WEBVTT - EARN YOUR LEISURE - Dish Battle 0:00:00.640 --> 0:00:03.320 Welcome you all to another episode of Eating While Broke. 0:00:03.440 --> 0:00:05.760 I'm your host, Colleen Witt, and today we have earned 0:00:05.800 --> 0:00:09.440 your Leisure in the building. I'm super super excited about this. 0:00:09.920 --> 0:00:12.520 When you get a financial advisor, a shot belal and 0:00:12.680 --> 0:00:17.200 educated Troy Millings together they deliver assets of reliabilities no 0:00:17.360 --> 0:00:19.880 pun intended. Of course, when it comes to behind the 0:00:19.920 --> 0:00:23.400 scenes financial views and entertainment, sports and entrepreneurship, you need 0:00:23.480 --> 0:00:27.320 to look no further than earn your leisure, events, podcast 0:00:27.680 --> 0:00:31.800 and university. Welcome y'all. We are super excited to have 0:00:31.880 --> 0:00:39.000 you all today. Okay, so today on this this episode, 0:00:39.000 --> 0:00:43.400 we have two dishes. So at the end of this episode, 0:00:43.479 --> 0:00:47.160 I'm going to see which one did it better. Troy, 0:00:47.200 --> 0:00:49.480 why don't you start us off and tell us what 0:00:49.560 --> 0:00:52.640 you're making and the ingredients. Yeah, so today I'm gonna 0:00:52.640 --> 0:00:54.560 be making a pizza bagel, not to be confused with 0:00:54.560 --> 0:00:57.320 piece of toast, a little bit thinner on the bread. Um. 0:00:57.360 --> 0:00:59.400 And so yeah, I got my bagel here. I have 0:00:59.800 --> 0:01:02.360 some tomato sauce obviously we have to have that, some 0:01:02.440 --> 0:01:05.480 anzarella cheese, and to add some slavor, we've got a regino, 0:01:05.720 --> 0:01:07.479 some basil, and of course a little pinch of golty 0:01:08.200 --> 0:01:13.000 that sounds like it's gonna be really really nice on flavoring, 0:01:13.080 --> 0:01:18.440 it feels like borderline professional pizza restaurant issues. We take 0:01:18.440 --> 0:01:22.360 our pizza bagel serious and rest out. What about you? 0:01:22.959 --> 0:01:27.839 Uh tuna sandwich? We got wheat bread, whole wheat bread, um, 0:01:27.880 --> 0:01:32.600 tuna mayonnaise, catch up and chips and chips? Okay, okay, 0:01:32.760 --> 0:01:35.200 So you know it's an interesting combination. I can explain 0:01:35.200 --> 0:01:36.880 it if you want, or we can explain it later. 0:01:37.000 --> 0:01:39.679 But how this all came about It up to you, 0:01:39.760 --> 0:01:42.560 however you want to. Yeah, well, if you want, we'll 0:01:42.600 --> 0:01:45.759 have Troy start us off with making the pizza. And 0:01:45.800 --> 0:01:50.360 then while he's starting off making the pizza, I guess 0:01:50.440 --> 0:01:54.640 I just have to ask you when did catch up 0:01:54.680 --> 0:01:57.280 and tun to make a marriage? Yeah? Well, you know, 0:01:57.360 --> 0:01:58.720 catch up is one of these things. But I use 0:01:58.800 --> 0:02:01.760 whateverything like you know, and it's perfect blad. Like when 0:02:01.800 --> 0:02:04.280 I eat fish, I usually put catch up fried fish, 0:02:04.320 --> 0:02:09.280 catch up in hot sauce. You know, if I'm doing this, 0:02:09.520 --> 0:02:11.600 I'll do this as well. The other things I do 0:02:11.639 --> 0:02:14.600 with fish sometimes is catch up in tattar sauce, but 0:02:14.760 --> 0:02:19.240 catch up in mayonnaise is actually French dressing. No, it's 0:02:19.240 --> 0:02:25.200 French dressing. Yeah, I think it's French's umland, I think 0:02:25.200 --> 0:02:30.720 it's French. No, I'm not even want to go. I 0:02:30.840 --> 0:02:33.240 know I know it because I actually did good will it. 0:02:34.120 --> 0:02:38.240 I think it's Thousand Islands. Okay, you know what, Well, 0:02:38.760 --> 0:02:41.880 he puts it in the oven. Will google whether it's 0:02:42.400 --> 0:02:45.720 French or Thousand Islands. But it makes it already makes something. 0:02:45.800 --> 0:02:50.040 It's already something. So when you it's actually a good combination. 0:02:50.160 --> 0:02:54.040 And then it's not the normal taste that you would 0:02:54.040 --> 0:02:56.400 have for tuner, so it kind of gives it a little, 0:02:56.480 --> 0:02:59.560 you know, special edge to it. And then the chips 0:02:59.639 --> 0:03:01.400 just add like that, you know, just push it over 0:03:01.440 --> 0:03:07.519 the top. Oh okay, all right, well Troy, why don't 0:03:07.560 --> 0:03:09.320 you go ahead and start us off on the pizza. 0:03:09.639 --> 0:03:13.080 Pizza bagel, pizza bagel. So the bagel is important, um 0:03:13.120 --> 0:03:15.639 And because when I was younger, my mom used to 0:03:15.639 --> 0:03:18.360 make pizza all the time, and so she had dope 0:03:18.560 --> 0:03:20.760 and when I was home by myself, sometimes I'm like, 0:03:20.800 --> 0:03:22.679 I want to make pizza. So I had to find 0:03:22.720 --> 0:03:25.520 anything I could use as my as my bread. And 0:03:25.560 --> 0:03:28.840 so the week the white bread was too too salt 0:03:28.919 --> 0:03:30.480 for the tomato sauce, so that didn't work. And then 0:03:30.880 --> 0:03:33.239 try to use English muffins and they were too small. 0:03:33.280 --> 0:03:35.720 I was hungry after so I said, I'm gonna go 0:03:35.720 --> 0:03:37.880 with the bagel. And so we started with the bagel. 0:03:37.960 --> 0:03:41.800 Obviously you got slices. It's been sliced nicely. Uh. And 0:03:41.840 --> 0:03:43.200 then the first thing we're gonna put on top of 0:03:43.200 --> 0:03:45.520 it is the tomato sauce. And so we got the 0:03:45.520 --> 0:03:48.600 tomato sauce. Here, we got our spoon. And the spoon 0:03:48.960 --> 0:03:51.160 is important because you want to spread this tomato seals 0:03:51.240 --> 0:03:53.400 out evenly, all right, So I take a scoop or 0:03:53.400 --> 0:03:56.400 the tomato sauce, put it on the bread, all right. 0:03:57.560 --> 0:04:00.640 Not at no point did you ever say, you know 0:04:00.680 --> 0:04:02.960 what today, I want to have it on everything bagel? 0:04:03.080 --> 0:04:05.240 Or was it always playing? You know, I never tried it, 0:04:05.640 --> 0:04:07.960 always playing, always playing, right. I was trying to make 0:04:07.960 --> 0:04:11.400 it as close to my mom's pizza as possible, and 0:04:11.600 --> 0:04:14.680 the only bagel she boughtt was playing or cinnamon raising, 0:04:15.480 --> 0:04:17.600 So cinnamon raising pizza probably would have been great. You 0:04:17.680 --> 0:04:20.640 never tried to never, we don't. We don't put raisins 0:04:20.880 --> 0:04:23.839 and things in the Jamaican household. Well, and that's the 0:04:23.839 --> 0:04:26.320 other thing. I'm a little confused because you're Jamaican, and 0:04:26.600 --> 0:04:29.800 I don't think I've ever seen my mom make a pizza. Yeah, 0:04:29.839 --> 0:04:32.520 this is true. This is true. I've never seen my 0:04:32.600 --> 0:04:35.240 mom makeup pizza. So she was great at making peace. 0:04:35.520 --> 0:04:37.160 I mean, my mom is a great like she makes 0:04:37.200 --> 0:04:39.320 a lot of things. Um, pizza was one of those 0:04:39.320 --> 0:04:41.560 things like my friends would come over and eat it. It 0:04:41.480 --> 0:04:44.400 It was so good. And so I was like, all right, 0:04:44.520 --> 0:04:46.480 if I can't have hers, I'll have to make my own. 0:04:46.480 --> 0:04:49.279 And so I didn't have dough, So I used the bagel, 0:04:49.320 --> 0:04:51.120 like I said. And so you see how we we've 0:04:51.160 --> 0:04:53.360 evenly spread this out. You see how good this looks? 0:04:53.839 --> 0:04:56.760 All right, So now it looks like a bloody bagel exactly. 0:04:56.800 --> 0:04:59.400 And so this is important. Now now that we've got 0:04:59.440 --> 0:05:02.800 the maato sauce consistently spread throughout, now we're gonna add 0:05:02.920 --> 0:05:05.920 some some flavor. We're gonna put a little of regano, right, 0:05:06.000 --> 0:05:08.520 just a pinch of it, just a little bit above 0:05:08.560 --> 0:05:10.040 the tomato sauce. Because you know, I'm gonna show you 0:05:10.080 --> 0:05:11.080 what I'm gon show you on a sex So we 0:05:11.120 --> 0:05:14.440 put a little bit here, a little bit there, right, 0:05:14.480 --> 0:05:16.720 we don't want to flood it out the flavor of 0:05:16.760 --> 0:05:20.599 the tomato sauce. A little basil sprinkle that I should 0:05:20.600 --> 0:05:23.400 do it like salt Bay. Just drop it right here 0:05:23.480 --> 0:05:29.080 we go. I mean, this looks restaurant, okay. And then 0:05:29.279 --> 0:05:32.920 I'm gonna get another fresh spoon for my garlic. A 0:05:33.000 --> 0:05:34.920 lot of people put garlic on top of the pizza 0:05:34.960 --> 0:05:37.200 after I like to throw it inside the sauce so 0:05:37.320 --> 0:05:38.920 to add a little bit of flavor, so you don't 0:05:38.920 --> 0:05:40.760 really need it, all right, So you're a little pinch. Yeah, 0:05:42.400 --> 0:05:44.440 this is fresh garlic. We're gonna spread this out. Yeah, 0:05:44.440 --> 0:05:47.000 this is fresh. This is fresh, This is fresh. It 0:05:47.040 --> 0:05:49.680 smells good. This smells good already. But you said you 0:05:49.760 --> 0:05:52.440 usually mix it in the sauce. Yeah, well I'm gonna 0:05:52.480 --> 0:05:57.040 do it now, uh time purposes. So it's gonna get 0:05:57.040 --> 0:05:59.920 smudged in all in here right now. Imagine doing this 0:06:00.120 --> 0:06:01.880 like on English muffin, like I couldn't do this on 0:06:01.960 --> 0:06:04.800 white red won't work, you know what I'm saying. So 0:06:07.400 --> 0:06:12.000 I'm hungry. So now we got our our sauces, we 0:06:12.040 --> 0:06:15.200 got our flavor, and now, like I said, shredded cheese 0:06:15.240 --> 0:06:17.080 is important. When I was growing up, that was my 0:06:17.200 --> 0:06:19.159 job in the house. My mom was like, if she 0:06:19.240 --> 0:06:21.720 was making macaroni and cheese, Troy shread the cheese. She's 0:06:21.720 --> 0:06:24.320 making pizza, Troy shread the cheese. And now my wife 0:06:24.480 --> 0:06:27.840 same thing. Anytime she's making something ZD lasagna. My job 0:06:27.960 --> 0:06:30.560 is to shread the cheese. And so I kind of 0:06:30.560 --> 0:06:33.480 like the bagel part because when you throw, you splash 0:06:33.520 --> 0:06:36.440 the cheese on. It's important that it goes all over 0:06:36.480 --> 0:06:38.479 the bagel, right, you gotta spread it all over. But 0:06:38.560 --> 0:06:40.280 when it starts to go on the toast of oven, 0:06:40.320 --> 0:06:42.800 that cheese melts and it goes inside of you know, 0:06:42.839 --> 0:06:45.680 the holding bagel. And so now as even more of 0:06:45.720 --> 0:06:49.760 a cristals, follow the whole circle the circle. Follow the circle, 0:06:49.880 --> 0:06:53.400 follow the circle, follow the circle, let it drip, and 0:06:53.600 --> 0:06:56.800 when it melts, the cheese will be inside of the 0:06:56.839 --> 0:06:59.000 hole in the bagel. And now it asks for a 0:06:59.040 --> 0:07:03.000 crisp taste to it. I love it. Ye, prepare a 0:07:03.040 --> 0:07:07.159 couple of one. Okay, yeah, while you prepare that. Okay, 0:07:07.960 --> 0:07:14.720 So now we're sad yes, yes, yes, challenger to yes 0:07:14.760 --> 0:07:17.400 seris key sorry said We're gonna start with the bread 0:07:18.000 --> 0:07:21.720 we're gonna put the bread and the toaster. It's really easy. 0:07:21.960 --> 0:07:26.400 He literally just placed it in put it down. I 0:07:26.480 --> 0:07:28.440 usually put it like halfway through, so it's like the 0:07:28.520 --> 0:07:30.840 highest is seven, So I got it on four. Because 0:07:30.840 --> 0:07:32.680 you don't want it to be burnt, well, you don't 0:07:32.680 --> 0:07:34.800 want it to be too light either, so you just 0:07:34.840 --> 0:07:37.640 gotta wait for the magic to happen. Patience is a 0:07:37.720 --> 0:07:41.040 virtual So when I make tuna sandwiches, I mix the 0:07:41.120 --> 0:07:45.920 mail with the tuna. I see on this sandwich. How 0:07:45.920 --> 0:07:48.000 are you going to I'm just gonna put it on, 0:07:48.080 --> 0:07:50.200 you know, especially at that time. You know I wasn't 0:07:50.240 --> 0:07:52.480 really that's probably a proper way to do it, but 0:07:52.640 --> 0:07:54.680 you know, it's just scrambling, so I don't really have 0:07:54.760 --> 0:07:56.960 time to like chef for our ideas, So I just 0:07:56.960 --> 0:07:59.640 put it on top. I put it on top and 0:08:00.600 --> 0:08:04.240 just rock out like a sauce. Okay, so this is 0:08:04.280 --> 0:08:10.440 definitely gonna be different. Yeah yeah, when oh man, it's 0:08:10.440 --> 0:08:12.600 been a minute, I eat tuna. I still eat tuna 0:08:13.240 --> 0:08:16.720 um from time to time, but like me actually making 0:08:16.760 --> 0:08:19.679 it like this probably making like a couple of times 0:08:19.680 --> 0:08:21.560 a year, to be honest, Like you know, when I'm 0:08:21.600 --> 0:08:24.280 just feel nostalgic when I'm at home and I don't 0:08:24.320 --> 0:08:27.120 have nothing else to eat. Um, but I don't eat 0:08:27.120 --> 0:08:29.960 it that often how I used to. So seeing this 0:08:30.040 --> 0:08:33.280 is considered your broke this what was going on at 0:08:33.280 --> 0:08:36.360 the time when you were meeting this for more than 0:08:37.160 --> 0:08:41.440 nostalgic and once in a while. Um, I was in college, 0:08:42.120 --> 0:08:44.120 so I used to go to University of Hawaii and 0:08:45.200 --> 0:08:47.400 I played basketball, so I was on a scholarship. But 0:08:47.480 --> 0:08:52.280 how the scholarship worked is that instead of like being 0:08:52.320 --> 0:08:54.840 on a meal plan, I opted to just get the 0:08:54.880 --> 0:08:58.000 money for the meal plan. So that was like probably 0:08:58.000 --> 0:09:04.800 like two thousand mester and so long story short, I 0:09:04.800 --> 0:09:08.480 had to I had to use that to food. That's 0:09:08.520 --> 0:09:11.080 my mail planning with of course, you know you're in college, 0:09:11.080 --> 0:09:13.600 so you're using that for more than just food, using 0:09:13.640 --> 0:09:15.400 that to go to the club, using that to you know, 0:09:15.559 --> 0:09:19.360 just do whatever you wanted to do so by by clothes. 0:09:20.000 --> 0:09:23.599 So I probably had probably like five hundred out of 0:09:23.640 --> 0:09:27.760 that to spend on food. And I never cooked. I 0:09:27.840 --> 0:09:29.960 was never you know, somebody that grew up cooking my 0:09:29.960 --> 0:09:32.959 ool life. So I'm living by myself in an apartment 0:09:33.760 --> 0:09:36.880 in Hawaii, so you weren't even living on campus. Nah 0:09:37.000 --> 0:09:41.679 had apartment, so I had an off campus apartment so 0:09:40.640 --> 0:09:44.400 U so yeah, so you know, it's like out of necessity. 0:09:44.440 --> 0:09:47.240 I felt like tuna fish and peanut butter and jelly. 0:09:47.240 --> 0:09:49.360 It was like the two easiest meals to make. You 0:09:49.400 --> 0:09:51.360 don't have to have a culinary degree to make that. 0:09:51.720 --> 0:09:55.040 So um, I just made it. And then every single 0:09:55.120 --> 0:09:58.040 day for lunch, literally for a year, UM I would 0:09:58.120 --> 0:10:02.400 make I would make two. That was my lunch every day. Wow, okay, 0:10:02.679 --> 0:10:07.560 now you say Hawaii. Yeah. So I'm sure people hit 0:10:07.600 --> 0:10:10.720 you with this all the time. You already know what 0:10:10.760 --> 0:10:14.439 I'm gonna I'm gonna mention Barack somewhere. I wasn't going there, 0:10:14.480 --> 0:10:20.720 but okay, um shout shout outs to Barack uh and 0:10:20.760 --> 0:10:22.720 you guys actually didn't did you guys do something away? 0:10:25.400 --> 0:10:29.439 Not yet, that's the answer. That's the answer. Actually, I 0:10:29.559 --> 0:10:31.719 tell you a story about that. You could say it 0:10:31.800 --> 0:10:39.040 right here on say it here please? All right? So 0:10:39.559 --> 0:10:41.480 am I going to be making this? Go ahead, make 0:10:41.520 --> 0:10:43.599 it so you got you got the actually putting the 0:10:43.679 --> 0:10:46.679 tuna fish on the bread very important part to make 0:10:46.679 --> 0:10:50.000 a sandwich. U. I probably should have did this the 0:10:50.000 --> 0:10:56.000 other way on this bread, be kind to you. So 0:10:56.080 --> 0:10:57.640 we're putting the tune, and like I said, this this 0:10:57.679 --> 0:10:58.920 is one of these things you literally can make in 0:10:58.960 --> 0:11:00.760 five minutes. That's another reason of while I was making it, 0:11:00.800 --> 0:11:03.199 because you know, being a college student, you don't have 0:11:03.240 --> 0:11:06.199 a lot of time you want to go. So it's 0:11:06.240 --> 0:11:08.480 something that you can actually make it in five minutes. 0:11:08.480 --> 0:11:10.120 Like he's making a whole going made dish. I ain't 0:11:10.120 --> 0:11:13.400 have time. I mean he's making I feel like the 0:11:13.440 --> 0:11:15.400 crew is gonna be upset. They don't get to ease 0:11:15.480 --> 0:11:18.040 of that enough for everybody. You know, we put we 0:11:18.080 --> 0:11:23.559 put the mayonnaise, put the mayonnaise on. You know, oh 0:11:23.640 --> 0:11:25.360 you put a lot. Okay, cool, he put a lot. 0:11:25.400 --> 0:11:28.240 Everybody that's listening to catch up on catch up in 0:11:28.280 --> 0:11:32.600 Mayonnai's French dressing. We just learned. Oh yeah, we did 0:11:32.640 --> 0:11:36.200 google everybody that this is bringing back memories actually and 0:11:36.240 --> 0:11:38.840 then um, you would say the chips. I didn't do 0:11:38.880 --> 0:11:41.319 this all the time, but this was something that you know, 0:11:41.600 --> 0:11:46.560 when I was like really really feeling survived this spoil yourself. Yeah, 0:11:46.840 --> 0:11:48.520 it was like today I'm gonna live a little larger 0:11:48.520 --> 0:11:51.679 and get those chips on. Little you put the chips 0:11:51.880 --> 0:11:54.400 over there, add a little crunch to it. Add the 0:11:54.440 --> 0:11:59.360 crunch children, and this is just like slice out of heaven. Okay, 0:12:00.200 --> 0:12:03.200 snice out of it? And yeah, deadly. I did this 0:12:03.240 --> 0:12:09.760 every day for one year. So does it seems to 0:12:09.800 --> 0:12:14.600 me that you were always financially conscious because you knew 0:12:14.640 --> 0:12:16.960 to maximize the dollars. It wasn't really done out of 0:12:17.000 --> 0:12:20.040 out of financial literacy. It was just done out of 0:12:20.760 --> 0:12:24.360 I can't cook and I like tuna fish. I always 0:12:24.400 --> 0:12:26.640 liked tuna fish. And it was just an easy mail 0:12:26.760 --> 0:12:29.040 to make. So I like, you took the food credit 0:12:29.280 --> 0:12:33.040 money instead of the food credit, right, yeah, So why 0:12:33.040 --> 0:12:34.880 did you do? Well? You know, it's it's school food, 0:12:35.280 --> 0:12:37.200 so I thought like they got the best food anyway. 0:12:37.720 --> 0:12:41.319 And I mean, would you take a few nineteen years old, 0:12:41.320 --> 0:12:43.360 somebody give you three thousand for semester? Would you take 0:12:43.360 --> 0:12:46.800 that or would you take going to the dining room? 0:12:46.920 --> 0:12:48.959 I would take the money exactly. So it's like, what 0:12:49.000 --> 0:12:51.040 did you do with the money? Though? That was my 0:12:51.480 --> 0:12:53.320 I was living on you know, So like I said, 0:12:53.320 --> 0:12:56.160 you know, you maximized it. Yeah, whatever we need turned 0:12:56.200 --> 0:12:58.199 into an acid. Whatever I needed to do. That was 0:12:58.240 --> 0:13:01.679 like my that was like my salary. Okay, okay, well 0:13:01.840 --> 0:13:04.240 you can't really work. Yeah yeah, I ain't work. So yeah, 0:13:04.240 --> 0:13:05.800 that's what I'm saying. That was my salary that I 0:13:05.840 --> 0:13:07.199 was met with money that you know, we just had 0:13:07.240 --> 0:13:10.840 just to kind of do what that we wanted to. Okay, okay, 0:13:11.160 --> 0:13:15.680 now you're gonna pop those beautiful things and then you 0:13:15.760 --> 0:13:19.079 can go ahead and finished cheffing it up. Very important 0:13:19.080 --> 0:13:22.960 that the oven is preheated. So we got to hear 0:13:22.960 --> 0:13:25.599 at three fifty. But oh I got my mentens. That 0:13:25.640 --> 0:13:29.640 didn't prompt me, but I saw him here. I learned 0:13:29.640 --> 0:13:31.680 this at home at class. So I hated school lunch. 0:13:31.760 --> 0:13:33.079 I think we both had that in common. I don't 0:13:33.080 --> 0:13:35.120 think we ever eat school lunch. And so I took 0:13:35.120 --> 0:13:37.320 every cooking class in high school that I could, so 0:13:37.400 --> 0:13:39.920 that that would be my lunch all for the day. 0:13:40.240 --> 0:13:42.280 And so this is you got to eat every time. 0:13:43.480 --> 0:13:50.280 Yeah yeah, yeah slick. So growing up, you said there 0:13:50.320 --> 0:13:52.760 was a lot of pizza in your house. I mean, 0:13:52.760 --> 0:13:54.520 it's one of the things, at one of the things. 0:13:55.080 --> 0:13:58.240 So take me back to the time where you're sitting there, 0:13:58.320 --> 0:14:01.760 like Mom's not home, what's going on? You're making these 0:14:01.880 --> 0:14:04.960 pizza bagels what's going on in that environment. Yeah, so 0:14:05.120 --> 0:14:06.680 you know, my brothers are much older than you know. 0:14:06.920 --> 0:14:08.800 My oldest brother is ten years old of me. My 0:14:08.840 --> 0:14:10.319 other brother was in high school while I was in 0:14:10.360 --> 0:14:12.199 middle school, and he was a middle school when I 0:14:12.200 --> 0:14:14.199 was in elementary school. So I was came home for everybody. 0:14:14.240 --> 0:14:17.000 My parents are working, and so I was just one 0:14:17.040 --> 0:14:19.440 of those things. I'm like, I'm hungry. I hate Like 0:14:19.440 --> 0:14:21.280 I said, I hated school lunch my entire life. So 0:14:21.320 --> 0:14:23.400 in ementary school, I'm not eating school lunch. I'm the 0:14:23.480 --> 0:14:25.480 kid that's like my parents gave me money for lunch, 0:14:25.640 --> 0:14:27.760 I'm putting that in my pocket. Or I'm buying your 0:14:27.800 --> 0:14:30.000 dipsy duels off you for fifty cents, and they gave 0:14:30.000 --> 0:14:32.080 me three dollars every day. So I'm like, all right, 0:14:32.120 --> 0:14:36.560 I bought those. I'm surprised your mom wasn't making your lunches. No, no, no, 0:14:37.280 --> 0:14:39.160 they was. They was working. They were out there, actually 0:14:39.240 --> 0:14:41.680 left the house before I did. Yeah, So I was 0:14:41.760 --> 0:14:43.560 like younger, but like I was walking to the bus stop, 0:14:43.600 --> 0:14:45.360 I was coming home for everybody. And so I was like, 0:14:45.720 --> 0:14:47.920 all right, well I'm hungry. What am I gonna make? 0:14:48.080 --> 0:14:50.560 There's no food that I didn't trust me warm stuff 0:14:50.600 --> 0:14:53.320 up in the stove. Um, so many times you could, 0:14:53.320 --> 0:14:56.040 you know, eat like toasts when he came home with chips. 0:14:56.040 --> 0:14:57.920 So I was like, all right, I know how to 0:14:57.920 --> 0:14:59.440 make this. I know we got tomato sauce, I know 0:14:59.440 --> 0:15:01.720 how the great at the She's all right, let's just 0:15:01.760 --> 0:15:03.360 throw it on on some bread and make it happen. 0:15:03.400 --> 0:15:05.320 And so as I got better with it, I started 0:15:05.720 --> 0:15:08.040 going into spice cabinet like what can we put on it? 0:15:08.120 --> 0:15:10.360 Like yeah, and so like that's why I started putting 0:15:10.360 --> 0:15:12.880 the right no, no no basil, putting garlic. I used to 0:15:12.880 --> 0:15:15.520 put the red pepper flakes on it because I was 0:15:15.560 --> 0:15:20.120 just like, I'm just trying to figure it out. Because 0:15:20.160 --> 0:15:22.000 I'm just like, all right, I'm hungry. You gotta make something. 0:15:22.400 --> 0:15:24.520 And that became one of those things. And so I 0:15:24.560 --> 0:15:26.880 started making that and then when she would come home, 0:15:26.960 --> 0:15:30.560 she was like, I'm like, yeah, I ate already, I'm good. Yeah. 0:15:30.840 --> 0:15:36.080 So now we have you guys. Years later, one decides 0:15:36.400 --> 0:15:46.320 financial advisor, another decides educated, Yes you can, Um, how 0:15:46.360 --> 0:15:51.040 does that develop Troy to go into a financial financial advisory? Right? Well, 0:15:51.400 --> 0:15:57.120 I was into education. Yeah, So when I was fifteen, Um, 0:15:57.160 --> 0:15:59.840 I got a job at a camp in our community center, 0:16:00.080 --> 0:16:02.440 and so I've been working with kids pretty much since 0:16:02.480 --> 0:16:04.440 I was fift team. It was something that just came 0:16:04.520 --> 0:16:06.880 natural to me. And um I went to school. I 0:16:06.880 --> 0:16:09.720 remember I told my dad I wanted to be I'm 0:16:09.760 --> 0:16:11.680 a souf. I was like, my hands are great, I 0:16:11.720 --> 0:16:13.280 got a good hand. My dad was like, I ain't 0:16:13.280 --> 0:16:14.520 paying for you to go to school to being no 0:16:14.600 --> 0:16:17.000 ma sus. So I was like, damn, that's not gonna work. 0:16:17.120 --> 0:16:18.920 And so I wanted to go into physical therapy because 0:16:18.920 --> 0:16:21.120 I also had a love for sports, like obsessive love 0:16:21.480 --> 0:16:24.320 for sports. And so I knew I was gonna go 0:16:24.320 --> 0:16:26.440 on the athletic scholarship, like I was kind of recreation 0:16:26.520 --> 0:16:29.000 when it came to sports. Um, And so I went 0:16:29.040 --> 0:16:30.800 to school. I was like, all right, I'm doing physical therapy. 0:16:30.840 --> 0:16:32.640 But I started taking these science classes. I was like 0:16:32.640 --> 0:16:35.840 what is this and um, I realized really quickly, like 0:16:35.920 --> 0:16:37.360 this may not be the route for me. And I 0:16:37.360 --> 0:16:39.680 had interned at when I was in high school as 0:16:39.720 --> 0:16:42.400 a physical therapist intern for six months. I was like, 0:16:42.440 --> 0:16:45.560 this is the most boring job. However, like I'm falling 0:16:45.560 --> 0:16:47.640 asleep at my internship. I'm like, I can't do this. 0:16:48.280 --> 0:16:50.480 So I was, you know, every party battle with that, 0:16:50.520 --> 0:16:51.960 like what am I gonna do? I'm in college, now 0:16:51.960 --> 0:16:54.000 what am I gonna do? And so I started thinking, 0:16:54.000 --> 0:16:56.160 like I have a natural gift for working with kids. 0:16:56.920 --> 0:16:59.320 I still love sports, and so I started teaching phys 0:16:59.360 --> 0:17:03.920 that so yeah, because the two just came together. And 0:17:03.920 --> 0:17:07.480 so I was teaching and health education UH in the 0:17:07.520 --> 0:17:11.040 Bronx in New York City, and I would watch my 0:17:11.040 --> 0:17:13.480 my colleagues, the English teacher, the matth teacher, sociay science, 0:17:13.520 --> 0:17:15.439 and I'm just like, yeah, this stuff is cool, but 0:17:16.040 --> 0:17:19.760 the kids weren't grasping it. They didn't weren't really interested. Obviously, 0:17:19.840 --> 0:17:21.639 when you're not interested, you see behavior of the shoes. 0:17:22.320 --> 0:17:24.280 So's like, they love coming to my class stuff. They 0:17:24.280 --> 0:17:26.280 loved health because I was talking about the issues that 0:17:26.640 --> 0:17:29.119 were they were facing. So I was like, look, we 0:17:29.160 --> 0:17:30.920 need to teach them about things that they can learn about. 0:17:31.080 --> 0:17:33.440 And so we had this opportunity to have this UH 0:17:33.560 --> 0:17:35.640 internship program in the summer at the same community center 0:17:35.680 --> 0:17:37.679 that was working at his fifteen and I was like, 0:17:37.800 --> 0:17:39.919 we need to treat this six weeks of the summer 0:17:40.200 --> 0:17:41.960 like the ten months of school that they didn't get. 0:17:42.119 --> 0:17:44.080 So let's teach them everything that we can that they 0:17:44.080 --> 0:17:46.719 didn't learn in school. One of those topics was financial literacy. 0:17:47.240 --> 0:17:49.240 And so at the time when we started I started 0:17:49.240 --> 0:17:52.040 the program, he was starting his financial advising career. I'm like, 0:17:52.080 --> 0:17:54.520 I got this idea, we should teach financial literacy. Wants 0:17:54.520 --> 0:17:55.639 you to be the face of it. You should come 0:17:55.640 --> 0:17:57.440 in and teach. How do you guys meet them? We 0:17:57.480 --> 0:18:00.720 went to new school again, we went to grew up. Yeah, yeah, yeah, 0:18:00.720 --> 0:18:04.800 we're like best friends. Yeah. So I'm like, he's always like, 0:18:04.800 --> 0:18:06.040 why should you go back to school? Why do you 0:18:06.040 --> 0:18:08.639 go back to schools. I'm like, I like working with kids, 0:18:08.720 --> 0:18:11.320 and he was like I'll do it. He was like 0:18:11.359 --> 0:18:13.080 kind of reluctant to do it. Them, like, yeah, they 0:18:13.080 --> 0:18:14.480 need to learn this, and like you could be the 0:18:14.480 --> 0:18:16.159 face of it. Extens is you're you're starting this, And 0:18:16.200 --> 0:18:19.040 so we started that um and they learned other things 0:18:19.040 --> 0:18:20.919 like how to write a resume, how to interview, all 0:18:20.960 --> 0:18:25.040 these like you who teaches you that? Nobody right, nobody exactly, 0:18:25.119 --> 0:18:27.000 and so financial literacy, it was like this is essential 0:18:27.000 --> 0:18:28.800 because we were going to pay them at the end 0:18:28.840 --> 0:18:30.840 of the program. Like based on their performance into the 0:18:31.080 --> 0:18:33.359 program when they went to their internships, how he performed 0:18:33.359 --> 0:18:35.520 in the classroom, we pay the money, and so I 0:18:35.560 --> 0:18:37.400 was like, we're gonna give them and pay the money 0:18:37.440 --> 0:18:40.160 that they obviously earned. Let's teach them about the value 0:18:40.160 --> 0:18:41.919 of money. Let's teach them how to save it, spend it, 0:18:42.000 --> 0:18:45.160 share it, invested. Um. And so that's how it really started. 0:18:45.280 --> 0:18:47.320 And we were teaching. I would write the lessons, he 0:18:47.320 --> 0:18:49.639 would teach it, and then he started writing his own lessons, 0:18:49.680 --> 0:18:51.520 and then I was learning from him. So he learned 0:18:51.560 --> 0:18:54.960 how classroom management, lesson playing in I learned about finance 0:18:55.000 --> 0:18:56.560 or something like. Now we're bouncing off from each other, 0:18:56.560 --> 0:18:58.359 like I'm learning from him, he's learning from me, and 0:18:58.359 --> 0:19:01.560 I'll respect the fields and kind of grew from there. Wow, 0:19:01.600 --> 0:19:08.200 that's amazing. Why do you think financial literacy and I 0:19:08.200 --> 0:19:10.240 I think I have an idea to the answer to 0:19:10.280 --> 0:19:13.320 this question. But why do you think financial literacy still 0:19:13.359 --> 0:19:17.800 isn't taught in schools? That's a great question. Um, you know, 0:19:18.040 --> 0:19:21.600 it's kind of interesting right when we think about it. 0:19:21.880 --> 0:19:25.680 We're all going to school to get a career that 0:19:25.720 --> 0:19:28.920 does what pay us money? It's money, but nobody tells 0:19:28.960 --> 0:19:32.080 us about the money. Um, and so I just had 0:19:32.320 --> 0:19:34.040 when I sat down and thought about it, I'm like, 0:19:34.119 --> 0:19:38.800 if I ever told you how to people responsible financially, 0:19:39.119 --> 0:19:40.800 if I ever told you how to be an entrepreneur, 0:19:41.080 --> 0:19:44.800 who would be my worker unemployee? Right right? Who would 0:19:44.840 --> 0:19:48.360 be the employees? And so if we're thinking from the 0:19:48.440 --> 0:19:51.800 economic standpoint, like I need certain people to be employees, 0:19:51.840 --> 0:19:54.919 I need certain people to be managers, and and and 0:19:54.960 --> 0:19:56.800 I need people to work. And so if I told 0:19:56.800 --> 0:19:59.520 everybody to be an entrepreneur, who would be doing the work? 0:20:00.119 --> 0:20:03.639