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Speaker 1: Hey, hey, hey, Hey, we're back.

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Speaker 2: We're black, We're brown.

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Speaker 1: Ambition ambition, ambition, ambition, ambition. What's up, y'all. I'm Mandy

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Speaker 1: in the studio alone, but not for long. I'm joined

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Speaker 1: by a fantastic guest today, Jamila sous Frant, friend of

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Speaker 1: the show. She's been on a couple of times, but

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Speaker 1: never since launching her very first book, which comes out

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Speaker 1: this week. We're going to get into that episode, but

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Speaker 1: I thought I would just take a moment and check

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Speaker 1: in see how y'all are doing. We got some really great,

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Speaker 1: just so sweet, so heartfelt dms and email after the

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Speaker 1: last show where we were sort of sharing about the

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Speaker 1: holiday season and how it can start to feel, you know,

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Speaker 1: like you're sort of getting worn down by it rather

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Speaker 1: than enjoying it. I actually took my four year old

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Speaker 1: and my baby, but you know, he slept through most

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Speaker 1: of it. Took my four year old on a road

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Speaker 1: trip to Kingston in New York, which is about, I

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Speaker 1: don't know, ninety minutes or so away from where I live,

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Speaker 1: and we went on the Polar Express train, which is

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Speaker 1: very Yeah. So if you see the Polar Express ads

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Speaker 1: online and they target you moms and dads, listen, it's cute.

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Speaker 1: It is. But I had to like really sit with

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Speaker 1: myself in my own brain and be like, be in

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Speaker 1: the moment and look at this through your son's perspective,

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Speaker 1: because I'm like, this hot chocolate and cookies are giving

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Speaker 1: me are pretty whack. And these cookies is it's like

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Speaker 1: the cookie monster recipe because this tastes like cardboard. But

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Speaker 1: if I had to sort of like slow down, be

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Speaker 1: like you're here. It was so much work. It's hard

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Speaker 1: enough getting the kids in the car to go to

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Speaker 1: the grocery store, let alone for a ninety minute road trip.

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Speaker 1: So I had to just be like, hey, feel his magic,

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Speaker 1: Like look at him, he's feeling magic. He was so

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Speaker 1: excited he got to meet Santa. He talked to one

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Speaker 1: of Santa's elves, you know. And the train conductor, who

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Speaker 1: between you and me looked to be about fourteen years

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Speaker 1: old and had braces and acne, so you know, he

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Speaker 1: wasn't taking us anywhere. But the conductor came by and

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Speaker 1: punched Rio's golden ticket, and it was just a lesson

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Speaker 1: and you know, just being mindful and being in the moment,

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Speaker 1: and I really, really, yeah, I won't forget that trip

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Speaker 1: in a long time, and I'm glad that we did it.

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Speaker 1: But even though it was the stress of making it

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Speaker 1: happen and making those magic moments happen, just give yourselves

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Speaker 1: time to sort of reflect and say okay through their eyes.

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Speaker 1: That was the point. The point was to put that

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Speaker 1: smile on their face and be happy. And how the

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Speaker 1: point is for you to be kind to yourself and say,

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Speaker 1: I did that thing, and that thing is enough and

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Speaker 1: it's okay. So my heart just goes out to anyone

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Speaker 1: out there who's making those magic moments happen. Yeah, just

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Speaker 1: be sure to sit with it and to be kind

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Speaker 1: to yourself and take that hot bath book that mustage

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Speaker 1: whatever you need to do to feel better. A couple

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Speaker 1: of reminders what I feel like. I'm like a teacher now,

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Speaker 1: but I want to remind Y'll Tiffany's book because I

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Speaker 1: am our unpaid publicist. Her book is out. The workbook

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Speaker 1: to a company and get good with money. You can

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Speaker 1: go to maidholeworkbook dot com to get your book. And

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Speaker 1: just a little early holiday gift from me, your favorite

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Speaker 1: I made them entirely free. Entirely free. Okay, there's no

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Speaker 1: excuse to not ask for what you're worth. It's holiday

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Speaker 1: review time, it's annual review season, all the things. It's

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Speaker 1: what to do if they say know, what to do

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Speaker 1: Go check it out. It's yours for freemandymoney dot com

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Speaker 1: and I hope that you use them and they work

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Speaker 1: out incredible for you. Please send us your DMS. Your

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Speaker 1: messages mean so much. And while you're at it, don't

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Speaker 1: forget to review the show and drop us a five

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Speaker 1: star review if you're so inclined. If you like us,

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Speaker 1: you know on iTunes Wait wait, they don't call it

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Speaker 1: iTunes anymore. Apple podcasts. That would be amazing. And from

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Speaker 1: BAFAM to y'all, happy holidays. Now without further ado, I

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Speaker 1: am going to get out of my own way so

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Speaker 1: that y'all can be poured into by the one and

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Speaker 1: only Jamila Souffrant of Journey to Launch. Hey, hey, bafam,

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Speaker 1: we're back. We're black, We're brown, brown ambition. Okay, I'll

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Speaker 1: do my own part. Ambition, ambition, ambition, ambition. What's up, y'all.

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Speaker 1: It's your girl, Mandy Money, and I am here so today,

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Speaker 1: but not for long. I have a very very spectacular guest,

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Speaker 1: someone who I don't know. I feel like a couple

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Speaker 1: of years ago, I was like, I want to get

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Speaker 1: to know her better, and now I can say that

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Speaker 1: she is a friend, a peer, and I'm so so

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Speaker 1: excited to tell you guys all about her.

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Speaker 2: Brand new book.

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Speaker 1: Why did I do the Oprah voice for that? I

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Speaker 1: don't know, it just happened. But before I get into that,

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Speaker 1: because I've known Jamila for a couple of years now,

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Speaker 1: but y'all may be hearing from her for the first time,

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Speaker 1: let me give you a little bit of her statue,

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Speaker 1: a little bit of her background. Her name is Jamila

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Speaker 1: Sousfront and she is the author of Your Journey to

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Speaker 1: Financial Freedom, a step by step guide to achieving wealth

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Speaker 1: and happiness, emphasis on the Happiness. It is debuting What's

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Speaker 1: Today Tomorrow Tuesday, So if you're listening to this on Wednesday,

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Speaker 1: go and get the book. It's in stores right now.

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Speaker 1: She's also the host of the Journey to Launch podcast.

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Speaker 1: She's a go to thought leader in the personal finance

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Speaker 1: field and her work has been featured everwhere like BuzzFeed,

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Speaker 1: Essence for Finer twenty nine, Business Insider, CNBCCBS, and This Morning,

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Speaker 1: Good Morning America. We can add to that list. Her podcast,

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Speaker 1: Journey to Launch has over four million total downloads and

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Speaker 1: was named by The New York Times No Big Deal

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Speaker 1: as a podcast to help you get better with your money.

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Speaker 1: So today I'm having Jamila on the show to talk

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Speaker 1: about her book, of course, and because we get into

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Speaker 1: the nitty gritty on here, we'll talk about the book

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Speaker 1: journey and the business journey that she has been on

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Speaker 1: and how her and her husband saved nearly one hundred

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Speaker 1: and seventy grand in just two years while also having

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Speaker 1: three children in Brooklyn, New York. Like the math is

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Speaker 1: not mathing here, I have questions. Okay, So Jamila, without

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Speaker 1: further ado, welcome to the BA STU. It's good to

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Speaker 1: have you back.

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Speaker 2: Oh, Mandy, It's great to be say having me.

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Speaker 1: I'm so excited for you, as you can tell, because

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Speaker 1: I forgot you were going to be on the show,

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Speaker 1: so I texted you today as if I wasn't about

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Speaker 1: to talk to you in a couple of hours. H

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Speaker 1: How does it feel your book baby is born?

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Speaker 2: Oh my god. Yeah, you know, it's still surreal. I

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Speaker 2: feel like it's not. But I am one of those

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Speaker 2: people where it has to be happening for me to

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Speaker 2: feel like it's happening. And now it's like it is happening,

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Speaker 2: So Jamila is happening. So it feels great. I mean,

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Speaker 2: I'm it's kind of nerve wracking because now the whole

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Speaker 2: world gets to open up a very importantant thing that

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Speaker 2: I've done and read it and have opinions about it

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Speaker 2: and hopefully it will be helpful to them. But this

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Speaker 2: is the first time, like the general public gets to

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Speaker 2: see this versus like not me or my editor or

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Speaker 2: book coach, who I feel like they're nice and they're

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Speaker 2: helping me. But this is gonna introduce me, hopefully to

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Speaker 2: a whole new audience and you know, interested to hear

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Speaker 2: the feedback of what people will start saying when they

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Speaker 2: read the book.

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Speaker 1: Tell me why a book in a time when I

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Speaker 1: feel like, I mean, I know why I'm writing a

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Speaker 1: book right now, but I want to know from you.

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Speaker 1: What was it that you felt like, Okay, it's time,

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Speaker 1: this is the book I need to write.

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Speaker 2: You know, I like to look at things strategically and serendipitously,

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Speaker 2: meaning you know, yes, some things you do because it

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Speaker 2: makes sense, it's logical, and then some things you just

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Speaker 2: cannot deny when they need to happen. And I've been

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Speaker 2: approached to write a book years ago at the start

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Speaker 2: of my journey, but you know, those were not in

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Speaker 2: the way in which I'd want a deal. So I

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Speaker 2: didn't have an established platform at the time, so I

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Speaker 2: knew I wouldn't get the best book deal. One a

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Speaker 2: publishing company approached me. They just wanted a name behind,

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Speaker 2: they already had the concept, they just wanted me to

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Speaker 2: be the author of it and all those things. I

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Speaker 2: was like, no, I'm not ready, it's not time. But

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Speaker 2: I knew as I was establishing myself and growing that

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Speaker 2: I wanted to do the traditional publishing route and I

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Speaker 2: wanted to do another meeting. You know, I have the podcast,

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Speaker 2: but not everyone listens to podcasts, and even people who

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Speaker 2: do listen to podcasts don't know my podcast exists. And

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Speaker 2: even so there's still so many questions I want do right, Well,

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Speaker 2: that's the thing. So but I still even have podcast

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Speaker 2: listeners who are like, I love this content, but you know,

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Speaker 2: I have to go to this episode in this episode,

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Speaker 2: And I thought to myself, you know, having another vertical

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Speaker 2: and media platform, adding this extension to my brand, to

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Speaker 2: help solidify all the information that I've spoke about and

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Speaker 2: over the hundreds and hundreds of episodes, to put it

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Speaker 2: in a book and a guidebook that someone can flip

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Speaker 2: through and I can say here, here are like all

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Speaker 2: the answers to all your questions that you have about

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Speaker 2: financial independence, just felt like the next thing to do.

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Speaker 2: It's like I could no longer deny that it was

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Speaker 2: the right time, and that because I was going to

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Speaker 2: the traditional route and it would take a couple of

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Speaker 2: years for it to be done, that when I signed

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Speaker 2: my deal, I was still solidifying, growing and getting my

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Speaker 2: concepts together, and so I do by the time it

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Speaker 2: came out that I'd be in a place to fully

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Speaker 2: enjoy and bring this book to light in the way

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Speaker 2: that it needed to be brought.

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Speaker 1: I feel exactly the same about like what you were

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Speaker 1: saying about it is a two year process. So you

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Speaker 1: sort of know, Okay, I can get the book deal,

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Speaker 1: and then I can keep growing, I can keep doing

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Speaker 1: all that. But then it's like, oh crap, Now I

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Speaker 1: got to write a book while I'm doing all of that.

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Speaker 1: So how did you How did you manage a time?

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Speaker 1: Plus you got three kids and they're not little. They

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Speaker 1: got lives, they got activities. You know, they want their mama,

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Speaker 1: So tell me a little bit about the process and

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Speaker 1: how you made it happen.

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Speaker 2: So it was hard. It's like being a parent. You know,

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Speaker 2: people tell you how hard it is to be a parent.

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Speaker 2: And I did a lot of research in terms of

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Speaker 2: writing the book and what it looked like. I listened

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Speaker 2: to people podcasts that just talked about writing. And as

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Speaker 2: much as someone tells you, just like being a parent,

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Speaker 2: the things you can expect, you don't know until you

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Speaker 2: are in the thick of it. And so I felt

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Speaker 2: that I did need support. So one of the things

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Speaker 2: that I did is that I'm not afraid to invest

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Speaker 2: in myself or to invest to see the results I want.

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Speaker 2: And I knew getting a book coach was going to

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Speaker 2: be important, and I was going to pay for that

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Speaker 2: out of my own pocket, someone who could help motivate me,

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Speaker 2: help in additional edits that I would need to help

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Speaker 2: guide me through the process. So that was a big help.

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Speaker 2: I don't know if I would have survived without having

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Speaker 2: my book coach that I hired. And then on top

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Speaker 2: of that, the timeframe for my book, actually I felt

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Speaker 2: was shortened because I thought it was going to come

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Speaker 2: out in twenty twenty four. So when I first signed

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Speaker 2: my deal, it took quite a time for me to

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Speaker 2: actually sign it, but I was writing. I started writing anyway,

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Speaker 2: and I thought it was going to come out in

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Speaker 2: twenty twenty four, which gave me more time. And then

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Speaker 2: when we finally did sign the contract, they were like, yeah,

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Speaker 2: we're thinking about December twenty twenty three. I'm like, what

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Speaker 2: I thought. I had a couple more months, And so

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Speaker 2: that put a bit of pressure on me to get

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Speaker 2: things done, especially now with the kids. Like you said

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Speaker 2: at my kids are nine, seven and five, very energetic,

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Speaker 2: very rambunctious, and a lot of my writing had to

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Speaker 2: take place in the summertime, which for me, I always

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Speaker 2: like to say, I actually don't like working in the

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Speaker 2: summer around my birthday or holidays. So basically there's like

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Speaker 2: two months out of the year that I like to

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Speaker 2: work if that. And so the summer was so hard

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Speaker 2: because I would want to go to the beach. I

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Speaker 2: didn't want to sit and sit still to write. But

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Speaker 2: I knew that I had these deadlines, and I do

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Speaker 2: work pretty well with deadlines. You know, if you tell

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Speaker 2: me something is due in an hour, I'm gonna I'm

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Speaker 2: gonna find a way to get it done. And so

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Speaker 2: that really helped, and having the book coach and really

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Speaker 2: always coming back to the purpose of writing the book.

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Speaker 2: So yes, I do want more people to discover the

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Speaker 2: podcast and learn. But I thought to myself, my goal

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Speaker 2: right now is to write something that will last, you know,

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Speaker 2: beyond me and have an impact bigger than bigger than

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Speaker 2: I could imagine. And am I staying true to that

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Speaker 2: in the writing process even if I'm scared And I

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Speaker 2: felt like I did, and so I would let that

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Speaker 2: guide me when I felt nervous about writing or sitting down,

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Speaker 2: I felt that unease that comes along with writing a book.

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Speaker 1: Yeah, the unies, the in between, I can be in

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Speaker 1: between I can. So it took me a couple of

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Speaker 1: stabs to get my first chapter done. So far, I

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Speaker 1: haven't hired a book coach because I'm not opposed to

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Speaker 1: it and I think I might be like a first reader.

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Speaker 1: When you say book coach, do you mean so you

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Speaker 1: had a proposal coach. You're the one who taught me

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Speaker 1: that there were things like a proposal coach, you know. So,

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Speaker 1: but you had a coach also helping you through the

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Speaker 1: writing process, which I know a lot of people do.

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Speaker 2: Yeah, So there's so many ways you can work with

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Speaker 2: people to help you. And so, yes, I had someone

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Speaker 2: help me with my proposal, which was amazing. And then

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Speaker 2: when it came to doing the book now now that

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Speaker 2: I actually know more, knowing what I know now, I

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Speaker 2: would have actually hired her in a different way. So

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Speaker 2: she was a book coach slash developmental editor. So she

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Speaker 2: helped me when we came back with how do we

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Speaker 2: set the book up? How do we get all these

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Speaker 2: thoughts and ideas and frameworks and tackle is every audacious

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Speaker 2: goal of trying to lay out people's path to financial

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Speaker 2: independence and put it in a book that makes sense.

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Speaker 2: So she helped me figure out like, all right, you

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Speaker 2: know what if we broke the book down in these

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Speaker 2: sections or this part or what chapters should we use?

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Speaker 2: And then she did some line editing and helped out

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Speaker 2: a lot in that sense. But I knew that I

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Speaker 2: wanted to write it myself, so I didn't want to

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Speaker 2: have a ghostwriter or someone to write it for me.

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Speaker 2: But I knew i'd need additional help for grammatical and

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Speaker 2: line editing. But I actually would have hired her to

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Speaker 2: do more line editing and grammatical things, because while my

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Speaker 2: publisher did that, I felt like she was so good

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Speaker 2: at capturing like every single thing. And now that I

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Speaker 2: know what I need going forward, if I write another book,

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Speaker 2: I can confidently hire her in this way to say, Okay,

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Speaker 2: this is what I actually need, this is how we're

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Speaker 2: going to work together.

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Speaker 1: I'm gonna need her details. Yes, how'd you find her?

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Speaker 2: She's amazing. I found her through my agents, who we

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Speaker 2: have the same agents.

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Speaker 1: Right, Oh okay, well I did ask them, so maybe

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Speaker 1: they'll give me the same maybe, And I don't remember

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Speaker 1: the name that they gave me, because sometimes you know,

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Speaker 1: as a mom, I'll just be fire and text off

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Speaker 1: and I'm like I'll get they're gonna send me an answer.

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Speaker 1: I'll look at it when I need it next time.

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Speaker 2: And I did want a woman. I wanted, uh, you know,

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Speaker 2: preferably one of one woman of color, preferably a black woman.

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Speaker 2: And I thought that, you know, when they had her

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Speaker 2: as a contact, I was like, yeah, let's go. And

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Speaker 2: then she was just I mean, she went above and

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Speaker 2: beyond because again I hired her in a certain capacity,

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Speaker 2: but I needed her for more and she she just

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Speaker 2: went above and beyond and she still does. Like she

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Speaker 2: helped me figure out some of this details for the

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Speaker 2: book cover because she worked in the publishing science today.

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Speaker 1: Yeah, like and just for a minute, yeshit with that juice,

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Speaker 1: I keep juicy, juicy, juicy Tomila cover. Yes, like I said,

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Speaker 1: I just want to take a bite. So weird. It's gorgeous.

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Speaker 1: The orange and this is why I am wearing the

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Speaker 1: one orange shirt that was in my closet. I would

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Speaker 1: I was going to go for the yellow hoodie, but

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Speaker 1: Husby saundoks like a taxi cab and I just can't

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Speaker 1: hear it, so I can't put it on. But here

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Speaker 1: you go.

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Speaker 2: Well, you know, also with her, and thank you for that.

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Speaker 2: I just think in general, when I think this can

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Speaker 2: go just beyond the book writing process, because I did

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Speaker 2: this with the podcast. Also is that when I got

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Speaker 2: interested in something. I talk about this in the book,

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Speaker 2: when you get interested in something and you see someone

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Speaker 2: doing something. So I saw someone in one of our

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Speaker 2: payers get a book deal and she shared that, you know,

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Speaker 2: she had this person helped her with the proposal. She

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Speaker 2: shared who her agents were, like she shared, and I asked,

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Speaker 2: I asked her directly, like hot, what did you do?

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Speaker 2: And I'm one of those people I click on hyperlinks.

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Speaker 2: I talk about it in the book that something is

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Speaker 2: of interest to you, click on the hyperlink like you

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Speaker 2: want on the page that you're reading online, and it

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Speaker 2: takes you deeper and deeper. And sometimes hyperlinks take you

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Speaker 2: to pots of gold and changes your life, and sometimes

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Speaker 2: they're nothing. And for me, it was about I want

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Speaker 2: to write a great book. I want to put myself

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Speaker 2: in a position to get the best deal. What are

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Speaker 2: the things I need to do to do that? And

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Speaker 2: who can I talk to who have done those things,

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Speaker 2: and what were the resources they use? And can I

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Speaker 2: do that? And that's kind of like how I went

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Speaker 2: about like who I hired or what I invested in

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Speaker 2: to help me get to this point.

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Speaker 1: That's so so smart, and that's why I love podcasting

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Speaker 1: in general, and my background's a journalist is because it's

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Speaker 1: all about that double click. And I just like, I

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Speaker 1: don't like it when I don't feel like I get

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Speaker 1: something from one page. I got to go to the

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Speaker 1: next page. And like, everyone who knows me really deeply

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Speaker 1: and personally is like, stop asking me questions, Like I'm like,

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Speaker 1: I just want to I need to understand every single

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Speaker 1: angal Okay, But that's so wise and smart because it

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Speaker 1: you assume, like correctly that no one's doing it alone.

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Speaker 1: And that is the great gift I feel like, of

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Speaker 1: seeing how the sausage is made when it comes to

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Speaker 1: I mean, you can put anything in that category, not

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Speaker 1: just publishing a book, but launching a business, even you know,

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Speaker 1: going on your journey toward financial independence. It's a lot

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Speaker 1: to do it alone. It's too much. And then if

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Speaker 1: you want to like have a social life, eat well,

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Speaker 1: work out, do your thirty minute runs like you do.

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Speaker 1: Be a woman, be a wife, be a sister, friend, Like,

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Speaker 1: oh my gosh, so to get that help is such

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Speaker 1: a great, such a great, uh, you know, just a

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Speaker 1: great thought to have, and it's and it's liberating in

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Speaker 1: and of itself. But then to execute it and find

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Speaker 1: the exact help that you need from the right places. Yeah,

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Speaker 1: I love that you said that. Okay, so break down

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Speaker 1: the book for me, because I don't have a copy yet.

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Speaker 1: I don't know what happened. Do you not have my address.

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Speaker 2: Or I'm not sure.

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Speaker 1: Apparently Barnes and Noble and Random Places has it, but

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Speaker 1: my Amazon has not come yet.

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Speaker 2: I no doubt. Well, you know you're coming to the

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Speaker 2: party in preview, Remember you're coming to the party, so

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Speaker 2: you get a signed book then also excited for the party. Yeah.

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Speaker 2: So thinking through what I wanted and how I want,

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Speaker 2: this is a very ambitious book to write, because I

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Speaker 2: wanted to really map out and share how someone who

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Speaker 2: either if you knew about the concept of financial independence,

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Speaker 2: which is this ability to live off of just your

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Speaker 2: investments and not how to actively work for someone just

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Speaker 2: new hearing about it for the first time, or who

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Speaker 2: has an idea of what it is, how would I

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Speaker 2: explain to them how this works and how they can

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Speaker 2: apply it to their life and start their journey. And

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Speaker 2: so I ended up breaking out the book in four parts.

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Speaker 2: So the part one is about the why and how

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Speaker 2: financial independence, and it breaks out like what it is,

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Speaker 2: why you need to pursue it, and then breaks out

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Speaker 2: the journey or stages that you need to go through

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Speaker 2: to reach financial independence, and so it's really like sets

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Speaker 2: the stage for your journey. Part two, now, I think, is,

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Speaker 2: you know, one of my favorite parts because these are

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Speaker 2: literally the things I did when I started my journey

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Speaker 2: to get me to where I am today. So Part

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Speaker 2: two is about how do you map out your journey,

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Speaker 2: your enjoyable journey. What does it look like, what is

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Speaker 2: your starting point, what is your end point? How do

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Speaker 2: you go from being in debt and think about how

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Speaker 2: long you want it to take you to have investments

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Speaker 2: or to get to the different stages that I talk

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Speaker 2: about in the book. And so it lets you app

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Speaker 2: out and sit down and figure out how to apply

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Speaker 2: these concepts to your life. And so again Part one

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Speaker 2: and two are all conceptual. You know, there's not a

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Speaker 2: lot of doing, you know, there's a lot of learning

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Speaker 2: being setting the stage for your journey. And then part

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Speaker 2: three is about executing like the plan that you just

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Speaker 2: set in Part two, So you know you want to

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Speaker 2: reach financial.

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Speaker 1: And don't skip to part three because that would be

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Speaker 1: so me right, skip to the how too. I have

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Speaker 1: a feeling you're going to be much better prepared for

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Speaker 1: the part three that if you start right into it. Yeah.

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Speaker 2: Well, and plus you know I talk about.

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Speaker 1: A book, not a blog post. Okay, read the book right.

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Speaker 2: It's so here's okay, Okay, I'm going to go through

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Speaker 2: and how people. It's going to be best for people

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Speaker 2: to use the book to help them. So Part three

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Speaker 2: is about executing the things you want to do in

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Speaker 2: part two, so you said you want to reach financial

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Speaker 2: independence or get out of debt in five years, ten years,

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Speaker 2: fifteen years. What are the things that you actually need

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Speaker 2: to do that will help you do that or what

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Speaker 2: are the actual things like increasing your income, optimizing expense is,

431
00:21:00,720 --> 00:21:05,040
Speaker 2: working on your mindset and habits, paying down liabilities, increasing assets,

432
00:21:05,080 --> 00:21:08,119
Speaker 2: all these things and legitimate, just actionable items that you

433
00:21:08,200 --> 00:21:11,000
Speaker 2: can do. And then part four is about enjoying the journey,

434
00:21:11,080 --> 00:21:14,360
Speaker 2: because this is a long journey to financial independence, and

435
00:21:14,520 --> 00:21:16,760
Speaker 2: how do you make it so that you are achieving

436
00:21:16,800 --> 00:21:19,240
Speaker 2: freedom on your way and happiness that you're not waiting

437
00:21:19,240 --> 00:21:22,080
Speaker 2: for this far off goal. And so what will happened

438
00:21:22,119 --> 00:21:23,640
Speaker 2: is like it happened for me. Is when I first

439
00:21:23,640 --> 00:21:26,080
Speaker 2: started my financial independence journey, I had mapped it out,

440
00:21:26,080 --> 00:21:28,000
Speaker 2: so I did my part one and two. Part one

441
00:21:28,040 --> 00:21:31,080
Speaker 2: for me was learning about it through podcasts or reading

442
00:21:31,119 --> 00:21:34,879
Speaker 2: blogs on my commute to work. And then I discovered, Okay,

443
00:21:34,880 --> 00:21:36,440
Speaker 2: how am I going to apply that to my life,

444
00:21:36,480 --> 00:21:39,120
Speaker 2: Like I want to reach financial independence by forty years

445
00:21:39,119 --> 00:21:41,800
Speaker 2: old is what I said seven years ago? And what

446
00:21:41,840 --> 00:21:43,399
Speaker 2: do I need to do to make that happen? How

447
00:21:43,400 --> 00:21:44,840
Speaker 2: long it will take, how much do I need to

448
00:21:44,880 --> 00:21:48,040
Speaker 2: invest or pay down debt to do this thing. Then

449
00:21:48,080 --> 00:21:50,359
Speaker 2: I started my journey and I realized some of the

450
00:21:50,359 --> 00:21:52,080
Speaker 2: things that I did, like you've mentioned in my intro,

451
00:21:52,280 --> 00:21:55,080
Speaker 2: saving and investing one hundred and sixty nine thousand dollars

452
00:21:55,080 --> 00:21:59,720
Speaker 2: in two years was amazing, but not sustainable for my journey.

453
00:22:00,040 --> 00:22:01,399
Speaker 2: And so some of the things I initially thought I

454
00:22:01,440 --> 00:22:04,840
Speaker 2: would do, like work full time to help me reach

455
00:22:04,920 --> 00:22:08,840
Speaker 2: my goal and still commute, grow, growing my family, and

456
00:22:08,920 --> 00:22:11,240
Speaker 2: have my business on the side. I thought I would

457
00:22:11,240 --> 00:22:12,800
Speaker 2: do that for the next seven years, and as I

458
00:22:12,800 --> 00:22:14,159
Speaker 2: started to do it, I was like, oh, no, this

459
00:22:14,240 --> 00:22:16,840
Speaker 2: is not sustainable, So I need to actually make a

460
00:22:16,880 --> 00:22:20,320
Speaker 2: decision here to quit my job, but doing that would

461
00:22:20,400 --> 00:22:22,320
Speaker 2: change my journey, and so I had to go back

462
00:22:22,359 --> 00:22:24,760
Speaker 2: to like the part two and map out what does

463
00:22:24,800 --> 00:22:26,920
Speaker 2: this new journey look like? How do I create or

464
00:22:26,920 --> 00:22:29,359
Speaker 2: adjust a plan that works for the current stage of

465
00:22:29,400 --> 00:22:31,200
Speaker 2: life I'm in. So the way I want people to

466
00:22:31,240 --> 00:22:33,160
Speaker 2: interact with the book is, yes, read it through one

467
00:22:33,160 --> 00:22:36,240
Speaker 2: time and actually do the things within the book. But

468
00:22:36,280 --> 00:22:37,920
Speaker 2: as you start your journey, you may need to come

469
00:22:37,960 --> 00:22:40,840
Speaker 2: back right to part two as you start executing, to say,

470
00:22:40,840 --> 00:22:42,880
Speaker 2: you know what, that feels great, But I don't want

471
00:22:42,920 --> 00:22:44,800
Speaker 2: to be as aggressive. You know, I don't need to

472
00:22:44,840 --> 00:22:47,639
Speaker 2: reach it financial independence in five years and be so

473
00:22:47,680 --> 00:22:51,400
Speaker 2: aggressive because I actually am working on finding more enjoyable

474
00:22:51,400 --> 00:22:53,800
Speaker 2: work or paying down debt. And so if it takes

475
00:22:53,840 --> 00:22:55,520
Speaker 2: me a little longer, because you know, I'm into the

476
00:22:55,520 --> 00:22:57,800
Speaker 2: stage of my life of growing a family or taking

477
00:22:57,800 --> 00:23:01,199
Speaker 2: a risk, that's fine. Let's go back to part two

478
00:23:01,240 --> 00:23:03,239
Speaker 2: of the book and map out this new plan. And

479
00:23:03,240 --> 00:23:05,399
Speaker 2: that's what I did, And so I really try to

480
00:23:05,440 --> 00:23:08,439
Speaker 2: make it where you can come back and recalibrate and

481
00:23:08,560 --> 00:23:11,840
Speaker 2: use it as a reference point even after you've read

482
00:23:11,840 --> 00:23:13,920
Speaker 2: it through, to help you and to continue to help

483
00:23:13,920 --> 00:23:14,600
Speaker 2: you on your journey.

484
00:23:14,600 --> 00:23:16,320
Speaker 1: Okay, be a fan. We're going to be right back

485
00:23:16,359 --> 00:23:23,720
Speaker 1: with more of our conversation with Jamila Souffront and we're back. Well,

486
00:23:23,760 --> 00:23:26,360
Speaker 1: first of all, I love that you're acknowledging that it's

487
00:23:26,359 --> 00:23:29,479
Speaker 1: not like you're it's not like you're saying retire by forty,

488
00:23:29,760 --> 00:23:32,040
Speaker 1: you know, and here's what you got to do. Because

489
00:23:32,160 --> 00:23:35,960
Speaker 1: almost it's almost like it's turning the idea of retirement

490
00:23:36,000 --> 00:23:39,160
Speaker 1: on its head and saying, instead of working really hard

491
00:23:39,240 --> 00:23:41,679
Speaker 1: to enjoy the few years you have left after you

492
00:23:41,840 --> 00:23:46,679
Speaker 1: stop working, start building a life financially but also personally

493
00:23:46,960 --> 00:23:49,639
Speaker 1: where you can enjoy what you have going on now

494
00:23:50,160 --> 00:23:53,159
Speaker 1: while you're also building to sustain it, you know, for

495
00:23:53,240 --> 00:23:57,320
Speaker 1: the future. So like in our audience, like they've heard

496
00:23:57,359 --> 00:24:01,000
Speaker 1: about five financial independence, they've heard about five or financial independence,

497
00:24:01,000 --> 00:24:04,640
Speaker 1: retire early. Is this your take on it essentially, And

498
00:24:04,720 --> 00:24:08,080
Speaker 1: how what's the reception been from the fire fanatics if

499
00:24:08,080 --> 00:24:10,320
Speaker 1: there has been any at all, And how do you

500
00:24:10,320 --> 00:24:11,880
Speaker 1: think your approach is different?

501
00:24:12,440 --> 00:24:16,080
Speaker 2: Yeah, you know, it's so interesting about fire, the fire

502
00:24:16,119 --> 00:24:18,560
Speaker 2: community and movement. I feel like when I first started,

503
00:24:19,119 --> 00:24:22,879
Speaker 2: it wasn't as on the surface diverse in terms of

504
00:24:22,960 --> 00:24:25,800
Speaker 2: voices and people. But now I think it's totally different.

505
00:24:25,880 --> 00:24:28,199
Speaker 2: I think there are a lot of great voices, blogs

506
00:24:28,280 --> 00:24:31,639
Speaker 2: or podcasts or people from different backgrounds who are talking

507
00:24:31,640 --> 00:24:33,359
Speaker 2: about reaching it in a way that feels good to

508
00:24:33,400 --> 00:24:36,200
Speaker 2: them and so whether that is they're not living super frugally,

509
00:24:36,440 --> 00:24:38,159
Speaker 2: they want to spend a lot of money and so,

510
00:24:38,200 --> 00:24:41,560
Speaker 2: but they are investing and earning money accordingly to that goal.

511
00:24:41,960 --> 00:24:45,000
Speaker 2: Like so, I think the community itself has broadened and

512
00:24:45,160 --> 00:24:48,840
Speaker 2: is awesome. I feel like it is my take on

513
00:24:48,960 --> 00:24:52,639
Speaker 2: financial independence because you know, going through it myself and

514
00:24:52,680 --> 00:24:55,560
Speaker 2: the journey and making really great strides with my finances

515
00:24:55,600 --> 00:24:58,640
Speaker 2: doing it. What I thought was a traditional fireway, which

516
00:24:58,960 --> 00:25:01,720
Speaker 2: was being aggressive with investing and saving, which you do

517
00:25:01,840 --> 00:25:05,480
Speaker 2: need to be more aggressive than the average person dealing

518
00:25:05,560 --> 00:25:07,600
Speaker 2: with their money if you want to reach this audacious goal.

519
00:25:08,280 --> 00:25:12,040
Speaker 2: But I definitely focus more on enjoying the journey and

520
00:25:13,320 --> 00:25:16,520
Speaker 2: adjusting as you go. And then coming from my perspective

521
00:25:16,520 --> 00:25:18,639
Speaker 2: as a black woman, as an immigrant, as a mom

522
00:25:18,680 --> 00:25:21,359
Speaker 2: and wife living in New York City, I just I

523
00:25:21,400 --> 00:25:24,680
Speaker 2: feel like that perspective I didn't see when I first

524
00:25:24,720 --> 00:25:27,639
Speaker 2: came in and that I'm now highlighting and showing, like

525
00:25:27,720 --> 00:25:30,280
Speaker 2: the diversity of this journey and what it can look

526
00:25:30,320 --> 00:25:33,320
Speaker 2: like depending on your starting point. And I think ultimately

527
00:25:33,400 --> 00:25:35,159
Speaker 2: what I've been able to do. You know, I always

528
00:25:35,160 --> 00:25:37,359
Speaker 2: like to say when I wrote my proposal, when I

529
00:25:37,400 --> 00:25:41,119
Speaker 2: got my proposal, we worked on it together with the

530
00:25:41,119 --> 00:25:42,520
Speaker 2: person I hired, and we sent it out and I

531
00:25:42,520 --> 00:25:44,719
Speaker 2: got the agents and they sent it out that I

532
00:25:44,800 --> 00:25:47,240
Speaker 2: had eleven I think I had a meetings with eleven

533
00:25:47,320 --> 00:25:50,439
Speaker 2: or twelve publishers. Eleven of them wanted the book, so

534
00:25:50,480 --> 00:25:52,080
Speaker 2: it went to auction meeting like.

535
00:25:52,040 --> 00:25:52,760
Speaker 1: They name.

536
00:25:54,960 --> 00:25:58,720
Speaker 2: Zame. But I had these meetings with the publishers and

537
00:25:58,760 --> 00:26:01,240
Speaker 2: you know, they've seen a lot of not public yet

538
00:26:01,240 --> 00:26:03,480
Speaker 2: when they were interested in buying the book. So we

539
00:26:03,520 --> 00:26:04,960
Speaker 2: have these kind of meetings to see if we like

540
00:26:05,000 --> 00:26:06,760
Speaker 2: each other, like to learn more about me, I learn

541
00:26:06,760 --> 00:26:09,600
Speaker 2: more about them, and you know, they see a lot

542
00:26:09,600 --> 00:26:12,000
Speaker 2: of proposals, they see a lot of books, and you know, Mandy,

543
00:26:12,040 --> 00:26:14,880
Speaker 2: we are in the money space. There's but some ways

544
00:26:14,880 --> 00:26:18,080
Speaker 2: you can talk about how to budget and investing. It's

545
00:26:18,119 --> 00:26:21,680
Speaker 2: literally it's just you can google like all these things

546
00:26:21,680 --> 00:26:25,640
Speaker 2: and find it. I think what people appreciated, the publishers appreciated,

547
00:26:25,640 --> 00:26:27,480
Speaker 2: and I think what I brought still to the book

548
00:26:27,520 --> 00:26:30,440
Speaker 2: and stay true to is this fresh approach on making

549
00:26:30,480 --> 00:26:36,439
Speaker 2: it attainable, achievable, enjoyable, and just reframing like certain concepts

550
00:26:36,560 --> 00:26:38,880
Speaker 2: that maybe people have not thought about before, Like, Okay,

551
00:26:38,920 --> 00:26:41,320
Speaker 2: we talk about financial independence and yeah, so many people

552
00:26:41,320 --> 00:26:44,760
Speaker 2: don't think it's possible because depending on where they're starting from,

553
00:26:44,840 --> 00:26:46,800
Speaker 2: I can see why. And so let's break out what

554
00:26:46,840 --> 00:26:49,360
Speaker 2: the journey looks like into five stages that anyone can

555
00:26:49,400 --> 00:26:52,000
Speaker 2: identify where they are. Or there's a cool concept that

556
00:26:52,040 --> 00:26:54,879
Speaker 2: I created called the Quak levels walk lifestyle levels. So

557
00:26:55,000 --> 00:26:58,400
Speaker 2: depending on what you like and how fancy you want

558
00:26:58,440 --> 00:27:01,720
Speaker 2: to be is going to determine the type of money

559
00:27:01,720 --> 00:27:03,240
Speaker 2: you're going to need to invest or safe to get

560
00:27:03,240 --> 00:27:06,520
Speaker 2: to financial independence. And none of those choices are wrong.

561
00:27:06,640 --> 00:27:08,520
Speaker 2: Your journey or stage is never going to be wrong.

562
00:27:08,560 --> 00:27:10,480
Speaker 2: What you choose to live for your lifestyle is not wrong.

563
00:27:10,520 --> 00:27:14,040
Speaker 2: It's your choice. But breaking it out into these ways

564
00:27:14,080 --> 00:27:18,840
Speaker 2: that people you know, I will hope find refreshing is

565
00:27:18,880 --> 00:27:21,879
Speaker 2: my take on what it takes to bring more people

566
00:27:21,880 --> 00:27:24,919
Speaker 2: within to the space and to believe that they can

567
00:27:25,200 --> 00:27:27,000
Speaker 2: achieve financial independence.

568
00:27:28,480 --> 00:27:32,080
Speaker 1: Wow, eleven publishers. Sorry, I'm still stuck on that. That's

569
00:27:32,160 --> 00:27:34,800
Speaker 1: not a thing that happens. It happened in one book,

570
00:27:36,720 --> 00:27:41,320
Speaker 1: you know, a couple few, but not eleven. No, that's fantastic.

571
00:27:41,400 --> 00:27:43,320
Speaker 1: And I mean the bidding war. You know, I'm a

572
00:27:43,359 --> 00:27:46,560
Speaker 1: negotiation goal, so the bidding the negotiations must have been

573
00:27:46,680 --> 00:27:53,280
Speaker 1: real fun for Steven Chan our agents. I feel like

574
00:27:53,600 --> 00:27:55,359
Speaker 1: when I look at the books, I was just thinking

575
00:27:55,440 --> 00:27:58,200
Speaker 1: about this because I I the books that have come

576
00:27:58,240 --> 00:28:00,720
Speaker 1: out are coming out now. It's like getting to see

577
00:28:00,760 --> 00:28:03,760
Speaker 1: the fruits of trees that were planted, you know, two, three,

578
00:28:03,800 --> 00:28:06,920
Speaker 1: four years ago, starting of course with Tiffany's, but then

579
00:28:06,960 --> 00:28:09,280
Speaker 1: the wave that's comes since. You know, I think about

580
00:28:09,280 --> 00:28:11,480
Speaker 1: the cover for your book, and I think about the

581
00:28:11,480 --> 00:28:14,639
Speaker 1: cover for Vivian two, your rich bff, she's going to

582
00:28:14,720 --> 00:28:17,960
Speaker 1: be on the show later this month or in January sometime.

583
00:28:18,280 --> 00:28:22,199
Speaker 1: And I think about the cover for Janice Torres Jokido Dinano.

584
00:28:22,280 --> 00:28:24,600
Speaker 1: Her book is like pop in bright pink, and you know,

585
00:28:24,640 --> 00:28:28,639
Speaker 1: Tippany's got that green. Then there was financial feminists with

586
00:28:28,680 --> 00:28:30,480
Speaker 1: like the sort of like punk rock sort of look,

587
00:28:30,920 --> 00:28:34,600
Speaker 1: and I'm just I'm like the shelves at the bookstores

588
00:28:35,000 --> 00:28:37,960
Speaker 1: could never you know, like the shelves of five years

589
00:28:37,960 --> 00:28:40,640
Speaker 1: ago could never there's going to be a whole section

590
00:28:40,800 --> 00:28:42,400
Speaker 1: and it's going to be like I will tell my

591
00:28:42,480 --> 00:28:46,120
Speaker 1: children these were the Barbies, this is the Barbie dolls

592
00:28:46,160 --> 00:28:49,719
Speaker 1: that you can collect. Because it's just not to trivialize it,

593
00:28:49,760 --> 00:28:53,320
Speaker 1: but it's just it's stunning how we kind of go

594
00:28:53,440 --> 00:28:55,800
Speaker 1: from a time when there's so few and now you're

595
00:28:55,800 --> 00:28:58,360
Speaker 1: looking at the shelves and it's still not enough, mind you,

596
00:28:59,000 --> 00:29:03,600
Speaker 1: but it's like, Okay, something has changed. There's a shift

597
00:29:03,600 --> 00:29:05,719
Speaker 1: in that, there's an acceptance there, and I'm so excited

598
00:29:05,720 --> 00:29:10,840
Speaker 1: that you're one of those voices. It's so so needed. Okay,

599
00:29:11,360 --> 00:29:13,040
Speaker 1: I want to ask you kind of a personal question

600
00:29:13,680 --> 00:29:14,720
Speaker 1: after you receive.

601
00:29:14,520 --> 00:29:15,880
Speaker 2: That yes, I'm receiving it.

602
00:29:15,920 --> 00:29:19,480
Speaker 1: I know it's hard to receive. It's really hard, easy

603
00:29:19,520 --> 00:29:22,160
Speaker 1: to give, hard to receive. As I was writing the

604
00:29:22,160 --> 00:29:23,880
Speaker 1: first chapter of my book, you know, I took two

605
00:29:23,880 --> 00:29:27,600
Speaker 1: stabs that excuse me, and I was really surprised what

606
00:29:27,720 --> 00:29:31,200
Speaker 1: an emotional like personal journey I went on. I do

607
00:29:31,280 --> 00:29:33,760
Speaker 1: talk a lot about my personal life, you know, as

608
00:29:33,800 --> 00:29:36,960
Speaker 1: a coach and through the podcast, which is true, but

609
00:29:37,200 --> 00:29:40,719
Speaker 1: when it comes to really unpacking my journey from like

610
00:29:40,800 --> 00:29:43,480
Speaker 1: the mindset phase, you know that the impact of my

611
00:29:43,560 --> 00:29:47,320
Speaker 1: childhood and young adolescence really had on my approach. It

612
00:29:47,440 --> 00:29:50,840
Speaker 1: kind of like it just knocked me down. I was

613
00:29:51,320 --> 00:29:54,000
Speaker 1: I wasn't expecting the emotional side of it, and even

614
00:29:54,040 --> 00:29:56,560
Speaker 1: to share some anecdotes that I ended up putting in

615
00:29:56,600 --> 00:29:58,720
Speaker 1: the first chapter. So I wanted to ask you because

616
00:29:58,720 --> 00:30:02,719
Speaker 1: I know you talk about your Jamaican heritage and your

617
00:30:02,760 --> 00:30:05,280
Speaker 1: relationship with your mom and the sacrifice is that she

618
00:30:05,400 --> 00:30:09,480
Speaker 1: had to make. Was there anything that you were almost

619
00:30:09,520 --> 00:30:13,400
Speaker 1: hesitant or surprised, you know, ended up in your story

620
00:30:13,520 --> 00:30:14,080
Speaker 1: in the book.

621
00:30:15,000 --> 00:30:17,520
Speaker 2: Yeah, you know, I think I always knew I wanted

622
00:30:17,560 --> 00:30:21,600
Speaker 2: to lead with my mom and make sure I gave

623
00:30:21,640 --> 00:30:24,479
Speaker 2: her homage because everything that I am and that you

624
00:30:24,520 --> 00:30:26,880
Speaker 2: see is because of like who she was and what

625
00:30:26,920 --> 00:30:29,840
Speaker 2: she sacrificed. So you know, she had me at pretty

626
00:30:29,880 --> 00:30:33,240
Speaker 2: young at twenty years old and immigrated here from Jamaica

627
00:30:33,280 --> 00:30:36,040
Speaker 2: to the States, had to leave me behind to help

628
00:30:36,160 --> 00:30:38,800
Speaker 2: establish herself, and so sharing that in the book, and

629
00:30:38,840 --> 00:30:40,880
Speaker 2: I remember I went there was a point where I

630
00:30:40,960 --> 00:30:45,480
Speaker 2: went to Atlanta to write like for a week because

631
00:30:45,480 --> 00:30:47,440
Speaker 2: I was like, I have deadlines I need to meet

632
00:30:47,480 --> 00:30:50,840
Speaker 2: and my mom was there. So my mom and I

633
00:30:50,920 --> 00:30:53,560
Speaker 2: hung out in Atlanta, and she was telling me more

634
00:30:53,600 --> 00:30:57,120
Speaker 2: of her story, like where she like, like how she

635
00:30:57,280 --> 00:30:59,400
Speaker 2: was raised. And I knew some of this. I knew this,

636
00:30:59,520 --> 00:31:02,400
Speaker 2: but we really just wanted to learn more because I

637
00:31:02,480 --> 00:31:04,200
Speaker 2: knew I was going to be bringing some of that

638
00:31:04,240 --> 00:31:08,880
Speaker 2: into the book, and I, you know, there were there's

639
00:31:08,880 --> 00:31:11,440
Speaker 2: some parts where I'm just like, how blessed am I

640
00:31:11,800 --> 00:31:14,960
Speaker 2: to have a mom like that who, even though she

641
00:31:15,200 --> 00:31:19,640
Speaker 2: was not given the opportunities to express herself or she

642
00:31:20,080 --> 00:31:22,520
Speaker 2: didn't get the kind of love and support that she

643
00:31:22,680 --> 00:31:25,880
Speaker 2: needed as a child, that she like turned around and

644
00:31:26,000 --> 00:31:27,440
Speaker 2: gave that to me, you know, like you know, some

645
00:31:27,480 --> 00:31:29,880
Speaker 2: people repeat the cycle and some people break it. And

646
00:31:29,880 --> 00:31:32,200
Speaker 2: my mom smashed it, like she she's like, we're not

647
00:31:32,240 --> 00:31:34,000
Speaker 2: doing that. And she did every and to do that

648
00:31:34,040 --> 00:31:36,360
Speaker 2: at such a young age. So all that I wanted

649
00:31:36,360 --> 00:31:38,040
Speaker 2: to make sure it came through in the book because

650
00:31:38,080 --> 00:31:41,880
Speaker 2: I also knew that. You know, I feel like I'm

651
00:31:42,440 --> 00:31:45,160
Speaker 2: privileged and it's not a bad thing, you know. I

652
00:31:45,440 --> 00:31:47,920
Speaker 2: don't when people like get all offended when you you know,

653
00:31:47,960 --> 00:31:49,760
Speaker 2: you say that you have privilege or you had to help.

654
00:31:50,160 --> 00:31:51,840
Speaker 2: I just feel like it's supposed to be that way,

655
00:31:51,840 --> 00:31:54,120
Speaker 2: Like our kids will have help you know, like they

656
00:31:54,160 --> 00:31:56,200
Speaker 2: would be the product and have a bit more privileged

657
00:31:56,240 --> 00:31:59,040
Speaker 2: than we did. And the points as long as they're

658
00:31:59,080 --> 00:32:02,440
Speaker 2: not you know, ENTI old you know a holes, right,

659
00:32:02,480 --> 00:32:04,680
Speaker 2: we don't want that, But isn't that the point? And

660
00:32:04,760 --> 00:32:06,920
Speaker 2: so I know that some people, if they see my

661
00:32:07,000 --> 00:32:09,960
Speaker 2: story and see what I'm doing now, they probably look

662
00:32:10,000 --> 00:32:12,560
Speaker 2: at it and they're like, oh whatever, Like easy for

663
00:32:12,600 --> 00:32:14,760
Speaker 2: you to say because you had all these things which

664
00:32:14,800 --> 00:32:17,040
Speaker 2: it worked hard for. But again there's some privilege in that,

665
00:32:17,160 --> 00:32:19,800
Speaker 2: you know, being able to be here or be raised here,

666
00:32:19,880 --> 00:32:22,880
Speaker 2: versus some of my siblings who were stayed in Jamaica.

667
00:32:23,400 --> 00:32:26,400
Speaker 2: And so sharing my mom's story and making sure like

668
00:32:26,440 --> 00:32:28,360
Speaker 2: it started with her and what she had to do

669
00:32:29,200 --> 00:32:32,440
Speaker 2: in order to produce me, I think was important to

670
00:32:32,480 --> 00:32:35,480
Speaker 2: share and made it into the book. And of course

671
00:32:35,480 --> 00:32:37,200
Speaker 2: there were just some parts where you know, I wanted

672
00:32:37,240 --> 00:32:39,880
Speaker 2: to be careful about who I included or how I

673
00:32:39,920 --> 00:32:42,800
Speaker 2: included them, because you know, while it does impact me,

674
00:32:43,040 --> 00:32:46,280
Speaker 2: it's just not I also don't want to step on

675
00:32:46,680 --> 00:32:49,680
Speaker 2: or you know, share things that don't need to be

676
00:32:49,720 --> 00:32:52,719
Speaker 2: shared if I can still accomplish the story and the

677
00:32:52,720 --> 00:32:55,080
Speaker 2: mission of the story. So I just feel like, yeah,

678
00:32:55,080 --> 00:32:56,640
Speaker 2: there were a bit of that, and I bet you

679
00:32:56,680 --> 00:32:58,080
Speaker 2: it's so funny. Even though I wrote it and I

680
00:32:58,120 --> 00:33:01,160
Speaker 2: read the audiobook, I bet you, if I read it

681
00:33:01,240 --> 00:33:03,840
Speaker 2: again and through and through, I'd probably remember like, oh, yeah,

682
00:33:03,880 --> 00:33:05,800
Speaker 2: I put that in. I'd probably forget that.

683
00:33:08,080 --> 00:33:11,600
Speaker 1: Yeah, oh I know. And it's like okay if I

684
00:33:11,640 --> 00:33:13,280
Speaker 1: have to. If I'm putting something and I'm like I

685
00:33:13,320 --> 00:33:15,200
Speaker 1: might need to run this by them, I'm like, cool, cool,

686
00:33:15,240 --> 00:33:17,880
Speaker 1: I'm waiting till the very bitter end when I know

687
00:33:18,120 --> 00:33:22,000
Speaker 1: it's maybe going to get published. Well, that's that's amazing.

688
00:33:22,040 --> 00:33:23,120
Speaker 1: Has your mom read it yet?

689
00:33:24,000 --> 00:33:26,080
Speaker 2: She has a copy? I don't think she's read it.

690
00:33:26,200 --> 00:33:29,840
Speaker 2: She might have read, you know, the dedication and acknowledgment.

691
00:33:30,680 --> 00:33:33,400
Speaker 2: I don't know she knows that. I would be very careful,

692
00:33:33,800 --> 00:33:35,840
Speaker 2: you know, so like when I talk, you know, I'm

693
00:33:35,840 --> 00:33:38,680
Speaker 2: talking more about her and like, you know me, because

694
00:33:38,720 --> 00:33:40,720
Speaker 2: it was just the two of us for a very

695
00:33:40,760 --> 00:33:44,720
Speaker 2: long time versus like bringing other people into it. You know.

696
00:33:44,760 --> 00:33:46,400
Speaker 2: I feel like if I were to write another book

697
00:33:46,480 --> 00:33:49,720
Speaker 2: or be more personal like that would be you word,

698
00:33:49,880 --> 00:33:52,440
Speaker 2: I'd have to like run things by people and be like,

699
00:33:52,440 --> 00:33:54,240
Speaker 2: all right, a lot of shit.

700
00:33:54,440 --> 00:33:56,440
Speaker 1: Yeah, I only scratched the service in the first book.

701
00:33:56,440 --> 00:33:59,080
Speaker 1: I gotta dig deep. Now we got to get some skeletons,

702
00:34:00,280 --> 00:34:03,800
Speaker 1: kind of get some skeletons on the gladst Okay, so

703
00:34:03,920 --> 00:34:06,240
Speaker 1: people are going to get this book, and I mean

704
00:34:06,280 --> 00:34:08,279
Speaker 1: it's a perfect time around the holidays. I can see

705
00:34:08,280 --> 00:34:10,759
Speaker 1: why your publisher was like, let's push it into December.

706
00:34:11,520 --> 00:34:13,640
Speaker 1: But what's the first thing you hope someone does when

707
00:34:13,640 --> 00:34:14,279
Speaker 1: they close it?

708
00:34:15,080 --> 00:34:19,719
Speaker 2: Oh my gosh. The first thing I hope someone does

709
00:34:19,760 --> 00:34:22,160
Speaker 2: after they read it or even read your a portion

710
00:34:22,280 --> 00:34:27,879
Speaker 2: of it, is to have this incredible sense that it's

711
00:34:27,960 --> 00:34:32,520
Speaker 2: possible for them. Like I want whatever dreams that they

712
00:34:32,520 --> 00:34:34,239
Speaker 2: had that they thought like oh, you know, like that's

713
00:34:34,239 --> 00:34:36,839
Speaker 2: not something I should be pursuing or that's silly or

714
00:34:36,960 --> 00:34:38,799
Speaker 2: I can't do that. Like I want them to look

715
00:34:38,840 --> 00:34:40,919
Speaker 2: at this and read this and say, wait a second, now,

716
00:34:42,520 --> 00:34:45,319
Speaker 2: like maybe this can be done. And I mean that's

717
00:34:45,320 --> 00:34:48,360
Speaker 2: the whole goal. Like for me, I know, financial independence

718
00:34:48,400 --> 00:34:50,480
Speaker 2: is a very audacious goal. I know when people roll

719
00:34:50,520 --> 00:34:53,799
Speaker 2: their eyes at herring fire, like okay, really, like I

720
00:34:53,840 --> 00:34:56,880
Speaker 2: have this much debt, I'm so maybe I'm I'm so

721
00:34:56,960 --> 00:34:59,360
Speaker 2: much older, I started lay all these things and I

722
00:34:59,400 --> 00:35:03,320
Speaker 2: get it. But what you'll be able to accomplish with

723
00:35:03,400 --> 00:35:06,280
Speaker 2: your life even if you don't reach complete financial independence

724
00:35:06,280 --> 00:35:08,360
Speaker 2: in the timeframe that you've set out for yourself. Just

725
00:35:08,440 --> 00:35:10,040
Speaker 2: like me, I said I was going to reach it

726
00:35:10,080 --> 00:35:12,120
Speaker 2: at forty years old. I would never have to work

727
00:35:12,120 --> 00:35:15,560
Speaker 2: ever again. You know, I'd be done. And I'm you

728
00:35:15,600 --> 00:35:19,359
Speaker 2: know that age now, So I feel so bad saying it.

729
00:35:19,360 --> 00:35:20,080
Speaker 2: I can't even say it.

730
00:35:20,120 --> 00:35:22,840
Speaker 1: Sometimes fabulous and forty, I know, right, it's okay because

731
00:35:22,840 --> 00:35:24,760
Speaker 1: you got the melon and you love twenty five.

732
00:35:24,800 --> 00:35:28,279
Speaker 2: Right right that part. So, but what's amazing is what

733
00:35:28,320 --> 00:35:30,480
Speaker 2: I've been able to do with my life, like accomplishing,

734
00:35:30,840 --> 00:35:34,479
Speaker 2: having freedom, the opportunities, doing these things in my life

735
00:35:34,520 --> 00:35:38,120
Speaker 2: where I literally am living that life financially independent life now.

736
00:35:38,120 --> 00:35:40,000
Speaker 2: Of course I'm not like spending in ways that I

737
00:35:40,360 --> 00:35:42,640
Speaker 2: probably would spend, or I still do have to show

738
00:35:42,719 --> 00:35:45,160
Speaker 2: up and work here and there. But I have much

739
00:35:45,200 --> 00:35:47,840
Speaker 2: more freedom than I thought I could ever have starting

740
00:35:47,840 --> 00:35:50,680
Speaker 2: this journey seven years ago. And I'm not completely financially independent.

741
00:35:51,160 --> 00:35:52,759
Speaker 2: So I just feel like I want someone when they

742
00:35:52,800 --> 00:35:55,840
Speaker 2: read this book, and yes, I'm like dangling this audacious

743
00:35:55,880 --> 00:35:57,360
Speaker 2: goal in front of you, and I want you to

744
00:35:57,440 --> 00:35:59,920
Speaker 2: attempt to do it because I know in the attempt

745
00:36:00,760 --> 00:36:03,759
Speaker 2: that you will blow your mind about how your life

746
00:36:03,840 --> 00:36:06,200
Speaker 2: can change. And that's what I want people to understand

747
00:36:06,200 --> 00:36:09,040
Speaker 2: about what can happen for them if they start this journey.

748
00:36:09,040 --> 00:36:11,399
Speaker 2: It's just it's not about the number. It's not about

749
00:36:11,480 --> 00:36:14,160
Speaker 2: you know, getting X amount in your investment accounts. It's

750
00:36:14,160 --> 00:36:16,879
Speaker 2: about who you become on the journey and path. And

751
00:36:17,440 --> 00:36:19,399
Speaker 2: I just I want to shout from the mountaintops because

752
00:36:20,080 --> 00:36:21,840
Speaker 2: it happened in my life, and it happened in so

753
00:36:21,880 --> 00:36:23,880
Speaker 2: many other people's lives that either I interviewed or I

754
00:36:24,320 --> 00:36:26,279
Speaker 2: say in the book, I profile in the book, and

755
00:36:26,280 --> 00:36:29,000
Speaker 2: I'm just like, listen, you don't understand, but life is

756
00:36:29,040 --> 00:36:30,800
Speaker 2: waiting for you, like it's possible. You just got to

757
00:36:30,840 --> 00:36:31,560
Speaker 2: attempt to do it.

758
00:36:33,320 --> 00:36:35,360
Speaker 1: Yeah, I agree. I mean when I launched my business,

759
00:36:35,440 --> 00:36:38,960
Speaker 1: it was it was exciting and invigorating and all of that.

760
00:36:39,520 --> 00:36:42,319
Speaker 1: And some days I get really beat down by the

761
00:36:42,760 --> 00:36:45,360
Speaker 1: some of the burdens of being a business owner. You know,

762
00:36:45,960 --> 00:36:48,399
Speaker 1: for example, my husband has a traditional nine to five,

763
00:36:48,440 --> 00:36:51,240
Speaker 1: but he has like a boss. So when his bosses

764
00:36:51,320 --> 00:36:53,400
Speaker 1: like show up, he just shows up. And I'm like,

765
00:36:53,440 --> 00:36:55,759
Speaker 1: you just do what they say. You just have to go,

766
00:36:56,239 --> 00:36:59,080
Speaker 1: which means I am like a business owner but also

767
00:36:59,160 --> 00:37:01,080
Speaker 1: sort of like a mom, a stay at home mom

768
00:37:01,120 --> 00:37:02,799
Speaker 1: at the same time, and I'm just like, this is

769
00:37:02,840 --> 00:37:05,439
Speaker 1: too hard. How can I be both and all that? Well?

770
00:37:05,480 --> 00:37:07,239
Speaker 1: First I look to people like you, and I'm like,

771
00:37:07,440 --> 00:37:10,400
Speaker 1: higher help. I think about how you got someone to

772
00:37:10,400 --> 00:37:12,239
Speaker 1: cook meals for you? Is she still cooking or you?

773
00:37:12,920 --> 00:37:15,239
Speaker 2: We don't do that right now, but we might need

774
00:37:15,280 --> 00:37:17,719
Speaker 2: to start again because we were struggling.

775
00:37:18,600 --> 00:37:21,480
Speaker 1: The way that I sent Panera to my son's school today,

776
00:37:21,520 --> 00:37:27,319
Speaker 1: he's four. I door dashed him his lunch because I

777
00:37:27,440 --> 00:37:29,680
Speaker 1: was trapped. I was nap trapped at home with the baby,

778
00:37:30,200 --> 00:37:32,880
Speaker 1: and the lunch just didn't make it into his backpack

779
00:37:32,920 --> 00:37:36,960
Speaker 1: this morning. And I was like, hmm, I can't. I'm

780
00:37:37,000 --> 00:37:39,920
Speaker 1: going to just have to spend this twenty dollars right

781
00:37:39,920 --> 00:37:43,120
Speaker 1: here to get him some mac and cheese. And it

782
00:37:43,200 --> 00:37:46,120
Speaker 1: was done. You know what I mean. Old me would

783
00:37:46,120 --> 00:37:47,880
Speaker 1: have been like, I can do this. Put the baby

784
00:37:47,880 --> 00:37:49,479
Speaker 1: in the car. Oh he's crying, give him a bottle,

785
00:37:49,520 --> 00:37:51,880
Speaker 1: he'll be funny. You can nap later, you know, stress, stress, stress,

786
00:37:51,960 --> 00:37:55,160
Speaker 1: make the sandwich and you know, unnecessary. Where was it

787
00:37:55,239 --> 00:38:00,279
Speaker 1: going with this? I just feel like it's mom brain. Yeah,

788
00:38:00,280 --> 00:38:04,600
Speaker 1: I just think that there's so many on the positive side.

789
00:38:05,360 --> 00:38:07,880
Speaker 1: When I thought about my work day today, I was like,

790
00:38:07,920 --> 00:38:09,200
Speaker 1: I know, I have the podcast with you in the

791
00:38:09,239 --> 00:38:14,680
Speaker 1: middle of the day. I get to stay home a

792
00:38:14,680 --> 00:38:17,880
Speaker 1: few hours. I get to take a nap later if

793
00:38:17,920 --> 00:38:20,799
Speaker 1: I need to, you know, I get to have this

794
00:38:20,880 --> 00:38:25,360
Speaker 1: conversation with you, and no one is sort of jerking

795
00:38:25,400 --> 00:38:27,719
Speaker 1: me in any direction. You're on the show because I

796
00:38:27,719 --> 00:38:30,359
Speaker 1: wanted you to be here. No one's forcing that, and

797
00:38:30,480 --> 00:38:33,520
Speaker 1: there is and you know, and I'm not financially free

798
00:38:33,520 --> 00:38:35,840
Speaker 1: in the sense that I never have to, you know,

799
00:38:35,960 --> 00:38:39,640
Speaker 1: ever work again. And you know, I'm on my own journey.

800
00:38:40,320 --> 00:38:43,000
Speaker 1: But the journey feels good and I love and I

801
00:38:43,040 --> 00:38:44,799
Speaker 1: keep looking at your book title. I like, it's the

802
00:38:44,920 --> 00:38:47,120
Speaker 1: journey to financial freedom. I almost feel like they should

803
00:38:47,160 --> 00:38:50,640
Speaker 1: have made that word the biggest one. But it's the journey.

804
00:38:50,719 --> 00:38:53,880
Speaker 1: And it's like, what are how how is your journey

805
00:38:53,920 --> 00:38:57,640
Speaker 1: gonna go? And are you gonna look back on it

806
00:38:58,200 --> 00:39:01,360
Speaker 1: and think, oh, hell, yeah, we have some good times

807
00:39:01,440 --> 00:39:04,680
Speaker 1: and look we're here now, or are you going to

808
00:39:04,760 --> 00:39:08,000
Speaker 1: look back and be like, oh, I remember nothing. It

809
00:39:08,040 --> 00:39:10,880
Speaker 1: was such a slog It was it was bitter, it

810
00:39:10,960 --> 00:39:13,919
Speaker 1: was a fight, you know, And I love that you're

811
00:39:13,960 --> 00:39:17,200
Speaker 1: sort of making it something that can be positive, something

812
00:39:17,239 --> 00:39:20,719
Speaker 1: that can be as bright and glowing and gorgeous as

813
00:39:20,760 --> 00:39:21,720
Speaker 1: that the cover.

814
00:39:22,360 --> 00:39:26,680
Speaker 2: Yeah, book, I mean, it's meant to be enjoyable. So

815
00:39:26,840 --> 00:39:30,840
Speaker 2: I think life, you know, there's so many things happening

816
00:39:30,880 --> 00:39:34,960
Speaker 2: in this world and so many reasons why we can

817
00:39:35,120 --> 00:39:38,160
Speaker 2: just say, you know, what's the point. And when I

818
00:39:38,200 --> 00:39:39,799
Speaker 2: think like that, you know, I just have to be

819
00:39:39,840 --> 00:39:43,759
Speaker 2: reminded and center myself back to like there's a reason

820
00:39:43,760 --> 00:39:45,480
Speaker 2: why I woke up this morning, Like what am I

821
00:39:45,560 --> 00:39:49,680
Speaker 2: doing this for? You know? And I ultimately, yes, money

822
00:39:49,719 --> 00:39:51,560
Speaker 2: is a tool and we need to understand how to

823
00:39:51,680 --> 00:39:54,160
Speaker 2: use it to our own benefit. But it's you know,

824
00:39:54,200 --> 00:39:56,160
Speaker 2: it really is just a tool. It's made up, you know,

825
00:39:56,320 --> 00:40:00,880
Speaker 2: like literally the printed when they want to right, And

826
00:40:01,320 --> 00:40:06,240
Speaker 2: I think just understanding that and being your biggest asset.

827
00:40:06,320 --> 00:40:07,840
Speaker 2: So I know we talk a lot in the finance

828
00:40:07,960 --> 00:40:12,640
Speaker 2: world about like investing in assets and all these things externally,

829
00:40:12,760 --> 00:40:14,560
Speaker 2: and I really think so the big part of the

830
00:40:14,560 --> 00:40:16,879
Speaker 2: book too is yes, I'm asking you to do these

831
00:40:16,920 --> 00:40:20,000
Speaker 2: external things and to do things, but it's really about

832
00:40:20,040 --> 00:40:22,480
Speaker 2: being It's about your mindset and habits and who you

833
00:40:22,520 --> 00:40:26,000
Speaker 2: are despite the numbers, despite being in debt, despite not

834
00:40:26,120 --> 00:40:29,560
Speaker 2: understanding something and still figuring it out, despite being nervous

835
00:40:29,560 --> 00:40:31,799
Speaker 2: to go ask for that raise, or to put your

836
00:40:31,840 --> 00:40:34,520
Speaker 2: hand up, you know, in a meeting, or to stand

837
00:40:34,600 --> 00:40:37,160
Speaker 2: up for yourself, despite even if you don't do it

838
00:40:37,239 --> 00:40:39,200
Speaker 2: right away, maybe it takes you five meetings to raise

839
00:40:39,200 --> 00:40:42,000
Speaker 2: that hand. It's just who are you in that process

840
00:40:43,040 --> 00:40:47,080
Speaker 2: and recognizing like the smallest you know, you know, even

841
00:40:47,120 --> 00:40:48,799
Speaker 2: just raising your hand a little bit, like that's when

842
00:40:48,880 --> 00:40:52,040
Speaker 2: because you didn't do that before. And so like for me,

843
00:40:52,600 --> 00:40:55,239
Speaker 2: it is about the journey and like reveling in that

844
00:40:55,400 --> 00:40:58,640
Speaker 2: and like enjoying it and making it uniquely your own.

845
00:40:58,840 --> 00:41:01,400
Speaker 2: So everyone's starting point is different. Everyone's going to have

846
00:41:01,400 --> 00:41:03,759
Speaker 2: different privileges or assets that they can use to help

847
00:41:03,800 --> 00:41:07,480
Speaker 2: them or you know whatever. And so I just think

848
00:41:08,040 --> 00:41:11,480
Speaker 2: understanding that and wanting to relay that to people and say,

849
00:41:11,520 --> 00:41:14,560
Speaker 2: like listen, it's it's gonna take some work, but it

850
00:41:14,560 --> 00:41:16,960
Speaker 2: doesn't have to be miserable, and you'll have so much

851
00:41:17,000 --> 00:41:19,760
Speaker 2: more happiness once you do focus on the internal journey

852
00:41:19,760 --> 00:41:22,560
Speaker 2: as well as yacht one outward one that it's going

853
00:41:22,640 --> 00:41:24,600
Speaker 2: to be well worth it once you start.

854
00:41:25,400 --> 00:41:29,040
Speaker 1: Were there ever times on the journey where you questioned

855
00:41:29,960 --> 00:41:32,799
Speaker 1: like is this working? Am I gonna? Is this going

856
00:41:32,880 --> 00:41:35,360
Speaker 1: to happen? Can you talk about any of those moments

857
00:41:35,400 --> 00:41:36,600
Speaker 1: and what sort of kept you going?

858
00:41:38,480 --> 00:41:42,319
Speaker 2: Well? Of course, yes, and in all aspects of my life,

859
00:41:42,360 --> 00:41:46,960
Speaker 2: whether it was my entrepreneurship journey, and they all intertwine, right,

860
00:41:46,960 --> 00:41:49,640
Speaker 2: like they're all kind of intertwined together, these roads that

861
00:41:49,680 --> 00:41:53,560
Speaker 2: were on in paths, my motherhood journey, you know, my

862
00:41:53,680 --> 00:41:56,520
Speaker 2: financial journey, like all these things were you know, I

863
00:41:56,560 --> 00:41:58,799
Speaker 2: remember when I quit my job and at the time,

864
00:41:58,880 --> 00:42:03,200
Speaker 2: Journey Launch wasn't making anything there of what my job

865
00:42:03,360 --> 00:42:06,680
Speaker 2: was making, but I just had this desire that you know, this,

866
00:42:06,680 --> 00:42:07,920
Speaker 2: this was what was next for me.

867
00:42:08,280 --> 00:42:10,600
Speaker 1: You've had that hell commute three hours?

868
00:42:10,880 --> 00:42:12,680
Speaker 2: Yeah, it was like one and a half hours one

869
00:42:12,719 --> 00:42:14,560
Speaker 2: way on a good day, you know, and so I

870
00:42:14,640 --> 00:42:16,239
Speaker 2: was just like this is not like I can't and

871
00:42:16,280 --> 00:42:18,839
Speaker 2: so but there were times when you know, I wasn't

872
00:42:18,840 --> 00:42:21,480
Speaker 2: making money, or we were pulling from our savings account

873
00:42:21,760 --> 00:42:24,000
Speaker 2: to help pay for our expenses because I didn't have

874
00:42:24,040 --> 00:42:26,400
Speaker 2: my income anymore, where I thought like what did I

875
00:42:26,480 --> 00:42:29,759
Speaker 2: just do? And that's when, you know, after some of

876
00:42:29,760 --> 00:42:31,920
Speaker 2: those feelings I'd go back to the plan I created,

877
00:42:32,040 --> 00:42:35,200
Speaker 2: and I reassured myself that, Okay, worst case scenario, what

878
00:42:35,320 --> 00:42:38,279
Speaker 2: is going to happen, You'll be okay. I always like

879
00:42:38,320 --> 00:42:40,720
Speaker 2: to tell people look back. So when I get those feelings,

880
00:42:40,719 --> 00:42:42,400
Speaker 2: whether it was like why did I like, you know,

881
00:42:42,480 --> 00:42:44,719
Speaker 2: is this going to work? Even writing the book, I'm

882
00:42:44,760 --> 00:42:47,200
Speaker 2: just like, even though things were going so well, I

883
00:42:47,239 --> 00:42:49,440
Speaker 2: have to like remind myself, and I tell people to

884
00:42:49,480 --> 00:42:52,200
Speaker 2: remind yourself, like of all like it took to get

885
00:42:52,239 --> 00:42:54,640
Speaker 2: you here, Like, there are a lot of things that

886
00:42:54,680 --> 00:42:57,120
Speaker 2: went right. I know some things are going wrong, but

887
00:42:57,120 --> 00:42:59,120
Speaker 2: there are a lot of things that went right to

888
00:42:59,120 --> 00:43:02,439
Speaker 2: get you here. Listen to this our voices to put

889
00:43:02,440 --> 00:43:04,520
Speaker 2: you in the position you are today. And that's kind

890
00:43:04,520 --> 00:43:06,200
Speaker 2: of what I always go back to, is like, look

891
00:43:06,200 --> 00:43:09,319
Speaker 2: at like you're doubting yourself and writing this book, but

892
00:43:09,360 --> 00:43:11,000
Speaker 2: look what got you here. Look how many people were

893
00:43:11,040 --> 00:43:13,319
Speaker 2: interested in this book. There's a reason for that. And

894
00:43:13,360 --> 00:43:15,400
Speaker 2: so I just I try to cent her back into

895
00:43:16,600 --> 00:43:19,239
Speaker 2: so much amazing things have happened. Who's like, why would

896
00:43:19,239 --> 00:43:21,040
Speaker 2: it stop? Right? As long as I continue to have

897
00:43:21,080 --> 00:43:23,719
Speaker 2: the faith and I'm living what I hope is a

898
00:43:23,719 --> 00:43:26,080
Speaker 2: good life and being a good person like that, all

899
00:43:26,120 --> 00:43:27,040
Speaker 2: that will continue.

900
00:43:28,800 --> 00:43:31,400
Speaker 1: Yeah, it's that. It's I think I wrote about the

901
00:43:31,520 --> 00:43:34,400
Speaker 1: post about this recently too. It's like, what would you

902
00:43:34,520 --> 00:43:37,919
Speaker 1: five years ago be amazed that you're doing right now?

903
00:43:38,160 --> 00:43:40,000
Speaker 1: I mean, I bet five years ago you'd be like,

904
00:43:40,200 --> 00:43:42,720
Speaker 1: I kind of want to write a book and dang

905
00:43:42,800 --> 00:43:47,359
Speaker 1: girl on the GMA. But jumbo tron and your book

906
00:43:47,440 --> 00:43:50,520
Speaker 1: on shelves. Congratulations, and thank you so so much for

907
00:43:50,560 --> 00:43:52,840
Speaker 1: sharing a bit of your journey with the ba fam

908
00:43:52,880 --> 00:43:55,360
Speaker 1: and for being a returning guest. That's your second or

909
00:43:55,400 --> 00:43:57,719
Speaker 1: third time. I don't know you can come back a

910
00:43:59,480 --> 00:44:02,640
Speaker 1: friend of this sh shoe. All right, y'all, go grab

911
00:44:02,719 --> 00:44:05,680
Speaker 1: your copy and buy some for your family, your friends,

912
00:44:05,719 --> 00:44:08,480
Speaker 1: anyone to put in that stocking. Get it extra big

913
00:44:08,520 --> 00:44:10,799
Speaker 1: stocking in this year. Okay, just shove it on in there.

914
00:44:11,360 --> 00:44:14,160
Speaker 1: The bank again. It's called your what's that? Go ahead?

915
00:44:14,200 --> 00:44:17,520
Speaker 2: No, no, go ahead, No, it's gonna be the website.

916
00:44:17,920 --> 00:44:18,680
Speaker 2: I'm gonna get there.

917
00:44:18,719 --> 00:44:20,520
Speaker 1: Don't you worry, because you know you can tell you've

918
00:44:20,560 --> 00:44:25,240
Speaker 1: been uh, you've been tutored by Tiffany when you domain

919
00:44:25,320 --> 00:44:25,960
Speaker 1: for your book.

920
00:44:26,400 --> 00:44:26,719
Speaker 2: All right.

921
00:44:26,760 --> 00:44:28,920
Speaker 1: The book is called Your Journey to Financial Freedom, A

922
00:44:28,960 --> 00:44:31,880
Speaker 1: Step by step guide to achieving wealth and happiness and

923
00:44:32,000 --> 00:44:34,960
Speaker 1: it's out right now. And what is the website where

924
00:44:34,960 --> 00:44:35,960
Speaker 1: everyone can cop that book?

925
00:44:36,040 --> 00:44:39,840
Speaker 2: Jamila? You can go to your Journey to Financialfreedom dot

926
00:44:39,840 --> 00:44:41,800
Speaker 2: com and see all the places you can buy.

927
00:44:43,080 --> 00:44:45,400
Speaker 1: Awesome. And you got some freebies or some like goodies,

928
00:44:45,480 --> 00:44:47,040
Speaker 1: right or was that for the pre orders now?

929
00:44:47,040 --> 00:44:49,200
Speaker 2: Actually I'm gonna I'm gonna keep it up until I

930
00:44:49,239 --> 00:44:51,880
Speaker 2: think maybe next week. But you get a free course

931
00:44:52,120 --> 00:44:54,640
Speaker 2: and some goodies when you order a hard copy of

932
00:44:54,719 --> 00:44:56,680
Speaker 2: the book and you put your information in at your

933
00:44:56,760 --> 00:44:59,880
Speaker 2: Journey to Financialfreedom dot com. I have a starter fire course.

934
00:45:00,480 --> 00:45:03,080
Speaker 2: Tell people get started. And it's a great compliment to

935
00:45:03,520 --> 00:45:06,360
Speaker 2: the book Your Journey to Financialfreedom dot com.

936
00:45:07,640 --> 00:45:09,960
Speaker 1: I hope it is a huge success no matter what happens.

937
00:45:10,040 --> 00:45:13,560
Speaker 1: You did a thing, Mama, You wrote a book. It's incredible.

938
00:45:14,200 --> 00:45:15,920
Speaker 1: I want to be you when I grow up in

939
00:45:15,960 --> 00:45:20,239
Speaker 1: two years from now. Okay, all right, y'all be sure

940
00:45:20,280 --> 00:45:22,959
Speaker 1: to go to your financial your Journey to Financialfreedom dot

941
00:45:23,000 --> 00:45:26,840
Speaker 1: com and Jamila take care. We'll see y'all pretty soon. Actually,

942
00:45:26,880 --> 00:45:30,359
Speaker 1: because Jamala is sticking around for the VAQA, So go

943
00:45:30,400 --> 00:45:34,160
Speaker 1: ahead and check out that episode. Hitting your phones or

944
00:45:34,200 --> 00:45:37,279
Speaker 1: your I was about to say Radio, that's not No

945
00:45:37,320 --> 00:45:40,960
Speaker 1: one has those coming to you on Friday with the

946
00:45:41,080 --> 00:45:44,440
Speaker 1: VAQA will be taking some of your financial freedom questions,

947
00:45:45,040 --> 00:45:47,480
Speaker 1: all right Bye,