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Speaker 1: Welcome to How the Money. I'm Joel and I am Matt,

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Speaker 1: and today we're discussing how biking is a money and

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Speaker 1: a life hack that's right, and whether it's the cooler

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Speaker 1: weather Joel, that we are experiencing or specifically I saw

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Speaker 1: recently that Atlanta, there's this month long initiative that's called

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Speaker 1: Biketober that's all about getting folks to ride their bikes

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Speaker 1: more often. I can't wait till spike member. Bikecember definitely

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Speaker 1: doesn't work bike you wary March. But regardless, biking it's

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Speaker 1: on our mind. It's something that we enjoy so much.

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Speaker 1: We feel like it's like the secret sauce maybe too too.

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Speaker 1: Why it is you and I are so happy, why

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Speaker 1: we're so wealthy. It's because we bike so much, all right,

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Speaker 1: like the Benjamin Franklin to bikes. It's not quite it's

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Speaker 1: one of the secret secret sauces in our arsenal. We

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Speaker 1: felt that this was so crucial. This is literally the

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Speaker 1: first episode we ever recorded within this personal finance podcast.

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Speaker 1: We decided it was going to be about bikes. When

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Speaker 1: you think about it from a logical perspective, it doesn't

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Speaker 1: make a whole lot of sense. To launch a personal

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Speaker 1: finance podcast and then make the first episode about biking,

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Speaker 1: but like but rather investing right or say anything whatever

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Speaker 1: it is. But I guess when you think about it

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Speaker 1: from our perspective, like it shows one how much we

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Speaker 1: value biking and how important we think it is, but

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Speaker 1: how it really is an integral habit that you can

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Speaker 1: incorporate into your life that's gonna save you a ton

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Speaker 1: of money as well. And so that's you know, we're

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Speaker 1: gonna kind of maybe you know, update our thoughts on

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Speaker 1: biking and give some explainers on why it's so important,

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Speaker 1: and then talk about how you can effectively make biking

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Speaker 1: more part of your regular routine. And we'll talk about

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Speaker 1: how it can save you money. But there are a

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Speaker 1: lot of other additional benefits to There are a lot

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Speaker 1: of reasons before we get to that, Joel, before we

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Speaker 1: get to a beer, I wanted to here a quick, uh,

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Speaker 1: like a bone headed move that I made. Normally we

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Speaker 1: talked about our wins when it comes to our money,

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Speaker 1: but I'm gonna share a loss, not a large loss,

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Speaker 1: a small loss, thankfully. So we took a listener question.

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Speaker 1: I think this is about two years ago or a

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Speaker 1: little over two years ago. It was towards the beginning

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Speaker 1: of the pandemic. It was when the FED was dropping

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Speaker 1: rates and we were seeing what the banks were paying

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Speaker 1: and savings accounts dwindling. Right, I mean basically was taking

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Speaker 1: a nose dive and a listener people understand now the

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Speaker 1: mechanics behind that based on last week. So that's right.

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Speaker 1: We talked about this last week. And what's crazy is

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Speaker 1: that us thinking about and preparing for that episode last week.

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Speaker 1: That's not what caused me. Well maybe it did in

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Speaker 1: a in a sort of roundabout way, caused me to

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Speaker 1: realize that I was making this mistake in my own life.

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Speaker 1: But a listener was asking about locking up some of

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Speaker 1: his money in a CD in order to earn some

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Speaker 1: sort of interest within the money that he had set aside.

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Speaker 1: We're not normally huge fans of this, but there are

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Speaker 1: some penalty free there are like these no penalty eleven

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Speaker 1: months CDs. In particular, one that I signed, you know,

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Speaker 1: put sunk some money in. After that question, was this

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Speaker 1: one that ally offers and when there's not gonna be

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Speaker 1: a penalty, when there's no fee associated with canceling that,

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Speaker 1: you know, canceling that account pulling that money out early.

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Speaker 1: There's no harm in locking that money up, and so

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Speaker 1: that's something that we did recommend. We're like, well, maybe

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Speaker 1: shy away from the regular CD, but if there is

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Speaker 1: a no penalty option, maybe take that path. I figured

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Speaker 1: I would do that as well, because I thought this, yeah, yeah,

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Speaker 1: this is a good way to keep your savings at

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Speaker 1: least in the one plus percent range, rather than seeing

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Speaker 1: it kind of dip all the way down. And as

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Speaker 1: like the writing was on the walling five range, breaks

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Speaker 1: were coming down hit hard. And so that was an

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Speaker 1: environment where CD has made a little more sense, whereas

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Speaker 1: typically we're like, we're not very finest. You might want

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Speaker 1: to stay away, and that's all fine and dandy unless

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Speaker 1: you forget that you've got money in that account. And

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Speaker 1: like we talked about last week, the banks have been

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Speaker 1: raising their interest rates and are paying in the mid

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Speaker 1: to upper twos even at this point, and that is

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Speaker 1: exactly what I've been doing by defaults over the past

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Speaker 1: few months. It took me last week. I was looking

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Speaker 1: at the end of the week, I was cleaning up

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Speaker 1: the budget a little bit, and I realized, holy crap,

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Speaker 1: I've got a serious junk of money. Sitting there earning

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Speaker 1: one point something when I could be earning easily double that,

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Speaker 1: and I feel like a little bit of a gut punch. Well,

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Speaker 1: I mean, luckily again, because it was a no penaltd CD,

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Speaker 1: I was able to easily remedy that. It was super

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Speaker 1: easy to do. Just canceled that account, move that money

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Speaker 1: over to the savings account, was immediately earning a higher rate.

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Speaker 1: But I wanted to share this because even though I mean,

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Speaker 1: we talk about this all the time, I'll say, at

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Speaker 1: least for myself, it can be easy to kind of

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Speaker 1: fall into this set it and forget it mindset. And

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Speaker 1: while in some instances that is a great approach to take,

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Speaker 1: right in particular when you're talking about your investments with

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Speaker 1: something like this that's a little more active, it's good

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Speaker 1: to revisit some of these different decisions that we've made

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Speaker 1: in the past, because it's funny. I mean, it was

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Speaker 1: just right there in front of me, and I had

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Speaker 1: just been looking right over it, just like as I

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Speaker 1: go in there, make sure certain checks have been deposited,

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Speaker 1: make sure everything's matching up within my spreadsheets. But it

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Speaker 1: took me taking a step back and realizing, oh man,

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Speaker 1: this is a suboptimal move for me right now to

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Speaker 1: how of all this money, all this money tied up.

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Speaker 1: And so I think that can be a natural tendency

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Speaker 1: for us, right to make things easy, to simplify things,

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Speaker 1: to not think about things once we've made that decision.

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Speaker 1: But I think it can be beneficial to our bank account,

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Speaker 1: specifically for us to revisit some of these things. It's

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Speaker 1: hard to remember, Okay, I putt put money in a CD,

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Speaker 1: but I did it because we were in a folly

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Speaker 1: great environment and now that the environment is completely shifted,

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Speaker 1: and there are much better places for me to stick

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Speaker 1: my cash, whether it's I bonds or even just stocking

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Speaker 1: that money in a regular savings account. But for yeah,

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Speaker 1: for anybody out there who does have money in the CD,

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Speaker 1: the chances are once it matures, or if it's a

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Speaker 1: no penalty CD, it's time to get the money out

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Speaker 1: because there are better places to stick that money. And um, yeah,

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Speaker 1: so I'm glad you realize see your ways able to

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Speaker 1: fix that problem. Yeah, and again the one I had

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Speaker 1: signed up for you those through ally super easy to do.

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Speaker 1: It does make me wonder, though, how many folks are

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Speaker 1: out there who have signed up for did something similar

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Speaker 1: and are realizing wait a minute, oh shoot, this is

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Speaker 1: something I need to take care of. You time to

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Speaker 1: address it exactly, Move on, carry on with life, Joel.

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Speaker 1: Let's introduce the beer you and I are enjoying this

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Speaker 1: episode again. This is another one by a Bosky brewing company.

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Speaker 1: Thanks to Bob for donating this one and the others

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Speaker 1: to the show. Looking forward to enjoying this one, Joel,

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Speaker 1: And of course we'll share our thoughts at the end

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Speaker 1: of the episode, no doubt. All right, well, let's get

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Speaker 1: onto it, Matt. Let's talk about one of our favorite

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Speaker 1: subjects that we've been talking about obviously for a long

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Speaker 1: time now, which is biking. And and it's still something

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Speaker 1: that we we address from time to time on the

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Speaker 1: show because, especially during the pandemic bikes we were so hot.

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Speaker 1: They were all the rage bike sales through the roof,

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Speaker 1: and and we would say that spending less than you

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Speaker 1: make it's it's like the most basic element of personal finance, right.

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Speaker 1: You can get as complex as you want, and you'll

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Speaker 1: probably need to get more complex if you want to

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Speaker 1: make progress more quickly. You'll need to figure out the

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Speaker 1: dynamics of investing in frugality and and you know, to

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Speaker 1: be able to grow the gap so that you can

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Speaker 1: invest more. But if you can get that that simple

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Speaker 1: basic habit right of spending less than you make right,

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Speaker 1: it's going to have massive ramifications on every area of

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Speaker 1: your life, allowing you to pay off debt, to save

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Speaker 1: and but if you if you fail to heed the

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Speaker 1: most basic tenant, if you aren't able to do the

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Speaker 1: simplest thing right, well then you won't be saving or

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Speaker 1: investing in. Your debt's going to continue to accumulate. And

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Speaker 1: that's an awful place to be in your personal finances.

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Speaker 1: And man, I don't just thinking about biking. It made

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Speaker 1: me think, it's just this, it's this really simple thing

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Speaker 1: that can radiate and have a major impact on your finances.

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Speaker 1: And and it actually made me think of our conversation

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Speaker 1: a couple of years ago with Charles do Higg, who

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Speaker 1: wrote a book about habits and and he talked about

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Speaker 1: habit formation with us in January a couple of years ago,

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Speaker 1: and one of my main takeaways from that conversation was

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Speaker 1: when he talked about keystone habits, and he said that

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Speaker 1: keystone habits impact all of our other habits, that if

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Speaker 1: you get just a couple of these keystone habits right,

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Speaker 1: that it will be much easier to develop. Other healthy

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Speaker 1: habits are kind of like the big domino that knocks

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Speaker 1: down all the other dominoes. They create this ripple effect.

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Speaker 1: And I think you and I maybe we might describe

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Speaker 1: biking as a keystone habit that can have wide ranging

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Speaker 1: impacts on our lives, on our finances, And that's why

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Speaker 1: we're dedicating an entire episode to it today. Just like

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Speaker 1: spending less than you make is a keystone habit, right,

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Speaker 1: it's gonna lead to better results in every other part

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Speaker 1: of your finances. Well, Biking similarly is that for I

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Speaker 1: think our money and for our lives. Absolutely. Yeah. The

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Speaker 1: fact is we believe that biking can have maybe as

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Speaker 1: much of an impact on your data to life as

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Speaker 1: spending less than you make. Uh, it can be that foundational.

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Speaker 1: There are just so many different potential problems that biking

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Speaker 1: more and driving less is able to solve. And another

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Speaker 1: common thread or narrative that we often hear is that

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Speaker 1: riding a bike might seem like this activity that's just

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Speaker 1: a bit out of reach for every single person out

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Speaker 1: there to try. Uh, you might be you know, someone

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Speaker 1: might say, like, oh, cycling, it's just for the the

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Speaker 1: bike messenger types, you know, riding around on their hip

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Speaker 1: single speeds, flipping off of cars as they driving on

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Speaker 1: the slidewalks, or or it's just for the like the

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Speaker 1: weekend warrior mountain bikers, or for the that the cluster

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Speaker 1: of bikers that are you know, riding on the road

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Speaker 1: wearing spandex. But like we all right, look, I'm fine

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Speaker 1: with it if if you want to do that, more

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Speaker 1: power to you. But we're trying to convince you otherwise, right,

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Speaker 1: Like this is more approachable than you think. We want

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Speaker 1: this to be something that you incorporate more in your

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Speaker 1: day to day as opposed to it being this thing

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Speaker 1: that is more of an activity. We wanted to be

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Speaker 1: less of an activity and more sort of like the

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Speaker 1: like the underpinning of how it is that you know,

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Speaker 1: you think about transporting yourself around um and you know, plus,

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Speaker 1: even if you haven't ridden a bike since you're a kid,

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Speaker 1: Like there's a reason that you hear the phrase it's

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Speaker 1: like riding a bike. It's because it's something that you

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Speaker 1: never forget how to do. That's one of the reasons

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Speaker 1: that we're not really gonna get to today to Joel,

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Speaker 1: but just I mean writing a bike. I think was

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Speaker 1: it the first episode when we talked about Stranger Things

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Speaker 1: and just how much fun it can be when you're

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Speaker 1: just you know how, the freedom of being on a bike,

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Speaker 1: the wind blowing through your hair that was half the

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Speaker 1: your helmets into your hair. Of course you always need

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Speaker 1: to wear helmet. That was half the fun of the

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Speaker 1: first season of Stranger Things was those kids on their

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Speaker 1: bikes and the eighties and just like the nostalgia brought

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Speaker 1: me back to my childhood and doing the very same

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Speaker 1: thing in the streets of the neighborhood where I grew up.

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Speaker 1: And I think it's also important to mention, Matt you

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Speaker 1: mentioned Biketober here in Atlanta, this is like the perfect

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Speaker 1: time of year to get started riding a bike, because like,

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Speaker 1: if you start picking up in in the middle of

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Speaker 1: July or the middle of January, you're less likely to

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Speaker 1: stick with it because it might be really hot, really

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Speaker 1: cold wherever you are, and you might be like, yeah, no,

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Speaker 1: not for me. So we would say the fall is

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Speaker 1: just the right time to begin biking. It's absolute best weather.

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Speaker 1: There's just something delightful about getting around on two wheels

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Speaker 1: when the leaves are changing colors too. Like the sound

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Speaker 1: of those leaves as they dry, crackling under your tires.

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Speaker 1: It's pretty great. And uh, you know, by the way,

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Speaker 1: back when we started the podcast, we were living in

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Speaker 1: the middle of a big city, in the city of Atlanta,

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Speaker 1: and because of that, a lot of folks, maybe, I

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Speaker 1: don't know, they might have dismissed our enthusiasm for biking

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Speaker 1: as like, that's what the urban dwellers, that's what the

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Speaker 1: city folk do. And you know, I live jell. They

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Speaker 1: don't understand what it's like out here in the burbs. Well,

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Speaker 1: guess what now we do. We've joined you, and so yeah,

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Speaker 1: I don't know. They might have thought, well, it's it's um,

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Speaker 1: it's particularly a matter of where they live. I can't

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Speaker 1: do the same thing, and I'm not gonna lie, Matt.

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Speaker 1: You and I we were a bit nervous when we

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Speaker 1: opted to move out to the Birds that maybe it

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Speaker 1: would mean biking less, driving more. That's not what we wanted.

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Speaker 1: But yeah, we're happy to report that we have been

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Speaker 1: biking just as much, if not more than we used

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Speaker 1: to when we were living in town. And you know,

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Speaker 1: there might be less bike infrastructure around these parts, but

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Speaker 1: that doesn't mean we've got to relegate our bikes to

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Speaker 1: the garage. I was like, literally just chatting with a

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Speaker 1: new friend here, Matt on Sunday, and she was talking

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Speaker 1: about an eight mile bike ride that she makes every

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Speaker 1: single week, and the bike infrastructure not great for a

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Speaker 1: section of that ride, but she makes it happen anyway,

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Speaker 1: And I was like, more power to you, man, this

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Speaker 1: is congratulations. That's awesome. Yeah. Yeah, well, I think I

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Speaker 1: mean you and I were both proud to say that

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Speaker 1: we have not succumbed to the desire to get a

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Speaker 1: second vehicle living out in the burbs. We have found

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Speaker 1: a way to prioritize biking in her life. Um. And

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Speaker 1: that's truly what it comes down to. It's about making

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Speaker 1: it a priority because you might not have it as easy,

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Speaker 1: but especially if you're a renter right or if you're

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Speaker 1: in the market to buy a home right now, thinking

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Speaker 1: about where you live in terms of bike ability and

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Speaker 1: even walkability, that that's a smart thing to do because

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Speaker 1: even if that apartment, if it costs more because it's

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Speaker 1: centrally located, if it means that you can ditch a

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Speaker 1: car and avoid the car payment, which would be the

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Speaker 1: worst case scenario. But even still, insurance costs, the costs,

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Speaker 1: cost of maintenance, the cost of gas, it's gonna mean

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Speaker 1: meaningful savings. Last week in the Hotwo Money newsletter Wonderful, Magnanimous,

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Speaker 1: it's a fantastic one featured a listener and she did

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Speaker 1: this very things. It's it's not like she had the

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Speaker 1: super fancy car or anything. It was nice and it

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Speaker 1: was a used ride, but she sold it. And she

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Speaker 1: credits that one move as having the biggest impact on

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Speaker 1: her ability to get ahead. So maybe she's also influenced

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Speaker 1: our desire to revisit bike me because we're like, man,

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Speaker 1: she is doing things right. And she had a picture

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Speaker 1: of her like even in the cold New York. Yeah,

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Speaker 1: she's in New York. Yeah and so, and she makes

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Speaker 1: seventeen an hour, she's got a six figure net worth.

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Speaker 1: But she credits all of this to the one big

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Speaker 1: decision that she made which has had ripple effects in

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Speaker 1: all other areas of her life. But she's able to

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Speaker 1: get around town no problem. And of course being up

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Speaker 1: there close to the Canadian border. She didn't say specifically

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Speaker 1: where she was. It's a lot colder up there, so

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Speaker 1: it's it's not even a requirement to live in the

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Speaker 1: the wonderful balmy state of Georgia like we are. We

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Speaker 1: think it's great down here, but it is still possible

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Speaker 1: when no matter where it is that you live. Right

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Speaker 1: side note, My favorite thing about the How To Money newsletter,

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Speaker 1: by the way, is the how You Money segments. What

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Speaker 1: we're doing. It's a nice feature. It's so fun because

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Speaker 1: we profile a different How to Money listener or reader

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Speaker 1: every other week in the newsletter, and so you get

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Speaker 1: kind of like an insight, like a voyeuristic look into

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Speaker 1: their personal finances. You can see, well, how much money

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Speaker 1: do they make, and what are their debts, how much

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Speaker 1: are they saving, how much are they investing, where do

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Speaker 1: they live. Joe likes peeping in on you and your money.

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Speaker 1: If you're curious about how other people live and handle

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Speaker 1: their money, and maybe they're Dirk freak their craft, you're

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Speaker 1: equivalent how they live in life. I think it's a

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Speaker 1: really fun element of the newsletter, and you can I'm

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Speaker 1: learning a lot from its super car readers, which is

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Speaker 1: which is fun. So yeah, you should sign up for

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Speaker 1: that at how the Money dot com slash newsletter. But

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Speaker 1: let's keep talking about biking. And I think infrastructure is

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Speaker 1: definitely you can you can cite a lack of infrastructure

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Speaker 1: as a reason why you're not biking more, and I

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Speaker 1: can get the argument behind that. And I do think

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Speaker 1: it's important that we fight for more bike infrastructure where

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Speaker 1: we live. But I would say it's it's more of

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Speaker 1: a possibility to bike than you realize, even if you

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Speaker 1: lack some of the infrastructure that would be nice to have.

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Speaker 1: Although you know, we talked about there was a resurgence

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Speaker 1: of biking during the pandemic. Bike sales were through the roof,

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Speaker 1: and we even saw more and more cities and municipalities

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Speaker 1: like prioritized bike infrastructure, which was cool. But the reality

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Speaker 1: is we still kind of have woefully inadequate bike lanes

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Speaker 1: around most of the country. And and this this might

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Speaker 1: be like a no DA thing to say, but I

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Speaker 1: saw this study in the National Academy of Science has

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Speaker 1: found that cycling increased up to forty eight percent more

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Speaker 1: in cities that added bike lanes versus cities that added none.

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Speaker 1: And it makes a difference. Yeah, it does. Like if

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Speaker 1: if you build the infrastructure, people people want this, Like

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Speaker 1: people get out when But we've kind of prioritized cars

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Speaker 1: in so many of our cities around the country. We've

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Speaker 1: given them full rain of all the roads, and bikers

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Speaker 1: are relegated to what's left, and that is that's just

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Speaker 1: not good. And so we as just a society, as

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Speaker 1: a culture, have to prioritize biking um And you know,

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Speaker 1: Oakland is, for instance, one of those towns that seems

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Speaker 1: to really have prioritized making it easier and safer to

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Speaker 1: bike in recent years. And I don't know, I hope

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Speaker 1: we see more of that. And I hope the reality

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Speaker 1: that COVID created more bike riders is going to create

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Speaker 1: maybe like a ground swell uh in a lot more

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Speaker 1: cities for more bike infrastructure, because it's going to make

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Speaker 1: it easier for all of us to get around on

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Speaker 1: our bikes exactly. Yeah, I mean, and hopefully we can

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Speaker 1: end up like a like a city like Copenhagen, right

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Speaker 1: like something like sixty two percent of folks things they

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Speaker 1: commute via bike. There's like large swaths of the city

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Speaker 1: that you cannot access via car, and so we want

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Speaker 1: to see more of this, you know, but we only

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Speaker 1: see something like point six percent of us commuters riding

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Speaker 1: their bikes to work. That's like what a thousand times

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Speaker 1: fractions the you know, the fact is is that the

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Speaker 1: more infrastructure we see pop up to encourage biking, the

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Speaker 1: more biking we're gonna see. Uh. And it doesn't happen

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Speaker 1: in a vacuum either, you know, like it takes organizations,

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Speaker 1: it takes individuals to help fight for it. It reminds

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Speaker 1: me of our friend Chad Carson. He spends a lot

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Speaker 1: of time and energy getting more bike trails up and

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Speaker 1: running in his hometown of Clemson, South Carolina. And so

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Speaker 1: we would recommend for folks find, you know, find your

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Speaker 1: local bike abvacy organization, donate some time, donate some money

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Speaker 1: at send some of these meetings and some of these

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Speaker 1: these group rides often which are there to help raise

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Speaker 1: awareness because we believe that they can be a major

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Speaker 1: catalyst to this becoming something that you can actually see

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Speaker 1: in your hometown, not just something that Matt and Joel

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Speaker 1: liked to talk about from from time to time on

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Speaker 1: the show. Well, we've talked about Streets Alive in Atlanta

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Speaker 1: and how that happens typically four times, three or four

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Speaker 1: times a year, and they shut down like five or

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Speaker 1: six miles of street that are typically our cars have

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Speaker 1: full rain of and how that just has an impact

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Speaker 1: on the public consciousness about how many people want to

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Speaker 1: get out on their bikes in that town. And then

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Speaker 1: there's pictures, there's documentation that I think we can we

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Speaker 1: can point to our politicians and say, look, there's like

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Speaker 1: a desire for this. Let's put more of our dollars

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Speaker 1: are public dollars to use funding bike lanes that are

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Speaker 1: going to make our city more better to get around

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Speaker 1: it and just kind of a healthier place to exist

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Speaker 1: as well. But Matt, let's keep talking about bikes. Let's

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Speaker 1: talk about specifically this get to how much money you

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Speaker 1: can save if you choose to ride a bike more.

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Speaker 1: But there are environmental impacts that actually there was a

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Speaker 1: stat that shocked me. We'll talk about that and more

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Speaker 1: right after this. All right, dude, we go back from

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Speaker 1: the right. We're talking biking, and you know, we just

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Speaker 1: touched on bike infrastructure specifically, how it is that you

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Speaker 1: can work to make things better wherever it is that

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Speaker 1: you live. But we're gonna now cover some of the

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Speaker 1: reasons that we feel that biking is a total game changer.

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Speaker 1: And the first one it's gonna seem super sort of broad,

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Speaker 1: but it's also it gets very specific as well. Uh,

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Speaker 1: the first reason that we think biking is such a

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Speaker 1: clutch move is that bikes are efficient, as I'll get

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Speaker 1: out there somewhere between like fifty and eighty times more

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Speaker 1: efficient energy wise than taking your car. And then on

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Speaker 1: top of that, more than half of the trips that

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Speaker 1: we make are four miles or fewer, right, And so

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Speaker 1: what's important to keep mind here is a trip of

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Speaker 1: that length, it's gonna be a lot easier to stomach

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Speaker 1: for most folks, especially if you're just starting out right,

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Speaker 1: It's it's unlikely that you're going to start biking on

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Speaker 1: your twenty mile commute to work. Um, actually, I think

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Speaker 1: that would actually lead to more folks throwing in the towel,

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Speaker 1: maybe before they even started. You try to commute on

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Speaker 1: on day one, Day one, it was probably not gonna

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Speaker 1: work out. Literally tomorrow Thursday morning, you're like, oh yeah,

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Speaker 1: I'm gonna give it a shot, and then you know

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Speaker 1: you're gonna pet her out too quick because you're gonna

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Speaker 1: be like, that was rough. I'm not into it exactly.

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Speaker 1: And so whether you know it's just dropping the kids

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Speaker 1: off at school or just running and you know, picking

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Speaker 1: up some groceries, running an errand these are the sorts

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Speaker 1: of trips that makes sense for us to use our

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Speaker 1: bikes for. We've talked before how vehicles like cars are

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Speaker 1: these really interesting devices because we use the same device

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Speaker 1: to drive two miles that we could hop into right now,

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Speaker 1: fill it up with gas, and drive straight across the

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Speaker 1: country for hours and hours. Whereas there's a big gap,

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Speaker 1: there's a lot of room for vehicles like bikes in

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Speaker 1: particular when it comes to these the shorter trips. Yeah,

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Speaker 1: and sometimes you like to take your segway out on

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Speaker 1: the on the open road every once in a while.

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Speaker 1: I'm not true those those things that I don't feel

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Speaker 1: like they they're great for like city tours, maybe on

430
00:19:45,280 --> 00:19:47,960
Speaker 1: sidewalks around town, but they're kind of worthless. You know.

431
00:19:48,000 --> 00:19:49,560
Speaker 1: I've never actually been on a segway. I don't think

432
00:19:49,600 --> 00:19:51,800
Speaker 1: I've been on one either. I've seen them around, but

433
00:19:51,920 --> 00:19:55,280
Speaker 1: they just look so goofy, seem neat No, hey, I

434
00:19:55,400 --> 00:19:57,040
Speaker 1: just have to do look goofy though, I mean you

435
00:19:57,080 --> 00:19:58,919
Speaker 1: look goof you wearing your helmet on a segway that's

436
00:19:58,960 --> 00:20:02,000
Speaker 1: going three miles an hour. Uh, it's true. All right, Well,

437
00:20:02,080 --> 00:20:04,480
Speaker 1: let's let's talk to you about the environment, because there's

438
00:20:04,480 --> 00:20:07,240
Speaker 1: an argument to be made by folks who are trying

439
00:20:07,280 --> 00:20:10,679
Speaker 1: to use fewer fossil fuels that biking is a perfect

440
00:20:10,680 --> 00:20:13,240
Speaker 1: way to do this. Right, then we could all stand

441
00:20:13,240 --> 00:20:15,359
Speaker 1: a less in our carbon footprint, and and riding a

442
00:20:15,400 --> 00:20:18,560
Speaker 1: bike is really like one of the easiest ways to

443
00:20:18,640 --> 00:20:21,680
Speaker 1: immediately begin making that happen. If if that's something you

444
00:20:21,760 --> 00:20:24,399
Speaker 1: care about, if that's something that matters to you, we

445
00:20:24,440 --> 00:20:26,840
Speaker 1: would say biking is kind of one of those slam

446
00:20:26,880 --> 00:20:29,520
Speaker 1: down choices to make in order to be better about that.

447
00:20:29,560 --> 00:20:31,920
Speaker 1: And according man, this is the stat that I talked

448
00:20:31,920 --> 00:20:35,360
Speaker 1: about before the break that just completely floored me. According

449
00:20:35,359 --> 00:20:38,280
Speaker 1: to research out of the University of Oxford, which has

450
00:20:38,480 --> 00:20:40,560
Speaker 1: some pedigree, right, they kind of know what they're talking about.

451
00:20:40,560 --> 00:20:44,639
Speaker 1: Apparently fairly academic. Yea, even choosing a bike over a

452
00:20:44,680 --> 00:20:48,679
Speaker 1: car one time a day reduces the average person's carbon

453
00:20:48,760 --> 00:20:52,199
Speaker 1: emissions by sixty seven percent. I still don't understand how

454
00:20:52,200 --> 00:20:54,320
Speaker 1: that's possible, but I'm just gonna trust the science here,

455
00:20:54,600 --> 00:20:56,719
Speaker 1: and I'm gonna believe the University of Oxford that this

456
00:20:56,800 --> 00:20:59,320
Speaker 1: is accurate. So I think the thing. When I read

457
00:20:59,320 --> 00:21:02,000
Speaker 1: that one, I was just kind of flabbergasted. But it

458
00:21:02,000 --> 00:21:03,640
Speaker 1: also made me think that it doesn't have to be

459
00:21:04,119 --> 00:21:07,920
Speaker 1: an all or nothing approach. Right, you can gradually start

460
00:21:08,000 --> 00:21:10,800
Speaker 1: adding a bike into the mix of your transportation, of

461
00:21:10,880 --> 00:21:13,439
Speaker 1: the modes that you take, confident that even just a

462
00:21:13,520 --> 00:21:16,520
Speaker 1: minor shift just biking that hopping under bike one time

463
00:21:16,560 --> 00:21:18,880
Speaker 1: a day to make a run instead of let's say

464
00:21:18,880 --> 00:21:21,000
Speaker 1: you take five car trips a day, make it four

465
00:21:21,000 --> 00:21:22,800
Speaker 1: car trips in a bike ride, and that is going

466
00:21:22,880 --> 00:21:24,639
Speaker 1: to have a major impact. You might think, I'm just

467
00:21:24,840 --> 00:21:27,240
Speaker 1: I'm starting out small, I'm dipping my toes in the water.

468
00:21:27,520 --> 00:21:29,560
Speaker 1: It's not gonna make that much of a difference. But

469
00:21:29,720 --> 00:21:31,800
Speaker 1: I don't know. At least what this stat is showing

470
00:21:31,840 --> 00:21:34,520
Speaker 1: us is that it will. Yeah, and honestly, even aside

471
00:21:34,520 --> 00:21:36,960
Speaker 1: from the environmental impacts, which you know that's definitely a

472
00:21:36,960 --> 00:21:40,080
Speaker 1: great argument, but there's just something beautiful about efficiency, right, Like,

473
00:21:40,080 --> 00:21:41,800
Speaker 1: if you're listening to this podcast, it makes me think

474
00:21:41,840 --> 00:21:43,760
Speaker 1: of all the money nerds out there, Like we're all

475
00:21:44,320 --> 00:21:47,679
Speaker 1: money nerds on like on the spectrum, like it depends

476
00:21:47,720 --> 00:21:50,119
Speaker 1: on how into what you are. But regardless, well, if

477
00:21:50,160 --> 00:21:53,000
Speaker 1: you might like I don't know, start bawling if you

478
00:21:53,240 --> 00:21:54,879
Speaker 1: had done what Matt did with that CD, you know,

479
00:21:54,960 --> 00:21:57,879
Speaker 1: like that inefficiency might have Uh, it's gonna cause you

480
00:21:57,880 --> 00:22:01,520
Speaker 1: to crack. Yeah, But regardless, what we like seeing though,

481
00:22:01,560 --> 00:22:03,800
Speaker 1: is our dollars going to the right places and to

482
00:22:03,920 --> 00:22:06,639
Speaker 1: not see waste. And that's what we're fighting here like that,

483
00:22:06,760 --> 00:22:08,440
Speaker 1: Like that's what's I mean. This is sort of like

484
00:22:08,480 --> 00:22:10,800
Speaker 1: beautiful design, I guess is what I'm what I'm getting

485
00:22:10,800 --> 00:22:13,120
Speaker 1: at is the fact that you're able to harness your

486
00:22:13,119 --> 00:22:17,560
Speaker 1: physical energy, your physical calories into moving your body across

487
00:22:17,640 --> 00:22:20,320
Speaker 1: the earth. There's just something really cool about that, aside

488
00:22:20,359 --> 00:22:23,520
Speaker 1: from the positive impact that is having on the environment

489
00:22:23,520 --> 00:22:27,320
Speaker 1: as well. Yeah, and it's an even bigger environmental positive

490
00:22:27,560 --> 00:22:29,560
Speaker 1: if you are able to in a family that would

491
00:22:29,600 --> 00:22:31,560
Speaker 1: normally have two cars, if you if you cut back

492
00:22:31,560 --> 00:22:34,240
Speaker 1: to having one car, it's like that car didn't even

493
00:22:34,240 --> 00:22:35,680
Speaker 1: have to be created in the first place, much less

494
00:22:35,680 --> 00:22:38,160
Speaker 1: being driven. And so I think that makes it even

495
00:22:38,200 --> 00:22:40,840
Speaker 1: more powerful from an environmental perspective. I don't I don't

496
00:22:40,840 --> 00:22:43,760
Speaker 1: have any numbers or flabbergasting statistics on that, but you

497
00:22:43,840 --> 00:22:46,199
Speaker 1: got to think, Matt, the fact that a family of

498
00:22:46,240 --> 00:22:47,840
Speaker 1: five and a family of six each have one car.

499
00:22:47,920 --> 00:22:50,240
Speaker 1: When that is traditionally those familings we have two or three.

500
00:22:50,520 --> 00:22:53,040
Speaker 1: That makes a big impact to exactly. Yeah, And so obviously,

501
00:22:53,480 --> 00:22:55,720
Speaker 1: like bikes, they're not just efficient from a from an

502
00:22:55,840 --> 00:22:58,560
Speaker 1: energy standpoint, but they allow you to use your money

503
00:22:58,880 --> 00:23:02,640
Speaker 1: more efficiently as well. Bikes are are cheaper than cars.

504
00:23:02,680 --> 00:23:05,120
Speaker 1: Like obviously, um, I mean, you could buy a ten

505
00:23:05,119 --> 00:23:06,960
Speaker 1: thousand dollar bike if you wanted to, I guess, But

506
00:23:07,000 --> 00:23:09,040
Speaker 1: the truth is that you can get an awesome bike

507
00:23:09,080 --> 00:23:12,960
Speaker 1: for less than one thousand dollars, and great used bikes

508
00:23:13,160 --> 00:23:15,479
Speaker 1: can be had for just a few hundred bucks. Not

509
00:23:15,520 --> 00:23:17,800
Speaker 1: only do you save money on the that upfront cost,

510
00:23:17,880 --> 00:23:21,480
Speaker 1: but just the ongoing expenses associated with maintaining a bike

511
00:23:21,600 --> 00:23:24,800
Speaker 1: versus a car are pretty significant as well. There's a

512
00:23:24,800 --> 00:23:27,280
Speaker 1: New York City biker who actually did the math, and

513
00:23:27,320 --> 00:23:29,880
Speaker 1: you found out that a fifteen hundred dollar bike should

514
00:23:29,920 --> 00:23:32,120
Speaker 1: cost you somewhere in the three and fifty dollar range

515
00:23:32,640 --> 00:23:35,639
Speaker 1: in maintenance costs throughout the year. And you know, that

516
00:23:35,640 --> 00:23:38,240
Speaker 1: sounds pretty close, but it's actually higher than than what

517
00:23:38,320 --> 00:23:41,159
Speaker 1: we're typically showing out here. Maybe down in the warmer

518
00:23:41,200 --> 00:23:43,560
Speaker 1: state of Georgia. I don't know if there's less salt

519
00:23:43,720 --> 00:23:46,160
Speaker 1: or whatever on the road that's corroding our parts as much,

520
00:23:46,440 --> 00:23:48,359
Speaker 1: but even still a few hundred bucks a year and

521
00:23:48,400 --> 00:23:51,560
Speaker 1: maintenance is pretty reasonable. Uh. It also makes me think

522
00:23:51,600 --> 00:23:54,080
Speaker 1: about I was looking at some of the different reasons

523
00:23:54,119 --> 00:23:56,640
Speaker 1: that folks were participating in Biketober here in Atlanta. Why

524
00:23:56,720 --> 00:23:59,200
Speaker 1: it is that they bike, and there is he's either

525
00:23:59,240 --> 00:24:01,960
Speaker 1: a student or a t A or a professor at

526
00:24:01,960 --> 00:24:05,920
Speaker 1: Georgia Tech. And it's because for him, it was going

527
00:24:06,000 --> 00:24:09,000
Speaker 1: to cost him the same amount of money to buy

528
00:24:09,119 --> 00:24:12,040
Speaker 1: a parking pass on campus that would allow him to

529
00:24:12,200 --> 00:24:15,119
Speaker 1: drive to school and park parker's car their own campus

530
00:24:15,160 --> 00:24:16,840
Speaker 1: as it would for him to buy an electric bike.

531
00:24:17,400 --> 00:24:19,640
Speaker 1: So he just bought up the electric bike because he thought, well,

532
00:24:19,640 --> 00:24:22,479
Speaker 1: what's the point of Like, that's not even including all

533
00:24:22,520 --> 00:24:26,480
Speaker 1: the additional maintenance costs, um the cost of gas, the insurance,

534
00:24:26,520 --> 00:24:28,760
Speaker 1: all the other costs associated with owning a vehicle, but

535
00:24:28,880 --> 00:24:31,960
Speaker 1: just in parking alone, that one expense allowed him to

536
00:24:32,000 --> 00:24:34,280
Speaker 1: make the slam dunk decision to go ahead and get

537
00:24:34,280 --> 00:24:36,560
Speaker 1: that e bike rather than buying that parking And that's

538
00:24:36,560 --> 00:24:38,600
Speaker 1: a really good point. In Atlanta, parking costs aren't as

539
00:24:38,600 --> 00:24:41,200
Speaker 1: expensive as they are in other cities like Washington, d C.

540
00:24:41,440 --> 00:24:44,720
Speaker 1: For example. And so if you live in a place

541
00:24:44,760 --> 00:24:48,239
Speaker 1: that has higher parking costs, you might find that that's

542
00:24:48,280 --> 00:24:50,760
Speaker 1: another reason. Like even my little sister in midtown Atlanta,

543
00:24:51,280 --> 00:24:53,679
Speaker 1: for every additional space you get as a as a tenant,

544
00:24:53,880 --> 00:24:55,400
Speaker 1: you have to pay. I forget how much I think,

545
00:24:55,400 --> 00:24:56,560
Speaker 1: I want to say it was like a hundred fifty

546
00:24:56,600 --> 00:24:59,720
Speaker 1: bucks a month for yeah, for an additional parking space.

547
00:24:59,720 --> 00:25:01,720
Speaker 1: And they they are a one car family with a

548
00:25:01,720 --> 00:25:03,840
Speaker 1: tiny little scooter, and they were able to get their

549
00:25:03,680 --> 00:25:06,760
Speaker 1: their scooter basically they're able to park that for free.

550
00:25:07,200 --> 00:25:11,280
Speaker 1: So yeah, the if parking parking cost factor in, that's

551
00:25:11,400 --> 00:25:13,240
Speaker 1: a big cost. So you can act out of your

552
00:25:13,240 --> 00:25:15,880
Speaker 1: life if you start riding your bike more. And and Matt,

553
00:25:15,880 --> 00:25:18,280
Speaker 1: you were just talking about the difference in the upfront

554
00:25:18,280 --> 00:25:20,439
Speaker 1: cost of a bike versus a car and then the

555
00:25:20,440 --> 00:25:24,239
Speaker 1: ongoing maintenance costs, which are a fraction, right, And and

556
00:25:24,320 --> 00:25:27,680
Speaker 1: there's just like a massive difference compared to the average

557
00:25:27,680 --> 00:25:31,000
Speaker 1: cost of a vehicle, which when you run the numbers,

558
00:25:31,200 --> 00:25:33,680
Speaker 1: and this this also sounds a little shocking, it costs

559
00:25:33,680 --> 00:25:36,200
Speaker 1: the average person ten thousand dollars a year. I think

560
00:25:36,200 --> 00:25:38,399
Speaker 1: it was like seven hundred dollars a year in the

561
00:25:38,400 --> 00:25:41,800
Speaker 1: most recent Triple A survey to own a car, because

562
00:25:41,840 --> 00:25:45,119
Speaker 1: when you're factoring in maintenance costs, you take into account depreciation,

563
00:25:45,160 --> 00:25:46,640
Speaker 1: which is the thing that most of us we don't

564
00:25:46,640 --> 00:25:50,200
Speaker 1: really think about. But your car is being devalued every

565
00:25:50,200 --> 00:25:53,360
Speaker 1: single year in a typical environment, and and that will

566
00:25:53,359 --> 00:25:56,360
Speaker 1: cost you thousands of dollars a year just owning that car.

567
00:25:56,680 --> 00:25:58,880
Speaker 1: And basically, when you think about the numbers like that,

568
00:25:58,880 --> 00:26:01,520
Speaker 1: that one year of car to p station, well, that

569
00:26:01,760 --> 00:26:03,760
Speaker 1: is going to cost you more than what the bike

570
00:26:03,800 --> 00:26:05,560
Speaker 1: would have cost you, which is which is kind of

571
00:26:05,560 --> 00:26:08,560
Speaker 1: crazy to think about. But we often don't run the math, right,

572
00:26:08,560 --> 00:26:10,600
Speaker 1: We don't run the full numbers, and so we we

573
00:26:10,680 --> 00:26:12,840
Speaker 1: assume that our cars are costing us less than they

574
00:26:12,840 --> 00:26:15,679
Speaker 1: actually are. But the truth is that your car is

575
00:26:15,800 --> 00:26:17,639
Speaker 1: way more of a drain on your finances than you

576
00:26:17,640 --> 00:26:20,359
Speaker 1: think it is. And if you actually run the numbers,

577
00:26:20,400 --> 00:26:22,240
Speaker 1: you'll find that out. And then if you can ditch

578
00:26:22,240 --> 00:26:24,040
Speaker 1: a car like we talked about, from your life and

579
00:26:24,080 --> 00:26:27,360
Speaker 1: your budget, you're gonna be in this vastly superior financial

580
00:26:27,400 --> 00:26:30,639
Speaker 1: position that most people aren't in, allowing you to funnel

581
00:26:30,640 --> 00:26:33,879
Speaker 1: your dollars two more productive areas, right, you know, having

582
00:26:33,920 --> 00:26:36,960
Speaker 1: one less car. Also, by the way, selling a car

583
00:26:37,040 --> 00:26:38,960
Speaker 1: and being like, I'm going to become a biker now

584
00:26:39,440 --> 00:26:41,919
Speaker 1: is inevitably going to lead you to biking more. It

585
00:26:41,920 --> 00:26:44,760
Speaker 1: makes me think, Matt, like, I wasn't fully committed to

586
00:26:45,600 --> 00:26:48,680
Speaker 1: basically biking full time until we sold my niece on

587
00:26:48,760 --> 00:26:50,320
Speaker 1: Leaf and I was like, well, I guess that's my

588
00:26:50,320 --> 00:26:52,240
Speaker 1: only option now. It kind of left me up the

589
00:26:52,240 --> 00:26:54,800
Speaker 1: creek without a paddle, and so I had to find

590
00:26:54,840 --> 00:26:57,840
Speaker 1: my way as a biker, full time biker, and I

591
00:26:57,880 --> 00:26:59,359
Speaker 1: think that was helpful. I don't know that you know,

592
00:26:59,359 --> 00:27:02,200
Speaker 1: you should necess sairly start from square ones, sell your

593
00:27:02,200 --> 00:27:05,080
Speaker 1: car tomorrow, and then like you might find that your

594
00:27:05,280 --> 00:27:08,840
Speaker 1: specific situation doesn't lend to becoming a full time biker,

595
00:27:09,119 --> 00:27:11,840
Speaker 1: but it's it's worth Your literal mileage might vary yeah

596
00:27:11,920 --> 00:27:14,480
Speaker 1: on this one, Yeah, but it is. But it is

597
00:27:14,480 --> 00:27:18,159
Speaker 1: important to note that sometimes like that can help you

598
00:27:18,320 --> 00:27:21,200
Speaker 1: uh fully commit to the thing that you're like, you're

599
00:27:21,280 --> 00:27:24,639
Speaker 1: trying to achieve. Finally ditching that car, not having that

600
00:27:24,760 --> 00:27:28,159
Speaker 1: safety blanket when it's forty degrees and you're like, I'd

601
00:27:28,280 --> 00:27:30,800
Speaker 1: rather eat up the car and take my five mile

602
00:27:30,840 --> 00:27:35,439
Speaker 1: trek to work inside inside that little cocoon. I get it, Like,

603
00:27:35,560 --> 00:27:37,760
Speaker 1: I would probably opt for that too sometimes, but now

604
00:27:37,760 --> 00:27:39,880
Speaker 1: I don't have the option, and that kind of forces

605
00:27:39,920 --> 00:27:41,880
Speaker 1: me to do the right thing. Yeah, it's an incredible

606
00:27:41,880 --> 00:27:44,000
Speaker 1: commitment device where you to go ahead and sell that

607
00:27:44,080 --> 00:27:46,920
Speaker 1: vehicle and stick with driving full time. And it's also

608
00:27:46,960 --> 00:27:52,280
Speaker 1: worth addressing potential argument that biking how it might actually

609
00:27:52,800 --> 00:27:55,080
Speaker 1: cost you more money, uh, and that that argument goes

610
00:27:55,119 --> 00:27:57,520
Speaker 1: something like this, if time is money, and it takes

611
00:27:57,520 --> 00:27:59,959
Speaker 1: me longer to get somewhere, well, then it's gonna cost

612
00:28:00,040 --> 00:28:01,760
Speaker 1: me more to to ride a bike than it is

613
00:28:01,800 --> 00:28:04,520
Speaker 1: for me to drive a car. But here's something interesting,

614
00:28:04,520 --> 00:28:07,320
Speaker 1: because if you're a city dweller, biking can often help

615
00:28:07,320 --> 00:28:10,159
Speaker 1: you to get wherever you're going more quickly than you

616
00:28:10,160 --> 00:28:12,840
Speaker 1: could in your car. That's actually what the study over

617
00:28:12,960 --> 00:28:15,720
Speaker 1: at m I T found last year because in fact

618
00:28:15,800 --> 00:28:18,040
Speaker 1: is bikes can maneuver around cities a little more nimbly

619
00:28:18,359 --> 00:28:22,480
Speaker 1: than cars can, especially when traffic is awful. Uh, something

620
00:28:22,520 --> 00:28:25,280
Speaker 1: we deal with here again in Atlanta. And additionally, when

621
00:28:25,280 --> 00:28:26,879
Speaker 1: you factor in how much easier it's going to be

622
00:28:26,920 --> 00:28:28,840
Speaker 1: to find a parking spot for your bike than it

623
00:28:29,000 --> 00:28:31,160
Speaker 1: is to actually find a spot to park your car

624
00:28:31,320 --> 00:28:34,879
Speaker 1: in the city, it's gonna make biking look even smarter.

625
00:28:35,000 --> 00:28:37,040
Speaker 1: But bottom line, I think that that kind of argument,

626
00:28:37,080 --> 00:28:39,600
Speaker 1: it's it's oftentimes two more of a short term sort

627
00:28:39,600 --> 00:28:41,360
Speaker 1: of argument, right, Like you're only looking at the here

628
00:28:41,360 --> 00:28:44,000
Speaker 1: and now. Uh. In fact is there are these other

629
00:28:44,160 --> 00:28:48,760
Speaker 1: longer term benefits that you realize by biking more. Oftentimes

630
00:28:48,800 --> 00:28:50,760
Speaker 1: it doesn't come down to just the dollar and cents,

631
00:28:50,760 --> 00:28:52,800
Speaker 1: but there are some other factors as well that biking

632
00:28:52,800 --> 00:28:55,440
Speaker 1: can have a positive impact in your lives completely, Like,

633
00:28:55,600 --> 00:28:59,240
Speaker 1: for instance, maybe if you're biking more regularly, you don't

634
00:28:59,280 --> 00:29:01,360
Speaker 1: have to spend as my time in the gym, right

635
00:29:01,480 --> 00:29:03,680
Speaker 1: because of the health benefits that you get from biking.

636
00:29:03,720 --> 00:29:05,760
Speaker 1: By the way, I love what you said about finding

637
00:29:05,760 --> 00:29:08,240
Speaker 1: a parking spot. It's like, yeah, maybe my car got

638
00:29:08,240 --> 00:29:09,840
Speaker 1: me there five minutes faster, but then it takes ten

639
00:29:09,880 --> 00:29:12,760
Speaker 1: minutes to look for the parking spot and a circle

640
00:29:12,800 --> 00:29:15,400
Speaker 1: the city blocks exactly what we've we've talked about riding

641
00:29:15,400 --> 00:29:18,160
Speaker 1: to Atlanta ninety games on our bikes and how just

642
00:29:18,520 --> 00:29:20,880
Speaker 1: getting your car in the parking lot is such an

643
00:29:20,960 --> 00:29:24,240
Speaker 1: endeavor at one of those matches, and then Valet parking

644
00:29:24,240 --> 00:29:26,400
Speaker 1: your bike is like the easiest thing in the world.

645
00:29:26,480 --> 00:29:28,720
Speaker 1: You're in the stadium faster, even if it took you

646
00:29:28,720 --> 00:29:30,160
Speaker 1: a little bit longer to get there und your bike.

647
00:29:30,360 --> 00:29:32,840
Speaker 1: But let's talk about health for a second, because I

648
00:29:32,920 --> 00:29:34,640
Speaker 1: think it is true that you might be able to

649
00:29:34,680 --> 00:29:36,560
Speaker 1: go to the gym lest or maybe even to the

650
00:29:36,600 --> 00:29:40,000
Speaker 1: doctor less too, if you're biking more frequently. I'm not

651
00:29:40,040 --> 00:29:42,479
Speaker 1: sure if you could maybe fully go with the slogan

652
00:29:42,520 --> 00:29:44,440
Speaker 1: matt a bike ride a day keeps the doctor away.

653
00:29:44,440 --> 00:29:47,600
Speaker 1: Could we do that for that? Okay, all right, put

654
00:29:47,600 --> 00:29:49,920
Speaker 1: it on a T shirt. This is not medical advice. Uh,

655
00:29:49,920 --> 00:29:51,880
Speaker 1: and that might actually be taking it just a bit

656
00:29:51,880 --> 00:29:54,520
Speaker 1: too far, but it's it's kind of a double waymy right.

657
00:29:54,520 --> 00:29:56,480
Speaker 1: That's getting you where you need to go, it is

658
00:29:56,560 --> 00:29:59,920
Speaker 1: keeping you fit while doing it. Sedentary lifestyles, of course,

659
00:30:00,200 --> 00:30:02,200
Speaker 1: are just like a massive problem in our country. They're

660
00:30:02,240 --> 00:30:06,360
Speaker 1: creating major health problems for individuals and for our society

661
00:30:06,400 --> 00:30:09,200
Speaker 1: as a whole. The less we move, the worst off

662
00:30:09,200 --> 00:30:11,960
Speaker 1: our bodies are the worst we are as a civilization,

663
00:30:12,320 --> 00:30:15,720
Speaker 1: and so um. The reality is, cycling more allows you

664
00:30:15,760 --> 00:30:19,120
Speaker 1: to burn calories, strengthens your heart and your lungs, your

665
00:30:19,200 --> 00:30:22,520
Speaker 1: muscles and improves your mental well being. Plus it's not

666
00:30:22,560 --> 00:30:24,680
Speaker 1: hard on your joints, Matt, because a lot of folks

667
00:30:24,720 --> 00:30:26,520
Speaker 1: might be averse to something like running, right, it's hard

668
00:30:26,520 --> 00:30:29,400
Speaker 1: on my knees, and I've never really been a runner,

669
00:30:30,040 --> 00:30:34,080
Speaker 1: But I think cycling you don't have the same excuse

670
00:30:34,120 --> 00:30:36,240
Speaker 1: because it's it's not hard on your joints in the

671
00:30:36,280 --> 00:30:39,520
Speaker 1: same way. You know, it's it's good for the whole family. Yeah, yeah,

672
00:30:39,600 --> 00:30:42,320
Speaker 1: even your kids can do it. So I don't remember, Matt,

673
00:30:42,360 --> 00:30:44,720
Speaker 1: when we talked about the power of a quick nap. Recently,

674
00:30:44,720 --> 00:30:46,720
Speaker 1: we talked about how just a twenty minute nap like

675
00:30:46,800 --> 00:30:48,640
Speaker 1: all of the benefits that can bring to your life,

676
00:30:48,920 --> 00:30:50,840
Speaker 1: and it made me think, well, we should start napping.

677
00:30:51,160 --> 00:30:53,840
Speaker 1: You're more at out of money. Well, I think maybe

678
00:30:53,840 --> 00:30:56,960
Speaker 1: a little after post ledged right, Yes, I was just thinking,

679
00:30:57,000 --> 00:31:00,760
Speaker 1: like a bike and nap combo regularly you would kind

680
00:31:00,760 --> 00:31:04,160
Speaker 1: of change our lives as individuals and then collectively because

681
00:31:04,200 --> 00:31:06,120
Speaker 1: we might be a little more well rested, we might

682
00:31:06,120 --> 00:31:09,240
Speaker 1: be a little bit happier and healthier. And it's amazing

683
00:31:09,400 --> 00:31:13,040
Speaker 1: just the health impact that biking regularly once a day,

684
00:31:13,200 --> 00:31:16,360
Speaker 1: even short rides, it can start to make you a

685
00:31:16,400 --> 00:31:19,280
Speaker 1: more fit person, just a happier, healthier person in general. Yeah,

686
00:31:19,320 --> 00:31:21,480
Speaker 1: and of course all of this, I mean, with healthcare

687
00:31:21,520 --> 00:31:24,840
Speaker 1: costs being one of the fastest rising expenses in our lives,

688
00:31:24,840 --> 00:31:28,680
Speaker 1: this translates into real savings. And honestly, like we're mostly

689
00:31:28,720 --> 00:31:30,760
Speaker 1: just talking about the physical benefits here, but there's also

690
00:31:30,840 --> 00:31:33,640
Speaker 1: the mental side of things. Just think about the stress

691
00:31:33,640 --> 00:31:36,240
Speaker 1: that's gonna melt away as your biking biking home and

692
00:31:36,440 --> 00:31:39,880
Speaker 1: you know, rather than just feeling stressed out because you're combating,

693
00:31:40,000 --> 00:31:42,080
Speaker 1: like you're fighting, you're duking it out for the you know,

694
00:31:42,120 --> 00:31:43,920
Speaker 1: the spot as you're trying to make that right turn

695
00:31:44,000 --> 00:31:46,280
Speaker 1: as your crouched over you're standering wheel like letting the

696
00:31:46,480 --> 00:31:51,440
Speaker 1: your muscles hardened. Instead you translating that like transforming it

697
00:31:51,480 --> 00:31:54,000
Speaker 1: into this relaxing bike ride. Because and like the other

698
00:31:54,000 --> 00:31:55,880
Speaker 1: thing too, Like I was thinking of the fact that

699
00:31:56,240 --> 00:31:58,880
Speaker 1: often we are working in our cars, Like so many

700
00:31:58,880 --> 00:32:01,600
Speaker 1: folks carry the work from the office with them into

701
00:32:01,600 --> 00:32:03,520
Speaker 1: the vehicle into the car, and I think a lot

702
00:32:03,560 --> 00:32:06,120
Speaker 1: of folks are working pretty much like up until the

703
00:32:06,160 --> 00:32:08,920
Speaker 1: second that they like walk through their door going inside,

704
00:32:09,000 --> 00:32:11,560
Speaker 1: bringing with them all of this additional stress and the

705
00:32:11,680 --> 00:32:14,200
Speaker 1: drama like from the office, and so just from a

706
00:32:14,320 --> 00:32:17,040
Speaker 1: quality of life standpoint, I think it's helpful to provide this,

707
00:32:17,040 --> 00:32:19,720
Speaker 1: this barrier between work and home. It's a way to

708
00:32:19,800 --> 00:32:22,560
Speaker 1: kind of contain that in a way that allows you

709
00:32:22,600 --> 00:32:24,960
Speaker 1: to live your life in a way hopefully that you

710
00:32:25,200 --> 00:32:26,719
Speaker 1: want to be able to live your life. I think

711
00:32:26,720 --> 00:32:29,720
Speaker 1: it's important to mention too. I think biking more connects

712
00:32:29,760 --> 00:32:33,080
Speaker 1: us to our communities more. And the more we're riding around,

713
00:32:33,080 --> 00:32:35,040
Speaker 1: the more we see our neighbors, the more we wave,

714
00:32:35,520 --> 00:32:37,440
Speaker 1: and the more we maybe stop and have a quick chat.

715
00:32:37,480 --> 00:32:39,720
Speaker 1: I know I do. Like when when I'm in my car, though,

716
00:32:39,920 --> 00:32:42,160
Speaker 1: and I'm hurtling down the road at thirty five, if

717
00:32:42,200 --> 00:32:44,640
Speaker 1: I see a friend, like we probably don't even catch

718
00:32:44,720 --> 00:32:47,760
Speaker 1: each other's gaze. You might wave right maybe, and they

719
00:32:47,880 --> 00:32:50,800
Speaker 1: might not see me. But if I am on my bike,

720
00:32:51,000 --> 00:32:54,640
Speaker 1: it's guaranteed at minimum some sort of connection wave and

721
00:32:54,680 --> 00:32:57,800
Speaker 1: typically I'll stop and say hello and chat for a second.

722
00:32:58,320 --> 00:33:00,640
Speaker 1: Those are some of my favorite things about about biking.

723
00:33:00,640 --> 00:33:04,520
Speaker 1: Are these really not super tangible? Not not like it's

724
00:33:04,520 --> 00:33:06,120
Speaker 1: gonna save you a hunter bucks or not like it's

725
00:33:06,120 --> 00:33:07,880
Speaker 1: gonna do this right like we've talked about. Those things

726
00:33:07,880 --> 00:33:10,440
Speaker 1: are some real tangible ways, some real tangible health and

727
00:33:10,520 --> 00:33:13,680
Speaker 1: it's benefits and monetary benefits, but there's some harder to

728
00:33:14,000 --> 00:33:18,120
Speaker 1: quantify community benefits. I think that you will get as

729
00:33:18,280 --> 00:33:20,640
Speaker 1: you get on your bike more. These are quality of

730
00:33:20,640 --> 00:33:23,280
Speaker 1: life improvements that we're talking about. Yeah, And and like

731
00:33:23,600 --> 00:33:25,640
Speaker 1: I think it just allows us to enjoy the scenery

732
00:33:25,680 --> 00:33:27,760
Speaker 1: a little more too, and enjoy the place where we live.

733
00:33:27,840 --> 00:33:30,160
Speaker 1: I think that biking more just makes us feel more

734
00:33:30,600 --> 00:33:32,520
Speaker 1: attached to more a part of our community. And I

735
00:33:32,520 --> 00:33:35,600
Speaker 1: think that's a really valuable experience. Yeah, So it totally

736
00:33:35,600 --> 00:33:39,239
Speaker 1: makes me think of Robert Persig in the art what

737
00:33:39,360 --> 00:33:41,960
Speaker 1: is then in the art of motorcycle maintenance, But he

738
00:33:42,000 --> 00:33:44,880
Speaker 1: talks about how being even on a motorcycle, how you're

739
00:33:44,880 --> 00:33:46,719
Speaker 1: more attached to where it is that you are, as

740
00:33:46,760 --> 00:33:48,720
Speaker 1: opposed to being in like the steel box hurtling along

741
00:33:48,760 --> 00:33:51,360
Speaker 1: the road. Because when you're in a car and you

742
00:33:51,400 --> 00:33:53,400
Speaker 1: are looking out at the you know, looking out of

743
00:33:53,480 --> 00:33:55,840
Speaker 1: the scenery that you're driving past, we often treat it

744
00:33:55,960 --> 00:33:58,440
Speaker 1: in the exact same way that we treat the other

745
00:33:58,480 --> 00:34:01,200
Speaker 1: images that we see on other sides of glass that

746
00:34:01,280 --> 00:34:04,320
Speaker 1: we are on too much of the day, namely our

747
00:34:04,320 --> 00:34:08,480
Speaker 1: computer screens, our phones and our televisions and how oftentimes

748
00:34:08,480 --> 00:34:10,839
Speaker 1: when we are in cars. That's why oftentimes it can

749
00:34:10,880 --> 00:34:13,239
Speaker 1: be so dehumanizing to other people who are on the

750
00:34:13,280 --> 00:34:16,279
Speaker 1: receiving end of somebody's rage or temper because they don't

751
00:34:16,280 --> 00:34:17,879
Speaker 1: see them as people. They just see them as sort

752
00:34:17,880 --> 00:34:19,880
Speaker 1: of like these inanimate objects on the other side of

753
00:34:19,920 --> 00:34:22,759
Speaker 1: this piece of glass, as opposed to being on a

754
00:34:22,760 --> 00:34:26,759
Speaker 1: bicycle where you're not observing the scenery passing by like

755
00:34:26,800 --> 00:34:29,000
Speaker 1: you are a part of it. You are in it's

756
00:34:29,320 --> 00:34:32,200
Speaker 1: and it's a lot easier to become, uh and feel attached,

757
00:34:32,239 --> 00:34:34,400
Speaker 1: like you said, to a community when you're not literally

758
00:34:34,400 --> 00:34:38,840
Speaker 1: doing a drive by in a vehicle, hopefully not terrorizing

759
00:34:38,880 --> 00:34:40,839
Speaker 1: those in your in your wake. Right. Well, I think

760
00:34:40,880 --> 00:34:43,560
Speaker 1: the other thing too, is there's something that that shifts

761
00:34:43,560 --> 00:34:46,880
Speaker 1: in your mentality, like your perception of the kind of

762
00:34:46,880 --> 00:34:50,040
Speaker 1: person you are shifts as you become a more regular biker.

763
00:34:50,400 --> 00:34:52,560
Speaker 1: It's it's kind of like how we talk about investing

764
00:34:52,560 --> 00:34:55,279
Speaker 1: Matt like that, that there's something that happens once you

765
00:34:55,320 --> 00:34:58,040
Speaker 1: get started, once you make that first investment, and then

766
00:34:58,080 --> 00:34:59,719
Speaker 1: maybe you do it two weeks again later, and then

767
00:34:59,760 --> 00:35:01,279
Speaker 1: the next and then two weeks later you make your

768
00:35:01,280 --> 00:35:04,839
Speaker 1: third investment, and you're just you start to become an investor,

769
00:35:04,880 --> 00:35:08,040
Speaker 1: Like you're not just investing your money now, it's kind

770
00:35:08,080 --> 00:35:10,080
Speaker 1: of part of your identity. And I think the same

771
00:35:10,120 --> 00:35:12,480
Speaker 1: thing happens when you start biking regularly. There's some sort

772
00:35:12,520 --> 00:35:15,400
Speaker 1: of like mind mental shift that and it changes the

773
00:35:15,440 --> 00:35:18,840
Speaker 1: way you view yourself and and and you're you're a

774
00:35:18,840 --> 00:35:21,440
Speaker 1: biker now, and that's subtle. Change can be kind of

775
00:35:21,480 --> 00:35:25,080
Speaker 1: a powerful thing, and that change almost ensures that you're

776
00:35:25,400 --> 00:35:28,400
Speaker 1: going to keep writing, like because now you voot yourself

777
00:35:28,440 --> 00:35:30,960
Speaker 1: a certain way. And and I think even some of

778
00:35:30,960 --> 00:35:33,080
Speaker 1: the other elements that we talked about with personal finance,

779
00:35:33,160 --> 00:35:35,880
Speaker 1: like gamification, right, the more you can kind of turn

780
00:35:36,200 --> 00:35:39,040
Speaker 1: your finances into a game as you're trying to improve

781
00:35:39,160 --> 00:35:42,160
Speaker 1: and level up, well, gamifying your rides can be helpful

782
00:35:42,160 --> 00:35:45,600
Speaker 1: to like a hill that maybe was previously like you

783
00:35:45,640 --> 00:35:47,040
Speaker 1: want to avoid it because you wanted to be as

784
00:35:47,040 --> 00:35:48,440
Speaker 1: easy as possible, and now you're like, no, no no, no,

785
00:35:48,640 --> 00:35:50,440
Speaker 1: I'm a biker. I want to be a good biker.

786
00:35:50,560 --> 00:35:52,720
Speaker 1: I want to be a strong biker. And you're like, boom,

787
00:35:52,760 --> 00:35:54,560
Speaker 1: now I'm gonna see like how quickly I can get

788
00:35:54,640 --> 00:35:55,759
Speaker 1: up that hill And I'm gonna try to beat my

789
00:35:55,760 --> 00:35:58,279
Speaker 1: previous best time. Those are the kind of things that

790
00:35:58,400 --> 00:36:01,600
Speaker 1: I think are just a fun part of right now.

791
00:36:01,640 --> 00:36:03,600
Speaker 1: I'm like, I used to just be point A to

792
00:36:03,640 --> 00:36:06,000
Speaker 1: point B transportation on biking, and now I think of

793
00:36:06,040 --> 00:36:08,719
Speaker 1: biking yes as that. But sometimes I want to take

794
00:36:08,719 --> 00:36:10,480
Speaker 1: the longer route or want to take the more scenic

795
00:36:10,560 --> 00:36:12,879
Speaker 1: route just because it gives me more exercise, It gives

796
00:36:12,880 --> 00:36:14,799
Speaker 1: me a different respective, it gives me a better view.

797
00:36:15,400 --> 00:36:18,040
Speaker 1: I feel a part of my neighborhood in my community

798
00:36:18,120 --> 00:36:20,160
Speaker 1: in a different way. And so it's not always just

799
00:36:20,160 --> 00:36:22,799
Speaker 1: about getting too from one place to the other as

800
00:36:22,800 --> 00:36:25,480
Speaker 1: fast as I can anymore exactly. Yeah, there is benefit

801
00:36:25,560 --> 00:36:28,120
Speaker 1: to be received from the activity in and of itself.

802
00:36:28,560 --> 00:36:30,480
Speaker 1: Uh So, we talked through some of the different reasons

803
00:36:30,600 --> 00:36:32,960
Speaker 1: why we love biking so much. But after the break,

804
00:36:33,000 --> 00:36:35,000
Speaker 1: we're going to discuss how it is that you can

805
00:36:35,040 --> 00:36:37,759
Speaker 1: go about buying a bike, plus some other tips from

806
00:36:37,880 --> 00:36:40,799
Speaker 1: us with all of our years of biking experience, and

807
00:36:40,800 --> 00:36:52,840
Speaker 1: we'll get to all of that jewel right after this. Alright,

808
00:36:52,920 --> 00:36:55,799
Speaker 1: let's keep talking about biking. It is the ultimate life

809
00:36:55,800 --> 00:36:58,359
Speaker 1: and money hack, we would say, and we talked about

810
00:36:58,360 --> 00:36:59,759
Speaker 1: at the beginning. How it is kind of like this

811
00:36:59,840 --> 00:37:02,800
Speaker 1: key don't have it. How if you become a biker,

812
00:37:02,920 --> 00:37:05,960
Speaker 1: if you start biking regularly, it is going to have

813
00:37:06,320 --> 00:37:09,520
Speaker 1: ripple effects. It's going to have a downstream impact on

814
00:37:09,560 --> 00:37:11,960
Speaker 1: how much money you're able to save and how much

815
00:37:12,000 --> 00:37:14,799
Speaker 1: wealth you're able to build, but also just kind of

816
00:37:14,840 --> 00:37:17,839
Speaker 1: the lifestyle you're leading, how healthy you are, and how

817
00:37:17,840 --> 00:37:21,600
Speaker 1: connected do you feel to your community. But you might say, listen, dudes,

818
00:37:21,719 --> 00:37:24,360
Speaker 1: I don't have a bike, so we we you Obviously

819
00:37:24,400 --> 00:37:27,359
Speaker 1: we gotta figure that out because you're going to need

820
00:37:27,360 --> 00:37:29,319
Speaker 1: a bike in order to make biking a regular habit

821
00:37:29,360 --> 00:37:31,440
Speaker 1: for yourself. You you might already have one and it

822
00:37:31,520 --> 00:37:33,200
Speaker 1: might just need some air in the tires and maybe

823
00:37:33,200 --> 00:37:36,080
Speaker 1: some loom on the chain. I think that's worth considering, Uh,

824
00:37:36,200 --> 00:37:38,680
Speaker 1: dusting off your bike and giving it a little bit

825
00:37:38,719 --> 00:37:41,400
Speaker 1: of love, taking out of the shed or the garage

826
00:37:41,520 --> 00:37:43,520
Speaker 1: or wherever it is and giving it a test dride

827
00:37:43,520 --> 00:37:45,359
Speaker 1: to kind of see what it needs. And you can,

828
00:37:45,400 --> 00:37:47,480
Speaker 1: if you want, to look up some YouTube videos and

829
00:37:47,680 --> 00:37:49,200
Speaker 1: kind of find out how to get your bike back

830
00:37:49,200 --> 00:37:50,279
Speaker 1: in shape. But you might even want to take it

831
00:37:50,280 --> 00:37:52,480
Speaker 1: to a bike shop first and get it in proper

832
00:37:52,520 --> 00:37:55,359
Speaker 1: working order and then maybe try to maintain it from there.

833
00:37:55,600 --> 00:37:57,680
Speaker 1: But yeah, you might already find this. You've got what

834
00:37:57,800 --> 00:38:00,200
Speaker 1: you need on hand. You don't have to go out

835
00:38:00,200 --> 00:38:02,840
Speaker 1: there and buy something new, which would be awesome, But

836
00:38:02,880 --> 00:38:04,879
Speaker 1: if you don't have one, we're gonna talk about how

837
00:38:04,920 --> 00:38:07,000
Speaker 1: to get a good one without breaking the bank here. Yeah,

838
00:38:07,000 --> 00:38:08,839
Speaker 1: because you don't necessarily have to buy one brand new,

839
00:38:08,920 --> 00:38:11,600
Speaker 1: you can buy one used and so like. To that end,

840
00:38:11,600 --> 00:38:13,919
Speaker 1: we would recommend just like go old school, like check

841
00:38:13,920 --> 00:38:17,960
Speaker 1: out a site like Craigslist, Uh, look to Facebook, marketplace

842
00:38:18,040 --> 00:38:19,880
Speaker 1: like you can actually like look at the signs in

843
00:38:19,920 --> 00:38:22,120
Speaker 1: your neighborhood that start going up on on a Thursday

844
00:38:22,160 --> 00:38:24,520
Speaker 1: or Friday. You can actually go to a literal yard

845
00:38:24,560 --> 00:38:27,920
Speaker 1: sale and potentially score a great bike. Check with your

846
00:38:27,920 --> 00:38:30,399
Speaker 1: local bike shop. They actually they might have some used

847
00:38:30,400 --> 00:38:33,160
Speaker 1: bikes that they sell. They may not, but it's definitely

848
00:38:33,200 --> 00:38:37,440
Speaker 1: worth asking. Uh. They oftentimes know of the bikes that

849
00:38:37,480 --> 00:38:39,319
Speaker 1: they service and that they work on. They know whether

850
00:38:39,360 --> 00:38:41,000
Speaker 1: or not folks or wanting to hang onto those or

851
00:38:41,000 --> 00:38:43,960
Speaker 1: get rid of them. But once you've identified and found

852
00:38:44,000 --> 00:38:46,440
Speaker 1: a bike, you've got a test ride. At first, you

853
00:38:46,480 --> 00:38:48,279
Speaker 1: want to make sure that it does what you need

854
00:38:48,280 --> 00:38:49,719
Speaker 1: it to do, you know, like put it through its

855
00:38:49,719 --> 00:38:51,560
Speaker 1: paces a little bit so you can make sure that

856
00:38:51,600 --> 00:38:55,200
Speaker 1: all the components are are working properly. This is where, specifically,

857
00:38:55,400 --> 00:38:57,640
Speaker 1: if you're able to buy a bike, even to use

858
00:38:57,640 --> 00:38:59,839
Speaker 1: one at a bike shop, they'll be able to help

859
00:38:59,840 --> 00:39:02,680
Speaker 1: you to get fitted properly because you might want to

860
00:39:02,680 --> 00:39:04,040
Speaker 1: take a friend, by the way with you on that

861
00:39:04,080 --> 00:39:06,480
Speaker 1: touch drive if you're a complete bike take someone who

862
00:39:06,520 --> 00:39:08,080
Speaker 1: knows what they're doing and say like, hey, will you

863
00:39:08,160 --> 00:39:09,520
Speaker 1: ride this for me and tell me if you think

864
00:39:09,520 --> 00:39:11,200
Speaker 1: it's a good bike for you, you ride to work

865
00:39:11,239 --> 00:39:13,000
Speaker 1: a decent bit, right, like tell me, like you know

866
00:39:13,080 --> 00:39:15,560
Speaker 1: something about bikes, come with me please, and you can,

867
00:39:15,800 --> 00:39:18,640
Speaker 1: you know, make sure I'm not making a big mistake here. Um.

868
00:39:18,680 --> 00:39:20,759
Speaker 1: But they can also help you to to know that like, yeah,

869
00:39:20,800 --> 00:39:23,040
Speaker 1: that one will probably work for you. Who knows how

870
00:39:23,080 --> 00:39:25,160
Speaker 1: into this thing that you're getting. It's it's close enough

871
00:39:25,360 --> 00:39:27,279
Speaker 1: in sizing you just basically like you don't want to

872
00:39:27,280 --> 00:39:29,400
Speaker 1: get a bike that's way to stink it big for

873
00:39:29,440 --> 00:39:32,720
Speaker 1: you that is almost too difficult to navigate on your streets.

874
00:39:32,719 --> 00:39:34,359
Speaker 1: And obviously you don't want to get something that's way

875
00:39:34,400 --> 00:39:38,080
Speaker 1: too small where you've got the you got the extra

876
00:39:38,120 --> 00:39:40,960
Speaker 1: long stone like Joel does. I'm like six six I

877
00:39:41,000 --> 00:39:44,600
Speaker 1: need the XCEL frame and I'm like looking for a

878
00:39:44,719 --> 00:39:46,799
Speaker 1: used mountain bike right now, Matt, and like all I'm

879
00:39:46,800 --> 00:39:49,319
Speaker 1: seeing or medium sized frames on Facebook. Difficult to find

880
00:39:49,320 --> 00:39:51,719
Speaker 1: those excels. It's tough to find the Exile. But that

881
00:39:51,800 --> 00:39:53,759
Speaker 1: being said, you can also look too if you are

882
00:39:53,760 --> 00:39:55,719
Speaker 1: going to buy new And we've mentioned this site before,

883
00:39:55,760 --> 00:39:59,000
Speaker 1: but bikes direct dot com. I've purchased multiple bikes from

884
00:39:59,000 --> 00:40:01,640
Speaker 1: the site where the model that they follow basically as

885
00:40:01,719 --> 00:40:04,680
Speaker 1: you are buying these sort of like white label bikes,

886
00:40:04,680 --> 00:40:07,440
Speaker 1: they're they're solid bikes, they've got great components, uh, and

887
00:40:07,480 --> 00:40:09,640
Speaker 1: they are shipped directly to you. You've got to do

888
00:40:09,760 --> 00:40:12,680
Speaker 1: like a minimal amount of assembly to that bike. But

889
00:40:12,719 --> 00:40:15,160
Speaker 1: I've also had multiple friends who have purchased bikes from them. Uh,

890
00:40:15,239 --> 00:40:18,279
Speaker 1: and you can get a really solid bike that's not

891
00:40:18,320 --> 00:40:21,320
Speaker 1: going to break the bank over there at bikes direct

892
00:40:21,520 --> 00:40:23,600
Speaker 1: dot com. Let's talk about e bikes here for a

893
00:40:23,680 --> 00:40:25,920
Speaker 1: second map because some people, I don't know, that's a

894
00:40:25,920 --> 00:40:29,040
Speaker 1: whole other can of worms. E bikes also have been

895
00:40:29,040 --> 00:40:32,720
Speaker 1: soaring in popularity in recent years, and some hardcore bikers

896
00:40:32,760 --> 00:40:35,719
Speaker 1: might be like e bikes aren't real bikes, and I

897
00:40:35,719 --> 00:40:38,879
Speaker 1: don't know we would beg differ because the reality is, yes,

898
00:40:38,960 --> 00:40:41,360
Speaker 1: of course you get more exercise riding a bike that

899
00:40:41,480 --> 00:40:44,200
Speaker 1: doesn't have a motor in a battery. But it's also

900
00:40:44,239 --> 00:40:46,279
Speaker 1: true that the e bikes allow for folks to get

901
00:40:46,320 --> 00:40:48,960
Speaker 1: on a bike who otherwise wouldn't be able to, and

902
00:40:49,080 --> 00:40:52,240
Speaker 1: especially for commuters who don't want to arrive super sweaty

903
00:40:52,320 --> 00:40:56,120
Speaker 1: matt like that Georgia Tech professor. Uh. They might say,

904
00:40:56,280 --> 00:40:58,879
Speaker 1: you know what, um, it's either an ebike or it's

905
00:40:58,920 --> 00:41:01,800
Speaker 1: driving my car, and they is by far the lesser

906
00:41:01,920 --> 00:41:03,880
Speaker 1: of those two evils. Not that an e bike is

907
00:41:04,080 --> 00:41:06,520
Speaker 1: even evil, it's it's not even that, But I'm just

908
00:41:06,520 --> 00:41:09,920
Speaker 1: saying it is like a vastly superior choice when you're

909
00:41:09,920 --> 00:41:12,960
Speaker 1: talking about those two against each other, and they can

910
00:41:12,960 --> 00:41:15,160
Speaker 1: also create I would say this kind of virtuous cycle

911
00:41:15,520 --> 00:41:18,280
Speaker 1: causing folks to get more excited about biking in general,

912
00:41:18,360 --> 00:41:21,600
Speaker 1: which leads them to ride their e bike in probably

913
00:41:21,640 --> 00:41:24,520
Speaker 1: even a traditional bike more in general. So I would

914
00:41:24,520 --> 00:41:26,600
Speaker 1: say e bikes are mostly a good thing in our book.

915
00:41:26,600 --> 00:41:29,160
Speaker 1: They're causing people to get on their bikes again, and

916
00:41:29,520 --> 00:41:31,319
Speaker 1: you know, used as a great place to look when

917
00:41:31,360 --> 00:41:34,680
Speaker 1: you're talking about e bikes. Also, rad Power Bikes makes great,

918
00:41:34,760 --> 00:41:37,160
Speaker 1: reasonably priced bikes that they sell direct to consumer. I

919
00:41:37,160 --> 00:41:39,640
Speaker 1: know you can. You can even get e bikes at Costco.

920
00:41:39,880 --> 00:41:41,279
Speaker 1: I can't vouch for how good they are, but I

921
00:41:41,320 --> 00:41:43,680
Speaker 1: can vouch for Costco's return policy, and so if it sucks,

922
00:41:43,719 --> 00:41:45,640
Speaker 1: you can take it back. Uh. And I would also

923
00:41:45,640 --> 00:41:49,160
Speaker 1: say look at electric bike review dot com to read

924
00:41:49,200 --> 00:41:51,520
Speaker 1: and learn about specific models. They've been doing a great

925
00:41:51,600 --> 00:41:56,239
Speaker 1: job for years at test driving, reviewing and discussing the

926
00:41:56,280 --> 00:41:59,080
Speaker 1: pros and cons of different models, and even have like

927
00:41:59,080 --> 00:42:03,239
Speaker 1: a best Affordable ebike section to which is helpful. Yeah. Also,

928
00:42:03,280 --> 00:42:05,960
Speaker 1: let's talk about cargo bikes. This is a style of

929
00:42:05,960 --> 00:42:07,799
Speaker 1: bike that you and I both have, but they have

930
00:42:07,880 --> 00:42:11,319
Speaker 1: only gotten better in recent years, and while they are

931
00:42:11,400 --> 00:42:14,480
Speaker 1: going to cost more money, they truly can be a

932
00:42:14,520 --> 00:42:17,200
Speaker 1: car killer because they allow you to transport not only

933
00:42:17,440 --> 00:42:20,120
Speaker 1: kids who are riding back there on the long tail,

934
00:42:20,160 --> 00:42:22,719
Speaker 1: but you can put paint ears on there and transport

935
00:42:22,719 --> 00:42:25,439
Speaker 1: groceries as well as other goods. I've even transported other

936
00:42:25,480 --> 00:42:28,720
Speaker 1: bikes via my cargo bike before. But there's just lots

937
00:42:28,719 --> 00:42:32,160
Speaker 1: of different solutions and just because you're thinking, well, it's

938
00:42:32,160 --> 00:42:34,520
Speaker 1: not gonna allow me to do X. Well, there's actually

939
00:42:34,520 --> 00:42:36,759
Speaker 1: a good chance that somebody has done x um. I'm

940
00:42:36,800 --> 00:42:38,760
Speaker 1: thinking about like Mr money must that shot in Colorado.

941
00:42:38,760 --> 00:42:41,880
Speaker 1: He's actually attached a trailer to his bike. Not just

942
00:42:42,000 --> 00:42:44,920
Speaker 1: like a little surly like kid trailer where you just

943
00:42:44,960 --> 00:42:46,759
Speaker 1: like stick two kids in there, but like it's like

944
00:42:46,800 --> 00:42:49,359
Speaker 1: a truck. It's like it's like haulling lumber, lumber from

945
00:42:49,360 --> 00:42:52,080
Speaker 1: the hardware store, like loads of lumber. That's not some

946
00:42:52,160 --> 00:42:55,360
Speaker 1: sticks exactly. So there are lots of creative ways to

947
00:42:55,360 --> 00:42:57,759
Speaker 1: solve this problem, and it's it can be easy to

948
00:42:57,800 --> 00:43:00,000
Speaker 1: say that biking more like that's going to be too

949
00:43:00,040 --> 00:43:02,560
Speaker 1: difficult for you, but it's only become more accessible in

950
00:43:02,600 --> 00:43:05,920
Speaker 1: recent years. Uh. And the abundance of solid cargo bikes

951
00:43:06,200 --> 00:43:08,600
Speaker 1: specifically I'm thinking of the ones that you Be an

952
00:43:08,600 --> 00:43:11,400
Speaker 1: extracycle that they make are evidence of this. But another

953
00:43:11,400 --> 00:43:13,880
Speaker 1: companies like rat Power Bikes have made this even easier

954
00:43:13,920 --> 00:43:15,799
Speaker 1: for folks with the rat Wagon, which is what you've

955
00:43:15,840 --> 00:43:18,200
Speaker 1: got Jold, which has been a great bike out on

956
00:43:18,239 --> 00:43:20,799
Speaker 1: my second version of the Radwagon, I had the first

957
00:43:20,840 --> 00:43:23,279
Speaker 1: gin and I have the fourth chin and it's been,

958
00:43:23,719 --> 00:43:26,840
Speaker 1: you know, considering it seems like an expensive bike on

959
00:43:26,880 --> 00:43:29,320
Speaker 1: its surface, but when I think about how much value

960
00:43:29,360 --> 00:43:31,440
Speaker 1: I've gotten out of the bike, it's been absurd, Like

961
00:43:31,440 --> 00:43:34,319
Speaker 1: it's been literally priceless. Yeah, it's it's been one of

962
00:43:34,320 --> 00:43:36,879
Speaker 1: the best decisions I've ever made to buy this bike.

963
00:43:37,080 --> 00:43:40,279
Speaker 1: And uh, that might sound weird, but it's like, but

964
00:43:40,320 --> 00:43:42,120
Speaker 1: it's for real. It's because I get so much. I

965
00:43:42,120 --> 00:43:46,160
Speaker 1: think I've put more than miles combined on both those

966
00:43:46,200 --> 00:43:48,719
Speaker 1: two bikes. And so that's a lot of going to

967
00:43:48,800 --> 00:43:51,279
Speaker 1: and fro and a lot of like fun activities and

968
00:43:51,320 --> 00:43:52,800
Speaker 1: a lot of just kind of pointed a point be

969
00:43:52,880 --> 00:43:55,640
Speaker 1: transportation that it's really provided for me. And that's in

970
00:43:55,680 --> 00:43:58,279
Speaker 1: addition to the road bike that I ride almost every day.

971
00:43:58,440 --> 00:44:01,080
Speaker 1: Um So, yeah, I think cargo by bikes for a

972
00:44:01,120 --> 00:44:02,680
Speaker 1: lot of people can make a whole lot of sense

973
00:44:02,719 --> 00:44:05,640
Speaker 1: because they can help you haul more stuff if that's

974
00:44:05,640 --> 00:44:08,560
Speaker 1: what you need, whether it's kids or groceries, It's it's

975
00:44:08,560 --> 00:44:10,960
Speaker 1: worth at least looking into that. And and just one

976
00:44:11,000 --> 00:44:12,640
Speaker 1: other thing, Matt, I think, you know, we're talking about

977
00:44:12,640 --> 00:44:15,600
Speaker 1: buying bikes, and uh, speaking of rat I saw that

978
00:44:15,840 --> 00:44:19,440
Speaker 1: they recently launched an ebike rental service in Berlin, and

979
00:44:19,440 --> 00:44:23,520
Speaker 1: it made me think that renting bikes is not typically

980
00:44:23,560 --> 00:44:26,200
Speaker 1: in the best in the best long term interest to people,

981
00:44:26,200 --> 00:44:29,040
Speaker 1: because you know, like I love what rat is up to,

982
00:44:29,080 --> 00:44:31,120
Speaker 1: but paying eighty bucks a month to them for a

983
00:44:31,239 --> 00:44:33,799
Speaker 1: rental it doesn't make a whole lot of sense. I mean,

984
00:44:33,880 --> 00:44:36,560
Speaker 1: you're you're not talking about spending five bucks on a

985
00:44:36,600 --> 00:44:39,480
Speaker 1: bike rental service when you're in a as a tourist

986
00:44:39,480 --> 00:44:41,400
Speaker 1: and city where you're hopping from one one point to

987
00:44:41,440 --> 00:44:43,960
Speaker 1: the other. You're talking about sort of like this ongoing lifestyle.

988
00:44:44,040 --> 00:44:46,480
Speaker 1: You provide the bike for me, I pay you money,

989
00:44:46,600 --> 00:44:48,640
Speaker 1: I don't have to worry about the bike. I'd rather

990
00:44:48,719 --> 00:44:51,520
Speaker 1: you own your own bike because the goal, the goal

991
00:44:51,600 --> 00:44:54,120
Speaker 1: is for people to use it regularly for years on end.

992
00:44:54,480 --> 00:44:57,080
Speaker 1: And you know, bike's just they're not like gadgets, like

993
00:44:57,120 --> 00:44:59,800
Speaker 1: tech gadgets where upgrading every couple of years gets you

994
00:45:00,000 --> 00:45:02,719
Speaker 1: actually improved features or something like that, where if you

995
00:45:02,760 --> 00:45:04,759
Speaker 1: get this year's model, while it's gonna be outdated by

996
00:45:04,800 --> 00:45:07,480
Speaker 1: next year and so you might as well just rent it. No,

997
00:45:07,680 --> 00:45:10,680
Speaker 1: we would say that owning a bike is important and

998
00:45:10,880 --> 00:45:13,839
Speaker 1: renting is going to cost you more. And so even

999
00:45:13,840 --> 00:45:16,200
Speaker 1: though this program is only available in Europe. I could

1000
00:45:16,200 --> 00:45:19,000
Speaker 1: see this just because of the subscription models that have

1001
00:45:19,120 --> 00:45:21,279
Speaker 1: become abundant here in the US. I could just see

1002
00:45:21,280 --> 00:45:24,320
Speaker 1: this kind of happening in more cities across the United States,

1003
00:45:24,360 --> 00:45:26,239
Speaker 1: and I can see a lot more people be like, cool,

1004
00:45:26,280 --> 00:45:27,840
Speaker 1: this is how I'm going to get into biking. I

1005
00:45:27,840 --> 00:45:29,719
Speaker 1: would rather you own your own because I just think

1006
00:45:29,719 --> 00:45:31,600
Speaker 1: you're gonna get enough use out of it where that

1007
00:45:31,600 --> 00:45:34,200
Speaker 1: makes sense. Absolutely, And Joe, so we we talked about

1008
00:45:34,239 --> 00:45:37,480
Speaker 1: our our upstate New York listener earlier. She's biking in

1009
00:45:37,600 --> 00:45:41,120
Speaker 1: inclement weather. Sometimes. We're certainly luckier here down in the South.

1010
00:45:41,400 --> 00:45:43,320
Speaker 1: Although it does get cold, it's nothing like what folks

1011
00:45:43,440 --> 00:45:47,280
Speaker 1: up in the Northeast typically experience. Although we are again

1012
00:45:47,280 --> 00:45:49,200
Speaker 1: more likely to show up to work um or to

1013
00:45:49,239 --> 00:45:52,200
Speaker 1: the store or to a restaurant a little sweatier than

1014
00:45:52,200 --> 00:45:54,080
Speaker 1: most other folks. But honestly, who cares. I feel like

1015
00:45:54,120 --> 00:45:56,640
Speaker 1: this is one of those things that we can push

1016
00:45:56,719 --> 00:45:58,839
Speaker 1: to fight back on a little bit, because nobody really

1017
00:45:58,880 --> 00:46:00,879
Speaker 1: cares about you sweating with a little bit of sweat

1018
00:46:00,880 --> 00:46:02,920
Speaker 1: on your brow more than you do. And so what

1019
00:46:03,040 --> 00:46:04,920
Speaker 1: that is, it's sort of like what as I think

1020
00:46:04,920 --> 00:46:06,560
Speaker 1: about it, it's sort of like the ick factor where

1021
00:46:06,600 --> 00:46:09,080
Speaker 1: you're just like like, I don't want I just don't

1022
00:46:09,080 --> 00:46:11,560
Speaker 1: want to show up being slightly damped to wherever it

1023
00:46:11,680 --> 00:46:13,080
Speaker 1: is that I need to go. But I think it's

1024
00:46:13,080 --> 00:46:14,759
Speaker 1: worth pointing out that it's a preference thing. It's not

1025
00:46:14,960 --> 00:46:17,160
Speaker 1: like I can't do this type of thing. And then

1026
00:46:17,280 --> 00:46:19,520
Speaker 1: like those people by the way view you when you

1027
00:46:19,560 --> 00:46:21,680
Speaker 1: show up a little bit sweaty from your bike ride,

1028
00:46:22,040 --> 00:46:26,000
Speaker 1: less icky and more like wow, respect, yes, And I

1029
00:46:26,560 --> 00:46:29,360
Speaker 1: totally guess the case most people will actually have, Like

1030
00:46:29,400 --> 00:46:31,960
Speaker 1: there's a certain amount of respect that comes with your

1031
00:46:31,960 --> 00:46:34,040
Speaker 1: dedication to that and the fact that you're pushing through

1032
00:46:34,400 --> 00:46:37,160
Speaker 1: even though you might not be like smelling like a

1033
00:46:37,840 --> 00:46:39,759
Speaker 1: barbed up soape or something like that. But there's also

1034
00:46:39,800 --> 00:46:41,279
Speaker 1: ways that you can get around that by just different

1035
00:46:41,320 --> 00:46:43,239
Speaker 1: things you keep at the office. But I mean, either way,

1036
00:46:43,360 --> 00:46:45,880
Speaker 1: I feel like the majority of folks are going to

1037
00:46:45,880 --> 00:46:47,960
Speaker 1: be able to show up to to work not looking

1038
00:46:48,080 --> 00:46:50,480
Speaker 1: like they're, you know, ready to go out on a date,

1039
00:46:51,120 --> 00:46:53,319
Speaker 1: especially if you're you know, you're prepared right, and so

1040
00:46:53,400 --> 00:46:55,279
Speaker 1: no matter like where it is that you live, it's

1041
00:46:55,280 --> 00:46:58,080
Speaker 1: important for folks out there to have the proper clothing uh,

1042
00:46:58,080 --> 00:47:01,160
Speaker 1: and wet weather gear in particular at somethinging that's I

1043
00:47:01,200 --> 00:47:03,880
Speaker 1: feel that it's something I've pushed back against because I

1044
00:47:03,880 --> 00:47:06,920
Speaker 1: don't mind riding in the rain. Like recently, I completely

1045
00:47:06,920 --> 00:47:09,440
Speaker 1: got dumped on and I was like, all right, who cares,

1046
00:47:09,520 --> 00:47:11,560
Speaker 1: I'm just gonna show up, And it's because I've got

1047
00:47:11,560 --> 00:47:13,200
Speaker 1: to change the clothes here at the office. And so

1048
00:47:13,280 --> 00:47:16,279
Speaker 1: literally I came up, changed out all my clothes, laid

1049
00:47:16,280 --> 00:47:17,920
Speaker 1: out my mother clothes so that they could dry by

1050
00:47:17,920 --> 00:47:20,120
Speaker 1: the time the day was over, and then I put

1051
00:47:20,120 --> 00:47:23,000
Speaker 1: those earlier wet clothes back on and I left my clean, dry,

1052
00:47:23,640 --> 00:47:26,239
Speaker 1: clean pair change the clothes here in the office. But

1053
00:47:26,280 --> 00:47:28,080
Speaker 1: I think there's just if you just think ahead a

1054
00:47:28,080 --> 00:47:30,880
Speaker 1: little bit, there's some creative solutions that that can present

1055
00:47:30,960 --> 00:47:33,759
Speaker 1: themselves that allow you to do these things that at

1056
00:47:33,760 --> 00:47:36,360
Speaker 1: first blush you say, oh, that's not possible, But you

1057
00:47:36,360 --> 00:47:38,440
Speaker 1: think about it for like two seconds longer, and there's

1058
00:47:38,520 --> 00:47:41,520
Speaker 1: oftentimes a really easy solution. Yeah, I gotta rain jacket,

1059
00:47:41,560 --> 00:47:44,680
Speaker 1: and I have some waterproof truck tailors and that combo.

1060
00:47:45,040 --> 00:47:47,760
Speaker 1: Plus I've got some waterproof pants too, and that combo

1061
00:47:47,800 --> 00:47:51,120
Speaker 1: gets me, you know, through through most rainstorms without looking

1062
00:47:51,160 --> 00:47:54,040
Speaker 1: like a complete mess, but um, yeah, And I think

1063
00:47:54,040 --> 00:47:57,200
Speaker 1: it's also important to mention just safety, like where you're

1064
00:47:58,120 --> 00:48:01,040
Speaker 1: proper lighting stuff like that is and and and riding

1065
00:48:01,040 --> 00:48:02,760
Speaker 1: on the street. Like we were walking down the sidewalk

1066
00:48:02,800 --> 00:48:04,800
Speaker 1: the other day and there was a cyclist on the sidewalk,

1067
00:48:04,840 --> 00:48:08,080
Speaker 1: and and I understand kind of why people want to

1068
00:48:08,160 --> 00:48:09,960
Speaker 1: ride on the sidewalks, but it's not safe. It's not

1069
00:48:10,000 --> 00:48:12,640
Speaker 1: safe for pedestrians. And I know that you might not

1070
00:48:12,680 --> 00:48:14,640
Speaker 1: feel safe right in the road. It's something that the

1071
00:48:14,680 --> 00:48:16,440
Speaker 1: more you do it, the more you feel comfortable doing it.

1072
00:48:16,760 --> 00:48:19,640
Speaker 1: So especially like you said, having the proper lighting, I

1073
00:48:19,640 --> 00:48:22,520
Speaker 1: mean I always if I'm when I'm running in the street,

1074
00:48:22,560 --> 00:48:25,000
Speaker 1: like I turn on that back blinker so that it's

1075
00:48:25,160 --> 00:48:26,759
Speaker 1: that blinkie is just going on a stop. And the

1076
00:48:26,760 --> 00:48:28,080
Speaker 1: same thing with the light up front, like you don't

1077
00:48:28,120 --> 00:48:30,040
Speaker 1: need to turn on your your head light a broad daylight,

1078
00:48:30,360 --> 00:48:32,759
Speaker 1: but flip it, you know, to the fourth push when

1079
00:48:32,800 --> 00:48:36,080
Speaker 1: it switches the flashing as opposed to just the solid

1080
00:48:36,080 --> 00:48:38,000
Speaker 1: beam of light. But it's there to help provide visibility.

1081
00:48:38,040 --> 00:48:42,040
Speaker 1: Because yeah, you have bucks on Amazon, Like it's not

1082
00:48:42,480 --> 00:48:45,279
Speaker 1: it's not expensive, so but it's yeah, it's gonna go

1083
00:48:45,440 --> 00:48:48,120
Speaker 1: a long way. In helping you feel safer on your bike.

1084
00:48:48,560 --> 00:48:50,560
Speaker 1: Hopefully we've convinced you that biking more is going to

1085
00:48:50,600 --> 00:48:54,200
Speaker 1: improve your life in a meaningful way. Right, incorporating regular

1086
00:48:54,280 --> 00:48:56,799
Speaker 1: rides into your life, we would say, it really is

1087
00:48:56,880 --> 00:48:59,759
Speaker 1: this keystone habit that's gonna have cascading benefits for you.

1088
00:49:00,000 --> 00:49:02,200
Speaker 1: You're gonna be happier, you're gonna be healthier, you're gonna

1089
00:49:02,200 --> 00:49:04,719
Speaker 1: be a little more fit. You'll also bring money back

1090
00:49:04,719 --> 00:49:07,440
Speaker 1: into your life. It's it really is kind of this

1091
00:49:07,440 --> 00:49:10,360
Speaker 1: this way in which you do this one thing, and

1092
00:49:10,560 --> 00:49:13,239
Speaker 1: it has ripple effects into every area of of how

1093
00:49:13,280 --> 00:49:16,080
Speaker 1: you live. And and even if riding your bike more

1094
00:49:16,480 --> 00:49:18,480
Speaker 1: doesn't mean that you're also ditching one of your cars,

1095
00:49:18,480 --> 00:49:20,480
Speaker 1: that's still okay, right, you don't have to, But we

1096
00:49:20,520 --> 00:49:22,920
Speaker 1: would say maybe at some point you'll get so into

1097
00:49:22,920 --> 00:49:24,840
Speaker 1: your biking that you'll you'll be able to ditch one

1098
00:49:24,880 --> 00:49:26,640
Speaker 1: of them and you're gonna save even more money. And

1099
00:49:26,640 --> 00:49:29,400
Speaker 1: it's also important to mention that you don't have to

1100
00:49:29,400 --> 00:49:32,920
Speaker 1: go from like your couch to a thirty mile bike

1101
00:49:32,920 --> 00:49:35,200
Speaker 1: commute in one fell swoop. I think that would be

1102
00:49:35,320 --> 00:49:37,080
Speaker 1: we're not laying a guilt trip on people here and

1103
00:49:37,160 --> 00:49:40,200
Speaker 1: saying like, uh, get off your duff and we're not

1104
00:49:40,280 --> 00:49:42,880
Speaker 1: drill sergeants, that's not our jam. But you'll start with

1105
00:49:42,880 --> 00:49:45,040
Speaker 1: a little grocery store run this week and see what happens,

1106
00:49:45,239 --> 00:49:48,600
Speaker 1: and you might find that it's kind of enjoyable and

1107
00:49:48,840 --> 00:49:50,600
Speaker 1: not as difficult as you thought if you bring a

1108
00:49:50,640 --> 00:49:52,879
Speaker 1: backpack or whatever to carry your groceries in. And by

1109
00:49:52,920 --> 00:49:54,520
Speaker 1: the way, Matt, we talked about this, I don't know

1110
00:49:54,520 --> 00:49:56,560
Speaker 1: a couple of months ago on the show. Google Maps

1111
00:49:56,640 --> 00:49:58,680
Speaker 1: has an update that makes it easier than ever to bike.

1112
00:49:58,719 --> 00:50:00,640
Speaker 1: So if you get a little full holder for your

1113
00:50:00,640 --> 00:50:02,400
Speaker 1: bike too, so you can see where you're going and

1114
00:50:02,400 --> 00:50:04,400
Speaker 1: you can see you know the best route to get there,

1115
00:50:04,440 --> 00:50:06,600
Speaker 1: and Google is leading you turn by turn on how

1116
00:50:06,600 --> 00:50:09,840
Speaker 1: to get like then it's just it's never been easier

1117
00:50:09,840 --> 00:50:12,560
Speaker 1: to be a biker, even with our pitiful lack of

1118
00:50:12,680 --> 00:50:15,520
Speaker 1: bike infrastructure in this country. Don't let that be an excuse,

1119
00:50:15,719 --> 00:50:17,520
Speaker 1: like get under bike, and the more of us that

1120
00:50:17,600 --> 00:50:20,160
Speaker 1: do it, uh, the more cars are gonna notice, and

1121
00:50:20,239 --> 00:50:22,840
Speaker 1: the more are hopefully our politicians are gonna notice. And

1122
00:50:22,880 --> 00:50:26,520
Speaker 1: then it just becomes this self fulfilling prophecy that bikes

1123
00:50:26,520 --> 00:50:28,560
Speaker 1: are going to rule the world. One of these days. Yeah,

1124
00:50:28,680 --> 00:50:30,840
Speaker 1: and one last step to you, like you're talking about

1125
00:50:30,920 --> 00:50:33,360
Speaker 1: just making a quick grocery store run rather than commuting

1126
00:50:33,520 --> 00:50:35,960
Speaker 1: for for work. We've talked about this before as well,

1127
00:50:35,960 --> 00:50:38,600
Speaker 1: but before you take that first commute into your office,

1128
00:50:39,120 --> 00:50:41,680
Speaker 1: do that on a Saturday morning, like a nice chill Saturday.

1129
00:50:41,719 --> 00:50:43,279
Speaker 1: I think that can be an awesome way just to

1130
00:50:43,280 --> 00:50:44,960
Speaker 1: get a feel for the route that you need to

1131
00:50:45,000 --> 00:50:47,359
Speaker 1: take to drive on baby, how long it's gonna take you,

1132
00:50:47,640 --> 00:50:49,640
Speaker 1: how sweaty you are by the time you get there.

1133
00:50:49,680 --> 00:50:52,760
Speaker 1: These are all valuable pieces of information that are helpful

1134
00:50:52,800 --> 00:50:54,919
Speaker 1: to have before you then have to immediately go into

1135
00:50:54,920 --> 00:50:56,560
Speaker 1: a meeting or or sit down and PLoP down and

1136
00:50:56,560 --> 00:50:59,200
Speaker 1: start working. But again, we're just trying trying to find

1137
00:50:59,320 --> 00:51:02,360
Speaker 1: these small, all easy ways for you to get into biking.

1138
00:51:02,719 --> 00:51:05,080
Speaker 1: But hopefully yeah, like Joel said, these are all tips

1139
00:51:05,120 --> 00:51:07,440
Speaker 1: that will help you to get biking more, not only

1140
00:51:07,600 --> 00:51:10,480
Speaker 1: to save more money, but just to live a happier

1141
00:51:10,600 --> 00:51:12,359
Speaker 1: life for sure, all right, because that's what we're all

1142
00:51:12,360 --> 00:51:14,080
Speaker 1: about here. We want people to be better with their

1143
00:51:14,120 --> 00:51:17,120
Speaker 1: money and but we want people to live better lives.

1144
00:51:17,120 --> 00:51:18,880
Speaker 1: And it's funny. One of our listeners met in the

1145
00:51:18,880 --> 00:51:22,640
Speaker 1: Facebook group. He recently said, Oh, the show could totally

1146
00:51:22,680 --> 00:51:24,680
Speaker 1: be called how to Live a Good Life with like

1147
00:51:24,760 --> 00:51:27,680
Speaker 1: money as an addendum and like that. Yeah, it's it's

1148
00:51:27,719 --> 00:51:30,640
Speaker 1: probably true, like we talk about things that go beyond money.

1149
00:51:30,800 --> 00:51:32,719
Speaker 1: Money is just a tool, and we talk a lot

1150
00:51:32,760 --> 00:51:35,600
Speaker 1: about this one specific tool, but there are other tools

1151
00:51:35,680 --> 00:51:38,400
Speaker 1: out there as well, like like bicycles. Yeah, and and

1152
00:51:38,440 --> 00:51:40,560
Speaker 1: that tool reaches into a lot of other aspects of

1153
00:51:40,560 --> 00:51:42,560
Speaker 1: our lives. So we touch on those things too, and

1154
00:51:42,560 --> 00:51:45,440
Speaker 1: and this is just one of them, that biking. It's

1155
00:51:45,440 --> 00:51:47,520
Speaker 1: gonna save your money, but it's gonna have a lot

1156
00:51:47,520 --> 00:51:50,600
Speaker 1: of other beneficial impacts for you to Uh, just like

1157
00:51:50,800 --> 00:51:53,719
Speaker 1: drinking good beer, what's to day is probably a good thing,

1158
00:51:53,960 --> 00:51:56,359
Speaker 1: at least for us. It is a beer a day. Yeah,

1159
00:51:56,360 --> 00:51:58,080
Speaker 1: we can. We can't go down that back, No, let's

1160
00:51:58,520 --> 00:52:01,920
Speaker 1: we'll stick with the bike ridit day by keeps the

1161
00:52:01,960 --> 00:52:04,600
Speaker 1: doctor away? Did I say keeps the doctor at bay?

1162
00:52:05,160 --> 00:52:08,560
Speaker 1: But that also works? Uh? No, this was Bosky Lagger

1163
00:52:08,960 --> 00:52:11,799
Speaker 1: and dude, this is a really good beer. This was

1164
00:52:11,960 --> 00:52:14,120
Speaker 1: I'm going to read the label here inspired by German

1165
00:52:14,120 --> 00:52:17,439
Speaker 1: Pilsener's uh and they're basically talked about how it's got

1166
00:52:17,960 --> 00:52:22,280
Speaker 1: those noble dry hops going on, given that classic Pilsener

1167
00:52:22,360 --> 00:52:24,680
Speaker 1: sort of taste. What your thoughts on this one, dude,

1168
00:52:24,680 --> 00:52:27,560
Speaker 1: This was one of the best Pilsners I've ever had. Yeah, Yeah,

1169
00:52:27,600 --> 00:52:29,160
Speaker 1: I thought it was great. It was praise, It was

1170
00:52:29,200 --> 00:52:31,600
Speaker 1: like pillowy, It was crisp, but also had like some

1171
00:52:31,800 --> 00:52:35,160
Speaker 1: really nice floral hop notes coming through and and sometimes

1172
00:52:35,200 --> 00:52:38,120
Speaker 1: Pilsener's are light on that, like there's not enough hot

1173
00:52:38,160 --> 00:52:41,080
Speaker 1: presence and so it just kind of tastes like beer,

1174
00:52:41,480 --> 00:52:44,080
Speaker 1: but this one had like, definitely had that like tastes

1175
00:52:44,120 --> 00:52:46,239
Speaker 1: like beer Pilsener thing going on, but it had even

1176
00:52:46,280 --> 00:52:48,640
Speaker 1: more going on than that, And so I thought this

1177
00:52:48,719 --> 00:52:51,719
Speaker 1: was like a really well rounded Pilsener that, yeah, I

1178
00:52:51,760 --> 00:52:54,680
Speaker 1: was a fan of. Fantastic, real bright, real clean. It

1179
00:52:54,760 --> 00:52:56,800
Speaker 1: kind of reminded me of a lot of the loggers,

1180
00:52:56,800 --> 00:52:58,759
Speaker 1: a lot of the Pilseners that are friends down at

1181
00:52:58,800 --> 00:53:01,480
Speaker 1: Halfway Crooks that they're making, which is very much in

1182
00:53:01,480 --> 00:53:04,399
Speaker 1: the style as well. But yeah, definitely a great beer,

1183
00:53:04,560 --> 00:53:06,120
Speaker 1: the kind of beer that you want to enjoy after

1184
00:53:06,160 --> 00:53:08,120
Speaker 1: a long bike ride as well. Yeah. Um, it kind

1185
00:53:08,120 --> 00:53:09,759
Speaker 1: of makes me feel like, maybe should we have had

1186
00:53:09,760 --> 00:53:13,000
Speaker 1: a beer by Bicycle Brewing? Is that those cycle and

1187
00:53:13,360 --> 00:53:16,359
Speaker 1: cycle Yeah, down there in uh Tampa or St. Pete,

1188
00:53:16,400 --> 00:53:18,640
Speaker 1: I think yeah, or we could have had a Rattler

1189
00:53:18,719 --> 00:53:22,120
Speaker 1: which Rattler the other Classic Cyclists or New New Belgium

1190
00:53:22,160 --> 00:53:25,600
Speaker 1: Beverage of choice. They love bikes, they get that whole Yeah,

1191
00:53:25,640 --> 00:53:27,640
Speaker 1: that whole series, the whole brand. But this was a

1192
00:53:27,640 --> 00:53:30,040
Speaker 1: fantastic beer. Glad that you and I were able to

1193
00:53:30,160 --> 00:53:33,120
Speaker 1: enjoy one today and things again to Bob Ford donating

1194
00:53:33,120 --> 00:53:34,759
Speaker 1: this one to the show for sure. All right, that's

1195
00:53:34,760 --> 00:53:36,880
Speaker 1: gonna do it for this episode. We we hope you

1196
00:53:36,880 --> 00:53:38,800
Speaker 1: get out there on your bike. We hope it's enjoyable.

1197
00:53:38,800 --> 00:53:40,520
Speaker 1: If you have any questions about biking, you can always

1198
00:53:40,520 --> 00:53:43,160
Speaker 1: reach out to us. We love listener emails. How to

1199
00:53:43,239 --> 00:53:45,600
Speaker 1: money pot at gmail dot com is our email address.

1200
00:53:45,920 --> 00:53:47,880
Speaker 1: And Matt, that's gonna do it for this episode. Until

1201
00:53:47,880 --> 00:54:02,320
Speaker 1: next time. Best Friends Altum, best Friends Out Bo