1 00:00:16,079 --> 00:00:19,200 Speaker 1: All right, guys, we're back with episode twenty two. 2 00:00:19,320 --> 00:00:21,480 Speaker 2: Oh twenty two. Oh we think we've grown now we 3 00:00:21,560 --> 00:00:22,320 Speaker 2: ready to move out. 4 00:00:22,400 --> 00:00:25,320 Speaker 1: We shoveled ourselves out of the snow. Oh yeah, we're grown. 5 00:00:25,440 --> 00:00:27,440 Speaker 1: We shuttled ourselves out of the snow to bring you, 6 00:00:27,440 --> 00:00:28,920 Speaker 1: guys another episode of brown Ambition. 7 00:00:29,440 --> 00:00:32,320 Speaker 2: Yes you're welcome. Well, honestly, Superman did the shoveling. I 8 00:00:32,440 --> 00:00:36,599 Speaker 2: just made lunch in hot chocolate, as you should. Now. 9 00:00:36,640 --> 00:00:39,120 Speaker 1: This storm was crazy. I hope everyone is nice and 10 00:00:39,200 --> 00:00:42,080 Speaker 1: warm at home on the East Coast. I feel like 11 00:00:42,080 --> 00:00:43,920 Speaker 1: a lot of our audience on the East Coast right now, 12 00:00:44,000 --> 00:00:47,240 Speaker 1: So I hope everyone's good. Sorry that it didn't fall 13 00:00:47,479 --> 00:00:49,920 Speaker 1: like I wish the blizzard had fallen like maybe today. 14 00:00:50,360 --> 00:00:53,920 Speaker 2: I know, I mean, it's no work Monday. I know 15 00:00:54,480 --> 00:00:56,360 Speaker 2: your boss is gonna make you go. He's gonna say, like, 16 00:00:56,400 --> 00:00:59,840 Speaker 2: you know what, the streets are shoveled, the sidewalks are shoveled. 17 00:01:00,040 --> 00:01:00,640 Speaker 2: I'm into work. 18 00:01:00,960 --> 00:01:02,520 Speaker 1: Well, you know how it gets in New York City, 19 00:01:02,800 --> 00:01:04,840 Speaker 1: probably gets the same way in Jersey. Like after its 20 00:01:04,920 --> 00:01:08,000 Speaker 1: nos then you have four days of melting and it's 21 00:01:08,040 --> 00:01:11,399 Speaker 1: just like black slushy rivers of dirt and grime. So 22 00:01:11,600 --> 00:01:16,319 Speaker 1: looking forward to that. It's gonna be fun, fun times. 23 00:01:16,959 --> 00:01:24,160 Speaker 2: Yeah. So it is time for Buzzworthy. 24 00:01:22,720 --> 00:01:28,280 Speaker 1: The most special time of the day. There's a lot 25 00:01:28,319 --> 00:01:31,360 Speaker 1: of cool stuff happening. Let's start with some good news. 26 00:01:32,240 --> 00:01:33,399 Speaker 1: Well is there good news? 27 00:01:33,440 --> 00:01:33,600 Speaker 2: Oh? 28 00:01:33,840 --> 00:01:35,720 Speaker 1: Well, I guess the good news is that we talked 29 00:01:35,720 --> 00:01:38,720 Speaker 1: about the Flint River, I mean the Flint, Michigan water 30 00:01:38,800 --> 00:01:42,120 Speaker 1: crisis last week, and we finally seemed to hit the 31 00:01:42,120 --> 00:01:45,560 Speaker 1: tipping point in the American news media cycle to where 32 00:01:45,560 --> 00:01:48,200 Speaker 1: people are finally paying attention. I mean, I think every 33 00:01:48,240 --> 00:01:50,640 Speaker 1: major news outlet had a Flint story. 34 00:01:50,760 --> 00:01:53,960 Speaker 2: Yes, right, and I've been seeing way more of my 35 00:01:53,960 --> 00:01:57,120 Speaker 2: friend's timelines. One of my friends, Niamaya at Nami Davis 36 00:01:57,160 --> 00:01:59,240 Speaker 2: and Philly, he actually did a water drive and his 37 00:01:59,320 --> 00:02:01,320 Speaker 2: goal was to get like, I think, like a ten 38 00:02:01,400 --> 00:02:04,760 Speaker 2: thousand bottles of water. He ended up collecting fifty thousand 39 00:02:04,800 --> 00:02:07,720 Speaker 2: bottles and he's gonna be driving it down. Yeah. So 40 00:02:07,760 --> 00:02:10,560 Speaker 2: people are really starting to pay attention, and you know, 41 00:02:10,600 --> 00:02:12,400 Speaker 2: it's starting to get like you said, it's it's tipped, 42 00:02:12,400 --> 00:02:16,440 Speaker 2: which is great because this is crazy. Honestly, it feels. 43 00:02:16,200 --> 00:02:18,560 Speaker 1: Like another country, like yeah, you know what I mean. 44 00:02:18,600 --> 00:02:20,400 Speaker 1: And then they had the What really disturbed me and 45 00:02:20,440 --> 00:02:22,160 Speaker 1: I think everybody else was that The New York Times 46 00:02:22,280 --> 00:02:24,959 Speaker 1: ran that story on letters or emails from the mayor 47 00:02:25,040 --> 00:02:29,680 Speaker 1: and her team totally like making making light of making 48 00:02:29,760 --> 00:02:33,519 Speaker 1: light of people who were complaining about the water and saying, 49 00:02:33,560 --> 00:02:35,160 Speaker 1: like I think the quote was that they called them 50 00:02:35,160 --> 00:02:38,320 Speaker 1: the oh, it's just an anti everything group complaining about 51 00:02:38,360 --> 00:02:42,040 Speaker 1: the water, when in fact, the water is literally poisoning people. 52 00:02:42,639 --> 00:02:44,920 Speaker 1: So that's why it took so long. And I mean, 53 00:02:44,960 --> 00:02:46,359 Speaker 1: I think the mayor will get kicked out. I don't 54 00:02:46,400 --> 00:02:48,320 Speaker 1: know what the what do they get impeached? What do 55 00:02:48,360 --> 00:02:51,120 Speaker 1: they resign? Like it's it's a it's an embarrassment and 56 00:02:51,160 --> 00:02:52,399 Speaker 1: there's no exist for it. 57 00:02:53,160 --> 00:02:55,520 Speaker 2: And the thing is, though, like it's not like, you know, 58 00:02:55,560 --> 00:02:57,200 Speaker 2: some things it's very hard to prove. You're like, oh, 59 00:02:57,200 --> 00:02:58,880 Speaker 2: I don't know, but this is one of those things 60 00:02:58,880 --> 00:03:01,000 Speaker 2: where you're like, let me just turn on the faucet. 61 00:03:01,120 --> 00:03:04,959 Speaker 2: Oh it's brown, you know. Like sometimes I mean I 62 00:03:05,000 --> 00:03:07,440 Speaker 2: hate when people act like, you know, you can't complain 63 00:03:07,480 --> 00:03:09,320 Speaker 2: because you don't want to be complaining all to all 64 00:03:09,400 --> 00:03:12,280 Speaker 2: Black people are always complaining or this segment of the 65 00:03:12,320 --> 00:03:15,200 Speaker 2: population always has something to say. But you know, what. 66 00:03:15,280 --> 00:03:17,080 Speaker 2: This is one of those moments where it would not 67 00:03:17,120 --> 00:03:19,080 Speaker 2: have been hard to fact check and say, you know what, 68 00:03:19,200 --> 00:03:19,680 Speaker 2: they're right. 69 00:03:21,680 --> 00:03:23,519 Speaker 1: They're right, and they have a point and their voices 70 00:03:23,520 --> 00:03:26,160 Speaker 1: should be heard. I mean, and it's sad that it 71 00:03:26,200 --> 00:03:28,200 Speaker 1: takes this long. I have to give a shout out 72 00:03:28,240 --> 00:03:30,959 Speaker 1: to my friend Caris Jackman. We went to college together 73 00:03:32,000 --> 00:03:34,480 Speaker 1: at University of Georgia and we were in journalism school together. 74 00:03:34,520 --> 00:03:36,800 Speaker 1: And she is a reporter in Flint, Michigan, and I've 75 00:03:36,800 --> 00:03:39,560 Speaker 1: been watching her news reports on this water crisis long 76 00:03:39,640 --> 00:03:41,680 Speaker 1: before I mean, of course she's local, but long before 77 00:03:41,720 --> 00:03:44,720 Speaker 1: the national media finally took notice, she's been out there 78 00:03:44,760 --> 00:03:47,240 Speaker 1: really covering it. So go ahead, Courris. I hope you 79 00:03:47,320 --> 00:03:51,960 Speaker 1: get all the acclaim that you deserve. And just thanks 80 00:03:51,960 --> 00:03:52,960 Speaker 1: for telling that story. 81 00:03:53,200 --> 00:03:59,880 Speaker 2: Yes, Cris, thank you. Carees PSI, so what else is buzzing? 82 00:04:00,360 --> 00:04:02,160 Speaker 2: I know you said you were telling me earlier about 83 00:04:02,400 --> 00:04:06,120 Speaker 2: that young, young brown girl who started what is it, 84 00:04:06,360 --> 00:04:07,520 Speaker 2: a thousand Black Girl books? 85 00:04:07,560 --> 00:04:09,880 Speaker 1: Oh yeah, so she's starting a movement. This is so cute. 86 00:04:09,880 --> 00:04:12,720 Speaker 1: It's this little girl. Where is she from? Where is 87 00:04:12,760 --> 00:04:15,280 Speaker 1: she from? I love the quote from her. She says 88 00:04:15,280 --> 00:04:18,279 Speaker 1: that she was tired of reading about sick of reading 89 00:04:18,279 --> 00:04:21,400 Speaker 1: about white boys and dogs. So she started a book 90 00:04:21,480 --> 00:04:26,560 Speaker 1: drive for books that feature black girls, which I'm impressors 91 00:04:26,600 --> 00:04:30,560 Speaker 1: a thousand books with black girls featured. That's like more 92 00:04:30,560 --> 00:04:33,800 Speaker 1: than I would ever think. And what was her name? 93 00:04:34,200 --> 00:04:35,040 Speaker 1: What is her name? 94 00:04:35,440 --> 00:04:38,120 Speaker 2: Is her mother named Janie? Because I'm like, wait, this 95 00:04:38,160 --> 00:04:39,800 Speaker 2: sounds like my friend jan is from Newark. 96 00:04:40,880 --> 00:04:43,719 Speaker 1: I think she's from Newark. Her last name is Diaz Marlee. 97 00:04:43,800 --> 00:04:46,640 Speaker 2: Yes, oh my gosh, yes, I'm really cool with her mom. 98 00:04:46,680 --> 00:04:49,600 Speaker 2: I'm like, wait a minute, that sounds funny. Yes, Jane's Das. 99 00:04:49,640 --> 00:04:52,320 Speaker 2: She's a doctor, And oh my god, that's so funny 100 00:04:52,320 --> 00:04:54,680 Speaker 2: that because we're I was just looking on Facebook. They 101 00:04:54,680 --> 00:04:57,359 Speaker 2: were on the news somewhere. Yes, I know Janis and 102 00:04:57,440 --> 00:05:00,719 Speaker 2: her daughter is amazing and her husban and it's amazing 103 00:05:01,040 --> 00:05:03,840 Speaker 2: and it's just so funny. Yes, okay, well, well go. 104 00:05:03,760 --> 00:05:06,440 Speaker 1: Ahead, New Jersey tweens. So she's only eleven. I think 105 00:05:06,480 --> 00:05:09,040 Speaker 1: you're eleven years old, she said. She said, I told 106 00:05:09,080 --> 00:05:10,880 Speaker 1: my mom I was sick of reading about white boys 107 00:05:10,880 --> 00:05:13,280 Speaker 1: and dogs, and moms asked, what are you going to 108 00:05:13,360 --> 00:05:16,279 Speaker 1: do about it? So she started this book drive where 109 00:05:16,279 --> 00:05:19,240 Speaker 1: black girls are the main characters and The project was 110 00:05:19,279 --> 00:05:24,520 Speaker 1: being supported by something called the Philadelphia's Grassroots Community Founders, 111 00:05:25,000 --> 00:05:27,719 Speaker 1: which Janie her mother. Yeah, here we go, Janie. 112 00:05:27,480 --> 00:05:31,280 Speaker 2: Founded She's as I've volunteered with them a number of times. 113 00:05:31,640 --> 00:05:34,000 Speaker 1: That's so sweet. And she's gonna she's going to donate 114 00:05:34,000 --> 00:05:37,960 Speaker 1: the books to a low resourced neighbor, a low resources library. 115 00:05:38,760 --> 00:05:40,800 Speaker 1: And Saint Mary Jamaica. Is that in Jersey? 116 00:05:41,520 --> 00:05:47,960 Speaker 2: Saint Mary Jamaica Queens? Yeah, it sounds like queens, but Jamaica, 117 00:05:48,520 --> 00:05:50,480 Speaker 2: Like they just I remember, I just saw pictures of them. 118 00:05:50,560 --> 00:05:53,160 Speaker 2: She her mother, Jane's what I love is that with 119 00:05:53,279 --> 00:05:56,640 Speaker 2: the Grassroots organization, they take the girls different places in 120 00:05:56,680 --> 00:06:00,320 Speaker 2: the diaspora. So they just got back from Ghana where 121 00:06:00,360 --> 00:06:01,880 Speaker 2: they took the girls, you know, to kind of see 122 00:06:01,960 --> 00:06:05,000 Speaker 2: like the root that the slaves took. And so her 123 00:06:05,000 --> 00:06:08,360 Speaker 2: mother is so dynamic, and I'm not surprised at her 124 00:06:08,520 --> 00:06:12,720 Speaker 2: daughter like having those thoughts and feelings and implementing them, 125 00:06:12,760 --> 00:06:15,040 Speaker 2: because that is her mother to the teeth. Like her 126 00:06:15,080 --> 00:06:18,800 Speaker 2: mother is a is a doctor and has advocated for 127 00:06:19,400 --> 00:06:23,360 Speaker 2: brown people to have proper nutrition and education, and so 128 00:06:23,600 --> 00:06:25,880 Speaker 2: her daughter's just following right in her footsteps. They're both 129 00:06:25,920 --> 00:06:28,080 Speaker 2: still brown girls. So we'll go ahead. 130 00:06:28,680 --> 00:06:30,200 Speaker 1: That is a good that's a good sign of parenting 131 00:06:30,200 --> 00:06:31,360 Speaker 1: because you know, when I was a little girl, and 132 00:06:31,400 --> 00:06:33,160 Speaker 1: I think a lot of kids, like I read a 133 00:06:33,200 --> 00:06:35,240 Speaker 1: lot of books that featured white characters. But I didn't 134 00:06:35,320 --> 00:06:37,680 Speaker 1: think it was weird because that's all I knew, you know, 135 00:06:38,279 --> 00:06:40,080 Speaker 1: I didn't even know enough to know that it was 136 00:06:40,160 --> 00:06:42,200 Speaker 1: weird that there wasn't anybody who was brown in the 137 00:06:42,200 --> 00:06:46,080 Speaker 1: books I was reading. So I think that's definitely like 138 00:06:47,560 --> 00:06:51,160 Speaker 1: Janiss win there. Yeah, for teaching her to be skeptical 139 00:06:51,200 --> 00:06:53,960 Speaker 1: of what she's skeptical and to ask for more of 140 00:06:54,000 --> 00:06:55,800 Speaker 1: the books that she has and that she's reading. 141 00:06:56,080 --> 00:06:57,479 Speaker 2: Yeah, I love that. That's awesome. 142 00:06:58,360 --> 00:07:03,560 Speaker 1: Now on the shade front for today's buzzworthy, Yeah, speaking, 143 00:07:04,560 --> 00:07:07,479 Speaker 1: I know, speaking of speaking out when you see something 144 00:07:07,520 --> 00:07:10,960 Speaker 1: that's wrong or when you're not seeing people of color featured. 145 00:07:11,120 --> 00:07:14,760 Speaker 1: The oscarsh Yeah, have been in the news like I've been. 146 00:07:14,800 --> 00:07:17,400 Speaker 1: Every day there's a new person speak like saying some 147 00:07:17,880 --> 00:07:21,280 Speaker 1: foolishness about the oscars. People are banning it, people are 148 00:07:21,320 --> 00:07:24,680 Speaker 1: not banning it. This week the oscars. Finally, I guess 149 00:07:24,720 --> 00:07:27,640 Speaker 1: the culmination of all this was the oscars have decided 150 00:07:27,680 --> 00:07:30,600 Speaker 1: to change the way that they select members of their 151 00:07:30,680 --> 00:07:34,160 Speaker 1: voting I guess the only select members of the oscars, 152 00:07:34,200 --> 00:07:37,640 Speaker 1: whatever group it is, the Academy Awards, Academy Motion pictured 153 00:07:37,720 --> 00:07:42,160 Speaker 1: Arts can vote for the OSCARS. So they're making some changes, 154 00:07:42,160 --> 00:07:43,760 Speaker 1: and I'm not so sure what the changes are, but 155 00:07:43,800 --> 00:07:45,760 Speaker 1: apparently it's going to make it so that more people 156 00:07:45,800 --> 00:07:48,640 Speaker 1: of color, well actually more people of color and women 157 00:07:49,120 --> 00:07:52,720 Speaker 1: for that matter, can actually vote. Okay, because like something 158 00:07:52,760 --> 00:07:55,360 Speaker 1: crazy like ninety nine or ninety five percent of OSCAR 159 00:07:55,440 --> 00:07:59,600 Speaker 1: voters or white men that are wh surprise, that's insane, 160 00:08:00,040 --> 00:08:01,800 Speaker 1: and they wonder that's what makes it like when you 161 00:08:01,840 --> 00:08:04,360 Speaker 1: have when you hear facts like that, and then you 162 00:08:04,400 --> 00:08:07,480 Speaker 1: see there's been a couple of actors. One of them, 163 00:08:07,640 --> 00:08:13,119 Speaker 1: Charlotte Rampling, she's nominated for Best Actress Oscar nomination. She's British, 164 00:08:13,400 --> 00:08:15,520 Speaker 1: came out saying that she thinks that all the people 165 00:08:15,560 --> 00:08:18,239 Speaker 1: saying that the Oscars are so white, that that's racist 166 00:08:18,240 --> 00:08:23,280 Speaker 1: against white people. Charlotte she's older, so you know, me 167 00:08:23,400 --> 00:08:25,040 Speaker 1: give her a couple of you can give her a 168 00:08:25,040 --> 00:08:27,560 Speaker 1: little bit of slack, but I feel like to look 169 00:08:27,560 --> 00:08:31,680 Speaker 1: at a voting like you can't say that it's just 170 00:08:31,800 --> 00:08:33,760 Speaker 1: it's based entire. I think there's so many different factors 171 00:08:33,800 --> 00:08:35,600 Speaker 1: at play here that I'm making the Oscar so white. 172 00:08:35,600 --> 00:08:37,200 Speaker 1: One is that there's not a ton of material for 173 00:08:37,240 --> 00:08:39,920 Speaker 1: black actors. Two, it's like a lot of people like 174 00:08:39,960 --> 00:08:42,080 Speaker 1: Lupita Niungo came out saying this too, is that this 175 00:08:42,160 --> 00:08:44,880 Speaker 1: year there weren't so many roles that black actors were 176 00:08:44,880 --> 00:08:51,280 Speaker 1: playing that fit into the stereotypical black character slaves, maids, 177 00:08:51,440 --> 00:08:54,360 Speaker 1: that kind of thing. And then three, but you can't 178 00:08:54,360 --> 00:08:57,360 Speaker 1: discount the fact that when you have a when everyone 179 00:08:57,400 --> 00:09:01,440 Speaker 1: who's voting casting a vote is white and older and male, 180 00:09:02,440 --> 00:09:05,000 Speaker 1: there's a ton of bias at play there, and they're 181 00:09:05,080 --> 00:09:07,840 Speaker 1: gonna pick people who fit into their standards of what 182 00:09:07,880 --> 00:09:10,160 Speaker 1: they think good art is or stories that are worth telling. 183 00:09:10,240 --> 00:09:13,480 Speaker 1: And people are egotistical, like they think stories that feature 184 00:09:13,520 --> 00:09:16,320 Speaker 1: them are worth telling. And that's exactly that's a huge 185 00:09:16,360 --> 00:09:18,560 Speaker 1: reason why you see the Oscar nominations come out the 186 00:09:18,559 --> 00:09:19,199 Speaker 1: way that they have. 187 00:09:19,640 --> 00:09:21,360 Speaker 2: You know you're right, though, because people, I mean, you 188 00:09:21,440 --> 00:09:24,560 Speaker 2: relate to what what you're used to. So if you're 189 00:09:24,640 --> 00:09:27,439 Speaker 2: used to you know your life, your story, your surroundings, 190 00:09:27,480 --> 00:09:30,280 Speaker 2: and that's what you relate to. So it just I 191 00:09:30,280 --> 00:09:34,400 Speaker 2: think it's just crazy to be shocked there, like, wait, no, 192 00:09:34,400 --> 00:09:37,880 Speaker 2: no brown people were nominated. Well yeah, because there's no 193 00:09:37,920 --> 00:09:40,600 Speaker 2: brown people making the nominations, and so yes, they should 194 00:09:40,640 --> 00:09:43,000 Speaker 2: have it should have been you know, this should have 195 00:09:43,120 --> 00:09:44,880 Speaker 2: this shift should have happened a long time ago. So 196 00:09:44,880 --> 00:09:46,960 Speaker 2: I'm glad that it's happened. I just think like the 197 00:09:47,000 --> 00:09:48,920 Speaker 2: whole I'm not gonna lie. It was kind of like 198 00:09:48,960 --> 00:09:51,720 Speaker 2: giggly how everything kind of went down was like, so, 199 00:09:51,920 --> 00:09:54,960 Speaker 2: you know, first Jada, you know, she asked for people 200 00:09:54,960 --> 00:09:57,640 Speaker 2: to to to kind of like, you know, I guess 201 00:09:57,880 --> 00:09:59,400 Speaker 2: to say that they weren't gonna go like, you know, 202 00:09:59,440 --> 00:10:01,520 Speaker 2: we're gonna work. I was honest, you know. 203 00:10:01,720 --> 00:10:03,800 Speaker 1: And so yeah, I wonder if she talked to Will 204 00:10:03,880 --> 00:10:05,800 Speaker 1: first before she put that video up, because he was 205 00:10:05,880 --> 00:10:07,040 Speaker 1: quiet for a couple of days. 206 00:10:07,040 --> 00:10:09,960 Speaker 2: You know. Yeah, it just was like, Okay, I get it, 207 00:10:10,000 --> 00:10:12,839 Speaker 2: your husband wasn't nominated. So so that's that's what people 208 00:10:12,840 --> 00:10:15,840 Speaker 2: were kind of like, well, Jada, if he was nominated, 209 00:10:15,840 --> 00:10:17,600 Speaker 2: we would have never heard from you. And so I'm 210 00:10:17,640 --> 00:10:19,440 Speaker 2: not going to take away from Jada saying that she's 211 00:10:19,440 --> 00:10:21,079 Speaker 2: because some people were like, oh, we never hear from 212 00:10:21,120 --> 00:10:24,120 Speaker 2: you when when other important issues happened, But that's not 213 00:10:24,160 --> 00:10:29,040 Speaker 2: true Jada. It's a big, big supporter of like like 214 00:10:29,360 --> 00:10:33,120 Speaker 2: initiatives to help like sex trafficking and people who are 215 00:10:33,200 --> 00:10:35,800 Speaker 2: kind of like in the sex slave trade field or whatever. 216 00:10:36,480 --> 00:10:38,480 Speaker 2: So Jada definitely is somebody who stands up for what 217 00:10:38,520 --> 00:10:40,720 Speaker 2: she believes in. But it's just that they've never heard 218 00:10:40,720 --> 00:10:43,719 Speaker 2: from you as it relates to race. And what was 219 00:10:43,800 --> 00:10:46,200 Speaker 2: kind of funny was that just a year ago, or 220 00:10:46,200 --> 00:10:48,280 Speaker 2: not even a year ago, Will Smith had just done 221 00:10:48,480 --> 00:10:51,440 Speaker 2: an interview where he basically said he doesn't there's not 222 00:10:51,520 --> 00:10:55,400 Speaker 2: much racism in the in the acting world, and he 223 00:10:55,440 --> 00:10:57,800 Speaker 2: doesn't really see it and if it does happen, you know, 224 00:10:57,840 --> 00:10:59,439 Speaker 2: he chooses not to focus on it. So it was 225 00:10:59,520 --> 00:11:03,240 Speaker 2: kind of like, so, when you win, it's cool, but 226 00:11:03,400 --> 00:11:06,920 Speaker 2: now that you didn't get a nomination for concussion, it's 227 00:11:06,920 --> 00:11:08,520 Speaker 2: not so cool. So people were kind of dragged her 228 00:11:08,520 --> 00:11:11,320 Speaker 2: for that a little bit. But to me, we'll put 229 00:11:11,320 --> 00:11:13,640 Speaker 2: the shade cherry. The shade cherry on top of the 230 00:11:13,640 --> 00:11:16,360 Speaker 2: shade ice cream was did you see on vib the 231 00:11:16,400 --> 00:11:18,679 Speaker 2: first on viv go Off? Did you watch that video? 232 00:11:18,840 --> 00:11:21,000 Speaker 1: Oh? Yeah, we posted on the Brown Ambition. Yeah, I 233 00:11:21,000 --> 00:11:23,360 Speaker 1: posted on the Brown ambition page. It was epic. It 234 00:11:23,440 --> 00:11:26,240 Speaker 1: was epics. We'll say her name, Janet Hubert. 235 00:11:26,559 --> 00:11:30,719 Speaker 2: Yes AKA according to I awesomely love the AKA on Viv. 236 00:11:31,640 --> 00:11:33,719 Speaker 2: Not two point one, but I guess zero point one, 237 00:11:33,880 --> 00:11:36,880 Speaker 2: one point zero the first on Viv, the brown chocolate 238 00:11:36,880 --> 00:11:40,080 Speaker 2: onn Fit Viv. She went off. It is clear this 239 00:11:40,120 --> 00:11:44,079 Speaker 2: woman is holding off to all her biddenness. I mean 240 00:11:44,080 --> 00:11:45,319 Speaker 2: some of what she said. I was like, Okay, I 241 00:11:45,360 --> 00:11:47,440 Speaker 2: feel her, But some of it I was like, really, 242 00:11:48,120 --> 00:11:49,720 Speaker 2: like you're still mad, damn. 243 00:11:49,760 --> 00:11:52,560 Speaker 1: Twenty years later she did she well, she brought up 244 00:11:52,600 --> 00:11:56,040 Speaker 1: some I mean honestly, like you could nitpick Jaden Will, like, 245 00:11:56,120 --> 00:11:58,599 Speaker 1: of course he has been nominated. He lives in a 246 00:11:58,600 --> 00:12:01,760 Speaker 1: bubble where he's the dark of Hollywood, one of the 247 00:12:01,760 --> 00:12:05,559 Speaker 1: few black actors to be like widespread love love by Hollywood. 248 00:12:05,840 --> 00:12:07,320 Speaker 1: And of course, yeah, like you said, they picked the 249 00:12:07,360 --> 00:12:09,800 Speaker 1: one year when he's not nominated to come and all 250 00:12:09,800 --> 00:12:12,400 Speaker 1: of a sudden say that oscars are racist. But then 251 00:12:12,440 --> 00:12:14,880 Speaker 1: she brings she like digs way back into history to 252 00:12:15,040 --> 00:12:17,240 Speaker 1: French prince days because like she was kicked off the 253 00:12:17,240 --> 00:12:20,720 Speaker 1: show or like dismissed from the show. Right, yeah, she 254 00:12:20,800 --> 00:12:24,200 Speaker 1: said that will Will basically or she tried to get 255 00:12:24,440 --> 00:12:26,640 Speaker 1: you know, just like other casts of other TV shows 256 00:12:26,640 --> 00:12:29,160 Speaker 1: had done, they tried to get together and have Will 257 00:12:30,400 --> 00:12:33,400 Speaker 1: stand together to ask for more or equal pay for 258 00:12:33,480 --> 00:12:36,680 Speaker 1: the episodes. And he was like, my salary is my salary, 259 00:12:36,760 --> 00:12:39,559 Speaker 1: and your salary is your salary. And I think she's 260 00:12:39,600 --> 00:12:42,200 Speaker 1: still holding a little grudge about that, just a little. 261 00:12:43,520 --> 00:12:44,680 Speaker 1: I mean, who can blame her? 262 00:12:45,000 --> 00:12:47,040 Speaker 2: Yeah, I mean like that part I understood, but I 263 00:12:47,040 --> 00:12:48,760 Speaker 2: just thought it was kind of like gigly and funny. 264 00:12:48,800 --> 00:12:51,120 Speaker 2: I was like, oh, like, look at her going in, 265 00:12:51,200 --> 00:12:52,480 Speaker 2: Like I said, some of the like a lot of 266 00:12:52,480 --> 00:12:54,640 Speaker 2: what she said was lost because of the bitterness. But 267 00:12:55,280 --> 00:12:56,840 Speaker 2: you know, I could see what she was saying, like, 268 00:12:56,880 --> 00:12:58,680 Speaker 2: you know, they have a production company. They have not 269 00:12:58,800 --> 00:13:02,600 Speaker 2: been exactly like big supporters of like putting out new 270 00:13:02,640 --> 00:13:03,920 Speaker 2: Brown talent, and they. 271 00:13:03,960 --> 00:13:05,760 Speaker 1: Put off themselves. They put out Will. 272 00:13:06,080 --> 00:13:08,080 Speaker 2: Yes, and so she's just like so I could feel 273 00:13:08,120 --> 00:13:09,480 Speaker 2: her on that. So I was kind of like, okay, 274 00:13:09,520 --> 00:13:12,200 Speaker 2: But all in all, the shade was epic. 275 00:13:12,760 --> 00:13:15,200 Speaker 1: Spike Lee came out even before Jada and he said 276 00:13:15,240 --> 00:13:17,560 Speaker 1: he was boycotting the Oscars. I feel like if I 277 00:13:17,600 --> 00:13:21,000 Speaker 1: feel like okay, I'll you know, Spike Lee, who has 278 00:13:21,120 --> 00:13:25,480 Speaker 1: done so much for black film to promote black artistry. 279 00:13:25,640 --> 00:13:29,400 Speaker 1: Just at a film about Shiraq those you know, incredibly 280 00:13:29,520 --> 00:13:31,760 Speaker 1: the gang violence that happens in Chicago. Like he's done 281 00:13:31,840 --> 00:13:34,280 Speaker 1: so much, Like he's put in the work. I don't 282 00:13:34,320 --> 00:13:35,880 Speaker 1: know if Will Smith has put in the work to 283 00:13:35,920 --> 00:13:38,640 Speaker 1: the point where he can stand up and say we 284 00:13:38,640 --> 00:13:42,240 Speaker 1: should boycott the Oscars. Hollywood is not supporting these stories, like, 285 00:13:42,280 --> 00:13:45,080 Speaker 1: I don't think Will Smith has done much to do 286 00:13:45,120 --> 00:13:47,280 Speaker 1: that himself. So I take Spike Lee a little bit 287 00:13:47,280 --> 00:13:49,040 Speaker 1: more seriously than I take Jada and Will as how 288 00:13:49,040 --> 00:13:49,760 Speaker 1: I feel about it. 289 00:13:50,040 --> 00:13:51,120 Speaker 2: Yeah, no, you're right. 290 00:13:51,640 --> 00:13:54,960 Speaker 1: But at the end of the day, I'm glad that 291 00:13:54,960 --> 00:13:57,200 Speaker 1: the conversation is happening. I feel like this is gonna 292 00:13:57,200 --> 00:14:00,800 Speaker 1: be good for their ratings. Chris Rock, Chris Rock is hosting. 293 00:14:00,840 --> 00:14:03,680 Speaker 1: I'm sure he'll take some liberty with his jokes. 294 00:14:03,960 --> 00:14:07,319 Speaker 2: Yes, a hopefully, because you know, Chris Brock is known 295 00:14:07,360 --> 00:14:09,840 Speaker 2: for like his honest comedy. So I think so too. 296 00:14:10,800 --> 00:14:14,360 Speaker 1: I can't wait. And then last, but not least, Oh, So, 297 00:14:14,440 --> 00:14:16,760 Speaker 1: I love this story that I read and I've posted 298 00:14:16,720 --> 00:14:18,680 Speaker 1: it on my social It really resonated with women. I 299 00:14:18,720 --> 00:14:22,480 Speaker 1: feel like, so everyone always talks about having an emergency fund, 300 00:14:22,800 --> 00:14:24,760 Speaker 1: a rainy day fund, a nine to one to one fund, 301 00:14:24,800 --> 00:14:26,640 Speaker 1: whatever you want to call it. But like, one of 302 00:14:26,720 --> 00:14:30,000 Speaker 1: my favorite ways to categorize or to call this, like 303 00:14:30,080 --> 00:14:32,960 Speaker 1: special little amount of cash you have set aside for 304 00:14:32,960 --> 00:14:37,240 Speaker 1: a rainy day is an FU fund, which is I 305 00:14:37,240 --> 00:14:39,280 Speaker 1: think some people like Tyra Banks sort of made this 306 00:14:39,320 --> 00:14:41,040 Speaker 1: a popular way of calling it, but I just love 307 00:14:41,040 --> 00:14:44,560 Speaker 1: it because, like that is literally what the purpose of 308 00:14:44,600 --> 00:14:47,720 Speaker 1: this little pot of money that you set aside is, 309 00:14:47,800 --> 00:14:50,720 Speaker 1: Like it is giving you the power to walk away 310 00:14:50,760 --> 00:14:53,320 Speaker 1: from situations that you don't want to be in, whether 311 00:14:53,400 --> 00:14:59,280 Speaker 1: it is a abusive partner or a boss who's harassing 312 00:14:59,320 --> 00:15:01,000 Speaker 1: you that you don't I want to work for anymore, 313 00:15:02,440 --> 00:15:05,040 Speaker 1: you know. And there was a story on the Billfold, 314 00:15:05,040 --> 00:15:08,040 Speaker 1: which is like a personal finance a blog which everyone 315 00:15:08,080 --> 00:15:10,520 Speaker 1: should check out. They'd get really cool writing from a 316 00:15:10,520 --> 00:15:13,920 Speaker 1: bunch of different, like unique writers. And I don't know 317 00:15:13,960 --> 00:15:16,320 Speaker 1: if you've read it, but the story is called a 318 00:15:16,360 --> 00:15:19,360 Speaker 1: story of a fuck off Fund. Part of my French. 319 00:15:20,760 --> 00:15:22,440 Speaker 2: You Couldn't Wait maybe was like I can't wait, I 320 00:15:22,440 --> 00:15:23,240 Speaker 2: can't wait, I can't wait. 321 00:15:23,640 --> 00:15:26,120 Speaker 1: No, I mean, you know you well, she calls it 322 00:15:26,440 --> 00:15:29,040 Speaker 1: a fuck off fund on an fu fund, but the 323 00:15:29,080 --> 00:15:31,680 Speaker 1: writer is Paulette per Hash, and I thought it was 324 00:15:31,720 --> 00:15:34,240 Speaker 1: really well done. She starts off the story by like 325 00:15:34,760 --> 00:15:38,120 Speaker 1: talking about all these situations like giving you an alternate reality, 326 00:15:38,240 --> 00:15:41,600 Speaker 1: like your life without an f you fund, where your 327 00:15:41,640 --> 00:15:44,800 Speaker 1: boss grabs your ass and you keep the job anyway 328 00:15:44,880 --> 00:15:46,840 Speaker 1: and you keep your mouth shut because you don't you know, 329 00:15:46,880 --> 00:15:50,560 Speaker 1: you can't pay rent this month, Or your boyfriend pushed 330 00:15:50,600 --> 00:15:52,600 Speaker 1: you against a wall when you're having an argument and 331 00:15:52,640 --> 00:15:55,400 Speaker 1: you stay with him because you can't imagine covering the 332 00:15:55,400 --> 00:15:58,360 Speaker 1: cost of a security deposit in a moving truck to 333 00:15:58,400 --> 00:16:01,040 Speaker 1: get out of that situation. And then she does the 334 00:16:01,040 --> 00:16:02,760 Speaker 1: flip side at the end. She's like, Oh, and what 335 00:16:02,800 --> 00:16:04,320 Speaker 1: if your life were different. What if you had this 336 00:16:04,520 --> 00:16:06,960 Speaker 1: f off fund and you could say screw you to 337 00:16:07,040 --> 00:16:10,400 Speaker 1: your boss and leave a work situation that's not healthy 338 00:16:10,440 --> 00:16:12,160 Speaker 1: for you, or you can say I'm dumping you to 339 00:16:12,240 --> 00:16:17,200 Speaker 1: a deadbeat boyfriend who's hurting you physically, emotionally, whatever. And 340 00:16:18,000 --> 00:16:20,080 Speaker 1: it really resonated with me as someone who I was 341 00:16:20,160 --> 00:16:22,600 Speaker 1: raised by a single mom who had to leave some 342 00:16:22,640 --> 00:16:25,800 Speaker 1: situations like this on her own. And I'm not going 343 00:16:25,840 --> 00:16:28,480 Speaker 1: to say she necessarily had an f off fund, but 344 00:16:28,600 --> 00:16:31,080 Speaker 1: she had the ability to walk away from some not 345 00:16:31,200 --> 00:16:34,840 Speaker 1: great situations for her kids, for us, or for her, 346 00:16:34,920 --> 00:16:38,800 Speaker 1: and I always I carry that with me every day 347 00:16:38,800 --> 00:16:41,720 Speaker 1: when it comes to my own finances, like I save 348 00:16:41,840 --> 00:16:44,560 Speaker 1: money so that I am free to do whatever the 349 00:16:44,600 --> 00:16:47,760 Speaker 1: hell I want when things aren't working out in the 350 00:16:47,800 --> 00:16:49,760 Speaker 1: way that I want them to work out at No. 351 00:16:49,960 --> 00:16:52,440 Speaker 2: I think that that's critical because you're right. I mean, 352 00:16:53,720 --> 00:16:57,920 Speaker 2: there's something freeing about knowing that you're somewhere because you 353 00:16:58,000 --> 00:16:59,800 Speaker 2: want to be. I remember my dad telling me that, 354 00:17:00,480 --> 00:17:02,440 Speaker 2: I think because he and my mom had five girls, 355 00:17:02,440 --> 00:17:04,639 Speaker 2: but him in particular, because I think he was super 356 00:17:04,680 --> 00:17:07,800 Speaker 2: sensitive to the fact that he had all girls. And 357 00:17:07,880 --> 00:17:10,480 Speaker 2: so I remember him really drilling into my head, like 358 00:17:10,520 --> 00:17:13,080 Speaker 2: you know, about how to manage my finances and how 359 00:17:13,080 --> 00:17:17,399 Speaker 2: to be financially independent, and you know, him telling me basically, 360 00:17:17,480 --> 00:17:19,800 Speaker 2: one day, you know, one day I want you to 361 00:17:19,960 --> 00:17:21,919 Speaker 2: you know, if you decide to get married or be 362 00:17:22,000 --> 00:17:24,760 Speaker 2: with somebody, that you're there because you want to be, 363 00:17:24,880 --> 00:17:27,639 Speaker 2: not because you have to be. Yes. So I just remember, 364 00:17:27,680 --> 00:17:30,160 Speaker 2: because I like, we're African, so it's a very male 365 00:17:30,440 --> 00:17:34,600 Speaker 2: dominant dominated like a culture, and so it's like, you know, 366 00:17:35,080 --> 00:17:37,119 Speaker 2: what does your father have to say, you know, follow 367 00:17:37,160 --> 00:17:38,600 Speaker 2: the leader of the man in your life, and so 368 00:17:39,359 --> 00:17:41,439 Speaker 2: my dad is like falls right in alignment with like 369 00:17:41,480 --> 00:17:44,040 Speaker 2: that typically. So I remember being so shocked when he 370 00:17:44,080 --> 00:17:47,320 Speaker 2: said that, because you know, it's almost like he was 371 00:17:47,359 --> 00:17:49,760 Speaker 2: going against what are typically our culture teaches. And he 372 00:17:49,840 --> 00:17:52,040 Speaker 2: was just like, yeah, that's cool. But for my daughters now, 373 00:17:52,720 --> 00:17:55,800 Speaker 2: like I want you to not have to worry about 374 00:17:55,840 --> 00:17:57,399 Speaker 2: your finances. And that's why I'm like the way I 375 00:17:57,440 --> 00:17:59,680 Speaker 2: am now. You know, every boyfriend will I've ever dated 376 00:17:59,680 --> 00:18:03,160 Speaker 2: will tell you that Tivity does not need any any 377 00:18:03,240 --> 00:18:05,840 Speaker 2: help for me, Like I'm always there and not because 378 00:18:05,840 --> 00:18:08,639 Speaker 2: I need to be there financially. And so yeah, if 379 00:18:08,640 --> 00:18:10,399 Speaker 2: you can have that your job to just imagine, if 380 00:18:10,400 --> 00:18:11,680 Speaker 2: you know you didn't have to stay here, you could 381 00:18:11,720 --> 00:18:12,879 Speaker 2: just be like, you know what, I'm here because I 382 00:18:12,880 --> 00:18:15,520 Speaker 2: want to be. I think everyone woman or man should 383 00:18:15,520 --> 00:18:17,560 Speaker 2: have few fund absolutely. 384 00:18:17,600 --> 00:18:19,199 Speaker 1: You know. I've worked at jobs that I hated and 385 00:18:19,240 --> 00:18:21,639 Speaker 1: I couldn't leave and it was torturous, Like there's nothing 386 00:18:21,720 --> 00:18:23,760 Speaker 1: worse than being at a job that you hate every day. 387 00:18:24,640 --> 00:18:26,840 Speaker 1: I've been laid off from a job and had no 388 00:18:27,000 --> 00:18:31,520 Speaker 1: money and had to live off of unemployment and I'm 389 00:18:31,560 --> 00:18:34,119 Speaker 1: never going back there. I just I having grown up 390 00:18:34,160 --> 00:18:36,240 Speaker 1: with a single mom raising four kids and then being 391 00:18:36,680 --> 00:18:39,560 Speaker 1: you know, had these like professional experiences that weren't so great, 392 00:18:39,600 --> 00:18:41,800 Speaker 1: like I'm never going luckily, I haven't had a terrible 393 00:18:41,800 --> 00:18:46,480 Speaker 1: relationship yet, but I I sleep better at night knowing 394 00:18:46,480 --> 00:18:49,840 Speaker 1: that I have not like my bags packed ready to go, 395 00:18:49,920 --> 00:18:52,320 Speaker 1: but I have I have a ticket out at any 396 00:18:52,359 --> 00:18:54,840 Speaker 1: time I want. And you know, my fiance knows that 397 00:18:54,920 --> 00:18:57,320 Speaker 1: about me. He knows that I have my own pot 398 00:18:57,320 --> 00:19:00,240 Speaker 1: of money. And well, you know, as we're approaching like 399 00:19:00,320 --> 00:19:03,159 Speaker 1: marriage together and even probably you and Superman talk about this, 400 00:19:03,280 --> 00:19:06,400 Speaker 1: like how you merge your finances, Like maybe we will 401 00:19:06,440 --> 00:19:08,000 Speaker 1: have you know, I don't know what it looks like 402 00:19:08,040 --> 00:19:10,440 Speaker 1: for us yet to have joint finances. Maybe we will 403 00:19:10,480 --> 00:19:12,919 Speaker 1: share a bank account or a savings account or whatever. 404 00:19:13,240 --> 00:19:15,720 Speaker 1: But I'll always have just for my own peace of 405 00:19:15,760 --> 00:19:18,639 Speaker 1: mind and my own like self esteem, self worth, Like 406 00:19:18,680 --> 00:19:20,560 Speaker 1: I'm always gonna have a little piggy bank on the side, 407 00:19:21,480 --> 00:19:24,040 Speaker 1: and I'll worked hard for that money. And I think that, 408 00:19:25,200 --> 00:19:26,960 Speaker 1: but you know what he told me, something that he'd 409 00:19:27,240 --> 00:19:30,879 Speaker 1: and speaking of coming from a culture that really values male, 410 00:19:31,640 --> 00:19:35,080 Speaker 1: the men and the family more like he's Dominican and 411 00:19:35,320 --> 00:19:39,080 Speaker 1: his family definitely values men. But he always tells me 412 00:19:39,119 --> 00:19:41,400 Speaker 1: how his grandmother, who since passed away, she was really 413 00:19:41,400 --> 00:19:43,960 Speaker 1: special to him. She like set him aside one day 414 00:19:44,000 --> 00:19:46,320 Speaker 1: and said, you need to find a woman who has 415 00:19:46,320 --> 00:19:50,679 Speaker 1: her own life and she's independent. And I wish, like 416 00:19:50,760 --> 00:19:54,000 Speaker 1: I hope that there's mothers, fathers, uncles whatever out there 417 00:19:54,000 --> 00:19:56,760 Speaker 1: talking to young boys too, just as much as they're 418 00:19:56,960 --> 00:19:59,040 Speaker 1: you know, encouraging girls to have their own lives, to 419 00:19:59,119 --> 00:20:03,560 Speaker 1: encourage men to value that in young women and don't 420 00:20:03,560 --> 00:20:06,920 Speaker 1: feel threatened and don't feel less masculine because you're with 421 00:20:07,000 --> 00:20:10,159 Speaker 1: a woman who's you know, got her own business, got 422 00:20:10,200 --> 00:20:12,639 Speaker 1: her own life, got her own friends, family, money on 423 00:20:12,680 --> 00:20:13,600 Speaker 1: the side. 424 00:20:13,760 --> 00:20:15,159 Speaker 2: Yeah, it can be I mean, I know it can 425 00:20:15,200 --> 00:20:17,720 Speaker 2: be hard. I mean that's why I just appreciate Superman 426 00:20:17,880 --> 00:20:20,199 Speaker 2: so much, because it's a lot, you know, we talk 427 00:20:20,240 --> 00:20:21,920 Speaker 2: about it sometimes. He's like, it's a lot dating the 428 00:20:21,920 --> 00:20:25,160 Speaker 2: budgetista because I'm like always working. 429 00:20:24,920 --> 00:20:28,080 Speaker 1: On shun Shu Shu shu shine. 430 00:20:27,800 --> 00:20:31,560 Speaker 2: You know. And so but like my first boyfriend, it 431 00:20:31,640 --> 00:20:36,199 Speaker 2: was too much, you know for him, and he kind of, 432 00:20:36,320 --> 00:20:38,720 Speaker 2: you know, he knew that there was more that I 433 00:20:38,800 --> 00:20:41,160 Speaker 2: was capable of, but I definitely was holding back as 434 00:20:41,160 --> 00:20:43,840 Speaker 2: a result of being from him being with him, because 435 00:20:44,359 --> 00:20:47,360 Speaker 2: it was a lot, and now that I'm with Superman, 436 00:20:47,440 --> 00:20:49,320 Speaker 2: I you know, I acknowledge that it's a lot, and 437 00:20:49,359 --> 00:20:52,119 Speaker 2: I try my best to, like, you know, bring balancing 438 00:20:52,800 --> 00:20:54,919 Speaker 2: to our relationship. But at the same time, what I 439 00:20:55,000 --> 00:20:57,480 Speaker 2: love is that I in no way feel like I 440 00:20:57,560 --> 00:21:00,760 Speaker 2: need to dim I don't need to not go after more. 441 00:21:00,800 --> 00:21:03,240 Speaker 2: I don't, you know. He pushes me to do better. 442 00:21:03,560 --> 00:21:05,879 Speaker 2: You know. It's just to me, like I'm more of 443 00:21:05,880 --> 00:21:08,840 Speaker 2: an adult now that I understand that, like I personally 444 00:21:08,840 --> 00:21:11,400 Speaker 2: have to seek balance, so I bring that, but balance 445 00:21:11,440 --> 00:21:14,920 Speaker 2: does not mean holding back, and so it's just great 446 00:21:14,960 --> 00:21:17,040 Speaker 2: being with somebody that appreciates that, you know. And then 447 00:21:17,080 --> 00:21:18,800 Speaker 2: he'll tell me that he's proud of me, and he'd 448 00:21:18,800 --> 00:21:21,480 Speaker 2: just say, you know, like the other morning, I was 449 00:21:21,560 --> 00:21:24,320 Speaker 2: up at like five am, like retightening my locks, and 450 00:21:24,320 --> 00:21:26,119 Speaker 2: he was just like, I wish people could see this, 451 00:21:26,320 --> 00:21:28,439 Speaker 2: that this is like what life looks like, so you 452 00:21:28,440 --> 00:21:31,720 Speaker 2: could get ready. I feel like okay, you know, or like, 453 00:21:31,760 --> 00:21:33,600 Speaker 2: you know, because I'm always like doing stuff and he's 454 00:21:33,640 --> 00:21:35,920 Speaker 2: like watching me pack my boxes and helping me bring 455 00:21:35,960 --> 00:21:38,200 Speaker 2: stuff to the car, and he's like, you know, people 456 00:21:38,200 --> 00:21:40,720 Speaker 2: think that it's all like lamorous, but I see how 457 00:21:40,800 --> 00:21:42,480 Speaker 2: much hard work you put in and I'm really proud 458 00:21:42,520 --> 00:21:43,840 Speaker 2: of you. And he's like, I just love the fact 459 00:21:43,880 --> 00:21:46,480 Speaker 2: that you're helping people, because he's a giver to and 460 00:21:46,520 --> 00:21:49,040 Speaker 2: a helper too, Like he's like the neighbor the neighborhood 461 00:21:49,080 --> 00:21:50,960 Speaker 2: like helper man. Everybody knows to knock on our door 462 00:21:51,520 --> 00:21:53,480 Speaker 2: and be like, can mister Drell come fix my Like 463 00:21:53,480 --> 00:21:55,399 Speaker 2: the other day the neighbor asks to like borrow our 464 00:21:55,440 --> 00:22:00,600 Speaker 2: house phone. I'm like the house phone. She was like, yeah, 465 00:22:00,640 --> 00:22:01,080 Speaker 2: ask Droll. 466 00:22:01,160 --> 00:22:02,359 Speaker 1: I'm assuming you have one. 467 00:22:02,480 --> 00:22:04,440 Speaker 2: Yes. I'm like, I mean I live here, so yes, 468 00:22:04,480 --> 00:22:06,639 Speaker 2: you could ask me. But they just know. Like I 469 00:22:06,720 --> 00:22:08,760 Speaker 2: was like, Drew, you told them they could have our 470 00:22:08,800 --> 00:22:11,199 Speaker 2: house phone And he's like, no, but it'll work in 471 00:22:11,240 --> 00:22:12,879 Speaker 2: their house. They don't have a phone, So I just 472 00:22:12,880 --> 00:22:14,560 Speaker 2: told them they they can hold it for a little bit. 473 00:22:14,640 --> 00:22:19,000 Speaker 2: I'm like, what is happening? So yeah, it's just having 474 00:22:19,040 --> 00:22:21,400 Speaker 2: someone who understands and gets that. So yes, I hope 475 00:22:21,440 --> 00:22:23,600 Speaker 2: that more. But I think his mother was a very 476 00:22:23,640 --> 00:22:27,240 Speaker 2: strong personality and worked in the community a lot and 477 00:22:27,320 --> 00:22:29,880 Speaker 2: had her own and so she was a great example 478 00:22:30,280 --> 00:22:33,040 Speaker 2: of like what that looks like in a woman. So yeah, 479 00:22:33,520 --> 00:22:36,280 Speaker 2: I hope that more women are raised to know that 480 00:22:36,280 --> 00:22:38,440 Speaker 2: they don't have to dim their light, and more men 481 00:22:38,560 --> 00:22:42,080 Speaker 2: are raised to embrace that and encourage that light to 482 00:22:42,080 --> 00:22:42,800 Speaker 2: shine even more. 483 00:22:43,400 --> 00:22:46,400 Speaker 1: Sometimes you don't even notice it's happening, Like you may 484 00:22:46,440 --> 00:22:49,439 Speaker 1: not even feel like you're in a relationship or working at 485 00:22:49,440 --> 00:22:52,240 Speaker 1: a job that makes you lesser than what you're capable of, 486 00:22:52,560 --> 00:22:54,679 Speaker 1: or you know, you may not realize it's strange for 487 00:22:54,720 --> 00:22:58,040 Speaker 1: your boyfriend or your husband to mope around the house 488 00:22:58,160 --> 00:22:59,959 Speaker 1: for three days after you hang out with your girl 489 00:23:00,000 --> 00:23:02,080 Speaker 1: girl friends one night, Like you may think that's normal. 490 00:23:02,520 --> 00:23:04,120 Speaker 1: You know, Oh, it's okay. I just have to walk 491 00:23:04,119 --> 00:23:06,520 Speaker 1: on eggshells because so and so was mad that I had, 492 00:23:06,600 --> 00:23:08,240 Speaker 1: you know, spent, I was out an hour late with 493 00:23:08,240 --> 00:23:11,240 Speaker 1: the girlfriends, or came home from work late. But it's 494 00:23:11,280 --> 00:23:13,160 Speaker 1: not normal, and you don't have to put up with that. 495 00:23:13,880 --> 00:23:15,399 Speaker 1: And I'm going to post this story, and I just 496 00:23:15,400 --> 00:23:17,800 Speaker 1: want every woman out there who's listening, if you're in 497 00:23:17,880 --> 00:23:20,120 Speaker 1: a situation like this where you feel like you're being 498 00:23:20,160 --> 00:23:23,040 Speaker 1: held back by somebody, whether it's a job or your partner, 499 00:23:23,080 --> 00:23:25,119 Speaker 1: like you don't have to put up with that start 500 00:23:25,160 --> 00:23:28,440 Speaker 1: planning now for your fu fund, Start putting a little 501 00:23:28,440 --> 00:23:29,960 Speaker 1: bit of waste so you can get the hell out 502 00:23:29,960 --> 00:23:31,760 Speaker 1: of there and get someplace where you're valued. 503 00:23:32,440 --> 00:23:34,520 Speaker 2: Yeah, Cause, like you said, you don't know. Sometimes I 504 00:23:34,520 --> 00:23:37,560 Speaker 2: didn't realize until Like with my first boyfriend, I didn't 505 00:23:37,560 --> 00:23:39,320 Speaker 2: really I thought everything was great because he was sweet, 506 00:23:39,359 --> 00:23:41,119 Speaker 2: he was kind, he was funny, he was good looking. 507 00:23:41,480 --> 00:23:44,320 Speaker 2: Everybody loved him. But there was this like nagging feeling 508 00:23:44,320 --> 00:23:46,920 Speaker 2: in the back of my head, like something's not right, 509 00:23:47,160 --> 00:23:51,400 Speaker 2: you know. And it wasn't until I thought about At 510 00:23:51,400 --> 00:23:53,080 Speaker 2: the time, I was like twenty six, and I remember 511 00:23:53,119 --> 00:23:55,119 Speaker 2: like we were talking about marriage, of course, because you know, 512 00:23:55,119 --> 00:23:56,760 Speaker 2: we were together for like five years. I'm like, oh, 513 00:23:56,800 --> 00:23:59,320 Speaker 2: marriage is the next step. And I remember having like 514 00:23:59,359 --> 00:24:03,119 Speaker 2: a panic attack and being like, wait, if we get married, 515 00:24:03,560 --> 00:24:05,920 Speaker 2: is life gonna stay like this? And that's when I knew, 516 00:24:06,440 --> 00:24:09,120 Speaker 2: like if I had to live exactly how I'm living now, 517 00:24:10,320 --> 00:24:12,639 Speaker 2: like is this enough? And it wasn't. And I just 518 00:24:12,640 --> 00:24:14,359 Speaker 2: remember being like, I don't know. I don't want us. 519 00:24:14,359 --> 00:24:16,440 Speaker 2: I don't want life to stay like this. I want 520 00:24:16,480 --> 00:24:18,560 Speaker 2: to do more, but I know he doesn't necessarily want 521 00:24:18,560 --> 00:24:22,040 Speaker 2: me to do more. And that's when like the light 522 00:24:22,080 --> 00:24:24,720 Speaker 2: bulb went on that like, you know, this might not 523 00:24:24,800 --> 00:24:26,840 Speaker 2: be as great as as I think it is. That 524 00:24:26,880 --> 00:24:28,480 Speaker 2: we're you know, as women, you're trained to think that 525 00:24:28,560 --> 00:24:30,520 Speaker 2: like if a man's not beating you, yelling at you, 526 00:24:31,040 --> 00:24:34,080 Speaker 2: or like you know, being like verbally or physically abusive, 527 00:24:34,160 --> 00:24:38,080 Speaker 2: you're like, well, everything's great, but that's like the bare minimum. 528 00:24:38,280 --> 00:24:40,199 Speaker 2: You know that there's so much more. And I was 529 00:24:40,240 --> 00:24:43,600 Speaker 2: just realizing, like you know, and even after I left, 530 00:24:43,840 --> 00:24:46,840 Speaker 2: it was hard, like the transition and he was bad, 531 00:24:47,040 --> 00:24:48,560 Speaker 2: you know, it was just like, well, you're not really 532 00:24:48,560 --> 00:24:50,439 Speaker 2: doing that much with your life and I wasn't. And 533 00:24:50,480 --> 00:24:52,959 Speaker 2: then finally I found my groove and just recently he 534 00:24:53,040 --> 00:24:54,680 Speaker 2: like hit me up. It was like, you know, wow, 535 00:24:55,440 --> 00:24:57,280 Speaker 2: like look at you now, you know, I'm proud of you. 536 00:24:57,520 --> 00:24:59,359 Speaker 2: And I was just like, yeah, this is the Tiffany 537 00:24:59,400 --> 00:25:01,160 Speaker 2: I was born to. But I could not be that 538 00:25:01,440 --> 00:25:03,320 Speaker 2: in that relationship, not because he was a bad guy, 539 00:25:03,600 --> 00:25:05,720 Speaker 2: but it was not how I wanted to be and 540 00:25:05,760 --> 00:25:07,600 Speaker 2: how he wanted me to be. We're two different things. 541 00:25:07,640 --> 00:25:10,399 Speaker 2: And now I just love what I love about Superman 542 00:25:10,480 --> 00:25:12,520 Speaker 2: is said, there is no how I want you to be. 543 00:25:13,480 --> 00:25:16,919 Speaker 2: There's just be whatever you want. His favorite phrase is 544 00:25:17,119 --> 00:25:22,200 Speaker 2: feel free when you're with me. So it's just like, well, 545 00:25:22,240 --> 00:25:24,880 Speaker 2: whatever that looks like, just remember balance, siffeity, and I'm 546 00:25:24,960 --> 00:25:27,760 Speaker 2: just like okay, and so yeah. So women, yes, you 547 00:25:27,840 --> 00:25:30,679 Speaker 2: might not realize, but if you can't see yourself the 548 00:25:30,760 --> 00:25:34,040 Speaker 2: life that you're living now with your booth, your significant other, 549 00:25:34,080 --> 00:25:36,359 Speaker 2: if you can't see that this would be the same 550 00:25:36,440 --> 00:25:39,359 Speaker 2: life ten twenty years from now. If you feel claustrophobic 551 00:25:39,440 --> 00:25:41,359 Speaker 2: or like, oh my god, I want more than this, 552 00:25:41,680 --> 00:25:52,800 Speaker 2: that I would really really caution you to rethink your choice. 553 00:25:54,160 --> 00:26:02,760 Speaker 2: It's time for brown break, like that brown break, brown break. 554 00:26:02,840 --> 00:26:04,880 Speaker 2: I feel like I still want a diddy. Somebody needs 555 00:26:04,880 --> 00:26:07,359 Speaker 2: to send us like a little a little song, a 556 00:26:07,400 --> 00:26:09,200 Speaker 2: little something so me and Manny don't have to sing 557 00:26:09,200 --> 00:26:11,639 Speaker 2: about brown breaks every time we get together. 558 00:26:12,000 --> 00:26:14,320 Speaker 1: Brown Ambition Podcasts at gmail dot com. 559 00:26:14,560 --> 00:26:18,600 Speaker 2: Yes, please, I'd like to hear a little song. So 560 00:26:18,640 --> 00:26:21,199 Speaker 2: my brown break is pretty like easy, So I'll like, 561 00:26:21,280 --> 00:26:22,879 Speaker 2: I'll go first, and then you got you can go second. 562 00:26:22,920 --> 00:26:24,680 Speaker 1: Yeah, I'm afraid about mine, so you go first. 563 00:26:25,000 --> 00:26:27,600 Speaker 2: Yeah. So my brown break because I live in the 564 00:26:27,640 --> 00:26:31,160 Speaker 2: East Coast, because I'm snowed in, I'm taking a break 565 00:26:31,160 --> 00:26:33,439 Speaker 2: from snow. I know it's our first snow of the 566 00:26:33,840 --> 00:26:36,600 Speaker 2: of the winter season, but I'm over it already. Some 567 00:26:36,640 --> 00:26:39,639 Speaker 2: of you guys were complaining, like you know, because we 568 00:26:39,640 --> 00:26:41,399 Speaker 2: had like a very warm winter in the beginning. I 569 00:26:41,400 --> 00:26:44,840 Speaker 2: mean honestly freaquently warm. It was like seventy degrees on Christmas, 570 00:26:44,840 --> 00:26:48,879 Speaker 2: which is like crazy, but I'm already sick of the snow. 571 00:26:49,320 --> 00:26:51,199 Speaker 2: It decided not to just like come on in like 572 00:26:51,400 --> 00:26:54,359 Speaker 2: light and just know it was a blizzard, like people 573 00:26:54,359 --> 00:26:56,399 Speaker 2: can't even see their cars. I'm sick of it. So 574 00:26:56,400 --> 00:26:59,000 Speaker 2: I'm taking a brown break from the snow. Thankfully, I 575 00:26:59,040 --> 00:27:01,479 Speaker 2: have a cold, so that means I can't shovel, so 576 00:27:01,680 --> 00:27:03,320 Speaker 2: Superman is doing the shoveling today. 577 00:27:03,600 --> 00:27:06,920 Speaker 1: But thankfully I'm sick. I said, no one ever. 578 00:27:08,520 --> 00:27:11,080 Speaker 2: That's what I tell myself. But yes, no more snow. 579 00:27:11,160 --> 00:27:12,919 Speaker 2: I'm good. I feel like we should have all our 580 00:27:12,920 --> 00:27:14,880 Speaker 2: snow in just one day and we could go about 581 00:27:14,880 --> 00:27:16,960 Speaker 2: our business because it just makes life so hard. 582 00:27:17,480 --> 00:27:22,000 Speaker 1: You know what I say about this weather, snow laughing matter. 583 00:27:22,760 --> 00:27:27,400 Speaker 2: Oh my god, ah, somebody come get She'll be here 584 00:27:27,440 --> 00:27:30,280 Speaker 2: all night, ladies and gentlemen, so clever. 585 00:27:30,800 --> 00:27:33,800 Speaker 1: Okay, while we're laughing, let me do my bro break. 586 00:27:34,960 --> 00:27:37,879 Speaker 1: Everybody's in a good mood. I need to take a 587 00:27:37,880 --> 00:27:40,560 Speaker 1: brown break from so May Angelou is my spirit animal. 588 00:27:40,600 --> 00:27:43,199 Speaker 1: There was once upon a time when Oprah Winfrey was 589 00:27:43,280 --> 00:27:46,320 Speaker 1: my guiding light. She was my God, my Jesus, my 590 00:27:46,359 --> 00:27:50,080 Speaker 1: mother Mary, my Saint Teresa. She was the compass upon 591 00:27:50,200 --> 00:27:53,919 Speaker 1: which I followed for every decision in my life. I 592 00:27:53,960 --> 00:27:56,760 Speaker 1: was a highly impressionable teenager and I would rush home 593 00:27:57,080 --> 00:27:59,320 Speaker 1: to be home by three fifty five so I can 594 00:27:59,320 --> 00:28:01,560 Speaker 1: get my snack. And it's getting from the TV by 595 00:28:01,600 --> 00:28:04,480 Speaker 1: four pm to watch Oprah and say, what does Oprah 596 00:28:04,520 --> 00:28:06,800 Speaker 1: want me to eat today? What does Oprah want me 597 00:28:06,840 --> 00:28:09,560 Speaker 1: to read this week? What does Oprah want me to 598 00:28:09,600 --> 00:28:12,120 Speaker 1: buy for Christmas? Like? She and I think a lot. 599 00:28:12,160 --> 00:28:13,960 Speaker 1: I mean, she had a huge loyal she still has 600 00:28:14,000 --> 00:28:16,479 Speaker 1: a huge loyal fan base even though the show's done. 601 00:28:17,240 --> 00:28:19,040 Speaker 1: But I need a brown break from miss Winfrey. 602 00:28:20,080 --> 00:28:20,240 Speaker 2: Uh. 603 00:28:20,840 --> 00:28:24,359 Speaker 1: And what's prompting me to this huge pivot in my 604 00:28:24,400 --> 00:28:28,320 Speaker 1: life is this whole Weight Watchers situation. The fact that 605 00:28:28,400 --> 00:28:32,480 Speaker 1: she bought a huge steak in this company, you know, 606 00:28:32,520 --> 00:28:35,160 Speaker 1: which I've had friends who've had success on Weight Watchers 607 00:28:35,520 --> 00:28:37,600 Speaker 1: and some who haven't. But it's a fine company. But 608 00:28:37,640 --> 00:28:39,719 Speaker 1: she bought a huge state steak in it, and then 609 00:28:39,760 --> 00:28:42,320 Speaker 1: she comes out as the new face of a She's 610 00:28:42,360 --> 00:28:44,200 Speaker 1: not only has a huge stake in it, but she's 611 00:28:44,240 --> 00:28:47,880 Speaker 1: also now like advertising for them. She has this really 612 00:28:48,000 --> 00:28:51,360 Speaker 1: sappy commercial where she's talking about how it's going to 613 00:28:51,400 --> 00:28:54,320 Speaker 1: be the year of her best body and weight Watcher's 614 00:28:54,360 --> 00:28:57,160 Speaker 1: going to get her there. Apparently she's lost like twenty 615 00:28:57,160 --> 00:29:02,040 Speaker 1: three pounds since she joined weight Watchers in August. Okay, congratulations, Oprah. 616 00:29:02,080 --> 00:29:05,440 Speaker 1: I'm very happy for you, But like why, like it 617 00:29:05,520 --> 00:29:07,840 Speaker 1: bothers me because she has so much money already, why 618 00:29:07,880 --> 00:29:10,960 Speaker 1: does she need to make any more money from this 619 00:29:11,000 --> 00:29:13,200 Speaker 1: weight Watcher situation? And then why does she need to 620 00:29:13,920 --> 00:29:17,400 Speaker 1: encourage people because the weight Watchers is not free? I 621 00:29:17,400 --> 00:29:19,440 Speaker 1: don't know what I guess. What I don't get is 622 00:29:19,440 --> 00:29:24,080 Speaker 1: like why anyone would take weight loss advice from Oprah 623 00:29:24,320 --> 00:29:28,280 Speaker 1: at this point? And maybe this is shady, but how 624 00:29:28,320 --> 00:29:31,720 Speaker 1: many different diets has Oprah Winfree tried? Like I must have? 625 00:29:31,960 --> 00:29:34,880 Speaker 1: She pulled out the cart full of fat like pig fat? 626 00:29:35,000 --> 00:29:37,360 Speaker 1: Was it like sixty pounds or the fat that one time? 627 00:29:37,800 --> 00:29:39,720 Speaker 1: I'll never forget when she had that one? What was 628 00:29:39,880 --> 00:29:42,840 Speaker 1: that like her like personal health guru guy who would 629 00:29:42,880 --> 00:29:45,400 Speaker 1: come on and they had the Oprah labels on different 630 00:29:45,520 --> 00:29:48,240 Speaker 1: yogurts and different foods that you had to eat, and 631 00:29:48,280 --> 00:29:50,520 Speaker 1: like some of those yogurts had tons of sugar in them. 632 00:29:50,960 --> 00:29:53,200 Speaker 1: I mean, she's tried all these different diets and she's 633 00:29:53,240 --> 00:29:55,720 Speaker 1: always been like trying to lose weight. And I feel like, 634 00:29:55,840 --> 00:29:58,320 Speaker 1: if anything, Oprah teaches you that, like there is no 635 00:29:58,400 --> 00:30:01,400 Speaker 1: one weight loss system for everybody, and that not every 636 00:30:01,400 --> 00:30:03,440 Speaker 1: weight loss system is worth your money and time. And 637 00:30:03,480 --> 00:30:05,080 Speaker 1: I wish you would just sit there. It's just like 638 00:30:05,120 --> 00:30:06,960 Speaker 1: financial advice, Like why don't you just sit down and 639 00:30:06,960 --> 00:30:09,360 Speaker 1: tell people what they have to do lose weight is 640 00:30:09,440 --> 00:30:12,440 Speaker 1: to eat healthy food and move a little bit and 641 00:30:12,720 --> 00:30:16,760 Speaker 1: be patient. It'll take time. There's no panacea for weight loss. 642 00:30:16,760 --> 00:30:20,120 Speaker 1: There's no panacea for financial solvency. Like and it just 643 00:30:20,200 --> 00:30:23,720 Speaker 1: bothers me, like once again she's using her influence to 644 00:30:23,880 --> 00:30:25,600 Speaker 1: get people to spend money on a product that has 645 00:30:25,600 --> 00:30:26,280 Speaker 1: her face on it. 646 00:30:27,240 --> 00:30:31,040 Speaker 2: You know, yeah, I mean it's so funny you said 647 00:30:31,040 --> 00:30:34,200 Speaker 2: that the shade like, I mean, no shade to op 648 00:30:34,200 --> 00:30:35,760 Speaker 2: because lady Oh, I would love to come on your show. 649 00:30:35,800 --> 00:30:37,280 Speaker 2: I mean, if you'd love to have me I'd love 650 00:30:37,320 --> 00:30:39,880 Speaker 2: to be on Super Soul Sunday anyway. With that being said, 651 00:30:40,440 --> 00:30:42,840 Speaker 2: you're right, she's not exactly like the person I would 652 00:30:42,880 --> 00:30:45,160 Speaker 2: go to for weight loss advice. 653 00:30:44,960 --> 00:30:46,680 Speaker 1: Right, And I'm not gonna make you talk ill of 654 00:30:46,720 --> 00:30:48,760 Speaker 1: her because maybe one day you'll be on Super Soul Sunday. 655 00:30:48,880 --> 00:30:50,120 Speaker 1: I don't want you to get in blacklist, so you 656 00:30:50,160 --> 00:30:53,360 Speaker 1: don't have to. This is my brown break. Ah, Me 657 00:30:53,440 --> 00:30:55,600 Speaker 1: and my potty mouth will not be on Super Soul 658 00:30:55,640 --> 00:30:58,200 Speaker 1: Sunday anytime soon, and I'm okay with that. I tried 659 00:30:58,200 --> 00:30:58,640 Speaker 1: to stop her. 660 00:30:58,680 --> 00:30:59,360 Speaker 2: Oh I tried. 661 00:31:02,360 --> 00:31:04,680 Speaker 1: And I thought she was sneaky because she had Gail 662 00:31:05,000 --> 00:31:06,800 Speaker 1: even before she came out as a face of weight 663 00:31:06,800 --> 00:31:09,440 Speaker 1: Watchers and like investing in the company. You know, I 664 00:31:09,480 --> 00:31:13,680 Speaker 1: follow Gail King on Instagram. I think she's funny. But 665 00:31:13,800 --> 00:31:16,920 Speaker 1: Gail started doing weight Watchers this past summer and was uploading, like, 666 00:31:17,240 --> 00:31:20,720 Speaker 1: was uploading pictures of like her scale every week, and 667 00:31:20,760 --> 00:31:22,800 Speaker 1: I'm like, she just started getting she knew that Gail's 668 00:31:22,800 --> 00:31:25,440 Speaker 1: followers or her followers, and she starts getting the wheels turning, 669 00:31:25,520 --> 00:31:28,080 Speaker 1: you know, starts greasing the wheels up, like, oh, weight Watchers, 670 00:31:28,160 --> 00:31:30,040 Speaker 1: let me think about that. And then oh, a couple 671 00:31:30,120 --> 00:31:32,760 Speaker 1: months later. By the way, my best friend Oprah has 672 00:31:32,800 --> 00:31:35,960 Speaker 1: a huge stake in the company and is now their spokesperson. 673 00:31:45,000 --> 00:31:47,480 Speaker 1: So we have a question from one of our listeners 674 00:31:47,560 --> 00:31:50,440 Speaker 1: named Lunay. What a pretty name, Lunay. I hope I'm 675 00:31:50,440 --> 00:31:52,600 Speaker 1: saying it right. She says, Hi, ladies, what are some 676 00:31:52,680 --> 00:31:55,360 Speaker 1: tips you can give to a college student looking to 677 00:31:55,400 --> 00:31:58,760 Speaker 1: get into investing. I'm interested, but I don't know where. 678 00:31:58,560 --> 00:32:02,200 Speaker 2: To start, h Louneelunee. 679 00:32:02,720 --> 00:32:04,440 Speaker 1: Well, first of all, we should point her to one 680 00:32:04,440 --> 00:32:07,520 Speaker 1: of our first episodes ever where we had a brilliant 681 00:32:07,560 --> 00:32:10,840 Speaker 1: financial advisor named Omney Romney come on the show and 682 00:32:10,920 --> 00:32:14,040 Speaker 1: talk specifically about how to get investing when you're just 683 00:32:14,080 --> 00:32:16,560 Speaker 1: starting out, and she had some really good tips. I 684 00:32:16,560 --> 00:32:19,040 Speaker 1: think it was episode three or four. I want to say, Okay, 685 00:32:19,040 --> 00:32:21,040 Speaker 1: so that's a good place to start off. And obviously 686 00:32:21,160 --> 00:32:24,360 Speaker 1: Ovney Romney is a certified financial planner investment advisor. She 687 00:32:24,440 --> 00:32:28,760 Speaker 1: has all the qualifications, so I would take her advice definitely. 688 00:32:30,200 --> 00:32:32,360 Speaker 1: But I can still some of her advice and tell 689 00:32:32,400 --> 00:32:35,840 Speaker 1: it to you, miss Luney. I would say, like, for 690 00:32:35,920 --> 00:32:38,880 Speaker 1: a college student, well, congratulations, we're even thinking about investing 691 00:32:38,880 --> 00:32:42,400 Speaker 1: at this age, This is a huge deal. I think 692 00:32:42,480 --> 00:32:46,200 Speaker 1: right now you're investing in a non monetary way by 693 00:32:46,200 --> 00:32:48,880 Speaker 1: just going to college. Of course, getting a college degree 694 00:32:48,920 --> 00:32:52,200 Speaker 1: will be the best way to earn more, depending on 695 00:32:52,240 --> 00:32:54,680 Speaker 1: what you study. But I think if you, if you, 696 00:32:54,840 --> 00:32:56,240 Speaker 1: I think the first thing you have to do is 697 00:32:56,280 --> 00:32:58,760 Speaker 1: really figure out are you ready to invest exactly? 698 00:32:58,840 --> 00:32:59,760 Speaker 2: That's what I was gonna say. 699 00:33:00,120 --> 00:33:02,640 Speaker 1: Do you have some credit card debt? How much student 700 00:33:02,680 --> 00:33:05,440 Speaker 1: loans do you have? You know, when you graduate college, 701 00:33:05,440 --> 00:33:07,080 Speaker 1: you're going to want to have money on hand that 702 00:33:07,120 --> 00:33:09,520 Speaker 1: you can immediately start putting toward your student loans. And 703 00:33:09,840 --> 00:33:11,840 Speaker 1: if you have all your extra savings tied up in 704 00:33:11,880 --> 00:33:15,120 Speaker 1: an investment account, that's not necessarily going to be as 705 00:33:16,520 --> 00:33:19,720 Speaker 1: useful to you for your immediate concern, which will be 706 00:33:19,760 --> 00:33:21,760 Speaker 1: probably paying off your loans and things like that. So 707 00:33:23,360 --> 00:33:25,120 Speaker 1: I would say, start off by looking at your finance. 708 00:33:25,200 --> 00:33:26,360 Speaker 1: What do you have coming in, what do you have 709 00:33:26,440 --> 00:33:28,960 Speaker 1: going out? How much do you need to be saving? 710 00:33:29,840 --> 00:33:31,880 Speaker 1: The first step to investing. And I know it doesn't 711 00:33:31,880 --> 00:33:36,320 Speaker 1: sound so sexy is a well that too, I was 712 00:33:36,360 --> 00:33:37,800 Speaker 1: going to say we were talking about before, like the 713 00:33:37,920 --> 00:33:40,160 Speaker 1: FU fund is having a little bit of money set 714 00:33:40,160 --> 00:33:44,160 Speaker 1: aside for an emergency for the unexpected phone call in 715 00:33:44,160 --> 00:33:47,840 Speaker 1: the night, the unexpected illness, unexpected medical bill, your car 716 00:33:47,960 --> 00:33:50,400 Speaker 1: breaks down. I mean, how many kids out there in 717 00:33:50,440 --> 00:33:53,240 Speaker 1: college are driving like old cars that could break down 718 00:33:53,240 --> 00:33:55,880 Speaker 1: in any moment, And you want to have cash on 719 00:33:55,920 --> 00:33:59,120 Speaker 1: hand for those for those times when something unexpected comes up. 720 00:33:59,200 --> 00:34:01,920 Speaker 1: So that's not putting money in the market, that's just 721 00:34:01,960 --> 00:34:03,760 Speaker 1: putting money in a savings account. 722 00:34:04,040 --> 00:34:08,720 Speaker 2: Agreed. I think that that definitely. Do you have a budget? 723 00:34:08,719 --> 00:34:11,280 Speaker 2: Do you have a savings plan? I think before you invest, 724 00:34:11,320 --> 00:34:15,040 Speaker 2: you should have, like you should have control over like 725 00:34:15,200 --> 00:34:19,240 Speaker 2: just your basic money money management skills, savings, paying down debt, 726 00:34:19,480 --> 00:34:24,600 Speaker 2: credit budgeting, you know, because if you invest without having 727 00:34:24,680 --> 00:34:28,279 Speaker 2: like the basic building blocks, then what happens is that 728 00:34:28,480 --> 00:34:31,239 Speaker 2: it's so very easy to lose all that you've put 729 00:34:31,280 --> 00:34:33,160 Speaker 2: into investing. That's what I did in my twenties. I 730 00:34:34,040 --> 00:34:37,839 Speaker 2: invested with a quote unquote air quote friend and ended 731 00:34:37,920 --> 00:34:39,799 Speaker 2: up a year later, not even a year later, a 732 00:34:39,840 --> 00:34:42,680 Speaker 2: few few weeks later, in thirty five thousand dollars worth 733 00:34:42,719 --> 00:34:45,200 Speaker 2: of credit card debt. That's another story for another day. 734 00:34:45,840 --> 00:34:49,319 Speaker 2: We need to sound effected, I know, and so it's 735 00:34:49,360 --> 00:34:51,359 Speaker 2: because I was super eager. I was like ooh, I'm 736 00:34:51,400 --> 00:34:54,600 Speaker 2: twenty Well at the time, I was like like twenty four, 737 00:34:54,719 --> 00:34:56,680 Speaker 2: twenty five, and I was like, okay, you know, I've 738 00:34:56,719 --> 00:34:58,920 Speaker 2: got a little savings, I got a little this, I'm ready. 739 00:34:59,239 --> 00:35:01,080 Speaker 2: But I had no i idea about anything, so I 740 00:35:01,120 --> 00:35:03,799 Speaker 2: just trusted him, was like, here's some money, you know. 741 00:35:04,080 --> 00:35:08,319 Speaker 2: And it just ended very, very very badly. And so 742 00:35:08,440 --> 00:35:11,879 Speaker 2: I wish that I would have one taken the time 743 00:35:11,920 --> 00:35:14,040 Speaker 2: for a little bit of education of like, you know, 744 00:35:14,080 --> 00:35:16,440 Speaker 2: reading some books. Like The Richest Man in Babylon is 745 00:35:16,480 --> 00:35:19,400 Speaker 2: a great book. You can find a free pdf easily online. 746 00:35:19,440 --> 00:35:23,760 Speaker 2: Just type in Richest Man in Babylon. It's like seventy 747 00:35:23,760 --> 00:35:24,680 Speaker 2: pages an hour or so. 748 00:35:24,840 --> 00:35:25,080 Speaker 1: Read. 749 00:35:25,920 --> 00:35:27,879 Speaker 2: Start with books. There's also this book of you're thinking 750 00:35:27,880 --> 00:35:31,240 Speaker 2: about stock market investing called like the Neatest Little Guide 751 00:35:31,520 --> 00:35:34,120 Speaker 2: stock Market Investing. I read that book. It was actually 752 00:35:34,160 --> 00:35:36,120 Speaker 2: a really good book and he doesn't talk in like 753 00:35:36,520 --> 00:35:39,759 Speaker 2: super financial terms, which was good. You can find it 754 00:35:39,760 --> 00:35:42,560 Speaker 2: on Amazon. I don't know the maybe Nandy will put 755 00:35:42,600 --> 00:35:45,080 Speaker 2: the link like in the in like our tumbler, but 756 00:35:45,160 --> 00:35:48,879 Speaker 2: I don't remember the the author's name. And then too, 757 00:35:49,239 --> 00:35:51,120 Speaker 2: there are all these great Facebook groups. So a friend 758 00:35:51,160 --> 00:35:52,640 Speaker 2: of mine, well she's not really a friend, you know, 759 00:35:52,719 --> 00:35:57,080 Speaker 2: like a Facebook friend, sure you know, but like her 760 00:35:57,160 --> 00:35:59,640 Speaker 2: name is Maybell, Maybel Sorell. What I like about Maybell 761 00:35:59,719 --> 00:36:01,880 Speaker 2: is that she's in her twenties and she like the 762 00:36:01,960 --> 00:36:05,000 Speaker 2: way I love budgeting, she loves investing, and so she 763 00:36:05,239 --> 00:36:09,920 Speaker 2: is a she Sally has her bachelor's degree in finance 764 00:36:10,040 --> 00:36:14,560 Speaker 2: and then her master's degree in something financial like economics, finance, 765 00:36:14,600 --> 00:36:17,040 Speaker 2: something like that. So she is a financial analyst. That's 766 00:36:17,080 --> 00:36:19,640 Speaker 2: what she does full time. But she loves investing so much. 767 00:36:19,680 --> 00:36:22,640 Speaker 2: She started this group for women called Girls on the Money. 768 00:36:22,880 --> 00:36:26,000 Speaker 2: It's a Facebook group, and Maybell just teaches and breaks 769 00:36:26,040 --> 00:36:29,600 Speaker 2: down investing in this easy, easy way. And so I 770 00:36:29,680 --> 00:36:32,200 Speaker 2: encourage you just to type in Girls on the Money 771 00:36:32,239 --> 00:36:35,120 Speaker 2: on Facebook and just join and just like soak in 772 00:36:35,200 --> 00:36:37,200 Speaker 2: the information. She also has like a like I think 773 00:36:37,200 --> 00:36:40,000 Speaker 2: it's a weekly newsletter where she will explain what's happening 774 00:36:40,040 --> 00:36:42,520 Speaker 2: in the market in an easy way. Honestly, she has 775 00:36:42,560 --> 00:36:47,440 Speaker 2: made me excited about investing in stocks and stuff because 776 00:36:48,080 --> 00:36:49,560 Speaker 2: she just like says it in such an easy way. 777 00:36:49,600 --> 00:36:52,120 Speaker 2: She's in her twenties, she's fun, she's cute. She just 778 00:36:52,480 --> 00:36:54,360 Speaker 2: and so you want to look for kind of environments 779 00:36:54,400 --> 00:36:56,560 Speaker 2: like that where you can learn first before you kind 780 00:36:56,560 --> 00:36:57,880 Speaker 2: of dip your toe into the market. 781 00:36:58,960 --> 00:37:00,880 Speaker 1: And if you want to start insting, I mean, if 782 00:37:00,920 --> 00:37:02,640 Speaker 1: you say you have some extra cash on the hand, 783 00:37:02,760 --> 00:37:04,799 Speaker 1: maybe you know this is pretty common, like you may 784 00:37:04,840 --> 00:37:06,719 Speaker 1: have had a relative who passes away and all of 785 00:37:06,760 --> 00:37:08,400 Speaker 1: a sudden you have a little bit of an inheritance 786 00:37:08,400 --> 00:37:11,520 Speaker 1: and you're wondering, what do I do with this little windfall. 787 00:37:12,320 --> 00:37:14,000 Speaker 1: There are some basic things you can do. You can 788 00:37:14,040 --> 00:37:17,640 Speaker 1: go to like a regular broker, like a Trio Schwab, 789 00:37:17,680 --> 00:37:21,839 Speaker 1: a Vanguard Fidelity, td AM Ror Trade. All of these 790 00:37:21,880 --> 00:37:26,800 Speaker 1: funds have low minimum balances for opening up an ira. 791 00:37:27,080 --> 00:37:29,360 Speaker 1: And again, an ira is something you put money into 792 00:37:29,960 --> 00:37:32,360 Speaker 1: and you can't take it out until you're ready for retirement. 793 00:37:32,480 --> 00:37:34,120 Speaker 1: So you have to kind of figure out are you 794 00:37:34,120 --> 00:37:37,480 Speaker 1: wanting to invest for long term retirement things like that 795 00:37:37,480 --> 00:37:38,920 Speaker 1: that you're not going to touch until you're in your 796 00:37:38,960 --> 00:37:41,480 Speaker 1: fifties and sixties, or do you want to just invest, 797 00:37:41,800 --> 00:37:44,279 Speaker 1: you know, to build some wealth on the side. And 798 00:37:44,560 --> 00:37:48,360 Speaker 1: and you know, maybe asking for advice from someone or 799 00:37:48,440 --> 00:37:50,719 Speaker 1: looking for advice from someone like a Maybell what's her 800 00:37:50,760 --> 00:37:52,239 Speaker 1: last name, Maybel Cereal. 801 00:37:53,320 --> 00:37:57,239 Speaker 2: Yeah, Syria, Yeah, Syria. Yeah, h so like just type in, 802 00:37:57,360 --> 00:37:59,359 Speaker 2: just typeing Girls on the Money, That's where you'll find it. 803 00:37:59,360 --> 00:38:01,520 Speaker 1: Girls in the Money. I think the most important question 804 00:38:01,560 --> 00:38:03,279 Speaker 1: now is like what are you investing for? Is it 805 00:38:03,320 --> 00:38:07,080 Speaker 1: long term growth or is it investing for wealth? Like 806 00:38:07,200 --> 00:38:09,239 Speaker 1: right now that you'll use, you know, a couple of 807 00:38:09,280 --> 00:38:11,720 Speaker 1: years out and that'll really tell you where to start. 808 00:38:12,120 --> 00:38:16,480 Speaker 1: But opening up an IRA any one of those financial 809 00:38:16,480 --> 00:38:18,400 Speaker 1: firms that I just mentioned is pretty easy enough, Like 810 00:38:18,440 --> 00:38:20,520 Speaker 1: they usually require you to start with about one thousand 811 00:38:20,560 --> 00:38:26,080 Speaker 1: dollars five hundred to one thousand dollars and Tiffany's listing 812 00:38:26,080 --> 00:38:27,920 Speaker 1: a bunch of books. One of the books that I 813 00:38:28,000 --> 00:38:30,120 Speaker 1: read when I was just starting to learn about investing 814 00:38:30,160 --> 00:38:33,839 Speaker 1: for work was Investing for Dummies. I'm not even gonna 815 00:38:33,840 --> 00:38:36,120 Speaker 1: lie I may have ripped the cover off because I 816 00:38:36,160 --> 00:38:39,440 Speaker 1: wasn't so embarrassed reading it on the train. But Investing 817 00:38:39,440 --> 00:38:42,040 Speaker 1: for Dummies it it just tells you the basics. You know, 818 00:38:42,080 --> 00:38:45,319 Speaker 1: what is a stock, what are bonds? What is a 819 00:38:45,440 --> 00:38:50,400 Speaker 1: mutual fund? These are very technical questions that can be complicated, 820 00:38:50,400 --> 00:38:53,320 Speaker 1: and you should read a book. You should educate yourself. 821 00:38:53,320 --> 00:38:55,800 Speaker 1: You don't want to read a book. Investopedia dot com 822 00:38:55,920 --> 00:38:58,879 Speaker 1: is the best thing on the planet for answering those 823 00:38:58,920 --> 00:39:03,799 Speaker 1: little questions like that. And if you're not ready, you 824 00:39:03,840 --> 00:39:06,680 Speaker 1: don't think you're ready for opening up an IRA or 825 00:39:06,719 --> 00:39:09,520 Speaker 1: opening up an investment account like an e trade or 826 00:39:09,560 --> 00:39:12,200 Speaker 1: something like that. There's this new app like we talked 827 00:39:12,239 --> 00:39:16,440 Speaker 1: about before called Acorns, and do you use it? I 828 00:39:16,440 --> 00:39:18,040 Speaker 1: don't think use it personally? Do you like it? 829 00:39:18,560 --> 00:39:22,479 Speaker 2: So? Yes, Acorns? So Acorns. I actually use Acorns because 830 00:39:22,480 --> 00:39:25,000 Speaker 2: I kind of wanted to test it out. So what 831 00:39:25,080 --> 00:39:26,680 Speaker 2: I do like about here's the kind of the pros 832 00:39:26,719 --> 00:39:28,600 Speaker 2: and the cons for what I can see. So what 833 00:39:28,640 --> 00:39:31,600 Speaker 2: I like about Acorns is that when you log in, 834 00:39:31,640 --> 00:39:33,480 Speaker 2: you don't have to know how to do anything except 835 00:39:33,520 --> 00:39:35,480 Speaker 2: for like, you know, what's your name, And they're going 836 00:39:35,560 --> 00:39:38,720 Speaker 2: to ask you a series of questions, and those questions 837 00:39:38,800 --> 00:39:41,319 Speaker 2: you should answer as honestly as possible because they're going 838 00:39:41,400 --> 00:39:43,400 Speaker 2: to determine what kind of investor you are. It's like 839 00:39:43,440 --> 00:39:48,120 Speaker 2: five profiles like are you conservative, are you somebody who's aggressive? 840 00:39:48,600 --> 00:39:50,920 Speaker 2: Are you in the middle? So they'll choose from the 841 00:39:51,000 --> 00:39:54,280 Speaker 2: five based upon your answers, and then they will invest 842 00:39:54,320 --> 00:39:57,480 Speaker 2: your money based upon those five profiles. That's why it's 843 00:39:57,480 --> 00:40:00,680 Speaker 2: important to be honest, and so what I like about 844 00:40:00,680 --> 00:40:02,600 Speaker 2: acorns is that it kind of tells you, like, you 845 00:40:02,640 --> 00:40:04,759 Speaker 2: answer these questions like where are you currently, how much 846 00:40:04,800 --> 00:40:06,600 Speaker 2: do you want to have, and they'll tell you what 847 00:40:06,640 --> 00:40:09,320 Speaker 2: you should be investing a month to reach those goals, 848 00:40:09,840 --> 00:40:11,319 Speaker 2: and then you can invest whatever you want. I think 849 00:40:11,400 --> 00:40:13,560 Speaker 2: right now I'm practicing with twenty five dollars a month, 850 00:40:14,520 --> 00:40:16,640 Speaker 2: and so it takes twenty five dollars out of my 851 00:40:16,680 --> 00:40:18,840 Speaker 2: savings account of a month. And my favorite part of 852 00:40:18,880 --> 00:40:22,360 Speaker 2: acorns is this thing called the roundup. So it's attached 853 00:40:22,400 --> 00:40:25,560 Speaker 2: to one of my checking accounts, and whenever I use 854 00:40:25,680 --> 00:40:28,760 Speaker 2: that checking account, it'll round up to the nearest dollar 855 00:40:28,840 --> 00:40:33,319 Speaker 2: and put that change into my Acorn investment. So it's 856 00:40:33,400 --> 00:40:34,920 Speaker 2: kind of fun. So it's like, Okay, the money is 857 00:40:35,000 --> 00:40:36,800 Speaker 2: kind of going in and it's going to this profile. 858 00:40:36,920 --> 00:40:39,360 Speaker 2: So that's the good stuff. It's easy, you know, you 859 00:40:39,360 --> 00:40:41,520 Speaker 2: don't have to really do much other than answer some questions. 860 00:40:41,520 --> 00:40:44,560 Speaker 2: So the bad stuff. So I ran it by Maybell, 861 00:40:44,600 --> 00:40:46,680 Speaker 2: who I was telling you about, so she could kind 862 00:40:46,680 --> 00:40:48,680 Speaker 2: of take a look with her professional eye, and she's like, 863 00:40:48,719 --> 00:40:50,440 Speaker 2: you know, she likes the ease of it. But what 864 00:40:51,040 --> 00:40:53,200 Speaker 2: she didn't like is that you can't readily see where 865 00:40:53,200 --> 00:40:57,600 Speaker 2: your money's being invested like currently. So it'll send you 866 00:40:57,640 --> 00:41:01,120 Speaker 2: a monthly breakdown, so I get to see my money monthly, 867 00:41:01,360 --> 00:41:04,239 Speaker 2: like what it's doing, but it doesn't show like I 868 00:41:04,280 --> 00:41:05,920 Speaker 2: would love to be able to go on Acorns and 869 00:41:05,920 --> 00:41:09,200 Speaker 2: it says, hey, Tiffany, your money. Your account increased by 870 00:41:09,239 --> 00:41:11,600 Speaker 2: twenty percent or it went down by thirty percent or 871 00:41:11,640 --> 00:41:13,880 Speaker 2: whatever that is, but you don't see that right away. 872 00:41:13,960 --> 00:41:15,759 Speaker 2: It's kind of like you get a monthly report, so 873 00:41:16,680 --> 00:41:18,200 Speaker 2: there's good and bad. To me, it's good if you're 874 00:41:18,239 --> 00:41:20,040 Speaker 2: just starting and you just kind of want to like 875 00:41:20,280 --> 00:41:21,759 Speaker 2: poke your head in and put a little bit of 876 00:41:21,840 --> 00:41:24,200 Speaker 2: money in, but it's not to me. Acorns is definitely 877 00:41:24,239 --> 00:41:25,400 Speaker 2: not a long term solution. 878 00:41:26,000 --> 00:41:28,319 Speaker 1: As you get more sophisticated, you'll definitely want to move 879 00:41:28,360 --> 00:41:32,439 Speaker 1: that money out and into something like a Vanguard, which 880 00:41:32,520 --> 00:41:34,799 Speaker 1: does give you all that rich data and shows your 881 00:41:34,920 --> 00:41:37,840 Speaker 1: historical data. And I think this is I think the 882 00:41:37,840 --> 00:41:39,560 Speaker 1: best thing about acorns. Is this a good place to 883 00:41:39,560 --> 00:41:40,359 Speaker 1: get your feet wet? 884 00:41:40,520 --> 00:41:43,520 Speaker 2: Yes, for sure, that's to me. Learning, that's what it's 885 00:41:43,560 --> 00:41:45,160 Speaker 2: really good for. It's like, Okay, I don't know how 886 00:41:45,160 --> 00:41:47,399 Speaker 2: to do anything Okay, well I could put twenty bucks 887 00:41:47,440 --> 00:41:49,359 Speaker 2: a month in Okay, they give me this thing once 888 00:41:49,400 --> 00:41:51,399 Speaker 2: a month, let me read it. And then once you're 889 00:41:51,440 --> 00:41:53,600 Speaker 2: kind of like, oh okay, I get it. Now, let 890 00:41:53,640 --> 00:41:56,399 Speaker 2: me start making more deliberate choices on my own. So 891 00:41:56,600 --> 00:41:58,359 Speaker 2: it's like one of these apps that helps you save, 892 00:41:58,440 --> 00:42:01,000 Speaker 2: but you don't get that much of interest like those, 893 00:42:01,040 --> 00:42:03,200 Speaker 2: but it pulls the money out of your account, and 894 00:42:03,280 --> 00:42:05,719 Speaker 2: so yes, you don't make much money off that money, 895 00:42:05,800 --> 00:42:07,680 Speaker 2: but it just starts to have it off for you. 896 00:42:07,440 --> 00:42:09,839 Speaker 1: You know, don't believe anyone who tells you that you're 897 00:42:09,840 --> 00:42:12,400 Speaker 1: gonna make millions of dollars. You have to start little 898 00:42:12,440 --> 00:42:14,000 Speaker 1: by little. Yeah, you know, if you can only put 899 00:42:14,000 --> 00:42:16,720 Speaker 1: on a hundred bucks today a thousand bucks, don't expect 900 00:42:16,719 --> 00:42:18,400 Speaker 1: to make a million in a year. Like these are 901 00:42:18,440 --> 00:42:21,960 Speaker 1: really long term solutions. Long investment is should be a 902 00:42:21,960 --> 00:42:24,680 Speaker 1: long term strategy. You know, you're playing the long game. 903 00:42:25,160 --> 00:42:27,680 Speaker 1: And another good thing about getting your feet wet now 904 00:42:27,719 --> 00:42:30,040 Speaker 1: is you're gonna learn what kind of investor you are. Yes, 905 00:42:30,239 --> 00:42:32,160 Speaker 1: when you're young, you may be okay investing in the 906 00:42:32,160 --> 00:42:35,080 Speaker 1: stock market and being a little risky, as you have 907 00:42:35,160 --> 00:42:38,600 Speaker 1: more to lose, you're gonna want to be more risk averse. 908 00:42:38,600 --> 00:42:41,319 Speaker 1: You're gonna want to be more safe with your money. 909 00:42:41,360 --> 00:42:43,719 Speaker 1: You're not gonna want to throw it all in the 910 00:42:43,719 --> 00:42:47,239 Speaker 1: market and see what happens. And the market if you have, 911 00:42:47,280 --> 00:42:49,759 Speaker 1: if you've been paying attention to the news lately, the 912 00:42:49,840 --> 00:42:52,680 Speaker 1: market is going insane right now, Like it's been crashing. 913 00:42:52,760 --> 00:42:54,600 Speaker 1: It's been since the beginning of the new year. The 914 00:42:54,600 --> 00:42:57,319 Speaker 1: market's been down like I don't even know how many. 915 00:42:57,560 --> 00:43:00,200 Speaker 1: Like I checked my portfolio, for example, and I'm just 916 00:43:00,239 --> 00:43:03,040 Speaker 1: investing in a Vanguard for one k and my portfolio 917 00:43:03,080 --> 00:43:07,480 Speaker 1: is down seven percent for the year. And I could 918 00:43:07,480 --> 00:43:10,200 Speaker 1: go in and start fiddling, diddling with things, and you know, 919 00:43:10,560 --> 00:43:14,399 Speaker 1: trying to pick different investments. But I'm investing for Mandy 920 00:43:14,440 --> 00:43:16,800 Speaker 1: Woodrow fifty years down the line, and I feel like 921 00:43:16,800 --> 00:43:20,200 Speaker 1: I'm gonna be fined. But it tests your ability to 922 00:43:20,239 --> 00:43:24,239 Speaker 1: handle these market swings ups and downs, and you want 923 00:43:24,239 --> 00:43:29,240 Speaker 1: to pick an investment strategy that matches your tolerance for risk. 924 00:43:30,040 --> 00:43:32,080 Speaker 1: Like if you feel like you're gonna go drive off 925 00:43:32,080 --> 00:43:34,560 Speaker 1: a cliff every time the market goes down, Yeah, maybe 926 00:43:34,560 --> 00:43:35,920 Speaker 1: you don't need to be in the market at a hall. 927 00:43:36,320 --> 00:43:38,120 Speaker 2: Yes, maybe you need to do something. And that's a 928 00:43:38,120 --> 00:43:40,320 Speaker 2: little bit more that's less volatile. 929 00:43:40,440 --> 00:43:43,520 Speaker 1: You know, Like I feel like sometimes making money isn't 930 00:43:43,560 --> 00:43:47,239 Speaker 1: worth the anxiety. There's a reason why people who work 931 00:43:47,280 --> 00:43:50,279 Speaker 1: in finance have heart attacks and like you know, high 932 00:43:50,320 --> 00:43:54,000 Speaker 1: blood pressure, because it's stressful. And sometimes for regular everyday 933 00:43:54,000 --> 00:43:56,120 Speaker 1: investors it's not worth putting that stress on yourself. 934 00:43:56,719 --> 00:43:58,720 Speaker 2: Yeah, I agree, But miss. 935 00:43:58,600 --> 00:44:01,840 Speaker 1: Luney, congrats, that's not even thinking about investing. Hopefully that 936 00:44:01,880 --> 00:44:04,000 Speaker 1: was a little bit helpful for you. And if you 937 00:44:04,000 --> 00:44:07,399 Speaker 1: guys have more specific money questions about investing, maybe we'll 938 00:44:07,440 --> 00:44:09,800 Speaker 1: have Abny come back on and answer some questions herself, 939 00:44:09,840 --> 00:44:13,879 Speaker 1: since she is the true expert. Yes she can be. Yeah, 940 00:44:13,880 --> 00:44:15,279 Speaker 1: she doesn't know it yet, but we just made her 941 00:44:15,280 --> 00:44:22,680 Speaker 1: our official Brown Ambition they Maybe we'll have Maryella Marybell on. 942 00:44:23,040 --> 00:44:25,000 Speaker 2: Yeah she lives in the Bronx so she's not too 943 00:44:25,080 --> 00:44:27,759 Speaker 2: far so yeah, she's dope. That would be great, just 944 00:44:27,800 --> 00:44:29,640 Speaker 2: different voices for sure. 945 00:44:30,000 --> 00:44:32,000 Speaker 1: All right, and again, if you guys have questions, email 946 00:44:32,080 --> 00:45:16,920 Speaker 1: us at Brown Ambition Podcast at gmail dot com. 947 00:45:17,160 --> 00:45:19,560 Speaker 3: All we do is win, win, win, no matter what. 948 00:45:20,239 --> 00:45:22,640 Speaker 3: I don't know the rest of the words. So what 949 00:45:23,280 --> 00:45:29,960 Speaker 3: I just want to say today is a win win excellent. 950 00:45:30,000 --> 00:45:31,120 Speaker 1: I was gonna see where you went with that. 951 00:45:31,280 --> 00:45:32,760 Speaker 2: Yeah, I was gonna. I was wondering. I'm like, where's 952 00:45:32,760 --> 00:45:35,719 Speaker 2: my back? I mean, where's my where's my Kelly? To 953 00:45:35,719 --> 00:45:36,200 Speaker 2: my Beyonce? 954 00:45:36,280 --> 00:45:38,000 Speaker 1: I left you hanging? Yeah she did. I was like, 955 00:45:38,120 --> 00:45:39,719 Speaker 1: I was like Michelle at that time. She fell off 956 00:45:39,719 --> 00:45:40,520 Speaker 1: the stage. 957 00:45:40,800 --> 00:45:44,520 Speaker 2: And you're out. Okay, fair Franklin, we see you're angry. 958 00:45:45,280 --> 00:45:48,120 Speaker 1: Oh man, Okay. So win's for the week. I'm gonna 959 00:45:48,120 --> 00:45:49,840 Speaker 1: go first. You want me to, Yeah, you go first. 960 00:45:50,320 --> 00:45:53,600 Speaker 1: My win for the week is I love reading about so. 961 00:45:53,760 --> 00:45:56,560 Speaker 1: I love reading about women who are just like, way 962 00:45:56,600 --> 00:46:00,239 Speaker 1: more intelligent and successful than I'll ever be, probably like 963 00:46:00,320 --> 00:46:03,239 Speaker 1: in careers that I could never imagine having. So this 964 00:46:03,280 --> 00:46:07,680 Speaker 1: story is about one of only eighty black female physicists 965 00:46:07,760 --> 00:46:09,520 Speaker 1: in the US. Can you believe that? 966 00:46:09,520 --> 00:46:10,200 Speaker 2: That's crazy? 967 00:46:10,440 --> 00:46:11,920 Speaker 1: That's the job that I would never even like, I 968 00:46:11,920 --> 00:46:15,120 Speaker 1: can't even imagine having. So I'm already interested. So one 969 00:46:15,160 --> 00:46:17,719 Speaker 1: of the only eighty black female physicists in America just 970 00:46:17,760 --> 00:46:23,200 Speaker 1: broke this major barrier for women in science. Hadiya Nicole Green. 971 00:46:23,280 --> 00:46:27,080 Speaker 1: She's the thirty five year old physicist and professor from 972 00:46:27,120 --> 00:46:31,680 Speaker 1: Tuski University. She's the first woman to win a five 973 00:46:31,760 --> 00:46:34,399 Speaker 1: year grant award, and just wait till you hear she's 974 00:46:34,400 --> 00:46:36,360 Speaker 1: doing with this. She's taking this one point one million 975 00:46:36,400 --> 00:46:41,960 Speaker 1: dollar grant and she's researching how lasers can kill cancer. Awesome, 976 00:46:42,120 --> 00:46:43,960 Speaker 1: Like just the same way we spend money on lasers 977 00:46:43,960 --> 00:46:46,680 Speaker 1: for hair removal. Yeah, ladies, I know you do. The 978 00:46:46,760 --> 00:46:50,160 Speaker 1: lasers can like kill cancer cells, which I think is 979 00:46:50,160 --> 00:46:53,200 Speaker 1: just extraordinary. So apparently she's the first black woman to 980 00:46:53,239 --> 00:46:57,640 Speaker 1: win this grant, which is ahead Hadiya. And this technology 981 00:46:57,640 --> 00:47:00,200 Speaker 1: can help, Like if you've ever seen anyone like how 982 00:47:00,200 --> 00:47:03,759 Speaker 1: to love one or yourself personally go through chemotherapy where 983 00:47:03,760 --> 00:47:08,120 Speaker 1: you're literally poisoning yourself. It can have just horrible effects 984 00:47:08,160 --> 00:47:11,480 Speaker 1: on you, makes you so sick. It's really rough to 985 00:47:11,480 --> 00:47:14,160 Speaker 1: watch people go through that. And the technology that Hadiyas 986 00:47:15,320 --> 00:47:19,480 Speaker 1: is researching could replace chemotherapy potentially. 987 00:47:19,520 --> 00:47:21,640 Speaker 2: That would be amazing. Oh see, how dya you just 988 00:47:22,360 --> 00:47:23,960 Speaker 2: I just love when brown girls rule of the world. 989 00:47:24,000 --> 00:47:26,960 Speaker 2: So that's what black girl magic looks like, not actual magic. 990 00:47:27,200 --> 00:47:32,200 Speaker 2: Hadia is not doing incantations. That's from our last podcast. 991 00:47:32,440 --> 00:47:33,800 Speaker 2: She's just doing dope stuff. 992 00:47:34,920 --> 00:47:36,759 Speaker 1: I love her personal story too. I was reading this. 993 00:47:36,840 --> 00:47:38,759 Speaker 1: So the story is on take part dot com. I'll 994 00:47:38,800 --> 00:47:42,360 Speaker 1: put a link on our on our tumblr, branambitionpodcast dot com. 995 00:47:42,560 --> 00:47:44,960 Speaker 1: So her personal story, she was raised by her aunt 996 00:47:45,000 --> 00:47:50,040 Speaker 1: and uncle, who both fought cancer. Her aunt refused chemotherapy 997 00:47:50,680 --> 00:47:54,480 Speaker 1: for ovarian cancer and died when Hadiya was only twenty 998 00:47:54,520 --> 00:47:58,480 Speaker 1: two and had just graduated college with a degree in physics. 999 00:47:58,480 --> 00:48:01,839 Speaker 1: And then her uncle was diagnosed with sophageal cancer. So 1000 00:48:01,880 --> 00:48:05,440 Speaker 1: this I can tell her research has a real personal element. 1001 00:48:05,920 --> 00:48:08,680 Speaker 1: I like that, she says. This is a quote from 1002 00:48:08,719 --> 00:48:11,000 Speaker 1: her She says, I didn't hit a lottery. It's very 1003 00:48:11,040 --> 00:48:15,080 Speaker 1: structured funding for specific purposes. And yes, I applied multiple 1004 00:48:15,120 --> 00:48:19,120 Speaker 1: times until I got it. That perseverance and tenacity is 1005 00:48:19,160 --> 00:48:22,400 Speaker 1: critical for anyone black, white, female or male who seeks 1006 00:48:22,440 --> 00:48:25,719 Speaker 1: to build a career in science. So I just love that, 1007 00:48:25,719 --> 00:48:27,680 Speaker 1: she I love. She points out too, that she kept 1008 00:48:27,680 --> 00:48:31,480 Speaker 1: trying and trying and trying, and to be one of 1009 00:48:31,560 --> 00:48:33,800 Speaker 1: eighty female physicists in the United States. 1010 00:48:33,840 --> 00:48:34,400 Speaker 2: That's dope. 1011 00:48:34,680 --> 00:48:37,520 Speaker 1: Talk about looking around and not seeing yourself in your career. 1012 00:48:37,560 --> 00:48:38,920 Speaker 2: I know, can you imagine? 1013 00:48:39,239 --> 00:48:40,440 Speaker 1: Well that's it for the show. 1014 00:48:40,760 --> 00:48:41,919 Speaker 2: No, you forgot my win. 1015 00:48:42,200 --> 00:48:49,880 Speaker 1: Oh shoot, sorry, sorry, I just switched. 1016 00:48:49,600 --> 00:48:51,800 Speaker 2: From many weel and you'll se why I say Many's 1017 00:48:51,800 --> 00:48:53,319 Speaker 2: a hater, So she's not a hater for real. We're 1018 00:48:53,360 --> 00:48:56,360 Speaker 2: just teasing. But I wanted to share win something that 1019 00:48:56,480 --> 00:49:01,400 Speaker 2: was really proud of. Uh So just this week, this 1020 00:49:01,560 --> 00:49:03,439 Speaker 2: past like a few days ago, a couple of days ago, 1021 00:49:03,800 --> 00:49:08,480 Speaker 2: I did a segment for Good Morning America, which you 1022 00:49:08,520 --> 00:49:10,359 Speaker 2: know I always watched much CP. I mean, I knew 1023 00:49:10,440 --> 00:49:13,200 Speaker 2: Good Morning America. Obviously it's like big, but I didn't 1024 00:49:13,200 --> 00:49:17,760 Speaker 2: realize how big until my friend and publicist Drina Whitfield 1025 00:49:17,840 --> 00:49:20,680 Speaker 2: of whitpr Plug Plug. She was like, Uh, it's the 1026 00:49:20,760 --> 00:49:25,040 Speaker 2: number one watched morning you know news show or just 1027 00:49:25,160 --> 00:49:29,319 Speaker 2: morning show period nationwide. It's Good Morning America. Then to 1028 00:49:29,320 --> 00:49:32,359 Speaker 2: Today's Show, then CBS Morning, and I was like, it is. 1029 00:49:32,880 --> 00:49:34,239 Speaker 2: But then I just thought, oh, they're gonna have me 1030 00:49:34,280 --> 00:49:36,120 Speaker 2: come on and do my normal budgetist to shick like 1031 00:49:36,160 --> 00:49:38,279 Speaker 2: this is how you budget, this is how you save, 1032 00:49:39,000 --> 00:49:42,080 Speaker 2: and no, it turned into like an intimate portrayal of 1033 00:49:42,239 --> 00:49:44,319 Speaker 2: just me and my life and how I kind of 1034 00:49:44,960 --> 00:49:49,080 Speaker 2: came from struggling financially and how I dug my way 1035 00:49:49,080 --> 00:49:51,319 Speaker 2: out of that struggle, and how I went on to 1036 00:49:51,400 --> 00:49:55,239 Speaker 2: then start my business and this movement, the live richerr Challenge, 1037 00:49:55,600 --> 00:49:57,200 Speaker 2: and so it was just so crazy because I'm just 1038 00:49:57,239 --> 00:49:59,800 Speaker 2: not used to people asking me questions about me personally, 1039 00:50:00,000 --> 00:50:03,200 Speaker 2: and it's just, I don't know, it's kind of surreal. 1040 00:50:03,239 --> 00:50:04,800 Speaker 2: When they were taping, I'm like, wait, you want to 1041 00:50:04,840 --> 00:50:06,520 Speaker 2: know what about me personally? You want pictures of me 1042 00:50:06,560 --> 00:50:09,640 Speaker 2: when I was twenty? You want so I just can't wait. 1043 00:50:09,680 --> 00:50:11,400 Speaker 2: I mean by the time this airs that they'll probably 1044 00:50:11,400 --> 00:50:13,440 Speaker 2: have been out because it's gonna air on Monday, but 1045 00:50:13,480 --> 00:50:15,080 Speaker 2: I'll be sure to get like a clip and share. 1046 00:50:15,840 --> 00:50:18,080 Speaker 2: But yeah, so that's like a huge win for me 1047 00:50:18,120 --> 00:50:20,000 Speaker 2: because not too long ago, nobody cared. 1048 00:50:21,080 --> 00:50:21,560 Speaker 1: I cared. 1049 00:50:22,440 --> 00:50:24,120 Speaker 2: No, oh yeah, may forget who was one of the 1050 00:50:24,200 --> 00:50:27,160 Speaker 2: first to raise story aside by Mandy. So we're having 1051 00:50:27,160 --> 00:50:28,800 Speaker 2: a party. I don't know if you're free on Thursday. 1052 00:50:28,840 --> 00:50:31,400 Speaker 2: We're gonna be partying it up again. Oh oh the 1053 00:50:31,920 --> 00:50:34,640 Speaker 2: challenge party. Yes, the graduation party. So we're gonna get down. 1054 00:50:34,719 --> 00:50:36,279 Speaker 2: It's gonna be right next door to the old place. 1055 00:50:36,360 --> 00:50:38,560 Speaker 2: But I'm gonna post stuff on Facebook about the party. 1056 00:50:38,760 --> 00:50:43,000 Speaker 2: But yeah, yeah, definitely Mandy cared, and she she actually 1057 00:50:43,040 --> 00:50:46,000 Speaker 2: fought for me to be featured on Yahoo Finance, which 1058 00:50:46,120 --> 00:50:48,440 Speaker 2: was like so amazing because that was huge. I mean, 1059 00:50:48,440 --> 00:50:51,920 Speaker 2: it's still huge, and you know, but and that's why 1060 00:50:51,960 --> 00:50:55,160 Speaker 2: it's so important to have people, you know, at different levels, 1061 00:50:55,200 --> 00:50:57,239 Speaker 2: Brown folks at different levels, because if Mandy had not 1062 00:50:57,280 --> 00:50:59,239 Speaker 2: been there to fight for me, Yahoo would not have 1063 00:50:59,280 --> 00:51:01,440 Speaker 2: done that story. No shade yahu, but they would not 1064 00:51:01,480 --> 00:51:03,200 Speaker 2: have done that story about me. It was Mandy that 1065 00:51:03,239 --> 00:51:06,560 Speaker 2: made that happen and like forced it through and so 1066 00:51:07,200 --> 00:51:09,239 Speaker 2: you know, and like really paved the way for this 1067 00:51:09,320 --> 00:51:13,000 Speaker 2: to happen. Now. So many times, you know, especially like 1068 00:51:13,040 --> 00:51:15,759 Speaker 2: me being brown, people don't really take like brown people 1069 00:51:15,800 --> 00:51:20,200 Speaker 2: in finance very seriously, and so they don't unfortunately, and 1070 00:51:20,239 --> 00:51:22,919 Speaker 2: so slowly but surely people are starting to. And that's 1071 00:51:22,960 --> 00:51:25,080 Speaker 2: really what I hope that happens with this whole Good 1072 00:51:25,080 --> 00:51:28,560 Speaker 2: Morning America interview, that you know, maybe this starts to 1073 00:51:28,600 --> 00:51:31,920 Speaker 2: open up the door to mainstream America and media that like, 1074 00:51:31,960 --> 00:51:33,920 Speaker 2: brown people care about money and we want you to 1075 00:51:33,960 --> 00:51:35,800 Speaker 2: talk to us, and we want help and we want 1076 00:51:36,200 --> 00:51:40,279 Speaker 2: resources as well, and so yeah, it's just I don't 1077 00:51:40,320 --> 00:51:43,080 Speaker 2: even think My publicist, Drina was like, I don't think 1078 00:51:43,120 --> 00:51:45,400 Speaker 2: you realize tiffany how this is gonna change. You know, 1079 00:51:45,520 --> 00:51:49,200 Speaker 2: this is gonna this is a shift in like, you 1080 00:51:49,239 --> 00:51:51,200 Speaker 2: know what you've been growing as a budget Nissa, and 1081 00:51:51,280 --> 00:51:53,840 Speaker 2: I don't think I realized, but I'm definitely open to 1082 00:51:53,920 --> 00:51:56,360 Speaker 2: that shift because it means that can help more people. 1083 00:51:56,400 --> 00:51:59,640 Speaker 2: And ultimately, my ultimate goal has always been to be 1084 00:51:59,680 --> 00:52:02,040 Speaker 2: a cert and whatever that looks like, whether I was 1085 00:52:02,040 --> 00:52:05,440 Speaker 2: a preschool teacher, whether I'm giving advice online, or whether 1086 00:52:05,440 --> 00:52:09,120 Speaker 2: I'm sharing my story. So it's just would you say. 1087 00:52:08,960 --> 00:52:10,879 Speaker 1: I hope you're the first, because like I can't think 1088 00:52:10,920 --> 00:52:14,600 Speaker 1: of any other personal finance gurus who are of color 1089 00:52:14,640 --> 00:52:17,040 Speaker 1: who have broken through to that like Jeane Chatsky, Dave 1090 00:52:17,160 --> 00:52:20,120 Speaker 1: Ramsey level, and we need someone like that so desperately. 1091 00:52:20,160 --> 00:52:21,600 Speaker 1: I don't know what it is, but like there's been 1092 00:52:21,640 --> 00:52:25,520 Speaker 1: this like invisible ceiling, like why why isn't Lynette Californi 1093 00:52:25,640 --> 00:52:28,600 Speaker 1: Cox at that level yet? You know, yeah, you know, 1094 00:52:28,719 --> 00:52:31,359 Speaker 1: Patrese is coming at Patrice Washington, and I feel like 1095 00:52:31,400 --> 00:52:33,560 Speaker 1: this could be it, Like you paved the way and 1096 00:52:33,600 --> 00:52:35,440 Speaker 1: you'll make it so much easier for everyone else. That's 1097 00:52:35,440 --> 00:52:39,279 Speaker 1: sort of to be accepted by the mainstream America. And 1098 00:52:39,760 --> 00:52:41,759 Speaker 1: I mean it's all it's all down to your work, though, 1099 00:52:41,800 --> 00:52:45,280 Speaker 1: your vision, your work, the budget Neista was your business, 1100 00:52:45,360 --> 00:52:47,680 Speaker 1: you know, and I knew there was something special. I mean, 1101 00:52:47,719 --> 00:52:49,120 Speaker 1: I wrote that story about you when I was a 1102 00:52:49,120 --> 00:52:53,920 Speaker 1: business insider. Yeah, because you were so unique and your 1103 00:52:54,000 --> 00:52:57,560 Speaker 1: voice was so needed and so different. And I'm just 1104 00:52:57,600 --> 00:52:59,840 Speaker 1: as I'm just surprised it took Gma this long on 1105 00:53:01,040 --> 00:53:02,600 Speaker 1: I'm happy for you. 1106 00:53:02,600 --> 00:53:04,960 Speaker 2: You know. Mandy's like one of my biggest cheerleaders, so 1107 00:53:05,360 --> 00:53:09,480 Speaker 2: you know, don't try. She's an undercover hater. But you know, 1108 00:53:09,520 --> 00:53:11,680 Speaker 2: when I'm singing stuff, you see, how shall she do me? 1109 00:53:12,040 --> 00:53:14,839 Speaker 2: I haven't even done Hey, hey, hey, and so long. Look, Okay, 1110 00:53:14,840 --> 00:53:16,040 Speaker 2: I'm gonna be back with that next week. 1111 00:53:16,040 --> 00:53:17,120 Speaker 1: People love it. 1112 00:53:18,480 --> 00:53:19,719 Speaker 2: But yeah, I just want to say, like, you know, 1113 00:53:19,719 --> 00:53:22,000 Speaker 2: I'm just really grateful and so yes, that is my 1114 00:53:22,080 --> 00:53:24,920 Speaker 2: win and that was an awesome show. I hope you 1115 00:53:24,960 --> 00:53:28,080 Speaker 2: guys enjoyed. You can hit uswear Mandy Well, I'll do 1116 00:53:28,120 --> 00:53:30,480 Speaker 2: the ones that I know. Facebook, we'd love to hear 1117 00:53:30,520 --> 00:53:32,480 Speaker 2: some of your opinions on like the stuff that we post, 1118 00:53:32,520 --> 00:53:36,200 Speaker 2: well the stuff that Mandy posts. We're Brown Ambition on Facebook, 1119 00:53:36,520 --> 00:53:39,040 Speaker 2: the BA podcast on Twitter, and. 1120 00:53:39,600 --> 00:53:45,000 Speaker 1: Brown Ambition Podcast at gmail dot com. Yes, our website 1121 00:53:45,040 --> 00:53:48,359 Speaker 1: also was Brown Ambition Podcast dot com if you want 1122 00:53:48,360 --> 00:53:50,520 Speaker 1: to go there and check things out. We have some 1123 00:53:50,600 --> 00:53:53,120 Speaker 1: interesting links to all this stuff we talked about, and 1124 00:53:53,280 --> 00:53:56,920 Speaker 1: definitely we'll be embedding the video from Tiffany's GMA debut. 1125 00:53:58,640 --> 00:54:02,120 Speaker 2: I know. With that, we sign off and we bid you. 1126 00:54:02,120 --> 00:54:05,600 Speaker 1: Ad happy snow shoveling East Coast. 1127 00:54:06,480 --> 00:54:07,080 Speaker 2: Not me though,