WEBVTT - Moving for Grown-Ups 0:00:04.360 --> 0:00:10.760 Ruby. I had a client who ended up using movers 0:00:10.800 --> 0:00:14.600 and he lost an entire wardrobe box. There was I 0:00:14.640 --> 0:00:18.639 believe thirteen Gucci shirts in there. His entire collection of 0:00:18.720 --> 0:00:21.440 ties was in the bottom of the box, and his 0:00:21.480 --> 0:00:24.680 collection of belts Man. So not only was his move 0:00:24.840 --> 0:00:29.000 twenty five hundred dollars, he also lost thirty thousand dollars 0:00:29.000 --> 0:00:30.120 worth of products. 0:00:30.320 --> 0:00:36.680 WHOA Welcome back to grown Up Stuff, the podcast where 0:00:36.680 --> 0:00:38.519 we figure out all of the things you feel like 0:00:38.600 --> 0:00:41.800 you should know by now but maybe don't, because I 0:00:41.840 --> 0:00:44.519 know I certainly don't. I'm Leah Palmery and I. 0:00:44.479 --> 0:00:48.000 Met Stillo, and today we're talking about moving, which can 0:00:48.040 --> 0:00:51.360 be so exciting until you realize you have to move. 0:00:51.840 --> 0:00:54.160 I think moving is the universe's way of making you 0:00:54.200 --> 0:00:56.840 a question every single thing you. 0:00:56.880 --> 0:01:01.080 Own, especially when you're carrying a box labeled miscellaneous that 0:01:01.160 --> 0:01:04.840 weighs seventy five paths. And then come all the adult 0:01:04.840 --> 0:01:08.000 things that no one talks about, like transferring utilities, changing 0:01:08.000 --> 0:01:10.480 your address, setting up your Internet. 0:01:10.120 --> 0:01:13.120 Which, by the way, somehow the Wi Fi appointment is 0:01:13.200 --> 0:01:15.720 always at least three days after you've already moved in 0:01:15.959 --> 0:01:17.080 always yeah. 0:01:16.920 --> 0:01:20.839 Every time. Today we're getting the ultimate moving checklist from 0:01:20.959 --> 0:01:23.679 relittered Dag Larsen, So your next move can be a 0:01:23.680 --> 0:01:26.319 little bit more organized and a lot less chaotic. 0:01:26.959 --> 0:01:35.720 Well, we look this up and found that affordability is 0:01:35.760 --> 0:01:39.160 the number one reason people in the US relocate. Moving 0:01:39.200 --> 0:01:42.680 for a job is the second reason. So with affordability 0:01:42.720 --> 0:01:45.800 top of mind, let's talk about the hidden or unexpected 0:01:45.840 --> 0:01:48.200 costs of moving, because I think one of the first 0:01:48.240 --> 0:01:51.520 things people think when I think about moving is just, oh, 0:01:51.640 --> 0:01:54.720 this is going to get expensive. So, Dag, what are 0:01:54.760 --> 0:01:57.600 some of those costs that people often overlook or don't 0:01:57.600 --> 0:01:58.080 know about. 0:01:58.680 --> 0:02:04.040 Ooh, my first three? Remember utilities and starting utilities. People 0:02:04.120 --> 0:02:06.360 always forget that you have to go and get your 0:02:06.400 --> 0:02:09.840 heat and you're cooling. Those can be three four hundred 0:02:09.840 --> 0:02:13.080 dollars initiation fees all the time. Same with if you're 0:02:13.080 --> 0:02:15.560 setting up internet for the first time, you're moving from home. 0:02:16.040 --> 0:02:18.960 You've never had internet that could have an upfront charge. 0:02:19.240 --> 0:02:21.919 Hopefully you have good credit that you can actually get 0:02:21.919 --> 0:02:25.559 approved and get that. I would say those are big surprises. 0:02:25.760 --> 0:02:29.640 And then people also forget little expenses that you have 0:02:29.800 --> 0:02:33.040 right when you move in, like key deposits. I've seen 0:02:33.080 --> 0:02:35.840 them up to three hundred dollars nowadays. Wow, So you 0:02:35.880 --> 0:02:40.320 start to factor in that, and I think people underprice 0:02:40.600 --> 0:02:44.720 how much moving costs and what you're quoted and what 0:02:44.760 --> 0:02:47.760 you actually pay are rarely the same. 0:02:48.880 --> 0:02:50.840 I also factor in things like how much am I 0:02:50.840 --> 0:02:52.799 going to spend at the container store when I want 0:02:52.840 --> 0:02:55.520 to organize myself, So that's also one thing that. 0:02:55.520 --> 0:02:56.240 I keep in mind. 0:02:56.320 --> 0:02:59.639 Yet, Yeah, I hadn't even thought about that. I'm just like, oh, yeah, 0:02:59.639 --> 0:03:01.440 I'm going to get a new couch. But yeah, I 0:03:01.520 --> 0:03:04.480 mean the utility fees, the Keith deposit, all kinds of stuff. 0:03:04.680 --> 0:03:07.040 Yeah, those are the small ones that definitely count. And 0:03:07.120 --> 0:03:09.600 also in this type of day and age, there's a 0:03:09.600 --> 0:03:12.000 lot of people who might need to put down more 0:03:12.000 --> 0:03:14.680 than first and last. And I do tell people, you know, 0:03:14.760 --> 0:03:17.000 you should be ready for that. Yeah, it's not a 0:03:17.000 --> 0:03:20.680 mandatory thing, but if you really need to move when 0:03:20.720 --> 0:03:23.200 other people need to move, sometimes that can happen too, 0:03:23.280 --> 0:03:24.320 So be ready for that. 0:03:24.760 --> 0:03:27.600 Do you have like a number you recommend setting aside, 0:03:27.639 --> 0:03:29.200 like three thousand dollars? 0:03:29.800 --> 0:03:32.400 I have two numbers. Okay, I have a number for 0:03:32.680 --> 0:03:35.920 a person just moving for the sake of moving, and 0:03:35.960 --> 0:03:38.080 then I have a number for a person who's moving 0:03:38.080 --> 0:03:41.560 out for the first time. So for the person moving 0:03:41.600 --> 0:03:44.120 out for the first time who's not used to paying 0:03:44.200 --> 0:03:47.840 a monthly rental bill, you don't think about it until 0:03:47.880 --> 0:03:51.560 you start paying it. I always say, within your budget, 0:03:51.800 --> 0:03:54.320 have an extra month of rent ready because you just 0:03:54.400 --> 0:03:57.560 don't know what will happen. You really don't, and you 0:03:57.640 --> 0:03:59.880 might be lined up for your second month of rent. 0:04:00.120 --> 0:04:02.640 But once you move in and you're paying these initial 0:04:02.680 --> 0:04:06.800 startups for everything, the money is depleted. So I would 0:04:06.800 --> 0:04:09.280 say you want that, And I always say, if you're moving, 0:04:09.600 --> 0:04:13.000 try to have a buffer of fifteen hundred to two 0:04:13.120 --> 0:04:17.680 thousand dollars just incidentals. Your first initial buy. You need 0:04:17.680 --> 0:04:20.960 to get some detergent, some toilet paper, the most simple 0:04:21.040 --> 0:04:24.840 you know, oil, salt, pepper, basics, and that's all going 0:04:24.880 --> 0:04:25.760 to add up for sure. 0:04:26.560 --> 0:04:30.160 So let's think about moving as three separate parts, packing 0:04:30.200 --> 0:04:33.599 and getting ready moving day, and then the early days 0:04:33.640 --> 0:04:36.359 at a new place. So what are some packing up 0:04:36.400 --> 0:04:37.239 the house tips? 0:04:37.880 --> 0:04:40.520 Get really clear in what you like and don't like 0:04:40.600 --> 0:04:44.200 that's in your existing home, And why are you spending 0:04:44.240 --> 0:04:46.440 time moving stuff that you don't want? Why are you 0:04:46.520 --> 0:04:48.919 paying movers to move things you have no use? For 0:04:49.080 --> 0:04:51.440 you're moving clutter from one place to another that will 0:04:51.560 --> 0:04:54.360 just go down a garbage choot or into a donation bin. 0:04:54.960 --> 0:04:59.800 Number one, declutter and b ruthless. You already know that 0:04:59.839 --> 0:05:02.640 you winter coats you have no use for yep out, 0:05:02.839 --> 0:05:05.279 don't move them to your new place. Start fresh. 0:05:05.400 --> 0:05:08.080 I love that Marie condo it and then whatever is 0:05:08.160 --> 0:05:13.640 left you can just pack up. And another tip I 0:05:13.680 --> 0:05:16.040 heard you can leave clothes on their hangars and in 0:05:16.160 --> 0:05:19.479 dresser drawers to make packing and unpacking easier. Oh and 0:05:19.520 --> 0:05:21.480 if you're taking a part in any furniture, to make 0:05:21.480 --> 0:05:24.200 it easier to move, keep all those little bolts and 0:05:24.279 --> 0:05:27.040 screws and things together in a little baggy and tape 0:05:27.040 --> 0:05:29.359 it to the piece of furniture they belong to so 0:05:29.400 --> 0:05:32.279 it all stays together. But then if you hire movers 0:05:32.320 --> 0:05:34.039 you can pay a little more and have them pack 0:05:34.120 --> 0:05:37.559 everything for you. They usually assume the liability of something 0:05:37.640 --> 0:05:40.680 they pack gets broken and transit, but if you packed it, 0:05:40.680 --> 0:05:41.320 it's on you. 0:05:41.920 --> 0:05:42.240 Okay. 0:05:42.279 --> 0:05:44.280 So that makes me wonder if I spend the money 0:05:44.360 --> 0:05:47.080 and hire movers or am I really a boss lady 0:05:47.120 --> 0:05:50.560 and I can do this all myself? So dag, what's 0:05:50.600 --> 0:05:53.320 your advice for like movers or not movers. 0:05:54.160 --> 0:05:56.560 I've said this before in a video, and I was 0:05:56.720 --> 0:05:59.440 very clear in how I worded this. If you are 0:05:59.600 --> 0:06:04.160 physically able to move boxes and do your own move, 0:06:04.600 --> 0:06:08.119 do it. Just do it, especially in a first move. 0:06:08.640 --> 0:06:10.839 At the end of the day, you will spend thousands 0:06:10.880 --> 0:06:14.000 of dollars on movers. There is no guarantee that things 0:06:14.040 --> 0:06:16.680 will not break, so it is out of your hands. 0:06:16.839 --> 0:06:19.880 And I also, again outside of finance, I'm a big 0:06:19.880 --> 0:06:22.479 believer that says, you know, stretch yourself to the limit, 0:06:22.680 --> 0:06:25.160 and if you can do something, do it. If you 0:06:25.240 --> 0:06:27.680 know how to make yourself a coffee, make yourself a coffee. 0:06:27.760 --> 0:06:29.840 If you can lift a box and you're kind of strong, 0:06:29.960 --> 0:06:33.040 do it. I mean call it exercise, and call it 0:06:33.080 --> 0:06:35.400 an effort in using your will to do the most 0:06:35.440 --> 0:06:35.800 you can. 0:06:36.200 --> 0:06:38.240 When I was a kid, I moved myself all the time. 0:06:38.400 --> 0:06:40.640 I lived in Manhattan, and I kind of moved around 0:06:40.720 --> 0:06:42.840 to different dorms and stuff. And I always moved myself 0:06:42.880 --> 0:06:44.320 because I was a kid and I had no money, 0:06:44.320 --> 0:06:45.920 and I had a lot of friends. 0:06:46.320 --> 0:06:49.280 And so friends and a pizza party, yes the way 0:06:49.320 --> 0:06:49.719 to move. 0:06:50.560 --> 0:06:53.120 And we actually we carried a couch one time through 0:06:53.240 --> 0:06:55.680 Washington Square Park. One of my favorite photos that I 0:06:55.720 --> 0:06:57.720 have of me and my friends will helping me move, 0:06:57.800 --> 0:06:59.920 like sitting on that couch in front of the arch 0:07:00.040 --> 0:07:03.359 in Washington Square Park. But now that I'm older, and 0:07:03.480 --> 0:07:05.760 because they do rank moving up there with one of 0:07:05.800 --> 0:07:08.240 the most stressful things that you can do in your life, 0:07:08.560 --> 0:07:10.880 and now that my knee doesn't really work that well more, 0:07:11.520 --> 0:07:14.600 I would probably go the hiring movers right perfect, you 0:07:14.640 --> 0:07:15.120 have your out. 0:07:15.360 --> 0:07:17.480 Yeah, this is actually a perfect thing. And this was 0:07:17.520 --> 0:07:20.200 going to be my next segue. Outside of physically able, 0:07:20.320 --> 0:07:22.760 there are also people who are physically able, but they 0:07:22.800 --> 0:07:26.720 work around the clock NonStop, so that is where there's 0:07:26.720 --> 0:07:29.360 always an exception. And then another thing I would say 0:07:29.440 --> 0:07:33.480 is there's so many different tiers of movers. So maybe 0:07:33.960 --> 0:07:35.840 if you have the heavy couch and you have the 0:07:35.880 --> 0:07:38.720 heavy table, you can find movers that will just move 0:07:38.760 --> 0:07:42.120 these large items, but they do not pack, They are 0:07:42.200 --> 0:07:44.920 not wrapping your things, and you're holding onto all of 0:07:45.000 --> 0:07:48.800 your valuables yourself. So I would say you can always 0:07:48.880 --> 0:07:51.120 use movers for the heavy lifting and then do the 0:07:51.200 --> 0:07:54.480 light stuff yourself. Nothing wrong with that, and lots of 0:07:54.520 --> 0:07:55.320 companies do that. 0:07:56.320 --> 0:07:58.520 So what are some things that people should definitely not 0:07:58.760 --> 0:08:00.720 pack to put in the mood being truck? Like, what 0:08:00.760 --> 0:08:02.680 are some things that I should like maybe put in 0:08:02.720 --> 0:08:04.680 a box and carry it myself or put it in 0:08:04.680 --> 0:08:07.000 my car? Like, what are the things I should keep 0:08:07.160 --> 0:08:09.560 not necessarily on my person, but kind of like in 0:08:09.600 --> 0:08:12.440 my eyesight for the whole time I'm, you know, doing 0:08:12.440 --> 0:08:12.880 this move. 0:08:13.480 --> 0:08:17.840 Any important personal documents those are key. Your passport right 0:08:17.920 --> 0:08:21.560 should be with you, insurance should be with you, and 0:08:21.640 --> 0:08:25.880 anything of like true sentimental value. Yeah right, anything that 0:08:26.080 --> 0:08:31.920 is really personal identifiers, keep that on your person. And 0:08:31.960 --> 0:08:34.120 then medications. 0:08:33.480 --> 0:08:34.480 Ooh yeah good. 0:08:34.559 --> 0:08:34.920 Okay. 0:08:35.280 --> 0:08:37.240 When I was a kid, I moved across the country 0:08:37.280 --> 0:08:39.160 and I remember like a big thing was that we 0:08:39.280 --> 0:08:42.920 got to our house way before the moving truck did. 0:08:43.640 --> 0:08:45.719 So for those who are going to have kind of 0:08:45.760 --> 0:08:48.920 like a first night in their house before the truck arrives, 0:08:49.640 --> 0:08:53.000 what should be in that first night box? And why 0:08:53.040 --> 0:08:54.319 is it important people pack one? 0:08:54.880 --> 0:08:57.680 Okay? So number one, I think every single human being 0:08:57.720 --> 0:09:00.920 needs to have a blow up mattress. They fold down 0:09:00.920 --> 0:09:05.720 to nothing. Those are the best. Obviously, your medications, a toothbrush, 0:09:05.760 --> 0:09:08.040 and I always say you can keep the same clothes, 0:09:08.240 --> 0:09:11.760 but maybe your undergarments, like one of each. Like maybe 0:09:11.800 --> 0:09:15.679 bring some underwear, some socks, maybe a little, you know, undershirt. 0:09:15.840 --> 0:09:17.959 I always say paper towels. I don't know what you 0:09:18.000 --> 0:09:19.600 feel like. You get into a new place, you don't 0:09:19.640 --> 0:09:21.439 have anything, you need to cook, you order a pizza. 0:09:22.120 --> 0:09:24.040 Maybe things are a little dusty in the bedroom, and 0:09:24.080 --> 0:09:26.360 you want to do some cleaning up before before the 0:09:26.360 --> 0:09:27.200 boxes get there. 0:09:27.559 --> 0:09:30.360 So I'm the person who goes before the moving truck 0:09:30.440 --> 0:09:33.120 to do the thorough clean first, because I don't want 0:09:33.200 --> 0:09:35.959 to put my things in other people's dust. Yes, So 0:09:36.440 --> 0:09:38.800 I say, your first night, you should probably also bring 0:09:38.840 --> 0:09:41.120 a bunch of cleaning products and you should just go 0:09:41.200 --> 0:09:43.719 and be like a great cleaning person for the day 0:09:43.800 --> 0:09:46.439 because you are moving your stuff in there. And also 0:09:46.440 --> 0:09:48.320 when you do a deep clean, you can discover all 0:09:48.440 --> 0:09:51.800 kinds of things that you maybe didn't notice before. Here 0:09:51.880 --> 0:09:54.320 is a fun thing that people don't realize. You could 0:09:54.320 --> 0:09:57.720 move into a place that has carpet and everything looks wonderful, 0:09:57.840 --> 0:10:00.679 and the second you put a heavy box on the carpet, 0:10:01.120 --> 0:10:04.200 termites can start to come out of the carpet, or 0:10:04.280 --> 0:10:07.000 cockroaches can come out of the carpet. I've seen this 0:10:07.080 --> 0:10:09.959 happen before, and this has been in places that are 0:10:10.080 --> 0:10:14.080 like brand new, newly renovated, and maybe have some original 0:10:14.080 --> 0:10:16.880 carpet in one part of the house. So you want 0:10:16.880 --> 0:10:18.960 to clean and know everything in your house before you 0:10:19.000 --> 0:10:20.000 start moving your stuff in. 0:10:20.400 --> 0:10:21.559 No thank you to bugs. 0:10:21.720 --> 0:10:24.120 Yeah new fear unlocked. 0:10:24.640 --> 0:10:29.160 Oh yeah, new fear unlocked for sure. Yeah. 0:10:29.360 --> 0:10:31.200 I want to add a few things to our first 0:10:31.280 --> 0:10:34.400 night box. Some betting to throw on that blow up mattress, 0:10:34.720 --> 0:10:37.920 something to cover the windows with, and maybe coffee and 0:10:38.000 --> 0:10:41.040 my coffee maker. But the most important thing might be 0:10:41.240 --> 0:10:44.160 the phone and device chargers. Put those in that box 0:10:44.400 --> 0:10:47.079 and mark the box with some different color packing tape 0:10:47.160 --> 0:10:49.679 or make sure it's like really labeled in large print. 0:10:50.200 --> 0:10:51.760 I also think you're going to want to tell your 0:10:51.760 --> 0:10:54.280 movers if you're using movers, to put that box on 0:10:54.400 --> 0:10:57.120 the truck last so that it comes off first. 0:10:57.640 --> 0:10:59.240 And if you know you're going to beat the movers 0:10:59.240 --> 0:11:01.160 to your new home, just keep the. 0:11:01.080 --> 0:11:01.680 Bucks with you. 0:11:04.040 --> 0:11:04.439 Okay. 0:11:04.480 --> 0:11:07.440 So the other thing about moving, I'm a big post 0:11:07.440 --> 0:11:09.640 it gal myself. I love a to do list and 0:11:09.679 --> 0:11:11.240 I'm always making big ones. 0:11:11.440 --> 0:11:12.400 I'm a cue carter. 0:11:12.679 --> 0:11:14.840 Oh see look at you. Okay, great, wonderful. 0:11:15.000 --> 0:11:16.280 Mine are always color coded. 0:11:16.600 --> 0:11:19.640 Yes, good, okay. So on that list is going to 0:11:19.640 --> 0:11:23.160 be everything that I need to take care of, when 0:11:23.200 --> 0:11:26.040 do I start changing my address and who are the 0:11:26.080 --> 0:11:28.679 companies that I really need to let them know, like hey, 0:11:28.720 --> 0:11:30.400 by the way, I'm leaving this one place and I'm 0:11:30.400 --> 0:11:33.480 going to this other one, so charge me accordingly and 0:11:33.559 --> 0:11:35.600 make sure you have my information up to date. 0:11:36.120 --> 0:11:38.640 I would say the two most important ones are your 0:11:38.679 --> 0:11:42.240 driver's license okay, And I always suggest to people for 0:11:42.440 --> 0:11:45.440 mail forwarding. Once you have your least signed in an 0:11:45.520 --> 0:11:47.520 order you're moving at the end of the month, get 0:11:47.520 --> 0:11:50.760 mail forwarding, And I always suggest do it for six months, 0:11:51.320 --> 0:11:53.320 just so that you can slowly, one by one go 0:11:53.400 --> 0:11:55.840 into the apps and you can change your stuff. But 0:11:56.320 --> 0:11:58.000 you know, something might just go on the wayside. You 0:11:58.080 --> 0:12:00.439 don't really think about it and then you're like, oh, right, 0:12:00.520 --> 0:12:03.120 like I needed to change that. I would say, once 0:12:03.160 --> 0:12:05.120 you know your move and start doing that. But number 0:12:05.120 --> 0:12:07.960 one license and then let your bank know. Oh yeah, 0:12:08.040 --> 0:12:11.280 those are the key ones and also really important if 0:12:11.280 --> 0:12:14.280 you're ever moving in with another person, let's say, into 0:12:14.320 --> 0:12:17.040 their least property, make sure you're getting all of your 0:12:17.080 --> 0:12:19.160 mails sent there, so there is proof that you are 0:12:19.200 --> 0:12:20.400 somebody who lives there. 0:12:21.360 --> 0:12:24.760 That's a great point. You typically need proof of address 0:12:24.800 --> 0:12:27.840 for government and financial services, things like getting a real 0:12:27.880 --> 0:12:30.920 ID at the DMV, registering to vote, opening a bank account, 0:12:30.960 --> 0:12:34.320 applying for loans, setting up local utilities, or enruling children 0:12:34.320 --> 0:12:35.080 in public school. 0:12:35.400 --> 0:12:38.680 This is very important for people for sure, and again 0:12:38.720 --> 0:12:40.960 that is for your own protection of going into a home. 0:12:41.000 --> 0:12:43.199 If there's no mail in your name going there, it's 0:12:43.240 --> 0:12:44.400 hard to prove you live there. 0:12:47.160 --> 0:12:49.520 Let's talk about setting up utilities, because one of the 0:12:49.559 --> 0:12:52.720 easiest ways to avoid moving day headaches is to do 0:12:52.760 --> 0:12:54.040 that before you arrive. 0:12:54.640 --> 0:12:57.400 About two to three weeks before you move. Contact your 0:12:57.400 --> 0:13:00.679 providers to schedule services at your new home, aiming to 0:13:00.720 --> 0:13:03.640 have electricity, gas, and water turned on at least a 0:13:03.760 --> 0:13:06.600 day before you move in. Don't forget trash and recycling 0:13:06.600 --> 0:13:09.280 pickup if you're moving into a house, and don't forget 0:13:09.360 --> 0:13:12.120 internet services either. Installation appointents can book. 0:13:11.960 --> 0:13:14.320 Up quickly, so schedule yours as early as possible. 0:13:14.600 --> 0:13:17.320 Yeah, and then leave your old services active until the 0:13:17.360 --> 0:13:20.400 day after you move out. You're gonna want things like 0:13:20.440 --> 0:13:24.000 water and electricity while you're doing that last clean so 0:13:24.120 --> 0:13:25.160 you get your security to. 0:13:25.080 --> 0:13:25.640 Paus it back. 0:13:25.880 --> 0:13:28.080 And another tip I heard was to snap pictures of 0:13:28.080 --> 0:13:30.640 the electric, gas and water meters before you leave your 0:13:30.640 --> 0:13:32.920 old home and when you arrive at your new one. 0:13:33.080 --> 0:13:33.720 Wait, how come? 0:13:33.960 --> 0:13:35.800 Oh, just so you have proof in case you get 0:13:35.880 --> 0:13:38.600 charged for the previous or future person's usage. 0:13:38.800 --> 0:13:40.760 Okay, that makes sense. I'm not paying for them, only 0:13:40.800 --> 0:13:41.040 for me. 0:13:44.240 --> 0:13:50.080 Thinking about logistics paperwork, what documents, receipts or records should 0:13:50.080 --> 0:13:53.280 people keep throughout the process that might come in handy 0:13:53.360 --> 0:13:53.959 down the line. 0:13:54.480 --> 0:13:57.720 You should always maybe have a monthly bank statement and 0:13:57.800 --> 0:14:00.720 have a clear line of where your rent came out, 0:14:01.320 --> 0:14:04.559 your utilities came out, and all of that, just because 0:14:04.640 --> 0:14:06.480 then you can always explain it down the line. If 0:14:06.520 --> 0:14:08.800 you're moving again, it's like, hey, here's all of my 0:14:08.880 --> 0:14:11.439 proof of rent. That's what you want to hold on to. 0:14:14.720 --> 0:14:24.920 We'll be right back after a quick break, and we're 0:14:25.120 --> 0:14:26.880 back with more grown up stuff. 0:14:26.920 --> 0:14:27.480 How do I don't? 0:14:30.240 --> 0:14:32.320 So we talked about getting ready to move and then 0:14:32.400 --> 0:14:34.760 moving day, But now I want to talk a little 0:14:34.800 --> 0:14:37.080 about what you do once you get your keys. What 0:14:37.120 --> 0:14:39.880 are the first three things that you should do? Like, okay, 0:14:39.960 --> 0:14:42.040 this is where I'm going to be living. So what 0:14:42.120 --> 0:14:43.400 do I check off right away? 0:14:43.960 --> 0:14:47.280 The second I'm walking into the door. One, I'm going 0:14:47.320 --> 0:14:49.880 to check all of the keys work and they've all 0:14:49.920 --> 0:14:52.640 been cut properly. Quick tip, and then we'll circle back 0:14:52.680 --> 0:14:55.440 to that. We always pay key deposits. If you're paying 0:14:55.440 --> 0:14:58.359 a key deposit, don't ask for one key, ask for multiples. 0:14:59.000 --> 0:15:00.760 I don't care. You tell them I need one, my 0:15:00.800 --> 0:15:03.000 wife needs one, and I need one for the dog walker. 0:15:03.320 --> 0:15:05.400 You were pre paying them two hundred dollars for keys. 0:15:05.400 --> 0:15:08.000 They don't cost that much, so that would be number one. 0:15:08.240 --> 0:15:10.480 Number two. Once I go in, the first thing I'm 0:15:10.560 --> 0:15:15.680 checking is the furnace. I'm checking that the air conditioning works. 0:15:16.240 --> 0:15:17.960 I'm going to go to the furnace and I'm going 0:15:17.960 --> 0:15:21.400 to make sure the filter is fresh and good. And 0:15:21.440 --> 0:15:24.800 then I'm going to go to every single water anything. 0:15:24.960 --> 0:15:27.720 I'm going to run a sink to confirm the pressure 0:15:27.920 --> 0:15:30.440 and make sure it's running smoothly. I'm going to check 0:15:30.480 --> 0:15:33.080 the showers and run them a few minutes, and I 0:15:33.160 --> 0:15:35.760 might run some of my water ten to fifteen minutes 0:15:36.040 --> 0:15:38.480 and go watch around, maybe have somebody in the lower 0:15:38.560 --> 0:15:42.360 level make sure there's no leaking and no surprises. And 0:15:42.400 --> 0:15:45.200 then also check your electrical plugs because if you notice 0:15:45.240 --> 0:15:47.600 a whole panel is off, it's a great way for 0:15:47.640 --> 0:15:50.080 you to learn how to use your fuse box. Or 0:15:50.320 --> 0:15:52.960 it's your first move and day, so your landlord is 0:15:53.000 --> 0:15:56.680 going to be more accessible than two months down the line. 0:15:56.880 --> 0:15:59.520 And then there's never a oh, maybe you broke it. No, 0:15:59.560 --> 0:16:02.520 I just moved in. I open the door, it doesn't work. 0:16:02.640 --> 0:16:06.560 So make sure the moving components of the home are working. 0:16:07.240 --> 0:16:09.760 That is your key. And make sure the furnace and 0:16:09.800 --> 0:16:13.560 heating and cooling are in good order, super important. And 0:16:13.640 --> 0:16:15.480 also I'm a firm believer you got to live in 0:16:15.560 --> 0:16:16.920 space to know what works for you. 0:16:17.640 --> 0:16:19.400 Yeah, I'm one of those people that's like, I just 0:16:19.480 --> 0:16:22.040 want to be settled right away, But until you're in 0:16:22.120 --> 0:16:25.000 the space, you really don't know how your body moves 0:16:25.000 --> 0:16:27.040 in it, sort of like where you want to put 0:16:27.080 --> 0:16:29.920 your coffee cup down each day, or where the sunlight 0:16:30.040 --> 0:16:32.320 is going to be strongest at different times. And so 0:16:32.440 --> 0:16:34.760 like I do think a little bit of time living 0:16:34.880 --> 0:16:38.600 somewhere first then helps give you a better idea of 0:16:38.600 --> 0:16:42.240 like what furniture you're going to need and where absolutely. 0:16:42.920 --> 0:16:45.200 One thing I wanted to talk about is what are 0:16:45.240 --> 0:16:48.760 the services that people should be thinking about around this time. 0:16:48.800 --> 0:16:53.400 I'm thinking like home insurance, lawn care, past control, security. 0:16:54.080 --> 0:16:57.320 If you rent a place that has grass, it's not 0:16:57.440 --> 0:17:01.680 your problem. That's the problem of a landlord, unless you 0:17:01.760 --> 0:17:04.240 work out a deal where they're kind of like, are 0:17:04.240 --> 0:17:06.080 you good with this this, and then it becomes a 0:17:06.160 --> 0:17:09.280 tenant landlord together thing, and a lot of people are 0:17:09.320 --> 0:17:11.440 good with it. They're like, well, of course I live here, 0:17:11.440 --> 0:17:14.800 I'm going to shovel my snow. You're not legally obligated. 0:17:15.520 --> 0:17:17.800 And because you don't own the home, it makes sense, 0:17:17.960 --> 0:17:20.200 right because at the end of the day, it's if 0:17:20.240 --> 0:17:23.159 somebody trips on property. I'm not the existing owner of 0:17:23.200 --> 0:17:26.040 the property, so you can't tell me you need to 0:17:26.119 --> 0:17:30.439 salt your stairs on property that isn't mine. 0:17:33.520 --> 0:17:37.760 And then renters insurance or homeowner's insurance, that's definitely something 0:17:37.800 --> 0:17:40.840 to look into. Renterer's insurance is designed to protect you, 0:17:41.359 --> 0:17:43.760 not the building you live in, so it typically covers 0:17:43.800 --> 0:17:47.639 your personal belongings if they're stolen or damaged, provides liability 0:17:47.640 --> 0:17:50.440 coverage to someone who's injured inside your home, and can 0:17:50.480 --> 0:17:54.000 help pay for temporary housing if your rental becomes unlivable 0:17:54.080 --> 0:17:57.199 after a covered event. What it doesn't cover is the 0:17:57.200 --> 0:18:01.560 building itself. That's your landlord's responsibility, or certain disasters like 0:18:01.600 --> 0:18:05.640 floods and earthquakes, which usually require separate insurance. And renter's 0:18:05.680 --> 0:18:08.320 insurance is generally pretty reasonable for what it covers. 0:18:09.320 --> 0:18:11.160 I think I paid twelve dollars a month. 0:18:11.280 --> 0:18:13.280 Yeah, there you go. Like I like to think it's 0:18:13.320 --> 0:18:15.240 all pretty manageable. 0:18:17.160 --> 0:18:19.440 A lot of people use like home security systems and 0:18:19.480 --> 0:18:22.240 stuff when they set up, you know, like locks on 0:18:22.280 --> 0:18:25.600 the doors and the windows and alarm systems. 0:18:26.000 --> 0:18:28.639 Oh, if you're renting in a home, security for the 0:18:28.680 --> 0:18:32.560 wind for sure. If you're in a condo or apartment building, 0:18:33.280 --> 0:18:35.760 I guess that's optional. But the thing is you already 0:18:35.800 --> 0:18:37.520 have a lot of cameras coming, Like they're going to 0:18:37.600 --> 0:18:39.480 notice if somebody I don't know comes with the big 0:18:39.520 --> 0:18:42.360 acts in the elevator and they got off in fourteen 0:18:42.960 --> 0:18:45.359 they know they're on the fourteenth floor. Yeah, but I 0:18:45.359 --> 0:18:48.679 would say, oh, yeah, you definitely want some version of 0:18:48.920 --> 0:18:52.720 recording of something. I have internal cameras in my house 0:18:52.880 --> 0:18:57.399 because I'm really neurotic, And I've also had a person 0:18:57.480 --> 0:19:01.439 break into my home while I was there, so I 0:19:01.800 --> 0:19:04.120 keep myself very safeguarded. 0:19:04.920 --> 0:19:07.680 While we're talking about safety, what are checks that every 0:19:07.680 --> 0:19:11.000 homeowner should do during their first week in a new home. 0:19:11.400 --> 0:19:13.440 What should we be doing with our locks and with 0:19:13.480 --> 0:19:17.240 our garage door openers and security codes and things like that. 0:19:17.920 --> 0:19:20.399 I would always want to change everything. You want to 0:19:20.480 --> 0:19:23.360 change that garage coach, your own unique new one. If 0:19:23.400 --> 0:19:26.520