Speaker 1: All right, guys, we're back with episode twenty two.
Speaker 2: Oh twenty two. Oh we think we've grown now we
Speaker 2: ready to move out.
Speaker 1: We shoveled ourselves out of the snow. Oh yeah, we're grown.
Speaker 1: We shuttled ourselves out of the snow to bring you,
Speaker 1: guys another episode of brown Ambition.
Speaker 2: Yes you're welcome. Well, honestly, Superman did the shoveling. I
Speaker 2: just made lunch in hot chocolate, as you should. Now.
Speaker 1: This storm was crazy. I hope everyone is nice and
Speaker 1: warm at home on the East Coast. I feel like
Speaker 1: a lot of our audience on the East Coast right now,
Speaker 1: So I hope everyone's good. Sorry that it didn't fall
Speaker 1: like I wish the blizzard had fallen like maybe today.
Speaker 2: I know, I mean, it's no work Monday. I know
Speaker 2: your boss is gonna make you go. He's gonna say, like,
Speaker 2: you know what, the streets are shoveled, the sidewalks are shoveled.
Speaker 2: I'm into work.
Speaker 1: Well, you know how it gets in New York City,
Speaker 1: probably gets the same way in Jersey. Like after its
Speaker 1: nos then you have four days of melting and it's
Speaker 1: just like black slushy rivers of dirt and grime. So
Speaker 1: looking forward to that. It's gonna be fun, fun times.
Speaker 2: Yeah. So it is time for Buzzworthy.
Speaker 1: The most special time of the day. There's a lot
Speaker 1: of cool stuff happening. Let's start with some good news.
Speaker 1: Well is there good news?
Speaker 2: Oh?
Speaker 1: Well, I guess the good news is that we talked
Speaker 1: about the Flint River, I mean the Flint, Michigan water
Speaker 1: crisis last week, and we finally seemed to hit the
Speaker 1: tipping point in the American news media cycle to where
Speaker 1: people are finally paying attention. I mean, I think every
Speaker 1: major news outlet had a Flint story.
Speaker 2: Yes, right, and I've been seeing way more of my
Speaker 2: friend's timelines. One of my friends, Niamaya at Nami Davis
Speaker 2: and Philly, he actually did a water drive and his
Speaker 2: goal was to get like, I think, like a ten
Speaker 2: thousand bottles of water. He ended up collecting fifty thousand
Speaker 2: bottles and he's gonna be driving it down. Yeah. So
Speaker 2: people are really starting to pay attention, and you know,
Speaker 2: it's starting to get like you said, it's it's tipped,
Speaker 2: which is great because this is crazy. Honestly, it feels.
Speaker 1: Like another country, like yeah, you know what I mean.
Speaker 1: And then they had the What really disturbed me and
Speaker 1: I think everybody else was that The New York Times
Speaker 1: ran that story on letters or emails from the mayor
Speaker 1: and her team totally like making making light of making
Speaker 1: light of people who were complaining about the water and saying,
Speaker 1: like I think the quote was that they called them
Speaker 1: the oh, it's just an anti everything group complaining about
Speaker 1: the water, when in fact, the water is literally poisoning people.
Speaker 1: So that's why it took so long. And I mean,
Speaker 1: I think the mayor will get kicked out. I don't
Speaker 1: know what the what do they get impeached? What do
Speaker 1: they resign? Like it's it's a it's an embarrassment and
Speaker 1: there's no exist for it.
Speaker 2: And the thing is, though, like it's not like, you know,
Speaker 2: some things it's very hard to prove. You're like, oh,
Speaker 2: I don't know, but this is one of those things
Speaker 2: where you're like, let me just turn on the faucet.
Speaker 2: Oh it's brown, you know. Like sometimes I mean I
Speaker 2: hate when people act like, you know, you can't complain
Speaker 2: because you don't want to be complaining all to all
Speaker 2: Black people are always complaining or this segment of the
Speaker 2: population always has something to say. But you know, what.
Speaker 2: This is one of those moments where it would not
Speaker 2: have been hard to fact check and say, you know what,
Speaker 2: they're right.
Speaker 1: They're right, and they have a point and their voices
Speaker 1: should be heard. I mean, and it's sad that it
Speaker 1: takes this long. I have to give a shout out
Speaker 1: to my friend Caris Jackman. We went to college together
Speaker 1: at University of Georgia and we were in journalism school together.
Speaker 1: And she is a reporter in Flint, Michigan, and I've
Speaker 1: been watching her news reports on this water crisis long
Speaker 1: before I mean, of course she's local, but long before
Speaker 1: the national media finally took notice, she's been out there
Speaker 1: really covering it. So go ahead, Courris. I hope you
Speaker 1: get all the acclaim that you deserve. And just thanks
Speaker 1: for telling that story.
Speaker 2: Yes, Cris, thank you. Carees PSI, so what else is buzzing?
Speaker 2: I know you said you were telling me earlier about
Speaker 2: that young, young brown girl who started what is it,
Speaker 2: a thousand Black Girl books?
Speaker 1: Oh yeah, so she's starting a movement. This is so cute.
Speaker 1: It's this little girl. Where is she from? Where is
Speaker 1: she from? I love the quote from her. She says
Speaker 1: that she was tired of reading about sick of reading
Speaker 1: about white boys and dogs. So she started a book
Speaker 1: drive for books that feature black girls, which I'm impressors
Speaker 1: a thousand books with black girls featured. That's like more
Speaker 1: than I would ever think. And what was her name?
Speaker 1: What is her name?
Speaker 2: Is her mother named Janie? Because I'm like, wait, this
Speaker 2: sounds like my friend jan is from Newark.
Speaker 1: I think she's from Newark. Her last name is Diaz Marlee.
Speaker 2: Yes, oh my gosh, yes, I'm really cool with her mom.
Speaker 2: I'm like, wait a minute, that sounds funny. Yes, Jane's Das.
Speaker 2: She's a doctor, And oh my god, that's so funny
Speaker 2: that because we're I was just looking on Facebook. They
Speaker 2: were on the news somewhere. Yes, I know Janis and
Speaker 2: her daughter is amazing and her husban and it's amazing
Speaker 2: and it's just so funny. Yes, okay, well, well go.
Speaker 1: Ahead, New Jersey tweens. So she's only eleven. I think
Speaker 1: you're eleven years old, she said. She said, I told
Speaker 1: my mom I was sick of reading about white boys
Speaker 1: and dogs, and moms asked, what are you going to
Speaker 1: do about it? So she started this book drive where
Speaker 1: black girls are the main characters and The project was
Speaker 1: being supported by something called the Philadelphia's Grassroots Community Founders,
Speaker 1: which Janie her mother. Yeah, here we go, Janie.
Speaker 2: Founded She's as I've volunteered with them a number of times.
Speaker 1: That's so sweet. And she's gonna she's going to donate
Speaker 1: the books to a low resourced neighbor, a low resources library.
Speaker 1: And Saint Mary Jamaica. Is that in Jersey?
Speaker 2: Saint Mary Jamaica Queens? Yeah, it sounds like queens, but Jamaica,
Speaker 2: Like they just I remember, I just saw pictures of them.
Speaker 2: She her mother, Jane's what I love is that with
Speaker 2: the Grassroots organization, they take the girls different places in
Speaker 2: the diaspora. So they just got back from Ghana where
Speaker 2: they took the girls, you know, to kind of see
Speaker 2: like the root that the slaves took. And so her
Speaker 2: mother is so dynamic, and I'm not surprised at her
Speaker 2: daughter like having those thoughts and feelings and implementing them,
Speaker 2: because that is her mother to the teeth. Like her
Speaker 2: mother is a is a doctor and has advocated for
Speaker 2: brown people to have proper nutrition and education, and so
Speaker 2: her daughter's just following right in her footsteps. They're both
Speaker 2: still brown girls. So we'll go ahead.
Speaker 1: That is a good that's a good sign of parenting
Speaker 1: because you know, when I was a little girl, and
Speaker 1: I think a lot of kids, like I read a
Speaker 1: lot of books that featured white characters. But I didn't
Speaker 1: think it was weird because that's all I knew, you know,
Speaker 1: I didn't even know enough to know that it was
Speaker 1: weird that there wasn't anybody who was brown in the
Speaker 1: books I was reading. So I think that's definitely like
Speaker 1: Janiss win there. Yeah, for teaching her to be skeptical
Speaker 1: of what she's skeptical and to ask for more of
Speaker 1: the books that she has and that she's reading.
Speaker 2: Yeah, I love that. That's awesome.
Speaker 1: Now on the shade front for today's buzzworthy, Yeah, speaking,
Speaker 1: I know, speaking of speaking out when you see something
Speaker 1: that's wrong or when you're not seeing people of color featured.
Speaker 1: The oscarsh Yeah, have been in the news like I've been.
Speaker 1: Every day there's a new person speak like saying some
Speaker 1: foolishness about the oscars. People are banning it, people are
Speaker 1: not banning it. This week the oscars. Finally, I guess
Speaker 1: the culmination of all this was the oscars have decided
Speaker 1: to change the way that they select members of their
Speaker 1: voting I guess the only select members of the oscars,
Speaker 1: whatever group it is, the Academy Awards, Academy Motion pictured
Speaker 1: Arts can vote for the OSCARS. So they're making some changes,
Speaker 1: and I'm not so sure what the changes are, but
Speaker 1: apparently it's going to make it so that more people
Speaker 1: of color, well actually more people of color and women
Speaker 1: for that matter, can actually vote. Okay, because like something
Speaker 1: crazy like ninety nine or ninety five percent of OSCAR
Speaker 1: voters or white men that are wh surprise, that's insane,
Speaker 1: and they wonder that's what makes it like when you
Speaker 1: have when you hear facts like that, and then you
Speaker 1: see there's been a couple of actors. One of them,
Speaker 1: Charlotte Rampling, she's nominated for Best Actress Oscar nomination. She's British,
Speaker 1: came out saying that she thinks that all the people
Speaker 1: saying that the Oscars are so white, that that's racist
Speaker 1: against white people. Charlotte she's older, so you know, me
Speaker 1: give her a couple of you can give her a
Speaker 1: little bit of slack, but I feel like to look
Speaker 1: at a voting like you can't say that it's just
Speaker 1: it's based entire. I think there's so many different factors
Speaker 1: at play here that I'm making the Oscar so white.
Speaker 1: One is that there's not a ton of material for
Speaker 1: black actors. Two, it's like a lot of people like
Speaker 1: Lupita Niungo came out saying this too, is that this
Speaker 1: year there weren't so many roles that black actors were
Speaker 1: playing that fit into the stereotypical black character slaves, maids,
Speaker 1: that kind of thing. And then three, but you can't
Speaker 1: discount the fact that when you have a when everyone
Speaker 1: who's voting casting a vote is white and older and male,
Speaker 1: there's a ton of bias at play there, and they're
Speaker 1: gonna pick people who fit into their standards of what
Speaker 1: they think good art is or stories that are worth telling.
Speaker 1: And people are egotistical, like they think stories that feature
Speaker 1: them are worth telling. And that's exactly that's a huge
Speaker 1: reason why you see the Oscar nominations come out the
Speaker 1: way that they have.
Speaker 2: You know you're right, though, because people, I mean, you
Speaker 2: relate to what what you're used to. So if you're
Speaker 2: used to you know your life, your story, your surroundings,
Speaker 2: and that's what you relate to. So it just I
Speaker 2: think it's just crazy to be shocked there, like, wait, no,
Speaker 2: no brown people were nominated. Well yeah, because there's no
Speaker 2: brown people making the nominations, and so yes, they should
Speaker 2: have it should have been you know, this should have
Speaker 2: this shift should have happened a long time ago. So
Speaker 2: I'm glad that it's happened. I just think like the
Speaker 2: whole I'm not gonna lie. It was kind of like
Speaker 2: giggly how everything kind of went down was like, so,
Speaker 2: you know, first Jada, you know, she asked for people
Speaker 2: to to to kind of like, you know, I guess
Speaker 2: to say that they weren't gonna go like, you know,
Speaker 2: we're gonna work. I was honest, you know.
Speaker 1: And so yeah, I wonder if she talked to Will
Speaker 1: first before she put that video up, because he was
Speaker 1: quiet for a couple of days.
Speaker 2: You know. Yeah, it just was like, Okay, I get it,
Speaker 2: your husband wasn't nominated. So so that's that's what people
Speaker 2: were kind of like, well, Jada, if he was nominated,
Speaker 2: we would have never heard from you. And so I'm
Speaker 2: not going to take away from Jada saying that she's
Speaker 2: because some people were like, oh, we never hear from
Speaker 2: you when when other important issues happened, But that's not
Speaker 2: true Jada. It's a big, big supporter of like like
Speaker 2: initiatives to help like sex trafficking and people who are
Speaker 2: kind of like in the sex slave trade field or whatever.
Speaker 2: So Jada definitely is somebody who stands up for what
Speaker 2: she believes in. But it's just that they've never heard
Speaker 2: from you as it relates to race. And what was
Speaker 2: kind of funny was that just a year ago, or
Speaker 2: not even a year ago, Will Smith had just done
Speaker 2: an interview where he basically said he doesn't there's not
Speaker 2: much racism in the in the acting world, and he
Speaker 2: doesn't really see it and if it does happen, you know,
Speaker 2: he chooses not to focus on it. So it was
Speaker 2: kind of like, so, when you win, it's cool, but
Speaker 2: now that you didn't get a nomination for concussion, it's
Speaker 2: not so cool. So people were kind of dragged her
Speaker 2: for that a little bit. But to me, we'll put
Speaker 2: the shade cherry. The shade cherry on top of the
Speaker 2: shade ice cream was did you see on vib the
Speaker 2: first on viv go Off? Did you watch that video?
Speaker 1: Oh? Yeah, we posted on the Brown Ambition. Yeah, I
Speaker 1: posted on the Brown ambition page. It was epic. It
Speaker 1: was epics. We'll say her name, Janet Hubert.
Speaker 2: Yes AKA according to I awesomely love the AKA on Viv.
Speaker 2: Not two point one, but I guess zero point one,
Speaker 2: one point zero the first on Viv, the brown chocolate
Speaker 2: onn Fit Viv. She went off. It is clear this
Speaker 2: woman is holding off to all her biddenness. I mean
Speaker 2: some of what she said. I was like, Okay, I
Speaker 2: feel her, But some of it I was like, really,
Speaker 2: like you're still mad, damn.
Speaker 1: Twenty years later she did she well, she brought up
Speaker 1: some I mean honestly, like you could nitpick Jaden Will, like,
Speaker 1: of course he has been nominated. He lives in a
Speaker 1: bubble where he's the dark of Hollywood, one of the
Speaker 1: few black actors to be like widespread love love by Hollywood.
Speaker 1: And of course, yeah, like you said, they picked the
Speaker 1: one year when he's not nominated to come and all
Speaker 1: of a sudden say that oscars are racist. But then
Speaker 1: she brings she like digs way back into history to
Speaker 1: French prince days because like she was kicked off the
Speaker 1: show or like dismissed from the show. Right, yeah, she
Speaker 1: said that will Will basically or she tried to get
Speaker 1: you know, just like other casts of other TV shows
Speaker 1: had done, they tried to get together and have Will
Speaker 1: stand together to ask for more or equal pay for
Speaker 1: the episodes. And he was like, my salary is my salary,
Speaker 1: and your salary is your salary. And I think she's
Speaker 1: still holding a little grudge about that, just a little.
Speaker 1: I mean, who can blame her?
Speaker 2: Yeah, I mean like that part I understood, but I
Speaker 2: just thought it was kind of like gigly and funny.
Speaker 2: I was like, oh, like, look at her going in,
Speaker 2: Like I said, some of the like a lot of
Speaker 2: what she said was lost because of the bitterness. But
Speaker 2: you know, I could see what she was saying, like,
Speaker 2: you know, they have a production company. They have not
Speaker 2: been exactly like big supporters of like putting out new
Speaker 2: Brown talent, and they.
Speaker 1: Put off themselves. They put out Will.
Speaker 2: Yes, and so she's just like so I could feel
Speaker 2: her on that. So I was kind of like, okay,
Speaker 2: But all in all, the shade was epic.
Speaker 1: Spike Lee came out even before Jada and he said
Speaker 1: he was boycotting the Oscars. I feel like if I
Speaker 1: feel like okay, I'll you know, Spike Lee, who has
Speaker 1: done so much for black film to promote black artistry.
Speaker 1: Just at a film about Shiraq those you know, incredibly
Speaker 1: the gang violence that happens in Chicago. Like he's done
Speaker 1: so much, Like he's put in the work. I don't
Speaker 1: know if Will Smith has put in the work to
Speaker 1: the point where he can stand up and say we
Speaker 1: should boycott the Oscars. Hollywood is not supporting these stories, like,
Speaker 1: I don't think Will Smith has done much to do
Speaker 1: that himself. So I take Spike Lee a little bit
Speaker 1: more seriously than I take Jada and Will as how
Speaker 1: I feel about it.
Speaker 2: Yeah, no, you're right.
Speaker 1: But at the end of the day, I'm glad that
Speaker 1: the conversation is happening. I feel like this is gonna
Speaker 1: be good for their ratings. Chris Rock, Chris Rock is hosting.
Speaker 1: I'm sure he'll take some liberty with his jokes.
Speaker 2: Yes, a hopefully, because you know, Chris Brock is known
Speaker 2: for like his honest comedy. So I think so too.
Speaker 1: I can't wait. And then last, but not least, Oh, So,
Speaker 1: I love this story that I read and I've posted
Speaker 1: it on my social It really resonated with women. I
Speaker 1: feel like, so everyone always talks about having an emergency fund,
Speaker 1: a rainy day fund, a nine to one to one fund,
Speaker 1: whatever you want to call it. But like, one of
Speaker 1: my favorite ways to categorize or to call this, like
Speaker 1: special little amount of cash you have set aside for
Speaker 1: a rainy day is an FU fund, which is I
Speaker 1: think some people like Tyra Banks sort of made this
Speaker 1: a popular way of calling it, but I just love
Speaker 1: it because, like that is literally what the purpose of
Speaker 1: this little pot of money that you set aside is,
Speaker 1: Like it is giving you the power to walk away
Speaker 1: from situations that you don't want to be in, whether
Speaker 1: it is a abusive partner or a boss who's harassing
Speaker 1: you that you don't I want to work for anymore,
Speaker 1: you know. And there was a story on the Billfold,
Speaker 1: which is like a personal finance a blog which everyone
Speaker 1: should check out. They'd get really cool writing from a
Speaker 1: bunch of different, like unique writers. And I don't know
Speaker 1: if you've read it, but the story is called a
Speaker 1: story of a fuck off Fund. Part of my French.
Speaker 2: You Couldn't Wait maybe was like I can't wait, I
Speaker 2: can't wait, I can't wait.
Speaker 1: No, I mean, you know you well, she calls it
Speaker 1: a fuck off fund on an fu fund, but the
Speaker 1: writer is Paulette per Hash, and I thought it was
Speaker 1: really well done. She starts off the story by like
Speaker 1: talking about all these situations like giving you an alternate reality,
Speaker 1: like your life without an f you fund, where your
Speaker 1: boss grabs your ass and you keep the job anyway
Speaker 1: and you keep your mouth shut because you don't you know,
Speaker 1: you can't pay rent this month, Or your boyfriend pushed
Speaker 1: you against a wall when you're having an argument and
Speaker 1: you stay with him because you can't imagine covering the
Speaker 1: cost of a security deposit in a moving truck to
Speaker 1: get out of that situation. And then she does the
Speaker 1: flip side at the end. She's like, Oh, and what
Speaker 1: if your life were different. What if you had this
Speaker 1: f off fund and you could say screw you to
Speaker 1: your boss and leave a work situation that's not healthy
Speaker 1: for you, or you can say I'm dumping you to
Speaker 1: a deadbeat boyfriend who's hurting you physically, emotionally, whatever. And
Speaker 1: it really resonated with me as someone who I was
Speaker 1: raised by a single mom who had to leave some
Speaker 1: situations like this on her own. And I'm not going
Speaker 1: to say she necessarily had an f off fund, but
Speaker 1: she had the ability to walk away from some not
Speaker 1: great situations for her kids, for us, or for her,
Speaker 1: and I always I carry that with me every day
Speaker 1: when it comes to my own finances, like I save
Speaker 1: money so that I am free to do whatever the
Speaker 1: hell I want when things aren't working out in the
Speaker 1: way that I want them to work out at No.
Speaker 2: I think that that's critical because you're right. I mean,
Speaker 2: there's something freeing about knowing that you're somewhere because you
Speaker 2: want to be. I remember my dad telling me that,
Speaker 2: I think because he and my mom had five girls,
Speaker 2: but him in particular, because I think he was super
Speaker 2: sensitive to the fact that he had all girls. And
Speaker 2: so I remember him really drilling into my head, like
Speaker 2: you know, about how to manage my finances and how
Speaker 2: to be financially independent, and you know, him telling me basically,
Speaker 2: one day, you know, one day I want you to
Speaker 2: you know, if you decide to get married or be
Speaker 2: with somebody, that you're there because you want to be,
Speaker 2: not because you have to be. Yes. So I just remember,
Speaker 2: because I like, we're African, so it's a very male
Speaker 2: dominant dominated like a culture, and so it's like, you know,
Speaker 2: what does your father have to say, you know, follow
Speaker 2: the leader of the man in your life, and so
Speaker 2: my dad is like falls right in alignment with like
Speaker 2: that typically. So I remember being so shocked when he
Speaker 2: said that, because you know, it's almost like he was
Speaker 2: going against what are typically our culture teaches. And he
Speaker 2: was just like, yeah, that's cool. But for my daughters now,
Speaker 2: like I want you to not have to worry about
Speaker 2: your finances. And that's why I'm like the way I
Speaker 2: am now. You know, every boyfriend will I've ever dated
Speaker 2: will tell you that Tivity does not need any any
Speaker 2: help for me, Like I'm always there and not because
Speaker 2: I need to be there financially. And so yeah, if
Speaker 2: you can have that your job to just imagine, if
Speaker 2: you know you didn't have to stay here, you could
Speaker 2: just be like, you know what, I'm here because I
Speaker 2: want to be. I think everyone woman or man should
Speaker 2: have few fund absolutely.
Speaker 1: You know. I've worked at jobs that I hated and
Speaker 1: I couldn't leave and it was torturous, Like there's nothing
Speaker 1: worse than being at a job that you hate every day.
Speaker 1: I've been laid off from a job and had no
Speaker 1: money and had to live off of unemployment and I'm
Speaker 1: never going back there. I just I having grown up
Speaker 1: with a single mom raising four kids and then being
Speaker 1: you know, had these like professional experiences that weren't so great,
Speaker 1: like I'm never going luckily, I haven't had a terrible
Speaker 1: relationship yet, but I I sleep better at night knowing
Speaker 1: that I have not like my bags packed ready to go,
Speaker 1: but I have I have a ticket out at any
Speaker 1: time I want. And you know, my fiance knows that
Speaker 1: about me. He knows that I have my own pot
Speaker 1: of money. And well, you know, as we're approaching like
Speaker 1: marriage together and even probably you and Superman talk about this,
Speaker 1: like how you merge your finances, Like maybe we will
Speaker 1: have you know, I don't know what it looks like
Speaker 1: for us yet to have joint finances. Maybe we will
Speaker 1: share a bank account or a savings account or whatever.
Speaker 1: But I'll always have just for my own peace of
Speaker 1: mind and my own like self esteem, self worth, Like
Speaker 1: I'm always gonna have a little piggy bank on the side,
Speaker 1: and I'll worked hard for that money. And I think that,
Speaker 1: but you know what he told me, something that he'd
Speaker 1: and speaking of coming from a culture that really values male,
Speaker 1: the men and the family more like he's Dominican and
Speaker 1: his family definitely values men. But he always tells me
Speaker 1: how his grandmother, who since passed away, she was really
Speaker 1: special to him. She like set him aside one day
Speaker 1: and said, you need to find a woman who has
Speaker 1: her own life and she's independent. And I wish, like
Speaker 1: I hope that there's mothers, fathers, uncles whatever out there
Speaker 1: talking to young boys too, just as much as they're
Speaker 1: you know, encouraging girls to have their own lives, to
Speaker 1: encourage men to value that in young women and don't
Speaker 1: feel threatened and don't feel less masculine because you're with
Speaker 1: a woman who's you know, got her own business, got
Speaker 1: her own life, got her own friends, family, money on
Speaker 1: the side.
Speaker 2: Yeah, it can be I mean, I know it can
Speaker 2: be hard. I mean that's why I just appreciate Superman
Speaker 2: so much, because it's a lot, you know, we talk
Speaker 2: about it sometimes. He's like, it's a lot dating the
Speaker 2: budgetista because I'm like always working.
Speaker 1: On shun Shu Shu shu shine.
Speaker 2: You know. And so but like my first boyfriend, it
Speaker 2: was too much, you know for him, and he kind of,
Speaker 2: you know, he knew that there was more that I
Speaker 2: was capable of, but I definitely was holding back as
Speaker 2: a result of being from him being with him, because
Speaker 2: it was a lot, and now that I'm with Superman,
Speaker 2: I you know, I acknowledge that it's a lot, and
Speaker 2: I try my best to, like, you know, bring balancing
Speaker 2: to our relationship. But at the same time, what I
Speaker 2: love is that I in no way feel like I
Speaker 2: need to dim I don't need to not go after more.
Speaker 2: I don't, you know. He pushes me to do better.
Speaker 2: You know. It's just to me, like I'm more of
Speaker 2: an adult now that I understand that, like I personally
Speaker 2: have to seek balance, so I bring that, but balance
Speaker 2: does not mean holding back, and so it's just great
Speaker 2: being with somebody that appreciates that, you know. And then
Speaker 2: he'll tell me that he's proud of me, and he'd
Speaker 2: just say, you know, like the other morning, I was
Speaker 2: up at like five am, like retightening my locks, and
Speaker 2: he was just like, I wish people could see this,
Speaker 2: that this is like what life looks like, so you
Speaker 2: could get ready. I feel like okay, you know, or like,
Speaker 2: you know, because I'm always like doing stuff and he's
Speaker 2: like watching me pack my boxes and helping me bring
Speaker 2: stuff to the car, and he's like, you know, people
Speaker 2: think that it's all like lamorous, but I see how
Speaker 2: much hard work you put in and I'm really proud
Speaker 2: of you. And he's like, I just love the fact
Speaker 2: that you're helping people, because he's a giver to and
Speaker 2: a helper too, Like he's like the neighbor the neighborhood
Speaker 2: like helper man. Everybody knows to knock on our door
Speaker 2: and be like, can mister Drell come fix my Like
Speaker 2: the other day the neighbor asks to like borrow our
Speaker 2: house phone. I'm like the house phone. She was like, yeah,
Speaker 2: ask Droll.
Speaker 1: I'm assuming you have one.
Speaker 2: Yes. I'm like, I mean I live here, so yes,
Speaker 2: you could ask me. But they just know. Like I
Speaker 2: was like, Drew, you told them they could have our
Speaker 2: house phone And he's like, no, but it'll work in
Speaker 2: their house. They don't have a phone, So I just
Speaker 2: told them they they can hold it for a little bit.
Speaker 2: I'm like, what is happening? So yeah, it's just having
Speaker 2: someone who understands and gets that. So yes, I hope
Speaker 2: that more. But I think his mother was a very
Speaker 2: strong personality and worked in the community a lot and
Speaker 2: had her own and so she was a great example
Speaker 2: of like what that looks like in a woman. So yeah,
Speaker 2: I hope that more women are raised to know that
Speaker 2: they don't have to dim their light, and more men
Speaker 2: are raised to embrace that and encourage that light to
Speaker 2: shine even more.
Speaker 1: Sometimes you don't even notice it's happening, Like you may
Speaker 1: not even feel like you're in a relationship or working at
Speaker 1: a job that makes you lesser than what you're capable of,
Speaker 1: or you know, you may not realize it's strange for
Speaker 1: your boyfriend or your husband to mope around the house
Speaker 1: for three days after you hang out with your girl
Speaker 1: girl friends one night, Like you may think that's normal.
Speaker 1: You know, Oh, it's okay. I just have to walk
Speaker 1: on eggshells because so and so was mad that I had,
Speaker 1: you know, spent, I was out an hour late with
Speaker 1: the girlfriends, or came home from work late. But it's
Speaker 1: not normal, and you don't have to put up with that.
Speaker 1: And I'm going to post this story, and I just
Speaker 1: want every woman out there who's listening, if you're in
Speaker 1: a situation like this where you feel like you're being
Speaker 1: held back by somebody, whether it's a job or your partner,
Speaker 1: like you don't have to put up with that start
Speaker 1: planning now for your fu fund, Start putting a little
Speaker 1: bit of waste so you can get the hell out
Speaker 1: of there and get someplace where you're valued.
Speaker 2: Yeah, Cause, like you said, you don't know. Sometimes I
Speaker 2: didn't realize until Like with my first boyfriend, I didn't
Speaker 2: really I thought everything was great because he was sweet,
Speaker 2: he was kind, he was funny, he was good looking.
Speaker 2: Everybody loved him. But there was this like nagging feeling
Speaker 2: in the back of my head, like something's not right,
Speaker 2: you know. And it wasn't until I thought about At
Speaker 2: the time, I was like twenty six, and I remember
Speaker 2: like we were talking about marriage, of course, because you know,
Speaker 2: we were together for like five years. I'm like, oh,
Speaker 2: marriage is the next step. And I remember having like
Speaker 2: a panic attack and being like, wait, if we get married,
Speaker 2: is life gonna stay like this? And that's when I knew,
Speaker 2: like if I had to live exactly how I'm living now,
Speaker 2: like is this enough? And it wasn't. And I just
Speaker 2: remember being like, I don't know. I don't want us.
Speaker 2: I don't want life to stay like this. I want
Speaker 2: to do more, but I know he doesn't necessarily want
Speaker 2: me to do more. And that's when like the light
Speaker 2: bulb went on that like, you know, this might not
Speaker 2: be as great as as I think it is. That
Speaker 2: we're you know, as women, you're trained to think that
Speaker 2: like if a man's not beating you, yelling at you,
Speaker 2: or like you know, being like verbally or physically abusive,
Speaker 2: you're like, well, everything's great, but that's like the bare minimum.
Speaker 2: You know that there's so much more. And I was
Speaker 2: just realizing, like you know, and even after I left,
Speaker 2: it was hard, like the transition and he was bad,
Speaker 2: you know, it was just like, well, you're not really
Speaker 2: doing that much with your life and I wasn't. And
Speaker 2: then finally I found my groove and just recently he
Speaker 2: like hit me up. It was like, you know, wow,
Speaker 2: like look at you now, you know, I'm proud of you.
Speaker 2: And I was just like, yeah, this is the Tiffany
Speaker 2: I was born to. But I could not be that
Speaker 2: in that relationship, not because he was a bad guy,
Speaker 2: but it was not how I wanted to be and
Speaker 2: how he wanted me to be. We're two different things.
Speaker 2: And now I just love what I love about Superman
Speaker 2: is said, there is no how I want you to be.
Speaker 2: There's just be whatever you want. His favorite phrase is
Speaker 2: feel free when you're with me. So it's just like, well,
Speaker 2: whatever that looks like, just remember balance, siffeity, and I'm
Speaker 2: just like okay, and so yeah. So women, yes, you
Speaker 2: might not realize, but if you can't see yourself the
Speaker 2: life that you're living now with your booth, your significant other,
Speaker 2: if you can't see that this would be the same
Speaker 2: life ten twenty years from now. If you feel claustrophobic
Speaker 2: or like, oh my god, I want more than this,
Speaker 2: that I would really really caution you to rethink your choice.
Speaker 2: It's time for brown break, like that brown break, brown break.
Speaker 2: I feel like I still want a diddy. Somebody needs
Speaker 2: to send us like a little a little song, a
Speaker 2: little something so me and Manny don't have to sing
Speaker 2: about brown breaks every time we get together.
Speaker 1: Brown Ambition Podcasts at gmail dot com.
Speaker 2: Yes, please, I'd like to hear a little song. So
Speaker 2: my brown break is pretty like easy, So I'll like,
Speaker 2: I'll go first, and then you got you can go second.
Speaker 1: Yeah, I'm afraid about mine, so you go first.
Speaker 2: Yeah. So my brown break because I live in the
Speaker 2: East Coast, because I'm snowed in, I'm taking a break
Speaker 2: from snow. I know it's our first snow of the
Speaker 2: of the winter season, but I'm over it already. Some
Speaker 2: of you guys were complaining, like you know, because we
Speaker 2: had like a very warm winter in the beginning. I
Speaker 2: mean honestly freaquently warm. It was like seventy degrees on Christmas,
Speaker 2: which is like crazy, but I'm already sick of the snow.
Speaker 2: It decided not to just like come on in like
Speaker 2: light and just know it was a blizzard, like people
Speaker 2: can't even see their cars. I'm sick of it. So
Speaker 2: I'm taking a brown break from the snow. Thankfully, I
Speaker 2: have a cold, so that means I can't shovel, so
Speaker 2: Superman is doing the shoveling today.
Speaker 1: But thankfully I'm sick. I said, no one ever.
Speaker 2: That's what I tell myself. But yes, no more snow.
Speaker 2: I'm good. I feel like we should have all our
Speaker 2: snow in just one day and we could go about
Speaker 2: our business because it just makes life so hard.
Speaker 1: You know what I say about this weather, snow laughing matter.
Speaker 2: Oh my god, ah, somebody come get She'll be here
Speaker 2: all night, ladies and gentlemen, so clever.
Speaker 1: Okay, while we're laughing, let me do my bro break.
Speaker 1: Everybody's in a good mood. I need to take a
Speaker 1: brown break from so May Angelou is my spirit animal.
Speaker 1: There was once upon a time when Oprah Winfrey was
Speaker 1: my guiding light. She was my God, my Jesus, my
Speaker 1: mother Mary, my Saint Teresa. She was the compass upon
Speaker 1: which I followed for every decision in my life. I
Speaker 1: was a highly impressionable teenager and I would rush home
Speaker 1: to be home by three fifty five so I can
Speaker 1: get my snack. And it's getting from the TV by
Speaker 1: four pm to watch Oprah and say, what does Oprah
Speaker 1: want me to eat today? What does Oprah want me
Speaker 1: to read this week? What does Oprah want me to
Speaker 1: buy for Christmas? Like? She and I think a lot.
Speaker 1: I mean, she had a huge loyal she still has
Speaker 1: a huge loyal fan base even though the show's done.
Speaker 1: But I need a brown break from miss Winfrey.
Speaker 2: Uh.
Speaker 1: And what's prompting me to this huge pivot in my
Speaker 1: life is this whole Weight Watchers situation. The fact that
Speaker 1: she bought a huge steak in this company, you know,
Speaker 1: which I've had friends who've had success on Weight Watchers
Speaker 1: and some who haven't. But it's a fine company. But
Speaker 1: she bought a huge state steak in it, and then
Speaker 1: she comes out as the new face of a She's
Speaker 1: not only has a huge stake in it, but she's
Speaker 1: also now like advertising for them. She has this really
Speaker 1: sappy commercial where she's talking about how it's going to
Speaker 1: be the year of her best body and weight Watcher's
Speaker 1: going to get her there. Apparently she's lost like twenty
Speaker 1: three pounds since she joined weight Watchers in August. Okay, congratulations, Oprah.
Speaker 1: I'm very happy for you, But like why, like it
Speaker 1: bothers me because she has so much money already, why
Speaker 1: does she need to make any more money from this
Speaker 1: weight Watcher situation? And then why does she need to
Speaker 1: encourage people because the weight Watchers is not free? I
Speaker 1: don't know what I guess. What I don't get is
Speaker 1: like why anyone would take weight loss advice from Oprah
Speaker 1: at this point? And maybe this is shady, but how
Speaker 1: many different diets has Oprah Winfree tried? Like I must have?
Speaker 1: She pulled out the cart full of fat like pig fat?
Speaker 1: Was it like sixty pounds or the fat that one time?
Speaker 1: I'll never forget when she had that one? What was
Speaker 1: that like her like personal health guru guy who would
Speaker 1: come on and they had the Oprah labels on different
Speaker 1: yogurts and different foods that you had to eat, and
Speaker 1: like some of those yogurts had tons of sugar in them.
Speaker 1: I mean, she's tried all these different diets and she's
Speaker 1: always been like trying to lose weight. And I feel like,
Speaker 1: if anything, Oprah teaches you that, like there is no
Speaker 1: one weight loss system for everybody, and that not every
Speaker 1: weight loss system is worth your money and time. And
Speaker 1: I wish you would just sit there. It's just like
Speaker 1: financial advice, Like why don't you just sit down and
Speaker 1: tell people what they have to do lose weight is
Speaker 1: to eat healthy food and move a little bit and
Speaker 1: be patient. It'll take time. There's no panacea for weight loss.
Speaker 1: There's no panacea for financial solvency. Like and it just
Speaker 1: bothers me, like once again she's using her influence to
Speaker 1: get people to spend money on a product that has
Speaker 1: her face on it.
Speaker 2: You know, yeah, I mean it's so funny you said
Speaker 2: that the shade like, I mean, no shade to op
Speaker 2: because lady Oh, I would love to come on your show.
Speaker 2: I mean, if you'd love to have me I'd love
Speaker 2: to be on Super Soul Sunday anyway. With that being said,
Speaker 2: you're right, she's not exactly like the person I would
Speaker 2: go to for weight loss advice.
Speaker 1: Right, And I'm not gonna make you talk ill of
Speaker 1: her because maybe one day you'll be on Super Soul Sunday.
Speaker 1: I don't want you to get in blacklist, so you
Speaker 1: don't have to. This is my brown break. Ah, Me
Speaker 1: and my potty mouth will not be on Super Soul
Speaker 1: Sunday anytime soon, and I'm okay with that. I tried
Speaker 1: to stop her.
Speaker 2: Oh I tried.
Speaker 1: And I thought she was sneaky because she had Gail
Speaker 1: even before she came out as a face of weight
Speaker 1: Watchers and like investing in the company. You know, I
Speaker 1: follow Gail King on Instagram. I think she's funny. But
Speaker 1: Gail started doing weight Watchers this past summer and was uploading, like,
Speaker 1: was uploading pictures of like her scale every week, and
Speaker 1: I'm like, she just started getting she knew that Gail's
Speaker 1: followers or her followers, and she starts getting the wheels turning,
Speaker 1: you know, starts greasing the wheels up, like, oh, weight Watchers,
Speaker 1: let me think about that. And then oh, a couple
Speaker 1: months later. By the way, my best friend Oprah has
Speaker 1: a huge stake in the company and is now their spokesperson.
Speaker 1: So we have a question from one of our listeners
Speaker 1: named Lunay. What a pretty name, Lunay. I hope I'm
Speaker 1: saying it right. She says, Hi, ladies, what are some
Speaker 1: tips you can give to a college student looking to
Speaker 1: get into investing. I'm interested, but I don't know where.
Speaker 2: To start, h Louneelunee.
Speaker 1: Well, first of all, we should point her to one
Speaker 1: of our first episodes ever where we had a brilliant
Speaker 1: financial advisor named Omney Romney come on the show and
Speaker 1: talk specifically about how to get investing when you're just
Speaker 1: starting out, and she had some really good tips. I
Speaker 1: think it was episode three or four. I want to say, Okay,
Speaker 1: so that's a good place to start off. And obviously
Speaker 1: Ovney Romney is a certified financial planner investment advisor. She
Speaker 1: has all the qualifications, so I would take her advice definitely.
Speaker 1: But I can still some of her advice and tell
Speaker 1: it to you, miss Luney. I would say, like, for
Speaker 1: a college student, well, congratulations, we're even thinking about investing
Speaker 1: at this age, This is a huge deal. I think
Speaker 1: right now you're investing in a non monetary way by
Speaker 1: just going to college. Of course, getting a college degree
Speaker 1: will be the best way to earn more, depending on
Speaker 1: what you study. But I think if you, if you,
Speaker 1: I think the first thing you have to do is
Speaker 1: really figure out are you ready to invest exactly?
Speaker 2: That's what I was gonna say.
Speaker 1: Do you have some credit card debt? How much student
Speaker 1: loans do you have? You know, when you graduate college,
Speaker 1: you're going to want to have money on hand that
Speaker 1: you can immediately start putting toward your student loans. And
Speaker 1: if you have all your extra savings tied up in
Speaker 1: an investment account, that's not necessarily going to be as
Speaker 1: useful to you for your immediate concern, which will be
Speaker 1: probably paying off your loans and things like that. So
Speaker 1: I would say, start off by looking at your finance.
Speaker 1: What do you have coming in, what do you have
Speaker 1: going out? How much do you need to be saving?
Speaker 1: The first step to investing. And I know it doesn't
Speaker 1: sound so sexy is a well that too, I was
Speaker 1: going to say we were talking about before, like the
Speaker 1: FU fund is having a little bit of money set
Speaker 1: aside for an emergency for the unexpected phone call in
Speaker 1: the night, the unexpected illness, unexpected medical bill, your car
Speaker 1: breaks down. I mean, how many kids out there in
Speaker 1: college are driving like old cars that could break down
Speaker 1: in any moment, And you want to have cash on
Speaker 1: hand for those for those times when something unexpected comes up.
Speaker 1: So that's not putting money in the market, that's just
Speaker 1: putting money in a savings account.
Speaker 2: Agreed. I think that that definitely. Do you have a budget?
Speaker 2: Do you have a savings plan? I think before you invest,
Speaker 2: you should have, like you should have control over like
Speaker 2: just your basic money money management skills, savings, paying down debt,
Speaker 2: credit budgeting, you know, because if you invest without having
Speaker 2: like the basic building blocks, then what happens is that
Speaker 2: it's so very easy to lose all that you've put
Speaker 2: into investing. That's what I did in my twenties. I
Speaker 2: invested with a quote unquote air quote friend and ended
Speaker 2: up a year later, not even a year later, a
Speaker 2: few few weeks later, in thirty five thousand dollars worth
Speaker 2: of credit card debt. That's another story for another day.
Speaker 2: We need to sound effected, I know, and so it's
Speaker 2: because I was super eager. I was like ooh, I'm
Speaker 2: twenty Well at the time, I was like like twenty four,
Speaker 2: twenty five, and I was like, okay, you know, I've
Speaker 2: got a little savings, I got a little this, I'm ready.
Speaker 2: But I had no i idea about anything, so I
Speaker 2: just trusted him, was like, here's some money, you know.
Speaker 2: And it just ended very, very very badly. And so
Speaker 2: I wish that I would have one taken the time
Speaker 2: for a little bit of education of like, you know,
Speaker 2: reading some books. Like The Richest Man in Babylon is
Speaker 2: a great book. You can find a free pdf easily online.
Speaker 2: Just type in Richest Man in Babylon. It's like seventy
Speaker 2: pages an hour or so.
Speaker 1: Read.
Speaker 2: Start with books. There's also this book of you're thinking
Speaker 2: about stock market investing called like the Neatest Little Guide
Speaker 2: stock Market Investing. I read that book. It was actually
Speaker 2: a really good book and he doesn't talk in like
Speaker 2: super financial terms, which was good. You can find it
Speaker 2: on Amazon. I don't know the maybe Nandy will put
Speaker 2: the link like in the in like our tumbler, but
Speaker 2: I don't remember the the author's name. And then too,
Speaker 2: there are all these great Facebook groups. So a friend
Speaker 2: of mine, well she's not really a friend, you know,
Speaker 2: like a Facebook friend, sure you know, but like her
Speaker 2: name is Maybell, Maybel Sorell. What I like about Maybell
Speaker 2: is that she's in her twenties and she like the
Speaker 2: way I love budgeting, she loves investing, and so she
Speaker 2: is a she Sally has her bachelor's degree in finance
Speaker 2: and then her master's degree in something financial like economics, finance,
Speaker 2: something like that. So she is a financial analyst. That's
Speaker 2: what she does full time. But she loves investing so much.
Speaker 2: She started this group for women called Girls on the Money.
Speaker 2: It's a Facebook group, and Maybell just teaches and breaks
Speaker 2: down investing in this easy, easy way. And so I
Speaker 2: encourage you just to type in Girls on the Money
Speaker 2: on Facebook and just join and just like soak in
Speaker 2: the information. She also has like a like I think
Speaker 2: it's a weekly newsletter where she will explain what's happening
Speaker 2: in the market in an easy way. Honestly, she has
Speaker 2: made me excited about investing in stocks and stuff because
Speaker 2: she just like says it in such an easy way.
Speaker 2: She's in her twenties, she's fun, she's cute. She just
Speaker 2: and so you want to look for kind of environments
Speaker 2: like that where you can learn first before you kind
Speaker 2: of dip your toe into the market.
Speaker 1: And if you want to start insting, I mean, if
Speaker 1: you say you have some extra cash on the hand,
Speaker 1: maybe you know this is pretty common, like you may
Speaker 1: have had a relative who passes away and all of
Speaker 1: a sudden you have a little bit of an inheritance
Speaker 1: and you're wondering, what do I do with this little windfall.
Speaker 1: There are some basic things you can do. You can
Speaker 1: go to like a regular broker, like a Trio Schwab,
Speaker 1: a Vanguard Fidelity, td AM Ror Trade. All of these
Speaker 1: funds have low minimum balances for opening up an ira.
Speaker 1: And again, an ira is something you put money into
Speaker 1: and you can't take it out until you're ready for retirement.
Speaker 1: So you have to kind of figure out are you
Speaker 1: wanting to invest for long term retirement things like that
Speaker 1: that you're not going to touch until you're in your
Speaker 1: fifties and sixties, or do you want to just invest,
Speaker 1: you know, to build some wealth on the side. And
Speaker 1: and you know, maybe asking for advice from someone or
Speaker 1: looking for advice from someone like a Maybell what's her
Speaker 1: last name, Maybel Cereal.
Speaker 2: Yeah, Syria, Yeah, Syria. Yeah, h so like just type in,
Speaker 2: just typeing Girls on the Money, That's where you'll find it.
Speaker 1: Girls in the Money. I think the most important question
Speaker 1: now is like what are you investing for? Is it
Speaker 1: long term growth or is it investing for wealth? Like
Speaker 1: right now that you'll use, you know, a couple of
Speaker 1: years out and that'll really tell you where to start.
Speaker 1: But opening up an IRA any one of those financial
Speaker 1: firms that I just mentioned is pretty easy enough, Like
Speaker 1: they usually require you to start with about one thousand
Speaker 1: dollars five hundred to one thousand dollars and Tiffany's listing
Speaker 1: a bunch of books. One of the books that I
Speaker 1: read when I was just starting to learn about investing
Speaker 1: for work was Investing for Dummies. I'm not even gonna
Speaker 1: lie I may have ripped the cover off because I
Speaker 1: wasn't so embarrassed reading it on the train. But Investing
Speaker 1: for Dummies it it just tells you the basics. You know,
Speaker 1: what is a stock, what are bonds? What is a
Speaker 1: mutual fund? These are very technical questions that can be complicated,
Speaker 1: and you should read a book. You should educate yourself.
Speaker 1: You don't want to read a book. Investopedia dot com
Speaker 1: is the best thing on the planet for answering those
Speaker 1: little questions like that. And if you're not ready, you
Speaker 1: don't think you're ready for opening up an IRA or
Speaker 1: opening up an investment account like an e trade or
Speaker 1: something like that. There's this new app like we talked
Speaker 1: about before called Acorns, and do you use it? I
Speaker 1: don't think use it personally? Do you like it?
Speaker 2: So? Yes, Acorns? So Acorns. I actually use Acorns because
Speaker 2: I kind of wanted to test it out. So what
Speaker 2: I do like about here's the kind of the pros
Speaker 2: and the cons for what I can see. So what
Speaker 2: I like about Acorns is that when you log in,
Speaker 2: you don't have to know how to do anything except
Speaker 2: for like, you know, what's your name, And they're going
Speaker 2: to ask you a series of questions, and those questions
Speaker 2: you should answer as honestly as possible because they're going
Speaker 2: to determine what kind of investor you are. It's like
Speaker 2: five profiles like are you conservative, are you somebody who's aggressive?
Speaker 2: Are you in the middle? So they'll choose from the
Speaker 2: five based upon your answers, and then they will invest
Speaker 2: your money based upon those five profiles. That's why it's
Speaker 2: important to be honest, and so what I like about
Speaker 2: acorns is that it kind of tells you, like, you
Speaker 2: answer these questions like where are you currently, how much
Speaker 2: do you want to have, and they'll tell you what
Speaker 2: you should be investing a month to reach those goals,
Speaker 2: and then you can invest whatever you want. I think
Speaker 2: right now I'm practicing with twenty five dollars a month,
Speaker 2: and so it takes twenty five dollars out of my
Speaker 2: savings account of a month. And my favorite part of
Speaker 2: acorns is this thing called the roundup. So it's attached
Speaker 2: to one of my checking accounts, and whenever I use
Speaker 2: that checking account, it'll round up to the nearest dollar
Speaker 2: and put that change into my Acorn investment. So it's
Speaker 2: kind of fun. So it's like, Okay, the money is
Speaker 2: kind of going in and it's going to this profile.
Speaker 2: So that's the good stuff. It's easy, you know, you
Speaker 2: don't have to really do much other than answer some questions.
Speaker 2: So the bad stuff. So I ran it by Maybell,
Speaker 2: who I was telling you about, so she could kind
Speaker 2: of take a look with her professional eye, and she's like,
Speaker 2: you know, she likes the ease of it. But what
Speaker 2: she didn't like is that you can't readily see where
Speaker 2: your money's being invested like currently. So it'll send you
Speaker 2: a monthly breakdown, so I get to see my money monthly,
Speaker 2: like what it's doing, but it doesn't show like I
Speaker 2: would love to be able to go on Acorns and
Speaker 2: it says, hey, Tiffany, your money. Your account increased by
Speaker 2: twenty percent or it went down by thirty percent or
Speaker 2: whatever that is, but you don't see that right away.
Speaker 2: It's kind of like you get a monthly report, so
Speaker 2: there's good and bad. To me, it's good if you're
Speaker 2: just starting and you just kind of want to like
Speaker 2: poke your head in and put a little bit of
Speaker 2: money in, but it's not to me. Acorns is definitely
Speaker 2: not a long term solution.
Speaker 1: As you get more sophisticated, you'll definitely want to move
Speaker 1: that money out and into something like a Vanguard, which
Speaker 1: does give you all that rich data and shows your
Speaker 1: historical data. And I think this is I think the
Speaker 1: best thing about acorns. Is this a good place to
Speaker 1: get your feet wet?
Speaker 2: Yes, for sure, that's to me. Learning, that's what it's
Speaker 2: really good for. It's like, Okay, I don't know how
Speaker 2: to do anything Okay, well I could put twenty bucks
Speaker 2: a month in Okay, they give me this thing once
Speaker 2: a month, let me read it. And then once you're
Speaker 2: kind of like, oh okay, I get it. Now, let
Speaker 2: me start making more deliberate choices on my own. So
Speaker 2: it's like one of these apps that helps you save,
Speaker 2: but you don't get that much of interest like those,
Speaker 2: but it pulls the money out of your account, and
Speaker 2: so yes, you don't make much money off that money,
Speaker 2: but it just starts to have it off for you.
Speaker 1: You know, don't believe anyone who tells you that you're
Speaker 1: gonna make millions of dollars. You have to start little
Speaker 1: by little. Yeah, you know, if you can only put
Speaker 1: on a hundred bucks today a thousand bucks, don't expect
Speaker 1: to make a million in a year. Like these are
Speaker 1: really long term solutions. Long investment is should be a
Speaker 1: long term strategy. You know, you're playing the long game.
Speaker 1: And another good thing about getting your feet wet now
Speaker 1: is you're gonna learn what kind of investor you are. Yes,
Speaker 1: when you're young, you may be okay investing in the
Speaker 1: stock market and being a little risky, as you have
Speaker 1: more to lose, you're gonna want to be more risk averse.
Speaker 1: You're gonna want to be more safe with your money.
Speaker 1: You're not gonna want to throw it all in the
Speaker 1: market and see what happens. And the market if you have,
Speaker 1: if you've been paying attention to the news lately, the
Speaker 1: market is going insane right now, Like it's been crashing.
Speaker 1: It's been since the beginning of the new year. The
Speaker 1: market's been down like I don't even know how many.
Speaker 1: Like I checked my portfolio, for example, and I'm just
Speaker 1: investing in a Vanguard for one k and my portfolio
Speaker 1: is down seven percent for the year. And I could
Speaker 1: go in and start fiddling, diddling with things, and you know,
Speaker 1: trying to pick different investments. But I'm investing for Mandy
Speaker 1: Woodrow fifty years down the line, and I feel like
Speaker 1: I'm gonna be fined. But it tests your ability to
Speaker 1: handle these market swings ups and downs, and you want
Speaker 1: to pick an investment strategy that matches your tolerance for risk.
Speaker 1: Like if you feel like you're gonna go drive off
Speaker 1: a cliff every time the market goes down, Yeah, maybe
Speaker 1: you don't need to be in the market at a hall.
Speaker 2: Yes, maybe you need to do something. And that's a
Speaker 2: little bit more that's less volatile.
Speaker 1: You know, Like I feel like sometimes making money isn't
Speaker 1: worth the anxiety. There's a reason why people who work
Speaker 1: in finance have heart attacks and like you know, high
Speaker 1: blood pressure, because it's stressful. And sometimes for regular everyday
Speaker 1: investors it's not worth putting that stress on yourself.
Speaker 2: Yeah, I agree, But miss.
Speaker 1: Luney, congrats, that's not even thinking about investing. Hopefully that
Speaker 1: was a little bit helpful for you. And if you
Speaker 1: guys have more specific money questions about investing, maybe we'll
Speaker 1: have Abny come back on and answer some questions herself,
Speaker 1: since she is the true expert. Yes she can be. Yeah,
Speaker 1: she doesn't know it yet, but we just made her
Speaker 1: our official Brown Ambition they Maybe we'll have Maryella Marybell on.
Speaker 2: Yeah she lives in the Bronx so she's not too
Speaker 2: far so yeah, she's dope. That would be great, just
Speaker 2: different voices for sure.
Speaker 1: All right, and again, if you guys have questions, email
Speaker 1: us at Brown Ambition Podcast at gmail dot com.
Speaker 3: All we do is win, win, win, no matter what.
Speaker 3: I don't know the rest of the words. So what
Speaker 3: I just want to say today is a win win excellent.
Speaker 1: I was gonna see where you went with that.
Speaker 2: Yeah, I was gonna. I was wondering. I'm like, where's
Speaker 2: my back? I mean, where's my where's my Kelly? To
Speaker 2: my Beyonce?
Speaker 1: I left you hanging? Yeah she did. I was like,
Speaker 1: I was like Michelle at that time. She fell off
Speaker 1: the stage.
Speaker 2: And you're out. Okay, fair Franklin, we see you're angry.
Speaker 1: Oh man, Okay. So win's for the week. I'm gonna
Speaker 1: go first. You want me to, Yeah, you go first.
Speaker 1: My win for the week is I love reading about so.
Speaker 1: I love reading about women who are just like, way
Speaker 1: more intelligent and successful than I'll ever be, probably like
Speaker 1: in careers that I could never imagine having. So this
Speaker 1: story is about one of only eighty black female physicists
Speaker 1: in the US. Can you believe that?
Speaker 2: That's crazy?
Speaker 1: That's the job that I would never even like, I
Speaker 1: can't even imagine having. So I'm already interested. So one
Speaker 1: of the only eighty black female physicists in America just
Speaker 1: broke this major barrier for women in science. Hadiya Nicole Green.
Speaker 1: She's the thirty five year old physicist and professor from
Speaker 1: Tuski University. She's the first woman to win a five
Speaker 1: year grant award, and just wait till you hear she's
Speaker 1: doing with this. She's taking this one point one million
Speaker 1: dollar grant and she's researching how lasers can kill cancer. Awesome,
Speaker 1: Like just the same way we spend money on lasers
Speaker 1: for hair removal. Yeah, ladies, I know you do. The
Speaker 1: lasers can like kill cancer cells, which I think is
Speaker 1: just extraordinary. So apparently she's the first black woman to
Speaker 1: win this grant, which is ahead Hadiya. And this technology
Speaker 1: can help, Like if you've ever seen anyone like how
Speaker 1: to love one or yourself personally go through chemotherapy where
Speaker 1: you're literally poisoning yourself. It can have just horrible effects
Speaker 1: on you, makes you so sick. It's really rough to
Speaker 1: watch people go through that. And the technology that Hadiyas
Speaker 1: is researching could replace chemotherapy potentially.
Speaker 2: That would be amazing. Oh see, how dya you just
Speaker 2: I just love when brown girls rule of the world.
Speaker 2: So that's what black girl magic looks like, not actual magic.
Speaker 2: Hadia is not doing incantations. That's from our last podcast.
Speaker 2: She's just doing dope stuff.
Speaker 1: I love her personal story too. I was reading this.
Speaker 1: So the story is on take part dot com. I'll
Speaker 1: put a link on our on our tumblr, branambitionpodcast dot com.
Speaker 1: So her personal story, she was raised by her aunt
Speaker 1: and uncle, who both fought cancer. Her aunt refused chemotherapy
Speaker 1: for ovarian cancer and died when Hadiya was only twenty
Speaker 1: two and had just graduated college with a degree in physics.
Speaker 1: And then her uncle was diagnosed with sophageal cancer. So
Speaker 1: this I can tell her research has a real personal element.
Speaker 1: I like that, she says. This is a quote from
Speaker 1: her She says, I didn't hit a lottery. It's very
Speaker 1: structured funding for specific purposes. And yes, I applied multiple
Speaker 1: times until I got it. That perseverance and tenacity is
Speaker 1: critical for anyone black, white, female or male who seeks
Speaker 1: to build a career in science. So I just love that,
Speaker 1: she I love. She points out too, that she kept
Speaker 1: trying and trying and trying, and to be one of
Speaker 1: eighty female physicists in the United States.
Speaker 2: That's dope.
Speaker 1: Talk about looking around and not seeing yourself in your career.
Speaker 2: I know, can you imagine?
Speaker 1: Well that's it for the show.
Speaker 2: No, you forgot my win.
Speaker 1: Oh shoot, sorry, sorry, I just switched.
Speaker 2: From many weel and you'll se why I say Many's
Speaker 2: a hater, So she's not a hater for real. We're
Speaker 2: just teasing. But I wanted to share win something that
Speaker 2: was really proud of. Uh So just this week, this
Speaker 2: past like a few days ago, a couple of days ago,
Speaker 2: I did a segment for Good Morning America, which you
Speaker 2: know I always watched much CP. I mean, I knew
Speaker 2: Good Morning America. Obviously it's like big, but I didn't
Speaker 2: realize how big until my friend and publicist Drina Whitfield
Speaker 2: of whitpr Plug Plug. She was like, Uh, it's the
Speaker 2: number one watched morning you know news show or just
Speaker 2: morning show period nationwide. It's Good Morning America. Then to
Speaker 2: Today's Show, then CBS Morning, and I was like, it is.
Speaker 2: But then I just thought, oh, they're gonna have me
Speaker 2: come on and do my normal budgetist to shick like
Speaker 2: this is how you budget, this is how you save,
Speaker 2: and no, it turned into like an intimate portrayal of
Speaker 2: just me and my life and how I kind of
Speaker 2: came from struggling financially and how I dug my way
Speaker 2: out of that struggle, and how I went on to
Speaker 2: then start my business and this movement, the live richerr Challenge,
Speaker 2: and so it was just so crazy because I'm just
Speaker 2: not used to people asking me questions about me personally,
Speaker 2: and it's just, I don't know, it's kind of surreal.
Speaker 2: When they were taping, I'm like, wait, you want to
Speaker 2: know what about me personally? You want pictures of me
Speaker 2: when I was twenty? You want so I just can't wait.
Speaker 2: I mean by the time this airs that they'll probably
Speaker 2: have been out because it's gonna air on Monday, but
Speaker 2: I'll be sure to get like a clip and share.
Speaker 2: But yeah, so that's like a huge win for me
Speaker 2: because not too long ago, nobody cared.
Speaker 1: I cared.
Speaker 2: No, oh yeah, may forget who was one of the
Speaker 2: first to raise story aside by Mandy. So we're having
Speaker 2: a party. I don't know if you're free on Thursday.
Speaker 2: We're gonna be partying it up again. Oh oh the
Speaker 2: challenge party. Yes, the graduation party. So we're gonna get down.
Speaker 2: It's gonna be right next door to the old place.
Speaker 2: But I'm gonna post stuff on Facebook about the party.
Speaker 2: But yeah, yeah, definitely Mandy cared, and she she actually
Speaker 2: fought for me to be featured on Yahoo Finance, which
Speaker 2: was like so amazing because that was huge. I mean,
Speaker 2: it's still huge, and you know, but and that's why
Speaker 2: it's so important to have people, you know, at different levels,
Speaker 2: Brown folks at different levels, because if Mandy had not
Speaker 2: been there to fight for me, Yahoo would not have
Speaker 2: done that story. No shade yahu, but they would not
Speaker 2: have done that story about me. It was Mandy that
Speaker 2: made that happen and like forced it through and so
Speaker 2: you know, and like really paved the way for this
Speaker 2: to happen. Now. So many times, you know, especially like
Speaker 2: me being brown, people don't really take like brown people
Speaker 2: in finance very seriously, and so they don't unfortunately, and
Speaker 2: so slowly but surely people are starting to. And that's
Speaker 2: really what I hope that happens with this whole Good
Speaker 2: Morning America interview, that you know, maybe this starts to
Speaker 2: open up the door to mainstream America and media that like,
Speaker 2: brown people care about money and we want you to
Speaker 2: talk to us, and we want help and we want
Speaker 2: resources as well, and so yeah, it's just I don't
Speaker 2: even think My publicist, Drina was like, I don't think
Speaker 2: you realize tiffany how this is gonna change. You know,
Speaker 2: this is gonna this is a shift in like, you
Speaker 2: know what you've been growing as a budget Nissa, and
Speaker 2: I don't think I realized, but I'm definitely open to
Speaker 2: that shift because it means that can help more people.
Speaker 2: And ultimately, my ultimate goal has always been to be
Speaker 2: a cert and whatever that looks like, whether I was
Speaker 2: a preschool teacher, whether I'm giving advice online, or whether
Speaker 2: I'm sharing my story. So it's just would you say.
Speaker 1: I hope you're the first, because like I can't think
Speaker 1: of any other personal finance gurus who are of color
Speaker 1: who have broken through to that like Jeane Chatsky, Dave
Speaker 1: Ramsey level, and we need someone like that so desperately.
Speaker 1: I don't know what it is, but like there's been
Speaker 1: this like invisible ceiling, like why why isn't Lynette Californi
Speaker 1: Cox at that level yet? You know, yeah, you know,
Speaker 1: Patrese is coming at Patrice Washington, and I feel like
Speaker 1: this could be it, Like you paved the way and
Speaker 1: you'll make it so much easier for everyone else. That's
Speaker 1: sort of to be accepted by the mainstream America. And
Speaker 1: I mean it's all it's all down to your work, though,
Speaker 1: your vision, your work, the budget Neista was your business,
Speaker 1: you know, and I knew there was something special. I mean,
Speaker 1: I wrote that story about you when I was a
Speaker 1: business insider. Yeah, because you were so unique and your
Speaker 1: voice was so needed and so different. And I'm just
Speaker 1: as I'm just surprised it took Gma this long on
Speaker 1: I'm happy for you.
Speaker 2: You know. Mandy's like one of my biggest cheerleaders, so
Speaker 2: you know, don't try. She's an undercover hater. But you know,
Speaker 2: when I'm singing stuff, you see, how shall she do me?
Speaker 2: I haven't even done Hey, hey, hey, and so long. Look, Okay,
Speaker 2: I'm gonna be back with that next week.
Speaker 1: People love it.
Speaker 2: But yeah, I just want to say, like, you know,
Speaker 2: I'm just really grateful and so yes, that is my
Speaker 2: win and that was an awesome show. I hope you
Speaker 2: guys enjoyed. You can hit uswear Mandy Well, I'll do
Speaker 2: the ones that I know. Facebook, we'd love to hear
Speaker 2: some of your opinions on like the stuff that we post,
Speaker 2: well the stuff that Mandy posts. We're Brown Ambition on Facebook,
Speaker 2: the BA podcast on Twitter, and.
Speaker 1: Brown Ambition Podcast at gmail dot com. Yes, our website
Speaker 1: also was Brown Ambition Podcast dot com if you want
Speaker 1: to go there and check things out. We have some
Speaker 1: interesting links to all this stuff we talked about, and
Speaker 1: definitely we'll be embedding the video from Tiffany's GMA debut.
Speaker 2: I know. With that, we sign off and we bid you.
Speaker 1: Ad happy snow shoveling East Coast.
Speaker 2: Not me though,