1 00:00:00,040 --> 00:00:03,600 Speaker 1: An illegal alien from Guatemala charged with raping a child 2 00:00:03,680 --> 00:00:07,480 Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador 3 00:00:07,720 --> 00:00:11,840 Speaker 1: accused of murdering a Texas man of Venezuelan charged with 4 00:00:11,920 --> 00:00:15,840 Speaker 1: filming and selling child pornography in Michigan. These are just 5 00:00:15,920 --> 00:00:19,680 Speaker 1: some of the heinous migrant criminals caught because of President 6 00:00:19,720 --> 00:00:23,320 Speaker 1: Donald J. Trump's leadership. I'm Christy nom the United States 7 00:00:23,320 --> 00:00:28,120 Speaker 1: Secretary of Homeland Security. Under President Trump, attempted illegal border 8 00:00:28,160 --> 00:00:31,680 Speaker 1: crossings are at the lowest levels ever recorded, and over 9 00:00:31,760 --> 00:00:34,960 Speaker 1: one hundred thousand illegal aliens have been arrested. If you 10 00:00:35,040 --> 00:00:38,920 Speaker 1: are here illegally, your next you will be fined nearly 11 00:00:39,000 --> 00:00:43,000 Speaker 1: one thousand dollars a day, imprisoned, and deported. You will 12 00:00:43,040 --> 00:00:46,680 Speaker 1: never return. But if you register using our CBP home 13 00:00:46,720 --> 00:00:50,120 Speaker 1: app and leave now, you could be allowed to return legally. 14 00:00:50,479 --> 00:00:55,240 Speaker 1: Do what's right. Leave now. Under President Trump, America's laws, 15 00:00:55,400 --> 00:00:57,840 Speaker 1: border and families will be protected. 16 00:00:57,920 --> 00:01:00,000 Speaker 2: Sponsored by the United States Department of Homeland Security. 17 00:01:00,240 --> 00:01:03,520 Speaker 3: What is the easiest way to know which ETF has 18 00:01:03,560 --> 00:01:07,640 Speaker 3: the highest score in their industry? 19 00:01:08,400 --> 00:01:10,600 Speaker 4: I know people want to know how to judge these 20 00:01:10,640 --> 00:01:12,880 Speaker 4: without having to lean on us. So if you go 21 00:01:12,880 --> 00:01:15,959 Speaker 4: to ETF dot com backslash and put it in whatever 22 00:01:15,959 --> 00:01:18,280 Speaker 4: ETF you're looking at, so backslash VOCA. 23 00:01:18,360 --> 00:01:19,680 Speaker 5: This is one of the ones that I love the most. 24 00:01:19,680 --> 00:01:22,280 Speaker 4: In Vanguard, you'll be able to see the scored or 25 00:01:22,319 --> 00:01:24,240 Speaker 4: grade that they give it. It's one of the highest 26 00:01:24,240 --> 00:01:27,399 Speaker 4: scores you have available. It's the ninety five. I absolutely 27 00:01:27,400 --> 00:01:30,240 Speaker 4: love YO. I think one of the best managed funds 28 00:01:30,240 --> 00:01:30,880 Speaker 4: of all time. 29 00:01:31,480 --> 00:01:32,720 Speaker 2: But go through and look at. 30 00:01:32,800 --> 00:01:37,720 Speaker 4: Smh, VT, I, v GT, and C which ones are 31 00:01:37,760 --> 00:01:40,280 Speaker 4: doing well in what grade they have. Also, if you 32 00:01:40,319 --> 00:01:42,040 Speaker 4: go look at that five year chart, it'll tell you 33 00:01:42,280 --> 00:01:45,000 Speaker 4: how price action or price is done historically over the 34 00:01:45,080 --> 00:01:46,880 Speaker 4: last five years. But if you have a good grade 35 00:01:47,000 --> 00:01:49,760 Speaker 4: plus price action that is going up into the right, 36 00:01:49,840 --> 00:01:52,320 Speaker 4: that's how you know you are in a safe ETF. 37 00:01:52,560 --> 00:01:54,080 Speaker 4: It's just like school, like if you get to the 38 00:01:54,120 --> 00:01:56,880 Speaker 4: C range or the B minus range, you want to 39 00:01:56,920 --> 00:01:59,400 Speaker 4: stay away from it. You want everythings that are a's 40 00:01:59,480 --> 00:02:01,800 Speaker 4: and A plus. And you can also break them down 41 00:02:01,800 --> 00:02:03,600 Speaker 4: by sector, So if you want to look at oil, 42 00:02:03,960 --> 00:02:06,240 Speaker 4: natural gas, house in real estate, you can break them 43 00:02:06,240 --> 00:02:07,000 Speaker 4: down there as well. 44 00:02:07,240 --> 00:02:09,400 Speaker 6: Yeah, I was just going to add to that, and 45 00:02:09,480 --> 00:02:11,399 Speaker 6: that's a great point when you talk about sectors because 46 00:02:11,400 --> 00:02:13,880 Speaker 6: there's different ETFs inside these sectors, and so it will 47 00:02:13,880 --> 00:02:15,960 Speaker 6: show you how it's performing inside that sector. So when 48 00:02:16,040 --> 00:02:18,240 Speaker 6: it gets its great it's based on how it's performing, 49 00:02:18,320 --> 00:02:20,880 Speaker 6: but also how it's performing inside of its own sector, 50 00:02:21,440 --> 00:02:22,760 Speaker 6: and so it's a great it's a great tool. 51 00:02:22,880 --> 00:02:25,080 Speaker 5: I think ETFDB is another one that I use. 52 00:02:25,360 --> 00:02:26,919 Speaker 6: So what I'm talking about how I look at the 53 00:02:26,960 --> 00:02:29,720 Speaker 6: performance of an ETF, I'm looking at obviously what is 54 00:02:29,760 --> 00:02:31,840 Speaker 6: inside of it. So I think that's the most important thing. 55 00:02:31,840 --> 00:02:33,400 Speaker 6: People just hear the three letters, it's like, oh, it's 56 00:02:33,400 --> 00:02:35,880 Speaker 6: the ETF, and no, you really need to see what 57 00:02:35,960 --> 00:02:38,560 Speaker 6: the ETF has inside to see if those are companies 58 00:02:38,560 --> 00:02:39,960 Speaker 6: that you want to invest in, and so that's a 59 00:02:39,960 --> 00:02:43,480 Speaker 6: great thing. And finding the trends, right, it'll show you 60 00:02:43,520 --> 00:02:45,920 Speaker 6: how it's performed over the past year, how it's performing 61 00:02:45,919 --> 00:02:47,400 Speaker 6: over the past three years, how it's performing over the 62 00:02:47,440 --> 00:02:49,520 Speaker 6: past five years. All these things you need to take 63 00:02:49,560 --> 00:02:52,079 Speaker 6: into account before you make that type of decision. Another 64 00:02:52,160 --> 00:02:56,480 Speaker 6: thing is how long the ETF has been around? Yes, right, 65 00:02:56,600 --> 00:02:58,960 Speaker 6: you don't want et all right, look at look at 66 00:02:58,960 --> 00:03:00,639 Speaker 6: some of the start days of some these ETFs. Do 67 00:03:00,639 --> 00:03:03,000 Speaker 6: you looking at on this like, oh, twenty twenty, twenty 68 00:03:03,080 --> 00:03:06,679 Speaker 6: twenty one. Then you'll see some nineteen ninety nine. Okay, right, 69 00:03:06,720 --> 00:03:08,880 Speaker 6: and then I know we're we'll talk about some of 70 00:03:08,919 --> 00:03:10,800 Speaker 6: the other variables that we're looking at, value being one 71 00:03:10,800 --> 00:03:13,120 Speaker 6: of them. But all these things are things you should 72 00:03:13,120 --> 00:03:15,040 Speaker 6: be looking at. Right when we talk about value and 73 00:03:15,080 --> 00:03:17,080 Speaker 6: the reason it's important, it's like, how many people are 74 00:03:17,080 --> 00:03:19,120 Speaker 6: trading that on a daily basis? 75 00:03:19,560 --> 00:03:19,720 Speaker 2: Right? 76 00:03:19,840 --> 00:03:21,400 Speaker 5: Is it in the hundreds of thousands or is it 77 00:03:21,440 --> 00:03:23,480 Speaker 5: in the millions? Isn't the tens of millions? More? 78 00:03:23,520 --> 00:03:25,960 Speaker 6: The more value, the more likely to get in and 79 00:03:25,960 --> 00:03:27,799 Speaker 6: out of trades, the more you're not going to be 80 00:03:27,840 --> 00:03:29,799 Speaker 6: stuck with something, especially if you're doing options, and we 81 00:03:29,880 --> 00:03:31,720 Speaker 6: spoke about that, it's like, yo, there's no valume. 82 00:03:32,560 --> 00:03:33,880 Speaker 5: You can't get out even if you got in a 83 00:03:33,919 --> 00:03:37,240 Speaker 5: great trade or buy it from. So you got to 84 00:03:37,280 --> 00:03:38,360 Speaker 5: be mindful of all these things. 85 00:03:38,360 --> 00:03:40,800 Speaker 6: So etf dot com is a great one and absolutely 86 00:03:40,840 --> 00:03:41,200 Speaker 6: great one. 87 00:03:41,240 --> 00:03:42,520 Speaker 5: Etfd b is a great one. 88 00:03:42,680 --> 00:03:45,280 Speaker 6: And even when I when I'm doing from an individual standpoint, 89 00:03:45,400 --> 00:03:48,440 Speaker 6: Zachs dot com was one of those ones, and but 90 00:03:48,680 --> 00:03:50,840 Speaker 6: just from a grading system, it was like, Okay, you 91 00:03:50,840 --> 00:03:53,000 Speaker 6: can see what they how they've been graded. They can 92 00:03:53,040 --> 00:03:55,480 Speaker 6: see how they're perform on a quality basis, and they 93 00:03:55,600 --> 00:03:59,080 Speaker 6: break down their quality performance by you know, the things 94 00:03:59,080 --> 00:04:01,120 Speaker 6: that they're offering. So all those things when we talk 95 00:04:01,120 --> 00:04:03,800 Speaker 6: about do your research, especially if you're doing ETFs, which 96 00:04:03,800 --> 00:04:05,320 Speaker 6: we said, you know is probably one of the more 97 00:04:05,360 --> 00:04:07,920 Speaker 6: safe things to invest in that in index funds. 98 00:04:08,320 --> 00:04:10,320 Speaker 5: These are great tools, great tools. Use all the tools 99 00:04:10,320 --> 00:04:12,640 Speaker 5: that you have at your at your disposal, absolutely and. 100 00:04:12,680 --> 00:04:14,600 Speaker 4: If you go to the efficiency tap, you can also 101 00:04:14,640 --> 00:04:17,800 Speaker 4: look at the next downside that that ETF will have 102 00:04:17,880 --> 00:04:19,680 Speaker 4: in the maximum upside. 103 00:04:20,920 --> 00:04:21,280 Speaker 5: Earners. 104 00:04:21,279 --> 00:04:21,599 Speaker 2: What's up? 105 00:04:21,760 --> 00:04:24,240 Speaker 6: You ever walk into a small business and everything just 106 00:04:24,360 --> 00:04:27,560 Speaker 6: works like the checkout is fast, the receipts are digital, 107 00:04:28,080 --> 00:04:31,040 Speaker 6: tipping is a breeze, and you're out the door before 108 00:04:31,080 --> 00:04:35,200 Speaker 6: the line even builds odds are they're using Square. We 109 00:04:35,360 --> 00:04:37,919 Speaker 6: love supporting businesses that run on Square because it just 110 00:04:37,960 --> 00:04:41,200 Speaker 6: feels seamless. Whether it's a local coffee shop, a vendor 111 00:04:41,240 --> 00:04:43,480 Speaker 6: at a pop up market, or even one of our 112 00:04:43,560 --> 00:04:47,240 Speaker 6: merch partners. Square makes it easy for them to take payments, 113 00:04:47,440 --> 00:04:51,159 Speaker 6: manage inventory, and run their business with confidence, all from 114 00:04:51,240 --> 00:04:54,640 Speaker 6: one simple system. If you're a business owner or even 115 00:04:54,760 --> 00:04:58,280 Speaker 6: just thinking about launching something soon, Square is hands down 116 00:04:58,279 --> 00:04:59,960 Speaker 6: one of the best tools out there to help you 117 00:05:00,080 --> 00:05:03,760 Speaker 6: you start, run and grow. It's not just about payments, 118 00:05:04,120 --> 00:05:06,760 Speaker 6: it's about giving you time back so you can focus 119 00:05:06,800 --> 00:05:09,520 Speaker 6: on what matters most ready. To see how Square can 120 00:05:09,560 --> 00:05:14,320 Speaker 6: transform your business, visit Square dot com backslash go backslash 121 00:05:14,440 --> 00:05:18,599 Speaker 6: eyl to learn more that Square dot com backslash, go 122 00:05:19,040 --> 00:05:23,240 Speaker 6: backslash eyl. Don't wait, don't hesitate, Let Square handle the 123 00:05:23,279 --> 00:05:27,279 Speaker 6: back end so you can keep pushing your vision forward. 124 00:05:29,440 --> 00:05:31,640 Speaker 6: This episode is brought to you by P and C Bank. 125 00:05:32,040 --> 00:05:34,840 Speaker 6: A lot of people think podcasts about work are boring, 126 00:05:35,040 --> 00:05:38,880 Speaker 6: and sure, they definitely can be, but understanding a professionals 127 00:05:38,960 --> 00:05:42,240 Speaker 6: routine shows us how they achieve their success little by little, 128 00:05:42,600 --> 00:05:46,200 Speaker 6: day after day. It's like banking with P and C Bank. 129 00:05:46,720 --> 00:05:49,520 Speaker 6: It might seem boring to save, plan and make calculated 130 00:05:49,560 --> 00:05:52,640 Speaker 6: decisions with your bank, but keeping your money boring is 131 00:05:52,680 --> 00:05:56,000 Speaker 6: what helps you live or more happily fulfilled life. P 132 00:05:56,120 --> 00:06:00,960 Speaker 6: and C Bank Brilliantly Boring since eighteen sixty five. Brilliantly 133 00:06:01,000 --> 00:06:03,640 Speaker 6: Boring since eighteen sixty five is a service mark of 134 00:06:03,640 --> 00:06:06,360 Speaker 6: the P and C Financial Service Group, Inc. P and 135 00:06:06,440 --> 00:06:10,000 Speaker 6: C Bank National Association Member a FDIC. 136 00:06:11,279 --> 00:06:14,960 Speaker 1: An illegal alien from Guatemala charged with raping a child 137 00:06:15,000 --> 00:06:18,800 Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador 138 00:06:19,040 --> 00:06:23,159 Speaker 1: accused of murdering a Texas man of Venezuelan charged with 139 00:06:23,240 --> 00:06:27,120 Speaker 1: filming and selling child pornography in Michigan. These are just 140 00:06:27,240 --> 00:06:31,000 Speaker 1: some of the heinous migrant criminals caught because of President 141 00:06:31,040 --> 00:06:34,560 Speaker 1: Donald J. Trump's leadership. I'm Christy Noman, the United States 142 00:06:34,640 --> 00:06:39,400 Speaker 1: Secretary of Homeland Security. Under President Trump, attempted illegal border 143 00:06:39,440 --> 00:06:43,000 Speaker 1: crossings are at the lowest levels ever recorded, and over 144 00:06:43,080 --> 00:06:46,279 Speaker 1: one hundred thousand illegal aliens have been arrested. If you 145 00:06:46,360 --> 00:06:50,200 Speaker 1: are here illegally, your next you will be fined nearly 146 00:06:50,279 --> 00:06:54,320 Speaker 1: one thousand dollars a day, imprisoned, and deported. You will 147 00:06:54,360 --> 00:06:58,000 Speaker 1: never return. But if you register using our CBP home 148 00:06:58,040 --> 00:07:01,400 Speaker 1: app and leave now, you could be allowed to return legally. 149 00:07:01,800 --> 00:07:06,520 Speaker 1: Do what's right. Leave now. Under President Trump, America's laws, 150 00:07:06,680 --> 00:07:09,120 Speaker 1: border and families will be protected. 151 00:07:09,240 --> 00:07:11,320 Speaker 2: Sponsored by the United States Department of Homeland Security. 152 00:07:11,480 --> 00:07:13,920 Speaker 4: Pretty interesting to see. So like the max downside deviation 153 00:07:13,960 --> 00:07:17,000 Speaker 4: of a twelve month period, four vol is six percent 154 00:07:17,560 --> 00:07:20,560 Speaker 4: maximum draw down that they're expecting over the next twelve months. 155 00:07:20,880 --> 00:07:24,480 Speaker 4: It's pretty damn good in comparison to like Lucid Motors 156 00:07:24,560 --> 00:07:26,760 Speaker 4: or somebody like that. So you need to know what 157 00:07:26,800 --> 00:07:28,720 Speaker 4: the drawdown or what the worst case in some of you, 158 00:07:28,720 --> 00:07:31,040 Speaker 4: you know, just got over your little Valentine's Day heartbreak. 159 00:07:31,600 --> 00:07:33,480 Speaker 4: You know you got to start check in to see 160 00:07:34,120 --> 00:07:36,480 Speaker 4: what's real and what's not early in your investment portfolio 161 00:07:36,560 --> 00:07:40,520 Speaker 4: as well as you do in your love life. Shotty 162 00:07:40,560 --> 00:07:45,360 Speaker 4: good Valentine's Day. 163 00:07:43,400 --> 00:07:48,480 Speaker 5: Every day, every day amazing, every day's down to day. 164 00:07:48,880 --> 00:07:54,160 Speaker 3: Another another good site too is morning Star morning Star Star. Yeah, 165 00:07:54,280 --> 00:07:58,640 Speaker 3: they have a lot of professionals use morning Star. They 166 00:07:58,640 --> 00:08:01,000 Speaker 3: have a paid subscription by they have free they have 167 00:08:01,080 --> 00:08:04,360 Speaker 3: free products as well, and they they rate everything. 168 00:08:04,400 --> 00:08:06,080 Speaker 5: They rate five to twenty nine plans. 169 00:08:05,840 --> 00:08:08,120 Speaker 3: They rate ETFs, they rate a bunch of variety of 170 00:08:08,120 --> 00:08:11,240 Speaker 3: different things, and you know you have like different ratings, 171 00:08:11,240 --> 00:08:12,960 Speaker 3: like so five stars the highest rating that you can 172 00:08:12,960 --> 00:08:14,080 Speaker 3: possibly get in the Morning Star. 173 00:08:14,560 --> 00:08:16,600 Speaker 5: So that's another That's another site. 174 00:08:16,640 --> 00:08:19,000 Speaker 3: So there's a variety of different sites out there, and 175 00:08:19,800 --> 00:08:21,600 Speaker 3: you know you can just see whichever one you feel 176 00:08:21,600 --> 00:08:26,440 Speaker 3: most comfortable with. But you should definitely uh do some 177 00:08:26,680 --> 00:08:32,680 Speaker 3: level of research on the US Yeah, and the exchange 178 00:08:32,679 --> 00:08:36,240 Speaker 3: traded funds ets once again, is an easier way to invest. 179 00:08:37,000 --> 00:08:39,400 Speaker 3: It's a safer way to invest as opposed to picking 180 00:08:39,440 --> 00:08:45,640 Speaker 3: individual stocks, and it gives you more specific target in 181 00:08:45,720 --> 00:08:48,400 Speaker 3: an industry as opposed to an index. For with like 182 00:08:48,400 --> 00:08:51,400 Speaker 3: a sn P five hundred index is going to cover everything, right, 183 00:08:51,520 --> 00:08:55,400 Speaker 3: like five hundred companies, where let's say like a QQQ 184 00:08:56,480 --> 00:09:00,400 Speaker 3: that's going to be just in technology, so or like 185 00:09:00,440 --> 00:09:02,600 Speaker 3: you know, is it want will be just in consumer 186 00:09:02,640 --> 00:09:08,160 Speaker 3: discretion or just in energy, or just in financial services. 187 00:09:08,240 --> 00:09:11,160 Speaker 3: So you get like ten or fifteen companies that's just 188 00:09:11,240 --> 00:09:15,319 Speaker 3: in the financial services industry as opposed to every single 189 00:09:15,360 --> 00:09:19,400 Speaker 3: company that's on the stock market. So yeah, it's something 190 00:09:19,440 --> 00:09:23,240 Speaker 3: to think about, especially if you are looking to invest 191 00:09:23,280 --> 00:09:25,800 Speaker 3: and don't know you know the best way to go 192 00:09:25,920 --> 00:09:26,360 Speaker 3: about it. 193 00:09:27,040 --> 00:09:29,520 Speaker 5: That's a that's an easier way to get in two 194 00:09:29,559 --> 00:09:31,120 Speaker 5: Tech two index. No stress. 195 00:09:31,160 --> 00:09:33,040 Speaker 4: Go look at the score of v O, O, vt I, 196 00:09:33,400 --> 00:09:38,000 Speaker 4: Apple and Microsoft and tell me what the average score is. 197 00:09:39,840 --> 00:09:41,600 Speaker 4: We want companies that are going to stand the test 198 00:09:41,640 --> 00:09:44,320 Speaker 4: of time, do incredible over long periods of time and 199 00:09:44,360 --> 00:09:46,640 Speaker 4: not have to stress. This is an easy way to 200 00:09:46,679 --> 00:09:49,280 Speaker 4: know if these companies or ats are doing incredibly well. 201 00:09:49,600 --> 00:09:52,720 Speaker 4: Please put in chet, invest in a simple humans make 202 00:09:52,760 --> 00:09:56,120 Speaker 4: it complicated. Two tech two index, no stress, and they're. 203 00:09:56,040 --> 00:09:58,480 Speaker 6: Updated too, right, So if there's a there's a quarter, 204 00:09:58,600 --> 00:10:00,400 Speaker 6: or if there's you know, there's a year that that 205 00:10:00,559 --> 00:10:03,480 Speaker 6: ETF is not performing and then it's updated, that ninety 206 00:10:03,480 --> 00:10:05,880 Speaker 6: five score won't be ninety five, it'll be dropped. 207 00:10:05,880 --> 00:10:08,640 Speaker 5: So it's one of those things. It updates live. So 208 00:10:08,800 --> 00:10:10,280 Speaker 5: definitely use the tools. 209 00:10:12,320 --> 00:10:19,000 Speaker 3: My graduates from my school being force back, drop bag drop, Mike, drop. 210 00:10:19,200 --> 00:10:20,640 Speaker 5: Bag drop dropt. 211 00:10:30,880 --> 00:10:34,559 Speaker 1: An illegal alien from Guatemala charged with raping a child 212 00:10:34,600 --> 00:10:38,400 Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador 213 00:10:38,640 --> 00:10:42,760 Speaker 1: accused of murdering a Texas man of Venezuelan charged with 214 00:10:42,840 --> 00:10:46,720 Speaker 1: filming and selling child pornography in Michigan. These are just 215 00:10:46,840 --> 00:10:50,600 Speaker 1: some of the heinous migrant criminals caught because of President 216 00:10:50,640 --> 00:10:54,160 Speaker 1: Donald J. Trump's leadership. I'm Christine Noman, the United States 217 00:10:54,240 --> 00:10:59,000 Speaker 1: Secretary of Homeland Security. Under President Trump, attempted illegal border 218 00:10:59,040 --> 00:11:02,600 Speaker 1: crossings are at the lowest levels ever recorded, and over 219 00:11:02,679 --> 00:11:05,880 Speaker 1: one hundred thousand illegal aliens have been arrested. If you 220 00:11:05,960 --> 00:11:09,800 Speaker 1: are here illegally, your next you will be fine nearly 221 00:11:09,880 --> 00:11:13,920 Speaker 1: one thousand dollars a day. Imprisoned and deported, you will 222 00:11:13,960 --> 00:11:17,600 Speaker 1: never return. But if you register using our CBP home 223 00:11:17,640 --> 00:11:21,000 Speaker 1: app and leave now, you could be allowed to return legally. 224 00:11:21,400 --> 00:11:26,160 Speaker 1: Do what's right. Leave now. Under President Trump America's laws, 225 00:11:26,280 --> 00:11:28,760 Speaker 1: border and families will be protected. 226 00:11:28,840 --> 00:11:30,920 Speaker 2: Sponsored by the United States Department of Homeland Security,