1 00:00:00,040 --> 00:00:03,600 Speaker 1: An illegal alien from Guatemala charged with raping a child 2 00:00:03,680 --> 00:00:07,480 Speaker 1: in Massachusetts. An MS thirteen gang member from Al Salvador 3 00:00:07,720 --> 00:00:11,840 Speaker 1: accused of murdering a Texas man of Venezuelan charged with 4 00:00:11,920 --> 00:00:15,840 Speaker 1: filming and selling child pornography in Michigan. These are just 5 00:00:15,920 --> 00:00:19,680 Speaker 1: some of the heinous migrant criminals caught because of President 6 00:00:19,720 --> 00:00:23,320 Speaker 1: Donald J. Trump's leadership. I'm Christy nom the United States 7 00:00:23,320 --> 00:00:28,120 Speaker 1: Secretary of Homeland Security. Under President Trump, attempted illegal border 8 00:00:28,160 --> 00:00:31,680 Speaker 1: crossings are at the lowest levels ever recorded, and over 9 00:00:31,760 --> 00:00:34,960 Speaker 1: one hundred thousand illegal aliens have been arrested. If you 10 00:00:35,040 --> 00:00:38,920 Speaker 1: are here illegally, your next you will be fined nearly 11 00:00:39,000 --> 00:00:43,000 Speaker 1: one thousand dollars a day, imprisoned, and deported. You will 12 00:00:43,040 --> 00:00:46,680 Speaker 1: never return. But if you register using our CBP home 13 00:00:46,720 --> 00:00:50,120 Speaker 1: app and leave now, you could be allowed to return legally. 14 00:00:50,479 --> 00:00:55,240 Speaker 1: Do what's right. Leave now. Under President Trump, America's laws, 15 00:00:55,400 --> 00:00:57,840 Speaker 1: border and families will be protected. 16 00:00:57,920 --> 00:01:00,279 Speaker 2: Sponsored by the United States Department of Homeland Security. When 17 00:01:00,320 --> 00:01:02,920 Speaker 2: I wrote this book, The Wealth Cure, it was like, Okay, 18 00:01:02,920 --> 00:01:04,560 Speaker 2: how do we cure the racial wealth gap? 19 00:01:04,600 --> 00:01:04,720 Speaker 3: Right? 20 00:01:04,760 --> 00:01:08,360 Speaker 2: This came out ten years ago and the whole thing 21 00:01:08,640 --> 00:01:13,399 Speaker 2: was okay. Technology wasn't there to scale impact the way 22 00:01:13,440 --> 00:01:17,319 Speaker 2: it is today. The technology is here now we don't 23 00:01:17,400 --> 00:01:21,400 Speaker 2: it's decentralized. We don't have to go through any centralized 24 00:01:21,440 --> 00:01:25,520 Speaker 2: institution to actually do the things. Because back then I 25 00:01:25,560 --> 00:01:28,360 Speaker 2: was talking about, Okay, you know you got to set 26 00:01:28,400 --> 00:01:30,840 Speaker 2: up well, first of all, here's an old school ledger. 27 00:01:32,600 --> 00:01:35,200 Speaker 2: You know, this is doing your whole budget I had 28 00:01:35,280 --> 00:01:38,959 Speaker 2: January February. You know, you don't need any of that anymore, right, 29 00:01:40,240 --> 00:01:43,199 Speaker 2: But at the end of the day, I was talking 30 00:01:43,200 --> 00:01:47,600 Speaker 2: about how you use the systems that have been in 31 00:01:47,640 --> 00:01:51,080 Speaker 2: place for all these years to build cross generational wealth 32 00:01:51,080 --> 00:01:54,000 Speaker 2: in our community. And I was using an analogy because 33 00:01:54,040 --> 00:01:56,840 Speaker 2: I've been diagnosed with cancer. Your health is your wealth, 34 00:01:56,880 --> 00:01:59,320 Speaker 2: So therefore, what are your own wealth factors? What can 35 00:01:59,360 --> 00:02:04,240 Speaker 2: you do? What's different today is that you don't need 36 00:02:04,280 --> 00:02:10,160 Speaker 2: to go through all of these traditional historic institutions to 37 00:02:10,240 --> 00:02:14,440 Speaker 2: create cross generational wealth and so therefore, and that's that's 38 00:02:14,520 --> 00:02:19,440 Speaker 2: what's flipped, the decentralization of your ability to navigate and 39 00:02:19,520 --> 00:02:24,480 Speaker 2: move using technology to build and create cross generational wealth 40 00:02:25,080 --> 00:02:27,880 Speaker 2: down the line. And so I would I would update 41 00:02:27,880 --> 00:02:29,680 Speaker 2: so much and then with letters to a young brother, 42 00:02:30,280 --> 00:02:33,040 Speaker 2: you know, I would talk. And let's saying, sister, you 43 00:02:33,080 --> 00:02:36,360 Speaker 2: know they need to start early early. You know, my 44 00:02:36,440 --> 00:02:38,440 Speaker 2: son's five, and I got here to talk about bitcoin, 45 00:02:38,480 --> 00:02:43,960 Speaker 2: bitcoin bitcoin, why because there's the old school rule in 46 00:02:44,120 --> 00:02:46,440 Speaker 2: and I know you talk about it. You know the 47 00:02:46,520 --> 00:02:49,480 Speaker 2: time value of money, right, you know, time in the 48 00:02:49,520 --> 00:02:52,160 Speaker 2: market is better than trying to time the market, all 49 00:02:52,160 --> 00:02:57,640 Speaker 2: of those things being in longer. We can start our babies, 50 00:02:57,680 --> 00:03:02,239 Speaker 2: our young people early on, and they can start themselves 51 00:03:02,280 --> 00:03:07,120 Speaker 2: early early, right, And so that's powerful. You know, that's 52 00:03:07,160 --> 00:03:10,080 Speaker 2: probably if you start, if you take a young cat, 53 00:03:10,280 --> 00:03:12,839 Speaker 2: start dollar cost averaging five dollars a day. I don't 54 00:03:12,840 --> 00:03:15,359 Speaker 2: care if it's in a dividend paying stop, I don't 55 00:03:15,360 --> 00:03:18,600 Speaker 2: care if it's in bitcoin. It does really matter if 56 00:03:18,639 --> 00:03:20,960 Speaker 2: you just start doing it, set it, and forget it 57 00:03:21,120 --> 00:03:25,320 Speaker 2: at thirteen years old, forget about it, right, And that 58 00:03:25,680 --> 00:03:28,040 Speaker 2: to me is the opportunity that's there. And that's why 59 00:03:28,280 --> 00:03:30,639 Speaker 2: on our platform we have this whole dollar cost averaging 60 00:03:30,680 --> 00:03:33,560 Speaker 2: thing that we're lounging next week because we want people 61 00:03:33,600 --> 00:03:36,840 Speaker 2: to be able to literally go into the app, literally 62 00:03:37,000 --> 00:03:39,480 Speaker 2: not have to think about it anymore. So go in, 63 00:03:39,920 --> 00:03:45,080 Speaker 2: hit it. Once you get in there, go in. You'll 64 00:03:45,080 --> 00:03:47,000 Speaker 2: be able to hit a button. It says five dollars 65 00:03:47,040 --> 00:03:49,800 Speaker 2: a day, Boom, do your buy and then you never 66 00:03:49,840 --> 00:03:50,920 Speaker 2: even have to think about it again. 67 00:03:51,400 --> 00:03:53,560 Speaker 4: And then your automation is better to motivate. 68 00:03:53,800 --> 00:03:56,560 Speaker 2: Automation is better than you have to think every day, 69 00:03:56,800 --> 00:04:00,160 Speaker 2: check pricing every day. Go live your life, love on 70 00:04:00,200 --> 00:04:03,520 Speaker 2: your love on your loved ones, and let the technology 71 00:04:03,840 --> 00:04:05,520 Speaker 2: do your investing and do your work. 72 00:04:06,320 --> 00:04:10,440 Speaker 3: So let's talk about this dollar cost averaging. You're extremely 73 00:04:10,480 --> 00:04:11,960 Speaker 3: big on dollar cost averaging. 74 00:04:12,040 --> 00:04:13,160 Speaker 2: Yeah, I'm big on it. 75 00:04:14,000 --> 00:04:17,240 Speaker 3: Yes, you said something before when you went to a 76 00:04:17,279 --> 00:04:19,600 Speaker 3: town in like Alabama or something like that, you met 77 00:04:19,600 --> 00:04:21,960 Speaker 3: with the mayor and you said, every if they put 78 00:04:22,000 --> 00:04:24,080 Speaker 3: in five dollars a day, what was that conversation you 79 00:04:24,080 --> 00:04:24,839 Speaker 3: had with us, we're. 80 00:04:24,680 --> 00:04:28,120 Speaker 2: Gonna build, We're gonna be they had if there were. 81 00:04:29,440 --> 00:04:34,279 Speaker 2: It was Tennessee, and the mayor was very big in crypto, 82 00:04:34,839 --> 00:04:38,920 Speaker 2: sat down, took a meeting, and the way we realized, 83 00:04:38,960 --> 00:04:43,320 Speaker 2: we broke it down. If we took thirty thousand people 84 00:04:43,560 --> 00:04:47,680 Speaker 2: in their town and we got them dollar cost averaging 85 00:04:47,720 --> 00:04:49,599 Speaker 2: five dollars a day, we're gonna be able to build 86 00:04:49,600 --> 00:04:54,520 Speaker 2: over seventy five million dollars in wealth in that small town. 87 00:04:55,120 --> 00:04:59,200 Speaker 2: In within five years seventy five million for that community, 88 00:04:59,480 --> 00:05:04,839 Speaker 2: and we can do the exact same thing wherever we go. Again. 89 00:05:04,960 --> 00:05:08,400 Speaker 2: It's getting back into the habit. It's about a mindset shift, 90 00:05:08,600 --> 00:05:11,279 Speaker 2: and it's about getting out of the Robin Hood mentality. 91 00:05:11,839 --> 00:05:14,240 Speaker 2: Robinhood is robbing the hood y'all. I mean, this is 92 00:05:14,440 --> 00:05:17,359 Speaker 2: this is real because Robinhood is trying to encourage you 93 00:05:17,400 --> 00:05:20,520 Speaker 2: to be a trader, and I'm my whole thing is, 94 00:05:20,920 --> 00:05:22,920 Speaker 2: I don't want you to be a trader unless that's 95 00:05:22,920 --> 00:05:25,200 Speaker 2: what you really want to do, and you really even. 96 00:05:25,200 --> 00:05:27,560 Speaker 4: If they want to do it, it pays more to be 97 00:05:27,600 --> 00:05:30,119 Speaker 4: and our trade for a living, long term investment pays 98 00:05:30,200 --> 00:05:33,200 Speaker 4: a multiple way higher way. I mean to cut you 99 00:05:33,240 --> 00:05:34,359 Speaker 4: off after China, No. 100 00:05:34,760 --> 00:05:36,520 Speaker 2: I hear you. I mean listen, if you want to 101 00:05:36,600 --> 00:05:39,040 Speaker 2: have those three screens up and be like Ian and 102 00:05:39,440 --> 00:05:40,120 Speaker 2: moving money. 103 00:05:40,360 --> 00:05:42,520 Speaker 4: But that's why I tell everyone, and that's eighty percent 104 00:05:42,520 --> 00:05:44,640 Speaker 4: of your money and then you never have to worry 105 00:05:44,720 --> 00:05:47,400 Speaker 4: about that you're getting at the right spot or losing 106 00:05:47,400 --> 00:05:49,200 Speaker 4: a bunch of money when you could have had the 107 00:05:49,240 --> 00:05:50,120 Speaker 4: money working for you. 108 00:05:50,480 --> 00:05:53,760 Speaker 2: Absolutely, I mean, let's be honest, no matter the most 109 00:05:53,960 --> 00:05:56,760 Speaker 2: valuable thing any of us have, most is our time 110 00:05:57,040 --> 00:06:00,120 Speaker 2: right times most valuable than any crypto is more or 111 00:06:00,160 --> 00:06:02,280 Speaker 2: valuable than any stock. And so if you're gonna have 112 00:06:02,320 --> 00:06:04,160 Speaker 2: to if you're going to spend all your days watching 113 00:06:04,200 --> 00:06:07,120 Speaker 2: price movements and stressing out about it and worrying about this, 114 00:06:07,560 --> 00:06:09,719 Speaker 2: it's better to just dollar cost average day. That's what 115 00:06:09,760 --> 00:06:12,680 Speaker 2: I say, because then you can actually live your life. 116 00:06:12,839 --> 00:06:14,920 Speaker 2: You can go be creative. You don't have to worry, 117 00:06:14,920 --> 00:06:16,960 Speaker 2: and you set it and forget it, let it do 118 00:06:17,040 --> 00:06:19,000 Speaker 2: its work, let us do it thing. 119 00:06:20,279 --> 00:06:22,640 Speaker 5: Ernest, what's up? You ever walk into a small business 120 00:06:22,640 --> 00:06:25,760 Speaker 5: and everything just works like the checkout is fast, the 121 00:06:25,839 --> 00:06:29,719 Speaker 5: receipts are digital, tipping is a breeze, and you're out 122 00:06:29,720 --> 00:06:33,000 Speaker 5: the door before the line even builds odds are they're 123 00:06:33,120 --> 00:06:36,640 Speaker 5: using Square. We love supporting businesses that run on Square 124 00:06:36,680 --> 00:06:39,799 Speaker 5: because it just feels seamless. Whether it's a local coffee shop, 125 00:06:40,000 --> 00:06:42,520 Speaker 5: a vendor at a pop up market, or even one 126 00:06:42,520 --> 00:06:45,640 Speaker 5: of our merch partners. Square makes it easy for them 127 00:06:45,680 --> 00:06:49,640 Speaker 5: to take payments, manage inventory, and run their business with confidence, 128 00:06:50,000 --> 00:06:53,279 Speaker 5: all from one simple system. If you're a business owner 129 00:06:53,480 --> 00:06:56,880 Speaker 5: or even just thinking about launching something soon, Square is 130 00:06:56,960 --> 00:06:59,039 Speaker 5: hands down one of the best tools out there to 131 00:06:59,080 --> 00:07:03,040 Speaker 5: help you start, run and grow. It's not just about payments, 132 00:07:03,440 --> 00:07:06,080 Speaker 5: It's about giving you time back so you can focus 133 00:07:06,120 --> 00:07:08,760 Speaker 5: on what matters most Ready. To see how Square can 134 00:07:08,839 --> 00:07:13,680 Speaker 5: transform your business, visit Square dot com backslash go backslash 135 00:07:13,760 --> 00:07:17,920 Speaker 5: eyl to learn more that Square dot Com backslash, go 136 00:07:18,360 --> 00:07:22,520 Speaker 5: backslash eyl. Don't wait, don't hesitate, Let Square handle the 137 00:07:22,600 --> 00:07:26,560 Speaker 5: back end so you can keep pushing your vision forward. 138 00:07:28,720 --> 00:07:30,960 Speaker 5: This episode is brought to you by P and C Bank. 139 00:07:31,360 --> 00:07:34,120 Speaker 5: A lot of people think podcasts about work are boring, 140 00:07:34,320 --> 00:07:38,200 Speaker 5: and sure, they definitely can be, but understanding a professional's 141 00:07:38,280 --> 00:07:41,520 Speaker 5: routine shows us how they achieve their success little by little, 142 00:07:41,880 --> 00:07:45,560 Speaker 5: day after day. It's like banking with P and C Bank. 143 00:07:46,000 --> 00:07:48,800 Speaker 5: It might seem boring to save, plan and make calculated 144 00:07:48,840 --> 00:07:51,960 Speaker 5: decisions with your bank, but keeping your money boring is 145 00:07:51,960 --> 00:07:55,320 Speaker 5: what helps you live or more happily fulfilled life. P 146 00:07:55,400 --> 00:08:00,280 Speaker 5: and C Bank brilliantly Boring since eighteen sixty five, Lee 147 00:08:00,320 --> 00:08:02,920 Speaker 5: Boring says eighteen sixty five is a service mark of 148 00:08:02,960 --> 00:08:06,200 Speaker 5: the PNC Financial Service Group, Inc. P and C Bank 149 00:08:06,640 --> 00:08:08,840 Speaker 5: National Association Member FDIC. 150 00:08:11,000 --> 00:08:14,880 Speaker 6: You just realized your business needed to hire someone yesterday. 151 00:08:15,400 --> 00:08:20,120 Speaker 6: How can you find amazing candidates fast easy? Just use Indeed. 152 00:08:20,560 --> 00:08:23,280 Speaker 6: Stop struggling to get your job posts seen on other 153 00:08:23,400 --> 00:08:27,080 Speaker 6: job sites. With Indeed sponsored jobs, your post jumps to 154 00:08:27,120 --> 00:08:29,600 Speaker 6: the top of the page for your relevant candidates, so 155 00:08:29,720 --> 00:08:32,720 Speaker 6: you can reach the people you want faster. According to 156 00:08:32,760 --> 00:08:36,720 Speaker 6: Indeed data, sponsored jobs posted directly on Indeed have forty 157 00:08:36,760 --> 00:08:40,640 Speaker 6: five percent more applications than non sponsored jobs. Don't wait 158 00:08:40,679 --> 00:08:44,120 Speaker 6: any longer, speed up your hiring right now with Indeed, 159 00:08:44,559 --> 00:08:46,800 Speaker 6: and listeners of this show will get a seventy five 160 00:08:46,880 --> 00:08:50,040 Speaker 6: dollars sponsored job credit to get your jobs more visibility 161 00:08:50,200 --> 00:08:55,920 Speaker 6: at indeed dot com slash pod Katz thirteen. Just go 162 00:08:55,960 --> 00:09:00,760 Speaker 6: to Indeed dot com slash pod Katz thirteen right now 163 00:09:01,080 --> 00:09:03,640 Speaker 6: and support our show by saying you heard about Indeed 164 00:09:03,679 --> 00:09:07,960 Speaker 6: on this podcast. Terms and conditions apply. Hiring Indeed is 165 00:09:08,080 --> 00:09:09,840 Speaker 6: all you need and then. 166 00:09:09,720 --> 00:09:11,640 Speaker 2: Go live your life and do those things. And so 167 00:09:11,760 --> 00:09:15,040 Speaker 2: that's you know. I'm not giving anybody any investment advice. 168 00:09:15,120 --> 00:09:16,920 Speaker 2: Let's be very clear, what I am telling you is 169 00:09:16,960 --> 00:09:20,880 Speaker 2: just what I do. I buy bitcoin every day, I 170 00:09:21,000 --> 00:09:25,080 Speaker 2: buy the same amount every day, and sometimes I'll do 171 00:09:25,160 --> 00:09:27,760 Speaker 2: some smart DCA. So let's talk about what that is. 172 00:09:28,040 --> 00:09:30,600 Speaker 2: You can set up what you want your smart DCA 173 00:09:30,640 --> 00:09:33,800 Speaker 2: to be. A smart DCA would be if you decide, okay, 174 00:09:33,880 --> 00:09:36,160 Speaker 2: you're going to have a set number you're doing daily, weekly, 175 00:09:36,240 --> 00:09:40,800 Speaker 2: or monthly, whatever that number is, and then you say, oh, 176 00:09:41,000 --> 00:09:43,800 Speaker 2: if it moved whenever the asset moves down five percent 177 00:09:43,840 --> 00:09:45,880 Speaker 2: in twenty five period, I'm gonna double down, or I'm 178 00:09:45,880 --> 00:09:49,200 Speaker 2: going to put in X dollars more whatever, or maybe 179 00:09:49,240 --> 00:09:51,800 Speaker 2: you set that number ten percent, maybe you set it too, 180 00:09:51,840 --> 00:09:55,000 Speaker 2: whatever you decide. If it's a downside movement, you go 181 00:09:55,040 --> 00:09:57,800 Speaker 2: in a little heavier. That's what some people call smart DCA. 182 00:09:58,000 --> 00:10:00,880 Speaker 2: But the easiest way to do it, don't even worry 183 00:10:00,920 --> 00:10:06,480 Speaker 2: about that. Set it whatever you can afford on a 184 00:10:06,559 --> 00:10:10,640 Speaker 2: daily basis, weekly basis, monthly basis, whatever you decide and 185 00:10:10,840 --> 00:10:14,120 Speaker 2: let it go and forget about it and then running 186 00:10:14,160 --> 00:10:16,480 Speaker 2: to me or Ian three years from now and you're 187 00:10:16,480 --> 00:10:20,400 Speaker 2: gonna run off and be like, Yo, that DC a thing. 188 00:10:20,840 --> 00:10:23,080 Speaker 3: Come on, man, what do you say to the people 189 00:10:23,120 --> 00:10:28,520 Speaker 3: that's like, all right, hell Harper, uh, you know, superstar actor, 190 00:10:29,960 --> 00:10:35,959 Speaker 3: very successful person. But the person that's struggling day to day. 191 00:10:35,160 --> 00:10:37,720 Speaker 3: They That's the biggest thing I've always hear is like 192 00:10:38,160 --> 00:10:40,199 Speaker 3: I don't have enough money. I don't have enough money 193 00:10:40,200 --> 00:10:43,880 Speaker 3: to invest, especially in something like bitcoin or cryptocurrency, where 194 00:10:43,920 --> 00:10:45,839 Speaker 3: a lot of people still don't fully understand it that 195 00:10:46,040 --> 00:10:49,680 Speaker 3: like this can disappear. What is it? It's not tangible fellas. 196 00:10:50,760 --> 00:10:55,640 Speaker 4: Yeah, you Jay's going going dates, going vacate like for that, I. 197 00:10:55,640 --> 00:10:57,840 Speaker 3: Don't want to hear your philogy. At least you can 198 00:10:58,000 --> 00:11:01,559 Speaker 3: to play Devil's Advocate in you go date. If it's 199 00:11:01,559 --> 00:11:02,120 Speaker 3: a good. 200 00:11:01,920 --> 00:11:05,440 Speaker 4: You're not clapping first date, maybe most are maybe to 201 00:11:05,480 --> 00:11:06,680 Speaker 4: keep it one thousand fifty. 202 00:11:08,679 --> 00:11:11,679 Speaker 2: Okay, I got it. Okay, here we go. 203 00:11:12,080 --> 00:11:14,000 Speaker 4: Our biggest entertainment. 204 00:11:15,600 --> 00:11:19,560 Speaker 2: Hey, our biggest problem, I believe is what in terms 205 00:11:19,559 --> 00:11:22,520 Speaker 2: of you look at our community. We have this thing 206 00:11:22,600 --> 00:11:25,600 Speaker 2: called Mattress money. Right, we have this idea. Ninety to 207 00:11:25,679 --> 00:11:30,120 Speaker 2: ninety five percent of the portfolio asset that we hold 208 00:11:30,120 --> 00:11:33,760 Speaker 2: in our community is in cash. And that's the that's 209 00:11:33,800 --> 00:11:36,440 Speaker 2: the problem. If you look at the wealthiest people in 210 00:11:36,480 --> 00:11:38,719 Speaker 2: the world, ninety to ninety five percent are assets. It's 211 00:11:38,720 --> 00:11:41,400 Speaker 2: not in cash, it's in as sending value asset classes 212 00:11:41,440 --> 00:11:45,280 Speaker 2: like real estate, boot chip stocks, mutual funds, fine art, bitcoin, 213 00:11:45,679 --> 00:11:46,480 Speaker 2: you name it. 214 00:11:46,600 --> 00:11:46,800 Speaker 3: Right. 215 00:11:47,160 --> 00:11:49,840 Speaker 2: We have to get out of cash that's why we 216 00:11:49,960 --> 00:11:53,880 Speaker 2: have we all know people working three jobs that barely 217 00:11:53,920 --> 00:11:57,720 Speaker 2: make ends meet. Why because most their their asset is 218 00:11:57,720 --> 00:12:00,640 Speaker 2: in cash. So every night their head is pillow. They 219 00:12:00,720 --> 00:12:04,120 Speaker 2: wake up the next morning they are poorer because the 220 00:12:04,280 --> 00:12:06,600 Speaker 2: value the person pile of the dollar is going down. 221 00:12:06,880 --> 00:12:10,160 Speaker 2: The twenty two percent of circulating supply was printed last year, 222 00:12:10,280 --> 00:12:12,560 Speaker 2: it's gonna get even worse and worse and worse. So 223 00:12:12,600 --> 00:12:16,239 Speaker 2: the longer we as a black community stay in cash, 224 00:12:16,520 --> 00:12:20,679 Speaker 2: the poorer we will get every day. So my goal 225 00:12:21,040 --> 00:12:24,840 Speaker 2: is to get us out of cash. The least friction way, 226 00:12:25,000 --> 00:12:27,400 Speaker 2: quickest is get you into bitcorn, right, That's why I 227 00:12:27,400 --> 00:12:29,840 Speaker 2: set up the platform, get you into bigcorn. But you 228 00:12:29,840 --> 00:12:31,760 Speaker 2: don't have to stay there. There's so many other places 229 00:12:31,800 --> 00:12:34,560 Speaker 2: to get just we need to get out of the 230 00:12:34,679 --> 00:12:38,840 Speaker 2: US dollar. That is the critical piece, because your hourly 231 00:12:38,920 --> 00:12:43,000 Speaker 2: wage is not keeping up with the inflation or the 232 00:12:43,080 --> 00:12:46,720 Speaker 2: decreasing heart of the dollar. Exactly, we got to get 233 00:12:46,720 --> 00:12:50,600 Speaker 2: out of cash. And so I'm gonna say it's even 234 00:12:50,679 --> 00:12:55,520 Speaker 2: more important if you are in a situation where you're 235 00:12:55,559 --> 00:12:59,200 Speaker 2: living paycheck to paycheck, it's even more important. And that's 236 00:12:59,240 --> 00:13:04,680 Speaker 2: what why I into this argument with these elitist month. Dudes. 237 00:13:05,040 --> 00:13:06,959 Speaker 2: You know brothers coming at You know, I went to 238 00:13:07,000 --> 00:13:08,800 Speaker 2: Harvard Law School, but I'm so I know a lot 239 00:13:08,840 --> 00:13:10,720 Speaker 2: of them. They come out of Harvard and they work 240 00:13:10,760 --> 00:13:14,920 Speaker 2: at JP Morgan and they say, hell, I'm so surprised 241 00:13:14,960 --> 00:13:17,280 Speaker 2: by you. And I say why, brother, And they say, 242 00:13:17,640 --> 00:13:21,680 Speaker 2: you are encouraging our people to get into such a 243 00:13:21,800 --> 00:13:24,840 Speaker 2: volatile asset class. What are you doing? And I say, well, 244 00:13:24,840 --> 00:13:27,600 Speaker 2: how much is your portfolio in bitcoin? Well, that's not 245 00:13:27,760 --> 00:13:31,079 Speaker 2: the point, I said. No. This banker the other day 246 00:13:31,120 --> 00:13:33,679 Speaker 2: told me, well, I don't talk about that publicly, but 247 00:13:33,720 --> 00:13:36,040 Speaker 2: I keep five to ten percent of my portfolio. I say, old, 248 00:13:36,080 --> 00:13:37,560 Speaker 2: how much is that? And he told me the number. 249 00:13:37,600 --> 00:13:40,040 Speaker 2: It's a very significant number. And I say, so it's 250 00:13:40,040 --> 00:13:42,280 Speaker 2: good enough for you, but it's not good enough for them. 251 00:13:42,480 --> 00:13:46,160 Speaker 2: It's elitist and it's bullshit. We have to be honest now. 252 00:13:46,360 --> 00:13:49,200 Speaker 2: It is volatile. That's why you got a cost average 253 00:13:49,240 --> 00:13:52,120 Speaker 2: to take the volatility curve out. I'm not saying put 254 00:13:52,160 --> 00:13:53,880 Speaker 2: all your money in because you may have to pull 255 00:13:54,000 --> 00:13:55,960 Speaker 2: some out tomorrow. I'm saying put in what you're going 256 00:13:56,040 --> 00:13:59,800 Speaker 2: to afford, so the money you don't have to take 257 00:13:59,840 --> 00:14:03,760 Speaker 2: out because if you continue to just live off cash. 258 00:14:03,840 --> 00:14:05,600 Speaker 2: All you're going to see is get poor and poor 259 00:14:05,600 --> 00:14:09,760 Speaker 2: and poor on a daily basis. My graduates from my 260 00:14:09,840 --> 00:14:15,920 Speaker 2: school being forced back drop bag drop, Mike, drop back, 261 00:14:16,080 --> 00:14:17,160 Speaker 2: drop drops. 262 00:14:28,440 --> 00:14:31,160 Speaker 6: Coach, the energy out there felt different. What changed for 263 00:14:31,240 --> 00:14:31,840 Speaker 6: the team today? 264 00:14:31,920 --> 00:14:34,080 Speaker 7: It was the new game day scratches from the California 265 00:14:34,120 --> 00:14:37,320 Speaker 7: Lottery Player is everything. Those games sent the team's energy 266 00:14:37,360 --> 00:14:37,840 Speaker 7: through the roof. 267 00:14:37,920 --> 00:14:39,920 Speaker 2: Are you saying it was the off field play that 268 00:14:39,960 --> 00:14:41,120 Speaker 2: made the difference on the field. 269 00:14:41,160 --> 00:14:43,920 Speaker 7: Hey, little play makes your day, and today it made 270 00:14:43,960 --> 00:14:47,119 Speaker 7: the game. That's all for now, Coach, One more question. 271 00:14:47,040 --> 00:14:49,840 Speaker 6: Play the new Los Angeles Chargers, San Francisco forty nine 272 00:14:49,920 --> 00:14:53,000 Speaker 6: Ers and Los Angeles Rams scratchers from the California Lottery. 273 00:14:53,080 --> 00:14:54,680 Speaker 2: A little play can make your day. 274 00:14:55,320 --> 00:14:57,200 Speaker 1: Peace made responsibly. It must be eighteen years or older 275 00:14:57,200 --> 00:14:58,160 Speaker 1: to purchase plate or claim