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Speaker 1: And we're back.

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Speaker 2: So this is Brown Ambition, Right, We're trying to be

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Speaker 2: more mature and actually name the podcast before we start

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Speaker 2: to start talking.

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Speaker 3: Right, this is Brian Ambition. Welcome. We will be your

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Speaker 3: host today and every day.

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Speaker 1: All right.

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Speaker 3: I am Tiffany and this is Mandy.

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Speaker 1: So we have a lot to talk about.

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Speaker 2: I feel like we should start with a good.

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Speaker 3: I could use some good news. What do you what

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Speaker 3: do you have?

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Speaker 1: Well?

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Speaker 2: I just came back from essence Fest and it was amazing.

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Speaker 3: Everybody was at essence Fest book but me, I feel

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Speaker 3: like I had severe fomo.

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Speaker 1: It was honestly, like like severe, It was just.

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Speaker 2: It was just I don't know, all all good black things,

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Speaker 2: like everything from like the best food OMG.

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Speaker 1: Like oh, I just love my people and some food

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Speaker 1: we know how to throw down. I was like, dang,

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Speaker 1: New Orleans. Honestly ten pounds. I guess.

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Speaker 3: I love New Orleans and what.

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Speaker 1: I love about people is there every year? Yeah, it's

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Speaker 1: there every year.

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Speaker 3: Okay, good because why be anywhere else exactly?

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Speaker 1: And there's just so so much soul in the city.

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Speaker 2: Because what I really loved about New Orleans and the

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Speaker 2: people there is that like they take so much pride,

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Speaker 2: especially in their food. I mean, you can't ask anybody

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Speaker 2: where to eat without getting like ten suggestions or specific things.

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Speaker 1: They're like, oh, for.

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Speaker 2: Oysters, you need to go here, but if you want

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Speaker 2: five chicken, you need to go here.

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Speaker 1: But if you want.

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Speaker 2: And so the food was amazing, the like the empowerment

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Speaker 2: sessions were awesome. The convention center, I was like, I've

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Speaker 2: never seen like literally some companies. It's like it's like

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Speaker 2: they tore down the building and rebuilt it in the

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Speaker 2: convention Center, like they're they're they call them, I guess

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Speaker 2: activations like their booze. Like I can't even call them

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Speaker 2: a boost. I feel like to call them booze would

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Speaker 2: be like disrespectful.

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Speaker 3: Can you just real quick, just for me and everybody else,

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Speaker 3: just what is Essence Fest?

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Speaker 2: And like a nutshell, So Essence Fest is a music

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Speaker 2: festival and a mixture of like empowerment and entertainment. So

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Speaker 2: half of it is like this awesome music festival that's

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Speaker 2: three nights and all these big acts, and then the

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Speaker 2: other half are all these empowerment.

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Speaker 1: Like workshops and stuff. It's specifically geared toward women.

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Speaker 2: Of color, right, and it is awesome because you have

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Speaker 2: like every brand that has anything to sell toward women

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Speaker 2: of color that are there, And honestly, it's just awesome, noness.

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Speaker 1: It's just like one big party for three days or

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Speaker 1: four days, three nights.

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Speaker 3: Yeah. I always thought it was music, but then after

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Speaker 3: like knowing people like you that have been going there,

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Speaker 3: I thought, what is it at a conference? Is it

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Speaker 3: like soul sessions? What's happening? And I saw this this

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Speaker 3: year seem like I don't know if I've just followed

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Speaker 3: more people who were going this year, but I feel

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Speaker 3: like this year was bigger than any other year in

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Speaker 3: the past.

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Speaker 2: Yeah, they had a lot of news, so this is

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Speaker 2: the first year they did like money and power like that.

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Speaker 2: They had like a special stage for it because Yeah,

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Speaker 2: so that was really cool because they're starting to understand that,

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Speaker 2: like we need to talk about personal finance and entrepreneurship

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Speaker 2: and ways to make money.

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Speaker 1: So that was new.

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Speaker 3: We had some of our friends, Patrese Washington, it's been

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Speaker 3: on the podcast.

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Speaker 2: She was there, Tanya of my Fab Finance, Marsha of

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Speaker 2: the Finance Bar.

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Speaker 1: So it was like squad was so in the building.

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Speaker 3: Len Calforn wasn't Lynette there?

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Speaker 2: Yes, And I totally missed that. I was like, Lynette,

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Speaker 2: whey are we disconnecting? Yes, Lynnette was there killing it

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Speaker 2: as usual. She's a regular at Essence honestly, right yea,

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Speaker 2: she should be right exactly.

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Speaker 1: She's like the fairy godmother of all that we do.

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Speaker 3: If you're new to the show we talked, you should

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Speaker 3: definitely go back and check out our interviews with Lynette

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Speaker 3: with Patrese on the podcast. We got to have Tanya

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Speaker 3: and Marsha on Someday.

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Speaker 2: I was thinking that when I just said their name.

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Speaker 2: So I was really fortunate. And then so for the

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Speaker 2: last three years I've been wanting to speak at Essence Fest,

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Speaker 2: and my Papa says, Drina has been like pitching me,

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Speaker 2: but it just has not been a fit. And then

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Speaker 2: this year Essence reached out to her. They were like,

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Speaker 2: you know, I think we'd like to have Tiffany this year.

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Speaker 2: You think she'd be interested. Rina's like, I can speak

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Speaker 2: for both of us.

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Speaker 3: Hell, yeah, let me take my schedule.

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Speaker 1: Yes exactly. I'm like, oh, the birth of the baby. Sorry,

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Speaker 1: I'll be Essence No.

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Speaker 2: And so it was awesome because one I got to

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Speaker 2: do cut a keynote at the on the Money and

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Speaker 2: Power stage, and then Prudential hired me to do a

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Speaker 2: panel and like two panels, and then Ford came through

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Speaker 2: and hired me to do a panel.

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Speaker 1: So it just was awesome and awesome every day.

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Speaker 2: I spoke every day, and so it was great to

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Speaker 2: see the different crowds and to like speak to the

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Speaker 2: kind of different audiences every day. So I went from

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Speaker 2: like no essence to like essence overload.

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Speaker 1: And my sisters came, which was so fun, that's right cool.

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Speaker 2: Yeah, it was because the essence gives you, like, you know,

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Speaker 2: like passes to like the concerts and this and that.

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Speaker 2: So it was just fun to be able to like,

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Speaker 2: here's VIP for you. There's a little VIP for you.

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Speaker 2: So yeah, it was just awesome. Honestly, it was like

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Speaker 2: is this how the other half lives? Because you know,

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Speaker 2: I'm just a regular girl. So usually when I go

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Speaker 2: to a concert, I'm in the newsweed just like everybody else.

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Speaker 2: So to get like floor tickets and you're like they're

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Speaker 2: like escorting you to the stage, You're like, wait, the

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Speaker 2: first day, I didn't even know how to use the

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Speaker 2: VIP ticket. I just I'm just so used to being like,

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Speaker 2: you know whatever, enjoying like regular everyday life at a

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Speaker 2: conference and someone was like, why are you in front?

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Speaker 1: You know you can go backstage and you can go here,

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Speaker 1: And I'm like, I can't.

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Speaker 2: Get the snacks I know, right, you know that's the

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Speaker 2: first thing I don't even drink. But I was like,

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Speaker 2: I'll take a Shirley Temple, which is really just soda

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Speaker 2: and like red syrup.

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Speaker 3: How many? How many goodies ended up in your bag?

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Speaker 3: Tell the truth?

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Speaker 2: Honestly, we left half of them for like the woman

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Speaker 2: that like took care of our room, because I was

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Speaker 2: just like, I just don't need any more any more things, yes,

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Speaker 2: and because a lot of it didn't really apply to me,

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Speaker 2: so it was like hair stuff that like that didn't

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Speaker 2: apply to my kind of hair, and so yeah. So

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Speaker 2: but just honestly, the biggest and best part of Essence

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Speaker 2: was Oprah Lady Oh for the first time spoken Essence

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Speaker 2: Fest and I got floor tickets three rows away.

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Speaker 1: I could have given her a high five.

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Speaker 3: Oh my god, what did she smell?

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Speaker 2: Like?

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Speaker 1: Ah? She just was like I could just see.

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Speaker 2: I was like, this is why, Like there was a

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Speaker 2: light that shone on Oprah and she just said exactly

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Speaker 2: what I think. We all needed to hear, which is

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Speaker 2: that to make sure that you were actually living what

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Speaker 2: your purpose is, what your passion is, and not what

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Speaker 2: someone has has picked out for you. And when you

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Speaker 2: do that, you'll be amazed at the door set opened.

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Speaker 2: Like that was her core messaging.

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Speaker 3: Meanwhile, I was strung up on a on a light

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Speaker 3: pole at a rope's course in the mountains all weekend.

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Speaker 1: I saw the pictures. Was it glamping? Was it really glamping?

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Speaker 3: Or did you really just it's so far removed from camping.

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Speaker 3: It was like, we rented this beautiful ski shallotte, like

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Speaker 3: a little cottage that looked like a legitimately looked like

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Speaker 3: a gender cake house, like I could have put icing

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Speaker 3: on it and taking a bite. It was so adorable,

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Speaker 3: and it was just it was ten of my friends

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Speaker 3: and we do it every year. But yeah, one of

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Speaker 3: my friends had a hookup one of his, one of

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Speaker 3: his friends owns a house and it's on air and

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Speaker 3: bb for like two hundred something dollars a night, but

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Speaker 3: she gave it to us half off, so it ended

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Speaker 3: up being like the whole weekend all together. I think

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Speaker 3: between ten people it was two hundred bucks each. Awesome

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Speaker 3: food because we always cook together, we go maybe we

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Speaker 3: make one big Walmart trip, and then we we each

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Speaker 3: take a night. So they were happened to be couples,

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Speaker 3: so each couple took a night to cook and we

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Speaker 3: split it up and it was it was it was nice.

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Speaker 3: But so on Saturday, we always tried to do one

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Speaker 3: crazy excursion and we never ever plan it beforehand because

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Speaker 3: we're just not it's like a miracle that we even

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Speaker 3: get together at the house, so we don't really we're

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Speaker 3: bad at planning. So it's always something. And we went

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Speaker 3: back and forth, are we gonna go there's a lot

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Speaker 3: to do in the Poconots. Are we gonna go to

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Speaker 3: a water park? Are we gonna go roller coastering? Or

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Speaker 3: like whatever? And finally my friends found this adventure course

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Speaker 3: which was it's called Treetop Adventures, and it's like I

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Speaker 3: thought in my head, I was like, oh, that it'd

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Speaker 3: be neat, and then when we got there, I was like, oh,

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Speaker 3: that'll be five courses that take nearly five hours to complete,

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Speaker 3: and you are doing the most ridiculous things like jumping

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Speaker 3: off of like heights as high as like three telephone poles.

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Speaker 3: You're climbing trees, your you're tarzan roping onto nets and

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Speaker 3: like you're swinging from swing to swing, and it was

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Speaker 3: like the most challenging thing I've ever done. All of us,

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Speaker 3: like halfway through we were like, what.

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Speaker 1: Who made this choice?

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Speaker 3: Why it was only fifty bucks each? And I just

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Speaker 3: looked at my friend Brian because he was pushing hard

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Speaker 3: for the water park. He's like a big he's a

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Speaker 3: big he's a big kid. And I was like, Brian,

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Speaker 3: I'm so sorry. And you could hear the screams of

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Speaker 3: joy from the water park because it's in the same

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Speaker 3: like the same area.

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Speaker 1: Sounds amazing, Yeah, sounds great. Yeah no, but you guys

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Speaker 1: looked like you had fun. I saw pictures. It was.

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Speaker 3: It was really fun. And you know, they get me

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Speaker 3: to do crazy stuff every year. Oh, I didn't even

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Speaker 3: mention that morning we had the bright idea to do

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Speaker 3: a five k run. Oh my gosh, because half of

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Speaker 3: the group is training for the New York City Triathlon okay,

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Speaker 3: and I was like sure, I've done a half marathon

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Speaker 3: over a year ago. So we did a five k

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Speaker 3: that morning and then a five hour wow. Needless to say,

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Speaker 3: on actual fourth of July, we did not go anywhere

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Speaker 3: we did not do anything. We saw not one firework,

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Speaker 3: just sat around the house and I.

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Speaker 2: Can't imagine your body was like, so we're just gonna.

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Speaker 1: Relax right now.

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Speaker 3: So whole different world from the glamour of Oprah and

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Speaker 3: your face on billboards.

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Speaker 1: Honestly, I have not even processed.

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Speaker 2: I have not I need to like go to the

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Speaker 2: park and like lay and look at the sky and

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Speaker 2: just like let it soak in, like that this amazing

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Speaker 2: weekend actually happen in real life.

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Speaker 1: Like, yeah, honestly, I just need to.

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Speaker 2: It's just it's been hard because I got back and

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Speaker 2: it's been busy, and then like all the foolishness was like,

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Speaker 2: you know, the killings started and I just.

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Speaker 3: Oh, we're here now, okay, Yeah, it's been yeah, you know,

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Speaker 3: I actually got into a So the killings obviously, well

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Speaker 3: as of yesterday it was just one and then last

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Speaker 3: night there was another two more black men senselessly violently killed,

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Speaker 3: and yeah, I don't I don't know what to say.

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Speaker 3: I texted a couple of my friends. We have a

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Speaker 3: group text going, and I like I texted something, you know,

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Speaker 3: kind of joking, just to sort of break the tension

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Speaker 3: in the group text. And then my friend was like

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Speaker 3: chewed me out a little bit. She's like, I can't

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Speaker 3: believe we're joking at a time like this, and we

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Speaker 3: had to, like we were texting back and forth, and

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Speaker 3: I could tell she is she was she was lashing out,

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Speaker 3: but she was, you know, frustrated and angry, and I

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Speaker 3: was I could just feel her stress, and I was like,

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Speaker 3: you know, I feel like you have to sort of

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Speaker 3: take a step away and take care of your mental

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Speaker 3: health a little bit. And all this stuff happens, and

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Speaker 3: it's hard to do when you feel like you want

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Speaker 3: to talk about it but it's so painful and you

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Speaker 3: kind of just talk yourself in circles and don't know

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Speaker 3: what to do.

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Speaker 1: Yeah, it just.

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Speaker 2: I don't know, like to I didn't even watch like

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Speaker 2: of course, you know, like little clips have like I've

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Speaker 2: seen little clips, but not kind of purposefully as they

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Speaker 2: like came across my timeline on social media.

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Speaker 1: But I'm like, I don't want to watch the video of.

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Speaker 2: Them murdering, like you know, I just and just like

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Speaker 2: I did see the video of the press conference. I

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Speaker 2: did see the video of the press conference where like

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Speaker 2: the first gentleman, mister Sterling, right, is that his last name.

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Speaker 3: I know his first name is Alton because that's my

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Speaker 3: dad's first name.

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Speaker 2: So I did see the video where his son at

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Speaker 2: the press conference just like an rightfully so obviously breaks down.

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Speaker 1: Yeah, and that was like, oh my gosh, because what

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Speaker 1: do you even Yeah, what do you even say?

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Speaker 3: I mean, if that were my dad, and you know

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Speaker 3: my dad, I don't. I've always wanted to have this

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Speaker 3: conversation with him, and I haven't yet. But my dad

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Speaker 3: is like, and I mean, you probably relate to my

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Speaker 3: dad's dark skinned. He's six, I don't know, six one,

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Speaker 3: six two. He's not a small man, especially before so

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Speaker 3: he had gastric bypass surgery and before that he was

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Speaker 3: like close to four hundred pounds, So he's tall. He's big,

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Speaker 3: you know. And he drives around Atlanta all the time,

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Speaker 3: and I always I should ask him, like it's it's

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Speaker 3: a miracle. He's never been pulled over for anything. All

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Speaker 3: he says is like his driving is perfect, so he

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Speaker 3: would never get pulled over. But one of the things

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Speaker 3: I did notice about my dad, especially over the last

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Speaker 3: over the last few years, when everyone has sort of

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Speaker 3: been hyper vigilant of like violence, police violence against black

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Speaker 3: men and black women. Is how nice he is to everybody.

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Speaker 3: How when he watch in a room, the first saying

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Speaker 3: he does is talk to everybody, Hey, how you do

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Speaker 3: and how you doing, ma'am, how you doing, sir? And

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Speaker 3: I feel like when he's doing that, it's almost a

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Speaker 3: survival thing. It's like, I'm a human, I'm a person.

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Speaker 3: I'm not here to hurt you don't don't be intimidated

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Speaker 3: by me. I'm a nice guy.

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Speaker 2: My friend Mark does that, he said, unconsciously, so because

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Speaker 2: Mark the same thing. It's dark skinned, six one six

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Speaker 2: two to something, big guy, you know, not huge, but

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Speaker 2: like you know, so, he says, honestly, Tiffany, That's one

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Speaker 2: of the things that my dad taught me is that

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Speaker 2: like when you enter a room or situation to make

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Speaker 2: yourself known as friendly, which is so crazy.

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Speaker 1: I you know, I don't think about that.

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Speaker 3: Hell know I you know, I really I we have

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Speaker 3: the ability to or I have the ability to, you know,

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Speaker 3: be rude or ignore people or just walk in and

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Speaker 3: not you know, just beating myself and not have to

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Speaker 3: think about that kind of thing.

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Speaker 1: Yeah.

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Speaker 2: I mean, I've been told I have resting bitch face.

304
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Speaker 2: I'm like I'm sure I do, because my natural face

305
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Speaker 2: is like, you know, like course I'm a happy person,

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Speaker 2: but if I'm not purposefully smiling, it's just kind of

307
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Speaker 2: like whatever and so to, And I don't think about it,

308
00:14:08,160 --> 00:14:11,840
Speaker 2: but like I can remember distinctly, like when Superman had

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Speaker 2: had the he had aneurysm surgery, and he or he

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Speaker 2: was supposed to have anneurism surgery, and he had to

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Speaker 2: just get a note from his doctor saying I'm legitimately

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Speaker 2: out of work because I have this life threatening thing

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Speaker 2: in my head.

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Speaker 1: And the doctor wasn't there.

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Speaker 2: It was like he was on vacation and he had

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Speaker 2: like some junior doctor there who like apparently was not

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Speaker 2: blessed with common sense. So I'm telling her, like, okay,

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Speaker 2: you know, here's the note from the hospital. We just

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Speaker 2: need a note. But the hospital can't give us extended

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Speaker 2: time or whatever. You have to just write a note saying, yeah,

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Speaker 2: he's not just goofing off, you know, he just might die,

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Speaker 2: so he can't come to work for a few days

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Speaker 2: until after the surgery. Then after the surgery they give

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Speaker 2: you some other special notes. So anyway, we're in there

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Speaker 2: and he's like the woman was just being so difficult

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Speaker 2: and dream like Superman look like he wanted to pass

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Speaker 2: out because he was in so much pain.

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Speaker 1: And I'm just like, so I'm talking.

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Speaker 2: To her and like I'm getting sassy and that's not

330
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Speaker 2: normally my nature. But by then I'm frustrated because I'm

331
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Speaker 2: advocating for him. I'm like, I'm not understand Like, sure,

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Speaker 2: if you understand what I what I'm saying, I'm not

333
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Speaker 2: really We're out sixteen.

334
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Speaker 1: Saying hey, can you write me a note so I don't.

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Speaker 2: Have to go to school, Like here's an aneurysm that's

336
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Speaker 2: like life or death. Can we just have a note

337
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Speaker 2: saying that he doesn't have to go to work tomorrow

338
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Speaker 2: so we can go see the neurologist. I don't understand

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Speaker 2: what's so difficult about that?

340
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Speaker 1: And so he got up.

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Speaker 2: I guess to confront her too, and I took a

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Speaker 2: look at him, and I thought to myself, like, Superman

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00:15:36,080 --> 00:15:39,800
Speaker 2: is six six, like super Chocolate. He's not big as

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Speaker 2: far as like wide and like you know, cause he's

345
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Speaker 2: a little bit on the slim side, but he looks

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Speaker 2: like okay. And I just looked and I saw her

347
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Speaker 2: face and I said, go sit down because she and

348
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Speaker 2: I can get sassy together. I you know, cause I

349
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Speaker 2: could see her ten s up like oh my god,

350
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Speaker 2: oh my god. Oh got like when I was getting

351
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Speaker 2: sassy with her, she was just like what her But

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Speaker 2: I can see her look like, oh my god, it's

353
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Speaker 2: about to be a problem. And I thought to myself, Wow,

354
00:16:02,720 --> 00:16:08,240
Speaker 2: he couldn't even legitimately like advocate for himself and express

355
00:16:08,280 --> 00:16:11,120
Speaker 2: frustration without it being like a true problem. I mean,

356
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Speaker 2: eventually she gave us, like, you know, the note. But

357
00:16:13,800 --> 00:16:15,600
Speaker 2: that's because you know, just me just kind of like,

358
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Speaker 2: you know, just laying into her. But I just thought

359
00:16:18,120 --> 00:16:20,160
Speaker 2: to myself, Dang, if I wasn't here, what would he do?

360
00:16:20,200 --> 00:16:22,840
Speaker 2: They probably would have called the police escorted him out.

361
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Speaker 1: You know. It's just so frustrating because.

362
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Speaker 2: It just and you know, I was just thinking to myself, like,

363
00:16:31,720 --> 00:16:33,560
Speaker 2: you know, because I grew up in a white neighborhood,

364
00:16:34,240 --> 00:16:36,000
Speaker 2: you know, some of my most of my friends on

365
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Speaker 2: Facebook are fairly silent, like my white friends are fairly silent.

366
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Speaker 2: And you know, because everybody would love to tell you

367
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Speaker 2: that like, oh, things are better. I don't know why

368
00:16:43,600 --> 00:16:47,320
Speaker 2: people complain, but I think to myself, like, Okay, if

369
00:16:47,320 --> 00:16:49,440
Speaker 2: things are better, is that a big deal.

370
00:16:49,840 --> 00:16:51,840
Speaker 1: Would you like to trade and be black?

371
00:16:51,960 --> 00:16:55,040
Speaker 2: Meaning you could keep the same intellect, keep the same job,

372
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Speaker 2: keep the same family, but you're just black and you

373
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Speaker 2: get to live the black experience in America? Like it

374
00:17:00,960 --> 00:17:05,040
Speaker 2: things like you know, like who exactly who would want

375
00:17:05,040 --> 00:17:07,679
Speaker 2: to change? Because you know you wouldn't want to, So

376
00:17:07,880 --> 00:17:11,399
Speaker 2: knowing that, don't pretend like it's not anything. You know,

377
00:17:11,880 --> 00:17:14,639
Speaker 2: just because you know you wouldn't want to trade. And

378
00:17:14,680 --> 00:17:16,600
Speaker 2: I'm not saying you'd have to like give up your lifestyle,

379
00:17:16,640 --> 00:17:18,800
Speaker 2: none of that. You can keep the same lifestyle, but

380
00:17:19,000 --> 00:17:21,560
Speaker 2: you would just have to live the black experience. You

381
00:17:21,600 --> 00:17:24,240
Speaker 2: wouldn't want to because you know something's not right, And

382
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Speaker 2: to pretend that it's otherwise, to me, it's criminal.

383
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Speaker 1: And it's just it's just so.

384
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Speaker 2: Frustrating because I just see too much and I'm and

385
00:17:32,400 --> 00:17:34,040
Speaker 2: you know, as a woman, I don't get nearly as

386
00:17:34,119 --> 00:17:37,320
Speaker 2: much as like what men get. And I just it

387
00:17:37,359 --> 00:17:39,399
Speaker 2: makes me afraid, like what if me and Superman have

388
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Speaker 2: a son?

389
00:17:40,119 --> 00:17:42,280
Speaker 1: Then what that's you know?

390
00:17:42,320 --> 00:17:45,440
Speaker 3: I've read interviews from parents and how they talk, how

391
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Speaker 3: they and there is a good article I think by

392
00:17:48,119 --> 00:17:50,760
Speaker 3: Nicole Hannah Jones and in the Times about how she

393
00:17:50,840 --> 00:17:55,800
Speaker 3: talks about maybe I'm getting the right or wrong, but yeah,

394
00:17:55,880 --> 00:17:57,800
Speaker 3: about how you talk to your son and your and

395
00:17:57,840 --> 00:18:01,200
Speaker 3: your child. But you know the two men who passed away,

396
00:18:01,240 --> 00:18:04,440
Speaker 3: So Alton Sterling was the first, and then Philando Castile.

397
00:18:04,720 --> 00:18:06,480
Speaker 3: I was reading an interview with his mom that she

398
00:18:06,520 --> 00:18:09,080
Speaker 3: gave to CNN and she's like, I know my son,

399
00:18:09,119 --> 00:18:11,440
Speaker 3: I've warned him about this. He knows not to talk

400
00:18:11,480 --> 00:18:15,520
Speaker 3: back to police. We have a whole system of how

401
00:18:15,600 --> 00:18:18,439
Speaker 3: we cooperate. And even that wasn't enough. You know, he

402
00:18:18,480 --> 00:18:22,239
Speaker 3: didn't do anything wrong. And at that point you just

403
00:18:22,480 --> 00:18:23,199
Speaker 3: it's like what.

404
00:18:23,840 --> 00:18:27,360
Speaker 2: You know, Yeah, because that's the scared only so much

405
00:18:27,359 --> 00:18:31,240
Speaker 2: you can do. Because it's like your your youth won't

406
00:18:31,240 --> 00:18:33,960
Speaker 2: save you. To Meer Vice was twelve twelve years ol't

407
00:18:33,960 --> 00:18:34,639
Speaker 2: playing in the park.

408
00:18:34,480 --> 00:18:35,800
Speaker 1: By himself a baby.

409
00:18:36,080 --> 00:18:40,280
Speaker 2: I mean, your education won't save you, right, your sex

410
00:18:40,280 --> 00:18:42,240
Speaker 2: won't save you being a woman. Look at Sandra blind

411
00:18:42,640 --> 00:18:45,120
Speaker 2: like it's like you're all the things they tell you.

412
00:18:45,119 --> 00:18:46,560
Speaker 2: Your behavior is not going to save you.

413
00:18:47,320 --> 00:18:48,560
Speaker 1: Remember the gentleman that was.

414
00:18:48,520 --> 00:18:54,280
Speaker 2: Actually in Walmart buying a firearm like that actually is

415
00:18:54,359 --> 00:18:57,040
Speaker 2: sold at Walmart and the police came upon him and

416
00:18:57,119 --> 00:19:00,560
Speaker 2: killed him. I just I just don't even so for you, like, well,

417
00:19:00,600 --> 00:19:02,560
Speaker 2: if only so, what happens when someone shoots you in

418
00:19:02,560 --> 00:19:05,159
Speaker 2: the back, what could I have done differently? And like

419
00:19:05,240 --> 00:19:08,120
Speaker 2: just exactly. And that's the part that's scary is that

420
00:19:08,400 --> 00:19:10,680
Speaker 2: you can make excuse after excuse after excuse.

421
00:19:10,720 --> 00:19:13,200
Speaker 1: But if if that young man.

422
00:19:13,119 --> 00:19:16,240
Speaker 2: Who shot up the police there was I forget his name,

423
00:19:16,280 --> 00:19:18,879
Speaker 2: that he shot up the movie theater doing like the

424
00:19:18,920 --> 00:19:20,640
Speaker 2: Batman premiere, shot and.

425
00:19:20,680 --> 00:19:24,840
Speaker 1: Killed people while wearing a costume, can be escorted out

426
00:19:24,920 --> 00:19:28,080
Speaker 1: and make it alive into the car and into the precinct.

427
00:19:28,160 --> 00:19:29,199
Speaker 1: Like that's just crazy to me.

428
00:19:29,359 --> 00:19:32,439
Speaker 2: You don't see that that other young man who raped

429
00:19:32,480 --> 00:19:36,320
Speaker 2: a woman behind in a dumpster, And it's only because

430
00:19:37,040 --> 00:19:39,480
Speaker 2: like these two young men happened to walk by and

431
00:19:39,560 --> 00:19:42,679
Speaker 2: throw him off of her and hold him down for

432
00:19:42,760 --> 00:19:43,520
Speaker 2: the police to come.

433
00:19:43,760 --> 00:19:44,720
Speaker 1: And they don't want to.

434
00:19:44,680 --> 00:19:46,480
Speaker 2: Put him in jail because it would affect his future.

435
00:19:46,800 --> 00:19:48,600
Speaker 2: Like what kind of world do you live in where

436
00:19:48,640 --> 00:19:50,240
Speaker 2: you look at that and you don't think to yourself,

437
00:19:50,440 --> 00:19:56,000
Speaker 2: something's not right, you know, Like it's just that's why

438
00:19:56,040 --> 00:19:57,680
Speaker 2: I just said I had a sad nap today, because

439
00:19:57,680 --> 00:19:59,440
Speaker 2: it's just when I'm so exhausted that I can't even

440
00:19:59,480 --> 00:20:02,920
Speaker 2: stay up because it's like, well, what do you do?

441
00:20:02,920 --> 00:20:04,600
Speaker 2: Does it take for people to riot? Does it take

442
00:20:04,600 --> 00:20:06,040
Speaker 2: for people to start burning things down?

443
00:20:06,119 --> 00:20:07,119
Speaker 1: Is that I hope not?

444
00:20:07,480 --> 00:20:09,520
Speaker 3: You know that already didn't It didn't help in Freddie

445
00:20:09,520 --> 00:20:11,000
Speaker 3: Gray's case exactly.

446
00:20:11,119 --> 00:20:12,000
Speaker 1: That's what I'm saying, Like, what.

447
00:20:12,560 --> 00:20:15,120
Speaker 3: That didn't It didn't help? Does er Gardner? Doesn't help?

448
00:20:15,160 --> 00:20:17,960
Speaker 3: Doesn't help? Nothing helps, you know, the most. The most

449
00:20:18,000 --> 00:20:23,400
Speaker 3: you can do is contact your local representative and tell

450
00:20:23,440 --> 00:20:25,680
Speaker 3: them it's not okay. Hold them accountable. That's the most

451
00:20:25,720 --> 00:20:27,639
Speaker 3: we can do. That's probably the most effective thing you

452
00:20:27,720 --> 00:20:30,000
Speaker 3: do because when their jobs on the line, when they

453
00:20:30,040 --> 00:20:33,480
Speaker 3: may not get re elected because enough of their constituents

454
00:20:33,480 --> 00:20:37,080
Speaker 3: are outraged, you know, I think that's the only thing

455
00:20:37,119 --> 00:20:41,199
Speaker 3: you can do, really and I feel like that's what

456
00:20:41,400 --> 00:20:47,000
Speaker 3: so many young people don't do, unfortunately, and very unfortunately,

457
00:20:47,200 --> 00:20:49,800
Speaker 3: because that's one thing that could have some impact.

458
00:20:51,480 --> 00:20:53,080
Speaker 2: Maybe because people don't feel like that's going to make

459
00:20:53,080 --> 00:20:54,880
Speaker 2: an impact because it's like, you know, you have lobbyists,

460
00:20:54,920 --> 00:20:59,639
Speaker 2: you've got corporations with money. It doesn't seem like your

461
00:20:59,720 --> 00:21:02,920
Speaker 2: voice would be heard even if you're like, well, you're

462
00:21:02,960 --> 00:21:05,560
Speaker 2: not going to be elected because everybody has so many

463
00:21:05,560 --> 00:21:08,359
Speaker 2: interests that they have to cater to, and it's like,

464
00:21:08,400 --> 00:21:12,000
Speaker 2: when does your interests, you know, get finally get looked at.

465
00:21:12,040 --> 00:21:15,800
Speaker 3: You know, this isn't like the gun debate where there's

466
00:21:15,920 --> 00:21:20,480
Speaker 3: clear for profit businesses at on the other side of

467
00:21:20,520 --> 00:21:24,200
Speaker 3: this and trade associations with the NRA fighting against this.

468
00:21:24,200 --> 00:21:27,280
Speaker 3: This is like how police officers are trained, this is

469
00:21:27,359 --> 00:21:30,719
Speaker 3: how they're armed. This is the way America polices. You know,

470
00:21:30,800 --> 00:21:33,320
Speaker 3: the fact that we have to pull over, get pulled

471
00:21:33,359 --> 00:21:36,120
Speaker 3: over for a broken tail light, Like, isn't technology good enough?

472
00:21:36,160 --> 00:21:37,520
Speaker 3: You can you can take a picture of what's the

473
00:21:37,520 --> 00:21:39,120
Speaker 3: red light camera and get a ticket in the mail.

474
00:21:39,640 --> 00:21:43,399
Speaker 3: Why not limit the contact police have with people in

475
00:21:43,440 --> 00:21:46,280
Speaker 3: cars and just you know, take a picture, take a

476
00:21:46,320 --> 00:21:48,280
Speaker 3: license plate, send them, send them a ticket in the

477
00:21:48,320 --> 00:21:50,920
Speaker 3: mail the next week. You know, why have to Why

478
00:21:51,720 --> 00:21:54,639
Speaker 3: even put yourself in a position where you might, you know,

479
00:21:55,080 --> 00:21:57,920
Speaker 3: do something like that to a person, have that confrontation.

480
00:21:59,440 --> 00:22:02,000
Speaker 3: I mean, I'm no criminal justice expert, but I think

481
00:22:02,040 --> 00:22:04,000
Speaker 3: that's where it starts in how we police and that

482
00:22:04,080 --> 00:22:05,600
Speaker 3: kind of stuff comes from the top, that comes to

483
00:22:05,600 --> 00:22:09,600
Speaker 3: the Department of Justice and the state's Attorney General's office,

484
00:22:09,640 --> 00:22:12,040
Speaker 3: and you know, I was glad to see at least

485
00:22:12,040 --> 00:22:16,480
Speaker 3: the DJ is investigating the Alton Sterling murder, which happened first.

486
00:22:16,520 --> 00:22:20,080
Speaker 3: And I haven't heard anything about Filando Castile, but the

487
00:22:20,160 --> 00:22:24,040
Speaker 3: governor he was from Saint Paul, Minnesota. The governor in

488
00:22:24,119 --> 00:22:27,080
Speaker 3: Minnesota at a press conference said, you know, would this

489
00:22:27,080 --> 00:22:29,040
Speaker 3: have happened if he had been white? I don't think so.

490
00:22:29,960 --> 00:22:31,600
Speaker 2: Yeah, but I feel like I've heard that, we've seen

491
00:22:31,640 --> 00:22:34,200
Speaker 2: the videos, and yet no conviction, no conviction, no conviction.

492
00:22:34,600 --> 00:22:36,600
Speaker 1: I guess it's just so frustrating.

493
00:22:36,520 --> 00:22:40,120
Speaker 3: The convention of the conviction. I mean, I don't even

494
00:22:40,119 --> 00:22:43,320
Speaker 3: know if it's still happening just because people aren't getting convicted.

495
00:22:43,359 --> 00:22:46,679
Speaker 3: I think it's happening because people are poorly trained. I

496
00:22:46,720 --> 00:22:48,840
Speaker 3: was reading that CNN story. It was like, oh, the

497
00:22:50,440 --> 00:22:53,800
Speaker 3: Alton murder. They were like, oh, one officer was a

498
00:22:53,800 --> 00:22:55,680
Speaker 3: three year veteran, a four and the other one was

499
00:22:55,720 --> 00:22:57,520
Speaker 3: a four year veteran of the police force. That's not

500
00:22:57,560 --> 00:23:01,080
Speaker 3: a veteran. Yeah, three years on the job, you're still

501
00:23:01,040 --> 00:23:01,720
Speaker 3: a rookie.

502
00:23:02,000 --> 00:23:05,480
Speaker 2: Yeah, But in any job, like year three of teaching,

503
00:23:05,560 --> 00:23:07,320
Speaker 2: I was still like, so, what do these kids need

504
00:23:07,400 --> 00:23:07,600
Speaker 2: to learn?

505
00:23:07,680 --> 00:23:09,399
Speaker 1: Again, that doesn't make you a veteran.

506
00:23:10,280 --> 00:23:13,760
Speaker 3: Yeah, and then you know my and just real quick

507
00:23:13,800 --> 00:23:18,159
Speaker 3: and my fiance's brother, my age actually has been a

508
00:23:18,160 --> 00:23:21,440
Speaker 3: police officer. He just graduated from the police academy in DC,

509
00:23:22,160 --> 00:23:24,800
Speaker 3: and I worry about him too. You know when when

510
00:23:24,960 --> 00:23:27,560
Speaker 3: you and you think about the police officers out there

511
00:23:27,560 --> 00:23:30,760
Speaker 3: who are doing good work or you know, and after

512
00:23:30,920 --> 00:23:33,080
Speaker 3: incidence is like this, people might try and lash out

513
00:23:32,960 --> 00:23:34,800
Speaker 3: at the first cop they see, and you worry about

514
00:23:34,800 --> 00:23:37,160
Speaker 3: them too. And it's just that's why I'm saying, please

515
00:23:37,200 --> 00:23:43,600
Speaker 3: no violence, please, no, no, no, no physical violence. I

516
00:23:43,600 --> 00:23:44,760
Speaker 3: don't think that's necessary.

517
00:23:45,680 --> 00:23:47,720
Speaker 2: Yeah, because I mean Superman, honestly, he wanted to be

518
00:23:47,720 --> 00:23:51,080
Speaker 2: a police officer. He like went, you know, filled out

519
00:23:51,080 --> 00:23:53,840
Speaker 2: all the paperwork. But he his past is a little

520
00:23:53,880 --> 00:23:55,159
Speaker 2: bit too spotty.

521
00:23:57,119 --> 00:23:59,760
Speaker 3: We're just gonna call him put him on blast.

522
00:23:59,520 --> 00:24:02,960
Speaker 2: Like he was a wild boy in his teens, and

523
00:24:02,960 --> 00:24:04,359
Speaker 2: he was like, I didn't think that they were going

524
00:24:04,440 --> 00:24:05,840
Speaker 2: to look at all that. I was like, well, let's

525
00:24:05,920 --> 00:24:08,479
Speaker 2: just be happy that you're in a good place right now.

526
00:24:08,600 --> 00:24:10,000
Speaker 3: Yeah, they might look at that.

527
00:24:11,760 --> 00:24:13,640
Speaker 2: So I mean, so I'm definitely not here to bash,

528
00:24:14,000 --> 00:24:17,640
Speaker 2: you know, because that could have easily been you know, Superman,

529
00:24:17,720 --> 00:24:19,679
Speaker 2: had he had it worked out for him.

530
00:24:19,720 --> 00:24:21,720
Speaker 1: He really really wanted to be a police officer.

531
00:24:22,760 --> 00:24:25,640
Speaker 3: It's a disservice to police to these young men. These men,

532
00:24:25,720 --> 00:24:27,840
Speaker 3: these police officers weren't that old either, and they're gonna

533
00:24:27,840 --> 00:24:29,000
Speaker 3: have to live with this for the rest of their

534
00:24:29,000 --> 00:24:32,280
Speaker 3: life and their training. I don't think that they may

535
00:24:32,320 --> 00:24:34,720
Speaker 3: not they're probably not evil people, you know, they probably

536
00:24:34,720 --> 00:24:36,800
Speaker 3: just have terrible training. The fact that they would pull

537
00:24:36,840 --> 00:24:38,880
Speaker 3: a weapon like that and shoot someone like that, they're

538
00:24:38,880 --> 00:24:39,639
Speaker 3: poorly trained.

539
00:24:39,640 --> 00:24:43,600
Speaker 2: And you know, well, I disagree about being not evil people,

540
00:24:43,600 --> 00:24:45,040
Speaker 2: because I just saw a clip of it and I

541
00:24:45,119 --> 00:24:47,440
Speaker 2: was like, so you have him down, you actually take

542
00:24:47,480 --> 00:24:50,480
Speaker 2: the gun out, put it to his chest and pull

543
00:24:50,520 --> 00:24:53,760
Speaker 2: it and magically your body camp Oh, they fell out

544
00:24:53,760 --> 00:24:58,240
Speaker 2: in the scuffle and magically the video from the from

545
00:24:58,280 --> 00:24:59,040
Speaker 2: the story is gone.

546
00:24:59,160 --> 00:25:00,600
Speaker 1: Like you know what I mean? Like whatever?

547
00:25:01,080 --> 00:25:04,359
Speaker 2: Like I that part, I'm like, I don't you know.

548
00:25:04,520 --> 00:25:08,600
Speaker 2: Poorly trained, yes, but also poor in character yes, and integrity. Yes,

549
00:25:08,640 --> 00:25:12,879
Speaker 2: you killed somebody. And I haven't heard anybody own up

550
00:25:12,920 --> 00:25:15,119
Speaker 2: and be like you know what, I'm so sorry for

551
00:25:15,480 --> 00:25:17,480
Speaker 2: You know, none of these people, even if you didn't

552
00:25:17,480 --> 00:25:20,000
Speaker 2: think you were at fault, you still killed somebody. If

553
00:25:20,040 --> 00:25:22,560
Speaker 2: I get to a car accident and I hit somebody's car.

554
00:25:23,080 --> 00:25:23,879
Speaker 1: It's my fault.

555
00:25:24,480 --> 00:25:27,240
Speaker 2: I'm still like, you know what my bad Like, honestly,

556
00:25:27,760 --> 00:25:30,240
Speaker 2: I'm sorry. You know, let's figure out what's what the

557
00:25:30,240 --> 00:25:32,760
Speaker 2: next stepsode. You never hear that, You never hear the

558
00:25:33,119 --> 00:25:37,320
Speaker 2: regardless of what happened, someone's life is, it's been taken

559
00:25:37,600 --> 00:25:39,520
Speaker 2: and their family will never be the same.

560
00:25:40,280 --> 00:25:42,119
Speaker 1: And so to me, I'm just like whatever.

561
00:25:42,200 --> 00:25:45,480
Speaker 2: I mean, Like, I don't even know what special place

562
00:25:46,119 --> 00:25:48,240
Speaker 2: in hell there are for people who take someone's life

563
00:25:48,320 --> 00:25:49,520
Speaker 2: and then show no remorse.

564
00:25:49,880 --> 00:25:54,120
Speaker 1: But I hope wherever that is they go there. That's

565
00:25:54,160 --> 00:25:55,640
Speaker 1: just my two cents, Tiffany.

566
00:25:56,680 --> 00:25:58,360
Speaker 3: I guess that's where you say, let the Lord deal

567
00:25:58,400 --> 00:26:00,679
Speaker 3: with them, if you believe in that. I don't know what.

568
00:26:00,720 --> 00:26:02,800
Speaker 3: I don't know what I believe in. I do know

569
00:26:02,840 --> 00:26:06,800
Speaker 3: that these police officers, police commissioners are elected. They and

570
00:26:06,840 --> 00:26:08,479
Speaker 3: I think that in a lot of cases it's not

571
00:26:08,840 --> 00:26:10,760
Speaker 3: you know, even if a person does want to apologize,

572
00:26:10,800 --> 00:26:14,399
Speaker 3: they're probably being told, hey, don't admit fault by their lawyer,

573
00:26:14,600 --> 00:26:17,240
Speaker 3: by their bosses, by people who are elected above them.

574
00:26:17,600 --> 00:26:19,560
Speaker 3: Don't admit fault because it makes us look bad.

575
00:26:20,160 --> 00:26:20,480
Speaker 1: Whatever.

576
00:26:20,480 --> 00:26:21,840
Speaker 3: There's so many different layers.

577
00:26:22,080 --> 00:26:24,400
Speaker 2: That's why I said that's still an integrity issue, because

578
00:26:24,480 --> 00:26:28,080
Speaker 2: you're right, maybe that's so, But ultimately, you're a human being.

579
00:26:28,240 --> 00:26:30,520
Speaker 2: And if you can't say I'm not saying that, if

580
00:26:30,560 --> 00:26:32,720
Speaker 2: you don't feel your fault. But still someone is dead,

581
00:26:33,119 --> 00:26:35,040
Speaker 2: Like when I saw that fifteen year old boy break down,

582
00:26:35,200 --> 00:26:37,040
Speaker 2: his life will never ever ever be in the same.

583
00:26:37,280 --> 00:26:39,560
Speaker 2: He will always know that his father's death has been

584
00:26:39,600 --> 00:26:42,480
Speaker 2: recorded for the world to watch over and over again.

585
00:26:43,480 --> 00:26:46,240
Speaker 2: How is he supposed to, like, what does life look

586
00:26:46,280 --> 00:26:48,600
Speaker 2: like for him in ten fifteen years? How is he

587
00:26:48,640 --> 00:26:51,399
Speaker 2: supposed to move on and be like, Okay, Like I

588
00:26:51,440 --> 00:26:55,000
Speaker 2: can have a normal childhood and normal adulthood. How when

589
00:26:55,040 --> 00:26:57,000
Speaker 2: I can watch my father's death at any moment in

590
00:26:57,040 --> 00:26:57,440
Speaker 2: time on.

591
00:26:57,440 --> 00:26:59,359
Speaker 1: YouTube, I don't even know, Like what do you do

592
00:26:59,440 --> 00:27:00,280
Speaker 1: with that? You know?

593
00:27:00,320 --> 00:27:03,160
Speaker 2: How sometimes something so tragic happens and you can't even process.

594
00:27:03,480 --> 00:27:07,280
Speaker 2: How can someone process that and move on to live

595
00:27:07,320 --> 00:27:08,200
Speaker 2: a productive life?

596
00:27:08,400 --> 00:27:13,720
Speaker 1: How? You know? And so ultimately I think people, you

597
00:27:13,760 --> 00:27:14,199
Speaker 1: know what it is.

598
00:27:14,280 --> 00:27:17,520
Speaker 2: I just think people are disconnected and that they don't

599
00:27:18,320 --> 00:27:21,560
Speaker 2: they don't. It's like you're not connected to people who

600
00:27:21,600 --> 00:27:23,399
Speaker 2: are not like you, you know, and.

601
00:27:23,840 --> 00:27:26,040
Speaker 3: You don't have a black father or black brother or

602
00:27:26,119 --> 00:27:28,680
Speaker 3: black friend. It's hard. It's the same reason we don't

603
00:27:28,720 --> 00:27:30,960
Speaker 3: care when you know, there was just an article about

604
00:27:31,920 --> 00:27:37,680
Speaker 3: all these bombings and violence and bagdad over the last week,

605
00:27:37,720 --> 00:27:40,760
Speaker 3: three hundred deaths, something like that, and no one's changing

606
00:27:40,800 --> 00:27:44,960
Speaker 3: their profile picture, no one's you know, saying, you know,

607
00:27:45,160 --> 00:27:47,760
Speaker 3: sharing their sympathy for the victims and that. I think

608
00:27:47,800 --> 00:27:50,160
Speaker 3: that's another issue, is if you don't have people who

609
00:27:50,160 --> 00:27:53,280
Speaker 3: are there or skin in the game, then you won't care.

610
00:27:53,320 --> 00:27:57,160
Speaker 3: And that's another sad I think that's another sad symptom

611
00:27:57,160 --> 00:28:01,040
Speaker 3: of just not having a diverse enough network social circle.

612
00:28:02,000 --> 00:28:03,200
Speaker 3: Seeing why you're comfortable.

613
00:28:04,280 --> 00:28:07,840
Speaker 2: Yeah, okay, so I think I am.

614
00:28:08,800 --> 00:28:10,159
Speaker 1: I think I know what my brown break is.

615
00:28:12,320 --> 00:28:14,200
Speaker 3: Well, I'll tell you what I did today that made

616
00:28:14,240 --> 00:28:15,960
Speaker 3: me feel a teeny weensy bit better.

617
00:28:16,240 --> 00:28:16,640
Speaker 1: Okay.

618
00:28:17,240 --> 00:28:21,280
Speaker 3: I followed the hashtag care for You Black Kids two

619
00:28:21,359 --> 00:28:24,720
Speaker 3: K sixteen. Okay, have you followed this hashtag? It's literally

620
00:28:24,800 --> 00:28:28,440
Speaker 3: just nothing but vines of like happy black children doing

621
00:28:28,480 --> 00:28:31,399
Speaker 3: things like singing sound of music and doing cartwheels and

622
00:28:31,520 --> 00:28:36,199
Speaker 3: dancing and like little cute kids with pigtails. I don't know.

623
00:28:36,240 --> 00:28:38,360
Speaker 3: I felt a little bit better after seeing.

624
00:28:38,080 --> 00:28:41,200
Speaker 2: That Okay, I'm gonna look at that because I'm like, okay,

625
00:28:41,280 --> 00:28:43,600
Speaker 2: I need you know, that would be great to be

626
00:28:43,680 --> 00:28:44,920
Speaker 2: able to just watch.

627
00:28:45,600 --> 00:28:47,239
Speaker 1: Because that's one thing I used to always say that

628
00:28:47,320 --> 00:28:48,520
Speaker 1: like would always make me.

629
00:28:50,040 --> 00:28:51,840
Speaker 2: Like just always kind of get on my nerves when

630
00:28:51,880 --> 00:28:56,840
Speaker 2: people reported, like from from places that were considered dangerous

631
00:28:57,000 --> 00:28:59,560
Speaker 2: or like you know, from a Newark or an Oakland

632
00:28:59,760 --> 00:29:03,080
Speaker 2: or Detroit, that they all they ever showed was the

633
00:29:03,160 --> 00:29:05,640
Speaker 2: bad side. And I would always think to myself, especially

634
00:29:05,680 --> 00:29:07,880
Speaker 2: since I was working in Newark, like they would be like,

635
00:29:07,880 --> 00:29:11,080
Speaker 2: you know, a shooting maybe the day before, but yet

636
00:29:11,120 --> 00:29:12,920
Speaker 2: me and the kids would go out and go to

637
00:29:12,960 --> 00:29:15,040
Speaker 2: the park and they'd be giggling and laughing, and I

638
00:29:15,080 --> 00:29:17,920
Speaker 2: would always think to myself, you know that despite the

639
00:29:18,000 --> 00:29:21,240
Speaker 2: fact that there is this ugliness going on, there's always

640
00:29:21,280 --> 00:29:24,680
Speaker 2: beauty still happening simultaneously, And I wish that there would

641
00:29:24,680 --> 00:29:26,920
Speaker 2: be a spotlight on that because they would always bring

642
00:29:26,960 --> 00:29:28,760
Speaker 2: me so much joy, Like, no matter what was going

643
00:29:28,760 --> 00:29:32,560
Speaker 2: on in the city of Newark, I found that, you know,

644
00:29:33,080 --> 00:29:34,800
Speaker 2: still the next day the kids would go out, we'd

645
00:29:34,800 --> 00:29:35,360
Speaker 2: go to the park.

646
00:29:35,400 --> 00:29:36,800
Speaker 1: You know, they eat their little gram crackers.

647
00:29:36,800 --> 00:29:38,840
Speaker 2: They would call me miss Tiffany and give me hugs

648
00:29:38,840 --> 00:29:41,920
Speaker 2: and kisses and we would like enjoy life at that moment,

649
00:29:42,040 --> 00:29:44,760
Speaker 2: and I think that maybe that's what be You know,

650
00:29:44,760 --> 00:29:46,480
Speaker 2: I was gonna take a brown break or maybe I'll

651
00:29:46,840 --> 00:29:50,960
Speaker 2: do a brown boost instead.

652
00:30:02,040 --> 00:30:03,600
Speaker 3: Well, okay, you want to go on and do the

653
00:30:03,680 --> 00:30:05,440
Speaker 3: bron break and brown boost mm hmm.

654
00:30:05,600 --> 00:30:07,880
Speaker 2: So definitely, I'm just going to take a break from

655
00:30:07,960 --> 00:30:11,040
Speaker 2: social media just because it's a lot right now, like

656
00:30:11,680 --> 00:30:14,880
Speaker 2: there's no joy there, so I just need a break

657
00:30:14,880 --> 00:30:19,280
Speaker 2: from that. But definitely a brown boost to that new hashtag.

658
00:30:19,400 --> 00:30:23,280
Speaker 2: I think that just like watching care free black kids

659
00:30:23,320 --> 00:30:26,080
Speaker 2: be free and fun and laugh and smile and have

660
00:30:26,120 --> 00:30:28,120
Speaker 2: a good time, I think that I want a little

661
00:30:28,120 --> 00:30:30,040
Speaker 2: bit of a boost of that. So that's my bron

662
00:30:30,080 --> 00:30:31,760
Speaker 2: break and my brown boost.

663
00:30:32,120 --> 00:30:34,800
Speaker 3: Well, I'm going to do a triple dose of happiness

664
00:30:34,840 --> 00:30:37,080
Speaker 3: for brown Boots today because I feel like we need it.

665
00:30:37,120 --> 00:30:39,360
Speaker 3: If ever there were a day for a triple dose,

666
00:30:40,120 --> 00:30:42,880
Speaker 3: today's day. So one is that my fav I saw

667
00:30:42,920 --> 00:30:44,960
Speaker 3: you posted this before I could on the on our

668
00:30:45,000 --> 00:30:49,600
Speaker 3: Facebook page. But it's a ray actually raised in like

669
00:30:49,800 --> 00:30:52,440
Speaker 3: less than a day, maybe a matter of hours, over

670
00:30:52,440 --> 00:30:55,760
Speaker 3: two hundred thousand dollars for the children of Alton Sterling

671
00:30:55,840 --> 00:30:59,160
Speaker 3: to go to college. So that's amazing someone using their

672
00:30:59,200 --> 00:31:04,920
Speaker 3: power for good. And that's one. Two is that I

673
00:31:04,960 --> 00:31:11,680
Speaker 3: saw Hamilton last week. How was it? It was life changing?

674
00:31:11,760 --> 00:31:14,000
Speaker 3: Like I sort of feel like I don't know how

675
00:31:14,000 --> 00:31:16,080
Speaker 3: to describe it. I'm gonna sound insane. I've been trying

676
00:31:16,080 --> 00:31:17,680
Speaker 3: to describe it to everybody, and all I do is

677
00:31:17,720 --> 00:31:20,480
Speaker 3: sound like a crazy person and obsessed, and I just

678
00:31:20,520 --> 00:31:22,480
Speaker 3: need to like tone it down a little bit, I think.

679
00:31:22,800 --> 00:31:29,600
Speaker 3: But it was. It was the greatest thing I've ever seen.

680
00:31:29,720 --> 00:31:33,080
Speaker 3: Like I took fiance for his birthday and I literally

681
00:31:33,080 --> 00:31:38,160
Speaker 3: put I purchased these tickets nine months ago, like last September.

682
00:31:38,200 --> 00:31:40,680
Speaker 3: No more than nine almost ten months ago. I purchased

683
00:31:40,680 --> 00:31:43,400
Speaker 3: these tickets because they were all sold out till January.

684
00:31:43,480 --> 00:31:45,840
Speaker 3: And everyone's acting like I must have like shot somebody

685
00:31:45,920 --> 00:31:48,680
Speaker 3: or murdered somebody to get these No, I bought them

686
00:31:48,720 --> 00:31:52,560
Speaker 3: nearly a year ago. And everybody in that audience you

687
00:31:52,600 --> 00:31:54,640
Speaker 3: can just tell they were so grateful to be there.

688
00:31:55,360 --> 00:31:58,520
Speaker 3: And when all those actors because this is the last

689
00:31:58,760 --> 00:32:01,080
Speaker 3: this was the last two weeks of before three of

690
00:32:01,120 --> 00:32:04,440
Speaker 3: the primary cast members, including the main star of at

691
00:32:04,480 --> 00:32:06,840
Speaker 3: Lin Man and Will Miranda. They they leave the show,

692
00:32:06,920 --> 00:32:10,200
Speaker 3: so they were taping the play for I think to

693
00:32:10,280 --> 00:32:12,760
Speaker 3: air on PBS or something like that. So everyone was there,

694
00:32:12,800 --> 00:32:16,800
Speaker 3: all the original cast and when I've never heard of

695
00:32:16,800 --> 00:32:18,920
Speaker 3: Broadway audience, Like I go to Broadway plays a lot,

696
00:32:18,920 --> 00:32:22,520
Speaker 3: but I've never heard an audience like like scream, like laugh.

697
00:32:22,720 --> 00:32:25,080
Speaker 3: It was like being at it might have been like

698
00:32:25,120 --> 00:32:29,080
Speaker 3: being at that New Addition concert, like seeing your favorite

699
00:32:29,160 --> 00:32:31,120
Speaker 3: band on stage, and like people are going to like

700
00:32:31,160 --> 00:32:33,840
Speaker 3: a Beyonce show, like they were all Beyonce up there,

701
00:32:33,880 --> 00:32:36,880
Speaker 3: and it just I've never seen and I went to

702
00:32:36,920 --> 00:32:39,320
Speaker 3: color purple, but like, how often do you see a

703
00:32:39,400 --> 00:32:44,960
Speaker 3: cast that is that dive burse like like Latino Asian,

704
00:32:46,280 --> 00:32:50,480
Speaker 3: black and white too and gay and straight, and like

705
00:32:50,520 --> 00:32:53,400
Speaker 3: the fact that they could make history through hip hop

706
00:32:53,960 --> 00:32:57,440
Speaker 3: one of like a masterpiece, Like I'm listening. The soundtrack

707
00:32:57,480 --> 00:32:59,760
Speaker 3: is forty six songs long. All of them could be

708
00:32:59,800 --> 00:33:02,959
Speaker 3: on the radio, all of them and they will be

709
00:33:02,960 --> 00:33:05,880
Speaker 3: because Questlove and the Roots are producing like an album

710
00:33:06,000 --> 00:33:09,960
Speaker 3: based on the cast album. It was just so good.

711
00:33:09,960 --> 00:33:13,280
Speaker 3: And like my fiance he was like half the time

712
00:33:13,320 --> 00:33:15,040
Speaker 3: he was just watching me watch a play because my

713
00:33:15,080 --> 00:33:16,360
Speaker 3: mouth was hanging open.

714
00:33:16,240 --> 00:33:28,240
Speaker 1: Like well, somebody tweeted me a question.

715
00:33:29,600 --> 00:33:30,800
Speaker 3: Oh what is it?

716
00:33:30,800 --> 00:33:31,760
Speaker 1: It's just a simple question.

717
00:33:31,840 --> 00:33:34,400
Speaker 2: She said, Hey, at the bunch, anista, do you think

718
00:33:34,440 --> 00:33:36,880
Speaker 2: it's a good idea to refinance my car loan?

719
00:33:37,920 --> 00:33:39,920
Speaker 3: Okay, yeah, yeah, Okay, we'll set it up and we'll

720
00:33:39,920 --> 00:33:43,240
Speaker 3: do that as a question. Okay, all right, do we

721
00:33:43,240 --> 00:33:44,440
Speaker 3: have any questions today?

722
00:33:45,480 --> 00:33:45,760
Speaker 1: Yes?

723
00:33:46,120 --> 00:33:51,400
Speaker 2: I we were tweeted a question and someone asked if

724
00:33:52,080 --> 00:33:53,719
Speaker 2: we thought it was a good idea for her to

725
00:33:53,760 --> 00:33:58,800
Speaker 2: refinance her car loan. I'm assuming that. I'm assuming her

726
00:33:58,800 --> 00:34:00,120
Speaker 2: she didn't. You know, it's a tweet, so you can

727
00:34:00,240 --> 00:34:02,440
Speaker 2: give but so much information. But I'm assuming it's because

728
00:34:02,440 --> 00:34:04,080
Speaker 2: her payments are too high.

729
00:34:04,280 --> 00:34:06,200
Speaker 3: You know, that's a real issue. I was just I

730
00:34:07,160 --> 00:34:09,640
Speaker 3: was just doing a whole story for this for Magnify Money,

731
00:34:09,680 --> 00:34:13,959
Speaker 3: where I right now about subprime auto loans, like how

732
00:34:13,960 --> 00:34:16,400
Speaker 3: easy it is to get you know these like no credit,

733
00:34:16,440 --> 00:34:19,520
Speaker 3: bad credit, anyone get a car loan, and then they

734
00:34:19,600 --> 00:34:23,160
Speaker 3: talk you into getting these crazy expensive car loans that

735
00:34:23,160 --> 00:34:25,600
Speaker 3: you don't think is crazy because they're like, oh, well,

736
00:34:25,680 --> 00:34:28,840
Speaker 3: your monthly payment's only like two hundred dollars. But what

737
00:34:28,920 --> 00:34:31,040
Speaker 3: you don't realize is that not only is your interest

738
00:34:31,120 --> 00:34:34,440
Speaker 3: rate incredibly high, like over fifteen percent, sometimes even more

739
00:34:34,440 --> 00:34:37,120
Speaker 3: than twenty five percent. But that the only way they're

740
00:34:37,120 --> 00:34:41,000
Speaker 3: getting a monthly payment so loan so low is because

741
00:34:41,000 --> 00:34:43,520
Speaker 3: they're making your loan even longer, like giving you even

742
00:34:43,560 --> 00:34:45,439
Speaker 3: longer to pay off your loans. So instead of having

743
00:34:45,480 --> 00:34:47,080
Speaker 3: like a three year car loan, they're giving you like

744
00:34:47,080 --> 00:34:48,680
Speaker 3: a five, six, seven year car loan.

745
00:34:49,320 --> 00:34:52,000
Speaker 2: And then sometimes too. This happened to a few of

746
00:34:52,000 --> 00:34:54,680
Speaker 2: my dream catchers. They finally did get the money together

747
00:34:54,840 --> 00:34:57,120
Speaker 2: and there's a prepayment. They're not allowed to prepay.

748
00:34:57,960 --> 00:34:59,200
Speaker 3: That's oh yeah.

749
00:34:59,239 --> 00:35:01,560
Speaker 2: Like one woman, she was sending an extra payment and

750
00:35:01,600 --> 00:35:03,480
Speaker 2: noticed that her principle wasn't going down.

751
00:35:03,920 --> 00:35:04,400
Speaker 1: She called them.

752
00:35:04,440 --> 00:35:05,919
Speaker 2: They're like, oh, yeah, we've just been putting it toward

753
00:35:05,960 --> 00:35:08,480
Speaker 2: the interest because you can't prepay. So basically they've just

754
00:35:08,520 --> 00:35:10,520
Speaker 2: been keeping her extra money. Can you imagine?

755
00:35:10,719 --> 00:35:13,880
Speaker 3: Wow? And she was like a criminal, I know.

756
00:35:14,080 --> 00:35:16,680
Speaker 1: And I was like, wait what She's like, I don't

757
00:35:16,680 --> 00:35:17,160
Speaker 1: even know what to do.

758
00:35:17,160 --> 00:35:19,239
Speaker 2: I've been prepaying for three months, thinking like I'm doing

759
00:35:19,239 --> 00:35:22,400
Speaker 2: a good thing, and basically they pocketed my money.

760
00:35:24,280 --> 00:35:29,480
Speaker 3: You know, the CFPB the regulator for financial institutions, banks,

761
00:35:29,960 --> 00:35:32,359
Speaker 3: credit card companies, stuff like that, they've been trying really

762
00:35:32,360 --> 00:35:35,359
Speaker 3: hard to regulate the auto loan industry. M hm, they

763
00:35:35,360 --> 00:35:39,120
Speaker 3: have been unsuccessful because I didn't realize this until I

764
00:35:39,160 --> 00:35:41,600
Speaker 3: started doing this story. But like, do you know how

765
00:35:41,640 --> 00:35:44,880
Speaker 3: powerful car dealers are, like car dealers, like your local

766
00:35:44,920 --> 00:35:47,800
Speaker 3: car dealer and your neighborhood. They're like more politically powerful

767
00:35:48,120 --> 00:35:50,759
Speaker 3: than sometimes legislators. Like they're the personal like they are

768
00:35:50,800 --> 00:35:54,480
Speaker 3: the mini NRA of different states. So really yeah, and

769
00:35:54,520 --> 00:35:57,960
Speaker 3: so they've influenced policy. I was looking over the car.

770
00:35:58,200 --> 00:36:02,640
Speaker 3: The auto dealer industry has donated over like one single

771
00:36:02,640 --> 00:36:06,080
Speaker 3: auto dealer from Florida, Okay, donated seven million dollars to

772
00:36:06,360 --> 00:36:10,440
Speaker 3: political candidates this year through the election. This happened to

773
00:36:10,480 --> 00:36:13,600
Speaker 3: also be just a year after the CFPP failed to

774
00:36:14,800 --> 00:36:18,879
Speaker 3: get the get the power to regulate auto lenders too.

775
00:36:19,239 --> 00:36:21,360
Speaker 3: And it's because they have so these dealers, they have

776
00:36:21,400 --> 00:36:25,719
Speaker 3: so much influence over their local politicians.

777
00:36:25,040 --> 00:36:28,959
Speaker 2: That is insane and scary. So what say you about

778
00:36:28,960 --> 00:36:32,279
Speaker 2: advice for her? I say, well, obviously, I say yes,

779
00:36:32,360 --> 00:36:37,319
Speaker 2: you can definitely refinance your your car loan. I always say,

780
00:36:37,360 --> 00:36:39,800
Speaker 2: you know, when you're looking to buy that you should

781
00:36:39,840 --> 00:36:42,319
Speaker 2: try your best to bring your own financing with you.

782
00:36:42,440 --> 00:36:44,440
Speaker 3: Yes, you know I do that.

783
00:36:44,960 --> 00:36:46,920
Speaker 2: I know you don't realize it, but like you can go.

784
00:36:47,320 --> 00:36:50,960
Speaker 2: You can go to your credit union or even your bank,

785
00:36:51,080 --> 00:36:54,080
Speaker 2: especially if you have decent credit and work out. I

786
00:36:54,120 --> 00:36:56,239
Speaker 2: think this is what a superman did. You know he

787
00:36:56,360 --> 00:36:58,160
Speaker 2: has a really low at the time when he had

788
00:36:58,280 --> 00:37:01,239
Speaker 2: a car payment, but he got his financing from his

789
00:37:01,320 --> 00:37:04,759
Speaker 2: credit union. It was super low, single digit and he

790
00:37:04,880 --> 00:37:08,080
Speaker 2: was able to go to the car lot car dealership

791
00:37:08,120 --> 00:37:09,120
Speaker 2: and let's.

792
00:37:08,880 --> 00:37:10,960
Speaker 1: Say no, no, you know I have the money. I

793
00:37:11,040 --> 00:37:12,160
Speaker 1: just I'm here just for the car.

794
00:37:12,560 --> 00:37:15,440
Speaker 3: Right. People don't shop around enough. And you know when

795
00:37:15,440 --> 00:37:18,120
Speaker 3: you go to a dealer and they're taking you to

796
00:37:18,160 --> 00:37:21,480
Speaker 3: their financing office, you should know that those financing people

797
00:37:21,960 --> 00:37:24,040
Speaker 3: like it's in their interest to sell you loans that

798
00:37:24,040 --> 00:37:27,480
Speaker 3: they get the biggest kickback from. So when they shop around,

799
00:37:27,600 --> 00:37:29,719
Speaker 3: like oh yeah, Capital one is great, you know, we'll

800
00:37:29,719 --> 00:37:31,960
Speaker 3: get you set up with them. They'll prove you they're

801
00:37:32,000 --> 00:37:34,440
Speaker 3: getting a kickback from Capital One or not just to

802
00:37:34,480 --> 00:37:36,640
Speaker 3: call out them, but any bank, most banks that they

803
00:37:36,640 --> 00:37:40,000
Speaker 3: work with for bringing them business, for bringing you to

804
00:37:40,200 --> 00:37:42,480
Speaker 3: the bank, like the bank is actually kicking them back

805
00:37:42,480 --> 00:37:44,960
Speaker 3: to a little cash on the side. Sometimes they get

806
00:37:44,960 --> 00:37:47,040
Speaker 3: a cut up the interest rate that they give you,

807
00:37:48,000 --> 00:37:50,680
Speaker 3: so they're incentivized to give you a higher interest rate.

808
00:37:50,800 --> 00:37:53,200
Speaker 3: There's like a million reasons why it's better. You're better

809
00:37:53,239 --> 00:37:56,840
Speaker 3: off shopping for your loan on your own. But even

810
00:37:56,960 --> 00:37:59,040
Speaker 3: like I've heard from people that even if you shop around,

811
00:37:59,040 --> 00:38:00,759
Speaker 3: you still get there and they try and bully you

812
00:38:00,800 --> 00:38:02,919
Speaker 3: into car signs of extra stuff.

813
00:38:02,880 --> 00:38:04,719
Speaker 2: Like I'm actually gonna search for a car now. So

814
00:38:04,840 --> 00:38:06,960
Speaker 2: I was like, Okay, my ninety nine Toya camera. She

815
00:38:07,080 --> 00:38:10,000
Speaker 2: has done me well, but at this time to retire

816
00:38:10,000 --> 00:38:12,640
Speaker 2: her at least for like regular everyday use.

817
00:38:13,320 --> 00:38:14,840
Speaker 1: So I was gonna. I saved.

818
00:38:14,920 --> 00:38:18,040
Speaker 2: I've been saving, honestly because I've had the camera for ever.

819
00:38:19,000 --> 00:38:20,920
Speaker 2: So I have a good chunk of money. Honestly, my

820
00:38:20,920 --> 00:38:24,080
Speaker 2: budget is about twenty thousand dollars like cash, and because

821
00:38:24,080 --> 00:38:25,640
Speaker 2: I've been saving and saving for the last three or

822
00:38:25,640 --> 00:38:28,880
Speaker 2: four years, knowing that the next car I I didn't

823
00:38:29,000 --> 00:38:31,160
Speaker 2: want a hoopdie. Finally, I was like, all right, Tiffany,

824
00:38:31,200 --> 00:38:34,360
Speaker 2: you know you work hard, you've done well, you saved, We're.

825
00:38:34,160 --> 00:38:35,360
Speaker 1: Not going to get a hoop die.

826
00:38:35,640 --> 00:38:37,239
Speaker 2: But at the same time, I'm not going to get

827
00:38:37,239 --> 00:38:40,479
Speaker 2: a car loan and I so I saved and I said,

828
00:38:41,320 --> 00:38:43,520
Speaker 2: plus two, I'll buy the car for my business because

829
00:38:43,560 --> 00:38:45,920
Speaker 2: I'll keep my hoopdie for personal use and get the

830
00:38:45,960 --> 00:38:47,640
Speaker 2: car for my business so I can write it off

831
00:38:47,880 --> 00:38:49,560
Speaker 2: as a you know, as a tax write off for

832
00:38:49,600 --> 00:38:52,920
Speaker 2: my business a budgetista. And you should see their faces

833
00:38:52,960 --> 00:38:55,840
Speaker 2: so disappointed. Like first me and Superman would come in one.

834
00:38:56,200 --> 00:38:57,759
Speaker 2: You know, they I could tell they thought like, oh,

835
00:38:57,760 --> 00:39:00,200
Speaker 2: they don't have any money because you know, like we're

836
00:39:00,200 --> 00:39:03,000
Speaker 2: black and we're young, and so just even getting someone.

837
00:39:03,040 --> 00:39:05,160
Speaker 2: There were some dealerships that were really great about coming

838
00:39:05,239 --> 00:39:07,000
Speaker 2: up to us and asking us questions and you know,

839
00:39:07,400 --> 00:39:09,879
Speaker 2: and some dealerships that kind of just like eyes glazed over,

840
00:39:09,960 --> 00:39:12,600
Speaker 2: like they don't have any money. And you know, when

841
00:39:12,640 --> 00:39:14,320
Speaker 2: I would go and talk and talk about like you know,

842
00:39:14,400 --> 00:39:15,920
Speaker 2: they're like, oh, what's your budget, and you know, I

843
00:39:16,040 --> 00:39:18,560
Speaker 2: tell them, you know, well let's see the cars first.

844
00:39:18,680 --> 00:39:20,560
Speaker 2: And then when it got down to talking business and

845
00:39:20,560 --> 00:39:22,640
Speaker 2: they were like, oh, you know, we have great financing.

846
00:39:22,960 --> 00:39:25,080
Speaker 1: I would just be like it felt so good to

847
00:39:25,080 --> 00:39:26,280
Speaker 1: say I'll.

848
00:39:26,120 --> 00:39:28,920
Speaker 2: Actually be paying cash well cashier's check and they're like,

849
00:39:28,960 --> 00:39:30,239
Speaker 2: wait what.

850
00:39:30,719 --> 00:39:32,480
Speaker 1: And Superman said, that's my favorite parctivity.

851
00:39:32,480 --> 00:39:35,239
Speaker 2: I couldn't wait till we get to those parts and

852
00:39:35,280 --> 00:39:36,960
Speaker 2: they're like, well, I'm like, yes, it's for my business,

853
00:39:37,000 --> 00:39:39,440
Speaker 2: so I'll be paying be a cashier's check. So again,

854
00:39:40,040 --> 00:39:42,439
Speaker 2: so how they and you don't understand how many times

855
00:39:42,440 --> 00:39:44,640
Speaker 2: they were like wait, I don't I'm not quite understanding.

856
00:39:44,640 --> 00:39:46,399
Speaker 2: I'm like, no, I won't be doing any financing. I'll

857
00:39:46,440 --> 00:39:48,640
Speaker 2: be paying just straight.

858
00:39:48,560 --> 00:39:51,920
Speaker 3: Cash money hunt why.

859
00:39:51,480 --> 00:39:53,080
Speaker 1: And then that's when they're like, well, what do you

860
00:39:53,120 --> 00:39:54,240
Speaker 1: do again?

861
00:39:54,320 --> 00:39:57,560
Speaker 2: A briefcase, I know, I teach financial education, so what

862
00:39:57,600 --> 00:39:59,759
Speaker 2: you're not going to do? I'm like the quickest one

863
00:39:59,760 --> 00:40:02,120
Speaker 2: at Target at the gap when the women are trying

864
00:40:02,160 --> 00:40:04,560
Speaker 2: to like or the cashiers trying to get you to

865
00:40:04,560 --> 00:40:06,200
Speaker 2: sign up for like a credit card, and I'm like

866
00:40:06,239 --> 00:40:08,360
Speaker 2: now they're like you don't want to save? And I'm like, honestly,

867
00:40:08,760 --> 00:40:10,680
Speaker 2: my sister's like, oh boy, here we go, because they

868
00:40:10,680 --> 00:40:14,200
Speaker 2: know about they selling them. I'm like, every time somebody

869
00:40:14,239 --> 00:40:16,319
Speaker 2: signs up for these, you know you really are helping

870
00:40:16,360 --> 00:40:19,560
Speaker 2: to lower their credit score. Sometimes the women behind the counter,

871
00:40:19,640 --> 00:40:22,640
Speaker 2: the cashier whoever, is actually really surprised and grateful that

872
00:40:22,680 --> 00:40:23,560
Speaker 2: I shared that with them.

873
00:40:23,760 --> 00:40:28,000
Speaker 1: And sometimes they're like girl, yes or no, I was that.

874
00:40:27,960 --> 00:40:29,880
Speaker 3: Girl at the Gap because I used to get I

875
00:40:29,960 --> 00:40:31,719
Speaker 3: used to get in, like you get rewarded for how

876
00:40:31,719 --> 00:40:34,000
Speaker 3: many credit cards you sign up. That's a whole other conversation.

877
00:40:34,239 --> 00:40:35,720
Speaker 1: Yes, just crazy.

878
00:40:35,760 --> 00:40:39,279
Speaker 2: No, but yeah, so I'd say like, yeah, so refinancing

879
00:40:39,280 --> 00:40:40,440
Speaker 2: definitely looking.

880
00:40:40,520 --> 00:40:43,200
Speaker 3: You can Yeah, you know, Magnify actually has a cool

881
00:40:43,239 --> 00:40:46,880
Speaker 3: tool A little plug from my new job. You know,

882
00:40:46,880 --> 00:40:49,040
Speaker 3: they're good Magnify if you're do you want to compare

883
00:40:49,120 --> 00:40:51,439
Speaker 3: loans like they're they're like have some of the best

884
00:40:51,480 --> 00:40:55,120
Speaker 3: tools out there and they're free to use and they're

885
00:40:55,120 --> 00:40:55,600
Speaker 3: all better.

886
00:40:56,080 --> 00:40:58,440
Speaker 1: And what I love about Magnifying money everybody's activity like

887
00:40:58,480 --> 00:40:59,479
Speaker 1: do they pay you? They don't.

888
00:40:59,520 --> 00:41:02,920
Speaker 2: I just really love their website because one, it's just

889
00:41:03,000 --> 00:41:06,680
Speaker 2: great for comparison to all these different financial products and services.

890
00:41:07,239 --> 00:41:10,400
Speaker 1: Two, the language is so easy to understand. You're not like, wait,

891
00:41:10,440 --> 00:41:11,200
Speaker 1: what does that mean?

892
00:41:11,920 --> 00:41:15,120
Speaker 2: Like they're just like it's just plain spoken English, so

893
00:41:15,200 --> 00:41:15,719
Speaker 2: you get it.

894
00:41:16,200 --> 00:41:16,440
Speaker 1: You know.

895
00:41:16,520 --> 00:41:18,160
Speaker 2: Everyone who I said there is like, oh my god,

896
00:41:18,160 --> 00:41:20,200
Speaker 2: I love this website. I'm like, I know, because it's

897
00:41:20,320 --> 00:41:22,360
Speaker 2: just it's a great website that you can use to

898
00:41:22,400 --> 00:41:25,520
Speaker 2: find resources and you can actually understand what they mean

899
00:41:25,560 --> 00:41:27,040
Speaker 2: and you don't have to like Google like what does

900
00:41:27,080 --> 00:41:27,640
Speaker 2: that word mean?

901
00:41:28,080 --> 00:41:31,000
Speaker 3: So yeah, well, yes, I'll take credit for all that.

902
00:41:32,080 --> 00:41:34,239
Speaker 2: And one last little thing that about magnified money. Had

903
00:41:34,280 --> 00:41:36,240
Speaker 2: you've heard of the trans Union had that glitch?

904
00:41:36,400 --> 00:41:36,919
Speaker 1: Have you seen?

905
00:41:37,360 --> 00:41:37,520
Speaker 3: No?

906
00:41:38,680 --> 00:41:38,879
Speaker 1: Yes?

907
00:41:39,000 --> 00:41:40,520
Speaker 2: So, I mean the only reason why I know is

908
00:41:40,520 --> 00:41:42,600
Speaker 2: because my dream catchers were going crazy for the last

909
00:41:42,600 --> 00:41:46,320
Speaker 2: few days. So trans Union apparently had either a nationwide

910
00:41:46,400 --> 00:41:53,840
Speaker 2: or a worldwide glitch where everyone, everyone's basically credit score

911
00:41:54,520 --> 00:41:59,959
Speaker 2: was deleted. Everything was taken off the yes for whatever reason.

912
00:42:00,120 --> 00:42:03,359
Speaker 2: But then they put it back on. But apparently there's

913
00:42:03,400 --> 00:42:04,040
Speaker 2: a law.

914
00:42:04,680 --> 00:42:09,440
Speaker 1: That states that once you take something off of a credit.

915
00:42:09,120 --> 00:42:12,560
Speaker 2: Score, you're not allowed to put it back on without

916
00:42:12,560 --> 00:42:14,840
Speaker 2: written notice.

917
00:42:14,719 --> 00:42:16,799
Speaker 3: Yeah, so they get a free credit clean up.

918
00:42:17,200 --> 00:42:21,280
Speaker 2: Basically, it's like it's like the FCR section six to eleven,

919
00:42:21,640 --> 00:42:24,880
Speaker 2: like the final Girl on if we what FCRA stands for.

920
00:42:25,160 --> 00:42:27,400
Speaker 2: But anyway, so all of my dream catchers have been

921
00:42:27,400 --> 00:42:30,200
Speaker 2: calling TransUnion and basically being like, nah na, nah, don't

922
00:42:30,239 --> 00:42:33,160
Speaker 2: put that back on, not my negative stuff. But the

923
00:42:33,200 --> 00:42:35,279
Speaker 2: thing is, I mean, yes, it's great that you'll be

924
00:42:35,280 --> 00:42:38,279
Speaker 2: able to clean up your TransUnion score, but if they

925
00:42:38,360 --> 00:42:41,360
Speaker 2: mail you within five days of reinserting, they can actually

926
00:42:41,400 --> 00:42:44,640
Speaker 2: add the deletions back on. Also, it's not gonna affect

927
00:42:44,640 --> 00:42:46,560
Speaker 2: the other two credit report, Like, it's not like it's

928
00:42:46,600 --> 00:42:48,760
Speaker 2: across the board, like everyone is going to be removing

929
00:42:48,760 --> 00:42:52,719
Speaker 2: these negative stuff things off your credit report, and it

930
00:42:52,960 --> 00:42:54,880
Speaker 2: just because the like the line.

931
00:42:54,640 --> 00:42:56,920
Speaker 1: Item is gone, like girl, you still oh the account

932
00:42:57,000 --> 00:42:57,439
Speaker 1: is still there?

933
00:42:57,600 --> 00:42:58,600
Speaker 3: Oh of course. Yeah.

934
00:42:59,480 --> 00:43:02,080
Speaker 2: And honestly, you likely won't see a huge jump in

935
00:43:02,120 --> 00:43:04,879
Speaker 2: your in your credit score. Some people had did see

936
00:43:04,920 --> 00:43:06,480
Speaker 2: a jump. A woman was like, oh, my credit score

937
00:43:06,480 --> 00:43:08,960
Speaker 2: went up fifty points. But that's just for TransUnion, So

938
00:43:09,440 --> 00:43:12,200
Speaker 2: what if the car dealership uses Equifax, then it's not

939
00:43:12,200 --> 00:43:13,280
Speaker 2: gonna affect So I'm.

940
00:43:13,160 --> 00:43:16,839
Speaker 3: Not saying I'm surprised people's course, couldn't your score also

941
00:43:16,920 --> 00:43:19,280
Speaker 3: go down if they remove some of your older credit history?

942
00:43:19,960 --> 00:43:20,839
Speaker 1: This is possible too.

943
00:43:20,880 --> 00:43:23,640
Speaker 2: I haven't seen that that's what has happened, but it

944
00:43:23,680 --> 00:43:25,399
Speaker 2: was like a huge like everyone was.

945
00:43:25,360 --> 00:43:27,000
Speaker 1: Talking about it and the group, so I had to

946
00:43:27,000 --> 00:43:29,279
Speaker 1: do a little bit of research, like what happened? So yeah,

947
00:43:29,360 --> 00:43:30,400
Speaker 1: apparently I don't know this.

948
00:43:30,560 --> 00:43:34,200
Speaker 2: Let's just erasing everybody's credit reports and they're basically like, no, no,

949
00:43:34,480 --> 00:43:37,480
Speaker 2: don't put that old stuff back on. But like I said,

950
00:43:37,680 --> 00:43:40,680
Speaker 2: ultimately it doesn't affect all the other all the other

951
00:43:40,719 --> 00:43:43,160
Speaker 2: credit reports that you have. So you know, I'm not

952
00:43:43,200 --> 00:43:45,720
Speaker 2: saying you shouldn't you shouldn't fight to keep those negative

953
00:43:45,719 --> 00:43:48,799
Speaker 2: increase off your those negative things off your credit report,

954
00:43:48,840 --> 00:43:50,520
Speaker 2: your TransUnion credit report, but.

955
00:43:50,600 --> 00:43:52,480
Speaker 1: Just now that it might not make a big of

956
00:43:52,520 --> 00:43:53,200
Speaker 1: a difference, as.

957
00:43:53,120 --> 00:43:55,480
Speaker 3: You think, Yeah, pay your bills.

958
00:43:55,840 --> 00:43:57,880
Speaker 2: Yeah, exactly, that's gonna make the biggest difference. Pay your

959
00:43:57,880 --> 00:44:01,560
Speaker 2: bills and actively work toward like like restoring your credit

960
00:44:01,560 --> 00:44:04,239
Speaker 2: by paying your bills on time, keeping your utilization of

961
00:44:04,239 --> 00:44:07,440
Speaker 2: your credit cards low, and like not opening up new

962
00:44:07,440 --> 00:44:08,439
Speaker 2: credit cards right away.

963
00:44:09,080 --> 00:44:10,680
Speaker 3: Yeah, so we could do a whole episode, I think,

964
00:44:10,800 --> 00:44:12,720
Speaker 3: I mean, I think we're due for a nice credit

965
00:44:12,719 --> 00:44:14,920
Speaker 3: score episode. People are obsessed, yeah.

966
00:44:14,719 --> 00:44:18,560
Speaker 1: They yes, what is the obsession with credit score?

967
00:44:19,360 --> 00:44:21,319
Speaker 3: Not even just well, I mean there's a reason to

968
00:44:21,360 --> 00:44:23,839
Speaker 3: be obsessed with it, but I mean it's just people

969
00:44:23,880 --> 00:44:25,680
Speaker 3: who have bad credit and want to know how to

970
00:44:25,680 --> 00:44:27,000
Speaker 3: get out of it. You know, those are the people

971
00:44:27,000 --> 00:44:29,960
Speaker 3: who end up with these these bad auto loans. And

972
00:44:30,560 --> 00:44:32,320
Speaker 3: one thing I'll say, just getting back to her question

973
00:44:32,400 --> 00:44:34,759
Speaker 3: real quick, is when you refinance an auto loan which

974
00:44:34,760 --> 00:44:36,920
Speaker 3: you already have poor credit to begin with, you know,

975
00:44:37,000 --> 00:44:38,719
Speaker 3: that's kind of it it's kind of an issue. You

976
00:44:38,719 --> 00:44:40,520
Speaker 3: really got to work on your credit because to get

977
00:44:40,520 --> 00:44:42,759
Speaker 3: refinance that just means taking out another loan. That means

978
00:44:42,800 --> 00:44:45,960
Speaker 3: finding a lender who is willing to lend to you,

979
00:44:46,000 --> 00:44:49,319
Speaker 3: and if your credit's poor, that can be difficult. So

980
00:44:49,800 --> 00:44:52,960
Speaker 3: some of the advice that is maybe not so good

981
00:44:52,960 --> 00:44:55,279
Speaker 3: to hear. It's not like a get out of debt

982
00:44:55,360 --> 00:44:57,719
Speaker 3: quick advice. It is clean up your credit as much

983
00:44:57,760 --> 00:45:00,919
Speaker 3: as you can. You know, sell whatever you can, sell

984
00:45:00,960 --> 00:45:03,800
Speaker 3: the car if you have to, if you're bleeding money,

985
00:45:03,920 --> 00:45:06,719
Speaker 3: especially if what's happening. Sometimes I was just talking to

986
00:45:06,760 --> 00:45:11,880
Speaker 3: a woman from Georgia actually whose car she refinanced. This

987
00:45:11,920 --> 00:45:14,120
Speaker 3: is another thing you can do. So the sometimes they'll

988
00:45:14,120 --> 00:45:16,560
Speaker 3: be like, oh, so you know you want to refinance, Well,

989
00:45:16,560 --> 00:45:18,279
Speaker 3: we'll give you a new loan for a new car,

990
00:45:18,360 --> 00:45:20,400
Speaker 3: and we can roll over your old loan into that.

991
00:45:21,760 --> 00:45:24,839
Speaker 3: You're basically adding on your old loan onto the new loan,

992
00:45:24,920 --> 00:45:28,279
Speaker 3: so your loan is even bigger than it was before. Yeah,

993
00:45:28,800 --> 00:45:31,759
Speaker 3: isn't always helping you exactly. So you're paying for two

994
00:45:31,920 --> 00:45:35,640
Speaker 3: cars but only have one, yeah, basically, and that just

995
00:45:35,680 --> 00:45:38,680
Speaker 3: means and you probably that makes immediately the car you

996
00:45:38,760 --> 00:45:40,759
Speaker 3: have worth less than what you owe on the loan,

997
00:45:41,280 --> 00:45:45,040
Speaker 3: which doesn't make any sense obviously. Yeah, but I wrote

998
00:45:45,160 --> 00:45:47,520
Speaker 3: I'm going to post a link to on our blog.

999
00:45:47,600 --> 00:45:50,040
Speaker 3: I just we just did a story how to get

1000
00:45:50,040 --> 00:45:51,879
Speaker 3: out from under a bad car Loan, and I saw

1001
00:45:51,920 --> 00:45:55,719
Speaker 3: that the yes that you well, I didn't write it,

1002
00:45:55,760 --> 00:45:57,120
Speaker 3: but I assigned it. So that's what.

1003
00:46:00,000 --> 00:46:02,400
Speaker 1: Excuse me. It's my feet, my pinky up.

1004
00:46:03,360 --> 00:46:05,120
Speaker 3: It's my job. I'm an editor now, so I get

1005
00:46:05,120 --> 00:46:07,080
Speaker 3: to assign the different stories. So hey, if you guys

1006
00:46:07,080 --> 00:46:10,520
Speaker 3: have story ideas you want to answer questions answered, go

1007
00:46:10,600 --> 00:46:13,400
Speaker 3: to magnify money dot com. I swear they have answers

1008
00:46:13,400 --> 00:46:15,400
Speaker 3: to like everything, and if they don't, let me know

1009
00:46:15,480 --> 00:46:17,080
Speaker 3: and we will get those answers for you.

1010
00:46:17,800 --> 00:46:18,320
Speaker 1: Awesome.

1011
00:46:18,800 --> 00:46:19,040
Speaker 3: Yep.

1012
00:46:20,440 --> 00:46:24,320
Speaker 2: So we should end with some wins, although I'm struggling

1013
00:46:24,440 --> 00:46:25,759
Speaker 2: to decide what a win should be.

1014
00:46:26,440 --> 00:46:28,680
Speaker 3: Oh, I have a quick one. Okay, there was Actually

1015
00:46:28,680 --> 00:46:30,200
Speaker 3: I said I was gonna do three boosts, but I

1016
00:46:30,200 --> 00:46:31,439
Speaker 3: forgot one. So here's a third.

1017
00:46:31,719 --> 00:46:32,040
Speaker 1: Okay.

1018
00:46:32,080 --> 00:46:33,760
Speaker 3: Do you know Leslie Jones from SNL?

1019
00:46:34,760 --> 00:46:36,279
Speaker 1: Yes, yes, you here?

1020
00:46:36,480 --> 00:46:40,120
Speaker 3: So she is like, first of all, she's hilarious. I

1021
00:46:40,120 --> 00:46:42,560
Speaker 3: don't know her her sense of humorism for everybody. She's

1022
00:46:42,640 --> 00:46:45,759
Speaker 3: kind of like loud and sassy, and some people say

1023
00:46:45,800 --> 00:46:48,799
Speaker 3: that she's not doing any favors for black women by

1024
00:46:48,840 --> 00:46:51,520
Speaker 3: being like a stereotype, But I don't care. She's on

1025
00:46:51,600 --> 00:46:54,440
Speaker 3: TV and that's amazing. But she's in a movie with

1026
00:46:54,800 --> 00:46:57,759
Speaker 3: She's so she's starring in Ghostbusters, right mm hm. We

1027
00:46:57,800 --> 00:46:59,799
Speaker 3: talked about this before, like how everyone was saying how

1028
00:46:59,840 --> 00:47:03,239
Speaker 3: in Ghostbusters she's like stereotypical, Like why is the one

1029
00:47:03,280 --> 00:47:06,400
Speaker 3: black actress got to be the MTA worker and like

1030
00:47:06,520 --> 00:47:08,319
Speaker 3: have all you know from the hood or whatever. But

1031
00:47:09,640 --> 00:47:12,520
Speaker 3: so she tweeted that she's going to the premiere of

1032
00:47:12,520 --> 00:47:15,560
Speaker 3: Ghostbusters and she's not like none of these designers want

1033
00:47:15,560 --> 00:47:20,400
Speaker 3: to design dresses for her. And immediately who comes to

1034
00:47:20,440 --> 00:47:24,279
Speaker 3: the rescue? But my favorite Christian Siriano.

1035
00:47:24,200 --> 00:47:25,760
Speaker 1: Ah, I love him.

1036
00:47:26,360 --> 00:47:29,200
Speaker 3: I feel like he has done more for black women

1037
00:47:29,239 --> 00:47:31,680
Speaker 3: in fashion than like, I can't even think of anyone else.

1038
00:47:31,760 --> 00:47:34,080
Speaker 3: So Christian Syrian if you don't know. So he was

1039
00:47:34,080 --> 00:47:38,480
Speaker 3: on Project Runway when I used to watch it. Yeah, Slade,

1040
00:47:38,640 --> 00:47:42,719
Speaker 3: Slade was amazing, this like pint sized little nugget and

1041
00:47:42,760 --> 00:47:45,160
Speaker 3: he's gone on to dress everybody. He's on all the

1042
00:47:45,200 --> 00:47:47,319
Speaker 3: red car because he's a huge brand, and he does

1043
00:47:47,360 --> 00:47:48,919
Speaker 3: not have to go out of his way to help

1044
00:47:48,960 --> 00:47:51,400
Speaker 3: women who are different sizes. He could dress all the

1045
00:47:51,400 --> 00:47:54,759
Speaker 3: models he wants to, but he has dressed the entire

1046
00:47:54,800 --> 00:47:57,640
Speaker 3: cast of Orange Is the New Black that's become like

1047
00:47:57,680 --> 00:48:00,160
Speaker 3: his little muse lately. They and all those women or

1048
00:48:00,160 --> 00:48:03,759
Speaker 3: different sizes, mostly minority women. And not only that, but

1049
00:48:04,280 --> 00:48:06,960
Speaker 3: Danielle Brooks, who is from Orange Is the New Black.

1050
00:48:07,120 --> 00:48:10,160
Speaker 3: She became the face of his plus size line for

1051
00:48:10,239 --> 00:48:14,319
Speaker 3: Lane Bryant, which just debuted this year. So anyway, christ

1052
00:48:14,520 --> 00:48:17,520
Speaker 3: so I saw her tweet on Twitter that no one

1053
00:48:17,640 --> 00:48:19,400
Speaker 3: was finding no one would make her address, and immediately

1054
00:48:19,400 --> 00:48:21,840
Speaker 3: I tweeted at her and Christian Siriano and I was like,

1055
00:48:22,280 --> 00:48:26,240
Speaker 3: please make this happen. And Christian Siriano favorite in my tweet,

1056
00:48:27,400 --> 00:48:33,440
Speaker 3: I'm so oh yeah he did. Now I'm not gonna say.

1057
00:48:32,120 --> 00:48:33,800
Speaker 1: Yo, honestly, this is everything.

1058
00:48:33,960 --> 00:48:36,200
Speaker 3: I'm not gonna say that I made this happen.

1059
00:48:36,320 --> 00:48:36,719
Speaker 1: You did.

1060
00:48:37,200 --> 00:48:40,640
Speaker 3: But a day either they tweet the Instagram to post

1061
00:48:40,680 --> 00:48:43,200
Speaker 3: together and she's shopping in his store or not shopping,

1062
00:48:43,200 --> 00:48:44,880
Speaker 3: but she's there in his in his in his store

1063
00:48:44,960 --> 00:48:46,759
Speaker 3: getting he's designing a dress for her.

1064
00:48:46,840 --> 00:48:48,319
Speaker 1: Now, no you made it happen.

1065
00:48:48,400 --> 00:48:50,360
Speaker 2: Let's let's all give Mandy. I'm not even gonna do

1066
00:48:50,360 --> 00:48:52,000
Speaker 2: a win. I think that's a win for everyone. That's

1067
00:48:52,080 --> 00:48:55,800
Speaker 2: just like a round of applause because like, that's just honestly,

1068
00:48:55,920 --> 00:48:58,480
Speaker 2: that is so awesome. That is the power of positive

1069
00:48:58,520 --> 00:49:02,399
Speaker 2: social media at work, ladies and gentlemen, soweaiting and.

1070
00:49:02,320 --> 00:49:05,120
Speaker 1: Connecting folks Like I knew I loved him when I saw.

1071
00:49:05,160 --> 00:49:06,560
Speaker 2: I don't know if it was his best friend or

1072
00:49:06,600 --> 00:49:09,480
Speaker 2: his sister, that she was getting married and she's plus

1073
00:49:09,520 --> 00:49:11,640
Speaker 2: sized and he made her a beautiful wedding dress, and

1074
00:49:11,680 --> 00:49:12,359
Speaker 2: I was like, I.

1075
00:49:12,280 --> 00:49:15,440
Speaker 3: Love you and Nicolette Mason.

1076
00:49:16,280 --> 00:49:17,720
Speaker 1: I'm not sure if that is that his friend.

1077
00:49:17,880 --> 00:49:20,400
Speaker 3: Yes, I saw that on Instagram too. Yeah, she's like

1078
00:49:20,400 --> 00:49:23,880
Speaker 3: a plus size like uh blog, I think she's a

1079
00:49:24,040 --> 00:49:26,600
Speaker 3: she works for a magazine I forget now, but anyway,

1080
00:49:26,640 --> 00:49:29,240
Speaker 3: she's cool, she's great to follow. Oh, she's a columnist

1081
00:49:29,280 --> 00:49:32,040
Speaker 3: at Marie Claire. That's what it is, okay, yeah, plus size.

1082
00:49:32,080 --> 00:49:35,080
Speaker 3: Oh I loved her wedding dressy have gold and sparkly.

1083
00:49:35,440 --> 00:49:37,680
Speaker 2: Yes, so beautiful And I'm just like, oh, look at

1084
00:49:37,680 --> 00:49:41,320
Speaker 2: this the fields, Yes for both, look at you, Mandy,

1085
00:49:41,360 --> 00:49:42,680
Speaker 2: see you get virtual hugs.

1086
00:49:42,880 --> 00:49:44,600
Speaker 3: I just feel like, you know, I just feel like

1087
00:49:44,640 --> 00:49:47,200
Speaker 3: plus sized women should not have to feel like there's

1088
00:49:47,200 --> 00:49:50,239
Speaker 3: nothing for them. You know, people should make things for

1089
00:49:50,360 --> 00:49:55,080
Speaker 3: us too, because our bodies are our bodies. They're normal,

1090
00:49:55,120 --> 00:49:59,080
Speaker 3: they're not crazy. And I just love Christian Serano for

1091
00:49:59,080 --> 00:50:01,640
Speaker 3: for being aware of where as a lot of designers

1092
00:50:01,680 --> 00:50:05,840
Speaker 3: are not. Yeah, if you're listening, Christian, thank you on

1093
00:50:06,000 --> 00:50:07,759
Speaker 3: behalf of all women with curves.

1094
00:50:08,320 --> 00:50:09,320
Speaker 1: Yes, that's awesome.

1095
00:50:11,520 --> 00:50:12,960
Speaker 3: All right, you can top that now.

1096
00:50:13,320 --> 00:50:15,320
Speaker 1: No I can't, so on that note, we are just

1097
00:50:15,400 --> 00:50:16,080
Speaker 1: going to close that.

1098
00:50:16,160 --> 00:50:18,040
Speaker 3: Top dead with your essence fust wonderment.

1099
00:50:19,520 --> 00:50:21,560
Speaker 1: No, we're just going to like end on that note.

1100
00:50:21,560 --> 00:50:24,160
Speaker 2: And oh yeah, so if you have any financial questions,

1101
00:50:25,560 --> 00:50:26,480
Speaker 2: you could send them to.

1102
00:50:28,440 --> 00:50:31,279
Speaker 3: Brown Ambition Podcasts at gmail dot com, or.

1103
00:50:31,280 --> 00:50:34,200
Speaker 2: You can tweet us at the BA podcast or facebook

1104
00:50:34,320 --> 00:50:37,200
Speaker 2: us at Brown Ambition on Facebook.

1105
00:50:37,640 --> 00:50:39,160
Speaker 1: We look forward to connecting with you.

1106
00:50:39,320 --> 00:50:41,200
Speaker 2: If you have the feels about kind of how this

1107
00:50:41,280 --> 00:50:44,240
Speaker 2: episode went, we'd love to hear you tweet us share

1108
00:50:44,280 --> 00:50:47,080
Speaker 2: with us. Maybe you have a story that you kind

1109
00:50:47,080 --> 00:50:48,640
Speaker 2: of want to share as far as like, you know,

1110
00:50:48,960 --> 00:50:50,799
Speaker 2: kind of like the sadness that's going on, and you

1111
00:50:50,800 --> 00:50:52,840
Speaker 2: know what, I really would love what brings you to

1112
00:50:52,920 --> 00:50:56,360
Speaker 2: your happy space, like if you know, like how Mandy

1113
00:50:56,360 --> 00:50:59,800
Speaker 2: said that hashtag care for You Black Kids twenty sixteen

1114
00:51:00,239 --> 00:51:02,319
Speaker 2: kind of gives her, like the smile. So what gives

1115
00:51:02,320 --> 00:51:04,840
Speaker 2: you the smiles and gets you to a happy space

1116
00:51:04,880 --> 00:51:07,640
Speaker 2: when things are not quite so happy? I'd love love

1117
00:51:07,680 --> 00:51:09,640
Speaker 2: love to like know what that is, so you can

1118
00:51:09,680 --> 00:51:12,000
Speaker 2: tweet us at the BA podcast or me at the

1119
00:51:12,040 --> 00:51:15,200
Speaker 2: Budgetista or Mandy are you Mandy money or Mandy I.

1120
00:51:15,280 --> 00:51:18,600
Speaker 3: Am at Mandy Woodrow at Mandy was an eye, I

1121
00:51:18,680 --> 00:51:21,280
Speaker 3: was an eye. I hope that they say brown ambition

1122
00:51:21,400 --> 00:51:24,759
Speaker 3: helps them. Yes, we hope we bring a little bit

1123
00:51:24,760 --> 00:51:26,360
Speaker 3: of joy to your lives.