Speaker 1: Hey, ba fan, Mandy here or Mandra you can call
Speaker 1: me Mandra and that's fine. I have a simple request
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Speaker 2: Hey hey, hey, oh we are back. We are black
Speaker 2: extra black. You're gonna see why in a minute.
Speaker 1: Back in blacker than ever.
Speaker 2: Yes, and we're broad Ambition. Hey Manja, are you excited
Speaker 2: about today's show? Like I'm excited about today's show?
Speaker 1: I mean, you know, when you get a couple of
Speaker 1: y chromosomes in the mix, you know that aren't related
Speaker 1: to you, you might like, put a little extra, something extra,
Speaker 1: put a little messcar on, get all excited. Yes, I'm
Speaker 1: excited because I feel like these guys from Earn Your Leisure,
Speaker 1: where the hell did they even come from? I know
Speaker 1: it was like we were out here, you know, doing
Speaker 1: Brown Ambition, doing our thing, and then all of a sudden,
Speaker 1: it's like wait, or eyl is everywhere everywhere and they
Speaker 1: have blown up and it's been I almost thought, where
Speaker 1: have I been? These guys must have been around for years,
Speaker 1: but no, they've only been around for a couple of years.
Speaker 1: Eyl is everywhere and Tiffany, they're on the show today.
Speaker 1: You're going to talk about some investing. We're going to
Speaker 1: talk about some very important questions such as which of
Speaker 1: these guys is single.
Speaker 2: Because you guys asked, don't act like you wasn't in
Speaker 2: my DMS. Some of you, I'm not going to name names.
Speaker 2: We're in my DMS asking.
Speaker 1: So it's been very lonely, lonely in this virtual world
Speaker 1: for a lot of people. So we'll try and help
Speaker 1: me all out. But how is book launch week going? Wait?
Speaker 1: This is book? This is two week two week one? Whatever?
Speaker 2: Well this is like almost like basically the completion of
Speaker 2: the first week.
Speaker 1: Yes, you're still standing and we are sitting you look
Speaker 1: for listen for having just launched an international bestseller.
Speaker 2: I'm just like, it's a little bit of makeup. I'm
Speaker 2: not gonna lie no, but honestly, I have to say
Speaker 2: I feel really good because and I'll be able to
Speaker 2: share because I think it's you know, aside from like
Speaker 2: you know, this is not even book promotion, but it
Speaker 2: would be nice maybe if we had a show to
Speaker 2: talk about, like what does it look like? So I
Speaker 2: like write a book and put one out because there's
Speaker 2: so many things that we learn and I have to
Speaker 2: say my I'd asked my agent, Heather, you know, to
Speaker 2: give me some numbers, like what is good as far
Speaker 2: as first week, what is great and what is unicorn?
Speaker 2: And Heather doubled what unicorn was because I mented it
Speaker 2: today to Penguin. I was like, okay, so I hear
Speaker 2: these are our numbers. This is really great. Heather told
Speaker 2: me that's unicorn, that that good is five thousand, greatest,
Speaker 2: ten and twenty is unicorn. She's like, no, ten is unicorn.
Speaker 2: Hardly anybody does that in the first week. I'm like yeah,
Speaker 2: but but she's like, yeah, Heather motivated you. And we've
Speaker 2: done more than that. And it's been and I didn't
Speaker 2: have a concept what's the lot? And all of my
Speaker 2: friends in the book world are like, uh, Tiffany, because
Speaker 2: I'm like, well, that doesn't seem like that much considering
Speaker 2: how side the audience are like, no, people don't buy
Speaker 2: books like they used to, and money books especially, they're
Speaker 2: not exactly you know, people would like to beat fantasy
Speaker 2: and you know, honestly, romance novels are still killing it
Speaker 2: children's books, but money books not so much. So we've
Speaker 2: unicorned out and my team is amaze balls. And I
Speaker 2: will know very soon actually today when this podcast comes out,
Speaker 2: I know by the end of the day whether or
Speaker 2: not I've hit specific lists that I was six, I
Speaker 2: don't want to drink you.
Speaker 1: Know what list or no list? It is. So I
Speaker 1: got my book by the way, finally, I don't know
Speaker 1: why it took forever. I was like Amazon, where are you?
Speaker 1: But what there was and I've seen it, like I'm
Speaker 1: looking at the cover right now behind you that beautiful
Speaker 1: you know, Michael's portrait at your book cover. But there
Speaker 1: was something when I held it and I just felt
Speaker 1: that and this is so good. This is like I
Speaker 1: don't know, Tiff, I don't know. I think when you
Speaker 1: told me you were writing a book, I didn't really appreciate.
Speaker 1: I mean at the time I was like, of course
Speaker 1: you are, you've done. You're like, yeah, it's like a book,
Speaker 1: but there's something about whole I don't know, it just
Speaker 1: really hit me. I'm just so I'm just gushing. I'm
Speaker 1: so happy.
Speaker 2: No same. I think it's like when you do a thing,
Speaker 2: it's like I knew that you were gonna because where
Speaker 2: you work now was like my dream bank. Like when
Speaker 2: they first opened, I was like, oh, it's like the
Speaker 2: bloodgates opened, like you know, a sizeable bank that actually
Speaker 2: like it was good to people and had a great
Speaker 2: customer service, like it was my dream bank and now
Speaker 2: here you are with a C in front of your
Speaker 2: your title. It's like, wait, what a minute ago it
Speaker 2: was Hi, my name is Mandy, would you up? I
Speaker 2: would love if I could interview you for business. Inside,
Speaker 2: I was like, I don't know who she is, but
Speaker 2: it's a theo to be here with you. Honestly, it's
Speaker 2: it is. I just love to see our growth together, you.
Speaker 1: Know, like, yeah, yeah, it's a privilege, it is it.
Speaker 1: There's just it just feels like I don't know my
Speaker 1: experience seeing you grow and seeing you always talk about
Speaker 1: the acorns? Is that the kind of tree that you plant?
Speaker 1: And then it's like, you know, you grow whatever analogy
Speaker 1: that was that Proverbs? You know, I feel like I
Speaker 1: was I got to see the acorn planted and how
Speaker 1: you tended to it, and I'm gonna I don't My
Speaker 1: gardening knowledge is not that. But you like watered it
Speaker 1: and you gave it fertilized.
Speaker 2: Let the sunshine sign. But yeah, yes, yeah, podcast. Remember
Speaker 2: I told you, like, I'm just so used to because
Speaker 2: I've known you for so many years now, and we
Speaker 2: get out here, we chit chat, and it didn't hit
Speaker 2: me just how big our reach was until I was
Speaker 2: in Chicago a year was it two years ago? Two
Speaker 2: years ago for Lovey's wedding, and it come downstairs my
Speaker 2: African garb ready to go, and someone said and I
Speaker 2: was like yeah, and he he meanwhile said abission. I
Speaker 2: was like, wait what He was like, I don't he
Speaker 2: didn't know me from any other place. He was like
Speaker 2: from bran ambishon is manny with you? And it like
Speaker 2: it was like the first time that I realized, yo,
Speaker 2: what we've built this thing? You know that like and
Speaker 2: then after that, everywhere I was going, like I went
Speaker 2: to I was at home depot buying plants and so
Speaker 2: I was like, oh my god, tifp me from b
Speaker 2: bish Tiff. So I know you don't like hugs, but
Speaker 2: I gotta give you one and give one to Mantua.
Speaker 2: And I was just like yeah, because we like, I
Speaker 2: feel like I feel so low key about what we do.
Speaker 2: But the number of lives that we've touched, we have
Speaker 2: been consistent for for over five years, and Dawn, it's
Speaker 2: not easy for a podcast to.
Speaker 1: Do, no, but it never I mean there's obviously some
Speaker 1: days it felt like work. Yeah, but from like ninety
Speaker 1: five percent of the time. It's a joy. I don't know,
Speaker 1: it's just it's a joy. So and I and I
Speaker 1: am just I am just dancing in the sunshine, all
Speaker 1: this glitter spark around you. I'm just at the party.
Speaker 1: I'm just here whatever. So, but congrats on all the success.
Speaker 1: Get It with Money dot Com, y'all. It's not too late.
Speaker 1: It's not too late to buy your book. And are
Speaker 1: you doing I mean where you're I feel like you're
Speaker 1: everywhere and that you're on the Today Show today or
Speaker 1: you were if people are listening to the show now.
Speaker 1: But what are you doing a like a live event tour?
Speaker 1: Where are people gonna like? Where is this going?
Speaker 2: Well? I do have so I did like a like
Speaker 2: a I guess like we did a virtual like launch
Speaker 2: like the day of on the thirtieth. I'm not gonna say,
Speaker 2: I know, Lovey did like you know, six events. I
Speaker 2: was like, the way my I want to stay married
Speaker 2: is set up, plus I want to sleep, So not that.
Speaker 2: But what we are going to do is we're doing
Speaker 2: a virtual summit. So it's gg WM Virtualsummit dot Com
Speaker 2: for Get Go with Money. So we're doing a virtual
Speaker 2: summit with.
Speaker 1: Them have all the domains.
Speaker 2: Yes, with about I think it's six of them six
Speaker 2: five oh five of the of the women that I
Speaker 2: that I interview as for their expertise in the book
Speaker 2: are are going to be speakers at the summit. So
Speaker 2: that will be really awesome if you want to join
Speaker 2: us GGWM Virtual Summit dot com. I don't know, like
Speaker 2: I'm actually taking six weeks off. I can't wait.
Speaker 1: Yeah, I mean I'm excited for you. I'm also excited
Speaker 1: for BA because you're gonna got some special guest co hosts.
Speaker 2: Because Sis needs to bring. If y'all know me, I
Speaker 2: have not taken a true, true break in so long.
Speaker 2: So this is as a result of doctor green shout
Speaker 2: out to her. She's like, I think I want you
Speaker 2: to take a month. I was like, oh, I can't
Speaker 2: do a month. She said, oh, you're right, six weeks.
Speaker 2: I was like, wait what because she was like, no.
Speaker 1: No, you have to put on your French. They do
Speaker 1: it all the time.
Speaker 2: I know. But plus two wild good behavior. You know
Speaker 2: what I told Doctor Greeny the other day, like, I
Speaker 2: remember when we had our rich journey on what.
Speaker 1: Their name Christina and Aman, Yes, and.
Speaker 2: Remember the level of joy they were emoting, we were like,
Speaker 2: what are you guys on?
Speaker 1: Yeah, you know, I had the same reactions as we
Speaker 1: talk later on the show with Ernier Leisure and their
Speaker 1: friend Ian, who was like, I want to hang out
Speaker 1: with y'all because I just want to be just some
Speaker 1: of that to rub off on me. So yeah.
Speaker 2: So but I told doctor Green when I first started
Speaker 2: working with her that I wanted that whatever they were on,
Speaker 2: and it wasn't because of money, it was they had
Speaker 2: created the life that they truly loved. And I told
Speaker 2: that to doctor Penne and she reminded me of that
Speaker 2: when I spoke to her last and she said, you
Speaker 2: were sounding closer and closer to that the way you
Speaker 2: described to me, and it just made me feel really
Speaker 2: happy because remember before I was like, I'm not crying,
Speaker 2: I'm not happy, and that said I cry away more now,
Speaker 2: which is great, not in a bad way, but like,
Speaker 2: you know, just like in a feeling I'm feeling.
Speaker 3: Yeah.
Speaker 2: So yeah, I just you know, I try to be
Speaker 2: transparent here for y'all. So it's because I don't believe,
Speaker 2: like I love the way Mannie you were so transparent
Speaker 2: about the struggles with being pregnant and what does that
Speaker 2: look like? And how we couldn't do the podcast because
Speaker 2: it's so overwhelming. And I think it's important for people
Speaker 2: to see as much as we've achieved these markers of
Speaker 2: external success, that it's hard, you know, and what it
Speaker 2: looks like to try to readjust to recalibrate. And you know,
Speaker 2: I don't want you to look at my life and
Speaker 2: think it's perfect, because I'm always trying to make things
Speaker 2: better and sometimes quite honestly, it sucks and I'm trying
Speaker 2: to realign so I could be happy again. But I'm
Speaker 2: feeling like that more and more. But yeah, I'm just
Speaker 2: like I said, I'm just proud of us over we've
Speaker 2: really grown up together. I feel like we're just like
Speaker 2: these like real real grown ups, you.
Speaker 1: Know, yeah, and that we're achieving joy. And I mean,
Speaker 1: I don't know. I at this point, I feel like
Speaker 1: life is icing, you know. I've been blessed in so
Speaker 1: many ways and I just wake up. I don't know.
Speaker 1: I'm trying to pinpoint when when was the shift. Probably
Speaker 1: when the baby started sleeping through the night, when I
Speaker 1: started to feel this sense of I was like I
Speaker 1: made it through something and now everything is icing. And
Speaker 1: if we can. I just got my first dose of
Speaker 1: the vaccine today. I've never been My arm is so sore,
Speaker 1: and I'm so happy because I know it's working. I'm
Speaker 1: just like I wanted it to be sore, you know,
Speaker 1: like just let me know. Like when you put your
Speaker 1: fancy face stuff on and it stings, it's like, yes, yeah,
Speaker 1: it's wurky, but I just so grateful. It just yeah,
Speaker 1: I'm grateful.
Speaker 2: And it's how you're on social I'm like, oh, Mandy
Speaker 2: is living her best.
Speaker 1: I'm living. I don't know what it is. I'm just
Speaker 1: I love myself, I love my family, I love this
Speaker 1: body that I'm in. I love I don't know, man,
Speaker 1: I guess I'm just tired of not I'm tired of
Speaker 1: being the reason I'm not in a good mood, you
Speaker 1: know what I mean? Or I was. I mean, there's
Speaker 1: obviously some things that you can that you're out of
Speaker 1: your control and all that kind of thing. And I
Speaker 1: have been dealing with mental health, and I will say
Speaker 1: shout out to zoloft and all of my my psychiatrist
Speaker 1: and my therapist and all that. But yeah, I just
Speaker 1: I choose joy, do you know what I mean? Like
Speaker 1: I just I try to choose it every day. My
Speaker 1: husband's like, why don't you choose joy more when you're
Speaker 1: yelling at me for like washing the car for five
Speaker 1: hours on a Saturday. Anyway, anyway, just more of this, please,
Speaker 1: I'm more joy is good for everyone. But yeah, first
Speaker 1: dose of the vaccine. Have you gotten your vaccine yet?
Speaker 2: I don't think we've talked about that, because yeah, honestly,
Speaker 2: I was afraid of being down, and I was like,
Speaker 2: I don't you know, I don't have the two days
Speaker 2: to be so Thankfully in newer now anybody can kind
Speaker 2: of walk up. So I'm looking into the go next week.
Speaker 2: But I do have to because I even pause the
Speaker 2: IVF because you know, we have our one good embryo left, okay,
Speaker 2: and I did not. My husband's like, but I thought
Speaker 2: we were gonna say I was like, honestly, the level
Speaker 2: of although it's exciting, it's still very stressful. I did
Speaker 2: not want to try to battle like book launch and
Speaker 2: then also like doing my shots and everything else. So
Speaker 2: now that like the heaviest of the heavy lifting is
Speaker 2: for the most part over, So I'm going back to IVF,
Speaker 2: so I have to check, like what you know, like
Speaker 2: you know what I mean, like when can I do
Speaker 2: IVF and the shot? Do I have to if I
Speaker 2: do this shot this month or I have to wait?
Speaker 2: So I'm actually checking in with my with my doctor
Speaker 2: this month. So who who wished me look on that?
Speaker 2: I just feel and also too, I really feel just
Speaker 2: on a better spot space where like, you know, because
Speaker 2: you want if you're trying to have a baby, you know,
Speaker 2: you hope that you're able to do so from a
Speaker 2: place of calm, enjoy and happiness. Doctor said it best.
Speaker 2: She said joy is a creative space, that it's fertile
Speaker 2: ground for creativity, it's expansive and so I just feel,
Speaker 2: you know, I feel just really like really good and
Speaker 2: blessing to your point, life is certainly certainly icing. Speaking
Speaker 2: of icing, we're about to have our interview with the
Speaker 2: boys and we have the icing is Ian?
Speaker 1: Oh, yes, Ian Dunlap. Who who you know? When you
Speaker 1: like see someone after a while, you're like, where do
Speaker 1: I know you from? Because when we first got on,
Speaker 1: I was like Ian, uh huh, Ian, Yeah do you
Speaker 1: want to know you?
Speaker 4: Oh?
Speaker 1: You're with them? Okay, now I know who you want?
Speaker 1: But yes, Ian from what is that market? Monday's the podcast.
Speaker 1: They're they're huge podcasts. So yeah, well we are. I mean,
Speaker 1: without further ado, let's yes, let's let's let's let the
Speaker 1: people have what they want, which is a conversation with
Speaker 1: the earn your Leisure Gentleman Rashad bi Lal, Troy Millings
Speaker 1: with special guest Ian Dunlip. This was one of my
Speaker 1: favorite uh DA hosted video guest interviews ever, So I
Speaker 1: hope you guys enjoy all Right, we are. I can't
Speaker 1: even tell you, guys how how long this has been
Speaker 1: in the making in my own dreams, but it hasn't
Speaker 1: been that long since I was like, Tiffany, do you
Speaker 1: know do you know Troy and Rashaw? Can you can
Speaker 1: you them on? You know, Tiffany's friends. I'm always trying
Speaker 1: to just like weasel my way in there, but I'm
Speaker 1: so excited to have you guys on the show. The
Speaker 1: Biggest can we say the Biggest business? Okay, Ian's got it.
Speaker 1: I do you want to do.
Speaker 4: Then leisure platform?
Speaker 5: There is.
Speaker 1: Platform, there is.
Speaker 4: And trug gonna be humble. You know they went to
Speaker 4: church yesterday.
Speaker 5: I didn't.
Speaker 6: The Biggest.
Speaker 1: Let me finish. Let me finish for those of you
Speaker 1: you may be living under a rock, but I have
Speaker 1: a feeling if you're listening to Run Ambition, you must
Speaker 1: have seen Troy and Troy and Rashad's podcast Earn Your Leisure,
Speaker 1: which is so much bigger than a podcasts. They have
Speaker 1: a podcast network. Some of our friends around that network.
Speaker 1: We've had Cash Cash on the show before. We are
Speaker 1: so thrilled to have you guys here. So welcome, first
Speaker 1: and foremost to Troy and Rashad, Welcome to them an Ambition.
Speaker 3: I want to thank you for having.
Speaker 1: This is the girls room. This is like the Girls done.
Speaker 6: Yeah, you're ready.
Speaker 2: We have a handful of dudes that listen house plans
Speaker 2: we do. We always teach them like we're not talking
Speaker 2: to you right now, but you can listen. No, it's
Speaker 2: so excited for you to be here because everywhere I go,
Speaker 2: everywhere we go people we go, people are like, have
Speaker 2: you heard of Earned your Leisure? Or they're like, you know, Tiffany,
Speaker 2: I heard you on Earn your Leisure? You know, and
Speaker 2: so you have transformed the culture as it relates to
Speaker 2: personal finance, and so for that we are appreciative because normally,
Speaker 2: like you know, our audience is typically women, right, Mandy
Speaker 2: would say, like I said, we've got guys, but.
Speaker 1: We got some guys, right, But yeah, yeah, yeah, for sure.
Speaker 1: But you know, but our mission when we started was
Speaker 1: to you know, this was six years in the making,
Speaker 1: this six years ago that we were starting to make
Speaker 1: the show, and our mission was there's no black women
Speaker 1: talking about finance and career and investing in all of
Speaker 1: all that and all that, and that's why we That
Speaker 1: was really the audience we were speaking to. And I
Speaker 1: feel like y'all have just exploded. And also, you know, y'all,
Speaker 1: y'all are helping normalize black and brown black people, black men,
Speaker 1: especially talking about finance and business.
Speaker 2: And I never have more men slip into my DMS
Speaker 2: in a respectful way than when I'm on yourself for real,
Speaker 2: because nobody knows I'm married my husband sixty six. You
Speaker 2: don't want it and he's from there. But I love
Speaker 2: like queen. I think you want what l.
Speaker 6: Queen.
Speaker 1: Gentlemen gentlemen, So no, yeah.
Speaker 2: So welcome, welcome, welcome. So we're not going to we
Speaker 2: want to maximize your awesomeness. I am going to me
Speaker 2: and Mandy, well, well, we'll shoot and fire away at
Speaker 2: some questions. Well, and I'd like to know some like
Speaker 2: origin stuff before we get into like actual like technical questions.
Speaker 2: So like how did this all begin? Because you guys
Speaker 2: have had like an like a shot like shot of
Speaker 2: rise to like start them honestly, So how did it?
Speaker 2: How did it start?
Speaker 7: Yeah, for sure, I'll give you the whole story. So
Speaker 7: we started. Me and Troy been friends all our lives
Speaker 7: pretty much ever since like middle school, so you know
Speaker 7: we always was friends, always talking about you know, sports
Speaker 7: and rap and all that kind of stuff. And me,
Speaker 7: you know, being a financial advisor after I got finished college,
Speaker 7: and Troy being a teacher. You know, he brought me
Speaker 7: in the classroom and he started teaching financial literacy to kids,
Speaker 7: and that was really the start of it. And then
Speaker 7: from there that kind of blossomed to me, you know,
Speaker 7: developing an Instagram page, and you know, from there that
Speaker 7: that led to people asking for a podcast, that led
Speaker 7: to you know, starting of Earning Your Leisure, which you know,
Speaker 7: we started off talking about you know, backstories of entrepreneurs
Speaker 7: and the backstories and different businesses things of that nature,
Speaker 7: and then that kind of transformed into deep dives into
Speaker 7: different industries that transformed it's like a domino effect. Then
Speaker 7: that transformed and to where we have now, which is
Speaker 7: a platform so earn your leasure, not just the podcast
Speaker 7: as a platform. So like we have Inin on with
Speaker 7: us right now, our partner on market Mondays, and that's
Speaker 7: the first show that we actually like executive produced, if
Speaker 7: you would say, Umbrella and Now's the stock Show, And
Speaker 7: that became one of the top investment shows on the internet.
Speaker 7: So one domino kind of led to the next. But
Speaker 7: it really all started in the classroom and then from there,
Speaker 7: which I know you can appreciate, Tiffany, you being a teacher,
Speaker 7: a former teacher, and then that from there that just
Speaker 7: kind of led to what we do now, which I
Speaker 7: still feel like is a form of teaching, just in
Speaker 7: a different variety and not in a classroom, but you know,
Speaker 7: on the internet for the whole world to see.
Speaker 3: Yeah, I mean there's so many similarities. And from what
Speaker 3: we were doing the summer internship program. Kids would come in,
Speaker 3: we would interview them and they would tell us about
Speaker 3: the future aspirations, and then we would go out in
Speaker 3: the community and try to pair them up with that
Speaker 3: future aspiration, whether it be a pediatrician, electrician, an architect,
Speaker 3: and so they would get the six weeks of experience
Speaker 3: of being what it's like, seeing what it's like to
Speaker 3: be in that profession. And so if you think about it,
Speaker 3: that's kind of what we do now. We just we're
Speaker 3: actually showing people the professions, whereas the kids were going
Speaker 3: to see it and they will report back to each other.
Speaker 3: And two things I always say that can happen from
Speaker 3: an internship. You can say, yeah, I really like this,
Speaker 3: I want to pursue this in the future, or no way,
Speaker 3: this is too boring, I never want to do this.
Speaker 3: But you're getting that experience at fourteen, whereas most people
Speaker 3: are getting that after they've graduated from college, which is
Speaker 3: going to cost you a lot of money. And so
Speaker 3: that was our goal. And now we're doing that to
Speaker 3: the world. Right We're introducing them to so many different
Speaker 3: careers so they can say, you know what, I want
Speaker 3: to pursue this, and they might be doing it at sixteen,
Speaker 3: they may be doing that at fifty, but they have
Speaker 3: their eyes open to so many different fields now.
Speaker 1: So it started from an internship program, correct.
Speaker 3: Yeah, So at the end of the internship, the kids
Speaker 3: were going to get paid like five hundred dollars, and
Speaker 3: so it was their first time at fourteen, it's your
Speaker 3: first time coming in contact with money. I knew that,
Speaker 3: and I said. He was like, you said, he was
Speaker 3: on his financial advising career. And I'm like, I think
Speaker 3: you should come and teach these kids about money.
Speaker 1: Man.
Speaker 3: It's probably vital that they know what the value of
Speaker 3: it is, what they should do with it, because most
Speaker 3: of the kids at fourteen's like, all right, that's back
Speaker 3: to school shopping. I'm buying the new Sniggers. I'm buying
Speaker 3: some jeans. And they didn't realize after they bought the
Speaker 3: singers and the jeans, they had more money left.
Speaker 1: That's like half an AirPod? Why are they so expensive?
Speaker 5: Will you'll?
Speaker 2: Girl just lost? I'm like, you've got your pop money.
Speaker 2: She actually does, because she's like, I work for you,
Speaker 2: so I send you.
Speaker 1: The Metro North still has one half of my AirPods,
Speaker 1: and I will be not forgotten. Speaking of the Metro North,
Speaker 1: I was going to work this in do y'all Are
Speaker 1: y'all from Westchester?
Speaker 6: Yeah?
Speaker 3: I read them right.
Speaker 6: I live.
Speaker 3: To the town.
Speaker 1: I live in Greenberg.
Speaker 3: No you don't, I do, I do.
Speaker 1: I just moved here a few years ago. Yeah, my
Speaker 1: husband's from Manhattan. Y'all are from the Bronx.
Speaker 6: Right, originally born in Where do you go when.
Speaker 1: You're from the Bronx, either Westchester or Jersey me and
Speaker 1: up going to Chester.
Speaker 2: It's not to late for Jersey. You can come on.
Speaker 6: It's an interesting dynamic because it's like your your husband.
Speaker 1: He's black, he's Dominican.
Speaker 6: Dominican. Okay, so he's black my book.
Speaker 1: But you know, we have those discussions, but we'll continue.
Speaker 1: This isn't about that.
Speaker 6: But that's a different that's a different conversation.
Speaker 7: But now, you know, growing up, that was the thing,
Speaker 7: like you know, if you if your parents did decent
Speaker 7: for themselves, like you said, and where we're from, Greenberg
Speaker 7: is actually one of the only towns in America where
Speaker 7: it's like a suburb, but it's like ninety percent black.
Speaker 6: Yes, it's a black like middle class That is what
Speaker 6: we loved about it.
Speaker 7: Yeah, working class suburb, which is an interesting dynamic because
Speaker 7: what's justter County, like where we come from, is very
Speaker 7: segregated place and you know, majority of it is like
Speaker 7: very well to do white neighborhoods, but then you have
Speaker 7: pockets where it's all black, Like we're from Greenberg, Mount Vernon,
Speaker 7: South Yonkers Peak Skill. So it's interesting. That's an interesting
Speaker 7: study in geography. You know, it's kind of off topic
Speaker 7: a little bit, but we're still talking about finance where
Speaker 7: it's like, you know, segregation is still alive and people
Speaker 7: just don't realize exactly. It's like they just are forced
Speaker 7: to move to certain neighborhoods, or they move to certain neighborhoods,
Speaker 7: and it's like, it's just interesting that this small town
Speaker 7: that we live in twenty minutes outside the Bronx and
Speaker 7: ninety percent of the people migrated from the Bronx and
Speaker 7: it's all black.
Speaker 6: They could have moved anybody.
Speaker 3: Crazy, many is that in that in the program, we
Speaker 3: actually did a project on the segregation of our town
Speaker 3: because it's tool.
Speaker 1: I want to read it. I love the history. Yeah,
Speaker 1: I don't want to know everything about it.
Speaker 3: It's very interesting, especially when you break it down to
Speaker 3: the school districts. So yeah, we'll talk, we'll talk after this.
Speaker 1: Yeah, well we talked about this on the show, just
Speaker 1: like you know, as an investment home ownership being this
Speaker 1: you know pathway too. We're gonna talk about investing home
Speaker 1: ownership being this traditional form of wealth building in black
Speaker 1: and brown communities, and seeing why I had to reckon
Speaker 1: with the fact that, oh, I could afford a house here,
Speaker 1: because unfortunately it seems like home values have been yes, increasing,
Speaker 1: but not as you know, not as expensive as other
Speaker 1: areas in Westchester, and you have to think about, oh, well,
Speaker 1: there's racism.
Speaker 7: And the homes don't appreciate the same level where we're from.
Speaker 7: Like any other place in Westchester, the homes appreciate much higher,
Speaker 7: but ironically, for some reason, in the Black neighborhood, the
Speaker 7: homes don't appreciate the same value as anywhere else in
Speaker 7: the county. So it's an interesting study. I actually would
Speaker 7: like to hit Ian's perspective on that too, because.
Speaker 2: I was going to say, I would like to, like,
Speaker 2: I think, because having Ian here is special as well,
Speaker 2: and I'd love to hear some of the background, like
Speaker 2: how did you get here? How did you link with
Speaker 2: your leisure? You know, but how did you even get
Speaker 2: to the space where you knew? Like honestly, like my
Speaker 2: sister loves you know, everybody knows on the on the show,
Speaker 2: they're always like, bring care along. That's my sister who
Speaker 2: gives us all of our our stock tips. Who she's like, now,
Speaker 2: I'm good, but she you are one of the few
Speaker 2: people that she's like, Yo, he's dope.
Speaker 6: You know.
Speaker 2: Yes, I'd love to know. How'd you get here, how'd
Speaker 2: you learn what you learn? How'd you connect with her?
Speaker 2: Your leisure?
Speaker 4: It came out of pain. So I went to Indiana University.
Speaker 4: I'm from northwest Indiana. I grew up twenty minutes from Chicago.
Speaker 4: In nineteen ninety nine and two thousand, my dad gave
Speaker 4: a guy some money because he was in construction, got
Speaker 4: lost all the money lost one hundred and fifteen thousand
Speaker 4: on like three months doing option trades. And there was
Speaker 4: a guy's first three months with the firm literally told him, hey,
Speaker 4: it just happened. And my dad was like, what do
Speaker 4: you mean, It just happens, like there was no care,
Speaker 4: no compassion. So that was my first introduction. Second introduction
Speaker 4: Indiana University. I'm walking from Valentine. Kudos Andy Shiftman, he's
Speaker 4: an agent now in the NBA, and he was like, Yo,
Speaker 4: Cuban made this crazy trade with Yahoo, which crazy enough.
Speaker 4: EYL went to interview him about, you know, fifteen years later,
Speaker 4: but Mark Cuban had She's so broadcast dot Com to
Speaker 4: Yahoo and then got the stocks and then shortened it
Speaker 4: as a FELLO took that money and then invested long
Speaker 4: term into the market. So I had an exposure to
Speaker 4: what happens when things don't go well and then this
Speaker 4: other side of like, even when the market goes down,
Speaker 4: you can make money. So one of my buddies worked
Speaker 4: for JP Morgan in two thousand and seven. He worked
Speaker 4: for a big firm. He told me everything to invest
Speaker 4: in the recession. Guess what I did did not listen.
Speaker 4: He called me four months later and he was like, Okay,
Speaker 4: I'm about to retire. He was thirty five. He was like,
Speaker 4: you can liquidate everything that I told you to get
Speaker 4: and I was like, loqu what He was like, no,
Speaker 4: I'm about to retire. He was like, you didn't buy
Speaker 4: what I told you. And he was already rich. But
Speaker 4: he still retired to this day from two thousand and
Speaker 4: eight from those investments. And I was like, see what
Speaker 4: had happened? Was I was going to I went on
Speaker 4: a day too, And that was my first lesson of like,
Speaker 4: these recessions and huge crashes are immense opportunities to us.
Speaker 5: We panic, but for other people, they end up profiting
Speaker 5: from it.
Speaker 4: So from that point on, I was like, I'll never
Speaker 4: get called not knowing what a recession is and how
Speaker 4: to take advantage of it, and I will post on
Speaker 4: Facebook and share stuff with my friends for free. And
Speaker 4: then one of my friends Jury introduced me to Troy
Speaker 4: Rashott and then of course, you know, they didn't know me,
Speaker 4: and it's so many we all know this. We see
Speaker 4: people people who post online who act like they're the greatest,
Speaker 4: but they're not good at their craft. So it took
Speaker 4: them a while to like warm up to me. But
Speaker 4: after we connect and did episode seventy end up being
Speaker 4: a classic. And then from there goes to the Power Partnership.
Speaker 4: I'm like, hey, we should do a podcast together because
Speaker 4: I like working with other people, but in particularly I
Speaker 4: like working with us, because let's be honest. In twenty ten,
Speaker 4: when I was talking about investing and using rap references
Speaker 4: in basketball references, it was looking down upon it, like,
Speaker 4: no one wants to hear that perspective of the market
Speaker 4: from Alanovs, you know, And I'm like, but my people
Speaker 4: in the barbershop get that they don't understand what a
Speaker 4: derivative is or a synthetic instrument.
Speaker 5: They're like, oh, what is that? A beat machine?
Speaker 2: Like?
Speaker 5: What's that? So making it plain made it fun.
Speaker 4: And I think we should in a wave to make
Speaker 4: it acceptable for us to be us and invested in
Speaker 4: the market. And last year I think our growth was
Speaker 4: the biggest in investing in this entire history.
Speaker 1: So who can I ask y'all a question going back
Speaker 1: to your origins? What I know? So Rashad financial advisor?
Speaker 1: I and you also worked in wait, JP Morgan or
Speaker 1: is that a buddy No, that was.
Speaker 5: My buddy mom. I'm an investor. I just didn't learn
Speaker 5: how to.
Speaker 1: Do it on my own d y investing. So Troy
Speaker 1: educator teach? What did you teach?
Speaker 3: I taught health science and physics.
Speaker 1: So I was like, coach Troy, you can call coach
Speaker 1: exactly right. But but y'all, I mean, and I know
Speaker 1: Ian you kind of shared some of your early financial inspirations.
Speaker 1: But for Troy and Rashad, I mean, who was it?
Speaker 1: How did you end up here? I think for personally,
Speaker 1: you know, I accidentally ended up in personal finance, you know,
Speaker 1: kicked on my butt as a millennial in the Great Recession,
Speaker 1: Tiffany's story. I think it's very well known about, you know,
Speaker 1: a similar comeback story after the recession. But yeah, what
Speaker 1: what what what drives y'all? What's your inspiration financially? Who
Speaker 1: or what is your inspiration? What was that moment for y'all?
Speaker 7: I mean for me, I think my dad was definitely
Speaker 7: a major inspiration for me. Like I grew up in
Speaker 7: the household. Like my mom is a teacher and she's
Speaker 7: like very you know, ultra paycheck, Like she has no
Speaker 7: heart to be an entrepreneur, like she needs to have
Speaker 7: a paycheck. She's not feeling an entrepreneur life. And part
Speaker 7: of that is that, you know, my dad's entrepreneur's whole life,
Speaker 7: but you know, being an entrepreneur's ups and downs. So,
Speaker 7: you know, I grew up in the household where you know,
Speaker 7: I saw like, you know, financial issues, like you can see.
Speaker 6: Like you know what I'm saying. As you get older,
Speaker 6: you start to you.
Speaker 7: Know, realize what's going on, and you know, you see
Speaker 7: fights and arguments and it's like you said this last time,
Speaker 7: I'm not you're not.
Speaker 6: Borrowing more money from me.
Speaker 7: DA, So it's like you start to see, like there's
Speaker 7: good months and then there's bad months, but that's the
Speaker 7: life of an entrepreneur. But I always appreciated that, you know,
Speaker 7: he didn't have to work for anybody, and you know,
Speaker 7: he he always had that that like do self mentality,
Speaker 7: and that's something that I always wanted to do. I
Speaker 7: never really wanted to work for anybody. I never was
Speaker 7: good at following orders or following directions. It's something I
Speaker 7: never never was good at. So I always knew I
Speaker 7: wanted to be an entrepreneur my whole entire life. I
Speaker 7: just wasn't sure exactly what direction I wanted to go in. So,
Speaker 7: you know, business is something that I always fell in
Speaker 7: love with, Like even when I was young, I loved
Speaker 7: the stock market, like just movies like Wall Street and
Speaker 7: Barbarians at the Gate. Like I was watching these movies
Speaker 7: when I was twelve years old. It was just something
Speaker 7: about I wanted to be a corporate takeover artists. It
Speaker 7: was just fascinating to me, Like you know, growing to
Speaker 7: Wall Street when I was a kid and just seeing
Speaker 7: everything move so quickly, it just was like fascinating to me.
Speaker 7: So I always wanted to be involved in the stock market.
Speaker 7: I always wanted to, you know, be in the industry.
Speaker 1: But you're different. You weren't like most twelve was. Do
Speaker 1: you think it was because living in Manhattan, you know,
Speaker 1: Wall Street was so close but so far. Do you
Speaker 1: think that was part of the allure?
Speaker 7: Nah, not really, because most of the people that I
Speaker 7: grew up with didn't share the same ambition or the
Speaker 7: same passion for business or stocks that I had. So
Speaker 7: I don't know, I don't I don't know what it was,
Speaker 7: but I guess. You know, sometimes in life, you just
Speaker 7: you know, you can just see a kid and you're like,
Speaker 7: he's going to be like that help too, yeah, seeing it,
Speaker 7: Yeah for sure. But even now, I mean, I have
Speaker 7: siblings and they're not entrepreneurs. They didn't they didn't go
Speaker 7: down that route. And they're older than me, so I'm
Speaker 7: the youngest. So you know, I just think sometimes you
Speaker 7: just have things that's just wide in your brain. And
Speaker 7: like I said, I always had an issue with authority,
Speaker 7: like you know, even playing basketball player.
Speaker 2: But no, you don't really me and Mandy ben hard headed.
Speaker 7: I think that you know that that's a gift that
Speaker 7: the courage, but more of a gift, more of a
Speaker 7: gift because it forced me to figure out you know,
Speaker 7: I never really had a real job. So I had
Speaker 7: a job one time at Target for two weeks when
Speaker 7: I was in college.
Speaker 6: I got fired. I got fired after I think like
Speaker 6: ten days you just left kind of. I got fired
Speaker 6: at me.
Speaker 3: Like a two hours un I feel like.
Speaker 6: Like a two hour lunch. But they're like, look, this
Speaker 6: isn't gonna.
Speaker 5: Work out the thirty minute lunch break trash though.
Speaker 3: You know that's a true story. That's a true story. Yeah,
Speaker 3: I came home from college. He's like, what I'm gonna do?
Speaker 3: He's like, Yo, you think I could teach. I'm like,
Speaker 3: I don't know if that's gonna be fair.
Speaker 1: Wait so rashad. Okay, so you're this like budding entrepreneur
Speaker 1: very you know, it sounds like you're very risk tolerant.
Speaker 1: If we can use some you know, investing speak. So
Speaker 1: Troy public Education, I'm sensing maybe you were. Well, you
Speaker 1: tell me your story, because y'all.
Speaker 3: The my parents, I'm first generation. My parents are from Jamaica,
Speaker 3: and so we would you know, we would exactly exactly.
Speaker 3: I mean they installed hard work, hard work, hard work,
Speaker 3: and they instilled like being a certain profession, and teaching
Speaker 3: wasn't one of them. I kind of just stumbled upon
Speaker 3: it because I naturally had to work at kids. Our
Speaker 3: first job was working at a community center as counselors,
Speaker 3: and so I always worked with kids, and I love sports.
Speaker 3: I thought it was gonna play sports, and so my
Speaker 3: biggest inspiration with athletes and rappers like straight up like
Speaker 3: Jay and Puffer with inspirations for me, obviously, Michael Jordan
Speaker 3: was an inspiration, and I thought like, you know what
Speaker 3: if I can't play sports, I want to be around
Speaker 3: it at least, and so I initially wanted to be
Speaker 3: a physical therapist, and very quickly I was like, why
Speaker 3: am I doing this? I hate science, Like this is
Speaker 3: just too many science courses. I'm not going to make this,
Speaker 3: and so I just put the two natural things that
Speaker 3: I knew. I knew working with kids, I knew sports,
Speaker 3: and so I said, I'm going to teach his head.
Speaker 3: So my biggest inspirations with that. And once I knew
Speaker 3: that I wasn't going to make money from sports, I said,
Speaker 3: let me find a professional in sports that I can
Speaker 3: make money. So sports medicine became a thing, and then
Speaker 3: obviously it fell out, But you know, my inspirations are
Speaker 3: around me my friends. Like I said, I've know Shotty
Speaker 3: pretty much my whole life. He's been an entrepreneur most
Speaker 3: of my entire like since i've known them, right, And
Speaker 3: so our other partner, Mike, is an entrepreneur as well.
Speaker 3: And so imagine the text messages as I'm going to
Speaker 3: work and they're just waking up. But I was thinking,
Speaker 3: they're like, look, man, you know what, You're not going
Speaker 3: to be doing this for long, And I'm like, now,
Speaker 3: I really love this. You know, like when you when
Speaker 3: you're working around kids and you see your purpose and
Speaker 3: you realize how different you are in the education field,
Speaker 3: and you know there's not going to be anybody that
Speaker 3: replaces if you leave, you become more passionate. But I've
Speaker 3: always had the entrepreneurial mindset, and I think we had
Speaker 3: an argument once. He was like, yeah, you got a boss,
Speaker 3: and I'm like, no, I don't have a boss. I
Speaker 3: work for myself. Do the real bosses of the kids
Speaker 3: that I'm so those kids were my boss because they
Speaker 3: would be able to tell me how I was doing
Speaker 3: on a daily basis, whereas the principal, I know more
Speaker 3: about this profession that I'm doing than he does. And
Speaker 3: so if I do my job, I look good and
Speaker 3: so to see and if he does his job, we
Speaker 3: all look good. And so we work in this together.
Speaker 3: I always looked at everybody as my colleague, and they were like, yeah,
Speaker 3: sounds good, but you got a boss.
Speaker 2: People always hating on teachers, but you know, like sure,
Speaker 2: you know, like when you teach, you are literally equipped
Speaker 2: to do just about anything, anything anything, because like you're
Speaker 2: like a psychologist, You're a CEO of that classroom. You're
Speaker 2: the CFO. You got to deal with teacher social work,
Speaker 2: and then every year it flips and you got to.
Speaker 4: Learn and readjust the relation skills a great every kindness
Speaker 4: like you two are too, the kindness like we're shouting
Speaker 4: out rough that authority thing. We'd be like, all right,
Speaker 4: like we're shouting failed in just fail.
Speaker 5: You guys are a lot more patient, like you're gonna
Speaker 5: get it.
Speaker 1: Yeah.
Speaker 3: When he came into the classroom, I know, joke, when
Speaker 3: he came in and he credit to him because he's
Speaker 3: gotten a lot better with actually being in from the classroom,
Speaker 3: he would get their attention like all right, all right,
Speaker 3: all right, all right, and like going to work, I'm like,
Speaker 3: now we got to ease it. We got to ease
Speaker 3: it in. Then we got to ease this this thing again.
Speaker 3: But yeah, me so, And this is something that I
Speaker 3: want people to realize, Like I don't come from a
Speaker 3: business background. My business comes from watching my brothers and
Speaker 3: watch my friends be entrepreneurs and learning that. And so
Speaker 3: it's encouraging because it's like, look, you can do this.
Speaker 3: It takes a lot of research, it takes a lot
Speaker 3: of homework and touches a lot of discipline, but you know,
Speaker 3: anybody can do it if you put the right the
Speaker 3: right amount of time in.
Speaker 1: Yeah, well we're coming up on well, we've already passed
Speaker 1: the one year pandemic adversary, which is seems dumbed to
Speaker 1: even call it that because it's such a traumatic, traumatic year,
Speaker 1: especially for black communities, especially for black and brown communities.
Speaker 1: But let's talk about the market, because I know a
Speaker 1: year ago markets were down. Were they down? I don't
Speaker 1: know if I'm getting it's April now, what is even time?
Speaker 1: It was a scary time for some people, but to
Speaker 1: your point, Ian, it was also a time of opportunity.
Speaker 1: How do you think people So let's say let's say Ian,
Speaker 1: people you know, had a year like you did ten
Speaker 1: years ago when your friend told you to invest and
Speaker 1: they were like, I'm not going to do it. I'm
Speaker 1: a little too afraid. So they feel like they've missed
Speaker 1: the boat. Now we're a year post pandemic. What what
Speaker 1: message do you have to people who were like, damn,
Speaker 1: I didn't get hurts. I didn't people.
Speaker 2: When she means people, she meets me. I was like,
Speaker 2: my sister was like me walking over the wired I
Speaker 2: don't know. I invested me. I have a wealth group.
Speaker 2: Carol was like get this, get this. I was like,
Speaker 2: h tell me how it works out. She's like, I'm
Speaker 2: up a thousand percent. What about you? I'm like, I
Speaker 2: mean I'm up a thousand percent and business. So yes, Ian,
Speaker 2: how can I stop up my tears and be ready
Speaker 2: for the next time?
Speaker 5: For me, it took me twelve years to get ready
Speaker 5: for this moment.
Speaker 4: But I would tell anyone that missed out use that
Speaker 4: as motivation to never get caught in this again, because like, imagine,
Speaker 4: so I.
Speaker 5: Looked like I visited Westchester's nice.
Speaker 4: When I looked at the houses, I'm like kind of
Speaker 4: pricey because I'm in Houston, So like five hundred thousand
Speaker 4: get us a mansion. I'm like, gotta wait to move
Speaker 4: out there, right, But imagine if houses out there that
Speaker 4: are the prices now they dropped eighty percent, we would
Speaker 4: be like, girl, we got to go get get all
Speaker 4: friends and go buy as many houses as possible. Last
Speaker 4: year happened in everyone panics and so in real time
Speaker 4: I was telling people how far the market was going
Speaker 4: to drop and want to buy. So last year we
Speaker 4: did the collaboration with stock Club. Like at one time,
Speaker 4: I was like by Apple, Microsoft's Maderna Tesla AMD and video,
Speaker 4: Microsoft Shopify jkhy in five nine clouds. So on average,
Speaker 4: for those who got into stock Club last year, they
Speaker 4: have like five hundred and thirty five percent indexes and right,
Speaker 4: and if you missed out, it's like, damn, I should
Speaker 4: have took advantage of it. But the great part is
Speaker 4: the market drops every month. It's just as sure as
Speaker 4: the sun is going to shine, rain is going to come.
Speaker 4: We have to take advantage of those moments. But when
Speaker 4: those big drops happen in quality companies, and Rashad said
Speaker 4: that what we're doing market money is like do you
Speaker 4: think eighty percent of value of Boeing left just because
Speaker 4: the market dropped with fifty percent of Apple actually left.
Speaker 5: No, those are the greatest times to buy.
Speaker 4: Of course, do your research if you're super serious about investing.
Speaker 4: I'm telling everyone to read one hundred pages a day.
Speaker 4: If you're beginning to start with ten pages a day,
Speaker 4: you'll be surprised the attraction that you can cover, and
Speaker 4: you will be able to beat ninety nine percent of people.
Speaker 4: But if you just buy every single month and when
Speaker 4: we have fifty percent drops, if you buy quality companies,
Speaker 4: like top ten companies, you'll go to My formula is
Speaker 4: two index funds and then two technology companies. That's all
Speaker 4: you need, equally weighted. So if you have ten thousand dollars,
Speaker 4: split the money up amongst the four and you'll be fine.
Speaker 4: But those opportunities when the market crashes, I'm going to
Speaker 4: be very honest, those of us that are investors were
Speaker 4: a smile.
Speaker 5: And ear to ear and be like, thank you God.
Speaker 5: I appreciate you.
Speaker 1: In a sad way though, because you know for some
Speaker 1: well also too, but I have so many questions, but
Speaker 1: for me, so for example, I got a call from
Speaker 1: my cousin Tilla and Atlanta. I'm from Atlanta originally, even
Speaker 1: though I wrapped the burg. Now, I don't know any
Speaker 1: young people around here, so I'm just like an old
Speaker 1: married lady.
Speaker 5: With a.
Speaker 1: The burg.
Speaker 3: Well, Greenberg one of those. I'll bring it to your house, y'all.
Speaker 1: But really, when we find out we live two streets
Speaker 1: away from each other, that's going to be the real
Speaker 1: because green is tiny. All right, mom, brain, where was
Speaker 1: my question?
Speaker 2: All right?
Speaker 1: Listen my cousin Tiya, that's right, she calls me, and
Speaker 1: listen as Rishad and especially in Ian probably too. You
Speaker 1: know that you can't just like give I have so
Speaker 1: many cousins, you know, some of my couple of my
Speaker 1: siblings too, who you want to just like give them
Speaker 1: a financial advice, but they have to come to you.
Speaker 1: You know. I have learned people don't want you preaching
Speaker 1: to them. They need to come to you. So finally,
Speaker 1: after years of like text me whenever you got a
Speaker 1: question to you, she finally text me. She's a preschool
Speaker 1: or preschool teacher in Atlanta, really hurt by their recession,
Speaker 1: and she's like, hey, my coworker was talking about game Stop.
Speaker 1: Should I buy some? And my first reaction was like, no,
Speaker 1: this was not when GameStop was this was when it
Speaker 1: was in the news to the point where you know,
Speaker 1: my cousin was hearing about it. But I like what
Speaker 1: you said about education because for me, I wanted to
Speaker 1: be like, yes, you know, buy some stock. But for me,
Speaker 1: I hesitated because I knew that she didn't have the
Speaker 1: education part down. Like it's almost like you need to
Speaker 1: read and be educated so that you can take someone's
Speaker 1: advice and you can you know, make an educated decision
Speaker 1: about investing. So what would you say to and you
Speaker 1: know Tiya When I when she came to me and
Speaker 1: asked me about that, I was like, do you have
Speaker 1: a four to one K? And she hadn't, and she
Speaker 1: was like leaving a match on the table. So for
Speaker 1: people who are maybe they haven't you know, they're not
Speaker 1: ready for the moment quite yet. It's not their time.
Speaker 1: We call it financial double Dutch. It's not their time
Speaker 1: to just jump in, you know, just quite yet. Backing
Speaker 1: it up, I mean, do you feel like you know,
Speaker 1: it doesn't matter just jump in any way, or because
Speaker 1: I tend to be more risk averse, or do you
Speaker 1: feel like some people should just start with you know,
Speaker 1: four one K start with I or Ray start with
Speaker 1: emergency fund first and foremost before.
Speaker 2: And I'll piggyback on that question, like, and then what
Speaker 2: does someone start to read? Like if someone's like, okay,
Speaker 2: I want to prepare, you know, like you know, what
Speaker 2: what books would you suggest someone start with and start
Speaker 2: to accumulate that kind of knowledge. To piggyback on Mandy's question, well,
Speaker 2: if they want.
Speaker 5: To be financially whole, they should probably get your book.
Speaker 1: I mean with money, can we take any in the
Speaker 1: camera and just a little bit it's.
Speaker 2: Always but seriously, like, I have a fourteen year old
Speaker 2: step daughter and I want to because she's making like
Speaker 2: money from me and everybody else that she's been working with,
Speaker 2: and I want, you know, she knows how to budget,
Speaker 2: she knows how to save, but I'm like, I want
Speaker 2: to sit down with her to be like, let's let's
Speaker 2: invest together. So I'm like something that's simple enough that
Speaker 2: I think if a fourteen year old can start, then
Speaker 2: anyone can. So I'd love to know.
Speaker 7: I'm going to let Ian answer this, but I think
Speaker 7: that first we have to get out of the the
Speaker 7: thing of like what books to read, because as a teacher,
Speaker 7: you understand that there's seven different I think seven different
Speaker 7: learning styles. Everybody learns differently. Everybody does not learn by reading.
Speaker 7: Like me, like, I don't really read that many books.
Speaker 7: If I read a book, it's going to be I'm
Speaker 7: listening to the book on audio. I can remember something
Speaker 7: a lot better than reading something like my brain is
Speaker 7: not working that manner. And I feel like I feel
Speaker 7: like you know, even now in this generation, people are
Speaker 7: learning differently, so we can never discount the value of
Speaker 7: how someone learns. So one of the best ways to
Speaker 7: learn is podcasts are do.
Speaker 1: You know any investing podcasts?
Speaker 5: People should.
Speaker 6: Podcast?
Speaker 7: YouTube? Even instagram you learn. You can learn if you
Speaker 7: follow the right the right pages and the right people.
Speaker 7: So that's the first thing because I feel like just still.
Speaker 7: I remember I was telling my cousin before. He was like,
Speaker 7: here were books you reading. He was in jail at
Speaker 7: the time, so you know, in jail like they reading scrolls,
Speaker 7: like they're reading everything. Like I'm like, you know, I'm listening.
Speaker 7: He's like you listening to an audio? Like he was like,
Speaker 7: you know, like that's not learning. I'm like, wow, the
Speaker 7: same thing. What if I'm listening to somebody tell me something,
Speaker 7: or if you're reading it, what's different about it? So
Speaker 7: that's the first thing. I feel like, you know, in
Speaker 7: the age of information, there's so many different ways to learn,
Speaker 7: and me personally, I learned better from listening to podcasts,
Speaker 7: watching videos, and actually even you know, buying courses than
Speaker 7: buying books. I'm not going to read a book this
Speaker 7: big I ain't gonna do it.
Speaker 3: If you send him a long text, you're not reading.
Speaker 2: And that's good, thank you for because you righte the educated.
Speaker 2: To me, it's like you're right because there are differentiated
Speaker 2: learning says that, like, you know, everybody absorbs knowledge differently,
Speaker 2: and you ought to find the way that you best learn,
Speaker 2: you know. So no, that makes total sense.
Speaker 4: And then for me two things. We need to stop
Speaker 4: saying that investing is hard. It is not for us
Speaker 4: because the greatest risk that we will take is not
Speaker 4: being able to have our money work for us. And
Speaker 4: I've been saying this in twenty ten then last year
Speaker 4: hitting everyone's like, maybe you had a point, because what
Speaker 4: if I was talking to a guy to day who
Speaker 4: came to put a desk together for me. He has
Speaker 4: a friend that is working with businesses to automate eighty
Speaker 4: percent of employees out of businesses. It's a business owner,
Speaker 4: I'm like, what's the automation? The other side of me,
Speaker 4: I'm looking at them like, well, my aunts, my cousins,
Speaker 4: my relatives, they're going to be out of work. So
Speaker 4: if we're not putting our money into the possession of
Speaker 4: these companies, and you're actually buying a part of a
Speaker 4: business which we already know what to wants to invest in,
Speaker 4: I think the greatest risk is not investing in them.
Speaker 4: My favorite book is Money Master the Game. It is
Speaker 4: that thick. So what if I sat you down with
Speaker 4: Drake Tupac Lee or whomever in the music industry and
Speaker 4: that was their bible, which you read it. I think
Speaker 4: a lot of times people don't know what the outcome
Speaker 4: is going to be. That's why they don't want to read.
Speaker 4: But I'm like, hey, if you invest one thousand dollars
Speaker 4: a month, you should probably end up with a minimum
Speaker 4: of five hundred thousand. That would entice people a hell
Speaker 4: of a lot more. I think we were more than
Speaker 4: capable of being.
Speaker 5: Able to invest in the mark.
Speaker 6: I think they still I think they still won't read it,
Speaker 6: I think, and that.
Speaker 5: Which is sad.
Speaker 1: But the thing is also you don't need to read
Speaker 1: a book to know how to just in a target
Speaker 1: date fund, you know, and that's what you're talking about.
Speaker 1: It's not for us often it's like the the literature,
Speaker 1: the written tips about investing. It makes it feel like
Speaker 1: and my cousin Tia, all she had to do was
Speaker 1: go to her you know HR website. Often they automatically
Speaker 1: put her in a target date fund. And you know what,
Speaker 1: if that had happened ten years ago, she would have
Speaker 1: been ready without reading a book, you know what I mean.
Speaker 1: I was ready for this recession because baby man Mandy
Speaker 1: at twenty two or twenty three open a four to
Speaker 1: one k in twenty eleven, you know, and I just
Speaker 1: put in my fifteen percent however much a month since then.
Speaker 1: So yeah, we always send that message. And I think
Speaker 1: where Tiff and I kind of you know, are always
Speaker 1: kind of towing that line is for some people, that's good,
Speaker 1: like you're doing it, you're investing, you know, if you
Speaker 1: got a four to one k in Ira. But then
Speaker 1: where you guys are more comfortable playing and as the
Speaker 1: individual stock picking and things like that, that I think
Speaker 1: that is the point where I'm like, probably read a book.
Speaker 7: I think you have to meet people where they're at
Speaker 7: and that's one of the things that our platform has grown.
Speaker 7: It's not like we're the first people to ever talk
Speaker 7: about investing or real estate, but we have created a platform,
Speaker 7: probably the first platform of any real you know, stature,
Speaker 7: that delivers the information in the language that the people
Speaker 7: can understand, and it's very it's very digestible. So we
Speaker 7: understand that people have a lot of stuff going on,
Speaker 7: so you know, they might not want to invest in reading,
Speaker 7: and hey, that's that's their prerogative. Now they can just
Speaker 7: tune us in and they can listen and yeah, no,
Speaker 7: we start with the basics before you actually should invest.
Speaker 5: Me.
Speaker 7: I'm a financial advisor, so my whole background is basics
Speaker 7: as far as you know four one k's iras that
Speaker 7: all of these things, emergency savings. I was talking about
Speaker 7: that stuff way before we had an investment show, like
Speaker 7: you should have three months minimum, six months recommended, twelve
Speaker 7: months maximum. As far as emergency savings, this stuff is
Speaker 7: not really sexy and nobody really wants to talk about that,
Speaker 7: but you know, Tiffany does a great job of explaining
Speaker 7: that in great detail. And that's that's the fundamentals. When
Speaker 7: I used to play sports, you know, learn the fundamentals.
Speaker 7: You can't shoot a half caught hook shot before you
Speaker 7: can make a layup, like you know what I mean.
Speaker 7: Like you try to skip the basics and you're gonna
Speaker 7: hurt yourself. You try to jump into cryptocurrency before you
Speaker 7: actually have done anything, and you're going to lose everything
Speaker 7: because it's not based off of information. I always say
Speaker 7: investing is a game of knowledge. Gambling is a game
Speaker 7: of chance. You co mingle the two when you don't
Speaker 7: have knowledge, so you can gamble by investing if you
Speaker 7: just a lot of people's research is with somebody told them.
Speaker 7: So if my research is what Troy told me, no
Speaker 7: matter how knowledge you could research, no matter how knowledge,
Speaker 7: I'm still relying on for somebody information. Right, that's like
Speaker 7: a game of telephone. So we have to we have
Speaker 7: to start at the basic levels. And it's not complicated.
Speaker 7: But it's just a matter of just doing some investing
Speaker 7: in yourself. Investing in yourself and investing yourself could just
Speaker 7: be time, like just taking an hour out your day.
Speaker 7: And I feel like, now there's so much information now.
Speaker 3: So easy gonna add to that. A lot of times
Speaker 3: we and I did this too, right, especially in education,
Speaker 3: you get your summer reading log and it's a bunch
Speaker 3: of books that you don't want to read, and since
Speaker 3: you didn't read them, that didn't count. And I used
Speaker 3: to think to myself, like I don't read enough. I
Speaker 3: don't read enough. And I started discounting myself because I
Speaker 3: didn't realize like, wait, I'm reading the daily News every day.
Speaker 3: I'm reading ESPN magazine every day. What I'm reading is different.
Speaker 3: It's not a book on literature. It's actually your book
Speaker 3: on sports or I'm learning something from it. So that
Speaker 3: led me into reading websites, like going to websites every morning. Right,
Speaker 3: So when we started, I had like fifteen publications I
Speaker 3: would read every morning, so I would wake up at
Speaker 3: like five o'clock and read them. I had CNBC Business Insider,
Speaker 3: Fox Business. I mean like literally every morning. This was
Speaker 3: what I was reading and finding articles and learning. Every
Speaker 3: time I read, I learned something new and that just
Speaker 3: became a habit.
Speaker 6: Right.
Speaker 3: So I know they say if you do something for
Speaker 3: thirty days, it becomes a habit. Tried doing that for
Speaker 3: like two years, right, So the amount of information that
Speaker 3: I'm learning again, I told you, like, education is my background.
Speaker 3: But now business is my life, and so it becomes
Speaker 3: that because I'm learning every time I read. I don't
Speaker 3: want people to discount the things that they read. Yeah,
Speaker 3: you may not have read Money Masters a game, but
Speaker 3: you can go to CNBC dot com. You can go
Speaker 3: to your leasure, or you can read two pages of
Speaker 3: this here an article.
Speaker 7: But we have to stop looking past our institutions. Like
Speaker 7: a lot of times, we we have the answers in
Speaker 7: front of us and we make it more complicated. Like
Speaker 7: so the question is like where to start? Get that
Speaker 7: question a lot. So like Tiffany has several books, that's
Speaker 7: a starting point. Earn your Lisia has over four hundred
Speaker 7: videos on YouTube and three posts on Instagram a day.
Speaker 7: That's a starting point. Market Monday is the starting point.
Speaker 7: We have Eyo University. That's a starting point. Red Panda
Speaker 7: stock Club that's a starting point. So before before I
Speaker 7: lead people to any other direction, I'm gonna lead them
Speaker 7: to where we actually started, because this is a language
Speaker 7: that we speak. I personally don't read the Wall Street Journal.
Speaker 7: Of course, the Wall Street Journal is very valuable.
Speaker 6: It's a highly.
Speaker 7: Respected newspaper, but I don't read it, so I can't
Speaker 7: recommend something that I don't do.
Speaker 5: Myself, but you are executing on the part.
Speaker 7: I listen to market Mondays because I'm on market Mondays.
Speaker 7: I know I was trusted. I do watch CNBC from
Speaker 7: time to time, so I can't recommend that. But other
Speaker 7: than that, I don't really think like we have. That's
Speaker 7: an issue. We always look like the holy grail of something.
Speaker 1: But yeah, what's the one thing I can read every day?
Speaker 1: And it's a lot of pressure. I like what you
Speaker 1: said about you know, you put too much press. I
Speaker 1: don't read enough. You know, if you're waiting for the
Speaker 1: one thing you're going to read that's going to change
Speaker 1: your life and be waiting a long time. It's more,
Speaker 1: it's the it's the sum of everything that you've read,
Speaker 1: you know, and it takes time. And you're right, people
Speaker 1: don't want to hear that. Let's talk about the network.
Speaker 1: E y L is not just one podcast. How many
Speaker 1: shows do you guys have? Now?
Speaker 6: Four?
Speaker 3: Four?
Speaker 1: Four shows?
Speaker 6: Okay? Okay? Five?
Speaker 7: We got five okay, name them, name them, Market Monday's
Speaker 7: Inside the Vote, Social Proof Podcast, and then we have
Speaker 7: dream Nation, dream Nation and we have in a Wealth
Speaker 7: podcast and Wealth. Those two are coming, they're coming Okay.
Speaker 7: One is a mental health podcast, one is a real
Speaker 7: estate podcast. And then we're doing a limited limited edition
Speaker 7: podcast with John Henry, our friend John Henry.
Speaker 2: That's I know who you're talking about episode that's the.
Speaker 1: Guy from that show that sounds very vague.
Speaker 2: No, there was a show. He's light skinned with glass.
Speaker 1: Yes, entrepreneurs like MTV but anyway, he's like vice, Okay,
Speaker 1: thank you, yeah, MTV? Whoa anyway that you don't know
Speaker 1: what that is today? What's the vision? Because and also
Speaker 1: helped me understand. So y'all have been around for only
Speaker 1: a couple of years now two years? Right, how did
Speaker 1: you get this far so quickly? Is this full time
Speaker 1: for you guys? Because I and listen, I you know,
Speaker 1: Tip and I had done the show for six years.
Speaker 1: It's not our it's not our sole focus the podcast.
Speaker 1: We each have our own things. But but for people
Speaker 1: who are looking at y'all and saying like, oh, they
Speaker 1: have a podcast, they made it. This is their empire.
Speaker 1: Talk about where you guys are at. Is this is
Speaker 1: this your sole venture now? Or if y'all quit your
Speaker 1: day jobs and this is it y'all putting all the
Speaker 1: cards on the table and what's the vision, what's the
Speaker 1: vision for for eyl Yeah, I.
Speaker 7: Mean I'm still I'm still a practicing financial advisor, but
Speaker 7: that takes up less and less on my time these days.
Speaker 7: And you Alidia takes up probably ninety five percent of
Speaker 7: my time.
Speaker 3: And Troy, Yeah, Andrelius is my life, my life. Yeah,
Speaker 3: So I don't work for I always. I still educate.
Speaker 3: I just educate in a different medium now, Coach Troy, Yeah,
Speaker 3: I don't. I don't belong to a school district. I
Speaker 3: belong to the world.
Speaker 7: But how we how we was able to grow so fast,
Speaker 7: it's a couple of different things. Teamwork, you know, we
Speaker 7: have a strong team. Shot to Mike's shot out to Ban,
Speaker 7: shout out to Jamal, shout out to everybody that's a part.
Speaker 7: It's not just us. People see us, but it's more
Speaker 7: to it than that. And then we learn. We learn
Speaker 7: a lot. You have to learn very quickly in this
Speaker 7: world that we're in right now. Things move so quickly
Speaker 7: that you have to pick up the information to be
Speaker 7: able to process it on the go. So just being
Speaker 7: around so many entrepreneurs, our friends and things of that nature,
Speaker 7: and we established strong relationships. So like you know, even
Speaker 7: you know, we could have just probably did a stock
Speaker 7: show ourselves, but it's like that's a lot of work.
Speaker 7: So it makes sense for us to partner with Ian
Speaker 7: where he obviously does this all the time, like you
Speaker 7: know what I mean, this is what he does. So
Speaker 7: now it's less work as far as for us just
Speaker 7: making a whole nother show just by ourself, but we
Speaker 7: just we're still a part of it. So that's a
Speaker 7: strategic alliance. And a lot of times, you know, people
Speaker 7: look at like they want to do everything themselves. They
Speaker 7: want me to start everything. They want everything, Like you
Speaker 7: know what I'm saying, You're only going to go so
Speaker 7: far that by yourself, No matter what, you're only going
Speaker 7: to go so far by yourself. You go a lot
Speaker 7: further with it a team, and you go a lot
Speaker 7: further by helping people too. That's you know, we try
Speaker 7: to even with the podcast net Worry, that's us helping people.
Speaker 6: The only person that had a podcast already was Dave Chance.
Speaker 7: Shout out to him, but you know, Ash Cash, he
Speaker 7: wanted to come because he's like he sees the value,
Speaker 7: you know, like you know what I'm saying, he didn't
Speaker 7: have a podcast.
Speaker 4: I was the first one, I was like, hey, uh
Speaker 4: for y'all take off from I've never tem like hey man,
Speaker 4: before we get busy.
Speaker 2: You know.
Speaker 7: I think that's important for entrepreneurs to keep in mind
Speaker 7: that the more people. It sounds cliche, but it's true,
Speaker 7: the more people that you help, the further that you
Speaker 7: will go.
Speaker 1: Was the message that really hit me when y'all were celebrating.
Speaker 1: What was it, did y'all get number one of business wait?
Speaker 1: Number one of all podcasts?
Speaker 3: Y'all head business business podcast?
Speaker 2: Yeah? Knocked that on that other guy d R. I
Speaker 2: don't we don't even know him around here.
Speaker 1: I don't know right out.
Speaker 2: Yes, yeah, he's not our favor over here. He's so
Speaker 2: just yeah.
Speaker 1: So that was But but what you said real quick,
Speaker 1: what you said during your IG live that night, which
Speaker 1: I was tuning into, is exactly that it was. You
Speaker 1: had your friends on and you were talking about how
Speaker 1: we didn't do this alone. And it struck me because
Speaker 1: I was talking to a fellow podcaster and she and
Speaker 1: I was telling her because Tiff and I have signed
Speaker 1: with a new network shout out to Westwood One in February,
Speaker 1: and that was a big step for us. And I
Speaker 1: remember telling her that we were signing with a network,
Speaker 1: and the vibe was very much, oh you souldow I
Speaker 1: want to keep doing this. I just really want to
Speaker 1: own everything. And I was like, yeah, we've done that,
Speaker 1: and I would also like some help.
Speaker 2: Now.
Speaker 1: Yeah, I didn't take maternity leave hardly at all when
Speaker 1: you know, when we did the show and Tiff and
Speaker 1: I have just been grinding. But yeah, I would love
Speaker 1: to talk a little bit more about that. So what
Speaker 1: do you think you have gained, like you know, specifically
Speaker 1: from those partnerships. Is it? Is it the amplification of exposure?
Speaker 1: Is it? Is it just bigger dollars because now you
Speaker 1: have more minutes of podcasting that you can sell ads on,
Speaker 1: Like how does the how does that translate into what
Speaker 1: people really want to know, like money, revenue and all that.
Speaker 7: I mean for us, more so than our business model
Speaker 7: is a little different than most podcasters because most podcasts
Speaker 7: they make the majority of their money off of ads
Speaker 7: and things of that nature, where you know, ads and
Speaker 7: more like supplement income. For us, we have different like programs,
Speaker 7: products and different things of that nature. How we you know,
Speaker 7: we we attain revenue. So for us, you know, brand exposure,
Speaker 7: you know, and adding value. Once again, it might sound corny,
Speaker 7: but it's true. I feel like the more value that
Speaker 7: we can add, the more valuable we become. So you know,
Speaker 7: everything is not about you know, just making money upfront
Speaker 7: and then there's always there's always money on the back
Speaker 7: end that with a big, big payday come. But for
Speaker 7: us to be completely honest with you about it, we're
Speaker 7: not making a bunch of money off of our podcast network.
Speaker 6: Our podcast network was.
Speaker 7: To grow our brand, to add more value, to grow exposure,
Speaker 7: and to really build those relationships with people. Because we
Speaker 7: feel like, all right now, if we do have a
Speaker 7: strong four or five shows, now, that's that's something that's
Speaker 7: valuable down the line. And you know, how that comes
Speaker 7: to fruition is still to be determined. But it's like,
Speaker 7: if you never try something, you never know. What I'm saying,
Speaker 7: you never know.
Speaker 3: I think that's one of the biggest things with us.
Speaker 3: It's like there is no fear of any type of failure.
Speaker 3: Failure never comes into our mind. We're just like, we
Speaker 3: want to do something that can help creatives expand their brand.
Speaker 3: Let's do it. We want to see everybody win. And
Speaker 3: it's kind of where when we come into spaces and
Speaker 3: people are like, wait, y'all don't really want anything else,
Speaker 3: and like, nah, we just want to see you win.
Speaker 3: You win, we win, you know what I mean. And
Speaker 3: when we talk about community, that's what we're building, a community.
Speaker 3: I know, somebody told us, like, a school's only as
Speaker 3: good as as as students that graduate from it, right,
Speaker 3: And so when we look at it, if ash cast
Speaker 3: does well, then the next person who wants to start
Speaker 3: our podcast is like, that's the place to go, right,
Speaker 3: And if Dave Shan does well, that you know what
Speaker 3: I mean. Market Monday's is doing well, we become the
Speaker 3: place to go. And everything that we do is to
Speaker 3: support each other, right, So, like the goal is to
Speaker 3: like build a brand, help everybody else who was trying
Speaker 3: to build theirs. Expertite that because we've been through it
Speaker 3: for two years. We hit number one, so we know
Speaker 3: what it takes. We're gonna you're gonna you're not gonna
Speaker 3: make the mistakes because we're gonna give you the game.
Speaker 5: Right, we become.
Speaker 3: Mentors in essense. So yeah, I mean we saw a
Speaker 3: brand build non podcasts and then a big payday game.
Speaker 5: Right.
Speaker 3: So when he's like, yo, we're not talking about upfront money.
Speaker 3: We're talking about the long game.
Speaker 2: Yes, please, let's talk that long Because as someone when
Speaker 2: I started Budgetista, everybody was like, I don't get it.
Speaker 2: So these things are free? Yes, so you do all
Speaker 2: these lives for free? Yes, so you do all this
Speaker 2: like nobody could like wrap their mind around why. Well,
Speaker 2: because my intention, just like any teacher's intention, was to teach,
Speaker 2: to transform, to make my community better. And I understand,
Speaker 2: I didn't know I was gonna make money. I was like,
Speaker 2: you know, I mean, I did speaking engagements here and
Speaker 2: there the supplement, but I wasn't really sure about how
Speaker 2: I was gonna monetize. But I knew that if you
Speaker 2: build something great, you can and now I will. And
Speaker 2: I told you, guys, I think this before when I
Speaker 2: first came on Earned your Leisure, we had, like I
Speaker 2: felt like, the real talk was after we hung up,
Speaker 2: and I told you, I'm like, please, like you will
Speaker 2: get to a space in a place because of the
Speaker 2: way you're building that The money is the easy part easy,
Speaker 2: you know, Like it took me probably five or six years,
Speaker 2: you know, but now I can do something and I've
Speaker 2: done this and make seven figures in a weekend, So
Speaker 2: I don't worry about like, you know, but that's when
Speaker 2: you build the way you're building. You're building this solid foundation,
Speaker 2: you're building off of network, you're building off of making
Speaker 2: sure that everyone is good, that the money will will
Speaker 2: be like the you'll be able to flip a switch.
Speaker 2: I was telling my sister Tracy, my publicist, Ian's.
Speaker 5: I feel fresh pricks.
Speaker 2: Because she's building her business and I was telling her
Speaker 2: She's like, oh so much. I was like, yo, Sis, Honestly,
Speaker 2: you will get to point where you realize you are
Speaker 2: the bank. At any moment, I could tap into myself
Speaker 2: and make money, produce, you know, Like, so not to
Speaker 2: worry so much about that part if you're willing to
Speaker 2: do the work. But I guess my question is, and
Speaker 2: this is a question that I get and I still
Speaker 2: struggle with the answer, is what's the desired outcome? Like
Speaker 2: what are you?
Speaker 5: Like?
Speaker 2: I would love to hear from youw Ian Troy Rashad, like,
Speaker 2: how do you where do you see this going? Today?
Speaker 2: I had a meeting with my business coach, Shout Out Design.
Speaker 2: I've got several coaches, but he's like my executive business coach,
Speaker 2: and he said, just so you know, you're sitting on
Speaker 2: a billion dollar business and Zion's not wanted to just
Speaker 2: be blowing smoke up yere behind. And that was just
Speaker 2: like yeah, He's like no, I have speak spoken to
Speaker 2: the SEO guy behind Voldemort and he helped him grow
Speaker 2: to four hundred and fifty million dollars a year. And
Speaker 2: he was looking at your stuff and was like, oh, easy,
Speaker 2: we could we could get her there. And I was
Speaker 2: like what so, but it depends on what is it
Speaker 2: that I'm wanting. So my question for you is like
Speaker 2: what is it? You know, like, what's the big mission
Speaker 2: five years, ten years from now? What would you love
Speaker 2: to see?
Speaker 7: Yeah, I mean for us, there's a few different things
Speaker 7: that we're working on. You know, we have an education platform.
Speaker 7: I mean the world is run by education and media.
Speaker 7: If you really think about it, you know, we're controlled
Speaker 7: by media what we see and we're forced to learn.
Speaker 7: Education is something that's not even optional. Like if you
Speaker 7: don't go to school as a kid, you can get
Speaker 7: arrested in truancy cops. They have cops like just to
Speaker 7: make sure kids go to school. Before COVID. Now COVID
Speaker 7: everything changed. But so I say that to say that's
Speaker 7: like really really the most important parts of life. So
Speaker 7: we have an educational platform called Eyo University. And with
Speaker 7: Eyo University, we really just like kind of made that
Speaker 7: it's not like specific, it's not a real estate school,
Speaker 7: it's not a stock school.
Speaker 6: It's everything. Everything.
Speaker 7: Every single week is different classes, it's a book club,
Speaker 7: it's a movie club, it's a real estate course. Inside
Speaker 7: of it, we have investment conversations, all kinds of stuff.
Speaker 7: So we really wanted to give like every single thing
Speaker 7: that you can really you know need as far as
Speaker 7: personal finance investing and grow that. So now that community
Speaker 7: has well over like nine thousand people something like that.
Speaker 7: So we want to make that like a Phoenix University,
Speaker 7: like bigger than Phoenix University and make that you know,
Speaker 7: rival any any university out there, make it, you know,
Speaker 7: a huge, huge, huge platform, over one hundred thousand students
Speaker 7: with graduations and all kinds of stuff like that, you know.
Speaker 7: So that's something that we are really excited about. We
Speaker 7: want to continue to grow that. And of course the
Speaker 7: media side, you know, for Early Legion, look at Early
Speaker 7: Leasion as a podcast. You know, we have a podcast network,
Speaker 7: but even bigger than that we're a media company, so
Speaker 7: you know, we want to keep growing as a media company,
Speaker 7: produce other shows, and you know, have strategic alliances and
Speaker 7: things of that nature. So now we have a corporate
Speaker 7: for our media division, we have you know, our educational division,
Speaker 7: and then of course there's a bunch of other ancillary stuff.
Speaker 6: We just got, you know, a truck that was.
Speaker 1: Dope, you got a truck.
Speaker 2: Yeah, but they're wrapped on like what's the name truck?
Speaker 7: Like a freight truck. Yeah, So you know stuff like that.
Speaker 7: You know, it just comes up randomly. So yeah, the
Speaker 7: other side businesses, opportunities, things to that nature. But yeah,
Speaker 7: those are those are like the also on the immediate
Speaker 7: vision board for us. We don't really have a goal
Speaker 7: to be like the top podcast or something. I mean
Speaker 7: that's cool, but they do.
Speaker 2: Well you already did it anyway, so it's done.
Speaker 4: That's like what Jordan one or third ring here like,
Speaker 4: oh yeah, it means it's.
Speaker 2: It's like you know, like I used to say, like
Speaker 2: I want to go into Target. You get to go
Speaker 2: to Target one day and you see like I don't
Speaker 2: know a mug and it says like budget needs to approved,
Speaker 2: Like I want to reach that level of like when
Speaker 2: you put your name on something and moves mountains, you know,
Speaker 2: because people have come to trust you that much. I
Speaker 2: just was wondering for you, like, what does that look like?
Speaker 2: What's that kind of like pie in the sky?
Speaker 7: And before I'm gonna let you in, because I'm sure
Speaker 7: he has a crazy vision for what he has going on,
Speaker 7: but I want I want entrepreneurs to be valued the
Speaker 7: same way as sports entertainment things. That's something about something
Speaker 7: that I think is very, very obtainable, and that's something
Speaker 7: that not just for celebrity status, but I think it's
Speaker 7: important because especially in our culture enough forget. We was
Speaker 7: talking to somebody that was extremely high up in the
Speaker 7: music business and he was saying that, you know, he
Speaker 7: used to work at a major, major record label, and
Speaker 7: he was saying that he doesn't let his kids listen
Speaker 7: to rap.
Speaker 6: He's black.
Speaker 7: He doesn't let his kids listen to rap, and he
Speaker 7: used to work at a record label. So why don't
Speaker 7: you let your kids listen to rap? He was like, because, like,
Speaker 7: you know, white kids, the kids listening to rap, they
Speaker 7: know it's entertainment, like they listen to little fill in
Speaker 7: the blank, but they do and they want to do
Speaker 7: for you know, medical school, and then when they graduate
Speaker 7: and it's like, you know, that's just a fat that's
Speaker 7: just a moment in their life. Black kids is listening
Speaker 7: to that, and they think it's a career option, a
Speaker 7: viable career option, and it's hurting a lot of people.
Speaker 7: It's hurt a lot of people. So it's helped a
Speaker 7: lot of people too. But it's also hurt a lot
Speaker 7: of people because there's only so many people that can
Speaker 7: become professional athletes or professional rappers, but anybody can become
Speaker 7: an investor, stock trader, real estate agent or whatever like
Speaker 7: you know. So I feel like it's important for us
Speaker 7: to champion that. And it's also unproportional, like Rolling Stone
Speaker 7: is big, but forbus it is also big, you know,
Speaker 7: Like you know, Donald Trump was a celebrity, no matter
Speaker 7: how you feel about him, he was a celebrity our
Speaker 7: Cuban and celebrity. Like, where's our celebrity entrepreneurs that has
Speaker 7: nothing to do with sports entertainment. It's not really there.
Speaker 1: I think we're looking at them, I don't know.
Speaker 7: So that's that's that's on the vision board too. To
Speaker 7: kind of push that wave to the point where now
Speaker 7: we have more than just sports and entertainment.
Speaker 3: Yea, I'm gonna take thirty seconds because I know you're
Speaker 3: gonna go. So one of the other things is that
Speaker 3: we come across a lot of businesses and we just
Speaker 3: had this conversation last week about, you know what, becoming
Speaker 3: a holding company for a lot of businesses, right because
Speaker 3: if you look at Shark Tank, it's very similar to
Speaker 3: what we're doing. People are coming in, they're telling us
Speaker 3: our businesses, and we be foolish not to take advantage
Speaker 3: of saying, you know what, let's invest in this and
Speaker 3: eventually potentially, you know, taking out our company public. That's
Speaker 3: something that it crossed my mind with the past mother,
Speaker 3: like when have we ever seen that? How many people
Speaker 3: that we know that look like us have done that
Speaker 3: and you can actually talk to them, And so that's
Speaker 3: something that is heavy on my mind right now, and
Speaker 3: I know it's on shots as well. It's something that
Speaker 3: we're looking definitely to doing in the future.
Speaker 6: EYL private equity.
Speaker 2: Yeah, what about you, what's your what's your big big
Speaker 2: goal over the next five years to help two billion people?
Speaker 5: Whether you.
Speaker 4: Think about it like this when you wake up or
Speaker 4: go to bed, you're either thinking about how to make
Speaker 4: money or how to retain it.
Speaker 5: Number one reason people get divorced. Fellows.
Speaker 4: I'm sorry, if you're cute, great, but my grandmother used
Speaker 4: to tell me there's no romance for not finance. Baby,
Speaker 4: you're cute, but you got to get your money, It's true.
Speaker 4: And then also how to keep that's a big thing.
Speaker 4: So even with what they're building at the network, I
Speaker 4: know if I can get them to trust on the
Speaker 4: investment in then how to be disciplined, they'll listen to
Speaker 4: a relationship mental health because the money is just one
Speaker 4: part the thing we were talking about, like even on
Speaker 4: CETA and I'm like, I just want peace. So for
Speaker 4: like me, I have like my golden rules. I'm like,
Speaker 4: don't interrupt me when i'm Wxander my family and friends,
Speaker 4: time is off, Like I don't care what the deal is.
Speaker 4: If I'm w Wasander, that's my too, because I know
Speaker 4: there's going to be a time where he doesn't want
Speaker 4: to be around me. He's going to even now he's
Speaker 4: six and he's like on Easter, he's like, Dad, you
Speaker 4: can't kiss me.
Speaker 5: It's inappropriate. I'm like, I'm your dad, what do you mean?
Speaker 5: So I'm like at nine, I'm like.
Speaker 4: I can't even go with you to the park at
Speaker 4: that point, So I'm like, I want to have all
Speaker 4: those moments. But let's be honest, like corporate was designed
Speaker 4: to take us away from our family and control our time,
Speaker 4: so we wouldn't have time to think about how to
Speaker 4: build our own thing. Not anti corporate, I'm not anti school,
Speaker 4: but even the way people are taught to communicate it
Speaker 4: is a non wealth based strategy. So I would just
Speaker 4: want to help as many people as possible, because let's
Speaker 4: be honest, Like COVID posed the way that we work wrong,
Speaker 4: the way that we picked our relationships wrong, because a
Speaker 4: lot of people decided, Hey, John, who I'm with now?
Speaker 4: John Henry, kudos guy, But John that I'm with, I
Speaker 4: don't like him as much because now that I'm spending
Speaker 4: five hours a day with him, I don't like him
Speaker 4: as much. And then we need more time with our kids,
Speaker 4: more times with our friends and family. So that same
Speaker 4: thing that Rashad was saying, and me being around my
Speaker 4: dad and having that kind of freedom, you know, I
Speaker 4: know Dame Dash gets beat up for how he delivers,
Speaker 4: but my dad was like that, and so was my
Speaker 4: granddad because he was in the military. My dad was like,
Speaker 4: your number one goal has to be freedom. Everything else
Speaker 4: is an illusion. If you have a bunch of time
Speaker 4: and no money, what difference does it make. So that's
Speaker 4: my goal to be able to help structure that and
Speaker 4: help people to get better returns in the market.
Speaker 1: So it's interesting that leisure is in the title of
Speaker 1: the show. I don't feel like y'all know how to
Speaker 1: take us like it sounds like y'all work real hard.
Speaker 5: Alcoholics.
Speaker 1: How leisure?
Speaker 7: I feel like, I feel like, you know, I'm a
Speaker 7: very appreciative person and as far as like little things
Speaker 7: in life, like just being able to wake up whenever
Speaker 7: you want, you know, that's a blessing, and it's like,
Speaker 7: you know, we you know we I was with my
Speaker 7: son yesterday in scallops and lobster. You know, we really
Speaker 7: blessed to be able to eat scallops and lobsters and
Speaker 7: clans and things of that nature, and we really are
Speaker 7: like little things like that. For me, that's that's leisure
Speaker 7: because I know people that are starving and some people,
Speaker 7: you know, have to wake up at four point thirty
Speaker 7: in the morning and they work until you know, one am.
Speaker 7: So for me to be able to wake up whenever
Speaker 7: I want, go to sleep, whenever I want, travel whenever
Speaker 7: I want, you know what I mean? Like that thing,
Speaker 7: Little things like that, they don't get lost on me.
Speaker 7: And sometimes it's just like we have to be appreciative
Speaker 7: of the things that we have because you know, we
Speaker 7: work so much and we compare all live to somebody else,
Speaker 7: and it's like, all right, of course it would be
Speaker 7: great to you know, buy island and do all of
Speaker 7: these things. But you know, coming from, like I said,
Speaker 7: working class environments where you see people that you know,
Speaker 7: work their whole life for they have fifty thousand dollars
Speaker 7: and trying to work it out, trying to figure out
Speaker 7: what they're going to do, you know what I'm saying.
Speaker 7: So to be able to have a level of financial
Speaker 7: freedom and to be able to provide for your family,
Speaker 7: we earned that, you know, that's earned, that's earned your leisure.
Speaker 3: That's it right there. I mean what he said is
Speaker 3: one thousand percent truth. For sixteen years, that was me
Speaker 3: waking up, going to school doing the same thing, being
Speaker 3: stubborn about, you know, my financial freedom. And I tell
Speaker 3: it now because obviously I have a bunch of colleagues
Speaker 3: who's still practicing in education, still teaching, especially in COVID,
Speaker 3: which is extremely difficult. I told him I wouldn't trade
Speaker 3: this for anything, right, The amount of leisure that I
Speaker 3: have now, the ability to wake up and take my
Speaker 3: kids to school, it's something that I never was.
Speaker 5: Able to do, you know.
Speaker 3: Being able to make parent teacher conferences now it's something
Speaker 3: I never was able to do, picking them up from school,
Speaker 3: you know what I mean, being super involved. It's just
Speaker 3: like these little things that you miss out on that
Speaker 3: I wouldn't have been able to do it had I
Speaker 3: not earned it this time. So the money is great.
Speaker 3: The ability to have some of these luxuries I call
Speaker 3: them luxuries because not every parent is able to do that.
Speaker 3: It's incredible. And my wife as well, like you know,
Speaker 3: to see her be really frustrated at work and into
Speaker 3: one day say look, you don't have to go back tomorrow.
Speaker 4: That's all the flex to say, baby, don't And can
Speaker 4: we be honest. Look at our grandparents, Like my granddad
Speaker 4: was in the military. When my grandmother moved from Midway,
Speaker 4: Alabama to Chicago, Indiana, she had to sell pop bottles
Speaker 4: and coat hangers to make money.
Speaker 5: What we're doing is not hard. We're not making steel.
Speaker 4: Like our family that worked in the steel mill still
Speaker 4: there today, the stuff that they go to work in
Speaker 4: the sixteen hour shift. But I took that blue collar
Speaker 4: mid West to work ethic and it just applied it
Speaker 4: to white collar stuff.
Speaker 5: How hard is.
Speaker 3: It to hop on live and talk?
Speaker 5: We like this is like barbershopping beauty songs. Talk like we're.
Speaker 4: Getting paid and getting the chance to influence like so,
Speaker 4: but even like watching them and learning, like even with
Speaker 4: he told you, like, Bro, you got to relax and.
Speaker 5: Travel like COVID. I wasn't. I'm like, I'm not getting
Speaker 5: the virus.
Speaker 6: I was doctor.
Speaker 5: I got the mask on in the house. I'm not
Speaker 5: going anywhere like.
Speaker 3: Bro, you gotta travel like I want to go in
Speaker 3: the house.
Speaker 4: It's a balance of everything, but to have the time
Speaker 4: to be able to spend. I've been an entrepreneurs since
Speaker 4: I was in college, so before it was popular, and
Speaker 4: then even when you were like because in four or
Speaker 4: five it was like your entrepreneur can't get a.
Speaker 1: Job said nothing.
Speaker 4: That was a perception, but the world kind of caught
Speaker 4: up O seven. Then once again, what we're doing is
Speaker 4: now hard. It does take a lot of effort. But
Speaker 4: what I will say about what I think about their
Speaker 4: growth outside looking in because I was a fan of
Speaker 4: them first. The work ethic is insane, Like Allison, the
Speaker 4: message wouldn't get a reply. And then I met them
Speaker 4: and I was like, oh, I see why, and I'm
Speaker 4: a workhorse. There's never a time that I talked to
Speaker 4: them there. I'm like, hey, what y'all do. I'm in Miami.
Speaker 5: I'm like, I know y'all getting up with calid Or.
Speaker 3: I said on the show.
Speaker 5: I'm like, we do best come up. I know them.
Speaker 4: Rashad's like me too, Rashad luck because we that authoritarian things.
Speaker 4: Whenever someone tells us we can't do something, and it's
Speaker 4: like does this you're in trouble, It's like that next
Speaker 4: chess move is coming right.
Speaker 1: Y'all are proof positive of that expression. You know, you're
Speaker 1: the average of like the five people you spend the
Speaker 1: most time with. I was telling my cousin that, I'm like,
Speaker 1: you need to really be picky. You know, quality over quantity.
Speaker 1: You spend the most time your time with.
Speaker 2: So because they normalize excellence, or they normalize mediocrity, or
Speaker 2: they normalize failure like yeah, you know. I'm like, no,
Speaker 2: I don't know. I was doing something until I spoke
Speaker 2: to well, I don't know if you can put her
Speaker 2: financial business out there so I won't say her name,
Speaker 2: and she was like, yeah, I try to make fifty
Speaker 2: million this year.
Speaker 5: I was like, what those conversations are different when yeah, I.
Speaker 2: Was like say what while I was like no, Si,
Speaker 2: you know, we crossed over ten and she was like,
Speaker 2: oh this. I was like that's cute. And I was like,
Speaker 2: can we talk every week? What you doing on Thursdays?
Speaker 4: The first time I heard that you needed sixty months
Speaker 4: of revenue to be safe and you need a minimum
Speaker 4: twenty eight streams of revenue, I was like what.
Speaker 5: He was like, get there?
Speaker 4: But he opened his phone, hopped and chase and showed
Speaker 4: me and this business and personal it blew my mind.
Speaker 2: Yes, yes, and it stands. And a lot of them
Speaker 2: look like you and so. And what I love is
Speaker 2: that that's why burn your Leisure shows me that they
Speaker 2: look like me and they sound like like my husband
Speaker 2: because he was born and raised in projects like you know,
Speaker 2: brick City for life. But I love the fact that
Speaker 2: he can look and be like, oh, because he's like,
Speaker 2: what are you listening to? Because you know the rest
Speaker 2: of the stuff he's I want want, want, want, But
Speaker 2: he's like, oh, okay, I could do that, and I'm
Speaker 2: just like, yeah, five more years we need that insurance.
Speaker 2: So but I love that because it never would have
Speaker 2: appealed to someone like him, you know. But he's just like, yo,
Speaker 2: they sound like me, they look like me, like this
Speaker 2: is possible, this is doable. And to see him translate
Speaker 2: that for his boys, because like I'll talk to my friends,
Speaker 2: but his boys don't listen to me, you know. So
Speaker 2: to see him like, nah, yo, because you guys said
Speaker 2: something for he was like I heard him tell his
Speaker 2: best friend, now you gotta let your assets pay for
Speaker 2: your assets. I was like, oh, where you get that from?
Speaker 2: He was like, oht know that show you'd be having
Speaker 2: to listen. I just thought that was so dope because
Speaker 2: you know New Jersey drive like Newark used to be.
Speaker 2: That was him for years old, like just like stealing cars.
Speaker 2: I'm like, just literally used to go to school and
Speaker 2: then on Fridays he said, we didn't steal cars during
Speaker 2: the week because we had to go to school, but
Speaker 2: on the weekend it was on we were like local celebrities,
Speaker 2: like the old people will bring their tears downstairs and
Speaker 2: just watch us. Like through Newark zip zip and jar.
Speaker 2: We would cut gates to know like okay, if we
Speaker 2: do get caught, we could slip through this gate. So
Speaker 2: to hear him tell his wild stories, to see him
Speaker 2: this forty year old man who was like, you know,
Speaker 2: working our investment property, talking to our investment like our
Speaker 2: certified planner about like our like our our stocks and things,
Speaker 2: and yeah, you just I just thank you guys what
Speaker 2: you're doing, because I don't know that these men out
Speaker 2: here that need to hear it. But it's not going
Speaker 2: to be for me that they're gonna like it's gonna
Speaker 2: land or certainly not from everybody else that's out there.
Speaker 2: They have this opportunity to hear it from y'all and
Speaker 2: being like if they can do it, so can I.
Speaker 2: So we just thank you for.
Speaker 3: That, and we definitely listen to you.
Speaker 1: I'm kind of sitting here like yeah, yeah, but also
Speaker 1: they need to listen they let's normalize listening to Tiffany
Speaker 1: some toxic masculinity I'm sensing here, but you know, we'll
Speaker 1: get we'll get there. But Thank y'all so much for
Speaker 1: sharing your positive energy and your passion with us because
Speaker 1: it means a lot. And congratulations on all the success
Speaker 1: we wish. I mean, I wish nothing, but I want
Speaker 1: to see y'all.
Speaker 5: I want to see Tip.
Speaker 1: I'm just gonna come in the back. I'm just gonna
Speaker 1: be in the window of your house next time you're
Speaker 1: on Today Show, just anytime of the day, just pop up.
Speaker 1: Should be on some TV network.
Speaker 2: Care promise, but I am going to be on Today's
Speaker 2: Show on Wednesday when this comes out, and if you know,
Speaker 2: I can keep it concise with you know, that's not
Speaker 2: my thing. But one other thing they asked me was
Speaker 2: one of my favorite podcasts, and let's just say, you know,
Speaker 2: two of them are right here. And I literally just
Speaker 2: text a producer like, no, this is the this is
Speaker 2: the picture. This is the picture to you, so we'll
Speaker 2: see if you know, because you know how it is
Speaker 2: a TV shows. I believe in that too, that you know,
Speaker 2: like as you go you bring along and so you
Speaker 2: know that's critically important. But yeah, this is this has
Speaker 2: been awesome. I think our audience is going to be like, yeah,
Speaker 2: so where can people find you? What's your social media handles.
Speaker 2: What products and services do you have out how they
Speaker 2: can how can they continue to connect?
Speaker 6: Yeah for sure.
Speaker 7: Thank you again for having us, both of you guys.
Speaker 7: Thank you for your advocacy and the work that you do.
Speaker 6: Earn A. Lisia.
Speaker 7: You can find us on all social media platforms YouTube,
Speaker 7: Earnalisia dot com.
Speaker 6: Yeah, earn Alisia podcast.
Speaker 7: Also Market Mondays, which is a live show on YouTube
Speaker 7: at eight o'clock easton Standard time every Monday. Also it's
Speaker 7: on you know, the playback is on YouTube and also
Speaker 7: the playback is also on podcast Networks. At e y
Speaker 7: L University, that's our educational platform which has over one
Speaker 7: hundred webinars, real estate investment course, monthly financial Planning, calls,
Speaker 7: a bunch of stuff. So all that information is on
Speaker 7: e y L University dot com. But the mothership is
Speaker 7: Earning your Leisure dot com. And once again thank you
Speaker 7: for having us. We appreciate it.
Speaker 1: Thank you so much. This was a dream when brought in.
Speaker 2: Where can they find you?
Speaker 4: Instagram? My tag is the Master Investor. You can find
Speaker 4: me my name Ian. Don't lamp on any of the
Speaker 4: social and then join Red Panda dot com is my
Speaker 4: site if you want to join the stock club. That's
Speaker 4: my primary product. I tell you where to get in
Speaker 4: and where to get out, what companies are good, what
Speaker 4: companies are bad. So tiya if you need some help.
Speaker 1: My cousins are like, stop, get your other names out
Speaker 1: of your mouth on that.
Speaker 2: Because my girlfriend touched me. She's like, Tiffany, is anybody
Speaker 2: single ready to mingle? Because you know we have our ladies.
Speaker 2: I'm like, I know, I know, Troy, you are taking.
Speaker 5: I'm taking.
Speaker 3: Hey, don't kill me.
Speaker 5: Don't.
Speaker 2: I mean like loky. We know they all asking about
Speaker 2: We're just.
Speaker 1: Talking about hypergamy, any hypergamas?
Speaker 2: Yeah? Are you single ready to mingle? Or is this
Speaker 2: going to be mad if?
Speaker 6: I no, No, I'm single single?
Speaker 2: Okay, well don't hey, those are his d M. Don't
Speaker 2: ask me no other questions.
Speaker 3: I can't believe.
Speaker 2: I got like play. I got literally like ten. DM
Speaker 2: was like, you have an earn your leisure on no
Speaker 2: money questions. I know nothing. I know Ian's taken. I'm like,
Speaker 2: oh my god, this is a question. You can get
Speaker 2: your whole financial life.
Speaker 5: Listen.
Speaker 4: One time I thought Troy said, uh, hello to my wives,
Speaker 4: and you said.
Speaker 5: I was like, bro, it's this when.
Speaker 3: You get off set. You know what, I went upstairs.
Speaker 3: My wife was like your wives, really, I'm like, there
Speaker 3: won't be another show ever.
Speaker 5: Project.
Speaker 3: Now, when you see us in Greenberg, you know you
Speaker 3: can act like you know, it's okay.
Speaker 1: When I see that, I'm jumping it. Just look, it'll
Speaker 1: be the hair first to see in the glass all
Speaker 1: the time. No, but no, we definitely should chat because
Speaker 1: whenever COVID is over, it would be great to meet
Speaker 1: up and talk about Geberg. I want to see that
Speaker 1: project that Troy. You had a project you said something
Speaker 1: Greenberg History.
Speaker 3: Yeah, it's it's a very enlightening, uh, information that you
Speaker 3: will learn about a town and how it was built
Speaker 3: and how it was designed and redlining and all that
Speaker 3: I had. I actually had fourteen and fifteen year olds
Speaker 3: do it and what they found was pretty interesting. I
Speaker 3: would love to tell you about it.
Speaker 1: Yeah, And I'm my day job, I'm chief consumer advocate
Speaker 1: for Ally Financial, So I'll definitely keep y'all in mind
Speaker 1: if I because we're I just started a couple of
Speaker 1: months ago. But Tiff notes, I'm looking for all the
Speaker 1: ways that I can spend their moneycers. So yeah, I
Speaker 1: can't wait to meet you guys hopefully one day in person.
Speaker 1: But thank you so much and Ian, thanks for joining.
Speaker 1: That was a bonus.
Speaker 2: Yes, it was.
Speaker 4: I'm honor to I'm happy to be here, and thanks
Speaker 4: to the guys for inviting me.
Speaker 5: We shot. I'm gonna pray for you. They hit me too.
Speaker 5: Let's tell what you got like.
Speaker 1: It's a photo of my brother if he's in the background,
Speaker 1: b A. Listeners are all over.
Speaker 2: Her brother looks exactly like Drake, exactly like.
Speaker 1: Drake, but it's so annoying but thirsty, and it's a pandemonium.
Speaker 5: The pandemonium.
Speaker 3: We appreciate you.
Speaker 2: All, and it's time to boost break Boost Break. I'm
Speaker 2: really got a high from that interview. It was just honestly,
Speaker 2: it was just awesome and awesome and awesome. We need
Speaker 2: definitely more male energy around here for our well, not often,
Speaker 2: because you know, we like it. We like it here
Speaker 2: with the girls.
Speaker 1: You know it's good. It's good energy, positive male.
Speaker 2: So not to be a Debbie downer, but I'm gonna
Speaker 2: break today. So what are you going to do.
Speaker 1: I'm gonna boost.
Speaker 2: Okay, well, do you know what I'll go first because
Speaker 2: we like to end on a high note.
Speaker 1: Okay, go ahead, bring us down, and I'll bring.
Speaker 2: Us So did you hear about the drama with Rachel Hollis? No,
Speaker 2: so Rachel House is that woman ever like girl wash
Speaker 2: your face a girl? Oh yeah?
Speaker 1: Yeah yeah.
Speaker 2: So lately, you know, the non brown social media streets
Speaker 2: have been coming for her and some brown as well,
Speaker 2: because she I guess she must have she must have
Speaker 2: been doing a live or whatever, and someone in the
Speaker 2: comments said to her because she had a cleaning lady,
Speaker 2: was like behind her and someone said, oh, wow, you
Speaker 2: have a cleaning lady, and she said, yes, you know,
Speaker 2: you know that's my cleaning lady. And then the woman
Speaker 2: said something while you don't you realize you're really privileged
Speaker 2: as a result, right, And Rachel said, yes, I am.
Speaker 2: And then she was like, well you're really unrelatable as
Speaker 2: a result, and that exchange in itself like I don't believe. So,
Speaker 2: I mean, you know, I have a cleaning lady, Juliana.
Speaker 2: She's really awesome. But the way Rachel describes her cleaning lady,
Speaker 2: I don't think I'm surprised she didn't understand that people
Speaker 2: were like, no, one's upset about you having a cleaning lady.
Speaker 2: People have cleaning ladies, but she kept referring to her
Speaker 2: cleaning lady as the woman who washes my toilets. Like
Speaker 2: it was almost like, is she purposely trying to be
Speaker 2: demeaning and dismissive. She was like, Yeah, that's the lady
Speaker 2: she cleans my toilets. She cleaned my toilets. She kept
Speaker 2: saying that. People were like and then she was like,
Speaker 2: she did a video to address the woman who I
Speaker 2: don't know if she's a woman of color or whatever.
Speaker 2: And she's like, cis which I'm like, oh, which in
Speaker 2: a positive way? Okay if not? She's like, what would
Speaker 2: make you think that I'm trying to live my life
Speaker 2: to be any way relatable. This is her video. If
Speaker 2: you get a chance after we jump off, Mandra.
Speaker 1: How do you have news nuggets? You've been in book
Speaker 1: launch mode. I'm like, I've not been watching the news,
Speaker 1: like Tiffany has given me news alerts.
Speaker 2: Because I saw someone and posted like on Facebook like
Speaker 2: I never liked her, and I was like, who I
Speaker 2: knew about Rachel Hall? So I looked and I went
Speaker 2: to look and I saw lovey Rachel Carlisle all my
Speaker 2: brown face, Nicole Walter. It's like in addressing it, I
Speaker 2: was like, wait, what so I couldn't believe with her
Speaker 2: own mouth, this is Rachel's explanation. She's explaining, so what
Speaker 2: if I have a woman who watches my toilets? We're like, oh,
Speaker 2: once again, and she's like, what make you think I
Speaker 2: would want to be relatable to you? I was like,
Speaker 2: oh once the two and then it just was really bad.
Speaker 2: And then she was like then she listed all these
Speaker 2: women that she claims are not relatable in her in
Speaker 2: the the comments of her thinking, as if to say,
Speaker 2: somehow she's at that level. Let me list some of
Speaker 2: the women Harriet Tubman, because Rachel Hollis is clearly hurt
Speaker 2: the actual.
Speaker 1: No white lady. She's a white lady.
Speaker 2: You know she is. No shout out to the white ladies.
Speaker 2: I'm just saying, but yes, no, I.
Speaker 1: Mean she listed Harriet's context.
Speaker 2: She listed Marie Curie, I mean, Amelia Earhart frieda callo, like,
Speaker 2: I mean literally she said, all unrelatable, Oprah Winfrey.
Speaker 1: Oprah Winfrey, Susie who was shot in the head.
Speaker 2: I mean, people are like, are you are you comparing
Speaker 2: yourself to these women? Like it is? It is so
Speaker 2: and the fact that she's still up there, still up here,
Speaker 2: So then what she did was even worse. Instead of saying,
Speaker 2: you know, what mistake is mine, she blames her team.
Speaker 2: She's like, oh, I made a mistake because my team
Speaker 2: told me. And I'm like, yeah, so it was really
Speaker 2: it was real, really bad. And so my break is
Speaker 2: for I mean, I don't you know, like, you know,
Speaker 2: cancel culture, you know, honestly enough, and I don't you know,
Speaker 2: like needing obviously for her to be canceled. But I
Speaker 2: do think it is important, just like remember what happened
Speaker 2: with my mentee, and I said, you're gonna have to
Speaker 2: take your lumpsys. I'm not throwing you out the window.
Speaker 2: You know, you know, I know that you made a mistake,
Speaker 2: and you know you compounded that mistake by doubling down.
Speaker 2: But I still message her, we still talk, I still
Speaker 2: counsel her. But when you mess up, you have to
Speaker 2: stand in it and say I messed up, not oh my,
Speaker 2: you know my you know, my team messed up. Or
Speaker 2: I don't see what the big deals about me having
Speaker 2: a cleaning lady. Oh something else that she said too,
Speaker 2: which I don't even Sometimes people are so wrapped up
Speaker 2: in their own as people will say they're feeling themselves.
Speaker 2: She said, yes, I have a cleaning lady, and I'm
Speaker 2: lucky to be able to have one. But most of
Speaker 2: I work my ass off. I'll wake up at four
Speaker 2: o'clock in the morning and I'm like every mother I know, Like,
Speaker 2: what do you say? It was? It was this like
Speaker 2: almost like this condemnation of like if you would have
Speaker 2: worked as hard as me, maybe you'd be here, not
Speaker 2: mentioning that she's married to a Disney executive who is
Speaker 2: very wealthy, but this this this indictment of women that
Speaker 2: if you don't work hard, that's the lefe you get.
Speaker 2: That's just not true, Like you can work really hard
Speaker 2: and do all the things, and I don't know, it's
Speaker 2: just like remember I said, like I was telling telling
Speaker 2: a man that I work with that he had some
Speaker 2: unconscious bias, and he said, no, I don't. I said,
Speaker 2: it's unconscious. That's the way it works.
Speaker 1: I love how you said that, because I told someone
Speaker 1: at work that I felt like they steamrolled me in
Speaker 1: a conversation because I was presenting something and they just
Speaker 1: talked over me. My hair is crazy. I don't like
Speaker 1: being on video. I'm like my proof is on anyway,
Speaker 1: and the response and we still haven't talked, hope anyway, whatever,
Speaker 1: I'm just gonna say it. I didn't say any names.
Speaker 1: And response was while you caught me off guard about that,
Speaker 1: and your your comeback with amazing unconscious Yes that means
Speaker 1: that doesn't it make sense that you don't know you did?
Speaker 2: Yes, I'll yes, I'm putting high conscious so it's clear
Speaker 2: that she so, I just, you know, a break on
Speaker 2: that kind of judgment, especially amongst women. You know that
Speaker 2: I'm sure that woman has a name she you know,
Speaker 2: is she is a you know, your housekeeper or and
Speaker 2: I'm sure she has a title, not your toilet bowl cleaner,
Speaker 2: because like, what does that even mean? You know? And
Speaker 2: you working hard is not the only reason why you
Speaker 2: are where you are, because lots of people work hard.
Speaker 2: Lots of people work hard and they have not been
Speaker 2: met with the same privileges as a result of life,
Speaker 2: just like you know, I know, I've grown up with privileges.
Speaker 2: The fact that I have both my parents, the fact
Speaker 2: that my father taught me financial education at home, privilege,
Speaker 2: the fact that at thirty I actually had a bedroom.
Speaker 2: To go back to, the fact that I could live
Speaker 2: on my sister's house. These are all privileges, and I
Speaker 2: can acknowledge that and know that, you know, you know,
Speaker 2: these are these are some of the legs up I
Speaker 2: was able to get, you know, to get to where
Speaker 2: I am now. So yeah, that was just a break
Speaker 2: for that kind of like toxic positivity, if that's even
Speaker 2: a thing. Yeah, yeah, so there it's away from Sunday.
Speaker 1: God, I miss everything.
Speaker 2: When I'm missing in a video, Manda, You're gonna be.
Speaker 1: Like stuffing Easter and Easter eggs and blowing up balloons.
Speaker 1: I started reading a new novel. Actually, that's where I've been.
Speaker 1: I haven't been on my phone very much. I've been
Speaker 1: reading The Parable of the Sewer by Octavia Butler, which
Speaker 1: is a Yeah, I had heard of her, but I
Speaker 1: hadn't read these books ever. But she's a she's one
Speaker 1: of the few. She's what what was one of the
Speaker 1: first black female science fiction writers. But anyway, it's like
Speaker 1: a it's a female protagonist book. But it's amazing to
Speaker 1: your point about reading fantasy, that's where I wanted to
Speaker 1: go with my books. But hey, I got good with
Speaker 1: money too, get good with money audio and a book
Speaker 1: form because I like to be able to switch between
Speaker 1: the two. But no, that's a I just feel like
Speaker 1: people once people stop being so defensive. And I was
Speaker 1: actually talking about the same thing with someone in my
Speaker 1: family on a smaller scale, about how recognizing someone else's
Speaker 1: pain it doesn't necessarily it doesn't negate your pain or
Speaker 1: negate your story. And some people react from a place
Speaker 1: of defense and defensiveness because they get so caught up
Speaker 1: they don't want to acknowledge someone else's pain or someone
Speaker 1: else's story because they are only thinking about themselves and
Speaker 1: almost as if, oh, but if I have acknowledged that,
Speaker 1: then that takes away something that I've earned, and that's
Speaker 1: just not true. There's space for everyone's story and everyone
Speaker 1: so it's it's a scarcity mindset. Again. I feel like
Speaker 1: that's scarcity, and it's just manifesting itself in someone not
Speaker 1: wanting to see their own privilege. But AnyWho, let's let's
Speaker 1: be brought us down. Even though I will, I will
Speaker 1: be catching up on that. After we got this call,
Speaker 1: I had the tap open. I wanted to do a
Speaker 1: quick boost because I saw that thing. And you know
Speaker 1: the actress Sandy Newton, she was in I know her
Speaker 1: from Crash. But I think she was also in UH
Speaker 1: but the West World West Wing, no.
Speaker 2: West, something with the West. I do know what you mean.
Speaker 1: It's with the robots and the Western and I did
Speaker 1: not watch it, obviously, but she's gorgeous. I know her
Speaker 1: daughter was in the live action remake of Dumbo. I
Speaker 1: don't know why I know that, but it's the thing
Speaker 1: that I know. Sandy Newton she UH recently decided she's
Speaker 1: going to start spelling her name the way that her
Speaker 1: parents spelled it when she was born. So I actually
Speaker 1: don't know how to pronounce it. So Sandy has a
Speaker 1: W at the end. It's done. I don't want to
Speaker 1: say it wrong, but it's Zimbabwe, and I think is
Speaker 1: the origin of it. I had it open and then
Speaker 1: when we were talking to the ern.
Speaker 2: Making you call me by my African name, maybe.
Speaker 1: Well that's why I wanted to bring it up, because
Speaker 1: not because of you specifically, but you're not the You're
Speaker 1: not the first person I've met who has gone by
Speaker 1: a different name of my One of my best friends
Speaker 1: immigrated here from Vietnam when she was a baby and
Speaker 1: her name is not her birth name. So and it's
Speaker 1: an interesting time too. I think, you know, I can't
Speaker 1: believe it was only just a couple of weeks ago now,
Speaker 1: but there was a shooting in Atlanta where six Asian
Speaker 1: American people were murdered, and several of them in the news.
Speaker 1: When they were reporting on it, they actually weren't putting
Speaker 1: their full names out there. They were or they were
Speaker 1: they were putting their full names out there, but because
Speaker 1: they weren't recognizable to I don't know, a Western like
Speaker 1: an American point of view, they were flipping the names
Speaker 1: backwards or referring to them as only one part of
Speaker 1: their name when it's really important to have all of
Speaker 1: them together, treating a middle name as if it was
Speaker 1: a middle name when really it's part of the full
Speaker 1: name anyway. So yeah, I wanted to boost you know,
Speaker 1: Thandy for standing in her her truth and going back
Speaker 1: and saying this is who I am. I'm going to
Speaker 1: reclaim my own name and kind of get your thoughts
Speaker 1: about it from a you know, being Nigerian American and
Speaker 1: you've talked about, you know, choosing your name of Tiffany
Speaker 1: and kind of get your take on that.
Speaker 2: No, I think that's great. I actually did this podcast
Speaker 2: with with Lovey the other day with for NPR where
Speaker 2: we talked about that, like how our names define where
Speaker 2: we were in life? You know. Then if you call
Speaker 2: me Adochi and you're not family, then I'm like, you
Speaker 2: knew me before sixth grade? And I'm like, wait, what
Speaker 2: do we meet? You know? And if you call me Tiffany,
Speaker 2: obviously you know me now. But if you call me
Speaker 2: Tiffany Alice Smith, you know, then it's like, oh, you
Speaker 2: knew me post marriage. So how our names really helped
Speaker 2: to define I think that that's beautiful. I tried to
Speaker 2: reclaim my name in college, but I'm not gonna lie.
Speaker 2: It was brutal to hear people take Adochi so with
Speaker 2: the Nigerian inflection is Adochi. So my dad would say
Speaker 2: Adoci like so ado Chi Alice right, So even Adochi
Speaker 2: is okay, But I uh, dough Chi. That's it people
Speaker 2: Adu Like, Honestly, it hurt my heart. And for me,
Speaker 2: my name is precious. It literally means gift from God.
Speaker 2: And not only is it precious, it's precious because it
Speaker 2: is also indicative of the dialect of my region or
Speaker 2: we're from. Because Agochi is it's the same as Adochi.
Speaker 2: But if you're from my region. It's said Adochi I
Speaker 2: actually met and another I've like Harley. I probably met
Speaker 2: two Adochies in my whole life. Someone messages me from
Speaker 2: Because of them, we can shout out to the unique.
Speaker 2: She owns that platform which like showcases black excellence. Someone
Speaker 2: emailed me and her or she messaged me on Facebook.
Speaker 2: Her name is Adochi. I was like, shut up. She's like, hey, Tiffany,
Speaker 2: I love you. I'm like, your name, your name is adoch.
Speaker 2: My name is Adochi as well. She's like, what, I've
Speaker 2: never met another Adoji. Like literally, I've met one other Adoche.
Speaker 2: But I was like her last name, and so to
Speaker 2: meet someone not only because look how special names are.
Speaker 2: Not only because because her name is Adoche. One I
Speaker 2: know she's Nigerian. Two I know she's evil, and three
Speaker 2: I know the region that she's from because her our
Speaker 2: name is dialect based and so I just think that,
Speaker 2: like for Thandy, I'm going to look to see how
Speaker 2: to say her name properly. It's super important because even
Speaker 2: like my my financial planner, her name is Angelie and
Speaker 2: when I first met her, Angelie is this Indian. When
Speaker 2: I first met her, I was calling her Angelie because
Speaker 2: that's what that's how it looks spelled. And she allowed it.
Speaker 2: And it wasn't until I was interviewing her for the
Speaker 2: in Shorance chapter of the book and I was just asking, like,
Speaker 2: you know, like what's your name, like can you say it?
Speaker 2: Just because we were recording it, and she's like Angelie.
Speaker 2: I said, wait, Angelie, how did you say your name?
Speaker 2: She's like, well, it's like, uh like underrated Angelie. I'm like,
Speaker 2: since it's been two years, She's like, oh, everybody does it.
Speaker 2: I said no, No, from Adoti to Angelie, We'll be
Speaker 2: saying your name correctly.
Speaker 6: Yeah, you know.
Speaker 2: And it was funny because when I take that NPR
Speaker 2: podcast with Lovey, the producer's name was what Angelie, and
Speaker 2: she was like, you said my name right. But because
Speaker 2: if Angelie did not correct me, then she will too
Speaker 2: be Angelie and I will go through life not making
Speaker 2: the effort, not knowing like this is your name.
Speaker 1: It's special.
Speaker 2: And so no, I just say all that to say
Speaker 2: that I think Fandy doing that is going to allow
Speaker 2: other people to step forward and save me too, especially
Speaker 2: people from the region of the world that she's from.
Speaker 1: Yeah, And I mean she's doing it at a. She's
Speaker 1: obviously very successful as an actor and all of that.
Speaker 1: But I think you know, when we decided what to
Speaker 1: name our son Rio, Rio Francisco. I know, my husband,
Speaker 1: Enrique Raphael, he was like, you know, I don't want
Speaker 1: He really did not like the name Rio. He did
Speaker 1: not want to and he's like, I don't want him
Speaker 1: to be penalized. And to your point, you can tell
Speaker 1: a lot about about someone by their name sometimes, which
Speaker 1: is not a good thing in some in some circles.
Speaker 1: And I was just like, I'm going to name him
Speaker 1: for the hope the world I hope will exist when
Speaker 1: he's when he's adult, which is that wherever he's going,
Speaker 1: people will be thrilled to see Rio Francisco on a
Speaker 1: resume or whatever. Or forget a resume, he won't need
Speaker 1: one because he'll have his own thing, or you know.
Speaker 1: But I understand that. I completely understand why you know,
Speaker 1: you chose your name, and why others I know have
Speaker 1: have decided to not hide that part of themselves, but
Speaker 1: to shield it, to shield it, yeah, and protect it.
Speaker 1: And I like the way that you even explain that
Speaker 1: to protect it, you know, so that it was yours
Speaker 1: and no one could could touch it. I've known your name,
Speaker 1: I've known your real name since you told me you know,
Speaker 1: years ago, but I still don't feel like I don't
Speaker 1: know adoci something about it. It because I've only known
Speaker 1: you because I knew you as Tiffany first. It feels
Speaker 1: like I don't know if I'm allowed to go.
Speaker 2: If you can say it right, and you will, then
Speaker 2: yes you are, because I love it means God's gift.
Speaker 2: Like literally, think about what you're saying to me. This
Speaker 2: is why we're named in this way, Like, think about
Speaker 2: what you're calling me When you say that, you're literally saying, hey,
Speaker 2: God's gift. Like how beautiful is that? So when someone
Speaker 2: says it incorrectly or mistakenly, so fine, but like really
Speaker 2: kind of wantonly is not wanting to fix it. I'm like,
Speaker 2: you're not going to take my name, which means God's
Speaker 2: gift and call me anything else other than God's blessing,
Speaker 2: God's gift. If you can't just say Tiffany, that's fine.
Speaker 2: Tiffany is fine, you know what I mean, which is fine,
Speaker 2: And you know I mean, you know it wasn't really
Speaker 2: my choice, had nine my father made that choice for
Speaker 2: us and knowing what I know now, would I do that?
Speaker 4: Now?
Speaker 2: I don't know, you know, but you know here we are.
Speaker 2: But yeah, it's sometimes it's protective message because, like you'll hear,
Speaker 2: Love's name is actually not Lovey. That's a nickname you
Speaker 2: know that she took on because her real name. She
Speaker 2: found it. She too wanted to protect it and knew
Speaker 2: that the kids and the teachers whatever they were, they
Speaker 2: were verbally abusing it. So she was like, no, you
Speaker 2: can just call me Lovey.
Speaker 1: So yeah, well to anyone out there, well you can.
Speaker 1: You don't call me Amanda though, because I don't. I don't.
Speaker 1: I feel like I'm in trouble when someone calls me.
Speaker 1: But these parts man, and I know where you know
Speaker 1: me from. If you call me a Mandra.
Speaker 2: You did a podcast I love when someone said can
Speaker 2: you tell me Andra? I could tell they try to
Speaker 2: be in I'm.
Speaker 1: Like, I get it all the time. No one called
Speaker 1: me Mandy. It's either well honestly, it's either Mandy with
Speaker 1: a wire or Mandra, So it doesn't just it's all good,
Speaker 1: all right, Tiffany, Well, I wonder I was like, I'm
Speaker 1: just imagining the book cover adoce A. First of all,
Speaker 1: it sounds so good together. Adoce ad adoce a like, yeah.
Speaker 2: It's so like no, And I honestly, I was so
Speaker 2: excited to have Alicha on the cover because my dad
Speaker 2: didn't have any sons, and he always you know, in
Speaker 2: my mind, I thought to myself, it was really important
Speaker 2: to me that like alich was. Like, I remember thinking,
Speaker 2: I hope I get married. I hope I get married
Speaker 2: after I write my first book. But I was this
Speaker 2: is what I was saying when I was little, when
Speaker 2: I realized my dad was not gonna have these sons
Speaker 2: because having sons and that during culture huge because your
Speaker 2: name is carried on. And I thought, because even if
Speaker 2: I can't carry his name on, at least the book
Speaker 2: will have a leech on it and it'll carry on.
Speaker 2: So it's like, you know, like the consolation prize I
Speaker 2: guess for not having a son.
Speaker 1: Listen, he's fine. I hope your dad knows he's fine.
Speaker 2: My dad teaches his friends who have sons, like what
Speaker 2: are your sons doing for you? Did they pay off
Speaker 2: your house? My daughters bring food to me every single week.
Speaker 2: My dad will text me like from Humba eats. I
Speaker 2: would like, so my dad.
Speaker 1: Please tell me that they are so gassed, like so
Speaker 1: geeked out about your whole work, like they have not.
Speaker 6: My mom says.
Speaker 2: She says, she is the president of my fan club.
Speaker 2: Told me I'm the president of your fan club. I'm like,
Speaker 2: I don't have one. You have one. I was like, oh,
Speaker 2: She's like she has decided that all the sales are
Speaker 2: as a result of her. You know, I've told everybody,
Speaker 2: I mean, you have sales. I mean not to say
Speaker 2: it's me, but it's me.
Speaker 1: My face hurts. I feel like I've been smiling for
Speaker 1: two hours, just like between you and the earl, I'm
Speaker 1: like massaging my es like that's so.
Speaker 2: We are we going to share this video? Are we
Speaker 2: going to do a little I don't know.
Speaker 1: I would fix my hair if we are, because I
Speaker 1: just keep looking. I'm just falling apart. I'm sure we're
Speaker 1: going to share it, yes, on our YouTube page, but
Speaker 1: probably exists. I will find out.
Speaker 2: We should do bonus like bonus bonus, because I feel
Speaker 2: like some of sometimes it's just it's just worth it
Speaker 2: to have, like the little bonus video. So you guys
Speaker 2: can go check it out.
Speaker 1: You can see the zen Den and Tiffany's beautiful little
Speaker 1: corner of her fabulous office. Every glimpse into your house,
Speaker 1: I'm just like I wish I want.
Speaker 2: No, No, this is the one place. So you'd be like,
Speaker 2: this is I this is the only this little box.
Speaker 2: Everything else is trashed, but house is gorgeous. I'm always like,
Speaker 2: whoa more please, I'm like, weal move so I can
Speaker 2: see these cabinets.
Speaker 1: Well, when we are back open, we're all vaccinated. You
Speaker 1: and the earn your leisure guys will have to have
Speaker 1: a little party in Giberg. Yeah all right, my dear,
Speaker 1: all right, go forth and keep killing it. I can't
Speaker 1: wait to see you on all the things.
Speaker 2: You as well, man, all the things.
Speaker 1: Yeah, yeah, I'd be out there all right. Seriously, my
Speaker 1: face hurts time. H