WEBVTT - Ep. 53 — So, You Wanna Be CEO?

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<v Speaker 1>So happy to be back, even though I'm feeling slightly

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<v Speaker 1>under the weather. How are you pick it up?

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<v Speaker 2>This is our one? You're in a verse?

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<v Speaker 1>I know. Do you know what two days it's serving?

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<v Speaker 1>You take? You take out soprano? Oh no, I'll take soprano,

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<v Speaker 1>you take out?

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<v Speaker 2>Okay? Thanks?

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<v Speaker 1>Do you know what today?

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<v Speaker 2>It's showtime? Oh god, it's sorry.

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<v Speaker 1>If you're oh my god, that is so weird. I

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<v Speaker 1>don't know what just happened. Let's see who just.

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<v Speaker 2>Ghost turn it some so Tiffany's TV.

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<v Speaker 1>Just turn on you guys, I know, and I'm thinking,

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<v Speaker 1>did I sit on the remote?

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<v Speaker 2>No, it just has been a test of your public

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<v Speaker 2>broadcast podcasting system.

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<v Speaker 1>That is weird. I'm like, oh my god, we find

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<v Speaker 1>out there's a ghost in the house, Like, stop singing.

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<v Speaker 2>We are really professional.

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<v Speaker 1>Yeah. So if you're tuning in, this is Brown Ambition

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<v Speaker 1>with Mandy Woodruck and Si and Lecha.

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<v Speaker 2>We have not been drinking, but it is our anniversary.

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<v Speaker 1>It is and we're super duper excited because who knew

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<v Speaker 1>when I first met young Mandy, Like, what was it

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<v Speaker 1>like two or three years ago?

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<v Speaker 2>It was the summer of two and eleven.

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<v Speaker 1>I believe who knew that. When I was a young

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<v Speaker 1>Crisp thirty one, I would run into Mandy and we

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<v Speaker 1>actually became really cool, and then we became friends, and

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<v Speaker 1>now here we are one Millie.

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<v Speaker 2>How many years later, four years later and one year

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<v Speaker 2>on the podcast, I'm so the love has been so nice.

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<v Speaker 2>Everyone's just like, I don't know, the last month, people

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<v Speaker 2>have been sending us all these messages and really supporting

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<v Speaker 2>the show. So I just feel like we owe you

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<v Speaker 2>guys a huge thank you for your support. Huge. Yeah,

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<v Speaker 2>I'm just my mommy and my cousin's listening anymore.

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<v Speaker 1>I know, you know, it's so weird, Mandy. It's like,

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<v Speaker 1>you know, I'm used to people saying like hey, and

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<v Speaker 1>you know, saying to me like, you know, I really

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<v Speaker 1>enjoyed a budgetista. But it's so cool. When I was

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<v Speaker 1>like at a conference in Florida and I was talking,

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<v Speaker 1>this girl turned around and she said I know that

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<v Speaker 1>voice brown ambition, and I was like what that was

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<v Speaker 1>so cool? She was like coll Mandy, I said Ahi,

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<v Speaker 1>And I was like, look at this. We grow it.

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<v Speaker 2>It's happening. And to celebrate our one year anniversary, we

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<v Speaker 2>gave our website a lovely makeover. We did. It looks

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<v Speaker 2>pretty legit now it's not a jankie tumbler. Don't hate

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<v Speaker 2>on my web skills too, legiti quit. We had a

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<v Speaker 2>professional So thank you miss Terry for upgrading our website.

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<v Speaker 2>You guys should all go check it out. It's never

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<v Speaker 2>looked better. It's Brown Ambision Podcast. It's super easy now

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<v Speaker 2>for you to submit a question, to sign up for

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<v Speaker 2>the newsletter and to get all the notes from the

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<v Speaker 2>show and get in touch with us. So check it out.

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<v Speaker 1>It's mobile what do they call it mobile responsive? I

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<v Speaker 1>was like, look at it on the phone.

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<v Speaker 2>Mobile. Oh so you can pull it up on your smartphone.

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<v Speaker 2>Oh yeah, that's hella important.

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<v Speaker 1>Yeah, it looks really good. Looks really good on the phone.

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<v Speaker 2>So fresh look. And we're going to have a party

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<v Speaker 2>on Friday. You if you received and you should have

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<v Speaker 2>received an email byte app by now from us congratulating

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<v Speaker 2>you if you were selected to be at our anniversary

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<v Speaker 2>dinner this Friday.

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<v Speaker 1>Yes, we are going to eat the most yummiest Is

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<v Speaker 1>it Ecuadorian? No, it's Peruvian, Peruvian. It it's so good. We're

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<v Speaker 1>going to chow down and we get to meet some

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<v Speaker 1>of our fably scenarios.

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<v Speaker 2>Yes, so we're super excited. Sorry if you guys weren't selected.

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<v Speaker 2>We got a lot of sweet I'm going to find

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<v Speaker 2>a way to incorporate some of the nice notes we

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<v Speaker 2>got from people. People really put their hearts into this

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<v Speaker 2>telling us what brand ambition means to them. And thank

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<v Speaker 2>you everyone who submitted your comments. I hope we can

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<v Speaker 2>have an even bigger party next year, but for now,

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<v Speaker 2>we're keeping it small.

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<v Speaker 1>Yeah, keeping it real because you know it's me and Mandy.

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<v Speaker 1>We're sponsoring it, so you know we're not rich.

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<v Speaker 2>I mean, she has the budget needs to.

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<v Speaker 1>Know. Well, I have some good news.

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<v Speaker 2>Ooh do toe.

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<v Speaker 1>So I finally finally signed the least to my office.

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<v Speaker 1>I know, it felt like so weird. I was like,

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<v Speaker 1>oh my gosh, like it's real. I've never had it.

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<v Speaker 2>Speaking of upgrades, what, no, this is an upgrade.

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<v Speaker 1>I thought you had an upgrade this year too.

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<v Speaker 2>No, no, no, no.

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<v Speaker 1>No, I'm just super excited because I've never had an

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<v Speaker 1>office space. It'll finally. I just feel like it's time

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<v Speaker 1>to shift away from just working, you know, at home,

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<v Speaker 1>because I'm not as productive as I once was working

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<v Speaker 1>at home. And so I was like, you know it's

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<v Speaker 1>time for a change of scenery and like not to

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<v Speaker 1>be like working on the dinner table and like supergirls,

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<v Speaker 1>like can you pass me the potatoes? And I'm like

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<v Speaker 1>over my computer and so yeah, I'm excited. So it's

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<v Speaker 1>just another next phase in the Budgetnista Sanga.

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<v Speaker 2>So when do you officially move in?

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<v Speaker 1>I'm hoping that we'll be able to get the painter

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<v Speaker 1>in this week. And I got a. I got Ikea.

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<v Speaker 1>Did I mention Ikea?

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<v Speaker 2>I don't think you've mentioned it publicly yet?

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<v Speaker 1>Oh well, I signed the contract, so I can't say it.

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<v Speaker 1>So Ikea has agreed to sponsor and basically decorate the space.

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<v Speaker 1>I mean, we have a designer, but you know it'll

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<v Speaker 1>be Ikia largely Ikea furniture and stuff. So super excited

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<v Speaker 1>about that because you don't have the Budgetista, and I

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<v Speaker 1>was like, how can we circumvent the cost of because

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<v Speaker 1>it's just a big it's a rectangle, it's just open space,

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<v Speaker 1>so we have to basically put everything in there. So

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<v Speaker 1>super excited.

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<v Speaker 2>Now here's a valid question. Are they going to build

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<v Speaker 2>everything for you or they are you just going to

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<v Speaker 2>get a bunch of boxes? And I have to put

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<v Speaker 2>everything together yourself.

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<v Speaker 1>I know, right, So thankfully, my boo superman is very handy.

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<v Speaker 2>So wait, did he know what he was getting himself

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<v Speaker 2>into when he raised his hand to help you put

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<v Speaker 2>together your office full of furniture? I know, honestly, my god.

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<v Speaker 1>You know.

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<v Speaker 2>I mean, if anyone who is your friend right now

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<v Speaker 2>has like locked your phone number because they know you're

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<v Speaker 2>going to be calling them the next month, can you

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<v Speaker 2>come over for a few minutes.

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<v Speaker 1>I know, I want to get him in his team

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<v Speaker 1>of like friends. I'm like, I'll make you guys dinner.

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<v Speaker 1>Have you guys just put everything together. Yeah, it's going

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<v Speaker 1>to be a process, but you know we're here for him.

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<v Speaker 2>That's exciting though.

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<v Speaker 1>Yeah, it is is really excite. I mean, I mean,

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<v Speaker 1>I just can't wait to have a space that's like,

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<v Speaker 1>I don't know, just just for work and then when

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<v Speaker 1>I come home, you know, I can be at home,

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<v Speaker 1>although I'm sure I'll still do work at home, but

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<v Speaker 1>it'll be nice to have a space where that's the expectation,

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<v Speaker 1>it's just work.

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<v Speaker 2>It may sound like corny or kind of stupid, but

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<v Speaker 2>I really just enjoy walking like the commune. I mean,

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<v Speaker 2>I don't love the commuting but I like getting a

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<v Speaker 2>little cough and reading on the train and having an

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<v Speaker 2>office to go to. That's like part of my routine.

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<v Speaker 2>I feel weird when I just work from home. I mean,

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<v Speaker 2>and sometimes it's nice, but I've I'm like on the

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<v Speaker 2>not unproductive work from home train.

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<v Speaker 1>I mean I wasn't always, but like lately, I've not

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<v Speaker 1>been as productive, and I think it's just because there's

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<v Speaker 1>very little, Like there's no line, there's no delineating line

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<v Speaker 1>when I'm home. Superman and Supergirl are just like whatever,

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<v Speaker 1>You're home, so dinner and I'm like, well, I'm doing

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<v Speaker 1>the podcast. They're like yeah, yeah, yeah, Hey Mandy, So

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<v Speaker 1>can I have a cookie?

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<v Speaker 2>You're like ah, and so the album is napping, I

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<v Speaker 2>fall asleep.

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<v Speaker 1>Oh yeah, an acoholic.

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<v Speaker 2>We're gonna have any desks. I'm on the bed and

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<v Speaker 2>I'm like, I got my sleep.

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<v Speaker 1>I know we're going to have a couch there because

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<v Speaker 1>I need, like, you know, a little a little rest

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<v Speaker 1>and relaxation throughout my day.

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<v Speaker 2>Oh I love a couch in office. Love it got

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<v Speaker 2>a couch.

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<v Speaker 1>So I'm excited.

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<v Speaker 2>Good for you guys, that's super exciting and you're sharing

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<v Speaker 2>it with your publicist.

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<v Speaker 1>Right, yes, Drina. So it's gonna cut down the costs significantly.

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<v Speaker 1>It's like, how much is it. I think it's it's

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<v Speaker 1>eleven hundred Yeah, eleven hundred dollars a month, so five

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<v Speaker 1>to fifty a months basically, and that includes utilities, which

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<v Speaker 1>is awesome.

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<v Speaker 2>Yeah, there's so much that goes into like having an

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<v Speaker 2>office space. I don't even think people realize just beyond

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<v Speaker 2>the leasing, like what other stuff do you have to

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<v Speaker 2>like you to buy like a coffee machine and water?

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<v Speaker 1>Well, thankfully, it's a it's a warehouse that has been

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<v Speaker 1>converted into a coworking space. So it's it's four floors

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<v Speaker 1>and then they have a rooftop, which is I guess

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<v Speaker 1>the fifth floor.

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<v Speaker 2>Oh that's cool.

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<v Speaker 1>Yeah, and so every floor has its own like community

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<v Speaker 1>like and it's really like community kind of room where

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<v Speaker 1>it's a refrigerator, it's a kitchen seating, so I don't

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<v Speaker 1>have to provide kind of like that aspect, which is

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<v Speaker 1>dope and like is it waywork? No, it's it's it's

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<v Speaker 1>just this really rich guy that bought this warehouse was like, hey,

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<v Speaker 1>these would be great office spaces because when I like

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<v Speaker 1>it's funky and industrial, so It's not like office space

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<v Speaker 1>is like like your doctor's office is in a bunch

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<v Speaker 1>of building. You know, it's not like that at all.

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<v Speaker 1>It's very open and you know it encourages the different

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<v Speaker 1>businesses in there to interact with each other. It's a

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<v Speaker 1>mix between rework and regular office space.

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<v Speaker 2>That's cool. I like that concept.

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<v Speaker 1>Yeah, it's really Honestly, it's so nice. I mean, like

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<v Speaker 1>when I heard that they had a rooftop and that

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<v Speaker 1>was all included in that the cafe, You're like, wow, Okay,

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<v Speaker 1>this space and what I love is a location. It's

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<v Speaker 1>right in the middle of It's like it meets where

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<v Speaker 1>New York meets Jersey City meets Hope Boken meets Newark.

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<v Speaker 1>So it's like in this perfect location fifteen minutes from

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<v Speaker 1>all of those places.

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<v Speaker 2>I think we found a new recording studio.

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<v Speaker 1>I know.

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<v Speaker 2>Yeah, honeyboo boo, fiancee is trying to convince me to

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<v Speaker 2>move to Jersey really, yes, Well, the whole reason we're

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<v Speaker 2>living with the in laws, And if you want a

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<v Speaker 2>refresh on my whole situation right now is you can

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<v Speaker 2>either listen to episode Mouse in the House or I

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<v Speaker 2>can give you a quicker recap we're basically living with

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<v Speaker 2>my fiance's parents. We've been here since the end of May,

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<v Speaker 2>and it's been an interesting summer. But the whole purpose

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<v Speaker 2>was to move in and like take the opportunity to

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<v Speaker 2>live rent free for the months leading up to our

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<v Speaker 2>wedding next spring. So that gave us about ten eleven months,

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<v Speaker 2>and we're about three months in and like we're really

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<v Speaker 2>just like maybe we'll make it till January. Maybe. But

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<v Speaker 2>the whole purpose was to save up for a house,

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<v Speaker 2>and we've decided, like we've agreed that we're saving up

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<v Speaker 2>for a house. What we haven't agreed on is the where. Okay,

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<v Speaker 2>and a little bit of the win, but mostly the where,

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<v Speaker 2>like where we're gonna live. It is such a hard

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<v Speaker 2>decision to make. It's not I mean, we know where

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<v Speaker 2>we're not gonna live. We can't afford to buy the

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<v Speaker 2>kind of space that we're looking for in Manhattan or

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<v Speaker 2>even where we were living in Queens. We just can't.

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<v Speaker 2>I mean, it's just nuts how much these apartments we

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<v Speaker 2>wanted to buy an apartment in Astoria, where we used

0:10:52.600 --> 0:10:55.200
<v Speaker 2>to live, we'd at least be looking at seven hundred

0:10:55.240 --> 0:10:59.480
<v Speaker 2>thousand dollars, which is like blowing my mind, blowing my mind.

0:10:59.520 --> 0:11:03.959
<v Speaker 2>I'm not even kidding. Seven hundred thousand dollars minimum. So

0:11:04.000 --> 0:11:06.240
<v Speaker 2>we know where we're not living. But then there's other

0:11:06.360 --> 0:11:09.040
<v Speaker 2>you know, you have Upstate New York. I call them

0:11:09.040 --> 0:11:11.559
<v Speaker 2>the Chesters, the Westchester, the port Chester, the eat Chester,

0:11:11.679 --> 0:11:14.520
<v Speaker 2>or then you have the the Jerseys and the Long Islands.

0:11:14.559 --> 0:11:18.400
<v Speaker 2>And it's just like my mind is spending all these

0:11:18.760 --> 0:11:22.360
<v Speaker 2>I just Zillow stresses me out. He's on Trulia every night.

0:11:22.520 --> 0:11:24.079
<v Speaker 2>I don't know. I just want someone to like pick

0:11:24.120 --> 0:11:24.640
<v Speaker 2>it out for me.

0:11:25.880 --> 0:11:29.560
<v Speaker 1>Yeah. House hunting is can be a lot because there's

0:11:29.559 --> 0:11:32.280
<v Speaker 1>so many factors. Like me and Superman are house hunting

0:11:32.280 --> 0:11:34.760
<v Speaker 1>before rental property to rent out, to buy and rent out,

0:11:35.760 --> 0:11:38.040
<v Speaker 1>and so I mean, I would say first things first

0:11:38.040 --> 0:11:40.439
<v Speaker 1>start with education. So we're taking although I've bought a

0:11:40.480 --> 0:11:42.480
<v Speaker 1>home before, I want us to both take a first

0:11:42.520 --> 0:11:43.559
<v Speaker 1>time home buyer's course.

0:11:44.600 --> 0:11:46.480
<v Speaker 2>You know. I'm actually we're going to one this week

0:11:46.920 --> 0:11:51.680
<v Speaker 2>really where actually it's uh, Tanya, my fab my fab finances,

0:11:51.760 --> 0:11:52.439
<v Speaker 2>Miss Tanya.

0:11:52.880 --> 0:11:53.320
<v Speaker 1>Okay?

0:11:54.080 --> 0:11:56.200
<v Speaker 2>Is it rapely or rapily and rapidly?

0:11:56.240 --> 0:11:59.719
<v Speaker 1>Yeah? Don't. That's the other one that's a little bit scary.

0:12:01.120 --> 0:12:02.000
<v Speaker 2>It is what it is.

0:12:02.120 --> 0:12:04.920
<v Speaker 1>I said it before and I was like, she was like, yeah, rapidly,

0:12:05.200 --> 0:12:06.480
<v Speaker 1>not reeply.

0:12:06.920 --> 0:12:09.720
<v Speaker 2>Well, if you haven't heard a missfab Finances, she's another

0:12:09.800 --> 0:12:14.720
<v Speaker 2>great personal finance educator and she's hosting actually a first

0:12:14.800 --> 0:12:18.800
<v Speaker 2>time homeowners workshop for in New York City this Wednesday.

0:12:18.840 --> 0:12:21.679
<v Speaker 2>So I signed us up about a month ago, so

0:12:21.679 --> 0:12:25.280
<v Speaker 2>it's kind of perfect timing. And she's partnering with I

0:12:25.360 --> 0:12:27.719
<v Speaker 2>think a real estate expert and they're just gonna work

0:12:27.800 --> 0:12:30.480
<v Speaker 2>walk us through the beginning stages. Just I mean, we

0:12:30.920 --> 0:12:33.000
<v Speaker 2>kind of know a little bit, but I just want

0:12:33.040 --> 0:12:35.360
<v Speaker 2>someone to sit down and like give me the big picture.

0:12:35.480 --> 0:12:39.079
<v Speaker 2>We know, like what we have to do financially to prepare,

0:12:39.120 --> 0:12:41.319
<v Speaker 2>which is just save all of the money that you

0:12:41.480 --> 0:12:46.200
<v Speaker 2>possibly can. It's like, but you know, yeah, you know,

0:12:45.800 --> 0:12:48.320
<v Speaker 2>our credit's pretty good, but I don't know. We just

0:12:48.360 --> 0:12:50.240
<v Speaker 2>I just want to be sure we're prepared as much

0:12:50.240 --> 0:12:52.960
<v Speaker 2>as possible. And we hired a financial planner and that's

0:12:53.000 --> 0:12:55.360
<v Speaker 2>been going pretty well. So it just kind of feels

0:12:55.360 --> 0:12:57.600
<v Speaker 2>like we're putting our big, big boy and girl pants on.

0:12:58.240 --> 0:13:00.520
<v Speaker 1>Yeah, that's it free.

0:13:00.920 --> 0:13:03.520
<v Speaker 2>Uh, it's it is free. It is free. Yep. If

0:13:03.520 --> 0:13:05.200
<v Speaker 2>you don't show up, they charge you. Twenty five bucks,

0:13:05.200 --> 0:13:06.199
<v Speaker 2>which is a good incentive.

0:13:06.360 --> 0:13:10.280
<v Speaker 1>Yeah, yeah, so we will be there.

0:13:10.440 --> 0:13:12.320
<v Speaker 2>Hey, Tanya, let's save us a seat.

0:13:12.720 --> 0:13:16.360
<v Speaker 1>I squad, that's what we call ourselves, like me, Marsha Tian. Yeah,

0:13:16.400 --> 0:13:20.200
<v Speaker 1>the rest of the money Girls squad squad up time

0:13:20.320 --> 0:13:22.319
<v Speaker 1>is dope. If you guys are have not checked out

0:13:22.360 --> 0:13:24.319
<v Speaker 1>her website and the stuff that she does, you can

0:13:24.360 --> 0:13:31.640
<v Speaker 1>go to myfaffinance dot com. Now that's dope. So let's

0:13:31.679 --> 0:13:35.560
<v Speaker 1>talk about Oh poor go ahead, pork, No, it's gonna

0:13:35.559 --> 0:13:36.440
<v Speaker 1>say poor Hillary.

0:13:36.920 --> 0:13:39.400
<v Speaker 2>Oh Hillary. It was really weird. First of all, is

0:13:39.440 --> 0:13:43.360
<v Speaker 2>nine to eleven this weekend, and I always try to

0:13:43.400 --> 0:13:46.760
<v Speaker 2>watch like the uh the ceremony online you know, we're

0:13:46.760 --> 0:13:49.040
<v Speaker 2>not online on TV where they do the name readings

0:13:49.120 --> 0:13:52.480
<v Speaker 2>at the memorial and it's always really sad, and I

0:13:52.520 --> 0:13:54.679
<v Speaker 2>start crying and I make it to like the CA's

0:13:54.720 --> 0:13:56.640
<v Speaker 2>and then I gotta turn it off. But I saw

0:13:56.760 --> 0:13:59.720
<v Speaker 2>I got a text alert that Hillary collapsed and I

0:13:59.800 --> 0:14:01.800
<v Speaker 2>was worried, and I guess she has pneumonia.

0:14:02.400 --> 0:14:05.640
<v Speaker 1>Yeah, that's that's what I heard. I'm sure she's running

0:14:05.640 --> 0:14:06.280
<v Speaker 1>herself ragged.

0:14:06.320 --> 0:14:09.280
<v Speaker 2>People are like, why are we so shocked that she's sick?

0:14:10.320 --> 0:14:12.120
<v Speaker 2>I know what's so crazy about that. Now they're like,

0:14:12.160 --> 0:14:16.079
<v Speaker 2>send as your medical records fit to be president. My goodness,

0:14:16.080 --> 0:14:19.280
<v Speaker 2>she's a human being, exactly a sixty eight year old

0:14:19.480 --> 0:14:22.080
<v Speaker 2>how old did you know? She's not a spring chicken?

0:14:22.200 --> 0:14:26.200
<v Speaker 2>And and the schedule is insane. I would be sick too.

0:14:26.640 --> 0:14:29.440
<v Speaker 1>Somebody was like Hillary could thought that's just hilarious. Somebody

0:14:29.480 --> 0:14:32.320
<v Speaker 1>said Hillary could die, come back alive as a zombie,

0:14:32.640 --> 0:14:34.800
<v Speaker 1>eat my children, and I would still vote for her

0:14:34.800 --> 0:14:39.800
<v Speaker 1>over Trump. I'm like, well, okay then, girl.

0:14:41.560 --> 0:14:44.920
<v Speaker 2>Yeah, and Trump, of course was or sorry, he who

0:14:45.040 --> 0:14:48.520
<v Speaker 2>must not be named Lord Voldemort, Yes, jumped on it

0:14:48.640 --> 0:14:52.840
<v Speaker 2>right away. This weekend, though, she called she's getting a

0:14:52.880 --> 0:14:58.240
<v Speaker 2>lot of flak for calling Voldemort's supporters, uh, deplorables. What's

0:14:58.280 --> 0:15:00.960
<v Speaker 2>the quote? She was at a giving a speech and

0:15:01.000 --> 0:15:03.120
<v Speaker 2>she said, you know, I like to categorize about half

0:15:03.120 --> 0:15:07.880
<v Speaker 2>of Voldemort's supporters as in the category called deplorables, like

0:15:08.040 --> 0:15:11.400
<v Speaker 2>racists and bigots. And it's not like like I don't

0:15:11.400 --> 0:15:12.280
<v Speaker 2>know where the lie is.

0:15:12.560 --> 0:15:15.680
<v Speaker 1>I was gonna say the problem, right, I'm like, what's

0:15:15.720 --> 0:15:16.480
<v Speaker 1>the problem with that?

0:15:16.720 --> 0:15:18.960
<v Speaker 2>But there's always a problem, Like there's just all this,

0:15:19.280 --> 0:15:21.080
<v Speaker 2>you know, people are saying, you know that was that

0:15:21.160 --> 0:15:26.520
<v Speaker 2>was wrong with her? She's disrespecting people for their political opinions.

0:15:26.560 --> 0:15:30.520
<v Speaker 2>Blah blah blah. But Voldemort himself has said that he

0:15:31.080 --> 0:15:34.320
<v Speaker 2>loves uneducated people after Pole showed that most of his

0:15:34.400 --> 0:15:38.640
<v Speaker 2>followers are uneducated, Like, I love uneducated people. How was

0:15:38.680 --> 0:15:39.480
<v Speaker 2>that not offensive?

0:15:40.080 --> 0:15:43.280
<v Speaker 1>Yeah? Whatever, They're just gonna always look for a reason

0:15:43.600 --> 0:15:44.320
<v Speaker 1>to be mad.

0:15:45.560 --> 0:15:49.040
<v Speaker 2>Home stretch, though, I'm kind of like excited, like I'm

0:15:49.080 --> 0:15:52.600
<v Speaker 2>really really excited for the first debate. I just Hillary's

0:15:52.600 --> 0:15:54.600
<v Speaker 2>got to get on tiptop shape. Girl. You gotta get

0:15:54.640 --> 0:15:57.920
<v Speaker 2>it together, do your yoga, great, drink your green juice,

0:15:57.960 --> 0:15:59.440
<v Speaker 2>because you must destroy him.

0:15:59.680 --> 0:16:05.840
<v Speaker 1>Yeah, you must. So let's talk about speaking of politics. Uh,

0:16:06.040 --> 0:16:08.840
<v Speaker 1>did you see the roasting of Anne Culture?

0:16:10.440 --> 0:16:12.520
<v Speaker 2>I did. I've heard all about it, but I haven't

0:16:12.560 --> 0:16:13.360
<v Speaker 2>actually watched it.

0:16:13.520 --> 0:16:14.480
<v Speaker 1>Oh my gosh.

0:16:14.600 --> 0:16:16.520
<v Speaker 2>I mean it wasn't even a roast for her.

0:16:16.720 --> 0:16:21.960
<v Speaker 1>She yes, she was at a roast for roblow, which

0:16:22.000 --> 0:16:27.480
<v Speaker 1>is weird enough exactly, So anyway, they had this roast.

0:16:27.520 --> 0:16:30.560
<v Speaker 1>So Comedy Central will do these roasts for people, and

0:16:30.600 --> 0:16:33.680
<v Speaker 1>that's when like the joke it's like no holds bar

0:16:33.920 --> 0:16:36.080
<v Speaker 1>jokes where they just go in and so the jokes

0:16:36.080 --> 0:16:39.040
<v Speaker 1>are pre written and from from what I understand, they

0:16:39.120 --> 0:16:40.960
<v Speaker 1>had these jokes pre written for everyone. I don't even

0:16:41.000 --> 0:16:43.040
<v Speaker 1>know why an culture agreed to be there, but she agreed,

0:16:43.600 --> 0:16:46.920
<v Speaker 1>and the she told the writers I guess she basically

0:16:46.920 --> 0:16:48.200
<v Speaker 1>said there was a number of jokes. She was like,

0:16:48.240 --> 0:16:49.320
<v Speaker 1>I won't I don't want to do that. I don't

0:16:49.320 --> 0:16:51.640
<v Speaker 1>want to do this when she was being difficult. So

0:16:51.760 --> 0:16:54.800
<v Speaker 1>what they did, and it's kind of like payback is

0:16:55.840 --> 0:16:59.640
<v Speaker 1>in conjunction with having all the other comedians that spoke

0:17:00.200 --> 0:17:02.640
<v Speaker 1>do a roast of rob Blow. All of them also

0:17:02.760 --> 0:17:04.879
<v Speaker 1>roasted her like that was like their payback, like, oh,

0:17:04.880 --> 0:17:06.800
<v Speaker 1>you don't you don't like our jokes? Well, how about these?

0:17:07.560 --> 0:17:12.320
<v Speaker 1>It was so painful to watch, I mean so painful,

0:17:12.760 --> 0:17:17.760
<v Speaker 1>like if you just and she's a cheese, honestly, I mean,

0:17:18.000 --> 0:17:20.679
<v Speaker 1>what's the worst? Literally the worst of the worst. And

0:17:20.760 --> 0:17:22.840
<v Speaker 1>even then, I mean, I'm not gonna lie. I giggled,

0:17:23.240 --> 0:17:24.800
<v Speaker 1>but I was like, Yake's like you could see in

0:17:24.880 --> 0:17:26.640
<v Speaker 1>her face she did not even know how to like,

0:17:26.640 --> 0:17:28.800
<v Speaker 1>like how do I take this? It was because it

0:17:28.880 --> 0:17:30.520
<v Speaker 1>was a surprise. She didn't you know, she's there to

0:17:30.840 --> 0:17:32.960
<v Speaker 1>everyone's there to roast Robb Blow, not roast her.

0:17:33.440 --> 0:17:35.480
<v Speaker 2>And they get dirty of them.

0:17:35.760 --> 0:17:37.879
<v Speaker 1>Yeah, it was, but I guess, and you know, it's

0:17:37.880 --> 0:17:40.800
<v Speaker 1>so crazy. Everyone's like, you know what. Normally I'd be like, hey,

0:17:40.800 --> 0:17:42.160
<v Speaker 1>that's messed up, but it's her.

0:17:42.800 --> 0:17:45.200
<v Speaker 2>Yeah. I mean she does destroy people all the time

0:17:45.240 --> 0:17:46.879
<v Speaker 2>in her own idiotic commentary.

0:17:47.000 --> 0:17:51.440
<v Speaker 1>So I guess, Karmel, Yeah, it was whoolchild. If you're

0:17:51.440 --> 0:17:54.240
<v Speaker 1>in like it's it's hard to watch, but it's also

0:17:54.280 --> 0:17:55.440
<v Speaker 1>a bussy TV.

0:17:58.080 --> 0:18:00.200
<v Speaker 2>Like watching a train wreck. Can't look away?

0:18:00.440 --> 0:18:02.720
<v Speaker 1>I that's exactly how I thought. I was like, must

0:18:02.960 --> 0:18:04.320
<v Speaker 1>look away, but can't.

0:18:05.600 --> 0:18:07.720
<v Speaker 2>I want to. I really want to talk about this.

0:18:07.920 --> 0:18:11.280
<v Speaker 2>The study by that LinkedIn did okay that everyone's sort

0:18:11.280 --> 0:18:14.080
<v Speaker 2>of talking about. It's a study they looked at nearly

0:18:14.160 --> 0:18:19.639
<v Speaker 2>half a million of their members to find out what

0:18:19.760 --> 0:18:23.520
<v Speaker 2>it takes to become a CEO, what it takes to

0:18:23.520 --> 0:18:25.639
<v Speaker 2>get to this. It's the CEO or VP level at

0:18:25.640 --> 0:18:27.280
<v Speaker 2>a company. Did you look at Do you see the study?

0:18:27.400 --> 0:18:28.000
<v Speaker 1>No? I didn't.

0:18:28.240 --> 0:18:32.240
<v Speaker 2>It's so interesting it actually shows so basically, they looked

0:18:32.240 --> 0:18:35.720
<v Speaker 2>at nearly half a million dollar, half a million dollars,

0:18:35.880 --> 0:18:38.239
<v Speaker 2>half a million of their members and looked at their

0:18:38.280 --> 0:18:40.719
<v Speaker 2>career trajectories. You know how on LinkedIn you mark your

0:18:40.760 --> 0:18:43.959
<v Speaker 2>career or whatever, and they looked at they've found some

0:18:44.000 --> 0:18:46.679
<v Speaker 2>common characteristics among the people who made it to that

0:18:46.800 --> 0:18:51.480
<v Speaker 2>VP CEO level, and they found that experience, it's not

0:18:51.600 --> 0:18:54.400
<v Speaker 2>just like how long you're working in a specific industry.

0:18:54.880 --> 0:18:59.080
<v Speaker 2>They found that experience in one additional area within that

0:18:59.200 --> 0:19:03.200
<v Speaker 2>industry prove the person's odds of becoming a senior executive

0:19:03.600 --> 0:19:06.760
<v Speaker 2>as much as three years of extra experience would have.

0:19:07.640 --> 0:19:10.679
<v Speaker 2>And I thought that was really fascinating because it's the

0:19:10.720 --> 0:19:13.240
<v Speaker 2>whole study sort of shows that, like it's not it's

0:19:13.280 --> 0:19:16.439
<v Speaker 2>important to stick with your like industry in order to

0:19:16.480 --> 0:19:19.000
<v Speaker 2>get up to that CEO level, but what's even more

0:19:19.040 --> 0:19:22.320
<v Speaker 2>important is making sure that you work in other areas

0:19:22.359 --> 0:19:26.280
<v Speaker 2>within that industry. So if for example, I mean, I'm

0:19:26.320 --> 0:19:29.119
<v Speaker 2>a journalist, so I should spend time doing social media

0:19:29.160 --> 0:19:33.280
<v Speaker 2>and advertising and PR and looking into all those different

0:19:33.280 --> 0:19:37.240
<v Speaker 2>aspects data visualization and gaining all those other that expertise

0:19:37.760 --> 0:19:40.600
<v Speaker 2>kind of goes toward making you a more well rounded

0:19:41.000 --> 0:19:44.240
<v Speaker 2>person and helps you get to that CEO level.

0:19:44.880 --> 0:19:47.200
<v Speaker 1>Okay, I see what you mean. Like it's like it's

0:19:47.320 --> 0:19:50.280
<v Speaker 1>it's it's not just this straight path that you should

0:19:50.320 --> 0:19:56.760
<v Speaker 1>have kind of like experience in connecting, connecting subjects like, Okay,

0:19:56.840 --> 0:19:58.040
<v Speaker 1>you want to go you know, you want to be

0:19:58.080 --> 0:20:00.840
<v Speaker 1>a I don't know. You know, you're my wants to

0:20:00.880 --> 0:20:05.639
<v Speaker 1>really work in fashion. But before that she was working

0:20:05.640 --> 0:20:07.560
<v Speaker 1>in finance, and I told her, you know, that's going

0:20:07.640 --> 0:20:10.000
<v Speaker 1>to give you a leg up. And it's true because

0:20:10.040 --> 0:20:13.159
<v Speaker 1>now that she's working as a buyer, most buyers only

0:20:13.160 --> 0:20:16.800
<v Speaker 1>have experience with the fashion aspect. So she stands out

0:20:16.800 --> 0:20:19.359
<v Speaker 1>here she is with her MBA in finance and marketing.

0:20:19.520 --> 0:20:21.560
<v Speaker 2>You know, I was just about to talk. They also

0:20:21.640 --> 0:20:26.760
<v Speaker 2>mentioned the NBA MBA and MBAs definitely go a long

0:20:26.800 --> 0:20:29.600
<v Speaker 2>way toward determining or predicting whether or not you're going

0:20:29.640 --> 0:20:32.160
<v Speaker 2>to become a CEO. A lot of CEOs have MBAs,

0:20:32.640 --> 0:20:35.199
<v Speaker 2>but actually the study found that it's really the most

0:20:35.560 --> 0:20:38.600
<v Speaker 2>effective if you go to like the top five, a

0:20:38.680 --> 0:20:42.480
<v Speaker 2>top five school for your MBA. Apparently that's what works

0:20:42.480 --> 0:20:44.320
<v Speaker 2>for more And he was kind of like, yes, that's

0:20:44.359 --> 0:20:47.520
<v Speaker 2>probably the most highly indicative marker saying that you'll become

0:20:47.520 --> 0:20:50.480
<v Speaker 2>a CEO. And since everyone's not able to go to

0:20:50.520 --> 0:20:53.040
<v Speaker 2>a top five school for their MBA, he said, the

0:20:53.119 --> 0:20:55.760
<v Speaker 2>more reasonable conclusion from this study is to work in

0:20:55.800 --> 0:20:59.440
<v Speaker 2>as many areas within an industry as possible. And I'll

0:20:59.480 --> 0:21:01.840
<v Speaker 2>read this one excerpt. It says, to get a job

0:21:01.880 --> 0:21:05.919
<v Speaker 2>as a top executive, it helps greatly to have experience

0:21:06.000 --> 0:21:09.320
<v Speaker 2>in as many of a business's functional areas as possible.

0:21:09.760 --> 0:21:12.640
<v Speaker 2>A person who burrows down for years and say the

0:21:12.680 --> 0:21:15.879
<v Speaker 2>finance department stands less of a chance of reaching a

0:21:15.880 --> 0:21:19.680
<v Speaker 2>top executive job than a corporate finance specialist who also

0:21:19.800 --> 0:21:25.399
<v Speaker 2>spent time in marketing or engineering or both of those. So, okay,

0:21:25.480 --> 0:21:27.760
<v Speaker 2>outside your comfort zone, people, if you want to get

0:21:27.800 --> 0:21:29.600
<v Speaker 2>to the top, it makes a lot of sense because

0:21:29.600 --> 0:21:31.399
<v Speaker 2>if you look at it, you know, and now that

0:21:31.440 --> 0:21:33.439
<v Speaker 2>I've become a manager, I get this a lot more.

0:21:33.480 --> 0:21:35.800
<v Speaker 2>I'm not a CEO, obviously, but I have to have

0:21:35.840 --> 0:21:39.600
<v Speaker 2>an understanding of how to make different departments, different people,

0:21:39.600 --> 0:21:42.680
<v Speaker 2>and different roles work together to achieve a common goal.

0:21:42.760 --> 0:21:45.400
<v Speaker 2>You know, you put out this huge study last week

0:21:45.400 --> 0:21:47.959
<v Speaker 2>and I had to work with data researchers and with

0:21:48.080 --> 0:21:51.359
<v Speaker 2>graphics artists, and with the writer of the report, and

0:21:51.359 --> 0:21:53.600
<v Speaker 2>with the CEO of the company and with the PR team,

0:21:54.080 --> 0:21:56.680
<v Speaker 2>and you sort of and I think having experience in

0:21:56.960 --> 0:22:01.200
<v Speaker 2>those areas really helps at that project or get that,

0:22:01.359 --> 0:22:03.760
<v Speaker 2>you know, get that team solid and working all together.

0:22:04.760 --> 0:22:07.960
<v Speaker 1>Now, I totally think so, because it's just no way

0:22:08.080 --> 0:22:09.959
<v Speaker 1>just from running my own company, I have to know

0:22:10.040 --> 0:22:12.280
<v Speaker 1>a little bit of everything. You know, I might not

0:22:12.359 --> 0:22:14.119
<v Speaker 1>do every single thing. Like before we got on the

0:22:14.760 --> 0:22:17.639
<v Speaker 1>before we started, you know, taping. Today, I was on

0:22:17.680 --> 0:22:20.800
<v Speaker 1>the phone with my COO and we were working through

0:22:20.880 --> 0:22:23.240
<v Speaker 1>like a tech issue. We want to start sending text

0:22:23.320 --> 0:22:25.320
<v Speaker 1>messages to remind people who have signed up for the

0:22:25.320 --> 0:22:29.000
<v Speaker 1>liver Rich Academy, Hey tonight, there's class tonight, because that's

0:22:29.040 --> 0:22:32.000
<v Speaker 1>one of the number one That was some feedback that

0:22:32.000 --> 0:22:33.760
<v Speaker 1>we'd gotten that like, oh I love the classes, but

0:22:33.800 --> 0:22:36.000
<v Speaker 1>I'm always missing them. So we thought, well, well, what

0:22:36.080 --> 0:22:38.320
<v Speaker 1>can we do. Oh, people might not check their email,

0:22:38.359 --> 0:22:40.480
<v Speaker 1>but they checked their phone all the time. If we

0:22:40.480 --> 0:22:43.200
<v Speaker 1>could set a text message three hours before, don't forget

0:22:43.240 --> 0:22:46.040
<v Speaker 1>classes tonight. And so you would think that would be

0:22:46.080 --> 0:22:49.280
<v Speaker 1>a simple thing, but you need like a PhD in

0:22:50.040 --> 0:22:54.119
<v Speaker 1>behind the scenes onomy just to like So me and

0:22:54.119 --> 0:22:55.440
<v Speaker 1>her were working it and we thought we got it.

0:22:55.480 --> 0:22:57.480
<v Speaker 1>We're like we got it, and then we tested it

0:22:57.520 --> 0:22:59.040
<v Speaker 1>and it didn't work. And I was like, well, girl,

0:22:59.080 --> 0:23:01.560
<v Speaker 1>I gotta go tape around. And but like that's just

0:23:01.600 --> 0:23:04.760
<v Speaker 1>how if you're running a company or you have like

0:23:04.920 --> 0:23:08.520
<v Speaker 1>high level responsibility, I mean from that to interviewing folks,

0:23:08.560 --> 0:23:12.320
<v Speaker 1>to always marketing to you know, coming up with new

0:23:12.400 --> 0:23:15.760
<v Speaker 1>strategies for the brand. I mean, I mean, I've grown

0:23:15.840 --> 0:23:17.920
<v Speaker 1>so much as a person just from running a company,

0:23:17.920 --> 0:23:21.000
<v Speaker 1>because it's just you're never just doing one thing. I

0:23:21.800 --> 0:23:24.159
<v Speaker 1>don't even spend majority I won't even say half of

0:23:24.160 --> 0:23:27.680
<v Speaker 1>my time is spent and teaching financial education less than half,

0:23:27.800 --> 0:23:30.600
<v Speaker 1>which is like the core the core competency of my

0:23:30.640 --> 0:23:33.480
<v Speaker 1>business is teaching being a financial educator. But most of

0:23:33.480 --> 0:23:37.720
<v Speaker 1>my time is spent you know, running a business. So yeah,

0:23:37.760 --> 0:23:40.240
<v Speaker 1>I could totally see that. But even better than working

0:23:40.560 --> 0:23:42.680
<v Speaker 1>for a CEO is being a CEO.

0:23:43.359 --> 0:23:49.399
<v Speaker 2>Yo. Yeah, So yeah, it was an interesting said if

0:23:49.400 --> 0:23:51.120
<v Speaker 2>you want to go check it out, go to LinkedIn

0:23:51.640 --> 0:23:55.439
<v Speaker 2>dot com, just google LinkedIn CEO study. It's super interesting

0:23:55.480 --> 0:24:12.480
<v Speaker 2>tips though, And that concludes buzzworthy. That was a good puzzworthy.

0:24:12.640 --> 0:24:16.760
<v Speaker 2>It was all right on our first anniversary, will you

0:24:16.800 --> 0:24:18.760
<v Speaker 2>be boosting or will you be breaking?

0:24:19.920 --> 0:24:24.760
<v Speaker 1>Well, I think that I am going to I'm gonna

0:24:25.359 --> 0:24:30.320
<v Speaker 1>I'm gonna boost I'm gonna boost communication. I think that.

0:24:30.480 --> 0:24:34.040
<v Speaker 1>I mean, I was just like like I woman, I

0:24:34.080 --> 0:24:38.000
<v Speaker 1>am so no, just because me and Superman had just

0:24:38.040 --> 0:24:41.800
<v Speaker 1>like a very strong conversation last night. You know that's

0:24:41.800 --> 0:24:44.680
<v Speaker 1>what you call when you say you did you guys argue, Oh, that's.

0:24:44.480 --> 0:24:47.080
<v Speaker 2>Like before that's like like an adult argument.

0:24:48.920 --> 0:24:52.280
<v Speaker 1>But I mean it was because I was the only

0:24:52.320 --> 0:24:55.399
<v Speaker 1>one with the conversation. He was just looking like, oh,

0:24:55.520 --> 0:24:56.280
<v Speaker 1>where is this coming to?

0:24:56.480 --> 0:25:01.040
<v Speaker 2>Yea girl? I recognize that feeling. I know that feeling. Well, right, go.

0:25:00.960 --> 0:25:03.160
<v Speaker 1>Ahead, and then and then after you're done, you're looking

0:25:03.240 --> 0:25:05.840
<v Speaker 1>like was I just crazy girlfriend right now? Or was

0:25:05.880 --> 0:25:09.040
<v Speaker 1>I legitimately I'm upset so I get to express myself girlfriend.

0:25:09.240 --> 0:25:12.600
<v Speaker 1>Either way, it's done. And so we just had like,

0:25:12.640 --> 0:25:14.800
<v Speaker 1>you know, like a strong conversation because I was just like, so,

0:25:15.000 --> 0:25:18.080
<v Speaker 1>what's because to me, communication is key. I'm always wanted

0:25:18.119 --> 0:25:19.879
<v Speaker 1>to be like, well, let's make sure we're on the

0:25:19.880 --> 0:25:22.200
<v Speaker 1>same page. We're on the same page, right, Let's make sure.

0:25:22.600 --> 0:25:24.400
<v Speaker 1>And so he said something that made me think are

0:25:24.400 --> 0:25:26.199
<v Speaker 1>we not on the same page? And I just, you know,

0:25:26.680 --> 0:25:28.600
<v Speaker 1>I don't know why I had a backflip about it,

0:25:28.680 --> 0:25:30.840
<v Speaker 1>Maybe because I was not feeling so well from the cold,

0:25:31.240 --> 0:25:33.680
<v Speaker 1>but I basically was like, look, this is the year

0:25:34.000 --> 0:25:37.960
<v Speaker 1>whether you like it or not, this is the year now.

0:25:40.680 --> 0:25:43.280
<v Speaker 1>And I said, so, it's either the year that is

0:25:43.520 --> 0:25:45.080
<v Speaker 1>that we take it to the next level or it

0:25:45.119 --> 0:25:48.200
<v Speaker 1>is the year that we say goodbye. You you decide, sir,

0:25:48.520 --> 0:25:50.359
<v Speaker 1>And he was just like, I didn't say that. I'm like,

0:25:50.480 --> 0:25:54.720
<v Speaker 1>let me finish. And so so we had a strongly

0:25:54.760 --> 0:25:57.040
<v Speaker 1>word of conversation and then I felt bad later because

0:25:57.080 --> 0:25:58.600
<v Speaker 1>he was like, babe, you know I love you. I

0:25:58.640 --> 0:26:00.760
<v Speaker 1>mean like, this is you know, this is what I want.

0:26:01.080 --> 0:26:03.760
<v Speaker 1>We talked about this. I was like, oh, because you

0:26:03.800 --> 0:26:05.480
<v Speaker 1>said something that made it seem like He's like, well,

0:26:05.520 --> 0:26:09.120
<v Speaker 1>of course, I'm just expressing that. You know, it's still

0:26:09.320 --> 0:26:10.960
<v Speaker 1>it's still a scary move, you know.

0:26:12.080 --> 0:26:15.439
<v Speaker 2>And what are we talking about her babies or that marriage.

0:26:15.680 --> 0:26:17.200
<v Speaker 1>I feel like men always are like, yeah, I'll pop

0:26:17.240 --> 0:26:18.840
<v Speaker 1>out a baby. We're talking about marriage.

0:26:18.920 --> 0:26:20.200
<v Speaker 2>They're not popping out anything.

0:26:20.480 --> 0:26:21.960
<v Speaker 1>No, But I'm just saying that, like, you know, men

0:26:21.960 --> 0:26:24.360
<v Speaker 1>are like, yes, I feel like a man is more

0:26:24.400 --> 0:26:27.400
<v Speaker 1>apt to want to have a kid sometimes and want

0:26:27.440 --> 0:26:28.119
<v Speaker 1>to get married.

0:26:28.440 --> 0:26:32.800
<v Speaker 2>And so I would like to see that study. I

0:26:32.840 --> 0:26:35.679
<v Speaker 2>don't know, Actually, that's an interesting question. I wonder what

0:26:35.760 --> 0:26:36.720
<v Speaker 2>is more terrifying.

0:26:37.440 --> 0:26:39.960
<v Speaker 1>I feel like man, I feel like honestly that it's

0:26:40.000 --> 0:26:43.080
<v Speaker 1>more terrifying to them, like because marriage is like, oh

0:26:43.119 --> 0:26:45.440
<v Speaker 1>my god, I'm never gonna be able to run around

0:26:45.440 --> 0:26:47.320
<v Speaker 1>because he was like, it's just scary because you know,

0:26:47.720 --> 0:26:50.000
<v Speaker 1>I won't be free. I'm like, you're not free now, brother,

0:26:50.200 --> 0:26:53.040
<v Speaker 1>we lived together. Where are you going? He was like,

0:26:53.400 --> 0:26:54.040
<v Speaker 1>that's true.

0:26:54.160 --> 0:26:55.760
<v Speaker 2>Having a child does not make it. I mean I

0:26:55.760 --> 0:26:59.200
<v Speaker 2>feel like having a child is like the ultimate tie down,

0:26:59.440 --> 0:27:02.480
<v Speaker 2>Like there's no like you, it's a life, it's a

0:27:02.560 --> 0:27:03.359
<v Speaker 2>human life.

0:27:03.720 --> 0:27:06.160
<v Speaker 1>That's terrifying, you know, well to me because I don't

0:27:06.200 --> 0:27:08.080
<v Speaker 1>have but he has, you know, a child, and you

0:27:08.119 --> 0:27:11.240
<v Speaker 1>know he's you know, so to him, it's not it's like,

0:27:11.320 --> 0:27:13.480
<v Speaker 1>oh yeah, you know, let him tell it. He'd like four.

0:27:13.560 --> 0:27:16.160
<v Speaker 1>I'm like, how son, I'm thirty seven, almost thirty seven.

0:27:16.280 --> 0:27:18.879
<v Speaker 1>That's not gonna happen. If you're lucky, maybe two, but

0:27:19.160 --> 0:27:22.840
<v Speaker 1>likely one. So yeah, we had like a strongly worded conversation.

0:27:23.080 --> 0:27:25.199
<v Speaker 1>Well I did it, but and I thought to myself,

0:27:25.240 --> 0:27:29.280
<v Speaker 1>you know, communication is really key because I mean you

0:27:29.359 --> 0:27:32.520
<v Speaker 1>just to me, whether it's your boo, whether it's your

0:27:33.000 --> 0:27:36.560
<v Speaker 1>you know, friend at work, whoever, that like really expressing

0:27:36.600 --> 0:27:40.560
<v Speaker 1>yourself even if sometimes it's strong. You know that, I

0:27:40.600 --> 0:27:42.000
<v Speaker 1>don't know. I just wanted to give a boost to that,

0:27:42.040 --> 0:27:44.760
<v Speaker 1>because how do you know, people can't read your mind.

0:27:44.760 --> 0:27:46.920
<v Speaker 1>You have to say what you think, and you can't

0:27:46.960 --> 0:27:49.000
<v Speaker 1>wait forever. That's one thing I've learned because I used

0:27:49.000 --> 0:27:51.240
<v Speaker 1>to be someone who would say nothing and then completely

0:27:51.280 --> 0:27:54.359
<v Speaker 1>blow up, and so I've learned, like you know, I'm better.

0:27:54.440 --> 0:27:58.000
<v Speaker 1>I'm not totally great at it and expressing myself in

0:27:58.080 --> 0:27:59.879
<v Speaker 1>the moment when I'm feeling it and saying, well, this

0:27:59.920 --> 0:28:01.919
<v Speaker 1>is how I'm feeling now. So it's not something that

0:28:01.960 --> 0:28:04.960
<v Speaker 1>I've waited three years to say. So that's my boost communication.

0:28:05.119 --> 0:28:07.240
<v Speaker 1>So we'll see, because you know, my birthday's coming up, Mandy,

0:28:07.320 --> 0:28:09.800
<v Speaker 1>so you are no, well, I was just.

0:28:09.760 --> 0:28:13.080
<v Speaker 2>Gonna I was just gonna add to that. It's never

0:28:13.240 --> 0:28:16.080
<v Speaker 2>just the one conversation like I think we thought at

0:28:16.160 --> 0:28:19.920
<v Speaker 2>least a half doesn't like come to Jesus' adulting conversations

0:28:19.960 --> 0:28:22.840
<v Speaker 2>like where you have to re establish Okay, this is

0:28:22.880 --> 0:28:25.160
<v Speaker 2>what I want now, are you okay? Good? Okay, great?

0:28:25.280 --> 0:28:27.439
<v Speaker 2>And then you like I feel like you can't just

0:28:27.480 --> 0:28:29.800
<v Speaker 2>have the one conversation and think that that's it and

0:28:29.840 --> 0:28:32.640
<v Speaker 2>that they're continuing to like read your mind. I think

0:28:32.680 --> 0:28:35.000
<v Speaker 2>you have to like revisit it every once in a

0:28:35.000 --> 0:28:37.320
<v Speaker 2>while just to like catch up and make sure you

0:28:37.320 --> 0:28:40.080
<v Speaker 2>guys are on the same page because things can change.

0:28:39.840 --> 0:28:41.360
<v Speaker 1>No for real. And that's why I was like, so,

0:28:41.520 --> 0:28:44.239
<v Speaker 1>is that what's happening? Are we changing your mind? I

0:28:44.280 --> 0:28:46.840
<v Speaker 1>was like, oh, just cause be clear. You know women

0:28:46.880 --> 0:28:50.560
<v Speaker 1>were so terrible. Just be clear. I mean, I could

0:28:50.640 --> 0:28:53.040
<v Speaker 1>you know You're like, kemny, what are you talking about? You?

0:28:54.240 --> 0:28:56.120
<v Speaker 2>Oh, I know just how crazy you got. You're not

0:28:56.160 --> 0:28:58.440
<v Speaker 2>even telling the half of it. I can just imagine

0:28:58.480 --> 0:28:59.320
<v Speaker 2>because I've been there.

0:28:59.600 --> 0:29:02.840
<v Speaker 1>Yes, And then I'm like, yes, I mean I didn't

0:29:02.960 --> 0:29:04.720
<v Speaker 1>go as dark as I could. I was telling my

0:29:04.760 --> 0:29:06.720
<v Speaker 1>best friend. I was like, you know, one good thing

0:29:06.800 --> 0:29:10.440
<v Speaker 1>is I went upstairs and I had more darkness to spew,

0:29:10.960 --> 0:29:13.720
<v Speaker 1>and like there was a little light that said, don't

0:29:13.720 --> 0:29:15.880
<v Speaker 1>you do it. Don't you do it. You've already done

0:29:15.880 --> 0:29:17.959
<v Speaker 1>it up there. You just go to sleep. Because I

0:29:18.000 --> 0:29:19.440
<v Speaker 1>was going to go back downstairs and be like and

0:29:19.680 --> 0:29:20.600
<v Speaker 1>another thing.

0:29:20.480 --> 0:29:25.280
<v Speaker 2>But it don't. That's called Marry maturity. Mary Maturity visited

0:29:25.280 --> 0:29:26.080
<v Speaker 2>you the angel.

0:29:26.520 --> 0:29:28.920
<v Speaker 1>Yes she did, because this morning, like you know, it

0:29:28.960 --> 0:29:30.880
<v Speaker 1>was like, honestly, he woke up and he was like, baby,

0:29:31.320 --> 0:29:32.680
<v Speaker 1>I don't want you to feel any kind of way.

0:29:32.760 --> 0:29:34.640
<v Speaker 1>I love you, this is what I want. And it

0:29:34.760 --> 0:29:38.080
<v Speaker 1>was only because I had not gone to the dark

0:29:38.120 --> 0:29:40.160
<v Speaker 1>side that we were able to like this morning. Honestly,

0:29:40.200 --> 0:29:42.280
<v Speaker 1>there was no bad blood this morning. It was just like, no,

0:29:42.360 --> 0:29:43.880
<v Speaker 1>I don't know why you feel that way. No, I

0:29:43.920 --> 0:29:46.360
<v Speaker 1>can express me being like a little scared without you

0:29:46.400 --> 0:29:48.200
<v Speaker 1>thinking now I'm trying to run away? Where am I going?

0:29:48.800 --> 0:29:51.280
<v Speaker 1>And I'm like, that's true. So, like I said, you

0:29:51.360 --> 0:29:56.080
<v Speaker 1>live and you learn, and you live to communicate another day, hopefully.

0:29:56.720 --> 0:30:01.320
<v Speaker 2>And doubts don't mean they're not like doubts aren't terrible,

0:30:01.720 --> 0:30:05.960
<v Speaker 2>Like everyone has doubts, Everyone second guesses. I think I

0:30:06.000 --> 0:30:09.880
<v Speaker 2>always I never believe that. I never believe that that line,

0:30:09.920 --> 0:30:12.280
<v Speaker 2>like I just knew for the moment I met them,

0:30:12.280 --> 0:30:14.960
<v Speaker 2>and I never question. I just never ever ever question,

0:30:15.160 --> 0:30:18.000
<v Speaker 2>like what do you not have a brain or like

0:30:18.280 --> 0:30:20.239
<v Speaker 2>a career to think about it. I think everyone has

0:30:20.400 --> 0:30:23.600
<v Speaker 2>questions about relationships and you have to like think about

0:30:23.640 --> 0:30:26.280
<v Speaker 2>that and those questions and the answers change over time.

0:30:26.760 --> 0:30:28.080
<v Speaker 2>I don't know, I think doubt's okay.

0:30:28.480 --> 0:30:30.880
<v Speaker 1>Yeah, No, I honestly because I mean, I of course

0:30:30.920 --> 0:30:33.040
<v Speaker 1>have had and not just because not because he's not

0:30:33.080 --> 0:30:34.920
<v Speaker 1>a great guy. But you know, you just think yourself

0:30:35.400 --> 0:30:38.040
<v Speaker 1>when you start to really think like this would be it?

0:30:38.040 --> 0:30:40.960
<v Speaker 1>It it like, am I certain to say the rest

0:30:40.960 --> 0:30:44.160
<v Speaker 1>of my life like forever ever? You know, when you

0:30:44.160 --> 0:30:46.800
<v Speaker 1>start thinking of it, you know, then you start thinking like, well,

0:30:46.800 --> 0:30:50.040
<v Speaker 1>what about what if maybe you know, well, for me,

0:30:50.120 --> 0:30:53.360
<v Speaker 1>it's not even about someone else. It's more so about me, Like, well,

0:30:54.160 --> 0:30:56.080
<v Speaker 1>like what if I want to travel the world and

0:30:56.160 --> 0:30:58.800
<v Speaker 1>like live in Istanbul for a year and not get

0:30:58.840 --> 0:31:02.000
<v Speaker 1>married and just like be the cool aunt that you know,

0:31:02.080 --> 0:31:03.880
<v Speaker 1>it's like it's always living in a different country. What

0:31:03.880 --> 0:31:05.280
<v Speaker 1>if I want to be that girl? Because I used

0:31:05.280 --> 0:31:08.600
<v Speaker 1>to want to be that girl, and so that's that's

0:31:08.680 --> 0:31:10.520
<v Speaker 1>usually like what I struggle with is like you know.

0:31:10.640 --> 0:31:12.360
<v Speaker 2>The answer, oh tell me, because I had that thought

0:31:12.400 --> 0:31:13.040
<v Speaker 2>sometimes too.

0:31:13.800 --> 0:31:17.560
<v Speaker 1>But then I think to myself, come, yeah, oh you

0:31:17.600 --> 0:31:19.200
<v Speaker 1>know what. You know. The thing is I have to

0:31:19.240 --> 0:31:21.960
<v Speaker 1>say that I'm fortunate in that for about a year

0:31:22.000 --> 0:31:23.880
<v Speaker 1>and a half two year span, I got to be

0:31:23.960 --> 0:31:25.880
<v Speaker 1>that girl. And the truth of the matter is I

0:31:25.920 --> 0:31:29.560
<v Speaker 1>would come home and be like this sucks, and every

0:31:29.680 --> 0:31:32.240
<v Speaker 1>night I'd be like this sucks, like it would be

0:31:32.280 --> 0:31:34.880
<v Speaker 1>so great, like I've been to honestly over twenty maybe

0:31:34.920 --> 0:31:38.400
<v Speaker 1>twenty five, nearing thirty different countries in two years before

0:31:38.520 --> 0:31:41.160
<v Speaker 1>Superman and I got together. And as much as it

0:31:41.200 --> 0:31:43.520
<v Speaker 1>was great to travel and do whatever I wanted and

0:31:44.040 --> 0:31:45.920
<v Speaker 1>you know, take walks at three o'clock in the morning,

0:31:45.960 --> 0:31:49.280
<v Speaker 1>I always came back to loneliness and emptiness. There's a

0:31:49.320 --> 0:31:52.320
<v Speaker 1>great song, Oh my Gosh by nd I read that

0:31:52.440 --> 0:31:54.760
<v Speaker 1>everyone should listen to who's kind of feeling like that.

0:31:55.040 --> 0:31:58.920
<v Speaker 1>It's called No, It's called the Life I Know. And

0:31:58.960 --> 0:32:00.920
<v Speaker 1>it is so beautiful and it would likely make you

0:32:01.000 --> 0:32:03.600
<v Speaker 1>cry if you're in that space. But she talks about

0:32:04.400 --> 0:32:07.680
<v Speaker 1>how you know that she has had an extraordinary life

0:32:08.120 --> 0:32:10.600
<v Speaker 1>and yet she comes in so many ways she's full,

0:32:11.160 --> 0:32:13.920
<v Speaker 1>but at her core she feels empty and that's the

0:32:13.960 --> 0:32:17.920
<v Speaker 1>life that she knows. And it is just it's moving

0:32:18.280 --> 0:32:21.400
<v Speaker 1>and you should just listen to it. It's like wow,

0:32:21.520 --> 0:32:23.120
<v Speaker 1>You're like, she's like, you know, I don't I don't

0:32:23.160 --> 0:32:24.959
<v Speaker 1>have a husband, I don't have kids, but that's what

0:32:25.000 --> 0:32:26.520
<v Speaker 1>I wanted. But this is the life that I know,

0:32:27.160 --> 0:32:32.840
<v Speaker 1>And this is someone who's highly accomplished and beautiful, and

0:32:32.960 --> 0:32:36.040
<v Speaker 1>you know talented and yeah, so I mean I've had

0:32:36.080 --> 0:32:38.320
<v Speaker 1>a chance to have that a little bit, and I

0:32:38.320 --> 0:32:40.240
<v Speaker 1>don't want to go back to that. This is much

0:32:40.320 --> 0:32:41.040
<v Speaker 1>much much better.

0:32:43.920 --> 0:32:49.240
<v Speaker 2>On that note, I don't know. I like to just

0:32:49.320 --> 0:32:51.840
<v Speaker 2>remind myself. I just go back. I think Facebook memories

0:32:51.880 --> 0:32:55.680
<v Speaker 2>is a great yeah, like reminder of like the shit

0:32:55.760 --> 0:32:57.160
<v Speaker 2>you used to deal with when you were in your

0:32:57.160 --> 0:32:59.640
<v Speaker 2>early twenties. I'm like, oh, yeah, I was at that club.

0:33:00.280 --> 0:33:02.560
<v Speaker 2>Let me tell you anymore? Did I tell you that?

0:33:02.800 --> 0:33:04.160
<v Speaker 1>Oh? Go ahead, no, no, go ahead?

0:33:04.480 --> 0:33:06.160
<v Speaker 2>We went This is how old I am now went

0:33:06.240 --> 0:33:08.640
<v Speaker 2>to a We went to a concert. I love LeAnn

0:33:08.720 --> 0:33:11.520
<v Speaker 2>Lahavas I have for a long time. We've seen her

0:33:11.560 --> 0:33:14.400
<v Speaker 2>twice in concert this year in New York City, and

0:33:14.480 --> 0:33:16.760
<v Speaker 2>she was playing again last week, and so I snapped

0:33:16.840 --> 0:33:18.880
<v Speaker 2>up tickets, of course, and I always spend the extra

0:33:18.960 --> 0:33:21.080
<v Speaker 2>money to get the seats that like, you know, a

0:33:21.080 --> 0:33:24.160
<v Speaker 2>lot of the venues she plays at our standing room only,

0:33:24.160 --> 0:33:26.760
<v Speaker 2>but they'll be like a VIP section, And so I

0:33:26.800 --> 0:33:30.280
<v Speaker 2>sprung for like the more more affordable like seated area

0:33:30.320 --> 0:33:32.360
<v Speaker 2>so we can sit because my feet get really sore

0:33:32.400 --> 0:33:34.280
<v Speaker 2>if I stand too long. I'm like an eighty five

0:33:34.360 --> 0:33:37.720
<v Speaker 2>year old woman on the inside. So we get there. Finally,

0:33:37.800 --> 0:33:39.960
<v Speaker 2>we've been waiting in line. I've been walking around the city.

0:33:40.040 --> 0:33:41.720
<v Speaker 2>We had a lot. We walked from dinner to the

0:33:41.760 --> 0:33:44.400
<v Speaker 2>venue because I'm like, oh, we're gonna have seats, it's fine.

0:33:44.880 --> 0:33:47.360
<v Speaker 2>And we get there and there's no seats in the

0:33:47.480 --> 0:33:51.280
<v Speaker 2>VIP section. I'm like, what is happening? And then we

0:33:51.320 --> 0:33:53.680
<v Speaker 2>stood and like the opening act came on and you

0:33:53.680 --> 0:33:55.400
<v Speaker 2>got to wait an hour, and then she didn't come

0:33:55.440 --> 0:33:59.080
<v Speaker 2>on for like forty five minutes, and we I lasted

0:33:59.200 --> 0:34:01.280
<v Speaker 2>through six songs and then we had to leave. I

0:34:01.360 --> 0:34:03.960
<v Speaker 2>was in so much pain. Really, yes, I don't know

0:34:04.000 --> 0:34:06.760
<v Speaker 2>what's happened. I'm like on my legs and my feet

0:34:06.800 --> 0:34:08.080
<v Speaker 2>just can't do it. I was on my feet for

0:34:08.120 --> 0:34:10.000
<v Speaker 2>like three hours, and I was I was done.

0:34:10.680 --> 0:34:15.240
<v Speaker 1>Especially Grandma, I think that I'm clearly headed for adult diapers.

0:34:15.280 --> 0:34:20.360
<v Speaker 1>I mean I I on the hour. Every I'm like,

0:34:20.400 --> 0:34:23.000
<v Speaker 1>who are you, Tiffany? What is happening? I drink a

0:34:23.000 --> 0:34:25.080
<v Speaker 1>cup of water and my bladder was like, well, you

0:34:25.120 --> 0:34:28.640
<v Speaker 1>know the drill. I don't like, why is this happening?

0:34:29.080 --> 0:34:33.080
<v Speaker 1>Is this age? Why? I mean Superman is always like

0:34:34.440 --> 0:34:35.840
<v Speaker 1>I see where we're headed with this.

0:34:36.719 --> 0:34:39.160
<v Speaker 2>But the difference is you catch it and you go

0:34:39.200 --> 0:34:42.120
<v Speaker 2>to the bathroom. When you're really old, you don't make it.

0:34:42.960 --> 0:34:44.799
<v Speaker 1>That's true, but I'm just like, what is happening? It's

0:34:44.840 --> 0:34:45.400
<v Speaker 1>like shrunken.

0:34:45.920 --> 0:34:49.640
<v Speaker 2>Well, that was an extended brown break? Wait?

0:34:49.680 --> 0:34:49.840
<v Speaker 1>Was that?

0:34:49.960 --> 0:34:52.040
<v Speaker 2>That was a boost? I forgot the whole start of

0:34:52.040 --> 0:34:57.919
<v Speaker 2>that conversation. I'm gonna make my communication communication, I'm gonna

0:34:57.920 --> 0:34:59.800
<v Speaker 2>take I wanted to take a brown break this week.

0:35:00.200 --> 0:35:05.640
<v Speaker 2>I wanted to take a brown break from over booking oneself,

0:35:06.719 --> 0:35:09.480
<v Speaker 2>which I'm sure you can relate to. But I just

0:35:09.520 --> 0:35:12.319
<v Speaker 2>had a week where I just like, and I'm and

0:35:12.360 --> 0:35:14.879
<v Speaker 2>I'm going through another one right now where every night

0:35:14.920 --> 0:35:18.080
<v Speaker 2>there's something, and every workday is so packed and there's

0:35:18.800 --> 0:35:22.719
<v Speaker 2>and I've gotten really like, I've never been busier than

0:35:22.719 --> 0:35:24.160
<v Speaker 2>I have been at this new job. And it's kind

0:35:24.200 --> 0:35:25.640
<v Speaker 2>of a good and bad thing where my days go

0:35:25.760 --> 0:35:28.520
<v Speaker 2>super quick. But also I'm looking I look at my

0:35:28.600 --> 0:35:31.200
<v Speaker 2>calendar all the time and it's like a it's like

0:35:30.560 --> 0:35:33.880
<v Speaker 2>a Tetris game where I'm like, oh, I can sneak

0:35:33.920 --> 0:35:35.640
<v Speaker 2>one little appointment in there, and I can do that

0:35:35.680 --> 0:35:37.879
<v Speaker 2>phone call, then oh, I have definitely have half an hour,

0:35:37.920 --> 0:35:40.000
<v Speaker 2>so I'll do like a ten minute thing there and

0:35:40.040 --> 0:35:42.040
<v Speaker 2>I'm like, oh, it all fits so nicely and everything's

0:35:42.080 --> 0:35:43.960
<v Speaker 2>so organized, and then I actually have to do the

0:35:44.000 --> 0:35:48.320
<v Speaker 2>things and I'm so I mean, I just I really crashed.

0:35:48.440 --> 0:35:52.080
<v Speaker 2>I really crashed on Sunday if I've finally had a

0:35:52.239 --> 0:35:55.160
<v Speaker 2>like Sunday was a free day and I was just

0:35:55.200 --> 0:35:58.719
<v Speaker 2>in this weird, like depressive state. It was just it

0:35:58.760 --> 0:36:01.719
<v Speaker 2>was bizarre. My fiance is like, what is wrong with you?

0:36:02.320 --> 0:36:03.520
<v Speaker 2>I was like, I don't know. Just turn the light

0:36:03.560 --> 0:36:07.000
<v Speaker 2>off on a sleep till four pm, and it was

0:36:07.560 --> 0:36:09.000
<v Speaker 2>I don't know. I just I don't ever want to

0:36:09.000 --> 0:36:11.719
<v Speaker 2>I don't want to get I've seen I've seen stress do.

0:36:12.400 --> 0:36:16.360
<v Speaker 2>Stress and anxiety do things to people, like actually manifest

0:36:16.440 --> 0:36:20.719
<v Speaker 2>itself into like physical ailments where they have become disabled.

0:36:20.840 --> 0:36:25.799
<v Speaker 2>They like it can cause things like fibromyalgia, which is

0:36:25.880 --> 0:36:30.680
<v Speaker 2>like this neurological psychological disease which the only link people

0:36:30.719 --> 0:36:33.400
<v Speaker 2>can find is like from stress related stuff. And I

0:36:33.400 --> 0:36:35.560
<v Speaker 2>have people in my family who have been diagnosed with that.

0:36:35.760 --> 0:36:39.000
<v Speaker 2>So I just wanted to, Uh, this is like sort

0:36:39.040 --> 0:36:41.400
<v Speaker 2>of like a note to myself, like you need to

0:36:41.440 --> 0:36:43.480
<v Speaker 2>get this under control. I don't want to go down

0:36:43.520 --> 0:36:46.799
<v Speaker 2>the same path that I've seen other people do, and

0:36:46.840 --> 0:36:49.359
<v Speaker 2>there's nothing like glamorous about it.

0:36:49.400 --> 0:36:52.680
<v Speaker 1>You know, it's not you don't have it slept or

0:36:53.080 --> 0:36:56.120
<v Speaker 1>see no sleep right, Like, like how was that? Because

0:36:56.120 --> 0:36:58.080
<v Speaker 1>you know, I feel like that used to be like

0:36:58.120 --> 0:37:01.560
<v Speaker 1>a badge of honor. Oh, I haven't slept, I haven't eaten.

0:37:01.640 --> 0:37:04.400
<v Speaker 1>I'm working so hard, I'm gonna die. You're like, well,

0:37:04.480 --> 0:37:05.719
<v Speaker 1>how was that enjoyable?

0:37:06.120 --> 0:37:08.720
<v Speaker 2>I felt like death? It was the worst. I was cranky,

0:37:08.880 --> 0:37:12.359
<v Speaker 2>I was tired, paint like my back was just sore

0:37:12.440 --> 0:37:16.120
<v Speaker 2>from being hunched over a computer. Yeah, it was. It

0:37:16.160 --> 0:37:18.719
<v Speaker 2>was a weird release at the end. They had this

0:37:18.800 --> 0:37:20.879
<v Speaker 2>huge project I was pushing out. It got pushed out

0:37:20.880 --> 0:37:23.520
<v Speaker 2>on Friday, and then I was so tensed up, like

0:37:23.600 --> 0:37:25.400
<v Speaker 2>so used to waking up early and going a bit

0:37:25.480 --> 0:37:27.239
<v Speaker 2>late and thinking about this project was my I was

0:37:27.280 --> 0:37:30.720
<v Speaker 2>having dreams like stress dreams, like crazy about this project

0:37:31.040 --> 0:37:33.480
<v Speaker 2>and it was finally done. It was almost like what

0:37:33.640 --> 0:37:36.840
<v Speaker 2>is my life revolve around? Now? I forget like what

0:37:37.280 --> 0:37:39.680
<v Speaker 2>real life is and I don't know. I just I

0:37:39.760 --> 0:37:42.359
<v Speaker 2>don't like it. There's nothing like and I wasn't getting

0:37:42.400 --> 0:37:45.439
<v Speaker 2>any like gold stars or like it's and I don't

0:37:45.440 --> 0:37:47.600
<v Speaker 2>think it's gonna you know, it's not like my my

0:37:47.640 --> 0:37:51.040
<v Speaker 2>boss was there saying good job, almost killing yourself, Like, yeah,

0:37:51.080 --> 0:37:53.560
<v Speaker 2>it's not it's not a cute. Look, I just felt

0:37:53.560 --> 0:37:55.480
<v Speaker 2>like death. So don't let people lie to you.

0:37:56.000 --> 0:38:03.759
<v Speaker 1>Yeah, get rest rest rest is cute.

0:38:04.920 --> 0:38:08.000
<v Speaker 2>So this week we have a question. I it's you know,

0:38:08.080 --> 0:38:09.680
<v Speaker 2>it's not really a question, it's more like a cry

0:38:09.719 --> 0:38:12.120
<v Speaker 2>for help. And I feel like she might need some

0:38:12.120 --> 0:38:16.400
<v Speaker 2>words of encouragement. Okay, let me get this up so

0:38:16.480 --> 0:38:20.160
<v Speaker 2>I can read it. We did a whole sort of

0:38:20.200 --> 0:38:24.600
<v Speaker 2>interview and podcast about single moms and just like the

0:38:24.640 --> 0:38:28.279
<v Speaker 2>power of single moms, and this question slash cry for

0:38:28.360 --> 0:38:31.120
<v Speaker 2>help comes from a single mom named Kim, and I

0:38:31.200 --> 0:38:32.920
<v Speaker 2>changed her name because I don't think she wants us

0:38:32.920 --> 0:38:35.680
<v Speaker 2>to use her real name. She says, I really need

0:38:35.680 --> 0:38:39.279
<v Speaker 2>your help with budgeting, finances and money in general. I

0:38:39.280 --> 0:38:41.640
<v Speaker 2>am so overwhelmed and I'm hoping that you can help me.

0:38:42.560 --> 0:38:47.640
<v Speaker 2>I'm a member of Tiffany's group, the Dreamcatchers, and I also, yeah,

0:38:47.680 --> 0:38:51.200
<v Speaker 2>I also subscribe to Dreamcatchers. Although all of the stories

0:38:51.200 --> 0:38:53.680
<v Speaker 2>in the post and the group are very inspiring, I

0:38:53.719 --> 0:38:57.160
<v Speaker 2>feel so financially overwhelmed and have so much debt. I

0:38:57.160 --> 0:38:59.719
<v Speaker 2>feel like I'm going nowhere fast and my head is

0:38:59.719 --> 0:39:03.080
<v Speaker 2>going to explode. I make good money, ninety two thousand

0:39:03.120 --> 0:39:05.840
<v Speaker 2>dollars a year, but I feel like I'm living paycheck

0:39:05.920 --> 0:39:08.200
<v Speaker 2>to paycheck. I've borrowed from my four oh one k

0:39:08.640 --> 0:39:11.359
<v Speaker 2>I have no savings. I feel like I'm drowning. I

0:39:11.400 --> 0:39:14.240
<v Speaker 2>wake up and have anxiety thinking about it every morning

0:39:14.280 --> 0:39:17.719
<v Speaker 2>before I get out of bed. Any assistance or help

0:39:17.800 --> 0:39:21.440
<v Speaker 2>you can offer will be greatly appreciated. She says, I'm

0:39:21.480 --> 0:39:25.280
<v Speaker 2>a fifty year old single mom with two daughters, one

0:39:25.320 --> 0:39:26.400
<v Speaker 2>still in school.

0:39:27.840 --> 0:39:31.120
<v Speaker 1>Wow, oh, miss Kim, Yes, I would say, Miss Kim.

0:39:31.719 --> 0:39:36.239
<v Speaker 1>The good news is it's you. The bad news is

0:39:36.280 --> 0:39:38.840
<v Speaker 1>it's you. So this is what that means. That means

0:39:38.960 --> 0:39:43.200
<v Speaker 1>that you have the power, at any moment in time

0:39:43.680 --> 0:39:47.200
<v Speaker 1>to really like change the direction of where you feel

0:39:47.239 --> 0:39:49.040
<v Speaker 1>that you're going. Everyone kind of has that come to

0:39:49.120 --> 0:39:51.480
<v Speaker 1>Jesus moment when you're like, what is happening? I'm in

0:39:51.560 --> 0:39:54.680
<v Speaker 1>quicksand when first things first, when people tell me because

0:39:54.840 --> 0:39:56.840
<v Speaker 1>I've been there, where I'm like, what is happening? Where's

0:39:57.040 --> 0:39:59.960
<v Speaker 1>where's my money going? I'm feeling overwhelmed. I can't sleep,

0:40:00.680 --> 0:40:04.000
<v Speaker 1>I'm feeling anxious, and really it's like if you're in

0:40:04.000 --> 0:40:05.279
<v Speaker 1>the ditch, the first thing you have to do is

0:40:05.320 --> 0:40:08.160
<v Speaker 1>put down the shovel and stop digging and assess where

0:40:08.200 --> 0:40:10.920
<v Speaker 1>you are. And what that means for you really is

0:40:10.960 --> 0:40:14.440
<v Speaker 1>to write down a budget. Not the budget that you're

0:40:14.440 --> 0:40:16.719
<v Speaker 1>gonna use to live by, but the budget that you're

0:40:16.760 --> 0:40:20.080
<v Speaker 1>currently living by, which really just means listing everything that

0:40:20.080 --> 0:40:23.520
<v Speaker 1>you're currently spending money on a month and how much

0:40:23.560 --> 0:40:25.640
<v Speaker 1>your life is costing you a month. If you're not sure,

0:40:26.000 --> 0:40:28.120
<v Speaker 1>if you're a debit card swiper like most folks, or

0:40:28.200 --> 0:40:31.080
<v Speaker 1>credit card swiper, pull out your monthly statements and begin

0:40:31.200 --> 0:40:34.120
<v Speaker 1>writing down, you know, do you have a mortgage, are

0:40:34.120 --> 0:40:37.520
<v Speaker 1>you paying you know, utilities, but not just those things,

0:40:37.520 --> 0:40:44.640
<v Speaker 1>but going out, eating, out, grooming, entertainment, groceries. Writing down

0:40:44.760 --> 0:40:47.840
<v Speaker 1>all of those things and how much they're costing you

0:40:47.880 --> 0:40:50.759
<v Speaker 1>a month, to just get a picture of what your

0:40:50.800 --> 0:40:53.680
<v Speaker 1>life is costing your month. So that said, this initial

0:40:53.719 --> 0:40:56.239
<v Speaker 1>budget is not the this is the budget I'm living by,

0:40:56.360 --> 0:40:59.360
<v Speaker 1>it's the checkup budget, like, well, this is where I

0:40:59.400 --> 0:41:01.759
<v Speaker 1>currently am, this is how much I'm actually spending a month,

0:41:01.800 --> 0:41:03.279
<v Speaker 1>Because you have to kind of get a handle on

0:41:03.400 --> 0:41:06.359
<v Speaker 1>where am I currently? And then from that you could

0:41:06.400 --> 0:41:09.480
<v Speaker 1>start making decisions like, Okay, I see that. You know,

0:41:09.520 --> 0:41:10.960
<v Speaker 1>maybe you pay for your daughter to get her hair

0:41:11.000 --> 0:41:13.959
<v Speaker 1>done twice a week, or you know, once every twice

0:41:14.000 --> 0:41:16.640
<v Speaker 1>a month, and it's forty dollars. That's eighty dollars a month.

0:41:16.719 --> 0:41:19.640
<v Speaker 1>Is there something you can do about that expense? If

0:41:19.680 --> 0:41:21.680
<v Speaker 1>groceries are costing you a lot, it's there something you

0:41:21.680 --> 0:41:24.080
<v Speaker 1>can do about that expense. The reason why I want

0:41:24.080 --> 0:41:25.400
<v Speaker 1>you to write it down or to put it like

0:41:25.440 --> 0:41:28.080
<v Speaker 1>in an Excel spreadsheet, is so you can literally start

0:41:28.120 --> 0:41:32.440
<v Speaker 1>going line item by a line item and making individual

0:41:32.520 --> 0:41:37.480
<v Speaker 1>choices in the beginning when you are when you're spending

0:41:37.520 --> 0:41:40.280
<v Speaker 1>more than you make. Sometimes I had to tell myself,

0:41:40.280 --> 0:41:42.400
<v Speaker 1>and this was the hardest lesson when I kind of

0:41:42.480 --> 0:41:45.120
<v Speaker 1>had to pull myself in, was some people were not

0:41:45.160 --> 0:41:48.000
<v Speaker 1>gonna get paid because I did not have it. It

0:41:48.080 --> 0:41:50.719
<v Speaker 1>wasn't until like it's not forever, but it was so

0:41:50.880 --> 0:41:53.200
<v Speaker 1>scary to say, my mortgage is not going to get paid.

0:41:53.239 --> 0:41:55.480
<v Speaker 1>I had to make that decision. Like then, I'm not

0:41:55.520 --> 0:41:57.279
<v Speaker 1>saying that you shouldn't pay your mortgage, but I'm saying

0:41:57.280 --> 0:41:59.640
<v Speaker 1>at some point, sometimes you look and you're like Wow,

0:41:59.800 --> 0:42:02.880
<v Speaker 1>I'm spending you know, six thousand dollars a month, but

0:42:02.920 --> 0:42:05.680
<v Speaker 1>I'm making five what's not going to get paid to

0:42:05.800 --> 0:42:08.240
<v Speaker 1>so I can get back on track. And that's okay

0:42:08.280 --> 0:42:10.400
<v Speaker 1>to say, because you can get back on track. And

0:42:10.440 --> 0:42:13.360
<v Speaker 1>then so I had to prioritize, and so I prioritize that,

0:42:13.400 --> 0:42:15.560
<v Speaker 1>you know, I'm gonna move back home. I'm gonna let

0:42:15.600 --> 0:42:18.280
<v Speaker 1>go of the house. That was my choice, and because

0:42:18.400 --> 0:42:21.680
<v Speaker 1>it was either pay the mortgage and nothing else, or

0:42:21.680 --> 0:42:23.839
<v Speaker 1>pay everything else and not the mortgage. And so that's

0:42:23.840 --> 0:42:25.640
<v Speaker 1>the choice that I made. But I can only make

0:42:25.680 --> 0:42:28.480
<v Speaker 1>that choice from starting from that initial budget that's just

0:42:28.520 --> 0:42:30.960
<v Speaker 1>that initial picture of what is my money currently doing,

0:42:31.000 --> 0:42:33.720
<v Speaker 1>and then going line item by line item and making

0:42:33.719 --> 0:42:37.200
<v Speaker 1>a different choice. It's not gonna be I think sometimes

0:42:37.239 --> 0:42:40.440
<v Speaker 1>people think like it's it's supposed to feel good. It's not.

0:42:41.560 --> 0:42:43.120
<v Speaker 1>It's definitely not gonna be easy. But I think you

0:42:43.200 --> 0:42:46.360
<v Speaker 1>know that. But and it's going to I call it

0:42:46.400 --> 0:42:49.439
<v Speaker 1>the tears and tissues step, when you kind of list

0:42:49.480 --> 0:42:51.480
<v Speaker 1>everything you spend money on and subtract it from your

0:42:51.520 --> 0:42:53.560
<v Speaker 1>take home pay, because when you see kind of where

0:42:53.600 --> 0:42:56.839
<v Speaker 1>you are, it can be hurtful to you. But that's

0:42:56.880 --> 0:42:58.799
<v Speaker 1>okay too, because you won't always be that way, but

0:42:58.840 --> 0:43:01.799
<v Speaker 1>you need that initial This is where I currently am,

0:43:02.320 --> 0:43:04.840
<v Speaker 1>and so that way I can start making conscious choices,

0:43:05.200 --> 0:43:06.759
<v Speaker 1>one line item by one line item.

0:43:08.080 --> 0:43:09.799
<v Speaker 2>I want to ask a question. I'll kind of play

0:43:09.880 --> 0:43:12.320
<v Speaker 2>Devil's advocate here because we get a lot of questions

0:43:12.360 --> 0:43:15.399
<v Speaker 2>like this at Magnify Money, and one of the things

0:43:15.400 --> 0:43:18.160
<v Speaker 2>that we do is anyone can go to Magnify Money

0:43:18.320 --> 0:43:20.279
<v Speaker 2>and go to Live and Learn the section at the

0:43:20.320 --> 0:43:22.120
<v Speaker 2>top of the site and sign up for a free

0:43:22.239 --> 0:43:25.359
<v Speaker 2>twenty minute debt help session. And we get a lot

0:43:25.360 --> 0:43:27.680
<v Speaker 2>of and not we get a lot of calls from people,

0:43:27.680 --> 0:43:29.600
<v Speaker 2>and we also get a lot of emails from people

0:43:29.600 --> 0:43:31.719
<v Speaker 2>who are in this kind of situation. I don't really

0:43:31.760 --> 0:43:35.200
<v Speaker 2>know what Kim's exact debt breakdown is, but I imagine there's

0:43:35.200 --> 0:43:37.560
<v Speaker 2>a car payment, probably has a lot of credit card debt,

0:43:37.640 --> 0:43:40.359
<v Speaker 2>maybe student loans of her own. My question is, at

0:43:40.400 --> 0:43:43.319
<v Speaker 2>what point do you just say, Okay, it's time to

0:43:43.320 --> 0:43:47.560
<v Speaker 2>file bankruptcy, like my parents file bankruptcy. I feel like

0:43:47.560 --> 0:43:51.080
<v Speaker 2>there's this huge stigma around bankruptcy and that it's not

0:43:51.520 --> 0:43:54.319
<v Speaker 2>that you know, there's this huge shame around it, and

0:43:54.360 --> 0:43:56.319
<v Speaker 2>you're like you're proving that you're a failure. But I

0:43:56.320 --> 0:43:58.640
<v Speaker 2>feel like in some cases, and I'm not saying I

0:43:58.680 --> 0:44:00.600
<v Speaker 2>don't really know enough about Kim. I definitely don't know

0:44:00.719 --> 0:44:02.520
<v Speaker 2>enough about Kim to say it's best for her. But

0:44:02.960 --> 0:44:05.080
<v Speaker 2>at some point, isn't it just like just you know,

0:44:05.160 --> 0:44:07.239
<v Speaker 2>it can be a tool that you can use to

0:44:07.280 --> 0:44:09.960
<v Speaker 2>your advantage to get off from under this kind of

0:44:10.000 --> 0:44:10.640
<v Speaker 2>crushing debt.

0:44:11.560 --> 0:44:15.439
<v Speaker 1>The problem I find with filing bankruptcy is that if

0:44:15.440 --> 0:44:18.319
<v Speaker 1>you have not done the work beforehand, meaning that if

0:44:18.320 --> 0:44:20.239
<v Speaker 1>you have not created the budget, if you have not

0:44:20.280 --> 0:44:23.319
<v Speaker 1>reached out to your creditors, if you have not done that,

0:44:23.360 --> 0:44:25.960
<v Speaker 1>you're going to find yourself back in that situation. Because

0:44:26.239 --> 0:44:29.439
<v Speaker 1>bankruptcy might wipe the slight clean, but if you still

0:44:29.440 --> 0:44:31.360
<v Speaker 1>have the same habits, you're just going to fill that

0:44:31.480 --> 0:44:32.360
<v Speaker 1>take back up again.

0:44:32.880 --> 0:44:35.080
<v Speaker 2>Oh yeah, I totally agree. And you know what, do

0:44:35.080 --> 0:44:39.080
<v Speaker 2>you know what I learned about bankruptcy? Like credit card companies,

0:44:39.400 --> 0:44:43.200
<v Speaker 2>they have direct marketing lists of people who recently filed

0:44:43.200 --> 0:44:47.600
<v Speaker 2>bankruptcy because these people have proven they already have poor

0:44:47.640 --> 0:44:51.120
<v Speaker 2>credit habits and there are great customers for them because

0:44:51.120 --> 0:44:53.000
<v Speaker 2>they make so much money off of them. So asgree

0:44:53.040 --> 0:44:55.319
<v Speaker 2>as you fell bankruptcy, they start marketing towards you.

0:44:55.440 --> 0:44:55.839
<v Speaker 1>They do.

0:44:56.280 --> 0:44:58.200
<v Speaker 2>Yeah, I mean, I totally agree with the with the

0:44:58.239 --> 0:45:01.239
<v Speaker 2>idea of like changing those behaviors and getting in a

0:45:01.320 --> 0:45:07.480
<v Speaker 2>different money mindset. But I don't know, and I don't think.

0:45:07.520 --> 0:45:10.000
<v Speaker 2>I'm not trying to glorify bankruptcy, but I do wish

0:45:10.000 --> 0:45:13.360
<v Speaker 2>we could talk about it more in a semi positive

0:45:13.360 --> 0:45:16.160
<v Speaker 2>way as like, I mean, corporations and big businesses do

0:45:16.200 --> 0:45:19.040
<v Speaker 2>it all the time. Yeah, I mean, there are it

0:45:19.120 --> 0:45:22.239
<v Speaker 2>is there to sort of be a last resort for

0:45:22.680 --> 0:45:24.640
<v Speaker 2>you know, households like this me. My mom was a

0:45:24.680 --> 0:45:28.000
<v Speaker 2>single mom with four kids when she filed bankruptcy for

0:45:28.040 --> 0:45:30.360
<v Speaker 2>the first time she went through a divorce. She was

0:45:30.400 --> 0:45:33.640
<v Speaker 2>earning a decent income, but she just lost an income

0:45:33.680 --> 0:45:35.960
<v Speaker 2>and she was now suddenly a single mom with four

0:45:36.040 --> 0:45:39.279
<v Speaker 2>children and two house payments because you know, she had

0:45:39.520 --> 0:45:41.439
<v Speaker 2>the previous house to pay for, and we were also

0:45:41.520 --> 0:45:43.160
<v Speaker 2>living in a new rental that she had to pay for.

0:45:44.080 --> 0:45:46.319
<v Speaker 2>And for her, it just made the most sense. It

0:45:46.360 --> 0:45:50.600
<v Speaker 2>wasn't as much because she was financially irresponsible. It was

0:45:50.680 --> 0:45:53.960
<v Speaker 2>just like all the circumstances, the financial circumstances were stacked

0:45:54.000 --> 0:45:58.279
<v Speaker 2>against her and so I just wanted to put that.

0:45:58.239 --> 0:46:00.279
<v Speaker 1>In now and to me that you write for that,

0:46:00.320 --> 0:46:02.840
<v Speaker 1>it makes sense. But I think a lot of people

0:46:02.880 --> 0:46:06.400
<v Speaker 1>think that bankruptcy is going to it will fix the

0:46:06.520 --> 0:46:09.040
<v Speaker 1>you know that you currently own, but it won't fix you.

0:46:09.160 --> 0:46:11.879
<v Speaker 1>And that's to me. That to me, that's what I'm

0:46:11.880 --> 0:46:13.799
<v Speaker 1>more worried about. I want to make sure let's get

0:46:13.840 --> 0:46:17.400
<v Speaker 1>you in the mindset and let's get you to develop

0:46:17.440 --> 0:46:19.520
<v Speaker 1>the habit so that way you won't be back here

0:46:20.040 --> 0:46:22.759
<v Speaker 1>and because if not, then you will. I mean, I've

0:46:22.800 --> 0:46:25.959
<v Speaker 1>seen people not necessarily for bankruptcy, but I've seen people who,

0:46:26.520 --> 0:46:28.399
<v Speaker 1>you know, maybe their parent has helped. I had one

0:46:28.440 --> 0:46:30.879
<v Speaker 1>woman she had maxed at all her credit cards when

0:46:30.880 --> 0:46:33.520
<v Speaker 1>she was in college. Her parents helped her out. She

0:46:33.640 --> 0:46:36.479
<v Speaker 1>did it again post college. Her parents mortgaged their house,

0:46:36.560 --> 0:46:39.800
<v Speaker 1>helped her out. She did it again, and they were like, honestly,

0:46:39.880 --> 0:46:42.239
<v Speaker 1>we don't have any more money left. And she it

0:46:42.280 --> 0:46:44.160
<v Speaker 1>took years to dig herself out. She was like, that

0:46:44.280 --> 0:46:46.640
<v Speaker 1>was the best thing I could have happened, because she's like,

0:46:46.719 --> 0:46:49.040
<v Speaker 1>I have not been back since. But because they had,

0:46:49.520 --> 0:46:53.840
<v Speaker 1>they had stepped in and intervened in her learning how

0:46:53.880 --> 0:46:57.480
<v Speaker 1>to fix it herself. She never learned before, And to me,

0:46:57.600 --> 0:46:59.560
<v Speaker 1>that's what I want for Kim is I want you

0:46:59.600 --> 0:47:05.000
<v Speaker 1>to learn learn how to fix yourself, you know, I

0:47:05.000 --> 0:47:07.280
<v Speaker 1>want you to learn so that way if something should

0:47:07.280 --> 0:47:10.240
<v Speaker 1>happen again. I mean the two thousand and nine, honestly

0:47:10.280 --> 0:47:13.640
<v Speaker 1>to two thousand and twelve early twenty thirteen was the

0:47:13.680 --> 0:47:17.880
<v Speaker 1>hardest for me because I'd lost everything financially and I thought, wow,

0:47:18.040 --> 0:47:20.520
<v Speaker 1>there's no way how do I recoup from this? And

0:47:20.880 --> 0:47:24.680
<v Speaker 1>because step by step making every mistake possible, losing my house,

0:47:24.760 --> 0:47:27.960
<v Speaker 1>credit card debt, credit card scam, just everything that you

0:47:28.000 --> 0:47:30.640
<v Speaker 1>can think of. I mean everything you think you could

0:47:30.680 --> 0:47:34.600
<v Speaker 1>think of, Like I had worse credit score. But learning

0:47:34.640 --> 0:47:36.640
<v Speaker 1>and growing from that put me in a position now

0:47:36.680 --> 0:47:39.719
<v Speaker 1>where I feel ready to take on the world. Like

0:47:39.760 --> 0:47:42.279
<v Speaker 1>if anything happens financially, I feel like I can take

0:47:42.280 --> 0:47:45.279
<v Speaker 1>it on. I've I've I've put things in place to

0:47:45.360 --> 0:47:47.280
<v Speaker 1>not fall into the same trap that I did before.

0:47:47.400 --> 0:47:49.520
<v Speaker 1>Same thing camp. I took all the money out of

0:47:49.520 --> 0:47:53.200
<v Speaker 1>my retirement account, every single penny and lost so much

0:47:53.200 --> 0:47:57.920
<v Speaker 1>of it because obviously I'm not sixty five, and you know, but.

0:47:57.920 --> 0:47:59.920
<v Speaker 2>Yeah, a lot of people take out four one Klon's

0:48:00.040 --> 0:48:01.439
<v Speaker 2>It's way more common than we think.

0:48:01.560 --> 0:48:03.360
<v Speaker 1>All right, it wasn't even alone. It was just a

0:48:03.480 --> 0:48:04.560
<v Speaker 1>well you ain't getting.

0:48:04.280 --> 0:48:08.600
<v Speaker 2>This bet ye, It was just tipped over that biggie

0:48:08.600 --> 0:48:11.040
<v Speaker 2>bang exactly and so yeah.

0:48:11.080 --> 0:48:13.480
<v Speaker 1>So for Kim, I would just say, if you've, if you've,

0:48:13.600 --> 0:48:15.560
<v Speaker 1>if you're part of the DreamCatcher group. The best way

0:48:15.600 --> 0:48:17.880
<v Speaker 1>to use the group is to ask a specific question

0:48:18.400 --> 0:48:21.040
<v Speaker 1>because someone there has to answer I'm sure, And two

0:48:21.920 --> 0:48:24.080
<v Speaker 1>have you signed up for the Liverature Challenge. One of

0:48:24.080 --> 0:48:27.000
<v Speaker 1>the reasons why I created it is because it walks

0:48:27.040 --> 0:48:31.360
<v Speaker 1>you through step by step creating that budget, changing your mindset,

0:48:32.120 --> 0:48:35.400
<v Speaker 1>creating a budget, a debt plan, creating a credit plan like.

0:48:35.440 --> 0:48:38.160
<v Speaker 1>I created it because so many women came to me

0:48:38.200 --> 0:48:40.399
<v Speaker 1>with this very question and I thought, well, how can

0:48:40.480 --> 0:48:44.040
<v Speaker 1>I help everyone without personally getting on the phone, And

0:48:44.080 --> 0:48:47.319
<v Speaker 1>so I created it. So it's it's literally step by

0:48:47.320 --> 0:48:49.480
<v Speaker 1>step and email will come to your inbox every day

0:48:49.520 --> 0:48:51.920
<v Speaker 1>for thirty six days that tells you exactly what to

0:48:51.960 --> 0:48:54.080
<v Speaker 1>do at nausea. I mean, I have scripts in there

0:48:54.080 --> 0:48:57.759
<v Speaker 1>to say, call your utility company, say this, you know,

0:48:58.200 --> 0:49:00.680
<v Speaker 1>and if they say no, say this that they say yes,

0:49:00.719 --> 0:49:03.000
<v Speaker 1>say this, because I know how hard it can how

0:49:03.040 --> 0:49:05.400
<v Speaker 1>hard it can be and you need some handholding, so

0:49:05.400 --> 0:49:07.960
<v Speaker 1>I would suggest that too if you haven't already like

0:49:08.280 --> 0:49:10.440
<v Speaker 1>it's uh. For those of you who are listening, you're like, well,

0:49:10.440 --> 0:49:14.560
<v Speaker 1>I need the challenge. It's completely free. It's www dot

0:49:14.800 --> 0:49:18.439
<v Speaker 1>l RC dot com, l RC fun. I'm sorry l

0:49:18.800 --> 0:49:23.920
<v Speaker 1>r C like Live Richer Challenge fun fun dot com.

0:49:24.239 --> 0:49:27.200
<v Speaker 1>And it's my gift because I promised myself that when

0:49:27.239 --> 0:49:29.080
<v Speaker 1>I dug myself out of the deepest hole that I

0:49:29.120 --> 0:49:31.320
<v Speaker 1>had ever been in, that I was gonna come back

0:49:31.560 --> 0:49:36.080
<v Speaker 1>for women in particular and to help women dig themselves out,

0:49:36.200 --> 0:49:38.279
<v Speaker 1>but for them not to be alone like I felt

0:49:38.280 --> 0:49:40.920
<v Speaker 1>like I was. But yeah, kim, start with that basic

0:49:40.960 --> 0:49:44.000
<v Speaker 1>budget and see line item by light at them what

0:49:44.200 --> 0:49:46.799
<v Speaker 1>changes that you can make. And that's what I would

0:49:46.840 --> 0:49:47.759
<v Speaker 1>suggest to start with.

0:49:51.040 --> 0:49:56.120
<v Speaker 2>Hello, brother, I was leaving space, so I can edit

0:49:56.160 --> 0:49:59.319
<v Speaker 2>that and cut it out right there. Okay, all right,

0:49:59.360 --> 0:50:04.279
<v Speaker 2>you ready for some wins? Yes, our fifty third episode,

0:50:04.320 --> 0:50:06.920
<v Speaker 2>our fifty third win. What's your win going to be?

0:50:07.840 --> 0:50:13.040
<v Speaker 1>My win is really us? I mean sorry, that is

0:50:13.040 --> 0:50:13.560
<v Speaker 1>that your win?

0:50:14.000 --> 0:50:14.280
<v Speaker 2>No?

0:50:16.719 --> 0:50:19.520
<v Speaker 1>I mean it's a year. Like you know, when you

0:50:19.560 --> 0:50:21.400
<v Speaker 1>came to me with the idea of a podcast, I

0:50:21.480 --> 0:50:23.480
<v Speaker 1>was like, oh, yeah, you know me, I'm just like okay,

0:50:24.000 --> 0:50:27.600
<v Speaker 1>But I had not I mean, I didn't have any expectations.

0:50:27.640 --> 0:50:29.680
<v Speaker 1>I have to say I just thought, well, let's just

0:50:29.719 --> 0:50:33.280
<v Speaker 1>see what this does and to see how many people

0:50:33.920 --> 0:50:36.920
<v Speaker 1>we've affected and how many people listen. It's just been

0:50:36.960 --> 0:50:39.799
<v Speaker 1>an amazing and amazing ride, and just to see how

0:50:39.840 --> 0:50:42.120
<v Speaker 1>far we've grown. I remember when we took the pictures

0:50:42.120 --> 0:50:43.960
<v Speaker 1>with Taneta and I'm like, oh, we were so cute.

0:50:44.000 --> 0:50:47.760
<v Speaker 1>Look at our sneakers in our dresses and like the logo.

0:50:48.520 --> 0:50:50.200
<v Speaker 1>I look back at some of the old logos that

0:50:50.200 --> 0:50:51.960
<v Speaker 1>we were looking at, I'm like, what were we thinking?

0:50:54.160 --> 0:50:57.200
<v Speaker 1>And so I just have to say that it's just

0:50:57.239 --> 0:50:59.600
<v Speaker 1>been an amazing ride, and I'm glad that you are

0:50:59.680 --> 0:51:02.880
<v Speaker 1>my partner in crime. And yeah, just even thinking of

0:51:03.000 --> 0:51:05.320
<v Speaker 1>names for Brown Ambition, it just seems so perfect.

0:51:05.440 --> 0:51:07.920
<v Speaker 2>I did go through that old list. Maybe in the

0:51:08.000 --> 0:51:09.959
<v Speaker 2>next week's episode we'll go through some of the names

0:51:09.960 --> 0:51:11.040
<v Speaker 2>that could have been.

0:51:11.440 --> 0:51:16.040
<v Speaker 1>I'm not right, the leak, the grind, oh god, no,

0:51:17.080 --> 0:51:19.000
<v Speaker 1>I know. So yeah. So to me, that's our win.

0:51:19.160 --> 0:51:21.919
<v Speaker 1>My win is us and Brown Ambition in one year,

0:51:21.960 --> 0:51:24.960
<v Speaker 1>and the listeners who have supported us, some of you

0:51:25.040 --> 0:51:27.280
<v Speaker 1>since day one. So just thank you.

0:51:27.360 --> 0:51:30.040
<v Speaker 2>Oh well, jeez, Louise, give me, make me feel all

0:51:30.040 --> 0:51:35.160
<v Speaker 2>the feels, let me cry. No, thank you I've had.

0:51:35.280 --> 0:51:37.839
<v Speaker 2>This is like the best part of my week. Every

0:51:37.840 --> 0:51:39.719
<v Speaker 2>week is I know it's gonna it's my time to

0:51:39.719 --> 0:51:43.040
<v Speaker 2>talk to Tiffany and talk about money and finances and

0:51:43.080 --> 0:51:45.839
<v Speaker 2>the VMAs and Beyonce and like whatever else comes into

0:51:45.840 --> 0:51:48.680
<v Speaker 2>our mind. And I think it's such a great It's

0:51:48.719 --> 0:51:50.279
<v Speaker 2>an outlet for me. It feels like I get a

0:51:50.320 --> 0:51:52.200
<v Speaker 2>lot out of it, the same way listeners get a

0:51:52.200 --> 0:51:54.680
<v Speaker 2>lot out of it. So I'm just very happy we're

0:51:54.680 --> 0:51:55.360
<v Speaker 2>making it happen.

0:51:56.160 --> 0:51:56.799
<v Speaker 1>Yeah, me too.

0:51:57.960 --> 0:52:02.160
<v Speaker 2>I mean my win was going to be America, okay,

0:52:02.280 --> 0:52:05.960
<v Speaker 2>because I was feeling very patriotic this weekend. Not only

0:52:06.000 --> 0:52:08.000
<v Speaker 2>was nine to eleven and I just wanted to like

0:52:08.080 --> 0:52:10.200
<v Speaker 2>go out and just hug a little old lady or

0:52:10.200 --> 0:52:13.680
<v Speaker 2>something like that, but also we went and saw Sully,

0:52:13.840 --> 0:52:16.239
<v Speaker 2>the movie about the guy who added the plane in

0:52:16.280 --> 0:52:19.319
<v Speaker 2>the Hudson. I know this also puts me in the

0:52:19.320 --> 0:52:22.120
<v Speaker 2>category of like a senior citizen because like the average

0:52:22.120 --> 0:52:24.960
<v Speaker 2>age of the viewers for that movie was like fifty five. Really,

0:52:25.200 --> 0:52:27.520
<v Speaker 2>but I will say because Clint Eastwood direct it. It's

0:52:27.520 --> 0:52:29.400
<v Speaker 2>a Tom Hanks movie. I mean, come on, it's like

0:52:29.840 --> 0:52:31.719
<v Speaker 2>old people like this kind of stuff. But it was

0:52:31.800 --> 0:52:34.400
<v Speaker 2>so good, like I don't know, I feel like the

0:52:34.440 --> 0:52:36.799
<v Speaker 2>audience clapped after a word, like yeah, we know how

0:52:36.880 --> 0:52:40.440
<v Speaker 2>the story ends. Everyone survives. It's amazing. But I don't know,

0:52:40.560 --> 0:52:43.240
<v Speaker 2>just seeing the scenes where you see New Yorkers coming

0:52:43.280 --> 0:52:46.040
<v Speaker 2>together and pulling the people out of the freezing Hudson

0:52:46.200 --> 0:52:48.520
<v Speaker 2>when they've been you know, crash landed into the river,

0:52:49.200 --> 0:52:52.280
<v Speaker 2>and seeing the people on boats and the NYPD scuba

0:52:52.360 --> 0:52:54.840
<v Speaker 2>people come and save people. I don't know. It just

0:52:54.840 --> 0:52:57.160
<v Speaker 2>just reminded you how nice people can be and how

0:52:57.200 --> 0:52:59.320
<v Speaker 2>great it is when we all come together and work together.

0:52:59.360 --> 0:53:01.759
<v Speaker 2>And I thought it was. I saw it on nine

0:53:01.800 --> 0:53:04.200
<v Speaker 2>to eleven, so I thought it was. I don't know.

0:53:04.239 --> 0:53:07.080
<v Speaker 2>It made me feel very just like very americash and patriotic,

0:53:07.160 --> 0:53:09.520
<v Speaker 2>and just made you want to just give everyone a

0:53:09.600 --> 0:53:12.800
<v Speaker 2>huge hug and just be nicer than usual.

0:53:13.400 --> 0:53:20.439
<v Speaker 1>Oh, America, America, this is you ten for the show?

0:53:20.520 --> 0:53:24.480
<v Speaker 2>Which show is that America's playing some videos?

0:53:24.600 --> 0:53:24.839
<v Speaker 1>Yeah?

0:53:26.520 --> 0:53:31.879
<v Speaker 2>I almost didn't get it. Almost saga that was my jam. God,

0:53:31.920 --> 0:53:33.400
<v Speaker 2>we used to be so easily entertained.

0:53:35.200 --> 0:53:36.560
<v Speaker 1>Oh, yes, indeed we were.

0:53:36.640 --> 0:53:38.560
<v Speaker 2>It's a man with a funny voice and videos you

0:53:38.600 --> 0:53:41.000
<v Speaker 2>can watch on YouTube exactly.

0:53:41.120 --> 0:53:42.840
<v Speaker 1>He was the original YouTube We.

0:53:42.680 --> 0:53:43.680
<v Speaker 2>Were basic.

0:53:45.000 --> 0:53:45.160
<v Speaker 1>Man.

0:53:45.760 --> 0:53:48.959
<v Speaker 2>All right, Well, on our first anniversary. Love you much,

0:53:49.040 --> 0:53:51.960
<v Speaker 2>miss Tiffany. Thank you so much for making Drown Ambitions.

0:53:53.320 --> 0:53:55.480
<v Speaker 1>I love you much too, Mandy, and I can't wait

0:53:55.680 --> 0:53:57.040
<v Speaker 1>to see. I don't know if we'll be able to

0:53:57.040 --> 0:53:59.440
<v Speaker 1>make it to to your wedding since it's like.

0:53:59.360 --> 0:54:02.200
<v Speaker 2>You know, not Friday. What are you talking about.

0:54:02.800 --> 0:54:04.040
<v Speaker 1>Oh, yeah, we'll see.

0:54:05.480 --> 0:54:08.160
<v Speaker 2>I'll see you on Friday. I'll see our Lucky five

0:54:08.719 --> 0:54:11.879
<v Speaker 2>Brand Ambition listeners on Friday for a delicious anniversary meal.

0:54:12.040 --> 0:54:14.680
<v Speaker 2>Some candle light, some cynria. You don't know what's gonna happen,

0:54:17.880 --> 0:54:18.600
<v Speaker 2>all right, y'all.

0:54:18.680 --> 0:54:28.440
<v Speaker 1>We will talk to you next week.