1>you that you don't I want to work for anymore,

0:15:02.440 --> 0:15:05.040
<v Speaker 1>you know. And there was a story on the Billfold,

0:15:05.040 --> 0:15:08.040
<v Speaker 1>which is like a personal finance a blog which everyone

0:15:08.080 --> 0:15:10.520
<v Speaker 1>should check out. They'd get really cool writing from a

0:15:10.520 --> 0:15:13.920
<v Speaker 1>bunch of different, like unique writers. And I don't know

0:15:13.960 --> 0:15:16.320
<v Speaker 1>if you've read it, but the story is called a

0:15:16.360 --> 0:15:19.360
<v Speaker 1>story of a fuck off Fund. Part of my French.

0:15:20.760 --> 0:15:22.440
<v Speaker 2>You Couldn't Wait maybe was like I can't wait, I

0:15:22.440 --> 0:15:23.240
<v Speaker 2>can't wait, I can't wait.

0:15:23.640 --> 0:15:26.120
<v Speaker 1>No, I mean, you know you well, she calls it

0:15:26.440 --> 0:15:29.040
<v Speaker 1>a fuck off fund on an fu fund, but the

0:15:29.080 --> 0:15:31.680
<v Speaker 1>writer is Paulette per Hash, and I thought it was

0:15:31.720 --> 0:15:34.240
<v Speaker 1>really well done. She starts off the story by like

0:15:34.760 --> 0:15:38.120
<v Speaker 1>talking about all these situations like giving you an alternate reality,

0:15:38.240 --> 0:15:41.600
<v Speaker 1>like your life without an f you fund, where your

0:15:41.640 --> 0:15:44.800
<v Speaker 1>boss grabs your ass and you keep the job anyway

0:15:44.880 --> 0:15:46.840
<v Speaker 1>and you keep your mouth shut because you don't you know,

0:15:46.880 --> 0:15:50.560
<v Speaker 1>you can't pay rent this month, Or your boyfriend pushed

0:15:50.600 --> 0:15:52.600
<v Speaker 1>you against a wall when you're having an argument and

0:15:52.640 --> 0:15:55.400
<v Speaker 1>you stay with him because you can't imagine covering the

0:15:55.400 --> 0:15:58.360
<v Speaker 1>cost of a security deposit in a moving truck to

0:15:58.400 --> 0:16:01.040
<v Speaker 1>get out of that situation. And then she does the

0:16:01.040 --> 0:16:02.760
<v Speaker 1>flip side at the end. She's like, Oh, and what

0:16:02.800 --> 0:16:04.320
<v Speaker 1>if your life were different. What if you had this

0:16:04.520 --> 0:16:06.960
<v Speaker 1>f off fund and you could say screw you to

0:16:07.040 --> 0:16:10.400
<v Speaker 1>your boss and leave a work situation that's not healthy

0:16:10.440 --> 0:16:12.160
<v Speaker 1>for you, or you can say I'm dumping you to

0:16:12.240 --> 0:16:17.200
<v Speaker 1>a deadbeat boyfriend who's hurting you physically, emotionally, whatever. And

0:16:18.000 --> 0:16:20.080
<v Speaker 1>it really resonated with me as someone who I was

0:16:20.160 --> 0:16:22.600
<v Speaker 1>raised by a single mom who had to leave some

0:16:22.640 --> 0:16:25.800
<v Speaker 1>situations like this on her own. And I'm not going

0:16:25.840 --> 0:16:28.480
<v Speaker 1>to say she necessarily had an f off fund, but

0:16:28.600 --> 0:16:31.080
<v Speaker 1>she had the ability to walk away from some not

0:16:31.200 --> 0:16:34.840
<v Speaker 1>great situations for her kids, for us, or for her,

0:16:34.920 --> 0:16:38.800
<v Speaker 1>and I always I carry that with me every day

0:16:38.800 --> 0:16:41.720
<v Speaker 1>when it comes to my own finances, like I save

0:16:41.840 --> 0:16:44.560
<v Speaker 1>money so that I am free to do whatever the

0:16:44.600 --> 0:16:47.760
<v Speaker 1>hell I want when things aren't working out in the

0:16:47.800 --> 0:16:49.760
<v Speaker 1>way that I want them to work out at No.

0:16:49.960 --> 0:16:52.440
<v Speaker 2>I think that that's critical because you're right. I mean,

0:16:53.720 --> 0:16:57.920
<v Speaker 2>there's something freeing about knowing that you're somewhere because you

0:16:58.000 --> 0:16:59.800
<v Speaker 2>want to be. I remember my dad telling me that,

0:17:00.480 --> 0:17:02.440
<v Speaker 2>I think because he and my mom had five girls,

0:17:02.440 --> 0:17:04.639
<v Speaker 2>but him in particular, because I think he was super

0:17:04.680 --> 0:17:07.800
<v Speaker 2>sensitive to the fact that he had all girls. And

0:17:07.880 --> 0:17:10.480
<v Speaker 2>so I remember him really drilling into my head, like

0:17:10.520 --> 0:17:13.080
<v Speaker 2>you know, about how to manage my finances and how

0:17:13.080 --> 0:17:17.399
<v Speaker 2>to be financially independent, and you know, him telling me basically,

0:17:17.480 --> 0:17:19.800
<v Speaker 2>one day, you know, one day I want you to

0:17:19.960 --> 0:17:21.919
<v Speaker 2>you know, if you decide to get married or be

0:17:22.000 --> 0:17:24.760
<v Speaker 2>with somebody, that you're there because you want to be,

0:17:24.880 --> 0:17:27.639
<v Speaker 2>not because you have to be. Yes. So I just remember,

0:17:27.680 --> 0:17:30.160
<v Speaker 2>because I like, we're African, so it's a very male

0:17:30.440 --> 0:17:34.600
<v Speaker 2>dominant dominated like a culture, and so it's like, you know,

0:17:35.080 --> 0:17:37.119
<v Speaker 2>what does your father have to say, you know, follow

0:17:37.160 --> 0:17:38.600
<v Speaker 2>the leader of the man in your life, and so

0:17:39.359 --> 0:17:41.439
<v Speaker 2>my dad is like falls right in alignment with like

0:17:41.480 --> 0:17:44.040
<v Speaker 2>that typically. So I remember being so shocked when he

0:17:44.080 --> 0:17:47.320
<v Speaker 2>said that, because you know, it's almost like he was

0:17:47.359 --> 0:17:49.760
<v Speaker 2>going against what are typically our culture teaches. And he

0:17:49.840 --> 0:17:52.040
<v Speaker 2>was just like, yeah, that's cool. But for my daughters now,

0:17:52.720 --> 0:17:55.800
<v Speaker 2>like I want you to not have to worry about

0:17:55.840 --> 0:17:57.399
<v Speaker 2>your finances. And that's why I'm like the way I

0:17:57.440 --> 0:17:59.680
<v Speaker 2>am now. You know, every boyfriend will I've ever dated

0:17:59.680 --> 0:18:03.160
<v Speaker 2>will tell you that Tivity does not need any any

0:18:03.240 --> 0:18:05.840
<v Speaker 2>help for me, Like I'm always there and not because

0:18:05.840 --> 0:18:08.639
<v Speaker 2>I need to be there financially. And so yeah, if

0:18:08.640 --> 0:18:10.399
<v Speaker 2>you can have that your job to just imagine, if

0:18:10.400 --> 0:18:11.680
<v Speaker 2>you know you didn't have to stay here, you could

0:18:11.720 --> 0:18:12.879
<v Speaker 2>just be like, you know what, I'm here because I

0:18:12.880 --> 0:18:15.520
<v Speaker 2>want to be. I think everyone woman or man should

0:18:15.520 --> 0:18:17.560
<v Speaker 2>have few fund absolutely.

0:18:17.600 --> 0:18:19.199
<v Speaker 1>You know. I've worked at jobs that I hated and

0:18:19.240 --> 0:18:21.639
<v Speaker 1>I couldn't leave and it was torturous, Like there's nothing

0:18:21.720 --> 0:18:23.760
<v Speaker 1>worse than being at a job that you hate every day.

0:18:24.640 --> 0:18:26.840
<v Speaker 1>I've been laid off from a job and had no

0:18:27.000 --> 0:18:31.520
<v Speaker 1>money and had to live off of unemployment and I'm

0:18:31.560 --> 0:18:34.119
<v Speaker 1>never going back there. I just I having grown up

0:18:34.160 --> 0:18:36.240
<v Speaker 1>with a single mom raising four kids and then being

0:18:36.680 --> 0:18:39.560
<v Speaker 1>you know, had these like professional experiences that weren't so great,

0:18:39.600 --> 0:18:41.800
<v Speaker 1>like I'm never going luckily, I haven't had a terrible

0:18:41.800 --> 0:18:46.480
<v Speaker 1>relationship yet, but I I sleep better at night knowing

0:18:46.480 --> 0:18:49.840
<v Speaker 1>that I have not like my bags packed ready to go,

0:18:49.920 --> 0:18:52.320
<v Speaker 1>but I have I have a ticket out at any

0:18:52.359 --> 0:18:54.840
<v Speaker 1>time I want. And you know, my fiance knows that

0:18:54.920 --> 0:18:57.320
<v Speaker 1>about me. He knows that I have my own pot

0:18:57.320 --> 0:19:00.240
<v Speaker 1>of money. And well, you know, as we're approaching like

0:19:00.320 --> 0:19:03.159
<v Speaker 1>marriage together and even probably you and Superman talk about this,

0:19:03.280 --> 0:19:06.400
<v Speaker 1>like how you merge your finances, Like maybe we will

0:19:06.440 --> 0:19:08.000
<v Speaker 1>have you know, I don't know what it looks like

0:19:08.040 --> 0:19:10.440
<v Speaker 1>for us yet to have joint finances. Maybe we will

0:19:10.480 --> 0:19:12.919
<v Speaker 1>share a bank account or a savings account or whatever.

0:19:13.240 --> 0:19:15.720
<v Speaker 1>But I'll always have just for my own peace of

0:19:15.760 --> 0:19:18.639
<v Speaker 1>mind and my own like self esteem, self worth, Like

0:19:18.680 --> 0:19:20.560
<v Speaker 1>I'm always gonna have a little piggy bank on the side,

0:19:21.480 --> 0:19:24.040
<v Speaker 1>and I'll worked hard for that money. And I think that,

0:19:25.200 --> 0:19:26.960
<v Speaker 1>but you know what he told me, something that he'd

0:19:27.240 --> 0:19:30.879
<v Speaker 1>and speaking of coming from a culture that really values male,

0:19:31.640 --> 0:19:35.080
<v Speaker 1>the men and the family more like he's Dominican and

0:19:35.320 --> 0:19:39.080
<v Speaker 1>his family definitely values men. But he always tells me

0:19:39.119 --> 0:19:41.400
<v Speaker 1>how his grandmother, who since passed away, she was really

0:19:41.400 --> 0:19:43.960
<v Speaker 1>special to him. She like set him aside one day

0:19:44.000 --> 0:19:46.320
<v Speaker 1>and said, you need to find a woman who has

0:19:46.320 --> 0:19:50.679
<v Speaker 1>her own life and she's independent. And I wish, like

0:19:50.760 --> 0:19:54.000
<v Speaker 1>I hope that there's mothers, fathers, uncles whatever out there

0:19:54.000 --> 0:19:56.760
<v Speaker 1>talking to young boys too, just as much as they're

0:19:56.960 --> 0:19:59.040
<v Speaker 1>you know, encouraging girls to have their own lives, to

0:19:59.119 --> 0:20:03.560
<v Speaker 1>encourage men to value that in young women and don't

0:20:03.560 --> 0:20:06.920
<v Speaker 1>feel threatened and don't feel less masculine because you're with

0:20:07.000 --> 0:20:10.159
<v Speaker 1>a woman who's you know, got her own business, got

0:20:10.200 --> 0:20:12.639
<v Speaker 1>her own life, got her own friends, family, money on

0:20:12.680 --> 0:20:13.600
<v Speaker 1>the side.

0:20:13.760 --> 0:20:15.159
<v Speaker 2>Yeah, it can be I mean, I know it can

0:20:15.200 --> 0:20:17.720
<v Speaker 2>be hard. I mean that's why I just appreciate Superman

0:20:17.880 --> 0:20:20.199
<v Speaker 2>so much, because it's a lot, you know, we talk

0:20:20.240 --> 0:20:21.920
<v Speaker 2>about it sometimes. He's like, it's a lot dating the

0:20:21.920 --> 0:20:25.160
<v Speaker 2>budgetista because I'm like always working.

0:20:24.920 --> 0:20:28.080
<v Speaker 1>On shun Shu Shu shu shine.

0:20:27.800 --> 0:20:31.560
<v Speaker 2>You know. And so but like my first boyfriend, it

0:20:31.640 --> 0:20:36.199
<v Speaker 2>was too much, you know for him, and he kind of,

0:20:36.320 --> 0:20:38.720
<v Speaker 2>you know, he knew that there was more that I

0:20:38.800 --> 0:20:41.160
<v Speaker 2>was capable of, but I definitely was holding back as

0:20:41.160 --> 0:20:43.840
<v Speaker 2>a result of being from him being with him, because

0:20:44.359 --> 0:20:47.360
<v Speaker 2>it was a lot, and now that I'm with Superman,

0:20:47.440 --> 0:20:49.320
<v Speaker 2>I you know, I acknowledge that it's a lot, and

0:20:49.359 --> 0:20:52.119
<v Speaker 2>I try my best to, like, you know, bring balancing

0:20:52.800 --> 0:20:54.919
<v Speaker 2>to our relationship. But at the same time, what I

0:20:55.000 --> 0:20:57.480
<v Speaker 2>love is that I in no way feel like I

0:20:57.560 --> 0:21:00.760
<v Speaker 2>need to dim I don't need to not go after more.

0:21:00.800 --> 0:21:03.240
<v Speaker 2>I don't, you know. He pushes me to do better.

0:21:03.560 --> 0:21:05.879
<v Speaker 2>You know. It's just to me, like I'm more of

0:21:05.880 --> 0:21:08.840
<v Speaker 2>an adult now that I understand that, like I personally

0:21:08.840 --> 0:21:11.400
<v Speaker 2>have to seek balance, so I bring that, but balance

0:21:11.440 --> 0:21:14.920
<v Speaker 2>does not mean holding back, and so it's just great

0:21:14.960 --> 0:21:17.040
<v Speaker 2>being with somebody that appreciates that, you know. And then

0:21:17.080 --> 0:21:18.800
<v Speaker 2>he'll tell me that he's proud of me, and he'd

0:21:18.800 --> 0:21:21.480
<v Speaker 2>just say, you know, like the other morning, I was

0:21:21.560 --> 0:21:24.320
<v Speaker 2>up at like five am, like retightening my locks, and

0:21:24.320 --> 0:21:26.119
<v Speaker 2>he was just like, I wish people could see this,

0:21:26.320 --> 0:21:28.439
<v Speaker 2>that this is like what life looks like, so you

0:21:28.440 --> 0:21:31.720
<v Speaker 2>could get ready. I feel like okay, you know, or like,

0:21:31.760 --> 0:21:33.600
<v Speaker 2>you know, because I'm always like doing stuff and he's

0:21:33.640 --> 0:21:35.920
<v Speaker 2>like watching me pack my boxes and helping me bring

0:21:35.960 --> 0:21:38.200
<v Speaker 2>stuff to the car, and he's like, you know, people

0:21:38.200 --> 0:21:40.720
<v Speaker 2>think that it's all like lamorous, but I see how

0:21:40.800 --> 0:21:42.480
<v Speaker 2>much hard work you put in and I'm really proud

0:21:42.520 --> 0:21:43.840
<v Speaker 2>of you. And he's like, I just love the fact

0:21:43.880 --> 0:21:46.480
<v Speaker 2>that you're helping people, because he's a giver to and

0:21:46.520 --> 0:21:49.040
<v Speaker 2>a helper too, Like he's like the neighbor the neighborhood

0:21:49.080 --> 0:21:50.960
<v Speaker 2>like helper man. Everybody knows to knock on our door

0:21:51.520 --> 0:21:53.480
<v Speaker 2>and be like, can mister Drell come fix my Like

0:21:53.480 --> 0:21:55.399
<v Speaker 2>the other day the neighbor asks to like borrow our

0:21:55.440 --> 0:22:00.600
<v Speaker 2>house phone. I'm like the house phone. She was like, yeah,

0:22:00.640 --> 0:22:01.080
<v Speaker 2>ask Droll.

0:22:01.160 --> 0:22:02.359
<v Speaker 1>I'm assuming you have one.

0:22:02.480 --> 0:22:04.440
<v Speaker 2>Yes. I'm like, I mean I live here, so yes,

0:22:04.480 --> 0:22:06.639
<v Speaker 2>you could ask me. But they just know. Like I

0:22:06.720 --> 0:22:08.760
<v Speaker 2>was like, Drew, you told them they could have our

0:22:08.800 --> 0:22:11.199
<v Speaker 2>house phone And he's like, no, but it'll work in

0:22:11.240 --> 0:22:12.879
<v Speaker 2>their house. They don't have a phone, So I just

0:22:12.880 --> 0:22:14.560
<v Speaker 2>told them they they can hold it for a little bit.

0:22:14.640 --> 0:22:19.000
<v Speaker 2>I'm like, what is happening? So yeah, it's just having

0:22:19.040 --> 0:22:21.400
<v Speaker 2>someone who understands and gets that. So yes, I hope

0:22:21.440 --> 0:22:23.600
<v Speaker 2>that more. But I think his mother was a very

0:22:23.640 --> 0:22:27.240
<v Speaker 2>strong personality and worked in the community a lot and

0:22:27.320 --> 0:22:29.880
<v Speaker 2>had her own and so she was a great example

0:22:30.280 --> 0:22:33.040
<v Speaker 2>of like what that looks like in a woman. So yeah,

0:22:33.520 --> 0:22:36.280
<v Speaker 2>I hope that more women are raised to know that

0:22:36.280 --> 0:22:38.440
<v Speaker 2>they don't have to dim their light, and more men

0:22:38.560 --> 0:22:42.080
<v Speaker 2>are raised to embrace that and encourage that light to

0:22:42.080 --> 0:22:42.800
<v Speaker 2>shine even more.

0:22:43.400 --> 0:22:46.400
<v Speaker 1>Sometimes you don't even notice it's happening, Like you may

0:22:46.440 --> 0:22:49.439
<v Speaker 1>not even feel like you're in a relationship or working at

0:22:49.440 --> 0:22:52.240
<v Speaker 1>a job that makes you lesser than what you're capable of,

0:22:52.560 --> 0:22:54.679
<v Speaker 1>or you know, you may not realize it's strange for

0:22:54.720 --> 0:22:58.040
<v Speaker 1>your boyfriend or your husband to mope around the house

0:22:58.160 --> 0:22:59.959
<v Speaker 1>for three days after you hang out with your girl

0:23:00.000 --> 0:23:02.080
<v Speaker 1>girl friends one night, Like you may think that's normal.

0:23:02.520 --> 0:23:04.120
<v Speaker 1>You know, Oh, it's okay. I just have to walk

0:23:04.119 --> 0:23:06.520
<v Speaker 1>on eggshells because so and so was mad that I had,

0:23:06.600 --> 0:23:08.240
<v Speaker 1>you know, spent, I was out an hour late with

0:23:08.240 --> 0:23:11.240
<v Speaker 1>the girlfriends, or came home from work late. But it's

0:23:11.280 --> 0:23:13.160
<v Speaker 1>not normal, and you don't have to put up with that.

0:23:13.880 --> 0:23:15.399
<v Speaker 1>And I'm going to post this story, and I just

0:23:15.400 --> 0:23:17.800
<v Speaker 1>want every woman out there who's listening, if you're in

0:23:17.880 --> 0:23:20.120
<v Speaker 1>a situation like this where you feel like you're being

0:23:20.160 --> 0:23:23.040
<v Speaker 1>held back by somebody, whether it's a job or your partner,

0:23:23.080 --> 0:23:25.119
<v Speaker 1>like you don't have to put up with that start

0:23:25.160 --> 0:23:28.440
<v Speaker 1>planning now for your fu fund, Start putting a little

0:23:28.440 --> 0:23:29.960
<v Speaker 1>bit of waste so you can get the hell out

0:23:29.960 --> 0:23:31.760
<v Speaker 1>of there and get someplace where you're valued.

0:23:32.440 --> 0:23:34.520
<v Speaker 2>Yeah, Cause, like you said, you don't know. Sometimes I

0:23:34.520 --> 0:23:37.560
<v Speaker 2>didn't realize until Like with my first boyfriend, I didn't

0:23:37.560 --> 0:23:39.320
<v Speaker 2>really I thought everything was great because he was sweet,

0:23:39.359 --> 0:23:41.119
<v Speaker 2>he was kind, he was funny, he was good looking.

0:23:41.480 --> 0:23:44.320
<v Speaker 2>Everybody loved him. But there was this like nagging feeling

0:23:44.320 --> 0:23:46.920
<v Speaker 2>in the back of my head, like something's not right,

0:23:47.160 --> 0:23:51.400
<v Speaker 2>you know. And it wasn't until I thought about At

0:23:51.400 --> 0:23:53.080
<v Speaker 2>the time, I was like twenty six, and I remember

0:23:53.119 --> 0:23:55.119
<v Speaker 2>like we were talking about marriage, of course, because you know,

0:23:55.119 --> 0:23:56.760
<v Speaker 2>we were together for like five years. I'm like, oh,

0:23:56.800 --> 0:23:59.320
<v Speaker 2>marriage is the next step. And I remember having like

0:23:59.359 --> 0:24:03.119
<v Speaker 2>a panic attack and being like, wait, if we get married,

0:24:03.560 --> 0:24:05.920
<v Speaker 2>is life gonna stay like this? And that's when I knew,

0:24:06.440 --> 0:24:09.120
<v Speaker 2>like if I had to live exactly how I'm living now,

0:24:10.320 --> 0:24:12.639
<v Speaker 2>like is this enough? And it wasn't. And I just

0:24:12.640 --> 0:24:14.359
<v Speaker 2>remember being like, I don't know. I don't want us.

0:24:14.359 --> 0:24:16.440
<v Speaker 2>I don't want life to stay like this. I want

0:24:16.480 --> 0:24:18.560
<v Speaker 2>to do more, but I know he doesn't necessarily want

0:24:18.560 --> 0:24:22.040
<v Speaker 2>me to do more. And that's when like the light

0:24:22.080 --> 0:24:24.720
<v Speaker 2>bulb went on that like, you know, this might not

0:24:24.800 --> 0:24:26.840
<v Speaker 2>be as great as as I think it is. That

0:24:26.880 --> 0:24:28.480
<v Speaker 2>we're you know, as women, you're trained to think that

0:24:28.560 --> 0:24:30.520
<v Speaker 2>like if a man's not beating you, yelling at you,

0:24:31.040 --> 0:24:34.080
<v Speaker 2>or like you know, being like verbally or physically abusive,

0:24:34.160 --> 0:24:38.080
<v Speaker 2>you're like, well, everything's great, but that's like the bare minimum.

0:24:38.280 --> 0:24:40.199
<v Speaker 2>You know that there's so much more. And I was

0:24:40.240 --> 0:24:43.600
<v Speaker 2>just realizing, like you know, and even after I left,

0:24:43.840 --> 0:24:46.840
<v Speaker 2>it was hard, like the transition and he was bad,

0:24:47.040 --> 0:24:48.560
<v Speaker 2>you know, it was just like, well, you're not really

0:24:48.560 --> 0:24:50.439
<v Speaker 2>doing that much with your life and I wasn't. And

0:24:50.480 --> 0:24:52.959
<v Speaker 2>then finally I found my groove and just recently he

0:24:53.040 --> 0:24:54.680
<v Speaker 2>like hit me up. It was like, you know, wow,

0:24:55.440 --> 0:24:57.280
<v Speaker 2>like look at you now, you know, I'm proud of you.

0:24:57.520 --> 0:24:59.359
<v Speaker 2>And I was just like, yeah, this is the Tiffany

0:24:59.400 --> 0:25:01.160
<v Speaker 2>I was born to. But I could not be that

0:25:01.440 --> 0:25:03.320
<v Speaker 2>in that relationship, not because he was a bad guy,

0:25:03.600 --> 0:25:05.720
<v Speaker 2>but it was not how I wanted to be and

0:25:05.760 --> 0:25:07.600
<v Speaker 2>how he wanted me to be. We're two different things.

0:25:07.640 --> 0:25:10.399
<v Speaker 2>And now I just love what I love about Superman

0:25:10.480 --> 0:25:12.520
<v Speaker 2>is said, there is no how I want you to be.

0:25:13.480 --> 0:25:16.919
<v Speaker 2>There's just be whatever you want. His favorite phrase is

0:25:17.119 --> 0:25:22.200
<v Speaker 2>feel free when you're with me. So it's just like, well,

0:25:22.240 --> 0:25:24.880
<v Speaker 2>whatever that looks like, just remember balance, siffeity, and I'm

0:25:24.960 --> 0:25:27.760
<v Speaker 2>just like okay, and so yeah. So women, yes, you

0:25:27.840 --> 0:25:30.679
<v Speaker 2>might not realize, but if you can't see yourself the

0:25:30.760 --> 0:25:34.040
<v Speaker 2>life that you're living now with your booth, your significant other,

0:25:34.080 --> 0:25:36.359
<v Speaker 2>if you can't see that this would be the same

0:25:36.440 --> 0:25:39.359
<v Speaker 2>life ten twenty years from now. If you feel claustrophobic

0:25:39.440 --> 0:25:41.359
<v Speaker 2>or like, oh my god, I want more than this,

0:25:41.680 --> 0:25:52.800
<v Speaker 2>that I would really really caution you to rethink your choice.

0:25:54.160 --> 0:26:02.760
<v Speaker 2>It's time for brown break, like that brown break, brown break.

0:26:02.840 --> 0:26:04.880
<v Speaker 2>I feel like I still want a diddy. Somebody needs

0:26:04.880 --> 0:26:07.359
<v Speaker 2>to send us like a little a little song, a

0:26:07.400 --> 0:26:09.200
<v Speaker 2>little something so me and Manny don't have to sing

0:26:09.200 --> 0:26:11.639
<v Speaker 2>about brown breaks every time we get together.

0:26:12.000 --> 0:26:14.320
<v Speaker 1>Brown Ambition Podcasts at gmail dot com.

0:26:14.560 --> 0:26:18.600
<v Speaker 2>Yes, please, I'd like to hear a little song. So

0:26:18.640 --> 0:26:21.199
<v Speaker 2>my brown break is pretty like easy, So I'll like,

0:26:21.280 --> 0:26:22.879
<v Speaker 2>I'll go first, and then you got you can go second.

0:26:22.920 --> 0:26:24.680
<v Speaker 1>Yeah, I'm afraid about mine, so you go first.

0:26:25.000 --> 0:26:27.600
<v Speaker 2>Yeah. So my brown break because I live in the

0:26:27.640 --> 0:26:31.160
<v Speaker 2>East Coast, because I'm snowed in, I'm taking a break

0:26:31.160 --> 0:26:33.439
<v Speaker 2>from snow. I know it's our first snow of the

0:26:33.840 --> 0:26:36.600
<v Speaker 2>of the winter season, but I'm over it already. Some

0:26:36.640 --> 0:26:39.639
<v Speaker 2>of you guys were complaining, like you know, because we

0:26:39.640 --> 0:26:41.399
<v Speaker 2>had like a very warm winter in the beginning. I

0:26:41.400 --> 0:26:44.840
<v Speaker 2>mean honestly freaquently warm. It was like seventy degrees on Christmas,

0:26:44.840 --> 0:26:48.879
<v Speaker 2>which is like crazy, but I'm already sick of the snow.

0:26:49.320 --> 0:26:51.199
<v Speaker 2>It decided not to just like come on in like

0:26:51.400 --> 0:26:54.359
<v Speaker 2>light and just know it was a blizzard, like people

0:26:54.359 --> 0:26:56.399
<v Speaker 2>can't even see their cars. I'm sick of it. So

0:26:56.400 --> 0:26:59.000
<v Speaker 2>I'm taking a brown break from the snow. Thankfully, I

0:26:59.040 --> 0:27:01.479
<v Speaker 2>have a cold, so that means I can't shovel, so

0:27:01.680 --> 0:27:03.320
<v Speaker 2>Superman is doing the shoveling today.

0:27:03.600 --> 0:27:06.920
<v Speaker 1>But thankfully I'm sick. I said, no one ever.

0:27:08.520 --> 0:27:11.080
<v Speaker 2>That's what I tell myself. But yes, no more snow.

0:27:11.160 --> 0:27:12.919
<v Speaker 2>I'm good. I feel like we should have all our

0:27:12.920 --> 0:27:14.880
<v Speaker 2>snow in just one day and we could go about

0:27:14.880 --> 0:27:16.960
<v Speaker 2>our business because it just makes life so hard.

0:27:17.480 --> 0:27:22.000
<v Speaker 1>You know what I say about this weather, snow laughing matter.

0:27:22.760 --> 0:27:27.400
<v Speaker 2>Oh my god, ah, somebody come get She'll be here

0:27:27.440 --> 0:27:30.280
<v Speaker 2>all night, ladies and gentlemen, so clever.

0:27:30.800 --> 0:27:33.800
<v Speaker 1>Okay, while we're laughing, let me do my bro break.

0:27:34.960 --> 0:27:37.879
<v Speaker 1>Everybody's in a good mood. I need to take a

0:27:37.880 --> 0:27:40.560
<v Speaker 1>brown break from so May Angelou is my spirit animal.

0:27:40.600 --> 0:27:43.199
<v Speaker 1>There was once upon a time when Oprah Winfrey was

0:27:43.280 --> 0:27:46.320
<v Speaker 1>my guiding light. She was my God, my Jesus, my

0:27:46.359 --> 0:27:50.080
<v Speaker 1>mother Mary, my Saint Teresa. She was the compass upon

0:27:50.200 --> 0:27:53.919
<v Speaker 1>which I followed for every decision in my life. I

0:27:53.960 --> 0:27:56.760
<v Speaker 1>was a highly impressionable teenager and I would rush home

0:27:57.080 --> 0:27:59.320
<v Speaker 1>to be home by three fifty five so I can

0:27:59.320 --> 0:28:01.560
<v Speaker 1>get my snack. And it's getting from the TV by

0:28:01.600 --> 0:28:04.480
<v Speaker 1>four pm to watch Oprah and say, what does Oprah

0:28:04.520 --> 0:28:06.800
<v Speaker 1>want me to eat today? What does Oprah want me

0:28:06.840 --> 0:28:09.560
<v Speaker 1>to read this week? What does Oprah want me to

0:28:09.600 --> 0:28:12.120
<v Speaker 1>buy for Christmas? Like? She and I think a lot.

0:28:12.160 --> 0:28:13.960
<v Speaker 1>I mean, she had a huge loyal she still has

0:28:14.000 --> 0:28:16.479
<v Speaker 1>a huge loyal fan base even though the show's done.

0:28:17.240 --> 0:28:19.040
<v Speaker 1>But I need a brown break from miss Winfrey.

0:28:20.080 --> 0:28:20.240
<v Speaker 2>Uh.

0:28:20.840 --> 0:28:24.359
<v Speaker 1>And what's prompting me to this huge pivot in my

0:28:24.400 --> 0:28:28.320
<v Speaker 1>life is this whole Weight Watchers situation. The fact that

0:28:28.400 --> 0:28:32.480
<v Speaker 1>she bought a huge steak in this company, you know,

0:28:32.520 --> 0:28:35.160
<v Speaker 1>which I've had friends who've had success on Weight Watchers

0:28:35.520 --> 0:28:37.600
<v Speaker 1>and some who haven't. But it's a fine company. But

0:28:37.640 --> 0:28:39.719
<v Speaker 1>she bought a huge state steak in it, and then

0:28:39.760 --> 0:28:42.320
<v Speaker 1>she comes out as the new face of a She's

0:28:42.360 --> 0:28:44.200
<v Speaker 1>not only has a huge stake in it, but she's

0:28:44.240 --> 0:28:47.880
<v Speaker 1>also now like advertising for them. She has this really

0:28:48.000 --> 0:28:51.360
<v Speaker 1>sappy commercial where she's talking about how it's going to

0:28:51.400 --> 0:28:54.320
<v Speaker 1>be the year of her best body and weight Watcher's

0:28:54.360 --> 0:28:57.160
<v Speaker 1>going to get her there. Apparently she's lost like twenty

0:28:57.160 --> 0:29:02.040
<v Speaker 1>three pounds since she joined weight Watchers in August. Okay, congratulations, Oprah.

0:29:02.080 --> 0:29:05.440
<v Speaker 1>I'm very happy for you, But like why, like it

0:29:05.520 --> 0:29:07.840
<v Speaker 1>bothers me because she has so much money already, why

0:29:07.880 --> 0:29:10.960
<v Speaker 1>does she need to make any more money from this

0:29:11.000 --> 0:29:13.200
<v Speaker 1>weight Watcher situation? And then why does she need to

0:29:13.920 --> 0:29:17.400
<v Speaker 1>encourage people because the weight Watchers is not free? I

0:29:17.400 --> 0:29:19.440
<v Speaker 1>don't know what I guess. What I don't get is

0:29:19.440 --> 0:29:24.080
<v Speaker 1>like why anyone would take weight loss advice from Oprah

0:29:24.320 --> 0:29:28.280
<v Speaker 1>at this point? And maybe this is shady, but how

0:29:28.320 --> 0:29:31.720
<v Speaker 1>many different diets has Oprah Winfree tried? Like I must have?

0:29:31.960 --> 0:29:34.880
<v Speaker 1>She pulled out the cart full of fat like pig fat?

0:29:35.000 --> 0:29:37.360
<v Speaker 1>Was it like sixty pounds or the fat that one time?

0:29:37.800 --> 0:29:39.720
<v Speaker 1>I'll never forget when she had that one? What was

0:29:39.880 --> 0:29:42.840
<v Speaker 1>that like her like personal health guru guy who would

0:29:42.880 --> 0:29:45.400
<v Speaker 1>come on and they had the Oprah labels on different

0:29:45.520 --> 0:29:48.240
<v Speaker 1>yogurts and different foods that you had to eat, and

0:29:48.280 --> 0:29:50.520
<v Speaker 1>like some of those yogurts had tons of sugar in them.

0:29:50.960 --> 0:29:53.200
<v Speaker 1>I mean, she's tried all these different diets and she's

0:29:53.240 --> 0:29:55.720
<v Speaker 1>always been like trying to lose weight. And I feel like,

0:29:55.840 --> 0:29:58.320
<v Speaker 1>if anything, Oprah teaches you that, like there is no

0:29:58.400 --> 0:30:01.400
<v Speaker 1>one weight loss system for everybody, and that not every

0:30:01.400 --> 0:30:03.440
<v Speaker 1>weight loss system is worth your money and time. And

0:30:03.480 --> 0:30:05.080
<v Speaker 1>I wish you would just sit there. It's just like

0:30:05.120 --> 0:30:06.960
<v Speaker 1>financial advice, Like why don't you just sit down and

0:30:06.960 --> 0:30:09.360
<v Speaker 1>tell people what they have to do lose weight is

0:30:09.440 --> 0:30:12.440
<v Speaker 1>to eat healthy food and move a little bit and

0:30:12.720 --> 0:30:16.760
<v Speaker 1>be patient. It'll take time. There's no panacea for weight loss.

0:30:16.760 --> 0:30:20.120
<v Speaker 1>There's no panacea for financial solvency. Like and it just

0:30:20.200 --> 0:30:23.720
<v Speaker 1>bothers me, like once again she's using her influence to

0:30:23.880 --> 0:30:25.600
<v Speaker 1>get people to spend money on a product that has

0:30:25.600 --> 0:30:26.280
<v Speaker 1>her face on it.

0:30:27.240 --> 0:30:31.040
<v Speaker 2>You know, yeah, I mean it's so funny you said

0:30:31.040 --> 0:30:34.200
<v Speaker 2>that the shade like, I mean, no shade to op

0:30:34.200 --> 0:30:35.760
<v Speaker 2>because lady Oh, I would love to come on your show.

0:30:35.800 --> 0:30:37.280
<v Speaker 2>I mean, if you'd love to have me I'd love

0:30:37.320 --> 0:30:39.880
<v Speaker 2>to be on Super Soul Sunday anyway. With that being said,

0:30:40.440 --> 0:30:42.840
<v Speaker 2>you're right, she's not exactly like the person I would

0:30:42.880 --> 0:30:45.160
<v Speaker 2>go to for weight loss advice.

0:30:44.960 --> 0:30:46.680
<v Speaker 1>Right, And I'm not gonna make you talk ill of

0:30:46.720 --> 0:30:48.760
<v Speaker 1>her because maybe one day you'll be on Super Soul Sunday.

0:30:48.880 --> 0:30:50.120
<v Speaker 1>I don't want you to get in blacklist, so you

0:30:50.160 --> 0:30:53.360
<v Speaker 1>don't have to. This is my brown break. Ah, Me

0:30:53.440 --> 0:30:55.600
<v Speaker 1>and my potty mouth will not be on Super Soul

0:30:55.640 --> 0:30:58.200
<v Speaker 1>Sunday anytime soon, and I'm okay with that. I tried

0:30:58.200 --> 0:30:58.640
<v Speaker 1>to stop her.

0:30:58.680 --> 0:30:59.360
<v Speaker 2>Oh I tried.

0:31:02.360 --> 0:31:04.680
<v Speaker 1>And I thought she was sneaky because she had Gail

0:31:05.000 --> 0:31:06.800
<v Speaker 1>even before she came out as a face of weight

0:31:06.800 --> 0:31:09.440
<v Speaker 1>Watchers and like investing in the company. You know, I

0:31:09.480 --> 0:31:13.680
<v Speaker 1>follow Gail King on Instagram. I think she's funny. But

0:31:13.800 --> 0:31:16.920
<v Speaker 1>Gail started doing weight Watchers this past summer and was uploading, like,

0:31:17.240 --> 0:31:20.720
<v Speaker 1>was uploading pictures of like her scale every week, and

0:31:20.760 --> 0:31:22.800
<v Speaker 1>I'm like, she just started getting she knew that Gail's

0:31:22.800 --> 0:31:25.440
<v Speaker 1>followers or her followers, and she starts getting the wheels turning,

0:31:25.520 --> 0:31:28.080
<v Speaker 1>you know, starts greasing the wheels up, like, oh, weight Watchers,

0:31:28.160 --> 0:31:30.040
<v Speaker 1>let me think about that. And then oh, a couple

0:31:30.120 --> 0:31:32.760
<v Speaker 1>months later. By the way, my best friend Oprah has

0:31:32.800 --> 0:31:35.960
<v Speaker 1>a huge stake in the company and is now their spokesperson.

0:31:45.000 --> 0:31:47.480
<v Speaker 1>So we have a question from one of our listeners

0:31:47.560 --> 0:31:50.440
<v Speaker 1>named Lunay. What a pretty name, Lunay. I hope I'm

0:31:50.440 --> 0:31:52.600
<v Speaker 1>saying it right. She says, Hi, ladies, what are some

0:31:52.680 --> 0:31:55.360
<v Speaker 1>tips you can give to a college student looking to

0:31:55.400 --> 0:31:58.760
<v Speaker 1>get into investing. I'm interested, but I don't know where.

0:31:58.560 --> 0:32:02.200
<v Speaker 2>To start, h Louneelunee.

0:32:02.720 --> 0:32:04.440
<v Speaker 1>Well, first of all, we should point her to one

0:32:04.440 --> 0:32:07.520
<v Speaker 1>of our first episodes ever where we had a brilliant

0:32:07.560 --> 0:32:10.840
<v Speaker 1>financial advisor named Omney Romney come on the show and

0:32:10.920 --> 0:32:14.040
<v Speaker 1>talk specifically about how to get investing when you're just

0:32:14.080 --> 0:32:16.560
<v Speaker 1>starting out, and she had some really good tips. I

0:32:16.560 --> 0:32:19.040
<v Speaker 1>think it was episode three or four. I want to say, Okay,

0:32:19.040 --> 0:32:21.040
<v Speaker 1>so that's a good place to start off. And obviously

0:32:21.160 --> 0:32:24.360
<v Speaker 1>Ovney Romney is a certified financial planner investment advisor. She

0:32:24.440 --> 0:32:28.760
<v Speaker 1>has all the qualifications, so I would take her advice definitely.

0:32:30.200 --> 0:32:32.360
<v Speaker 1>But I can still some of her advice and tell

0:32:32.400 --> 0:32:35.840
<v Speaker 1>it to you, miss Luney. I would say, like, for

0:32:35.920 --> 0:32:38.880
<v Speaker 1>a college student, well, congratulations, we're even thinking about investing

0:32:38.880 --> 0:32:42.400
<v Speaker 1>at this age, This is a huge deal. I think

0:32:42.480 --> 0:32:46.200
<v Speaker 1>right now you're investing in a non monetary way by

0:32:46.200 --> 0:32:48.880
<v Speaker 1>just going to college. Of course, getting a college degree

0:32:48.920 --> 0:32:52.200
<v Speaker 1>will be the best way to earn more, depending on

0:32:52.240 --> 0:32:54.680
<v Speaker 1>what you study. But I think if you, if you,

0:32:54.840 --> 0:32:56.240
<v Speaker 1>I think the first thing you have to do is

0:32:56.280 --> 0:32:58.760
<v Speaker 1>really figure out are you ready to invest exactly?

0:32:58.840 --> 0:32:59.760
<v Speaker 2>That's what I was gonna say.

0:33:00.120 --> 0:33:02.640
<v Speaker 1>Do you have some credit card debt? How much student

0:33:02.680 --> 0:33:05.440
<v Speaker 1>loans do you have? You know, when you graduate college,

0:33:05.440 --> 0:33:07.080
<v Speaker 1>you're going to want to have money on hand that

0:33:07.120 --> 0:33:09.520
<v Speaker 1>you can immediately start putting toward your student loans. And

0:33:09.840 --> 0:33:11.840
<v Speaker 1>if you have all your extra savings tied up in

0:33:11.880 --> 0:33:15.120
<v Speaker 1>an investment account, that's not necessarily going to be as

0:33:16.520 --> 0:33:19.720
<v Speaker 1>useful to you for your immediate concern, which will be

0:33:19.760 --> 0:33:21.760
<v Speaker 1>probably paying off your loans and things like that. So

0:33:23.360 --> 0:33:25.120
<v Speaker 1>I would say, start off by looking at your finance.

0:33:25.200 --> 0:33:26.360
<v Speaker 1>What do you have coming in, what do you have

0:33:26.440 --> 0:33:28.960
<v Speaker 1>going out? How much do you need to be saving?

0:33:29.840 --> 0:33:31.880
<v Speaker 1>The first step to investing. And I know it doesn't

0:33:31.880 --> 0:33:36.320
<v Speaker 1>sound so sexy is a well that too, I was

0:33:36.360 --> 0:33:37.800
<v Speaker 1>going to say we were talking about before, like the

0:33:37.920 --> 0:33:40.160
<v Speaker 1>FU fund is having a little bit of money set

0:33:40.160 --> 0:33:44.160
<v Speaker 1>aside for an emergency for the unexpected phone call in

0:33:44.160 --> 0:33:47.840
<v Speaker 1>the night, the unexpected illness, unexpected medical bill, your car

0:33:47.960 --> 0:33:50.400
<v Speaker 1>breaks down. I mean, how many kids out there in

0:33:50.440 --> 0:33:53.240
<v Speaker 1>college are driving like old cars that could break down

0:33:53.240 --> 0:33:55.880
<v Speaker 1>in any moment, And you want to have cash on

0:33:55.920 --> 0:33:59.120
<v Speaker 1>hand for those for those times when something unexpected comes up.

0:33:59.200 --> 0:34:01.920
<v Speaker 1>So that's not putting money in the market, that's just

0:34:01.960 --> 0:34:03.760
<v Speaker 1>putting money in a savings account.

0:34:04.040 --> 0:34:08.720
<v Speaker 2>Agreed. I think that that definitely. Do you have a budget?

0:34:08.719 --> 0:34:11.280
<v Speaker 2>Do you have a savings plan? I think before you invest,

0:34:11.320 --> 0:34:15.040
<v Speaker 2>you should have, like you should have control over like

0:34:15.200 --> 0:34:19.240
<v Speaker 2>just your basic money money management skills, savings, paying down debt,

0:34:19.480 --> 0:34:24.600
<v Speaker 2>credit budgeting, you know, because if you invest without having

0:34:24.680 --> 0:34:28.279
<v Speaker 2>like the basic building blocks, then what happens is that

0:34:28.480 --> 0:34:31.239
<v Speaker 2>it's so very easy to lose all that you've put

0:34:31.280 --> 0:34:33.160
<v Speaker 2>into investing. That's what I did in my twenties. I

0:34:34.040 --> 0:34:37.839
<v Speaker 2>invested with a quote unquote air quote friend and ended

0:34:37.920 --> 0:34:39.799
<v Speaker 2>up a year later, not even a year later, a

0:34:39.840 --> 0:34:42.680
<v Speaker 2>few few weeks later, in thirty five thousand dollars worth

0:34:42.719 --> 0:34:45.200
<v Speaker 2>of credit card debt. That's another story for another day.

0:34:45.840 --> 0:34:49.319
<v Speaker 2>We need to sound effected, I know, and so it's

0:34:49.360 --> 0:34:51.359
<v Speaker 2>because I was super eager. I was like ooh, I'm

0:34:51.400 --> 0:34:54.600
<v Speaker 2>twenty Well at the time, I was like like twenty four,

0:34:54.719 --> 0:34:56.680
<v Speaker 2>twenty five, and I was like, okay, you know, I've

0:34:56.719 --> 0:34:58.920
<v Speaker 2>got a little savings, I got a little this, I'm ready.

0:34:59.239 --> 0:35:01.080
<v Speaker 2>But I had no i idea about anything, so I

0:35:01.120 --> 0:35:03.799
<v Speaker 2>just trusted him, was like, here's some money, you know.

0:35:04.080 --> 0:35:08.319
<v Speaker 2>And it just ended very, very very badly. And so

0:35:08.440 --> 0:35:11.879
<v Speaker 2>I wish that I would have one taken the time

0:35:11.920 --> 0:35:14.040
<v Speaker 2>for a little bit of education of like, you know,

0:35:14.080 --> 0:35:16.440
<v Speaker 2>reading some books. Like The Richest Man in Babylon is

0:35:16.480 --> 0:35:19.400
<v Speaker 2>a great book. You can find a free pdf easily online.

0:35:19.440 --> 0:35:23.760
<v Speaker 2>Just type in Richest Man in Babylon. It's like seventy

0:35:23.760 --> 0:35:24.680
<v Speaker 2>pages an hour or so.

0:35:24.840 --> 0:35:25.080
<v Speaker 1>Read.

0:35:25.920 --> 0:35:27.879
<v Speaker 2>Start with books. There's also this book of you're thinking

0:35:27.880 --> 0:35:31.240
<v Speaker 2>about stock market investing called like the Neatest Little Guide

0:35:31.520 --> 0:35:34.120
<v Speaker 2>stock Market Investing. I read that book. It was actually

0:35:34.160 --> 0:35:36.120
<v Speaker 2>a really good book and he doesn't talk in like

0:35:36.520 --> 0:35:39.759
<v Speaker 2>super financial terms, which was good. You can find it

0:35:39.760 --> 0:35:42.560
<v Speaker 2>on Amazon. I don't know the maybe Nandy will put

0:35:42.600 --> 0:35:45.080
<v Speaker 2>the link like in the in like our tumbler, but

0:35:45.160 --> 0:35:48.879
<v Speaker 2>I don't remember the the author's name. And then too,

0:35:49.239 --> 0:35:51.120
<v Speaker 2>there are all these great Facebook groups. So a friend

0:35:51.160 --> 0:35:52.640
<v Speaker 2>of mine, well she's not really a friend, you know,

0:35:52.719 --> 0:35:57.080
<v Speaker 2>like a Facebook friend, sure you know, but like her

0:35:57.160 --> 0:35:59.640
<v Speaker 2>name is Maybell, Maybel Sorell. What I like about Maybell

0:35:59.719 --> 0:36:01.880
<v Speaker 2>is that she's in her twenties and she like the

0:36:01.960 --> 0:36:05.000
<v Speaker 2>way I love budgeting, she loves investing, and so she

0:36:05.239 --> 0:36:09.920
<v Speaker 2>is a she Sally has her bachelor's degree in finance

0:36:10.040 --> 0:36:14.560
<v Speaker 2>and then her master's degree in something financial like economics, finance,

0:36:14.600 --> 0:36:17.040
<v Speaker 2>something like that. So she is a financial analyst. That's

0:36:17.080 --> 0:36:19.640
<v Speaker 2>what she does full time. But she loves investing so much.

0:36:19.680 --> 0:36:22.640
<v Speaker 2>She started this group for women called Girls on the Money.

0:36:22.880 --> 0:36:26.000
<v Speaker 2>It's a Facebook group, and Maybell just teaches and breaks

0:36:26.040 --> 0:36:29.600
<v Speaker 2>down investing in this easy, easy way. And so I

0:36:29.680 --> 0:36:32.200
<v Speaker 2>encourage you just to type in Girls on the Money

0:36:32.239 --> 0:36:35.120
<v Speaker 2>on Facebook and just join and just like soak in

0:36:35.200 --> 0:36:37.200
<v Speaker 2>the information. She also has like a like I think

0:36:37.200 --> 0:36:40.000
<v Speaker 2>it's a weekly newsletter where she will explain what's happening

0:36:40.040 --> 0:36:42.520
<v Speaker 2>in the market in an easy way. Honestly, she has

0:36:42.560 --> 0:36:47.440
<v Speaker 2>made me excited about investing in stocks and stuff because

0:36:48.080 --> 0:36:49.560
<v Speaker 2>she just like says it in such an easy way.

0:36:49.600 --> 0:36:52.120
<v Speaker 2>She's in her twenties, she's fun, she's cute. She just

0:36:52.480 --> 0:36:54.360
<v Speaker 2>and so you want to look for kind of environments

0:36:54.400 --> 0:36:56.560
<v Speaker 2>like that where you can learn first before you kind

0:36:56.560 --> 0:36:57.880
<v Speaker 2>of dip your toe into the market.

0:36:58.960 --> 0:37:00.880
<v Speaker 1>And if you want to start insting, I mean, if

0:37:00.920 --> 0:37:02.640
<v Speaker 1>you say you have some extra cash on the hand,

0:37:02.760 --> 0:37:04.799
<v Speaker 1>maybe you know this is pretty common, like you may

0:37:04.840 --> 0:37:06.719
<v Speaker 1>have had a relative who passes away and all of

0:37:06.760 --> 0:37:08.400
<v Speaker 1>a sudden you have a little bit of an inheritance

0:37:08.400 --> 0:37:11.520
<v Speaker 1>and you're wondering, what do I do with this little windfall.

0:37:12.320 --> 0:37:14.000
<v Speaker 1>There are some basic things you can do. You can

0:37:14.040 --> 0:37:17.640
<v Speaker 1>go to like a regular broker, like a Trio Schwab,

0:37:17.680 --> 0:37:21.839
<v Speaker 1>a Vanguard Fidelity, td AM Ror Trade. All of these

0:37:21.880 --> 0:37:26.800
<v Speaker 1>funds have low minimum balances for opening up an ira.

0:37:27.080 --> 0:37:29.360
<v Speaker 1>And again, an ira is something you put money into

0:37:29.960 --> 0:37:32.360
<v Speaker 1>and you can't take it out until you're ready for retirement.

0:37:32.480 --> 0:37:34.120
<v Speaker 1>So you have to kind of figure out are you

0:37:34.120 --> 0:37:37.480
<v Speaker 1>wanting to invest for long term retirement things like that

0:37:37.480 --> 0:37:38.920
<v Speaker 1>that you're not going to touch until you're in your

0:37:38.960 --> 0:37:41.480
<v Speaker 1>fifties and sixties, or do you want to just invest,

0:37:41.800 --> 0:37:44.279
<v Speaker 1>you know, to build some wealth on the side. And

0:37:44.560 --> 0:37:48.360
<v Speaker 1>and you know, maybe asking for advice from someone or

0:37:48.440 --> 0:37:50.719
<v Speaker 1>looking for advice from someone like a Maybell what's her

0:37:50.760 --> 0:37:52.239
<v Speaker 1>last name, Maybel Cereal.

0:37:53.320 --> 0:37:57.239
<v Speaker 2>Yeah, Syria, Yeah, Syria. Yeah, h so like just type in,

0:37:57.360 --> 0:37:59.359
<v Speaker 2>just typeing Girls on the Money, That's where you'll find it.

0:37:59.360 --> 0:38:01.520
<v Speaker 1>Girls in the Money. I think the most important question

0:38:01.560 --> 0:38:03.279
<v Speaker 1>now is like what are you investing for? Is it

0:38:03.320 --> 0:38:07.080
<v Speaker 1>long term growth or is it investing for wealth? Like

0:38:07.200 --> 0:38:09.239
<v Speaker 1>right now that you'll use, you know, a couple of

0:38:09.280 --> 0:38:11.720
<v Speaker 1>years out and that'll really tell you where to start.

0:38:12.120 --> 0:38:16.480
<v Speaker 1>But opening up an IRA any one of those financial

0:38:16.480 --> 0:38:18.400
<v Speaker 1>firms that I just mentioned is pretty easy enough, Like

0:38:18.440 --> 0:38:20.520
<v Speaker 1>they usually require you to start with about one thousand

0:38:20.560 --> 0:38:26.080
<v Speaker 1>dollars five hundred to one thousand dollars and Tiffany's listing

0:38:26.080 --> 0:38:27.920
<v Speaker 1>a bunch of books. One of the books that I

0:38:28.000 --> 0:38:30.120
<v Speaker 1>read when I was just starting to learn about investing

0:38:30.160 --> 0:38:33.839
<v Speaker 1>for work was Investing for Dummies. I'm not even gonna

0:38:33.840 --> 0:38:36.120
<v Speaker 1>lie I may have ripped the cover off because I

0:38:36.160 --> 0:38:39.440
<v Speaker 1>wasn't so embarrassed reading it on the train. But Investing

0:38:39.440 --> 0:38:42.040
<v Speaker 1>for Dummies it it just tells you the basics. You know,

0:38:42.080 --> 0:38:45.319
<v Speaker 1>what is a stock, what are bonds? What is a

0:38:45.440 --> 0:38:50.400
<v Speaker 1>mutual fund? These are very technical questions that can be complicated,

0:38:50.400 --> 0:38:53.320
<v Speaker 1>and you should read a book. You should educate yourself.

0:38:53.320 --> 0:38:55.800
<v Speaker 1>You don't want to read a book. Investopedia dot com

0:38:55.920 --> 0:38:58.879
<v Speaker 1>is the best thing on the planet for answering those

0:38:58.920 --> 0:39:03.799
<v Speaker 1>little questions like that. And if you're not ready, you

0:39:03.840 --> 0:39:06.680
<v Speaker 1>don't think you're ready for opening up an IRA or

0:39:06.719 --> 0:39:09.520
<v Speaker 1>opening up an investment account like an e trade or

0:39:09.560 --> 0:39:12.200
<v Speaker 1>something like that. There's this new app like we talked

0:39:12.239 --> 0:39:16.440
<v Speaker 1>about before called Acorns, and do you use it? I

0:39:16.440 --> 0:39:18.040
<v Speaker 1>don't think use it personally? Do you like it?

0:39:18.560 --> 0:39:22.479
<v Speaker 2>So? Yes, Acorns? So Acorns. I actually use Acorns because

0:39:22.480 --> 0:39:25.000
<v Speaker 2>I kind of wanted to test it out. So what

0:39:25.080 --> 0:39:26.680
<v Speaker 2>I do like about here's the kind of the pros

0:39:26.719 --> 0:39:28.600
<v Speaker 2>and the cons for what I can see. So what

0:39:28.640 --> 0:39:31.600
<v Speaker 2>I like about Acorns is that when you log in,

0:39:31.640 --> 0:39:33.480
<v Speaker 2>you don't have to know how to do anything except

0:39:33.520 --> 0:39:35.480
<v Speaker 2>for like, you know, what's your name, And they're going

0:39:35.560 --> 0:39:38.720
<v Speaker 2>to ask you a series of questions, and those questions

0:39:38.800 --> 0:39:41.319
<v Speaker 2>you should answer as honestly as possible because they're going

0:39:41.400 --> 0:39:43.400
<v Speaker 2>to determine what kind of investor you are. It's like

0:39:43.440 --> 0:39:48.120
<v Speaker 2>five profiles like are you conservative, are you somebody who's aggressive?

0:39:48.600 --> 0:39:50.920
<v Speaker 2>Are you in the middle? So they'll choose from the

0:39:51.000 --> 0:39:54.280
<v Speaker 2>five based upon your answers, and then they will invest

0:39:54.320 --> 0:39:57.480
<v Speaker 2>your money based upon those five profiles. That's why it's

0:39:57.480 --> 0:40:00.680
<v Speaker 2>important to be honest, and so what I like about

0:40:00.680 --> 0:40:02.600
<v Speaker 2>acorns is that it kind of tells you, like, you

0:40:02.640 --> 0:40:04.759
<v Speaker 2>answer these questions like where are you currently, how much

0:40:04.800 --> 0:40:06.600
<v Speaker 2>do you want to have, and they'll tell you what

0:40:06.640 --> 0:40:09.320
<v Speaker 2>you should be investing a month to reach those goals,

0:40:09.840 --> 0:40:11.319
<v Speaker 2>and then you can invest whatever you want. I think

0:40:11.400 --> 0:40:13.560
<v Speaker 2>right now I'm practicing with twenty five dollars a month,

0:40:14.520 --> 0:40:16.640
<v Speaker 2>and so it takes twenty five dollars out of my

0:40:16.680 --> 0:40:18.840
<v Speaker 2>savings account of a month. And my favorite part of

0:40:18.880 --> 0:40:22.360
<v Speaker 2>acorns is this thing called the roundup. So it's attached

0:40:22.400 --> 0:40:25.560
<v Speaker 2>to one of my checking accounts, and whenever I use

0:40:25.680 --> 0:40:28.760
<v Speaker 2>that checking account, it'll round up to the nearest dollar

0:40:28.840 --> 0:40:33.319
<v Speaker 2>and put that change into my Acorn investment. So it's

0:40:33.400 --> 0:40:34.920
<v Speaker 2>kind of fun. So it's like, Okay, the money is

0:40:35.000 --> 0:40:36.800
<v Speaker 2>kind of going in and it's going to this profile.

0:40:36.920 --> 0:40:39.360
<v Speaker 2>So that's the good stuff. It's easy, you know, you

0:40:39.360 --> 0:40:41.520
<v Speaker 2>don't have to really do much other than answer some questions.

0:40:41.520 --> 0:40:44.560
<v Speaker 2>So the bad stuff. So I ran it by Maybell,

0:40:44.600 --> 0:40:46.680
<v Speaker 2>who I was telling you about, so she could kind

0:40:46.680 --> 0:40:48.680
<v Speaker 2>of take a look with her professional eye, and she's like,

0:40:48.719 --> 0:40:50.440
<v Speaker 2>you know, she likes the ease of it. But what

0:40:51.040 --> 0:40:53.200
<v Speaker 2>she didn't like is that you can't readily see where

0:40:53.200 --> 0:40:57.600
<v Speaker 2>your money's being invested like currently. So it'll send you

0:40:57.640 --> 0:41:01.120
<v Speaker 2>a monthly breakdown, so I get to see my money monthly,

0:41:01.360 --> 0:41:04.239
<v Speaker 2>like what it's doing, but it doesn't show like I

0:41:04.280 --> 0:41:05.920
<v Speaker 2>would love to be able to go on Acorns and

0:41:05.920 --> 0:41:09.200
<v Speaker 2>it says, hey, Tiffany, your money. Your account increased by

0:41:09.239 --> 0:41:11.600
<v Speaker 2>twenty percent or it went down by thirty percent or

0:41:11.640 --> 0:41:13.880
<v Speaker 2>whatever that is, but you don't see that right away.

0:41:13.960 --> 0:41:15.759
<v Speaker 2>It's kind of like you get a monthly report, so

0:41:16.680 --> 0:41:18.200
<v Speaker 2>there's good and bad. To me, it's good if you're

0:41:18.239 --> 0:41:20.040
<v Speaker 2>just starting and you just kind of want to like

0:41:20.280 --> 0:41:21.759
<v Speaker 2>poke your head in and put a little bit of

0:41:21.840 --> 0:41:24.200
<v Speaker 2>money in, but it's not to me. Acorns is definitely

0:41:24.239 --> 0:41:25.400
<v Speaker 2>not a long term solution.

0:41:26.000 --> 0:41:28.319
<v Speaker 1>As you get more sophisticated, you'll definitely want to move

0:41:28.360 --> 0:41:32.439
<v Speaker 1>that money out and into something like a Vanguard, which

0:41:32.520 --> 0:41:34.799
<v Speaker 1>does give you all that rich data and shows your

0:41:34.920 --> 0:41:37.840
<v Speaker 1>historical data. And I think this is I think the

0:41:37.840 --> 0:41:39.560
<v Speaker 1>best thing about acorns. Is this a good place to

0:41:39.560 --> 0:41:40.359
<v Speaker 1>get your feet wet?

0:41:40.520 --> 0:41:43.520
<v Speaker 2>Yes, for sure, that's to me. Learning, that's what it's

0:41:43.560 --> 0:41:45.160
<v Speaker 2>really good for. It's like, Okay, I don't know how

0:41:45.160 --> 0:41:47.399
<v Speaker 2>to do anything Okay, well I could put twenty bucks

0:41:47.440 --> 0:41:49.359
<v Speaker 2>a month in Okay, they give me this thing once

0:41:49.400 --> 0:41:51.399
<v Speaker 2>a month, let me read it. And then once you're

0:41:51.440 --> 0:41:53.600
<v Speaker 2>kind of like, oh okay, I get it. Now, let

0:41:53.640 --> 0:41:56.399
<v Speaker 2>me start making more deliberate choices on my own. So

0:41:56.600 --> 0:41:58.359
<v Speaker 2>it's like one of these apps that helps you save,

0:41:58.440 --> 0:42:01.000
<v Speaker 2>but you don't get that much of interest like those,

0:42:01.040 --> 0:42:03.200
<v Speaker 2>but it pulls the money out of your account, and

0:42:03.280 --> 0:42:05.719
<v Speaker 2>so yes, you don't make much money off that money,

0:42:05.800 --> 0:42:07.680
<v Speaker 2>but it just starts to have it off for you.

0:42:07.440 --> 0:42:09.839
<v Speaker 1>You know, don't believe anyone who tells you that you're

0:42:09.840 --> 0:42:12.400
<v Speaker 1>gonna make millions of dollars. You have to start little

0:42:12.440 --> 0:42:14.000
<v Speaker 1>by little. Yeah, you know, if you can only put

0:42:14.000 --> 0:42:16.720
<v Speaker 1>on a hundred bucks today a thousand bucks, don't expect

0:42:16.719 --> 0:42:18.400
<v Speaker 1>to make a million in a year. Like these are

0:42:18.440 --> 0:42:21.960
<v Speaker 1>really long term solutions. Long investment is should be a

0:42:21.960 --> 0:42:24.680
<v Speaker 1>long term strategy. You know, you're playing the long game.

0:42:25.160 --> 0:42:27.680
<v Speaker 1>And another good thing about getting your feet wet now

0:42:27.719 --> 0:42:30.040
<v Speaker 1>is you're gonna learn what kind of investor you are. Yes,

0:42:30.239 --> 0:42:32.160
<v Speaker 1>when you're young, you may be okay investing in the

0:42:32.160 --> 0:42:35.080
<v Speaker 1>stock market and being a little risky, as you have

0:42:35.160 --> 0:42:38.600
<v Speaker 1>more to lose, you're gonna want to be more risk averse.

0:42:38.600 --> 0:42:41.319
<v Speaker 1>You're gonna want to be more safe with your money.

0:42:41.360 --> 0:42:43.719
<v Speaker 1>You're not gonna want to throw it all in the

0:42:43.719 --> 0:42:47.239
<v Speaker 1>market and see what happens. And the market if you have,

0:42:47.280 --> 0:42:49.759
<v Speaker 1>if you've been paying attention to the news lately, the

0:42:49.840 --> 0:42:52.680
<v Speaker 1>market is going insane right now, Like it's been crashing.

0:42:52.760 --> 0:42:54.600
<v Speaker 1>It's been since the beginning of the new year. The

0:42:54.600 --> 0:42:57.319
<v Speaker 1>market's been down like I don't even know how many.

0:42:57.560 --> 0:43:00.200
<v Speaker 1>Like I checked my portfolio, for example, and I'm just

0:43:00.239 --> 0:43:03.040
<v Speaker 1>investing in a Vanguard for one k and my portfolio

0:43:03.080 --> 0:43:07.480
<v Speaker 1>is down seven percent for the year. And I could

0:43:07.480 --> 0:43:10.200
<v Speaker 1>go in and start fiddling, diddling with things, and you know,

0:43:10.560 --> 0:43:14.399
<v Speaker 1>trying to pick different investments. But I'm investing for Mandy

0:43:14.440 --> 0:43:16.800
<v Speaker 1>Woodrow fifty years down the line, and I feel like

0:43:16.800 --> 0:43:20.200
<v Speaker 1>I'm gonna be fined. But it tests your ability to

0:43:20.239 --> 0:43:24.239
<v Speaker 1>handle these market swings ups and downs, and you want

0:43:24.239 --> 0:43:29.240
<v Speaker 1>to pick an investment strategy that matches your tolerance for risk.

0:43:30.040 --> 0:43:32.080
<v Speaker 1>Like if you feel like you're gonna go drive off

0:43:32.080 --> 0:43:34.560
<v Speaker 1>a cliff every time the market goes down, Yeah, maybe

0:43:34.560 --> 0:43:35.920
<v Speaker 1>you don't need to be in the market at a hall.

0:43:36.320 --> 0:43:38.120
<v Speaker 2>Yes, maybe you need to do something. And that's a

0:43:38.120 --> 0:43:40.320
<v Speaker 2>little bit more that's less volatile.

0:43:40.440 --> 0:43:43.520
<v Speaker 1>You know, Like I feel like sometimes making money isn't

0:43:43.560 --> 0:43:47.239
<v Speaker 1>worth the anxiety. There's a reason why people who work

0:43:47.280 --> 0:43:50.279
<v Speaker 1>in finance have heart attacks and like you know, high

0:43:50.320 --> 0:43:54.000
<v Speaker 1>blood pressure, because it's stressful. And sometimes for regular everyday

0:43:54.000 --> 0:43:56.120
<v Speaker 1>investors it's not worth putting that stress on yourself.

0:43:56.719 --> 0:43:58.720
<v Speaker 2>Yeah, I agree, But miss.

0:43:58.600 --> 0:44:01.840
<v Speaker 1>Luney, congrats, that's not even thinking about investing. Hopefully that

0:44:01.880 --> 0:44:04.000
<v Speaker 1>was a little bit helpful for you. And if you

0:44:04.000 --> 0:44:07.399
<v Speaker 1>guys have more specific money questions about investing, maybe we'll

0:44:07.440 --> 0:44:09.800
<v Speaker 1>have Abny come back on and answer some questions herself,

0:44:09.840 --> 0:44:13.879
<v Speaker 1>since she is the true expert. Yes she can be. Yeah,

0:44:13.880 --> 0:44:15.279
<v Speaker 1>she doesn't know it yet, but we just made her

0:44:15.280 --> 0:44:22.680
<v Speaker 1>our official Brown Ambition they Maybe we'll have Maryella Marybell on.

0:44:23.040 --> 0:44:25.000
<v Speaker 2>Yeah she lives in the Bronx so she's not too

0:44:25.080 --> 0:44:27.759
<v Speaker 2>far so yeah, she's dope. That would be great, just

0:44:27.800 --> 0:44:29.640
<v Speaker 2>different voices for sure.

0:44:30.000 --> 0:44:32.000
<v Speaker 1>All right, and again, if you guys have questions, email

0:44:32.080 --> 0:45:16.920
<v Speaker 1>us at Brown Ambition Podcast at gmail dot com.

0:45:17.160 --> 0:45:19.560
<v Speaker 3>All we do is win, win, win, no matter what.

0:45:20.239 --> 0:45:22.640
<v Speaker 3>I don't know the rest of the words. So what

0:45:23.280 --> 0:45:29.960
<v Speaker 3>I just want to say today is a win win excellent.

0:45:30.000 --> 0:45:31.120
<v Speaker 1>I was gonna see where you went with that.

0:45:31.280 --> 0:45:32.760
<v Speaker 2>Yeah, I was gonna. I was wondering. I'm like, where's

0:45:32.760 --> 0:45:35.719
<v Speaker 2>my back? I mean, where's my where's my Kelly? To

0:45:35.719 --> 0:45:36.200
<v Speaker 2>my Beyonce?

0:45:36.280 --> 0:45:38.000
<v Speaker 1>I left you hanging? Yeah she did. I was like,

0:45:38.120 --> 0:45:39.719
<v Speaker 1>I was like Michelle at that time. She fell off

0:45:39.719 --> 0:45:40.520
<v Speaker 1>the stage.

0:45:40.800 --> 0:45:44.520
<v Speaker 2>And you're out. Okay, fair Franklin, we see you're angry.

0:45:45.280 --> 0:45:48.120
<v Speaker 1>Oh man, Okay. So win's for the week. I'm gonna

0:45:48.120 --> 0:45:49.840
<v Speaker 1>go first. You want me to, Yeah, you go first.

0:45:50.320 --> 0:45:53.600
<v Speaker 1>My win for the week is I love reading about so.

0:45:53.760 --> 0:45:56.560
<v Speaker 1>I love reading about women who are just like, way

0:45:56.600 --> 0:46:00.239
<v Speaker 1>more intelligent and successful than I'll ever be, probably like

0:46:00.320 --> 0:46:03.239
<v Speaker 1>in careers that I could never imagine having. So this

0:46:03.280 --> 0:46:07.680
<v Speaker 1>story is about one of only eighty black female physicists

0:46:07.760 --> 0:46:09.520
<v Speaker 1>in the US. Can you believe that?

0:46:09.520 --> 0:46:10.200
<v Speaker 2>That's crazy?

0:46:10.440 --> 0:46:11.920
<v Speaker 1>That's the job that I would never even like, I

0:46:11.920 --> 0:46:15.120
<v Speaker 1>can't even imagine having. So I'm already interested. So one

0:46:15.160 --> 0:46:17.719
<v Speaker 1>of the only eighty black female physicists in America just

0:46:17.760 --> 0:46:23.200
<v Speaker 1>broke this major barrier for women in science. Hadiya Nicole Green.

0:46:23.280 --> 0:46:27.080
<v Speaker 1>She's the thirty five year old physicist and professor from

0:46:27.120 --> 0:46:31.680
<v Speaker 1>Tuski University. She's the first woman to win a five

0:46:31.760 --> 0:46:34.399
<v Speaker 1>year grant award, and just wait till you hear she's

0:46:34.400 --> 0:46:36.360
<v Speaker 1>doing with this. She's taking this one point one million

0:46:36.400 --> 0:46:41.960
<v Speaker 1>dollar grant and she's researching how lasers can kill cancer. Awesome,

0:46:42.120 --> 0:46:43.960
<v Speaker 1>Like just the same way we spend money on lasers

0:46:43.960 --> 0:46:46.680
<v Speaker 1>for hair removal. Yeah, ladies, I know you do. The

0:46:46.760 --> 0:46:50.160
<v Speaker 1>lasers can like kill cancer cells, which I think is

0:46:50.160 --> 0:46:53.200
<v Speaker 1>just extraordinary. So apparently she's the first black woman to

0:46:53.239 --> 0:46:57.640
<v Speaker 1>win this grant, which is ahead Hadiya. And this technology

0:46:57.640 --> 0:47:00.200
<v Speaker 1>can help, Like if you've ever seen anyone like how

0:47:00.200 --> 0:47:03.759
<v Speaker 1>to love one or yourself personally go through chemotherapy where

0:47:03.760 --> 0:47:08.120
<v Speaker 1>you're literally poisoning yourself. It can have just horrible effects

0:47:08.160 --> 0:47:11.480
<v Speaker 1>on you, makes you so sick. It's really rough to

0:47:11.480 --> 0:47:14.160
<v Speaker 1>watch people go through that. And the technology that Hadiyas

0:47:15.320 --> 0:47:19.480
<v Speaker 1>is researching could replace chemotherapy potentially.

0:47:19.520 --> 0:47:21.640
<v Speaker 2>That would be amazing. Oh see, how dya you just

0:47:22.360 --> 0:47:23.960
<v Speaker 2>I just love when brown girls rule of the world.

0:47:24.000 --> 0:47:26.960
<v Speaker 2>So that's what black girl magic looks like, not actual magic.

0:47:27.200 --> 0:47:32.200
<v Speaker 2>Hadia is not doing incantations. That's from our last podcast.

0:47:32.440 --> 0:47:33.800
<v Speaker 2>She's just doing dope stuff.

0:47:34.920 --> 0:47:36.759
<v Speaker 1>I love her personal story too. I was reading this.

0:47:36.840 --> 0:47:38.759
<v Speaker 1>So the story is on take part dot com. I'll

0:47:38.800 --> 0:47:42.360
<v Speaker 1>put a link on our on our tumblr, branambitionpodcast dot com.

0:47:42.560 --> 0:47:44.960
<v Speaker 1>So her personal story, she was raised by her aunt

0:47:45.000 --> 0:47:50.040
<v Speaker 1>and uncle, who both fought cancer. Her aunt refused chemotherapy

0:47:50.680 --> 0:47:54.480
<v Speaker 1>for ovarian cancer and died when Hadiya was only twenty

0:47:54.520 --> 0:47:58.480
<v Speaker 1>two and had just graduated college with a degree in physics.

0:47:58.480 --> 0:48:01.839
<v Speaker 1>And then her uncle was diagnosed with sophageal cancer. So

0:48:01.880 --> 0:48:05.440
<v Speaker 1>this I can tell her research has a real personal element.

0:48:05.920 --> 0:48:08.680
<v Speaker 1>I like that, she says. This is a quote from

0:48:08.719 --> 0:48:11.000
<v Speaker 1>her She says, I didn't hit a lottery. It's very

0:48:11.040 --> 0:48:15.080
<v Speaker 1>structured funding for specific purposes. And yes, I applied multiple

0:48:15.120 --> 0:48:19.120
<v Speaker 1>times until I got it. That perseverance and tenacity is

0:48:19.160 --> 0:48:22.400
<v Speaker 1>critical for anyone black, white, female or male who seeks

0:48:22.440 --> 0:48:25.719
<v Speaker 1>to build a career in science. So I just love that,

0:48:25.719 --> 0:48:27.680
<v Speaker 1>she I love. She points out too, that she kept

0:48:27.680 --> 0:48:31.480
<v Speaker 1>trying and trying and trying, and to be one of

0:48:31.560 --> 0:48:33.800
<v Speaker 1>eighty female physicists in the United States.

0:48:33.840 --> 0:48:34.400
<v Speaker 2>That's dope.

0:48:34.680 --> 0:48:37.520
<v Speaker 1>Talk about looking around and not seeing yourself in your career.

0:48:37.560 --> 0:48:38.920
<v Speaker 2>I know, can you imagine?

0:48:39.239 --> 0:48:40.440
<v Speaker 1>Well that's it for the show.

0:48:40.760 --> 0:48:41.919
<v Speaker 2>No, you forgot my win.

0:48:42.200 --> 0:48:49.880
<v Speaker 1>Oh shoot, sorry, sorry, I just switched.

0:48:49.600 --> 0:48:51.800
<v Speaker 2>From many weel and you'll se why I say Many's

0:48:51.800 --> 0:48:53.319
<v Speaker 2>a hater, So she's not a hater for real. We're

0:48:53.360 --> 0:48:56.360
<v Speaker 2>just teasing. But I wanted to share win something that

0:48:56.480 --> 0:49:01.400
<v Speaker 2>was really proud of. Uh So just this week, this

0:49:01.560 --> 0:49:03.439
<v Speaker 2>past like a few days ago, a couple of days ago,

0:49:03.800 --> 0:49:08.480
<v Speaker 2>I did a segment for Good Morning America, which you

0:49:08.520 --> 0:49:10.359
<v Speaker 2>know I always watched much CP. I mean, I knew

0:49:10.440 --> 0:49:13.200
<v Speaker 2>Good Morning America. Obviously it's like big, but I didn't

0:49:13.200 --> 0:49:17.760
<v Speaker 2>realize how big until my friend and publicist Drina Whitfield

0:49:17.840 --> 0:49:20.680
<v Speaker 2>of whitpr Plug Plug. She was like, Uh, it's the

0:49:20.760 --> 0:49:25.040
<v Speaker 2>number one watched morning you know news show or just

0:49:25.160 --> 0:49:29.319
<v Speaker 2>morning show period nationwide. It's Good Morning America. Then to

0:49:29.320 --> 0:49:32.359
<v Speaker 2>Today's Show, then CBS Morning, and I was like, it is.

0:49:32.880 --> 0:49:34.239
<v Speaker 2>But then I just thought, oh, they're gonna have me

0:49:34.280 --> 0:49:36.120
<v Speaker 2>come on and do my normal budgetist to shick like

0:49:36.160 --> 0:49:38.279
<v Speaker 2>this is how you budget, this is how you save,

0:49:39.000 --> 0:49:42.080
<v Speaker 2>and no, it turned into like an intimate portrayal of

0:49:42.239 --> 0:49:44.319
<v Speaker 2>just me and my life and how I kind of

0:49:44.960 --> 0:49:49.080
<v Speaker 2>came from struggling financially and how I dug my way

0:49:49.080 --> 0:49:51.319
<v Speaker 2>out of that struggle, and how I went on to

0:49:51.400 --> 0:49:55.239
<v Speaker 2>then start my business and this movement, the live richerr Challenge,

0:49:55.600 --> 0:49:57.200
<v Speaker 2>and so it was just so crazy because I'm just

0:49:57.239 --> 0:49:59.800
<v Speaker 2>not used to people asking me questions about me personally,

0:50:00.000 --> 0:50:03.200
<v Speaker 2>and it's just, I don't know, it's kind of surreal.

0:50:03.239 --> 0:50:04.800
<v Speaker 2>When they were taping, I'm like, wait, you want to

0:50:04.840 --> 0:50:06.520
<v Speaker 2>know what about me personally? You want pictures of me

0:50:06.560 --> 0:50:09.640
<v Speaker 2>when I was twenty? You want so I just can't wait.

0:50:09.680 --> 0:50:11.400
<v Speaker 2>I mean by the time this airs that they'll probably

0:50:11.400 --> 0:50:13.440
<v Speaker 2>have been out because it's gonna air on Monday, but

0:50:13.480 --> 0:50:15.080
<v Speaker 2>I'll be sure to get like a clip and share.

0:50:15.840 --> 0:50:18.080
<v Speaker 2>But yeah, so that's like a huge win for me

0:50:18.120 --> 0:50:20.000
<v Speaker 2>because not too long ago, nobody cared.

0:50:21.080 --> 0:50:21.560
<v Speaker 1>I cared.

0:50:22.440 --> 0:50:24.120
<v Speaker 2>No, oh yeah, may forget who was one of the

0:50:24.200 --> 0:50:27.160
<v Speaker 2>first to raise story aside by Mandy. So we're having

0:50:27.160 --> 0:50:28.800
<v Speaker 2>a party. I don't know if you're free on Thursday.

0:50:28.840 --> 0:50:31.400
<v Speaker 2>We're gonna be partying it up again. Oh oh the

0:50:31.920 --> 0:50:34.640
<v Speaker 2>challenge party. Yes, the graduation party. So we're gonna get down.

0:50:34.719 --> 0:50:36.279
<v Speaker 2>It's gonna be right next door to the old place.

0:50:36.360 --> 0:50:38.560
<v Speaker 2>But I'm gonna post stuff on Facebook about the party.

0:50:38.760 --> 0:50:43.000
<v Speaker 2>But yeah, yeah, definitely Mandy cared, and she she actually

0:50:43.040 --> 0:50:46.000
<v Speaker 2>fought for me to be featured on Yahoo Finance, which

0:50:46.120 --> 0:50:48.440
<v Speaker 2>was like so amazing because that was huge. I mean,

0:50:48.440 --> 0:50:51.920
<v Speaker 2>it's still huge, and you know, but and that's why

0:50:51.960 --> 0:50:55.160
<v Speaker 2>it's so important to have people, you know, at different levels,

0:50:55.200 --> 0:50:57.239
<v Speaker 2>Brown folks at different levels, because if Mandy had not

0:50:57.280 --> 0:50:59.239
<v Speaker 2>been there to fight for me, Yahoo would not have

0:50:59.280 --> 0:51:01.440
<v Speaker 2>done that story. No shade yahu, but they would not

0:51:01.480 --> 0:51:03.200
<v Speaker 2>have done that story about me. It was Mandy that

0:51:03.239 --> 0:51:06.560
<v Speaker 2>made that happen and like forced it through and so

0:51:07.200 --> 0:51:09.239
<v Speaker 2>you know, and like really paved the way for this

0:51:09.320 --> 0:51:13.000
<v Speaker 2>to happen. Now. So many times, you know, especially like

0:51:13.040 --> 0:51:15.759
<v Speaker 2>me being brown, people don't really take like brown people

0:51:15.800 --> 0:51:20.200
<v Speaker 2>in finance very seriously, and so they don't unfortunately, and

0:51:20.239 --> 0:51:22.919
<v Speaker 2>so slowly but surely people are starting to. And that's

0:51:22.960 --> 0:51:25.080
<v Speaker 2>really what I hope that happens with this whole Good

0:51:25.080 --> 0:51:28.560
<v Speaker 2>Morning America interview, that you know, maybe this starts to

0:51:28.600 --> 0:51:31.920
<v Speaker 2>open up the door to mainstream America and media that like,

0:51:31.960 --> 0:51:33.920
<v Speaker 2>brown people care about money and we want you to

0:51:33.960 --> 0:51:35.800
<v Speaker 2>talk to us, and we want help and we want

0:51:36.200 --> 0:51:40.279
<v Speaker 2>resources as well, and so yeah, it's just I don't

0:51:40.320 --> 0:51:43.080
<v Speaker 2>even think My publicist, Drina was like, I don't think

0:51:43.120 --> 0:51:45.400
<v Speaker 2>you realize tiffany how this is gonna change. You know,

0:51:45.520 --> 0:51:49.200
<v Speaker 2>this is gonna this is a shift in like, you

0:51:49.239 --> 0:51:51.200
<v Speaker 2>know what you've been growing as a budget Nissa, and

0:51:51.280 --> 0:51:53.840
<v Speaker 2>I don't think I realized, but I'm definitely open to

0:51:53.920 --> 0:51:56.360
<v Speaker 2>that shift because it means that can help more people.

0:51:56.400 --> 0:51:59.640
<v Speaker 2>And ultimately, my ultimate goal has always been to be

0:51:59.680 --> 0:52:02.040
<v Speaker 2>a cert and whatever that looks like, whether I was

0:52:02.040 --> 0:52:05.440
<v Speaker 2>a preschool teacher, whether I'm giving advice online, or whether

0:52:05.440 --> 0:52:09.120
<v Speaker 2>I'm sharing my story. So it's just would you say.

0:52:08.960 --> 0:52:10.879
<v Speaker 1>I hope you're the first, because like I can't think

0:52:10.920 --> 0:52:14.600
<v Speaker 1>of any other personal finance gurus who are of color

0:52:14.640 --> 0:52:17.040
<v Speaker 1>who have broken through to that like Jeane Chatsky, Dave

0:52:17.160 --> 0:52:20.120
<v Speaker 1>Ramsey level, and we need someone like that so desperately.

0:52:20.160 --> 0:52:21.600
<v Speaker 1>I don't know what it is, but like there's been

0:52:21.640 --> 0:52:25.520
<v Speaker 1>this like invisible ceiling, like why why isn't Lynette Californi

0:52:25.640 --> 0:52:28.600
<v Speaker 1>Cox at that level yet? You know, yeah, you know,

0:52:28.719 --> 0:52:31.359
<v Speaker 1>Patrese is coming at Patrice Washington, and I feel like

0:52:31.400 --> 0:52:33.560
<v Speaker 1>this could be it, Like you paved the way and

0:52:33.600 --> 0:52:35.440
<v Speaker 1>you'll make it so much easier for everyone else. That's

0:52:35.440 --> 0:52:39.279
<v Speaker 1>sort of to be accepted by the mainstream America. And

0:52:39.760 --> 0:52:41.759
<v Speaker 1>I mean it's all it's all down to your work, though,

0:52:41.800 --> 0:52:45.280
<v Speaker 1>your vision, your work, the budget Neista was your business,

0:52:45.360 --> 0:52:47.680
<v Speaker 1>you know, and I knew there was something special. I mean,

0:52:47.719 --> 0:52:49.120
<v Speaker 1>I wrote that story about you when I was a

0:52:49.120 --> 0:52:53.920
<v Speaker 1>business insider. Yeah, because you were so unique and your

0:52:54.000 --> 0:52:57.560
<v Speaker 1>voice was so needed and so different. And I'm just

0:52:57.600 --> 0:52:59.840
<v Speaker 1>as I'm just surprised it took Gma this long on

0:53:01.040 --> 0:53:02.600
<v Speaker 1>I'm happy for you.

0:53:02.600 --> 0:53:04.960
<v Speaker 2>You know. Mandy's like one of my biggest cheerleaders, so

0:53:05.360 --> 0:53:09.480
<v Speaker 2>you know, don't try. She's an undercover hater. But you know,

0:53:09.520 --> 0:53:11.680
<v Speaker 2>when I'm singing stuff, you see, how shall she do me?

0:53:12.040 --> 0:53:14.839
<v Speaker 2>I haven't even done Hey, hey, hey, and so long. Look, Okay,

0:53:14.840 --> 0:53:16.040
<v Speaker 2>I'm gonna be back with that next week.

0:53:16.040 --> 0:53:17.120
<v Speaker 1>People love it.

0:53:18.480 --> 0:53:19.719
<v Speaker 2>But yeah, I just want to say, like, you know,

0:53:19.719 --> 0:53:22.000
<v Speaker 2>I'm just really grateful and so yes, that is my

0:53:22.080 --> 0:53:24.920
<v Speaker 2>win and that was an awesome show. I hope you

0:53:24.960 --> 0:53:28.080
<v Speaker 2>guys enjoyed. You can hit uswear Mandy Well, I'll do

0:53:28.120 --> 0:53:30.480
<v Speaker 2>the ones that I know. Facebook, we'd love to hear

0:53:30.520 --> 0:53:32.480
<v Speaker 2>some of your opinions on like the stuff that we post,

0:53:32.520 --> 0:53:36.200
<v Speaker 2>well the stuff that Mandy posts. We're Brown Ambition on Facebook,

0:53:36.520 --> 0:53:39.040
<v Speaker 2>the BA podcast on Twitter, and.

0:53:39.600 --> 0:53:45.000
<v Speaker 1>Brown Ambition Podcast at gmail dot com. Yes, our website

0:53:45.040 --> 0:53:48.359
<v Speaker 1>also was Brown Ambition Podcast dot com if you want

0:53:48.360 --> 0:53:50.520
<v Speaker 1>to go there and check things out. We have some

0:53:50.600 --> 0:53:53.120
<v Speaker 1>interesting links to all this stuff we talked about, and

0:53:53.280 --> 0:53:56.920
<v Speaker 1>definitely we'll be embedding the video from Tiffany's GMA debut.

0:53:58.640 --> 0:54:02.120
<v Speaker 2>I know. With that, we sign off and we bid you.

0:54:02.120 --> 0:54:05.600
<v Speaker 1>Ad happy snow shoveling East Coast.

0:54:06.480 --> 0:54:07.080
<v Speaker 2>Not me though,