Speaker 1: Episode three thirty six, how to get self care and
Speaker 1: healthcare treatments for free or low cost.
Speaker 2: Welcome to the Frugal Friends podcast, where you'll learn to
Speaker 2: save money, embrace simplicity, and liver your life. Here your
Speaker 2: hosts Jen and Jill.
Speaker 1: Welcome to Frugal Friends podcast.
Speaker 3: My name is Jen, my name is Jill.
Speaker 1: In this podcast, we look through the internet to find
Speaker 1: what's on the front page of Google and we tell
Speaker 1: you what's worth listening to and what we've experienced. Probably
Speaker 1: doesn't work, but hey, maybe could work for you. Caveats right,
Speaker 1: So that is what we do on Frugal Friends podcasts,
Speaker 1: and today we are looking into self care and healthcare treatments,
Speaker 1: not like necessary health care, but elective.
Speaker 3: And self care can intersect with beauty and the things
Speaker 3: that we like to do to be pampered. So we're
Speaker 3: all over the map, but hopefully you get some great
Speaker 3: tips and things to try if you never have. But first,
Speaker 3: this episode is brought to you by Whisper down the Lane,
Speaker 3: a fun game where the original message usually gets distorted
Speaker 3: in a wild way. But in the age of tablets,
Speaker 3: this sponsor wants to remind us of that simple game
Speaker 3: we used to play. And if you miss whispering down
Speaker 3: the lane, but you're an adult now and you need
Speaker 3: to elevate this pastime, then engage in our friend letter
Speaker 3: referral program. Basically, once you are signed up to receive
Speaker 3: our newsletter, you can tell your friends about it and
Speaker 3: through your own personalized link when they sign up, we
Speaker 3: track it. You get free merch. The more sign ups
Speaker 3: you get through your link, the better stuff you get,
Speaker 3: like a mug or a sweatshirt falls coming. It's just
Speaker 3: around the corner you need that's whatshirt. So don't just
Speaker 3: whisper yell at your friends about how great this is
Speaker 3: and then get free stuff for yourself. It's the Frugal
Speaker 3: Friends friend letter referral program. Not saying it's the best title,
Speaker 3: but you can begin that journey at Frugal friendspodcast dot
Speaker 3: com slash friend letter. You get the friend letter yourself
Speaker 3: and then use the referral link to tell others about it.
Speaker 3: Free stuff comes to your door.
Speaker 1: Yes, if you're wondering where your referral link is, it
Speaker 1: is at the bottom of every friend letter and we
Speaker 1: will tell you how close you are to your next
Speaker 1: merch prize. So thank you for sharing. And care and
Speaker 1: one of our friends. So we know that self care
Speaker 1: is not something that you can purchase. It is necessary
Speaker 1: and you can get it for free. We talk about
Speaker 1: that in one of our other episodes. I forget which
Speaker 1: one it is, but today we're talking about stuff you
Speaker 1: can buy, and that is beauty and like supplementary hell
Speaker 1: care types of things. We'll get into it, you'll get it.
Speaker 1: But we have some specific beauty episodes for you to
Speaker 1: queue up after this if you want to. Episode twenty
Speaker 1: five yikes, wow, all the way back there, Frugal Beauty,
Speaker 1: so all natural and affordable beauty and skincare products. And
Speaker 1: then episode one thirty two the pink tax, what it
Speaker 1: is and how to avoid it, so we talk about
Speaker 1: how women are coxed into spending more and also just
Speaker 1: like the nuts and bolts of how products for women
Speaker 1: actually do cost more and what we can do to
Speaker 1: lower that. So today is kind of in the same
Speaker 1: vein as those. But yeah, so let's get it started
Speaker 1: with our first article, and this is from style Caster.
Speaker 1: It's the secret to getting free or seriously cheap beauty services.
Speaker 1: And if you're not into like beauty stuff, stay with
Speaker 1: us because we've got other free and low cost services
Speaker 1: that you can get later on.
Speaker 3: So I'm just going to pick some of my favorites
Speaker 3: general pick hers. We're not going to go through all
Speaker 3: of the tips in this article, but it is linked
Speaker 3: in our show notes. The first one on here that
Speaker 3: I liked and have utilized this tip in the past,
Speaker 3: so he can vouch for the fact that it's possible.
Speaker 3: Is to look for new client discounts. So at any
Speaker 3: of the places that you might want to receive a service,
Speaker 3: whether it's a haircut or wax or fill in the blanks.
Speaker 3: I don't know what else we do to our bodies,
Speaker 3: but look at whether they offer a discount or maybe
Speaker 3: even a free service. So for example, European wax centers
Speaker 3: will offer first time visitors a free bikini line, eyebrow
Speaker 3: or underarm wax completely free. Or they also mentioned this
Speaker 3: other salon called Merle Norman studio locations you can get
Speaker 3: a free twenty minute facial. So those are just some examples.
Speaker 3: Check out the spots that are local to you and
Speaker 3: see if new clients get a discount or even a
Speaker 3: bonus thing that you don't have to pay for, which
Speaker 3: is super fun. And then you can bounce around, especially
Speaker 3: if you're living in a new area. Like when Eric
Speaker 3: and I moved to Florida, I was able to try
Speaker 3: out a bunch of different places until I could settle
Speaker 3: on where do I want to go regularly? What place
Speaker 3: do I like the most. But in the meantime, as
Speaker 3: you're testing out these places, getting discounts along the way.
Speaker 1: Another one that I like is to score a makeover.
Speaker 1: And so this one is you have to try this
Speaker 1: one judicially because it's saying to you can go to
Speaker 1: your local Mac store department store and just go in
Speaker 1: and get your makeup done. That is true, but they're
Speaker 1: going to want you to buy something. So what you
Speaker 1: can do is, if you have already bought something from
Speaker 1: a Mac or an Alta or a apartment store, you
Speaker 1: can go in with the thing that you have purchased
Speaker 1: and say, hey, I have this, I am not sure
Speaker 1: if it's right for me or how to use it
Speaker 1: or how to pair it with something else, And then
Speaker 1: you can ask for like a demonstration on how to
Speaker 1: or maybe you can go in with a look that
Speaker 1: you're thinking about and say, hey, this is what I
Speaker 1: have from you guys, is it possible for me how
Speaker 1: would I do this on my own? So you want
Speaker 1: to go in with something you've already purchased from them,
Speaker 1: and then you can get the suggestions for what else
Speaker 1: you can get and consider them. You don't have to
Speaker 1: make the purchase, but it is a little mouci if
Speaker 1: you just go in there and say, can you do
Speaker 1: my makeup for free? Though some people would love to,
Speaker 1: but we want to be as respectful of people's time
Speaker 1: as possible.
Speaker 3: Yeah, I have heard that that can be hit or miss.
Speaker 3: The people who work at those stores can be a
Speaker 3: little upset if you don't buy anything.
Speaker 1: Rightfully, so if they work on commission and they spend
Speaker 1: time with you, So this should just be cautious.
Speaker 3: Or plan that time out for when you know you
Speaker 3: need to replenish some item that you can buy from right. Absolutely, yes, Okay,
Speaker 3: So the next one on here that I'm choosing is
Speaker 3: join daily deal sites like Groupon, which I have heard
Speaker 3: about and used plenty in the past. But these other
Speaker 3: two have not heard of, but I'll mention them in
Speaker 3: case they're helpful. Life Booker and Guilt City guilt spelt Gilt.
Speaker 3: I checked out guilt Cities. I've never heard of it before.
Speaker 3: But it seems like they offer discounts on a variety
Speaker 3: of things, from spa type services, beauty products, even name
Speaker 3: brand designer products and resorts. It's kind of all over
Speaker 3: the map. If you're a little bit more bougie in
Speaker 3: your taste, you like the finer things luxury calls to you.
Speaker 3: We love that this would be a great spot to
Speaker 3: check out deeply discounted items. But again, if it's a
Speaker 3: designer brand, you're still going to be spending a decent
Speaker 3: amount on things. But it also looks like there are
Speaker 3: spa services at some of these spas that you can
Speaker 3: find in every state, so that's worth checking out. I've
Speaker 3: never heard it. I'm going to be digging through so
Speaker 3: Groupon I have utilized. You can find constantly massages, haircuts, waxing,
Speaker 3: laser hair removal treatments at places in your city and
Speaker 3: near you where you can get these services at sometimes
Speaker 3: fifty to seventy percent off, especially if you're a first
Speaker 3: time visitor.
Speaker 1: Well, we just put in the friend letter. If you're
Speaker 1: a subscriber, you got this. But if you are booking
Speaker 1: something like a health or wellness or beauty something on
Speaker 1: Groupon and you use racketin, then you can get like
Speaker 1: up to ten percent cash back, I think right now.
Speaker 1: So if you've never used racketin, it's you can get
Speaker 1: the Chrome extension and it'll tell you if you're on
Speaker 1: a site where you can get extra cash back on
Speaker 1: that site, and you just hit yes and then you
Speaker 1: can get cash back. If you've never used racketin, you
Speaker 1: can get thirty dollars bonus cash right now. So I
Speaker 1: think we did the math and the friend letter and
Speaker 1: it was like, if it's a one hundred and fifty
Speaker 1: dollars massage, that's seventy five on group on, and then
Speaker 1: you've got the ten percent cash back, so you've got
Speaker 1: seven to fifty off and then the thirty dollars bonus,
Speaker 1: so you're paying like less than thirty eight dollars thirty
Speaker 1: seven to fifty for a one hundred and fifty dollars massage,
Speaker 1: So you can get that bonus cash again if you've
Speaker 1: never used racketin before. Frugal Friends podcast dot com slash
Speaker 1: Racketin love it and I love groupon for that stuff.
Speaker 1: So my next thing that I like on this list
Speaker 1: is to give out refer So I'm going to combine
Speaker 1: this with two on the list the one is social
Speaker 1: media and one is referrals. So I'm in social media
Speaker 1: Instagram for B to B type of things. Apparently Instagram
Speaker 1: is now solely based for people hawking products. It's like
Speaker 1: a whole thing.
Speaker 3: That's all it is.
Speaker 1: It is, that's all Instagram is.
Speaker 3: Before it was ads from other businesses. Now it's just
Speaker 3: all of our friends, our feet have ads.
Speaker 1: But you can use this to your advantage. So if
Speaker 1: you are conscious of it, you don't have to hate it.
Speaker 1: You can be immune to it and not fall into
Speaker 1: it and use it to your advantage. So if there
Speaker 1: is a place that you love, this is much easier
Speaker 1: to do with local services. You don't need to have
Speaker 1: a huge following. If you are a local person promoting
Speaker 1: a local brand, it's much better. Like someone like us,
Speaker 1: we cannot get local brand no matter how many people
Speaker 1: we have. They don't want us, but they want you.
Speaker 1: So if there is a place that you love, see
Speaker 1: if you can go all out on social media like them,
Speaker 1: comment on their stuff, give them love so that boosts
Speaker 1: them in the local algorithm makes their ads you know,
Speaker 1: less expensive if they're running them, and see if you
Speaker 1: can partner with them in some way. I follow this girl,
Speaker 1: Alexa Curtis, and I follow her because she kind of
Speaker 1: teaches people how to do this and like loves to
Speaker 1: show herself like getting rejected from doing it, so like
Speaker 1: she'll try and get free hotel stays and she'll record
Speaker 1: herself on the phone with a hotel showing the process
Speaker 1: and sometimes like she'll get and sometimes she won't, and
Speaker 1: like she just records the process. So she shows like
Speaker 1: people how to do this, Alexa Curtis, and you can
Speaker 1: just try it. Try it if you have like maybe
Speaker 1: one thousand, two thousand followers, give it a shot and
Speaker 1: see if you can partner with local brands to get
Speaker 1: free services like haircuts, colors, hotel stays, maybe not a
Speaker 1: hotel stay, but all these different sorts of manicures, pedicures,
Speaker 1: stuff like that, and see how it works.
Speaker 3: Out for you. I love that. That feels like the
Speaker 3: next level after learning how to negotiate your internet bill
Speaker 3: or your cell phone bill. Once you've become comfortable with negotiating,
Speaker 3: then you'll be comfortable with some of these cold calls
Speaker 3: to see what you could get for free.
Speaker 1: Yes, and very much is kind of two oh one
Speaker 1: because we start with these negotiating bills down, and these
Speaker 1: are ways to lower our expenses. And that's we want
Speaker 1: to spend less money. We want the money that we're
Speaker 1: going out, we want to kind of stop and take back.
Speaker 1: And then this is twoh one. This is getting free stuff.
Speaker 1: Stuff you wouldn't have bought, but if you can get
Speaker 1: it for free, you'll take it. So this is a
Speaker 1: cool little spin. See how it works for you. I've
Speaker 1: done it on a different level, so I don't know
Speaker 1: if like they apply the same rules apply, but literally
Speaker 1: it's just kind of reaching out saying, this is my platform,
Speaker 1: this is where I'm located. All of my followers are
Speaker 1: located here too, And I see that you posted for
Speaker 1: National Hair Day? Are you going to celebrate that again?
Speaker 1: I would love to partner with you on that. Make
Speaker 1: it something like relevant to what they have already posted
Speaker 1: in the past, Like go back like nine to twelve
Speaker 1: months and see kind of what they've been doing and say, like,
Speaker 1: I could help you do this more and kind of
Speaker 1: get more coverage on it if I can get this
Speaker 1: thing for free.
Speaker 4: Yeah.
Speaker 3: The last one on here that I'll mention, although I've
Speaker 3: never tried it before, is to donate your hair to
Speaker 3: a place like Locks of Love, wigs for kids, panteen
Speaker 3: beautiful lengths, and a lot of times salons will desire
Speaker 3: and be eager to partner with you in your hair
Speaker 3: donation and may give you a free or steeply discounted
Speaker 3: cut as they help to support you in donating your
Speaker 3: hair to these worthwhile causes. It's probays something I should
Speaker 3: look into because my hair is so long. I do
Speaker 3: know that these programs will have a lot of stipulation,
Speaker 3: so certainly look into it. Make sure that you qualify
Speaker 3: to be able to donate hair based on length or
Speaker 3: type of hair. I don't know all of the different
Speaker 3: things that they're looking for, but don't just assume you
Speaker 3: can go into a salon and be like I'm donating
Speaker 3: and then they may not take your hair. So there's
Speaker 3: a couple of steps here of making sure that your
Speaker 3: hair would qualify for a donation and then calling around
Speaker 3: to various local salons to see if they offer any
Speaker 3: sort of of discount as you are donating hair to
Speaker 3: help you cut it off and maybe receive a fresh
Speaker 3: new look and style. So that's a cool one. Obviously,
Speaker 3: this isn't going to happen every single time. You get
Speaker 3: it cut. This is more of like a once every
Speaker 3: few years you could get this kind of discount, but
Speaker 3: worth looking into if your hair is long like me
Speaker 3: mm hmm.
Speaker 1: All right, and the last one on this list and
Speaker 1: where we're going to respend the remainder of this episode,
Speaker 1: and it is the true secret to getting free or
Speaker 1: seriously cheap beauty services. So thank you for sticking with
Speaker 1: us fifteen minutes into the episode where while we bury
Speaker 1: the lead on the secret, it's to get a trainee blowout.
Speaker 1: And so what that means is and you may have
Speaker 1: thought about this, you may have known this, but just
Speaker 1: like not it doesn't come to top of mind. But
Speaker 1: when hairstylists are in training, they need models, and those
Speaker 1: models are given free or dis counted haircuts, blowouts, sometimes
Speaker 1: color chemical services. They are students, but they are supervised
Speaker 1: very closely by teachers. So there are a ton of
Speaker 1: different self care services that you can get four deeply
Speaker 1: discounted through this method, and both Jill and I have
Speaker 1: tried them. So we're going to kind of go a
Speaker 1: little deeper than this article goes into them on kind
Speaker 1: of what is available. So, Jill, what self care services
Speaker 1: have you gotten from schools.
Speaker 3: I have both self care and medical. I've gotten a
Speaker 3: cleaning an X ray of my teeth at a school,
Speaker 3: which I think you have linked. It's one of the
Speaker 3: things we're going to talk about now. I did have
Speaker 3: to be with willing to spend three hours in the chair.
Speaker 3: So for those of you who don't like having your
Speaker 3: teeth worked on, this may not be for you. But
Speaker 3: I was willing because we don't have dental insurance, so
Speaker 3: I was willing to spend my time over spending thousands
Speaker 3: of dollars out of pocket to get the X ray,
Speaker 3: the exam, the teeth cleaning, and so I essentially was
Speaker 3: a model a person that this dental practicing dental hygienist
Speaker 3: was able to clean my teeth. She did have someone,
Speaker 3: a supervisor, be able to come and check, and that
Speaker 3: person helped to make sure that everything was clean and
Speaker 3: being done properly. They were able to do X rays
Speaker 3: because that's something else they had to practice, and I
Speaker 3: want to say it was less than fifty dollars. So
Speaker 3: again I had to spend an afternoon there with somebody
Speaker 3: digging around in my mouth, but that felt so worth
Speaker 3: it to me. I have also what else have I done.
Speaker 3: I want to say waxing. I've not now, granted, I've
Speaker 3: not done a ton of these because my mind just
Speaker 3: didn't think of it that, oh, this could go beyond
Speaker 3: dental cleanings or haircuts. I've also done haircuts this way too,
Speaker 3: going to a school where someone who's practicing with your hair. Again,
Speaker 3: if you are a person who's really particular, then this
Speaker 3: may not be for you, But for me, I just
Speaker 3: want my dead ends gone and I don't really care
Speaker 3: because it's going to grow out again. And that too.
Speaker 3: I want to say, fifteen to twenty dollars is how
Speaker 3: much a haircut would cost. And I think that they
Speaker 3: washed my hair as well. Lots of other things that
Speaker 3: you'll probably outline here Jen too, but those are the
Speaker 3: only ones now that I know. All of these, all
Speaker 3: of these people have to learn somehow, so everyone's out
Speaker 3: here practicing.
Speaker 1: Yeah, there was a time in my life for exclusively
Speaker 1: every service I got was done at a school, So
Speaker 1: I have I've definitely had hair services done at a school.
Speaker 1: A Veda has schools, Paul Mitchell has schools. Those are franchises,
Speaker 1: but there are some individually owned ones. So this is
Speaker 1: something where we're not going to be able to give
Speaker 1: you a list, So we're telling you this information so
Speaker 1: that you know what's available and you can go online
Speaker 1: and search these types of schools to see what's in
Speaker 1: your area and then inquire about how to make an appointment.
Speaker 1: So I've done massages. There is a massage school nearby,
Speaker 1: and so I've had a massage and massage school.
Speaker 3: It's great.
Speaker 1: I've done haircut color. I even did a perm ones,
Speaker 1: which is a story for later in the episode, which
Speaker 1: is I know, if you're looking at me and you
Speaker 1: can see what my hair looks like, you will laugh.
Speaker 1: And then there's also at these same schools waxing, manicures,
Speaker 1: and pedicures. Travis for years exclusively got his hair and
Speaker 1: beard trimmed at a barber school. Those things are different
Speaker 1: than cosmetology schools, so you can look for those for
Speaker 1: your hobby, for your man, or for you if you
Speaker 1: are a man. Facials. I actually haven't gotten a facial
Speaker 1: at a school, but that was the next thing that
Speaker 1: I wanted to try. These are some of the things
Speaker 1: you're looking mostly for kind of trade schools like this
Speaker 1: that teach these skills, and all of them are going
Speaker 1: to require you to call for an appointment. These are
Speaker 1: not going to be book online and they are going
Speaker 1: to require some time. Like I know Travis one time
Speaker 1: spent four hours at that barber shop, and that's a
Speaker 1: little unreasonable. I think you should plan to spend two
Speaker 1: hours for something that might normally take you one hour.
Speaker 1: So just kind of double the time if it's going
Speaker 1: to take you one hour by a professional, plan to
Speaker 1: be at the school for two hours. So yeah, definely
Speaker 1: facial is on my next but you can you can
Speaker 1: get legit, like at the massage school near US eighty
Speaker 1: minute massage.
Speaker 3: It's wild.
Speaker 1: It doesn't even matter a long time what it's like, like,
Speaker 1: it's just so long. It has like you're going to
Speaker 1: get something from it, them kneading into your body.
Speaker 3: I've not done this yet, but Eric did go to
Speaker 3: the massage school near US a while ago for a
Speaker 3: massage and he said it was great. I think he
Speaker 3: got the hour long one. But it was fluorescent lighting
Speaker 3: in kind of a larger room, so he was like,
Speaker 3: that was kind of odd. Where you might be more
Speaker 3: accustomed to a small room, dim lighting, soft music. This
Speaker 3: was a little bit.
Speaker 5: More of a which school did he hospital like setting
Speaker 5: I don't remember, but I just remember him talking about,
Speaker 5: you know, like the curtains that separate you from others
Speaker 5: in the er, Like they just had curtains and fluorescent lighting.
Speaker 3: But then he got a massage.
Speaker 1: Was it down here?
Speaker 4: Yeah?
Speaker 3: Yeah?
Speaker 4: Yeah.
Speaker 1: Oh so I went to Cortiva and it was definitely
Speaker 1: the hospital whatever Corids providers, but they had the lights
Speaker 1: low and there was music playing. Okay, the experience. They
Speaker 1: tried to keep it similar even though it.
Speaker 3: Was like Bulk.
Speaker 1: It was like massage in Bulk, and everyone goes in
Speaker 1: at the same time and everyone like leaves at the
Speaker 1: same time because it's scheduled, like these are all the
Speaker 1: sixty minute massages. These are all the eighty minute massages.
Speaker 1: So it's not like there's a lot of movement going
Speaker 1: on in the room while you're getting the massage. Smart
Speaker 1: like everyone enters and leaves at the same time.
Speaker 3: Maybe they just didn't have the dimming function happening with
Speaker 3: their lights when Eric but you close your eyes, just
Speaker 3: close your eyes. Yeah, I haven't been to the new location.
Speaker 3: But also it may have to do with the trainees.
Speaker 3: So that's another thing to ask when you are calling
Speaker 3: being like hey, I you know first years, second years.
Speaker 1: What's the difference? Newer ones probably might have the light on,
Speaker 1: whereas people about to graduate are practicing doing it in
Speaker 1: the dark. So again something to ask when you call,
Speaker 1: because you do have to call to book these. There
Speaker 1: are two sites on this website that you can try
Speaker 1: to look for these schools. The first is Salon apprentice
Speaker 1: dot com and the other is Salon Guinea Pig dot
Speaker 1: co dot UK. So if you're in the UK, Salon
Speaker 1: Guinea Pig, Salon Apprentice if you're in the US. But
Speaker 1: I even had friends who were in hair school, and
Speaker 1: I did this a lot when I had friends in
Speaker 1: hair school obviously, but they would have to do like
Speaker 1: whole shebang cut color to take pictures, so like you
Speaker 1: could get like a full like blowout, maybe not a cut,
Speaker 1: but blowout makeup. You could get like headshots done with
Speaker 1: this sort of thing.
Speaker 3: You're so excited. Got to use it.
Speaker 1: Was so fun, especially like I was young and had
Speaker 1: nothing else to do. But yeah, so there are so
Speaker 1: many options. I had really great experiences at the Paul
Speaker 1: Mitchell School and a Veda. Try those look for local
Speaker 1: ones too. But we've talked about self care. Now we're
Speaker 1: going to talk a little bit about semi elective health care.
Speaker 1: You won't be able to find like actual med schools
Speaker 1: doing free and low cost treatments at the med school,
Speaker 1: though sometimes if you're friends with somebody at the med school,
Speaker 1: you may be able to be a guinea pig. I
Speaker 1: am not familiar with that sort of thing, so that's
Speaker 1: not what we're talking about. I don't know the ins
Speaker 1: and outs of med school. But I went to acupuncture school.
Speaker 1: I am a licensed trained acupuncturist, and I know that
Speaker 1: we had a clinic, a student clinic where we had
Speaker 1: to intern, where people got low cost acupuncture even like free,
Speaker 1: low cost be twelve injections, all kinds of things. And
Speaker 1: so I wanted to find out what are the other
Speaker 1: schools like that where you could get free or discounted
Speaker 1: like healthcare types of things. And what did you know,
Speaker 1: there's not a single article on it. I scoured Google,
Speaker 1: and so I had to come up with my own list.
Speaker 1: And the article that we're going to go through is
Speaker 1: simply what to expect when you go into a place
Speaker 1: like this. So it's from Saint Pete College Dental Hygiene Clinic,
Speaker 1: which is where Jill went to get her dental.
Speaker 3: Cleaning, cleaning, and X ray, an exam. Yes, did it all.
Speaker 1: So we'll speak from her experience here, but also my
Speaker 1: experience as an intern at one of these types of clinics.
Speaker 1: We'll just go through some of the options, and I
Speaker 1: guess we'll start with mental health options.
Speaker 3: So when it comes to specifically I'm thinking about receiving support,
Speaker 3: whether it's counseling one on one or group counseling, there
Speaker 3: are plenty of ways to find this at a reduced cost,
Speaker 3: sometimes free, depending on what the type of care and
Speaker 3: support is that you're receiving. One of the sites that
Speaker 3: I would direct people to is Nammy and Ami. It's
Speaker 3: a great website for discovering mental health supports in your area.
Speaker 3: You can search for counseling offices that might take your
Speaker 3: insurance or might operate on a sliding scale fee. I
Speaker 3: know when I worked at a counseling office, we would
Speaker 3: both take insurance and private pay clients, and depending on
Speaker 3: income levels, we would be able to offer counseling sessions
Speaker 3: at a reduced cost. You, of course, that would have
Speaker 3: to be willing to submit pay stubs and kind of
Speaker 3: prove your income bracket. To be eligible for reduced cost
Speaker 3: counseling services, but that is available and something worth looking
Speaker 3: into if you do need higher levels clinical level type
Speaker 3: of care. There's also plenty of other options regarding support,
Speaker 3: so this would be more so support groups, but there
Speaker 3: are nearly everywhere you can find free support groups for
Speaker 3: grief and loss, substance misuse, recovery, gambling, even just support
Speaker 3: for experiences of anxiety or what it's like to be
Speaker 3: a new parent. These can be found certainly by going
Speaker 3: to that website and NAMMY's website and ami dot org,
Speaker 3: I believe, but also you can check out local churches
Speaker 3: will often allow support groups to meet at their locations.
Speaker 3: You could google just in your area support group for
Speaker 3: whatever it is that you're seeking support for, and I
Speaker 3: will advocate just to say there is so much benefit
Speaker 3: to meeting in a group with other people who are
Speaker 3: having similar experiences to you. Both one on one individual
Speaker 3: clinical counseling as well as support groups are great, but
Speaker 3: I wouldn't discount support groups if it's all that you
Speaker 3: are able to afford. Essentially, if you can't even afford anything,
Speaker 3: you're looking for something solely for free. There is a
Speaker 3: ton of research to support the fact that support groups
Speaker 3: can be phenomenally beneficial in being able to just talk
Speaker 3: through what you're experiencing with others who have gone through
Speaker 3: the same thing, or even to hear other people's stories,
Speaker 3: gain perspective, kind of put words to what you might
Speaker 3: be feeling and experiencing in ways that you might not
Speaker 3: have been able to say, and find yourself with like
Speaker 3: minded people. So these are fantastic ways to be able
Speaker 3: to receive some of that community emotional mental health support
Speaker 3: that you can find for free or reduced costs.
Speaker 1: Yeah, I want to touch back to the income topic
Speaker 1: first before we move on. A lot of people don't
Speaker 1: seek out these services because they think that all of
Speaker 1: them require you to be low income, and it's not
Speaker 1: the case for most of them. Yes, for medical schools
Speaker 1: and medical care and really one on one mental health care,
Speaker 1: stuff like that, stuff that is extremely important and vital
Speaker 1: that we would not classify as maybe elective. Those things
Speaker 1: are reserved for lower income households, and you will need
Speaker 1: to prove that. And you should not take somebody's free
Speaker 1: healthcare or mental health services if you do not need them,
Speaker 1: if you can afford them on your own. However, there
Speaker 1: are a ton of things you can get that it
Speaker 1: doesn't matter your income. They're more elective, they're not the requirement. So,
Speaker 1: like I said before, you're not going to find medical
Speaker 1: schools really doing this sort of thing like we see
Speaker 1: at the massage schools or the acupuncture schools. The medical
Speaker 1: schools are going to be those students are going to
Speaker 1: be in actual hospitals, they're going to be in actual practices,
Speaker 1: they're going to accept insurance, they're doing stuff like that.
Speaker 1: So I really looked even outside of family care. I
Speaker 1: looked at optometry, pedietary, kind of the peripheral stuff too,
Speaker 1: like even plastic surgery, cosmetic stuff, and that across the
Speaker 1: board really is at hospitals, and you're going to pretty
Speaker 1: much be paying standard pricing for stuff like that. But
Speaker 1: stuff that we did find, and I will say like,
Speaker 1: if you are in that income bracket, you should not
Speaker 1: feel ashamed or feel like you're taking anything away from
Speaker 1: seeking those services. Those services are available to you because
Speaker 1: of that income bracket, But if you're outside of it,
Speaker 1: don't gain the system. But stuff that they need people
Speaker 1: in every income bracket are the stuff like acupuncture. I
Speaker 1: can go deeper into kind of what that was like,
Speaker 1: because I think it's going to be a pretty similar
Speaker 1: experience across the board massage like we talked about earlier,
Speaker 1: the dental cleanings, and the X rays like we mentioned earlier,
Speaker 1: chiropractic Chiropractic schools will have clinics. I did see some
Speaker 1: pedietary stuff, so I think maybe more of the elective
Speaker 1: pedietary things. I don't know what those things would be,
Speaker 1: but if you're near a pedetary school, you can call
Speaker 1: them find out. Naturopathic medicine. So this is a third
Speaker 1: medical degree for a doctor. So you've got empty, you've
Speaker 1: got DO, and then you've got ND and this is
Speaker 1: a holistic kind of medical doctor. They are not licensed
Speaker 1: in every state, so you don't really see them in hospitals,
Speaker 1: but if you're near a naturopathic medical school. That's one
Speaker 1: of the reasons why you can go see them for
Speaker 1: medical care is because they're not as prevalent in the
Speaker 1: hospitals and the private practices and stuff. So they do
Speaker 1: have clinics that you can go in for family practice
Speaker 1: for a discounted rate. So search naturopathic medicine. They've gone
Speaker 1: San Diego, Portland, Oregon, Chicago. I think Boston. There's a
Speaker 1: handful of schools around the country physical therapy. There are
Speaker 1: some as long as it's like a physical therapy, like
Speaker 1: a master's program and not in the med school sort
Speaker 1: of track, then physical therapy. I found some schools had
Speaker 1: clinics where you could if you have a sports injury,
Speaker 1: you can go in and kind of get diagnosed and
Speaker 1: treated there. And then one that I found out at
Speaker 1: the very last minute, right before we went to record
Speaker 1: this episode, and it's not healthcare, but I thought it
Speaker 1: was worth saying, was legal services. And this is another
Speaker 1: you have to be an income bracket to get this,
Speaker 1: but if you are near a law school, you can
Speaker 1: call them and see what kind of legal services their
Speaker 1: students could offer to the public. There's these things called clinics,
Speaker 1: and that's how I found it, that students can kind
Speaker 1: of work on actual cases and help and serve the
Speaker 1: public while they're in school. Again kind of all going
Speaker 1: through licensed attorneys and practicing attorneys. But so if you
Speaker 1: are in need, and you are in a lower income
Speaker 1: household or no people in a lower income household that
Speaker 1: may need legal services and you can't afford to help
Speaker 1: them financially, then check out these law schools and see
Speaker 1: what services they have available to low income communities.
Speaker 3: Yeah, that is awesome while they're all still wide eyed
Speaker 3: and bright eyed and bushy tailed understanding all of the
Speaker 3: ethical implications and studying the law to the team, and
Speaker 3: that it might be even more advantageous to get them
Speaker 3: while they're in school.
Speaker 1: Yeah.
Speaker 3: I will also add to that that sometimes dentistry schools,
Speaker 3: so even beyond your dental hygiene schools, at least in
Speaker 3: the Tampa Bay area, there are dentistry schools that will
Speaker 3: even do implants and other more higher levels of dental
Speaker 3: care at reduced costs as well. So while sometimes this
Speaker 3: medical care you'll need to support your financial need to
Speaker 3: be able to receive those service, but not all the time,
Speaker 3: so look and check in your area. I would say
Speaker 3: probably a rule of thumb is where sometimes your medical
Speaker 3: insurance doesn't cover these things. Don't know why they don't
Speaker 3: cover eyes and teeth, as if they're not real parts
Speaker 3: of our body that need care. But sometimes that is
Speaker 3: where you could find some reduced cost availability because insurance
Speaker 3: doesn't historically cover that, and you may not need to
Speaker 3: prove income level.
Speaker 1: That's a good rule of thumb. I didn't immediately find
Speaker 1: anything locally for optometry, but I did not look at
Speaker 1: every single right optometry school.
Speaker 3: Well, but sometimes there are programs for even just getting
Speaker 3: reduced cost eye wear and glasses and contacts and that
Speaker 3: kind of a thing. So yeah, definitely, But you know what,
Speaker 3: you never have to prove your income for.
Speaker 1: Let's take a look real quick at what you might
Speaker 1: want to expect at doing one of these. And we'll
Speaker 1: look at this one. This is just for a dental
Speaker 1: hygiene clinic in our area. Will kind of go through
Speaker 1: it real quick so that you get an idea of
Speaker 1: cost expectations, stuff like that. Jill, you can go through
Speaker 1: it because you actually did this one, so you can
Speaker 1: say what is most important here.
Speaker 3: Yeah. So I went to a dental hygiene clinic close
Speaker 3: by to us, and they offer on their website a
Speaker 3: really clear way clear pathway forward in being able to schedule,
Speaker 3: so you can call them up schedule a time that
Speaker 3: works for you. Now, to be fair, the dental hygiene
Speaker 3: school that I went to, I believe they only had
Speaker 3: hours on Tuesdays or Thursdays, so I did have to
Speaker 3: have flexibility. I did go in the afternoon, so that
Speaker 3: is a factor to consider. I believe that they might
Speaker 3: have offered Saturday hours once a month something like that.
Speaker 3: Those were harder to book because obviously more people want
Speaker 3: to be able to book on the weekend. I was
Speaker 3: able to clear my schedule go in the after noon.
Speaker 3: When I arrived, there was maybe one other person in
Speaker 3: the waiting room, but it looked very similar to a
Speaker 3: typical dentist office, you know, once you walk through the school.
Speaker 3: They really wanted to make it feel like a typical office.
Speaker 3: So there was a waiting room, there was a desk.
Speaker 3: I went up. They had expected me. I had to
Speaker 3: fill out a little bit of paperwork. It was a
Speaker 3: matter of minutes, five ten minutes before the student who
Speaker 3: was practicing came and got me, sat me in the chair,
Speaker 3: and everything went very similar to how it would add
Speaker 3: a dentist's office, just a lot longer. Like I had said,
Speaker 3: So she's practicing, and at each stage of the process
Speaker 3: she had to have her supervisor, who has been in
Speaker 3: the dental hygiene field for I want to say, over
Speaker 3: a decade. She would come and check the student's work
Speaker 3: at every stage. And they wanted to do the whole
Speaker 3: list of things. So that's partially why it took so long.
Speaker 3: It was the cleaning, the oral exam, the x rays,
Speaker 3: the talking to me about dental hygiene. She had an
Speaker 3: entire list of things that she needed to be going through,
Speaker 3: which I was pleased for how thorough it was, but
Speaker 3: again a long amount of time. Then we would go
Speaker 3: to the room to get the x rays, back to
Speaker 3: the chair, but very similar to a typical dental annual
Speaker 3: visit that you might have getting checked by the supervisor.
Speaker 3: So just factor that it's going to take a while.
Speaker 3: But after that, Yeah, I paid thirty to forty dollars
Speaker 3: for that at the time, for the entire afternoon.
Speaker 1: So my experience as an intern at an acupuncture clinic
Speaker 1: is similar. So they made it feel like a clinic
Speaker 1: when you walked in. It didn't feel like a school.
Speaker 1: It had a separate entrance, a separate parking lot. We
Speaker 1: went in with the patient and we you know, took
Speaker 1: their intake, and then we would go out and we
Speaker 1: would consult with a practicing licensed acupuncturist about what we
Speaker 1: thought what the protocol would be, and then we would
Speaker 1: get that approved and then we would go back and
Speaker 1: we would do the treatment. So sometimes you will see
Speaker 1: like the practicing licensed individual, and sometimes you won't I
Speaker 1: don't think sometimes if there was a interesting case, then
Speaker 1: the acupuncture would come in and kind of see for themselves.
Speaker 1: But if it was very cut and dry, especially like
Speaker 1: follow ups, then they wouldn't come in and it could
Speaker 1: be faster. So if this is something like you're going
Speaker 1: to like a physical therapist or a massage therapist or
Speaker 1: an acupuncturist who's in school, and you can see the
Speaker 1: same person over and over, it can get quicker with
Speaker 1: each subsequent visit. Things like dental hygiene, you probably won't
Speaker 1: be seeing the person over and over. But this website
Speaker 1: does say there's no charge for additional appointments or additional
Speaker 1: services such as selins and fluoride treatments, like for the
Speaker 1: same cleaning. Jill, did you have to go back another
Speaker 1: time or was it just the one time?
Speaker 3: No, just the one time. They said that they'd be
Speaker 3: happy to continue to see me in six months, like
Speaker 3: your typical dental office where they'll do a cleaning for
Speaker 3: you every six months. Yeah, I didn't go back. I
Speaker 3: would I just were not doctors. I don't go to
Speaker 3: theaical advice. Please, I'm so sorry.
Speaker 1: But yeah, so that's kind of what to expect. Again,
Speaker 1: any place where you would be seeing a professional, assume
Speaker 1: that it's going to be double the time at a school,
Speaker 1: and I would say, just call Google the schools that
Speaker 1: are around you and what they offer. We gave you
Speaker 1: the list. There'll also be in our show notes. See
Speaker 1: what they offer, See when it's scheduled, because it's going
Speaker 1: to be maybe not as can convenient as a professional place,
Speaker 1: and then kind of call and schedule and see what
Speaker 1: it's like. But they're typically very professional. So the barber
Speaker 1: school that Travis went into to get his cuts and trims,
Speaker 1: the front looked like a barbershop and the school was
Speaker 1: in the back. They try to make the experience great,
Speaker 1: great for not just the client, but also real life
Speaker 1: for the students. So the student feels like they're in
Speaker 1: a real life sending and they're not in school. So yeah,
Speaker 1: that's uh. I think the secret to getting these free,
Speaker 1: low cost, mostly low cost services that we often forget about,
Speaker 1: but let's not sleep on it.
Speaker 3: And brainstorm there's probably more of it we didn't have mention,
Speaker 3: but think about every single field needs to practice and
Speaker 3: start somewhere. I mean, this is outside of this particular
Speaker 3: exact theme that we're talking about, but even from website
Speaker 3: creation to photography to anything, everyone has to learn a
Speaker 3: trade and a skill, and usually as they're learning, if
Speaker 3: you're willing to sacrifice a degree of quality or your
Speaker 3: own time, you can typically get those things for reduced
Speaker 3: or free prices if you're willing to sacrifice in some
Speaker 3: other ways. So try it out. Speaking of areas that
Speaker 3: are free that you really don't have to sacrifice anything for.
Speaker 1: Oh, this is professional, low cost and always always a success.
Speaker 3: The bill of the week.
Speaker 2: That's right, it's time for the best minute of your
Speaker 2: entire week. Maybe a baby was.
Speaker 1: Born and his name miss Williams.
Speaker 2: Maybe you've paid off your mortgage, maybe your card died
Speaker 2: and you're happy to not have to pay that bill anymore.
Speaker 2: That's bills, butffalo bills, Bill clion, this is the bill
Speaker 2: of the week.
Speaker 4: Hi, frugal friends, this is Kim in Rochester, Minnesota. Well,
Speaker 4: after listening to all three hundred of your episodes, Woo,
Speaker 4: I finally realized that I do need to call my
Speaker 4: internet provider and negotiate my service. So I called and
Speaker 4: I said, Hey, is there any way I can lower
Speaker 4: my bill. I just see other services that are, you know,
Speaker 4: twenty thirty dollars lower. And the lady was super helpful,
Speaker 4: absolutely great customer service.
Speaker 1: And she said, based on where I.
Speaker 4: Live, I live in a high cost of living area
Speaker 4: that I qualify for the Affordable Connectivity Program. So now
Speaker 4: my bill will be thirty dollars less a month, which
Speaker 4: is one of my credit card payments, so I can
Speaker 4: make an extra payment on my credit card. I am
Speaker 4: super excited. Guys, thank you so much for your advice.
Speaker 4: Keep doing what you're doing. You guys are the best.
Speaker 4: To have a nice.
Speaker 3: Day, Kim, straight out the gate. I love your energy.
Speaker 3: First of all, that was very fun for us. I'm
Speaker 3: just going to start here too. Thanks for listening to
Speaker 3: all of our episodes.
Speaker 1: People will be like, why you do so many episodes
Speaker 1: and like, because it takes Kim three hundred episodes to
Speaker 1: make moves, and we're here for all of them. We're
Speaker 1: here for all of them.
Speaker 3: Kim, Kim from Minnesota needed three hundred episodes before she
Speaker 3: would call and lower her internet bill, and some people
Speaker 3: will need four or five hundred, and we're here for you.
Speaker 3: But well done, Kim, because you're making up for lost
Speaker 3: time here by not just lowering your internet bill, but
Speaker 3: choosing to put that savings into additional credit card payments
Speaker 3: to reduce your debt. So you are doing it, You
Speaker 3: have listened. Well done, Yes, rats Kim, this is fantastic.
Speaker 3: Credit card debt is a menace to society, and so
Speaker 3: I'm so glad you're gonna be able to pay it
Speaker 3: off faster. If you all are listening, and you've been
Speaker 3: listening for a while, and you want us to keep
Speaker 3: pumping out episodes where then we're gonna keep needing your bills.
Speaker 3: If it's taken you all these episodes to make some
Speaker 3: moves great, if you made moves a while ago and
Speaker 3: you never told us about it, well call us up.
Speaker 3: Frugal Friends podcast dot com, slash bill. Leave us your bill.
Speaker 3: It can be about anything. You can be from anywhere,
Speaker 3: Minnesota or Australia, anywhere in between. Leave us your bill.
Speaker 3: We're ready for it, and now it's time for.
Speaker 1: All right. So, as with any success, there will also
Speaker 1: be failure. And failure seems like such a harsh word,
Speaker 1: but it's just just just a little blip, a sad
Speaker 1: learn from them.
Speaker 3: Yes, failures are sometimes our best educators. Yes, you don't
Speaker 3: need to avoid them, lean in and learn.
Speaker 1: So not everyone is going to have a good experience
Speaker 1: getting a service done at a school, and you're going
Speaker 1: to hear people are going to be like, I'm not
Speaker 1: going to try that because my friend had a horrible experience.
Speaker 1: And as somebody who has gotten so many services from schools,
Speaker 1: I too have had negative experiences.
Speaker 3: And it hasn't stopped you yet.
Speaker 1: And it hasn't stopped me yet, except now I don't
Speaker 1: have the time. Now I have the money and not
Speaker 1: the time, so I no longer go to schools. But
Speaker 1: if time is on your side and your money is
Speaker 1: better spent elsewhere, schools are where it's at. But our
Speaker 1: lightning round today is what's the worst discount school service
Speaker 1: fail you've ever experience? I have a lot of experiences,
Speaker 1: but only, honestly, only one has been bad of all the.
Speaker 3: Times tell us about it.
Speaker 1: So I volunteered for this nonprofit and traveled with them
Speaker 1: for a semester and we did presentations in a bunch
Speaker 1: of schools and one of those schools was Paul Mitchell Schools,
Speaker 1: so the Hair Schools. So we would go to every
Speaker 1: town we went in that had a Paul Mitchell. We
Speaker 1: would do a presentation for their students and they would
Speaker 1: always give us free something at the end. And so
Speaker 1: this was near the end of tor So I had
Speaker 1: gotten free color, I had gotten free cut, I had
Speaker 1: gotten pretty much everything that you could that I wanted
Speaker 1: to do to my hair for free. And so one
Speaker 1: of the girls was like, why don't we try and
Speaker 1: give you a PERM so that it kind of like
Speaker 1: softens out your curls and decreases your frizz. And I
Speaker 1: was like, I don't understand that.
Speaker 3: Yeah, because side note Jen has curly hair. Yeah, curly hair.
Speaker 1: Yeah, Like I don't need a PERM. So I was
Speaker 1: young and naive and I didn't think about it. So
Speaker 1: I was like, okay, So I was in that chair
Speaker 1: for a long time. Perms take a long time, and
Speaker 1: I was obviously out of school, so it took double
Speaker 1: the amount of time of regular perm And at the
Speaker 1: very end they were like, what, this isn't right, So
Speaker 1: it shouldn't be like this, And after several minutes of
Speaker 1: sad deliberation, she realized she forgot to put the activator in.
Speaker 3: So I was I don't know, I don't know what
Speaker 3: that does.
Speaker 1: What does that mean it activates the perm? She put
Speaker 1: my hair, she put wet hair in rollers. Essentially, she
Speaker 1: put wet hair in rollers.
Speaker 3: That's okay, that sounds okay.
Speaker 1: And that's it. That's all that happened. So nothing so
Speaker 1: nothing bad happened. But nothing happened. And I was in
Speaker 1: that chair for hours. Oh I didn't want to be there.
Speaker 3: I was so done.
Speaker 1: I'm so angry. And no I didn't. I never got
Speaker 1: the perm because she forgot to put the activator in.
Speaker 3: Oh wow, okay, so your hair didn't fall out.
Speaker 1: Yeah, I know right. We were waiting for the fallout
Speaker 1: of that.
Speaker 3: Okay, if you ever were to play never have I ever?
Speaker 3: Would you have to drink? When someone said got a perm?
Speaker 3: Where do you qualify that as? Did you never have
Speaker 3: a PM? Didn't you?
Speaker 1: I didn't because I guess you still would. She wet
Speaker 1: my hair and put it in rollers. That's not a perm.
Speaker 1: The perm is the chemical.
Speaker 3: Yeah, you thought you were getting a perm. You didn't
Speaker 3: get a perm.
Speaker 1: Yeah, yeah, So I'll never know if a perm would
Speaker 1: have would have taken my frizz away.
Speaker 3: Wow, you're threatening that needle right there. You won't know.
Speaker 1: I'll never know if.
Speaker 3: I would have major hair fault.
Speaker 1: But I just figured out hair care via shampoos and
Speaker 1: conditioners and stuff, and I took my own frizze away
Speaker 1: without a perm.
Speaker 3: But no, are you curious?
Speaker 1: No, because that's so much work and so much chemical
Speaker 1: Like I don't even dye my hair. I don't put
Speaker 1: any chemicals in my hair. Me neither, So I don't
Speaker 1: really care to know because I would never do it again.
Speaker 3: Although one time I did get my mother in law
Speaker 3: to give me a perm and now I did actually
Speaker 3: get the perm. She did put the perm in the perm.
Speaker 1: Perm activator in and what did that look like?
Speaker 3: And I liked it? It looked great. I should try
Speaker 3: and find an old video.
Speaker 1: Or video video of your curls bouncing. They were just
Speaker 1: so beautiful they bounced.
Speaker 3: Never took a photo, just jumped and videoed it cool. Okay,
Speaker 3: So for me, I have not explored the school thing
Speaker 3: enough to have a bad story. It's only been good
Speaker 3: for me, other than Eric's story of the fluorescent lights
Speaker 3: being on during his massage, but he wasn't even complaining
Speaker 3: it was fine. So yes, I'm an advocate for do
Speaker 3: it go, get the students to do the stuff on
Speaker 3: you for me, it's when I'm trying to hack my
Speaker 3: medical care on my own at home that it doesn't
Speaker 3: go well. Oh wow, Yeah, you've probably heard these stories
Speaker 3: before because I can't not talk about it. Some of
Speaker 3: them are more intimate than others.
Speaker 1: They're things that probably should be saved for the after show.
Speaker 3: Yeah, just know that I've tried to do a lot
Speaker 3: of things through Internet research and herbs and stuff that
Speaker 3: you know, you just should probably take the Internet away
Speaker 3: from me. Someday I'll get medical insurance, but I just
Speaker 3: I'm not going to go to the doctor, not gonna
Speaker 3: do it, And so super glue and garlic and Eric's
Speaker 3: old T shirts are gonna just be how I move
Speaker 3: through life.
Speaker 1: Oh my gosh.
Speaker 3: All right, let's wrap this thing up.
Speaker 1: Well, we're not doctors. Don't take our medical advice on anything,
Speaker 1: but thank you so much for listening. Please let us
Speaker 1: know if you get any of your beauty or elective
Speaker 1: healthcare services from a school and you get a discount
Speaker 1: on it and you had a good experience, please let
Speaker 1: us know on our bill of the week line, and
Speaker 1: that will be so fun. But we also love reading
Speaker 1: your kind reviews, so maybe you can leave it in
Speaker 1: a review too, or an email. We especially love this
Speaker 1: very sweet email from David so congratulations. Your podcast has
Speaker 1: been a continual source of motivation for me over the
Speaker 1: past four years here in my little corner of Australia.
Speaker 1: Getting the opportunity to support you, even if only a little,
Speaker 1: by buying a copy of your book, will be a
Speaker 1: joy for me. My wife, three kids, and I live
Speaker 1: in a fairly high cost of living city in Australia
Speaker 1: and through your podcast, I feel I have found some
Speaker 1: kindred spirits. We would typically have been advised against some
Speaker 1: of the decisions we've made, like as purchasing a house
Speaker 1: mortgage free or avoiding credit entirely, but your philosophy around
Speaker 1: values based spending the radical middle has been invaluable in
Speaker 1: giving a bit of community feel despite being the odd
Speaker 1: one out. Thank you for everything. Thank you, David so kind.
Speaker 3: David, you obviously really get it, you understand. You and
Speaker 3: Kim must have been listening for a while to us
Speaker 3: because you understand, and we're so thrilled to have community
Speaker 3: near and far. Thank you to the rest of you
Speaker 3: who maybe you've not submitted a Bill of the Week
Speaker 3: or a review yet, but you're enjoying the show. We
Speaker 3: just appreciate your listens, of course, but if you've not
Speaker 3: done those things before, please do take a minute to
Speaker 3: at least leave a rating and review. If you are
Speaker 3: enjoying this show, it really helps us because it helps
Speaker 3: other potential community members find us, know what to expect
Speaker 3: with the show, and possibly be able to find the
Speaker 3: support and tips that they need.
Speaker 1: See you next time. Frugal Friends is produced by Eric Sirianni.
Speaker 1: What was with the garlic? What did you do to garlic?
Speaker 3: I had a feminine problem. Was supposed to eradicate the itch?
Speaker 1: Oh so as somebody who has like a degree in
Speaker 1: a not more than a natural Yeah do I love
Speaker 1: over the counter stuff, you know, like things that were
Speaker 1: made by you know, doctors.
Speaker 3: It always ends up there. But I tried to avoid
Speaker 3: antibiotics so much. But yeah bye. By the end of
Speaker 3: seven days, I was quite literally this is not figurative,
Speaker 3: banging my head against a wall. I was so uncomfortable.
Speaker 3: I had done apple cider vinegar in all of the ways,
Speaker 3: apples hitter vinegar every direction. Oh no, uh huh, yogurt garlic,
Speaker 3: Oh my word. I had made a concoction of yogurt,
Speaker 3: garlic and apple cider vinegar that I ate. No, that
Speaker 3: one I stirred together, Jen I downed it because because
Speaker 3: when you are to that point and you're so miserable,
Speaker 3: you'll do anything, and I mean anything. So yeah, I'm
Speaker 3: eating that, I'm doing other things that I can't talk
Speaker 3: about on show. And yeah, it wasn't it wasn't working.
Speaker 3: I did have to do antibiotics. And that's where friends
Speaker 3: come in handy. We've got a friend this who we
Speaker 3: can call up and say, here's my issue, and she'll
Speaker 3: write a script for us. Well.
Speaker 1: Telehealth is on every single sharance provider. I mean I
Speaker 1: use healthcare sharing, you use healthcare Sharing and we have
Speaker 1: a free teledoc service.
Speaker 3: Yep. Eventually that's what I did. I did the telehealth,
Speaker 3: told them my symptoms. And then you can use good Rx,
Speaker 3: which is an app and it will give you like
Speaker 3: a coupon code for the prescription that you got and
Speaker 3: it works anywhere, whether you're getting it from Costco or
Speaker 3: CVS or wherever your pharmacy is. I think I paid
Speaker 3: six bucks for the antibiotic.
Speaker 1: Honestly, that's how much antibiotics costs. They're so cheap. You
Speaker 1: don't even need good RX most of the time.
Speaker 3: I just don't like putting antmbiotics in my body. But
Speaker 3: for this whatever it was worth it.
Speaker 1: Sometimes it's worth it so it doesn't turn into a bigger,
Speaker 1: more expensive issue. So take care of yourself.
Speaker 3: And I didn't even have to go to the doctor.
Speaker 3: You're right, I didn't have to go. Yeah, come on,
Speaker 3: but these are the things I do.
Speaker 1: Leave garlic where it belongs in your pasta at Carabas